Pahrump Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pahrump averaged 6.25% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.26% and one month ago for the week of 2022-05-26, the average rate was 5.35%.

Pahrump's average rate one year ago was 3.58%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Pahrump 30 Year Fixed Rate 2022-06-30 6.25%
Pahrump 30 Year Fixed Rate Refi 2022-06-30 5.86%
Pahrump 15 Year Fixed Rate 2022-06-30 4.92%
Pahrump 15 Year Fixed Rate Refi 2022-06-30 5.22%
Pahrump 30 Year FHA 2022-06-30 5.68%
Pahrump 30 Year FHA Refi 2022-06-30 5.46%
Pahrump 30 Year USDA 2022-06-30 5.56%
Pahrump 30 Year USDA Refi 2022-06-30 6.07%
Pahrump 30 Year VA 2022-06-30 5.66%
Pahrump 30 Year VA Refi 2022-06-30 5.47%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pahrump, NV.

Pahrump Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Pahrump, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 127 3.10% $5,065
AXIA FINANCIAL, LLC 81 3.30% $4,655
FBC MORTGAGE, LLC 62 3.29% $4,437
Wells Fargo Bank 61 3.14% $3,363
LOANDEPOT.COM, LLC 51 3.19% $4,565
GUILD MORTGAGE COMPANY 43 3.24% $5,963
South Pacific Financial Corporation 39 3.26% $5,692
Zions Bancorporation, N.A. 37 3.10% $3,113
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 36 3.40% $5,032
UNITED WHOLESALE MORTGAGE, LLC 35 3.07% $5,080
ALL WESTERN MORTGAGE, INC. 29 3.35% $3,510
BROKER SOLUTIONS, INC. 29 3.32% $4,092
U.S. Bank 28 3.16% $3,077
SWBC MORTGAGE CORPORATION 27 3.27% $4,253
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 18 3.30% $4,863
LOANPAL, LLC 18 3.10% $5,567
FREEDOM MORTGAGE CORPORATION 17 3.17% $3,382
HOME POINT FINANCIAL CORPORATION 17 3.13% $4,195
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 16 3.29% $5,863
GUARANTEED RATE, INC. 14 3.50% $5,171
CMG MORTGAGE, INC. 14 3.31% $5,397
AMERISAVE MORTGAGE CORPORATION 14 2.95% $4,635
EAGLE HOME MORTGAGE, LLC 13 3.14% $4,758
JPMorgan Chase Bank 13 3.16% $2,877
Mr. Cooper ( Nationstar Mortgage ) 12 3.16% $6,534
HOMEBRIDGE FINANCIAL SERVICES, INC. 12 3.47% $4,854
CALIBER HOME LOANS, INC. 11 3.08% $4,169
SECURITYNATIONAL MORTGAGE COMPANY 11 3.33% $5,195
MANN FINANCIAL INC. 11 3.35% $5,950
NAVY FEDERAL CREDIT UNION 11 3.31% $3,667
CROSSCOUNTRY MORTGAGE, LLC 10 3.27% $4,523
MUTUAL OF OMAHA MORTGAGE, INC. 10 3.05% $4,264
NEWREZ LLC 10 2.97% $2,859
BAY EQUITY LLC 9 3.18% $6,733
NOVA FINANCIAL & INVESTMENT CORPORATION 9 2.99% $3,872
AMERICA FIRST 8 3.06% $4,998
RMS & Associates 8 3.33% $5,585
Flagstar Bank, FSB 8 3.16% $3,738
PLANET HOME LENDING, LLC 7 3.32% $4,641
Platinum Home Mortgage Corporation 7 3.38% $5,853
PENNYMAC LOAN SERVICES, LLC 7 3.21% $3,978
MOVEMENT MORTGAGE, LLC 7 3.79% $6,120
LADERA LENDING, INC. 7 3.46% $3,969
Bank of America 6 3.02% $3,541
CELEBRITY HOME LOANS, LLC 5 3.72% $5,414
RESIDENTIAL BANCORP. 5 3.55% $6,679
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.63% $4,126
SUN WEST MORTGAGE COMPANY, INC. 5 3.12% $2,521
NBKC BANK 5 2.83% $1,971
AMERICAN FINANCIAL NETWORK, INC. 5 3.35% $8,556
ONE NEVADA CREDIT UNION 5 2.95% $2,481
GREATER NEVADA LLC 5 3.35% $4,345
CITY FIRST MORTGAGE SERVICES, L.L.C. 4 3.56% $2,405
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 3.44% $5,695
Paramount Residential Mortgage Group, Inc. 4 3.53% $5,933
MOUNTAIN AMERICA 4 3.16% $5,750
WESTERN EXPRESS LENDING 4 3.06% $4,059
CANOPY MORTGAGE, LLC 4 2.88% $2,950
UNITED MORTGAGE CORP. 3 3.58% $5,262
InterContinental Capital Group, Inc 3 2.92% $4,203
