Gardnerville Ranchos Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gardnerville Ranchos averaged 6.17% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.17% and one month ago for the week of 2024-09-05, the average rate was 6.2%.

Gardnerville Ranchos's average rate one year ago was 7.44%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Gardnerville Ranchos 30 Year Fixed Rate 2024-10-10 6.17%
Gardnerville Ranchos 30 Year Fixed Rate Refi 2024-10-10 6.92%
Gardnerville Ranchos 15 Year Fixed Rate 2024-10-10 5.31%
Gardnerville Ranchos 15 Year Fixed Rate Refi 2024-10-10 5.61%
Gardnerville Ranchos 30 Year FHA 2024-10-10 6%
Gardnerville Ranchos 30 Year FHA Refi 2024-10-10 5.9%
Gardnerville Ranchos 30 Year USDA 2024-10-10 5.88%
Gardnerville Ranchos 30 Year USDA Refi 2024-10-10 5.88%
Gardnerville Ranchos 30 Year VA 2024-10-10 5.65%
Gardnerville Ranchos 30 Year VA Refi 2024-10-10 5.85%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gardnerville Ranchos, NV.

Gardnerville Ranchos Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gardnerville Ranchos, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GUILD MORTGAGE COMPANY 82 6.74% $10,025
QUICKEN LOANS, LLC 39 6.75% $9,087
U.S. Bank 38 6.48% $15,003
MASON MCDUFFIE MORTGAGE CORPORATION 31 6.99% $9,303
UNITED WHOLESALE MORTGAGE, LLC 25 6.87% $7,892
EAGLE HOME MORTGAGE, LLC 22 5.33% $8,372
CROSSCOUNTRY MORTGAGE, LLC 17 6.82% $17,191
GREATER NEVADA LLC 14 6.07% $5,519
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 7.22% $7,791
PENNYMAC LOAN SERVICES, LLC 10 7.09% $4,452
PREMIER MORTGAGE RESOURCES, L.L.C. 10 6.27% $11,004
MOVEMENT MORTGAGE, LLC 9 6.33% $9,935
JPMorgan Chase Bank 7 6.63% $5,795
AXIA FINANCIAL, LLC 6 6.56% $9,800
Wells Fargo Bank 6 6.67% $6,657
Bank of America 5 6.13% $6,821
American Mortgage & Equity Consultants, Inc. 5 7.20% $3,872
LOANDEPOT.COM, LLC 4 5.96% $6,044
NAVY FEDERAL CREDIT UNION 4 6.28% $4,799
NexBank 4 7.06% $6,315
Citibank 4 5.59% $7,565
Mr. Cooper ( Nationstar Mortgage ) 3 6.71% $12,195
Morgan Stanley Private Bank 3 5.55% $6,503
BMO Harris Bank 3 5.79% $17,799
BROKER SOLUTIONS, INC. 3 6.38% $10,135
NEWREZ LLC 3 7.16% $6,546
Zions Bank 3 6.79% $4,451
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.67% $5,098
First-Citizens Bank & Trust Company 2 5.31% $15,927
ALAMEDA MORTGAGE CORPORATION 2 7.12% $10,192
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.19% $10,009
AmeriHome Mortgage Company, LLC 2 6.19% $4,965
BNY Mellon 2 5.56% $4,339
Charles Schwab Bank, SSB 2 5.88% $7,141
CMG MORTGAGE, INC. 2 7.24% $4,523
DIGNIFIED HOME LOANS, LLC 2 6.43% $10,898
HOMEXPRESS MORTGAGE CORP. 2 8.25% $34,757
Paramount Residential Mortgage Group, Inc. 2 7.38% $6,898
PNC Bank 2 7.31% $4,402
Prosperity Home Mortgage, LLC 2 6.63% $5,859
SUMMIT FUNDING, INC. 2 6.75% $13,756
KEYPOINT 1 6.88% $4,490
Goldman Sachs Bank USA 1 5.15% $5,229
Flagstar Bank, FSB 1 7.25% $7,620
Meridian Bank Corporation 1 7.63% $6,132
Mid-America Bank 1 8.00% $7,198
MidFirst Bank 1 5.75% $22,297
ACADEMY MORTGAGE CORPORATION 1 5.88% $9,447
Firefighters First Federal Credit Union 1 5.38% $3,905
EVERETT FINANCIAL, INC. 1 7.50% $11,304
M&T Bank 1 6.50% $4,680
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.25% $6,847
Cornerstone First Mortgage, Inc 1 6.50% $15,516
NBKC BANK 1 7.38% $4,164
CHEVRON 1 6.25% $3,448
CARDINAL FINANCIAL 1 6.99% $2,527
NFM, INC. 1 7.25% $13,497
NP, Inc. 1 9.37% $14,663
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.63% $8,470
Washington Federal Bank 1 6.00% $19,832
BNC National Bank 1 5.50% $5,316
AMERICA FIRST 1 7.13% $6,804
BETTER MORTGAGE CORPORATION 1 6.75% $5,152
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.25% $15,191
BAY-VALLEY MORTGAGE GROUP 1 7.38% $4,813
ZILLOW HOME LOANS, LLC 1 6.25% $12,071
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.88% $5,675
Raymond James Bank 1 6.13% $4,411
Sierra Pacific Mortgage Company, Inc. 1 6.88% $19,855
AFFINITY 1 4.75% $5,129
The Loan Store, Inc. 1 7.00% $6,109
TJC Mortgage, Inc. 1 7.13% $5,614
UNITED 1 5.88% $4,311
AMERISAVE MORTGAGE CORPORATION 1 6.88% $6,945
USAA Federal Savings Bank 1 7.13% $4,016
AMERICAN FINANCIAL NETWORK, INC. 1 6.50% $5,729
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.13% $34,922
Utah Mortgage Loan Corporation 1 6.75% $6,912
HSBC BANK USA, NATIONAL ASSOCIATION 1 7.11% $4,161
INFINITY EQUITY GROUP, INC. 1 7.13% $3,966
GUARANTEED RATE, INC. 1 7.38% $4,295

