Rbc Bank (georgia) Mortgage Rates, Fees & Info
Atlanta, GALEI: 5493001JT9MT3Z3Y3M39
Tax ID: 63-0904030
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Mortgage Data
Review & Overview
Rbc Bank (georgia) is a smaller bank specializing in Home Purchase loans. Rbc Bank (georgia) has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Phoenix, North Port, New York, and Naples among others. We have data for 194 markets. (Some data included below & more in-depth data is available with an active subscription.)Rbc Bank (georgia) has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Rbc Bank (georgia) is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.21% | 11/17/24 |
| 30 Year Conventional Purchase | 6.08% | 11/17/24 |
| 30 Year Conventional Refi | 6.19% | 11/17/24 |
| 30 Year Cash-out Refi | 6.28% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Rbc Bank (georgia) Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Rbc Bank (georgia). It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,222Origination Dollar Volume (All Markets)
$554,560,000Awards
RBC Bank (Georgia) - 2023
RBC Bank (Georgia) is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Rbc Bank (georgia)'s average 30 year fixed mortgage rate was
6.2%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.28%.
Relative Fees (Closing Costs)
Rbc Bank (georgia)'s average total fees/closing costs for a 30 year fixed rate
mortgage were $4,082.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 108 | $57,760,000 | $534,815 | $5,236 | 6.30% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 84 | $29,660,000 | $353,095 | $3,896 | 6.40% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 58 | $23,670,000 | $408,103 | $4,503 | 6.35% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 19 | $22,905,000 | $1,205,526 | $6,979 | 5.86% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 37 | $21,805,000 | $589,324 | $5,377 | 6.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 38 | $21,500,000 | $565,789 | $4,466 | 6.30% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 43 | $20,525,000 | $477,326 | $4,817 | 6.15% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 21 | $19,395,000 | $923,571 | $7,963 | 6.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 50 | $19,330,000 | $386,600 | $4,079 | 6.30% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 33 | $19,135,000 | $579,848 | $5,610 | 5.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 52 | $16,740,000 | $321,923 | $3,878 | 6.36% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 62 | $16,700,000 | $269,355 | $2,164 | 5.70% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 42 | $14,100,000 | $335,714 | $3,687 | 6.15% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 38 | $13,470,000 | $354,474 | $4,668 | 5.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $11,735,000 | $782,333 | $3,069 | 5.94% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 23 | $10,725,000 | $466,304 | $2,939 | 6.65% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 22 | $10,460,000 | $475,455 | $3,060 | 6.15% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 8 | $9,740,000 | $1,217,500 | $7,886 | 6.39% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 16 | $9,230,000 | $576,875 | $8,401 | 6.13% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 9 | $9,205,000 | $1,022,778 | $4,608 | 5.85% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $7,855,000 | $714,091 | $2,860 | 5.97% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 16 | $7,220,000 | $451,250 | $4,776 | 5.60% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 18 | $6,750,000 | $375,000 | $3,905 | 6.11% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $5,845,000 | $649,444 | $2,048 | 6.31% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $5,840,000 | $417,143 | $2,710 | 6.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $5,815,000 | $1,163,000 | $5,068 | 5.83% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $5,170,000 | $861,667 | $3,379 | 6.10% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $5,100,000 | $2,550,000 | $12,171 | 5.94% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $3,185 | 6.28% |
| BELLINGHAM, WA (FHA|USDA|VA) | 14 | $3,870,000 | $276,429 | $2,001 | 6.49% |
| Outside of Metro Areas | 13 | $3,525,000 | $271,154 | $2,703 | 6.42% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 8 | $3,460,000 | $432,500 | $2,904 | 6.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $3,320,000 | $830,000 | $3,097 | 6.03% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $2,975,000 | $425,000 | $3,909 | 6.43% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $2,920,000 | $486,667 | $3,499 | 7.06% |
| Hilo, HI (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $5,321 | 7.15% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $2,705,000 | $541,000 | $4,574 | 7.10% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $2,665,000 | $888,333 | $3,954 | 5.67% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,655,000 | $531,000 | $3,800 | 6.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,470,000 | $308,750 | $3,622 | 6.66% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $2,435,000 | $811,667 | $6,436 | 5.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $2,175,000 | $725,000 | $5,355 | 6.58% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $2,155,000 | $2,155,000 | $8,015 | 5.25% |
| OCALA, FL (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $3,312 | 6.28% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $4,718 | 5.54% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $3,486 | 5.67% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $1,875,000 | $1,875,000 | $6,846 | 5.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,865,000 | $621,667 | $2,799 | 6.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $2,984 | 6.47% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $3,080 | 6.41% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,313 | 5.60% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $3,879 | 6.41% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $2,736 | 6.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $2,584 | 6.78% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $4,083 | 6.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $4,831 | 5.71% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $2,231 | 5.95% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $2,556 | 6.25% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $3,649 | 6.94% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $2,447 | 6.18% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $36,349 | 6.04% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $2,381 | 5.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $2,263 | 5.98% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $4,716 | 6.75% |
| AKRON, OH (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,167 | 6.21% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $1,035,000 | $1,035,000 | $5,370 | 6.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $1,463 | 6.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $4,122 | 5.56% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $1,879 | 6.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,337 | 5.67% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $4,815 | 6.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,525 | 6.54% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,786 | 5.83% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $1,560 | 5.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $4,060 | 5.75% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $3,226 | 5.25% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,301 | 6.06% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,187 | 6.42% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $2,996 | 5.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $2,194 | 5.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $1,373 | 6.38% |
| TULSA, OK (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,055 | 6.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,319 | 6.56% |
