Rms & Associates Mortgage Rates, Fees & Info

LAS VEGAS, NV

LEI: 254900FSIRD1E5MR0U30

Tax ID: 88-0354299

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Mortgage Data

Review & Overview

Rms & Associates is a smaller mortgage company specializing in Home Purchase loans. Rms & Associates has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Las Vegas, San Diego, Ogden, Gardnerville Ranchos, and Sacramento among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

Rms & Associates has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Rms & Associates is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.96% 3/28/24
30 Year Conventional Refi 6.74% 3/28/24
30 Year Cash-out Refi 6.78% 3/28/24
30 Year FHA Purchase 7.57% 3/28/24
30 Year VA Purchase 6.49% 3/28/24
30 Year VA Refi 7.33% 3/28/24
15 Year Conventional Refi 6.18% 3/28/24
15 Year Cash-out Refi 6.18% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Rms & Associates Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Rms & Associates. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

602

Origination Dollar Volume (All Markets)

$145,870,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 587 $142,345,000 $242,496 $7,252 4.57%
Outside of Metro Areas 6 $1,290,000 $215,000 $5,855 4.46%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $865,000 $288,333 $1,500 3.88%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $420,000 $210,000 $0 4.56%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $325,000 $325,000 $16,592 4.75%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $3,655 4.13%
Pahrump, NV (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.50%
Rms & Associates's top markets include Las Vegas, San Diego, Ogden, Gardnerville Ranchos, and Sacramento among others.

Their top states include:
  • Nevada (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against RMS & Associates based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SIMPLIFI MORTGAGE, LLC
    Similarity Rank: 288
    Nevada Mortgage Inc.
    Similarity Rank: 401
    ALOHA PACIFIC
    Similarity Rank: 695
    Credit Union 1
    Similarity Rank: 850
    ONE NEVADA CREDIT UNION
    Similarity Rank: 1680
    MID AMERICA MORTGAGE, INC.
    Similarity Rank: 1976
    JFK Financial Inc.
    Similarity Rank: 2156
    Fremont Bank
    Similarity Rank: 2700

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 432 $104,550,000 $242,014 $6,018 4.54%
    FHA 140 $32,660,000 $233,286 $10,454 4.71%
    VA 30 $8,660,000 $288,667 $12,004 4.34%

    For 2019, Rms & Associates's most frequently originated type of loan was Conventional, with 432 originations. Their 2nd most popular type was FHA, with 140 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 403 $100,285,000 $248,846 $8,080 4.71%
    Refi 108 $25,960,000 $240,370 $5,520 4.05%
    Cash Out Refi 91 $19,625,000 $215,659 $6,142 4.53%

    For 2019, Rms & Associates's most frequently cited loan purpose was Home Purchase, with 403 originations. The 2nd most popular reason was Refi, with 108 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 553 $134,635,000 $243,463 $7,372 4.61%
    20 Year 24 $5,980,000 $249,167 $6,100 4.20%
    15 Year 23 $4,855,000 $211,087 $6,204 3.83%
    10 Year 1 $65,000 $65,000 $1,500 3.50%
    Other 1 $335,000 $335,000 $0 5.63%

    For 2019, Rms & Associates's most frequently cited loan duration was 30 Year, with 553 originations. The 2nd most popular length was 20 Year, with 24 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $3k-4k 196 $41,060,000 $209,490
    $4k-5k 154 $41,290,000 $268,117
    $2k-3k 131 $24,185,000 $184,618
    $5k+ 72 $26,420,000 $366,944
    $1k-2k 36 $9,030,000 $250,833
    $<1k 8 $2,840,000 $355,000

    Rms & Associates's average total fees were $7,372, while their most frequently occuring range of origination fees (closing costs) were in the $3k-4k bucket, with 196 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 278 $67,730,000 $243,633
    3-4% 187 $47,885,000 $256,070
    5-6% 120 $26,680,000 $222,333
    6-7% 15 $3,025,000 $201,667
    2.5-3% 2 $550,000 $275,000

    During 2019, Rms & Associates's average interest rate for loans was 4.61%, while their most frequently originated rate bucket for loans was 4-5%, with 278 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 381 $100,805,000 $264,580 $8,095 4.54%
    $100k-200k 173 $28,285,000 $163,497 $5,998 4.69%
    $400k-600k 34 $15,600,000 $458,824 $8,494 4.19%
    $100,000 or less 14 $1,180,000 $84,286 $4,349 4.75%

