OGDEN - CLEARFIELD Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Ogden - Clearfield averaged
6.34%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.45% and
one month ago for the week of 2025-02-27, the
average rate was 6.46%.
Ogden - Clearfield's average rate one year ago was 6.59%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.36%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Ogden - Clearfield 30 Year Fixed Rate | 2025-04-03 | 6.34% |
Ogden - Clearfield 30 Year Fixed Rate Refi | 2025-04-03 | 6.36% |
Ogden - Clearfield 15 Year Fixed Rate | 2025-04-03 | 6.51% |
Ogden - Clearfield 15 Year Fixed Rate Refi | 2025-04-03 | 6.44% |
Ogden - Clearfield 30 Year FHA | 2025-04-03 | 5.79% |
Ogden - Clearfield 30 Year FHA Refi | 2025-04-03 | 5.59% |
Ogden - Clearfield 30 Year USDA | 2025-04-03 | 6.22% |
Ogden - Clearfield 30 Year USDA Refi | 2025-04-03 | 6.12% |
Ogden - Clearfield 30 Year VA | 2025-04-03 | 5.72% |
Ogden - Clearfield 30 Year VA Refi | 2025-04-03 | 5.25% |
OGDEN - CLEARFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OGDEN-CLEARFIELD, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OGDEN - CLEARFIELD Average Closing Costs & Other Stats
OGDEN-CLEARFIELD, UT's 205 lenders originated 19,958
loans during 2024. The total origination value was $5,854,990,000, with an average loan value of
$293,366.
OGDEN - CLEARFIELD's average closing costs are $6,188.
The top OGDEN - CLEARFIELD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
896 loans originated. Their average total fees are
$7,559, which is $184
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee OGDEN - CLEARFIELD lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($3,136), EAGLE HOME MORTGAGE, LLC ($3,740), ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,756), VAN DYK MORTGAGE CORPORATION ($4,439) and Flagstar Bank, FSB ($4,482).
The lowest rate OGDEN - CLEARFIELD lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.16%), HOMEAMERICAN MORTGAGE CORPORATION (5.57%), INSPIRE HOME LOANS INC. (5.86%), LOANDEPOT.COM, LLC (5.87%) and Deseret First Credit Union (6.13%).
OGDEN-CLEARFIELD, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $627,870,000 | $757,930,000 | 20.7% | 12.9% |
AMERICA FIRST | $536,630,000 | $544,300,000 | 1.4% | 9.3% |
INTERCAP LENDING INC. | $310,110,000 | $343,705,000 | 10.8% | 5.9% |
GUILD MORTGAGE COMPANY | $55,310,000 | $309,640,000 | 459.8% | 5.3% |
QUICKEN LOANS, LLC | $201,165,000 | $288,355,000 | 43.3% | 4.9% |
GOLDENWEST | $236,010,000 | $259,115,000 | 9.8% | 4.4% |
Century Mortgage Company DBA Century Lending Company | $41,375,000 | $150,160,000 | 262.9% | 2.6% |
MOUNTAIN AMERICA | $157,725,000 | $145,505,000 | -7.7% | 2.5% |
FIRST COLONY MORTGAGE CORPORATION | $83,755,000 | $121,170,000 | 44.7% | 2.1% |
Zions Bank | $86,725,000 | $98,055,000 | 13.1% | 1.7% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $49,185,000 | $91,945,000 | 86.9% | 1.6% |
Bank of Utah | $87,415,000 | $83,940,000 | -4.0% | 1.4% |
The Loan Store, Inc. | $14,015,000 | $80,790,000 | 476.5% | 1.4% |
Prudential Huntoon Paige Associates, LLC | $76,870,000 | n/a | 1.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $83,930,000 | $75,320,000 | -10.3% | 1.3% |
PENNYMAC LOAN SERVICES, LLC | $69,930,000 | $74,290,000 | 6.2% | 1.3% |
MY MOVE MORTGAGE, LLC | $60,880,000 | $72,215,000 | 18.6% | 1.2% |
FREEDOM MORTGAGE CORPORATION | $19,860,000 | $63,450,000 | 219.5% | 1.1% |
CLM MORTGAGE, INC | $9,490,000 | $59,615,000 | 528.2% | 1.0% |
RANLIFE, INC. | $45,510,000 | $57,505,000 | 26.4% | 1.0% |
WALKER & DUNLOP, LLC | $55,505,000 | $56,830,000 | 2.4% | 1.0% |
Plains Commerce Bank | $32,610,000 | $52,540,000 | 61.1% | 0.9% |
Mortgage Research Center, LLC | $42,820,000 | $51,945,000 | 21.3% | 0.9% |
M&T Realty Capital Corporation | $56,190,000 | $49,995,000 | -11.0% | 0.9% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $66,220,000 | $48,280,000 | -27.1% | 0.8% |
CROSSCOUNTRY MORTGAGE, LLC | $24,645,000 | $44,825,000 | 81.9% | 0.8% |
NEWREZ LLC | $29,240,000 | $43,450,000 | 48.6% | 0.7% |
U.S. Bank | $38,920,000 | $43,260,000 | 11.2% | 0.7% |
PNC Bank | $14,255,000 | $41,955,000 | 194.3% | 0.7% |
SECURITYNATIONAL MORTGAGE COMPANY | $39,135,000 | $40,410,000 | 3.3% | 0.7% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $52,880,000 | $39,865,000 | -24.6% | 0.7% |
Glacier Bank | $18,885,000 | $35,860,000 | 89.9% | 0.6% |
CANOPY MORTGAGE, LLC | $15,670,000 | $35,785,000 | 128.4% | 0.6% |
