Gardnerville Ranchos Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Gardnerville Ranchos averaged
5.95%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.06% and
one month ago for the week of 2022-05-26, the
average rate was 5.05%.
Gardnerville Ranchos's average rate one year ago was 3.08%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.89%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Gardnerville Ranchos 30 Year Fixed Rate | 2022-06-30 | 5.95% |
| Gardnerville Ranchos 30 Year Fixed Rate Refi | 2022-06-30 | 5.89% |
| Gardnerville Ranchos 15 Year Fixed Rate | 2022-06-30 | 5.14% |
| Gardnerville Ranchos 15 Year Fixed Rate Refi | 2022-06-30 | 4.8% |
| Gardnerville Ranchos 30 Year FHA | 2022-06-30 | 5.69% |
| Gardnerville Ranchos 30 Year FHA Refi | 2022-06-30 | 5.87% |
| Gardnerville Ranchos 30 Year USDA | 2022-06-30 | 5.55% |
| Gardnerville Ranchos 30 Year USDA Refi | 2022-06-30 | 5.44% |
| Gardnerville Ranchos 30 Year VA | 2022-06-30 | 5.72% |
| Gardnerville Ranchos 30 Year VA Refi | 2022-06-30 | 5.09% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gardnerville Ranchos, NV.
Gardnerville Ranchos Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Gardnerville Ranchos, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Gardnerville Ranchos, NV's 184 lenders originated 3,831
loans during 2021. The total origination value was $1,583,845,000, with an average loan value of
$413,429.
The top Gardnerville Ranchos lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
303 loans originated. Their average total fees are
$5,006, which is $943
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Gardnerville Ranchos lenders (with over 10 loans originated) are
Wyndham Capital Mortgage, Inc. ($1,160), NBKC BANK ($1,607), Zions Bancorporation, N.A. ($2,281), FREEDOM MORTGAGE CORPORATION ($2,556) and PROVIDENT FUNDING ASSOCIATES, L.P. ($2,709).
The lowest rate Gardnerville Ranchos lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.46%), Morgan Stanley Private Bank (2.60%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.77%), Bank of America (2.79%) and NBKC BANK (2.81%).
Gardnerville Ranchos, NV Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $167,715,000 | $148,095,000 | -11.7% | 9.4% |
| QUICKEN LOANS, LLC | $132,810,000 | $122,590,000 | -7.7% | 7.7% |
| Wells Fargo Bank | $94,870,000 | $86,720,000 | -8.6% | 5.5% |
| U.S. Bank | $83,720,000 | $75,455,000 | -9.9% | 4.8% |
| LOANDEPOT.COM, LLC | $41,710,000 | $61,645,000 | 47.8% | 3.9% |
| Sierra Pacific Mortgage Company, Inc. | $74,115,000 | $60,350,000 | -18.6% | 3.8% |
| JPMorgan Chase Bank | $39,255,000 | $57,510,000 | 46.5% | 3.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $52,760,000 | $40,345,000 | -23.5% | 2.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $48,205,000 | $39,940,000 | -17.1% | 2.5% |
| First Republic Bank | $24,105,000 | $38,030,000 | 57.8% | 2.4% |
| BROKER SOLUTIONS, INC. | $36,955,000 | $33,880,000 | -8.3% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $30,905,000 | $33,410,000 | 8.1% | 2.1% |
| GREATER NEVADA LLC | $44,530,000 | $32,195,000 | -27.7% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $29,635,000 | $29,565,000 | -0.2% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $18,585,000 | $26,950,000 | 45.0% | 1.7% |
| Charles Schwab Bank, SSB | $6,030,000 | $26,815,000 | 344.7% | 1.7% |
| Bank of America | $35,135,000 | $23,755,000 | -32.4% | 1.5% |
| Morgan Stanley Private Bank | $21,750,000 | $21,210,000 | -2.5% | 1.3% |
| AMERISAVE MORTGAGE CORPORATION | $12,495,000 | $20,835,000 | 66.7% | 1.3% |
