OGDEN - CLEARFIELD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ogden - Clearfield averaged 5.44% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.49% and one month ago for the week of 2022-04-14, the average rate was 4.99%.

Ogden - Clearfield's average rate one year ago was 3.25%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.16%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Ogden - Clearfield 30 Year Fixed Rate 2022-05-19 5.44%
Ogden - Clearfield 30 Year Fixed Rate Refi 2022-05-19 5.16%
Ogden - Clearfield 15 Year Fixed Rate 2022-05-19 4.81%
Ogden - Clearfield 15 Year Fixed Rate Refi 2022-05-19 4.45%
Ogden - Clearfield 30 Year FHA 2022-05-19 5.12%
Ogden - Clearfield 30 Year FHA Refi 2022-05-19 5.33%
Ogden - Clearfield 30 Year USDA 2022-05-19 5.4%
Ogden - Clearfield 30 Year USDA Refi 2022-05-19 5.59%
Ogden - Clearfield 30 Year VA 2022-05-19 5.45%
Ogden - Clearfield 30 Year VA Refi 2022-05-19 4.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OGDEN-CLEARFIELD, UT.

OGDEN - CLEARFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the OGDEN-CLEARFIELD, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 3,348 2.97% $4,224
QUICKEN LOANS, LLC 1,950 3.01% $4,774
ACADEMY MORTGAGE CORPORATION 1,830 3.14% $5,381
INTERCAP LENDING INC. 1,358 3.10% $4,454
AMERICA FIRST 1,269 2.96% $5,298
GOLDENWEST 950 2.99% $3,788
HOME POINT FINANCIAL CORPORATION 938 2.95% $4,490
CITYWIDE HOME LOANS, LLC 626 3.17% $5,049
FIRST COLONY MORTGAGE CORPORATION 538 3.05% $4,545
CANOPY MORTGAGE, LLC 505 2.89% $3,676
PROVIDENT FUNDING ASSOCIATES, L.P. 490 2.79% $3,033
LOANDEPOT.COM, LLC 469 2.92% $4,689
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 437 3.19% $4,570
CALIBER HOME LOANS, INC. 432 3.08% $4,187
PRIMARY RESIDENTIAL MORTGAGE, INC. 386 3.14% $5,518
MOUNTAIN AMERICA 352 3.05% $5,536
BROKER SOLUTIONS, INC. 342 3.07% $5,049
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 340 3.15% $4,473
AMERICAN PACIFIC MORTGAGE CORPORATION 334 3.18% $3,921
SECURITYNATIONAL MORTGAGE COMPANY 333 3.15% $4,476
GUILD MORTGAGE COMPANY 331 3.19% $4,518
Wells Fargo Bank 323 3.09% $3,282
MY MOVE MORTGAGE, LLC 311 3.03% $4,035
Bank of Utah 306 2.98% $5,591
Mr. Cooper ( Nationstar Mortgage ) 287 3.15% $5,537
PENNYMAC LOAN SERVICES, LLC 277 3.09% $4,966
SWBC MORTGAGE CORPORATION 265 3.12% $4,366
CROSSCOUNTRY MORTGAGE, LLC 260 3.24% $5,568
RANLIFE, INC. 253 3.11% $5,125
DIRECT MORTGAGE, CORP. 225 3.03% $5,868
AMERISAVE MORTGAGE CORPORATION 217 2.90% $5,081
VAN DYK MORTGAGE CORPORATION 198 3.06% $3,644
STEARNS LENDING, LLC 197 2.97% $4,335
VERITAS FUNDING, LLC 193 3.25% $4,229
JPMorgan Chase Bank 192 3.04% $2,615
BETTER MORTGAGE CORPORATION 152 2.81% $3,842
Flagstar Bank, FSB 151 3.08% $4,286
NEWREZ LLC 150 3.10% $3,951
PRIMELENDING, A PLAINSCAPITAL COMPANY 148 3.26% $4,638
SECURITY HOME MORTGAGE, LLC. 145 2.98% $5,178
U.S. Bank 145 3.11% $3,446
Cache Valley Bank 141 2.85% $3,893
GUARANTEED RATE, INC. 137 3.02% $4,044
CORNERSTONE HOME LENDING, INC. 135 3.19% $3,961
KeyBank 130 2.89% $3,951
AMERICAN FINANCING CORPORATION 124 3.14% $4,437
Utah Mortgage Loan Corporation 113 3.08% $5,219
FREEDOM MORTGAGE CORPORATION 109 3.10% $2,857
LOANPAL, LLC 105 3.12% $6,603
Zions Bancorporation, N.A. 104 2.87% $3,180
Network Funding, L.P. 91 3.16% $4,226
DHI MORTGAGE COMPANY, LTD. 79 2.82% $2,461
EVERLEND MORTGAGE COMPANY 78 3.15% $5,152
University First Federal Credit Union 76 3.20% $3,867
CHERRY CREEK MORTGAGE, LLC 73 3.13% $938
Chicago Mortgage Solutions LLC 71 3.04% $3,343
Glacier Bank 67 3.06% $4,941
J. VIRGIL, INC. 67 2.99% $5,051
S1L, Inc. 63 3.26% $6,338
CITY FIRST MORTGAGE SERVICES, L.L.C. 62 2.99% $3,877
Century Mortgage Company DBA Century Lending Company 62 3.16% $4,069
Northpointe Bank 61 3.15% $4,965
Gateway First Bank 59 3.18% $3,163
FINANCE OF AMERICA MORTGAGE LLC 54 3.17% $5,342
SECURITY SERVICE 52 3.18% $7,620
KELLER MORTGAGE, LLC 51 3.10% $2,213
Deseret First Credit Union 49 3.13% $4,791
HOMEAMERICAN MORTGAGE CORPORATION 49 2.84% $226
MOVEMENT MORTGAGE, LLC 48 3.17% $5,002
Wyndham Capital Mortgage, Inc. 46 2.94% $1,437
NBH Bank 45 3.07% $3,629
CELEBRITY HOME LOANS, LLC 43 3.17% $4,875
Victorian Finance, LLC 42 3.04% $3,522
D. L. Evans Bank 41 2.99% $4,218
