OGDEN - CLEARFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Ogden - Clearfield averaged
6.92%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
6.79% and
one month ago for the week of 2023-10-26, the
average rate was 7.39%.
Ogden - Clearfield's average rate one year ago was 6.38%.
For refis of the same type during the week of 2023-11-30, the average rate
was 6.28%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
| Ogden - Clearfield 30 Year Fixed Rate | 2023-11-30 | 6.92% |
| Ogden - Clearfield 30 Year Fixed Rate Refi | 2023-11-30 | 6.28% |
| Ogden - Clearfield 15 Year Fixed Rate | 2023-11-30 | 6.5% |
| Ogden - Clearfield 15 Year Fixed Rate Refi | 2023-11-30 | 6.21% |
| Ogden - Clearfield 30 Year FHA | 2023-11-30 | 6.55% |
| Ogden - Clearfield 30 Year FHA Refi | 2023-11-30 | 5.19% |
| Ogden - Clearfield 30 Year USDA | 2023-11-30 | 6.9% |
| Ogden - Clearfield 30 Year USDA Refi | 2023-11-30 | 6.9% |
| Ogden - Clearfield 30 Year VA | 2023-11-30 | 6.25% |
| Ogden - Clearfield 30 Year VA Refi | 2023-11-30 | 4.32% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OGDEN-CLEARFIELD, UT.
OGDEN - CLEARFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OGDEN-CLEARFIELD, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OGDEN - CLEARFIELD Average Closing Costs & Other Stats
OGDEN-CLEARFIELD, UT's 244 lenders originated 30,367
loans during 2022. The total origination value was $8,893,495,000, with an average loan value of
$292,867.
OGDEN - CLEARFIELD's average closing costs are $5,688.
The top OGDEN - CLEARFIELD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,295 loans originated. Their average total fees are
$6,289, which is $1,442
lower than the next largest lender,
ACADEMY MORTGAGE CORPORATION.
The lowest fee OGDEN - CLEARFIELD lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($610), HOMEAMERICAN MORTGAGE CORPORATION ($961), EVERETT FINANCIAL, INC. ($2,108), DHI MORTGAGE COMPANY, LTD. ($3,310) and Zions Bank ($3,653).
The lowest rate OGDEN - CLEARFIELD lenders (with over 10 loans originated) are
STEARNS LENDING, LLC (3.49%), Morgan Stanley Private Bank (3.51%), Chicago Mortgage Solutions LLC (3.53%), Ally Bank (3.76%) and BETTER MORTGAGE CORPORATION (3.80%).
OGDEN-CLEARFIELD, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,647,540,000 | $814,180,000 | -50.6% | 9.2% |
| AMERICA FIRST | $970,750,000 | $782,270,000 | -19.4% | 8.8% |
| GOLDENWEST | $600,690,000 | $450,885,000 | -24.9% | 5.1% |
| ACADEMY MORTGAGE CORPORATION | $865,575,000 | $428,550,000 | -50.5% | 4.8% |
| INTERCAP LENDING INC. | $699,335,000 | $427,300,000 | -38.9% | 4.8% |
| QUICKEN LOANS, LLC | $970,405,000 | $358,450,000 | -63.1% | 4.0% |
| MOUNTAIN AMERICA | $380,115,000 | $345,500,000 | -9.1% | 3.9% |
| Zions Bancorporation, N.A. | $192,660,000 | $218,700,000 | 13.5% | 2.5% |
| HOME POINT FINANCIAL CORPORATION | $490,190,000 | $184,895,000 | -62.3% | 2.1% |
| CITYWIDE HOME LOANS, LLC | $343,915,000 | $162,375,000 | -52.8% | 1.8% |
| FIRST COLONY MORTGAGE CORPORATION | $245,510,000 | $142,370,000 | -42.0% | 1.6% |
| KeyBank | $110,175,000 | $140,080,000 | 27.1% | 1.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $191,115,000 | $112,175,000 | -41.3% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $166,575,000 | $109,450,000 | -34.3% | 1.2% |
| CALIBER HOME LOANS, INC. | $260,615,000 | $107,695,000 | -58.7% | 1.2% |
| LOANDEPOT.COM, LLC | $259,160,000 | $106,185,000 | -59.0% | 1.2% |
| Bank of Utah | $167,220,000 | $103,265,000 | -38.2% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $238,870,000 | $99,175,000 | -58.5% | 1.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $229,845,000 | $93,815,000 | -59.2% | 1.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $167,005,000 | $90,095,000 | -46.1% | 1.0% |
| CASTLE & COOKE MORTGAGE, LLC | $185,920,000 | $88,015,000 | -52.7% | 1.0% |
