Deltona VA Loan Rates, Closing Costs & Stats

DELTONA-DAYTONA BEACH-ORMOND BEACH, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Deltona's 157 lenders originated 1,770 VA loans during 2023. The total origination value was $621,300,000, with an average VA loan value of $351,017.

Deltona VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Deltona averaged 6.56% for the week of 2024-05-17, compared to the national average (all VA variants) of 6.502% for the same period.

Deltona's average VA mortgage closing costs are $6,421.

The average rate for the prior week (2024-05-10) was 6.87% and one month ago for the week of 2024-04-12, the average rate was 6.45%.

The average rate one year ago was 6.16%.

For refis of the same type during the week of 2024-05-17, the average rate was 6.93%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Deltona VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Deltona level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 231 6.59% $7,857
UNITED WHOLESALE MORTGAGE, LLC 202 6.25% $10,232
DHI MORTGAGE COMPANY, LTD. 143 5.31% $5,679
QUICKEN LOANS, LLC 113 6.10% $13,021
NAVY FEDERAL CREDIT UNION 53 5.79% $8,199
LOANDEPOT.COM, LLC 49 5.86% $11,347
Waterstone Mortgage Corporation 42 6.43% $11,818
FREEDOM MORTGAGE CORPORATION 36 6.45% $14,692
NEW DAY FINANCIAL, LLC 31 7.36% $16,979
USAA Federal Savings Bank 31 6.11% $9,716
FBC MORTGAGE, LLC 29 6.15% $9,792
CROSSCOUNTRY MORTGAGE, LLC 28 6.57% $11,710
EAGLE HOME MORTGAGE, LLC 24 5.65% $5,583
JET HOMELOANS, LLC 24 6.15% $7,725
MOVEMENT MORTGAGE, LLC 19 6.64% $6,914
CMG MORTGAGE, INC. 19 6.37% $9,395
PENNYMAC LOAN SERVICES, LLC 19 5.72% $10,454
THE MORTGAGE FIRM, INC. 18 6.67% $9,325
NEWREZ LLC 18 6.17% $10,862
Equity Prime Mortgage LLC 18 6.81% $11,835
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 6.54% $10,362
Mr. Cooper ( Nationstar Mortgage ) 15 6.03% $16,428
HOMEBRIDGE FINANCIAL SERVICES, INC. 15 6.42% $11,100
Plains Commerce Bank 14 6.31% $12,214
Citizens Bank 14 6.04% $10,155
Mortgage Lenders Investment Trading Corporation 13 6.78% $10,924
NVR Mortgage Finance, Inc. 12 5.43% $5,986
GUILD MORTGAGE COMPANY 11 6.48% $9,908
CARDINAL FINANCIAL 11 6.65% $14,392
GUARANTEED RATE, INC. 11 6.42% $6,125
PENTAGON FEDERAL CREDIT UNION 10 5.93% $7,678
The Federal Savings Bank 10 6.33% $18,753
Wells Fargo Bank 10 6.06% $8,572
Barrington Bank & Trust Company, N.A. 10 6.45% $7,801
Mid-Continent Funding, Inc. 10 6.41% $11,349
VILLAGE CAPITAL MORTGAGE 9 6.11% $10,014
MUTUAL OF OMAHA MORTGAGE, INC. 9 6.18% $9,728
Ixonia Bank 9 6.61% $12,873
Ameris Bank 8 6.50% $12,460
AMERISAVE MORTGAGE CORPORATION 8 5.52% $14,273
BROKER SOLUTIONS, INC. 7 6.53% $12,687
M/I FINANCIAL, LLC 7 5.70% $13,775
AMERICAN FINANCIAL NETWORK, INC. 7 6.43% $7,234
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.41% $11,093
VELOCIO MORTGAGE L.L.C. 7 5.50% $9,386
HOMESIDE FINANCIAL, LLC 6 6.62% $8,857
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 6.52% $13,517
GUARANTEED RATE AFFINITY, LLC 6 5.90% $9,680
Bank of England 6 6.31% $9,672
PULTE MORTGAGE LLC 6 6.35% $8,015
PLAZA HOME MORTGAGE, INC. 5 6.30% $11,151
KBHS HOME LOANS, LLC 5 5.55% $8,227
Paramount Residential Mortgage Group, Inc. 5 6.72% $10,797
NFM, INC. 5 6.47% $12,243
CHURCHILL MORTGAGE CORPORATION 4 6.25% $9,428
Century Mortgage Company DBA Century Lending Company 4 5.90% $7,109
SUN WEST MORTGAGE COMPANY, INC. 4 6.44% $9,363
CALIBER HOME LOANS, INC. 4 5.84% $8,792
AMERICAN FINANCIAL RESOURCES, INC. 4 6.56% $8,405
First Horizon Bank 4 6.31% $6,947
PLANET HOME LENDING, LLC 4 5.94% $12,619
Flagstar Bank, FSB 4 6.57% $5,963
HALLMARK HOME MORTGAGE, LLC 4 6.53% $9,994
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 7.31% $6,358
BAY EQUITY LLC 3 6.54% $3,297
Prosperity Home Mortgage, LLC 3 5.88% $11,040
