OGDEN - CLEARFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ogden - Clearfield averaged 6.34% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.45% and one month ago for the week of 2025-02-27, the average rate was 6.46%.

Ogden - Clearfield's average rate one year ago was 6.59%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.36%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Ogden - Clearfield 30 Year Fixed Rate 2025-04-03 6.34%
Ogden - Clearfield 30 Year Fixed Rate Refi 2025-04-03 6.36%
Ogden - Clearfield 15 Year Fixed Rate 2025-04-03 6.51%
Ogden - Clearfield 15 Year Fixed Rate Refi 2025-04-03 6.44%
Ogden - Clearfield 30 Year FHA 2025-04-03 5.79%
Ogden - Clearfield 30 Year FHA Refi 2025-04-03 5.59%
Ogden - Clearfield 30 Year USDA 2025-04-03 6.22%
Ogden - Clearfield 30 Year USDA Refi 2025-04-03 6.12%
Ogden - Clearfield 30 Year VA 2025-04-03 5.72%
Ogden - Clearfield 30 Year VA Refi 2025-04-03 5.25%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OGDEN-CLEARFIELD, UT.

OGDEN - CLEARFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OGDEN-CLEARFIELD, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 896 6.57% $7,559
QUICKEN LOANS, LLC 407 6.65% $7,375
GUILD MORTGAGE COMPANY 392 6.61% $8,572
INTERCAP LENDING INC. 391 6.63% $6,801
PROVIDENT FUNDING ASSOCIATES, L.P. 208 6.44% $5,333
GOLDENWEST 183 6.45% $7,063
FIRST COLONY MORTGAGE CORPORATION 161 6.45% $8,038
Century Mortgage Company DBA Century Lending Company 154 6.63% $8,071
AMERICA FIRST 137 6.60% $6,160
The Loan Store, Inc. 129 6.65% $6,992
MY MOVE MORTGAGE, LLC 105 6.38% $7,476
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 105 6.61% $7,650
Bank of Utah 95 6.43% $5,275
CLM MORTGAGE, INC 70 6.26% $7,038
SWBC MORTGAGE CORPORATION 60 6.62% $4,899
CANOPY MORTGAGE, LLC 57 6.72% $7,975
CROSSCOUNTRY MORTGAGE, LLC 56 6.90% $8,706
PRIMARY RESIDENTIAL MORTGAGE, INC. 53 6.49% $7,888
MOUNTAIN AMERICA 52 6.28% $7,161
Zions Bank 51 6.47% $12,000
AMERICAN PACIFIC MORTGAGE CORPORATION 50 6.76% $5,419
JPMorgan Chase Bank 46 6.50% $5,439
RANLIFE, INC. 45 6.40% $10,603
PENNYMAC LOAN SERVICES, LLC 43 6.57% $8,525
U.S. Bank 40 6.51% $6,360
Plains Commerce Bank 39 6.66% $7,842
GUARANTEED RATE, INC. 38 6.70% $6,565
SECURITYNATIONAL MORTGAGE COMPANY 37 6.83% $9,617
DIRECT MORTGAGE, CORP. 34 6.65% $7,646
Mr. Cooper ( Nationstar Mortgage ) 34 6.29% $10,074
BROKER SOLUTIONS, INC. 34 6.70% $6,892
ARK-LA-TEX FINANCIAL SERVICES, LLC. 32 6.67% $3,756
Deseret First Credit Union 32 6.13% $7,527
LOANDEPOT.COM, LLC 31 5.87% $9,944
PLAZA HOME MORTGAGE, INC. 31 6.22% $6,545
NEWREZ LLC 31 6.68% $8,414
Glacier Bank 30 6.45% $8,998
Wells Fargo Bank 27 6.77% $5,727
PRIMELENDING, A PLAINSCAPITAL COMPANY 25 6.92% $9,579
Sierra Pacific Mortgage Company, Inc. 24 6.67% $7,516
HOMEAMERICAN MORTGAGE CORPORATION 23 5.57% $3,136
Cache Valley Bank 23 6.66% $4,677
ON Q FINANCIAL, INC. 22 6.85% $7,879
VAN DYK MORTGAGE CORPORATION 21 6.71% $4,439
VERITAS FUNDING, LLC 21 6.37% $13,617
Paramount Residential Mortgage Group, Inc. 21 6.76% $7,928
CMG MORTGAGE, INC. 20 6.85% $7,204
GARDNER FINANCIAL SERVICES, LTD. 20 6.94% $5,795
CASTLE & COOKE MORTGAGE, LLC 16 6.70% $7,787
CYPRUS Federal Credit Union 15 6.58% $6,647
University First Federal Credit Union 15 6.47% $8,761
SECURITY HOME MORTGAGE, LLC. 15 6.66% $9,576
WEBER STATE FEDERAL CREDIT UNION 14 7.04% $5,914
American Mortgage & Equity Consultants, Inc. 13 7.20% $9,823
EAGLE HOME MORTGAGE, LLC 13 5.16% $3,740
CHARTWAY FEDERAL CREDIT UNION 13 6.58% $8,796
S1L, Inc. 13 6.81% $6,559
GUARANTEED RATE AFFINITY, LLC 12 6.48% $7,976
NAVY FEDERAL CREDIT UNION 12 6.85% $5,014
HOMESIDE FINANCIAL, LLC 11 6.86% $7,504
INSPIRE HOME LOANS INC. 11 5.86% $6,143
CORNERSTONE HOME LENDING, INC. 11 6.73% $10,241
FREEDOM MORTGAGE CORPORATION 11 7.04% $6,071
BMO Harris Bank 10 7.16% $5,220
Flagstar Bank, FSB 10 7.02% $4,482
NBKC BANK 9 6.64% $3,512
NATIONS RELIABLE LENDING, LLC 9 6.35% $8,903
MORIA DEVELOPMENT, INC. 9 7.23% $6,485
Bank of America 9 6.24% $4,117
CARDINAL FINANCIAL 9 6.50% $9,001
PREMIA MORTGAGE, LLC 9 6.78% $1,976
JMAC LENDING, INC. 9 6.62% $7,853
PHH Mortgage Corporation 8 6.73% $6,258
OCMBC, INC. 8 7.92% $13,315
SECURITY SERVICE 8 6.92% $20,683
Citadel Servicing Corporation 7 8.37% $12,188
Washington Federal Bank 7 7.14% $19,333
LENDSURE MORTGAGE CORP. 7 7.80% $18,818
MUTUAL OF OMAHA MORTGAGE, INC. 7 6.34% $5,258
Hometown Equity Mortgage, LLC 7 6.98% $10,650
CITY FIRST MORTGAGE SERVICES, L.L.C. 7 6.50% $6,553
Northpointe Bank 7 6.46% $4,926
Carrington Mortgage Services, LLC 7 7.00% $10,440
The Huntington National Bank 7 7.24% $6,235
UTAH COMMUNITY 7 6.30% $6,893
AXIA FINANCIAL, LLC 7 6.68% $11,374
GRANITE FEDERAL CREDIT UNION 6 6.06% $5,873
KeyBank 6 6.48% $5,734
CITYWIDE HOME LOANS, LLC 6 6.53% $10,257
