Deltona VA Loan Rates, Closing Costs & Stats

DELTONA-DAYTONA BEACH-ORMOND BEACH, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Deltona's 186 lenders originated 2,404 VA loans during 2022. The total origination value was $784,330,000, with an average VA loan value of $326,260.

Deltona VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Deltona averaged -0.31% for the week of 2023-06-02, compared to the national average (all VA variants) of 0% for the same period.

Deltona's average VA mortgage closing costs are $6,055.

The average rate for the prior week (2023-05-26) was 6.42% and one month ago for the week of 2023-04-28, the average rate was 6.08%.

The average rate one year ago was 4.53%.

For refis of the same type during the week of 2023-06-02, the average rate was -1.47%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Deltona VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Deltona level.

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Mortgage Research Center, LLC 289 4.88% $8,468
UNITED WHOLESALE MORTGAGE, LLC 236 4.25% $9,628
QUICKEN LOANS, LLC 180 3.97% $11,121
FREEDOM MORTGAGE CORPORATION 115 4.30% $11,740
DHI MORTGAGE COMPANY, LTD. 103 4.31% $7,249
NAVY FEDERAL CREDIT UNION 84 4.06% $7,082
LOANDEPOT.COM, LLC 79 4.08% $11,076
NEW DAY FINANCIAL, LLC 76 4.62% $11,252
PENNYMAC LOAN SERVICES, LLC 60 3.34% $8,826
USAA Federal Savings Bank 53 4.12% $7,877
HOMEBRIDGE FINANCIAL SERVICES, INC. 40 4.62% $10,700
FBC MORTGAGE, LLC 36 4.64% $9,908
CROSSCOUNTRY MORTGAGE, LLC 32 4.88% $12,055
CHURCHILL MORTGAGE CORPORATION 29 4.68% $9,546
CALIBER HOME LOANS, INC. 28 4.41% $8,265
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 24 4.80% $9,142
HOME POINT FINANCIAL CORPORATION 23 4.37% $10,653
Mr. Cooper ( Nationstar Mortgage ) 22 4.41% $9,560
MOVEMENT MORTGAGE, LLC 21 5.04% $8,380
THE MORTGAGE FIRM, INC. 21 4.73% $7,645
Equity Prime Mortgage LLC 20 5.09% $10,534
The Federal Savings Bank 20 4.32% $16,201
Ameris Bank 20 4.61% $9,459
Mortgage Lenders Investment Trading Corporation 18 4.55% $9,791
LAKEVIEW LOAN SERVICING, LLC 18 3.28% $4,759
CARDINAL FINANCIAL 17 4.38% $9,145
CLEARPATH LENDING 17 3.40% $10,366
VILLAGE CAPITAL MORTGAGE 16 4.48% $10,917
PENTAGON FEDERAL CREDIT UNION 16 3.54% $5,744
JET HOMELOANS, LLC 15 5.60% $10,567
AMERISAVE MORTGAGE CORPORATION 15 4.44% $14,633
Barrington Bank & Trust Company, N.A. 15 4.63% $9,143
GUARANTEED RATE, INC. 14 4.44% $8,510
Citizens Bank 13 4.89% $9,394
GUILD MORTGAGE COMPANY 13 5.34% $10,654
Waterstone Mortgage Corporation 13 5.67% $9,563
Plains Commerce Bank 13 4.56% $9,729
UNION HOME MORTGAGE CORP. 12 4.70% $9,880
Bank of England 12 5.15% $9,469
NEWREZ LLC 12 4.36% $8,787
Flagstar Bank, FSB 11 4.31% $9,257
BROKER SOLUTIONS, INC. 11 4.73% $10,869
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 5.11% $7,544
MUTUAL OF OMAHA MORTGAGE, INC. 11 4.38% $7,729
VELOCIO MORTGAGE L.L.C. 11 4.27% $8,236
