Pahrump Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Pahrump averaged
6.25%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.26% and
one month ago for the week of 2022-05-26, the
average rate was 5.35%.
Pahrump's average rate one year ago was 3.58%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.86%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Pahrump 30 Year Fixed Rate | 2022-06-30 | 6.25% |
| Pahrump 30 Year Fixed Rate Refi | 2022-06-30 | 5.86% |
| Pahrump 15 Year Fixed Rate | 2022-06-30 | 4.92% |
| Pahrump 15 Year Fixed Rate Refi | 2022-06-30 | 5.22% |
| Pahrump 30 Year FHA | 2022-06-30 | 5.68% |
| Pahrump 30 Year FHA Refi | 2022-06-30 | 5.46% |
| Pahrump 30 Year USDA | 2022-06-30 | 5.56% |
| Pahrump 30 Year USDA Refi | 2022-06-30 | 6.07% |
| Pahrump 30 Year VA | 2022-06-30 | 5.66% |
| Pahrump 30 Year VA Refi | 2022-06-30 | 5.47% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pahrump, NV.
Pahrump Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Pahrump, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pahrump, NV's 144 lenders originated 3,030
loans during 2021. The total origination value was $675,530,000, with an average loan value of
$222,947.
The top Pahrump lender as defined by loan originations is QUICKEN LOANS, LLC, with
127 loans originated. Their average total fees are
$5,065, which is $410
higher than the next largest lender,
AXIA FINANCIAL, LLC.
The lowest fee Pahrump lenders (with over 10 loans originated) are
NEWREZ LLC ($2,859), JPMorgan Chase Bank ($2,877), U.S. Bank ($3,077), Zions Bancorporation, N.A. ($3,113) and Wells Fargo Bank ($3,363).
The lowest rate Pahrump lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.95%), NEWREZ LLC (2.97%), MUTUAL OF OMAHA MORTGAGE, INC. (3.05%), UNITED WHOLESALE MORTGAGE, LLC (3.07%) and CALIBER HOME LOANS, INC. (3.08%).
Pahrump, NV Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $53,640,000 | $55,655,000 | 3.8% | 8.2% |
| FREEDOM MORTGAGE CORPORATION | $37,570,000 | $38,920,000 | 3.6% | 5.8% |
| FBC MORTGAGE, LLC | $30,455,000 | $32,560,000 | 6.9% | 4.8% |
| AXIA FINANCIAL, LLC | $24,530,000 | $30,860,000 | 25.8% | 4.6% |
| GUILD MORTGAGE COMPANY | $15,120,000 | $25,095,000 | 66.0% | 3.7% |
| LOANDEPOT.COM, LLC | $15,020,000 | $22,950,000 | 52.8% | 3.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $19,040,000 | $22,115,000 | 16.2% | 3.3% |
| Wells Fargo Bank | $19,835,000 | $17,520,000 | -11.7% | 2.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,705,000 | $17,180,000 | 35.2% | 2.5% |
| BROKER SOLUTIONS, INC. | $12,990,000 | $16,910,000 | 30.2% | 2.5% |
| South Pacific Financial Corporation | $16,480,000 | n/a | 2.4% | |
| Zions Bancorporation, N.A. | $7,055,000 | $13,670,000 | 93.8% | 2.0% |
| Mortgage Research Center, LLC | $9,625,000 | $11,795,000 | 22.5% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $4,820,000 | $11,760,000 | 144.0% | 1.7% |
| SWBC MORTGAGE CORPORATION | $1,675,000 | $11,530,000 | 588.4% | 1.7% |
| ALL WESTERN MORTGAGE, INC. | $2,690,000 | $10,750,000 | 299.6% | 1.6% |
| U.S. Bank | $4,600,000 | $9,215,000 | 100.3% | 1.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $7,535,000 | $8,740,000 | 16.0% | 1.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,545,000 | $8,625,000 | -9.6% | 1.3% |
| CALIBER HOME LOANS, INC. | $4,370,000 | $8,580,000 | 96.3% | 1.3% |
| CMG MORTGAGE, INC. | $7,545,000 | $8,525,000 | 13.0% | 1.3% |
| LAKEVIEW LOAN SERVICING, LLC | $5,325,000 | $8,125,000 | 52.6% | 1.2% |
| HOME POINT FINANCIAL CORPORATION | $4,720,000 | $8,035,000 | 70.2% | 1.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $8,760,000 | $7,730,000 | -11.8% | 1.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,130,000 | $7,580,000 | 83.5% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $3,915,000 | $7,580,000 | 93.6% | 1.1% |
| LOANPAL, LLC | $5,705,000 | $7,535,000 | 32.1% | 1.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $11,015,000 | $7,325,000 | -33.5% | 1.1% |
