OGDEN - CLEARFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ogden - Clearfield averaged 6.31% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.4% and one month ago for the week of 2024-11-07, the average rate was 6.5%.

Ogden - Clearfield's average rate one year ago was 6.84%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.71%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Ogden - Clearfield 30 Year Fixed Rate 2024-12-12 6.31%
Ogden - Clearfield 30 Year Fixed Rate Refi 2024-12-12 6.71%
Ogden - Clearfield 15 Year Fixed Rate 2024-12-12 5.96%
Ogden - Clearfield 15 Year Fixed Rate Refi 2024-12-12 7.36%
Ogden - Clearfield 30 Year FHA 2024-12-12 6%
Ogden - Clearfield 30 Year FHA Refi 2024-12-12 6.28%
Ogden - Clearfield 30 Year USDA 2024-12-12 6.2%
Ogden - Clearfield 30 Year USDA Refi 2024-12-12 6.4%
Ogden - Clearfield 30 Year VA 2024-12-12 5.87%
Ogden - Clearfield 30 Year VA Refi 2024-12-12 6.18%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OGDEN-CLEARFIELD, UT.

OGDEN - CLEARFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OGDEN-CLEARFIELD, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 852 6.59% $7,622
INTERCAP LENDING INC. 391 6.76% $7,505
ACADEMY MORTGAGE CORPORATION 356 6.70% $9,603
QUICKEN LOANS, LLC 339 6.66% $7,620
AMERICA FIRST 159 6.64% $5,816
GOLDENWEST 123 6.50% $6,822
PROVIDENT FUNDING ASSOCIATES, L.P. 123 6.49% $5,513
FIRST COLONY MORTGAGE CORPORATION 120 6.56% $9,114
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 119 6.74% $6,557
Bank of Utah 111 6.39% $5,969
MY MOVE MORTGAGE, LLC 100 6.23% $7,256
PRIMARY RESIDENTIAL MORTGAGE, INC. 84 6.78% $8,146
GUILD MORTGAGE COMPANY 83 6.70% $8,881
CITYWIDE HOME LOANS, LLC 82 6.36% $8,802
AMERICAN PACIFIC MORTGAGE CORPORATION 76 6.78% $6,001
CARDINAL FINANCIAL 71 6.59% $9,729
CASTLE & COOKE MORTGAGE, LLC 70 6.76% $9,187
MOUNTAIN AMERICA 63 6.52% $7,782
JPMorgan Chase Bank 49 6.51% $4,715
Wells Fargo Bank 48 6.14% $5,600
PENNYMAC LOAN SERVICES, LLC 48 6.62% $7,948
SWBC MORTGAGE CORPORATION 43 6.84% $4,171
U.S. Bank 42 6.62% $5,016
RANLIFE, INC. 42 6.61% $8,711
Zions Bank 42 6.11% $4,335
SECURITYNATIONAL MORTGAGE COMPANY 41 6.83% $9,202
Century Mortgage Company DBA Century Lending Company 37 6.71% $7,736
VERITAS FUNDING, LLC 35 6.57% $10,437
PRIMELENDING, A PLAINSCAPITAL COMPANY 33 6.62% $8,519
DIRECT MORTGAGE, CORP. 31 6.72% $6,787
EAGLE HOME MORTGAGE, LLC 31 5.03% $9,152
SECURITY SERVICE 30 6.18% $22,090
Cache Valley Bank 29 6.41% $5,626
CROSSCOUNTRY MORTGAGE, LLC 29 6.89% $7,374
GUARANTEED RATE AFFINITY, LLC 28 6.49% $6,177
CANOPY MORTGAGE, LLC 27 6.54% $8,863
SECURITY HOME MORTGAGE, LLC. 26 6.70% $9,407
The Loan Store, Inc. 26 6.92% $8,243
KeyBank 25 6.22% $7,719
ARK-LA-TEX FINANCIAL SERVICES, LLC. 25 7.06% $6,454
VAN DYK MORTGAGE CORPORATION 25 6.70% $4,483
American Mortgage & Equity Consultants, Inc. 23 6.77% $9,773
Mr. Cooper ( Nationstar Mortgage ) 23 6.67% $11,568
NEWREZ LLC 21 6.87% $6,961
GUARANTEED RATE, INC. 21 6.60% $7,030
Glacier Bank 21 6.57% $10,608
Plains Commerce Bank 20 6.62% $7,531
NAVY FEDERAL CREDIT UNION 19 5.80% $4,369
Deseret First Credit Union 18 6.84% $7,273
AMERISAVE MORTGAGE CORPORATION 16 6.21% $9,356
INSPIRE HOME LOANS INC. 15 6.04% $5,393
CHARTWAY FEDERAL CREDIT UNION 15 6.02% $7,688
BROKER SOLUTIONS, INC. 15 6.98% $8,248
Sierra Pacific Mortgage Company, Inc. 15 6.67% $8,427
WEBER STATE FEDERAL CREDIT UNION 14 6.84% $4,669
University First Federal Credit Union 14 6.58% $9,434
ON Q FINANCIAL, INC. 14 7.17% $8,685
BMO Harris Bank 13 6.52% $6,587
Network Funding, L.P. 13 6.61% $8,575
S1L, Inc. 12 6.74% $7,870
MORIA DEVELOPMENT, INC. 12 7.11% $8,472
Northpointe Bank 12 6.48% $8,414
LOANDEPOT.COM, LLC 12 6.76% $9,558
CORNERSTONE HOME LENDING, INC. 12 6.46% $6,961
Washington Federal Bank 11 6.47% $14,941
PREMIA MORTGAGE, LLC 11 6.42% $2,714
FREEDOM MORTGAGE CORPORATION 11 7.00% $10,440
CITY FIRST MORTGAGE SERVICES, L.L.C. 10 6.48% $10,001
NBKC BANK 10 6.95% $2,661
The Huntington National Bank 10 6.06% $6,312
Flagstar Bank, FSB 9 7.03% $10,569
CLM MORTGAGE, INC 9 6.35% $4,553
CYPRUS Federal Credit Union 9 6.74% $5,183
Paramount Residential Mortgage Group, Inc. 9 6.96% $7,945
UNION HOME MORTGAGE CORP. 9 6.47% $8,512
LENDSURE MORTGAGE CORP. 8 8.50% $17,364
Morgan Stanley Private Bank 8 5.75% $3,690
DHI MORTGAGE COMPANY, LTD. 8 5.92% $2,964
CMG MORTGAGE, INC. 8 6.29% $7,724
NEXERA HOLDING LLC 8 8.27% $17,864
Ameris Bank 7 6.37% $5,264
MUTUAL OF OMAHA MORTGAGE, INC. 7 6.27% $8,224
J. VIRGIL, INC. 6 6.06% $7,720
Cornerstone First Mortgage, Inc 6 6.23% $9,846
CHURCHILL MORTGAGE CORPORATION 6 7.23% $8,675
NATIONS RELIABLE LENDING, LLC 6 6.14% $11,226
GRANITE FEDERAL CREDIT UNION 6 7.31% $4,776
HOMEAMERICAN MORTGAGE CORPORATION 6 6.08% $808
SUN AMERICAN MORTGAGE COMPANY 5 6.72% $7,364
BAY EQUITY LLC 5 6.24% $8,363
MOVEMENT MORTGAGE, LLC 5 6.56% $11,426