CHURCHILL MORTGAGE CORPORATION 3 3.63% $6,534
FINANCE OF AMERICA MORTGAGE LLC 3 3.08% $3,285
MUFG Union Bank 3 3.13% $3,380
ON Q FINANCIAL, INC. 3 3.29% $4,836
OCMBC, INC. 3 2.00% $4,427
Carrington Mortgage Services, LLC 3 3.29% $4,914
HAMILTON HOME LOANS, INC. 3 3.63% $4,001
Neighborhood Loans, Inc. 3 3.33% $4,642
Hometown Lenders, Inc. 3 3.17% $5,082
The Federal Savings Bank 3 3.33% $5,133
Citibank 2 3.19% $3,419
DATA MORTGAGE, INC. 2 3.81% $4,599
FirstBank 2 2.75% $2,063
First Guaranty Mortgage Corporation 2 3.06% $2,326
First Option Mortgage, LLC 2 3.31% $6,846
IMPAC MORTGAGE CORP. 2 3.00% $1,487
KELLER MORTGAGE, LLC 2 2.75% $1,983
LEADERONE FINANCIAL CORPORATION 2 3.44% $5,803
Barrington Bank & Trust Company, N.A. 2 3.31% $3,366
Nations Lending Corporation 2 3.31% $3,878
PANORAMA MORTGAGE GROUP, LLC 2 3.88% $4,731
PENTAGON FEDERAL CREDIT UNION 2 2.94% $2,678
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.37% $8,673
Sierra Pacific Mortgage Company, Inc. 2 2.81% $3,080
SOFI LENDING CORP. 2 3.00% $2,713
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.25% $5,891
Watermark Capital, Inc. 2 2.88% $3,167
Lake Area Bank 1 2.88% $3,210
MOUNTAIN WEST FINANCIAL, INC. 1 3.38% $5,023
BEST CAPITAL FUNDING 1 3.38% $9,195
Bank of England 1 3.13% $6,428
INTERCAP LENDING INC. 1 3.38% $4,609
Wyndham Capital Mortgage, Inc. 1 2.99% $780
Utah Mortgage Loan Corporation 1 3.50% $4,819
INTELLILOAN, INC. 1 3.38% $4,003
INOVA FEDERAL CREDIT UNION 1 2.88% $3,592
BNC National Bank 1 2.88% $2,204
BOKF 1 4.25% $4,728
North American Savings Bank, F.S.B. 1 3.38% $2,414
NORTHROP GRUMMAN Federal Credit Union 1 3.13% $3,094
GUARANTEED RATE AFFINITY, LLC 1 3.50% $4,658
GENEVA FINANCIAL, LLC 1 2.75% $3,347
Franklin Loan Corporation 1 3.25% $3,032
First National Bank of America 1 8.63% $8,889
ONY GLO, INC. 1 3.00% $2,804
VILLAGE CAPITAL & INVESTMENT LLC 1 2.50% $4,747
FIRST COLONY MORTGAGE CORPORATION 1 3.38% $2,599
COMMUNITY MORTGAGE FUNDING, LLC 1 3.25% $3,097
Colten Mortgage, LLC 1 2.75% $3,909
PINNACLE LENDING GROUP, INC. 1 2.75% $4,508
Evolve Bank & Trust 1 3.25% $3,385
East Coast Capital Corp. 1 3.25% $4,570
PNC Bank 1 3.63% $4,115
Credit Union 1 1 2.63% $3,449
City National Bank 1 3.09% $7,279
Bank Iowa 1 2.50% $2,753
Quontic Bank 1 6.00% $12,367
DRAPER AND KRAMER MORTGAGE CORP. 1 3.50% $5,235
Discover Bank 1 3.99% $0
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.00% $8,521
Royal Business Bank 1 3.50% $4,324
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.49% $4,878
Constant Investments, Inc. 1 3.25% $5,349
WINNPOINTE CORPORATION 1 2.75% $3,277
Colonial Savings, F.A. 1 3.50% $4,423
S&S Financial 1 2.63% $2,345
STEARNS LENDING, LLC 1 3.38% $3,243
DIGNIFIED HOME LOANS, LLC 1 2.75% $7,497
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.63% $7,212
Texana Bank 1 2.75% $3,280
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.38% $3,426
UNITED 1 3.88% $4,011
United Fidelity Funding Corp. 1 2.88% $6,234
CLEARPATH LENDING 1 2.99% $7,525
LAND HOME FINANCIAL SERVICES, INC. 1 3.88% $3,718
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $2,113
LENDSURE MORTGAGE CORP. 1 4.25% $6,640
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.00% $11,382
LAKEVIEW LOAN SERVICING, LLC 1 3.38% $1,491
Baxter Credit Union 1 3.00% $2,425
Loan Simple, Inc. 1 2.88% $4,584
Magnolia Bank 1 2.99% $3,785
AMERICAN FINANCIAL RESOURCES, INC. 1 3.38% $6,456
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 3.63% $2,710