| Wells Fargo Bank | $187,240,000 | $87,390,000 | -53.3% | 1.0% |
| GUILD MORTGAGE COMPANY | $157,380,000 | $80,065,000 | -49.1% | 0.9% |
| MY MOVE MORTGAGE, LLC | $141,660,000 | $79,145,000 | -44.1% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $330,810,000 | $76,285,000 | -76.9% | 0.9% |
| Washington Federal Bank | $17,845,000 | $71,140,000 | 298.7% | 0.8% |
| SECURITY SERVICE | $48,050,000 | $70,595,000 | 46.9% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $150,365,000 | $69,240,000 | -54.0% | 0.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $175,195,000 | $68,225,000 | -61.1% | 0.8% |
| U.S. Bank | $96,305,000 | $68,220,000 | -29.2% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $156,360,000 | $65,605,000 | -58.0% | 0.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $214,950,000 | $61,170,000 | -71.5% | 0.7% |
| RANLIFE, INC. | $139,165,000 | $60,485,000 | -56.5% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $101,305,000 | $59,370,000 | -41.4% | 0.7% |
| GUARANTEED RATE, INC. | $74,245,000 | $55,865,000 | -24.8% | 0.6% |
| VERITAS FUNDING, LLC | $107,880,000 | $54,315,000 | -49.7% | 0.6% |
| VAN DYK MORTGAGE CORPORATION | $96,165,000 | $53,630,000 | -44.2% | 0.6% |
| JPMorgan Chase Bank | $92,870,000 | $53,190,000 | -42.7% | 0.6% |
| PNC Bank | $1,585,000 | $52,705,000 | 3,225.2% | 0.6% |
| Mortgage Research Center, LLC | $84,900,000 | $51,725,000 | -39.1% | 0.6% |
| CANOPY MORTGAGE, LLC | $264,375,000 | $49,095,000 | -81.4% | 0.6% |
| Wasatch Peaks Federal Credit Union | $22,705,000 | $45,710,000 | 101.3% | 0.5% |
| LENDINGONE, LLC | $45,010,000 | n/a | 0.5% | |
| Cache Valley Bank | $76,145,000 | $43,140,000 | -43.3% | 0.5% |
| DIRECT MORTGAGE, CORP. | $107,330,000 | $42,970,000 | -60.0% | 0.5% |
| BROKER SOLUTIONS, INC. | $162,150,000 | $41,765,000 | -74.2% | 0.5% |
| SWBC MORTGAGE CORPORATION | $117,165,000 | $41,230,000 | -64.8% | 0.5% |
| UTAH FIRST | $29,390,000 | $37,410,000 | 27.3% | 0.4% |
| WALKER & DUNLOP, LLC | $17,285,000 | $37,175,000 | 115.1% | 0.4% |
| Grandbridge Real Estate Capital LLC | $17,100,000 | $36,310,000 | 112.3% | 0.4% |
| Glacier Bank | $57,275,000 | $36,235,000 | -36.7% | 0.4% |
| Deseret First Credit Union | $34,375,000 | $35,520,000 | 3.3% | 0.4% |
| Arbor Realty Trust, Inc. | $3,050,000 | $34,030,000 | 1,015.7% | 0.4% |
| SECURITY HOME MORTGAGE, LLC. | $70,440,000 | $33,265,000 | -52.8% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $60,610,000 | $33,210,000 | -45.2% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $38,085,000 | $33,195,000 | -12.8% | 0.4% |
| HomeStreet Bank | $33,065,000 | n/a | 0.4% | |
| CBRE MULTIFAMILY CAPITAL, INC. | $46,830,000 | $32,680,000 | -30.2% | 0.4% |
| Flagstar Bank, FSB | $72,630,000 | $32,140,000 | -55.7% | 0.4% |
| Citibank | $73,970,000 | $29,540,000 | -60.1% | 0.3% |
| University First Federal Credit Union | $44,170,000 | $29,265,000 | -33.7% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $23,595,000 | $29,020,000 | 23.0% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $28,655,000 | $28,485,000 | -0.6% | 0.3% |
| EAGLE HOME MORTGAGE, LLC | $16,260,000 | $28,005,000 | 72.2% | 0.3% |
| PHH Mortgage Corporation | $31,520,000 | $27,395,000 | -13.1% | 0.3% |
| Network Funding, L.P. | $46,050,000 | $27,115,000 | -41.1% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $29,060,000 | $26,980,000 | -7.2% | 0.3% |
| LONGBRIDGE FINANCIAL, LLC | $12,400,000 | $25,670,000 | 107.0% | 0.3% |
| WEBER STATE FEDERAL CREDIT UNION | $28,475,000 | $25,215,000 | -11.4% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $35,755,000 | $24,490,000 | -31.5% | 0.3% |
| INSPIRE HOME LOANS INC. | $19,780,000 | $24,490,000 | 23.8% | 0.3% |
| CYPRUS Federal Credit Union | $20,915,000 | $24,395,000 | 16.6% | 0.3% |
| NEWREZ LLC | $86,500,000 | $23,500,000 | -72.8% | 0.3% |
