Pahrump Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pahrump averaged 6.64% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

The average rate for the prior week (2025-05-01) was 6.64% and one month ago for the week of 2025-04-03, the average rate was 6.62%.

Pahrump's average rate one year ago was 7.2%.

For refis of the same type during the week of 2025-05-08, the average rate was 7.16%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-05-08 6.76%
Pahrump 30 Year Fixed Rate 2025-05-08 6.64%
Pahrump 30 Year Fixed Rate Refi 2025-05-08 7.16%
Pahrump 15 Year Fixed Rate 2025-05-08 5.69%
Pahrump 15 Year Fixed Rate Refi 2025-05-08 6.19%
Pahrump 30 Year FHA 2025-05-08 6.76%
Pahrump 30 Year FHA Refi 2025-05-08 6.58%
Pahrump 30 Year USDA 2025-05-08 6.27%
Pahrump 30 Year USDA Refi 2025-05-08 6.47%
Pahrump 30 Year VA 2025-05-08 6.42%
Pahrump 30 Year VA Refi 2025-05-08 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pahrump, NV.

Pahrump Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pahrump, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
South Pacific Financial Corporation 64 6.01% $3,615
UNITED WHOLESALE MORTGAGE, LLC 42 6.70% $8,829
QUICKEN LOANS, LLC 40 6.80% $6,717
GUILD MORTGAGE COMPANY 28 6.91% $6,829
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 7.04% $7,498
AXIA FINANCIAL, LLC 17 6.93% $7,413
HOMEAMERICAN MORTGAGE CORPORATION 16 5.82% $1,415
LOANDEPOT.COM, LLC 14 6.63% $7,891
Zions Bank 11 6.53% $7,840
LEADERONE FINANCIAL CORPORATION 9 7.04% $4,361
PLANET HOME LENDING, LLC 8 6.61% $4,658
U.S. Bank 8 6.75% $5,997
SECURITYNATIONAL MORTGAGE COMPANY 8 7.06% $6,969
MUTUAL OF OMAHA MORTGAGE, INC. 8 6.59% $6,941
Nations Lending Corporation 7 6.46% $5,170
DHI MORTGAGE COMPANY, LTD. 7 5.38% $2,753
Mr. Cooper ( Nationstar Mortgage ) 6 6.46% $12,243
Wells Fargo Bank 5 6.40% $4,743
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 6.57% $5,534
CROSSCOUNTRY MORTGAGE, LLC 5 7.69% $6,493
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 5 7.05% $6,453
BROKER SOLUTIONS, INC. 4 7.47% $6,475
LENDSURE MORTGAGE CORP. 4 7.97% $9,084
Mortgage Research Center, LLC 4 6.62% $5,557
NEWREZ LLC 4 6.81% $9,477
CMG MORTGAGE, INC. 4 7.53% $6,669
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 7.31% $7,521
PENNYMAC LOAN SERVICES, LLC 3 6.91% $10,186
Flagstar Bank, FSB 3 7.17% $6,401
RESIDENTIAL WHOLESALE MORTGAGE, INC. 3 6.38% $8,232
Bank of America 3 6.17% $2,759
PREMIER MORTGAGE RESOURCES, L.L.C. 3 6.79% $7,004
American Mortgage & Equity Consultants, Inc. 3 6.66% $8,150
PLAZA HOME MORTGAGE, INC. 2 6.94% $3,526
AMERICA FIRST 2 6.56% $7,528
CASTLE & COOKE MORTGAGE, LLC 2 6.99% $8,322
Citadel Servicing Corporation 2 10.00% $7,377
CLARK COUNTY CREDIT UNION 2 6.00% $4,551
First Option Mortgage, LLC 2 7.06% $7,590
GUARANTEED RATE, INC. 2 6.75% $2,014
JPMorgan Chase Bank 2 7.00% $6,229
MOVEMENT MORTGAGE, LLC 2 6.25% $7,483
NATIONWIDE MORTGAGE BANKERS, INC. 2 7.38% $5,118
ONE NEVADA CREDIT UNION 2 6.38% $6,314
PANORAMA MORTGAGE GROUP, LLC 2 6.87% $10,147
PENTAGON FEDERAL CREDIT UNION 2 6.50% $8,161
Sierra Pacific Mortgage Company, Inc. 2 6.13% $8,586
ZILLOW HOME LOANS, LLC 2 6.88% $8,192
LAKEVIEW LOAN SERVICING, LLC 1 5.88% $6,353
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.38% $7,333
GENEVA FINANCIAL, LLC 1 7.63% $4,786
Franklin Loan Corporation 1 5.50% $6,417
Logan Finance Corporation 1 7.25% $6,792
ML Mortgage Corp. 1 7.25% $7,445
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 6.63% $6,925
First-Citizens Bank & Trust Company 1 6.88% $4,306
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.50% $9,440
FBC MORTGAGE, LLC 1 7.63% $4,087
M&T Bank 1 6.88% $10,442
Encompass Lending Group, LP 1 6.12% $5,760
Discover Bank 1 7.74% $0
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $8,130
NAVY FEDERAL CREDIT UNION 1 6.88% $2,420
DATA MORTGAGE, INC. 1 7.13% $3,123
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.63% $7,712
OCMBC, INC. 1 9.00% $16,854
Old National Bank 1 6.13% $3,326
V.I.P. MORTGAGE, INC. 1 7.38% $4,375
ONY GLO, INC. 1 6.38% $2,573
Waterstone Mortgage Corporation 1 6.99% $9,304
Paramount Residential Mortgage Group, Inc. 1 7.13% $4,278
CITIZENS EQUITY FIRST 1 5.88% $2,594
Ally Bank 1 6.50% $13,818
Plains Commerce Bank 1 6.13% $9,818
Citibank 1 6.25% $3,299
21ST MORTGAGE CORPORATION 1 8.90% $5,913
Century Mortgage Company DBA Century Lending Company 1 7.63% $6,450
CARDINAL FINANCIAL 1 6.99% $4,437
Prosperity Home Mortgage, LLC 1 6.13% $4,487
CANOPY MORTGAGE, LLC 1 7.38% $10,327
BETTER MORTGAGE CORPORATION 1 6.63% $1,976
RMS & Associates 1 6.88% $9,182
BAY-VALLEY MORTGAGE GROUP 1 7.63% $12,182
ALAMEDA MORTGAGE CORPORATION 1 6.63% $4,941
ARIZONA 1 6.13% $4,541
SUN WEST MORTGAGE COMPANY, INC. 1 7.50% $2,868
SWBC MORTGAGE CORPORATION 1 7.63% $17,040
T2 FINANCIAL LLC 1 8.13% $7,458
The Loan Store, Inc. 1 6.63% $4,328
THRIVENT Federal Credit Union 1 6.75% $6,580
TOP FLITE FINANCIAL, INC. 1 6.99% $9,698
UNION HOME MORTGAGE CORP. 1 6.88% $6,503
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.88% $7,810
HighTechLending Inc 1 6.99% $8,582
GREATER NEVADA LLC 1 6.88% $6,791
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.63% $3,864
INFINITY EQUITY GROUP, INC. 1 6.62% $3,308
INTERCAP LENDING INC. 1 7.38% $6,472
Ixonia Bank 1 6.88% $7,558
AmeriHome Mortgage Company, LLC 1 5.99% $11,978