CASTLE & COOKE MORTGAGE, LLC | $54,460,000 | $34,745,000 | -36.2% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $15,995,000 | $33,765,000 | 111.1% | 0.6% |
BROKER SOLUTIONS, INC. | $21,100,000 | $32,710,000 | 55.0% | 0.6% |
LOANDEPOT.COM, LLC | $14,785,000 | $30,775,000 | 108.2% | 0.5% |
GUARANTEED RATE, INC. | $22,945,000 | $30,135,000 | 31.3% | 0.5% |
Deseret First Credit Union | $15,575,000 | $29,745,000 | 91.0% | 0.5% |
SWBC MORTGAGE CORPORATION | $23,320,000 | $28,790,000 | 23.5% | 0.5% |
Paramount Residential Mortgage Group, Inc. | $16,660,000 | $28,160,000 | 69.0% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $3,805,000 | $27,410,000 | 620.4% | 0.5% |
JPMorgan Chase Bank | $32,910,000 | $27,360,000 | -16.9% | 0.5% |
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $39,595,000 | $27,325,000 | -31.0% | 0.5% |
UTAH FIRST | $21,365,000 | $26,475,000 | 23.9% | 0.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $28,095,000 | $25,980,000 | -7.5% | 0.4% |
PLAZA HOME MORTGAGE, INC. | $7,395,000 | $25,950,000 | 250.9% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $17,545,000 | $25,015,000 | 42.6% | 0.4% |
NORTHMARQ CAPITAL FINANCE, L.L.C. | $24,280,000 | n/a | 0.4% | |
DIRECT MORTGAGE, CORP. | $18,595,000 | $23,835,000 | 28.2% | 0.4% |
AMWEST FUNDING CORP. | $27,515,000 | $23,255,000 | -15.5% | 0.4% |
NAVY FEDERAL CREDIT UNION | $20,575,000 | $22,620,000 | 9.9% | 0.4% |
SECURITY SERVICE | $51,440,000 | $21,945,000 | -57.3% | 0.4% |
CMG MORTGAGE, INC. | $8,845,000 | $21,915,000 | 147.8% | 0.4% |
HOMEAMERICAN MORTGAGE CORPORATION | $4,400,000 | $21,365,000 | 385.6% | 0.4% |
Citibank | $51,515,000 | $20,205,000 | -60.8% | 0.3% |
CYPRUS Federal Credit Union | $14,280,000 | $18,835,000 | 31.9% | 0.3% |
SECURITY HOME MORTGAGE, LLC. | $19,165,000 | $18,175,000 | -5.2% | 0.3% |
BELLCO | $18,005,000 | n/a | 0.3% | |
VILLAGE CAPITAL MORTGAGE | $6,880,000 | $17,945,000 | 160.8% | 0.3% |
Cache Valley Bank | $26,815,000 | $17,145,000 | -36.1% | 0.3% |
VERITAS FUNDING, LLC | $23,900,000 | $16,820,000 | -29.6% | 0.3% |
VAN DYK MORTGAGE CORPORATION | $15,795,000 | $16,085,000 | 1.8% | 0.3% |
INSPIRE HOME LOANS INC. | $20,735,000 | $16,075,000 | -22.5% | 0.3% |
University First Federal Credit Union | $18,765,000 | $15,380,000 | -18.0% | 0.3% |
ON Q FINANCIAL, INC. | $11,705,000 | $15,035,000 | 28.4% | 0.3% |
Wells Fargo Bank | $29,105,000 | $14,345,000 | -50.7% | 0.2% |
Sierra Pacific Mortgage Company, Inc. | $9,760,000 | $13,825,000 | 41.6% | 0.2% |
GARDNER FINANCIAL SERVICES, LTD. | $760,000 | $13,785,000 | 1,713.8% | 0.2% |
The Federal Savings Bank | $12,990,000 | $13,030,000 | 0.3% | 0.2% |
Bank of America | $10,590,000 | $12,860,000 | 21.4% | 0.2% |
WEBER STATE FEDERAL CREDIT UNION | $12,945,000 | $12,855,000 | -0.7% | 0.2% |
American Mortgage & Equity Consultants, Inc. | $13,060,000 | $11,995,000 | -8.2% | 0.2% |
NBKC BANK | $9,255,000 | $11,510,000 | 24.4% | 0.2% |
USAA Federal Savings Bank | $8,365,000 | $11,305,000 | 35.1% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $14,400,000 | $10,945,000 | -24.0% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $11,110,000 | $10,625,000 | -4.4% | 0.2% |
Carrington Mortgage Services, LLC | $6,755,000 | $10,375,000 | 53.6% | 0.2% |
Wasatch Peaks Federal Credit Union | $15,395,000 | $10,255,000 | -33.4% | 0.2% |
D. L. Evans Bank | $4,360,000 | $10,090,000 | 131.4% | 0.2% |
NATIONS RELIABLE LENDING, LLC | $3,965,000 | $10,050,000 | 153.5% | 0.2% |
JMAC LENDING, INC. | $165,000 | $9,645,000 | 5,745.5% | 0.2% |
Flagstar Bank, FSB | $12,065,000 | $9,490,000 | -21.3% | 0.2% |
BMO Harris Bank | $11,445,000 | $9,210,000 | -19.5% | 0.2% |
Hometown Equity Mortgage, LLC | $345,000 | $9,000,000 | 2,508.7% | 0.2% |
Discover Bank | $7,425,000 | $8,670,000 | 16.8% | 0.1% |
EAGLE HOME MORTGAGE, LLC | $19,660,000 | $8,425,000 | -57.1% | 0.1% |
Washington Federal Bank | $10,290,000 | $8,190,000 | -20.4% | 0.1% |
CORNERSTONE HOME LENDING, INC. | $8,665,000 | $7,925,000 | -8.5% | 0.1% |
PREMIA MORTGAGE, LLC | $6,280,000 | $7,765,000 | 23.6% | 0.1% |
LENDSURE MORTGAGE CORP. | $5,240,000 | $7,585,000 | 44.8% | 0.1% |
CARDINAL FINANCIAL | $59,540,000 | $7,510,000 | -87.4% | 0.1% |
Barrington Bank & Trust Company, N.A. | $3,005,000 | $7,460,000 | 148.3% | 0.1% |
Equity Prime Mortgage LLC | $2,615,000 | $7,435,000 | 184.3% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $8,415,000 | $7,385,000 | -12.2% | 0.1% |
