PORT ST. LUCIE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Port St. Lucie averaged 6.64% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.65% and one month ago for the week of 2025-02-27, the average rate was 6.76%.

Port St. Lucie's average rate one year ago was 6.89%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Port St. Lucie 30 Year Fixed Rate 2025-04-03 6.64%
Port St. Lucie 30 Year Fixed Rate Refi 2025-04-03 6.82%
Port St. Lucie 15 Year Fixed Rate 2025-04-03 6.07%
Port St. Lucie 15 Year Fixed Rate Refi 2025-04-03 5.72%
Port St. Lucie 30 Year FHA 2025-04-03 6.03%
Port St. Lucie 30 Year FHA Refi 2025-04-03 5.71%
Port St. Lucie 30 Year USDA 2025-04-03 6.42%
Port St. Lucie 30 Year USDA Refi 2025-04-03 6.42%
Port St. Lucie 30 Year VA 2025-04-03 6.12%
Port St. Lucie 30 Year VA Refi 2025-04-03 5.45%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PORT ST. LUCIE, FL.

PORT ST. LUCIE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PORT ST. LUCIE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 684 6.83% $9,927
QUICKEN LOANS, LLC 448 6.74% $8,426
CROSSCOUNTRY MORTGAGE, LLC 287 7.06% $9,476
LOANDEPOT.COM, LLC 173 6.42% $7,531
EAGLE HOME MORTGAGE, LLC 170 5.45% $6,025
PULTE MORTGAGE LLC 153 6.42% $3,845
JPMorgan Chase Bank 150 6.66% $6,256
DHI MORTGAGE COMPANY, LTD. 123 5.61% $4,259
Flagstar Bank, FSB 103 6.83% $7,372
MATTAMY HOME FUNDING, LLC 89 6.60% $5,583
ACOPIA, LLC 77 6.93% $8,637
Seacoast National Bank 67 6.89% $5,843
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 66 6.54% $7,135
THE MORTGAGE FIRM, INC. 64 7.02% $8,138
EVERETT FINANCIAL, INC. 62 7.04% $9,008
NVR Mortgage Finance, Inc. 59 6.75% $4,347
AmeriHome Mortgage Company, LLC 59 6.67% $7,343
South Pacific Financial Corporation 58 6.32% $4,517
NEWREZ LLC 57 6.81% $9,333
Paramount Residential Mortgage Group, Inc. 55 7.07% $10,171
NP, Inc. 52 7.41% $9,499
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 51 6.98% $8,118
South State Bank 51 6.82% $6,575
A&D Mortgage LLC 50 7.64% $16,710
MOVEMENT MORTGAGE, LLC 45 6.91% $8,794
Bank of America 45 6.30% $7,022
GUARANTEED RATE, INC. 43 6.70% $8,429
PLANET HOME LENDING, LLC 41 6.95% $6,223
Mr. Cooper ( Nationstar Mortgage ) 41 6.74% $9,513
PRIMELENDING, A PLAINSCAPITAL COMPANY 39 6.78% $8,760
Wells Fargo Bank 39 6.63% $6,127
PENNYMAC LOAN SERVICES, LLC 39 6.60% $10,634
Century Mortgage Company DBA Century Lending Company 33 6.74% $12,333
GUARANTEED RATE AFFINITY, LLC 31 6.79% $8,135
U.S. Bank 31 6.95% $7,193
NAVY FEDERAL CREDIT UNION 30 6.45% $8,080
GUILD MORTGAGE COMPANY 27 6.86% $9,363
FBC MORTGAGE, LLC 26 6.26% $7,247
JMAC LENDING, INC. 26 7.05% $9,040
ITHINK FINANCIAL Credit Union 24 7.31% $11,976
SWBC MORTGAGE CORPORATION 23 4.86% $3,593
TD Bank 23 6.83% $6,138
ANGEL OAK MORTGAGE SOLUTIONS LLC 22 7.70% $18,044
Morgan Stanley Private Bank 22 6.18% $5,776
Truist 22 6.60% $7,395
Plains Commerce Bank 21 6.51% $11,239
CMG MORTGAGE, INC. 21 6.83% $9,511
MIDFLORIDA 21 6.36% $5,768
Waterstone Mortgage Corporation 20 6.74% $9,336
AMERICAN BANCSHARES MORTGAGE 19 7.08% $9,105
MUTUAL OF OMAHA MORTGAGE, INC. 19 6.90% $7,630
The Loan Store, Inc. 19 7.14% $11,294
FREEDOM MORTGAGE CORPORATION 19 6.91% $10,867
EMM LOANS LLC 19 7.09% $8,623
BROKER SOLUTIONS, INC. 18 6.96% $9,694
TOTAL MORTGAGE SERVICES, LLC 18 7.11% $7,810
PROVIDENT FUNDING ASSOCIATES, L.P. 17 6.53% $6,882
CARDINAL FINANCIAL 16 6.80% $8,789
Citizens Bank 16 6.64% $9,069
PNC Bank 15 6.73% $5,491
T2 FINANCIAL LLC 15 6.79% $11,366
GENEVA FINANCIAL, LLC 14 7.02% $8,421
SPACE COAST Credit Union 14 6.14% $834
Prosperity Home Mortgage, LLC 13 6.68% $7,254
Fifth Third Bank 13 6.52% $8,265
UNION HOME MORTGAGE CORP. 13 7.33% $8,259
Citibank 12 6.50% $8,539
Cornerstone First Mortgage, Inc 12 7.03% $9,158
PRIMARY RESIDENTIAL MORTGAGE, INC. 12 7.06% $11,749
COMPASS MORTGAGE, INC. 12 7.01% $6,710
LENDSURE MORTGAGE CORP. 12 7.73% $15,868
HOMESIDE FINANCIAL, LLC 12 6.67% $7,727
DEEPHAVEN MORTGAGE LLC 12 8.57% $11,461
ABSOLUTE HOME MORTGAGE CORPORATION 11 7.16% $10,723
FIRST COMMUNITY MORTGAGE, INC. 11 6.87% $8,268
Citadel Servicing Corporation 11 8.00% $20,496
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 11 6.78% $6,060
BAY EQUITY LLC 11 6.75% $6,544
NFM, INC. 10 6.97% $8,596
First Horizon Bank 10 6.70% $7,372
UNITED MORTGAGE CORP 9 7.31% $11,615
Northpointe Bank 9 6.86% $8,490
Commerce Home Mortgage, Inc. 9 8.51% $19,682
Goldwater Bank, N.A. 9 7.26% $7,005
BAYSHORE MORTGAGE FUNDING, LLC 9 6.93% $8,196
NEXERA HOLDING LLC 9 8.40% $15,840
PREMIA MORTGAGE, LLC 9 6.38% $2,220
J. VIRGIL, INC. 9 6.89% $5,751
Third Federal Savings and Loan Association of Cleveland 8 6.76% $804
AMERICAN FINANCIAL NETWORK, INC. 8 7.36% $10,775
Logan Finance Corporation 8 7.37% $13,081
Carrington Mortgage Services, LLC 8 8.39% $13,165
First National Bank of America 7 9.38% $13,079
UBS Bank USA 7 6.20% $8,041
MICHIGAN MUTUAL, INC. 7 7.41% $8,091
OCMBC, INC. 7 8.14% $17,674
NATIONWIDE MORTGAGE BANKERS, INC. 7 7.14% $12,223
TrustCo Bank 7 6.46% $4,220
Hometown Equity Mortgage, LLC 7 8.93% $16,865
Mortgage Research Center, LLC 7 7.20% $11,223
Discover Bank 7 6.87% $0
NexBank 7 7.29% $8,411
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 7 6.85% $8,982
USAA Federal Savings Bank 7 6.91% $6,679
ARC HOME LLC 7 8.25% $11,895
PHH Mortgage Corporation 6 6.42% $10,404
M&T Bank 6 6.46% $12,563
BAY CAPITAL MORTGAGE CORPORATION 6 7.02% $6,089
BETTER MORTGAGE CORPORATION 6 6.50% $5,313
First Federal Bank 6 6.19% $6,180
AMERICAN HERITAGE LENDING, INC. 6 9.10% $15,357
NBKC BANK 6 6.31% $4,606
PLAZA HOME MORTGAGE, INC. 5 7.17% $10,487
ZILLOW HOME LOANS, LLC 5 7.00% $10,157
US MORTGAGE CORPORATION 5 6.69% $8,881
Equity Prime Mortgage LLC 5 7.18% $10,238
Ally Bank 5 6.25% $14,320
Sierra Pacific Mortgage Company, Inc. 5 6.47% $8,864
East Coast Capital Corp. 5 7.20% $9,789
VAN DYK MORTGAGE CORPORATION 5 6.90% $4,237
LEADERONE FINANCIAL CORPORATION 5 7.12% $7,843
CONTOUR MORTGAGE CORPORATION 5 7.08% $8,150
CHURCHILL MORTGAGE CORPORATION 5 6.77% $8,118
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 6.85% $6,580
HOMEXPRESS MORTGAGE CORP. 5 8.32% $16,223
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 7.10% $9,096
AMERISAVE MORTGAGE CORPORATION 5 6.85% $10,179
Mortgage Lenders Investment Trading Corporation 5 7.00% $8,632
Ixonia Bank 5 7.40% $8,216
Raymond James Bank 5 5.80% $6,289
City National Bank of Florida 4 6.88% $11,208
Suncoast Credit Union 4 5.34% $3,042
LADERA LENDING, INC. 4 6.81% $8,297
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.56% $14,973
NJ LENDERS CORP. 4 6.81% $6,242
PENTAGON FEDERAL CREDIT UNION 4 6.31% $8,740
Charles Schwab Bank, SSB 4 6.11% $4,108
Advisors Mortgage Group, L.L.C. 4 6.90% $7,334
RELIANCE FIRST CAPITAL, LLC 4 6.47% $9,675
ROYAL UNITED MORTGAGE LLC 4 6.72% $10,812
NEW FED MORTGAGE, CORP. 4 6.88% $7,671
SECURITYNATIONAL MORTGAGE COMPANY 4 7.31% $11,863
Valley National Bank 4 6.53% $4,556
Quontic Bank 4 8.81% $13,962
AMERICAN PACIFIC MORTGAGE CORPORATION 4 7.19% $9,768
MY MORTGAGE, INC. 4 7.47% $12,544
HOMESTEAD FUNDING CORP. 4 6.81% $5,916
NATIONS DIRECT MORTGAGE, LLC 4 7.09% $9,283
Gateway First Bank 4 6.97% $6,157
MEMBER FIRST MORTGAGE, LLC 4 5.72% $7,063
DELMAR FINANCIAL COMPANY 4 6.84% $5,687
Barrington Bank & Trust Company, N.A. 4 7.03% $6,165
CASTLE & COOKE MORTGAGE, LLC 4 6.71% $11,663
Union Savings Bank 3 7.00% $7,655
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 3 7.33% $17,607