| EAGLE HOME MORTGAGE, LLC | $10,905,000 | $7,305,000 | -33.0% | 1.1% |
| CLEARPATH LENDING | $10,640,000 | $7,255,000 | -31.8% | 1.1% |
| NEWREZ LLC | $5,280,000 | $6,465,000 | 22.4% | 1.0% |
| GUARANTEED RATE, INC. | $2,915,000 | $6,150,000 | 111.0% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $2,790,000 | $5,730,000 | 105.4% | 0.8% |
| Cornerstone First Mortgage, Inc | $4,535,000 | $5,680,000 | 25.2% | 0.8% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,240,000 | $5,050,000 | 307.3% | 0.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | $6,005,000 | $4,900,000 | -18.4% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $860,000 | $4,735,000 | 450.6% | 0.7% |
| Flagstar Bank, FSB | $4,230,000 | $4,575,000 | 8.2% | 0.7% |
| NEW DAY FINANCIAL, LLC | $3,225,000 | $4,530,000 | 40.5% | 0.7% |
| AMERICA FIRST | $5,300,000 | $4,480,000 | -15.5% | 0.7% |
| The Federal Savings Bank | $7,220,000 | $4,345,000 | -39.8% | 0.6% |
| MANN FINANCIAL INC. | $1,505,000 | $4,290,000 | 185.0% | 0.6% |
| CELEBRITY HOME LOANS, LLC | $775,000 | $3,945,000 | 409.0% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,600,000 | $3,915,000 | 144.7% | 0.6% |
| PLANET HOME LENDING, LLC | $2,460,000 | $3,795,000 | 54.3% | 0.6% |
| RESIDENTIAL BANCORP. | $3,150,000 | $3,645,000 | 15.7% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,420,000 | $3,595,000 | 153.2% | 0.5% |
| BAY EQUITY LLC | $2,605,000 | $3,450,000 | 32.4% | 0.5% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $3,400,000 | $3,100,000 | -8.8% | 0.5% |
| USAA Federal Savings Bank | $1,785,000 | $3,095,000 | 73.4% | 0.5% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,415,000 | $3,050,000 | -10.7% | 0.5% |
| ONE NEVADA CREDIT UNION | $1,850,000 | $2,835,000 | 53.2% | 0.4% |
| JPMorgan Chase Bank | $1,375,000 | $2,805,000 | 104.0% | 0.4% |
| Bank of America | $2,555,000 | $2,730,000 | 6.8% | 0.4% |
| MOUNTAIN AMERICA | $845,000 | $2,650,000 | 213.6% | 0.4% |
| Carrington Mortgage Services, LLC | $3,340,000 | $2,605,000 | -22.0% | 0.4% |
| Arbor Realty Trust, Inc. | $2,565,000 | n/a | 0.4% | |
| Nations Lending Corporation | $455,000 | $2,515,000 | 452.7% | 0.4% |
| Barrington Bank & Trust Company, N.A. | $715,000 | $2,310,000 | 223.1% | 0.3% |
| AMERICAN ADVISORS GROUP | $1,405,000 | $2,245,000 | 59.8% | 0.3% |
| LADERA LENDING, INC. | $1,315,000 | $2,200,000 | 67.3% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,235,000 | $2,115,000 | 71.3% | 0.3% |
| GREATER NEVADA LLC | $1,520,000 | $2,110,000 | 38.8% | 0.3% |
| RMS & Associates | $1,005,000 | $2,090,000 | 108.0% | 0.3% |
| CASTLE & COOKE MORTGAGE, LLC | $790,000 | $2,065,000 | 161.4% | 0.3% |
| SOVEREIGN LENDING GROUP INCORPORATED | $830,000 | $1,925,000 | 131.9% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $1,060,000 | $1,900,000 | 79.2% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,160,000 | $1,825,000 | -15.5% | 0.3% |
| NBKC BANK | $765,000 | $1,820,000 | 137.9% | 0.3% |
| Magnolia Bank | $1,550,000 | $1,785,000 | 15.2% | 0.3% |
| Neighborhood Loans, Inc. | $1,770,000 | n/a | 0.3% | |
| City National Bank | $1,755,000 | n/a | 0.3% | |
| Paramount Residential Mortgage Group, Inc. | $890,000 | $1,740,000 | 95.5% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,675,000 | $1,710,000 | 2.1% | 0.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,680,000 | n/a | 0.2% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $290,000 | $1,570,000 | 441.4% | 0.2% |
| Platinum Home Mortgage Corporation | $325,000 | $1,510,000 | 364.6% | 0.2% |
| ON Q FINANCIAL, INC. | $625,000 | $1,470,000 | 135.2% | 0.2% |
| First Guaranty Mortgage Corporation | $1,415,000 | $1,355,000 | -4.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,025,000 | $1,355,000 | 32.2% | 0.2% |
| DATA MORTGAGE, INC. | $1,325,000 | $1,330,000 | 0.4% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,550,000 | $1,310,000 | -15.5% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $495,000 | $1,270,000 | 156.6% | 0.2% |