Pahrump, NV's 144 lenders originated 3,030 loans during 2021. The total origination value was $675,530,000, with an average loan value of $222,947.

The top Pahrump lender as defined by loan originations is QUICKEN LOANS, LLC, with 127 loans originated. Their average total fees are $5,065, which is $410 higher than the next largest lender, AXIA FINANCIAL, LLC.

The lowest fee Pahrump lenders (with over 10 loans originated) are NEWREZ LLC ($2,859), JPMorgan Chase Bank ($2,877), U.S. Bank ($3,077), Zions Bancorporation, N.A. ($3,113) and Wells Fargo Bank ($3,363).

The lowest rate Pahrump lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.95%), NEWREZ LLC (2.97%), MUTUAL OF OMAHA MORTGAGE, INC. (3.05%), UNITED WHOLESALE MORTGAGE, LLC (3.07%) and CALIBER HOME LOANS, INC. (3.08%).

Pahrump, NV Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $53,640,000 $55,655,000 3.8% 8.2%
FREEDOM MORTGAGE CORPORATION $37,570,000 $38,920,000 3.6% 5.8%
FBC MORTGAGE, LLC $30,455,000 $32,560,000 6.9% 4.8%
AXIA FINANCIAL, LLC $24,530,000 $30,860,000 25.8% 4.6%
GUILD MORTGAGE COMPANY $15,120,000 $25,095,000 66.0% 3.7%
LOANDEPOT.COM, LLC $15,020,000 $22,950,000 52.8% 3.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,040,000 $22,115,000 16.2% 3.3%
Wells Fargo Bank $19,835,000 $17,520,000 -11.7% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $12,705,000 $17,180,000 35.2% 2.5%
BROKER SOLUTIONS, INC. $12,990,000 $16,910,000 30.2% 2.5%
South Pacific Financial Corporation $16,480,000 n/a 2.4%
Zions Bancorporation, N.A. $7,055,000 $13,670,000 93.8% 2.0%
Mortgage Research Center, LLC $9,625,000 $11,795,000 22.5% 1.7%
PENNYMAC LOAN SERVICES, LLC $4,820,000 $11,760,000 144.0% 1.7%
SWBC MORTGAGE CORPORATION $1,675,000 $11,530,000 588.4% 1.7%
ALL WESTERN MORTGAGE, INC. $2,690,000 $10,750,000 299.6% 1.6%
U.S. Bank $4,600,000 $9,215,000 100.3% 1.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $7,535,000 $8,740,000 16.0% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $9,545,000 $8,625,000 -9.6% 1.3%
CALIBER HOME LOANS, INC. $4,370,000 $8,580,000 96.3% 1.3%
CMG MORTGAGE, INC. $7,545,000 $8,525,000 13.0% 1.3%
LAKEVIEW LOAN SERVICING, LLC $5,325,000 $8,125,000 52.6% 1.2%
HOME POINT FINANCIAL CORPORATION $4,720,000 $8,035,000 70.2% 1.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,760,000 $7,730,000 -11.8% 1.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,130,000 $7,580,000 83.5% 1.1%
NAVY FEDERAL CREDIT UNION $3,915,000 $7,580,000 93.6% 1.1%
LOANPAL, LLC $5,705,000 $7,535,000 32.1% 1.1%
SUN WEST MORTGAGE COMPANY, INC. $11,015,000 $7,325,000 -33.5% 1.1%
EAGLE HOME MORTGAGE, LLC $10,905,000 $7,305,000 -33.0% 1.1%
CLEARPATH LENDING $10,640,000 $7,255,000 -31.8% 1.1%
NEWREZ LLC $5,280,000 $6,465,000 22.4% 1.0%
GUARANTEED RATE, INC. $2,915,000 $6,150,000 111.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $2,790,000 $5,730,000 105.4% 0.8%
Cornerstone First Mortgage, Inc $4,535,000 $5,680,000 25.2% 0.8%
SECURITYNATIONAL MORTGAGE COMPANY $1,240,000 $5,050,000 307.3% 0.7%
VILLAGE CAPITAL & INVESTMENT LLC $6,005,000 $4,900,000 -18.4% 0.7%
MOVEMENT MORTGAGE, LLC $860,000 $4,735,000 450.6% 0.7%
Flagstar Bank, FSB $4,230,000 $4,575,000 8.2% 0.7%
NEW DAY FINANCIAL, LLC $3,225,000 $4,530,000 40.5% 0.7%
AMERICA FIRST $5,300,000 $4,480,000 -15.5% 0.7%
The Federal Savings Bank $7,220,000 $4,345,000 -39.8% 0.6%
MANN FINANCIAL INC. $1,505,000 $4,290,000 185.0% 0.6%
CELEBRITY HOME LOANS, LLC $775,000 $3,945,000 409.0% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $1,600,000 $3,915,000 144.7% 0.6%
PLANET HOME LENDING, LLC $2,460,000 $3,795,000 54.3% 0.6%
RESIDENTIAL BANCORP. $3,150,000 $3,645,000 15.7% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $1,420,000 $3,595,000 153.2% 0.5%
BAY EQUITY LLC $2,605,000 $3,450,000 32.4% 0.5%
NOVA FINANCIAL & INVESTMENT CORPORATION $3,400,000 $3,100,000 -8.8% 0.5%
USAA Federal Savings Bank $1,785,000 $3,095,000 73.4% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $3,415,000 $3,050,000 -10.7% 0.5%
ONE NEVADA CREDIT UNION $1,850,000 $2,835,000 53.2% 0.4%
JPMorgan Chase Bank $1,375,000 $2,805,000 104.0% 0.4%