BLUE BRICK FINANCIAL LLC 38 3.17% $1,404
The Federal Savings Bank 38 3.13% $8,876
MORIA DEVELOPMENT, INC. 36 3.72% $4,185
CYPRUS Federal Credit Union 36 3.24% $4,283
EAGLE HOME MORTGAGE, LLC 35 2.94% $3,694
Bank of America 34 2.94% $3,702
FirstBank 33 2.85% $2,055
INSPIRE HOME LOANS INC. 31 3.04% $5,655
AMERICAN FINANCIAL NETWORK, INC. 31 3.12% $7,507
PANORAMA MORTGAGE GROUP, LLC 31 3.17% $4,883
PREMIA MORTGAGE, LLC 31 2.92% $908
North American Savings Bank, F.S.B. 30 2.93% $2,499
PHH Mortgage Corporation 29 3.17% $5,321
NBKC BANK 26 3.02% $2,505
HOMESIDE FINANCIAL, LLC 25 3.33% $5,102
GUARANTEED RATE AFFINITY, LLC 25 3.01% $3,524
PLAZA HOME MORTGAGE, INC. 25 2.84% $5,635
Plains Commerce Bank 25 3.12% $5,002
Carrington Mortgage Services, LLC 24 3.23% $5,216
The Loan Store, Inc. 24 2.89% $4,030
AXIA FINANCIAL, LLC 24 3.18% $4,413
Strong Home Mortgage, LLC 22 2.90% $1,657
Paramount Residential Mortgage Group, Inc. 21 3.39% $4,856
UTAH COMMUNITY 21 2.96% $2,989
LAKEVIEW LOAN SERVICING, LLC 20 3.25% $3,204
Ally Bank 19 2.89% $4,617
Watermark Capital, Inc. 19 2.87% $2,862
Nations Lending Corporation 19 2.95% $7,587
GRANITE FEDERAL CREDIT UNION 18 3.18% $4,836
First Guaranty Mortgage Corporation 17 3.33% $6,163
NAVY FEDERAL CREDIT UNION 17 3.36% $4,611
SUN AMERICAN MORTGAGE COMPANY 17 3.22% $4,841
SOVEREIGN LENDING GROUP INCORPORATED 16 3.19% $5,465
BAY EQUITY LLC 16 3.25% $6,709
CMG MORTGAGE, INC. 16 3.05% $5,153
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 3.19% $5,030
LEADERONE FINANCIAL CORPORATION 15 3.08% $3,267
ANGEL OAK MORTGAGE SOLUTIONS LLC 15 4.43% $11,385
EVERETT FINANCIAL, INC. 15 3.35% $2,695
CRESCENT MORTGAGE COMPANY 14 3.04% $5,598
BELEM SERVICING LLC 14 3.25% $5,262
AMERICAN INTERNET MORTGAGE, INC. 14 2.77% $3,546
Utah Power 14 2.64% $4,801
Low VA Rates, LLC 14 2.98% $4,718
Washington Federal Bank 13 3.16% $11,132
SOFI LENDING CORP. 13 3.08% $3,284
WEBER STATE FEDERAL CREDIT UNION 13 2.90% $4,038
HORIZON UTAH Federal Credit Union 12 3.27% $4,230
SUN WEST MORTGAGE COMPANY, INC. 12 3.28% $3,911
NEST HOME LENDING, LLC 11 2.94% $4,804
First Home Bank 11 3.08% $5,340
PARKSIDE LENDING, LLC 11 2.93% $4,479
MID AMERICA MORTGAGE, INC. 11 3.17% $2,417
Arvest Bank 10 3.31% $4,222
Truist Bank 10 2.99% $4,405
Citadel Servicing Corporation 9 4.58% $9,697
CHURCHILL MORTGAGE CORPORATION 9 3.71% $3,552
Bank of England 9 3.21% $5,446
PLANET HOME LENDING, LLC 7 2.86% $4,175
Wasatch Peaks Federal Credit Union 7 3.00% $5,223
Manufacturers and Traders Trust Company 7 3.25% $4,868
Fifth Third Bank 6 3.33% $3,871
Morgan Stanley Private Bank 6 2.49% $4,368
NOVA FINANCIAL & INVESTMENT CORPORATION 5 3.08% $2,136
Citibank 5 2.90% $3,632
Citizens Bank 5 3.35% $4,369
ATHAS CAPITAL GROUP, INC. 5 5.88% $10,630
Austin Capital Bank SSB 5 3.30% $3,982
TBI MORTGAGE COMPANY 5 3.00% $6,390
PENTAGON FEDERAL CREDIT UNION 5 2.80% $1,704
Triumph Bank 5 2.68% $3,122
AMERICAN UNITED FAMILY OF CREDIT UN 5 3.18% $5,423
LENDSURE MORTGAGE CORP. 5 4.88% $21,257
LENOX FINANCIAL MORTGAGE CORPORATION 5 3.00% $3,126
Magnolia Bank 5 3.12% $7,769
MOUNTAIN WEST FINANCIAL, INC. 5 2.95% $2,765
NEXERA HOLDING LLC 5 2.88% $4,746
Mortgage Research Center, LLC 5 3.05% $5,649
AMERICAN ADVISORS GROUP 5 2.90% $3,336
IDAHO CENTRAL 4 2.97% $4,920
UNITED SECURITY FINANCIAL CORP 4 2.84% $4,537
BNC National Bank 4 2.78% $3,445
GENEVA FINANCIAL, LLC 4 3.50% $10,818
HOMESTEAD FUNDING CORP. 4 2.59% $2,716
Florida Capital Bank 4 3.16% $6,070
LOANLEADERS OF AMERICA, INC. 4 2.81% $4,094
SIRVA MORTGAGE, INC. 4 3.06% $2,913
TCF National Bank 4 3.00% $4,085
A&D Mortgage LLC 4 2.72% $5,049
DELTA COMMUNITY CREDIT UNION 4 2.84% $3,294
EMBRACE HOME LOANS, INC. 4 3.06% $4,951
First National Bank of America 4 7.63% $8,034
Blue Ridge Bank 4 3.09% $3,311
IMPAC MORTGAGE CORP. 4 3.31% $4,488
Hercules First Federal Credit Union 4 3.87% $5,192
KS StateBank 4 2.72% $1,989
OAKTREE FUNDING CORP. 4 4.84% $19,435
FIRST TECHNOLOGY 3 2.88% $3,958
First Internet Bank of Indiana 3 3.21% $3,082
First Savings Bank 3 2.75% $8,304
HOMEXPRESS MORTGAGE CORP. 3 4.54% $11,310
CHARTWAY FEDERAL CREDIT UNION 3 2.92% $3,661
Charles Schwab Bank, SSB 3 2.08% $12,182
LAND HOME FINANCIAL SERVICES, INC. 3 3.42% $2,955