S1L, Inc. | $9,180,000 | $7,365,000 | -19.8% | 0.1% |
CITYWIDE HOME LOANS, LLC | $73,905,000 | $7,030,000 | -90.5% | 0.1% |
UTAH COMMUNITY | $10,550,000 | $6,925,000 | -34.4% | 0.1% |
MORIA DEVELOPMENT, INC. | $7,115,000 | $6,755,000 | -5.1% | 0.1% |
CHARTWAY FEDERAL CREDIT UNION | $5,960,000 | $6,645,000 | 11.5% | 0.1% |
PHH Mortgage Corporation | $6,115,000 | $6,605,000 | 8.0% | 0.1% |
PLANET HOME LENDING, LLC | $2,275,000 | $6,550,000 | 187.9% | 0.1% |
HOMESIDE FINANCIAL, LLC | $855,000 | $6,480,000 | 657.9% | 0.1% |
Figure Lending LLC | $3,305,000 | $6,355,000 | 92.3% | 0.1% |
AMERICAN FINANCING CORPORATION | $3,735,000 | $6,250,000 | 67.3% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $2,910,000 | $6,065,000 | 108.4% | 0.1% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $8,145,000 | $5,670,000 | -30.4% | 0.1% |
Northpointe Bank | $10,510,000 | $5,605,000 | -46.7% | 0.1% |
MidFirst Bank | $5,590,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $2,200,000 | $5,365,000 | 143.9% | 0.1% |
Magnolia Bank | $1,235,000 | $5,200,000 | 321.1% | 0.1% |
ALAMEDA MORTGAGE CORPORATION | $375,000 | $5,100,000 | 1,260.0% | 0.1% |
NEXERA HOLDING LLC | $9,470,000 | $5,070,000 | -46.5% | 0.1% |
The Huntington National Bank | $7,915,000 | $4,895,000 | -38.2% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $9,900,000 | $4,610,000 | -53.4% | 0.1% |
ALLIANT CREDIT UNION | $2,650,000 | $4,600,000 | 73.6% | 0.1% |
MEMBERS FIRST CREDIT UNION | $4,175,000 | $4,580,000 | 9.7% | 0.1% |
First Federal Bank | $4,570,000 | n/a | 0.1% | |
KeyBank | $21,100,000 | $4,495,000 | -78.7% | 0.1% |
LOANPAL, LLC | $2,580,000 | $4,490,000 | 74.0% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $1,695,000 | $4,205,000 | 148.1% | 0.1% |
Coastal Community Bank | $2,885,000 | $4,195,000 | 45.4% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $825,000 | $4,165,000 | 404.8% | 0.1% |
MID AMERICA MORTGAGE, INC. | $3,835,000 | $4,005,000 | 4.4% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $440,000 | $3,960,000 | 800.0% | 0.1% |
Morgan Stanley Private Bank | $5,050,000 | $3,950,000 | -21.8% | 0.1% |
LONGBRIDGE FINANCIAL, LLC | $5,235,000 | $3,930,000 | -24.9% | 0.1% |
AXIA FINANCIAL, LLC | $3,050,000 | $3,850,000 | 26.2% | 0.1% |
HOMEXPRESS MORTGAGE CORP. | $2,105,000 | $3,805,000 | 80.8% | 0.1% |
MICHIGAN MUTUAL, INC. | $255,000 | $3,655,000 | 1,333.3% | 0.1% |
University Bank | $2,795,000 | $3,625,000 | 29.7% | 0.1% |
OCMBC, INC. | $3,865,000 | $3,525,000 | -8.8% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $1,320,000 | $3,500,000 | 165.2% | 0.1% |
21ST MORTGAGE CORPORATION | $5,065,000 | $3,375,000 | -33.4% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $7,740,000 | $3,335,000 | -56.9% | 0.1% |
UNION HOME MORTGAGE CORP. | $6,995,000 | $3,250,000 | -53.5% | 0.1% |
SUN AMERICAN MORTGAGE COMPANY | $2,780,000 | $3,095,000 | 11.3% | 0.1% |
BAY EQUITY LLC | $3,785,000 | $3,000,000 | -20.7% | 0.1% |
Utah Mortgage Loan Corporation | $3,320,000 | $2,985,000 | -10.1% | 0.1% |
Banterra Bank | $2,975,000 | n/a | 0.1% | |
GRANITE FEDERAL CREDIT UNION | $2,280,000 | $2,965,000 | 30.0% | 0.1% |
BELEM SERVICING LLC | $730,000 | $2,955,000 | 304.8% | 0.1% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $445,000 | $2,830,000 | 536.0% | 0.0% |
PENTAGON FEDERAL CREDIT UNION | $3,160,000 | $2,775,000 | -12.2% | 0.0% |
RESIDENTIAL WHOLESALE MORTGAGE, INC. | $2,680,000 | n/a | 0.0% | |
Ameris Bank | $4,270,000 | $2,640,000 | -38.2% | 0.0% |
BETTER MORTGAGE CORPORATION | $1,410,000 | $2,510,000 | 78.0% | 0.0% |
SPRING EQ, LLC | $985,000 | $2,455,000 | 149.2% | 0.0% |
Franklin Loan Corporation | $2,360,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,975,000 | $2,235,000 | 13.2% | 0.0% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,195,000 | n/a | 0.0% | |
AmeriHome Mortgage Company, LLC | $1,105,000 | $2,190,000 | 98.2% | 0.0% |
NMSI, INC. | $2,155,000 | n/a | 0.0% | |
NBH Bank | $2,955,000 | $2,115,000 | -28.4% | 0.0% |
Firefighters First Federal Credit Union | $480,000 | $2,090,000 | 335.4% | 0.0% |
Commerce Home Mortgage, Inc. | $1,495,000 | $2,035,000 | 36.1% | 0.0% |
Stifel Bank and Trust | $3,985,000 | $1,955,000 | -50.9% | 0.0% |
CHEVRON | $1,665,000 | $1,900,000 | 14.1% | 0.0% |
Union Bank and Trust Company | $1,845,000 | n/a | 0.0% | |
AMERICAN UNITED FAMILY OF CREDIT UN | $1,930,000 | $1,810,000 | -6.2% | 0.0% |
Utah Power | $2,870,000 | $1,790,000 | -37.6% | 0.0% |