Bank of America $2,555,000 $2,730,000 6.8% 0.4%
MOUNTAIN AMERICA $845,000 $2,650,000 213.6% 0.4%
Carrington Mortgage Services, LLC $3,340,000 $2,605,000 -22.0% 0.4%
Arbor Realty Trust, Inc. $2,565,000 n/a 0.4%
Nations Lending Corporation $455,000 $2,515,000 452.7% 0.4%
Barrington Bank & Trust Company, N.A. $715,000 $2,310,000 223.1% 0.3%
AMERICAN ADVISORS GROUP $1,405,000 $2,245,000 59.8% 0.3%
LADERA LENDING, INC. $1,315,000 $2,200,000 67.3% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,235,000 $2,115,000 71.3% 0.3%
GREATER NEVADA LLC $1,520,000 $2,110,000 38.8% 0.3%
RMS & Associates $1,005,000 $2,090,000 108.0% 0.3%
CASTLE & COOKE MORTGAGE, LLC $790,000 $2,065,000 161.4% 0.3%
SOVEREIGN LENDING GROUP INCORPORATED $830,000 $1,925,000 131.9% 0.3%
FINANCE OF AMERICA REVERSE LLC $1,060,000 $1,900,000 79.2% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,160,000 $1,825,000 -15.5% 0.3%
NBKC BANK $765,000 $1,820,000 137.9% 0.3%
Magnolia Bank $1,550,000 $1,785,000 15.2% 0.3%
Neighborhood Loans, Inc. $1,770,000 n/a 0.3%
City National Bank $1,755,000 n/a 0.3%
Paramount Residential Mortgage Group, Inc. $890,000 $1,740,000 95.5% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $1,675,000 $1,710,000 2.1% 0.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,680,000 n/a 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $290,000 $1,570,000 441.4% 0.2%
Platinum Home Mortgage Corporation $325,000 $1,510,000 364.6% 0.2%
ON Q FINANCIAL, INC. $625,000 $1,470,000 135.2% 0.2%
First Guaranty Mortgage Corporation $1,415,000 $1,355,000 -4.2% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,025,000 $1,355,000 32.2% 0.2%
DATA MORTGAGE, INC. $1,325,000 $1,330,000 0.4% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $1,550,000 $1,310,000 -15.5% 0.2%
Sierra Pacific Mortgage Company, Inc. $495,000 $1,270,000 156.6% 0.2%
HAMILTON HOME LOANS, INC. $775,000 $1,265,000 63.2% 0.2%
InterContinental Capital Group, Inc $2,120,000 $1,255,000 -40.8% 0.2%
North American Savings Bank, F.S.B. $1,730,000 $1,230,000 -28.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,135,000 n/a 0.2%
CANOPY MORTGAGE, LLC $625,000 $1,125,000 80.0% 0.2%
WESTERN EXPRESS LENDING $215,000 $1,105,000 414.0% 0.2%
Hometown Lenders, Inc. $770,000 $1,050,000 36.4% 0.2%
NP, Inc. $1,475,000 $1,020,000 -30.8% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 $990,000 382.9% 0.1%
Loan Simple, Inc. $990,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $955,000 n/a 0.1%
Low VA Rates, LLC $2,635,000 $905,000 -65.7% 0.1%
OCMBC, INC. $390,000 $900,000 130.8% 0.1%
Bank of England $635,000 $855,000 34.6% 0.1%
LENDINGHOME FUNDING CORPORATION $280,000 $815,000 191.1% 0.1%
MUFG Union Bank $815,000 $815,000 0.0% 0.1%
PINNACLE LENDING GROUP, INC. $1,840,000 $810,000 -56.0% 0.1%
BELEM SERVICING LLC $790,000 n/a 0.1%
First Option Mortgage, LLC $295,000 $775,000 162.7% 0.1%
INTERCAP LENDING INC. $265,000 $745,000 181.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $715,000 n/a 0.1%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $305,000 $705,000 131.1% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,085,000 $705,000 -35.0% 0.1%
UNION HOME MORTGAGE CORP. $1,305,000 $650,000 -50.2% 0.1%
PANORAMA MORTGAGE GROUP, LLC $250,000 $630,000 152.0% 0.1%
IMPAC MORTGAGE CORP. $575,000 $625,000 8.7% 0.1%
GENEVA FINANCIAL, LLC $125,000 $620,000 396.0% 0.1%
BEST CAPITAL FUNDING $205,000 $605,000 195.1% 0.1%
First Federal Bank $1,245,000 $580,000 -53.4% 0.1%
ACADEMY MORTGAGE CORPORATION $570,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $880,000 $570,000 -35.2% 0.1%
SILVER STATE SCHOOLS SERVICE COMPANY, LLC $685,000 $555,000 -19.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $315,000 $550,000 74.6% 0.1%
Manufacturers and Traders Trust Company $390,000 $540,000 38.5% 0.1%
UNITED MORTGAGE CORP. $535,000 n/a 0.1%
Goldwater Bank, N.A. $375,000 $515,000 37.3% 0.1%
First National Bank of America $505,000 n/a 0.1%
SOFI LENDING CORP. $175,000 $495,000 182.9% 0.1%
CIVIC FINANCIAL SERVICES, LLC $490,000 n/a 0.1%
KELLER MORTGAGE, LLC $155,000 $480,000 209.7% 0.1%