D. L. Evans Bank 6 6.83% $4,659
SUN AMERICAN MORTGAGE COMPANY 5 6.55% $5,455
NEXERA HOLDING LLC 5 8.10% $15,917
DEEPHAVEN MORTGAGE LLC 5 7.92% $11,592
USAA Federal Savings Bank 5 6.48% $6,714
PREMIER MORTGAGE RESOURCES, L.L.C. 5 7.23% $7,171
BELEM SERVICING LLC 5 6.62% $7,847
AMERICAN FINANCIAL RESOURCES, INC. 4 6.56% $5,863
First Federal Bank 4 6.47% $4,569
Morgan Stanley Private Bank 4 5.88% $4,406
Citibank 4 6.50% $5,091
UNION HOME MORTGAGE CORP. 4 6.59% $7,546
BETTER MORTGAGE CORPORATION 4 6.03% $11,123
BAY EQUITY LLC 4 6.38% $4,848
Barrington Bank & Trust Company, N.A. 4 6.75% $6,880
Utah Mortgage Loan Corporation 4 6.66% $911
HOMEXPRESS MORTGAGE CORP. 4 7.72% $13,577
Northwest Farm Credit Services, FLCA 4 6.09% $8,077
Ally Bank 4 6.75% $8,864
AMERICAN FINANCING CORPORATION 4 6.12% $7,005
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 6.47% $11,997
First National Bank of America 3 8.25% $11,390
ALAMEDA MORTGAGE CORPORATION 3 7.54% $12,100
AMERICAN FINANCIAL NETWORK, INC. 3 7.29% $8,286
AMERISAVE MORTGAGE CORPORATION 3 6.62% $12,877
Ameris Bank 3 5.96% $5,857
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 7.54% $12,942
Commerce Home Mortgage, Inc. 3 8.13% $18,964
Fifth Third Bank 3 6.58% $3,715
Firefighters First Federal Credit Union 3 6.13% $2,310
LAKEVIEW LOAN SERVICING, LLC 3 6.88% $8,759
NMSI, INC. 3 6.71% $6,031
SUN WEST MORTGAGE COMPANY, INC. 3 6.70% $6,336
Truist 3 6.46% $4,352
ZILLOW HOME LOANS, LLC 2 7.56% $4,823
NATIONS DIRECT MORTGAGE, LLC 2 7.31% $6,283
TBI MORTGAGE COMPANY 2 6.56% $11,848
NexBank 2 6.75% $4,780
LOANPAL, LLC 2 6.31% $13,620
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.75% $6,389
Raymond James Bank 2 5.94% $3,966
ALLIANT CREDIT UNION 2 6.69% $4,635
IDAHO CENTRAL 2 7.18% $8,803
CHURCHILL MORTGAGE CORPORATION 2 7.50% $4,311
Encompass Lending Group, LP 2 6.56% $7,440
CHEVRON 2 5.81% $2,662
PLANET HOME LENDING, LLC 2 6.69% $11,169
NORTHROP GRUMMAN Federal Credit Union 2 6.94% $4,560
SCENIC OAKS FUNDING, INC. 2 6.49% $6,524
PNC Bank 2 6.81% $4,281
NBH Bank 2 6.50% $4,222
Utah Power 2 5.38% $6,959
DHI MORTGAGE COMPANY, LTD. 2 6.56% $6,240
DELTA COMMUNITY CREDIT UNION 2 5.88% $10,384
AMERICAN INTERNET MORTGAGE, INC. 2 6.19% $8,028
Cornerstone First Mortgage, Inc 2 6.87% $8,877
NP, Inc. 2 8.06% $5,378
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.31% $3,785
Stifel Bank and Trust 2 5.75% $2,767
Strong Home Mortgage, LLC 2 5.99% $1,806
MOVEMENT MORTGAGE, LLC 2 7.15% $7,791
MidFirst Bank 2 6.88% $20,378
SeaTrust Mortgage Company 1 6.00% $4,915
Discover Bank 1 6.00% $0
SIRVA MORTGAGE, INC. 1 6.50% $0
STAR ONE CREDIT UNION 1 6.75% $2,497
CONTOUR MORTGAGE CORPORATION 1 6.50% $4,648
Commerce Bank 1 6.38% $4,235
Comerica Bank 1 6.63% $3,120
Citizens Bank 1 6.50% $7,723
TOP FLITE FINANCIAL, INC. 1 7.25% $5,891
TOWNE MORTGAGE COMPANY 1 8.38% $5,594
TRANSWEST CREDIT UNION 1 7.63% $5,727
A&D Mortgage LLC 1 6.88% $12,955
United Nations Federal Credit Union 1 6.00% $3,204
CALCON MUTUAL MORTGAGE LLC 1 7.49% $14,950
BM Real Estate Services, Inc. 1 6.99% $3,871
Bell Bank 1 7.25% $18,727
Axos Bank 1 5.63% $1,160
ARC HOME LLC 1 7.25% $5,736
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.99% $3,819
VANTAGE WEST 1 6.50% $2,982
Warsaw Federal Savings and Loan Association 1 7.83% $3,924
AMERICAN HERITAGE LENDING, INC. 1 9.00% $8,722
Watermark Capital, Inc. 1 6.38% $2,766
American Airlines Federal Credit Union 1 6.00% $0
Mortgage Research Center, LLC 1 6.50% $0
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 7.00% $6,095
MORTGAGEONE, INC. 1 6.88% $5,968
NASA Federal Credit Union 1 6.13% $3,513
Nations Lending Corporation 1 5.99% $12,809
MID AMERICA MORTGAGE, INC. 1 6.50% $4,410
Network Funding, L.P. 1 6.00% $6,885
LEADERONE FINANCIAL CORPORATION 1 7.50% $13,321
LADERA LENDING, INC. 1 6.63% $11,848
HSBC BANK USA, NATIONAL ASSOCIATION 1 7.60% $5,783
NuVision Federal Credit Union 1 6.13% $3,480
OAKTREE FUNDING CORP. 1 6.00% $26,469
HORIZON UTAH Federal Credit Union 1 6.38% $2,092
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.38% $22,023
Goldwater Bank, N.A. 1 7.00% $6,454
Goldman Sachs Bank USA 1 6.60% $4,008
Franklin Loan Corporation 1 6.13% $10,114
FOUNDATION MORTGAGE CORPORATION 1 9.75% $19,158
First United Bank and Trust Company 1 6.50% $12,673
21ST MORTGAGE CORPORATION 1 8.72% $5,558
FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $9,837
First Community Bank 1 7.38% $5,367
First-Citizens Bank & Trust Company 1 6.13% $2,819
FIDELITY BANK 1 6.63% $4,622
Quontic Bank 1 8.00% $7,896
Farmers Bank & Trust 1 5.63% $3,123
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 6.75% $6,060
RESIDENTIAL MORTGAGE, LLC 1 5.75% $7,240
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.99% $2,537
EMBRACE HOME LOANS, INC. 1 7.88% $12,642