HOMEAMERICAN MORTGAGE CORPORATION 10 3.96% $7,400
Wells Fargo Bank 10 3.71% $8,034
PLANET HOME LENDING, LLC 10 4.15% $7,150
LOANPAL, LLC 9 3.25% $13,541
Carrington Mortgage Services, LLC 9 5.11% $10,972
MORTGAGE SOLUTIONS OF COLORADO, LLC 9 5.64% $13,180
First Horizon Bank 9 5.19% $6,361
Paramount Residential Mortgage Group, Inc. 9 4.57% $11,545
HAMILTON HOME LOANS, INC. 8 4.25% $7,608
EAGLE HOME MORTGAGE, LLC 8 4.70% $6,540
North American Savings Bank, F.S.B. 7 3.46% $9,933
FIDELITY FUNDING MORTGAGE CORP. 7 5.18% $8,509
FINANCE OF AMERICA MORTGAGE LLC 6 4.39% $6,734
HOMESIDE FINANCIAL, LLC 6 5.17% $7,746
Lakeview Community Capital, LLC 6 3.83% $3,503
NETWORK CAPITAL FUNDING CORPORATION 5 4.08% $6,650
AMERICAN FINANCING CORPORATION 5 4.00% $12,111
AMERICAN PACIFIC MORTGAGE CORPORATION 5 4.38% $10,840
ENVOY MORTGAGE, LTD 5 4.10% $7,330
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 5 4.75% $7,561
NFM, INC. 5 5.05% $10,615
Strong Home Mortgage, LLC 5 3.57% $4,927
Truist 5 3.23% $4,452
EVERETT FINANCIAL, INC. 4 4.84% $9,820
Fifth Third Bank 4 4.75% $13,281
Low VA Rates, LLC 4 3.91% $17,478
AMERIFIRST FINANCIAL CORPORATION 4 5.28% $16,564
Mid-Continent Funding, Inc. 4 3.69% $4,416
STOCKTON MORTGAGE CORPORATION 4 3.94% $10,234
PLAZA HOME MORTGAGE, INC. 4 5.31% $9,087
BANKSOUTH MORTGAGE COMPANY, LLC 4 4.66% $9,315
Ixonia Bank 4 5.56% $11,666
CMG MORTGAGE, INC. 4 5.66% $9,465
Nations Lending Corporation 4 5.13% $12,336
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 4.84% $11,464
GUARANTEED RATE AFFINITY, LLC 3 4.67% $6,762
WATSON MORTGAGE CORP. 3 4.21% $15,461
BAY EQUITY LLC 3 5.96% $8,624
Hometown Lenders, Inc. 3 5.21% $8,103
BNC National Bank 3 4.17% $6,672
M/I FINANCIAL, LLC 3 4.17% $9,200
PARK SQUARE HOME MORTGAGE, LLC 3 3.58% $9,324
First Guaranty Mortgage Corporation 3 4.50% $14,337
ACOPIA, LLC 3 5.21% $6,365
HANCOCK MORTGAGE PARTNERS, LLC 3 4.92% $8,763
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 5.00% $7,783
Christensen Financial, Inc. 3 3.29% $12,689
SPACE COAST Credit Union 3 4.38% $10,698
Regions Bank 3 3.96% $5,177
VYSTAR 3 4.13% $638
GSF Mortgage Corporation 2 4.63% $5,965
First Home Bank 2 4.00% $6,851
First Heritage Mortgage, LLC 2 6.31% $9,799
First Federal Bank 2 4.31% $9,658
LIBERTY HOME MORTGAGE CORPORATION 2 4.44% $7,704
Meridian Bank Corporation 2 3.75% $8,462
MORTGAGE EQUITY PARTNERS LLC 2 5.50% $11,702
EMBRACE HOME LOANS, INC. 2 4.06% $7,787
DAS Acquisition Company, LLC 2 6.50% $7,443
NATIONS DIRECT MORTGAGE, LLC 2 4.38% $7,858
NBKC BANK 2 4.75% $13,916
Northpointe Bank 2 3.94% $3,251
NP, Inc. 2 4.44% $9,057
NVR Mortgage Finance, Inc. 2 3.88% $11,719
OVM FINANCIAL, INC. 2 5.06% $7,959
Bank of America 2 4.69% $16,067
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.50% $8,918
Prosperity Home Mortgage, LLC 2 4.81% $17,628
RELIANCE FIRST CAPITAL, LLC 2 5.19% $9,695
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.50% $8,462
