Deltona VA Loan Rates, Closing Costs & Stats

DELTONA-DAYTONA BEACH-ORMOND BEACH, FL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Deltona's 157 lenders originated 1,770 VA loans during 2023. The total origination value was $621,300,000, with an average VA loan value of $351,017.

    Deltona VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Deltona averaged 0.16% for the week of 2024-11-15, compared to the national average (all VA variants) of 0% for the same period.

    Deltona's average VA mortgage closing costs are $6,421.

    The average rate for the prior week (2024-11-08) was 6.47% and one month ago for the week of 2024-10-11, the average rate was 5.74%.

    The average rate one year ago was 7.23%.

    For refis of the same type during the week of 2024-11-15, the average rate was 0.43%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Deltona VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Deltona level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 231 6.59% $7,857
    UNITED WHOLESALE MORTGAGE, LLC 202 6.25% $10,232
    DHI MORTGAGE COMPANY, LTD. 143 5.31% $5,679
    QUICKEN LOANS, LLC 113 6.10% $13,021
    NAVY FEDERAL CREDIT UNION 53 5.79% $8,199
    LOANDEPOT.COM, LLC 49 5.86% $11,347
    Waterstone Mortgage Corporation 42 6.43% $11,818
    FREEDOM MORTGAGE CORPORATION 36 6.45% $14,692
    NEW DAY FINANCIAL, LLC 31 7.36% $16,979
    USAA Federal Savings Bank 31 6.11% $9,716
    FBC MORTGAGE, LLC 29 6.15% $9,792
    CROSSCOUNTRY MORTGAGE, LLC 28 6.57% $11,710
    EAGLE HOME MORTGAGE, LLC 24 5.65% $5,583
    JET HOMELOANS, LLC 24 6.15% $7,725
    MOVEMENT MORTGAGE, LLC 19 6.64% $6,914
    CMG MORTGAGE, INC. 19 6.37% $9,395
    PENNYMAC LOAN SERVICES, LLC 19 5.72% $10,454
    THE MORTGAGE FIRM, INC. 18 6.67% $9,325
    NEWREZ LLC 18 6.17% $10,862
    Equity Prime Mortgage LLC 18 6.81% $11,835
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 6.54% $10,362
    Mr. Cooper ( Nationstar Mortgage ) 15 6.03% $16,428
    HOMEBRIDGE FINANCIAL SERVICES, INC. 15 6.42% $11,100
    Plains Commerce Bank 14 6.31% $12,214
    Citizens Bank 14 6.04% $10,155
    Mortgage Lenders Investment Trading Corporation 13 6.78% $10,924
    NVR Mortgage Finance, Inc. 12 5.43% $5,986
    GUILD MORTGAGE COMPANY 11 6.48% $9,908
    CARDINAL FINANCIAL 11 6.65% $14,392
    GUARANTEED RATE, INC. 11 6.42% $6,125
    PENTAGON FEDERAL CREDIT UNION 10 5.93% $7,678
    The Federal Savings Bank 10 6.33% $18,753
    Wells Fargo Bank 10 6.06% $8,572
    Barrington Bank & Trust Company, N.A. 10 6.45% $7,801
    Mid-Continent Funding, Inc. 10 6.41% $11,349
    VILLAGE CAPITAL MORTGAGE 9 6.11% $10,014
    MUTUAL OF OMAHA MORTGAGE, INC. 9 6.18% $9,728
    Ixonia Bank 9 6.61% $12,873