CALCON MUTUAL MORTGAGE LLC 3 2.83% $10,794
MORTGAGE MANAGEMENT CONSULTANTS, INC. 3 3.42% $3,479
Bank of the West 3 3.46% $5,876
Axos Bank 3 3.04% $1,398
SRE MORTGAGE ALLIANCE INC. 3 2.94% $3,635
Stifel Bank and Trust 3 2.46% $3,091
Texana Bank 3 2.83% $5,861
TRANSWEST CREDIT UNION 3 2.83% $4,716
UBS Bank USA 3 3.25% $4,781
V.I.P. MORTGAGE, INC. 3 3.00% $4,583
Waterstone Mortgage Corporation 3 3.33% $3,519
Commerce Home Mortgage, Inc. 2 3.31% $4,153
JMJ FINANCIAL GROUP 2 3.00% $6,724
Amerifirst Financial, Inc. 2 3.19% $4,483
OCMBC, INC. 2 3.38% $2,757
Firefighters First Federal Credit Union 2 2.88% $985
First Western Trust Bank 2 3.00% $2,468
WESTERN EXPRESS LENDING 2 3.12% $3,537
CASTLE & COOKE MORTGAGE, LLC 2 3.00% $1,527
Evolve Bank & Trust 2 2.88% $2,852
GUARANTY HOME MORTGAGE CORPORATION 2 2.94% $3,518
DATA MORTGAGE, INC. 2 4.06% $9,739
The Huntington National Bank 2 3.13% $3,942
Northwest Farm Credit Services, FLCA 2 3.08% $5,588
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.13% $3,685
TIAA, FSB 2 2.93% $5,033
Operating Engineers Local Union #3 2 2.44% $3,419
Eagle Bank and Trust Company 2 3.06% $2,367
NORTHROP GRUMMAN Federal Credit Union 2 3.00% $4,162
ALL WESTERN MORTGAGE, INC. 2 3.75% $5,036
Prosperity Home Mortgage, LLC 2 3.50% $2,810
UMB Bank 2 2.78% $3,445
ZILLOW HOME LOANS, LLC 2 3.00% $3,429
BECKAM FUNDING CORP. 2 3.13% $5,123
Colonial Savings, F.A. 2 3.06% $3,076
CIBC Bank USA 1 3.88% $3,302
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $18,627
Signature Federal Credit Union 1 3.00% $12,393
Silicon Valley Bank 1 3.25% $4,463
Simmons Bank 1 2.75% $2,848
HighTechLending Inc 1 3.13% $5,009
Southwest Airlines Federal Credit Union 1 2.88% $6,654
CIT Bank 1 2.78% $3,449
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $4,017
State Department Federal Credit Union 1 2.88% $7,114
Goldwater Bank, N.A. 1 3.88% $6,581
Goldman Sachs Bank USA 1 2.80% $5,116
GMFS LLC 1 3.63% $13,183
AmRes Corporation 1 2.88% $2,500
COLUMBIA COMMUNITY CREDIT UNION 1 3.00% $3,013
The Central Trust Bank 1 2.38% $1,015
Ameris Bank 1 3.13% $4,242
First State Bank of St. Charles, Missouri 1 3.38% $3,962
The Union Bank Company 1 3.00% $4,887
Toyota Financial Savings Bank 1 2.75% $3,436
Willamette Valley Bank 1 3.38% $5,478
First Midwest Bank 1 3.38% $3,170
Comerica Bank 1 2.88% $8,659
ADVANTAGE PLUS 1 2.88% $8,406
Umpqua Bank 1 3.38% $2,144
United Nations Federal Credit Union 1 2.13% $3,379
AmeriHome Mortgage Company, LLC 1 3.13% $9,845
USAA Federal Savings Bank 1 3.00% $4,246
US MORTGAGE CORPORATION 1 3.00% $6,770
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.75% $4,347
DAS Acquisition Company, LLC 1 3.25% $2,951
AMERICAN FINANCIAL RESOURCES, INC. 1 3.50% $5,933
EVANSVILLE TEACHERS 1 2.63% $4,413
DIRECTORS MORTGAGE, INC. 1 3.25% $3,202
Elements Financial Federal Credit Union 1 2.88% $3,760
Deere Employees Credit Union 1 2.88% $3,699
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.88% $2,487
BMO Harris Bank 1 2.75% $4,168
BOKF 1 3.13% $2,183
Bethpage Federal Credit Union 1 2.88% $6,958
MORTGAGEONE, INC. 1 2.99% $5,883
Mortgage Bank of California 1 5.13% $15,639
MICHIGAN MUTUAL, INC. 1 2.50% $5,852
MEGA CAPITAL FUNDING, INC. 1 3.88% $3,067
Meridian Bank Corporation 1 3.00% $7,630
MANN FINANCIAL INC. 1 3.00% $5,801
Capital Bank 1 2.99% $3,714
N R L Federal Credit Union 1 3.13% $5,406
Lake Area Bank 1 2.88% $3,580
Old National Bank 1 2.88% $4,092
Origin Bank 1 3.50% $4,031
KINECTA 1 3.00% $2,725
Barrington Bank & Trust Company, N.A. 1 2.99% $2,748
Central Bank 1 3.00% $4,796
Cf Bank 1 3.38% $1,428
PINNACLE LENDING GROUP, INC. 1 2.99% $3,415
JMAC LENDING, INC. 1 2.99% $3,575
INTERNATIONAL CITY MORTGAGE, INC. 1 2.75% $3,297
PNC Bank 1 2.88% $3,649
InterContinental Capital Group, Inc 1 3.25% $4,993
Bank of Idaho 1 2.75% $2,618
CHEVRON 1 2.63% $9,112
Discover Bank 1 4.49% $0
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.82% $4,113
Reliant Bank 1 3.38% $5,323
Renasant Bank 1 2.50% $2,638
Hometown Lenders, Inc. 1 3.63% $5,766
Hometown Equity Mortgage, LLC 1 2.88% $4,593

OGDEN-CLEARFIELD, UT's 281 lenders originated 55,779 loans during 2021. The total origination value was $15,576,195,000, with an average loan value of $279,248.