| HAMILTON HOME LOANS, INC. | $775,000 | $1,265,000 | 63.2% | 0.2% |
| InterContinental Capital Group, Inc | $2,120,000 | $1,255,000 | -40.8% | 0.2% |
| North American Savings Bank, F.S.B. | $1,730,000 | $1,230,000 | -28.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,135,000 | n/a | 0.2% | |
| CANOPY MORTGAGE, LLC | $625,000 | $1,125,000 | 80.0% | 0.2% |
| WESTERN EXPRESS LENDING | $215,000 | $1,105,000 | 414.0% | 0.2% |
| Hometown Lenders, Inc. | $770,000 | $1,050,000 | 36.4% | 0.2% |
| NP, Inc. | $1,475,000 | $1,020,000 | -30.8% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $205,000 | $990,000 | 382.9% | 0.1% |
| Loan Simple, Inc. | $990,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $955,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $2,635,000 | $905,000 | -65.7% | 0.1% |
| OCMBC, INC. | $390,000 | $900,000 | 130.8% | 0.1% |
| Bank of England | $635,000 | $855,000 | 34.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $280,000 | $815,000 | 191.1% | 0.1% |
| MUFG Union Bank | $815,000 | $815,000 | 0.0% | 0.1% |
| PINNACLE LENDING GROUP, INC. | $1,840,000 | $810,000 | -56.0% | 0.1% |
| BELEM SERVICING LLC | $790,000 | n/a | 0.1% | |
| First Option Mortgage, LLC | $295,000 | $775,000 | 162.7% | 0.1% |
| INTERCAP LENDING INC. | $265,000 | $745,000 | 181.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $715,000 | n/a | 0.1% | |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $305,000 | $705,000 | 131.1% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $1,085,000 | $705,000 | -35.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,305,000 | $650,000 | -50.2% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $250,000 | $630,000 | 152.0% | 0.1% |
| IMPAC MORTGAGE CORP. | $575,000 | $625,000 | 8.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $125,000 | $620,000 | 396.0% | 0.1% |
| BEST CAPITAL FUNDING | $205,000 | $605,000 | 195.1% | 0.1% |
| First Federal Bank | $1,245,000 | $580,000 | -53.4% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $570,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $880,000 | $570,000 | -35.2% | 0.1% |
| SILVER STATE SCHOOLS SERVICE COMPANY, LLC | $685,000 | $555,000 | -19.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $315,000 | $550,000 | 74.6% | 0.1% |
| Manufacturers and Traders Trust Company | $390,000 | $540,000 | 38.5% | 0.1% |
| UNITED MORTGAGE CORP. | $535,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $375,000 | $515,000 | 37.3% | 0.1% |
| First National Bank of America | $505,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $175,000 | $495,000 | 182.9% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $490,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $155,000 | $480,000 | 209.7% | 0.1% |
| PHH Mortgage Corporation | $170,000 | $465,000 | 173.5% | 0.1% |
| American First National Bank | $460,000 | n/a | 0.1% | |
| Amerifirst Financial, Inc. | $225,000 | $460,000 | 104.4% | 0.1% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $445,000 | n/a | 0.1% | |
| FirstBank | $440,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $435,000 | n/a | 0.1% | |
| HighTechLending Inc | $415,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $290,000 | $390,000 | 34.5% | 0.1% |
| Watermark Capital, Inc. | $390,000 | n/a | 0.1% | |
| Discover Bank | $290,000 | $375,000 | 29.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $375,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $960,000 | $355,000 | -63.0% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,550,000 | $350,000 | -86.3% | 0.1% |
| STEARNS LENDING, LLC | $435,000 | $340,000 | -21.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $380,000 | $335,000 | -11.8% | 0.0% |
| Northpointe Bank | $840,000 | $335,000 | -60.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $335,000 | n/a | 0.0% | |