| UNITED | $14,805,000 | $18,690,000 | 26.2% | 1.2% |
| MOVEMENT MORTGAGE, LLC | $20,210,000 | $16,530,000 | -18.2% | 1.0% |
| GUARANTEED RATE, INC. | $4,225,000 | $16,480,000 | 290.1% | 1.0% |
| UBS Bank USA | $21,575,000 | $16,045,000 | -25.6% | 1.0% |
| Zions Bancorporation, N.A. | $11,760,000 | $15,820,000 | 34.5% | 1.0% |
| Flagstar Bank, FSB | $13,255,000 | $15,505,000 | 17.0% | 1.0% |
| MidFirst Bank | $13,185,000 | $15,505,000 | 17.6% | 1.0% |
| CALIBER HOME LOANS, INC. | $7,950,000 | $14,335,000 | 80.3% | 0.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $16,915,000 | $14,090,000 | -16.7% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $3,540,000 | $13,560,000 | 283.1% | 0.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $15,395,000 | $12,930,000 | -16.0% | 0.8% |
| Silicon Valley Bank | $555,000 | $12,280,000 | 2,112.6% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $11,560,000 | $11,825,000 | 2.3% | 0.7% |
| Bank of the West | $12,125,000 | $10,925,000 | -9.9% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,655,000 | $10,230,000 | 33.6% | 0.6% |
| SUMMIT FUNDING, INC. | $3,510,000 | $10,225,000 | 191.3% | 0.6% |
| LENDUS, LLC | $10,100,000 | $9,495,000 | -6.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $13,570,000 | $9,250,000 | -31.8% | 0.6% |
| DIGNIFIED HOME LOANS, LLC | $4,325,000 | $8,205,000 | 89.7% | 0.5% |
| City National Bank | $8,910,000 | $7,900,000 | -11.3% | 0.5% |
| NBKC BANK | $6,850,000 | $7,665,000 | 11.9% | 0.5% |
| Northpointe Bank | $2,750,000 | $7,500,000 | 172.7% | 0.5% |
| Mortgage Research Center, LLC | $9,750,000 | $6,975,000 | -28.5% | 0.4% |
| NEWREZ LLC | $4,640,000 | $6,845,000 | 47.5% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $14,610,000 | $6,670,000 | -54.3% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,770,000 | $6,225,000 | 7.9% | 0.4% |
| Hometown Lenders, Inc. | $2,855,000 | $5,990,000 | 109.8% | 0.4% |
| CMG MORTGAGE, INC. | $3,890,000 | $5,890,000 | 51.4% | 0.4% |
| Umpqua Bank | $4,370,000 | $5,755,000 | 31.7% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,660,000 | $5,735,000 | 23.1% | 0.4% |
| CELEBRITY HOME LOANS, LLC | $5,660,000 | n/a | 0.4% | |
| The Federal Savings Bank | $10,150,000 | $5,360,000 | -47.2% | 0.3% |
| Tri Counties Bank | $5,255,000 | n/a | 0.3% | |
| SUN WEST MORTGAGE COMPANY, INC. | $2,720,000 | $5,250,000 | 93.0% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $1,980,000 | $5,210,000 | 163.1% | 0.3% |
| AMERICAN ADVISORS GROUP | $2,770,000 | $5,090,000 | 83.8% | 0.3% |
| Citadel Servicing Corporation | $4,875,000 | n/a | 0.3% | |
| ALL WESTERN MORTGAGE, INC. | $1,495,000 | $4,865,000 | 225.4% | 0.3% |
| Wolfe Financial, Inc | $1,785,000 | $4,810,000 | 169.5% | 0.3% |
| BAY EQUITY LLC | $1,140,000 | $4,790,000 | 320.2% | 0.3% |
| FirstBank | $4,130,000 | $4,735,000 | 14.6% | 0.3% |
| PNC Bank | $1,795,000 | $4,590,000 | 155.7% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $3,860,000 | $4,540,000 | 17.6% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,035,000 | $4,435,000 | -37.0% | 0.3% |
| North American Savings Bank, F.S.B. | $5,725,000 | $4,380,000 | -23.5% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $3,990,000 | $4,160,000 | 4.3% | 0.3% |
| Wyndham Capital Mortgage, Inc. | $2,455,000 | $4,150,000 | 69.0% | 0.3% |
| ZILLOW HOME LOANS, LLC | $4,055,000 | n/a | 0.3% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $855,000 | $3,810,000 | 345.6% | 0.2% |
| LOANPAL, LLC | $6,695,000 | $3,770,000 | -43.7% | 0.2% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,130,000 | $3,555,000 | 66.9% | 0.2% |
