OGDEN - CLEARFIELD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ogden - Clearfield averaged 3.19% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.39% and one month ago for the week of 2021-10-21, the average rate was 3.08%.

Ogden - Clearfield's average rate one year ago was 2.81%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.11%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Ogden - Clearfield 30 Year Fixed Rate 2021-11-24 3.19%
Ogden - Clearfield 30 Year Fixed Rate Refi 2021-11-24 3.11%
Ogden - Clearfield 15 Year Fixed Rate 2021-11-24 3.1%
Ogden - Clearfield 15 Year Fixed Rate Refi 2021-11-24 2.64%
Ogden - Clearfield 30 Year FHA 2021-11-24 3.22%
Ogden - Clearfield 30 Year FHA Refi 2021-11-24 3.24%
Ogden - Clearfield 30 Year USDA 2021-11-24 3.03%
Ogden - Clearfield 30 Year USDA Refi 2021-11-24 3.22%
Ogden - Clearfield 30 Year VA 2021-11-24 3.31%
Ogden - Clearfield 30 Year VA Refi 2021-11-24 2.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OGDEN-CLEARFIELD, UT.

OGDEN - CLEARFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the OGDEN-CLEARFIELD, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 3,383 3.11% $4,545
ACADEMY MORTGAGE CORPORATION 2,341 3.27% $5,433
INTERCAP LENDING INC. 1,814 3.15% $4,017
QUICKEN LOANS, LLC 1,655 3.24% $4,943
GOLDENWEST 1,359 3.08% $3,512
AMERICA FIRST 1,327 3.29% $4,714
PROVIDENT FUNDING ASSOCIATES, L.P. 1,026 3.16% $3,226
CITYWIDE HOME LOANS, LLC 1,010 3.20% $4,640
CANOPY MORTGAGE, LLC 710 3.03% $3,508
CALIBER HOME LOANS, INC. 681 3.28% $4,232
MOUNTAIN AMERICA 597 3.10% $5,018
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 548 3.30% $4,578
PRIMARY RESIDENTIAL MORTGAGE, INC. 523 3.13% $5,140
AMERICAN PACIFIC MORTGAGE CORPORATION 499 3.19% $3,606
Flagstar Bank, FSB 460 3.19% $3,451
FIRST COLONY MORTGAGE CORPORATION 434 3.24% $4,152
HOME POINT FINANCIAL CORPORATION 430 3.20% $4,876
MY MOVE MORTGAGE, LLC 416 3.07% $3,476
CASTLE & COOKE MORTGAGE, LLC 413 3.20% $3,770
SWBC MORTGAGE CORPORATION 403 3.20% $3,949
SECURITYNATIONAL MORTGAGE COMPANY 395 3.14% $4,284
LOANDEPOT.COM, LLC 383 3.17% $4,963
GUILD MORTGAGE COMPANY 373 3.22% $4,272
RANLIFE, INC. 351 3.18% $4,926
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 337 3.18% $4,356
Bank of Utah 318 3.12% $5,253
DIRECT MORTGAGE, CORP. 298 3.21% $5,591
Wells Fargo Bank, National Association 294 3.32% $3,112
CROSSCOUNTRY MORTGAGE, LLC 247 3.05% $5,441
BROKER SOLUTIONS, INC. 241 3.16% $5,081
GRAYSTONE FUNDING COMPANY, LLC 228 3.34% $5,368
VAN DYK MORTGAGE CORPORATION 228 3.22% $3,761
Utah Mortgage Loan Corporation 198 3.02% $4,562
CORNERSTONE HOME LENDING, INC. 194 3.21% $4,234
STEARNS LENDING, LLC 179 3.28% $4,613
NATIONSTAR MORTGAGE LLC 177 3.48% $5,860
PRIMELENDING, A PLAINSCAPITAL COMPANY 176 3.36% $4,335
JPMorgan Chase Bank, National Association 170 3.31% $3,254
KeyBank National Association 167 3.28% $3,203
Zions Bancorporation, N.A. 161 3.17% $2,922
SECURITY HOME MORTGAGE, LLC. 158 2.99% $4,626
PENNYMAC LOAN SERVICES, LLC 158 3.31% $5,160
AMERISAVE MORTGAGE CORPORATION 153 2.93% $4,613
Cache Valley Bank 149 3.04% $2,865
U.S. Bank National Association 136 3.41% $3,628
EVERLEND MORTGAGE COMPANY 124 3.27% $4,746
GUARANTEED RATE, INC. 122 3.13% $4,731
LOANPAL, LLC 121 3.19% $5,249
CITY FIRST MORTGAGE SERVICES, L.L.C. 117 3.23% $3,662
University First Federal Credit Union 112 3.06% $3,792
AMERICAN FINANCING CORPORATION 103 3.15% $4,450
Network Funding, L.P. 98 3.27% $4,414
FINANCE OF AMERICA MORTGAGE LLC 96 3.26% $3,883
VERITAS FUNDING, LLC 93 3.37% $4,291
CALCON MUTUAL MORTGAGE LLC 85 3.62% $5,154
MUTUAL OF OMAHA MORTGAGE, INC. 84 3.58% $4,859
FREEDOM MORTGAGE CORPORATION 82 3.47% $2,356
Northpointe Bank 82 3.19% $4,414
KELLER MORTGAGE, LLC 81 3.10% $2,195
Citizens Bank, National Association 79 3.51% $3,867
DHI MORTGAGE COMPANY, LTD. 78 2.99% $2,677
J. VIRGIL, INC. 77 2.98% $4,944
CHERRY CREEK MORTGAGE, LLC 74 3.16% $1,026
Glacier Bank 73 3.10% $4,629
AMERICAN FINANCIAL NETWORK, INC. 71 3.30% $5,174
EAGLE HOME MORTGAGE, LLC 67 3.06% $3,599
NBH Bank 64 3.20% $3,526
PARKSIDE LENDING, LLC 61 3.26% $4,890
CYPRUS Federal Credit Union 61 3.26% $4,555