Pahrump Average Closing Costs & Other Stats

Pahrump, NV's 100 lenders originated 1,434 loans during 2024. The total origination value was $360,410,000, with an average loan value of $251,332.

Pahrump's average closing costs are $6,484.

The top Pahrump lender as defined by loan originations is South Pacific Financial Corporation, with 64 loans originated. Their average total fees are $3,615, which is $5,213 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Pahrump lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,415), South Pacific Financial Corporation ($3,615), QUICKEN LOANS, LLC ($6,717), GUILD MORTGAGE COMPANY ($6,829) and AXIA FINANCIAL, LLC ($7,413).

The lowest rate Pahrump lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION (5.82%), South Pacific Financial Corporation (6.01%), Zions Bank (6.53%), LOANDEPOT.COM, LLC (6.63%) and UNITED WHOLESALE MORTGAGE, LLC (6.70%).

Pahrump, NV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $20,360,000 $38,215,000 87.7% 10.6%
South Pacific Financial Corporation $11,145,000 $29,310,000 163.0% 8.1%
GUILD MORTGAGE COMPANY $13,420,000 $25,320,000 88.7% 7.0%
QUICKEN LOANS, LLC $17,285,000 $20,010,000 15.8% 5.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,525,000 $14,010,000 114.7% 3.9%
Mortgage Research Center, LLC $6,415,000 $12,935,000 101.6% 3.6%
AXIA FINANCIAL, LLC $16,315,000 $11,910,000 -27.0% 3.3%
HOMEAMERICAN MORTGAGE CORPORATION $5,400,000 $10,450,000 93.5% 2.9%
FREEDOM MORTGAGE CORPORATION $2,985,000 $9,140,000 206.2% 2.5%
SECURITYNATIONAL MORTGAGE COMPANY $4,380,000 $8,355,000 90.8% 2.3%
LOANDEPOT.COM, LLC $9,505,000 $7,030,000 -26.0% 2.0%
LEADERONE FINANCIAL CORPORATION $10,090,000 $5,465,000 -45.8% 1.5%
Zions Bank $5,190,000 $5,075,000 -2.2% 1.4%
U.S. Bank $3,645,000 $4,920,000 35.0% 1.4%
BROKER SOLUTIONS, INC. $5,130,000 $4,630,000 -9.7% 1.3%
PLANET HOME LENDING, LLC $810,000 $4,560,000 463.0% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $3,090,000 $4,370,000 41.4% 1.2%
NAVY FEDERAL CREDIT UNION $3,315,000 $4,340,000 30.9% 1.2%
GUARANTEED RATE, INC. $4,045,000 $4,205,000 4.0% 1.2%
PENNYMAC LOAN SERVICES, LLC $3,755,000 $4,165,000 10.9% 1.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,355,000 $4,090,000 201.8% 1.1%
CMG MORTGAGE, INC. $1,085,000 $3,950,000 264.1% 1.1%
AMERICA FIRST $3,705,000 $3,930,000 6.1% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $1,700,000 $3,625,000 113.2% 1.0%
DHI MORTGAGE COMPANY, LTD. $17,395,000 $3,515,000 -79.8% 1.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,475,000 $3,485,000 40.8% 1.0%
VILLAGE CAPITAL MORTGAGE $715,000 $3,385,000 373.4% 0.9%
NEWREZ LLC $1,065,000 $3,170,000 197.7% 0.9%
MUTUAL OF OMAHA MORTGAGE, INC. $2,925,000 $3,050,000 4.3% 0.8%
LAKEVIEW LOAN SERVICING, LLC $305,000 $2,770,000 808.2% 0.8%
PANORAMA MORTGAGE GROUP, LLC $1,085,000 $2,735,000 152.1% 0.8%
Nations Lending Corporation $475,000 $2,670,000 462.1% 0.7%
American Mortgage & Equity Consultants, Inc. $1,110,000 $2,600,000 134.2% 0.7%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $295,000 $2,435,000 725.4% 0.7%
PREMIER MORTGAGE RESOURCES, L.L.C. $880,000 $2,265,000 157.4% 0.6%
LENDINGHOME FUNDING CORPORATION $1,440,000 $2,250,000 56.3% 0.6%