OGDEN - CLEARFIELD Average Closing Costs & Other Stats

OGDEN-CLEARFIELD, UT's 205 lenders originated 19,958 loans during 2024. The total origination value was $5,854,990,000, with an average loan value of $293,366.

OGDEN - CLEARFIELD's average closing costs are $6,188.

The top OGDEN - CLEARFIELD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 896 loans originated. Their average total fees are $7,559, which is $184 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee OGDEN - CLEARFIELD lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($3,136), EAGLE HOME MORTGAGE, LLC ($3,740), ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,756), VAN DYK MORTGAGE CORPORATION ($4,439) and Flagstar Bank, FSB ($4,482).

The lowest rate OGDEN - CLEARFIELD lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.16%), HOMEAMERICAN MORTGAGE CORPORATION (5.57%), INSPIRE HOME LOANS INC. (5.86%), LOANDEPOT.COM, LLC (5.87%) and Deseret First Credit Union (6.13%).

OGDEN-CLEARFIELD, UT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $627,870,000 $757,930,000 20.7% 12.9%
AMERICA FIRST $536,630,000 $544,300,000 1.4% 9.3%
INTERCAP LENDING INC. $310,110,000 $343,705,000 10.8% 5.9%
GUILD MORTGAGE COMPANY $55,310,000 $309,640,000 459.8% 5.3%
QUICKEN LOANS, LLC $201,165,000 $288,355,000 43.3% 4.9%
GOLDENWEST $236,010,000 $259,115,000 9.8% 4.4%
Century Mortgage Company DBA Century Lending Company $41,375,000 $150,160,000 262.9% 2.6%
MOUNTAIN AMERICA $157,725,000 $145,505,000 -7.7% 2.5%
FIRST COLONY MORTGAGE CORPORATION $83,755,000 $121,170,000 44.7% 2.1%
Zions Bank $86,725,000 $98,055,000 13.1% 1.7%
PROVIDENT FUNDING ASSOCIATES, L.P. $49,185,000 $91,945,000 86.9% 1.6%
Bank of Utah $87,415,000 $83,940,000 -4.0% 1.4%
The Loan Store, Inc. $14,015,000 $80,790,000 476.5% 1.4%
Prudential Huntoon Paige Associates, LLC $76,870,000 n/a 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $83,930,000 $75,320,000 -10.3% 1.3%
PENNYMAC LOAN SERVICES, LLC $69,930,000 $74,290,000 6.2% 1.3%
MY MOVE MORTGAGE, LLC $60,880,000 $72,215,000 18.6% 1.2%
FREEDOM MORTGAGE CORPORATION $19,860,000 $63,450,000 219.5% 1.1%
CLM MORTGAGE, INC $9,490,000 $59,615,000 528.2% 1.0%
RANLIFE, INC. $45,510,000 $57,505,000 26.4% 1.0%
WALKER & DUNLOP, LLC $55,505,000 $56,830,000 2.4% 1.0%
Plains Commerce Bank $32,610,000 $52,540,000 61.1% 0.9%
Mortgage Research Center, LLC $42,820,000 $51,945,000 21.3% 0.9%
M&T Realty Capital Corporation $56,190,000 $49,995,000 -11.0% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $66,220,000 $48,280,000 -27.1% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $24,645,000 $44,825,000 81.9% 0.8%
NEWREZ LLC $29,240,000 $43,450,000 48.6% 0.7%
U.S. Bank $38,920,000 $43,260,000 11.2% 0.7%
PNC Bank $14,255,000 $41,955,000 194.3% 0.7%
SECURITYNATIONAL MORTGAGE COMPANY $39,135,000 $40,410,000 3.3% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $52,880,000 $39,865,000 -24.6% 0.7%
Glacier Bank $18,885,000 $35,860,000 89.9% 0.6%
CANOPY MORTGAGE, LLC $15,670,000 $35,785,000 128.4% 0.6%
CASTLE & COOKE MORTGAGE, LLC $54,460,000 $34,745,000 -36.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $15,995,000 $33,765,000 111.1% 0.6%
BROKER SOLUTIONS, INC. $21,100,000 $32,710,000 55.0% 0.6%
LOANDEPOT.COM, LLC $14,785,000 $30,775,000 108.2% 0.5%
GUARANTEED RATE, INC. $22,945,000 $30,135,000 31.3% 0.5%
Deseret First Credit Union $15,575,000 $29,745,000 91.0% 0.5%
SWBC MORTGAGE CORPORATION $23,320,000 $28,790,000 23.5% 0.5%
Paramount Residential Mortgage Group, Inc. $16,660,000 $28,160,000 69.0% 0.5%
LAKEVIEW LOAN SERVICING, LLC $3,805,000 $27,410,000 620.4% 0.5%
JPMorgan Chase Bank $32,910,000 $27,360,000 -16.9% 0.5%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $39,595,000 $27,325,000 -31.0% 0.5%
UTAH FIRST $21,365,000 $26,475,000 23.9% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $28,095,000 $25,980,000 -7.5% 0.4%
PLAZA HOME MORTGAGE, INC. $7,395,000 $25,950,000 250.9% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $17,545,000 $25,015,000 42.6% 0.4%
NORTHMARQ CAPITAL FINANCE, L.L.C. $24,280,000 n/a 0.4%
DIRECT MORTGAGE, CORP. $18,595,000 $23,835,000 28.2% 0.4%
AMWEST FUNDING CORP. $27,515,000 $23,255,000 -15.5% 0.4%
NAVY FEDERAL CREDIT UNION $20,575,000 $22,620,000 9.9% 0.4%
SECURITY SERVICE $51,440,000 $21,945,000 -57.3% 0.4%
CMG MORTGAGE, INC. $8,845,000 $21,915,000 147.8% 0.4%
HOMEAMERICAN MORTGAGE CORPORATION $4,400,000 $21,365,000 385.6% 0.4%
Citibank $51,515,000 $20,205,000 -60.8% 0.3%