Gateway First Bank 59 3.24% $3,016
HOMEBRIDGE FINANCIAL SERVICES, INC. 57 3.19% $4,996
D. L. Evans Bank 57 3.06% $3,719
MOVEMENT MORTGAGE, LLC 54 3.31% $4,768
S1L, Inc. 53 2.98% $5,198
MORIA DEVELOPMENT, INC. 53 3.44% $4,126
NEWREZ LLC 51 3.25% $3,730
The Loan Store, Inc. 49 2.99% $3,282
BETTER MORTGAGE CORPORATION 49 2.95% $3,471
EVERETT FINANCIAL, INC. 49 3.08% $1,672
UTAH COMMUNITY 49 3.15% $3,996
NBKC BANK 43 3.30% $2,438
AXIA FINANCIAL, LLC 42 3.40% $5,191
Strong Home Mortgage, LLC 40 3.25% $1,980
Altabank 39 3.13% $4,111
PANORAMA MORTGAGE GROUP, LLC 39 3.03% $3,495
CRESCENT MORTGAGE COMPANY 34 3.33% $4,778
SECURITY SERVICE 34 3.43% $3,832
FirstBank 33 3.17% $2,109
North American Savings Bank, F.S.B. 32 3.04% $2,204
The Federal Savings Bank 32 3.23% $7,149
PREMIA MORTGAGE, LLC 31 2.83% $1,832
LEADERONE FINANCIAL CORPORATION 31 3.03% $3,763
HOMEAMERICAN MORTGAGE CORPORATION 29 3.14% $689
Wyndham Capital Mortgage, Inc. 29 2.95% $1,659
NAVY FEDERAL CREDIT UNION 29 3.27% $5,791
NEST HOME LENDING, LLC 28 3.24% $5,602
GUARANTEED RATE AFFINITY, LLC 28 3.15% $2,981
FIRST COMMUNITY MORTGAGE, INC. 28 3.13% $3,909
First Guaranty Mortgage Corporation 28 3.42% $5,186
Bank of America, National Association 24 3.55% $3,550
INSPIRE HOME LOANS INC. 23 2.96% $4,513
Nations Lending Corporation 22 3.09% $7,075
LAKEVIEW LOAN SERVICING, LLC 22 3.28% $3,313
ROUNDPOINT MORTGAGE SERVICING CORPORATION 21 3.60% $1,554
SUN WEST MORTGAGE COMPANY, INC. 20 3.38% $1,085
LENOX FINANCIAL MORTGAGE CORPORATION 20 3.23% $3,920
MID AMERICA MORTGAGE, INC. 20 3.14% $2,475
SRE MORTGAGE ALLIANCE INC. 20 3.15% $4,758
WEBER STATE FEDERAL CREDIT UNION 20 2.93% $3,829
Bank of England 19 3.23% $5,261
Carrington Mortgage Services, LLC 19 3.82% $5,551
GRANITE FEDERAL CREDIT UNION 18 3.46% $5,372
Washington Federal Bank, National Association 18 3.57% $7,701
Triumph Bank 17 2.99% $2,548
BAY EQUITY LLC 16 3.20% $7,327
GUARANTY HOME MORTGAGE CORPORATION 16 3.27% $4,077
SOFI LENDING CORP. 15 3.19% $4,243
USAA Federal Savings Bank 15 3.50% $4,522
First Home Bank 15 3.23% $6,151
TRANSWEST CREDIT UNION 15 1,377.75% $4,394
Paramount Residential Mortgage Group, Inc. 15 3.15% $5,106
PLAZA HOME MORTGAGE, INC. 15 3.03% $4,715
ANGEL OAK MORTGAGE SOLUTIONS LLC 14 4.64% $6,109
NEXERA HOLDING LLC 13 3.14% $7,107
BELEM SERVICING LLC 12 3.37% $4,098
BNC National Bank 12 3.19% $3,332
LAND HOME FINANCIAL SERVICES, INC. 11 3.47% $4,566
AMERICAN INTERNET MORTGAGE, INC. 11 3.50% $2,521
PHH Mortgage Corporation 11 3.39% $5,441
BLUE BRICK FINANCIAL LLC 10 2.89% $1,762
MOUNTAIN WEST FINANCIAL, INC. 10 3.31% $6,116
PENTAGON FEDERAL CREDIT UNION 10 3.13% $2,632
SUN AMERICAN MORTGAGE COMPANY 10 3.24% $4,324
Plains Commerce Bank 10 2.90% $4,772
Watermark Capital, Inc. 10 3.24% $2,899
AMERICAN FINANCIAL RESOURCES, INC. 10 3.24% $3,816
Amerifirst Financial, Inc. 10 2.96% $3,011
DIRECTORS MORTGAGE, INC. 10 3.44% $6,095
Utah Power 8 3.73% $4,243
HORIZON UTAH Federal Credit Union 8 3.06% $4,321
Baxter Credit Union 8 3.30% $2,448
UNITED SECURITY FINANCIAL CORP 8 3.16% $3,041
Ally Bank 7 3.20% $4,482
CHEVRON 7 2.86% $3,548
First Internet Bank of Indiana 7 3.18% $2,818
Austin Capital Bank SSB 7 3.48% $3,598
SIRVA MORTGAGE, INC. 7 3.50% $516
NORTHROP GRUMMAN Federal Credit Union 7 3.14% $3,260
Truist Bank 7 3.52% $3,878
LOANLEADERS OF AMERICA, INC. 7 2.95% $3,346
Low VA Rates, LLC 7 2.84% $2,514
Axos Bank 6 3.06% $2,310
FIRST CHOICE LOAN SERVICES INC. 6 3.40% $1,582
Morgan Stanley Private Bank, National Association 6 2.88% $5,881
Arvest Bank 6 3.52% $3,560
Cf Bank, National Association 6 3.29% $1,773
TIAA, FSB 6 3.50% $5,641
OAKTREE FUNDING CORP. 6 3.50% $4,513
Evolve Bank & Trust 5 3.12% $2,535
PNC Bank, National Association 5 3.43% $5,788
Waterstone Mortgage Corporation 5 3.35% $4,230
GMFS LLC 5 3.23% $5,047
NATIONS DIRECT MORTGAGE, LLC 5 3.20% $3,720
KS StateBank 4 3.19% $1,532
Fifth Third Bank, National Association 4 3.66% $2,619
First National Bank of America 4 6.37% $8,734
Commerce Home Mortgage, Inc. 4 3.06% $4,161
Goldwater Bank, N.A. 4 3.47% $6,835
Magnolia Bank 4 3.62% $6,429
Manufacturers and Traders Trust Company 4 3.31% $5,549