STOCKTON MORTGAGE CORPORATION 3 7.50% $11,696
KeyBank 3 6.63% $9,712
AMERICAN FEDERAL MORTGAGE CORPORATION 3 6.63% $3,917
Performance Financial, Inc. 3 7.42% $10,068
The Central Trust Bank 3 6.20% $7,556
Luxury Mortgage Corp. 3 7.37% $14,436
LOANPAL, LLC 3 7.08% $7,247
The Federal Savings Bank 3 7.21% $12,892
The Northern Trust Company 3 6.50% $6,530
Bethpage Federal Credit Union 3 6.58% $6,167
Berkshire Bank 3 6.88% $6,609
LENOX FINANCIAL MORTGAGE CORPORATION 3 6.25% $10,930
HSBC BANK USA, NATIONAL ASSOCIATION 3 5.89% $8,313
TOWNE MORTGAGE COMPANY 3 6.71% $8,695
INSPIRE HOME LOANS INC. 3 6.25% $5,331
Stifel Bank and Trust 3 6.29% $4,141
LAKE MICHIGAN CREDIT UNION 3 6.75% $11,124
Wilmington Savings Fund Society, FSB 3 6.41% $7,061
SOUTHERN TRUST MORTGAGE, LLC 3 6.42% $9,675
RBC Bank, (Georgia) 3 6.04% $4,108
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 5.96% $4,760
Texana Bank 2 6.63% $7,163
1ST PRIORITY MORTGAGE, INC. 2 7.00% $6,148
ALLIANT CREDIT UNION 2 6.88% $6,798
ALLIED MORTGAGE GROUP, INC. 2 7.19% $4,131
AMERICAN FINANCIAL RESOURCES, INC. 2 6.31% $9,121
AMERICAN FINANCING CORPORATION 2 6.37% $11,718
American Mortgage & Equity Consultants, Inc. 2 7.00% $22,636
BMO Harris Bank 2 7.75% $4,900
BOND STREET MORTGAGE, LLC 2 7.44% $5,477
Centennial Bank 2 7.00% $8,005
DG PINNACLE FUNDING LLC 2 6.63% $9,417
Evolve Bank & Trust 2 6.94% $12,902
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 2 8.06% $11,769
FIRST COLONY MORTGAGE CORPORATION 2 8.75% $33,538
First National Bank of Pennsylvania 2 6.50% $6,863
Florida Capital Bank 2 6.49% $7,314
Goldman Sachs Bank USA 2 5.98% $9,728
GoPrime Mortgage, Inc. 2 5.94% $7,039
HARBORONE MORTGAGE, LLC 2 7.19% $5,368
Home Mortgage Alliance Corp 2 8.63% $32,124
Johnson Bank 2 6.55% $2,057
Kwik Mortgage Corporation 2 6.75% $3,990
LAKEVIEW LOAN SERVICING, LLC 2 6.06% $8,018
Loan Simple, Inc. 2 7.00% $9,798
MLB RESIDENTIAL LENDING, LLC 2 7.25% $11,318
MORTGAGE 1 INCORPORATED 2 6.94% $6,741
MORTGAGE EQUITY PARTNERS LLC 2 7.24% $7,256
Nations Lending Corporation 2 7.00% $7,938
NETWORK CAPITAL FUNDING CORPORATION 2 7.50% $9,232
North American Savings Bank, F.S.B. 2 8.00% $9,993
NORWICH COMMERCIAL GROUP, INC. 2 7.00% $16,206
Premium Mortgage Corporation 2 7.50% $6,144
Preston Home Loans Inc 2 6.49% $5,905
Regions Bank 2 6.81% $6,734
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 6.94% $5,345
SIRVA MORTGAGE, INC. 2 6.75% $1,979
SUCCESS MORTGAGE PARTNERS, INC. 2 6.50% $14,527
SUN WEST MORTGAGE COMPANY, INC. 2 6.81% $6,753
Synovus Bank 2 7.06% $8,412
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 2 7.25% $8,458
The Huntington National Bank 2 6.93% $24,689
TJC Mortgage, Inc. 2 7.19% $8,456
United Nations Federal Credit Union 2 5.94% $4,842
University Bank 2 7.25% $5,926
V.I.P. MORTGAGE, INC. 2 6.38% $6,792
VYSTAR 2 6.81% $4,055
WesBanco 2 6.88% $5,197
ISERVE RESIDENTIAL LENDING, LLC 1 6.63% $7,659
INTERSTATE HOME LOAN CENTER, INC. 1 6.88% $16,081
Nicolet National Bank 1 7.75% $8,577
INTERCOASTAL MORTGAGE COMPANY 1 6.63% $7,791
NMSI, INC. 1 8.63% $7,509
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 7.00% $7,567
Independent Bank 1 6.38% $9,271
Ameris Bank 1 6.13% $6,548
IncredibleBank 1 6.50% $6,800
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $11,326
OAKTREE FUNDING CORP. 1 8.50% $15,267
HighTechLending Inc 1 8.50% $8,500
Old National Bank 1 7.00% $4,943
Old Second National Bank 1 6.00% $11,966
Pacific Lending LLC 1 6.99% $8,271
PANORAMA MORTGAGE GROUP, LLC 1 6.99% $15,132
HARTFORD FUNDING, LTD. 1 5.75% $8,701
PARTNERS 1 6.50% $7,354
GVC MORTGAGE, INC. 1 7.13% $5,705
Greenbox Loans, Inc. 1 8.75% $32,777
Peoples Bank 1 6.75% $6,482
Granite Community Bank 1 6.88% $5,852
GOLD COAST FEDERAL CREDIT UNION 1 6.92% $6,485
PHILADELPHIA 1 6.25% $9,046
PIKE CREEK MORTGAGE SERVICES, INC. 1 8.38% $16,140
Pinnacle Bank 1 6.63% $9,933
GLENDENNING MORTGAGE CORPORATION 1 7.00% $11,107
GEO-CORP, INC. 1 7.63% $7,118
GENISYS 1 6.63% $3,312
Genesee Regional Bank 1 6.88% $5,511
POINT Mortgage 1 7.13% $11,087
FUNDLOANS CAPITAL 1 7.88% $14,334
1ST FINANCIAL, INC. 1 6.62% $9,282
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 9.99% $18,824
FREEDOM FIRST 1 7.00% $4,363
FLAT BRANCH MORTGAGE, INC. 1 7.13% $6,144
First Western Bank & Trust 1 6.49% $11,657
First United Bank and Trust Company 1 6.13% $8,151
Firstrust Savings Bank 1 6.88% $9,536
First Option Mortgage, LLC 1 7.13% $11,687
FIRST HOME MORTGAGE CORPORATION 1 5.99% $15,341
RADIUS FINANCIAL GROUP INC. 1 6.88% $4,822
First Financial Bank 1 7.63% $5,997
FIRST EQUITY MORTGAGE BANKERS, INC. 1 7.13% $10,668
READY MORTGAGE LENDERS, LLC 1 6.38% $13,093
AMERICAN HERITAGE FCU 1 6.75% $4,776
First-Citizens Bank & Trust Company 1 6.38% $7,155
Alcova Mortgage LLC 1 6.88% $6,275
Rockland Trust Company 1 6.63% $12,951
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.38% $5,368
FIRSTBANK PUERTO RICO 1 6.13% $6,726
Farmers Bank & Trust 1 6.75% $4,693
FAIRWAY FUNDING GROUP, INC. 1 7.12% $6,268
Semper Home Loans, Inc. 1 7.25% $6,245
Servion, Inc. 1 6.50% $9,416
SFMC, LP 1 6.99% $11,974
ENVOY MORTGAGE, LTD 1 6.13% $9,955
ALAMEDA MORTGAGE CORPORATION 1 6.99% $6,261
EASTMAN 1 7.13% $6,676
DREW MORTGAGE ASSOCIATES, INC. 1 7.13% $7,347
Directions Credit Union, Inc. 1 6.88% $2,926
SOUTHWEST FUNDING, LP 1 6.25% $6,191
DFCU FINANCIAL 1 6.63% $8,147
CREDIT UNION FINANCIAL SERVICES, LLC 1 5.63% $10,423
CORNERSTONE HOME LENDING, INC. 1 6.99% $4,567
AHL FUNDING 1 11.25% $12,551
SUFFOLK 1 6.50% $13,627
SUMMIT MORTGAGE CORPORATION 1 6.38% $9,496
CONTINENTAL MORTGAGE BANKERS, INC. 1 7.13% $14,495
Victorian Finance, LLC 1 7.50% $4,582
COMMUNITY CREDIT UNION OF FLORIDA 1 8.00% $4,296
WILLIAM RAVEIS MORTGAGE, LLC 1 6.00% $4,430
Commerce Bank 1 5.75% $11,663
TBI MORTGAGE COMPANY 1 5.50% $16,751
CLIFFCO, INC. 1 6.88% $15,262
5TH STREET CAPITAL, INC. 1 7.50% $12,834
The Bank of Missouri 1 6.00% $3,374
CIBC Bank USA 1 5.75% $11,973
The Farmers National Bank of Canfield 1 6.38% $9,053
CAPITAL CENTER, L.L.C. 1 5.88% $10,518
Watermark Capital, Inc. 1 7.13% $5,240
CANOPY MORTGAGE, LLC 1 7.63% $49,768
The Lyons National Bank 1 7.25% $5,492
CALCON MUTUAL MORTGAGE LLC 1 6.13% $14,772
BRIGHTSTAR 1 6.63% $4,504
BAYCOAST MORTGAGE COMPANY, LLC 1 6.38% $5,186
ADVANCIAL 1 8.38% $11,496
Bank of England 1 5.88% $16,767
TOWER 1 5.00% $5,375
BancorpSouth 1 7.25% $11,017
TROPICAL FINANCIAL CREDIT UNION 1 6.38% $6,572
Axos Bank 1 6.63% $3,868
Atlantic Coast Mortgage, LLC 1 7.25% $6,286
TRUWEST Credit Union 1 6.88% $7,873
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.99% $8,802
Associated Bank 1 6.38% $8,773
AmRes Corporation 1 7.63% $4,421
United Community Bank 1 6.63% $5,654
MORTGAGE CENTER L.C 1 6.75% $7,909
Mortgage Bank of California 1 7.25% $6,529
MORIA DEVELOPMENT, INC. 1 7.62% $9,827
MSA MORTGAGE, LLC 1 6.88% $3,908
MILLENIUM HOME MORTGAGE, LLC 1 6.63% $6,852
MILEND, INC. 1 6.88% $12,318
Mid-Continent Funding, Inc. 1 6.13% $9,200
Merchants Bank of Indiana 1 6.13% $5,143
AMERITRUST MORTGAGE CORPORATION 1 7.13% $87,711
LYNX MORTGAGE BANK LLC 1 6.99% $8,034
Navigant Credit Union 1 6.50% $5,105
LOANLEADERS OF AMERICA, INC. 1 6.63% $9,726
Leader Bank 1 7.13% $3,776
Advance Financial Group, LLC 1 7.00% $5,889
Network Funding, L.P. 1 7.88% $17,118
NEW DAY FINANCIAL, LLC 1 7.00% $7,493
Lakeview Community Capital, LLC 1 6.99% $13,116
Keystone Funding, Inc. 1 7.13% $13,108
NEW WAVE LENDING GROUP INC 1 7.88% $10,988
JET DIRECT FUNDING CORP 1 6.88% $5,548