| AMWEST FUNDING CORP. | $40,705,000 | $22,715,000 | -44.2% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $20,655,000 | $22,375,000 | 8.3% | 0.3% |
| EVERETT FINANCIAL, INC. | $9,495,000 | $21,870,000 | 130.3% | 0.2% |
| READYCAP COMMERCIAL, LLC | $11,810,000 | $21,545,000 | 82.4% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $23,655,000 | $21,410,000 | -9.5% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $32,870,000 | $21,275,000 | -35.3% | 0.2% |
| Utah Mortgage Loan Corporation | $47,800,000 | $20,355,000 | -57.4% | 0.2% |
| S1L, Inc. | $31,995,000 | $19,335,000 | -39.6% | 0.2% |
| John Hancock Life Insurance Company (U.S.A.) | $19,205,000 | n/a | 0.2% | |
| J. VIRGIL, INC. | $33,915,000 | $18,870,000 | -44.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $53,280,000 | $18,840,000 | -64.6% | 0.2% |
| The Federal Savings Bank | $59,175,000 | $17,865,000 | -69.8% | 0.2% |
| UTAH COMMUNITY | $15,170,000 | $17,770,000 | 17.1% | 0.2% |
| D. L. Evans Bank | $25,280,000 | $17,460,000 | -30.9% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $17,095,000 | n/a | 0.2% | |
| LOANPAL, LLC | $54,060,000 | $16,915,000 | -68.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $62,070,000 | $16,620,000 | -73.2% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $28,090,000 | $16,360,000 | -41.8% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $415,000 | $15,830,000 | 3,714.5% | 0.2% |
| NBH Bank | $32,015,000 | $14,900,000 | -53.5% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $67,355,000 | $14,395,000 | -78.6% | 0.2% |
| M&T Realty Capital Corporation | $7,535,000 | $14,275,000 | 89.4% | 0.2% |
| BETTER MORTGAGE CORPORATION | $76,810,000 | $13,620,000 | -82.3% | 0.2% |
| LENDSURE MORTGAGE CORP. | $5,010,000 | $13,565,000 | 170.8% | 0.2% |
| AMERICAN ADVISORS GROUP | $19,200,000 | $13,165,000 | -31.4% | 0.1% |
| Northpointe Bank | $34,875,000 | $12,990,000 | -62.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $10,390,000 | $12,855,000 | 23.7% | 0.1% |
| Carrington Mortgage Services, LLC | $21,140,000 | $12,365,000 | -41.5% | 0.1% |
| Gateway First Bank | $31,750,000 | $12,085,000 | -61.9% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $11,495,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $24,260,000 | $11,355,000 | -53.2% | 0.1% |
| CMG MORTGAGE, INC. | $12,995,000 | $11,350,000 | -12.7% | 0.1% |
| USAA Federal Savings Bank | $21,210,000 | $11,205,000 | -47.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $11,175,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $8,460,000 | $11,150,000 | 31.8% | 0.1% |
| BERKELEY POINT CAPITAL LLC | $11,105,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $12,920,000 | $10,765,000 | -16.7% | 0.1% |
| GRANITE FEDERAL CREDIT UNION | $10,690,000 | $10,210,000 | -4.5% | 0.1% |
| Bank of America | $23,965,000 | $10,175,000 | -57.5% | 0.1% |
| NBKC BANK | $28,150,000 | $10,025,000 | -64.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $11,810,000 | $9,760,000 | -17.4% | 0.1% |
| The Huntington National Bank | $2,270,000 | $9,735,000 | 328.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $11,960,000 | $9,585,000 | -19.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $49,405,000 | $9,570,000 | -80.6% | 0.1% |
| Citadel Servicing Corporation | $4,150,000 | $9,100,000 | 119.3% | 0.1% |
| Morgan Stanley Private Bank | $5,920,000 | $9,085,000 | 53.5% | 0.1% |
| TBI MORTGAGE COMPANY | $3,275,000 | $9,065,000 | 176.8% | 0.1% |
| MORIA DEVELOPMENT, INC. | $17,140,000 | $9,045,000 | -47.2% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $18,850,000 | $8,940,000 | -52.6% | 0.1% |
| Plains Commerce Bank | $11,375,000 | $8,925,000 | -21.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $8,650,000 | $8,675,000 | 0.3% | 0.1% |
| Bank of the West | $6,845,000 | $8,580,000 | 25.3% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $38,145,000 | $8,575,000 | -77.5% | 0.1% |
