Pahrump Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pahrump averaged 6.35% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.84% and one month ago for the week of 2024-11-07, the average rate was 6.94%.

    Pahrump's average rate one year ago was 7.08%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Pahrump 30 Year Fixed Rate 2024-12-12 6.35%
    Pahrump 30 Year Fixed Rate Refi 2024-12-12 6.6%
    Pahrump 15 Year Fixed Rate 2024-12-12 5.94%
    Pahrump 15 Year Fixed Rate Refi 2024-12-12 5.94%
    Pahrump 30 Year FHA 2024-12-12 6.32%
    Pahrump 30 Year FHA Refi 2024-12-12 6.28%
    Pahrump 30 Year USDA 2024-12-12 6.3%
    Pahrump 30 Year USDA Refi 2024-12-12 6.2%
    Pahrump 30 Year VA 2024-12-12 5.83%
    Pahrump 30 Year VA Refi 2024-12-12 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pahrump, NV.

    Pahrump Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pahrump, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    South Pacific Financial Corporation 30 6.12% $3,064
    AXIA FINANCIAL, LLC 28 6.83% $7,530
    UNITED WHOLESALE MORTGAGE, LLC 26 6.96% $7,549
    QUICKEN LOANS, LLC 26 6.64% $7,596
    DHI MORTGAGE COMPANY, LTD. 25 5.86% $3,329
    GUILD MORTGAGE COMPANY 22 6.90% $8,271
    LOANDEPOT.COM, LLC 14 6.96% $5,791
    LEADERONE FINANCIAL CORPORATION 14 7.44% $4,623
    SECURITYNATIONAL MORTGAGE COMPANY 11 7.01% $9,005
    HOMEAMERICAN MORTGAGE CORPORATION 10 6.38% $1,760
    Wells Fargo Bank 9 7.04% $4,607
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 6.97% $7,097
    BROKER SOLUTIONS, INC. 7 6.92% $7,888
    GUARANTEED RATE, INC. 6 7.21% $6,452
    Zions Bank 5 6.40% $4,030
    PENNYMAC LOAN SERVICES, LLC 5 6.08% $7,505
    CARDINAL FINANCIAL 4 6.21% $6,859
    AMERICA FIRST 4 7.03% $4,714
    Prosperity Home Mortgage, LLC 4 7.41% $7,373
    NAVY FEDERAL CREDIT UNION 4 6.59% $2,222
    JPMorgan Chase Bank 4 6.62% $6,237
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.72% $3,790
    Mr. Cooper ( Nationstar Mortgage ) 3 7.16% $10,430
    Bank of America 3 6.33% $3,146
    Mortgage Research Center, LLC 3 7.33% $4,735
    MOVEMENT MORTGAGE, LLC 3 7.00% $7,853
    PINNACLE LENDING GROUP, INC. 3 6.79% $6,400
    RMS & Associates 3 7.21% $11,673
    U.S. Bank 3 6.46% $4,031
    CROSSCOUNTRY MORTGAGE, LLC 3 7.29% $6,951
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.00% $6,027
    Franklin Loan Corporation 2 6.31% $7,839