    Ameris Bank 8 6.50% $12,460
    AMERISAVE MORTGAGE CORPORATION 8 5.52% $14,273
    BROKER SOLUTIONS, INC. 7 6.53% $12,687
    M/I FINANCIAL, LLC 7 5.70% $13,775
    AMERICAN FINANCIAL NETWORK, INC. 7 6.43% $7,234
    PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.41% $11,093
    VELOCIO MORTGAGE L.L.C. 7 5.50% $9,386
    HOMESIDE FINANCIAL, LLC 6 6.62% $8,857
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 6.52% $13,517
    GUARANTEED RATE AFFINITY, LLC 6 5.90% $9,680
    Bank of England 6 6.31% $9,672
    PULTE MORTGAGE LLC 6 6.35% $8,015
    PLAZA HOME MORTGAGE, INC. 5 6.30% $11,151
    KBHS HOME LOANS, LLC 5 5.55% $8,227
    Paramount Residential Mortgage Group, Inc. 5 6.72% $10,797
    NFM, INC. 5 6.47% $12,243
    CHURCHILL MORTGAGE CORPORATION 4 6.25% $9,428
    Century Mortgage Company DBA Century Lending Company 4 5.90% $7,109
    SUN WEST MORTGAGE COMPANY, INC. 4 6.44% $9,363
    CALIBER HOME LOANS, INC. 4 5.84% $8,792
    AMERICAN FINANCIAL RESOURCES, INC. 4 6.56% $8,405
    First Horizon Bank 4 6.31% $6,947
    PLANET HOME LENDING, LLC 4 5.94% $12,619
    Flagstar Bank, FSB 4 6.57% $5,963
    HALLMARK HOME MORTGAGE, LLC 4 6.53% $9,994
    MORTGAGE SOLUTIONS OF COLORADO, LLC 4 7.31% $6,358
    BAY EQUITY LLC 3 6.54% $3,297
    Prosperity Home Mortgage, LLC 3 5.88% $11,040
    CITY FIRST MORTGAGE SERVICES, L.L.C. 3 7.04% $9,010
    HOMESTAR FINANCIAL CORPORATION 3 6.71% $5,110
    MATTAMY HOME FUNDING, LLC 3 5.71% $7,668
    Strong Home Mortgage, LLC 3 5.62% $15,305
    Regions Bank 3 6.21% $6,513
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.38% $5,930
    RELIANCE FIRST CAPITAL, LLC 3 6.54% $10,807
    South State Bank 3 6.00% $11,144
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 3 5.46% $2,906
    STOCKTON MORTGAGE CORPORATION 3 6.71% $4,760
    LAKEVIEW LOAN SERVICING, LLC 3 5.88% $10,496
    MILEND, INC. 3 7.38% $13,701
    ZILLOW HOME LOANS, LLC 2 6.38% $10,202
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.19% $7,465
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.75% $14,047
    AXIA FINANCIAL, LLC 2 5.87% $9,423
    Fifth Third Bank 2 6.13% $12,302
    First Federal Bank 2 6.69% $6,167
    HOMEAMERICAN MORTGAGE CORPORATION 2 5.38% $9,428
    JPMorgan Chase Bank 2 5.75% $9,014
    Keystone Funding, Inc. 2 5.06% $15,091
    LADERA LENDING, INC. 2 5.88% $12,262
    LOANPAL, LLC 2 5.25% $16,793
    NATIONS DIRECT MORTGAGE, LLC 2 6.87% $20,554
    Nations Lending Corporation 2 6.50% $15,562
    NETWORK CAPITAL FUNDING CORPORATION 2 6.06% $8,410
    North American Savings Bank, F.S.B. 2 5.25% $15,947
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.00% $5,992
    TOP FLITE FINANCIAL, INC. 2 6.25% $13,110