ARC HOME LLC 4 3.09% $4,316
CMG MORTGAGE, INC. 4 3.28% $3,414
Mortgage Research Center, LLC 4 3.03% $4,453
Citibank, National Association 4 3.16% $4,463
Citadel Servicing Corporation 4 5.37% $10,455
Sierra Pacific Mortgage Company, Inc. 4 3.34% $3,153
OCMBC, INC. 3 3.38% $6,461
Bank of the West 3 2.92% $9,718
DEEPHAVEN MORTGAGE LLC 3 7.04% $7,578
DELTA COMMUNITY CREDIT UNION 3 3.63% $6,190
EMBRACE HOME LOANS, INC. 3 3.50% $4,684
First Federal Bank 3 3.29% $6,713
GENEVA FINANCIAL, LLC 3 3.46% $3,279
HOMEXPRESS MORTGAGE CORP. 3 6.04% $6,351
Northwest Farm Credit Services, FLCA 3 3.70% $5,896
HOMESIDE FINANCIAL, LLC 3 2.71% $7,459
First Savings Bank 3 3.00% $5,071
First Option Mortgage, LLC 3 2.92% $3,261
BEEHIVE 3 3.08% $4,191
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 4.29% $3,664
MEGASTAR FINANCIAL CORP. 3 3.88% $5,885
DATA MORTGAGE, INC. 3 3.33% $4,900
Blue Ridge Bank, National Association 2 2.88% $3,874
First Western Trust Bank 2 3.44% $2,800
Florida Capital Bank, National Association 2 3.44% $7,632
Great Southern Bank 2 3.38% $3,229
Fidelity Bank, National Association 2 2.75% $2,400
HOMESTEAD FUNDING CORP. 2 2.94% $3,561
IDAHO STATE UNIVERSITY 2 2.75% $7,255
IMPAC MORTGAGE CORP. 2 3.56% $398
JMJ FINANCIAL GROUP 2 2.94% $3,025
Jordan Federal Credit Union 2 2.94% $4,617
ADVANTAGE PLUS 2 2.75% $3,435
Columbia State Bank 2 3.25% $3,172
WINGS FINANCIAL 2 2.75% $3,559
Charles Schwab Bank, SSB 2 3.29% $1,984
Prosperity Home Mortgage, LLC 2 3.06% $3,412
Barrington Bank & Trust Company, N.A. 2 3.25% $5,775
Semper Home Loans, Inc. 2 2.63% $1,820
A&D Mortgage LLC 2 2.94% $7,208
ATHAS CAPITAL GROUP, INC. 2 7.31% $7,194
Sunflower Bank, National Association 2 2.93% $3,201
5TH STREET CAPITAL, INC. 2 6.19% $3,957
The Huntington National Bank 2 3.19% $3,861
The Union Bank Company 2 3.13% $2,307
Umpqua Bank 2 3.50% $3,013
AMCAP MORTGAGE, LTD. 2 2.81% $2,643
V.I.P. MORTGAGE, INC. 2 3.13% $3,868
Bank of Springfield 1 3.33% $2,489
Bank of Idaho 1 2.88% $2,774
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.25% $3,536
First State Bank of St. Charles, Missouri 1 2.75% $2,151
BOKF, National Association 1 2.88% $2,932
VILLAGE CAPITAL & INVESTMENT LLC 1 3.75% $4,685
BOURNS EMPLOYEES FEDERAL CREDIT UNION 1 2.50% $2,873
Silicon Valley Bank 1 3.63% $4,104
Chicago Mortgage Solutions LLC 1 2.88% $0
City National Bank 1 3.24% $5,456
FIRST TECHNOLOGY 1 3.50% $2,570
Equity Prime Mortgage LLC 1 3.13% $5,867
CLOSING MARK HOME LOANS 1 3.38% $3,087
SUMMIT FUNDING, INC. 1 2.88% $4,982
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.13% $3,240
First Bank 1 3.13% $2,346
First Federal Bank of Kansas City 1 2.88% $2,732
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 2.99% $3,798
TCF National Bank 1 3.50% $2,542
MICHIGAN MUTUAL, INC. 1 3.13% $3,568
Academy Bank, National Association 1 2.75% $3,279
Meridian Bank Corporation 1 3.38% $3,004
First Federal Savings Bank of Twin Falls 1 3.00% $5,039
THRIVE MORTGAGE, LLC 1 3.25% $3,376
MANN FINANCIAL INC. 1 2.63% $2,282
Luxury Mortgage Corp. 1 3.50% $13,626
LENDSURE MORTGAGE CORP. 1 4.99% $11,321
Congressional Bank 1 3.25% $9,137
UBS Bank USA 1 3.88% $3,062
First Interstate Bank 1 3.63% $4,098
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.25% $7,551
JMAC LENDING, INC. 1 2.88% $6,763
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.88% $3,646
ITHINK FINANCIAL Credit Union 1 3.88% $2,677
Discover Bank 1 4.75% $0
IDAHO CENTRAL 1 2.50% $5,417
First Republic Bank 1 2.95% $3,306
Iberiabank 1 2.75% $2,620
Peoples Bank 1 3.25% $3,354
BECKAM FUNDING CORP. 1 3.63% $2,870
BAY-VALLEY MORTGAGE GROUP 1 3.63% $3,568
Paramount Bank 1 2.88% $2,787
Amalgamated Bank 1 2.75% $3,172
BLACK HILLS FEDERAL CREDIT UNION 1 2.25% $5,770
Hometown Equity Mortgage, LLC 1 3.00% $7,233
NuVision Federal Credit Union 1 3.38% $4,729
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 5.13% $6,615
Regions Bank 1 3.75% $2,708
Reliant Bank 1 3.50% $2,858
Renasant Bank 1 2.88% $2,236

OGDEN-CLEARFIELD, UT's 268 lenders originated 62,336 loans during 2020. The total origination value was $16,374,200,000, with an average loan value of $262,676.