SECURITYNATIONAL MORTGAGE COMPANY 2 4.50% $6,216
Sierra Pacific Mortgage Company, Inc. 2 4.75% $10,352
SOUTHWEST STAGE FUNDING, LLC 2 4.13% $3,608
SOVEREIGN LENDING GROUP INCORPORATED 2 3.88% $5,291
Summit Mortgage Corporation 2 5.13% $8,469
SWBC MORTGAGE CORPORATION 2 4.63% $6,686
TD Bank 2 4.50% $2,800
The Central Trust Bank 2 3.19% $20,245
Wyndham Capital Mortgage, Inc. 2 3.44% $3,593
VERITAS FUNDING, LLC 2 5.13% $16,237
NORTHPOINT MORTGAGE, INC. 1 5.63% $4,085
Armed Forces Bank 1 3.75% $16,557
TOWNE MORTGAGE COMPANY 1 2.75% $27,732
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.99% $5,140
CBM Mortgage, Inc. 1 4.13% $24,495
INTERCOASTAL MORTGAGE COMPANY 1 4.99% $3,603
HUNT MORTGAGE CORPORATION 1 5.38% $6,085
HOMESTEAD FUNDING CORP. 1 5.75% $870
HOMESTAR FINANCIAL CORPORATION 1 5.13% $11,837
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.25% $22,215
HomePromise Corporation 1 5.00% $15,632
PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.75% $16,034
UNITED MORTGAGE CORP. 1 5.25% $9,717
AXIA FINANCIAL, LLC 1 4.75% $21,169
ANGEL OAK HOME LOANS LLC 1 4.25% $2,949
Queensborough National Bank & Trust Company 1 4.50% $3,438
Atlantic Coast Mortgage, LLC 1 4.63% $11,228
FIRST MORTGAGE COMPANY, INC. 1 4.13% $8,259
FLAT BRANCH MORTGAGE, INC. 1 2.88% $9,576
U.S. Bank 1 5.25% $17,648
ROYAL UNITED MORTGAGE LLC 1 4.38% $25,857
S1L, Inc. 1 6.75% $26,273
Seacoast National Bank 1 5.25% $21,120
US MORTGAGE CORPORATION 1 4.75% $14,420
American Security Mortgage Corp. 1 6.25% $12,021
SOUTHERN TRUST MORTGAGE, LLC 1 5.13% $4,658
SOUTHPOINT FINANCIAL SERVICES, INC. 1 5.13% $5,123
South State Bank 1 4.75% $11,985
Goldwater Bank, N.A. 1 3.25% $10,454
Florida Capital Bank 1 7.13% $5,683
First Mortgage Solutions, LLC 1 4.13% $2,898
First Savings Bank 1 4.75% $16,443
West Gate Bank 1 4.50% $10,672
SUCCESS MORTGAGE PARTNERS, INC. 1 4.00% $6,733
GUARANTY HOME MORTGAGE CORPORATION 1 4.88% $5,226
SUN WEST MORTGAGE COMPANY, INC. 1 4.25% $5,350
Gateway First Bank 1 5.75% $14,749
MID AMERICA MORTGAGE, INC. 1 4.49% $5,516
Evolve Bank & Trust 1 5.25% $15,299
T2 FINANCIAL LLC 1 4.75% $6,316
Legends Bank 1 6.13% $9,501
Mortgage Network, Inc. 1 5.13% $20,340
GENEVA FINANCIAL, LLC 1 3.25% $15,439
DYBN FINANCIAL CORP. 1 4.75% $7,284
DELMAR FINANCIAL COMPANY 1 3.75% $18,097
Texana Bank 1 3.25% $25,476
M&T Bank 1 4.75% $7,102
CORNERSTONE HOME LENDING, INC. 1 5.75% $1,575
George Mason Mortgage, LLC 1 5.63% $4,696
LEADERONE FINANCIAL CORPORATION 1 3.75% $8,074
CONTOUR MORTGAGE CORPORATION 1 2.88% $6,829
Arvest Bank 1 4.00% $0
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.38% $13,342
Network Funding, L.P. 1 5.75% $32,755
KBHS HOME LOANS, LLC 1 2.63% $14,749
JPMorgan Chase Bank 1 2.38% $13,498
NexBank 1 3.50% $5,317
ACADEMY MORTGAGE CORPORATION 1 3.00% $4,294
Century Mortgage Company DBA Century Lending Company 1 4.63% $7,073
NORTHERN MORTGAGE SERVICES, LLC 1 3.50% $10,784
The Home Loan Expert LLC 1 5.50% $12,942