GUARANTY HOME MORTGAGE CORPORATION 5 5.78% $10,334
UTAH COMMUNITY 5 6.83% $5,873
Citadel Servicing Corporation 5 9.13% $10,867
AMERICAN FINANCING CORPORATION 5 7.30% $9,761
Utah Power 4 5.41% $6,865
EVERETT FINANCIAL, INC. 4 6.53% $4,669
Carrington Mortgage Services, LLC 4 6.03% $6,532
OCMBC, INC. 4 8.66% $17,452
Stifel Bank and Trust 4 6.13% $3,140
AXIA FINANCIAL, LLC 4 6.03% $10,233
BETTER MORTGAGE CORPORATION 4 5.88% $8,892
Raymond James Bank 4 5.25% $3,443
LOANPAL, LLC 4 6.37% $11,260
AMERICAN FINANCIAL NETWORK, INC. 4 6.88% $5,257
Bank of America 4 6.19% $6,947
Utah Mortgage Loan Corporation 4 6.34% $3,973
ARC HOME LLC 4 8.06% $9,469
PLAZA HOME MORTGAGE, INC. 3 7.08% $7,049
FBC MORTGAGE, LLC 3 4.99% $5,933
First National Bank of America 3 9.83% $9,998
HOMESIDE FINANCIAL, LLC 3 6.79% $7,668
HOMEXPRESS MORTGAGE CORP. 3 9.00% $12,059
MID AMERICA MORTGAGE, INC. 3 6.88% $10,057
NEST HOME LENDING, LLC 3 6.29% $8,223
NexBank 3 6.67% $10,329
ONY GLO, INC. 3 6.54% $6,477
PLANET HOME LENDING, LLC 3 6.29% $5,477
Bank of England 3 6.79% $10,044
UBS Bank USA 2 6.06% $5,824
PENTAGON FEDERAL CREDIT UNION 2 5.75% $7,053
NATIONS DIRECT MORTGAGE, LLC 2 7.94% $16,666
First-Citizens Bank & Trust Company 2 5.19% $3,740
Union Savings Bank 2 6.81% $7,839
M&T Bank 2 6.63% $5,236
Charles Schwab Bank, SSB 2 6.09% $10,958
Citibank 2 6.94% $14,943
Axos Bank 2 7.25% $10,173
Chicago Mortgage Solutions LLC 2 5.69% $5,915
Fifth Third Bank 2 6.81% $5,955
NBH Bank 2 6.13% $4,653
SIRVA MORTGAGE, INC. 2 6.75% $1,647
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 6.81% $9,691
Goldwater Bank, N.A. 2 6.56% $6,936
CHEVRON 2 6.06% $1,819
BELEM SERVICING LLC 2 7.00% $9,861
BEEHIVE 2 5.81% $8,893
TBI MORTGAGE COMPANY 2 5.56% $5,097
Neighborhood Loans, Inc. 2 6.06% $15,785
GENEVA FINANCIAL, LLC 2 6.31% $8,434
First Federal Savings Bank of Twin Falls 2 7.13% $6,390
BNY Mellon 2 6.06% $3,885
LAKEVIEW LOAN SERVICING, LLC 2 7.56% $6,968
BM Real Estate Services, Inc. 1 7.38% $3,308
Prosperity Home Mortgage, LLC 1 7.25% $3,089
Commerce Home Mortgage, Inc. 1 8.13% $26,294
Regions Bank 1 7.75% $7,308
Royal Credit Union 1 5.99% $8,594
Gateway First Bank 1 6.75% $16,012
SeaTrust Mortgage Company 1 7.38% $9,364
Discover Bank 1 6.24% $0
GARDNER FINANCIAL SERVICES, LTD. 1 7.63% $4,164
Semper Home Loans, Inc. 1 5.88% $2,933
FLAT BRANCH MORTGAGE, INC. 1 7.13% $4,068
STAR ONE CREDIT UNION 1 6.13% $3,419
First Western Trust Bank 1 6.75% $0
First Republic Bank 1 4.65% $3,519
SUN WEST MORTGAGE COMPANY, INC. 1 7.50% $6,716
First Horizon Bank 1 7.25% $5,794
The Central Trust Bank 1 6.63% $4,673
The Federal Savings Bank 1 7.00% $9,179
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.75% $9,336
UMB Bank 1 5.84% $3,666
Umpqua Bank 1 7.88% $8,681
FirstBank 1 6.50% $5,734
AmeriHome Mortgage Company, LLC 1 7.50% $3,371
USAA Federal Savings Bank 1 5.75% $7,210
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.50% $4,284
First Bank 1 7.38% $4,686
Farmers Bank & Trust 1 6.38% $3,861
CRESCENT MORTGAGE COMPANY 1 7.88% $5,495
AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $6,299
Victorian Finance, LLC 1 6.63% $9,213
V.I.P. MORTGAGE, INC. 1 5.99% $5,283
Warsaw Federal Savings and Loan Association 1 8.35% $8,436
Evolve Bank & Trust 1 5.63% $4,630
Watermark Capital, Inc. 1 7.49% $4,484
Mid-America Bank 1 6.25% $7,324
LIBERTY HOME MORTGAGE CORPORATION 1 6.50% $19,776
MORTGAGEONE, INC. 1 7.13% $6,162
Mortgage Research Center, LLC 1 6.88% $2,414
Leader Bank 1 6.49% $4,717
LADERA LENDING, INC. 1 7.50% $11,048
KINECTA 1 5.63% $4,108
CHERRY CREEK MORTGAGE, LLC 1 6.50% $713
CIBC Bank USA 1 6.50% $4,534
Waterstone Mortgage Corporation 1 6.38% $10,295
ADVANCIAL 1 6.13% $3,364
D. L. Evans Bank 1 6.63% $5,280
CIBM Bank 1 7.50% $4,601
North American Savings Bank, F.S.B. 1 8.38% $12,049
JMAC LENDING, INC. 1 8.38% $6,435
Northwest Farm Credit Services, FLCA 1 7.05% $11,317
NOVA FINANCIAL & INVESTMENT CORPORATION 1 5.99% $4,059
NP, Inc. 1 7.87% $13,505
HORIZON UTAH Federal Credit Union 1 7.13% $3,103
ALAMEDA MORTGAGE CORPORATION 1 6.88% $7,949
PANORAMA MORTGAGE GROUP, LLC 1 6.13% $5,858
Heritage Bank 1 5.75% $9,015
BNC National Bank 1 5.88% $3,977
ZILLOW HOME LOANS, LLC 1 7.13% $6,364
DEEPHAVEN MORTGAGE LLC 1 7.63% $21,572
PNC Bank 1 6.38% $5,549
Hercules First Federal Credit Union 1 6.13% $8,331
PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.63% $3,168

OGDEN - CLEARFIELD Average Closing Costs & Other Stats

OGDEN-CLEARFIELD, UT's 205 lenders originated 19,038 loans during 2023. The total origination value was $5,077,910,000, with an average loan value of $266,725.

OGDEN - CLEARFIELD's average closing costs are $5,939.

The top OGDEN - CLEARFIELD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 852 loans originated. Their average total fees are $7,622, which is $117 higher than the next largest lender, INTERCAP LENDING INC..