| CLEARPATH LENDING | $5,690,000 | $3,550,000 | -37.6% | 0.2% |
| Goldman Sachs Bank USA | $1,805,000 | $3,500,000 | 93.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,000,000 | $3,455,000 | -13.6% | 0.2% |
| Firefighters First Federal Credit Union | $1,160,000 | $3,440,000 | 196.6% | 0.2% |
| LADERA LENDING, INC. | $3,330,000 | $3,260,000 | -2.1% | 0.2% |
| El Dorado Savings Bank, F.S.B. | $5,615,000 | $3,190,000 | -43.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,440,000 | $3,165,000 | 119.8% | 0.2% |
| InterContinental Capital Group, Inc | $385,000 | $3,020,000 | 684.4% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,840,000 | $3,010,000 | -56.0% | 0.2% |
| First Interstate Bank | $3,005,000 | n/a | 0.2% | |
| MUFG Union Bank | $3,720,000 | $3,005,000 | -19.2% | 0.2% |
| BBVA USA | $2,975,000 | n/a | 0.2% | |
| ISERVE RESIDENTIAL LENDING, LLC | $4,360,000 | $2,760,000 | -36.7% | 0.2% |
| USAA Federal Savings Bank | $6,950,000 | $2,710,000 | -61.0% | 0.2% |
| Franklin Loan Corporation | $740,000 | $2,655,000 | 258.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $750,000 | $2,655,000 | 254.0% | 0.2% |
| AMERICAN FINANCING CORPORATION | $2,575,000 | n/a | 0.2% | |
| S1L, Inc. | $2,550,000 | n/a | 0.2% | |
| HOMEXPRESS MORTGAGE CORP. | $405,000 | $2,540,000 | 527.2% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $475,000 | $2,520,000 | 430.5% | 0.2% |
| CIBC Bank USA | $2,505,000 | n/a | 0.2% | |
| The Northern Trust Company | $2,505,000 | n/a | 0.2% | |
| MOUNTAIN AMERICA | $3,180,000 | $2,495,000 | -21.5% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $720,000 | $2,465,000 | 242.4% | 0.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $3,870,000 | $2,400,000 | -38.0% | 0.2% |
| LOGIX FEDERAL CREDIT UNION | $265,000 | $2,270,000 | 756.6% | 0.1% |
| SNAPFI, INC. | $2,175,000 | $2,155,000 | -0.9% | 0.1% |
| PHH Mortgage Corporation | $1,045,000 | $2,065,000 | 97.6% | 0.1% |
| Comerica Bank | $3,355,000 | $2,010,000 | -40.1% | 0.1% |
| Glacier Bank | $3,910,000 | $2,000,000 | -48.8% | 0.1% |
| BNC National Bank | $2,965,000 | $1,995,000 | -32.7% | 0.1% |
| IMPAC MORTGAGE CORP. | $2,630,000 | $1,980,000 | -24.7% | 0.1% |
| Fremont Bank | $1,435,000 | $1,975,000 | 37.6% | 0.1% |
| CANOPY MORTGAGE, LLC | $1,030,000 | $1,945,000 | 88.8% | 0.1% |
| FINANCE OF AMERICA COMMERCIAL LLC | $1,090,000 | $1,930,000 | 77.1% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,865,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $325,000 | $1,850,000 | 469.2% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $745,000 | $1,830,000 | 145.6% | 0.1% |
| TCF National Bank | $2,360,000 | $1,800,000 | -23.7% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $1,705,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $770,000 | $1,685,000 | 118.8% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $1,680,000 | n/a | 0.1% | |
| BM Real Estate Services, Inc. | $275,000 | $1,670,000 | 507.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,080,000 | $1,660,000 | 53.7% | 0.1% |
| KeyBank | $1,570,000 | n/a | 0.1% | |
| LANTZMAN MANAGEMENT, INC. | $255,000 | $1,550,000 | 507.8% | 0.1% |
| SYNERGY HOME MORTGAGE, LLC | $2,205,000 | $1,490,000 | -32.4% | 0.1% |
| Watermark Capital, Inc. | $710,000 | $1,485,000 | 109.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $750,000 | $1,405,000 | 87.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,015,000 | $1,390,000 | -53.9% | 0.1% |
| BEST FINANCE CAPITAL, INC. | $1,370,000 | n/a | 0.1% | |
| Evolve Bank & Trust | $880,000 | $1,365,000 | 55.1% | 0.1% |