CYPRUS Federal Credit Union $14,280,000 $18,835,000 31.9% 0.3%
SECURITY HOME MORTGAGE, LLC. $19,165,000 $18,175,000 -5.2% 0.3%
BELLCO $18,005,000 n/a 0.3%
VILLAGE CAPITAL MORTGAGE $6,880,000 $17,945,000 160.8% 0.3%
Cache Valley Bank $26,815,000 $17,145,000 -36.1% 0.3%
VERITAS FUNDING, LLC $23,900,000 $16,820,000 -29.6% 0.3%
VAN DYK MORTGAGE CORPORATION $15,795,000 $16,085,000 1.8% 0.3%
INSPIRE HOME LOANS INC. $20,735,000 $16,075,000 -22.5% 0.3%
University First Federal Credit Union $18,765,000 $15,380,000 -18.0% 0.3%
ON Q FINANCIAL, INC. $11,705,000 $15,035,000 28.4% 0.3%
Wells Fargo Bank $29,105,000 $14,345,000 -50.7% 0.2%
Sierra Pacific Mortgage Company, Inc. $9,760,000 $13,825,000 41.6% 0.2%
GARDNER FINANCIAL SERVICES, LTD. $760,000 $13,785,000 1,713.8% 0.2%
The Federal Savings Bank $12,990,000 $13,030,000 0.3% 0.2%
Bank of America $10,590,000 $12,860,000 21.4% 0.2%
WEBER STATE FEDERAL CREDIT UNION $12,945,000 $12,855,000 -0.7% 0.2%
American Mortgage & Equity Consultants, Inc. $13,060,000 $11,995,000 -8.2% 0.2%
NBKC BANK $9,255,000 $11,510,000 24.4% 0.2%
USAA Federal Savings Bank $8,365,000 $11,305,000 35.1% 0.2%
GUARANTEED RATE AFFINITY, LLC $14,400,000 $10,945,000 -24.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $11,110,000 $10,625,000 -4.4% 0.2%
Carrington Mortgage Services, LLC $6,755,000 $10,375,000 53.6% 0.2%
Wasatch Peaks Federal Credit Union $15,395,000 $10,255,000 -33.4% 0.2%
D. L. Evans Bank $4,360,000 $10,090,000 131.4% 0.2%
NATIONS RELIABLE LENDING, LLC $3,965,000 $10,050,000 153.5% 0.2%
JMAC LENDING, INC. $165,000 $9,645,000 5,745.5% 0.2%
Flagstar Bank, FSB $12,065,000 $9,490,000 -21.3% 0.2%
BMO Harris Bank $11,445,000 $9,210,000 -19.5% 0.2%
Hometown Equity Mortgage, LLC $345,000 $9,000,000 2,508.7% 0.2%
Discover Bank $7,425,000 $8,670,000 16.8% 0.1%
EAGLE HOME MORTGAGE, LLC $19,660,000 $8,425,000 -57.1% 0.1%
Washington Federal Bank $10,290,000 $8,190,000 -20.4% 0.1%
CORNERSTONE HOME LENDING, INC. $8,665,000 $7,925,000 -8.5% 0.1%
PREMIA MORTGAGE, LLC $6,280,000 $7,765,000 23.6% 0.1%
LENDSURE MORTGAGE CORP. $5,240,000 $7,585,000 44.8% 0.1%
CARDINAL FINANCIAL $59,540,000 $7,510,000 -87.4% 0.1%
Barrington Bank & Trust Company, N.A. $3,005,000 $7,460,000 148.3% 0.1%
Equity Prime Mortgage LLC $2,615,000 $7,435,000 184.3% 0.1%
AMERISAVE MORTGAGE CORPORATION $8,415,000 $7,385,000 -12.2% 0.1%
S1L, Inc. $9,180,000 $7,365,000 -19.8% 0.1%
CITYWIDE HOME LOANS, LLC $73,905,000 $7,030,000 -90.5% 0.1%
UTAH COMMUNITY $10,550,000 $6,925,000 -34.4% 0.1%
MORIA DEVELOPMENT, INC. $7,115,000 $6,755,000 -5.1% 0.1%
CHARTWAY FEDERAL CREDIT UNION $5,960,000 $6,645,000 11.5% 0.1%
PHH Mortgage Corporation $6,115,000 $6,605,000 8.0% 0.1%
PLANET HOME LENDING, LLC $2,275,000 $6,550,000 187.9% 0.1%
HOMESIDE FINANCIAL, LLC $855,000 $6,480,000 657.9% 0.1%
Figure Lending LLC $3,305,000 $6,355,000 92.3% 0.1%
AMERICAN FINANCING CORPORATION $3,735,000 $6,250,000 67.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,910,000 $6,065,000 108.4% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $8,145,000 $5,670,000 -30.4% 0.1%
Northpointe Bank $10,510,000 $5,605,000 -46.7% 0.1%
MidFirst Bank $5,590,000 n/a 0.1%
Citadel Servicing Corporation $2,200,000 $5,365,000 143.9% 0.1%
Magnolia Bank $1,235,000 $5,200,000 321.1% 0.1%
ALAMEDA MORTGAGE CORPORATION $375,000 $5,100,000 1,260.0% 0.1%
NEXERA HOLDING LLC $9,470,000 $5,070,000 -46.5% 0.1%
The Huntington National Bank $7,915,000 $4,895,000 -38.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $9,900,000 $4,610,000 -53.4% 0.1%
ALLIANT CREDIT UNION $2,650,000 $4,600,000 73.6% 0.1%
MEMBERS FIRST CREDIT UNION $4,175,000 $4,580,000 9.7% 0.1%
First Federal Bank $4,570,000 n/a 0.1%
KeyBank $21,100,000 $4,495,000 -78.7% 0.1%
LOANPAL, LLC $2,580,000 $4,490,000 74.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,695,000 $4,205,000 148.1% 0.1%
Coastal Community Bank $2,885,000 $4,195,000 45.4% 0.1%
DEEPHAVEN MORTGAGE LLC $825,000 $4,165,000 404.8% 0.1%
MID AMERICA MORTGAGE, INC. $3,835,000 $4,005,000 4.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $440,000 $3,960,000 800.0% 0.1%
Morgan Stanley Private Bank $5,050,000 $3,950,000 -21.8% 0.1%
LONGBRIDGE FINANCIAL, LLC $5,235,000 $3,930,000 -24.9% 0.1%
AXIA FINANCIAL, LLC $3,050,000 $3,850,000 26.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,105,000 $3,805,000 80.8% 0.1%
MICHIGAN MUTUAL, INC. $255,000 $3,655,000 1,333.3% 0.1%
University Bank $2,795,000 $3,625,000 29.7% 0.1%