    Total Media Management, LLC 2 6.44% $13,093
    TOWNE MORTGAGE COMPANY 2 6.94% $8,115
    Truist 2 6.69% $8,074
    U.S. Bank 2 6.69% $3,918
    NBKC BANK 1 6.00% $7,256
    Armed Forces Bank 1 7.00% $2,761
    HOMESPIRE MORTGAGE CORPORATION 1 6.13% $3,799
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.13% $4,645
    HARTFORD FUNDING, LTD. 1 5.63% $14,138
    ABSOLUTE HOME MORTGAGE CORPORATION 1 6.75% $12,383
    GSF Mortgage Corporation 1 6.00% $8,390
    OCMBC, INC. 1 7.13% $4,388
    ONY GLO, INC. 1 6.63% $4,832
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.75% $5,569
    GENEVA FINANCIAL, LLC 1 6.25% $21,969
    Gateway First Bank 1 7.25% $2,450
    Florida Capital Bank 1 7.00% $20,325
    First Western Trust Bank 1 6.50% $9,888
    FIRST EQUITY MORTGAGE BANKERS, INC. 1 6.75% $18,855
    PREMIA MORTGAGE, LLC 1 7.25% $4,408
    AMERITRUST MORTGAGE CORPORATION 1 6.00% $13,843
    Farmers Bank & Trust 1 5.50% $9,401
    EVERETT FINANCIAL, INC. 1 6.25% $6,774
    EQUITY RESOURCES, INC. 1 7.25% $14,614
    EMM LOANS LLC 1 7.63% $1,503
    DEVELOPER'S MORTGAGE COMPANY 1 6.38% $14,299
    Cornerstone First Mortgage, Inc 1 7.13% $13,806
    Republic Bank & Trust Company 1 6.13% $7,563
    RESIDENTIAL BANCORP 1 6.13% $12,492
    RESOURCE FINANCIAL SERVICES, INC. 1 5.75% $4,410
    ROSS MORTGAGE CORPORATION 1 7.88% $3,341
    Sierra Pacific Mortgage Company, Inc. 1 6.88% $8,407
    Simmons Bank 1 6.50% $4,023
    SOUTHERN TRUST MORTGAGE, LLC 1 5.75% $9,421
    South Pacific Financial Corporation 1 5.50% $11,366
    COMMUNITY CREDIT UNION OF FLORIDA 1 6.00% $3,976
    Chickasaw Community Bank 1 6.75% $8,493
    CASTLE & COOKE MORTGAGE, LLC 1 6.25% $22,204
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.99% $3,971
    Capital City Home Loans, LLC 1 7.63% $12,155
    Synovus Bank 1 6.25% $2,400
    T2 FINANCIAL LLC 1 6.63% $16,805
    TD Bank 1 6.38% $3,301
    The Central Trust Bank 1 6.00% $9,105
    Capital Bank 1 5.63% $14,298
    CALCON MUTUAL MORTGAGE LLC 1 6.88% $32,808
    American Mortgage & Equity Consultants, Inc. 1 5.75% $0
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.75% $18,050
    Towne Bank 1 5.63% $16,039
    WATSON MORTGAGE CORP. 1 5.75% $17,058
    AMCAP MORTGAGE, LTD. 1 7.75% $5,059
    UNION HOME MORTGAGE CORP. 1 6.50% $21,981
    MORTGAGEONE, INC. 1 7.00% $1,625
    MORTGAGE EQUITY PARTNERS LLC 1 6.99% $17,896
    MID AMERICA MORTGAGE, INC. 1 5.63% $7,353
    MICHIGAN MUTUAL, INC. 1 5.75% $8,435
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.00% $12,574
    M&T Bank 1 5.88% $9,883
    LEADERONE FINANCIAL CORPORATION 1 6.75% $2,018
    United Community Bank 1 6.63% $14,951
    Bell Bank 1 5.63% $19,944
    ISERVE RESIDENTIAL LENDING, LLC 1 7.25% $10,904