PORT ST. LUCIE Average Closing Costs & Other Stats

PORT ST. LUCIE, FL's 341 lenders originated 13,851 loans during 2024. The total origination value was $4,846,255,000, with an average loan value of $349,885.

PORT ST. LUCIE's average closing costs are $7,191.

The top PORT ST. LUCIE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 684 loans originated. Their average total fees are $9,927, which is $1,501 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PORT ST. LUCIE lenders (with over 10 loans originated) are SPACE COAST Credit Union ($834), SWBC MORTGAGE CORPORATION ($3,593), PULTE MORTGAGE LLC ($3,845), DHI MORTGAGE COMPANY, LTD. ($4,259) and NVR Mortgage Finance, Inc. ($4,347).

The lowest rate PORT ST. LUCIE lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION (4.86%), EAGLE HOME MORTGAGE, LLC (5.45%), DHI MORTGAGE COMPANY, LTD. (5.61%), SPACE COAST Credit Union (6.14%) and Morgan Stanley Private Bank (6.18%).

PORT ST. LUCIE, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $464,675,000 $545,140,000 17.3% 11.2%
JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 $344,225,000 91.7% 7.1%
QUICKEN LOANS, LLC $236,330,000 $238,830,000 1.1% 4.9%
CROSSCOUNTRY MORTGAGE, LLC $156,340,000 $195,845,000 25.3% 4.0%
LOANDEPOT.COM, LLC $107,450,000 $156,185,000 45.4% 3.2%
EAGLE HOME MORTGAGE, LLC $48,530,000 $126,435,000 160.5% 2.6%
DHI MORTGAGE COMPANY, LTD. $87,570,000 $98,335,000 12.3% 2.0%
PULTE MORTGAGE LLC $66,510,000 $85,205,000 28.1% 1.8%
FREEDOM MORTGAGE CORPORATION $32,650,000 $82,415,000 152.4% 1.7%
JPMorgan Chase Bank $128,380,000 $82,080,000 -36.1% 1.7%
South State Bank $52,005,000 $67,000,000 28.8% 1.4%
MATTAMY HOME FUNDING, LLC $42,005,000 $64,915,000 54.5% 1.3%
Bank of America $63,785,000 $62,450,000 -2.1% 1.3%
Seacoast National Bank $70,720,000 $58,100,000 -17.8% 1.2%
Flagstar Bank, FSB $54,695,000 $57,780,000 5.6% 1.2%
PNC Bank $49,260,000 $56,095,000 13.9% 1.2%
BERKELEY POINT CAPITAL LLC $49,325,000 n/a 1.0%
U.S. Bank $27,935,000 $48,040,000 72.0% 1.0%
PENNYMAC LOAN SERVICES, LLC $40,530,000 $47,540,000 17.3% 1.0%
Paramount Residential Mortgage Group, Inc. $43,410,000 $47,175,000 8.7% 1.0%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $29,705,000 $46,685,000 57.2% 1.0%
NEWREZ LLC $38,540,000 $46,320,000 20.2% 1.0%
EVERETT FINANCIAL, INC. $44,590,000 $41,930,000 -6.0% 0.9%
Old National Bank $375,000 $41,730,000 11,028.0% 0.9%
NVR Mortgage Finance, Inc. $54,860,000 $41,305,000 -24.7% 0.9%
ACOPIA, LLC $39,510,000 $40,735,000 3.1% 0.8%
MIDFLORIDA $35,045,000 $36,700,000 4.7% 0.8%
TD Bank $44,215,000 $36,540,000 -17.4% 0.8%
Mortgage Research Center, LLC $42,480,000 $35,775,000 -15.8% 0.7%
THE MORTGAGE FIRM, INC. $36,545,000 $35,200,000 -3.7% 0.7%
A&D Mortgage LLC $20,025,000 $35,030,000 74.9% 0.7%
NAVY FEDERAL CREDIT UNION $31,360,000 $33,130,000 5.6% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $42,155,000 $32,595,000 -22.7% 0.7%
GUARANTEED RATE, INC. $25,970,000 $31,700,000 22.1% 0.7%
NP, Inc. $25,020,000 $29,410,000 17.5% 0.6%
FBC MORTGAGE, LLC $31,395,000 $29,175,000 -7.1% 0.6%
South Pacific Financial Corporation $16,810,000 $28,325,000 68.5% 0.6%
AmeriHome Mortgage Company, LLC $29,925,000 $27,180,000 -9.2% 0.6%
Century Mortgage Company DBA Century Lending Company $12,985,000 $26,915,000 107.3% 0.6%
Truist $35,050,000 $26,520,000 -24.3% 0.5%
CIBC Bank USA $26,060,000 n/a 0.5%
Citizens Bank $26,085,000 $25,470,000 -2.4% 0.5%
MOVEMENT MORTGAGE, LLC $34,445,000 $23,875,000 -30.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $15,745,000 $23,835,000 51.4% 0.5%
ANGEL OAK MORTGAGE SOLUTIONS LLC $16,545,000 $23,830,000 44.0% 0.5%
LENDINGHOME FUNDING CORPORATION $14,815,000 $21,455,000 44.8% 0.4%
PLANET HOME LENDING, LLC $10,105,000 $20,775,000 105.6% 0.4%
ITHINK FINANCIAL Credit Union $15,535,000 $19,470,000 25.3% 0.4%
SPACE COAST Credit Union $11,965,000 $19,295,000 61.3% 0.4%
GUARANTEED RATE AFFINITY, LLC $18,905,000 $18,895,000 -0.1% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $22,045,000 $18,385,000 -16.6% 0.4%
Morgan Stanley Private Bank $30,280,000 $17,925,000 -40.8% 0.4%
Equity Prime Mortgage LLC $8,835,000 $17,555,000 98.7% 0.4%
BAY EQUITY LLC $17,185,000 $17,045,000 -0.8% 0.4%
BROKER SOLUTIONS, INC. $14,715,000 $16,550,000 12.5% 0.3%
Fifth Third Bank $5,125,000 $16,260,000 217.3% 0.3%
The Loan Store, Inc. $3,655,000 $16,220,000 343.8% 0.3%
CMG MORTGAGE, INC. $11,010,000 $15,820,000 43.7% 0.3%
GUILD MORTGAGE COMPANY $780,000 $15,330,000 1,865.4% 0.3%
Wells Fargo Bank $46,125,000 $15,185,000 -67.1% 0.3%
Carrington Mortgage Services, LLC $11,200,000 $14,535,000 29.8% 0.3%
VILLAGE CAPITAL MORTGAGE $4,585,000 $14,395,000 214.0% 0.3%
JMAC LENDING, INC. $6,440,000 $14,085,000 118.7% 0.3%
Hometown Equity Mortgage, LLC $14,095,000 $13,740,000 -2.5% 0.3%
Third Federal Savings and Loan Association of Cleveland $16,340,000 $13,485,000 -17.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $11,855,000 $13,255,000 11.8% 0.3%
Plains Commerce Bank $15,715,000 $13,030,000 -17.1% 0.3%
ABSOLUTE HOME MORTGAGE CORPORATION $15,880,000 $12,880,000 -18.9% 0.3%
CARDINAL FINANCIAL $40,115,000 $12,690,000 -68.4% 0.3%
EMM LOANS LLC $21,965,000 $12,375,000 -43.7% 0.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $15,080,000 $12,165,000 -19.3% 0.3%
SWBC MORTGAGE CORPORATION $18,765,000 $12,000,000 -36.1% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $11,170,000 $11,970,000 7.2% 0.2%
OCMBC, INC. $8,895,000 $11,740,000 32.0% 0.2%
Citibank $14,650,000 $11,205,000 -23.5% 0.2%
Citadel Servicing Corporation $4,920,000 $11,015,000 123.9% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $11,800,000 $10,985,000 -6.9% 0.2%
T2 FINANCIAL LLC $3,085,000 $10,520,000 241.0% 0.2%
AMERICAN BANCSHARES MORTGAGE $8,620,000 $10,510,000 21.9% 0.2%
Johnson Bank $195,000 $10,405,000 5,235.9% 0.2%
GENEVA FINANCIAL, LLC $6,830,000 $9,990,000 46.3% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $22,605,000 $9,975,000 -55.9% 0.2%
Cornerstone First Mortgage, Inc $7,915,000 $9,965,000 25.9% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $10,640,000 $9,705,000 -8.8% 0.2%
Waterstone Mortgage Corporation $11,095,000 $9,640,000 -13.1% 0.2%
Northpointe Bank $13,010,000 $9,605,000 -26.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $4,020,000 $9,585,000 138.4% 0.2%
TOTAL MORTGAGE SERVICES, LLC $3,820,000 $9,155,000 139.7% 0.2%
Figure Lending LLC $6,655,000 $9,120,000 37.0% 0.2%
PLAZA HOME MORTGAGE, INC. $15,295,000 $9,070,000 -40.7% 0.2%
Logan Finance Corporation $2,465,000 $8,690,000 252.5% 0.2%
DEEPHAVEN MORTGAGE LLC $9,540,000 $8,495,000 -11.0% 0.2%
Prosperity Home Mortgage, LLC $5,720,000 $8,380,000 46.5% 0.2%
NEXERA HOLDING LLC $3,880,000 $8,150,000 110.1% 0.2%
Commerce Home Mortgage, Inc. $11,725,000 $8,090,000 -31.0% 0.2%
UNION HOME MORTGAGE CORP. $4,510,000 $7,995,000 77.3% 0.2%
USAA Federal Savings Bank $11,970,000 $7,735,000 -35.4% 0.2%
AMERISAVE MORTGAGE CORPORATION $10,560,000 $7,385,000 -30.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $5,200,000 $7,325,000 40.9% 0.2%
NFM, INC. $14,145,000 $7,320,000 -48.3% 0.2%
HOMESIDE FINANCIAL, LLC $10,040,000 $7,195,000 -28.3% 0.1%
