Gardnerville Ranchos Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Gardnerville Ranchos averaged
6.78%
for the week of 2023-03-23, compared to the national average of
6.42% for the same period.
The average rate for the prior week (2023-03-16) was
6.96% and
one month ago for the week of 2023-02-16, the
average rate was 6.38%.
Gardnerville Ranchos's average rate one year ago was 3.48%.
For refis of the same type during the week of 2023-03-23, the average rate
was 6.66%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-23 | 6.42% |
| Gardnerville Ranchos 30 Year Fixed Rate | 2023-03-23 | 6.78% |
| Gardnerville Ranchos 30 Year Fixed Rate Refi | 2023-03-23 | 6.66% |
| Gardnerville Ranchos 15 Year Fixed Rate | 2023-03-23 | 6.26% |
| Gardnerville Ranchos 15 Year Fixed Rate Refi | 2023-03-23 | 6.27% |
| Gardnerville Ranchos 30 Year FHA | 2023-03-23 | 6.31% |
| Gardnerville Ranchos 30 Year FHA Refi | 2023-03-23 | 5.79% |
| Gardnerville Ranchos 30 Year USDA | 2023-03-23 | 6.34% |
| Gardnerville Ranchos 30 Year USDA Refi | 2023-03-23 | 5.87% |
| Gardnerville Ranchos 30 Year VA | 2023-03-23 | 6.14% |
| Gardnerville Ranchos 30 Year VA Refi | 2023-03-23 | 5.88% |
Gardnerville Ranchos Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gardnerville Ranchos, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Gardnerville Ranchos Average Closing Costs & Other Stats
Gardnerville Ranchos, NV's 122 lenders originated 1,634
loans during 2022. The total origination value was $814,960,000, with an average loan value of
$498,752.
Gardnerville Ranchos's average closing costs are $5,880.
The top Gardnerville Ranchos lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
127 loans originated. Their average total fees are
$7,433, which is $666
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Gardnerville Ranchos lenders (with over 10 loans originated) are
GREATER NEVADA LLC ($4,687), Morgan Stanley Private Bank ($5,418), FINANCE OF AMERICA MORTGAGE LLC ($5,699), Wells Fargo Bank ($5,703) and UNITED ($5,793).
The lowest rate Gardnerville Ranchos lenders (with over 10 loans originated) are
First Republic Bank (3.15%), Wells Fargo Bank (3.77%), Morgan Stanley Private Bank (3.83%), LOANDEPOT.COM, LLC (3.85%) and BROKER SOLUTIONS, INC. (3.96%).
Gardnerville Ranchos, NV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $148,095,000 | $73,545,000 | -50.3% | 9.0% |
| U.S. Bank | $75,455,000 | $67,615,000 | -10.4% | 8.3% |
| QUICKEN LOANS, LLC | $122,590,000 | $41,450,000 | -66.2% | 5.1% |
| Wells Fargo Bank | $86,720,000 | $31,930,000 | -63.2% | 3.9% |
| MidFirst Bank | $15,505,000 | $28,775,000 | 85.6% | 3.5% |
| First Republic Bank | $38,030,000 | $28,015,000 | -26.3% | 3.4% |
| Bank of America | $23,755,000 | $23,390,000 | -1.5% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $33,410,000 | $23,325,000 | -30.2% | 2.9% |
| FINANCE OF AMERICA MORTGAGE LLC | $40,345,000 | $22,125,000 | -45.2% | 2.7% |
