Gardnerville Ranchos VA Loan Rates, Closing Costs & Stats
Gardnerville Ranchos, NV
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Gardnerville Ranchos's 27 lenders originated 57 VA loans during 2023. The total origination value was $29,595,000, with an average VA loan value of $519,211.
Gardnerville Ranchos VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Gardnerville Ranchos
averaged
6.17%
for the week of 2024-12-13, compared to the national average (all VA variants) of
6.077% for the same period.
Gardnerville Ranchos's average VA mortgage closing costs are $7,542.
The average rate for the prior week (2024-12-06) was
6.1% and
one month ago for the week of 2024-11-08, the
average rate was 6.2%.
The average rate one year ago was 6.55%.
For refis of the same type during the week of 2024-12-13, the average rate
was 6.28%.
Gardnerville Ranchos VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Gardnerville Ranchos level.
The top Gardnerville Ranchos VA lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
14 VA loans originated. Their average total fees are
$10,472, which is $9,585
lower than the next largest lender,
Mortgage Research Center, LLC.
The lowest fee Gardnerville Ranchos VA lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY ($10,472), .
The lowest rate Gardnerville Ranchos VA lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY (6.60%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $655,750 (9.5%) | $1,733,342 (-25.6%) | 0.00 | 216 |
2018-02-01 | $696,000 (11.5%) | $1,521,001 (-30.8%) | 0.00 | 193 |
2018-03-01 | $689,000 (6.1%) | $1,839,456 (-18.8%) | 0.00 | 190 |
2018-04-01 | $654,500 (2.3%) | $1,932,636 (-12.0%) | 0.00 | 199 |
2018-05-01 | $630,900 (0.8%) | $1,742,891 (-15.1%) | 0.00 | 230 |
2018-06-01 | $636,000 (6.2%) | $1,724,887 (-11.2%) | 0.00 | 271 |
2018-07-01 | $667,000 (11.4%) | $1,587,701 (-16.4%) | 0.00 | 313 |
2018-08-01 | $629,429 (0.8%) | $1,534,392 (-24.4%) | 0.00 | 327 |
2018-09-01 | $627,500 (-3.3%) | $1,666,049 (0.6%) | 0.00 | 316 |
2018-10-01 | $623,475 (-9.3%) | $1,667,377 (5.2%) | 0.00 | 329 |
2018-11-01 | $599,250 (-14.2%) | $1,715,404 (5.2%) | 0.00 | 315 |
2018-12-01 | $585,000 (-18.5%) | $1,748,948 (3.5%) | 0.00 | 296 |
2019-01-01 | $593,625 (-9.5%) | $1,512,159 (-12.8%) | 0.00 | 262 |
2019-02-01 | $595,125 (-14.5%) | $1,570,124 (3.2%) | 0.00 | 236 |