The top Deltona VA lender as defined by loan originations is Mortgage Research Center, LLC, with 289 VA loans originated. Their average total fees are $8,468, which is $1,160 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Deltona VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC ($4,759), PENTAGON FEDERAL CREDIT UNION ($5,744), NAVY FEDERAL CREDIT UNION ($7,082), PLANET HOME LENDING, LLC ($7,150) and DHI MORTGAGE COMPANY, LTD. ($7,249).

The lowest rate Deltona VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC (3.28%), PENNYMAC LOAN SERVICES, LLC (3.34%), CLEARPATH LENDING (3.40%), PENTAGON FEDERAL CREDIT UNION (3.54%) and Wells Fargo Bank (3.71%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Deltona (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,900 (0.0%) $356,674 (-1.8%) 0.96 4,545
2018-02-01 $259,900 (-1.5%) $355,907 (-3.7%) 0.94 4,613
2018-03-01 $264,475 (-0.7%) $362,125 (-2.2%) 0.93 4,674
2018-04-01 $269,450 (0.6%) $371,611 (0.2%) 0.91 4,722
2018-05-01 $274,850 (2.2%) $372,907 (0.3%) 0.92 4,790
2018-06-01 $275,000 (2.1%) $374,152 (-0.1%) 0.92 4,807
2018-07-01 $275,000 (3.8%) $375,433 (1.8%) 0.92 4,812
2018-08-01 $275,000 (3.8%) $375,025 (1.0%) 0.92 4,774
2018-09-01 $271,068 (2.3%) $368,854 (0.0%) 0.91 4,888
2018-10-01 $269,950 (3.9%) $366,539 (2.3%) 0.91 5,041
2018-11-01 $269,900 (3.1%) $369,681 (3.7%) 0.91 5,195
2018-12-01 $269,900 (3.8%) $372,361 (4.6%) 0.93 5,203
2019-01-01 $269,450 (3.7%) $371,634 (4.2%) 0.93 5,261
2019-02-01 $270,430 (4.1%) $375,012 (5.4%) 0.91 5,382
2019-03-01 $274,671 (3.9%) $376,837 (4.1%) 0.90 5,292
2019-04-01 $277,200 (2.9%) $378,689 (1.9%) 0.88 5,111
2019-05-01 $279,900 (1.8%) $379,656 (1.8%) 0.87 5,013
2019-06-01 $279,750 (1.7%) $377,511 (0.9%) 0.87 5,055
2019-07-01 $275,000 (0.0%) $373,483 (-0.5%) 0.86 4,984
2019-08-01 $274,714 (-0.1%) $369,711 (-1.4%) 0.87 4,992
2019-09-01 $274,284 (1.2%) $368,462 (-0.1%) 0.88 4,938
2019-10-01 $273,975 (1.5%) $367,629 (0.3%) 0.88 4,901
2019-11-01 $270,990 (0.4%) $366,103 (-1.0%) 0.89 4,855
2019-12-01 $274,000 (1.5%) $366,319 (-1.6%) 0.91 4,751
2020-01-01 $273,691 (1.6%) $369,643 (-0.5%) 0.91 4,749
2020-02-01 $279,900 (3.5%) $377,483 (0.7%) 0.92 4,669
2020-03-01 $279,450 (1.7%) $375,679 (-0.3%) 0.88 4,765