| GREATER NEVADA LLC | $32,195,000 | $18,940,000 | -41.2% | 2.3% |
| Zions Bancorporation, N.A. | $15,820,000 | $18,340,000 | 15.9% | 2.3% |
| JPMorgan Chase Bank | $57,510,000 | $17,575,000 | -69.4% | 2.2% |
| Morgan Stanley Private Bank | $21,210,000 | $16,025,000 | -24.4% | 2.0% |
| UNITED | $18,690,000 | $15,850,000 | -15.2% | 1.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $39,940,000 | $15,750,000 | -60.6% | 1.9% |
| Silicon Valley Bank | $12,280,000 | $13,560,000 | 10.4% | 1.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $205,000 | $12,200,000 | 5,851.2% | 1.5% |
| Sierra Pacific Mortgage Company, Inc. | $60,350,000 | $12,125,000 | -79.9% | 1.5% |
| LOANDEPOT.COM, LLC | $61,645,000 | $12,025,000 | -80.5% | 1.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,735,000 | $11,055,000 | 92.8% | 1.4% |
| BROKER SOLUTIONS, INC. | $33,880,000 | $10,940,000 | -67.7% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $26,950,000 | $10,215,000 | -62.1% | 1.3% |
| FINANCE OF AMERICA REVERSE LLC | $1,660,000 | $9,540,000 | 474.7% | 1.2% |
| City National Bank | $7,900,000 | $8,675,000 | 9.8% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $16,530,000 | $8,455,000 | -48.9% | 1.0% |
| CALIBER HOME LOANS, INC. | $14,335,000 | $8,145,000 | -43.2% | 1.0% |
| Charles Schwab Bank, SSB | $26,815,000 | $7,170,000 | -73.3% | 0.9% |
| Umpqua Bank | $5,755,000 | $6,540,000 | 13.6% | 0.8% |
| AMERICAN ADVISORS GROUP | $5,090,000 | $6,165,000 | 21.1% | 0.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $14,090,000 | $5,870,000 | -58.3% | 0.7% |
| GUARANTEED RATE, INC. | $16,480,000 | $5,665,000 | -65.6% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,230,000 | $5,610,000 | -45.2% | 0.7% |
| Bank of the West | $10,925,000 | $5,595,000 | -48.8% | 0.7% |
| LOGIX FEDERAL CREDIT UNION | $2,270,000 | $4,595,000 | 102.4% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $11,825,000 | $4,570,000 | -61.4% | 0.6% |
| EAGLE HOME MORTGAGE, LLC | $2,520,000 | $4,540,000 | 80.2% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $13,560,000 | $4,415,000 | -67.4% | 0.5% |
| CALCON MUTUAL MORTGAGE LLC | $4,160,000 | $4,390,000 | 5.5% | 0.5% |
| Citadel Servicing Corporation | $4,875,000 | $4,375,000 | -10.3% | 0.5% |
| Stifel Bank and Trust | $4,285,000 | n/a | 0.5% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $12,930,000 | $4,185,000 | -67.6% | 0.5% |
| CMG MORTGAGE, INC. | $5,890,000 | $4,115,000 | -30.1% | 0.5% |
| Flagstar Bank, FSB | $15,505,000 | $3,995,000 | -74.2% | 0.5% |
| PNC Bank | $4,590,000 | $3,850,000 | -16.1% | 0.5% |
| UBS Bank USA | $16,045,000 | $3,705,000 | -76.9% | 0.5% |
| SYNERGY HOME MORTGAGE, LLC | $1,490,000 | $3,525,000 | 136.6% | 0.4% |
| FJM PRIVATE MORTGAGE FUND, LLC | $3,505,000 | n/a | 0.4% | |
| NAVY FEDERAL CREDIT UNION | $9,250,000 | $3,355,000 | -63.7% | 0.4% |
| First Interstate Bank | $3,005,000 | $3,280,000 | 9.2% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,225,000 | $3,220,000 | -48.3% | 0.4% |