    2019 saw Rms & Associates place emphasis on $200k-400k loans with 381 originations, totaling $100,805,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 219 $50,565,000 $230,890 $7,781 4.64%
    $50k or less 177 $34,285,000 $193,701 $6,312 4.61%
    $75k-100k 95 $25,485,000 $268,263 $7,714 4.48%
    $100k-150k 68 $20,620,000 $303,235 $7,310 4.43%
    $150k-250k 39 $13,275,000 $340,385 $6,853 4.38%
    $250k+ 4 $1,640,000 $410,000 $9,456 4.50%

    Rms & Associates lent most frequently to those with incomes in the $50k-75k range, with 219 originations. The second most popular income band? $50k or less, with 177 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 91 $22,525,000 $247,527 $6,809 4.64%
    20-30% 66 $15,640,000 $236,970 $6,417 4.31%
    50-60% 46 $11,280,000 $245,217 $11,215 4.55%
    44% 45 $10,475,000 $232,778 $8,154 4.67%
    42% 42 $9,930,000 $236,429 $6,987 4.66%
    43% 35 $8,635,000 $246,714 $8,428 4.65%
    40% 34 $8,230,000 $242,059 $6,856 4.61%
    41% 33 $7,715,000 $233,788 $6,159 4.48%
    46% 31 $7,735,000 $249,516 $8,033 4.54%
    49% 28 $6,190,000 $221,071 $6,850 4.60%
    45% 26 $6,130,000 $235,769 $7,044 4.78%
    38% 24 $5,860,000 $244,167 $5,242 4.45%
    47% 22 $5,380,000 $244,545 $7,554 4.98%
    48% 20 $5,510,000 $275,500 $6,395 4.46%
    37% 19 $4,965,000 $261,316 $7,289 4.39%
    39% 16 $4,120,000 $257,500 $7,151 4.49%
    36% 13 $3,055,000 $235,000 $6,383 4.48%
    <20% 10 $2,260,000 $226,000 $4,892 4.13%
    >60% 1 $235,000 $235,000 $10,787 5.13%

    Rms & Associates lent most frequently to those with DTI ratios of 30-36%, with 91 originations. The next most common DTI ratio? 20-30%, with 66 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 504 $121,270,000 $240,615 $7,099 4.59%
    Asian 50 $11,840,000 $236,800 $6,442 4.36%
    Black 35 $9,475,000 $270,714 $9,157 4.55%
    Native Hawaiian or Islander 7 $1,885,000 $269,286 $7,756 4.68%
    Not provided 4 $900,000 $225,000 $5,561 4.69%
    American Indian 2 $500,000 $250,000 $8,645 4.38%

    Approval Rates

    Total approvals of all applications
    99.06%

    Rms & Associates has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    95.02%