The top OGDEN - CLEARFIELD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 3,383 loans originated. Their average total fees are $4,545, which is $888 lower than the next largest lender, ACADEMY MORTGAGE CORPORATION.

The lowest fee OGDEN - CLEARFIELD lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($689), CHERRY CREEK MORTGAGE, LLC ($1,026), SUN WEST MORTGAGE COMPANY, INC. ($1,085), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,554) and Wyndham Capital Mortgage, Inc. ($1,659).

The lowest rate OGDEN - CLEARFIELD lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC (2.83%), BLUE BRICK FINANCIAL LLC (2.89%), Plains Commerce Bank (2.90%), AMERISAVE MORTGAGE CORPORATION (2.93%) and WEBER STATE FEDERAL CREDIT UNION (2.93%).

OGDEN-CLEARFIELD, UT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
United Shore Financial Services LLC $906,885,000 $1,497,440,000 65.1% 9.1%
Academy Mortgage Corporation $564,580,000 $1,025,770,000 81.7% 6.3%
Quicken Loans $517,380,000 $973,565,000 88.2% 5.9%
America First Federal Credit Union $675,460,000 $850,980,000 26.0% 5.2%
Intercap Lending Inc $311,950,000 $800,590,000 156.6% 4.9%
Goldenwest Credit Union $340,475,000 $675,365,000 98.4% 4.1%
Citywide Home Loans A Utah Corporation $277,685,000 $477,295,000 71.9% 2.9%
Mountain America Credit Union $205,700,000 $381,075,000 85.3% 2.3%
Provident Funding Associates $278,335,000 $376,110,000 35.1% 2.3%
Freedom Mortgage Corporation $133,735,000 $368,190,000 175.3% 2.2%
Nudge Funding LLC $328,100,000 n/a 2.0%
Caliber Home Loans Inc $257,470,000 $324,785,000 26.1% 2.0%
American Pacific Mortgage Corporation $148,250,000 $256,030,000 72.7% 1.6%
FAIRWAY INDEPENDENT MORT CORP $152,950,000 $230,390,000 50.6% 1.4%
Primary Residential Mortgage Inc. $114,440,000 $223,905,000 95.7% 1.4%
WELLS FARGO BANK NA $163,600,000 $212,040,000 29.6% 1.3%
First Colony Mortgage Corporation $50,345,000 $201,015,000 299.3% 1.2%
ZB, N.A. $130,815,000 $196,255,000 50.0% 1.2%
Castle & Cooke Mortgage LLC $120,975,000 $194,040,000 60.4% 1.2%
loanDepot LLC $98,870,000 $193,310,000 95.5% 1.2%
Home Point Financial Corporation $35,675,000 $191,235,000 436.0% 1.2%
My Move Mortgage LLC dba Momentum Loans $93,530,000 $185,980,000 98.8% 1.1%
SecurityNational Mortgage Company $88,020,000 $185,510,000 110.8% 1.1%
Guild Mortgage Company $97,105,000 $178,515,000 83.8% 1.1%
Flagstar Bank $78,310,000 $178,250,000 127.6% 1.1%
RANLife, Inc. $98,335,000 $174,000,000 76.9% 1.1%
SWBC Mortgage Corporation $80,935,000 $167,610,000 107.1% 1.0%
Cardinal Financial Company LP $32,010,000 $166,285,000 419.5% 1.0%
Bank of Utah $135,480,000 $163,005,000 20.3% 1.0%
PENNYMAC LOAN SERVICES LLC $94,885,000 $136,015,000 43.3% 0.8%
DIRECT MORTGAGE CORP $68,155,000 $131,725,000 93.3% 0.8%
Nationstar Mortgage $77,140,000 $128,790,000 67.0% 0.8%
New American Funding (dba for Broker Solutions Inc) $51,500,000 $118,145,000 129.4% 0.7%
Berkadia Commercial Mortgage $11,405,000 $118,075,000 935.3% 0.7%
VanDyk Mortgage Corporation $34,740,000 $117,015,000 236.8% 0.7%
US BANK, N.A. $94,730,000 $115,280,000 21.7% 0.7%
Veritas Funding LLC $81,985,000 $114,745,000 40.0% 0.7%
KeyBank National Association $136,630,000 $103,365,000 -24.3% 0.6%
Graystone Mortgage LLC $68,010,000 $102,165,000 50.2% 0.6%
Greystone Servicing Corporation, Inc. $84,705,000 n/a 0.5%
Stearns Lending $68,970,000 $82,785,000 20.0% 0.5%
Guaranteed Rate Inc. $44,240,000 $81,370,000 83.9% 0.5%
CORNERSTONE HOME LENDING, INC. $45,990,000 $80,340,000 74.7% 0.5%
Utah Mortgage Loan Corporation $46,750,000 $79,510,000 70.1% 0.5%
JPMorgan Chase Bank, NA $79,195,000 $78,915,000 -0.4% 0.5%
The Federal Savings Bank $46,700,000 $78,280,000 67.6% 0.5%
Mortgage Research Center LLC $43,500,000 $75,315,000 73.1% 0.5%
Cache Valley Bank $34,625,000 $70,505,000 103.6% 0.4%
Amerisave Mortgage Corporation $19,325,000 $69,760,000 261.0% 0.4%
Village Capital & Investment $7,525,000 $68,950,000 816.3% 0.4%
PRIMELENDING $43,485,000 $67,925,000 56.2% 0.4%
American Financial Network Inc. $63,160,000 $67,485,000 6.8% 0.4%
AmWest Funding Corp. $19,640,000 $66,925,000 240.8% 0.4%
Security Home Mortgage $21,610,000 $66,300,000 206.8% 0.4%
LoanPal $14,820,000 $60,950,000 311.3% 0.4%
University First Federal Credit Union $28,375,000 $55,500,000 95.6% 0.3%
NETWORK FUNDING, L.P. $23,125,000 $51,700,000 123.6% 0.3%
EverLEND Mortgage Company $18,065,000 $51,425,000 184.7% 0.3%