| Tri Counties Bank | $5,255,000 | $3,205,000 | -39.0% | 0.4% |
| SUMMIT FUNDING, INC. | $10,225,000 | $3,160,000 | -69.1% | 0.4% |
| Northwest Farm Credit Services, FLCA | $3,130,000 | n/a | 0.4% | |
| First Foundation Bank | $3,125,000 | n/a | 0.4% | |
| Citibank | $1,355,000 | $3,025,000 | 123.2% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $6,670,000 | $2,900,000 | -56.5% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $29,565,000 | $2,870,000 | -90.3% | 0.4% |
| Prosperity Home Mortgage, LLC | $2,795,000 | n/a | 0.3% | |
| Glacier Bank | $2,000,000 | $2,770,000 | 38.5% | 0.3% |
| Mortgage Research Center, LLC | $6,975,000 | $2,770,000 | -60.3% | 0.3% |
| Goldman Sachs Bank USA | $3,500,000 | $2,700,000 | -22.9% | 0.3% |
| El Dorado Savings Bank, F.S.B. | $3,190,000 | $2,610,000 | -18.2% | 0.3% |
| The Federal Savings Bank | $5,360,000 | $2,565,000 | -52.1% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $20,835,000 | $2,470,000 | -88.1% | 0.3% |
| EVERETT FINANCIAL, INC. | $125,000 | $2,440,000 | 1,852.0% | 0.3% |
| Fremont Bank | $1,975,000 | $2,330,000 | 18.0% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $975,000 | $2,265,000 | 132.3% | 0.3% |
| USAA Federal Savings Bank | $2,710,000 | $2,245,000 | -17.2% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $2,465,000 | $2,185,000 | -11.4% | 0.3% |
| Prosperity Bank | $2,175,000 | n/a | 0.3% | |
| SNAPFI, INC. | $2,155,000 | $2,170,000 | 0.7% | 0.3% |
| NEWREZ LLC | $6,845,000 | $2,165,000 | -68.4% | 0.3% |
| SIRVA MORTGAGE, INC. | $2,160,000 | n/a | 0.3% | |
| MUFG Union Bank | $3,005,000 | $2,085,000 | -30.6% | 0.3% |
| First Internet Bank of Indiana | $2,080,000 | n/a | 0.3% | |
| BAY EQUITY LLC | $4,790,000 | $2,025,000 | -57.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $4,055,000 | $1,945,000 | -52.0% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,390,000 | $1,915,000 | 37.8% | 0.2% |
| PHH Mortgage Corporation | $2,065,000 | $1,850,000 | -10.4% | 0.2% |
| MANN FINANCIAL INC. | $1,085,000 | $1,710,000 | 57.6% | 0.2% |
| AMERICAN FINANCING CORPORATION | $2,575,000 | $1,620,000 | -37.1% | 0.2% |
| Hometown Lenders, Inc. | $5,990,000 | $1,570,000 | -73.8% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $505,000 | $1,555,000 | 207.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $2,655,000 | $1,550,000 | -41.6% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,495,000 | n/a | 0.2% | |
| NATIONS DIRECT MORTGAGE, LLC | $5,210,000 | $1,465,000 | -71.9% | 0.2% |
| STAR ONE CREDIT UNION | $1,030,000 | $1,465,000 | 42.2% | 0.2% |
| SPRING EQ, LLC | $265,000 | $1,405,000 | 430.2% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,810,000 | $1,395,000 | -63.4% | 0.2% |
| AXIA FINANCIAL, LLC | $1,060,000 | $1,365,000 | 28.8% | 0.2% |
| Discover Bank | $90,000 | $1,365,000 | 1,416.7% | 0.2% |