    Rms & Associates has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $305,000 $305,000
    1626.0 15 $3,845,000 $256,333
    1630.0 4 $1,110,000 $277,500
    2126.0 1 $255,000 $255,000
    2130.0 1 $205,000 $205,000
    2145.0 1 $105,000 $105,000
    2296.0 1 $135,000 $135,000
    2326.0 1 $145,000 $145,000
    2402.0 1 $75,000 $75,000
    2446.0 1 $165,000 $165,000
    2460.0 1 $165,000 $165,000
    2470.0 1 $175,000 $175,000
    2479.0 1 $175,000 $175,000
    2495.0 1 $175,000 $175,000
    2542.0 1 $185,000 $185,000
    2560.0 1 $95,000 $95,000
    2571.0 1 $185,000 $185,000
    2576.0 1 $95,000 $95,000
    2586.0 2 $290,000 $145,000
    2590.0 1 $195,000 $195,000
    2602.0 1 $265,000 $265,000
    2615.0 1 $205,000 $205,000
    2620.0 1 $95,000 $95,000
    2623.0 2 $400,000 $200,000
    2636.0 1 $105,000 $105,000
    2639.0 1 $205,000 $205,000
    2640.0 1 $205,000 $205,000
    2645.0 1 $205,000 $205,000
    2658.0 1 $215,000 $215,000
    2676.0 1 $215,000 $215,000
    2680.0 1 $215,000 $215,000
    2682.0 1 $105,000 $105,000
    2685.0 1 $215,000 $215,000
    2690.0 1 $215,000 $215,000
    2697.0 1 $215,000 $215,000
    2706.0 1 $435,000 $435,000
    2726.0 2 $230,000 $115,000
    2735.0 2 $340,000 $170,000
    2740.78 1 $225,000 $225,000
    2745.0 1 $225,000 $225,000
    2759.0 1 $235,000 $235,000
    2760.0 1 $225,000 $225,000
    2775.0 1 $225,000 $225,000
    2776.0 1 $115,000 $115,000
    2784.0 1 $235,000 $235,000
    2786.0 1 $115,000 $115,000
    2790.0 2 $470,000 $235,000
    2796.0 1 $235,000 $235,000
    2798.0 1 $235,000 $235,000
    2812.0 1 $245,000 $245,000
    2813.0 1 $235,000 $235,000
    2825.0 2 $360,000 $180,000
    2832.0 1 $125,000 $125,000
    2837.0 1 $125,000 $125,000
    2841.0 1 $245,000 $245,000
    2856.0 2 $500,000 $250,000
    2861.0 1 $125,000 $125,000
    2865.0 1 $255,000 $255,000
    2880.0 1 $125,000 $125,000
    2891.0 1 $125,000 $125,000
    2896.0 1 $255,000 $255,000
    2900.0 2 $500,000 $250,000
    2910.0 1 $125,000 $125,000
    2912.0 1 $255,000 $255,000
    2913.0 1 $255,000 $255,000
    2926.0 1 $135,000 $135,000
    2930.0 1 $135,000 $135,000
    2936.0 2 $270,000 $135,000
    2950.0 1 $245,000 $245,000
    2965.0 1 $135,000 $135,000
    2983.0 1 $275,000 $275,000
    2996.0 1 $135,000 $135,000
    3001.0 1 $135,000 $135,000
    3026.0 2 $290,000 $145,000
    3050.0 1 $285,000 $285,000
    3081.0 1 $145,000 $145,000
    3083.0 1 $145,000 $145,000
    3085.0 1 $295,000 $295,000
    3101.0 1 $315,000 $315,000
    3105.0 1 $155,000 $155,000
    3126.0 1 $155,000 $155,000
    3145.0 1 $305,000 $305,000
    3146.0 1 $155,000 $155,000
    3166.0 2 $310,000 $155,000
    3168.51 1 $155,000 $155,000
    3170.0 2 $630,000 $315,000
    3181.0 2 $470,000 $235,000
    3200.0 1 $255,000 $255,000
    3236.0 1 $165,000 $165,000
    3247.0 1 $165,000 $165,000
    32556.0 1 $195,000 $195,000
    3266.0 2 $330,000 $165,000
    3276.0 2 $500,000 $250,000
    3306.0 2 $330,000 $165,000
    3326.0 1 $175,000 $175,000
    3330.0 1 $175,000 $175,000
    3344.0 1 $175,000 $175,000
    3346.0 1 $345,000 $345,000
    3360.0 1 $345,000 $345,000
    3376.0 1 $175,000 $175,000
    3396.0 1 $175,000 $175,000
    3405.0 1 $275,000 $275,000
    3411.0 1 $185,000 $185,000
    3426.0 2 $370,000 $185,000
    3430.0 1 $185,000 $185,000
    3452.0 1 $185,000 $185,000
    3455.0 1 $185,000 $185,000
    3459.0 2 $370,000 $185,000
