Pahrump Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pahrump averaged 6.52% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.14% and one month ago for the week of 2023-04-20, the average rate was 6.34%.

Pahrump's average rate one year ago was 5.1%.

For refis of the same type during the week of 2023-05-25, the average rate was 6.47%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Pahrump 30 Year Fixed Rate 2023-05-25 6.52%
Pahrump 30 Year Fixed Rate Refi 2023-05-25 6.47%
Pahrump 15 Year Fixed Rate 2023-05-25 5.77%
Pahrump 15 Year Fixed Rate Refi 2023-05-25 6.27%
Pahrump 30 Year FHA 2023-05-25 6.3%
Pahrump 30 Year FHA Refi 2023-05-25 6.61%
Pahrump 30 Year USDA 2023-05-25 6.73%
Pahrump 30 Year USDA Refi 2023-05-25 6.63%
Pahrump 30 Year VA 2023-05-25 6.17%
Pahrump 30 Year VA Refi 2023-05-25 6.51%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pahrump, NV.

Pahrump Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pahrump, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 61 4.93% $7,107
AXIA FINANCIAL, LLC 44 5.29% $6,321
LOANDEPOT.COM, LLC 40 4.69% $6,027
UNITED WHOLESALE MORTGAGE, LLC 31 5.21% $6,914
GUILD MORTGAGE COMPANY 31 5.17% $7,547
South Pacific Financial Corporation 24 4.57% $6,370
Wells Fargo Bank 21 4.51% $5,650
U.S. Bank 18 4.58% $3,851
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 4.84% $5,253
BROKER SOLUTIONS, INC. 14 5.35% $7,258
First Guaranty Mortgage Corporation 12 4.74% $5,140
AMERICA FIRST 12 5.51% $5,445
SECURITYNATIONAL MORTGAGE COMPANY 12 4.55% $8,285
DHI MORTGAGE COMPANY, LTD. 11 5.22% $3,555
ONE NEVADA CREDIT UNION 10 4.31% $3,628
CARDINAL FINANCIAL 10 5.66% $8,161
NAVY FEDERAL CREDIT UNION 9 5.74% $7,504
GUARANTEED RATE, INC. 9 5.73% $7,023
RESIDENTIAL BANCORP. 9 5.18% $7,534
Mr. Cooper ( Nationstar Mortgage ) 8 4.45% $7,351
Zions Bancorporation, N.A. 8 4.45% $3,884
FBC MORTGAGE, LLC 7 3.87% $6,127
CALIBER HOME LOANS, INC. 7 4.48% $8,705
PENNYMAC LOAN SERVICES, LLC 7 4.93% $6,352
HOME POINT FINANCIAL CORPORATION 7 4.16% $5,827
AMERISAVE MORTGAGE CORPORATION 6 4.25% $3,814
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 6.88% $6,981
Sierra Pacific Mortgage Company, Inc. 6 4.54% $4,866
NOVA FINANCIAL & INVESTMENT CORPORATION 6 5.04% $7,495
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 5.20% $9,758
FREEDOM MORTGAGE CORPORATION 5 4.10% $5,735
PLANET HOME LENDING, LLC 5 4.05% $5,050
LOANPAL, LLC 5 5.02% $11,215
Bank of America 5 4.95% $5,465
Flagstar Bank, FSB 5 4.22% $4,525
CMG MORTGAGE, INC. 5 5.22% $8,266
MOVEMENT MORTGAGE, LLC 5 4.75% $7,270
East Coast Capital Corp. 4 4.25% $8,813
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 5.09% $7,997
CROSSCOUNTRY MORTGAGE, LLC 4 4.61% $6,286
Wyndham Capital Mortgage, Inc. 4 3.37% $3,202
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 4 4.62% $7,482
HOMEAMERICAN MORTGAGE CORPORATION 4 5.25% $576
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 5.75% $4,770
MANN FINANCIAL INC. 3 4.79% $5,109
ML Mortgage Corp. 3 4.92% $8,442
BAY EQUITY LLC 3 4.41% $7,017
Paramount Residential Mortgage Group, Inc. 3 4.92% $5,497
21ST MORTGAGE CORPORATION 2 9.45% $6,382
CASTLE & COOKE MORTGAGE, LLC 2 4.63% $7,962
DATA MORTGAGE, INC. 2 4.81% $7,313
Discover Bank 2 6.24% $0
East West Bank 2 4.38% $2,347
EVERETT FINANCIAL, INC. 2 6.06% $2,701
FINANCE OF AMERICA MORTGAGE LLC 2 5.31% $4,492