    Century Mortgage Company DBA Century Lending Company 2 7.25% $5,790
    CASTLE & COOKE MORTGAGE, LLC 2 7.06% $9,753
    The Loan Store, Inc. 2 5.75% $3,446
    NEWREZ LLC 2 6.81% $7,600
    CMG MORTGAGE, INC. 2 6.62% $7,803
    DATA MORTGAGE, INC. 2 6.75% $6,869
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.00% $7,025
    Discover Bank 2 7.24% $0
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 6.99% $4,863
    RESIDENTIAL BANCORP 2 6.81% $8,700
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 7.06% $10,130
    SUN WEST MORTGAGE COMPANY, INC. 1 7.25% $3,266
    AMERICAN FINANCIAL NETWORK, INC. 1 6.38% $6,734
    American Mortgage & Equity Consultants, Inc. 1 8.13% $4,632
    AMERISAVE MORTGAGE CORPORATION 1 6.99% $4,419
    Bank of Colorado 1 7.00% $3,998
    BAY-VALLEY MORTGAGE GROUP 1 8.75% $11,521
    BNC National Bank 1 6.00% $8,335
    CANOPY MORTGAGE, LLC 1 6.13% $7,421
    Citadel Servicing Corporation 1 8.00% $7,457
    Citibank 1 8.50% $3,381
    CITYWIDE HOME LOANS, LLC 1 7.38% $7,597
    CLARK COUNTY CREDIT UNION 1 6.00% $7,814
    Encompass Lending Group, LP 1 6.99% $10,672
    EVERETT FINANCIAL, INC. 1 6.50% $3,508
    Farmers Bank & Trust 1 6.38% $5,524
    First Option Mortgage, LLC 1 6.88% $4,257
    Flagstar Bank, FSB 1 6.63% $4,145
    FREEDOM MORTGAGE CORPORATION 1 6.25% $3,973
    GENEVA FINANCIAL, LLC 1 6.75% $6,862
    GREATER NEVADA LLC 1 7.00% $4,290
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.88% $9,398
    HOMEXPRESS MORTGAGE CORP. 1 9.63% $8,846
    Ixonia Bank 1 6.88% $6,120
    LAKEVIEW LOAN SERVICING, LLC 1 6.25% $10,178
    LENDSURE MORTGAGE CORP. 1 10.50% $13,056
    MID AMERICA MORTGAGE, INC. 1 6.50% $13,957
    MORIA DEVELOPMENT, INC. 1 7.13% $7,147
    MOUNTAIN AMERICA 1 6.88% $3,910
    Nations Lending Corporation 1 6.25% $6,529
    NexBank 1 6.25% $6,681
    OAKTREE FUNDING CORP. 1 10.00% $11,471
    OCMBC, INC. 1 8.00% $18,325
    ONE NEVADA CREDIT UNION 1 7.13% $3,274
    PANORAMA MORTGAGE GROUP, LLC 1 7.38% $11,856
    Plains Commerce Bank 1 6.88% $5,066
    SANDIA LABORATORY 1 6.38% $5,654
    SIMPLIFI MORTGAGE, LLC 1 6.50% $6,788
    Ally Bank 1 5.25% $21,337
    The Federal Savings Bank 1 7.50% $4,553
    USAA Federal Savings Bank 1 8.38% $3,414
    Watermark Capital, Inc. 1 6.13% $3,101
    Waterstone Mortgage Corporation 1 6.50% $6,288
    ZILLOW HOME LOANS, LLC 1 6.50% $4,426