| IMPAC MORTGAGE CORP. | $1,980,000 | $1,305,000 | -34.1% | 0.2% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,345,000 | $1,305,000 | -3.0% | 0.2% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,555,000 | $1,280,000 | -64.0% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $490,000 | $1,265,000 | 158.2% | 0.2% |
| ISERVE RESIDENTIAL LENDING, LLC | $2,760,000 | $1,260,000 | -54.3% | 0.2% |
| LOANPAL, LLC | $3,770,000 | $1,200,000 | -68.2% | 0.1% |
| Franklin Loan Corporation | $2,655,000 | $1,110,000 | -58.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,865,000 | $1,110,000 | -40.5% | 0.1% |
| MOUNTAIN AMERICA | $2,495,000 | $1,095,000 | -56.1% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,085,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $725,000 | $1,080,000 | 49.0% | 0.1% |
| Northpointe Bank | $7,500,000 | $1,075,000 | -85.7% | 0.1% |
| BNC National Bank | $1,995,000 | $1,055,000 | -47.1% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $750,000 | $1,035,000 | 38.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,290,000 | $1,015,000 | -21.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $285,000 | $1,005,000 | 252.6% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $205,000 | $970,000 | 373.2% | 0.1% |
| RESIDENTIAL BANCORP. | $905,000 | $955,000 | 5.5% | 0.1% |
| FirstBank | $4,735,000 | $905,000 | -80.9% | 0.1% |
| AMWEST FUNDING CORP. | $885,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $2,540,000 | $885,000 | -65.2% | 0.1% |
| CHEVRON | $195,000 | $810,000 | 315.4% | 0.1% |
| First-Citizens Bank & Trust Company | $805,000 | n/a | 0.1% | |
| Raymond James Bank | $795,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $4,150,000 | $790,000 | -81.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $585,000 | $770,000 | 31.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $765,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $4,540,000 | $760,000 | -83.3% | 0.1% |
| CANOPY MORTGAGE, LLC | $1,945,000 | $730,000 | -62.5% | 0.1% |
| PLANET HOME LENDING, LLC | $1,150,000 | $705,000 | -38.7% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $700,000 | n/a | 0.1% | |
| East West Bank | $695,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $475,000 | $695,000 | 46.3% | 0.1% |
| Bethpage Federal Credit Union | $675,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $1,405,000 | $670,000 | -52.3% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $545,000 | $655,000 | 20.2% | 0.1% |
| First Federal Bank | $925,000 | $645,000 | -30.3% | 0.1% |
| North American Savings Bank, F.S.B. | $4,380,000 | $635,000 | -85.5% | 0.1% |
| Sunflower Bank | $635,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,400,000 | $615,000 | -74.4% | 0.1% |
| Low VA Rates, LLC | $1,300,000 | $615,000 | -52.7% | 0.1% |
| Firefighters First Federal Credit Union | $3,440,000 | $610,000 | -82.3% | 0.1% |
| NexBank | $605,000 | n/a | 0.1% | |
| Figure Lending LLC | $430,000 | $590,000 | 37.2% | 0.1% |
| Rock Canyon Bank | $565,000 | n/a | 0.1% | |
| DIGITAL Federal Credit Union | $525,000 | n/a | 0.1% | |