2019-03-01 | $605,286 (-12.2%) | $1,628,245 (-11.5%) | 0.00 | 250 |
2019-04-01 | $619,500 (-5.4%) | $1,663,806 (-13.9%) | 0.00 | 270 |
2019-05-01 | $621,625 (-1.5%) | $1,551,736 (-11.0%) | 0.00 | 300 |
2019-06-01 | $639,000 (0.5%) | $1,549,315 (-10.2%) | 0.00 | 313 |
2019-07-01 | $662,375 (-0.7%) | $1,707,000 (7.5%) | 0.00 | 363 |
2019-08-01 | $692,627 (10.0%) | $1,710,982 (11.5%) | 0.00 | 366 |
2019-09-01 | $696,718 (11.0%) | $1,715,758 (3.0%) | 0.00 | 362 |
2019-10-01 | $698,495 (12.0%) | $1,715,055 (2.9%) | 0.00 | 356 |
2019-11-01 | $699,000 (16.7%) | $1,831,129 (6.8%) | 0.00 | 312 |
2019-12-01 | $707,450 (20.9%) | $1,890,188 (8.1%) | 0.00 | 296 |
2020-01-01 | $698,000 (17.6%) | $1,801,717 (19.2%) | 0.00 | 264 |
2020-02-01 | $687,500 (15.5%) | $1,793,027 (14.2%) | 0.00 | 255 |
2020-03-01 | $753,875 (24.6%) | $1,893,897 (16.3%) | 0.00 | 232 |
2020-04-01 | $728,500 (17.6%) | $1,827,773 (9.9%) | 0.00 | 256 |
2020-05-01 | $720,000 (15.8%) | $1,665,330 (7.3%) | 0.00 | 272 |
2020-06-01 | $793,500 (24.2%) | $1,967,390 (27.0%) | 0.00 | 252 |
2020-07-01 | $796,750 (20.3%) | $1,620,445 (-5.1%) | 0.00 | 221 |
2020-08-01 | $835,900 (20.7%) | $1,620,129 (-5.3%) | 0.00 | 178 |
2020-09-01 | $884,125 (26.9%) | $2,282,241 (33.0%) | 0.00 | 146 |
2020-10-01 | $850,000 (21.7%) | $2,377,675 (38.6%) | 0.00 | 132 |
2020-11-01 | $838,750 (20.0%) | $2,378,008 (29.9%) | 0.00 | 121 |
2020-12-01 | $863,250 (22.0%) | $2,617,479 (38.5%) | 0.00 | 98 |
2021-01-01 | $912,000 (30.7%) | $3,100,757 (72.1%) | 0.00 | 72 |
2021-02-01 | $900,175 (30.9%) | $3,446,921 (92.2%) | 0.00 | 66 |
2021-03-01 | $801,500 (6.3%) | $2,558,757 (35.1%) | 0.00 | 70 |
2021-04-01 | $712,000 (-2.3%) | $1,923,520 (5.2%) | 0.00 | 108 |
2021-05-01 | $799,000 (11.0%) | $1,946,512 (16.9%) | 0.00 | 97 |
2021-06-01 | $850,500 (7.2%) | $1,936,412 (-1.6%) | 0.00 | 109 |
2021-07-01 | $862,500 (8.3%) | $1,808,517 (11.6%) | 0.00 | 125 |
2021-08-01 | $914,500 (9.4%) | $1,890,986 (16.7%) | 0.00 | 143 |
2021-09-01 | $903,000 (2.1%) | $1,852,970 (-18.8%) | 0.00 | 142 |
2021-10-01 | $870,000 (2.4%) | $2,140,956 (-10.0%) | 0.00 | 172 |
2021-11-01 | $885,750 (5.6%) | $2,116,421 (-11.0%) | 0.00 | 144 |
2021-12-01 | $879,000 (1.8%) | $2,109,245 (-19.4%) | 0.00 | 123 |
2022-01-01 | $885,000 (-3.0%) | $2,434,293 (-21.5%) | 0.00 | 102 |
2022-02-01 | $924,975 (2.8%) | $2,605,579 (-24.4%) | 0.00 | 78 |
2022-03-01 | $884,500 (10.4%) | $2,267,069 (-11.4%) | 0.00 | 78 |