The top OGDEN - CLEARFIELD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 3,348 loans originated. Their average total fees are $4,224, which is $550 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee OGDEN - CLEARFIELD lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($226), PREMIA MORTGAGE, LLC ($908), CHERRY CREEK MORTGAGE, LLC ($938), BLUE BRICK FINANCIAL LLC ($1,404) and Wyndham Capital Mortgage, Inc. ($1,437).

The lowest rate OGDEN - CLEARFIELD lenders (with over 10 loans originated) are Utah Power (2.64%), AMERICAN INTERNET MORTGAGE, INC. (2.77%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.79%), BETTER MORTGAGE CORPORATION (2.81%) and DHI MORTGAGE COMPANY, LTD. (2.82%).

OGDEN-CLEARFIELD, UT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $1,497,440,000 $1,647,540,000 10.0% 10.6%
AMERICA FIRST $850,980,000 $970,750,000 14.1% 6.2%
QUICKEN LOANS, LLC $973,565,000 $970,405,000 -0.3% 6.2%
ACADEMY MORTGAGE CORPORATION $1,025,770,000 $865,575,000 -15.6% 5.6%
INTERCAP LENDING INC. $800,590,000 $699,335,000 -12.6% 4.5%
GOLDENWEST $675,365,000 $600,690,000 -11.1% 3.9%
HOME POINT FINANCIAL CORPORATION $191,235,000 $490,190,000 156.3% 3.1%
MOUNTAIN AMERICA $381,075,000 $380,115,000 -0.3% 2.4%
CITYWIDE HOME LOANS, LLC $477,295,000 $343,915,000 -27.9% 2.2%
FREEDOM MORTGAGE CORPORATION $368,190,000 $330,810,000 -10.2% 2.1%
CANOPY MORTGAGE, LLC $328,100,000 $264,375,000 -19.4% 1.7%
CALIBER HOME LOANS, INC. $324,785,000 $260,615,000 -19.8% 1.7%
LOANDEPOT.COM, LLC $193,310,000 $259,160,000 34.1% 1.7%
FIRST COLONY MORTGAGE CORPORATION $201,015,000 $245,510,000 22.1% 1.6%
PENNYMAC LOAN SERVICES, LLC $136,015,000 $238,870,000 75.6% 1.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $166,285,000 $229,845,000 38.2% 1.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $376,110,000 $214,950,000 -42.8% 1.4%
Zions Bancorporation, N.A. $196,255,000 $192,660,000 -1.8% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $256,030,000 $191,115,000 -25.4% 1.2%
Wells Fargo Bank $212,040,000 $187,240,000 -11.7% 1.2%
CASTLE & COOKE MORTGAGE, LLC $194,040,000 $185,920,000 -4.2% 1.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $223,905,000 $175,195,000 -21.8% 1.1%
Bank of Utah $163,005,000 $167,220,000 2.6% 1.1%
SECURITYNATIONAL MORTGAGE COMPANY $185,510,000 $167,005,000 -10.0% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $230,390,000 $166,575,000 -27.7% 1.1%
BROKER SOLUTIONS, INC. $118,145,000 $162,150,000 37.2% 1.0%
GUILD MORTGAGE COMPANY $178,515,000 $157,380,000 -11.8% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $128,790,000 $156,360,000 21.4% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $122,485,000 $150,365,000 22.8% 1.0%
MY MOVE MORTGAGE, LLC $185,980,000 $141,660,000 -23.8% 0.9%
RANLIFE, INC. $174,000,000 $139,165,000 -20.0% 0.9%
SWBC MORTGAGE CORPORATION $167,610,000 $117,165,000 -30.1% 0.8%
KeyBank $103,365,000 $110,175,000 6.6% 0.7%
VERITAS FUNDING, LLC $114,745,000 $107,880,000 -6.0% 0.7%
DIRECT MORTGAGE, CORP. $131,725,000 $107,330,000 -18.5% 0.7%
AMERISAVE MORTGAGE CORPORATION $69,760,000 $101,305,000 45.2% 0.7%
U.S. Bank $115,280,000 $96,305,000 -16.5% 0.6%
VAN DYK MORTGAGE CORPORATION $117,015,000 $96,165,000 -17.8% 0.6%
JPMorgan Chase Bank $78,915,000 $92,870,000 17.7% 0.6%
STEARNS LENDING, LLC $82,785,000 $87,400,000 5.6% 0.6%
NEWREZ LLC $39,895,000 $86,500,000 116.8% 0.6%
Mortgage Research Center, LLC $75,315,000 $84,900,000 12.7% 0.5%
BETTER MORTGAGE CORPORATION $25,145,000 $76,810,000 205.5% 0.5%
Cache Valley Bank $70,505,000 $76,145,000 8.0% 0.5%
GUARANTEED RATE, INC. $81,370,000 $74,245,000 -8.8% 0.5%
Citibank $3,120,000 $73,970,000 2,270.8% 0.5%
Flagstar Bank, FSB $178,250,000 $72,630,000 -59.3% 0.5%
SECURITY HOME MORTGAGE, LLC. $66,300,000 $70,440,000 6.2% 0.5%
CORNERSTONE HOME LENDING, INC. $80,340,000 $67,355,000 -16.2% 0.4%
LAKEVIEW LOAN SERVICING, LLC $50,450,000 $62,070,000 23.0% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $67,925,000 $60,610,000 -10.8% 0.4%
The Federal Savings Bank $78,280,000 $59,175,000 -24.4% 0.4%
Glacier Bank $41,620,000 $57,275,000 37.6% 0.4%
LOANPAL, LLC $60,950,000 $54,060,000 -11.3% 0.3%
AMERICAN FINANCING CORPORATION $43,690,000 $53,280,000 22.0% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $68,950,000 $49,405,000 -28.3% 0.3%
SECURITY SERVICE $17,790,000 $48,050,000 170.1% 0.3%
Utah Mortgage Loan Corporation $79,510,000 $47,800,000 -39.9% 0.3%
CBRE MULTIFAMILY CAPITAL, INC. $16,325,000 $46,830,000 186.9% 0.3%
Network Funding, L.P. $51,700,000 $46,050,000 -10.9% 0.3%
University First Federal Credit Union $55,500,000 $44,170,000 -20.4% 0.3%
GREYSTONE SERVICING COMPANY LLC $84,705,000 $42,220,000 -50.2% 0.3%