The lowest fee OGDEN - CLEARFIELD lenders (with over 10 loans originated) are NBKC BANK ($2,661), PREMIA MORTGAGE, LLC ($2,714), SWBC MORTGAGE CORPORATION ($4,171), Zions Bank ($4,335) and NAVY FEDERAL CREDIT UNION ($4,369).

The lowest rate OGDEN - CLEARFIELD lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.03%), NAVY FEDERAL CREDIT UNION (5.80%), CHARTWAY FEDERAL CREDIT UNION (6.02%), INSPIRE HOME LOANS INC. (6.04%) and The Huntington National Bank (6.06%).

OGDEN-CLEARFIELD, UT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $814,180,000 $627,870,000 -22.9% 12.4%
AMERICA FIRST $782,270,000 $536,630,000 -31.4% 10.6%
INTERCAP LENDING INC. $427,300,000 $310,110,000 -27.4% 6.1%
ACADEMY MORTGAGE CORPORATION $428,550,000 $261,075,000 -39.1% 5.1%
GOLDENWEST $450,885,000 $236,010,000 -47.7% 4.6%
QUICKEN LOANS, LLC $358,450,000 $201,165,000 -43.9% 4.0%
MOUNTAIN AMERICA $345,500,000 $157,725,000 -54.3% 3.1%
Bank of Utah $103,265,000 $87,415,000 -15.3% 1.7%
Zions Bank $218,700,000 $86,725,000 -60.3% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $109,450,000 $83,930,000 -23.3% 1.7%
FIRST COLONY MORTGAGE CORPORATION $142,370,000 $83,755,000 -41.2% 1.6%
CITYWIDE HOME LOANS, LLC $162,375,000 $73,905,000 -54.5% 1.5%
PENNYMAC LOAN SERVICES, LLC $99,175,000 $69,930,000 -29.5% 1.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $112,175,000 $66,220,000 -41.0% 1.3%
MY MOVE MORTGAGE, LLC $79,145,000 $60,880,000 -23.1% 1.2%
CARDINAL FINANCIAL $93,815,000 $59,540,000 -36.5% 1.2%
M&T Realty Capital Corporation $14,275,000 $56,190,000 293.6% 1.1%
WALKER & DUNLOP, LLC $37,175,000 $55,505,000 49.3% 1.1%
GUILD MORTGAGE COMPANY $80,065,000 $55,310,000 -30.9% 1.1%
CASTLE & COOKE MORTGAGE, LLC $88,015,000 $54,460,000 -38.1% 1.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $68,225,000 $52,880,000 -22.5% 1.0%
Citibank $29,540,000 $51,515,000 74.4% 1.0%
SECURITY SERVICE $70,595,000 $51,440,000 -27.1% 1.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $61,170,000 $49,185,000 -19.6% 1.0%
RANLIFE, INC. $60,485,000 $45,510,000 -24.8% 0.9%
Mortgage Research Center, LLC $51,725,000 $42,820,000 -17.2% 0.8%
Century Mortgage Company DBA Century Lending Company $33,195,000 $41,375,000 24.6% 0.8%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $39,595,000 n/a 0.8%
SECURITYNATIONAL MORTGAGE COMPANY $90,095,000 $39,135,000 -56.6% 0.8%
U.S. Bank $68,220,000 $38,920,000 -42.9% 0.8%
JPMorgan Chase Bank $53,190,000 $32,910,000 -38.1% 0.6%
Plains Commerce Bank $8,925,000 $32,610,000 265.4% 0.6%
NEWREZ LLC $23,500,000 $29,240,000 24.4% 0.6%
Wells Fargo Bank $87,390,000 $29,105,000 -66.7% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $33,210,000 $28,095,000 -15.4% 0.6%
AMWEST FUNDING CORP. $22,715,000 $27,515,000 21.1% 0.5%
Cache Valley Bank $43,140,000 $26,815,000 -37.8% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $69,240,000 $24,645,000 -64.4% 0.5%
VERITAS FUNDING, LLC $54,315,000 $23,900,000 -56.0% 0.5%
ORIX REAL ESTATE CAPITAL, LLC $17,095,000 $23,325,000 36.4% 0.5%
SWBC MORTGAGE CORPORATION $41,230,000 $23,320,000 -43.4% 0.5%
GUARANTEED RATE, INC. $55,865,000 $22,945,000 -58.9% 0.5%
CBRE MULTIFAMILY CAPITAL, INC. $32,680,000 $21,650,000 -33.8% 0.4%
UTAH FIRST $37,410,000 $21,365,000 -42.9% 0.4%
GREYSTONE SERVICING COMPANY LLC $2,675,000 $21,220,000 693.3% 0.4%
BROKER SOLUTIONS, INC. $41,765,000 $21,100,000 -49.5% 0.4%
KeyBank $140,080,000 $21,100,000 -84.9% 0.4%
INSPIRE HOME LOANS INC. $24,490,000 $20,735,000 -15.3% 0.4%
NAVY FEDERAL CREDIT UNION $21,275,000 $20,575,000 -3.3% 0.4%
FREEDOM MORTGAGE CORPORATION $76,285,000 $19,860,000 -74.0% 0.4%
EAGLE HOME MORTGAGE, LLC $28,005,000 $19,660,000 -29.8% 0.4%
SECURITY HOME MORTGAGE, LLC. $33,265,000 $19,165,000 -42.4% 0.4%
Glacier Bank $36,235,000 $18,885,000 -47.9% 0.4%
University First Federal Credit Union $29,265,000 $18,765,000 -35.9% 0.4%
DIRECT MORTGAGE, CORP. $42,970,000 $18,595,000 -56.7% 0.4%
PGIM Real Estate Finance, LLC $18,505,000 n/a 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,425,000 $17,545,000 1,131.2% 0.3%
Paramount Residential Mortgage Group, Inc. $12,855,000 $16,660,000 29.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $65,605,000 $15,995,000 -75.6% 0.3%
VAN DYK MORTGAGE CORPORATION $53,630,000 $15,795,000 -70.5% 0.3%
CANOPY MORTGAGE, LLC $49,095,000 $15,670,000 -68.1% 0.3%
Deseret First Credit Union $35,520,000 $15,575,000 -56.2% 0.3%
Wasatch Peaks Federal Credit Union $45,710,000 $15,395,000 -66.3% 0.3%
LOANDEPOT.COM, LLC $106,185,000 $14,785,000 -86.1% 0.3%
GUARANTEED RATE AFFINITY, LLC $29,020,000 $14,400,000 -50.4% 0.3%
CYPRUS Federal Credit Union $24,395,000 $14,280,000 -41.5% 0.3%
PNC Bank $52,705,000 $14,255,000 -73.0% 0.3%
The Loan Store, Inc. $425,000 $14,015,000 3,197.6% 0.3%
American Mortgage & Equity Consultants, Inc. $375,000 $13,060,000 3,382.7% 0.3%
The Federal Savings Bank $17,865,000 $12,990,000 -27.3% 0.3%
WEBER STATE FEDERAL CREDIT UNION $25,215,000 $12,945,000 -48.7% 0.3%
Flagstar Bank, FSB $32,140,000 $12,065,000 -62.5% 0.2%
ON Q FINANCIAL, INC. $11,705,000 n/a 0.2%
BMO Harris Bank $2,295,000 $11,445,000 398.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,405,000 $11,110,000 73.5% 0.2%
Bank of America $10,175,000 $10,590,000 4.1% 0.2%
UTAH COMMUNITY $17,770,000 $10,550,000 -40.6% 0.2%
Northpointe Bank $12,990,000 $10,510,000 -19.1% 0.2%
Washington Federal Bank $71,140,000 $10,290,000 -85.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $9,900,000 n/a 0.2%
Sierra Pacific Mortgage Company, Inc. $15,830,000 $9,760,000 -38.3% 0.2%
CLM MORTGAGE, INC $9,490,000 n/a 0.2%
Network Funding, L.P. $27,115,000 $9,475,000 -65.1% 0.2%
NEXERA HOLDING LLC $3,575,000 $9,470,000 164.9% 0.2%
NBKC BANK $10,025,000 $9,255,000 -7.7% 0.2%
S1L, Inc. $19,335,000 $9,180,000 -52.5% 0.2%
CMG MORTGAGE, INC. $11,350,000 $8,845,000 -22.1% 0.2%
CORNERSTONE HOME LENDING, INC. $14,395,000 $8,665,000 -39.8% 0.2%