PHH Mortgage Corporation $170,000 $465,000 173.5% 0.1%
American First National Bank $460,000 n/a 0.1%
Amerifirst Financial, Inc. $225,000 $460,000 104.4% 0.1%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $445,000 n/a 0.1%
FirstBank $440,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $435,000 n/a 0.1%
HighTechLending Inc $415,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $290,000 $390,000 34.5% 0.1%
Watermark Capital, Inc. $390,000 n/a 0.1%
Discover Bank $290,000 $375,000 29.3% 0.1%
HOMEXPRESS MORTGAGE CORP. $375,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $960,000 $355,000 -63.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,550,000 $350,000 -86.3% 0.1%
STEARNS LENDING, LLC $435,000 $340,000 -21.8% 0.1%
LENDSURE MORTGAGE CORP. $380,000 $335,000 -11.8% 0.0%
Northpointe Bank $840,000 $335,000 -60.1% 0.0%
NORTHROP GRUMMAN Federal Credit Union $335,000 n/a 0.0%
Red River Bank $335,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $445,000 $330,000 -25.8% 0.0%
AMERICAN FINANCING CORPORATION $555,000 $325,000 -41.4% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $245,000 $325,000 32.7% 0.0%
FirstBank Southwest $315,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $205,000 $315,000 53.7% 0.0%
S&S Financial $245,000 $315,000 28.6% 0.0%
WINNPOINTE CORPORATION $315,000 n/a 0.0%
BNC National Bank $305,000 n/a 0.0%
UNITED $85,000 $305,000 258.8% 0.0%
Credit Union 1 $295,000 n/a 0.0%
PNC Bank $290,000 n/a 0.0%
Bank Iowa $350,000 $285,000 -18.6% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $215,000 $285,000 32.6% 0.0%
Colten Mortgage, LLC $280,000 n/a 0.0%
21ST MORTGAGE CORPORATION $450,000 $275,000 -38.9% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $270,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $215,000 $265,000 23.3% 0.0%
BOKF $175,000 $265,000 51.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $265,000 n/a 0.0%
Royal Business Bank $265,000 n/a 0.0%
Commerce Home Mortgage, Inc. $260,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $255,000 n/a 0.0%
East Coast Capital Corp. $255,000 n/a 0.0%
Quontic Bank $255,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $245,000 n/a 0.0%
EVERETT FINANCIAL, INC. $5,680,000 $245,000 -95.7% 0.0%
Utah Mortgage Loan Corporation $235,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $225,000 n/a 0.0%
United Fidelity Funding Corp. $225,000 n/a 0.0%
Citibank $205,000 $220,000 7.3% 0.0%
Bank of the West $965,000 $215,000 -77.7% 0.0%
Cathay Bank $215,000 n/a 0.0%
Colonial Savings, F.A. $215,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $215,000 n/a 0.0%
INTELLILOAN, INC. $235,000 $215,000 -8.5% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $205,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $205,000 n/a 0.0%
ONY GLO, INC. $280,000 $205,000 -26.8% 0.0%
Prosperity Home Mortgage, LLC $205,000 n/a 0.0%
Baxter Credit Union $195,000 n/a 0.0%
Constant Investments, Inc. $195,000 n/a 0.0%
STAR ONE CREDIT UNION $325,000 $195,000 -40.0% 0.0%
Texana Bank $195,000 n/a 0.0%
Citizens Bank $185,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $185,000 n/a 0.0%
HOME FUNDING CORPORATION $185,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $205,000 $185,000 -9.8% 0.0%
BRIDGELOCK CAPITAL $515,000 $165,000 -68.0% 0.0%
MID AMERICA MORTGAGE, INC. $165,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $165,000 n/a 0.0%
Lake Area Bank $155,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $255,000 $155,000 -39.2% 0.0%
THRIVENT Federal Credit Union $150,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $145,000 n/a 0.0%
Franklin Loan Corporation $145,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $380,000 $145,000 -61.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $365,000 $135,000 -63.0% 0.0%
Community First National Bank $135,000 n/a 0.0%
OPEN MORTGAGE, LLC $135,000 n/a 0.0%
Figure Lending LLC $110,000 n/a 0.0%
Evolve Bank & Trust $105,000 $105,000 0.0% 0.0%
TJC Mortgage, Inc. $95,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $85,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $335,000 $65,000 -80.6% 0.0%