Gardnerville Ranchos Average Closing Costs & Other Stats

Gardnerville Ranchos, NV's 81 lenders originated 938 loans during 2023. The total origination value was $437,410,000, with an average loan value of $466,322.

Gardnerville Ranchos's average closing costs are $6,147.

The top Gardnerville Ranchos lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 82 loans originated. Their average total fees are $10,025, which is $938 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Gardnerville Ranchos lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC ($4,452), GREATER NEVADA LLC ($5,519), PRIMELENDING, A PLAINSCAPITAL COMPANY ($7,791), UNITED WHOLESALE MORTGAGE, LLC ($7,892) and EAGLE HOME MORTGAGE, LLC ($8,372).

The lowest rate Gardnerville Ranchos lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.33%), GREATER NEVADA LLC (6.07%), PREMIER MORTGAGE RESOURCES, L.L.C. (6.27%), U.S. Bank (6.48%) and GUILD MORTGAGE COMPANY (6.74%).

Gardnerville Ranchos, NV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
U.S. Bank $67,615,000 $51,495,000 -23.8% 11.8%
GUILD MORTGAGE COMPANY $73,545,000 $48,840,000 -33.6% 11.2%
Union Bank and Trust Company $33,845,000 n/a 7.7%
QUICKEN LOANS, LLC $41,450,000 $22,355,000 -46.1% 5.1%
UNITED WHOLESALE MORTGAGE, LLC $23,325,000 $20,305,000 -12.9% 4.6%
MASON MCDUFFIE MORTGAGE CORPORATION $12,200,000 $16,070,000 31.7% 3.7%
Bank of America $23,390,000 $15,620,000 -33.2% 3.6%
CROSSCOUNTRY MORTGAGE, LLC $11,055,000 $14,795,000 33.8% 3.4%
GREATER NEVADA LLC $18,940,000 $11,585,000 -38.8% 2.6%
First-Citizens Bank & Trust Company $805,000 $10,840,000 1,246.6% 2.5%
EAGLE HOME MORTGAGE, LLC $4,540,000 $10,520,000 131.7% 2.4%
Zions Bank $18,340,000 $9,035,000 -50.7% 2.1%
PENNYMAC LOAN SERVICES, LLC $10,215,000 $8,190,000 -19.8% 1.9%
Morgan Stanley Private Bank $16,025,000 $7,875,000 -50.9% 1.8%
Alaska USA Federal Credit Union $6,690,000 n/a 1.5%
JPMorgan Chase Bank $17,575,000 $5,945,000 -66.2% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,750,000 $5,545,000 -64.8% 1.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,395,000 $5,360,000 284.2% 1.2%
BMO Harris Bank $105,000 $5,220,000 4,871.4% 1.2%
NAVY FEDERAL CREDIT UNION $3,355,000 $5,165,000 53.9% 1.2%
UNITED $15,850,000 $4,685,000 -70.4% 1.1%
LOANDEPOT.COM, LLC $12,025,000 $4,490,000 -62.7% 1.0%
FINANCE OF AMERICA REVERSE LLC $9,540,000 $3,935,000 -58.8% 0.9%
HOMEXPRESS MORTGAGE CORP. $885,000 $3,705,000 318.6% 0.8%
NexBank $605,000 $3,680,000 508.3% 0.8%
MidFirst Bank $28,775,000 $3,665,000 -87.3% 0.8%
Citibank $3,025,000 $3,610,000 19.3% 0.8%
MOVEMENT MORTGAGE, LLC $8,455,000 $3,500,000 -58.6% 0.8%
SUMMIT FUNDING, INC. $3,160,000 $3,150,000 -0.3% 0.7%
Mortgage Research Center, LLC $2,770,000 $2,995,000 8.1% 0.7%
Wells Fargo Bank $31,930,000 $2,965,000 -90.7% 0.7%