AMERISAVE MORTGAGE CORPORATION $59,370,000 $8,415,000 -85.8% 0.2%
USAA Federal Savings Bank $11,205,000 $8,365,000 -25.3% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $11,355,000 $8,145,000 -28.3% 0.2%
The Huntington National Bank $9,735,000 $7,915,000 -18.7% 0.2%
FINANCE OF AMERICA REVERSE LLC $22,375,000 $7,740,000 -65.4% 0.2%
Discover Bank $5,250,000 $7,425,000 41.4% 0.1%
PLAZA HOME MORTGAGE, INC. $7,705,000 $7,395,000 -4.0% 0.1%
MORIA DEVELOPMENT, INC. $9,045,000 $7,115,000 -21.3% 0.1%
UNION HOME MORTGAGE CORP. $11,175,000 $6,995,000 -37.4% 0.1%
VILLAGE CAPITAL MORTGAGE $9,570,000 $6,880,000 -28.1% 0.1%
Carrington Mortgage Services, LLC $12,365,000 $6,755,000 -45.4% 0.1%
PREMIA MORTGAGE, LLC $3,210,000 $6,280,000 95.6% 0.1%
PHH Mortgage Corporation $27,395,000 $6,115,000 -77.7% 0.1%
DHI MORTGAGE COMPANY, LTD. $24,490,000 $6,085,000 -75.2% 0.1%
CHARTWAY FEDERAL CREDIT UNION $1,550,000 $5,960,000 284.5% 0.1%
LENDSURE MORTGAGE CORP. $13,565,000 $5,240,000 -61.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $25,670,000 $5,235,000 -79.6% 0.1%
J. VIRGIL, INC. $18,870,000 $5,230,000 -72.3% 0.1%
NORTHROP GRUMMAN Federal Credit Union $3,785,000 $5,105,000 34.9% 0.1%
21ST MORTGAGE CORPORATION $5,315,000 $5,065,000 -4.7% 0.1%
Morgan Stanley Private Bank $9,085,000 $5,050,000 -44.4% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $28,485,000 $4,400,000 -84.6% 0.1%
D. L. Evans Bank $17,460,000 $4,360,000 -75.0% 0.1%
Ameris Bank $1,680,000 $4,270,000 154.2% 0.1%
MEMBERS FIRST CREDIT UNION $4,175,000 n/a 0.1%
Stifel Bank and Trust $765,000 $3,985,000 420.9% 0.1%
NATIONS RELIABLE LENDING, LLC $3,965,000 n/a 0.1%
OCMBC, INC. $7,105,000 $3,865,000 -45.6% 0.1%
MID AMERICA MORTGAGE, INC. $10,765,000 $3,835,000 -64.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $16,620,000 $3,805,000 -77.1% 0.1%
BAY EQUITY LLC $11,150,000 $3,785,000 -66.1% 0.1%
AMERICAN FINANCING CORPORATION $18,840,000 $3,735,000 -80.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,060,000 $3,705,000 79.9% 0.1%
Bank of England $3,205,000 $3,460,000 8.0% 0.1%
Raymond James Bank $375,000 $3,410,000 809.3% 0.1%
Utah Mortgage Loan Corporation $20,355,000 $3,320,000 -83.7% 0.1%
BNC National Bank $4,115,000 $3,315,000 -19.4% 0.1%
Figure Lending LLC $170,000 $3,305,000 1,844.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $8,675,000 $3,160,000 -63.6% 0.1%
AXIA FINANCIAL, LLC $5,520,000 $3,050,000 -44.7% 0.1%
Barrington Bank & Trust Company, N.A. $2,140,000 $3,005,000 40.4% 0.1%
First Savings Bank $670,000 $2,985,000 345.5% 0.1%
MOVEMENT MORTGAGE, LLC $26,980,000 $2,980,000 -89.0% 0.1%
NBH Bank $14,900,000 $2,955,000 -80.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $5,875,000 $2,910,000 -50.5% 0.1%
Coastal Community Bank $2,885,000 n/a 0.1%
Utah Power $7,435,000 $2,870,000 -61.4% 0.1%
GENEVA FINANCIAL, LLC $2,525,000 $2,840,000 12.5% 0.1%
University Bank $2,795,000 n/a 0.1%
SUN AMERICAN MORTGAGE COMPANY $2,810,000 $2,780,000 -1.1% 0.1%
Cornerstone First Mortgage, Inc $355,000 $2,715,000 664.8% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,670,000 $2,680,000 60.5% 0.1%
ALLIANT CREDIT UNION $3,380,000 $2,650,000 -21.6% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $6,585,000 $2,630,000 -60.1% 0.1%
Equity Prime Mortgage LLC $3,220,000 $2,615,000 -18.8% 0.1%
LOANPAL, LLC $16,915,000 $2,580,000 -84.7% 0.1%
GRANITE FEDERAL CREDIT UNION $10,210,000 $2,280,000 -77.7% 0.0%
PLANET HOME LENDING, LLC $3,260,000 $2,275,000 -30.2% 0.0%
Citadel Servicing Corporation $9,100,000 $2,200,000 -75.8% 0.0%
EVERETT FINANCIAL, INC. $21,870,000 $2,195,000 -90.0% 0.0%
SIRVA MORTGAGE, INC. $2,180,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $2,970,000 $2,105,000 -29.1% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $1,320,000 $2,080,000 57.6% 0.0%
HomeTrust Bank $1,330,000 $2,065,000 55.3% 0.0%
HORIZON UTAH Federal Credit Union $3,060,000 $2,045,000 -33.2% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,455,000 $1,975,000 35.7% 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $1,070,000 $1,930,000 80.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $570,000 $1,770,000 210.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,305,000 $1,695,000 29.9% 0.0%
M&T Bank $2,305,000 $1,695,000 -26.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,410,000 $1,695,000 20.2% 0.0%
ARC HOME LLC $1,690,000 n/a 0.0%
CHEVRON $2,080,000 $1,665,000 -20.0% 0.0%
Regions Bank $155,000 $1,655,000 967.7% 0.0%
TOP FLITE FINANCIAL, INC. $1,610,000 n/a 0.0%
LADERA LENDING, INC. $1,805,000 $1,585,000 -12.2% 0.0%
First-Citizens Bank & Trust Company $765,000 $1,500,000 96.1% 0.0%
Commerce Home Mortgage, Inc. $3,700,000 $1,495,000 -59.6% 0.0%
Axos Bank $845,000 $1,440,000 70.4% 0.0%
BETTER MORTGAGE CORPORATION $13,620,000 $1,410,000 -89.6% 0.0%
Gateway First Bank $12,085,000 $1,405,000 -88.4% 0.0%
SourceOne Financial, Inc. $2,470,000 $1,395,000 -43.5% 0.0%
NEST HOME LENDING, LLC $3,625,000 $1,325,000 -63.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,035,000 $1,320,000 -35.1% 0.0%
Charles Schwab Bank, SSB $3,320,000 $1,290,000 -61.1% 0.0%
BEEHIVE $365,000 $1,260,000 245.2% 0.0%
UBS Bank USA $665,000 $1,260,000 89.5% 0.0%
Magnolia Bank $2,725,000 $1,235,000 -54.7% 0.0%
MORTGAGEONE, INC. $1,040,000 $1,235,000 18.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $8,940,000 $1,160,000 -87.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,160,000 n/a 0.0%
FBC MORTGAGE, LLC $1,875,000 $1,135,000 -39.5% 0.0%
AmeriHome Mortgage Company, LLC $495,000 $1,105,000 123.2% 0.0%
ONY GLO, INC. $1,105,000 n/a 0.0%
Goldwater Bank, N.A. $1,090,000 n/a 0.0%
NexBank $670,000 $1,065,000 59.0% 0.0%
BNY Mellon $805,000 $1,030,000 28.0% 0.0%
CIBC Bank USA $1,025,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $800,000 $1,020,000 27.5% 0.0%
ZILLOW HOME LOANS, LLC $1,020,000 n/a 0.0%