| Citibank | $10,125,000 | $1,355,000 | -86.6% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,345,000 | n/a | 0.1% | |
| Quontic Bank | $1,330,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $1,330,000 | $1,300,000 | -2.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $2,515,000 | $1,290,000 | -48.7% | 0.1% |
| Amerifirst Financial, Inc. | $1,275,000 | n/a | 0.1% | |
| AEROSPACE FEDERAL CREDIT UNION | $1,245,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,700,000 | $1,215,000 | -28.5% | 0.1% |
| JMAC LENDING, INC. | $335,000 | $1,215,000 | 262.7% | 0.1% |
| BEST CAPITAL FUNDING | $345,000 | $1,155,000 | 234.8% | 0.1% |
| PLANET HOME LENDING, LLC | $1,295,000 | $1,150,000 | -11.2% | 0.1% |
| Gateway First Bank | $915,000 | $1,115,000 | 21.9% | 0.1% |
| MANN FINANCIAL INC. | $1,825,000 | $1,085,000 | -40.5% | 0.1% |
| OAKTREE FUNDING CORP. | $1,080,000 | n/a | 0.1% | |
| AXIA FINANCIAL, LLC | $4,165,000 | $1,060,000 | -74.5% | 0.1% |
| Axos Bank | $3,875,000 | $1,060,000 | -72.6% | 0.1% |
| WINNPOINTE CORPORATION | $1,035,000 | n/a | 0.1% | |
| STAR ONE CREDIT UNION | $1,030,000 | n/a | 0.1% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,025,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $1,020,000 | $975,000 | -4.4% | 0.1% |
| WESTERN EXPRESS LENDING | $935,000 | $975,000 | 4.3% | 0.1% |
| BLUELEAF LENDING, LLC | $470,000 | $965,000 | 105.3% | 0.1% |
| First Federal Bank | $1,280,000 | $925,000 | -27.7% | 0.1% |
| INFINITY EQUITY GROUP, INC. | $925,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $905,000 | n/a | 0.1% | |
| Alaska USA Federal Credit Union | $475,000 | $885,000 | 86.3% | 0.1% |
| INSPIRE HOME LOANS INC. | $295,000 | $860,000 | 191.5% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $395,000 | $765,000 | 93.7% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $405,000 | $750,000 | 85.2% | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,000,000 | $750,000 | -62.5% | 0.0% |
| KS StateBank | $560,000 | $745,000 | 33.0% | 0.0% |
| Carrington Mortgage Services, LLC | $1,795,000 | $725,000 | -59.6% | 0.0% |
| Nations Lending Corporation | $710,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $705,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $800,000 | $660,000 | -17.5% | 0.0% |
| AMERICA FIRST | $155,000 | $650,000 | 319.4% | 0.0% |
| KELLER MORTGAGE, LLC | $195,000 | $650,000 | 233.3% | 0.0% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $590,000 | $650,000 | 10.2% | 0.0% |
| CIT Bank | $1,745,000 | $645,000 | -63.0% | 0.0% |
| HighTechLending Inc | $670,000 | $640,000 | -4.5% | 0.0% |
| Toyota Financial Savings Bank | $635,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $615,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $715,000 | $585,000 | -18.2% | 0.0% |
| Colonial Savings, F.A. | $245,000 | $575,000 | 134.7% | 0.0% |
| HomeStreet Bank | $1,005,000 | $560,000 | -44.3% | 0.0% |
| Magnolia Bank | $730,000 | $550,000 | -24.7% | 0.0% |
| Ameris Bank | $495,000 | $545,000 | 10.1% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,235,000 | $545,000 | -55.9% | 0.0% |
| UNITED MORTGAGE CORP. | $545,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $770,000 | $540,000 | -29.9% | 0.0% |
| ALLIANT CREDIT UNION | $590,000 | $535,000 | -9.3% | 0.0% |
| Renasant Bank | $580,000 | $530,000 | -8.6% | 0.0% |
| ML Mortgage Corp. | $515,000 | $525,000 | 1.9% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $355,000 | $505,000 | 42.3% | 0.0% |