| North American Savings Bank, F.S.B. | $20,770,000 | $8,055,000 | -61.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $14,315,000 | $7,705,000 | -46.2% | 0.1% |
| Utah Power | $7,915,000 | $7,435,000 | -6.1% | 0.1% |
| OCMBC, INC. | $3,705,000 | $7,105,000 | 91.8% | 0.1% |
| Chicago Mortgage Solutions LLC | $30,635,000 | $6,770,000 | -77.9% | 0.1% |
| Ally Bank | $10,820,000 | $6,600,000 | -39.0% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $6,585,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,700,000 | $6,405,000 | 12.4% | 0.1% |
| STEARNS LENDING, LLC | $87,400,000 | $6,235,000 | -92.9% | 0.1% |
| KELLER MORTGAGE, LLC | $19,695,000 | $6,185,000 | -68.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $30,535,000 | $5,875,000 | -80.8% | 0.1% |
| Victorian Finance, LLC | $18,490,000 | $5,640,000 | -69.5% | 0.1% |
| AXIA FINANCIAL, LLC | $8,715,000 | $5,520,000 | -36.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,755,000 | $5,315,000 | 92.9% | 0.1% |
| Northwest Farm Credit Services, FLCA | $690,000 | $5,300,000 | 668.1% | 0.1% |
| Discover Bank | $2,460,000 | $5,250,000 | 113.4% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $19,195,000 | $4,920,000 | -74.4% | 0.1% |
| First Guaranty Mortgage Corporation | $11,135,000 | $4,905,000 | -55.9% | 0.1% |
| First Republic Bank | $780,000 | $4,685,000 | 500.6% | 0.1% |
| Strong Home Mortgage, LLC | $15,070,000 | $4,685,000 | -68.9% | 0.1% |
| SPRING EQ, LLC | $365,000 | $4,145,000 | 1,035.6% | 0.0% |
| BNC National Bank | $6,775,000 | $4,115,000 | -39.3% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $1,340,000 | $3,785,000 | 182.5% | 0.0% |
| Commerce Home Mortgage, Inc. | $3,440,000 | $3,700,000 | 7.6% | 0.0% |
| NEST HOME LENDING, LLC | $5,645,000 | $3,625,000 | -35.8% | 0.0% |
| NEXERA HOLDING LLC | $1,650,000 | $3,575,000 | 116.7% | 0.0% |
| HighTechLending Inc | $1,315,000 | $3,515,000 | 167.3% | 0.0% |
| Watermark Capital, Inc. | $9,255,000 | $3,510,000 | -62.1% | 0.0% |
| ALLIANT CREDIT UNION | $1,375,000 | $3,380,000 | 145.8% | 0.0% |
| Charles Schwab Bank, SSB | $3,260,000 | $3,320,000 | 1.8% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $16,850,000 | $3,305,000 | -80.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $2,690,000 | $3,305,000 | 22.9% | 0.0% |
| Truist | $6,860,000 | $3,305,000 | -51.8% | 0.0% |
| PLANET HOME LENDING, LLC | $2,790,000 | $3,260,000 | 16.8% | 0.0% |
| Great Southern Bank | $3,250,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $3,405,000 | $3,220,000 | -5.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $16,360,000 | $3,210,000 | -80.4% | 0.0% |
| Bank of England | $4,345,000 | $3,205,000 | -26.2% | 0.0% |
| Northbrook Bank & Trust | $3,110,000 | n/a | 0.0% | |
| Banner Bank | $8,005,000 | $3,105,000 | -61.2% | 0.0% |
| GEORGIA'S OWN | $1,380,000 | $3,075,000 | 122.8% | 0.0% |
| HORIZON UTAH Federal Credit Union | $4,815,000 | $3,060,000 | -36.4% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $2,960,000 | $2,970,000 | 0.3% | 0.0% |
| The Central Trust Bank | $2,420,000 | $2,910,000 | 20.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $10,225,000 | $2,885,000 | -71.8% | 0.0% |
| SUN AMERICAN MORTGAGE COMPANY | $8,245,000 | $2,810,000 | -65.9% | 0.0% |
| BENCH EQUITY L.L.C. | $1,865,000 | $2,765,000 | 48.3% | 0.0% |
| Magnolia Bank | $8,845,000 | $2,725,000 | -69.2% | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | $42,220,000 | $2,675,000 | -93.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,735,000 | $2,610,000 | 50.4% | 0.0% |
| FirstBank | $17,670,000 | $2,555,000 | -85.5% | 0.0% |
| GENEVA FINANCIAL, LLC | $3,805,000 | $2,525,000 | -33.6% | 0.0% |
| Nations Lending Corporation | $9,285,000 | $2,480,000 | -73.3% | 0.0% |