Citizens Bank $2,195,000 $1,015,000 -53.8% 0.0%
READYCAP COMMERCIAL, LLC $21,545,000 $1,005,000 -95.3% 0.0%
LIMA ONE CAPITAL, LLC $1,615,000 $1,000,000 -38.1% 0.0%
TBI MORTGAGE COMPANY $9,065,000 $1,000,000 -89.0% 0.0%
SPRING EQ, LLC $4,145,000 $985,000 -76.2% 0.0%
GEORGIA'S OWN $3,075,000 $975,000 -68.3% 0.0%
Neighborhood Loans, Inc. $960,000 n/a 0.0%
Ally Bank $6,600,000 $940,000 -85.8% 0.0%
BENCH EQUITY L.L.C. $2,765,000 $925,000 -66.5% 0.0%
Presidential Bank, FSB $915,000 n/a 0.0%
Chicago Mortgage Solutions LLC $6,770,000 $910,000 -86.6% 0.0%
CHERRY CREEK MORTGAGE, LLC $8,575,000 $900,000 -89.5% 0.0%
Hercules First Federal Credit Union $890,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $415,000 $880,000 112.0% 0.0%
HOMESIDE FINANCIAL, LLC $9,585,000 $855,000 -91.1% 0.0%
Leader Bank $855,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $825,000 n/a 0.0%
KINECTA $805,000 n/a 0.0%
Fifth Third Bank $1,080,000 $800,000 -25.9% 0.0%
Central Bank $715,000 $795,000 11.2% 0.0%
First National Bank of America $1,160,000 $795,000 -31.5% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $760,000 n/a 0.0%
SeaTrust Mortgage Company $745,000 n/a 0.0%
BELEM SERVICING LLC $2,270,000 $730,000 -67.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $605,000 $705,000 16.5% 0.0%
Servion, Inc. $700,000 n/a 0.0%
The Central Trust Bank $2,910,000 $685,000 -76.5% 0.0%
Watermark Capital, Inc. $3,510,000 $685,000 -80.5% 0.0%
NP, Inc. $165,000 $670,000 306.1% 0.0%
First Federal Savings Bank of Twin Falls $640,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,500,000 $640,000 -57.3% 0.0%
Union Savings Bank $640,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $540,000 $630,000 16.7% 0.0%
First Horizon Bank $615,000 n/a 0.0%
Ixonia Bank $615,000 n/a 0.0%
Farmers Bank & Trust $1,420,000 $600,000 -57.7% 0.0%
Truist $3,305,000 $560,000 -83.1% 0.0%
Evolve Bank & Trust $555,000 n/a 0.0%
Heritage Bank $555,000 n/a 0.0%
HIWAY $535,000 n/a 0.0%
FirstBank $2,555,000 $505,000 -80.2% 0.0%
Toyota Financial Savings Bank $505,000 n/a 0.0%
Warsaw Federal Savings and Loan Association $505,000 n/a 0.0%
Southwest Airlines Federal Credit Union $500,000 n/a 0.0%
First Interstate Bank $105,000 $485,000 361.9% 0.0%
Firefighters First Federal Credit Union $310,000 $480,000 54.8% 0.0%
GTE Federal Credit Union $680,000 $475,000 -30.1% 0.0%
NFM, INC. $845,000 $475,000 -43.8% 0.0%
First Republic Bank $4,685,000 $465,000 -90.1% 0.0%
Sunflower Bank $665,000 $465,000 -30.1% 0.0%
Royal Credit Union $455,000 n/a 0.0%
GMFS LLC $450,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $375,000 $445,000 18.7% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $9,760,000 $440,000 -95.5% 0.0%
TOWNE MORTGAGE COMPANY $435,000 n/a 0.0%
Service Federal Credit Union $145,000 $430,000 196.6% 0.0%
UMB Bank $665,000 $425,000 -36.1% 0.0%
OAKTREE FUNDING CORP. $785,000 $420,000 -46.5% 0.0%
Encompass Lending Group, LP $415,000 n/a 0.0%
Old National Bank $2,245,000 $415,000 -81.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $515,000 $405,000 -21.4% 0.0%
Willamette Valley Bank $215,000 $405,000 88.4% 0.0%
CIBM Bank $395,000 n/a 0.0%
Mid-America Bank $395,000 n/a 0.0%
Peoples Bank $315,000 $390,000 23.8% 0.0%
AMCAP MORTGAGE, LTD. $385,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $385,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $375,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $375,000 n/a 0.0%
First Bank $375,000 n/a 0.0%
North American Savings Bank, F.S.B. $8,055,000 $375,000 -95.3% 0.0%
Semper Home Loans, Inc. $375,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $850,000 $375,000 -55.9% 0.0%
Umpqua Bank $545,000 $375,000 -31.2% 0.0%
HighTechLending Inc $3,515,000 $370,000 -89.5% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $485,000 $365,000 -24.7% 0.0%
Nations Lending Corporation $2,480,000 $365,000 -85.3% 0.0%
Northwest Farm Credit Services, FLCA $5,300,000 $355,000 -93.3% 0.0%
DOMINION FINANCIAL SERVICES, LLC $245,000 $350,000 42.9% 0.0%
Hometown Equity Mortgage, LLC $1,315,000 $345,000 -73.8% 0.0%
Waterstone Mortgage Corporation $405,000 $345,000 -14.8% 0.0%
CALIBER HOME LOANS, INC. $107,695,000 $325,000 -99.7% 0.0%
First Western Trust Bank $295,000 $325,000 10.2% 0.0%
FUNDLOANS CAPITAL $700,000 $325,000 -53.6% 0.0%
PINNACLE LENDING GROUP, INC. $325,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $315,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $575,000 $315,000 -45.2% 0.0%
Prosperity Home Mortgage, LLC $395,000 $315,000 -20.3% 0.0%
Alaska USA Federal Credit Union $305,000 n/a 0.0%
Victorian Finance, LLC $5,640,000 $305,000 -94.6% 0.0%
BM Real Estate Services, Inc. $665,000 $295,000 -55.6% 0.0%
EMBRACE HOME LOANS, INC. $2,610,000 $295,000 -88.7% 0.0%
Paramount Bank $1,530,000 $275,000 -82.0% 0.0%
OPEN MORTGAGE, LLC $675,000 $260,000 -61.5% 0.0%
Bethpage Federal Credit Union $230,000 $255,000 10.9% 0.0%
MICHIGAN MUTUAL, INC. $255,000 n/a 0.0%
TOWER $255,000 n/a 0.0%
5TH STREET CAPITAL, INC. $245,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $2,280,000 $230,000 -89.9% 0.0%
FLAT BRANCH MORTGAGE, INC. $225,000 n/a 0.0%
Baxter Credit Union $955,000 $205,000 -78.5% 0.0%
Meridian Trust Federal Credit Union $195,000 n/a 0.0%
First State Bank of St. Charles, Missouri $185,000 n/a 0.0%
United States Senate Federal Credit Union $185,000 n/a 0.0%
CANVAS CREDIT UNION $165,000 n/a 0.0%
JMAC LENDING, INC. $765,000 $165,000 -78.4% 0.0%
Connexus Credit Union $155,000 n/a 0.0%
State Department Federal Credit Union $155,000 n/a 0.0%
Lakeview Community Capital, LLC $120,000 n/a 0.0%
Blue Ridge Bank $115,000 n/a 0.0%
ADVANCIAL $1,130,000 $95,000 -91.6% 0.0%
STAR ONE CREDIT UNION $95,000 $85,000 -10.5% 0.0%
Bank of the West $8,580,000 $75,000 -99.1% 0.0%
Alpine Credit Union $65,000 $65,000 0.0% 0.0%
LOS ANGELES POLICE Federal Credit Union $65,000 n/a 0.0%