NORTHROP GRUMMAN Federal Credit Union | $5,105,000 | $1,765,000 | -65.4% | 0.0% |
DELTA COMMUNITY CREDIT UNION | $630,000 | $1,755,000 | 178.6% | 0.0% |
LADERA LENDING, INC. | $1,585,000 | $1,715,000 | 8.2% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $1,705,000 | n/a | 0.0% | |
Truist | $560,000 | $1,685,000 | 200.9% | 0.0% |
A&D Mortgage LLC | $1,670,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $1,670,000 | n/a | 0.0% | |
M&T Bank | $1,695,000 | $1,600,000 | -5.6% | 0.0% |
TOP FLITE FINANCIAL, INC. | $1,610,000 | $1,595,000 | -0.9% | 0.0% |
Raymond James Bank | $3,410,000 | $1,580,000 | -53.7% | 0.0% |
Northwest Farm Credit Services, FLCA | $355,000 | $1,570,000 | 342.3% | 0.0% |
Ally Bank | $940,000 | $1,530,000 | 62.8% | 0.0% |
Goldwater Bank, N.A. | $1,090,000 | $1,530,000 | 40.4% | 0.0% |
SIRVA MORTGAGE, INC. | $2,180,000 | $1,510,000 | -30.7% | 0.0% |
HSBC BANK USA, NATIONAL ASSOCIATION | $1,475,000 | n/a | 0.0% | |
ORIX REAL ESTATE CAPITAL, LLC | $23,325,000 | $1,475,000 | -93.7% | 0.0% |
MORTGAGEONE, INC. | $1,235,000 | $1,470,000 | 19.0% | 0.0% |
Bell Bank | $1,445,000 | n/a | 0.0% | |
REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,445,000 | n/a | 0.0% | |
Network Funding, L.P. | $9,475,000 | $1,420,000 | -85.0% | 0.0% |
ZILLOW HOME LOANS, LLC | $1,020,000 | $1,360,000 | 33.3% | 0.0% |
Armed Forces Bank | $1,355,000 | n/a | 0.0% | |
Cornerstone First Mortgage, Inc | $2,715,000 | $1,340,000 | -50.6% | 0.0% |
HORIZON UTAH Federal Credit Union | $2,045,000 | $1,320,000 | -35.5% | 0.0% |
V.I.P. MORTGAGE, INC. | $880,000 | $1,300,000 | 47.7% | 0.0% |
SCENIC OAKS FUNDING, INC. | $1,285,000 | n/a | 0.0% | |
AMERICAN HERITAGE LENDING, INC. | $1,280,000 | n/a | 0.0% | |
INTERNATIONAL CITY MORTGAGE, INC. | $1,270,000 | n/a | 0.0% | |
Strong Home Mortgage, LLC | $1,260,000 | n/a | 0.0% | |
CHURCHILL MORTGAGE CORPORATION | $3,705,000 | $1,205,000 | -67.5% | 0.0% |
TBI MORTGAGE COMPANY | $1,000,000 | $1,190,000 | 19.0% | 0.0% |
MOVEMENT MORTGAGE, LLC | $2,980,000 | $1,185,000 | -60.2% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $1,180,000 | n/a | 0.0% | |
Granite Community Bank | $1,155,000 | n/a | 0.0% | |
First National Bank of America | $795,000 | $1,115,000 | 40.3% | 0.0% |
NP, Inc. | $670,000 | $1,105,000 | 64.9% | 0.0% |
ARC HOME LLC | $1,690,000 | $1,070,000 | -36.7% | 0.0% |
DOMINION FINANCIAL SERVICES, LLC | $350,000 | $1,065,000 | 204.3% | 0.0% |
CREDIT HUMAN FEDERAL CREDIT UNION | $1,770,000 | $1,055,000 | -40.4% | 0.0% |
Fifth Third Bank | $800,000 | $1,025,000 | 28.1% | 0.0% |
Comerica Bank | $1,005,000 | n/a | 0.0% | |
LEADERONE FINANCIAL CORPORATION | $995,000 | n/a | 0.0% | |
Encompass Lending Group, LP | $415,000 | $990,000 | 138.6% | 0.0% |
American Airlines Federal Credit Union | $985,000 | n/a | 0.0% | |
NATIONS DIRECT MORTGAGE, LLC | $2,680,000 | $975,000 | -63.6% | 0.0% |
Victorian Finance, LLC | $305,000 | $970,000 | 218.0% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $230,000 | $965,000 | 319.6% | 0.0% |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $965,000 | n/a | 0.0% | |
NexBank | $1,065,000 | $945,000 | -11.3% | 0.0% |
DHI MORTGAGE COMPANY, LTD. | $6,085,000 | $870,000 | -85.7% | 0.0% |
Prosperity Home Mortgage, LLC | $315,000 | $870,000 | 176.2% | 0.0% |
IDAHO CENTRAL | $860,000 | n/a | 0.0% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,695,000 | $855,000 | -49.6% | 0.0% |
Citizens Bank | $1,015,000 | $805,000 | -20.7% | 0.0% |
Goldman Sachs Bank USA | $805,000 | n/a | 0.0% | |
GEORGIA'S OWN | $975,000 | $760,000 | -22.1% | 0.0% |
SeaTrust Mortgage Company | $745,000 | $755,000 | 1.3% | 0.0% |
First Savings Bank | $2,985,000 | $730,000 | -75.5% | 0.0% |
NORWICH COMMERCIAL GROUP, INC. | $730,000 | n/a | 0.0% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $705,000 | $705,000 | 0.0% | 0.0% |
Commerce Bank | $695,000 | n/a | 0.0% | |
FIDELITY BANK | $695,000 | n/a | 0.0% | |
Waterstone Mortgage Corporation | $345,000 | $695,000 | 101.4% | 0.0% |
Central Bank | $795,000 | $675,000 | -15.1% | 0.0% |
Meridian Bank Corporation | $665,000 | n/a | 0.0% | |
GTE Federal Credit Union | $475,000 | $635,000 | 33.7% | 0.0% |
Home Mortgage Alliance Corp | $610,000 | n/a | 0.0% | |
LENDINGONE, LLC | $610,000 | n/a | 0.0% | |
LOANFLIGHT LENDING, LLC | $605,000 | n/a | 0.0% | |
American Mortgage Bank, LLC | $595,000 | n/a | 0.0% | |
DIGNIFIED HOME LOANS, LLC | $595,000 | n/a | 0.0% | |