OCMBC, INC. $3,865,000 $3,525,000 -8.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,320,000 $3,500,000 165.2% 0.1%
21ST MORTGAGE CORPORATION $5,065,000 $3,375,000 -33.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $7,740,000 $3,335,000 -56.9% 0.1%
UNION HOME MORTGAGE CORP. $6,995,000 $3,250,000 -53.5% 0.1%
SUN AMERICAN MORTGAGE COMPANY $2,780,000 $3,095,000 11.3% 0.1%
BAY EQUITY LLC $3,785,000 $3,000,000 -20.7% 0.1%
Utah Mortgage Loan Corporation $3,320,000 $2,985,000 -10.1% 0.1%
Banterra Bank $2,975,000 n/a 0.1%
GRANITE FEDERAL CREDIT UNION $2,280,000 $2,965,000 30.0% 0.1%
BELEM SERVICING LLC $730,000 $2,955,000 304.8% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $445,000 $2,830,000 536.0% 0.0%
PENTAGON FEDERAL CREDIT UNION $3,160,000 $2,775,000 -12.2% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,680,000 n/a 0.0%
Ameris Bank $4,270,000 $2,640,000 -38.2% 0.0%
BETTER MORTGAGE CORPORATION $1,410,000 $2,510,000 78.0% 0.0%
SPRING EQ, LLC $985,000 $2,455,000 149.2% 0.0%
Franklin Loan Corporation $2,360,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,975,000 $2,235,000 13.2% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,195,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $1,105,000 $2,190,000 98.2% 0.0%
NMSI, INC. $2,155,000 n/a 0.0%
NBH Bank $2,955,000 $2,115,000 -28.4% 0.0%
Firefighters First Federal Credit Union $480,000 $2,090,000 335.4% 0.0%
Commerce Home Mortgage, Inc. $1,495,000 $2,035,000 36.1% 0.0%
Stifel Bank and Trust $3,985,000 $1,955,000 -50.9% 0.0%
CHEVRON $1,665,000 $1,900,000 14.1% 0.0%
Union Bank and Trust Company $1,845,000 n/a 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $1,930,000 $1,810,000 -6.2% 0.0%
Utah Power $2,870,000 $1,790,000 -37.6% 0.0%
NORTHROP GRUMMAN Federal Credit Union $5,105,000 $1,765,000 -65.4% 0.0%
DELTA COMMUNITY CREDIT UNION $630,000 $1,755,000 178.6% 0.0%
LADERA LENDING, INC. $1,585,000 $1,715,000 8.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,705,000 n/a 0.0%
Truist $560,000 $1,685,000 200.9% 0.0%
A&D Mortgage LLC $1,670,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $1,670,000 n/a 0.0%
M&T Bank $1,695,000 $1,600,000 -5.6% 0.0%
TOP FLITE FINANCIAL, INC. $1,610,000 $1,595,000 -0.9% 0.0%
Raymond James Bank $3,410,000 $1,580,000 -53.7% 0.0%
Northwest Farm Credit Services, FLCA $355,000 $1,570,000 342.3% 0.0%
Ally Bank $940,000 $1,530,000 62.8% 0.0%
Goldwater Bank, N.A. $1,090,000 $1,530,000 40.4% 0.0%
SIRVA MORTGAGE, INC. $2,180,000 $1,510,000 -30.7% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,475,000 n/a 0.0%
ORIX REAL ESTATE CAPITAL, LLC $23,325,000 $1,475,000 -93.7% 0.0%
MORTGAGEONE, INC. $1,235,000 $1,470,000 19.0% 0.0%
Bell Bank $1,445,000 n/a 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,445,000 n/a 0.0%
Network Funding, L.P. $9,475,000 $1,420,000 -85.0% 0.0%
ZILLOW HOME LOANS, LLC $1,020,000 $1,360,000 33.3% 0.0%
Armed Forces Bank $1,355,000 n/a 0.0%
Cornerstone First Mortgage, Inc $2,715,000 $1,340,000 -50.6% 0.0%
HORIZON UTAH Federal Credit Union $2,045,000 $1,320,000 -35.5% 0.0%
V.I.P. MORTGAGE, INC. $880,000 $1,300,000 47.7% 0.0%
SCENIC OAKS FUNDING, INC. $1,285,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $1,280,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $1,270,000 n/a 0.0%
Strong Home Mortgage, LLC $1,260,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $3,705,000 $1,205,000 -67.5% 0.0%
TBI MORTGAGE COMPANY $1,000,000 $1,190,000 19.0% 0.0%
MOVEMENT MORTGAGE, LLC $2,980,000 $1,185,000 -60.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $1,180,000 n/a 0.0%
Granite Community Bank $1,155,000 n/a 0.0%
First National Bank of America $795,000 $1,115,000 40.3% 0.0%
NP, Inc. $670,000 $1,105,000 64.9% 0.0%
ARC HOME LLC $1,690,000 $1,070,000 -36.7% 0.0%
DOMINION FINANCIAL SERVICES, LLC $350,000 $1,065,000 204.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,770,000 $1,055,000 -40.4% 0.0%
Fifth Third Bank $800,000 $1,025,000 28.1% 0.0%
Comerica Bank $1,005,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $995,000 n/a 0.0%
Encompass Lending Group, LP $415,000 $990,000 138.6% 0.0%
American Airlines Federal Credit Union $985,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,680,000 $975,000 -63.6% 0.0%
Victorian Finance, LLC $305,000 $970,000 218.0% 0.0%
QUORUM FEDERAL CREDIT UNION $230,000 $965,000 319.6% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $965,000 n/a 0.0%
NexBank $1,065,000 $945,000 -11.3% 0.0%
DHI MORTGAGE COMPANY, LTD. $6,085,000 $870,000 -85.7% 0.0%