AMWEST FUNDING CORP. $66,925,000 $40,705,000 -39.2% 0.3%
CHERRY CREEK MORTGAGE, LLC $36,145,000 $38,145,000 5.5% 0.2%
Century Mortgage Company DBA Century Lending Company $38,085,000 n/a 0.2%
DHI MORTGAGE COMPANY, LTD. $38,430,000 $35,755,000 -7.0% 0.2%
Northpointe Bank $38,320,000 $34,875,000 -9.0% 0.2%
Deseret First Credit Union $34,330,000 $34,375,000 0.1% 0.2%
EVERLEND MORTGAGE COMPANY $51,425,000 $34,040,000 -33.8% 0.2%
J. VIRGIL, INC. $40,145,000 $33,915,000 -15.5% 0.2%
NAVY FEDERAL CREDIT UNION $31,280,000 $32,870,000 5.1% 0.2%
NBH Bank $31,665,000 $32,015,000 1.1% 0.2%
S1L, Inc. $22,425,000 $31,995,000 42.7% 0.2%
Gateway First Bank $31,405,000 $31,750,000 1.1% 0.2%
PHH Mortgage Corporation $10,410,000 $31,520,000 202.8% 0.2%
Chicago Mortgage Solutions LLC $6,950,000 $30,635,000 340.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $38,450,000 $30,535,000 -20.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $67,485,000 $30,355,000 -55.0% 0.2%
UTAH FIRST $14,835,000 $29,390,000 98.1% 0.2%
MOVEMENT MORTGAGE, LLC $22,035,000 $29,060,000 31.9% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $17,620,000 $28,655,000 62.6% 0.2%
WEBER STATE FEDERAL CREDIT UNION $34,905,000 $28,475,000 -18.4% 0.2%
NBKC BANK $33,285,000 $28,150,000 -15.4% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $39,610,000 $28,090,000 -29.1% 0.2%
D. L. Evans Bank $27,810,000 $25,280,000 -9.1% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $49,995,000 $24,260,000 -51.5% 0.2%
Bank of America $15,205,000 $23,965,000 57.6% 0.2%
REVERSE MORTGAGE FUNDING LLC $10,950,000 $23,655,000 116.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $16,760,000 $23,595,000 40.8% 0.2%
Wasatch Peaks Federal Credit Union $25,575,000 $22,705,000 -11.2% 0.1%
Low VA Rates, LLC $23,625,000 $21,670,000 -8.3% 0.1%
USAA Federal Savings Bank $43,245,000 $21,210,000 -51.0% 0.1%
Carrington Mortgage Services, LLC $25,500,000 $21,140,000 -17.1% 0.1%
CELEBRITY HOME LOANS, LLC $21,130,000 n/a 0.1%
CYPRUS Federal Credit Union $35,090,000 $20,915,000 -40.4% 0.1%
North American Savings Bank, F.S.B. $23,690,000 $20,770,000 -12.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $9,940,000 $20,655,000 107.8% 0.1%
INSPIRE HOME LOANS INC. $15,630,000 $19,780,000 26.6% 0.1%
KELLER MORTGAGE, LLC $33,055,000 $19,695,000 -40.4% 0.1%
AMERICAN ADVISORS GROUP $9,840,000 $19,200,000 95.1% 0.1%
Wyndham Capital Mortgage, Inc. $11,695,000 $19,195,000 64.1% 0.1%
PANORAMA MORTGAGE GROUP, LLC $14,955,000 $18,850,000 26.0% 0.1%
Victorian Finance, LLC $18,490,000 n/a 0.1%
Washington Federal Bank $22,465,000 $17,845,000 -20.6% 0.1%
FirstBank $21,875,000 $17,670,000 -19.2% 0.1%
WALKER & DUNLOP, LLC $23,910,000 $17,285,000 -27.7% 0.1%
MORIA DEVELOPMENT, INC. $25,725,000 $17,140,000 -33.4% 0.1%
Grandbridge Real Estate Capital LLC $17,100,000 n/a 0.1%
BLUE BRICK FINANCIAL LLC $5,680,000 $16,850,000 196.7% 0.1%
PREMIA MORTGAGE, LLC $16,025,000 $16,360,000 2.1% 0.1%
EAGLE HOME MORTGAGE, LLC $29,525,000 $16,260,000 -44.9% 0.1%
UTAH COMMUNITY $20,205,000 $15,170,000 -24.9% 0.1%
Strong Home Mortgage, LLC $19,660,000 $15,070,000 -23.3% 0.1%
PLAZA HOME MORTGAGE, INC. $9,965,000 $14,315,000 43.7% 0.1%
CMG MORTGAGE, INC. $16,010,000 $12,995,000 -18.8% 0.1%
MID AMERICA MORTGAGE, INC. $15,140,000 $12,920,000 -14.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $5,610,000 $12,400,000 121.0% 0.1%
HOMESIDE FINANCIAL, LLC $1,040,000 $11,960,000 1,050.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $6,795,000 $11,810,000 73.8% 0.1%
READYCAP COMMERCIAL, LLC $11,810,000 n/a 0.1%
Fortis Private Bank $20,555,000 $11,800,000 -42.6% 0.1%
The Loan Store, Inc. $19,340,000 $11,750,000 -39.2% 0.1%
Plains Commerce Bank $5,015,000 $11,375,000 126.8% 0.1%
First Guaranty Mortgage Corporation $32,270,000 $11,135,000 -65.5% 0.1%
Ally Bank $2,885,000 $10,820,000 275.0% 0.1%
GRANITE FEDERAL CREDIT UNION $11,020,000 $10,690,000 -3.0% 0.1%
Paramount Residential Mortgage Group, Inc. $7,710,000 $10,390,000 34.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $8,945,000 $10,225,000 14.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $29,720,000 $9,865,000 -66.8% 0.1%
EVERETT FINANCIAL, INC. $27,780,000 $9,495,000 -65.8% 0.1%
Nations Lending Corporation $7,720,000 $9,285,000 20.3% 0.1%
Watermark Capital, Inc. $4,370,000 $9,255,000 111.8% 0.1%
Magnolia Bank $14,185,000 $8,845,000 -37.6% 0.1%
AXIA FINANCIAL, LLC $16,460,000 $8,715,000 -47.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $6,405,000 $8,650,000 35.1% 0.1%
BAY EQUITY LLC $9,070,000 $8,460,000 -6.7% 0.1%
SUN AMERICAN MORTGAGE COMPANY $4,160,000 $8,245,000 98.2% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $3,055,000 $8,200,000 168.4% 0.1%