| F&A Federal Credit Union | $505,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $630,000 | $495,000 | -21.4% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $490,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $255,000 | $475,000 | 86.3% | 0.0% |
| Goldwater Bank, N.A. | $455,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $1,005,000 | $445,000 | -55.7% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $945,000 | $445,000 | -52.9% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $165,000 | $435,000 | 163.6% | 0.0% |
| Figure Lending LLC | $245,000 | $430,000 | 75.5% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $245,000 | $425,000 | 73.5% | 0.0% |
| Cf Bank | $345,000 | $395,000 | 14.5% | 0.0% |
| First Guaranty Mortgage Corporation | $2,980,000 | $385,000 | -87.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $380,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $1,695,000 | $370,000 | -78.2% | 0.0% |
| INTELLILOAN, INC. | $1,085,000 | $365,000 | -66.4% | 0.0% |
| First Bank | $645,000 | $355,000 | -45.0% | 0.0% |
| Generations Bank | $355,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $800,000 | $335,000 | -58.1% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $2,540,000 | $315,000 | -87.6% | 0.0% |
| Bank of England | $620,000 | $295,000 | -52.4% | 0.0% |
| UNION HOME MORTGAGE CORP. | $295,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $285,000 | n/a | 0.0% | |
| First Savings Bank | $1,000,000 | $275,000 | -72.5% | 0.0% |
| ON Q FINANCIAL, INC. | $1,500,000 | $275,000 | -81.7% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $355,000 | $265,000 | -25.4% | 0.0% |
| SPRING EQ, LLC | $265,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $255,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $465,000 | $255,000 | -45.2% | 0.0% |
| NFM, INC. | $255,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $945,000 | $245,000 | -74.1% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $265,000 | $235,000 | -11.3% | 0.0% |
| ONY GLO, INC. | $515,000 | $235,000 | -54.4% | 0.0% |
| TIAA, FSB | $1,120,000 | $235,000 | -79.0% | 0.0% |
| DIRECT MORTGAGE, CORP. | $225,000 | n/a | 0.0% | |
| Baxter Credit Union | $215,000 | n/a | 0.0% | |
| Providence Bank | $215,000 | n/a | 0.0% | |
| Armed Forces Bank | $205,000 | n/a | 0.0% | |
| First National Bank | $225,000 | $205,000 | -8.9% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $515,000 | $205,000 | -60.2% | 0.0% |
| Manufacturers and Traders Trust Company | $205,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $2,185,000 | $205,000 | -90.6% | 0.0% |
| Platinum Home Mortgage Corporation | $205,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,055,000 | $205,000 | -80.6% | 0.0% |
| CHEVRON | $815,000 | $195,000 | -76.1% | 0.0% |
| Citizens Bank | $345,000 | $185,000 | -46.4% | 0.0% |
| SEVERN SAVINGS BANK, FSB DBA SEVERN BANK | $185,000 | n/a | 0.0% | |
| Truist Bank | $1,110,000 | $155,000 | -86.0% | 0.0% |
| THRIVENT Federal Credit Union | $145,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $4,785,000 | $125,000 | -97.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| Discover Bank | $520,000 | $90,000 | -82.7% | 0.0% |
| SILVER STATE SCHOOLS SERVICE COMPANY, LLC | $65,000 | n/a | 0.0% |
Gardnerville Ranchos's top lender by overall market share is GUILD MORTGAGE COMPANY, with 9.4% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $122,590,000 in loans. In third place, with 5.5%, is Wells Fargo Bank, having originated $86,720,000 in loans. In third place, with 4.8%, is U.S. Bank, having originated $75,455,000 in loans. In third place, with 3.9%, is LOANDEPOT.COM, LLC, having originated $61,645,000 in loans.