FIRST COLONY MORTGAGE CORPORATION 2 6.06% $5,424
GUARANTEED RATE AFFINITY, LLC 2 4.90% $3,784
HAMILTON HOME LOANS, INC. 2 5.13% $3,131
INTERCAP LENDING INC. 2 5.63% $4,046
JPMorgan Chase Bank 2 5.81% $3,490
LAKEVIEW LOAN SERVICING, LLC 2 4.49% $4,618
MICHIGAN MUTUAL, INC. 2 4.56% $2,852
Nations Lending Corporation 2 4.37% $7,506
NBKC BANK 2 5.06% $5,343
Quontic Bank 2 6.06% $11,076
UNITED 2 6.56% $4,857
ZILLOW HOME LOANS, LLC 2 5.31% $5,953
V.I.P. MORTGAGE, INC. 1 5.99% $4,506
LAND HOME FINANCIAL SERVICES, INC. 1 6.00% $5,689
LENDSURE MORTGAGE CORP. 1 8.13% $7,867
First National Bank of America 1 6.75% $3,318
First Home Bank 1 4.75% $3,720
Loan Simple, Inc. 1 5.88% $10,079
Figure Lending LLC 1 3.50% $1,815
Washington Federal Bank 1 6.13% $11,279
DIRECT MORTGAGE LOANS, LLC 1 5.13% $10,208
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 5.63% $2,563
Mortgage Research Center, LLC 1 6.99% $0
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.63% $8,951
MOUNTAIN AMERICA 1 3.13% $4,848
CORNERSTONE HOME LENDING, INC. 1 5.99% $6,782
Constant Investments, Inc. 1 7.00% $8,098
M&T Bank 1 4.25% $4,052
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.87% $5,551
Watermark Capital, Inc. 1 3.00% $6,657
CLEARPATH LENDING 1 3.63% $10,814
ANGEL OAK HOME LOANS LLC 1 3.50% $3,042
Neighborhood Loans, Inc. 1 4.63% $6,576
NEWREZ LLC 1 2.99% $3,634
NFM, INC. 1 6.50% $10,644
CLARK COUNTY CREDIT UNION 1 6.13% $3,606
OCMBC, INC. 1 10.00% $13,235
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.00% $5,158
PANORAMA MORTGAGE GROUP, LLC 1 4.50% $3,924
Citadel Servicing Corporation 1 8.63% $5,150
CHEVRON 1 3.13% $3,193
PENTAGON FEDERAL CREDIT UNION 1 4.75% $6,565
PHH Mortgage Corporation 1 3.38% $9,996
PINNACLE LENDING GROUP, INC. 1 4.25% $3,950
CHERRY CREEK MORTGAGE, LLC 1 7.63% $1,806
Platinum Home Mortgage Corporation 1 3.99% $8,202
PNC Bank 1 3.25% $3,100
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.88% $6,664
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.13% $16,266
Prosperity Home Mortgage, LLC 1 5.88% $12,323
Cf Bank 1 2.99% $5,874
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.38% $8,572
Carrington Mortgage Services, LLC 1 4.88% $7,539
RESIDENTIAL MORTGAGE, LLC 1 4.00% $2,822
CALCON MUTUAL MORTGAGE LLC 1 3.50% $3,809
RMS & Associates 1 3.99% $8,275
BOKF 1 6.38% $4,229
BNC National Bank 1 5.50% $7,953
Simmons Bank 1 3.75% $1,685
SIMPLIFI MORTGAGE, LLC 1 5.00% $12,765
BETTER MORTGAGE CORPORATION 1 6.13% $8,293
SOVEREIGN LENDING GROUP INCORPORATED 1 4.75% $7,100
STAR ONE CREDIT UNION 1 3.75% $2,835
Texana Bank 1 3.38% $8,065
TJC Mortgage, Inc. 1 5.88% $4,880
AMERICAN FINANCING CORPORATION 1 5.88% $4,467
UNITED MORTGAGE CORP. 1 4.00% $6,704
Bank of Idaho 1 3.13% $4,360
Unitus Community Credit Union 1 7.50% $4,610
GREATER NEVADA LLC 1 5.13% $2,248
Bank of England 1 5.88% $7,175
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.13% $6,498
GENEVA FINANCIAL, LLC 1 6.13% $10,772
FIRST TECHNOLOGY 1 4.88% $3,967
HOME FUNDING CORPORATION 1 7.38% $8,628
First Option Mortgage, LLC 1 4.75% $3,907
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $4,090
VERITAS FUNDING, LLC 1 8.00% $6,746
KeyBank 1 4.25% $2,883

Pahrump Average Closing Costs & Other Stats

Pahrump, NV's 134 lenders originated 1,747 loans during 2022. The total origination value was $430,805,000, with an average loan value of $246,597.