    The top Deltona VA lender as defined by loan originations is Mortgage Research Center, LLC, with 231 VA loans originated. Their average total fees are $7,857, which is $2,376 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Deltona VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC ($5,583), DHI MORTGAGE COMPANY, LTD. ($5,679), NVR Mortgage Finance, Inc. ($5,986), GUARANTEED RATE, INC. ($6,125) and MOVEMENT MORTGAGE, LLC ($6,914).

    The lowest rate Deltona VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.31%), NVR Mortgage Finance, Inc. (5.43%), EAGLE HOME MORTGAGE, LLC (5.65%), PENNYMAC LOAN SERVICES, LLC (5.72%) and NAVY FEDERAL CREDIT UNION (5.79%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Deltona (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $259,900 (0.0%) $356,756 (-1.8%) 0.96 4,545
    2018-02-01 $259,900 (-1.5%) $355,972 (-3.7%) 0.94 4,613
    2018-03-01 $264,475 (-0.7%) $362,125 (-2.1%) 0.93 4,674
    2018-04-01 $269,450 (0.5%) $371,628 (0.2%) 0.91 4,722
    2018-05-01 $274,875 (2.1%) $372,907 (0.3%) 0.92 4,790
    2018-06-01 $275,000 (2.1%) $374,152 (-0.1%) 0.92 4,807
    2018-07-01 $275,000 (3.8%) $375,433 (1.8%) 0.92 4,812
    2018-08-01 $275,000 (3.8%) $375,025 (1.0%) 0.92 4,774
    2018-09-01 $271,068 (2.3%) $368,854 (0.0%) 0.91 4,888
    2018-10-01 $269,950 (3.9%) $366,548 (2.3%) 0.91 5,041
    2018-11-01 $269,900 (3.0%) $369,691 (3.7%) 0.91 5,195
    2018-12-01 $269,900 (3.8%) $372,361 (4.6%) 0.93 5,203
    2019-01-01 $269,450 (3.7%) $371,634 (4.2%) 0.93 5,261
    2019-02-01 $270,430 (4.1%) $375,012 (5.4%) 0.91 5,382
    2019-03-01 $274,671 (3.9%) $376,837 (4.1%) 0.90 5,292
    2019-04-01 $277,200 (2.9%) $378,689 (1.9%) 0.88 5,111
    2019-05-01 $279,900 (1.8%) $379,656 (1.8%) 0.87 5,013
    2019-06-01 $279,800 (1.8%) $377,548 (0.9%) 0.87 5,054
    2019-07-01 $275,000 (0.0%) $373,519 (-0.5%) 0.86 4,983
    2019-08-01 $274,714 (-0.1%) $369,737 (-1.4%) 0.87 4,991
    2019-09-01 $274,284 (1.2%) $368,473 (-0.1%) 0.88 4,938
    2019-10-01 $273,975 (1.5%) $367,630 (0.3%) 0.88 4,901
    2019-11-01 $270,990 (0.4%) $366,103 (-1.0%) 0.89 4,855
    2019-12-01 $274,000 (1.5%) $366,354 (-1.6%) 0.91 4,750
    2020-01-01 $273,738 (1.6%) $369,678 (-0.5%) 0.91 4,748
    2020-02-01 $279,900 (3.5%) $377,519 (0.7%) 0.92 4,669
    2020-03-01 $279,450 (1.7%) $375,715 (-0.3%) 0.88 4,765
    2020-04-01 $274,950 (-0.8%) $370,981 (-2.0%) 0.86 4,869
    2020-05-01 $275,400 (-1.6%) $372,301 (-1.9%) 0.84 4,633
    2020-06-01 $279,000 (-0.3%) $377,826 (0.1%) 0.82 3,992
    2020-07-01 $279,900 (1.8%) $384,912 (3.1%) 0.81 3,548
    2020-08-01 $279,975 (1.9%) $388,208 (5.0%) 0.80 3,157
    2020-09-01 $286,895 (4.6%) $400,268 (8.6%) 0.82 2,906
    2020-10-01 $289,000 (5.5%) $403,491 (9.8%) 0.83 2,866
    2020-11-01 $289,218 (6.7%) $402,824 (10.0%) 0.85 2,814
    2020-12-01 $287,945 (5.1%) $405,626 (10.7%) 0.86 2,616