| CASTLE & COOKE MORTGAGE, LLC | $515,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $370,000 | $505,000 | 36.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $495,000 | n/a | 0.1% | |
| The Central Trust Bank | $485,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $485,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $480,000 | n/a | 0.1% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $475,000 | n/a | 0.1% | |
| KeyBank | $1,570,000 | $455,000 | -71.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,455,000 | $455,000 | -86.8% | 0.1% |
| ONY GLO, INC. | $235,000 | $425,000 | 80.9% | 0.1% |
| NBKC BANK | $7,665,000 | $405,000 | -94.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $1,705,000 | $385,000 | -77.4% | 0.0% |
| Bank of Ann Arbor | $385,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $445,000 | $385,000 | -13.5% | 0.0% |
| Watermark Capital, Inc. | $1,485,000 | $365,000 | -75.4% | 0.0% |
| LADERA LENDING, INC. | $3,260,000 | $345,000 | -89.4% | 0.0% |
| AMERICA FIRST | $650,000 | $325,000 | -50.0% | 0.0% |
| Arvest Bank | $305,000 | n/a | 0.0% | |
| Nations Lending Corporation | $710,000 | $305,000 | -57.0% | 0.0% |
| Comerica Bank | $2,010,000 | $295,000 | -85.3% | 0.0% |
| UNIVERSITY CREDIT UNION | $275,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $8,205,000 | $265,000 | -96.8% | 0.0% |
| NEW DAY FINANCIAL, LLC | $3,165,000 | $255,000 | -91.9% | 0.0% |
| ALLIANT CREDIT UNION | $535,000 | $250,000 | -53.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,010,000 | $235,000 | -92.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $380,000 | $230,000 | -39.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,215,000 | $205,000 | -83.1% | 0.0% |
| ONE NEVADA CREDIT UNION | $175,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $105,000 | $165,000 | 57.1% | 0.0% |
| GEORGIA'S OWN | $145,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $3,550,000 | $125,000 | -96.5% | 0.0% |
| Magnolia Bank | $550,000 | $125,000 | -77.3% | 0.0% |
| BMO Harris Bank | $105,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $385,000 | $105,000 | -72.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $765,000 | $85,000 | -88.9% | 0.0% |
| Great Basin Federal Credit Union | $80,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $40,000 | n/a | 0.0% | |
| SILVER STATE SCHOOLS SERVICE COMPANY, LLC | $65,000 | $35,000 | -46.2% | 0.0% |
Gardnerville Ranchos's top lender by overall market share is GUILD MORTGAGE COMPANY, with 9.0% market share. In second place, with 8.3%, is U.S. Bank, having originated $67,615,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $41,450,000 in loans. In fourth place, with 3.9%, is Wells Fargo Bank, having originated $31,930,000 in loans. In fifth place, with 3.5%, is MidFirst Bank, having originated $28,775,000 in loans.
Gardnerville Ranchos Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $655,750 (9.5%) | $1,733,342 (-25.6%) | 0.00 | 216 |