    Pahrump Average Closing Costs & Other Stats

    Pahrump, NV's 86 lenders originated 1,177 loans during 2023. The total origination value was $273,885,000, with an average loan value of $232,698.

    Pahrump's average closing costs are $6,235.

    The top Pahrump lender as defined by loan originations is South Pacific Financial Corporation, with 30 loans originated. Their average total fees are $3,064, which is $4,466 lower than the next largest lender, AXIA FINANCIAL, LLC.

    The lowest fee Pahrump lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,760), South Pacific Financial Corporation ($3,064), DHI MORTGAGE COMPANY, LTD. ($3,329), LEADERONE FINANCIAL CORPORATION ($4,623) and LOANDEPOT.COM, LLC ($5,791).

    The lowest rate Pahrump lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.86%), South Pacific Financial Corporation (6.12%), HOMEAMERICAN MORTGAGE CORPORATION (6.38%), QUICKEN LOANS, LLC (6.64%) and AXIA FINANCIAL, LLC (6.83%).

    Pahrump, NV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $22,600,000 $20,360,000 -9.9% 7.4%
    DHI MORTGAGE COMPANY, LTD. $6,110,000 $17,395,000 184.7% 6.4%
    QUICKEN LOANS, LLC $28,605,000 $17,285,000 -39.6% 6.3%
    AXIA FINANCIAL, LLC $22,280,000 $16,315,000 -26.8% 6.0%
    GUILD MORTGAGE COMPANY $13,970,000 $13,420,000 -3.9% 4.9%
    South Pacific Financial Corporation $9,950,000 $11,145,000 12.0% 4.1%
    LEADERONE FINANCIAL CORPORATION $355,000 $10,090,000 2,742.3% 3.7%
    LOANDEPOT.COM, LLC $27,855,000 $9,505,000 -65.9% 3.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $11,495,000 $6,525,000 -43.2% 2.4%
    Mortgage Research Center, LLC $7,160,000 $6,415,000 -10.4% 2.3%
    HOMEAMERICAN MORTGAGE CORPORATION $1,515,000 $5,400,000 256.4% 2.0%
    Zions Bank $11,265,000 $5,190,000 -53.9% 1.9%
    BROKER SOLUTIONS, INC. $8,855,000 $5,130,000 -42.1% 1.9%
    SECURITYNATIONAL MORTGAGE COMPANY $3,975,000 $4,380,000 10.2% 1.6%
    GUARANTEED RATE, INC. $5,655,000 $4,045,000 -28.5% 1.5%
    PENNYMAC LOAN SERVICES, LLC $7,010,000 $3,755,000 -46.4% 1.4%
    AMERICA FIRST $6,105,000 $3,705,000 -39.3% 1.4%
    U.S. Bank $7,130,000 $3,645,000 -48.9% 1.3%
    NAVY FEDERAL CREDIT UNION $7,245,000 $3,315,000 -54.2% 1.2%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,930,000 $3,215,000 9.7% 1.2%
    CARDINAL FINANCIAL $7,530,000 $3,100,000 -58.8% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $3,155,000 $3,090,000 -2.1% 1.1%
    FREEDOM MORTGAGE CORPORATION $9,905,000 $2,985,000 -69.9% 1.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,940,000 $2,925,000 -0.5% 1.1%
    Century Mortgage Company DBA Century Lending Company $2,750,000 n/a 1.0%
    Wells Fargo Bank $8,765,000 $2,530,000 -71.1% 0.9%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $4,750,000 $2,475,000 -47.9% 0.9%
    MOVEMENT MORTGAGE, LLC $3,765,000 $2,455,000 -34.8% 0.9%
    PINNACLE LENDING GROUP, INC. $820,000 $2,365,000 188.4% 0.9%
    RESIDENTIAL BANCORP $2,815,000 $2,270,000 -19.4% 0.8%
    The Federal Savings Bank $1,525,000 $2,185,000 43.3% 0.8%
    MOUNTAIN AMERICA $1,030,000 $2,090,000 102.9% 0.8%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,620,000 $2,025,000 25.0% 0.7%
    AMERISAVE MORTGAGE CORPORATION $4,480,000 $2,000,000 -55.4% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $3,850,000 $1,945,000 -49.5% 0.7%