CITY FIRST MORTGAGE SERVICES, L.L.C. 3 7.04% $9,010
HOMESTAR FINANCIAL CORPORATION 3 6.71% $5,110
MATTAMY HOME FUNDING, LLC 3 5.71% $7,668
Strong Home Mortgage, LLC 3 5.62% $15,305
Regions Bank 3 6.21% $6,513
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.38% $5,930
RELIANCE FIRST CAPITAL, LLC 3 6.54% $10,807
South State Bank 3 6.00% $11,144
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 3 5.46% $2,906
STOCKTON MORTGAGE CORPORATION 3 6.71% $4,760
LAKEVIEW LOAN SERVICING, LLC 3 5.88% $10,496
MILEND, INC. 3 7.38% $13,701
ZILLOW HOME LOANS, LLC 2 6.38% $10,202
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.19% $7,465
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.75% $14,047
AXIA FINANCIAL, LLC 2 5.87% $9,423
Fifth Third Bank 2 6.13% $12,302
First Federal Bank 2 6.69% $6,167
HOMEAMERICAN MORTGAGE CORPORATION 2 5.38% $9,428
JPMorgan Chase Bank 2 5.75% $9,014
Keystone Funding, Inc. 2 5.06% $15,091
LADERA LENDING, INC. 2 5.88% $12,262
LOANPAL, LLC 2 5.25% $16,793
NATIONS DIRECT MORTGAGE, LLC 2 6.87% $20,554
Nations Lending Corporation 2 6.50% $15,562
NETWORK CAPITAL FUNDING CORPORATION 2 6.06% $8,410
North American Savings Bank, F.S.B. 2 5.25% $15,947
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.00% $5,992
TOP FLITE FINANCIAL, INC. 2 6.25% $13,110
Total Media Management, LLC 2 6.44% $13,093
TOWNE MORTGAGE COMPANY 2 6.94% $8,115
Truist 2 6.69% $8,074
U.S. Bank 2 6.69% $3,918
NBKC BANK 1 6.00% $7,256
Armed Forces Bank 1 7.00% $2,761
HOMESPIRE MORTGAGE CORPORATION 1 6.13% $3,799
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.13% $4,645
HARTFORD FUNDING, LTD. 1 5.63% $14,138
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.75% $12,383
GSF Mortgage Corporation 1 6.00% $8,390
OCMBC, INC. 1 7.13% $4,388
ONY GLO, INC. 1 6.63% $4,832
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.75% $5,569
GENEVA FINANCIAL, LLC 1 6.25% $21,969
Gateway First Bank 1 7.25% $2,450
Florida Capital Bank 1 7.00% $20,325
First Western Trust Bank 1 6.50% $9,888
FIRST EQUITY MORTGAGE BANKERS, INC. 1 6.75% $18,855
PREMIA MORTGAGE, LLC 1 7.25% $4,408
AMERITRUST MORTGAGE CORPORATION 1 6.00% $13,843
Farmers Bank & Trust 1 5.50% $9,401
EVERETT FINANCIAL, INC. 1 6.25% $6,774
EQUITY RESOURCES, INC. 1 7.25% $14,614
EMM LOANS LLC 1 7.63% $1,503
DEVELOPER'S MORTGAGE COMPANY 1 6.38% $14,299
Cornerstone First Mortgage, Inc 1 7.13% $13,806
Republic Bank & Trust Company 1 6.13% $7,563
RESIDENTIAL BANCORP 1 6.13% $12,492
RESOURCE FINANCIAL SERVICES, INC. 1 5.75% $4,410
ROSS MORTGAGE CORPORATION 1 7.88% $3,341
Sierra Pacific Mortgage Company, Inc. 1 6.88% $8,407
Simmons Bank 1 6.50% $4,023
SOUTHERN TRUST MORTGAGE, LLC 1 5.75% $9,421
South Pacific Financial Corporation 1 5.50% $11,366
COMMUNITY CREDIT UNION OF FLORIDA 1 6.00% $3,976
Chickasaw Community Bank 1 6.75% $8,493
CASTLE & COOKE MORTGAGE, LLC 1 6.25% $22,204
SUCCESS MORTGAGE PARTNERS, INC. 1 6.99% $3,971
Capital City Home Loans, LLC 1 7.63% $12,155
Synovus Bank 1 6.25% $2,400
T2 FINANCIAL LLC 1 6.63% $16,805
TD Bank 1 6.38% $3,301
The Central Trust Bank 1 6.00% $9,105
Capital Bank 1 5.63% $14,298
CALCON MUTUAL MORTGAGE LLC 1 6.88% $32,808
American Mortgage & Equity Consultants, Inc. 1 5.75% $0
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.75% $18,050
Towne Bank 1 5.63% $16,039
WATSON MORTGAGE CORP. 1 5.75% $17,058
AMCAP MORTGAGE, LTD. 1 7.75% $5,059
UNION HOME MORTGAGE CORP. 1 6.50% $21,981
MORTGAGEONE, INC. 1 7.00% $1,625
MORTGAGE EQUITY PARTNERS LLC 1 6.99% $17,896
MID AMERICA MORTGAGE, INC. 1 5.63% $7,353
MICHIGAN MUTUAL, INC. 1 5.75% $8,435
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.00% $12,574
M&T Bank 1 5.88% $9,883
LEADERONE FINANCIAL CORPORATION 1 6.75% $2,018
United Community Bank 1 6.63% $14,951
Bell Bank 1 5.63% $19,944
ISERVE RESIDENTIAL LENDING, LLC 1 7.25% $10,904