Prosperity Home Mortgage, LLC $315,000 $870,000 176.2% 0.0%
IDAHO CENTRAL $860,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,695,000 $855,000 -49.6% 0.0%
Citizens Bank $1,015,000 $805,000 -20.7% 0.0%
Goldman Sachs Bank USA $805,000 n/a 0.0%
GEORGIA'S OWN $975,000 $760,000 -22.1% 0.0%
SeaTrust Mortgage Company $745,000 $755,000 1.3% 0.0%
First Savings Bank $2,985,000 $730,000 -75.5% 0.0%
NORWICH COMMERCIAL GROUP, INC. $730,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $705,000 $705,000 0.0% 0.0%
Commerce Bank $695,000 n/a 0.0%
FIDELITY BANK $695,000 n/a 0.0%
Waterstone Mortgage Corporation $345,000 $695,000 101.4% 0.0%
Central Bank $795,000 $675,000 -15.1% 0.0%
Meridian Bank Corporation $665,000 n/a 0.0%
GTE Federal Credit Union $475,000 $635,000 33.7% 0.0%
Home Mortgage Alliance Corp $610,000 n/a 0.0%
LENDINGONE, LLC $610,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $605,000 n/a 0.0%
American Mortgage Bank, LLC $595,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $595,000 n/a 0.0%
THE MORTGAGE LINK, INC. $575,000 n/a 0.0%
Texana Bank $570,000 n/a 0.0%
North American Savings Bank, F.S.B. $375,000 $555,000 48.0% 0.0%
RESIDENTIAL BANCORP $550,000 n/a 0.0%
Summit Mortgage Corporation $545,000 n/a 0.0%
Axos Bank $1,440,000 $525,000 -63.5% 0.0%
OAKTREE FUNDING CORP. $420,000 $525,000 25.0% 0.0%
United Nations Federal Credit Union $525,000 n/a 0.0%
First United Bank and Trust Company $515,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $2,630,000 $515,000 -80.4% 0.0%
Warsaw Federal Savings and Loan Association $505,000 $515,000 2.0% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $505,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $505,000 n/a 0.0%
North American Banking Company $505,000 n/a 0.0%
GMFS LLC $450,000 $500,000 11.1% 0.0%
First-Citizens Bank & Trust Company $1,500,000 $495,000 -67.0% 0.0%
TOWER $255,000 $480,000 88.2% 0.0%
Old National Bank $415,000 $455,000 9.6% 0.0%
TRANSWEST CREDIT UNION $455,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $295,000 $445,000 50.8% 0.0%
OPEN MORTGAGE, LLC $260,000 $445,000 71.2% 0.0%
ANDREWS FEDERAL CREDIT UNION $435,000 n/a 0.0%
Ixonia Bank $615,000 $435,000 -29.3% 0.0%
City Lending Inc. $430,000 n/a 0.0%
GENEVA FINANCIAL, LLC $2,840,000 $425,000 -85.0% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $375,000 $425,000 13.3% 0.0%
NuVision Federal Credit Union $405,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $435,000 $405,000 -6.9% 0.0%
F&A Federal Credit Union $395,000 n/a 0.0%
HOME TOWN FUNDING, INC. $395,000 n/a 0.0%
EVERETT FINANCIAL, INC. $2,195,000 $390,000 -82.2% 0.0%
STAR ONE CREDIT UNION $85,000 $385,000 352.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,160,000 $370,000 -68.1% 0.0%
Farmers Bank & Trust $600,000 $365,000 -39.2% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $365,000 n/a 0.0%
Nations Lending Corporation $365,000 $365,000 0.0% 0.0%
FIRST TECHNOLOGY $350,000 n/a 0.0%
Bethpage Federal Credit Union $255,000 $335,000 31.4% 0.0%
Watermark Capital, Inc. $685,000 $325,000 -52.6% 0.0%
BTC BANK $315,000 n/a 0.0%
Peoples Bank $390,000 $275,000 -29.5% 0.0%
RESIDENTIAL MORTGAGE, LLC $275,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $275,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $245,000 n/a 0.0%
AFFINITY $225,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $225,000 n/a 0.0%
VANTAGE WEST $225,000 n/a 0.0%
FUNDLOANS CAPITAL $325,000 $215,000 -33.8% 0.0%
First Community Bank $205,000 n/a 0.0%
BM Real Estate Services, Inc. $295,000 $185,000 -37.3% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $640,000 $185,000 -71.1% 0.0%
HighTechLending Inc $370,000 $165,000 -55.4% 0.0%
Baxter Credit Union $205,000 $160,000 -22.0% 0.0%
AMERITRUST MORTGAGE CORPORATION $155,000 n/a 0.0%
NASA Federal Credit Union $155,000 n/a 0.0%
Quontic Bank $155,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $145,000 n/a 0.0%
Signature Federal Credit Union $135,000 n/a 0.0%
KINECTA $805,000 $125,000 -84.5% 0.0%
Gateway First Bank $1,405,000 $120,000 -91.5% 0.0%
HomeTrust Bank $2,065,000 $115,000 -94.4% 0.0%
I.L.W.U. CREDIT UNION $105,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $375,000 $95,000 -74.7% 0.0%
Southwest Airlines Federal Credit Union $500,000 $85,000 -83.0% 0.0%
Northwest Federal Credit Union $75,000 n/a 0.0%
WINGS FINANCIAL $65,000 n/a 0.0%
Alpine Credit Union $65,000 $35,000 -46.2% 0.0%
Service Federal Credit Union $430,000 $35,000 -91.9% 0.0%