    AMERICAN FINANCIAL NETWORK, INC. $1,850,000 n/a 0.7%
    Prosperity Home Mortgage, LLC $1,265,000 $1,760,000 39.1% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $4,785,000 $1,700,000 -64.5% 0.6%
    FBC MORTGAGE, LLC $4,225,000 $1,665,000 -60.6% 0.6%
    CASTLE & COOKE MORTGAGE, LLC $1,555,000 $1,625,000 4.5% 0.6%
    LENDINGHOME FUNDING CORPORATION $2,275,000 $1,440,000 -36.7% 0.5%
    RMS & Associates $1,015,000 $1,425,000 40.4% 0.5%
    JPMorgan Chase Bank $1,205,000 $1,370,000 13.7% 0.5%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,820,000 $1,355,000 -52.0% 0.5%
    NEW DAY FINANCIAL, LLC $2,025,000 $1,255,000 -38.0% 0.5%
    Carrington Mortgage Services, LLC $880,000 $1,240,000 40.9% 0.5%
    Equity Prime Mortgage LLC $185,000 $1,230,000 564.9% 0.4%
    Sierra Pacific Mortgage Company, Inc. $2,410,000 $1,185,000 -50.8% 0.4%
    American Mortgage & Equity Consultants, Inc. $1,110,000 n/a 0.4%
    ONE NEVADA CREDIT UNION $3,625,000 $1,105,000 -69.5% 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $1,905,000 $1,100,000 -42.3% 0.4%
    CMG MORTGAGE, INC. $3,115,000 $1,085,000 -65.2% 0.4%
    PANORAMA MORTGAGE GROUP, LLC $1,000,000 $1,085,000 8.5% 0.4%
    NEWREZ LLC $1,895,000 $1,065,000 -43.8% 0.4%
    Bank of America $1,875,000 $1,015,000 -45.9% 0.4%
    EVERETT FINANCIAL, INC. $1,165,000 $985,000 -15.5% 0.4%
    INTERCAP LENDING INC. $480,000 $950,000 97.9% 0.3%
    Ixonia Bank $930,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $255,000 $905,000 254.9% 0.3%
    OCMBC, INC. $770,000 $900,000 16.9% 0.3%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,020,000 $880,000 -13.7% 0.3%
    Discover Bank $840,000 $870,000 3.6% 0.3%
    CALCON MUTUAL MORTGAGE LLC $235,000 $855,000 263.8% 0.3%
    LOANPAL, LLC $2,230,000 $820,000 -63.2% 0.3%
    PLANET HOME LENDING, LLC $3,205,000 $810,000 -74.7% 0.3%
    GREATER NEVADA LLC $585,000 $785,000 34.2% 0.3%
    Paramount Residential Mortgage Group, Inc. $1,200,000 $785,000 -34.6% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $365,000 $785,000 115.1% 0.3%
    CLEARPATH LENDING $3,115,000 $755,000 -75.8% 0.3%
    MANN FINANCIAL INC. $1,715,000 $755,000 -56.0% 0.3%
    VILLAGE CAPITAL MORTGAGE $2,275,000 $715,000 -68.6% 0.3%
    DATA MORTGAGE, INC. $1,670,000 $685,000 -59.0% 0.3%
    NATIONS DIRECT MORTGAGE, LLC $640,000 $680,000 6.3% 0.2%
    AMWEST FUNDING CORP. $670,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,535,000 $665,000 -73.8% 0.2%
    CHURCHILL MORTGAGE CORPORATION $85,000 $645,000 658.8% 0.2%
    SANDIA LABORATORY $625,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $845,000 $595,000 -29.6% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $245,000 $590,000 140.8% 0.2%
    HighTechLending Inc $570,000 n/a 0.2%
    First Option Mortgage, LLC $540,000 $550,000 1.9% 0.2%
    NOVA FINANCIAL & INVESTMENT CORPORATION $2,565,000 $545,000 -78.8% 0.2%
    HOMEXPRESS MORTGAGE CORP. $275,000 $535,000 94.5% 0.2%
    CLARK COUNTY CREDIT UNION $735,000 $530,000 -27.9% 0.2%
    GENEVA FINANCIAL, LLC $365,000 $515,000 41.1% 0.2%
    The Loan Store, Inc. $495,000 n/a 0.2%
    Flagstar Bank, FSB $2,205,000 $490,000 -77.8% 0.2%
    Ally Bank $485,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $445,000 $480,000 7.9% 0.2%
    Nations Lending Corporation $1,680,000 $475,000 -71.7% 0.2%