Gardnerville Ranchos, NV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 1,558 | $512,360,000 | $328,858 |
| Cash Out Refi | 1,053 | $416,555,000 | $395,589 |
| Home Purchase | 966 | $550,030,000 | $569,389 |
| Home Improvement | 153 | $38,115,000 | $249,118 |
| Other | 98 | $65,750,000 | $670,918 |
| NA | 3 | $1,035,000 | $345,000 |
Gardnerville Ranchos's most frequently cited loan purpose was Refi, with 1,558 originations. The 2nd most popular reason was Cash Out Refi, with 1,053 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,619 | $648,195,000 | $400,368 |
| 3-4% | 1,335 | $532,895,000 | $399,172 |
| <2.5% | 748 | $367,650,000 | $491,511 |
| 4-5% | 79 | $18,825,000 | $238,291 |
| 5-6% | 22 | $4,550,000 | $206,818 |
| 6-7% | 11 | $5,745,000 | $522,273 |
| Over 8% | 8 | $3,560,000 | $445,000 |
| 7-8% | 7 | $1,765,000 | $252,143 |
During 2021, Gardnerville Ranchos's most frequently originated rate bucket was 2.5-3%, with 1,619 originations.
Loan Sizing (Gardnerville Ranchos, NV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,845 | $548,735,000 | $297,417 |
| $400k-600k | 880 | $425,930,000 | $484,011 |
| $100k-200k | 571 | $88,625,000 | $155,210 |
| $600k-1000k | 223 | $167,535,000 | $751,278 |
| $Over $1MM | 160 | $343,650,000 | $2,147,813 |
| $100,000 or less | 152 | $9,370,000 | $61,645 |
Gardnerville Ranchos's loan sizing saw the bucket of loans from $200k-400k with 1,845 originations, totaling $548,735,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,170 | $630,400,000 | $538,803 |
| 40-60% | 1,057 | $407,705,000 | $385,719 |
| 20-40% | 623 | $175,095,000 | $281,051 |
| 80-100% | 613 | $288,975,000 | $471,411 |
| Under 20% | 213 | $29,275,000 | $137,441 |
| Over 100% | 26 | $12,730,000 | $489,615 |
Gardnerville Ranchos's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,170 originations, totaling $630,400,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $640,000 (9.4%) | $2,129,172 (-11.3%) | 0.00 | 218 |
| 2018-02-01 | $662,450 (11.9%) | $1,842,231 (-22.1%) | 0.00 | 203 |
| 2018-03-01 | $650,000 (3.0%) | $2,174,718 (-10.7%) | 0.00 | 199 |
| 2018-04-01 | $654,500 (9.3%) | $2,194,317 (-8.9%) | 0.00 | 208 |
| 2018-05-01 | $633,200 (8.2%) | $2,000,442 (-8.6%) | 0.00 | 243 |
| 2018-06-01 | $647,000 (9.7%) | $1,962,040 (-4.7%) | 0.00 | 290 |
| 2018-07-01 | $640,000 (6.8%) | $1,818,510 (-8.2%) | 0.00 | 337 |
| 2018-08-01 | $626,859 (-3.4%) | $1,682,920 (-25.6%) | 0.00 | 348 |
| 2018-09-01 | $635,000 (-2.2%) | $1,967,423 (3.0%) | 0.00 | 336 |
| 2018-10-01 | $627,450 (-6.3%) | $2,071,734 (13.0%) | 0.00 | 352 |
| 2018-11-01 | $599,700 (-11.8%) | $2,121,786 (13.3%) | 0.00 | 333 |
| 2018-12-01 | $595,000 (-14.4%) | $2,247,437 (12.1%) | 0.00 | 309 |
| 2019-01-01 | $599,900 (-6.3%) | $2,057,385 (-3.4%) | 0.00 | 276 |
| 2019-02-01 | $634,500 (-4.2%) | $2,136,747 (16.0%) | 0.00 | 254 |
| 2019-03-01 | $620,943 (-4.5%) | $2,046,024 (-5.9%) | 0.00 | 274 |
| 2019-04-01 | $645,493 (-1.4%) | $2,023,372 (-7.8%) | 0.00 | 292 |