2020-04-01 $274,950 (-0.8%) $370,964 (-2.0%) 0.86 4,870
2020-05-01 $275,400 (-1.6%) $372,301 (-1.9%) 0.84 4,633
2020-06-01 $279,000 (-0.3%) $377,826 (0.1%) 0.82 3,992
2020-07-01 $279,900 (1.8%) $384,912 (3.1%) 0.81 3,548
2020-08-01 $279,975 (1.9%) $388,208 (5.0%) 0.80 3,157
2020-09-01 $286,895 (4.6%) $400,268 (8.6%) 0.82 2,906
2020-10-01 $289,000 (5.5%) $403,491 (9.8%) 0.83 2,866
2020-11-01 $289,218 (6.7%) $402,824 (10.0%) 0.85 2,814
2020-12-01 $287,945 (5.1%) $405,626 (10.7%) 0.86 2,616
2021-01-01 $289,900 (5.9%) $413,065 (11.8%) 0.87 2,311
2021-02-01 $299,700 (7.1%) $436,558 (15.7%) 0.87 1,929
2021-03-01 $302,450 (8.2%) $447,881 (19.2%) 0.86 1,534
2021-04-01 $315,000 (14.6%) $464,588 (25.2%) 0.85 1,387
2021-05-01 $320,000 (16.2%) $469,207 (26.0%) 0.85 1,393
2021-06-01 $334,975 (20.1%) $469,148 (24.2%) 0.88 1,534
2021-07-01 $330,000 (17.9%) $459,735 (19.4%) 0.87 1,724
2021-08-01 $339,000 (21.1%) $456,175 (17.5%) 0.90 1,875
2021-09-01 $343,183 (19.6%) $460,732 (15.1%) 0.92 1,994
2021-10-01 $349,900 (21.1%) $470,754 (16.7%) 0.93 1,977
2021-11-01 $349,900 (21.0%) $479,586 (19.1%) 0.94 1,907
2021-12-01 $349,900 (21.5%) $479,123 (18.1%) 0.95 1,733
2022-01-01 $349,900 (20.7%) $474,035 (14.8%) 0.95 1,499
2022-02-01 $375,000 (25.1%) $513,823 (17.7%) 0.98 1,316
2022-03-01 $381,495 (26.1%) $526,980 (17.7%) 0.96 1,251
2022-04-01 $399,900 (27.0%) $553,875 (19.2%) 0.95 1,299
2022-05-01 $402,500 (25.8%) $552,388 (17.7%) 0.92 1,705
2022-06-01 $417,837 (24.7%) $539,889 (15.1%) 0.93 2,087
2022-07-01 $403,500 (22.3%) $531,127 (15.5%) 0.91 2,727
2022-08-01 $399,900 (18.0%) $518,690 (13.7%) 0.92 3,103
2022-09-01 $399,450 (16.4%) $506,516 (9.9%) 0.93 3,159
2022-10-01 $399,000 (14.0%) $507,423 (7.8%) 0.94 3,108
2022-11-01 $395,000 (12.9%) $503,268 (4.9%) 0.95 3,363
2022-12-01 $389,900 (11.4%) $495,483 (3.4%) 0.96 3,431
2023-01-01 $394,445 (12.7%) $505,824 (6.7%) 0.98 3,394
2023-02-01 $395,573 (5.5%) $508,601 (-1.0%) 0.96 3,443
2023-03-01 $399,000 (4.6%) $515,491 (-2.2%) 0.94 3,348
2023-04-01 $399,900 (0.0%) $520,290 (-6.1%) 0.93 3,241
2023-05-01 $399,900 (-0.7%) $524,289 (-5.1%) 0.91 3,353
Deltona's median listing price for 2023-05-01 was $399,900, a difference of $-2,600 (-0.7%) versus the prior year and $0 versus the prior month.