American Mortgage & Equity Consultants, Inc. $2,895,000 n/a 0.7%
AXIA FINANCIAL, LLC $1,365,000 $2,460,000 80.2% 0.6%
BROKER SOLUTIONS, INC. $10,940,000 $2,100,000 -80.8% 0.5%
ALAMEDA MORTGAGE CORPORATION $1,555,000 $2,015,000 29.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,610,000 $1,960,000 -65.1% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,220,000 $1,945,000 -39.6% 0.4%
The Loan Store, Inc. $1,905,000 n/a 0.4%
Prosperity Home Mortgage, LLC $2,795,000 $1,890,000 -32.4% 0.4%
NEWREZ LLC $2,165,000 $1,860,000 -14.1% 0.4%
Flagstar Bank, FSB $3,995,000 $1,820,000 -54.4% 0.4%
Charles Schwab Bank, SSB $7,170,000 $1,810,000 -74.8% 0.4%
Citizens Business Bank $1,745,000 n/a 0.4%
PNC Bank $3,850,000 $1,655,000 -57.0% 0.4%
Goldman Sachs Bank USA $2,700,000 $1,605,000 -40.6% 0.4%
Washington Federal Bank $1,505,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $4,570,000 $1,465,000 -67.9% 0.3%
LONGBRIDGE FINANCIAL, LLC $670,000 $1,300,000 94.0% 0.3%
Mid-America Bank $1,285,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $235,000 $1,275,000 442.6% 0.3%
DIGNIFIED HOME LOANS, LLC $265,000 $1,265,000 377.4% 0.3%
AMERICA FIRST $325,000 $1,225,000 276.9% 0.3%
LENDSURE MORTGAGE CORP. $765,000 $1,135,000 48.4% 0.3%
GUARANTEED RATE, INC. $5,665,000 $1,120,000 -80.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $5,870,000 $1,120,000 -80.9% 0.3%
CARDINAL FINANCIAL $4,185,000 $1,065,000 -74.6% 0.2%
M&T Bank $1,055,000 n/a 0.2%
MOUNTAIN AMERICA $1,095,000 $1,030,000 -5.9% 0.2%
Firefighters First Federal Credit Union $610,000 $1,015,000 66.4% 0.2%
VILLAGE CAPITAL MORTGAGE $1,000,000 n/a 0.2%
BNY Mellon $990,000 n/a 0.2%
NBKC BANK $405,000 $980,000 142.0% 0.2%
BNC National Bank $1,055,000 $940,000 -10.9% 0.2%
Discover Bank $1,365,000 $935,000 -31.5% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,915,000 $935,000 -51.2% 0.2%
Magnolia Bank $125,000 $920,000 636.0% 0.2%
NFM, INC. $895,000 n/a 0.2%
Logan Finance Corporation $885,000 n/a 0.2%
Commerce Home Mortgage, Inc. $1,015,000 $865,000 -14.8% 0.2%
AFFINITY $845,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $1,110,000 $840,000 -24.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $2,470,000 $830,000 -66.4% 0.2%
AmeriHome Mortgage Company, LLC $1,005,000 $790,000 -21.4% 0.2%
Figure Lending LLC $590,000 $775,000 31.4% 0.2%
Sierra Pacific Mortgage Company, Inc. $12,125,000 $775,000 -93.6% 0.2%
Paramount Residential Mortgage Group, Inc. $2,900,000 $760,000 -73.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $670,000 n/a 0.2%
PHH Mortgage Corporation $1,850,000 $665,000 -64.1% 0.2%
Citizens National Bank of Texas $655,000 n/a 0.1%
Willamette Valley Bank $625,000 n/a 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $590,000 n/a 0.1%
Raymond James Bank $795,000 $585,000 -26.4% 0.1%