| SourceOne Financial, Inc. | $5,085,000 | $2,470,000 | -51.4% | 0.0% |
| M&T Bank | $2,485,000 | $2,305,000 | -7.2% | 0.0% |
| BMO Harris Bank | $355,000 | $2,295,000 | 546.5% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $570,000 | $2,280,000 | 300.0% | 0.0% |
| BELEM SERVICING LLC | $5,680,000 | $2,270,000 | -60.0% | 0.0% |
| Old National Bank | $405,000 | $2,245,000 | 454.3% | 0.0% |
| Citizens Bank | $2,350,000 | $2,195,000 | -6.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $6,685,000 | $2,140,000 | -68.0% | 0.0% |
| CHEVRON | $590,000 | $2,080,000 | 252.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $5,120,000 | $2,060,000 | -59.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,675,000 | $2,035,000 | 21.5% | 0.0% |
| ANB Bank | $2,005,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,990,000 | n/a | 0.0% | |
| Amalgamated Bank | $1,890,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $1,875,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $4,700,000 | $1,865,000 | -60.3% | 0.0% |
| UNIVERSITY CREDIT UNION | $1,830,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $1,805,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $21,670,000 | $1,790,000 | -91.7% | 0.0% |
| SOFI LENDING CORP. | $7,865,000 | $1,745,000 | -77.8% | 0.0% |
| Armed Forces Bank | $375,000 | $1,700,000 | 353.3% | 0.0% |
| Ameris Bank | $405,000 | $1,680,000 | 314.8% | 0.0% |
| MidFirst Bank | $1,680,000 | n/a | 0.0% | |
| TRANSWEST CREDIT UNION | $1,010,000 | $1,675,000 | 65.8% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $345,000 | $1,670,000 | 384.1% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,470,000 | $1,660,000 | -32.8% | 0.0% |
| RBC Bank, (Georgia) | $1,655,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $155,000 | $1,615,000 | 941.9% | 0.0% |
| TJC Mortgage, Inc. | $1,615,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $1,335,000 | $1,550,000 | 16.1% | 0.0% |
| Paramount Bank | $520,000 | $1,530,000 | 194.2% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,610,000 | $1,500,000 | -6.8% | 0.0% |
| Simmons Bank | $345,000 | $1,470,000 | 326.1% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,865,000 | $1,455,000 | -85.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,125,000 | $1,425,000 | -32.9% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $5,390,000 | $1,425,000 | -73.6% | 0.0% |
| Farmers Bank & Trust | $3,130,000 | $1,420,000 | -54.6% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $980,000 | $1,410,000 | 43.9% | 0.0% |
| HomeTrust Bank | $785,000 | $1,330,000 | 69.4% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,545,000 | $1,320,000 | -14.6% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,345,000 | $1,315,000 | -43.9% | 0.0% |
| WINGS FINANCIAL | $155,000 | $1,315,000 | 748.4% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,265,000 | $1,305,000 | 3.2% | 0.0% |
| Florida Capital Bank | $2,770,000 | $1,230,000 | -55.6% | 0.0% |
| Comerica Bank | $1,125,000 | $1,205,000 | 7.1% | 0.0% |
| First National Bank of America | $790,000 | $1,160,000 | 46.8% | 0.0% |
| Texana Bank | $2,795,000 | $1,150,000 | -58.9% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $1,135,000 | n/a | 0.0% | |
| ADVANCIAL | $1,130,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $1,100,000 | n/a | 0.0% | |
| Fifth Third Bank | $2,210,000 | $1,080,000 | -51.1% | 0.0% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $2,180,000 | $1,070,000 | -50.9% | 0.0% |
| MORTGAGEONE, INC. | $850,000 | $1,040,000 | 22.4% | 0.0% |
| Silicon Valley Bank | $325,000 | $1,030,000 | 216.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $405,000 | $975,000 | 140.7% | 0.0% |
| Security First Bank | $975,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $1,785,000 | $955,000 | -46.5% | 0.0% |
| Baxter Credit Union | $35,000 | $955,000 | 2,628.6% | 0.0% |