    ALAMEDA MORTGAGE CORPORATION $465,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $1,175,000 $460,000 -60.9% 0.2%
    ZILLOW HOME LOANS, LLC $640,000 $460,000 -28.1% 0.2%
    Franklin Loan Corporation $450,000 n/a 0.2%
    Citadel Servicing Corporation $250,000 $415,000 66.0% 0.2%
    BAY EQUITY LLC $1,385,000 $400,000 -71.1% 0.1%
    Plains Commerce Bank $375,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $445,000 $365,000 -18.0% 0.1%
    Bank of Colorado $345,000 n/a 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $335,000 n/a 0.1%
    Citibank $325,000 n/a 0.1%
    ML Mortgage Corp. $1,120,000 $325,000 -71.0% 0.1%
    Waterstone Mortgage Corporation $325,000 n/a 0.1%
    USAA Federal Savings Bank $2,850,000 $320,000 -88.8% 0.1%
    BM Real Estate Services, Inc. $305,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $2,320,000 $305,000 -86.9% 0.1%
    LANTZMAN MANAGEMENT, INC. $360,000 $295,000 -18.1% 0.1%
    LENDSURE MORTGAGE CORP. $345,000 $295,000 -14.5% 0.1%
    RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,315,000 $295,000 -87.3% 0.1%
    NexBank $285,000 n/a 0.1%
    OAKTREE FUNDING CORP. $285,000 n/a 0.1%
    BAY-VALLEY MORTGAGE GROUP $275,000 n/a 0.1%
    BNC National Bank $1,015,000 $275,000 -72.9% 0.1%
    DIRECT MORTGAGE LOANS, LLC $265,000 $275,000 3.8% 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $560,000 $275,000 -50.9% 0.1%
    Hometown Equity Mortgage, LLC $150,000 $245,000 63.3% 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $335,000 $245,000 -26.9% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $245,000 n/a 0.1%
    CITYWIDE HOME LOANS, LLC $235,000 n/a 0.1%
    Magnolia Bank $1,105,000 $235,000 -78.7% 0.1%
    FINANCE OF AMERICA REVERSE LLC $1,455,000 $225,000 -84.5% 0.1%
    MORIA DEVELOPMENT, INC. $230,000 $225,000 -2.2% 0.1%
    Watermark Capital, Inc. $145,000 $225,000 55.2% 0.1%
    CANOPY MORTGAGE, LLC $925,000 $205,000 -77.8% 0.1%
    Figure Lending LLC $510,000 $205,000 -59.8% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $285,000 $205,000 -28.1% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $255,000 $195,000 -23.5% 0.1%
    Farmers Bank & Trust $185,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $915,000 $185,000 -79.8% 0.1%
    SIMPLIFI MORTGAGE, LLC $770,000 $185,000 -76.0% 0.1%
    A&D Mortgage LLC $175,000 n/a 0.1%
    Encompass Lending Group, LP $175,000 n/a 0.1%
    PHH Mortgage Corporation $605,000 $175,000 -71.1% 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $410,000 $165,000 -59.8% 0.1%
    NORTHROP GRUMMAN Federal Credit Union $165,000 n/a 0.1%
    Bank of England $640,000 $155,000 -75.8% 0.1%
    NuVision Federal Credit Union $155,000 n/a 0.1%
    BELEM SERVICING LLC $145,000 n/a 0.1%
    GEORGIA'S OWN $135,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $390,000 $115,000 -70.5% 0.0%
    SILVER STATE SCHOOLS SERVICE COMPANY, LLC $150,000 $95,000 -36.7% 0.0%
    TOP FLITE FINANCIAL, INC. $480,000 $95,000 -80.2% 0.0%
    Firefighters First Federal Credit Union $75,000 n/a 0.0%
    CHERRY CREEK MORTGAGE, LLC $390,000 $55,000 -85.9% 0.0%
    INTOUCH CREDIT UNION $55,000 n/a 0.0%
    Operating Engineers Local Union #3 $55,000 n/a 0.0%
    Utah Power $150,000 $45,000 -70.0% 0.0%
    ALLIANT CREDIT UNION $35,000 n/a 0.0%