CMG MORTGAGE, INC. $4,115,000 $580,000 -85.9% 0.1%
The Federal Savings Bank $2,565,000 $570,000 -77.8% 0.1%
Glacier Bank $2,770,000 $540,000 -80.5% 0.1%
LOANPAL, LLC $1,200,000 $520,000 -56.7% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $515,000 n/a 0.1%
PINNACLE LENDING GROUP, INC. $515,000 n/a 0.1%
The Central Trust Bank $485,000 $505,000 4.1% 0.1%
ZILLOW HOME LOANS, LLC $1,945,000 $505,000 -74.0% 0.1%
Century Mortgage Company DBA Century Lending Company $485,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $445,000 n/a 0.1%
Cornerstone First Mortgage, Inc $445,000 n/a 0.1%
Gateway First Bank $435,000 n/a 0.1%
NP, Inc. $435,000 n/a 0.1%
FREEDOM MORTGAGE CORPORATION $2,870,000 $425,000 -85.2% 0.1%
DHI MORTGAGE COMPANY, LTD. $415,000 n/a 0.1%
HighTechLending Inc $405,000 n/a 0.1%
USAA Federal Savings Bank $2,245,000 $405,000 -82.0% 0.1%
INFINITY EQUITY GROUP, INC. $385,000 n/a 0.1%
S1L, Inc. $385,000 n/a 0.1%
People's Bank of Commerce $375,000 n/a 0.1%
BAY-VALLEY MORTGAGE GROUP $365,000 n/a 0.1%
CHEVRON $810,000 $345,000 -57.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $335,000 n/a 0.1%
MANN FINANCIAL INC. $1,710,000 $335,000 -80.4% 0.1%
ALLIANT CREDIT UNION $250,000 $320,000 28.0% 0.1%
EVERETT FINANCIAL, INC. $2,440,000 $295,000 -87.9% 0.1%
VERITAS FUNDING, LLC $295,000 n/a 0.1%
Utah Mortgage Loan Corporation $285,000 n/a 0.1%
Meridian Bank Corporation $265,000 n/a 0.1%
OPEN MORTGAGE, LLC $695,000 $265,000 -61.9% 0.1%
UNIVERSAL MORTGAGE & FINANCE, INC. $265,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $255,000 n/a 0.1%
KEYPOINT $255,000 n/a 0.1%
SPRING EQ, LLC $1,405,000 $250,000 -82.2% 0.1%
El Dorado Savings Bank, F.S.B. $2,610,000 $235,000 -91.0% 0.1%
GEORGIA'S OWN $145,000 $230,000 58.6% 0.1%
AMWEST FUNDING CORP. $885,000 $205,000 -76.8% 0.0%
Connexus Credit Union $205,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $175,000 n/a 0.0%
LANTZMAN MANAGEMENT, INC. $155,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $4,595,000 $155,000 -96.6% 0.0%
Plains Commerce Bank $155,000 n/a 0.0%
HomeTrust Bank $150,000 n/a 0.0%
TJC Mortgage, Inc. $105,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $1,550,000 $95,000 -93.9% 0.0%
21ST MORTGAGE CORPORATION $165,000 $85,000 -48.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $230,000 $85,000 -63.0% 0.0%
THRIVENT Federal Credit Union $85,000 n/a 0.0%
GTE Federal Credit Union $75,000 n/a 0.0%
Consolidated Federal Credit Union $55,000 n/a 0.0%
PLANET HOME LENDING, LLC $705,000 $55,000 -92.2% 0.0%
FIRST TECHNOLOGY $40,000 $45,000 12.5% 0.0%
Bethpage Federal Credit Union $675,000 $35,000 -94.8% 0.0%
Carrington Mortgage Services, LLC $1,080,000 $35,000 -96.8% 0.0%
Great Basin Federal Credit Union $80,000 $35,000 -56.3% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $25,000 n/a 0.0%