OGDEN - CLEARFIELD's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.9% market share. In second place, with 9.3%, is AMERICA FIRST, having originated $544,300,000 in loans. In third place, with 5.9%, is INTERCAP LENDING INC., having originated $343,705,000 in loans. In fourth place, with 5.3%, is GUILD MORTGAGE COMPANY, having originated $309,640,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $288,355,000 in loans.


OGDEN - CLEARFIELD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - OGDEN - CLEARFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $356,400 (6.1%) $421,843 (9.5%) 1.32 945
2018-02-01 $372,475 (3.1%) $447,565 (9.5%) 1.35 868
2018-03-01 $389,900 (5.3%) $467,890 (10.3%) 1.37 877
2018-04-01 $390,420 (2.8%) $470,775 (8.5%) 1.32 947
2018-05-01 $389,900 (3.4%) $473,675 (10.1%) 1.30 1,065
2018-06-01 $389,900 (5.0%) $474,379 (11.7%) 1.30 1,171
2018-07-01 $381,400 (5.9%) $466,500 (12.7%) 1.27 1,307
2018-08-01 $374,925 (7.2%) $453,037 (11.0%) 1.26 1,461
2018-09-01 $369,950 (8.9%) $445,001 (11.6%) 1.24 1,593
2018-10-01 $368,250 (8.8%) $448,438 (11.4%) 1.25 1,593
2018-11-01 $367,475 (6.9%) $450,541 (11.8%) 1.25 1,526
2018-12-01 $375,000 (7.2%) $464,467 (14.8%) 1.29 1,371
2019-01-01 $384,900 (8.0%) $484,545 (14.9%) 1.33 1,214
2019-02-01 $389,450 (4.6%) $488,713 (9.2%) 1.32 1,153
2019-03-01 $400,854 (2.8%) $506,938 (8.4%) 1.31 1,116
2019-04-01 $414,950 (6.3%) $517,267 (9.9%) 1.32 1,155
2019-05-01 $399,900 (2.6%) $503,683 (6.3%) 1.25 1,286
2019-06-01 $399,000 (2.3%) $497,912 (5.0%) 1.25 1,348
2019-07-01 $394,310 (3.4%) $491,300 (5.3%) 1.23 1,411
2019-08-01 $385,787 (2.9%) $486,155 (7.3%) 1.22 1,439
2019-09-01 $374,038 (1.1%) $474,771 (6.7%) 1.20 1,501
2019-10-01 $364,900 (-0.9%) $469,349 (4.7%) 1.18 1,529
2019-11-01 $367,940 (0.1%) $469,656 (4.2%) 1.21 1,404
2019-12-01 $377,450 (0.7%) $491,886 (5.9%) 1.26 1,127
2020-01-01 $395,625 (2.8%) $543,558 (12.2%) 1.32 922
2020-02-01 $402,100 (3.3%) $575,382 (17.7%) 1.32 795
2020-03-01 $410,851 (2.5%) $584,331 (15.3%) 1.29 858
2020-04-01 $399,093 (-3.8%) $523,479 (1.2%) 1.25 1,095
2020-05-01 $425,565 (6.4%) $578,130 (14.8%) 1.29 911
2020-06-01 $454,500 (13.9%) $625,271 (25.6%) 1.34 796
2020-07-01 $462,800 (17.4%) $632,599 (28.8%) 1.34 674
2020-08-01 $446,997 (15.9%) $639,893 (31.6%) 1.28 553
2020-09-01 $446,870 (19.5%) $640,548 (34.9%) 1.28 498
2020-10-01 $457,000 (25.2%) $683,053 (45.5%) 1.31 442
2020-11-01 $468,725 (27.4%) $728,509 (55.1%) 1.37 390
2020-12-01 $473,425 (25.4%) $777,895 (58.2%) 1.41 310
2021-01-01 $500,000 (26.4%) $770,285 (41.7%) 1.49 258
2021-02-01 $483,720 (20.3%) $813,353 (41.4%) 1.41 220
2021-03-01 $466,200 (13.5%) $781,237 (33.7%) 1.32 244
2021-04-01 $485,150 (21.6%) $768,430 (46.8%) 1.31 250
2021-05-01 $520,000 (22.2%) $764,640 (32.3%) 1.38 302
2021-06-01 $493,450 (8.6%) $712,585 (14.0%) 1.30 424
2021-07-01 $482,500 (4.3%) $654,788 (3.5%) 1.27 457
2021-08-01 $495,675 (10.9%) $672,428 (5.1%) 1.32 547
2021-09-01 $495,612 (10.9%) $650,149 (1.5%) 1.32 592
2021-10-01 $491,900 (7.6%) $625,662 (-8.4%) 1.31 569
2021-11-01 $491,704 (4.9%) $619,854 (-14.9%) 1.31 501
2021-12-01 $510,634 (7.9%) $650,869 (-16.3%) 1.38 363
2022-01-01 $499,950 (0.0%) $636,046 (-17.4%) 1.35 239
2022-02-01 $534,950 (10.6%) $687,938 (-15.4%) 1.39 247
2022-03-01 $525,000 (12.6%) $687,296 (-12.0%) 1.31 299
2022-04-01 $565,000 (16.5%) $709,081 (-7.7%) 1.35 435
2022-05-01 $580,000 (11.5%) $696,923 (-8.9%) 1.33 719
2022-06-01 $585,000 (18.6%) $689,209 (-3.3%) 1.30 1,029
2022-07-01 $562,000 (16.5%) $645,505 (-1.4%) 1.27 1,459
2022-08-01 $545,450 (10.0%) $637,143 (-5.3%) 1.26 1,660
2022-09-01 $537,445 (8.4%) $633,227 (-2.6%) 1.26 1,709
2022-10-01 $529,995 (7.7%) $623,928 (-0.3%) 1.25 1,755
2022-11-01 $524,745 (6.7%) $616,971 (-0.5%) 1.26 1,686
2022-12-01 $525,485 (2.9%) $625,772 (-3.9%) 1.30 1,467
2023-01-01 $544,500 (8.9%) $651,618 (2.5%) 1.35 1,178
2023-02-01 $553,288 (3.4%) $677,770 (-1.5%) 1.34 1,037
2023-03-01 $575,000 (9.5%) $679,475 (-1.1%) 1.36 964
2023-04-01 $599,800 (6.2%) $704,833 (-0.6%) 1.39 877
2023-05-01 $596,745 (2.9%) $695,223 (-0.2%) 1.35 999
2023-06-01 $589,950 (0.9%) $700,904 (1.7%) 1.33 1,083
2023-07-01 $585,000 (4.1%) $721,538 (11.8%) 1.33 1,167
2023-08-01 $575,000 (5.4%) $715,872 (12.4%) 1.32 1,250
2023-09-01 $574,945 (7.0%) $698,404 (10.3%) 1.34 1,360
2023-10-01 $557,248 (5.1%) $694,364 (11.3%) 1.31 1,389
2023-11-01 $550,000 (4.8%) $692,496 (12.2%) 1.31 1,373
2023-12-01 $550,000 (4.7%) $693,606 (10.8%) 1.34 1,149
2024-01-01 $559,947 (2.8%) $703,987 (8.0%) 1.37 1,020
2024-02-01 $565,000 (2.1%) $708,070 (4.5%) 1.36 882
2024-03-01 $564,995 (-1.7%) $711,758 (4.8%) 1.33 850
2024-04-01 $576,000 (-4.0%) $724,595 (2.8%) 1.34 912
2024-05-01 $589,722 (-1.2%) $745,853 (7.3%) 1.34 1,056
2024-06-01 $575,000 (-2.5%) $728,427 (3.9%) 1.31 1,237
2024-07-01 $572,000 (-2.2%) $720,399 (-0.2%) 1.31 1,368
2024-08-01 $563,950 (-1.9%) $715,680 (0.0%) 1.31 1,406
2024-09-01 $566,700 (-1.4%) $704,564 (0.9%) 1.33 1,514
2024-10-01 $544,950 (-2.2%) $693,162 (-0.2%) 1.28 1,557
2024-11-01 $539,900 (-1.8%) $674,970 (-2.5%) 1.30 1,547
2024-12-01 $535,000 (-2.7%) $678,764 (-2.1%) 1.33 1,278
2025-01-01 $525,000 (-6.2%) $671,064 (-4.7%) 1.31 1,234
2025-02-01 $519,575 (-8.0%) $668,350 (-5.6%) 1.26 1,261
2025-03-01 $529,000 (-6.4%) $673,206 (-5.4%) 0.00 1,334
OGDEN - CLEARFIELD's median listing price for 2025-03-01 was $529,000, a difference of $-35,995 (-6.4%) versus the prior year and $9,425 versus the prior month.