| Red River Bank | $335,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $445,000 | $330,000 | -25.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $555,000 | $325,000 | -41.4% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $245,000 | $325,000 | 32.7% | 0.0% |
| FirstBank Southwest | $315,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $205,000 | $315,000 | 53.7% | 0.0% |
| S&S Financial | $245,000 | $315,000 | 28.6% | 0.0% |
| WINNPOINTE CORPORATION | $315,000 | n/a | 0.0% | |
| BNC National Bank | $305,000 | n/a | 0.0% | |
| UNITED | $85,000 | $305,000 | 258.8% | 0.0% |
| Credit Union 1 | $295,000 | n/a | 0.0% | |
| PNC Bank | $290,000 | n/a | 0.0% | |
| Bank Iowa | $350,000 | $285,000 | -18.6% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $215,000 | $285,000 | 32.6% | 0.0% |
| Colten Mortgage, LLC | $280,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $450,000 | $275,000 | -38.9% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $270,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $215,000 | $265,000 | 23.3% | 0.0% |
| BOKF | $175,000 | $265,000 | 51.4% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| Royal Business Bank | $265,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $260,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $255,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $255,000 | n/a | 0.0% | |
| Quontic Bank | $255,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $245,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $5,680,000 | $245,000 | -95.7% | 0.0% |
| Utah Mortgage Loan Corporation | $235,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $225,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $225,000 | n/a | 0.0% | |
| Citibank | $205,000 | $220,000 | 7.3% | 0.0% |
| Bank of the West | $965,000 | $215,000 | -77.7% | 0.0% |
| Cathay Bank | $215,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $215,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $235,000 | $215,000 | -8.5% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| ONY GLO, INC. | $280,000 | $205,000 | -26.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $205,000 | n/a | 0.0% | |
| Baxter Credit Union | $195,000 | n/a | 0.0% | |
| Constant Investments, Inc. | $195,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $325,000 | $195,000 | -40.0% | 0.0% |
| Texana Bank | $195,000 | n/a | 0.0% | |
| Citizens Bank | $185,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $185,000 | n/a | 0.0% | |
| HOME FUNDING CORPORATION | $185,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $205,000 | $185,000 | -9.8% | 0.0% |
| BRIDGELOCK CAPITAL | $515,000 | $165,000 | -68.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $165,000 | n/a | 0.0% | |
| Lake Area Bank | $155,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $255,000 | $155,000 | -39.2% | 0.0% |
| THRIVENT Federal Credit Union | $150,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $145,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $380,000 | $145,000 | -61.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $365,000 | $135,000 | -63.0% | 0.0% |
| Community First National Bank | $135,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| Figure Lending LLC | $110,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $105,000 | $105,000 | 0.0% | 0.0% |
| TJC Mortgage, Inc. | $95,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $335,000 | $65,000 | -80.6% | 0.0% |
Pahrump's top lender by overall market share is QUICKEN LOANS, LLC, with 8.2% market share. In second place, with 5.8%, is FREEDOM MORTGAGE CORPORATION, having originated $38,920,000 in loans. In third place, with 4.8%, is FBC MORTGAGE, LLC, having originated $32,560,000 in loans. In third place, with 4.6%, is AXIA FINANCIAL, LLC, having originated $30,860,000 in loans. In third place, with 3.7%, is GUILD MORTGAGE COMPANY, having originated $25,095,000 in loans.