Gardnerville Ranchos's top lender by overall market share is U.S. Bank, with 11.8% market share. In second place, with 11.2%, is GUILD MORTGAGE COMPANY, having originated $48,840,000 in loans. In third place, with 7.7%, is Union Bank and Trust Company, having originated $33,845,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $22,355,000 in loans. In fifth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,305,000 in loans.


Gardnerville Ranchos Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $655,750 (9.5%) $1,733,342 (-25.6%) 0.00 216
2018-02-01 $696,000 (11.5%) $1,521,001 (-30.8%) 0.00 193
2018-03-01 $689,000 (6.1%) $1,839,456 (-18.8%) 0.00 190
2018-04-01 $654,500 (2.3%) $1,932,636 (-12.0%) 0.00 199
2018-05-01 $630,900 (0.8%) $1,742,891 (-15.1%) 0.00 230
2018-06-01 $636,000 (6.2%) $1,724,887 (-11.2%) 0.00 271
2018-07-01 $667,000 (11.4%) $1,587,701 (-16.4%) 0.00 313
2018-08-01 $629,429 (0.8%) $1,534,392 (-24.4%) 0.00 327
2018-09-01 $627,500 (-3.3%) $1,666,049 (0.6%) 0.00 316
2018-10-01 $623,475 (-9.3%) $1,667,377 (5.2%) 0.00 329
2018-11-01 $599,250 (-14.2%) $1,715,404 (5.2%) 0.00 315
2018-12-01 $585,000 (-18.5%) $1,748,948 (3.5%) 0.00 296
2019-01-01 $593,625 (-9.5%) $1,512,159 (-12.8%) 0.00 262
2019-02-01 $595,125 (-14.5%) $1,570,124 (3.2%) 0.00 236
2019-03-01 $605,286 (-12.2%) $1,628,245 (-11.5%) 0.00 250
2019-04-01 $619,500 (-5.4%) $1,663,806 (-13.9%) 0.00 270
2019-05-01 $621,625 (-1.5%) $1,551,736 (-11.0%) 0.00 300
2019-06-01 $639,000 (0.5%) $1,549,315 (-10.2%) 0.00 313
2019-07-01 $662,375 (-0.7%) $1,707,000 (7.5%) 0.00 363
2019-08-01 $692,627 (10.0%) $1,710,982 (11.5%) 0.00 366
2019-09-01 $696,718 (11.0%) $1,715,758 (3.0%) 0.00 362
2019-10-01 $698,495 (12.0%) $1,715,055 (2.9%) 0.00 356
2019-11-01 $699,000 (16.7%) $1,831,129 (6.8%) 0.00 312
2019-12-01 $707,450 (20.9%) $1,890,188 (8.1%) 0.00 296
2020-01-01 $698,000 (17.6%) $1,801,717 (19.2%) 0.00 264
2020-02-01 $687,500 (15.5%) $1,793,027 (14.2%) 0.00 255
2020-03-01 $753,875 (24.6%) $1,893,897 (16.3%) 0.00 232
2020-04-01 $728,500 (17.6%) $1,827,773 (9.9%) 0.00 256
2020-05-01 $720,000 (15.8%) $1,665,330 (7.3%) 0.00 272
2020-06-01 $793,500 (24.2%) $1,967,390 (27.0%) 0.00 252
2020-07-01 $796,750 (20.3%) $1,620,445 (-5.1%) 0.00 221
2020-08-01 $835,900 (20.7%) $1,620,129 (-5.3%) 0.00 178
2020-09-01 $884,125 (26.9%) $2,282,241 (33.0%) 0.00 146
2020-10-01 $850,000 (21.7%) $2,377,675 (38.6%) 0.00 132
2020-11-01 $838,750 (20.0%) $2,378,008 (29.9%) 0.00 121
2020-12-01 $863,250 (22.0%) $2,617,479 (38.5%) 0.00 98
2021-01-01 $912,000 (30.7%) $3,100,757 (72.1%) 0.00 72