Pahrump's top lender by overall market share is QUICKEN LOANS, LLC, with 8.2% market share. In second place, with 5.8%, is FREEDOM MORTGAGE CORPORATION, having originated $38,920,000 in loans. In third place, with 4.8%, is FBC MORTGAGE, LLC, having originated $32,560,000 in loans. In third place, with 4.6%, is AXIA FINANCIAL, LLC, having originated $30,860,000 in loans. In third place, with 3.7%, is GUILD MORTGAGE COMPANY, having originated $25,095,000 in loans.


Pahrump, NV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,303 $328,165,000 $251,853
Refi 1,092 $217,090,000 $198,800
Cash Out Refi 567 $122,325,000 $215,741
Home Improvement 38 $3,460,000 $91,053
Other 30 $4,490,000 $149,667

Pahrump's most frequently cited loan purpose was Home Purchase, with 1,303 originations. The 2nd most popular reason was Refi, with 1,092 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,191 $273,105,000 $229,307
2.5-3% 1,041 $230,915,000 $221,820
<2.5% 603 $132,415,000 $219,594
4-5% 123 $28,135,000 $228,740
5-6% 16 $1,950,000 $121,875
Over 8% 10 $1,350,000 $135,000
6-7% 5 $675,000 $135,000
7-8% 4 $440,000 $110,000

During 2021, Pahrump's most frequently originated rate bucket was 3-4%, with 1,191 originations.