Pahrump's average closing costs are $5,941.

The top Pahrump lender as defined by loan originations is QUICKEN LOANS, LLC, with 61 loans originated. Their average total fees are $7,107, which is $786 higher than the next largest lender, AXIA FINANCIAL, LLC.

The lowest fee Pahrump lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,555), ONE NEVADA CREDIT UNION ($3,628), U.S. Bank ($3,851), First Guaranty Mortgage Corporation ($5,140) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,253).

The lowest rate Pahrump lenders (with over 10 loans originated) are ONE NEVADA CREDIT UNION (4.31%), Wells Fargo Bank (4.51%), SECURITYNATIONAL MORTGAGE COMPANY (4.55%), South Pacific Financial Corporation (4.57%) and U.S. Bank (4.58%).

Pahrump, NV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $55,655,000 $28,605,000 -48.6% 6.6%
LOANDEPOT.COM, LLC $22,950,000 $27,855,000 21.4% 6.5%
UNITED WHOLESALE MORTGAGE, LLC $17,180,000 $22,600,000 31.5% 5.2%
AXIA FINANCIAL, LLC $30,860,000 $22,280,000 -27.8% 5.2%
GUILD MORTGAGE COMPANY $25,095,000 $13,970,000 -44.3% 3.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $22,115,000 $11,495,000 -48.0% 2.7%
Zions Bancorporation, N.A. $13,670,000 $11,265,000 -17.6% 2.6%
South Pacific Financial Corporation $16,480,000 $9,950,000 -39.6% 2.3%
FREEDOM MORTGAGE CORPORATION $38,920,000 $9,905,000 -74.6% 2.3%
BROKER SOLUTIONS, INC. $16,910,000 $8,855,000 -47.6% 2.1%
Wells Fargo Bank $17,520,000 $8,765,000 -50.0% 2.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,580,000 $7,530,000 -0.7% 1.7%
NAVY FEDERAL CREDIT UNION $7,580,000 $7,245,000 -4.4% 1.7%
Mortgage Research Center, LLC $11,795,000 $7,160,000 -39.3% 1.7%
HOME POINT FINANCIAL CORPORATION $8,035,000 $7,155,000 -11.0% 1.7%
U.S. Bank $9,215,000 $7,130,000 -22.6% 1.7%
PENNYMAC LOAN SERVICES, LLC $11,760,000 $7,010,000 -40.4% 1.6%
DHI MORTGAGE COMPANY, LTD. $6,110,000 n/a 1.4%
AMERICA FIRST $4,480,000 $6,105,000 36.3% 1.4%
CALIBER HOME LOANS, INC. $8,580,000 $6,040,000 -29.6% 1.4%
GUARANTEED RATE, INC. $6,150,000 $5,655,000 -8.0% 1.3%
First Guaranty Mortgage Corporation $1,355,000 $5,540,000 308.9% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $8,625,000 $4,785,000 -44.5% 1.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $8,740,000 $4,750,000 -45.7% 1.1%
AMERISAVE MORTGAGE CORPORATION $5,730,000 $4,480,000 -21.8% 1.0%
FBC MORTGAGE, LLC $32,560,000 $4,225,000 -87.0% 1.0%
SECURITYNATIONAL MORTGAGE COMPANY $5,050,000 $3,975,000 -21.3% 0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $7,730,000 $3,850,000 -50.2% 0.9%
MOVEMENT MORTGAGE, LLC $4,735,000 $3,765,000 -20.5% 0.9%
ONE NEVADA CREDIT UNION $2,835,000 $3,625,000 27.9% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $1,310,000 $3,285,000 150.8% 0.8%
PLANET HOME LENDING, LLC $3,795,000 $3,205,000 -15.5% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $3,915,000 $3,155,000 -19.4% 0.7%
CLEARPATH LENDING $7,255,000 $3,115,000 -57.1% 0.7%
CMG MORTGAGE, INC. $8,525,000 $3,115,000 -63.5% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $3,595,000 $2,940,000 -18.2% 0.7%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,680,000 $2,930,000 74.4% 0.7%
AMERICAN ADVISORS GROUP $2,245,000 $2,890,000 28.7% 0.7%
USAA Federal Savings Bank $3,095,000 $2,850,000 -7.9% 0.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $990,000 $2,820,000 184.8% 0.7%
RESIDENTIAL BANCORP. $3,645,000 $2,815,000 -22.8% 0.7%
NOVA FINANCIAL & INVESTMENT CORPORATION $3,100,000 $2,565,000 -17.3% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,355,000 $2,535,000 87.1% 0.6%
Royal Business Bank $265,000 $2,505,000 845.3% 0.6%
Sierra Pacific Mortgage Company, Inc. $1,270,000 $2,410,000 89.8% 0.6%
LAKEVIEW LOAN SERVICING, LLC $8,125,000 $2,320,000 -71.4% 0.5%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,315,000 n/a 0.5%
LENDINGHOME FUNDING CORPORATION $815,000 $2,275,000 179.1% 0.5%