| 2019-05-01 | $633,750 (0.1%) | $1,871,636 (-6.4%) | 0.00 | 328 |
| 2019-06-01 | $650,000 (0.5%) | $1,910,205 (-2.6%) | 0.00 | 344 |
| 2019-07-01 | $664,500 (3.8%) | $2,115,141 (16.3%) | 0.00 | 395 |
| 2019-08-01 | $683,429 (9.0%) | $2,080,595 (23.6%) | 0.00 | 403 |
| 2019-09-01 | $673,429 (6.1%) | $2,040,262 (3.7%) | 0.00 | 399 |
| 2019-10-01 | $698,500 (11.3%) | $2,052,251 (-0.9%) | 0.00 | 374 |
| 2019-11-01 | $699,000 (16.6%) | $2,166,318 (2.1%) | 0.00 | 324 |
| 2019-12-01 | $699,500 (17.6%) | $2,217,059 (-1.4%) | 0.00 | 310 |
| 2020-01-01 | $690,000 (15.0%) | $1,997,193 (-2.9%) | 0.00 | 278 |
| 2020-02-01 | $690,000 (8.8%) | $1,988,621 (-6.9%) | 0.00 | 271 |
| 2020-03-01 | $757,500 (22.0%) | $2,242,495 (9.6%) | 0.00 | 251 |
| 2020-04-01 | $754,000 (16.8%) | $2,155,424 (6.5%) | 0.00 | 275 |
| 2020-05-01 | $745,000 (17.6%) | $1,990,808 (6.4%) | 0.00 | 287 |
| 2020-06-01 | $832,000 (28.0%) | $2,313,029 (21.1%) | 0.00 | 261 |
| 2020-07-01 | $799,000 (20.2%) | $2,065,405 (-2.4%) | 0.00 | 233 |
| 2020-08-01 | $865,000 (26.6%) | $1,907,332 (-8.3%) | 0.00 | 191 |
| 2020-09-01 | $899,500 (33.6%) | $2,598,053 (27.3%) | 0.00 | 155 |
| 2020-10-01 | $875,000 (25.3%) | $2,714,055 (32.3%) | 0.00 | 139 |
| 2020-11-01 | $865,000 (23.8%) | $2,843,935 (31.3%) | 0.00 | 123 |
| 2020-12-01 | $879,000 (25.7%) | $2,831,447 (27.7%) | 0.00 | 105 |
| 2021-01-01 | $899,000 (30.3%) | $3,019,077 (51.2%) | 0.00 | 77 |
| 2021-02-01 | $964,500 (39.8%) | $3,487,053 (75.4%) | 0.00 | 70 |
| 2021-03-01 | $767,500 (1.3%) | $2,554,656 (13.9%) | 0.00 | 74 |
| 2021-04-01 | $749,500 (-0.6%) | $2,278,750 (5.7%) | 0.00 | 120 |
| 2021-05-01 | $799,000 (7.3%) | $2,203,839 (10.7%) | 0.00 | 110 |
| 2021-06-01 | $857,000 (3.0%) | $2,206,398 (-4.6%) | 0.00 | 123 |
| 2021-07-01 | $885,000 (10.8%) | $2,053,777 (-0.6%) | 0.00 | 141 |
| 2021-08-01 | $889,500 (2.8%) | $2,111,411 (10.7%) | 0.00 | 154 |
| 2021-09-01 | $882,950 (-1.8%) | $2,099,487 (-19.2%) | 0.00 | 146 |
| 2021-10-01 | $890,000 (1.7%) | $2,389,482 (-12.0%) | 0.00 | 178 |
| 2021-11-01 | $897,000 (3.7%) | $2,340,377 (-17.7%) | 0.00 | 159 |
| 2021-12-01 | $899,000 (2.3%) | $2,292,194 (-19.1%) | 0.00 | 140 |
| 2022-01-01 | $899,000 (0.0%) | $2,694,707 (-10.7%) | 0.00 | 115 |
| 2022-02-01 | $912,000 (-5.4%) | $2,572,536 (-26.2%) | 0.00 | 88 |
| 2022-03-01 | $881,153 (14.8%) | $2,245,899 (-12.1%) | 0.00 | 86 |
| 2022-04-01 | $899,000 (20.0%) | $2,112,630 (-7.3%) | 0.00 | 115 |
| 2022-05-01 | $895,000 (12.0%) | $1,935,754 (-12.2%) | 0.00 | 159 |
| 2022-06-01 | $857,500 (0.1%) | $2,562,346 (16.1%) | 0.00 | 228 |
Gardnerville Ranchos's median listing price for 2022-06-01 was $857,500, a difference of
$500
(0.1%) versus the prior year and
$-37,500 versus the prior month.
Gardnerville Ranchos's median listing price comes in at 0% of the national average.
Gardnerville Ranchos's average listing price for 2022-06-01 was $2,562,346, a difference of $355,948 (16.1%) versus the prior year and $626,592 versus the prior month.