Loan Sizing (Pahrump, NV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,624 $444,720,000 $273,842
$100k-200k 1,071 $165,515,000 $154,542
$100,000 or less 233 $13,975,000 $59,979
$400k-600k 95 $43,585,000 $458,789
$600k-1000k 5 $3,415,000 $683,000
$Over $1MM 2 $4,320,000 $2,160,000

Pahrump's loan sizing saw the bucket of loans from $200k-400k with 1,624 originations, totaling $444,720,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,261 $326,065,000 $258,577
60-80% 803 $185,165,000 $230,592
40-60% 441 $75,065,000 $170,215
20-40% 146 $14,970,000 $102,534
Under 20% 72 $1,760,000 $24,444
Over 100% 61 $19,705,000 $323,033

Pahrump's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,261 originations, totaling $326,065,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $267,000 (21.4%) $279,511 (12.7%) 0.00 122
2018-02-01 $269,000 (19.6%) $278,757 (7.1%) 0.00 137
2018-03-01 $277,170 (21.9%) $315,871 (17.3%) 0.00 128
2018-04-01 $281,950 (22.6%) $329,998 (20.3%) 0.00 109
2018-05-01 $279,900 (19.4%) $325,141 (16.7%) 0.00 106
2018-06-01 $298,000 (21.4%) $331,662 (16.7%) 0.00 124
2018-07-01 $282,000 (14.7%) $326,862 (16.3%) 0.00 142
2018-08-01 $284,900 (14.0%) $333,836 (19.8%) 0.00 161
2018-09-01 $284,900 (17.3%) $325,436 (16.8%) 0.00 182
2018-10-01 $289,950 (19.1%) $317,473 (13.0%) 0.00 186
2018-11-01 $290,000 (16.5%) $318,192 (10.7%) 0.00 197
2018-12-01 $285,999 (12.6%) $312,871 (10.0%) 0.00 199
2019-01-01 $289,750 (8.5%) $307,882 (10.2%) 0.00 200
2019-02-01 $289,450 (7.6%) $310,627 (11.4%) 0.00 204
2019-03-01 $287,857 (3.9%) $305,781 (-3.2%) 0.00 197
2019-04-01 $285,357 (1.2%) $302,855 (-8.2%) 0.00 182
2019-05-01 $281,950 (0.7%) $298,457 (-8.2%) 0.00 197
2019-06-01 $289,900 (-2.7%) $299,117 (-9.8%) 0.00 205
2019-07-01 $286,950 (1.8%) $297,842 (-8.9%) 0.00 207
2019-08-01 $285,043 (0.1%) $301,799 (-9.6%) 0.00 231
2019-09-01 $279,900 (-1.8%) $304,126 (-6.6%) 0.00 269
2019-10-01 $278,950 (-3.8%) $288,411 (-9.2%) 0.00 269
2019-11-01 $285,000 (-1.7%) $297,005 (-6.7%) 0.00 258
2019-12-01 $289,880 (1.4%) $301,135 (-3.8%) 0.00 235
2020-01-01 $289,999 (0.1%) $301,612 (-2.0%) 0.00 218
2020-02-01 $290,000 (0.2%) $316,068 (1.8%) 0.00 218
2020-03-01 $289,975 (0.7%) $313,239 (2.4%) 0.00 216
2020-04-01 $289,900 (1.6%) $321,328 (6.1%) 0.00 216
2020-05-01 $289,900 (2.8%) $319,963 (7.2%) 0.00 210
2020-06-01 $294,500 (1.6%) $309,533 (3.5%) 0.00 211
2020-07-01 $288,450 (0.5%) $318,973 (7.1%) 0.00 201
2020-08-01 $296,000 (3.8%) $330,774 (9.6%) 0.00 147
2020-09-01 $292,500 (4.5%) $332,902 (9.5%) 0.00 144
2020-10-01 $309,997 (11.1%) $351,318 (21.8%) 0.00 129
2020-11-01 $299,999 (5.3%) $348,281 (17.3%) 0.00 119
2020-12-01 $299,990 (3.5%) $350,497 (16.4%) 0.00 105
2021-01-01 $300,000 (3.5%) $348,392 (15.5%) 0.00 98
2021-02-01 $299,950 (3.4%) $333,965 (5.7%) 0.00 110
2021-03-01 $309,000 (6.6%) $335,955 (7.3%) 0.00 102
2021-04-01 $324,500 (11.9%) $353,500 (10.0%) 0.00 101
2021-05-01 $349,900 (20.7%) $377,161 (17.9%) 0.00 95
2021-06-01 $359,500 (22.1%) $389,460 (25.8%) 0.00 119
2021-07-01 $359,950 (24.8%) $400,234 (25.5%) 0.00 138
2021-08-01 $369,000 (24.7%) $406,647 (22.9%) 0.00 144
2021-09-01 $374,950 (28.2%) $407,052 (22.3%) 0.00 175
2021-10-01 $379,000 (22.3%) $412,677 (17.5%) 0.00 178
2021-11-01 $377,900 (26.0%) $407,762 (17.1%) 0.00 171
2021-12-01 $382,495 (27.5%) $411,925 (17.5%) 0.00 151
2022-01-01 $380,000 (26.7%) $421,741 (21.1%) 0.00 139
2022-02-01 $394,950 (31.7%) $424,601 (27.1%) 0.00 146
2022-03-01 $416,000 (34.6%) $434,870 (29.4%) 0.00 135
2022-04-01 $435,000 (34.1%) $456,338 (29.1%) 0.00 140
2022-05-01 $439,925 (25.7%) $462,851 (22.7%) 0.00 154
2022-06-01 $436,000 (21.3%) $478,061 (22.8%) 0.00 197
Pahrump's median listing price for 2022-06-01 was $436,000, a difference of $76,500 (21.3%) versus the prior year and $-3,925 versus the prior month.