| 2018-02-01 | $696,000 (11.5%) | $1,521,001 (-30.6%) | 0.00 | 193 |
| 2018-03-01 | $689,000 (6.1%) | $1,839,456 (-18.6%) | 0.00 | 190 |
| 2018-04-01 | $654,500 (2.3%) | $1,932,636 (-12.0%) | 0.00 | 199 |
| 2018-05-01 | $630,900 (0.7%) | $1,742,891 (-15.0%) | 0.00 | 230 |
| 2018-06-01 | $636,000 (6.2%) | $1,724,887 (-11.2%) | 0.00 | 271 |
| 2018-07-01 | $667,000 (11.4%) | $1,585,672 (-16.5%) | 0.00 | 313 |
| 2018-08-01 | $629,429 (0.8%) | $1,534,392 (-24.4%) | 0.00 | 327 |
| 2018-09-01 | $627,500 (-3.3%) | $1,666,049 (0.6%) | 0.00 | 316 |
| 2018-10-01 | $623,475 (-9.3%) | $1,667,377 (5.2%) | 0.00 | 329 |
| 2018-11-01 | $599,250 (-14.2%) | $1,717,468 (5.3%) | 0.00 | 315 |
| 2018-12-01 | $585,000 (-18.5%) | $1,748,948 (3.5%) | 0.00 | 296 |
| 2019-01-01 | $593,625 (-9.5%) | $1,512,159 (-12.8%) | 0.00 | 262 |
| 2019-02-01 | $595,125 (-14.5%) | $1,570,124 (3.2%) | 0.00 | 236 |
| 2019-03-01 | $605,286 (-12.2%) | $1,628,245 (-11.5%) | 0.00 | 251 |
| 2019-04-01 | $619,500 (-5.4%) | $1,663,806 (-13.9%) | 0.00 | 271 |
| 2019-05-01 | $621,625 (-1.5%) | $1,551,736 (-11.0%) | 0.00 | 300 |
| 2019-06-01 | $639,000 (0.5%) | $1,549,315 (-10.2%) | 0.00 | 313 |
| 2019-07-01 | $662,250 (-0.7%) | $1,707,000 (7.7%) | 0.00 | 363 |
| 2019-08-01 | $692,627 (10.0%) | $1,710,982 (11.5%) | 0.00 | 366 |
| 2019-09-01 | $696,718 (11.0%) | $1,715,758 (3.0%) | 0.00 | 362 |
| 2019-10-01 | $698,495 (12.0%) | $1,715,055 (2.9%) | 0.00 | 356 |
| 2019-11-01 | $699,000 (16.7%) | $1,831,129 (6.6%) | 0.00 | 312 |
| 2019-12-01 | $707,450 (20.9%) | $1,890,188 (8.1%) | 0.00 | 296 |
| 2020-01-01 | $698,000 (17.6%) | $1,801,717 (19.2%) | 0.00 | 264 |
| 2020-02-01 | $687,500 (15.5%) | $1,793,027 (14.2%) | 0.00 | 255 |
| 2020-03-01 | $753,875 (24.6%) | $1,893,897 (16.3%) | 0.00 | 232 |
| 2020-04-01 | $732,488 (18.2%) | $1,832,532 (10.1%) | 0.00 | 255 |
| 2020-05-01 | $720,000 (15.8%) | $1,660,307 (7.0%) | 0.00 | 273 |
| 2020-06-01 | $793,500 (24.2%) | $1,967,390 (27.0%) | 0.00 | 252 |
| 2020-07-01 | $796,750 (20.3%) | $1,620,445 (-5.1%) | 0.00 | 221 |
| 2020-08-01 | $835,900 (20.7%) | $1,620,129 (-5.3%) | 0.00 | 178 |
| 2020-09-01 | $884,125 (26.9%) | $2,282,241 (33.0%) | 0.00 | 146 |
| 2020-10-01 | $850,000 (21.7%) | $2,366,096 (38.0%) | 0.00 | 132 |
| 2020-11-01 | $838,750 (20.0%) | $2,365,858 (29.2%) | 0.00 | 121 |
| 2020-12-01 | $863,250 (22.0%) | $2,617,479 (38.5%) | 0.00 | 98 |
| 2021-01-01 | $912,000 (30.7%) | $3,100,757 (72.1%) | 0.00 | 72 |
| 2021-02-01 | $900,175 (30.9%) | $3,446,921 (92.2%) | 0.00 | 66 |
| 2021-03-01 | $795,750 (5.6%) | $2,549,684 (34.6%) | 0.00 | 71 |
| 2021-04-01 | $712,000 (-2.8%) | $1,923,520 (5.0%) | 0.00 | 108 |
| 2021-05-01 | $799,000 (11.0%) | $1,912,775 (15.2%) | 0.00 | 96 |
| 2021-06-01 | $837,500 (5.6%) | $1,908,009 (-3.0%) | 0.00 | 108 |
| 2021-07-01 | $862,500 (8.3%) | $1,788,370 (10.4%) | 0.00 | 124 |
| 2021-08-01 | $914,000 (9.3%) | $1,886,534 (16.4%) | 0.00 | 143 |