THE MORTGAGE LINK, INC. | $575,000 | n/a | 0.0% | |
Texana Bank | $570,000 | n/a | 0.0% | |
North American Savings Bank, F.S.B. | $375,000 | $555,000 | 48.0% | 0.0% |
RESIDENTIAL BANCORP | $550,000 | n/a | 0.0% | |
Summit Mortgage Corporation | $545,000 | n/a | 0.0% | |
Axos Bank | $1,440,000 | $525,000 | -63.5% | 0.0% |
OAKTREE FUNDING CORP. | $420,000 | $525,000 | 25.0% | 0.0% |
United Nations Federal Credit Union | $525,000 | n/a | 0.0% | |
First United Bank and Trust Company | $515,000 | n/a | 0.0% | |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $2,630,000 | $515,000 | -80.4% | 0.0% |
Warsaw Federal Savings and Loan Association | $505,000 | $515,000 | 2.0% | 0.0% |
COREVEST AMERICAN FINANCE LENDER LLC | $505,000 | n/a | 0.0% | |
FOUNDATION MORTGAGE CORPORATION | $505,000 | n/a | 0.0% | |
North American Banking Company | $505,000 | n/a | 0.0% | |
GMFS LLC | $450,000 | $500,000 | 11.1% | 0.0% |
First-Citizens Bank & Trust Company | $1,500,000 | $495,000 | -67.0% | 0.0% |
TOWER | $255,000 | $480,000 | 88.2% | 0.0% |
Old National Bank | $415,000 | $455,000 | 9.6% | 0.0% |
TRANSWEST CREDIT UNION | $455,000 | n/a | 0.0% | |
EMBRACE HOME LOANS, INC. | $295,000 | $445,000 | 50.8% | 0.0% |
OPEN MORTGAGE, LLC | $260,000 | $445,000 | 71.2% | 0.0% |
ANDREWS FEDERAL CREDIT UNION | $435,000 | n/a | 0.0% | |
Ixonia Bank | $615,000 | $435,000 | -29.3% | 0.0% |
City Lending Inc. | $430,000 | n/a | 0.0% | |
GENEVA FINANCIAL, LLC | $2,840,000 | $425,000 | -85.0% | 0.0% |
SOVEREIGN LENDING GROUP INCORPORATED | $375,000 | $425,000 | 13.3% | 0.0% |
NuVision Federal Credit Union | $405,000 | n/a | 0.0% | |
TOWNE MORTGAGE COMPANY | $435,000 | $405,000 | -6.9% | 0.0% |
F&A Federal Credit Union | $395,000 | n/a | 0.0% | |
HOME TOWN FUNDING, INC. | $395,000 | n/a | 0.0% | |
EVERETT FINANCIAL, INC. | $2,195,000 | $390,000 | -82.2% | 0.0% |
STAR ONE CREDIT UNION | $85,000 | $385,000 | 352.9% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $1,160,000 | $370,000 | -68.1% | 0.0% |
Farmers Bank & Trust | $600,000 | $365,000 | -39.2% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $365,000 | n/a | 0.0% | |
Nations Lending Corporation | $365,000 | $365,000 | 0.0% | 0.0% |
FIRST TECHNOLOGY | $350,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $255,000 | $335,000 | 31.4% | 0.0% |
Watermark Capital, Inc. | $685,000 | $325,000 | -52.6% | 0.0% |
BTC BANK | $315,000 | n/a | 0.0% | |
Peoples Bank | $390,000 | $275,000 | -29.5% | 0.0% |
RESIDENTIAL MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
TEMPLE VIEW CAPITAL FUNDING, LP | $275,000 | n/a | 0.0% | |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
AFFINITY | $225,000 | n/a | 0.0% | |
Merchants Mortgage & Trust Corporation | $225,000 | n/a | 0.0% | |
VANTAGE WEST | $225,000 | n/a | 0.0% | |
FUNDLOANS CAPITAL | $325,000 | $215,000 | -33.8% | 0.0% |
First Community Bank | $205,000 | n/a | 0.0% | |
BM Real Estate Services, Inc. | $295,000 | $185,000 | -37.3% | 0.0% |
LAND HOME FINANCIAL SERVICES, INC. | $640,000 | $185,000 | -71.1% | 0.0% |
HighTechLending Inc | $370,000 | $165,000 | -55.4% | 0.0% |
Baxter Credit Union | $205,000 | $160,000 | -22.0% | 0.0% |
AMERITRUST MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
NASA Federal Credit Union | $155,000 | n/a | 0.0% | |
Quontic Bank | $155,000 | n/a | 0.0% | |
MORTGAGE MANAGEMENT CONSULTANTS, INC. | $145,000 | n/a | 0.0% | |
Signature Federal Credit Union | $135,000 | n/a | 0.0% | |
KINECTA | $805,000 | $125,000 | -84.5% | 0.0% |
Gateway First Bank | $1,405,000 | $120,000 | -91.5% | 0.0% |
HomeTrust Bank | $2,065,000 | $115,000 | -94.4% | 0.0% |
I.L.W.U. CREDIT UNION | $105,000 | n/a | 0.0% | |
CONTOUR MORTGAGE CORPORATION | $375,000 | $95,000 | -74.7% | 0.0% |
Southwest Airlines Federal Credit Union | $500,000 | $85,000 | -83.0% | 0.0% |
Northwest Federal Credit Union | $75,000 | n/a | 0.0% | |
WINGS FINANCIAL | $65,000 | n/a | 0.0% | |
Alpine Credit Union | $65,000 | $35,000 | -46.2% | 0.0% |
Service Federal Credit Union | $430,000 | $35,000 | -91.9% | 0.0% |
OGDEN - CLEARFIELD's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.9% market share. In second place, with 9.3%, is AMERICA FIRST, having originated $544,300,000 in loans. In third place, with 5.9%, is INTERCAP LENDING INC., having originated $343,705,000 in loans. In fourth place, with 5.3%, is GUILD MORTGAGE COMPANY, having originated $309,640,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $288,355,000 in loans.