UBS Bank USA $8,590,000 $7,095,000 -17.4% 0.1%
First Horizon Bank $27,375,000 $6,950,000 -74.6% 0.1%
COMPASS MORTGAGE, INC. $8,185,000 $6,785,000 -17.1% 0.1%
City National Bank of Florida $5,875,000 $6,670,000 13.5% 0.1%
NEW DAY FINANCIAL, LLC $5,685,000 $6,625,000 16.5% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $4,730,000 $6,620,000 40.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,305,000 $6,480,000 50.5% 0.1%
Goldwater Bank, N.A. $12,755,000 $6,410,000 -49.7% 0.1%
M&T Bank $2,765,000 $6,405,000 131.6% 0.1%
Discover Bank $6,905,000 $6,180,000 -10.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $9,385,000 $6,025,000 -35.8% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $4,760,000 $5,810,000 22.1% 0.1%
LIMA ONE CAPITAL, LLC $2,215,000 $5,775,000 160.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $8,285,000 $5,720,000 -31.0% 0.1%
LENDINGONE, LLC $1,080,000 $5,650,000 423.1% 0.1%
LENDSURE MORTGAGE CORP. $3,260,000 $5,525,000 69.5% 0.1%
HOMEXPRESS MORTGAGE CORP. $9,345,000 $5,495,000 -41.2% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $1,310,000 $5,430,000 314.5% 0.1%
Lakeview Community Capital, LLC $1,885,000 $5,420,000 187.5% 0.1%
The Federal Savings Bank $6,705,000 $5,385,000 -19.7% 0.1%
J. VIRGIL, INC. $4,070,000 $5,315,000 30.6% 0.1%
FIRST COLONY MORTGAGE CORPORATION $5,215,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,210,000 $5,020,000 56.4% 0.1%
PREMIA MORTGAGE, LLC $2,780,000 $4,960,000 78.4% 0.1%
MID AMERICA MORTGAGE, INC. $2,445,000 $4,835,000 97.8% 0.1%
The Northern Trust Company $2,055,000 $4,785,000 132.8% 0.1%
MICHIGAN MUTUAL, INC. $3,340,000 $4,710,000 41.0% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $3,190,000 $4,640,000 45.5% 0.1%
First-Citizens Bank & Trust Company $4,860,000 $4,605,000 -5.2% 0.1%
Home Mortgage Alliance Corp $4,605,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $6,175,000 $4,510,000 -27.0% 0.1%
Raymond James Bank $8,685,000 $4,395,000 -49.4% 0.1%
UNITED MORTGAGE CORP $4,395,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $3,830,000 $4,385,000 14.5% 0.1%
QUORUM FEDERAL CREDIT UNION $730,000 $4,375,000 499.3% 0.1%
PHH Mortgage Corporation $4,490,000 $4,350,000 -3.1% 0.1%
First Federal Bank $1,685,000 $4,295,000 154.9% 0.1%
Goldman Sachs Bank USA $4,170,000 n/a 0.1%
Synovus Bank $5,480,000 $4,150,000 -24.3% 0.1%
Coastal Community Bank $3,105,000 $4,090,000 31.7% 0.1%
Sierra Pacific Mortgage Company, Inc. $4,990,000 $3,995,000 -19.9% 0.1%
NBKC BANK $4,955,000 $3,945,000 -20.4% 0.1%
FineMark National Bank & Trust $1,235,000 $3,935,000 218.6% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $8,625,000 $3,920,000 -54.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $3,885,000 $3,900,000 0.4% 0.1%
TrustCo Bank $8,960,000 $3,860,000 -56.9% 0.1%
Ixonia Bank $1,710,000 $3,635,000 112.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $975,000 $3,540,000 263.1% 0.1%
Valley National Bank $3,505,000 $3,515,000 0.3% 0.1%
CorTrust Bank $7,005,000 $3,505,000 -50.0% 0.1%
ARC HOME LLC $3,845,000 $3,450,000 -10.3% 0.1%
VELOCITY COMMUNITY Federal Credit Union $2,755,000 $3,395,000 23.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,475,000 $3,290,000 123.1% 0.1%
LAKE MICHIGAN CREDIT UNION $2,830,000 $3,260,000 15.2% 0.1%
Bethpage Federal Credit Union $3,710,000 $3,180,000 -14.3% 0.1%
21ST MORTGAGE CORPORATION $3,445,000 $3,160,000 -8.3% 0.1%
The Huntington National Bank $3,835,000 $3,140,000 -18.1% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $295,000 $3,105,000 952.5% 0.1%
SPRING EQ, LLC $1,310,000 $3,065,000 134.0% 0.1%
MY MORTGAGE, INC. $1,560,000 $2,960,000 89.7% 0.1%
AMWEST FUNDING CORP. $4,470,000 $2,905,000 -35.0% 0.1%
ZILLOW HOME LOANS, LLC $2,640,000 $2,880,000 9.1% 0.1%
Desjardins Bank $295,000 $2,840,000 862.7% 0.1%
ALLIANT CREDIT UNION $1,585,000 $2,750,000 73.5% 0.1%
CONTOUR MORTGAGE CORPORATION $3,395,000 $2,685,000 -20.9% 0.1%
NexBank $2,680,000 $2,625,000 -2.1% 0.1%
Regions Bank $10,125,000 $2,620,000 -74.1% 0.1%
American Airlines Federal Credit Union $2,525,000 $2,570,000 1.8% 0.1%
BETTER MORTGAGE CORPORATION $4,875,000 $2,570,000 -47.3% 0.1%
Barrington Bank & Trust Company, N.A. $1,450,000 $2,565,000 76.9% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $3,885,000 $2,550,000 -34.4% 0.1%
AMERITRUST MORTGAGE CORPORATION $6,345,000 $2,505,000 -60.5% 0.1%
LOANPAL, LLC $2,395,000 $2,495,000 4.2% 0.1%
TOWNE MORTGAGE COMPANY $2,700,000 $2,495,000 -7.6% 0.1%
BAY CAPITAL MORTGAGE CORPORATION $175,000 $2,420,000 1,282.9% 0.0%
FIRST HOME MORTGAGE CORPORATION $2,080,000 $2,400,000 15.4% 0.0%
CASTLE & COOKE MORTGAGE, LLC $4,955,000 $2,365,000 -52.3% 0.0%
LEADERONE FINANCIAL CORPORATION $4,040,000 $2,335,000 -42.2% 0.0%
Ally Bank $3,220,000 $2,320,000 -28.0% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $805,000 $2,315,000 187.6% 0.0%
Mortgage Lenders Investment Trading Corporation $2,105,000 $2,295,000 9.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,520,000 $2,250,000 -10.7% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,265,000 $2,240,000 77.1% 0.0%
RF Renovo Management Company, LLC $2,200,000 $2,215,000 0.7% 0.0%
First American Bank $1,090,000 $2,205,000 102.3% 0.0%
First National Bank of America $1,665,000 $2,185,000 31.2% 0.0%
United Community Bank $90,000 $2,185,000 2,327.8% 0.0%
AHL FUNDING $2,190,000 $2,175,000 -0.7% 0.0%
US MORTGAGE CORPORATION $2,570,000 $2,170,000 -15.6% 0.0%
Mid-Continent Funding, Inc. $885,000 $2,125,000 140.1% 0.0%
V.I.P. MORTGAGE, INC. $255,000 $2,090,000 719.6% 0.0%
EVANSVILLE TEACHERS $590,000 $2,075,000 251.7% 0.0%
MORTGAGE EQUITY PARTNERS LLC $1,000,000 $2,065,000 106.5% 0.0%
MILEND, INC. $500,000 $2,040,000 308.0% 0.0%
SFMC, LP $2,015,000 n/a 0.0%
Greenbox Loans, Inc. $3,000,000 $2,005,000 -33.2% 0.0%
Old Second National Bank $2,005,000 n/a 0.0%
Gateway First Bank $2,705,000 $2,000,000 -26.1% 0.0%
DELMAR FINANCIAL COMPANY $660,000 $1,995,000 202.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,405,000 $1,985,000 41.3% 0.0%
DG PINNACLE FUNDING LLC $340,000 $1,985,000 483.8% 0.0%
TOP FLITE FINANCIAL, INC. $2,215,000 $1,965,000 -11.3% 0.0%
American Mortgage & Equity Consultants, Inc. $2,045,000 $1,955,000 -4.4% 0.0%
STOCKTON MORTGAGE CORPORATION $3,535,000 $1,950,000 -44.8% 0.0%
SILVER HILL FUNDING, LLC $955,000 $1,945,000 103.7% 0.0%
CLEARPATH LENDING $345,000 $1,920,000 456.5% 0.0%
East Coast Capital Corp. $3,430,000 $1,910,000 -44.3% 0.0%
VAN DYK MORTGAGE CORPORATION $4,175,000 $1,875,000 -55.1% 0.0%
Marine Bank & Trust Company $15,640,000 $1,825,000 -88.3% 0.0%
SIRVA MORTGAGE, INC. $3,310,000 $1,820,000 -45.0% 0.0%
Luxury Mortgage Corp. $1,815,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $175,000 $1,795,000 925.7% 0.0%
LADERA LENDING, INC. $1,070,000 $1,770,000 65.4% 0.0%
Berkshire Bank $1,715,000 n/a 0.0%
FAIRWINDS CREDIT UNION $805,000 $1,675,000 108.1% 0.0%
NJ LENDERS CORP. $1,120,000 $1,675,000 49.6% 0.0%
ENVOY MORTGAGE, LTD $685,000 $1,665,000 143.1% 0.0%
ROYAL UNITED MORTGAGE LLC $1,615,000 $1,640,000 1.5% 0.0%
Stifel Bank and Trust $2,360,000 $1,620,000 -31.4% 0.0%
BancorpSouth $710,000 $1,610,000 126.8% 0.0%