Lakeview Loan Servicing, LLC $16,040,000 $50,450,000 214.5% 0.3%
CITY 1ST MORTGAGE SERVICES, LC $18,120,000 $49,995,000 175.9% 0.3%
American Financing Corporation $24,400,000 $43,690,000 79.1% 0.3%
USAA FEDERAL SAVINGS BANK $58,200,000 $43,245,000 -25.7% 0.3%
Glacier Bank $17,485,000 $41,620,000 138.0% 0.3%
Cason Home Loans $19,140,000 $40,145,000 109.7% 0.2%
NEWREZ LLC $17,700,000 $39,895,000 125.4% 0.2%
Finance of America Mortgage LLC $20,620,000 $39,610,000 92.1% 0.2%
Sun West Mortgage Company Inc. $11,940,000 $38,450,000 222.0% 0.2%
DHI Mortgage Company Limited $14,935,000 $38,430,000 157.3% 0.2%
Northpointe Bank $24,735,000 $38,320,000 54.9% 0.2%
Cherry Creek Mortgage Co. Inc. $17,980,000 $36,145,000 101.0% 0.2%
Cyprus Credit Union $11,350,000 $35,090,000 209.2% 0.2%
Weber State Credit Union $25,355,000 $34,905,000 37.7% 0.2%
Deseret First Credit Union $24,120,000 $34,650,000 43.7% 0.2%
FIRST REPUBLIC BANK $34,210,000 n/a 0.2%
RED MORTGAGE CAPITAL, LLC $33,645,000 n/a 0.2%
NBKC Bank $22,725,000 $33,285,000 46.5% 0.2%
CalCon Mutual Mortgage LLC $53,660,000 $33,205,000 -38.1% 0.2%
Keller Mortgage LLC $12,000,000 $33,055,000 175.5% 0.2%
Synergy One Lending $48,470,000 $32,905,000 -32.1% 0.2%
First Guaranty Mortgage Corporation $3,565,000 $32,270,000 805.2% 0.2%
NBH Bank $17,530,000 $31,665,000 80.6% 0.2%
GATEWAY MORTGAGE GROUP $5,465,000 $31,405,000 474.7% 0.2%
NAVY FEDERAL CREDIT UNION $29,340,000 $31,280,000 6.6% 0.2%
HomeBridge Financial Services, Inc. $4,410,000 $29,720,000 573.9% 0.2%
CBNA $38,610,000 $29,675,000 -23.1% 0.2%
Eagle Home Mortgage, LLC $13,980,000 $29,525,000 111.2% 0.2%
PEOPLE'S INTERMOUNTAIN BANK $19,450,000 $28,735,000 47.7% 0.2%
Arbor Realty Trust Inc $3,005,000 $28,680,000 854.4% 0.2%
D. L. Evans Bank $4,620,000 $27,810,000 501.9% 0.2%
Supreme Lending/ Everett Financial Inc. $7,670,000 $27,780,000 262.2% 0.2%
Parkside Lending LLC $12,670,000 $26,250,000 107.2% 0.2%
Peoples Mortgage Company $13,715,000 $25,725,000 87.6% 0.2%
Wasatch Peaks Federal Credit Union $23,635,000 $25,575,000 8.2% 0.2%
CARRINGTON MORTGAGE SERVICES $18,005,000 $25,500,000 41.6% 0.2%
Better Mortgage Corporation $25,145,000 n/a 0.2%
WALKER & DUNLOP, LLC $18,960,000 $23,910,000 26.1% 0.1%
North American Savings Bank $10,535,000 $23,690,000 124.9% 0.1%
Low VA Rates $5,955,000 $23,625,000 296.7% 0.1%
Washington Federal $19,505,000 $22,465,000 15.2% 0.1%
MOVEMENT MORTGAGE, LLC $31,155,000 $22,035,000 -29.3% 0.1%
FirstBank $8,940,000 $21,875,000 144.7% 0.1%
United Security Financial $4,755,000 $20,725,000 335.9% 0.1%
Fortis Private Bank $12,040,000 $20,555,000 70.7% 0.1%
Utah Community Credit Union $6,925,000 $20,205,000 191.8% 0.1%
Ethos Lending LLC $3,860,000 $19,340,000 401.0% 0.1%
Security Service Federal Credit Union $9,015,000 $17,790,000 97.3% 0.1%
HomeAmerican Mortgage Corp. $19,725,000 $17,620,000 -10.7% 0.1%
Guaranteed Rate Affinity LLC $7,385,000 $16,760,000 126.9% 0.1%
Axia Financial LLC $4,195,000 $16,460,000 292.4% 0.1%
CBRE Multifamily Capital, Inc. $6,925,000 $16,325,000 135.7% 0.1%
Premia Mortgage, LLC $820,000 $16,025,000 1,854.3% 0.1%
CMG Mortgage Inc. $12,920,000 $16,010,000 23.9% 0.1%
Inspire Home Loans $6,420,000 $15,630,000 143.5% 0.1%
First Community Mortgage Inc. $15,500,000 n/a 0.1%
Bank of America NA $26,800,000 $15,205,000 -43.3% 0.1%
Mid America Mortgage Inc. $7,855,000 $15,140,000 92.7% 0.1%
Alterra Group LLC dba Alterra Home Loans $2,820,000 $14,955,000 430.3% 0.1%
Utah First Credit Union $15,560,000 $14,835,000 -4.7% 0.1%
Magnolia Bank Incorporated $6,765,000 $14,185,000 109.7% 0.1%
Barrington Bank & Trust $5,155,000 $13,295,000 157.9% 0.1%
LeaderOne Financial Corp. $5,370,000 $12,570,000 134.1% 0.1%
Wyndham Capital Mortgage $2,595,000 $11,695,000 350.7% 0.1%
Granite Federal Credit Union $3,105,000 $11,020,000 254.9% 0.1%
Reverse Mortgage Funding LLC $2,565,000 $10,950,000 326.9% 0.1%
PHH MORTGAGE CORPORATION $1,860,000 $10,410,000 459.7% 0.1%
BNC NATIONAL BANK $6,650,000 $10,150,000 52.6% 0.1%
Plaza Home Mortgage Inc. $3,565,000 $9,965,000 179.5% 0.1%
Finance of America Reverse LLC $3,205,000 $9,940,000 210.1% 0.1%
Crescent Mortgage Company $4,660,000 $9,880,000 112.0% 0.1%
AAG $6,125,000 $9,840,000 60.7% 0.1%
Lenox Financial Mortgage Corp. $2,285,000 $9,195,000 302.4% 0.1%
Bay Equity LLC $1,760,000 $9,070,000 415.3% 0.1%
AimLoan.com $3,990,000 $8,945,000 124.2% 0.1%