GENEVA FINANCIAL, LLC $515,000 $2,005,000 289.3% 0.6%
ONE NEVADA CREDIT UNION $1,105,000 $1,840,000 66.5% 0.5%
ZILLOW HOME LOANS, LLC $460,000 $1,795,000 290.2% 0.5%
Flagstar Bank, FSB $490,000 $1,775,000 262.2% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $1,100,000 $1,765,000 60.5% 0.5%
The Loan Store, Inc. $495,000 $1,725,000 248.5% 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $460,000 $1,720,000 273.9% 0.5%
INTERCAP LENDING INC. $950,000 $1,680,000 76.8% 0.5%
PENTAGON FEDERAL CREDIT UNION $1,650,000 n/a 0.5%
CLEARPATH LENDING $755,000 $1,635,000 116.6% 0.5%
Wells Fargo Bank $2,530,000 $1,585,000 -37.4% 0.4%
JPMorgan Chase Bank $1,370,000 $1,520,000 10.9% 0.4%
NOVA FINANCIAL & INVESTMENT CORPORATION $545,000 $1,420,000 160.6% 0.4%
Equity Prime Mortgage LLC $1,230,000 $1,410,000 14.6% 0.4%
LENDSURE MORTGAGE CORP. $295,000 $1,355,000 359.3% 0.4%
Bank of America $1,015,000 $1,320,000 30.0% 0.4%
LIMA ONE CAPITAL, LLC $1,260,000 n/a 0.3%
Century Mortgage Company DBA Century Lending Company $2,750,000 $1,225,000 -55.5% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,025,000 $1,220,000 -39.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $665,000 $1,220,000 83.5% 0.3%
Prosperity Home Mortgage, LLC $1,760,000 $1,200,000 -31.8% 0.3%
Paramount Residential Mortgage Group, Inc. $785,000 $1,195,000 52.2% 0.3%
RMS & Associates $1,425,000 $1,190,000 -16.5% 0.3%
CALCON MUTUAL MORTGAGE LLC $855,000 $1,155,000 35.1% 0.3%
Performance Financial, Inc. $1,145,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $905,000 $1,140,000 26.0% 0.3%
NEW DAY FINANCIAL, LLC $1,255,000 $1,135,000 -9.6% 0.3%
CASTLE & COOKE MORTGAGE, LLC $1,625,000 $1,120,000 -31.1% 0.3%
MOVEMENT MORTGAGE, LLC $2,455,000 $1,090,000 -55.6% 0.3%
OCMBC, INC. $900,000 $1,080,000 20.0% 0.3%
DATA MORTGAGE, INC. $685,000 $1,060,000 54.7% 0.3%
CARDINAL FINANCIAL $3,100,000 $1,020,000 -67.1% 0.3%
Citadel Servicing Corporation $415,000 $990,000 138.6% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $965,000 n/a 0.3%
USAA Federal Savings Bank $320,000 $950,000 196.9% 0.3%
LANTZMAN MANAGEMENT, INC. $295,000 $940,000 218.6% 0.3%
NATIONWIDE MORTGAGE BANKERS, INC. $245,000 $845,000 244.9% 0.2%
ALAMEDA MORTGAGE CORPORATION $465,000 $815,000 75.3% 0.2%
Magnolia Bank $235,000 $790,000 236.2% 0.2%
CANOPY MORTGAGE, LLC $205,000 $740,000 261.0% 0.2%
EVERETT FINANCIAL, INC. $985,000 $720,000 -26.9% 0.2%
Franklin Loan Corporation $450,000 $715,000 58.9% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $275,000 $700,000 154.5% 0.2%
The Federal Savings Bank $2,185,000 $660,000 -69.8% 0.2%
PLAZA HOME MORTGAGE, INC. $650,000 n/a 0.2%
V.I.P. MORTGAGE, INC. $620,000 n/a 0.2%
SWBC MORTGAGE CORPORATION $365,000 $615,000 68.5% 0.2%
ALLIED MORTGAGE GROUP, INC. $600,000 n/a 0.2%
LONGBRIDGE FINANCIAL, LLC $185,000 $600,000 224.3% 0.2%
Sierra Pacific Mortgage Company, Inc. $1,185,000 $600,000 -49.4% 0.2%
UNITED MORTGAGE CORP $590,000 n/a 0.2%
LAND HOME FINANCIAL SERVICES, INC. $245,000 $570,000 132.7% 0.2%
LOANPAL, LLC $820,000 $570,000 -30.5% 0.2%
MOUNTAIN AMERICA $2,090,000 $570,000 -72.7% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $1,850,000 $555,000 -70.0% 0.2%
Discover Bank $870,000 $555,000 -36.2% 0.2%