The top Deltona VA lender as defined by loan originations is Mortgage Research Center, LLC, with 231 VA loans originated. Their average total fees are $7,857, which is $2,376 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Deltona VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC ($5,583), DHI MORTGAGE COMPANY, LTD. ($5,679), NVR Mortgage Finance, Inc. ($5,986), GUARANTEED RATE, INC. ($6,125) and MOVEMENT MORTGAGE, LLC ($6,914).

The lowest rate Deltona VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.31%), NVR Mortgage Finance, Inc. (5.43%), EAGLE HOME MORTGAGE, LLC (5.65%), PENNYMAC LOAN SERVICES, LLC (5.72%) and NAVY FEDERAL CREDIT UNION (5.79%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Deltona (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $259,900 (0.0%) $356,756 (-1.8%) 0.96 4,545
2018-02-01 $259,900 (-1.5%) $355,972 (-3.7%) 0.94 4,613
2018-03-01 $264,475 (-0.7%) $362,125 (-2.1%) 0.93 4,674
2018-04-01 $269,450 (0.5%) $371,628 (0.2%) 0.91 4,722
2018-05-01 $274,875 (2.1%) $372,907 (0.3%) 0.92 4,790
2018-06-01 $275,000 (2.1%) $374,152 (-0.1%) 0.92 4,807
2018-07-01 $275,000 (3.8%) $375,433 (1.8%) 0.92 4,812
2018-08-01 $275,000 (3.8%) $375,025 (1.0%) 0.92 4,774
2018-09-01 $271,068 (2.3%) $368,854 (0.0%) 0.91 4,888
2018-10-01 $269,950 (3.9%) $366,548 (2.3%) 0.91 5,041
2018-11-01 $269,900 (3.0%) $369,691 (3.7%) 0.91 5,195
2018-12-01 $269,900 (3.8%) $372,361 (4.6%) 0.93 5,203
2019-01-01 $269,450 (3.7%) $371,634 (4.2%) 0.93 5,261
2019-02-01 $270,430 (4.1%) $375,012 (5.4%) 0.91 5,382
2019-03-01 $274,671 (3.9%) $376,837 (4.1%) 0.90 5,292
2019-04-01 $277,200 (2.9%) $378,689 (1.9%) 0.88 5,111
2019-05-01 $279,900 (1.8%) $379,656 (1.8%) 0.87 5,013
2019-06-01 $279,800 (1.8%) $377,548 (0.9%) 0.87 5,054
2019-07-01 $275,000 (0.0%) $373,519 (-0.5%) 0.86 4,983
2019-08-01 $274,714 (-0.1%) $369,737 (-1.4%) 0.87 4,991
2019-09-01 $274,284 (1.2%) $368,473 (-0.1%) 0.88 4,938
2019-10-01 $273,975 (1.5%) $367,630 (0.3%) 0.88 4,901
2019-11-01 $270,990 (0.4%) $366,103 (-1.0%) 0.89 4,855
2019-12-01 $274,000 (1.5%) $366,354 (-1.6%) 0.91 4,750
2020-01-01 $273,738 (1.6%) $369,678 (-0.5%) 0.91 4,748
2020-02-01 $279,900 (3.5%) $377,519 (0.7%) 0.92 4,669
2020-03-01 $279,450 (1.7%) $375,715 (-0.3%) 0.88 4,765
2020-04-01 $274,950 (-0.8%) $370,981 (-2.0%) 0.86 4,869
2020-05-01 $275,400 (-1.6%) $372,301 (-1.9%) 0.84 4,633
2020-06-01 $279,000 (-0.3%) $377,826 (0.1%) 0.82 3,992
2020-07-01 $279,900 (1.8%) $384,912 (3.1%) 0.81 3,548
2020-08-01 $279,975 (1.9%) $388,208 (5.0%) 0.80 3,157