BANK OF THE WEST $4,310,000 $7,925,000 83.9% 0.0%
Civic Financial Services $135,000 $7,770,000 5,655.6% 0.0%
Nations Lending Corporation $5,220,000 $7,720,000 47.9% 0.0%
Paramount Residential Mortgage Group Inc. $6,655,000 $7,710,000 15.9% 0.0%
AKT American Capital Inc $7,400,000 n/a 0.0%
Morgan Stanley Private Bank NA $1,320,000 $7,300,000 453.0% 0.0%
First Home Bank $1,165,000 $7,135,000 512.4% 0.0%
Rock Canyon Bank $1,360,000 $6,975,000 412.9% 0.0%
Angel Oak Mortgage Solutions $1,990,000 $6,795,000 241.5% 0.0%
Triumph Bank $2,975,000 $6,660,000 123.9% 0.0%
M&T REALTY CAPITAL CORPORATION $6,605,000 n/a 0.0%
Nexera Holding LLC $5,355,000 $6,560,000 22.5% 0.0%
Bank of England $6,175,000 $6,485,000 5.0% 0.0%
Pentagon Federal Credit Union $2,125,000 $6,405,000 201.4% 0.0%
American Financial Resources Inc. $2,710,000 $6,165,000 127.5% 0.0%
Land Home Financial Services Inc. $2,360,000 $6,130,000 159.7% 0.0%
Guaranty Trust Company $1,690,000 $6,115,000 261.8% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $5,415,000 $6,030,000 11.4% 0.0%
NorthMarq Capital Finance, L.L.C. $5,725,000 n/a 0.0%
KS StateBank $6,755,000 $5,650,000 -16.4% 0.0%
TCF National Bank $8,525,000 $5,645,000 -33.8% 0.0%
Longbridge Financial, LLC $320,000 $5,610,000 1,653.1% 0.0%
Chevron Federal Credit Union $1,210,000 $5,590,000 362.0% 0.0%
SoFi Lending Corp $4,265,000 $5,240,000 22.9% 0.0%
Mountain West Financial Inc. $320,000 $5,020,000 1,468.8% 0.0%
Plains Commerce Bank $5,015,000 n/a 0.0%
Utah Power Credit Union $6,325,000 $4,985,000 -21.2% 0.0%
Amerifirst Financial Inc. $315,000 $4,625,000 1,368.3% 0.0%
Watermark Home Loans $4,055,000 $4,370,000 7.8% 0.0%
Branch Banking And Trust Co $4,525,000 $4,325,000 -4.4% 0.0%
Horizon Credit Union $4,795,000 $4,290,000 -10.5% 0.0%
First Savings Bank $5,335,000 $4,200,000 -21.3% 0.0%
Sun American Mortgage Company $610,000 $4,160,000 582.0% 0.0%
TIAA, FSB $6,945,000 $3,985,000 -42.6% 0.0%
Directors Mortgage, Inc. $345,000 $3,975,000 1,052.2% 0.0%
Transwest Credit Union $1,190,000 $3,965,000 233.2% 0.0%
PNC BANK NA $2,365,000 $3,895,000 64.7% 0.0%
First Internet Bank $3,050,000 $3,840,000 25.9% 0.0%
First Choice Loan Services Inc. $5,170,000 $3,750,000 -27.5% 0.0%
SourceOne Financial, Inc. $3,685,000 $3,710,000 0.7% 0.0%
James B. Nutter & Company $3,105,000 $3,640,000 17.2% 0.0%
Embrace Home Loans, Inc. $2,615,000 $3,600,000 37.7% 0.0%
Evolve Bank & Trust $630,000 $3,595,000 470.6% 0.0%
Baxter Credit Union $1,545,000 $3,455,000 123.6% 0.0%
Oceanside Mortgage Company $1,405,000 $3,440,000 144.8% 0.0%
Delta Community Credit Union $1,680,000 $3,415,000 103.3% 0.0%
Nations Direct Mortgage LLC $225,000 $3,345,000 1,386.7% 0.0%
Goldwater Bank National Association $2,910,000 $3,265,000 12.2% 0.0%
ARVEST BANK $2,990,000 $3,190,000 6.7% 0.0%
Beckham Funding Corp $3,170,000 n/a 0.0%
Citibank, N.A. $470,000 $3,120,000 563.8% 0.0%
Sovereign Lending Group, Inc $1,970,000 $3,055,000 55.1% 0.0%
Cf Bank National Association $1,980,000 $2,935,000 48.2% 0.0%
Axos Bank $1,510,000 $2,930,000 94.0% 0.0%
Northrop Grumman Federal Credit Union $810,000 $2,790,000 244.4% 0.0%
Hercules First Federal Credit Union $695,000 $2,730,000 292.8% 0.0%
Sierra Pacific Mortgage $875,000 $2,545,000 190.9% 0.0%
COMERICA BANK $1,405,000 $2,505,000 78.3% 0.0%
Sirva Mortgage Inc. $1,310,000 $2,475,000 88.9% 0.0%
Alliant Credit Union $970,000 $2,220,000 128.9% 0.0%
Texana Bank, N.A. $225,000 $2,210,000 882.2% 0.0%
Citadel Servicing Corporation $8,615,000 $2,115,000 -75.4% 0.0%
Discover Bank $1,875,000 $2,020,000 7.7% 0.0%
Triad Financial Services Inc $1,845,000 $2,010,000 8.9% 0.0%
OCMBC Inc. $1,210,000 $1,965,000 62.4% 0.0%
Mortgage Solutions of Colorado LLC $335,000 $1,935,000 477.6% 0.0%
21ST MORTGAGE $1,115,000 $1,895,000 70.0% 0.0%
UBS Bank USA $1,890,000 n/a 0.0%
Alaska USA Federal Credit Union $1,855,000 n/a 0.0%
Meridian Bank $1,305,000 $1,850,000 41.8% 0.0%
Commerce Home Mortgage Inc. $2,700,000 $1,840,000 -31.9% 0.0%
Waterstone Mortgage Corp $950,000 $1,805,000 90.0% 0.0%
First Federal Bank of Kansas City $1,540,000 $1,800,000 16.9% 0.0%
GMFS LLC $1,745,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $1,730,000 n/a 0.0%
Oaktree Funding Corporation $905,000 $1,725,000 90.6% 0.0%
Semper Home Loans, Inc $305,000 $1,725,000 465.6% 0.0%
AUSTIN CAPITAL BANK SSB $1,795,000 $1,710,000 -4.7% 0.0%
WEI Mortgage LLC $1,050,000 $1,670,000 59.0% 0.0%