Pahrump, NV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,303 | $328,165,000 | $251,853 |
| Refi | 1,092 | $217,090,000 | $198,800 |
| Cash Out Refi | 567 | $122,325,000 | $215,741 |
| Home Improvement | 38 | $3,460,000 | $91,053 |
| Other | 30 | $4,490,000 | $149,667 |
Pahrump's most frequently cited loan purpose was Home Purchase, with 1,303 originations. The 2nd most popular reason was Refi, with 1,092 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,191 | $273,105,000 | $229,307 |
| 2.5-3% | 1,041 | $230,915,000 | $221,820 |
| <2.5% | 603 | $132,415,000 | $219,594 |
| 4-5% | 123 | $28,135,000 | $228,740 |
| 5-6% | 16 | $1,950,000 | $121,875 |
| Over 8% | 10 | $1,350,000 | $135,000 |
| 6-7% | 5 | $675,000 | $135,000 |
| 7-8% | 4 | $440,000 | $110,000 |
During 2021, Pahrump's most frequently originated rate bucket was 3-4%, with 1,191 originations.
Loan Sizing (Pahrump, NV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,624 | $444,720,000 | $273,842 |
| $100k-200k | 1,071 | $165,515,000 | $154,542 |
| $100,000 or less | 233 | $13,975,000 | $59,979 |
| $400k-600k | 95 | $43,585,000 | $458,789 |
| $600k-1000k | 5 | $3,415,000 | $683,000 |
| $Over $1MM | 2 | $4,320,000 | $2,160,000 |
Pahrump's loan sizing saw the bucket of loans from $200k-400k with 1,624 originations, totaling $444,720,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,261 | $326,065,000 | $258,577 |
| 60-80% | 803 | $185,165,000 | $230,592 |
| 40-60% | 441 | $75,065,000 | $170,215 |
| 20-40% | 146 | $14,970,000 | $102,534 |
| Under 20% | 72 | $1,760,000 | $24,444 |
| Over 100% | 61 | $19,705,000 | $323,033 |
Pahrump's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,261 originations, totaling $326,065,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $267,000 (21.4%) | $279,511 (12.7%) | 0.00 | 122 |
| 2018-02-01 | $269,000 (19.6%) | $278,757 (7.1%) | 0.00 | 137 |
| 2018-03-01 | $277,170 (21.9%) | $315,871 (17.3%) | 0.00 | 128 |
| 2018-04-01 | $281,950 (22.6%) | $329,998 (20.3%) | 0.00 | 109 |
| 2018-05-01 | $279,900 (19.4%) | $325,141 (16.7%) | 0.00 | 106 |
| 2018-06-01 | $298,000 (21.4%) | $331,662 (16.7%) | 0.00 | 124 |
| 2018-07-01 | $282,000 (14.7%) | $326,862 (16.3%) | 0.00 | 142 |
| 2018-08-01 | $284,900 (14.0%) | $333,836 (19.8%) | 0.00 | 161 |
| 2018-09-01 | $284,900 (17.3%) | $325,436 (16.8%) | 0.00 | 182 |
| 2018-10-01 | $289,950 (19.1%) | $317,473 (13.0%) | 0.00 | 186 |
| 2018-11-01 | $290,000 (16.5%) | $318,192 (10.7%) | 0.00 | 197 |
| 2018-12-01 | $285,999 (12.6%) | $312,871 (10.0%) | 0.00 | 199 |
| 2019-01-01 | $289,750 (8.5%) | $307,882 (10.2%) | 0.00 | 200 |
| 2019-02-01 | $289,450 (7.6%) | $310,627 (11.4%) | 0.00 | 204 |
| 2019-03-01 | $287,857 (3.9%) | $305,781 (-3.2%) | 0.00 | 197 |
| 2019-04-01 | $285,357 (1.2%) | $302,855 (-8.2%) | 0.00 | 182 |