| Luther Burbank Savings | $945,000 | n/a | 0.0% | |
| Commerce Bank | $905,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $265,000 | $880,000 | 232.1% | 0.0% |
| ADVANTAGE PLUS | $495,000 | $865,000 | 74.7% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $8,200,000 | $850,000 | -89.6% | 0.0% |
| Axos Bank | $1,715,000 | $845,000 | -50.7% | 0.0% |
| NFM, INC. | $845,000 | n/a | 0.0% | |
| Rock Canyon Bank | $3,935,000 | $845,000 | -78.5% | 0.0% |
| BNY Mellon | $805,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $800,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $7,730,000 | $785,000 | -89.8% | 0.0% |
| First-Citizens Bank & Trust Company | $765,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $380,000 | $765,000 | 101.3% | 0.0% |
| Stifel Bank and Trust | $1,415,000 | $765,000 | -45.9% | 0.0% |
| Bank of Idaho | $740,000 | $740,000 | 0.0% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $730,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,615,000 | $720,000 | -72.5% | 0.0% |
| Central Bank | $2,305,000 | $715,000 | -69.0% | 0.0% |
| FUNDLOANS CAPITAL | $700,000 | n/a | 0.0% | |
| First Federal Bank | $2,545,000 | $690,000 | -72.9% | 0.0% |
| GTE Federal Credit Union | $680,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,925,000 | $675,000 | -64.9% | 0.0% |
| OPEN MORTGAGE, LLC | $1,465,000 | $675,000 | -53.9% | 0.0% |
| First Savings Bank | $1,595,000 | $670,000 | -58.0% | 0.0% |
| NexBank | $670,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $1,400,000 | $665,000 | -52.5% | 0.0% |
| Sunflower Bank | $455,000 | $665,000 | 46.2% | 0.0% |
| UBS Bank USA | $2,105,000 | $665,000 | -68.4% | 0.0% |
| UMB Bank | $2,395,000 | $665,000 | -72.2% | 0.0% |
| CORPORATE AMERICA FAMILY | $645,000 | n/a | 0.0% | |
| Gold Coast Bank | $645,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $1,410,000 | $620,000 | -56.0% | 0.0% |
| Eagle Bank and Trust Company | $965,000 | $615,000 | -36.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $605,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $595,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $1,595,000 | $585,000 | -63.3% | 0.0% |
| INTELLILOAN, INC. | $585,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $2,515,000 | $575,000 | -77.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $255,000 | $570,000 | 123.5% | 0.0% |
| Arvest Bank | $3,920,000 | $565,000 | -85.6% | 0.0% |
| Grand Valley Bank | $555,000 | n/a | 0.0% | |
| Umpqua Bank | $155,000 | $545,000 | 251.6% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $2,305,000 | $540,000 | -76.6% | 0.0% |
| JAMES B. NUTTER & COMPANY | $195,000 | $525,000 | 169.2% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $385,000 | $515,000 | 33.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $615,000 | $495,000 | -19.5% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $495,000 | n/a | 0.0% | |
| Allied First Bank,sb | $485,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $485,000 | n/a | 0.0% | |
| Logan Finance Corporation | $475,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $1,775,000 | $455,000 | -74.4% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $455,000 | n/a | 0.0% | |
| UNITED SECURITY FINANCIAL CORP | $7,470,000 | $445,000 | -94.0% | 0.0% |
| RESIDENTIAL BANCORP. | $435,000 | n/a | 0.0% | |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $425,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $11,750,000 | $425,000 | -96.4% | 0.0% |
| BECKAM FUNDING CORP. | $2,065,000 | $415,000 | -79.9% | 0.0% |
| Cf Bank | $745,000 | $415,000 | -44.3% | 0.0% |
| Core Bank | $385,000 | $415,000 | 7.8% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $685,000 | $415,000 | -39.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,945,000 | $415,000 | -78.7% | 0.0% |
| Deere Employees Credit Union | $650,000 | $405,000 | -37.7% | 0.0% |