Pahrump's median listing price comes in at 0% of the national average.

Pahrump's average listing price for 2022-06-01 was $478,061, a difference of $88,601 (22.8%) versus the prior year and $15,210 versus the prior month.

For the 2022-06-01 period, Pahrump had 197 MLS listings, a difference of 43 listings (28%) versus the prior month and 78 listings (66%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,224 sqft
2018-02-01 0 days 2,177 sqft
2018-03-01 0 days 2,224 sqft
2018-04-01 0 days 2,216 sqft
2018-05-01 0 days 2,224 sqft
2018-06-01 0 days 2,212 sqft
2018-07-01 0 days 2,134 sqft
2018-08-01 0 days 2,116 sqft
2018-09-01 0 days 2,125 sqft
2018-10-01 0 days 2,173 sqft
2018-11-01 0 days 2,190 sqft
2018-12-01 0 days 2,114 sqft
2019-01-01 0 days 2,097 sqft
2019-02-01 0 days 2,087 sqft
2019-03-01 0 days 2,080 sqft
2019-04-01 0 days 2,078 sqft
2019-05-01 0 days 2,050 sqft
2019-06-01 0 days 2,050 sqft
2019-07-01 0 days 2,026 sqft
2019-08-01 0 days 2,040 sqft
2019-09-01 0 days 2,080 sqft
2019-10-01 0 days 2,024 sqft
2019-11-01 0 days 2,026 sqft
2019-12-01 0 days 2,050 sqft
2020-01-01 0 days 2,050 sqft
2020-02-01 0 days 2,022 sqft
2020-03-01 0 days 2,016 sqft
2020-04-01 0 days 2,026 sqft
2020-05-01 0 days 2,050 sqft
2020-06-01 0 days 2,022 sqft
2020-07-01 0 days 2,022 sqft
2020-08-01 0 days 2,078 sqft
2020-09-01 0 days 2,047 sqft
2020-10-01 0 days 2,093 sqft
2020-11-01 0 days 2,087 sqft
2020-12-01 0 days 2,087 sqft
2021-01-01 0 days 2,021 sqft
2021-02-01 0 days 1,949 sqft
2021-03-01 0 days 1,996 sqft
2021-04-01 0 days 2,025 sqft
2021-05-01 0 days 2,057 sqft
2021-06-01 0 days 2,068 sqft
2021-07-01 0 days 2,025 sqft
2021-08-01 0 days 2,013 sqft
2021-09-01 0 days 2,014 sqft
2021-10-01 0 days 1,977 sqft
2021-11-01 0 days 1,975 sqft
2021-12-01 0 days 1,999 sqft
2022-01-01 0 days 1,999 sqft
2022-02-01 0 days 1,988 sqft
2022-03-01 0 days 2,002 sqft
2022-04-01 0 days 2,074 sqft
2022-05-01 0 days 2,022 sqft
2022-06-01 0 days 2,022 sqft
Pahrump's median listing age (time on market) for 2022-06-01 was 0 days.

Pahrump's median square footage for active listings during the 2022-06-01 period was 2,022 sqft. One year prior, the average listing was 2,068 sqft.