Banner Bank $1,585,000 $8,005,000 405.0% 0.1%
Utah Power $4,985,000 $7,915,000 58.8% 0.1%
SOFI LENDING CORP. $5,240,000 $7,865,000 50.1% 0.1%
OAKTREE FUNDING CORP. $1,725,000 $7,730,000 348.1% 0.0%
M&T Realty Capital Corporation $6,605,000 $7,535,000 14.1% 0.0%
UNITED SECURITY FINANCIAL CORP $20,725,000 $7,470,000 -64.0% 0.0%
Truist Bank $4,325,000 $6,860,000 58.6% 0.0%
Bank of the West $7,925,000 $6,845,000 -13.6% 0.0%
BNC National Bank $10,150,000 $6,775,000 -33.3% 0.0%
KS StateBank $5,650,000 $6,700,000 18.6% 0.0%
Barrington Bank & Trust Company, N.A. $13,295,000 $6,685,000 -49.7% 0.0%
PARKSIDE LENDING, LLC $26,250,000 $6,365,000 -75.8% 0.0%
Morgan Stanley Private Bank $7,300,000 $5,920,000 -18.9% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $32,905,000 $5,700,000 -82.7% 0.0%
BELEM SERVICING LLC $6,030,000 $5,680,000 -5.8% 0.0%
First Home Bank $7,135,000 $5,650,000 -20.8% 0.0%
NEST HOME LENDING, LLC $14,020,000 $5,645,000 -59.7% 0.0%
CRESCENT MORTGAGE COMPANY $9,880,000 $5,555,000 -43.8% 0.0%
LEADERONE FINANCIAL CORPORATION $12,570,000 $5,390,000 -57.1% 0.0%
CHURCHILL MORTGAGE CORPORATION $5,120,000 n/a 0.0%
SourceOne Financial, Inc. $3,710,000 $5,085,000 37.1% 0.0%
LENDSURE MORTGAGE CORP. $385,000 $5,010,000 1,201.3% 0.0%
HORIZON UTAH Federal Credit Union $4,290,000 $4,815,000 12.2% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $5,020,000 $4,700,000 -6.4% 0.0%
Bank of England $6,485,000 $4,345,000 -33.0% 0.0%
Citadel Servicing Corporation $2,115,000 $4,150,000 96.2% 0.0%
Rock Canyon Bank $6,975,000 $3,935,000 -43.6% 0.0%
Arvest Bank $3,190,000 $3,920,000 22.9% 0.0%
GENEVA FINANCIAL, LLC $975,000 $3,805,000 290.3% 0.0%
OCMBC, INC. $1,965,000 $3,705,000 88.5% 0.0%
TIAA, FSB $3,985,000 $3,695,000 -7.3% 0.0%
TCF National Bank $5,645,000 $3,630,000 -35.7% 0.0%
Commerce Home Mortgage, Inc. $1,840,000 $3,440,000 87.0% 0.0%
Equity Prime Mortgage LLC $1,515,000 $3,405,000 124.8% 0.0%
TBI MORTGAGE COMPANY $3,275,000 n/a 0.0%
Charles Schwab Bank, SSB $1,160,000 $3,260,000 181.0% 0.0%
DATA MORTGAGE, INC. $1,305,000 $3,260,000 149.8% 0.0%
Farmers Bank & Trust $770,000 $3,130,000 306.5% 0.0%
IMPAC MORTGAGE CORP. $620,000 $3,055,000 392.7% 0.0%
Arbor Realty Trust, Inc. $28,680,000 $3,050,000 -89.4% 0.0%
Triumph Bank $6,660,000 $2,985,000 -55.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,380,000 $2,960,000 114.5% 0.0%
Amerifirst Financial, Inc. $4,625,000 $2,805,000 -39.4% 0.0%
Texana Bank $2,210,000 $2,795,000 26.5% 0.0%
PLANET HOME LENDING, LLC $2,790,000 n/a 0.0%
Florida Capital Bank $1,620,000 $2,770,000 71.0% 0.0%
21ST MORTGAGE CORPORATION $1,895,000 $2,755,000 45.4% 0.0%
CALCON MUTUAL MORTGAGE LLC $33,205,000 $2,690,000 -91.9% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $185,000 $2,615,000 1,313.5% 0.0%
First Federal Bank $6,495,000 $2,545,000 -60.8% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $495,000 $2,515,000 408.1% 0.0%
Manufacturers and Traders Trust Company $1,370,000 $2,485,000 81.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $9,195,000 $2,470,000 -73.1% 0.0%
Discover Bank $2,020,000 $2,460,000 21.8% 0.0%
The Central Trust Bank $2,420,000 n/a 0.0%
UMB Bank $570,000 $2,395,000 320.2% 0.0%
Citizens Bank $29,675,000 $2,350,000 -92.1% 0.0%
Hometown Equity Mortgage, LLC $1,460,000 $2,345,000 60.6% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,320,000 n/a 0.0%
Central Bank $1,650,000 $2,305,000 39.7% 0.0%
DELTA COMMUNITY CREDIT UNION $3,415,000 $2,305,000 -32.5% 0.0%
The Huntington National Bank $1,130,000 $2,270,000 100.9% 0.0%
Austin Capital Bank SSB $1,710,000 $2,250,000 31.6% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $1,025,000 $2,225,000 117.1% 0.0%
Fifth Third Bank $1,305,000 $2,210,000 69.3% 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $1,505,000 $2,180,000 44.9% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,730,000 $2,125,000 22.8% 0.0%
UBS Bank USA $1,890,000 $2,105,000 11.4% 0.0%
BECKAM FUNDING CORP. $3,170,000 $2,065,000 -34.9% 0.0%
V.I.P. MORTGAGE, INC. $1,175,000 $1,945,000 65.5% 0.0%
ZILLOW HOME LOANS, LLC $1,930,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $965,000 $1,925,000 99.5% 0.0%
BENCH EQUITY L.L.C. $1,630,000 $1,865,000 14.4% 0.0%
SRE MORTGAGE ALLIANCE INC. $7,400,000 $1,865,000 -74.8% 0.0%
SIRVA MORTGAGE, INC. $2,475,000 $1,790,000 -27.7% 0.0%
ATHAS CAPITAL GROUP, INC. $675,000 $1,785,000 164.4% 0.0%
First Internet Bank of Indiana $3,840,000 $1,775,000 -53.8% 0.0%
EMBRACE HOME LOANS, INC. $3,600,000 $1,735,000 -51.8% 0.0%
Axos Bank $2,930,000 $1,715,000 -41.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,010,000 $1,675,000 -16.7% 0.0%
NEXERA HOLDING LLC $6,560,000 $1,650,000 -74.8% 0.0%