OGDEN - CLEARFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - OGDEN - CLEARFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $356,400 (6.1%) | $421,843 (9.5%) | 1.32 | 945 |
2018-02-01 | $372,475 (3.1%) | $447,565 (9.5%) | 1.35 | 868 |
2018-03-01 | $389,900 (5.3%) | $467,890 (10.3%) | 1.37 | 877 |
2018-04-01 | $390,420 (2.8%) | $470,775 (8.5%) | 1.32 | 947 |
2018-05-01 | $389,900 (3.4%) | $473,675 (10.1%) | 1.30 | 1,065 |
2018-06-01 | $389,900 (5.0%) | $474,379 (11.7%) | 1.30 | 1,171 |
2018-07-01 | $381,400 (5.9%) | $466,500 (12.7%) | 1.27 | 1,307 |
2018-08-01 | $374,925 (7.2%) | $453,037 (11.0%) | 1.26 | 1,461 |
2018-09-01 | $369,950 (8.9%) | $445,001 (11.6%) | 1.24 | 1,593 |
2018-10-01 | $368,250 (8.8%) | $448,438 (11.4%) | 1.25 | 1,593 |
2018-11-01 | $367,475 (6.9%) | $450,541 (11.8%) | 1.25 | 1,526 |
2018-12-01 | $375,000 (7.2%) | $464,467 (14.8%) | 1.29 | 1,371 |
2019-01-01 | $384,900 (8.0%) | $484,545 (14.9%) | 1.33 | 1,214 |
2019-02-01 | $389,450 (4.6%) | $488,713 (9.2%) | 1.32 | 1,153 |
2019-03-01 | $400,854 (2.8%) | $506,938 (8.4%) | 1.31 | 1,116 |
2019-04-01 | $414,950 (6.3%) | $517,267 (9.9%) | 1.32 | 1,155 |
2019-05-01 | $399,900 (2.6%) | $503,683 (6.3%) | 1.25 | 1,286 |
2019-06-01 | $399,000 (2.3%) | $497,912 (5.0%) | 1.25 | 1,348 |
2019-07-01 | $394,310 (3.4%) | $491,300 (5.3%) | 1.23 | 1,411 |
2019-08-01 | $385,787 (2.9%) | $486,155 (7.3%) | 1.22 | 1,439 |
2019-09-01 | $374,038 (1.1%) | $474,771 (6.7%) | 1.20 | 1,501 |
2019-10-01 | $364,900 (-0.9%) | $469,349 (4.7%) | 1.18 | 1,529 |
2019-11-01 | $367,940 (0.1%) | $469,656 (4.2%) | 1.21 | 1,404 |
2019-12-01 | $377,450 (0.7%) | $491,886 (5.9%) | 1.26 | 1,127 |
2020-01-01 | $395,625 (2.8%) | $543,558 (12.2%) | 1.32 | 922 |
2020-02-01 | $402,100 (3.3%) | $575,382 (17.7%) | 1.32 | 795 |
2020-03-01 | $410,851 (2.5%) | $584,331 (15.3%) | 1.29 | 858 |
2020-04-01 | $399,093 (-3.8%) | $523,479 (1.2%) | 1.25 | 1,095 |
2020-05-01 | $425,565 (6.4%) | $578,130 (14.8%) | 1.29 | 911 |
2020-06-01 | $454,500 (13.9%) | $625,271 (25.6%) | 1.34 | 796 |
2020-07-01 | $462,800 (17.4%) | $632,599 (28.8%) | 1.34 | 674 |
2020-08-01 | $446,997 (15.9%) | $639,893 (31.6%) | 1.28 | 553 |
2020-09-01 | $446,870 (19.5%) | $640,548 (34.9%) | 1.28 | 498 |
2020-10-01 | $457,000 (25.2%) | $683,053 (45.5%) | 1.31 | 442 |
2020-11-01 | $468,725 (27.4%) | $728,509 (55.1%) | 1.37 | 390 |
2020-12-01 | $473,425 (25.4%) | $777,895 (58.2%) | 1.41 | 310 |
2021-01-01 | $500,000 (26.4%) | $770,285 (41.7%) | 1.49 | 258 |
2021-02-01 | $483,720 (20.3%) | $813,353 (41.4%) | 1.41 | 220 |
2021-03-01 | $466,200 (13.5%) | $781,237 (33.7%) | 1.32 | 244 |
2021-04-01 | $485,150 (21.6%) | $768,430 (46.8%) | 1.31 | 250 |
2021-05-01 | $520,000 (22.2%) | $764,640 (32.3%) | 1.38 | 302 |
2021-06-01 | $493,450 (8.6%) | $712,585 (14.0%) | 1.30 | 424 |
2021-07-01 | $482,500 (4.3%) | $654,788 (3.5%) | 1.27 | 457 |
2021-08-01 | $495,675 (10.9%) | $672,428 (5.1%) | 1.32 | 547 |
2021-09-01 | $495,612 (10.9%) | $650,149 (1.5%) | 1.32 | 592 |