DIRECT MORTGAGE LOANS, LLC $275,000 $550,000 100.0% 0.2%
First Option Mortgage, LLC $550,000 $540,000 -1.8% 0.1%
T2 FINANCIAL LLC $530,000 n/a 0.1%
First Federal Bank $525,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $225,000 $505,000 124.4% 0.1%
HOMESIDE FINANCIAL, LLC $505,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $505,000 n/a 0.1%
Ixonia Bank $930,000 $495,000 -46.8% 0.1%
AMERISAVE MORTGAGE CORPORATION $2,000,000 $490,000 -75.5% 0.1%
Carrington Mortgage Services, LLC $1,240,000 $460,000 -62.9% 0.1%
MidFirst Bank $455,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $450,000 n/a 0.1%
Plains Commerce Bank $375,000 $430,000 14.7% 0.1%
PHH Mortgage Corporation $175,000 $415,000 137.1% 0.1%
Ally Bank $485,000 $385,000 -20.6% 0.1%
TOWER $380,000 n/a 0.1%
First-Citizens Bank & Trust Company $365,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,945,000 $365,000 -81.2% 0.1%
Umpqua Bank $365,000 n/a 0.1%
Gateway First Bank $355,000 n/a 0.1%
Encompass Lending Group, LP $175,000 $335,000 91.4% 0.1%
FBC MORTGAGE, LLC $1,665,000 $325,000 -80.5% 0.1%
ML Mortgage Corp. $325,000 $325,000 0.0% 0.1%
Old National Bank $325,000 n/a 0.1%
CLARK COUNTY CREDIT UNION $530,000 $320,000 -39.6% 0.1%
MORIA DEVELOPMENT, INC. $225,000 $320,000 42.2% 0.1%
Logan Finance Corporation $315,000 n/a 0.1%
THRIVENT Federal Credit Union $310,000 n/a 0.1%
HighTechLending Inc $570,000 $305,000 -46.5% 0.1%
HOMEXPRESS MORTGAGE CORP. $535,000 $295,000 -44.9% 0.1%
INTELLILOAN, INC. $295,000 n/a 0.1%
M&T Bank $295,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $285,000 n/a 0.1%
SILVER STATE SCHOOLS SERVICE COMPANY, LLC $95,000 $280,000 194.7% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,215,000 $275,000 -91.4% 0.1%
Northpointe Bank $275,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $255,000 n/a 0.1%
BAY-VALLEY MORTGAGE GROUP $275,000 $255,000 -7.3% 0.1%
Citibank $325,000 $255,000 -21.5% 0.1%
FOUNDATION MORTGAGE CORPORATION $255,000 n/a 0.1%
GREATER NEVADA LLC $785,000 $255,000 -67.5% 0.1%
Figure Lending LLC $205,000 $245,000 19.5% 0.1%
BETTER MORTGAGE CORPORATION $235,000 n/a 0.1%
Waterstone Mortgage Corporation $325,000 $235,000 -27.7% 0.1%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $225,000 n/a 0.1%
NBKC BANK $225,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $195,000 $225,000 15.4% 0.1%
CITIZENS EQUITY FIRST $195,000 n/a 0.1%
Hometown Equity Mortgage, LLC $245,000 $195,000 -20.4% 0.1%
TOP FLITE FINANCIAL, INC. $95,000 $195,000 105.3% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $335,000 $185,000 -44.8% 0.1%
INFINITY EQUITY GROUP, INC. $175,000 n/a 0.0%
The Huntington National Bank $175,000 n/a 0.0%
First National Bank of America $165,000 n/a 0.0%
Stifel Bank and Trust $155,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $145,000 n/a 0.0%
ARIZONA $115,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $105,000 n/a 0.0%
BELEM SERVICING LLC $145,000 $95,000 -34.5% 0.0%
21ST MORTGAGE CORPORATION $115,000 $85,000 -26.1% 0.0%
Honor Credit Union $75,000 n/a 0.0%
INTOUCH CREDIT UNION $55,000 $75,000 36.4% 0.0%
ONY GLO, INC. $75,000 n/a 0.0%
SCE FEDERAL CREDIT UNION $55,000 n/a 0.0%
PNC Bank $35,000 n/a 0.0%