    Pahrump's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.4% market share. In second place, with 6.4%, is DHI MORTGAGE COMPANY, LTD., having originated $17,395,000 in loans. In third place, with 6.3%, is QUICKEN LOANS, LLC, having originated $17,285,000 in loans. In fourth place, with 6.0%, is AXIA FINANCIAL, LLC, having originated $16,315,000 in loans. In fifth place, with 4.9%, is GUILD MORTGAGE COMPANY, having originated $13,420,000 in loans.

    Pahrump Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $263,700 (18.8%) $281,437 (14.2%) 0.00 130
    2018-02-01 $264,725 (16.5%) $279,656 (7.2%) 0.00 146
    2018-03-01 $278,900 (22.9%) $318,389 (18.7%) 0.00 136
    2018-04-01 $280,475 (22.0%) $328,781 (19.6%) 0.00 120
    2018-05-01 $278,485 (19.0%) $324,247 (17.5%) 0.00 116
    2018-06-01 $294,900 (19.4%) $333,482 (17.3%) 0.00 133
    2018-07-01 $284,450 (15.9%) $334,272 (19.1%) 0.00 146
    2018-08-01 $284,725 (14.4%) $337,928 (20.9%) 0.00 166
    2018-09-01 $284,950 (16.4%) $330,018 (17.4%) 0.00 188
    2018-10-01 $291,450 (19.0%) $324,029 (13.9%) 0.00 196
    2018-11-01 $290,000 (16.5%) $323,765 (11.4%) 0.00 203
    2018-12-01 $286,750 (12.9%) $316,815 (10.0%) 0.00 204
    2019-01-01 $289,875 (9.9%) $311,005 (10.5%) 0.00 205
    2019-02-01 $289,150 (9.2%) $311,746 (11.5%) 0.00 205
    2019-03-01 $287,835 (3.2%) $305,506 (-4.1%) 0.00 196
    2019-04-01 $284,975 (1.6%) $300,527 (-8.6%) 0.00 183
    2019-05-01 $279,675 (0.4%) $296,390 (-8.6%) 0.00 198
    2019-06-01 $289,630 (-1.8%) $296,706 (-11.0%) 0.00 208
    2019-07-01 $285,000 (0.2%) $296,308 (-11.4%) 0.00 209
    2019-08-01 $280,636 (-1.4%) $293,613 (-13.1%) 0.00 235
    2019-09-01 $274,091 (-3.8%) $289,167 (-12.4%) 0.00 276
    2019-10-01 $269,894 (-7.4%) $287,501 (-11.3%) 0.00 303
    2019-11-01 $285,000 (-1.7%) $298,948 (-7.7%) 0.00 259
    2019-12-01 $289,665 (1.0%) $300,599 (-5.1%) 0.00 237
    2020-01-01 $288,674 (-0.4%) $301,885 (-2.9%) 0.00 221
    2020-02-01 $290,000 (0.3%) $316,900 (1.7%) 0.00 220
    2020-03-01 $289,944 (0.7%) $313,669 (2.7%) 0.00 224
    2020-04-01 $289,900 (1.7%) $321,562 (7.0%) 0.00 218
    2020-05-01 $289,900 (3.7%) $319,863 (7.9%) 0.00 213
    2020-06-01 $294,500 (1.7%) $309,848 (4.4%) 0.00 213
    2020-07-01 $289,225 (1.5%) $319,795 (7.9%) 0.00 204
    2020-08-01 $299,000 (6.5%) $332,061 (13.1%) 0.00 152
    2020-09-01 $295,250 (7.7%) $334,236 (15.6%) 0.00 146
    2020-10-01 $309,997 (14.9%) $350,137 (21.8%) 0.00 132
    2020-11-01 $300,000 (5.3%) $349,014 (16.8%) 0.00 122
    2020-12-01 $304,998 (5.3%) $352,352 (17.2%) 0.00 110
    2021-01-01 $299,995 (3.9%) $349,387 (15.7%) 0.00 101
    2021-02-01 $302,238 (4.2%) $337,521 (6.5%) 0.00 116