| 2021-09-01 | $903,000 (2.1%) | $1,851,980 (-18.9%) | 0.00 | 142 |
| 2021-10-01 | $870,000 (2.4%) | $2,140,956 (-9.5%) | 0.00 | 172 |
| 2021-11-01 | $885,750 (5.6%) | $2,116,421 (-10.5%) | 0.00 | 144 |
| 2021-12-01 | $879,000 (1.8%) | $2,109,245 (-19.4%) | 0.00 | 123 |
| 2022-01-01 | $885,000 (-3.0%) | $2,434,293 (-21.5%) | 0.00 | 102 |
| 2022-02-01 | $924,975 (2.8%) | $2,605,579 (-24.4%) | 0.00 | 78 |
| 2022-03-01 | $884,500 (11.2%) | $2,267,069 (-11.1%) | 0.00 | 78 |
| 2022-04-01 | $899,999 (26.4%) | $2,045,426 (6.3%) | 0.00 | 106 |
| 2022-05-01 | $883,725 (10.6%) | $1,892,837 (-1.0%) | 0.00 | 144 |
| 2022-06-01 | $849,950 (1.5%) | $2,549,194 (33.6%) | 0.00 | 215 |
| 2022-07-01 | $849,500 (-1.5%) | $2,245,560 (25.6%) | 0.00 | 272 |
| 2022-08-01 | $844,000 (-7.7%) | $2,234,645 (18.5%) | 0.00 | 271 |
| 2022-09-01 | $844,250 (-6.5%) | $2,157,865 (16.5%) | 0.00 | 276 |
| 2022-10-01 | $834,000 (-4.1%) | $2,096,406 (-2.1%) | 0.00 | 259 |
| 2022-11-01 | $783,750 (-11.5%) | $1,874,538 (-11.4%) | 0.00 | 250 |
| 2022-12-01 | $798,000 (-9.2%) | $1,845,008 (-12.5%) | 0.00 | 227 |
| 2023-01-01 | $799,250 (-9.7%) | $1,983,818 (-18.5%) | 0.00 | 188 |
| 2023-02-01 | $799,000 (-13.6%) | $2,224,690 (-14.6%) | 0.00 | 177 |
Gardnerville Ranchos's median listing price comes in at 0% of the national average.
Gardnerville Ranchos's average listing price for 2023-02-01 was $2,224,690, a difference of $-380,889 (-14.6%) versus the prior year and $240,872 versus the prior month.
For the 2023-02-01 period, Gardnerville Ranchos had 177 MLS listings, a difference of -11 listings (-6%) versus the prior month and 99 listings (127%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,288 sqft |
| 2018-02-01 | 0 days | 2,388 sqft |
| 2018-03-01 | 0 days | 2,392 sqft |
| 2018-04-01 | 0 days | 2,381 sqft |
| 2018-05-01 | 0 days | 2,308 sqft |
| 2018-06-01 | 0 days | 2,309 sqft |
| 2018-07-01 | 0 days | 2,237 sqft |
| 2018-08-01 | 0 days | 2,185 sqft |
| 2018-09-01 | 0 days | 2,195 sqft |
| 2018-10-01 | 0 days | 2,197 sqft |
| 2018-11-01 | 0 days | 2,210 sqft |
| 2018-12-01 | 0 days | 2,218 sqft |
| 2019-01-01 | 0 days | 2,187 sqft |
| 2019-02-01 | 0 days | 2,226 sqft |
| 2019-03-01 | 0 days | 2,162 sqft |
| 2019-04-01 | 0 days | 2,198 sqft |
| 2019-05-01 | 0 days | 2,229 sqft |
| 2019-06-01 | 0 days | 2,285 sqft |
| 2019-07-01 | 0 days | 2,302 sqft |
| 2019-08-01 | 0 days | 2,304 sqft |
| 2019-09-01 | 0 days | 2,358 sqft |
| 2019-10-01 | 0 days | 2,388 sqft |
| 2019-11-01 | 0 days | 2,375 sqft |
| 2019-12-01 | 0 days | 2,421 sqft |
| 2020-01-01 | 0 days | 2,434 sqft |
| 2020-02-01 | 0 days | 2,431 sqft |
| 2020-03-01 | 0 days | 2,489 sqft |
| 2020-04-01 | 0 days | 2,460 sqft |
| 2020-05-01 | 0 days | 2,446 sqft |
| 2020-06-01 | 0 days | 2,615 sqft |
| 2020-07-01 | 0 days | 2,658 sqft |
| 2020-08-01 | 0 days | 2,665 sqft |
| 2020-09-01 | 0 days | 2,635 sqft |
| 2020-10-01 | 0 days | 2,579 sqft |
| 2020-11-01 | 0 days | 2,376 sqft |
| 2020-12-01 | 0 days | 2,544 sqft |