VILLAGE CAPITAL MORTGAGE $4,900,000 $2,275,000 -53.6% 0.5%
Barrington Bank & Trust Company, N.A. $2,310,000 $2,250,000 -2.6% 0.5%
LOANPAL, LLC $7,535,000 $2,230,000 -70.4% 0.5%
Flagstar Bank, FSB $4,575,000 $2,205,000 -51.8% 0.5%
NEW DAY FINANCIAL, LLC $4,530,000 $2,025,000 -55.3% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $7,325,000 $1,905,000 -74.0% 0.4%
NEWREZ LLC $6,465,000 $1,895,000 -70.7% 0.4%
Bank of America $2,730,000 $1,875,000 -31.3% 0.4%
East Coast Capital Corp. $255,000 $1,805,000 607.8% 0.4%
MANN FINANCIAL INC. $4,290,000 $1,715,000 -60.0% 0.4%
REVERSE MORTGAGE FUNDING LLC $705,000 $1,705,000 141.8% 0.4%
Nations Lending Corporation $2,515,000 $1,680,000 -33.2% 0.4%
DATA MORTGAGE, INC. $1,330,000 $1,670,000 25.6% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,115,000 $1,620,000 -23.4% 0.4%
CASTLE & COOKE MORTGAGE, LLC $2,065,000 $1,555,000 -24.7% 0.4%
The Federal Savings Bank $4,345,000 $1,525,000 -64.9% 0.4%
HOMEAMERICAN MORTGAGE CORPORATION $1,515,000 n/a 0.4%
PENTAGON FEDERAL CREDIT UNION $1,135,000 $1,500,000 32.2% 0.3%
FINANCE OF AMERICA REVERSE LLC $1,900,000 $1,455,000 -23.4% 0.3%
BAY EQUITY LLC $3,450,000 $1,385,000 -59.9% 0.3%
Wyndham Capital Mortgage, Inc. $955,000 $1,300,000 36.1% 0.3%
Prosperity Home Mortgage, LLC $205,000 $1,265,000 517.1% 0.3%
JPMorgan Chase Bank $2,805,000 $1,205,000 -57.0% 0.3%
Paramount Residential Mortgage Group, Inc. $1,740,000 $1,200,000 -31.0% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $350,000 $1,175,000 235.7% 0.3%
EVERETT FINANCIAL, INC. $245,000 $1,165,000 375.5% 0.3%
ML Mortgage Corp. $1,120,000 n/a 0.3%
Magnolia Bank $1,785,000 $1,105,000 -38.1% 0.3%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $705,000 $1,055,000 49.6% 0.2%
MOUNTAIN AMERICA $2,650,000 $1,030,000 -61.1% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,020,000 n/a 0.2%
BNC National Bank $305,000 $1,015,000 232.8% 0.2%
RMS & Associates $2,090,000 $1,015,000 -51.4% 0.2%
PANORAMA MORTGAGE GROUP, LLC $630,000 $1,000,000 58.7% 0.2%
Texana Bank $195,000 $975,000 400.0% 0.2%
CANOPY MORTGAGE, LLC $1,125,000 $925,000 -17.8% 0.2%
LONGBRIDGE FINANCIAL, LLC $435,000 $915,000 110.3% 0.2%
UNITED MORTGAGE CORP. $535,000 $905,000 69.2% 0.2%
Carrington Mortgage Services, LLC $2,605,000 $880,000 -66.2% 0.2%
MID AMERICA MORTGAGE, INC. $165,000 $845,000 412.1% 0.2%
Discover Bank $375,000 $840,000 124.0% 0.2%
NBKC BANK $1,820,000 $825,000 -54.7% 0.2%
PINNACLE LENDING GROUP, INC. $810,000 $820,000 1.2% 0.2%
HAMILTON HOME LOANS, INC. $1,265,000 $775,000 -38.7% 0.2%
OCMBC, INC. $900,000 $770,000 -14.4% 0.2%
SIMPLIFI MORTGAGE, LLC $770,000 n/a 0.2%
CLARK COUNTY CREDIT UNION $735,000 n/a 0.2%
Amerifirst Financial, Inc. $460,000 $730,000 58.7% 0.2%
Low VA Rates, LLC $905,000 $680,000 -24.9% 0.2%
North American Savings Bank, F.S.B. $1,230,000 $665,000 -45.9% 0.2%
Bank of England $855,000 $640,000 -25.1% 0.1%
NATIONS DIRECT MORTGAGE, LLC $185,000 $640,000 245.9% 0.1%
ZILLOW HOME LOANS, LLC $640,000 n/a 0.1%
East West Bank $615,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $490,000 $610,000 24.5% 0.1%
PHH Mortgage Corporation $465,000 $605,000 30.1% 0.1%
ON Q FINANCIAL, INC. $1,470,000 $600,000 -59.2% 0.1%
Quontic Bank $255,000 $590,000 131.4% 0.1%
GREATER NEVADA LLC $2,110,000 $585,000 -72.3% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $560,000 n/a 0.1%
HOME FUNDING CORPORATION $185,000 $560,000 202.7% 0.1%
STAR ONE CREDIT UNION $195,000 $545,000 179.5% 0.1%
First National Bank of America $505,000 $540,000 6.9% 0.1%
First Option Mortgage, LLC $775,000 $540,000 -30.3% 0.1%
First Home Bank $530,000 n/a 0.1%
Figure Lending LLC $110,000 $510,000 363.6% 0.1%
FIRST TECHNOLOGY $495,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $145,000 $490,000 237.9% 0.1%
INTERCAP LENDING INC. $745,000 $480,000 -35.6% 0.1%
TOP FLITE FINANCIAL, INC. $480,000 n/a 0.1%
Simmons Bank $475,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $185,000 $470,000 154.1% 0.1%