| Waterstone Mortgage Corporation | $1,025,000 | $405,000 | -60.5% | 0.0% |
| Mid-Continent Funding, Inc. | $1,615,000 | $395,000 | -75.5% | 0.0% |
| Prosperity Home Mortgage, LLC | $650,000 | $395,000 | -39.2% | 0.0% |
| FIRST TECHNOLOGY | $1,370,000 | $390,000 | -71.5% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $375,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $375,000 | n/a | 0.0% | |
| Raymond James Bank | $375,000 | n/a | 0.0% | |
| JLB CORPORATION | $370,000 | n/a | 0.0% | |
| BEEHIVE | $765,000 | $365,000 | -52.3% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $545,000 | $365,000 | -33.0% | 0.0% |
| Mutual Federal Bank | $365,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $1,305,000 | $355,000 | -72.8% | 0.0% |
| CORNING | $355,000 | n/a | 0.0% | |
| Heritage Bank & Trust | $325,000 | n/a | 0.0% | |
| Renasant Bank | $315,000 | $325,000 | 3.2% | 0.0% |
| Peoples Bank | $315,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $450,000 | $310,000 | -31.1% | 0.0% |
| Austin Capital Bank SSB | $2,250,000 | $305,000 | -86.4% | 0.0% |
| Quontic Bank | $305,000 | n/a | 0.0% | |
| First Western Trust Bank | $520,000 | $295,000 | -43.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $540,000 | $290,000 | -46.3% | 0.0% |
| DATA MORTGAGE, INC. | $3,260,000 | $270,000 | -91.7% | 0.0% |
| Amerifirst Financial, Inc. | $2,805,000 | $255,000 | -90.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,290,000 | $245,000 | -81.0% | 0.0% |
| Operating Engineers Local Union #3 | $595,000 | $245,000 | -58.8% | 0.0% |
| Bethpage Federal Credit Union | $355,000 | $230,000 | -35.2% | 0.0% |
| Willamette Valley Bank | $1,410,000 | $215,000 | -84.8% | 0.0% |
| DIGITAL Federal Credit Union | $205,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $205,000 | n/a | 0.0% | |
| Figure Lending LLC | $170,000 | n/a | 0.0% | |
| NP, Inc. | $1,590,000 | $165,000 | -89.6% | 0.0% |
| First Home Bank | $5,650,000 | $155,000 | -97.3% | 0.0% |
| First Midwest Bank | $305,000 | $155,000 | -49.2% | 0.0% |
| Regions Bank | $335,000 | $155,000 | -53.7% | 0.0% |
| Bell Bank | $145,000 | n/a | 0.0% | |
| Service Federal Credit Union | $35,000 | $145,000 | 314.3% | 0.0% |
| PARSONS Federal Credit Union | $135,000 | n/a | 0.0% | |
| First Interstate Bank | $105,000 | n/a | 0.0% | |
| State Bank of Southern Utah | $105,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $285,000 | $95,000 | -66.7% | 0.0% |
| Ardent Federal Credit Union | $75,000 | n/a | 0.0% | |
| ALL IN | $65,000 | n/a | 0.0% | |
| Alpine Credit Union | $65,000 | n/a | 0.0% |
OGDEN - CLEARFIELD's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.2% market share. In second place, with 8.8%, is AMERICA FIRST, having originated $782,270,000 in loans. In third place, with 5.1%, is GOLDENWEST, having originated $450,885,000 in loans. In fourth place, with 4.8%, is ACADEMY MORTGAGE CORPORATION, having originated $428,550,000 in loans. In fifth place, with 4.8%, is INTERCAP LENDING INC., having originated $427,300,000 in loans.
OGDEN-CLEARFIELD, UT Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 84010 | Ogden-Clearfield, UT | $890 | $980 | $1,210 | $1,680 | $2,040 |
| 84011 | Ogden-Clearfield, UT | $880 | $970 | $1,200 | $1,670 | $2,020 |
| 84014 | Ogden-Clearfield, UT | $970 | $1,060 | $1,320 | $1,830 | $2,230 |
| 84015 | Ogden-Clearfield, UT | $880 | $970 | $1,200 | $1,670 | $2,020 |
| 84016 | Ogden-Clearfield, UT | $880 | $970 | $1,200 | $1,670 | $2,020 |
| 84017 | Ogden-Clearfield, UT | $960 | $1,060 | $1,310 | $1,820 | $2,210 |
| 84018 | Ogden-Clearfield, UT | $960 | $1,060 | $1,310 | $1,820 | $2,210 |
| 84025 | Ogden-Clearfield, UT | $920 | $1,020 | $1,260 | $1,750 | $2,130 |
| 84037 | Ogden-Clearfield, UT | $820 | $900 | $1,120 | $1,560 | $1,890 |
| 84040 | Ogden-Clearfield, UT | $1,110 | $1,220 | $1,510 | $2,100 | $2,550 |