| 2021-01-01 | 0 days | 2,514 sqft |
| 2021-02-01 | 0 days | 2,521 sqft |
| 2021-03-01 | 0 days | 2,307 sqft |
| 2021-04-01 | 0 days | 2,082 sqft |
| 2021-05-01 | 0 days | 2,114 sqft |
| 2021-06-01 | 0 days | 2,160 sqft |
| 2021-07-01 | 0 days | 2,140 sqft |
| 2021-08-01 | 0 days | 2,215 sqft |
| 2021-09-01 | 0 days | 2,301 sqft |
| 2021-10-01 | 0 days | 2,140 sqft |
| 2021-11-01 | 0 days | 2,149 sqft |
| 2021-12-01 | 0 days | 2,107 sqft |
| 2022-01-01 | 0 days | 2,136 sqft |
| 2022-02-01 | 0 days | 2,299 sqft |
| 2022-03-01 | 0 days | 2,155 sqft |
| 2022-04-01 | 0 days | 2,204 sqft |
| 2022-05-01 | 0 days | 2,109 sqft |
| 2022-06-01 | 0 days | 2,139 sqft |
| 2022-07-01 | 0 days | 2,136 sqft |
| 2022-08-01 | 0 days | 2,126 sqft |
| 2022-09-01 | 0 days | 2,134 sqft |
| 2022-10-01 | 0 days | 2,119 sqft |
| 2022-11-01 | 0 days | 2,122 sqft |
| 2022-12-01 | 0 days | 2,128 sqft |
| 2023-01-01 | 0 days | 2,174 sqft |
| 2023-02-01 | 0 days | 2,132 sqft |
Gardnerville Ranchos's median square footage for active listings during the 2023-02-01 period was 2,132 sqft. One year prior, the average listing was 2,299 sqft.
Gardnerville Ranchos, NV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 654 | $456,380,000 | $697,829 |
| Cash Out Refi | 387 | $162,225,000 | $419,186 |
| Refi | 256 | $101,110,000 | $394,961 |
| Home Improvement | 227 | $37,965,000 | $167,247 |
| Other | 110 | $57,280,000 | $520,727 |
Gardnerville Ranchos's most frequently cited loan purpose was Home Purchase, with 654 originations. The 2nd most popular reason was Cash Out Refi, with 387 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 513 | $262,025,000 | $510,770 |
| 4-5% | 345 | $182,125,000 | $527,899 |
| 5-6% | 304 | $144,230,000 | $474,441 |
| 6-7% | 146 | $52,140,000 | $357,123 |
| 2.5-3% | 142 | $77,700,000 | $547,183 |
| <2.5% | 89 | $68,685,000 | $771,742 |
| 7-8% | 55 | $16,365,000 | $297,545 |
| Over 8% | 40 | $11,690,000 | $292,250 |
During 2022, Gardnerville Ranchos's most frequently originated rate bucket was 3-4%, with 513 originations.
Loan Sizing (Gardnerville Ranchos, NV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 550 | $166,950,000 | $303,545 |
| $400k-600k | 369 | $177,145,000 | $480,068 |
| $100k-200k | 234 | $33,340,000 | $142,479 |
| $600k-1000k | 184 | $134,910,000 | $733,207 |
| $100,000 or less | 163 | $9,245,000 | $56,718 |
| $Over $1MM | 134 | $293,370,000 | $2,189,328 |
Gardnerville Ranchos's loan sizing saw the bucket of loans from $200k-400k with 550 originations, totaling $166,950,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 442 | $308,340,000 | $697,602 |
| 40-60% | 327 | $207,965,000 | $635,979 |
| 80-100% | 304 | $175,880,000 | $578,553 |
| Under 20% | 283 | $35,375,000 | $125,000 |
| 20-40% | 261 | $78,625,000 | $301,245 |
| Over 100% | 11 | $7,005,000 | $636,818 |
Gardnerville Ranchos's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 442 originations, totaling $308,340,000 in origination value.