ACADEMY MORTGAGE CORPORATION $570,000 $460,000 -19.3% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,710,000 $450,000 -73.7% 0.1%
AMERICAN FINANCING CORPORATION $325,000 $445,000 36.9% 0.1%
SWBC MORTGAGE CORPORATION $11,530,000 $445,000 -96.1% 0.1%
BOKF $265,000 $425,000 60.4% 0.1%
Commerce Home Mortgage, Inc. $260,000 $420,000 61.5% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $285,000 $410,000 43.9% 0.1%
Neighborhood Loans, Inc. $1,770,000 $400,000 -77.4% 0.1%
21ST MORTGAGE CORPORATION $275,000 $390,000 41.8% 0.1%
CHERRY CREEK MORTGAGE, LLC $390,000 n/a 0.1%
Evolve Bank & Trust $105,000 $375,000 257.1% 0.1%
GENEVA FINANCIAL, LLC $620,000 $365,000 -41.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,825,000 $365,000 -80.0% 0.1%
LANTZMAN MANAGEMENT, INC. $360,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $360,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $265,000 $355,000 34.0% 0.1%
LEADERONE FINANCIAL CORPORATION $570,000 $355,000 -37.7% 0.1%
Sunflower Bank $355,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $335,000 $345,000 3.0% 0.1%
Unitus Community Credit Union $345,000 n/a 0.1%
Washington Federal Bank $345,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $390,000 $335,000 -14.1% 0.1%
TJC Mortgage, Inc. $95,000 $320,000 236.8% 0.1%
NFM, INC. $315,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $305,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $325,000 $305,000 -6.2% 0.1%
Loan Simple, Inc. $990,000 $305,000 -69.2% 0.1%
Platinum Home Mortgage Corporation $1,510,000 $305,000 -79.8% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $1,925,000 $285,000 -85.2% 0.1%
ANGEL OAK HOME LOANS LLC $245,000 $275,000 12.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $375,000 $275,000 -26.7% 0.1%
UNITED $305,000 $270,000 -11.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $135,000 $265,000 96.3% 0.1%
DIRECT MORTGAGE LOANS, LLC $265,000 n/a 0.1%
CHEVRON $255,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $255,000 n/a 0.1%
KeyBank $255,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $650,000 $255,000 -60.8% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $165,000 $255,000 54.5% 0.1%
Citadel Servicing Corporation $250,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $245,000 n/a 0.1%
Bank Iowa $285,000 $245,000 -14.0% 0.1%
BETTER MORTGAGE CORPORATION $245,000 n/a 0.1%
Cf Bank $245,000 n/a 0.1%
Umpqua Bank $240,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $235,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $355,000 $235,000 -33.8% 0.1%
PNC Bank $290,000 $235,000 -19.0% 0.1%
MORIA DEVELOPMENT, INC. $145,000 $230,000 58.6% 0.1%
Constant Investments, Inc. $195,000 $215,000 10.3% 0.0%
Goldwater Bank, N.A. $515,000 $215,000 -58.3% 0.0%
LIMA ONE CAPITAL, LLC $215,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $215,000 n/a 0.0%
M&T Bank $540,000 $205,000 -62.0% 0.0%
Equity Prime Mortgage LLC $185,000 n/a 0.0%
SUMMIT FUNDING, INC. $175,000 n/a 0.0%
VERITAS FUNDING, LLC $175,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $1,570,000 $165,000 -89.5% 0.0%
Bank of Idaho $155,000 n/a 0.0%
Hometown Equity Mortgage, LLC $150,000 n/a 0.0%
SILVER STATE SCHOOLS SERVICE COMPANY, LLC $555,000 $150,000 -73.0% 0.0%
Utah Power $150,000 n/a 0.0%
JMJ FINANCIAL GROUP $145,000 n/a 0.0%
Watermark Capital, Inc. $390,000 $145,000 -62.8% 0.0%
UNIFY FINANCIAL Credit Union $140,000 n/a 0.0%
Northpointe Bank $335,000 $125,000 -62.7% 0.0%
SPRING EQ, LLC $120,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $155,000 $105,000 -32.3% 0.0%
Bank of the West $215,000 $100,000 -53.5% 0.0%
CHURCHILL MORTGAGE CORPORATION $715,000 $85,000 -88.1% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $65,000 $85,000 30.8% 0.0%
City National Bank $1,755,000 $75,000 -95.7% 0.0%
InFirst Federal Credit Union $75,000 n/a 0.0%
ALTRA $25,000 n/a 0.0%