2022-04-01 | $899,999 (26.4%) | $2,045,426 (6.3%) | 0.00 | 106 |
2022-05-01 | $883,725 (10.6%) | $1,892,837 (-2.8%) | 0.00 | 144 |
2022-06-01 | $849,950 (-0.1%) | $2,549,194 (31.7%) | 0.00 | 215 |
2022-07-01 | $849,500 (-1.5%) | $2,245,560 (24.2%) | 0.00 | 272 |
2022-08-01 | $844,000 (-7.7%) | $2,234,645 (18.2%) | 0.00 | 271 |
2022-09-01 | $844,250 (-6.5%) | $2,157,865 (16.5%) | 0.00 | 276 |
2022-10-01 | $834,000 (-4.1%) | $2,096,406 (-2.1%) | 0.00 | 259 |
2022-11-01 | $783,750 (-11.5%) | $1,874,538 (-11.4%) | 0.00 | 250 |
2022-12-01 | $798,000 (-9.2%) | $1,839,645 (-12.8%) | 0.00 | 227 |
2023-01-01 | $799,250 (-9.7%) | $1,983,818 (-18.5%) | 0.00 | 188 |
2023-02-01 | $799,000 (-13.6%) | $2,224,690 (-14.6%) | 0.00 | 177 |
2023-03-01 | $809,306 (-8.5%) | $2,438,284 (7.6%) | 0.00 | 160 |
2023-04-01 | $895,000 (-0.6%) | $2,505,778 (22.5%) | 0.00 | 156 |
2023-05-01 | $897,000 (1.5%) | $2,331,208 (23.2%) | 0.00 | 181 |
2023-06-01 | $944,472 (11.1%) | $2,246,248 (-11.9%) | 0.00 | 205 |
2023-07-01 | $998,000 (17.5%) | $2,480,008 (10.4%) | 0.00 | 222 |
2023-08-01 | $920,500 (9.1%) | $2,420,858 (8.3%) | 0.00 | 250 |
2023-09-01 | $949,000 (12.4%) | $2,522,890 (16.9%) | 0.00 | 258 |
2023-10-01 | $980,500 (17.6%) | $2,563,640 (22.3%) | 0.00 | 246 |
2023-11-01 | $972,000 (24.0%) | $2,485,198 (32.6%) | 0.00 | 244 |
2023-12-01 | $944,450 (18.4%) | $2,464,848 (34.0%) | 0.00 | 235 |
2024-01-01 | $919,450 (15.0%) | $2,440,737 (23.0%) | 0.00 | 210 |
2024-02-01 | $857,450 (7.3%) | $2,185,262 (-1.8%) | 0.00 | 201 |
2024-03-01 | $805,950 (-0.4%) | $2,065,843 (-15.3%) | 0.00 | 193 |
2024-04-01 | $880,975 (-1.6%) | $2,242,571 (-10.5%) | 0.00 | 199 |
2024-05-01 | $982,750 (9.6%) | $2,381,905 (2.2%) | 0.00 | 209 |
2024-06-01 | $914,000 (-3.2%) | $2,334,527 (3.9%) | 0.00 | 228 |
2024-07-01 | $948,250 (-5.0%) | $2,150,529 (-13.3%) | 0.00 | 270 |
2024-08-01 | $983,500 (6.8%) | $2,127,084 (-12.1%) | 0.00 | 287 |
2024-09-01 | $970,950 (2.3%) | $2,265,193 (-10.2%) | 0.00 | 286 |
2024-10-01 | $959,750 (-2.1%) | $2,129,841 (-16.9%) | 0.00 | 289 |
2024-11-01 | $885,500 (-8.9%) | $2,741,877 (10.3%) | 0.00 | 290 |
Gardnerville Ranchos's median listing price comes in at 0% of the national average.
Gardnerville Ranchos's average listing price for 2024-11-01 was $2,741,877, a difference of $256,679 (10.3%) versus the prior year and $612,036 versus the prior month.
