Natbank Mortgage Rates, Fees & Info
Hollywood, FLLEI: 549300U5SDGYPSPXZU37
Tax ID: 65-0538449
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Mortgage Data
Review & Overview
Natbank is a smaller bank specializing in Home Purchase loans. Natbank has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Orlando, Cape Coral, Port St. Lucie, and Naples among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Natbank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
54Origination Dollar Volume (All Markets)
$39,850,000Top Markets
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Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 31 | $25,235,000 | $814,032 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $8,060,000 | $2,015,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $2,715,000 | $387,857 | $0 | 0.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $0 | 0.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Natbank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 84
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 54 | $39,850,000 | $737,963 | $0 | 0.00% |
For 2024, Natbank's most frequently originated type of loan was Conventional, with 54 originations.
Loan Reason
For 2024, Natbank's most frequently cited loan purpose was Home Purchase, with 38 originations. The 2nd most popular reason was Other, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 54 | $39,850,000 | $737,963 | $0 | 0.00% |
For 2024, Natbank's most frequently cited loan duration was Other, with 54 originations.
Loan Sizing
2024 saw Natbank place emphasis on $200k-400k loans with 15 originations, totaling $4,195,000 in origination value.
Applicant Income
Natbank lent most frequently to those with incomes in the $250k+ range, with 12 originations. The second most popular income band? $100k-150k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 54 | $39,850,000 | $737,963 | $0 | 0.00% |
Natbank lent most frequently to those with DTI ratios of Exempt%, with 54 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 39 | $24,805,000 | $636,026 | $0 | 0.00% |
| Not applicable | 15 | $15,045,000 | $1,003,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications85.71%
Natbank has an average approval rate.
Pick Rate
Approvals leading to origination68.52%
Natbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 54 | $39,850,000 | $737,963 |