    2021-01-01 $289,900 (5.9%) $413,065 (11.7%) 0.87 2,311
    2021-02-01 $299,700 (7.1%) $436,558 (15.6%) 0.87 1,929
    2021-03-01 $302,450 (8.2%) $447,881 (19.2%) 0.86 1,534
    2021-04-01 $315,000 (14.6%) $464,588 (25.2%) 0.85 1,387
    2021-05-01 $320,000 (16.2%) $469,207 (26.0%) 0.85 1,392
    2021-06-01 $335,000 (20.1%) $469,297 (24.2%) 0.88 1,533
    2021-07-01 $330,000 (17.9%) $459,735 (19.4%) 0.87 1,724
    2021-08-01 $339,000 (21.1%) $456,175 (17.5%) 0.90 1,875
    2021-09-01 $343,408 (19.7%) $460,790 (15.1%) 0.92 1,994
    2021-10-01 $349,900 (21.1%) $470,754 (16.7%) 0.93 1,977
    2021-11-01 $349,900 (21.0%) $479,586 (19.1%) 0.94 1,907
    2021-12-01 $349,900 (21.5%) $479,123 (18.1%) 0.95 1,733
    2022-01-01 $349,900 (20.7%) $474,035 (14.8%) 0.95 1,499
    2022-02-01 $375,000 (25.1%) $513,823 (17.7%) 0.98 1,316
    2022-03-01 $381,470 (26.1%) $526,980 (17.7%) 0.96 1,251
    2022-04-01 $399,900 (27.0%) $553,875 (19.2%) 0.95 1,299
    2022-05-01 $402,500 (25.8%) $552,388 (17.7%) 0.92 1,705
    2022-06-01 $417,779 (24.7%) $539,889 (15.0%) 0.93 2,088
    2022-07-01 $403,500 (22.3%) $531,127 (15.5%) 0.91 2,727
    2022-08-01 $399,900 (18.0%) $518,690 (13.7%) 0.92 3,103
    2022-09-01 $399,450 (16.3%) $506,477 (9.9%) 0.93 3,160
    2022-10-01 $399,000 (14.0%) $507,340 (7.8%) 0.94 3,109
    2022-11-01 $395,000 (12.9%) $503,190 (4.9%) 0.95 3,364
    2022-12-01 $389,900 (11.4%) $495,410 (3.4%) 0.96 3,432
    2023-01-01 $394,445 (12.7%) $505,824 (6.7%) 0.98 3,394
    2023-02-01 $395,573 (5.5%) $508,601 (-1.0%) 0.95 3,443
    2023-03-01 $399,000 (4.6%) $515,491 (-2.2%) 0.94 3,348
    2023-04-01 $399,900 (0.0%) $520,297 (-6.1%) 0.93 3,240
    2023-05-01 $399,900 (-0.7%) $524,325 (-5.1%) 0.91 3,354
    2023-06-01 $399,950 (-4.3%) $529,210 (-2.0%) 0.90 3,492
    2023-07-01 $399,900 (-0.9%) $533,323 (0.4%) 0.91 3,622
    2023-08-01 $403,188 (0.8%) $537,667 (3.7%) 0.93 3,731
    2023-09-01 $400,000 (0.1%) $530,956 (4.8%) 0.93 3,968
    2023-10-01 $399,900 (0.2%) $528,388 (4.2%) 0.94 4,218
    2023-11-01 $398,000 (0.8%) $522,722 (3.9%) 0.95 4,470
    2023-12-01 $397,900 (2.1%) $524,220 (5.8%) 0.97 4,501
    2024-01-01 $399,900 (1.4%) $525,161 (3.8%) 0.98 4,598
    2024-02-01 $399,900 (1.1%) $528,146 (3.8%) 0.96 4,865
    2024-03-01 $399,000 (0.0%) $519,665 (0.8%) 0.94 5,128
    2024-04-01 $399,900 (0.0%) $519,282 (-0.2%) 0.93 5,267
    2024-05-01 $399,900 (0.0%) $525,078 (0.1%) 0.90 5,435
    2024-06-01 $399,900 (0.0%) $528,926 (-0.1%) 0.90 5,692
    2024-07-01 $399,450 (-0.1%) $526,083 (-1.4%) 0.91 5,728
    2024-08-01 $399,000 (-1.0%) $523,446 (-2.7%) 0.93 5,648
    2024-09-01 $389,950 (-2.5%) $519,135 (-2.2%) 0.92 5,909
    2024-10-01 $389,945 (-2.5%) $514,878 (-2.6%) 0.92 5,889
    Deltona's median listing price for 2024-10-01 was $389,945, a difference of $-9,955 (-2.5%) versus the prior year and $-5 versus the prior month.