2021-02-01 $900,175 (30.9%) $3,446,921 (92.2%) 0.00 66
2021-03-01 $801,500 (6.3%) $2,558,757 (35.1%) 0.00 70
2021-04-01 $712,000 (-2.3%) $1,923,520 (5.2%) 0.00 108
2021-05-01 $799,000 (11.0%) $1,946,512 (16.9%) 0.00 97
2021-06-01 $850,500 (7.2%) $1,936,412 (-1.6%) 0.00 109
2021-07-01 $862,500 (8.3%) $1,808,517 (11.6%) 0.00 125
2021-08-01 $914,500 (9.4%) $1,890,986 (16.7%) 0.00 143
2021-09-01 $903,000 (2.1%) $1,852,970 (-18.8%) 0.00 142
2021-10-01 $870,000 (2.4%) $2,140,956 (-10.0%) 0.00 172
2021-11-01 $885,750 (5.6%) $2,116,421 (-11.0%) 0.00 144
2021-12-01 $879,000 (1.8%) $2,109,245 (-19.4%) 0.00 123
2022-01-01 $885,000 (-3.0%) $2,434,293 (-21.5%) 0.00 102
2022-02-01 $924,975 (2.8%) $2,605,579 (-24.4%) 0.00 78
2022-03-01 $884,500 (10.4%) $2,267,069 (-11.4%) 0.00 78
2022-04-01 $899,999 (26.4%) $2,045,426 (6.3%) 0.00 106
2022-05-01 $883,725 (10.6%) $1,892,837 (-2.8%) 0.00 144
2022-06-01 $849,950 (-0.1%) $2,549,194 (31.7%) 0.00 215
2022-07-01 $849,500 (-1.5%) $2,245,560 (24.2%) 0.00 272
2022-08-01 $844,000 (-7.7%) $2,234,645 (18.2%) 0.00 271
2022-09-01 $844,250 (-6.5%) $2,157,865 (16.5%) 0.00 276
2022-10-01 $834,000 (-4.1%) $2,096,406 (-2.1%) 0.00 259
2022-11-01 $783,750 (-11.5%) $1,874,538 (-11.4%) 0.00 250
2022-12-01 $798,000 (-9.2%) $1,839,645 (-12.8%) 0.00 227
2023-01-01 $799,250 (-9.7%) $1,983,818 (-18.5%) 0.00 188
2023-02-01 $799,000 (-13.6%) $2,224,690 (-14.6%) 0.00 177
2023-03-01 $809,306 (-8.5%) $2,438,284 (7.6%) 0.00 160
2023-04-01 $895,000 (-0.6%) $2,505,778 (22.5%) 0.00 156
2023-05-01 $897,000 (1.5%) $2,331,208 (23.2%) 0.00 181
2023-06-01 $944,472 (11.1%) $2,246,248 (-11.9%) 0.00 205
2023-07-01 $998,000 (17.5%) $2,480,008 (10.4%) 0.00 222
2023-08-01 $920,500 (9.1%) $2,420,858 (8.3%) 0.00 250
2023-09-01 $949,000 (12.4%) $2,522,890 (16.9%) 0.00 258
2023-10-01 $980,500 (17.6%) $2,563,640 (22.3%) 0.00 246
2023-11-01 $972,000 (24.0%) $2,485,198 (32.6%) 0.00 244
2023-12-01 $944,450 (18.4%) $2,464,848 (34.0%) 0.00 235
2024-01-01 $919,450 (15.0%) $2,440,737 (23.0%) 0.00 210
2024-02-01 $857,450 (7.3%) $2,185,262 (-1.8%) 0.00 201
2024-03-01 $805,950 (-0.4%) $2,065,843 (-15.3%) 0.00 193
2024-04-01 $880,975 (-1.6%) $2,242,571 (-10.5%) 0.00 199
2024-05-01 $982,750 (9.6%) $2,381,905 (2.2%) 0.00 209
2024-06-01 $914,000 (-3.2%) $2,334,527 (3.9%) 0.00 228
2024-07-01 $948,250 (-5.0%) $2,150,529 (-13.3%) 0.00 270
2024-08-01 $983,500 (6.8%) $2,127,084 (-12.1%) 0.00 287
2024-09-01 $970,950 (2.3%) $2,265,193 (-10.2%) 0.00 286
Gardnerville Ranchos's median listing price for 2024-09-01 was $970,950, a difference of $21,950 (2.3%) versus the prior year and $-12,550 versus the prior month.