Pahrump's top lender by overall market share is QUICKEN LOANS, LLC, with 6.6% market share. In second place, with 6.5%, is LOANDEPOT.COM, LLC, having originated $27,855,000 in loans. In third place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $22,600,000 in loans. In fourth place, with 5.2%, is AXIA FINANCIAL, LLC, having originated $22,280,000 in loans. In fifth place, with 3.2%, is GUILD MORTGAGE COMPANY, having originated $13,970,000 in loans.


Pahrump Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $263,700 (18.3%) $281,437 (14.0%) 0.00 130
2018-02-01 $266,000 (17.0%) $280,221 (7.2%) 0.00 146
2018-03-01 $278,900 (22.9%) $318,389 (18.4%) 0.00 136
2018-04-01 $280,475 (22.0%) $328,781 (19.4%) 0.00 120
2018-05-01 $278,485 (18.8%) $324,247 (17.3%) 0.00 116
2018-06-01 $294,900 (19.4%) $333,482 (17.2%) 0.00 133
2018-07-01 $284,450 (15.7%) $334,272 (18.8%) 0.00 146
2018-08-01 $284,725 (14.2%) $337,928 (20.7%) 0.00 166
2018-09-01 $284,900 (16.3%) $330,004 (17.2%) 0.00 188
2018-10-01 $290,675 (18.4%) $321,847 (12.9%) 0.00 195
2018-11-01 $290,000 (16.3%) $323,765 (11.1%) 0.00 203
2018-12-01 $286,750 (12.9%) $316,815 (10.0%) 0.00 204
2019-01-01 $289,875 (9.9%) $311,005 (10.5%) 0.00 205
2019-02-01 $289,150 (8.7%) $311,746 (11.3%) 0.00 205
2019-03-01 $289,900 (3.9%) $310,431 (-2.5%) 0.00 202
2019-04-01 $284,974 (1.6%) $301,290 (-8.4%) 0.00 185
2019-05-01 $279,675 (0.4%) $296,390 (-8.6%) 0.00 198
2019-06-01 $289,630 (-1.8%) $296,706 (-11.0%) 0.00 208
2019-07-01 $285,000 (0.2%) $296,308 (-11.4%) 0.00 209
2019-08-01 $284,900 (0.1%) $296,974 (-12.1%) 0.00 249
2019-09-01 $272,450 (-4.4%) $289,452 (-12.3%) 0.00 286
2019-10-01 $269,694 (-7.2%) $287,007 (-10.8%) 0.00 308
2019-11-01 $285,000 (-1.7%) $298,948 (-7.7%) 0.00 259
2019-12-01 $289,665 (1.0%) $300,599 (-5.1%) 0.00 237
2020-01-01 $288,674 (-0.4%) $301,885 (-2.9%) 0.00 221
2020-02-01 $290,000 (0.3%) $316,900 (1.7%) 0.00 220
2020-03-01 $289,963 (0.0%) $313,857 (1.1%) 0.00 224
2020-04-01 $289,900 (1.7%) $321,562 (6.7%) 0.00 218
2020-05-01 $289,900 (3.7%) $319,863 (7.9%) 0.00 213