    2021-03-01 $312,218 (7.7%) $342,143 (9.1%) 0.00 109
    2021-04-01 $325,000 (12.1%) $359,027 (11.7%) 0.00 104
    2021-05-01 $349,900 (20.7%) $381,389 (19.2%) 0.00 99
    2021-06-01 $359,950 (22.2%) $389,229 (25.6%) 0.00 122
    2021-07-01 $360,000 (24.5%) $398,835 (24.7%) 0.00 140
    2021-08-01 $369,000 (23.4%) $406,848 (22.5%) 0.00 147
    2021-09-01 $374,975 (27.0%) $407,297 (21.9%) 0.00 179
    2021-10-01 $379,000 (22.3%) $412,898 (17.9%) 0.00 183
    2021-11-01 $379,059 (26.4%) $408,391 (17.0%) 0.00 174
    2021-12-01 $381,222 (25.0%) $411,925 (16.9%) 0.00 154
    2022-01-01 $380,000 (26.7%) $421,175 (20.6%) 0.00 140
    2022-02-01 $394,925 (30.7%) $421,145 (24.8%) 0.00 147
    2022-03-01 $417,225 (33.6%) $434,943 (27.1%) 0.00 139
    2022-04-01 $435,000 (33.9%) $459,953 (28.1%) 0.00 140
    2022-05-01 $437,000 (24.9%) $463,271 (21.5%) 0.00 156
    2022-06-01 $434,250 (20.6%) $477,758 (22.7%) 0.00 199
    2022-07-01 $425,000 (18.1%) $471,275 (18.2%) 0.00 254
    2022-08-01 $416,975 (13.0%) $458,841 (12.8%) 0.00 266
    2022-09-01 $403,097 (7.5%) $456,411 (12.1%) 0.00 282
    2022-10-01 $399,900 (5.5%) $440,364 (6.7%) 0.00 281
    2022-11-01 $399,000 (5.3%) $431,116 (5.6%) 0.00 278
    2022-12-01 $396,500 (4.0%) $426,936 (3.6%) 0.00 258
    2023-01-01 $396,500 (4.3%) $417,865 (-0.8%) 0.00 228
    2023-02-01 $395,675 (0.2%) $415,690 (-1.3%) 0.00 244
    2023-03-01 $399,900 (-4.2%) $420,913 (-3.2%) 0.00 251
    2023-04-01 $400,000 (-8.1%) $429,692 (-6.6%) 0.00 245
    2023-05-01 $391,124 (-10.5%) $420,138 (-9.3%) 0.00 286
    2023-06-01 $398,000 (-8.4%) $423,041 (-11.5%) 0.00 297
    2023-07-01 $399,900 (-5.9%) $429,511 (-8.9%) 0.00 282
    2023-08-01 $393,973 (-5.5%) $424,718 (-7.4%) 0.00 289
    2023-09-01 $395,000 (-2.0%) $450,970 (-1.2%) 0.00 226
    2023-10-01 $397,500 (-0.6%) $451,843 (2.6%) 0.00 226
    2023-11-01 $399,000 (0.0%) $454,280 (5.4%) 0.00 208
    2023-12-01 $400,000 (0.9%) $446,971 (4.7%) 0.00 206
    2024-01-01 $409,500 (3.3%) $446,394 (6.8%) 0.00 199
    2024-02-01 $419,950 (6.1%) $450,775 (8.4%) 0.00 199
    2024-03-01 $419,450 (4.9%) $462,117 (9.8%) 0.00 212
    2024-04-01 $416,249 (4.1%) $466,356 (8.5%) 0.00 203
    2024-05-01 $417,500 (6.7%) $443,288 (5.5%) 0.00 199
    2024-06-01 $428,998 (7.8%) $453,876 (7.3%) 0.00 189
    2024-07-01 $425,000 (6.3%) $470,410 (9.5%) 0.00 211
    2024-08-01 $430,000 (9.1%) $469,484 (10.5%) 0.00 234
    2024-09-01 $424,950 (7.6%) $476,181 (5.6%) 0.00 243
    2024-10-01 $419,825 (5.6%) $481,814 (6.6%) 0.00 251
    2024-11-01 $419,900 (5.2%) $496,439 (9.3%) 0.00 249
    Pahrump's median listing price for 2024-11-01 was $419,900, a difference of $20,900 (5.2%) versus the prior year and $75 versus the prior month.