| 2019-05-01 | $281,950 (0.7%) | $298,457 (-8.2%) | 0.00 | 197 |
| 2019-06-01 | $289,900 (-2.7%) | $299,117 (-9.8%) | 0.00 | 205 |
| 2019-07-01 | $286,950 (1.8%) | $297,842 (-8.9%) | 0.00 | 207 |
| 2019-08-01 | $285,043 (0.1%) | $301,799 (-9.6%) | 0.00 | 231 |
| 2019-09-01 | $279,900 (-1.8%) | $304,126 (-6.6%) | 0.00 | 269 |
| 2019-10-01 | $278,950 (-3.8%) | $288,411 (-9.2%) | 0.00 | 269 |
| 2019-11-01 | $285,000 (-1.7%) | $297,005 (-6.7%) | 0.00 | 258 |
| 2019-12-01 | $289,880 (1.4%) | $301,135 (-3.8%) | 0.00 | 235 |
| 2020-01-01 | $289,999 (0.1%) | $301,612 (-2.0%) | 0.00 | 218 |
| 2020-02-01 | $290,000 (0.2%) | $316,068 (1.8%) | 0.00 | 218 |
| 2020-03-01 | $289,975 (0.7%) | $313,239 (2.4%) | 0.00 | 216 |
| 2020-04-01 | $289,900 (1.6%) | $321,328 (6.1%) | 0.00 | 216 |
| 2020-05-01 | $289,900 (2.8%) | $319,963 (7.2%) | 0.00 | 210 |
| 2020-06-01 | $294,500 (1.6%) | $309,533 (3.5%) | 0.00 | 211 |
| 2020-07-01 | $288,450 (0.5%) | $318,973 (7.1%) | 0.00 | 201 |
| 2020-08-01 | $296,000 (3.8%) | $330,774 (9.6%) | 0.00 | 147 |
| 2020-09-01 | $292,500 (4.5%) | $332,902 (9.5%) | 0.00 | 144 |
| 2020-10-01 | $309,997 (11.1%) | $351,318 (21.8%) | 0.00 | 129 |
| 2020-11-01 | $299,999 (5.3%) | $348,281 (17.3%) | 0.00 | 119 |
| 2020-12-01 | $299,990 (3.5%) | $350,497 (16.4%) | 0.00 | 105 |
| 2021-01-01 | $300,000 (3.5%) | $348,392 (15.5%) | 0.00 | 98 |
| 2021-02-01 | $299,950 (3.4%) | $333,965 (5.7%) | 0.00 | 110 |
| 2021-03-01 | $309,000 (6.6%) | $335,955 (7.3%) | 0.00 | 102 |
| 2021-04-01 | $324,500 (11.9%) | $353,500 (10.0%) | 0.00 | 101 |
| 2021-05-01 | $349,900 (20.7%) | $377,161 (17.9%) | 0.00 | 95 |
| 2021-06-01 | $359,500 (22.1%) | $389,460 (25.8%) | 0.00 | 119 |
| 2021-07-01 | $359,950 (24.8%) | $400,234 (25.5%) | 0.00 | 138 |
| 2021-08-01 | $369,000 (24.7%) | $406,647 (22.9%) | 0.00 | 144 |
| 2021-09-01 | $374,950 (28.2%) | $407,052 (22.3%) | 0.00 | 175 |
| 2021-10-01 | $379,000 (22.3%) | $412,677 (17.5%) | 0.00 | 178 |
| 2021-11-01 | $377,900 (26.0%) | $407,762 (17.1%) | 0.00 | 171 |
| 2021-12-01 | $382,495 (27.5%) | $411,925 (17.5%) | 0.00 | 151 |
| 2022-01-01 | $380,000 (26.7%) | $421,741 (21.1%) | 0.00 | 139 |
| 2022-02-01 | $394,950 (31.7%) | $424,601 (27.1%) | 0.00 | 146 |
| 2022-03-01 | $416,000 (34.6%) | $434,870 (29.4%) | 0.00 | 135 |
| 2022-04-01 | $435,000 (34.1%) | $456,338 (29.1%) | 0.00 | 140 |
| 2022-05-01 | $439,925 (25.7%) | $462,851 (22.7%) | 0.00 | 154 |
| 2022-06-01 | $436,000 (21.3%) | $478,061 (22.8%) | 0.00 | 197 |
Pahrump's median listing price for 2022-06-01 was $436,000, a difference of
$76,500
(21.3%) versus the prior year and
$-3,925 versus the prior month.
Pahrump's median listing price comes in at 0% of the national average.
Pahrump's average listing price for 2022-06-01 was $478,061, a difference of $88,601 (22.8%) versus the prior year and $15,210 versus the prior month.