Gardnerville Ranchos's median listing price comes in at 0% of the national average.

Gardnerville Ranchos's average listing price for 2024-09-01 was $2,265,193, a difference of $-257,697 (-10.2%) versus the prior year and $138,109 versus the prior month.

For the 2024-09-01 period, Gardnerville Ranchos had 286 MLS listings, a difference of -1 listings (0%) versus the prior month and 28 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,288 sqft
2018-02-01 0 days 2,388 sqft
2018-03-01 0 days 2,392 sqft
2018-04-01 0 days 2,381 sqft
2018-05-01 0 days 2,308 sqft
2018-06-01 0 days 2,309 sqft
2018-07-01 0 days 2,238 sqft
2018-08-01 0 days 2,185 sqft
2018-09-01 0 days 2,195 sqft
2018-10-01 0 days 2,197 sqft
2018-11-01 0 days 2,209 sqft
2018-12-01 0 days 2,218 sqft
2019-01-01 0 days 2,187 sqft
2019-02-01 0 days 2,226 sqft
2019-03-01 0 days 2,162 sqft
2019-04-01 0 days 2,198 sqft
2019-05-01 0 days 2,229 sqft
2019-06-01 0 days 2,285 sqft
2019-07-01 0 days 2,302 sqft
2019-08-01 0 days 2,304 sqft
2019-09-01 0 days 2,358 sqft
2019-10-01 0 days 2,388 sqft
2019-11-01 0 days 2,375 sqft
2019-12-01 0 days 2,421 sqft
2020-01-01 0 days 2,434 sqft
2020-02-01 0 days 2,431 sqft
2020-03-01 0 days 2,489 sqft
2020-04-01 0 days 2,455 sqft
2020-05-01 0 days 2,446 sqft
2020-06-01 0 days 2,615 sqft
2020-07-01 0 days 2,658 sqft
2020-08-01 0 days 2,665 sqft
2020-09-01 0 days 2,635 sqft
2020-10-01 0 days 2,579 sqft
2020-11-01 0 days 2,376 sqft
2020-12-01 0 days 2,544 sqft
2021-01-01 0 days 2,514 sqft
2021-02-01 0 days 2,521 sqft
2021-03-01 0 days 2,330 sqft
2021-04-01 0 days 2,082 sqft
2021-05-01 0 days 2,116 sqft
2021-06-01 0 days 2,161 sqft
2021-07-01 0 days 2,152 sqft
2021-08-01 0 days 2,215 sqft
2021-09-01 0 days 2,301 sqft
2021-10-01 0 days 2,140 sqft
2021-11-01 0 days 2,149 sqft
2021-12-01 0 days 2,107 sqft
2022-01-01 0 days 2,136 sqft
2022-02-01 0 days 2,299 sqft
2022-03-01 0 days 2,155 sqft
2022-04-01 0 days 2,204 sqft
2022-05-01 0 days 2,109 sqft
2022-06-01 0 days 2,139 sqft
2022-07-01 0 days 2,136 sqft
2022-08-01 0 days 2,126 sqft
2022-09-01 0 days 2,134 sqft
2022-10-01 0 days 2,119 sqft
2022-11-01 0 days 2,122 sqft
2022-12-01 0 days 2,128 sqft
2023-01-01 0 days 2,174 sqft
2023-02-01 0 days 2,132 sqft
2023-03-01 0 days 2,109 sqft
2023-04-01 0 days 2,232 sqft
2023-05-01 0 days 2,203 sqft