Mid-Continent Funding, Inc. $1,380,000 $1,615,000 17.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $6,130,000 $1,610,000 -73.7% 0.0%
First Savings Bank $4,200,000 $1,595,000 -62.0% 0.0%
IDAHO CENTRAL $530,000 $1,595,000 200.9% 0.0%
NP, Inc. $1,590,000 n/a 0.0%
PNC Bank $3,895,000 $1,585,000 -59.3% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $6,115,000 $1,545,000 -74.7% 0.0%
GMFS LLC $1,745,000 $1,505,000 -13.8% 0.0%
OPEN MORTGAGE, LLC $895,000 $1,465,000 63.7% 0.0%
Stifel Bank and Trust $1,385,000 $1,415,000 2.2% 0.0%
LOANLEADERS OF AMERICA, INC. $3,490,000 $1,410,000 -59.6% 0.0%
Willamette Valley Bank $1,410,000 n/a 0.0%
BM Real Estate Services, Inc. $295,000 $1,400,000 374.6% 0.0%
Hercules First Federal Credit Union $2,730,000 $1,400,000 -48.7% 0.0%
Blue Ridge Bank $545,000 $1,385,000 154.1% 0.0%
GEORGIA'S OWN $1,380,000 n/a 0.0%
ALLIANT CREDIT UNION $2,220,000 $1,375,000 -38.1% 0.0%
FIRST TECHNOLOGY $815,000 $1,370,000 68.1% 0.0%
Meridian Bank Corporation $1,850,000 $1,350,000 -27.0% 0.0%
NORTHROP GRUMMAN Federal Credit Union $2,790,000 $1,340,000 -52.0% 0.0%
CHARTWAY FEDERAL CREDIT UNION $325,000 $1,335,000 310.8% 0.0%
HighTechLending Inc $1,315,000 n/a 0.0%
Cornerstone First Mortgage, Inc $1,305,000 n/a 0.0%
Pinnacle Bank $1,305,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,290,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $6,165,000 $1,265,000 -79.5% 0.0%
A&D Mortgage LLC $685,000 $1,210,000 76.6% 0.0%
Alaska USA Federal Credit Union $1,855,000 $1,200,000 -35.3% 0.0%
MANN FINANCIAL INC. $570,000 $1,195,000 109.6% 0.0%
Goldwater Bank, N.A. $3,265,000 $1,155,000 -64.6% 0.0%
Comerica Bank $2,505,000 $1,125,000 -55.1% 0.0%
Colonial Savings, F.A. $1,115,000 n/a 0.0%
Goldman Sachs Bank USA $1,025,000 n/a 0.0%
Waterstone Mortgage Corporation $1,805,000 $1,025,000 -43.2% 0.0%
TRANSWEST CREDIT UNION $3,965,000 $1,010,000 -74.5% 0.0%
AmRes Corporation $255,000 $1,005,000 294.1% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $605,000 $980,000 62.0% 0.0%
JMJ FINANCIAL GROUP $530,000 $970,000 83.0% 0.0%
Eagle Bank and Trust Company $285,000 $965,000 238.6% 0.0%
EVANSVILLE TEACHERS $950,000 n/a 0.0%
Origin Bank $925,000 n/a 0.0%
5TH STREET CAPITAL, INC. $640,000 $915,000 43.0% 0.0%
State Department Federal Credit Union $915,000 n/a 0.0%
WESTERN EXPRESS LENDING $905,000 n/a 0.0%
Southwest Airlines Federal Credit Union $900,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $850,000 n/a 0.0%
MORTGAGEONE, INC. $255,000 $850,000 233.3% 0.0%
OCEANSIDE MORTGAGE COMPANY $3,440,000 $840,000 -75.6% 0.0%
First National Bank of America $870,000 $790,000 -9.2% 0.0%
HomeTrust Bank $785,000 n/a 0.0%
Reliant Bank $375,000 $785,000 109.3% 0.0%
First Republic Bank $34,210,000 $780,000 -97.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $7,825,000 $780,000 -90.0% 0.0%
BEEHIVE $1,130,000 $765,000 -32.3% 0.0%
Evolve Bank & Trust $3,595,000 $755,000 -79.0% 0.0%
Cf Bank $2,935,000 $745,000 -74.6% 0.0%
Bank of Idaho $205,000 $740,000 261.0% 0.0%
United Nations Federal Credit Union $725,000 n/a 0.0%
CIT Bank $365,000 $715,000 95.9% 0.0%
Northwest Farm Credit Services, FLCA $1,055,000 $690,000 -34.6% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $245,000 $685,000 179.6% 0.0%
Capital Bank $710,000 $650,000 -8.5% 0.0%
Deere Employees Credit Union $650,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $3,975,000 $650,000 -83.6% 0.0%
Prosperity Home Mortgage, LLC $680,000 $650,000 -4.4% 0.0%
First State Bank of St. Charles, Missouri $330,000 $645,000 95.5% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $635,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $615,000 n/a 0.0%
Operating Engineers Local Union #3 $195,000 $595,000 205.1% 0.0%
CHEVRON $5,590,000 $590,000 -89.4% 0.0%
QUORUM FEDERAL CREDIT UNION $600,000 $570,000 -5.0% 0.0%
First State Bank $545,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $545,000 n/a 0.0%
State Financial Network, LLC $545,000 n/a 0.0%
Toyota Financial Savings Bank $1,015,000 $545,000 -46.3% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $205,000 $540,000 163.4% 0.0%
CITIZENS EQUITY FIRST $535,000 n/a 0.0%
US MORTGAGE CORPORATION $535,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $525,000 n/a 0.0%
Mortgage Bank of California $525,000 n/a 0.0%
First Western Trust Bank $685,000 $520,000 -24.1% 0.0%
Paramount Bank $835,000 $520,000 -37.7% 0.0%
NATIONS RELIABLE LENDING, LLC $515,000 n/a 0.0%
RMS & Associates $505,000 $505,000 0.0% 0.0%
ADVANTAGE PLUS $905,000 $495,000 -45.3% 0.0%
InterContinental Capital Group, Inc $495,000 n/a 0.0%
BOKF $1,640,000 $490,000 -70.1% 0.0%
Elements Financial Federal Credit Union $475,000 n/a 0.0%