    Pahrump's median listing price comes in at 0% of the national average.

    Pahrump's average listing price for 2024-11-01 was $496,439, a difference of $42,159 (9.3%) versus the prior year and $14,625 versus the prior month.

    For the 2024-11-01 period, Pahrump had 249 MLS listings, a difference of -2 listings (-1%) versus the prior month and 41 listings (20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,218 sqft
    2018-02-01 0 days 2,164 sqft
    2018-03-01 0 days 2,228 sqft
    2018-04-01 0 days 2,200 sqft
    2018-05-01 0 days 2,202 sqft
    2018-06-01 0 days 2,202 sqft
    2018-07-01 0 days 2,144 sqft
    2018-08-01 0 days 2,126 sqft
    2018-09-01 0 days 2,107 sqft
    2018-10-01 0 days 2,141 sqft
    2018-11-01 0 days 2,180 sqft
    2018-12-01 0 days 2,113 sqft
    2019-01-01 0 days 2,090 sqft
    2019-02-01 0 days 2,088 sqft
    2019-03-01 0 days 2,076 sqft
    2019-04-01 0 days 2,062 sqft
    2019-05-01 0 days 2,036 sqft
    2019-06-01 0 days 2,025 sqft
    2019-07-01 0 days 2,024 sqft
    2019-08-01 0 days 2,014 sqft
    2019-09-01 0 days 2,003 sqft
    2019-10-01 0 days 2,009 sqft
    2019-11-01 0 days 2,024 sqft
    2019-12-01 0 days 2,050 sqft
    2020-01-01 0 days 2,036 sqft
    2020-02-01 0 days 2,036 sqft
    2020-03-01 0 days 2,021 sqft
    2020-04-01 0 days 2,027 sqft
    2020-05-01 0 days 2,048 sqft
    2020-06-01 0 days 2,022 sqft
    2020-07-01 0 days 2,025 sqft
    2020-08-01 0 days 2,080 sqft
    2020-09-01 0 days 2,038 sqft
    2020-10-01 0 days 2,087 sqft
    2020-11-01 0 days 2,087 sqft
    2020-12-01 0 days 2,087 sqft
    2021-01-01 0 days 2,021 sqft
    2021-02-01 0 days 1,959 sqft
    2021-03-01 0 days 2,021 sqft
    2021-04-01 0 days 2,026 sqft
    2021-05-01 0 days 2,057 sqft
    2021-06-01 0 days 2,065 sqft
    2021-07-01 0 days 2,022 sqft
    2021-08-01 0 days 2,013 sqft
    2021-09-01 0 days 2,013 sqft
    2021-10-01 0 days 1,977 sqft
    2021-11-01 0 days 1,983 sqft
    2021-12-01 0 days 1,997 sqft
    2022-01-01 0 days 1,990 sqft
    2022-02-01 0 days 1,985 sqft
    2022-03-01 0 days 2,006 sqft
    2022-04-01 0 days 2,074 sqft
    2022-05-01 0 days 2,022 sqft
    2022-06-01 0 days 2,022 sqft
    2022-07-01 0 days 2,017 sqft
    2022-08-01 0 days 2,003 sqft
    2022-09-01 0 days 1,991 sqft
    2022-10-01 0 days 1,999 sqft
    2022-11-01 0 days 1,999 sqft
    2022-12-01 0 days 2,009 sqft
    2023-01-01 0 days 2,019 sqft
    2023-02-01 0 days 2,008 sqft
    2023-03-01 0 days 2,022 sqft
    2023-04-01 0 days 2,022 sqft
    2023-05-01 0 days 2,012 sqft
    2023-06-01 0 days 2,022 sqft
    2023-07-01 0 days 2,029 sqft
    2023-08-01 0 days 1,975 sqft
    2023-09-01 0 days 1,977 sqft
    2023-10-01 0 days 1,997 sqft
    2023-11-01 0 days 2,049 sqft
    2023-12-01 0 days 2,055 sqft
    2024-01-01 0 days 2,057 sqft
    2024-02-01 0 days 2,074 sqft
    2024-03-01 0 days 2,057 sqft
    2024-04-01 0 days 2,057 sqft
    2024-05-01 0 days 2,057 sqft
    2024-06-01 0 days 2,087 sqft
    2024-07-01 0 days 2,076 sqft
    2024-08-01 0 days 2,098 sqft
    2024-09-01 0 days 2,057 sqft
    2024-10-01 0 days 2,021 sqft
    2024-11-01 0 days 2,017 sqft
    Pahrump's median listing age (time on market) for 2024-11-01 was 0 days.

    Pahrump's median square footage for active listings during the 2024-11-01 period was 2,017 sqft. One year prior, the average listing was 2,049 sqft.

    Pahrump, NV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 834 $217,110,000 $260,324
    Cash Out Refi 155 $33,905,000 $218,742
    Other 73 $5,175,000 $70,890
    Home Improvement 58 $5,110,000 $88,103
    Refi 56 $12,290,000 $219,464
    NA 1 $295,000 $295,000

    Pahrump's most frequently cited loan purpose was Home Purchase, with 834 originations. The 2nd most popular reason was Cash Out Refi, with 155 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 448 $115,300,000 $257,366
    7-8% 275 $68,235,000 $248,127
    5-6% 226 $61,620,000 $272,655
    Over 8% 160 $18,790,000 $117,438
    4-5% 28 $7,420,000 $265,000
    <2.5% 22 $1,130,000 $51,364
    3-4% 12 $1,090,000 $90,833

    During 2023, Pahrump's most frequently originated rate bucket was 6-7%, with 448 originations.

    Loan Sizing (Pahrump, NV MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 618 $178,890,000 $289,466
    $100k-200k 281 $44,035,000 $156,708
    $100,000 or less 191 $9,405,000 $49,241
    $400k-600k 82 $37,390,000 $455,976
    $600k-1000k 3 $1,955,000 $651,667
    $Over $1MM 2 $2,210,000 $1,105,000

    Pahrump's loan sizing saw the bucket of loans from $200k-400k with 618 originations, totaling $178,890,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 603 $179,065,000 $296,957
    60-80% 193 $49,205,000 $254,948
    Under 20% 136 $5,330,000 $39,191
    40-60% 122 $20,930,000 $171,557
    20-40% 94 $10,090,000 $107,340
    Over 100% 26 $8,830,000 $339,615

    Pahrump's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 603 originations, totaling $179,065,000 in origination value.