For the 2024-11-01 period, Gardnerville Ranchos had 290 MLS listings, a difference of 1 listings (0%) versus the prior month and 46 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Gardnerville Ranchos (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,288 sqft |
2018-02-01 | 0 days | 2,388 sqft |
2018-03-01 | 0 days | 2,392 sqft |
2018-04-01 | 0 days | 2,381 sqft |
2018-05-01 | 0 days | 2,308 sqft |
2018-06-01 | 0 days | 2,309 sqft |
2018-07-01 | 0 days | 2,238 sqft |
2018-08-01 | 0 days | 2,185 sqft |
2018-09-01 | 0 days | 2,195 sqft |
2018-10-01 | 0 days | 2,197 sqft |
2018-11-01 | 0 days | 2,209 sqft |
2018-12-01 | 0 days | 2,218 sqft |
2019-01-01 | 0 days | 2,187 sqft |
2019-02-01 | 0 days | 2,226 sqft |
2019-03-01 | 0 days | 2,162 sqft |
2019-04-01 | 0 days | 2,198 sqft |
2019-05-01 | 0 days | 2,229 sqft |
2019-06-01 | 0 days | 2,285 sqft |
2019-07-01 | 0 days | 2,302 sqft |
2019-08-01 | 0 days | 2,304 sqft |
2019-09-01 | 0 days | 2,358 sqft |
2019-10-01 | 0 days | 2,388 sqft |
2019-11-01 | 0 days | 2,375 sqft |
2019-12-01 | 0 days | 2,421 sqft |
2020-01-01 | 0 days | 2,434 sqft |
2020-02-01 | 0 days | 2,431 sqft |
2020-03-01 | 0 days | 2,489 sqft |
2020-04-01 | 0 days | 2,455 sqft |
2020-05-01 | 0 days | 2,446 sqft |
2020-06-01 | 0 days | 2,615 sqft |
2020-07-01 | 0 days | 2,658 sqft |
2020-08-01 | 0 days | 2,665 sqft |
2020-09-01 | 0 days | 2,635 sqft |
2020-10-01 | 0 days | 2,579 sqft |
2020-11-01 | 0 days | 2,376 sqft |
2020-12-01 | 0 days | 2,544 sqft |
2021-01-01 | 0 days | 2,514 sqft |
2021-02-01 | 0 days | 2,521 sqft |
2021-03-01 | 0 days | 2,330 sqft |
2021-04-01 | 0 days | 2,082 sqft |
2021-05-01 | 0 days | 2,116 sqft |
2021-06-01 | 0 days | 2,161 sqft |
2021-07-01 | 0 days | 2,152 sqft |
2021-08-01 | 0 days | 2,215 sqft |
2021-09-01 | 0 days | 2,301 sqft |
2021-10-01 | 0 days | 2,140 sqft |
2021-11-01 | 0 days | 2,149 sqft |
2021-12-01 | 0 days | 2,107 sqft |
2022-01-01 | 0 days | 2,136 sqft |
2022-02-01 | 0 days | 2,299 sqft |
2022-03-01 | 0 days | 2,155 sqft |
2022-04-01 | 0 days | 2,204 sqft |
2022-05-01 | 0 days | 2,109 sqft |
2022-06-01 | 0 days | 2,139 sqft |
2022-07-01 | 0 days | 2,136 sqft |
2022-08-01 | 0 days | 2,126 sqft |
2022-09-01 | 0 days | 2,134 sqft |
2022-10-01 | 0 days | 2,119 sqft |
2022-11-01 | 0 days | 2,122 sqft |
2022-12-01 | 0 days | 2,128 sqft |
2023-01-01 | 0 days | 2,174 sqft |
2023-02-01 | 0 days | 2,132 sqft |
2023-03-01 | 0 days | 2,109 sqft |
2023-04-01 | 0 days | 2,232 sqft |
2023-05-01 | 0 days | 2,203 sqft |
2023-06-01 | 0 days | 2,209 sqft |
2023-07-01 | 0 days | 2,319 sqft |
2023-08-01 | 0 days | 2,249 sqft |
2023-09-01 | 0 days | 2,342 sqft |
2023-10-01 | 0 days | 2,460 sqft |
2023-11-01 | 0 days | 2,335 sqft |
2023-12-01 | 0 days | 2,272 sqft |
2024-01-01 | 0 days | 2,272 sqft |
2024-02-01 | 0 days | 2,206 sqft |
2024-03-01 | 0 days | 2,202 sqft |
2024-04-01 | 0 days | 2,293 sqft |
2024-05-01 | 0 days | 2,369 sqft |
2024-06-01 | 0 days | 2,232 sqft |
2024-07-01 | 0 days | 2,224 sqft |
2024-08-01 | 0 days | 2,193 sqft |
2024-09-01 | 0 days | 2,192 sqft |
2024-10-01 | 0 days | 2,168 sqft |
2024-11-01 | 0 days | 2,164 sqft |
Gardnerville Ranchos's median square footage for active listings during the 2024-11-01 period was 2,164 sqft. One year prior, the average listing was 2,335 sqft.