Pahrump's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.6% market share. In second place, with 8.1%, is South Pacific Financial Corporation, having originated $29,310,000 in loans. In third place, with 7.0%, is GUILD MORTGAGE COMPANY, having originated $25,320,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $20,010,000 in loans. In fifth place, with 3.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $14,010,000 in loans.

Pahrump, NV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 977 $269,155,000 $275,491
Refi 158 $44,020,000 $278,608
Cash Out Refi 156 $34,640,000 $222,051
Other 92 $7,420,000 $80,652
Home Improvement 48 $4,450,000 $92,708
NA 3 $725,000 $241,667

Pahrump's most frequently cited loan purpose was Home Purchase, with 977 originations. The 2nd most popular reason was Refi, with 158 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 643 $178,085,000 $276,960
7-8% 282 $70,490,000 $249,965
5-6% 264 $79,840,000 $302,424
Over 8% 157 $17,765,000 $113,153
4-5% 38 $12,500,000 $328,947
<2.5% 36 $740,000 $20,556
3-4% 2 $680,000 $340,000
2.5-3% 1 $105,000 $105,000

During 2024, Pahrump's most frequently originated rate bucket was 6-7%, with 643 originations.

Loan Sizing (Pahrump, NV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 767 $227,985,000 $297,243
$100k-200k 260 $40,240,000 $154,769
$100,000 or less 236 $11,140,000 $47,203
$400k-600k 161 $73,395,000 $455,870
$600k-1000k 9 $5,965,000 $662,778
$Over $1MM 1 $1,685,000 $1,685,000

Pahrump's loan sizing saw the bucket of loans from $200k-400k with 767 originations, totaling $227,985,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 718 $231,450,000 $322,354
60-80% 242 $64,260,000 $265,537
Under 20% 174 $6,640,000 $38,161
40-60% 116 $21,000,000 $181,034
20-40% 107 $11,575,000 $108,178
Over 100% 40 $14,340,000 $358,500

Pahrump's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 718 originations, totaling $231,450,000 in origination value.