2021-10-01 | $491,900 (7.6%) | $625,662 (-8.4%) | 1.31 | 569 |
2021-11-01 | $491,704 (4.9%) | $619,854 (-14.9%) | 1.31 | 501 |
2021-12-01 | $510,634 (7.9%) | $650,869 (-16.3%) | 1.38 | 363 |
2022-01-01 | $499,950 (0.0%) | $636,046 (-17.4%) | 1.35 | 239 |
2022-02-01 | $534,950 (10.6%) | $687,938 (-15.4%) | 1.39 | 247 |
2022-03-01 | $525,000 (12.6%) | $687,296 (-12.0%) | 1.31 | 299 |
2022-04-01 | $565,000 (16.5%) | $709,081 (-7.7%) | 1.35 | 435 |
2022-05-01 | $580,000 (11.5%) | $696,923 (-8.9%) | 1.33 | 719 |
2022-06-01 | $585,000 (18.6%) | $689,209 (-3.3%) | 1.30 | 1,029 |
2022-07-01 | $562,000 (16.5%) | $645,505 (-1.4%) | 1.27 | 1,459 |
2022-08-01 | $545,450 (10.0%) | $637,143 (-5.3%) | 1.26 | 1,660 |
2022-09-01 | $537,445 (8.4%) | $633,227 (-2.6%) | 1.26 | 1,709 |
2022-10-01 | $529,995 (7.7%) | $623,928 (-0.3%) | 1.25 | 1,755 |
2022-11-01 | $524,745 (6.7%) | $616,971 (-0.5%) | 1.26 | 1,686 |
2022-12-01 | $525,485 (2.9%) | $625,772 (-3.9%) | 1.30 | 1,467 |
2023-01-01 | $544,500 (8.9%) | $651,618 (2.5%) | 1.35 | 1,178 |
2023-02-01 | $553,288 (3.4%) | $677,770 (-1.5%) | 1.34 | 1,037 |
2023-03-01 | $575,000 (9.5%) | $679,475 (-1.1%) | 1.36 | 964 |
2023-04-01 | $599,800 (6.2%) | $704,833 (-0.6%) | 1.39 | 877 |
2023-05-01 | $596,745 (2.9%) | $695,223 (-0.2%) | 1.35 | 999 |
2023-06-01 | $589,950 (0.9%) | $700,904 (1.7%) | 1.33 | 1,083 |
2023-07-01 | $585,000 (4.1%) | $721,538 (11.8%) | 1.33 | 1,167 |
2023-08-01 | $575,000 (5.4%) | $715,872 (12.4%) | 1.32 | 1,250 |
2023-09-01 | $574,945 (7.0%) | $698,404 (10.3%) | 1.34 | 1,360 |
2023-10-01 | $557,248 (5.1%) | $694,364 (11.3%) | 1.31 | 1,389 |
2023-11-01 | $550,000 (4.8%) | $692,496 (12.2%) | 1.31 | 1,373 |
2023-12-01 | $550,000 (4.7%) | $693,606 (10.8%) | 1.34 | 1,149 |
2024-01-01 | $559,947 (2.8%) | $703,987 (8.0%) | 1.37 | 1,020 |
2024-02-01 | $565,000 (2.1%) | $708,070 (4.5%) | 1.36 | 882 |
2024-03-01 | $564,995 (-1.7%) | $711,758 (4.8%) | 1.33 | 850 |
2024-04-01 | $576,000 (-4.0%) | $724,595 (2.8%) | 1.34 | 912 |
2024-05-01 | $589,722 (-1.2%) | $745,853 (7.3%) | 1.34 | 1,056 |
2024-06-01 | $575,000 (-2.5%) | $728,427 (3.9%) | 1.31 | 1,237 |
2024-07-01 | $572,000 (-2.2%) | $720,399 (-0.2%) | 1.31 | 1,368 |
2024-08-01 | $563,950 (-1.9%) | $715,680 (0.0%) | 1.31 | 1,406 |
2024-09-01 | $566,700 (-1.4%) | $704,564 (0.9%) | 1.33 | 1,514 |
2024-10-01 | $544,950 (-2.2%) | $693,162 (-0.2%) | 1.28 | 1,557 |
2024-11-01 | $539,900 (-1.8%) | $674,970 (-2.5%) | 1.30 | 1,547 |
2024-12-01 | $535,000 (-2.7%) | $678,764 (-2.1%) | 1.33 | 1,278 |
2025-01-01 | $525,000 (-6.2%) | $671,064 (-4.7%) | 1.31 | 1,234 |
2025-02-01 | $519,575 (-8.0%) | $668,350 (-5.6%) | 1.26 | 1,261 |
2025-03-01 | $529,000 (-6.4%) | $673,206 (-5.4%) | 0.00 | 1,334 |
OGDEN - CLEARFIELD's median listing price comes in at 0% of the national average.
OGDEN - CLEARFIELD's average listing price for 2025-03-01 was $673,206, a difference of $-38,552 (-5.4%) versus the prior year and $4,856 versus the prior month.