Liberty Home Equity Solutions, Inc. $8,595,000 $1,655,000 -80.7% 0.0%
Central Bank $155,000 $1,650,000 964.5% 0.0%
Sunflower Bank, N.A. $2,170,000 $1,645,000 -24.2% 0.0%
BOKF NA $6,745,000 $1,640,000 -75.7% 0.0%
Bench Equity, LLC $1,385,000 $1,630,000 17.7% 0.0%
Florida Capital Bank National Association $2,490,000 $1,620,000 -34.9% 0.0%
Banner Bank $2,150,000 $1,585,000 -26.3% 0.0%
Equity Prime Mortgage LLC $95,000 $1,515,000 1,494.7% 0.0%
American United FCU $960,000 $1,505,000 56.8% 0.0%
Hometown Equity Mortgage LLC $725,000 $1,460,000 101.4% 0.0%
City National Bank $1,385,000 n/a 0.0%
Stifel Bank and Trust $1,410,000 $1,385,000 -1.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $715,000 $1,380,000 93.0% 0.0%
Mid-Continent Funding, Inc. $1,150,000 $1,380,000 20.0% 0.0%
M&T Bank $7,955,000 $1,370,000 -82.8% 0.0%
Essex Mortgage $635,000 $1,305,000 105.5% 0.0%
Fifth Third Bank $2,255,000 $1,305,000 -42.1% 0.0%
On Q Financial Inc. $405,000 $1,305,000 222.2% 0.0%
V.I.P. Mortgage Inc. $935,000 $1,175,000 25.7% 0.0%
Charles Schwab Bank $1,150,000 $1,160,000 0.9% 0.0%
MEMBERS FIRST CREDIT UNION $1,700,000 $1,135,000 -33.2% 0.0%
Beehive Federal Credit Union $615,000 $1,130,000 83.7% 0.0%
Huntington National Bank $1,130,000 n/a 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $1,070,000 $1,120,000 4.7% 0.0%
Wings Financial Credit Union $475,000 $1,070,000 125.3% 0.0%
Northwest Farm Credit Services, FLCA $955,000 $1,055,000 10.5% 0.0%
Homeside Financial LLC $1,040,000 n/a 0.0%
CoreVest American Finance Lender LLC $1,380,000 $1,025,000 -25.7% 0.0%
Toyota Financial Savings Bank $905,000 $1,015,000 12.2% 0.0%
Redwood Trust Inc $1,090,000 $995,000 -8.7% 0.0%
Geneva Financial LLC $1,260,000 $975,000 -22.6% 0.0%
Homestead Funding Corp. $965,000 n/a 0.0%
Idaho State University FCU $960,000 n/a 0.0%
Jordan Credit Union $610,000 $950,000 55.7% 0.0%
Luxury Mortgage Corp. $935,000 n/a 0.0%
Advantage Plus FCU $245,000 $905,000 269.4% 0.0%
Direct Lenders, LLC. $445,000 $900,000 102.2% 0.0%
Open Mortgage LLC $1,410,000 $895,000 -36.5% 0.0%
Great Southern Bank $880,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $2,520,000 $870,000 -65.5% 0.0%
Megastar Financial Corporation $1,315,000 $870,000 -33.8% 0.0%
Stock Yards Bank and Trust Co $865,000 n/a 0.0%
Connexus Credit Union $835,000 n/a 0.0%
Paramount Bank $435,000 $835,000 92.0% 0.0%
First Technology Credit Union $535,000 $815,000 52.3% 0.0%
First Bank $345,000 $800,000 131.9% 0.0%
Amcap Mortgage Ltd. $8,310,000 $795,000 -90.4% 0.0%
Umpqua Bank $440,000 $795,000 80.7% 0.0%
Farmers Bank & Trust $770,000 n/a 0.0%
FIRST INTERSTATE BANK $355,000 $730,000 105.6% 0.0%
CAPITAL BANK, NA $1,055,000 $710,000 -32.7% 0.0%
A&D Mortgage LLC $685,000 n/a 0.0%
First Western Trust Bank $685,000 n/a 0.0%
Prosperity Home Mortgage LLC $680,000 n/a 0.0%
Athas Capital Group $1,440,000 $675,000 -53.1% 0.0%
First Option Mortgage LLC $665,000 $655,000 -1.5% 0.0%
5th Street Capital, Inc. $1,305,000 $640,000 -51.0% 0.0%
Four Points Federal Credit Union $640,000 n/a 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $1,650,000 $620,000 -62.4% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $930,000 $605,000 -34.9% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $860,000 $600,000 -30.2% 0.0%
Quorum Federal Credit Union $1,010,000 $600,000 -40.6% 0.0%
Mann Mortgage LLC $600,000 $570,000 -5.0% 0.0%
UMB BANK NA $895,000 $570,000 -36.3% 0.0%
Blue Ridge Bank, NA $235,000 $545,000 131.9% 0.0%
Idaho Central Credit Union $650,000 $530,000 -18.5% 0.0%
JMJ Financial Group Inc. $530,000 n/a 0.0%
The Union Bank Company $520,000 n/a 0.0%
Bank of Whittier, Na $505,000 n/a 0.0%
RMS & Associates $420,000 $505,000 20.2% 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $265,000 $495,000 86.8% 0.0%
Summit Funding Inc. $445,000 $455,000 2.2% 0.0%
Los Angeles Police Federal Credit Union $445,000 n/a 0.0%
Prime Mortgage Lending Inc. $2,135,000 $435,000 -79.6% 0.0%
First Federal Savings Bank of Twin Falls $425,000 n/a 0.0%
Fidelity Bank $365,000 $420,000 15.1% 0.0%
NFM, Inc. $415,000 n/a 0.0%
Columbia State Bank $410,000 n/a 0.0%
Credit Union Mortgage Association Inc. $395,000 n/a 0.0%
FIRST FEDERAL SAVINGS BANK OF MASCOUTAH $395,000 n/a 0.0%
LendSure Mortgage Corp $385,000 n/a 0.0%
Allied First BankSB $375,000 n/a 0.0%
Reliant Bank $375,000 n/a 0.0%
American State Bank $365,000 n/a 0.0%
CIT BANK N.A. $2,055,000 $365,000 -82.2% 0.0%