| 84041 | Ogden-Clearfield, UT | $890 | $980 | $1,210 | $1,680 | $2,040 |
| 84050 | Ogden-Clearfield, UT | $960 | $1,060 | $1,310 | $1,820 | $2,210 |
| 84054 | Ogden-Clearfield, UT | $900 | $990 | $1,230 | $1,710 | $2,080 |
| 84056 | Ogden-Clearfield, UT | $1,010 | $1,110 | $1,370 | $1,900 | $2,310 |
| 84067 | Ogden-Clearfield, UT | $840 | $930 | $1,150 | $1,600 | $1,940 |
| 84075 | Ogden-Clearfield, UT | $1,220 | $1,340 | $1,660 | $2,310 | $2,800 |
| 84087 | Ogden-Clearfield, UT | $1,080 | $1,190 | $1,470 | $2,040 | $2,480 |
| 84089 | Ogden-Clearfield, UT | $880 | $970 | $1,200 | $1,670 | $2,020 |
| 84116 | Ogden-Clearfield, UT | $850 | $1,020 | $1,220 | $1,690 | $1,900 |
| 84310 | Ogden-Clearfield, UT | $810 | $890 | $1,110 | $1,530 | $1,860 |
| 84315 | Ogden-Clearfield, UT | $1,050 | $1,150 | $1,430 | $1,990 | $2,410 |
| 84317 | Ogden-Clearfield, UT | $910 | $1,010 | $1,240 | $1,730 | $2,100 |
| 84401 | Ogden-Clearfield, UT | $750 | $820 | $1,020 | $1,420 | $1,720 |
| 84402 | Ogden-Clearfield, UT | $730 | $800 | $990 | $1,380 | $1,670 |
| 84403 | Ogden-Clearfield, UT | $720 | $790 | $980 | $1,360 | $1,650 |
| 84404 | Ogden-Clearfield, UT | $770 | $850 | $1,050 | $1,460 | $1,770 |
| 84405 | Ogden-Clearfield, UT | $730 | $800 | $990 | $1,380 | $1,670 |
| 84408 | Ogden-Clearfield, UT | $730 | $800 | $990 | $1,380 | $1,670 |
| 84409 | Ogden-Clearfield, UT | $730 | $800 | $990 | $1,380 | $1,670 |
| 84412 | Ogden-Clearfield, UT | $730 | $800 | $990 | $1,380 | $1,670 |
| 84414 | Ogden-Clearfield, UT | $870 | $960 | $1,190 | $1,650 | $2,010 |
| 84415 | Ogden-Clearfield, UT | $730 | $800 | $990 | $1,380 | $1,670 |
2022 Average & Median Rent Data Statistics
OGDEN-CLEARFIELD, UT average 1BR rent: $971, median: $970
OGDEN-CLEARFIELD, UT average 2BR rent: $1,201, median: $1,200
OGDEN-CLEARFIELD, UT average 3BR rent: $1,669, median: $1,670
OGDEN-CLEARFIELD, UT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 10,854 | $4,702,570,000 | $433,257 |
| Cash Out Refi | 6,094 | $1,902,880,000 | $312,255 |
| Home Improvement | 5,433 | $562,175,000 | $103,474 |
| Refi | 4,522 | $1,271,930,000 | $281,276 |
| Other | 3,463 | $434,735,000 | $125,537 |
| NA | 1 | $19,205,000 | $19,205,000 |
Ogden - Clearfield's most frequently cited loan purpose was Home Purchase, with 10,854 originations. The 2nd most popular reason was Cash Out Refi, with 6,094 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 7,928 | $2,425,980,000 | $306,002 |
| 4-5% | 7,810 | $2,561,220,000 | $327,941 |
| 5-6% | 6,338 | $1,942,470,000 | $306,480 |
| 6-7% | 2,987 | $744,775,000 | $249,339 |
| 2.5-3% | 1,549 | $521,475,000 | $336,653 |
| <2.5% | 1,482 | $335,020,000 | $226,059 |
| 7-8% | 1,316 | $204,640,000 | $155,502 |
| Over 8% | 947 | $91,695,000 | $96,827 |
During 2022, Ogden - Clearfield's most frequently originated rate bucket was 3-4%, with 7,928 originations.
Loan Sizing (OGDEN-CLEARFIELD, UT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 10,231 | $3,059,895,000 | $299,081 |
| $100,000 or less | 7,590 | $389,920,000 | $51,373 |
| $400k-600k | 5,576 | $2,665,230,000 | $477,982 |
| $100k-200k | 4,970 | $699,030,000 | $140,650 |
| $600k-1000k | 1,701 | $1,171,165,000 | $688,516 |
| $Over $1MM | 299 | $908,255,000 | $3,037,642 |
OGDEN - CLEARFIELD's loan sizing saw the bucket of loans from $200k-400k with 10,231 originations, totaling $3,059,895,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 8,135 | $506,645,000 | $62,280 |
| 80-100% | 6,946 | $3,109,320,000 | $447,642 |
| 60-80% | 6,178 | $2,696,040,000 | $436,394 |
| 20-40% | 4,459 | $789,635,000 | $177,088 |
| 40-60% | 4,164 | $1,511,420,000 | $362,973 |
| Over 100% | 339 | $222,195,000 | $655,442 |
OGDEN - CLEARFIELD's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 8,135 originations, totaling $506,645,000 in origination value.