For the 2025-03-01 period, OGDEN - CLEARFIELD had 1,334 MLS listings, a difference of 73 listings (6%) versus the prior month and 484 listings (57%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - OGDEN - CLEARFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 53 days | 2,979 sqft |
2018-02-01 | 39 days | 3,061 sqft |
2018-03-01 | 33 days | 3,178 sqft |
2018-04-01 | 31 days | 3,165 sqft |
2018-05-01 | 29 days | 3,100 sqft |
2018-06-01 | 32 days | 3,106 sqft |
2018-07-01 | 33 days | 3,012 sqft |
2018-08-01 | 33 days | 2,928 sqft |
2018-09-01 | 35 days | 2,879 sqft |
2018-10-01 | 39 days | 2,864 sqft |
2018-11-01 | 45 days | 2,843 sqft |
2018-12-01 | 53 days | 2,891 sqft |
2019-01-01 | 61 days | 2,989 sqft |
2019-02-01 | 48 days | 3,007 sqft |
2019-03-01 | 40 days | 3,088 sqft |
2019-04-01 | 37 days | 3,142 sqft |
2019-05-01 | 30 days | 3,057 sqft |
2019-06-01 | 32 days | 3,024 sqft |
2019-07-01 | 34 days | 2,969 sqft |
2019-08-01 | 36 days | 2,875 sqft |
2019-09-01 | 37 days | 2,776 sqft |
2019-10-01 | 38 days | 2,706 sqft |
2019-11-01 | 44 days | 2,694 sqft |
2019-12-01 | 54 days | 2,756 sqft |
2020-01-01 | 66 days | 2,932 sqft |
2020-02-01 | 37 days | 2,974 sqft |
2020-03-01 | 24 days | 2,948 sqft |
2020-04-01 | 28 days | 2,820 sqft |
2020-05-01 | 40 days | 2,975 sqft |
2020-06-01 | 30 days | 3,049 sqft |
2020-07-01 | 31 days | 2,925 sqft |
2020-08-01 | 24 days | 2,738 sqft |
2020-09-01 | 22 days | 2,695 sqft |
2020-10-01 | 20 days | 2,598 sqft |
2020-11-01 | 23 days | 2,665 sqft |
2020-12-01 | 31 days | 2,485 sqft |
2021-01-01 | 26 days | 2,475 sqft |
2021-02-01 | 9 days | 2,626 sqft |
2021-03-01 | 3 days | 2,417 sqft |
2021-04-01 | 4 days | 2,559 sqft |
2021-05-01 | 8 days | 2,668 sqft |
2021-06-01 | 9 days | 2,432 sqft |
2021-07-01 | 11 days | 2,361 sqft |
2021-08-01 | 15 days | 2,403 sqft |
2021-09-01 | 17 days | 2,408 sqft |
2021-10-01 | 22 days | 2,322 sqft |
2021-11-01 | 24 days | 2,264 sqft |
2021-12-01 | 37 days | 2,395 sqft |
2022-01-01 | 37 days | 2,318 sqft |
2022-02-01 | 22 days | 2,421 sqft |
2022-03-01 | 21 days | 2,253 sqft |
2022-04-01 | 19 days | 2,404 sqft |
2022-05-01 | 23 days | 2,458 sqft |
2022-06-01 | 25 days | 2,528 sqft |
2022-07-01 | 31 days | 2,377 sqft |
2022-08-01 | 38 days | 2,373 sqft |
2022-09-01 | 45 days | 2,375 sqft |
2022-10-01 | 50 days | 2,376 sqft |
2022-11-01 | 57 days | 2,352 sqft |
2022-12-01 | 66 days | 2,384 sqft |
2023-01-01 | 73 days | 2,446 sqft |
2023-02-01 | 57 days | 2,501 sqft |
2023-03-01 | 48 days | 2,573 sqft |
2023-04-01 | 44 days | 2,712 sqft |
2023-05-01 | 37 days | 2,667 sqft |
2023-06-01 | 38 days | 2,669 sqft |
2023-07-01 | 43 days | 2,628 sqft |
2023-08-01 | 45 days | 2,533 sqft |
2023-09-01 | 46 days | 2,536 sqft |
2023-10-01 | 48 days | 2,509 sqft |
2023-11-01 | 54 days | 2,502 sqft |
2023-12-01 | 65 days | 2,456 sqft |
2024-01-01 | 71 days | 2,445 sqft |
2024-02-01 | 57 days | 2,477 sqft |
2024-03-01 | 46 days | 2,459 sqft |
2024-04-01 | 39 days | 2,543 sqft |
2024-05-01 | 35 days | 2,670 sqft |
2024-06-01 | 40 days | 2,506 sqft |
2024-07-01 | 44 days | 2,502 sqft |
2024-08-01 | 50 days | 2,494 sqft |
2024-09-01 | 50 days | 2,460 sqft |
2024-10-01 | 50 days | 2,375 sqft |
2024-11-01 | 57 days | 2,354 sqft |
2024-12-01 | 65 days | 2,317 sqft |
2025-01-01 | 73 days | 2,268 sqft |
2025-02-01 | 62 days | 2,245 sqft |
2025-03-01 | 0 days | 2,287 sqft |
OGDEN - CLEARFIELD's median square footage for active listings during the 2025-03-01 period was 2,287 sqft. One year prior, the average listing was 2,459 sqft.
OGDEN-CLEARFIELD, UT Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 8,629 | $3,684,095,000 | $426,943 |
Refi | 3,269 | $926,945,000 | $283,556 |
Home Improvement | 3,001 | $314,925,000 | $104,940 |
Other | 2,817 | $274,415,000 | $97,414 |
Cash Out Refi | 2,242 | $654,610,000 | $291,976 |
Ogden - Clearfield's most frequently cited loan purpose was Home Purchase, with 8,629 originations. The 2nd most popular reason was Refi, with 3,269 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 7,050 | $2,638,750,000 | $374,291 |
7-8% | 5,156 | $1,033,750,000 | $200,495 |
Over 8% | 4,221 | $537,455,000 | $127,329 |
5-6% | 3,068 | $1,426,730,000 | $465,036 |
4-5% | 255 | $94,975,000 | $372,451 |
<2.5% | 59 | $7,895,000 | $133,814 |
2.5-3% | 35 | $11,775,000 | $336,429 |
3-4% | 30 | $9,120,000 | $304,000 |
During 2024, Ogden - Clearfield's most frequently originated rate bucket was 6-7%, with 7,050 originations.
Loan Sizing (OGDEN-CLEARFIELD, UT MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 6,006 | $308,450,000 | $51,357 |
$200k-400k | 5,374 | $1,663,230,000 | $309,496 |
$400k-600k | 4,125 | $1,973,095,000 | $478,326 |
$100k-200k | 2,989 | $408,165,000 | $136,556 |
$600k-1000k | 1,280 | $902,460,000 | $705,047 |
$Over $1MM | 184 | $599,590,000 | $3,258,641 |
OGDEN - CLEARFIELD's loan sizing saw the bucket of loans from $100,000 or less with 6,006 originations, totaling $308,450,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
Under 20% | 6,430 | $396,840,000 | $61,717 |
80-100% | 5,882 | $2,685,180,000 | $456,508 |
20-40% | 2,921 | $502,885,000 | $172,162 |
60-80% | 2,618 | $1,360,810,000 | $519,790 |
40-60% | 1,519 | $592,945,000 | $390,352 |
Over 100% | 279 | $136,535,000 | $489,373 |
OGDEN - CLEARFIELD's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 6,430 originations, totaling $396,840,000 in origination value.