2020-09-01 $286,895 (4.6%) $400,268 (8.6%) 0.82 2,906
2020-10-01 $289,000 (5.5%) $403,491 (9.8%) 0.83 2,866
2020-11-01 $289,218 (6.7%) $402,824 (10.0%) 0.85 2,814
2020-12-01 $287,945 (5.1%) $405,626 (10.7%) 0.86 2,616
2021-01-01 $289,900 (5.9%) $413,065 (11.7%) 0.87 2,311
2021-02-01 $299,700 (7.1%) $436,558 (15.6%) 0.87 1,929
2021-03-01 $302,450 (8.2%) $447,881 (19.2%) 0.86 1,534
2021-04-01 $315,000 (14.6%) $464,588 (25.2%) 0.85 1,387
2021-05-01 $320,000 (16.2%) $469,207 (26.0%) 0.85 1,392
2021-06-01 $335,000 (20.1%) $469,297 (24.2%) 0.88 1,533
2021-07-01 $330,000 (17.9%) $459,735 (19.4%) 0.87 1,724
2021-08-01 $339,000 (21.1%) $456,175 (17.5%) 0.90 1,875
2021-09-01 $343,408 (19.7%) $460,790 (15.1%) 0.92 1,994
2021-10-01 $349,900 (21.1%) $470,754 (16.7%) 0.93 1,977
2021-11-01 $349,900 (21.0%) $479,586 (19.1%) 0.94 1,907
2021-12-01 $349,900 (21.5%) $479,123 (18.1%) 0.95 1,733
2022-01-01 $349,900 (20.7%) $474,035 (14.8%) 0.95 1,499
2022-02-01 $375,000 (25.1%) $513,823 (17.7%) 0.98 1,316
2022-03-01 $381,470 (26.1%) $526,980 (17.7%) 0.96 1,251
2022-04-01 $399,900 (27.0%) $553,875 (19.2%) 0.95 1,299
2022-05-01 $402,500 (25.8%) $552,388 (17.7%) 0.92 1,705
2022-06-01 $417,779 (24.7%) $539,889 (15.0%) 0.93 2,088
2022-07-01 $403,500 (22.3%) $531,127 (15.5%) 0.91 2,727
2022-08-01 $399,900 (18.0%) $518,690 (13.7%) 0.92 3,103
2022-09-01 $399,450 (16.3%) $506,477 (9.9%) 0.93 3,160
2022-10-01 $399,000 (14.0%) $507,340 (7.8%) 0.94 3,109
2022-11-01 $395,000 (12.9%) $503,190 (4.9%) 0.95 3,364
2022-12-01 $389,900 (11.4%) $495,410 (3.4%) 0.96 3,432
2023-01-01 $394,445 (12.7%) $505,824 (6.7%) 0.98 3,394
2023-02-01 $395,573 (5.5%) $508,601 (-1.0%) 0.95 3,443
2023-03-01 $399,000 (4.6%) $515,491 (-2.2%) 0.94 3,348
2023-04-01 $399,900 (0.0%) $520,297 (-6.1%) 0.93 3,240
2023-05-01 $399,900 (-0.7%) $524,325 (-5.1%) 0.91 3,354
2023-06-01 $399,950 (-4.3%) $529,210 (-2.0%) 0.90 3,492
2023-07-01 $399,900 (-0.9%) $533,323 (0.4%) 0.91 3,622
2023-08-01 $403,188 (0.8%) $537,667 (3.7%) 0.93 3,731
2023-09-01 $400,000 (0.1%) $530,956 (4.8%) 0.93 3,968
2023-10-01 $399,900 (0.2%) $528,388 (4.2%) 0.94 4,218
2023-11-01 $398,000 (0.8%) $522,722 (3.9%) 0.95 4,470
2023-12-01 $397,900 (2.1%) $524,220 (5.8%) 0.97 4,501
2024-01-01 $399,900 (1.4%) $525,161 (3.8%) 0.98 4,598
2024-02-01 $399,900 (1.1%) $528,146 (3.8%) 0.96 4,865
2024-03-01 $399,000 (0.0%) $519,665 (0.8%) 0.94 5,128
2024-04-01 $399,900 (0.0%) $519,282 (-0.2%) 0.93 5,267
Deltona's median listing price for 2024-04-01 was $399,900, a difference of $0 (0.0%) versus the prior year and $900 versus the prior month.