Lake Forest Bank & Trust $1,605,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $540,000 $1,575,000 191.7% 0.0%
Mid Penn Bank $1,565,000 n/a 0.0%
READY MORTGAGE LENDERS, LLC $275,000 $1,560,000 467.3% 0.0%
Suncoast Credit Union $1,410,000 $1,550,000 9.9% 0.0%
TROPICAL FINANCIAL CREDIT UNION $1,045,000 $1,540,000 47.4% 0.0%
INSPIRE HOME LOANS INC. $2,325,000 $1,520,000 -34.6% 0.0%
KeyBank $3,785,000 $1,520,000 -59.8% 0.0%
NEW FED MORTGAGE, CORP. $1,520,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $235,000 $1,510,000 542.6% 0.0%
HOMESTEAD FUNDING CORP. $1,805,000 $1,500,000 -16.9% 0.0%
RELIANCE FIRST CAPITAL, LLC $920,000 $1,485,000 61.4% 0.0%
MEMBER FIRST MORTGAGE, LLC $1,480,000 n/a 0.0%
F & M BANK CORP. $1,475,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $475,000 $1,465,000 208.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $185,000 $1,435,000 675.7% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $1,435,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $375,000 $1,430,000 281.3% 0.0%
TBI MORTGAGE COMPANY $1,415,000 n/a 0.0%
Loan Simple, Inc. $1,730,000 $1,370,000 -20.8% 0.0%
Centennial Bank $1,965,000 $1,360,000 -30.8% 0.0%
Nations Lending Corporation $2,740,000 $1,330,000 -51.5% 0.0%
Quontic Bank $525,000 $1,290,000 145.7% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $910,000 $1,280,000 40.7% 0.0%
BAC Florida Bank $4,320,000 $1,270,000 -70.6% 0.0%
The Central Trust Bank $585,000 $1,255,000 114.5% 0.0%
NORWICH COMMERCIAL GROUP, INC. $1,475,000 $1,245,000 -15.6% 0.0%
HighTechLending Inc $185,000 $1,240,000 570.3% 0.0%
Liberty Savings Bank, F.S.B. $1,680,000 $1,240,000 -26.2% 0.0%
EMBRACE HOME LOANS, INC. $1,345,000 $1,235,000 -8.2% 0.0%
TRIAD FINANCIAL SERVICES, INC. $885,000 $1,225,000 38.4% 0.0%
First National Bank of Pennsylvania $1,925,000 $1,210,000 -37.1% 0.0%
Magnolia Bank $175,000 $1,210,000 591.4% 0.0%
Residential Acceptance Corporation $1,205,000 n/a 0.0%
POINT Mortgage $875,000 $1,195,000 36.6% 0.0%
Union Savings Bank $1,575,000 $1,195,000 -24.1% 0.0%
INTELLILOAN, INC. $1,230,000 $1,155,000 -6.1% 0.0%
GTE Federal Credit Union $1,600,000 $1,150,000 -28.1% 0.0%
FIRST EQUITY MORTGAGE BANKERS, INC. $3,465,000 $1,135,000 -67.2% 0.0%
Bangor Savings Bank $1,130,000 n/a 0.0%
Premium Mortgage Corporation $505,000 $1,125,000 122.8% 0.0%
RBC Bank, (Georgia) $1,770,000 $1,085,000 -38.7% 0.0%
DEVELOPER'S MORTGAGE COMPANY $1,075,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $5,510,000 $1,065,000 -80.7% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $265,000 $1,060,000 300.0% 0.0%
Texana Bank $1,055,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $1,045,000 n/a 0.0%
VYSTAR $705,000 $1,040,000 47.5% 0.0%
ALKAN MORTGAGE CORPORATION $1,025,000 n/a 0.0%
Charles Schwab Bank, SSB $5,985,000 $1,025,000 -82.9% 0.0%
Natbank $1,020,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $1,015,000 n/a 0.0%
1st Source Bank $1,005,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $3,095,000 $1,005,000 -67.5% 0.0%
Bank of England $580,000 $990,000 70.7% 0.0%
MLB RESIDENTIAL LENDING, LLC $355,000 $960,000 170.4% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $950,000 n/a 0.0%
United Nations Federal Credit Union $770,000 $940,000 22.1% 0.0%
GOLD COAST FEDERAL CREDIT UNION $1,835,000 $935,000 -49.0% 0.0%
WesBanco $350,000 $915,000 161.4% 0.0%
Performance Financial, Inc. $275,000 $905,000 229.1% 0.0%
Keystone Funding, Inc. $3,025,000 $890,000 -70.6% 0.0%
BANKORION $885,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $265,000 $880,000 232.1% 0.0%
BRIGHTSTAR $1,480,000 $860,000 -41.9% 0.0%
HARBORONE MORTGAGE, LLC $860,000 n/a 0.0%
MORTGAGE 1 INCORPORATED $285,000 $850,000 198.2% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $610,000 $845,000 38.5% 0.0%
FAIRWAY FUNDING GROUP, INC. $840,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $840,000 n/a 0.0%
Northwest Federal Credit Union $1,440,000 $835,000 -42.0% 0.0%
North American Savings Bank, F.S.B. $1,040,000 $830,000 -20.2% 0.0%
City Lending Inc. $820,000 n/a 0.0%
Strong Home Mortgage, LLC $640,000 $810,000 26.6% 0.0%
University Bank $250,000 $800,000 220.0% 0.0%
HARTFORD FUNDING, LTD. $725,000 $795,000 9.7% 0.0%
Ballston Spa National Bank $145,000 $790,000 444.8% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $765,000 n/a 0.0%
GLENDENNING MORTGAGE CORPORATION $765,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $765,000 n/a 0.0%
Evolve Bank & Trust $710,000 $760,000 7.0% 0.0%
Leader Bank $760,000 n/a 0.0%
Wolfe Financial, Inc $225,000 $760,000 237.8% 0.0%
CLIFFCO, INC. $755,000 n/a 0.0%
Commerce Bank $755,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $755,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $750,000 n/a 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $4,055,000 $750,000 -81.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $325,000 $740,000 127.7% 0.0%
HomeTrust Bank $1,800,000 $735,000 -59.2% 0.0%
BOND STREET MORTGAGE, LLC $730,000 n/a 0.0%
Kwik Mortgage Corporation $395,000 $720,000 82.3% 0.0%
CANOPY MORTGAGE, LLC $715,000 n/a 0.0%
The Farmers National Bank of Canfield $715,000 n/a 0.0%
We Florida Financial $255,000 $710,000 178.4% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $2,390,000 $700,000 -70.7% 0.0%
Associated Bank $405,000 $695,000 71.6% 0.0%
Nicolet National Bank $695,000 n/a 0.0%
First Western Bank & Trust $685,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,275,000 $680,000 -46.7% 0.0%
Rockland Trust Company $675,000 n/a 0.0%
OPEN MORTGAGE, LLC $995,000 $670,000 -32.7% 0.0%
First United Bank and Trust Company $665,000 n/a 0.0%
BELEM SERVICING LLC $660,000 n/a 0.0%
1ST PRIORITY MORTGAGE, INC. $650,000 n/a 0.0%
TRUWEST Credit Union $645,000 n/a 0.0%
GoPrime Mortgage, Inc. $2,965,000 $630,000 -78.8% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $620,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $265,000 $605,000 128.3% 0.0%
AmRes Corporation $595,000 n/a 0.0%
Wauchula State Bank $595,000 n/a 0.0%
TJC Mortgage, Inc. $385,000 $590,000 53.2% 0.0%
DFCU FINANCIAL $585,000 n/a 0.0%
Merchants Bank of Indiana $585,000 n/a 0.0%
First Savings Bank $2,165,000 $580,000 -73.2% 0.0%
1ST SIGNATURE LENDING, LLC $565,000 n/a 0.0%
LYNX MORTGAGE BANK LLC $565,000 n/a 0.0%
DREW MORTGAGE ASSOCIATES, INC. $555,000 n/a 0.0%
Pinnacle Bank $275,000 $555,000 101.8% 0.0%
INTERCOASTAL MORTGAGE COMPANY $780,000 $550,000 -29.5% 0.0%
SUFFOLK $550,000 n/a 0.0%
Guardians Credit Union $525,000 $545,000 3.8% 0.0%
Network Funding, L.P. $545,000 n/a 0.0%
HOME FINANCING CENTER, INC. $1,310,000 $535,000 -59.2% 0.0%
IncredibleBank $535,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,520,000 $530,000 -65.1% 0.0%
First Financial Bank $525,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $4,675,000 $520,000 -88.9% 0.0%
GREENTREE MORTGAGE COMPANY, L.P. $510,000 n/a 0.0%
Countybank $505,000 n/a 0.0%
First Financial Bank $505,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $505,000 n/a 0.0%
PARTNERS $395,000 $505,000 27.8% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $880,000 $495,000 -43.8% 0.0%