    3460.0 1 $185,000 $185,000
    3476.0 2 $370,000 $185,000
    3496.0 2 $370,000 $185,000
    3498.0 1 $195,000 $195,000
    3506.0 1 $185,000 $185,000
    3523.0 1 $255,000 $255,000
    3526.0 1 $195,000 $195,000
    3536.0 1 $195,000 $195,000
    3543.0 1 $195,000 $195,000
    3555.0 1 $385,000 $385,000
    3573.0 1 $195,000 $195,000
    3601.0 1 $265,000 $265,000
    3621.0 1 $195,000 $195,000
    3625.0 1 $195,000 $195,000
    3626.0 3 $615,000 $205,000
    3630.0 1 $205,000 $205,000
    3636.0 2 $410,000 $205,000
    3650.0 1 $205,000 $205,000
    3653.0 2 $410,000 $205,000
    3672.0 1 $205,000 $205,000
    3697.0 1 $205,000 $205,000
    3700.0 1 $215,000 $215,000
    3708.0 1 $215,000 $215,000
    3711.0 1 $205,000 $205,000
    3716.0 2 $420,000 $210,000
    3726.0 1 $215,000 $215,000
    3734.0 1 $215,000 $215,000
    3736.0 1 $215,000 $215,000
    3749.0 1 $215,000 $215,000
    3755.0 1 $205,000 $205,000
    3763.0 1 $145,000 $145,000
    3774.0 1 $215,000 $215,000
    3781.0 1 $435,000 $435,000
    3797.0 1 $225,000 $225,000
    3800.0 1 $225,000 $225,000
    3806.0 2 $430,000 $215,000
    3811.0 2 $440,000 $220,000
    3825.0 1 $215,000 $215,000
    3838.0 1 $225,000 $225,000
    3850.0 1 $225,000 $225,000
    3853.0 1 $225,000 $225,000
    3855.0 1 $355,000 $355,000
    3857.0 1 $225,000 $225,000
    3858.0 1 $225,000 $225,000
    3865.0 1 $225,000 $225,000
    3866.0 2 $450,000 $225,000
    3867.0 1 $225,000 $225,000
    3883.0 1 $255,000 $255,000
    3885.0 1 $225,000 $225,000
    3893.0 2 $470,000 $235,000
    3895.0 2 $450,000 $225,000
    3906.0 1 $225,000 $225,000
    3922.0 1 $185,000 $185,000
    3930.0 2 $470,000 $235,000
    3942.0 1 $235,000 $235,000
    3951.0 1 $235,000 $235,000
    3960.3 1 $235,000 $235,000
    3965.0 1 $235,000 $235,000
    3974.0 1 $235,000 $235,000
    3975.0 1 $235,000 $235,000
    3981.0 1 $235,000 $235,000
    3985.0 1 $245,000 $245,000
    3990.0 2 $490,000 $245,000
    4002.0 1 $235,000 $235,000
    4011.0 2 $470,000 $235,000
    4025.0 1 $245,000 $245,000
    4026.0 2 $440,000 $220,000
    4029.0 1 $245,000 $245,000
    4031.0 1 $245,000 $245,000
    4038.0 1 $245,000 $245,000
    4046.0 1 $245,000 $245,000
    4048.0 2 $490,000 $245,000
    4050.0 1 $245,000 $245,000
    4051.0 1 $245,000 $245,000
    4077.0 1 $245,000 $245,000
    4086.0 1 $255,000 $255,000
    4095.0 1 $245,000 $245,000
    4099.0 1 $245,000 $245,000
    4100.0 1 $215,000 $215,000
    4101.0 1 $165,000 $165,000
    4106.0 1 $245,000 $245,000
    4126.0 1 $255,000 $255,000
    4143.0 1 $255,000 $255,000
    4157.0 1 $165,000 $165,000
    4161.0 1 $255,000 $255,000
    4163.0 1 $255,000 $255,000
    4169.0 1 $255,000 $255,000
    4176.0 1 $175,000 $175,000
    4183.0 1 $265,000 $265,000
    4185.0 1 $265,000 $265,000
    4191.0 1 $255,000 $255,000
    4200.0 1 $255,000 $255,000
    4226.0 1 $265,000 $265,000
    4229.0 1 $265,000 $265,000
    4230.0 1 $265,000 $265,000
    4237.0 1 $265,000 $265,000
    4245.0 1 $245,000 $245,000
    4266.0 1 $265,000 $265,000
    4269.0 1 $265,000 $265,000
    4274.0 2 $530,000 $265,000
    4275.0 1 $265,000 $265,000
    4279.0 1 $275,000 $275,000
    4286.0 2 $530,000 $265,000
    4289.0 1 $275,000 $275,000
    4290.0 1 $265,000 $265,000
    4308.0 1 $265,000 $265,000
    4312.52 1 $275,000 $275,000
    4325.0 1 $265,000 $265,000
    4333.0 1 $275,000 $275,000
    4340.0 1 $275,000 $275,000
    4345.0 2 $550,000 $275,000