2023-06-01 0 days 2,209 sqft
2023-07-01 0 days 2,319 sqft
2023-08-01 0 days 2,249 sqft
2023-09-01 0 days 2,342 sqft
2023-10-01 0 days 2,460 sqft
2023-11-01 0 days 2,335 sqft
2023-12-01 0 days 2,272 sqft
2024-01-01 0 days 2,272 sqft
2024-02-01 0 days 2,206 sqft
2024-03-01 0 days 2,202 sqft
2024-04-01 0 days 2,293 sqft
2024-05-01 0 days 2,369 sqft
2024-06-01 0 days 2,232 sqft
2024-07-01 0 days 2,224 sqft
2024-08-01 0 days 2,193 sqft
2024-09-01 0 days 2,192 sqft
Gardnerville Ranchos's median listing age (time on market) for 2024-09-01 was 0 days.

Gardnerville Ranchos's median square footage for active listings during the 2024-09-01 period was 2,192 sqft. One year prior, the average listing was 2,342 sqft.

Gardnerville Ranchos, NV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 533 $321,485,000 $603,161
Home Improvement 150 $23,080,000 $153,867
Cash Out Refi 120 $38,260,000 $318,833
Other 76 $29,080,000 $382,632
Refi 59 $25,505,000 $432,288

Gardnerville Ranchos's most frequently cited loan purpose was Home Purchase, with 533 originations. The 2nd most popular reason was Home Improvement, with 150 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 284 $144,550,000 $508,979
7-8% 238 $124,230,000 $521,975
Over 8% 205 $36,235,000 $176,756
5-6% 167 $106,565,000 $638,114
4-5% 19 $18,685,000 $983,421
3-4% 17 $3,665,000 $215,588
<2.5% 4 $40,000 $10,000
2.5-3% 1 $665,000 $665,000

During 2023, Gardnerville Ranchos's most frequently originated rate bucket was 6-7%, with 284 originations.

Loan Sizing (Gardnerville Ranchos, NV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 254 $77,100,000 $303,543
$400k-600k 242 $117,030,000 $483,595
$100,000 or less 167 $9,045,000 $54,162
$100k-200k 129 $17,315,000 $134,225
$600k-1000k 96 $71,210,000 $741,771
$Over $1MM 50 $145,710,000 $2,914,200

Gardnerville Ranchos's loan sizing saw the bucket of loans from $200k-400k with 254 originations, totaling $77,100,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 241 $124,395,000 $516,162
Under 20% 224 $19,580,000 $87,411
60-80% 186 $172,280,000 $926,237
40-60% 136 $70,450,000 $518,015
20-40% 133 $39,495,000 $296,955
Over 100% 8 $4,250,000 $531,250

Gardnerville Ranchos's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 241 originations, totaling $124,395,000 in origination value.