GEO-CORP, INC. $315,000 $495,000 57.1% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $495,000 n/a 0.0%
WATSON MORTGAGE CORP. $490,000 n/a 0.0%
EASTMAN $485,000 n/a 0.0%
Farmers Bank & Trust $750,000 $485,000 -35.3% 0.0%
Independent Bank $485,000 n/a 0.0%
TOWER $1,505,000 $480,000 -68.1% 0.0%
Comerica Bank $1,660,000 $475,000 -71.4% 0.0%
Florida Capital Bank $470,000 n/a 0.0%
FUNDLOANS CAPITAL $1,300,000 $470,000 -63.8% 0.0%
5TH STREET CAPITAL, INC. $465,000 n/a 0.0%
FIRSTBANK PUERTO RICO $395,000 $460,000 16.5% 0.0%
ALL IN $105,000 $455,000 333.3% 0.0%
Armed Forces Bank $455,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $455,000 n/a 0.0%
Servion, Inc. $455,000 n/a 0.0%
Alcova Mortgage LLC $445,000 n/a 0.0%
COMMUNITY CREDIT UNION OF FLORIDA $680,000 $440,000 -35.3% 0.0%
Credence Funding Corporation $435,000 n/a 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $435,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $385,000 $435,000 13.0% 0.0%
UMB Bank $435,000 n/a 0.0%
Preston Home Loans Inc $195,000 $430,000 120.5% 0.0%
USF Federal Credit Union $205,000 $420,000 104.9% 0.0%
Mortgage Bank of California $505,000 $405,000 -19.8% 0.0%
MORTGAGE CENTER L.C $405,000 n/a 0.0%
RESIDENTIAL BANCORP $1,090,000 $405,000 -62.8% 0.0%
Watermark Capital, Inc. $255,000 $395,000 54.9% 0.0%
Towne Bank $390,000 n/a 0.0%
Firstrust Savings Bank $385,000 n/a 0.0%
AMERICAN HERITAGE FCU $75,000 $375,000 400.0% 0.0%
MILLENIUM HOME MORTGAGE, LLC $375,000 n/a 0.0%
MORTGAGEONE, INC. $375,000 n/a 0.0%
First Option Mortgage, LLC $370,000 n/a 0.0%
BECKAM FUNDING CORP. $4,535,000 $365,000 -92.0% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $365,000 n/a 0.0%
FM Home Loans, LLC $1,945,000 $355,000 -81.7% 0.0%
1ST FINANCIAL, INC. $1,955,000 $345,000 -82.4% 0.0%
CAPITAL CENTER, L.L.C. $345,000 n/a 0.0%
Mortgage Assurance Inc. $345,000 n/a 0.0%
GMFS LLC $340,000 n/a 0.0%
Bell Bank $4,885,000 $335,000 -93.1% 0.0%
Granite Community Bank $335,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $335,000 n/a 0.0%
Victorian Finance, LLC $335,000 n/a 0.0%
DATA MORTGAGE, INC. $325,000 n/a 0.0%
FIRST MORTGAGE COMPANY, INC. $2,140,000 $325,000 -84.8% 0.0%
JET DIRECT FUNDING CORP $215,000 $325,000 51.2% 0.0%
KINECTA $315,000 $325,000 3.2% 0.0%
MJW Financial LLC $325,000 n/a 0.0%
The Lyons National Bank $325,000 n/a 0.0%
BMO Harris Bank $3,530,000 $320,000 -90.9% 0.0%
Signature Federal Credit Union $215,000 $320,000 48.8% 0.0%
HomePromise Corporation $315,000 n/a 0.0%
The First, A National Banking Association $545,000 $315,000 -42.2% 0.0%
First Merchants Bank $310,000 n/a 0.0%
Advance Financial Group, LLC $305,000 n/a 0.0%
CONTINENTAL MORTGAGE BANKERS, INC. $235,000 $305,000 29.8% 0.0%
FLAT BRANCH MORTGAGE, INC. $340,000 $305,000 -10.3% 0.0%
FOUNDATION MORTGAGE CORPORATION $305,000 n/a 0.0%
Security First Bank of North Dakota $305,000 n/a 0.0%
Navigant Credit Union $945,000 $300,000 -68.3% 0.0%
Atlantic Coast Mortgage, LLC $1,075,000 $285,000 -73.5% 0.0%
BANC ONE MORTGAGE CORPORATION $285,000 n/a 0.0%
CHEVRON $95,000 $285,000 200.0% 0.0%
GSF Mortgage Corporation $955,000 $285,000 -70.2% 0.0%
BM Real Estate Services, Inc. $275,000 n/a 0.0%
Arvest Bank $1,070,000 $265,000 -75.2% 0.0%
NEW WAVE LENDING GROUP INC $395,000 $265,000 -32.9% 0.0%
Peoples Bank of Kankakee County $265,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $255,000 n/a 0.0%
PHILADELPHIA $255,000 n/a 0.0%
Semper Home Loans, Inc. $255,000 n/a 0.0%
GARDNER FINANCIAL SERVICES, LTD. $245,000 n/a 0.0%
GVC MORTGAGE, INC. $245,000 n/a 0.0%
PINNACLE MORTGAGE, INC. $490,000 $245,000 -50.0% 0.0%
The Bank of Missouri $245,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $170,000 $240,000 41.2% 0.0%
MASSMUTUAL $25,000 $240,000 860.0% 0.0%
ALAMEDA MORTGAGE CORPORATION $235,000 n/a 0.0%
Helm Bank USA $235,000 n/a 0.0%
Aurora Financial, LLC $225,000 n/a 0.0%
Axos Bank $135,000 $225,000 66.7% 0.0%
CORNERSTONE HOME LENDING, INC. $635,000 $225,000 -64.6% 0.0%
Terrabank $225,000 n/a 0.0%
HUDSON HERITAGE $215,000 n/a 0.0%
Parke Bank $215,000 n/a 0.0%
VERITAS FUNDING, LLC $1,850,000 $215,000 -88.4% 0.0%
ANDREWS FEDERAL CREDIT UNION $210,000 n/a 0.0%
ADVANCIAL $205,000 n/a 0.0%
FIRST COMMERCE CREDIT UNION $205,000 n/a 0.0%
MIAMI FIREFIGHTERS FCU $535,000 $205,000 -61.7% 0.0%
NORTHROP GRUMMAN Federal Credit Union $265,000 $205,000 -22.6% 0.0%
Orrstown Bank $205,000 n/a 0.0%
Pacific Lending LLC $205,000 n/a 0.0%
Paramount Bank $205,000 n/a 0.0%
JUSTICE Federal Credit Union $75,000 $200,000 166.7% 0.0%
CAMPUS USA $675,000 $195,000 -71.1% 0.0%
NMSI, INC. $195,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $325,000 $190,000 -41.5% 0.0%
Genesee Regional Bank $185,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $285,000 $185,000 -35.1% 0.0%
Bank OZK $180,000 n/a 0.0%
TEACHERS $865,000 $180,000 -79.2% 0.0%
VAL-CHRIS INVESTMENTS, INC. $310,000 $180,000 -41.9% 0.0%
Ameris Bank $1,705,000 $175,000 -89.7% 0.0%
First State Bank $175,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $490,000 $175,000 -64.3% 0.0%
ATLANTA POSTAL $85,000 $170,000 100.0% 0.0%
WILLIAM RAVEIS MORTGAGE, LLC $165,000 n/a 0.0%
CITY-COUNTY CREDIT UNION $155,000 n/a 0.0%
State Department Federal Credit Union $285,000 $155,000 -45.6% 0.0%
ALL REVERSE MORTGAGE, INC. $485,000 $145,000 -70.1% 0.0%
Peoples Bank $145,000 n/a 0.0%
Deere Employees Credit Union $395,000 $140,000 -64.6% 0.0%
FLORIDA $145,000 $135,000 -6.9% 0.0%
Dort Financial Credit Union $130,000 n/a 0.0%
GENISYS $45,000 $130,000 188.9% 0.0%
FREEDOM FIRST $125,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $450,000 $125,000 -72.2% 0.0%
MSA MORTGAGE, LLC $125,000 n/a 0.0%
United Southern Bank $125,000 n/a 0.0%
AXIA FINANCIAL, LLC $115,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $1,755,000 $115,000 -93.4% 0.0%
Directions Credit Union, Inc. $115,000 n/a 0.0%
Park Lane Finance Solutions, LLC $65,000 $115,000 76.9% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $115,000 n/a 0.0%
TAMPA BAY FEDERAL CREDIT UNION $115,000 n/a 0.0%
The Lowell Five Cent Savings Bank $115,000 n/a 0.0%
GEORGIA'S OWN $140,000 $110,000 -21.4% 0.0%
AFFINITY $205,000 $105,000 -48.8% 0.0%
PUBLIX EMPLOYEES $625,000 $105,000 -83.2% 0.0%
TRUMARK FINANCIAL CREDIT UNION $90,000 n/a 0.0%
WESTSTAR MORTGAGE CORPORATION $160,000 $90,000 -43.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $235,000 $85,000 -63.8% 0.0%
SOUTHWEST FUNDING, LP $85,000 n/a 0.0%
United States Senate Federal Credit Union $25,000 $80,000 220.0% 0.0%
MidFirst Bank $75,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $385,000 $75,000 -80.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,075,000 $70,000 -93.5% 0.0%
FIRST FLORIDA Credit Union $335,000 $65,000 -80.6% 0.0%
INTOUCH CREDIT UNION $65,000 n/a 0.0%
Baxter Credit Union $1,355,000 $60,000 -95.6% 0.0%
ADDITION FINANCIAL $55,000 n/a 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $55,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $55,000 n/a 0.0%
SOUTH FLORIDA EDUCATIONAL $170,000 $45,000 -73.5% 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $35,000 n/a 0.0%
CORNING $50,000 $25,000 -50.0% 0.0%
Truliant Federal Credit Union $15,000 n/a 0.0%