OGDEN - CLEARFIELD's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.4% market share. In second place, with 10.6%, is AMERICA FIRST, having originated $536,630,000 in loans. In third place, with 6.1%, is INTERCAP LENDING INC., having originated $310,110,000 in loans. In fourth place, with 5.1%, is ACADEMY MORTGAGE CORPORATION, having originated $261,075,000 in loans. In fifth place, with 4.6%, is GOLDENWEST, having originated $236,010,000 in loans.


OGDEN - CLEARFIELD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - OGDEN - CLEARFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $349,850 (7.7%) $413,336 (9.9%) 1.30 1,037
2018-02-01 $366,950 (4.5%) $439,011 (9.8%) 1.33 941
2018-03-01 $379,950 (4.0%) $457,408 (10.0%) 1.33 956
2018-04-01 $386,200 (3.7%) $463,257 (8.8%) 1.31 1,022
2018-05-01 $384,950 (4.2%) $465,903 (10.7%) 1.29 1,151
2018-06-01 $384,700 (5.0%) $466,443 (11.6%) 1.28 1,266
2018-07-01 $378,700 (8.2%) $460,206 (13.5%) 1.26 1,409
2018-08-01 $373,250 (9.8%) $447,646 (11.4%) 1.25 1,562
2018-09-01 $368,900 (11.5%) $439,322 (11.7%) 1.24 1,718
2018-10-01 $364,900 (10.6%) $441,854 (11.5%) 1.24 1,721
2018-11-01 $364,500 (9.7%) $444,348 (12.3%) 1.24 1,645
2018-12-01 $369,950 (8.8%) $457,098 (15.4%) 1.28 1,498
2019-01-01 $379,900 (8.6%) $475,217 (15.0%) 1.31 1,325
2019-02-01 $384,900 (4.9%) $479,999 (9.3%) 1.30 1,254
2019-03-01 $396,413 (4.3%) $497,864 (8.8%) 1.30 1,209
2019-04-01 $406,690 (5.3%) $506,640 (9.4%) 1.29 1,257
2019-05-01 $399,350 (3.7%) $495,152 (6.3%) 1.25 1,394
2019-06-01 $390,950 (1.6%) $488,464 (4.7%) 1.22 1,466
2019-07-01 $384,950 (1.7%) $480,403 (4.4%) 1.21 1,551
2019-08-01 $377,264 (1.1%) $475,781 (6.3%) 1.19 1,579
2019-09-01 $365,809 (-0.8%) $464,336 (5.7%) 1.17 1,641
2019-10-01 $357,950 (-1.9%) $459,004 (3.9%) 1.15 1,669
2019-11-01 $359,900 (-1.3%) $460,604 (3.7%) 1.18 1,514
2019-12-01 $373,000 (0.8%) $480,826 (5.2%) 1.24 1,213
2020-01-01 $388,900 (2.4%) $527,877 (11.1%) 1.30 1,000
2020-02-01 $398,900 (3.6%) $555,903 (15.8%) 1.31 865
2020-03-01 $401,190 (1.2%) $570,356 (14.6%) 1.26 910
2020-04-01 $393,373 (-3.3%) $512,466 (1.2%) 1.23 1,171
2020-05-01 $415,000 (3.9%) $560,942 (13.3%) 1.26 990
2020-06-01 $441,515 (12.9%) $607,383 (24.4%) 1.30 850
2020-07-01 $445,000 (15.6%) $614,246 (27.9%) 1.29 727
2020-08-01 $429,945 (14.0%) $616,028 (29.5%) 1.23 607
2020-09-01 $431,200 (17.9%) $621,395 (33.8%) 1.24 532
2020-10-01 $441,450 (23.3%) $661,467 (44.1%) 1.26 475
2020-11-01 $454,700 (26.3%) $702,460 (52.5%) 1.33 424
2020-12-01 $457,475 (22.7%) $749,510 (55.9%) 1.36 335
2021-01-01 $495,300 (27.4%) $751,436 (42.4%) 1.48 275
2021-02-01 $472,475 (18.4%) $783,288 (40.9%) 1.38 236
2021-03-01 $462,475 (15.3%) $762,947 (33.8%) 1.31 267
2021-04-01 $484,331 (23.1%) $751,637 (46.7%) 1.31 273
2021-05-01 $515,000 (24.1%) $751,205 (33.9%) 1.37 331
2021-06-01 $494,463 (12.0%) $706,777 (16.4%) 1.30 453
2021-07-01 $480,000 (7.9%) $646,861 (5.3%) 1.27 504
2021-08-01 $494,675 (15.1%) $663,204 (7.7%) 1.32 602
2021-09-01 $494,950 (14.8%) $646,546 (4.1%) 1.32 659
2021-10-01 $491,900 (11.4%) $622,688 (-5.9%) 1.31 616
2021-11-01 $489,340 (7.6%) $616,658 (-12.2%) 1.31 549
2021-12-01 $504,900 (10.4%) $640,360 (-14.6%) 1.37 407
2022-01-01 $499,900 (0.9%) $631,009 (-16.0%) 1.35 264
2022-02-01 $537,780 (13.8%) $678,178 (-13.4%) 1.40 274
2022-03-01 $527,000 (14.0%) $678,796 (-11.0%) 1.32 331
2022-04-01 $572,400 (18.2%) $700,347 (-6.8%) 1.36 471
2022-05-01 $582,225 (13.1%) $693,662 (-7.7%) 1.33 786
2022-06-01 $584,500 (18.2%) $683,408 (-3.3%) 1.30 1,117
2022-07-01 $560,000 (16.7%) $639,842 (-1.1%) 1.26 1,582
2022-08-01 $544,950 (10.2%) $632,814 (-4.6%) 1.26 1,803
2022-09-01 $534,500 (8.0%) $627,445 (-3.0%) 1.25 1,876
2022-10-01 $528,000 (7.3%) $617,659 (-0.8%) 1.24 1,926
2022-11-01 $519,997 (6.3%) $609,878 (-1.1%) 1.25 1,884
2022-12-01 $526,643 (4.3%) $617,475 (-3.6%) 1.30 1,642
2023-01-01 $544,500 (8.9%) $640,507 (1.5%) 1.35 1,341
2023-02-01 $550,000 (2.3%) $664,411 (-2.0%) 1.33 1,195
2023-03-01 $563,850 (7.0%) $663,738 (-2.2%) 1.33 1,122
2023-04-01 $589,000 (2.9%) $686,448 (-2.0%) 1.37 1,030
2023-05-01 $584,500 (0.4%) $682,577 (-1.6%) 1.33 1,139
2023-06-01 $579,675 (-0.8%) $684,656 (0.2%) 1.30 1,247
2023-07-01 $579,000 (3.4%) $704,570 (10.1%) 1.32 1,327
2023-08-01 $571,995 (5.0%) $698,149 (10.3%) 1.31 1,415
2023-09-01 $570,000 (6.6%) $684,822 (9.1%) 1.33 1,528
2023-10-01 $550,000 (4.2%) $680,067 (10.1%) 1.29 1,557
2023-11-01 $549,900 (5.8%) $677,391 (11.1%) 1.31 1,535
2023-12-01 $549,000 (4.3%) $677,690 (9.8%) 1.34 1,286
2024-01-01 $549,945 (1.0%) $684,843 (6.9%) 1.34 1,155
2024-02-01 $549,925 (0.0%) $686,322 (3.3%) 1.32 1,009
2024-03-01 $550,000 (-2.5%) $690,158 (4.0%) 1.29 980
2024-04-01 $565,950 (-3.9%) $703,632 (2.5%) 1.32 1,040
2024-05-01 $580,000 (-0.8%) $732,419 (7.3%) 1.31 1,197
2024-06-01 $573,000 (-1.2%) $719,020 (5.0%) 1.29 1,403
2024-07-01 $557,500 (-3.7%) $699,300 (-0.8%) 1.27 1,544
2024-08-01 $550,000 (-3.9%) $695,606 (-0.4%) 1.28 1,587
2024-09-01 $549,650 (-3.6%) $684,425 (-0.1%) 1.29 1,724
2024-10-01 $534,900 (-2.8%) $676,274 (-0.6%) 1.26 1,761
2024-11-01 $525,000 (-4.5%) $659,213 (-2.7%) 1.26 1,757
OGDEN - CLEARFIELD's median listing price for 2024-11-01 was $525,000, a difference of $-24,900 (-4.5%) versus the prior year and $-9,900 versus the prior month.