2020-06-01 $294,500 (1.7%) $309,848 (4.4%) 0.00 213
2020-07-01 $289,000 (1.4%) $319,323 (7.8%) 0.00 203
2020-08-01 $297,950 (4.6%) $331,019 (11.5%) 0.00 151
2020-09-01 $291,250 (6.9%) $332,686 (14.9%) 0.00 146
2020-10-01 $309,949 (14.9%) $348,967 (21.6%) 0.00 133
2020-11-01 $299,998 (5.3%) $347,820 (16.4%) 0.00 122
2020-12-01 $302,495 (4.4%) $350,982 (16.8%) 0.00 109
2021-01-01 $299,990 (3.9%) $347,886 (15.2%) 0.00 101
2021-02-01 $299,988 (3.4%) $335,334 (5.8%) 0.00 116
2021-03-01 $310,223 (7.0%) $336,929 (7.4%) 0.00 107
2021-04-01 $323,750 (11.7%) $354,796 (10.3%) 0.00 103
2021-05-01 $349,900 (20.7%) $377,184 (17.9%) 0.00 99
2021-06-01 $359,950 (22.2%) $389,229 (25.6%) 0.00 122
2021-07-01 $359,999 (24.6%) $398,835 (24.9%) 0.00 140
2021-08-01 $369,000 (23.9%) $406,848 (22.9%) 0.00 147
2021-09-01 $374,975 (28.8%) $407,297 (22.4%) 0.00 179
2021-10-01 $379,000 (22.3%) $412,898 (18.3%) 0.00 183
2021-11-01 $379,059 (26.4%) $408,391 (17.4%) 0.00 174
2021-12-01 $381,222 (26.0%) $411,925 (17.4%) 0.00 154
2022-01-01 $380,000 (26.7%) $421,175 (21.1%) 0.00 140
2022-02-01 $394,925 (31.7%) $421,145 (25.6%) 0.00 147
2022-03-01 $417,225 (34.5%) $434,943 (29.1%) 0.00 139
2022-04-01 $435,000 (34.4%) $459,953 (29.6%) 0.00 140
2022-05-01 $437,000 (24.9%) $463,271 (22.8%) 0.00 156
2022-06-01 $434,250 (20.6%) $477,758 (22.7%) 0.00 199
2022-07-01 $425,000 (18.1%) $471,275 (18.2%) 0.00 254
2022-08-01 $416,975 (13.0%) $458,841 (12.8%) 0.00 266
2022-09-01 $403,097 (7.5%) $456,411 (12.1%) 0.00 282
2022-10-01 $399,900 (5.5%) $440,209 (6.6%) 0.00 281
2022-11-01 $399,000 (5.3%) $431,116 (5.6%) 0.00 278
2022-12-01 $396,500 (4.0%) $426,936 (3.6%) 0.00 258
2023-01-01 $397,250 (4.5%) $418,034 (-0.8%) 0.00 228
2023-02-01 $395,675 (0.2%) $415,690 (-1.3%) 0.00 244
2023-03-01 $399,900 (-4.2%) $420,913 (-3.2%) 0.00 251
2023-04-01 $400,000 (-8.1%) $429,692 (-6.6%) 0.00 245
Pahrump's median listing price for 2023-04-01 was $400,000, a difference of $-35,000 (-8.1%) versus the prior year and $100 versus the prior month.