For the 2022-06-01 period, Pahrump had 197 MLS listings, a difference of 43 listings (28%) versus the prior month and 78 listings (66%) versus the prior year.
Pahrump's median listing price comes in at 0% of the national average.
Pahrump's average listing price for 2022-06-01 was $478,061, a difference of $88,601 (22.8%) versus the prior year and $15,210 versus the prior month.
For the 2022-06-01 period, Pahrump had 197 MLS listings, a difference of 43 listings (28%) versus the prior month and 78 listings (66%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,224 sqft |
| 2018-02-01 | 0 days | 2,177 sqft |
| 2018-03-01 | 0 days | 2,224 sqft |
| 2018-04-01 | 0 days | 2,216 sqft |
| 2018-05-01 | 0 days | 2,224 sqft |
| 2018-06-01 | 0 days | 2,212 sqft |
| 2018-07-01 | 0 days | 2,134 sqft |
| 2018-08-01 | 0 days | 2,116 sqft |
| 2018-09-01 | 0 days | 2,125 sqft |
| 2018-10-01 | 0 days | 2,173 sqft |
| 2018-11-01 | 0 days | 2,190 sqft |
| 2018-12-01 | 0 days | 2,114 sqft |
| 2019-01-01 | 0 days | 2,097 sqft |
| 2019-02-01 | 0 days | 2,087 sqft |
| 2019-03-01 | 0 days | 2,080 sqft |
| 2019-04-01 | 0 days | 2,078 sqft |
| 2019-05-01 | 0 days | 2,050 sqft |
| 2019-06-01 | 0 days | 2,050 sqft |
| 2019-07-01 | 0 days | 2,026 sqft |
| 2019-08-01 | 0 days | 2,040 sqft |
| 2019-09-01 | 0 days | 2,080 sqft |
| 2019-10-01 | 0 days | 2,024 sqft |
| 2019-11-01 | 0 days | 2,026 sqft |
| 2019-12-01 | 0 days | 2,050 sqft |
| 2020-01-01 | 0 days | 2,050 sqft |
| 2020-02-01 | 0 days | 2,022 sqft |
| 2020-03-01 | 0 days | 2,016 sqft |
| 2020-04-01 | 0 days | 2,026 sqft |
| 2020-05-01 | 0 days | 2,050 sqft |
| 2020-06-01 | 0 days | 2,022 sqft |
| 2020-07-01 | 0 days | 2,022 sqft |
| 2020-08-01 | 0 days | 2,078 sqft |
| 2020-09-01 | 0 days | 2,047 sqft |
| 2020-10-01 | 0 days | 2,093 sqft |
| 2020-11-01 | 0 days | 2,087 sqft |
| 2020-12-01 | 0 days | 2,087 sqft |
| 2021-01-01 | 0 days | 2,021 sqft |
| 2021-02-01 | 0 days | 1,949 sqft |
| 2021-03-01 | 0 days | 1,996 sqft |
| 2021-04-01 | 0 days | 2,025 sqft |
| 2021-05-01 | 0 days | 2,057 sqft |
| 2021-06-01 | 0 days | 2,068 sqft |
| 2021-07-01 | 0 days | 2,025 sqft |
| 2021-08-01 | 0 days | 2,013 sqft |
| 2021-09-01 | 0 days | 2,014 sqft |
| 2021-10-01 | 0 days | 1,977 sqft |
| 2021-11-01 | 0 days | 1,975 sqft |
| 2021-12-01 | 0 days | 1,999 sqft |
| 2022-01-01 | 0 days | 1,999 sqft |
| 2022-02-01 | 0 days | 1,988 sqft |
| 2022-03-01 | 0 days | 2,002 sqft |
| 2022-04-01 | 0 days | 2,074 sqft |
| 2022-05-01 | 0 days | 2,022 sqft |
| 2022-06-01 | 0 days | 2,022 sqft |
Pahrump's median listing age (time on market) for 2022-06-01 was 0 days.
Pahrump's median square footage for active listings during the 2022-06-01 period was 2,022 sqft. One year prior, the average listing was 2,068 sqft.
Pahrump's median square footage for active listings during the 2022-06-01 period was 2,022 sqft. One year prior, the average listing was 2,068 sqft.