For the 2022-06-01 period, Gardnerville Ranchos had 228 MLS listings, a difference of 69 listings (43%) versus the prior month and 105 listings (85%) versus the prior year.
Gardnerville Ranchos's median listing price comes in at 0% of the national average.
Gardnerville Ranchos's average listing price for 2022-06-01 was $2,562,346, a difference of $355,948 (16.1%) versus the prior year and $626,592 versus the prior month.
For the 2022-06-01 period, Gardnerville Ranchos had 228 MLS listings, a difference of 69 listings (43%) versus the prior month and 105 listings (85%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,233 sqft |
| 2018-02-01 | 0 days | 2,340 sqft |
| 2018-03-01 | 0 days | 2,350 sqft |
| 2018-04-01 | 0 days | 2,423 sqft |
| 2018-05-01 | 0 days | 2,331 sqft |
| 2018-06-01 | 0 days | 2,320 sqft |
| 2018-07-01 | 0 days | 2,237 sqft |
| 2018-08-01 | 0 days | 2,189 sqft |
| 2018-09-01 | 0 days | 2,224 sqft |
| 2018-10-01 | 0 days | 2,212 sqft |
| 2018-11-01 | 0 days | 2,214 sqft |
| 2018-12-01 | 0 days | 2,280 sqft |
| 2019-01-01 | 0 days | 2,262 sqft |
| 2019-02-01 | 0 days | 2,265 sqft |
| 2019-03-01 | 0 days | 2,196 sqft |
| 2019-04-01 | 0 days | 2,274 sqft |
| 2019-05-01 | 0 days | 2,257 sqft |
| 2019-06-01 | 0 days | 2,351 sqft |
| 2019-07-01 | 0 days | 2,351 sqft |
| 2019-08-01 | 0 days | 2,306 sqft |
| 2019-09-01 | 0 days | 2,292 sqft |
| 2019-10-01 | 0 days | 2,388 sqft |
| 2019-11-01 | 0 days | 2,397 sqft |
| 2019-12-01 | 0 days | 2,415 sqft |
| 2020-01-01 | 0 days | 2,437 sqft |
| 2020-02-01 | 0 days | 2,443 sqft |
| 2020-03-01 | 0 days | 2,540 sqft |
| 2020-04-01 | 0 days | 2,545 sqft |
| 2020-05-01 | 0 days | 2,528 sqft |
| 2020-06-01 | 0 days | 2,683 sqft |
| 2020-07-01 | 0 days | 2,707 sqft |
| 2020-08-01 | 0 days | 2,675 sqft |
| 2020-09-01 | 0 days | 2,659 sqft |
| 2020-10-01 | 0 days | 2,633 sqft |
| 2020-11-01 | 0 days | 2,512 sqft |
| 2020-12-01 | 0 days | 2,556 sqft |
| 2021-01-01 | 0 days | 2,514 sqft |
| 2021-02-01 | 0 days | 2,530 sqft |
| 2021-03-01 | 0 days | 2,345 sqft |
| 2021-04-01 | 0 days | 2,133 sqft |
| 2021-05-01 | 0 days | 2,168 sqft |
| 2021-06-01 | 0 days | 2,142 sqft |
| 2021-07-01 | 0 days | 2,152 sqft |
| 2021-08-01 | 0 days | 2,219 sqft |
| 2021-09-01 | 0 days | 2,277 sqft |
| 2021-10-01 | 0 days | 2,168 sqft |
| 2021-11-01 | 0 days | 2,159 sqft |
| 2021-12-01 | 0 days | 2,136 sqft |
| 2022-01-01 | 0 days | 2,174 sqft |
| 2022-02-01 | 0 days | 2,300 sqft |
| 2022-03-01 | 0 days | 2,136 sqft |
| 2022-04-01 | 0 days | 2,168 sqft |
| 2022-05-01 | 0 days | 2,104 sqft |
| 2022-06-01 | 0 days | 2,119 sqft |
Gardnerville Ranchos's median listing age (time on market) for 2022-06-01 was 0 days.
Gardnerville Ranchos's median square footage for active listings during the 2022-06-01 period was 2,119 sqft. One year prior, the average listing was 2,142 sqft.
Gardnerville Ranchos's median square footage for active listings during the 2022-06-01 period was 2,119 sqft. One year prior, the average listing was 2,142 sqft.