Deltona's median listing price comes in at 93% of the national average.

Deltona's average listing price for 2024-04-01 was $519,282, a difference of $-1,015 (-0.2%) versus the prior year and $-383 versus the prior month.

For the 2024-04-01 period, Deltona had 5,267 MLS listings, a difference of 139 listings (3%) versus the prior month and 2,027 listings (63%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Deltona (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 1,888 sqft
2018-02-01 67 days 1,864 sqft
2018-03-01 60 days 1,871 sqft
2018-04-01 61 days 1,866 sqft
2018-05-01 65 days 1,891 sqft
2018-06-01 67 days 1,895 sqft
2018-07-01 71 days 1,880 sqft
2018-08-01 71 days 1,872 sqft
2018-09-01 67 days 1,860 sqft
2018-10-01 66 days 1,860 sqft
2018-11-01 66 days 1,862 sqft
2018-12-01 73 days 1,859 sqft
2019-01-01 79 days 1,832 sqft
2019-02-01 73 days 1,841 sqft
2019-03-01 71 days 1,845 sqft
2019-04-01 70 days 1,845 sqft
2019-05-01 70 days 1,811 sqft
2019-06-01 70 days 1,815 sqft
2019-07-01 71 days 1,807 sqft
2019-08-01 71 days 1,806 sqft
2019-09-01 72 days 1,804 sqft
2019-10-01 74 days 1,802 sqft
2019-11-01 68 days 1,789 sqft
2019-12-01 72 days 1,786 sqft
2020-01-01 75 days 1,760 sqft
2020-02-01 67 days 1,766 sqft
2020-03-01 59 days 1,756 sqft
2020-04-01 66 days 1,728 sqft
2020-05-01 76 days 1,724 sqft
2020-06-01 85 days 1,732 sqft
2020-07-01 71 days 1,751 sqft
2020-08-01 64 days 1,732 sqft
2020-09-01 58 days 1,760 sqft
2020-10-01 51 days 1,774 sqft
2020-11-01 52 days 1,753 sqft
2020-12-01 58 days 1,718 sqft
2021-01-01 61 days 1,714 sqft
2021-02-01 44 days 1,718 sqft
2021-03-01 43 days 1,723 sqft
2021-04-01 36 days 1,730 sqft
2021-05-01 32 days 1,706 sqft
2021-06-01 31 days 1,714 sqft
2021-07-01 31 days 1,700 sqft
2021-08-01 35 days 1,696 sqft
2021-09-01 38 days 1,681 sqft
2021-10-01 40 days 1,702 sqft
2021-11-01 43 days 1,698 sqft
2021-12-01 52 days 1,690 sqft
2022-01-01 46 days 1,680 sqft
2022-02-01 33 days 1,683 sqft
2022-03-01 31 days 1,699 sqft
2022-04-01 29 days 1,724 sqft
2022-05-01 27 days 1,732 sqft
2022-06-01 30 days 1,755 sqft
2022-07-01 32 days 1,724 sqft
2022-08-01 39 days 1,712 sqft
2022-09-01 49 days 1,717 sqft
2022-10-01 60 days 1,724 sqft
2022-11-01 62 days 1,732 sqft
2022-12-01 64 days 1,711 sqft
2023-01-01 67 days 1,701 sqft
2023-02-01 59 days 1,691 sqft
2023-03-01 54 days 1,701 sqft
2023-04-01 56 days 1,689 sqft
2023-05-01 52 days 1,682 sqft
2023-06-01 51 days 1,687 sqft
2023-07-01 58 days 1,695 sqft
2023-08-01 58 days 1,698 sqft
2023-09-01 56 days 1,685 sqft
2023-10-01 57 days 1,679 sqft
2023-11-01 59 days 1,674 sqft
2023-12-01 65 days 1,673 sqft
2024-01-01 70 days 1,673 sqft
2024-02-01 67 days 1,673 sqft
2024-03-01 57 days 1,672 sqft
2024-04-01 62 days 1,665 sqft
Deltona's median listing age (time on market) for 2024-04-01 was 62 days. This is 11% longer than the same period one year ago.

Deltona's median square footage for active listings during the 2024-04-01 period was 1,665 sqft. One year prior, the average listing was 1,689 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.