PORT ST. LUCIE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.2% market share. In second place, with 7.1%, is JONES LANG LASALLE MULTIFAMILY, LLC, having originated $344,225,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $238,830,000 in loans. In fourth place, with 4.0%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $195,845,000 in loans. In fifth place, with 3.2%, is LOANDEPOT.COM, LLC, having originated $156,185,000 in loans.


PORT ST. LUCIE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - PORT ST. LUCIE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $285,000 (5.2%) $522,723 (9.1%) 1.06 3,473
2018-02-01 $284,950 (4.3%) $516,841 (2.2%) 1.03 3,587
2018-03-01 $284,900 (2.1%) $526,415 (1.5%) 1.00 3,564
2018-04-01 $283,900 (2.1%) $512,437 (1.1%) 0.96 3,512
2018-05-01 $283,903 (1.4%) $506,381 (-2.9%) 0.95 3,306
2018-06-01 $284,900 (0.3%) $501,797 (-3.3%) 0.95 3,208
2018-07-01 $289,897 (1.7%) $509,298 (-3.2%) 0.97 3,147
2018-08-01 $289,900 (1.7%) $515,201 (-2.2%) 0.97 3,175
2018-09-01 $289,000 (1.4%) $510,611 (-1.2%) 0.97 3,247
2018-10-01 $289,444 (1.6%) $512,096 (-0.8%) 0.98 3,376
2018-11-01 $289,700 (0.4%) $521,296 (-3.0%) 0.98 3,607
2018-12-01 $289,000 (3.2%) $532,645 (1.0%) 1.00 3,716
2019-01-01 $287,975 (1.0%) $524,872 (0.4%) 0.99 3,942
2019-02-01 $289,444 (1.6%) $517,963 (0.2%) 0.98 4,128
2019-03-01 $289,514 (1.6%) $518,799 (-1.5%) 0.95 4,089
2019-04-01 $289,514 (2.0%) $521,919 (1.9%) 0.92 3,959
2019-05-01 $289,900 (2.1%) $507,695 (0.3%) 0.91 3,837
2019-06-01 $294,900 (3.5%) $491,855 (-2.0%) 0.92 3,716
2019-07-01 $293,950 (1.4%) $496,887 (-2.4%) 0.92 3,556
2019-08-01 $289,727 (-0.1%) $507,394 (-1.5%) 0.92 3,470
2019-09-01 $289,318 (0.1%) $510,585 (0.0%) 0.93 3,376
2019-10-01 $289,045 (-0.1%) $513,985 (0.4%) 0.93 3,340
2019-11-01 $289,900 (0.1%) $532,478 (2.2%) 0.95 3,400
2019-12-01 $289,450 (0.2%) $536,994 (0.8%) 0.97 3,472
2020-01-01 $289,000 (0.4%) $534,979 (1.9%) 0.97 3,571
2020-02-01 $289,000 (-0.2%) $522,231 (0.8%) 0.95 3,660
2020-03-01 $290,579 (0.4%) $513,251 (-1.1%) 0.91 3,649
2020-04-01 $289,900 (0.1%) $504,197 (-3.4%) 0.91 3,596
2020-05-01 $289,900 (0.0%) $515,719 (1.6%) 0.88 3,366
2020-06-01 $299,000 (1.4%) $518,043 (5.3%) 0.88 2,936
2020-07-01 $303,375 (3.2%) $525,569 (5.8%) 0.88 2,562
2020-08-01 $308,596 (6.5%) $537,935 (6.0%) 0.88 2,349
2020-09-01 $307,495 (6.3%) $551,283 (8.0%) 0.88 2,100
2020-10-01 $315,000 (9.0%) $557,635 (8.5%) 0.90 2,018
2020-11-01 $319,000 (10.0%) $575,802 (8.1%) 0.93 2,004
2020-12-01 $322,450 (11.4%) $584,380 (8.8%) 0.96 1,970
2021-01-01 $325,000 (12.5%) $628,673 (17.5%) 0.97 1,770
2021-02-01 $325,000 (12.5%) $646,918 (23.9%) 0.95 1,438
2021-03-01 $323,010 (11.2%) $682,221 (32.9%) 0.92 1,248
2021-04-01 $342,425 (18.1%) $693,066 (37.5%) 0.93 1,122
2021-05-01 $350,000 (20.7%) $716,991 (39.0%) 0.93 1,050
2021-06-01 $382,000 (27.8%) $742,234 (43.3%) 1.01 1,038
2021-07-01 $397,000 (30.9%) $727,101 (38.4%) 1.05 1,077
2021-08-01 $398,913 (29.3%) $710,059 (32.0%) 1.06 1,125
2021-09-01 $399,848 (30.0%) $722,208 (31.0%) 1.07 1,138
2021-10-01 $414,900 (31.7%) $718,254 (28.8%) 1.11 1,105
2021-11-01 $422,450 (32.4%) $689,838 (19.8%) 1.13 1,057
2021-12-01 $425,000 (31.8%) $760,405 (30.1%) 1.15 1,003
2022-01-01 $429,450 (32.1%) $804,983 (28.0%) 1.16 853
2022-02-01 $425,000 (30.8%) $814,617 (25.9%) 1.11 853
2022-03-01 $439,450 (36.1%) $840,766 (23.2%) 1.10 873
2022-04-01 $450,000 (31.4%) $873,121 (26.0%) 1.07 957
2022-05-01 $469,025 (34.0%) $895,272 (24.9%) 1.07 1,192
2022-06-01 $482,450 (26.3%) $897,568 (20.9%) 1.07 1,500
2022-07-01 $474,000 (19.4%) $835,851 (15.0%) 1.07 1,888
2022-08-01 $463,075 (16.1%) $807,274 (13.7%) 1.07 2,166
2022-09-01 $452,900 (13.3%) $797,303 (10.4%) 1.06 2,264
2022-10-01 $450,000 (8.5%) $797,107 (11.0%) 1.06 2,342
2022-11-01 $446,950 (5.8%) $753,559 (9.2%) 1.07 2,519
2022-12-01 $445,000 (4.7%) $772,899 (1.6%) 1.10 2,535
2023-01-01 $448,000 (4.3%) $774,255 (-3.8%) 1.11 2,564
2023-02-01 $450,000 (5.9%) $797,340 (-2.1%) 1.09 2,597
2023-03-01 $459,900 (4.7%) $835,832 (-0.6%) 1.08 2,465
2023-04-01 $469,000 (4.2%) $868,730 (-0.5%) 1.09 2,359
2023-05-01 $474,900 (1.3%) $879,880 (-1.7%) 1.08 2,264
2023-06-01 $474,925 (-1.6%) $883,805 (-1.5%) 1.07 2,184
2023-07-01 $475,000 (0.2%) $869,379 (4.0%) 1.08 2,162
2023-08-01 $476,573 (2.9%) $840,201 (4.1%) 1.09 2,160
2023-09-01 $475,000 (4.9%) $821,787 (3.1%) 1.11 2,354
2023-10-01 $472,658 (5.0%) $804,620 (0.9%) 1.11 2,613
2023-11-01 $464,000 (3.8%) $800,969 (6.3%) 1.10 2,937
2023-12-01 $459,945 (3.4%) $795,960 (3.0%) 1.12 3,187
2024-01-01 $459,750 (2.6%) $768,603 (-0.7%) 1.12 3,396
2024-02-01 $460,000 (2.2%) $770,241 (-3.4%) 1.11 3,574
2024-03-01 $459,888 (0.0%) $760,543 (-9.0%) 1.08 3,648
2024-04-01 $455,450 (-2.9%) $764,464 (-12.0%) 1.06 3,704
2024-05-01 $450,450 (-5.2%) $734,056 (-16.6%) 1.02 3,789
2024-06-01 $450,000 (-5.3%) $722,957 (-18.2%) 1.02 3,822
2024-07-01 $450,000 (-5.3%) $742,502 (-14.6%) 1.03 3,764
2024-08-01 $449,900 (-5.6%) $736,663 (-12.3%) 1.05 3,744
2024-09-01 $449,000 (-5.5%) $734,518 (-10.6%) 1.06 3,846
2024-10-01 $449,000 (-5.0%) $723,922 (-10.0%) 1.06 4,001
2024-11-01 $449,000 (-3.2%) $767,359 (-4.2%) 1.08 4,188
2024-12-01 $449,000 (-2.4%) $791,795 (-0.5%) 1.12 4,335
2025-01-01 $449,000 (-2.3%) $796,470 (3.6%) 1.12 4,553
2025-02-01 $449,000 (-2.4%) $799,655 (3.8%) 1.09 4,933
2025-03-01 $445,403 (-3.2%) $786,494 (3.4%) 0.00 5,174
PORT ST. LUCIE's median listing price for 2025-03-01 was $445,403, a difference of $-14,485 (-3.2%) versus the prior year and $-3,597 versus the prior month.