    Deltona's median listing price comes in at 92% of the national average.

    Deltona's average listing price for 2024-10-01 was $514,878, a difference of $-13,510 (-2.6%) versus the prior year and $-4,257 versus the prior month.

    For the 2024-10-01 period, Deltona had 5,889 MLS listings, a difference of -20 listings (0%) versus the prior month and 1,671 listings (40%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Deltona (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 73 days 1,888 sqft
    2018-02-01 67 days 1,864 sqft
    2018-03-01 60 days 1,871 sqft
    2018-04-01 61 days 1,866 sqft
    2018-05-01 65 days 1,891 sqft
    2018-06-01 67 days 1,895 sqft
    2018-07-01 71 days 1,880 sqft
    2018-08-01 71 days 1,872 sqft
    2018-09-01 67 days 1,860 sqft
    2018-10-01 66 days 1,860 sqft
    2018-11-01 66 days 1,862 sqft
    2018-12-01 73 days 1,859 sqft
    2019-01-01 79 days 1,832 sqft
    2019-02-01 73 days 1,841 sqft
    2019-03-01 71 days 1,845 sqft
    2019-04-01 70 days 1,845 sqft
    2019-05-01 70 days 1,811 sqft
    2019-06-01 70 days 1,815 sqft
    2019-07-01 71 days 1,807 sqft
    2019-08-01 71 days 1,806 sqft
    2019-09-01 72 days 1,804 sqft
    2019-10-01 74 days 1,802 sqft
    2019-11-01 68 days 1,789 sqft
    2019-12-01 72 days 1,786 sqft
    2020-01-01 75 days 1,760 sqft
    2020-02-01 67 days 1,766 sqft
    2020-03-01 59 days 1,756 sqft
    2020-04-01 66 days 1,728 sqft
    2020-05-01 76 days 1,724 sqft
    2020-06-01 85 days 1,732 sqft
    2020-07-01 71 days 1,751 sqft
    2020-08-01 64 days 1,732 sqft
    2020-09-01 58 days 1,760 sqft
    2020-10-01 51 days 1,774 sqft
    2020-11-01 52 days 1,753 sqft
    2020-12-01 58 days 1,718 sqft
    2021-01-01 61 days 1,714 sqft
    2021-02-01 44 days 1,718 sqft
    2021-03-01 43 days 1,723 sqft
    2021-04-01 36 days 1,730 sqft
    2021-05-01 32 days 1,706 sqft
    2021-06-01 31 days 1,714 sqft
    2021-07-01 31 days 1,700 sqft
    2021-08-01 35 days 1,696 sqft
    2021-09-01 38 days 1,681 sqft
    2021-10-01 40 days 1,702 sqft
    2021-11-01 43 days 1,698 sqft
    2021-12-01 52 days 1,690 sqft
    2022-01-01 46 days 1,680 sqft
    2022-02-01 33 days 1,683 sqft
    2022-03-01 31 days 1,699 sqft
    2022-04-01 29 days 1,724 sqft
    2022-05-01 27 days 1,732 sqft
    2022-06-01 30 days 1,755 sqft
    2022-07-01 32 days 1,724 sqft
    2022-08-01 39 days 1,712 sqft
    2022-09-01 49 days 1,717 sqft
    2022-10-01 60 days 1,724 sqft
    2022-11-01 62 days 1,732 sqft
    2022-12-01 64 days 1,711 sqft
    2023-01-01 67 days 1,701 sqft
    2023-02-01 59 days 1,691 sqft
    2023-03-01 54 days 1,701 sqft
    2023-04-01 56 days 1,689 sqft
    2023-05-01 52 days 1,682 sqft
    2023-06-01 51 days 1,687 sqft
    2023-07-01 58 days 1,695 sqft
    2023-08-01 58 days 1,698 sqft
    2023-09-01 56 days 1,685 sqft
    2023-10-01 57 days 1,679 sqft
    2023-11-01 59 days 1,674 sqft
    2023-12-01 65 days 1,673 sqft
    2024-01-01 70 days 1,673 sqft
    2024-02-01 67 days 1,673 sqft
    2024-03-01 57 days 1,672 sqft
    2024-04-01 62 days 1,665 sqft
    2024-05-01 62 days 1,669 sqft
    2024-06-01 64 days 1,676 sqft
    2024-07-01 70 days 1,673 sqft
    2024-08-01 73 days 1,672 sqft
    2024-09-01 74 days 1,672 sqft
    2024-10-01 82 days 1,674 sqft
    Deltona's median listing age (time on market) for 2024-10-01 was 82 days. This is 43% longer than the same period one year ago.

    Deltona's median square footage for active listings during the 2024-10-01 period was 1,674 sqft. One year prior, the average listing was 1,679 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.