Bank Of Deerfield Mortgage Rates, Fees & Info
Deerfield, WILEI: 5493006ACVE4WEX8D790
Tax ID: 39-0147650
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Deerfield is a smaller bank specializing in Home Purchase loans. Bank Of Deerfield has a high proportion of conventional loans. Their top markets by origination volume include: Madison, Watertown, Janesville, Minneapolis, and Oshkosh among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Deerfield has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
98Origination Dollar Volume (All Markets)
$26,130,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MADISON, WI (FHA|USDA|VA) | 51 | $15,535,000 | $304,608 | $0 | 0.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $2,115,000 | $235,000 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 15 | $2,025,000 | $135,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of Deerfield based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 98 | $26,130,000 | $266,633 | $0 | 0.00% |
For 2024, Bank Of Deerfield's most frequently originated type of loan was Conventional, with 98 originations.
Loan Reason
For 2024, Bank Of Deerfield's most frequently cited loan purpose was Home Purchase, with 79 originations. The 2nd most popular reason was Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 98 | $26,130,000 | $266,633 | $0 | 0.00% |
For 2024, Bank Of Deerfield's most frequently cited loan duration was Other, with 98 originations.
Loan Sizing
2024 saw Bank Of Deerfield place emphasis on $200k-400k loans with 45 originations, totaling $13,185,000 in origination value.
Applicant Income
Bank Of Deerfield lent most frequently to those with incomes in the $250k+ range, with 19 originations. The second most popular income band? $100k-150k, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 98 | $26,130,000 | $266,633 | $0 | 0.00% |
Bank Of Deerfield lent most frequently to those with DTI ratios of Exempt%, with 98 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.52%
Bank Of Deerfield has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination86.73%
Bank Of Deerfield has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 98 | $26,130,000 | $266,633 |