PORT ST. LUCIE's median listing price comes in at 0% of the national average.

PORT ST. LUCIE's average listing price for 2025-03-01 was $786,494, a difference of $25,951 (3.4%) versus the prior year and $-13,161 versus the prior month.

For the 2025-03-01 period, PORT ST. LUCIE had 5,174 MLS listings, a difference of 241 listings (5%) versus the prior month and 1,526 listings (42%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - PORT ST. LUCIE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 68 days 1,944 sqft
2018-02-01 65 days 1,935 sqft
2018-03-01 60 days 1,929 sqft
2018-04-01 62 days 1,932 sqft
2018-05-01 64 days 1,922 sqft
2018-06-01 67 days 1,919 sqft
2018-07-01 68 days 1,941 sqft
2018-08-01 66 days 1,946 sqft
2018-09-01 65 days 1,910 sqft
2018-10-01 63 days 1,910 sqft
2018-11-01 62 days 1,924 sqft
2018-12-01 67 days 1,908 sqft
2019-01-01 73 days 1,899 sqft
2019-02-01 69 days 1,904 sqft
2019-03-01 68 days 1,907 sqft
2019-04-01 69 days 1,907 sqft
2019-05-01 71 days 1,905 sqft
2019-06-01 73 days 1,908 sqft
2019-07-01 77 days 1,913 sqft
2019-08-01 77 days 1,903 sqft
2019-09-01 75 days 1,892 sqft
2019-10-01 73 days 1,880 sqft
2019-11-01 64 days 1,874 sqft
2019-12-01 69 days 1,866 sqft
2020-01-01 71 days 1,846 sqft
2020-02-01 66 days 1,832 sqft
2020-03-01 61 days 1,829 sqft
2020-04-01 72 days 1,815 sqft
2020-05-01 82 days 1,800 sqft
2020-06-01 89 days 1,824 sqft
2020-07-01 72 days 1,839 sqft
2020-08-01 65 days 1,833 sqft
2020-09-01 60 days 1,847 sqft
2020-10-01 57 days 1,839 sqft
2020-11-01 55 days 1,844 sqft
2020-12-01 57 days 1,850 sqft
2021-01-01 62 days 1,869 sqft
2021-02-01 53 days 1,886 sqft
2021-03-01 46 days 1,834 sqft
2021-04-01 41 days 1,838 sqft
2021-05-01 39 days 1,873 sqft
2021-06-01 38 days 1,901 sqft
2021-07-01 38 days 1,885 sqft
2021-08-01 41 days 1,883 sqft
2021-09-01 41 days 1,835 sqft
2021-10-01 40 days 1,835 sqft
2021-11-01 42 days 1,866 sqft
2021-12-01 44 days 1,837 sqft
2022-01-01 45 days 1,856 sqft
2022-02-01 29 days 1,767 sqft
2022-03-01 27 days 1,807 sqft
2022-04-01 27 days 1,808 sqft
2022-05-01 27 days 1,819 sqft
2022-06-01 31 days 1,858 sqft
2022-07-01 35 days 1,860 sqft
2022-08-01 42 days 1,840 sqft
2022-09-01 49 days 1,824 sqft
2022-10-01 55 days 1,830 sqft
2022-11-01 59 days 1,829 sqft
2022-12-01 62 days 1,813 sqft
2023-01-01 66 days 1,811 sqft
2023-02-01 57 days 1,798 sqft
2023-03-01 52 days 1,819 sqft
2023-04-01 54 days 1,833 sqft
2023-05-01 57 days 1,846 sqft
2023-06-01 57 days 1,853 sqft
2023-07-01 59 days 1,851 sqft
2023-08-01 59 days 1,864 sqft
2023-09-01 57 days 1,839 sqft
2023-10-01 53 days 1,826 sqft
2023-11-01 53 days 1,813 sqft
2023-12-01 60 days 1,790 sqft
2024-01-01 65 days 1,780 sqft
2024-02-01 61 days 1,769 sqft
2024-03-01 57 days 1,762 sqft
2024-04-01 60 days 1,758 sqft
2024-05-01 59 days 1,738 sqft
2024-06-01 64 days 1,738 sqft
2024-07-01 72 days 1,758 sqft
2024-08-01 74 days 1,756 sqft
2024-09-01 73 days 1,755 sqft
2024-10-01 73 days 1,759 sqft
2024-11-01 75 days 1,750 sqft
2024-12-01 76 days 1,737 sqft
2025-01-01 71 days 1,737 sqft
2025-02-01 69 days 1,746 sqft
2025-03-01 0 days 1,748 sqft
PORT ST. LUCIE's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

PORT ST. LUCIE's median square footage for active listings during the 2025-03-01 period was 1,748 sqft. One year prior, the average listing was 1,762 sqft.

PORT ST. LUCIE, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 8,965 $3,389,715,000 $378,105
Cash Out Refi 1,707 $842,535,000 $493,576
Home Improvement 1,148 $126,910,000 $110,549
Other 1,065 $142,035,000 $133,366
Refi 963 $344,285,000 $357,513
NA 3 $775,000 $258,333

Port St. Lucie's most frequently cited loan purpose was Home Purchase, with 8,965 originations. The 2nd most popular reason was Cash Out Refi, with 1,707 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 5,455 $2,257,925,000 $413,918
7-8% 2,843 $1,044,155,000 $367,272
Over 8% 2,325 $374,265,000 $160,974
5-6% 2,160 $889,130,000 $411,634
4-5% 697 $228,565,000 $327,927
<2.5% 221 $4,135,000 $18,710
3-4% 59 $22,125,000 $375,000
2.5-3% 8 $2,250,000 $281,250

During 2024, Port St. Lucie's most frequently originated rate bucket was 6-7%, with 5,455 originations.

Loan Sizing (PORT ST. LUCIE, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 6,314 $1,954,210,000 $309,504
$400k-600k 2,664 $1,236,980,000 $464,332
$100,000 or less 2,140 $114,050,000 $53,294
$100k-200k 2,049 $291,605,000 $142,316
$600k-1000k 494 $355,620,000 $719,879
$Over $1MM 190 $893,790,000 $4,704,158

PORT ST. LUCIE's loan sizing saw the bucket of loans from $200k-400k with 6,314 originations, totaling $1,954,210,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,823 $2,283,255,000 $392,110
60-80% 2,874 $1,253,760,000 $436,242
Under 20% 2,037 $133,445,000 $65,511
20-40% 1,461 $251,325,000 $172,023
40-60% 1,244 $421,940,000 $339,180
Over 100% 154 $412,930,000 $2,681,364

PORT ST. LUCIE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,823 originations, totaling $2,283,255,000 in origination value.