The Union Bank Company $520,000 $460,000 -11.5% 0.0%
Sunflower Bank $1,645,000 $455,000 -72.3% 0.0%
Firefighters First Federal Credit Union $450,000 n/a 0.0%
CIBC Bank USA $435,000 n/a 0.0%
GoPrime Mortgage, Inc. $435,000 $435,000 0.0% 0.0%
Sierra Pacific Mortgage Company, Inc. $2,545,000 $415,000 -83.7% 0.0%
Ameris Bank $405,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $7,770,000 $405,000 -94.8% 0.0%
Lake Area Bank $405,000 n/a 0.0%
Old National Bank $405,000 n/a 0.0%
KINECTA $315,000 $395,000 25.4% 0.0%
United States Senate Federal Credit Union $390,000 n/a 0.0%
Core Bank $225,000 $385,000 71.1% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,935,000 $385,000 -80.1% 0.0%
Signature Federal Credit Union $125,000 $385,000 208.0% 0.0%
JMAC LENDING, INC. $245,000 $380,000 55.1% 0.0%
Armed Forces Bank $335,000 $375,000 11.9% 0.0%
MICHIGAN MUTUAL, INC. $600,000 $365,000 -39.2% 0.0%
SPRING EQ, LLC $365,000 n/a 0.0%
Bethpage Federal Credit Union $355,000 n/a 0.0%
BMO Harris Bank $355,000 n/a 0.0%
Hawthorn Bank $345,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $3,345,000 $345,000 -89.7% 0.0%
Simmons Bank $345,000 n/a 0.0%
SUMMIT FUNDING, INC. $455,000 $345,000 -24.2% 0.0%
Northwest Bank $335,000 n/a 0.0%
Regions Bank $275,000 $335,000 21.8% 0.0%
Silicon Valley Bank $275,000 $325,000 18.2% 0.0%
Renasant Bank $195,000 $315,000 61.5% 0.0%
First Midwest Bank $305,000 n/a 0.0%
N R L Federal Credit Union $305,000 n/a 0.0%
SALAL $285,000 n/a 0.0%
STAR ONE CREDIT UNION $285,000 n/a 0.0%
ARC HOME LLC $1,670,000 $270,000 -83.8% 0.0%
First Federal Bank of Kansas City $1,800,000 $265,000 -85.3% 0.0%
First Western Federal Savings Bank $265,000 n/a 0.0%
MEGA CAPITAL FUNDING, INC. $265,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $60,000 $255,000 325.0% 0.0%
LENDUS, LLC $245,000 n/a 0.0%
PINNACLE LENDING GROUP, INC. $215,000 n/a 0.0%
AEROSPACE FEDERAL CREDIT UNION $205,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $205,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $3,640,000 $195,000 -94.6% 0.0%
ON Q FINANCIAL, INC. $1,305,000 $195,000 -85.1% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $175,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $155,000 n/a 0.0%
Umpqua Bank $795,000 $155,000 -80.5% 0.0%
WINGS FINANCIAL $1,070,000 $155,000 -85.5% 0.0%
DAS Acquisition Company, LLC $145,000 n/a 0.0%
Hometown Lenders, Inc. $135,000 n/a 0.0%
Centier Bank $65,000 n/a 0.0%
NUMARK CREDIT UNION $55,000 n/a 0.0%
Baxter Credit Union $3,455,000 $35,000 -99.0% 0.0%
Service Federal Credit Union $35,000 n/a 0.0%

OGDEN - CLEARFIELD's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.6% market share. In second place, with 6.2%, is AMERICA FIRST, having originated $970,750,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $970,405,000 in loans. In third place, with 5.6%, is ACADEMY MORTGAGE CORPORATION, having originated $865,575,000 in loans. In third place, with 4.5%, is INTERCAP LENDING INC., having originated $699,335,000 in loans.


OGDEN-CLEARFIELD, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 19,328 $5,122,700,000 $265,040
Cash Out Refi 15,505 $4,571,615,000 $294,848
Home Purchase 14,095 $5,150,685,000 $365,426
Home Improvement 4,269 $447,515,000 $104,829
Other 2,582 $283,680,000 $109,868

Ogden - Clearfield's most frequently cited loan purpose was Refi, with 19,328 originations. The 2nd most popular reason was Cash Out Refi, with 15,505 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 21,377 $6,772,645,000 $316,819
3-4% 17,464 $5,081,520,000 $290,971
<2.5% 11,841 $3,116,955,000 $263,234
4-5% 3,183 $419,435,000 $131,773
5-6% 1,099 $92,305,000 $83,990
Over 8% 356 $23,990,000 $67,388
6-7% 279 $21,985,000 $78,799
7-8% 144 $9,640,000 $66,944

During 2021, Ogden - Clearfield's most frequently originated rate bucket was 2.5-3%, with 21,377 originations.

Loan Sizing (OGDEN-CLEARFIELD, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 27,946 $8,127,350,000 $290,823
$100k-200k 10,390 $1,595,160,000 $153,528
$400k-600k 8,319 $3,918,295,000 $471,006
$100,000 or less 7,457 $374,095,000 $50,167
$600k-1000k 1,414 $982,550,000 $694,873
$Over $1MM 253 $578,745,000 $2,287,530

OGDEN - CLEARFIELD's loan sizing saw the bucket of loans from $200k-400k with 27,946 originations, totaling $8,127,350,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 17,839 $6,105,435,000 $342,252
80-100% 12,427 $4,625,995,000 $372,254
40-60% 10,997 $2,914,045,000 $264,985
Under 20% 6,578 $346,750,000 $52,714
20-40% 5,946 $944,340,000 $158,819
Over 100% 478 $215,620,000 $451,088

OGDEN - CLEARFIELD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 17,839 originations, totaling $6,105,435,000 in origination value.