OGDEN - CLEARFIELD's median listing price comes in at 0% of the national average.

OGDEN - CLEARFIELD's average listing price for 2025-03-01 was $673,206, a difference of $-38,552 (-5.4%) versus the prior year and $4,856 versus the prior month.

For the 2025-03-01 period, OGDEN - CLEARFIELD had 1,334 MLS listings, a difference of 73 listings (6%) versus the prior month and 484 listings (57%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - OGDEN - CLEARFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 53 days 2,979 sqft
2018-02-01 39 days 3,061 sqft
2018-03-01 33 days 3,178 sqft
2018-04-01 31 days 3,165 sqft
2018-05-01 29 days 3,100 sqft
2018-06-01 32 days 3,106 sqft
2018-07-01 33 days 3,012 sqft
2018-08-01 33 days 2,928 sqft
2018-09-01 35 days 2,879 sqft
2018-10-01 39 days 2,864 sqft
2018-11-01 45 days 2,843 sqft
2018-12-01 53 days 2,891 sqft
2019-01-01 61 days 2,989 sqft
2019-02-01 48 days 3,007 sqft
2019-03-01 40 days 3,088 sqft
2019-04-01 37 days 3,142 sqft
2019-05-01 30 days 3,057 sqft
2019-06-01 32 days 3,024 sqft
2019-07-01 34 days 2,969 sqft
2019-08-01 36 days 2,875 sqft
2019-09-01 37 days 2,776 sqft
2019-10-01 38 days 2,706 sqft
2019-11-01 44 days 2,694 sqft
2019-12-01 54 days 2,756 sqft
2020-01-01 66 days 2,932 sqft
2020-02-01 37 days 2,974 sqft
2020-03-01 24 days 2,948 sqft
2020-04-01 28 days 2,820 sqft
2020-05-01 40 days 2,975 sqft
2020-06-01 30 days 3,049 sqft
2020-07-01 31 days 2,925 sqft
2020-08-01 24 days 2,738 sqft
2020-09-01 22 days 2,695 sqft
2020-10-01 20 days 2,598 sqft
2020-11-01 23 days 2,665 sqft
2020-12-01 31 days 2,485 sqft
2021-01-01 26 days 2,475 sqft
2021-02-01 9 days 2,626 sqft
2021-03-01 3 days 2,417 sqft
2021-04-01 4 days 2,559 sqft
2021-05-01 8 days 2,668 sqft
2021-06-01 9 days 2,432 sqft
2021-07-01 11 days 2,361 sqft
2021-08-01 15 days 2,403 sqft
2021-09-01 17 days 2,408 sqft
2021-10-01 22 days 2,322 sqft
2021-11-01 24 days 2,264 sqft
2021-12-01 37 days 2,395 sqft
2022-01-01 37 days 2,318 sqft
2022-02-01 22 days 2,421 sqft
2022-03-01 21 days 2,253 sqft
2022-04-01 19 days 2,404 sqft
2022-05-01 23 days 2,458 sqft
2022-06-01 25 days 2,528 sqft
2022-07-01 31 days 2,377 sqft
2022-08-01 38 days 2,373 sqft
2022-09-01 45 days 2,375 sqft
2022-10-01 50 days 2,376 sqft
2022-11-01 57 days 2,352 sqft
2022-12-01 66 days 2,384 sqft
2023-01-01 73 days 2,446 sqft
2023-02-01 57 days 2,501 sqft
2023-03-01 48 days 2,573 sqft
2023-04-01 44 days 2,712 sqft
2023-05-01 37 days 2,667 sqft
2023-06-01 38 days 2,669 sqft
2023-07-01 43 days 2,628 sqft
2023-08-01 45 days 2,533 sqft
2023-09-01 46 days 2,536 sqft
2023-10-01 48 days 2,509 sqft
2023-11-01 54 days 2,502 sqft
2023-12-01 65 days 2,456 sqft
2024-01-01 71 days 2,445 sqft
2024-02-01 57 days 2,477 sqft
2024-03-01 46 days 2,459 sqft
2024-04-01 39 days 2,543 sqft
2024-05-01 35 days 2,670 sqft
2024-06-01 40 days 2,506 sqft
2024-07-01 44 days 2,502 sqft
2024-08-01 50 days 2,494 sqft
2024-09-01 50 days 2,460 sqft
2024-10-01 50 days 2,375 sqft
2024-11-01 57 days 2,354 sqft
2024-12-01 65 days 2,317 sqft
2025-01-01 73 days 2,268 sqft
2025-02-01 62 days 2,245 sqft
2025-03-01 0 days 2,287 sqft
OGDEN - CLEARFIELD's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

OGDEN - CLEARFIELD's median square footage for active listings during the 2025-03-01 period was 2,287 sqft. One year prior, the average listing was 2,459 sqft.

OGDEN-CLEARFIELD, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 8,629 $3,684,095,000 $426,943
Refi 3,269 $926,945,000 $283,556
Home Improvement 3,001 $314,925,000 $104,940
Other 2,817 $274,415,000 $97,414
Cash Out Refi 2,242 $654,610,000 $291,976

Ogden - Clearfield's most frequently cited loan purpose was Home Purchase, with 8,629 originations. The 2nd most popular reason was Refi, with 3,269 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 7,050 $2,638,750,000 $374,291
7-8% 5,156 $1,033,750,000 $200,495
Over 8% 4,221 $537,455,000 $127,329
5-6% 3,068 $1,426,730,000 $465,036
4-5% 255 $94,975,000 $372,451
<2.5% 59 $7,895,000 $133,814
2.5-3% 35 $11,775,000 $336,429
3-4% 30 $9,120,000 $304,000

During 2024, Ogden - Clearfield's most frequently originated rate bucket was 6-7%, with 7,050 originations.

Loan Sizing (OGDEN-CLEARFIELD, UT MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 6,006 $308,450,000 $51,357
$200k-400k 5,374 $1,663,230,000 $309,496
$400k-600k 4,125 $1,973,095,000 $478,326
$100k-200k 2,989 $408,165,000 $136,556
$600k-1000k 1,280 $902,460,000 $705,047
$Over $1MM 184 $599,590,000 $3,258,641

OGDEN - CLEARFIELD's loan sizing saw the bucket of loans from $100,000 or less with 6,006 originations, totaling $308,450,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 6,430 $396,840,000 $61,717
80-100% 5,882 $2,685,180,000 $456,508
20-40% 2,921 $502,885,000 $172,162
60-80% 2,618 $1,360,810,000 $519,790
40-60% 1,519 $592,945,000 $390,352
Over 100% 279 $136,535,000 $489,373

OGDEN - CLEARFIELD's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 6,430 originations, totaling $396,840,000 in origination value.