    4348.0 1 $185,000 $185,000
    4361.0 1 $275,000 $275,000
    4381.0 1 $275,000 $275,000
    4439.0 1 $285,000 $285,000
    4450.0 1 $285,000 $285,000
    4453.0 1 $285,000 $285,000
    4466.0 1 $285,000 $285,000
    4470.0 1 $285,000 $285,000
    4472.0 1 $285,000 $285,000
    4476.0 1 $285,000 $285,000
    4495.0 1 $285,000 $285,000
    4506.0 1 $195,000 $195,000
    4521.0 1 $195,000 $195,000
    4549.0 1 $295,000 $295,000
    4570.0 1 $295,000 $295,000
    4571.0 2 $590,000 $295,000
    4583.0 1 $305,000 $305,000
    4614.08 1 $195,000 $195,000
    4618.0 1 $295,000 $295,000
    4626.0 1 $305,000 $305,000
    4641.0 1 $205,000 $205,000
    4656.0 2 $610,000 $305,000
    4661.0 1 $305,000 $305,000
    4665.0 1 $305,000 $305,000
    4666.0 1 $305,000 $305,000
    4676.0 2 $620,000 $310,000
    4680.0 1 $305,000 $305,000
    4705.0 1 $305,000 $305,000
    4709.0 1 $315,000 $315,000
    4715.0 1 $315,000 $315,000
    4746.0 1 $315,000 $315,000
    4751.0 1 $255,000 $255,000
    4762.0 1 $315,000 $315,000
    4765.0 1 $305,000 $305,000
    4770.0 1 $315,000 $315,000
    4778.0 1 $315,000 $315,000
    4790.0 1 $215,000 $215,000
    4800.0 1 $295,000 $295,000
    4810.0 1 $315,000 $315,000
    4813.0 1 $215,000 $215,000
    4846.0 1 $325,000 $325,000
    4850.0 2 $650,000 $325,000
    4856.0 1 $325,000 $325,000
    4906.0 1 $325,000 $325,000
    4907.0 1 $265,000 $265,000
    4913.0 1 $325,000 $325,000
    5046.0 1 $225,000 $225,000
    5050.0 1 $225,000 $225,000
    5056.0 1 $345,000 $345,000
    5093.0 1 $345,000 $345,000
    5106.0 1 $345,000 $345,000
    5136.0 2 $410,000 $205,000
    5156.0 1 $355,000 $355,000
    5162.0 1 $355,000 $355,000
    5166.0 1 $235,000 $235,000
    5176.0 1 $355,000 $355,000
    5184.0 1 $285,000 $285,000
    5201.0 1 $355,000 $355,000
    5206.0 1 $355,000 $355,000
    5226.0 2 $730,000 $365,000
    5233.0 1 $185,000 $185,000
    5271.0 1 $245,000 $245,000
    5272.0 1 $365,000 $365,000
    5275.0 1 $365,000 $365,000
    5326.0 1 $375,000 $375,000
    5368.0 1 $375,000 $375,000
    5388.0 1 $375,000 $375,000
    5418.0 1 $255,000 $255,000
    5442.0 1 $385,000 $385,000
    5525.0 1 $385,000 $385,000
    5599.0 1 $285,000 $285,000
    5600.0 1 $375,000 $375,000
    5651.0 1 $405,000 $405,000
    5676.0 1 $405,000 $405,000
    5778.0 1 $415,000 $415,000
    5861.0 1 $425,000 $425,000
    5906.0 1 $425,000 $425,000
    6000.0 1 $435,000 $435,000
    6074.0 1 $245,000 $245,000
    6138.0 1 $455,000 $455,000
    6178.0 1 $455,000 $455,000
    6233.0 1 $465,000 $465,000
    6306.0 1 $465,000 $465,000
    6469.0 3 $1,455,000 $485,000
    655.0 1 $445,000 $445,000
    6817.0 1 $265,000 $265,000
    6841.0 1 $295,000 $295,000
    7070.8 1 $355,000 $355,000
    7416.0 1 $295,000 $295,000
    7576.0 1 $595,000 $595,000
    8091.0 1 $325,000 $325,000
    8302.0 1 $535,000 $535,000
    976.0 4 $1,240,000 $310,000
    9786.0 1 $405,000 $405,000
    980.0 1 $325,000 $325,000
    9861.0 1 $275,000 $275,000
    NA 221 $51,505,000 $233,054

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 602 $145,870,000 $242,309

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 10 $1,050,000 $105,000 $4,562 4.25%
    40-60% 34 $5,660,000 $166,471 $5,894 4.19%
    60-80% 178 $44,070,000 $247,584 $6,342 4.41%
    80-100% 368 $91,740,000 $249,293 $7,635 4.69%
    Over 100% 11 $3,285,000 $298,636 $16,728 4.47%
    Under 20% 1 $65,000 $65,000 $1,500 3.50%