OGDEN - CLEARFIELD's median listing price comes in at 126% of the national average.

OGDEN - CLEARFIELD's average listing price for 2024-11-01 was $659,213, a difference of $-18,178 (-2.7%) versus the prior year and $-17,061 versus the prior month.

For the 2024-11-01 period, OGDEN - CLEARFIELD had 1,757 MLS listings, a difference of -4 listings (0%) versus the prior month and 222 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - OGDEN - CLEARFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 57 days 2,947 sqft
2018-02-01 38 days 3,037 sqft
2018-03-01 33 days 3,138 sqft
2018-04-01 30 days 3,130 sqft
2018-05-01 29 days 3,063 sqft
2018-06-01 32 days 3,062 sqft
2018-07-01 33 days 3,002 sqft
2018-08-01 35 days 2,933 sqft
2018-09-01 35 days 2,888 sqft
2018-10-01 39 days 2,858 sqft
2018-11-01 45 days 2,850 sqft
2018-12-01 53 days 2,898 sqft
2019-01-01 63 days 2,972 sqft
2019-02-01 49 days 2,998 sqft
2019-03-01 41 days 3,073 sqft
2019-04-01 37 days 3,136 sqft
2019-05-01 31 days 3,058 sqft
2019-06-01 32 days 3,003 sqft
2019-07-01 35 days 2,959 sqft
2019-08-01 36 days 2,877 sqft
2019-09-01 37 days 2,777 sqft
2019-10-01 38 days 2,708 sqft
2019-11-01 45 days 2,696 sqft
2019-12-01 55 days 2,764 sqft
2020-01-01 67 days 2,923 sqft
2020-02-01 37 days 2,947 sqft
2020-03-01 24 days 2,925 sqft
2020-04-01 28 days 2,809 sqft
2020-05-01 38 days 2,954 sqft
2020-06-01 30 days 3,012 sqft
2020-07-01 32 days 2,899 sqft
2020-08-01 24 days 2,745 sqft
2020-09-01 23 days 2,709 sqft
2020-10-01 19 days 2,599 sqft
2020-11-01 24 days 2,658 sqft
2020-12-01 32 days 2,480 sqft
2021-01-01 26 days 2,478 sqft
2021-02-01 9 days 2,502 sqft
2021-03-01 3 days 2,431 sqft
2021-04-01 5 days 2,576 sqft
2021-05-01 9 days 2,673 sqft
2021-06-01 9 days 2,477 sqft
2021-07-01 12 days 2,425 sqft
2021-08-01 14 days 2,442 sqft
2021-09-01 18 days 2,461 sqft
2021-10-01 22 days 2,358 sqft
2021-11-01 24 days 2,295 sqft
2021-12-01 37 days 2,405 sqft
2022-01-01 37 days 2,376 sqft
2022-02-01 22 days 2,454 sqft
2022-03-01 22 days 2,274 sqft
2022-04-01 20 days 2,468 sqft
2022-05-01 23 days 2,516 sqft
2022-06-01 25 days 2,546 sqft
2022-07-01 31 days 2,408 sqft
2022-08-01 38 days 2,397 sqft
2022-09-01 44 days 2,396 sqft
2022-10-01 50 days 2,392 sqft
2022-11-01 57 days 2,387 sqft
2022-12-01 66 days 2,414 sqft
2023-01-01 75 days 2,497 sqft
2023-02-01 64 days 2,570 sqft
2023-03-01 50 days 2,627 sqft
2023-04-01 46 days 2,760 sqft
2023-05-01 39 days 2,720 sqft
2023-06-01 39 days 2,700 sqft
2023-07-01 44 days 2,673 sqft
2023-08-01 46 days 2,588 sqft
2023-09-01 47 days 2,556 sqft
2023-10-01 49 days 2,529 sqft
2023-11-01 55 days 2,520 sqft
2023-12-01 67 days 2,463 sqft
2024-01-01 72 days 2,460 sqft
2024-02-01 59 days 2,462 sqft
2024-03-01 46 days 2,479 sqft
2024-04-01 41 days 2,537 sqft
2024-05-01 34 days 2,692 sqft
2024-06-01 38 days 2,544 sqft
2024-07-01 44 days 2,497 sqft
2024-08-01 50 days 2,487 sqft
2024-09-01 51 days 2,441 sqft
2024-10-01 51 days 2,372 sqft
2024-11-01 58 days 2,336 sqft
OGDEN - CLEARFIELD's median listing age (time on market) for 2024-11-01 was 58 days. This is 5% longer than the same period one year ago.