Midwest Loan Services Inc $355,000 n/a 0.0%
UNIFY Financial Credit Union $305,000 $350,000 14.8% 0.0%
Academy Bank NA $345,000 n/a 0.0%
Northwest Federal Credit Union $345,000 n/a 0.0%
NuVision Federal Credit Union $345,000 n/a 0.0%
Amalgamated Bank $1,610,000 $335,000 -79.2% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $205,000 $335,000 63.4% 0.0%
Armed Forces Bank $335,000 $335,000 0.0% 0.0%
First State Bank Of St. Charles Missouri $330,000 n/a 0.0%
American National Bank $325,000 n/a 0.0%
Chartway Federal Credit Unon $1,595,000 $325,000 -79.6% 0.0%
Idaho First Bank $325,000 n/a 0.0%
Bank Of Springfield $315,000 n/a 0.0%
KINECTA FEDERAL CREDIT UNION $315,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $630,000 $295,000 -53.2% 0.0%
Georgia Banking Company $295,000 $295,000 0.0% 0.0%
Lending 3 Inc $295,000 n/a 0.0%
Texas Bank Financial $295,000 n/a 0.0%
Eagle Bank and Trust Company $485,000 $285,000 -41.2% 0.0%
One Reverse Mortgage, LLC $1,320,000 $285,000 -78.4% 0.0%
State Bank of Southern Utah $285,000 n/a 0.0%
REGIONS BANK $275,000 n/a 0.0%
Silicon Valley Bank $1,085,000 $275,000 -74.7% 0.0%
Thrive Mortgage LLC $235,000 $275,000 17.0% 0.0%
HomeStreet Bank $695,000 $265,000 -61.9% 0.0%
American Residential Lending $255,000 n/a 0.0%
Black Hills Federal Credit Union $255,000 n/a 0.0%
Presidential Bank FSB $255,000 n/a 0.0%
Crestline Funding Corporation $245,000 n/a 0.0%
JMAC Lending Incorporated $1,570,000 $245,000 -84.4% 0.0%
Mortgage Management Consultants, Inc. $245,000 n/a 0.0%
Congressional Bank $165,000 $225,000 36.4% 0.0%
Core Bank $405,000 $225,000 -44.4% 0.0%
Independent Bank $225,000 n/a 0.0%
IBM Southeast Employees Federal Credit Union $215,000 n/a 0.0%
1st Constitution Bank $205,000 $205,000 0.0% 0.0%
Bank of Idaho $835,000 $205,000 -75.4% 0.0%
Farmers Insurance Group Federal Credit Union $205,000 n/a 0.0%
Operating Engineers Federal Credit Union $195,000 n/a 0.0%
RENASANT BANK $885,000 $195,000 -78.0% 0.0%
Silver Hill Funding, LLC $405,000 $185,000 -54.3% 0.0%
Peoples Bank $165,000 n/a 0.0%
Signature Federal Credit Union $125,000 n/a 0.0%
IBERIABANK $105,000 n/a 0.0%
Credit Human Federal Credit Union $350,000 $60,000 -82.9% 0.0%

OGDEN - CLEARFIELD's top lender by overall market share is United Shore Financial Services LLC, with 9.1% market share. In second place, with 6.3%, is Academy Mortgage Corporation, having originated $1,025,770,000 in loans. In third place, with 5.9%, is Quicken Loans, having originated $973,565,000 in loans. In third place, with 5.2%, is America First Federal Credit Union, having originated $850,980,000 in loans. In third place, with 4.9%, is Intercap Lending Inc, having originated $800,590,000 in loans.


OGDEN-CLEARFIELD, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 28,575 $7,793,245,000 $272,729
Home Purchase 15,649 $4,748,705,000 $303,451
Cash Out Refi 12,813 $3,287,295,000 $256,559
Home Improvement 3,106 $312,220,000 $100,522
Other 2,193 $232,735,000 $106,126

Ogden - Clearfield's most frequently cited loan purpose was Refi, with 28,575 originations. The 2nd most popular reason was Home Purchase, with 15,649 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 25,288 $6,906,730,000 $273,123
2.5-3% 22,647 $6,572,685,000 $290,223
<2.5% 7,471 $1,903,705,000 $254,813
4-5% 3,945 $643,985,000 $163,241
5-6% 1,651 $143,695,000 $87,035
6-7% 541 $30,945,000 $57,200
Over 8% 473 $31,735,000 $67,093
7-8% 245 $11,385,000 $46,469

During 2020, Ogden - Clearfield's most frequently originated rate bucket was 3-4%, with 25,288 originations.

Loan Sizing (OGDEN-CLEARFIELD, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 34,777 $9,889,965,000 $284,382
$100k-200k 12,832 $2,025,840,000 $157,874
$100,000 or less 7,326 $335,280,000 $45,766
$400k-600k 6,487 $2,999,605,000 $462,402
$600k-1000k 770 $528,120,000 $685,870
$Over $1MM 144 $595,390,000 $4,134,653

OGDEN - CLEARFIELD's loan sizing saw the bucket of loans from $200k-400k with 34,777 originations, totaling $9,889,965,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 21,282 $6,461,050,000 $303,592
80-100% 17,625 $5,699,025,000 $323,349
40-60% 10,758 $2,528,800,000 $235,062
Under 20% 5,729 $236,805,000 $41,334
20-40% 4,342 $605,630,000 $139,482
Over 100% 672 $264,480,000 $393,571

OGDEN - CLEARFIELD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 21,282 originations, totaling $6,461,050,000 in origination value.