Deltona's median listing price comes in at 91% of the national average.

Deltona's average listing price for 2023-05-01 was $524,289, a difference of $-28,099 (-5.1%) versus the prior year and $3,999 versus the prior month.

For the 2023-05-01 period, Deltona had 3,353 MLS listings, a difference of 112 listings (3%) versus the prior month and 1,648 listings (97%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Deltona (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 1,888 sqft
2018-02-01 67 days 1,864 sqft
2018-03-01 60 days 1,871 sqft
2018-04-01 61 days 1,866 sqft
2018-05-01 65 days 1,890 sqft
2018-06-01 67 days 1,895 sqft
2018-07-01 71 days 1,879 sqft
2018-08-01 71 days 1,872 sqft
2018-09-01 67 days 1,860 sqft
2018-10-01 66 days 1,860 sqft
2018-11-01 66 days 1,862 sqft
2018-12-01 73 days 1,859 sqft
2019-01-01 79 days 1,832 sqft
2019-02-01 73 days 1,841 sqft
2019-03-01 71 days 1,845 sqft
2019-04-01 70 days 1,845 sqft
2019-05-01 70 days 1,811 sqft
2019-06-01 70 days 1,815 sqft
2019-07-01 71 days 1,807 sqft
2019-08-01 71 days 1,806 sqft
2019-09-01 72 days 1,804 sqft
2019-10-01 74 days 1,802 sqft
2019-11-01 68 days 1,789 sqft
2019-12-01 72 days 1,785 sqft
2020-01-01 75 days 1,760 sqft
2020-02-01 67 days 1,765 sqft
2020-03-01 59 days 1,755 sqft
2020-04-01 66 days 1,728 sqft
2020-05-01 76 days 1,724 sqft
2020-06-01 85 days 1,732 sqft
2020-07-01 71 days 1,751 sqft
2020-08-01 64 days 1,732 sqft
2020-09-01 58 days 1,760 sqft
2020-10-01 51 days 1,774 sqft
2020-11-01 52 days 1,753 sqft
2020-12-01 58 days 1,718 sqft
2021-01-01 61 days 1,714 sqft
2021-02-01 44 days 1,718 sqft
2021-03-01 43 days 1,723 sqft
2021-04-01 36 days 1,731 sqft
2021-05-01 32 days 1,704 sqft
2021-06-01 31 days 1,714 sqft
2021-07-01 31 days 1,700 sqft
2021-08-01 35 days 1,696 sqft
2021-09-01 38 days 1,681 sqft
2021-10-01 40 days 1,702 sqft
2021-11-01 43 days 1,698 sqft
2021-12-01 52 days 1,690 sqft
2022-01-01 46 days 1,680 sqft
2022-02-01 33 days 1,683 sqft
2022-03-01 31 days 1,697 sqft
2022-04-01 29 days 1,724 sqft
2022-05-01 27 days 1,731 sqft
2022-06-01 30 days 1,754 sqft
2022-07-01 32 days 1,724 sqft
2022-08-01 39 days 1,712 sqft
2022-09-01 49 days 1,717 sqft
2022-10-01 60 days 1,724 sqft
2022-11-01 62 days 1,733 sqft
2022-12-01 64 days 1,711 sqft
2023-01-01 67 days 1,701 sqft
2023-02-01 59 days 1,692 sqft
2023-03-01 54 days 1,701 sqft
2023-04-01 56 days 1,689 sqft
2023-05-01 52 days 1,682 sqft
Deltona's median listing age (time on market) for 2023-05-01 was 52 days. This is 93% longer than the same period one year ago.

Deltona's median square footage for active listings during the 2023-05-01 period was 1,682 sqft. One year prior, the average listing was 1,731 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.