OGDEN - CLEARFIELD's median square footage for active listings during the 2024-11-01 period was 2,336 sqft. One year prior, the average listing was 2,520 sqft.

OGDEN-CLEARFIELD, UT Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
84010 Ogden-Clearfield, UT HUD Metro FMR Area $1,030 $1,120 $1,370 $1,880 $2,280
84011 Ogden-Clearfield, UT HUD Metro FMR Area $1,040 $1,130 $1,380 $1,900 $2,300
84014 Ogden-Clearfield, UT HUD Metro FMR Area $1,120 $1,220 $1,490 $2,050 $2,480
84015 Ogden-Clearfield, UT HUD Metro FMR Area $1,020 $1,110 $1,360 $1,870 $2,270
84016 Ogden-Clearfield, UT HUD Metro FMR Area $1,040 $1,130 $1,380 $1,900 $2,300
84017 Ogden-Clearfield, UT HUD Metro FMR Area $1,080 $1,180 $1,440 $1,980 $2,400
84018 Ogden-Clearfield, UT HUD Metro FMR Area $1,080 $1,180 $1,440 $1,980 $2,400
84025 Ogden-Clearfield, UT HUD Metro FMR Area $1,080 $1,180 $1,440 $1,980 $2,400
84037 Ogden-Clearfield, UT HUD Metro FMR Area $980 $1,070 $1,310 $1,800 $2,180
84040 Ogden-Clearfield, UT HUD Metro FMR Area $1,240 $1,350 $1,650 $2,270 $2,750
84041 Ogden-Clearfield, UT HUD Metro FMR Area $1,020 $1,110 $1,360 $1,870 $2,270
84050 Ogden-Clearfield, UT HUD Metro FMR Area $1,080 $1,180 $1,440 $1,980 $2,400
84054 Ogden-Clearfield, UT HUD Metro FMR Area $1,070 $1,170 $1,430 $1,970 $2,380
84056 Ogden-Clearfield, UT HUD Metro FMR Area $1,170 $1,280 $1,560 $2,150 $2,600
84067 Ogden-Clearfield, UT HUD Metro FMR Area $980 $1,060 $1,300 $1,790 $2,170
84075 Ogden-Clearfield, UT HUD Metro FMR Area $1,420 $1,550 $1,890 $2,600 $3,150
84087 Ogden-Clearfield, UT HUD Metro FMR Area $1,240 $1,350 $1,650 $2,270 $2,750
84089 Ogden-Clearfield, UT HUD Metro FMR Area $1,040 $1,130 $1,380 $1,900 $2,300
84116 Ogden-Clearfield, UT HUD Metro FMR Area $940 $1,120 $1,340 $1,840 $2,060
84310 Ogden-Clearfield, UT HUD Metro FMR Area $920 $1,000 $1,230 $1,690 $2,050
84315 Ogden-Clearfield, UT HUD Metro FMR Area $1,130 $1,230 $1,500 $2,060 $2,500
84317 Ogden-Clearfield, UT HUD Metro FMR Area $1,020 $1,120 $1,370 $1,880 $2,280
84401 Ogden-Clearfield, UT HUD Metro FMR Area $860 $940 $1,150 $1,580 $1,920
84402 Ogden-Clearfield, UT HUD Metro FMR Area $850 $920 $1,130 $1,550 $1,880
84403 Ogden-Clearfield, UT HUD Metro FMR Area $800 $880 $1,070 $1,470 $1,780
84404 Ogden-Clearfield, UT HUD Metro FMR Area $890 $970 $1,180 $1,620 $1,970
84405 Ogden-Clearfield, UT HUD Metro FMR Area $860 $940 $1,150 $1,580 $1,920
84408 Ogden-Clearfield, UT HUD Metro FMR Area $850 $920 $1,130 $1,550 $1,880
84409 Ogden-Clearfield, UT HUD Metro FMR Area $850 $920 $1,130 $1,550 $1,880
84412 Ogden-Clearfield, UT HUD Metro FMR Area $850 $920 $1,130 $1,550 $1,880
84414 Ogden-Clearfield, UT HUD Metro FMR Area $980 $1,060 $1,300 $1,790 $2,170
84415 Ogden-Clearfield, UT HUD Metro FMR Area $850 $920 $1,130 $1,550 $1,880

2022 Average & Median Rent Data Statistics
OGDEN-CLEARFIELD, UT average 1BR rent: $1,105, median: $1,120
OGDEN-CLEARFIELD, UT average 2BR rent: $1,350, median: $1,365
OGDEN-CLEARFIELD, UT average 3BR rent: $1,856, median: $1,875

OGDEN-CLEARFIELD, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 8,230 $3,281,800,000 $398,761
Home Improvement 3,559 $341,685,000 $96,006
Other 2,866 $271,430,000 $94,707
Refi 2,446 $669,960,000 $273,900
Cash Out Refi 1,935 $512,025,000 $264,612
NA 2 $1,010,000 $505,000

Ogden - Clearfield's most frequently cited loan purpose was Home Purchase, with 8,230 originations. The 2nd most popular reason was Home Improvement, with 3,559 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 5,946 $2,067,700,000 $347,746
7-8% 5,599 $1,118,145,000 $199,704
Over 8% 3,876 $480,630,000 $124,002
5-6% 2,762 $1,075,450,000 $389,374
4-5% 594 $136,040,000 $229,024
3-4% 82 $21,260,000 $259,268
2.5-3% 30 $11,590,000 $386,333
<2.5% 13 $26,555,000 $2,042,692

During 2023, Ogden - Clearfield's most frequently originated rate bucket was 6-7%, with 5,946 originations.

Loan Sizing (OGDEN-CLEARFIELD, UT MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 6,576 $327,410,000 $49,789
$200k-400k 5,149 $1,579,755,000 $306,808
$400k-600k 3,312 $1,570,980,000 $474,330
$100k-200k 2,867 $389,545,000 $135,872
$600k-1000k 960 $675,570,000 $703,719
$Over $1MM 174 $534,650,000 $3,072,701

OGDEN - CLEARFIELD's loan sizing saw the bucket of loans from $100,000 or less with 6,576 originations, totaling $327,410,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 6,973 $414,095,000 $59,385
80-100% 5,142 $2,233,540,000 $434,372
20-40% 2,637 $453,915,000 $172,133
60-80% 2,364 $1,081,800,000 $457,614
40-60% 1,463 $608,955,000 $416,237
Over 100% 261 $145,975,000 $559,291

OGDEN - CLEARFIELD's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 6,973 originations, totaling $414,095,000 in origination value.