Pahrump's median listing price comes in at 0% of the national average.

Pahrump's average listing price for 2023-04-01 was $429,692, a difference of $-30,261 (-6.6%) versus the prior year and $8,779 versus the prior month.

For the 2023-04-01 period, Pahrump had 245 MLS listings, a difference of -6 listings (-2%) versus the prior month and 105 listings (75%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pahrump (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,218 sqft
2018-02-01 0 days 2,166 sqft
2018-03-01 0 days 2,228 sqft
2018-04-01 0 days 2,200 sqft
2018-05-01 0 days 2,202 sqft
2018-06-01 0 days 2,201 sqft
2018-07-01 0 days 2,134 sqft
2018-08-01 0 days 2,118 sqft
2018-09-01 0 days 2,110 sqft
2018-10-01 0 days 2,156 sqft
2018-11-01 0 days 2,180 sqft
2018-12-01 0 days 2,113 sqft
2019-01-01 0 days 2,090 sqft
2019-02-01 0 days 2,088 sqft
2019-03-01 0 days 2,090 sqft
2019-04-01 0 days 2,065 sqft
2019-05-01 0 days 2,036 sqft
2019-06-01 0 days 2,025 sqft
2019-07-01 0 days 2,024 sqft
2019-08-01 0 days 2,023 sqft
2019-09-01 0 days 2,094 sqft
2019-10-01 0 days 2,022 sqft
2019-11-01 0 days 2,024 sqft
2019-12-01 0 days 2,050 sqft
2020-01-01 0 days 2,036 sqft
2020-02-01 0 days 2,036 sqft
2020-03-01 0 days 2,022 sqft
2020-04-01 0 days 2,027 sqft
2020-05-01 0 days 2,048 sqft
2020-06-01 0 days 2,022 sqft
2020-07-01 0 days 2,025 sqft
2020-08-01 0 days 2,080 sqft
2020-09-01 0 days 2,038 sqft
2020-10-01 0 days 2,087 sqft
2020-11-01 0 days 2,086 sqft
2020-12-01 0 days 2,087 sqft
2021-01-01 0 days 2,021 sqft
2021-02-01 0 days 1,959 sqft
2021-03-01 0 days 2,009 sqft
2021-04-01 0 days 2,025 sqft
2021-05-01 0 days 2,043 sqft
2021-06-01 0 days 2,065 sqft
2021-07-01 0 days 2,022 sqft
2021-08-01 0 days 2,013 sqft
2021-09-01 0 days 2,013 sqft
2021-10-01 0 days 1,977 sqft
2021-11-01 0 days 1,983 sqft
2021-12-01 0 days 1,997 sqft
2022-01-01 0 days 1,990 sqft
2022-02-01 0 days 1,985 sqft
2022-03-01 0 days 2,006 sqft
2022-04-01 0 days 2,074 sqft
2022-05-01 0 days 2,022 sqft
2022-06-01 0 days 2,022 sqft
2022-07-01 0 days 2,017 sqft
2022-08-01 0 days 2,003 sqft
2022-09-01 0 days 1,991 sqft
2022-10-01 0 days 1,999 sqft
2022-11-01 0 days 1,999 sqft
2022-12-01 0 days 2,009 sqft
2023-01-01 0 days 2,019 sqft
2023-02-01 0 days 2,008 sqft
2023-03-01 0 days 2,022 sqft
2023-04-01 0 days 2,022 sqft
Pahrump's median listing age (time on market) for 2023-04-01 was 0 days.

Pahrump's median square footage for active listings during the 2023-04-01 period was 2,022 sqft. One year prior, the average listing was 2,074 sqft.

Pahrump, NV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 974 $275,650,000 $283,008
Cash Out Refi 411 $103,205,000 $251,107
Refi 197 $35,415,000 $179,772
Other 88 $9,050,000 $102,841
Home Improvement 75 $7,125,000 $95,000
NA 2 $360,000 $180,000

Pahrump's most frequently cited loan purpose was Home Purchase, with 974 originations. The 2nd most popular reason was Cash Out Refi, with 411 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 452 $112,470,000 $248,827
5-6% 406 $105,870,000 $260,764
4-5% 404 $108,310,000 $268,094
6-7% 189 $43,975,000 $232,672
2.5-3% 107 $28,315,000 $264,626
7-8% 74 $15,350,000 $207,432
<2.5% 61 $9,685,000 $158,770
Over 8% 52 $6,740,000 $129,615

During 2022, Pahrump's most frequently originated rate bucket was 3-4%, with 452 originations.

Loan Sizing (Pahrump, NV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 966 $279,800,000 $289,648
$100k-200k 421 $63,935,000 $151,865
$100,000 or less 207 $12,205,000 $58,961
$400k-600k 146 $67,080,000 $459,452
$600k-1000k 5 $3,285,000 $657,000
$Over $1MM 2 $4,500,000 $2,250,000

Pahrump's loan sizing saw the bucket of loans from $200k-400k with 966 originations, totaling $279,800,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 748 $228,710,000 $305,762
60-80% 439 $117,025,000 $266,572
40-60% 249 $44,775,000 $179,819
20-40% 137 $17,445,000 $127,336
Under 20% 115 $5,275,000 $45,870
Over 100% 39 $13,415,000 $343,974

Pahrump's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 748 originations, totaling $228,710,000 in origination value.