| REDDING, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $2,807 | 6.00% |
| Elko, NV (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,744 | 6.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,188 | 6.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $1,561 | 6.56% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,204 | 6.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,961 | 6.29% |
| Brevard, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,494 | 5.25% |
| Olean, NY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,410 | 6.08% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,834 | 6.21% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $1,420 | 6.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,077 | 6.06% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,700 | 6.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,633 | 6.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,225 | 5.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,032 | 5.00% |
| Moscow, ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,985 | 6.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,947 | 6.13% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,533 | 5.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,845 | 5.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,592 | 5.63% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,307 | 6.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,779 | 6.25% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,861 | 5.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $1,538 | 5.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,266 | 5.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,243 | 5.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,774 | 6.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,490 | 5.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,761 | 5.44% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,474 | 6.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,550 | 5.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,219 | 5.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,697 | 6.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,754 | 5.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,010 | 5.94% |
| Fernley, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,029 | 5.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,163 | 6.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,213 | 6.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,525 | 6.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,402 | 5.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,115 | 5.94% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,815 | 5.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,251 | 6.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,303 | 6.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,394 | 5.88% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,179 | 6.13% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,826 | 5.38% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,315 | 5.88% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,942 | 5.75% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $951 | 5.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,353 | 5.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,304 | 5.88% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,677 | 6.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,968 | 5.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,766 | 6.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,553 | 6.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,192 | 6.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.00% |
| Paris, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,560 | 6.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,415 | 5.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,353 | 6.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,178 | 6.38% |
| Minot, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,692 | 5.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,885 | 5.75% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,077 | 5.38% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,160 | 5.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,108 | 5.38% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,061 | 6.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,867 | 5.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,598 | 5.88% |
| Key West, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.00% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,833 | 6.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.88% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,670 | 5.88% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,923 | 6.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,821 | 6.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,397 | 6.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,163 | 5.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,014 | 6.13% |
| Dumas, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,727 | 5.38% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.44% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.00% |
| Meadville, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,088 | 5.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,561 | 6.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,848 | 5.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,921 | 5.75% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,369 | 6.06% |
| Shelby, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,393 | 7.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,420 | 6.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,842 | 6.25% |
| Alma, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,728 | 5.63% |
| LIMA, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,203 | 6.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.38% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,222 | 6.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.63% |
| London, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $972 | 6.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against RBC Bank (Georgia) based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 995 | $491,855,000 | $494,327 | $4,082 | 5.87% |
| HELOC | 227 | $62,705,000 | $276,233 | n/a | 7.66% |
For 2023, Rbc Bank (georgia)'s most frequently originated type of loan was Conventional, with 995 originations. Their 2nd most popular type was HELOC, with 227 originations.
Loan Reason
For 2023, Rbc Bank (georgia)'s most frequently cited loan purpose was Home Purchase, with 904 originations. The 2nd most popular reason was Cash Out Refi, with 173 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,222 | $554,560,000 | $453,813 | $4,082 | 6.20% |
For 2023, Rbc Bank (georgia)'s most frequently cited loan duration was 30 Year, with 1,222 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 851 | $450,385,000 | $529,242 |
| $5k+ | 12 | $8,460,000 | $705,000 |
| $4k-5k | 2 | $890,000 | $445,000 |
Rbc Bank (georgia)'s average total fees were $4,082, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 851 originations.
Interest Rates
During 2023, Rbc Bank (georgia)'s average interest rate for loans was 6.20%, while their most frequently originated rate bucket for loans was 5-6%, with 609 originations.
Loan Sizing
2023 saw Rbc Bank (georgia) place emphasis on $200k-400k loans with 452 originations, totaling $130,100,000 in origination value.
Applicant Income
Rbc Bank (georgia) lent most frequently to those with incomes in the $250k+ range, with 428 originations. The second most popular income band? $150k-250k, with 347 originations.
Applicant Debt to Income Ratio
Rbc Bank (georgia) lent most frequently to those with DTI ratios of 30-36%, with 221 originations. The next most common DTI ratio? 20-30%, with 179 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.58%
Rbc Bank (georgia) has a below average approval rate.
Pick Rate
Approvals leading to origination63.01%
Rbc Bank (georgia) has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,222 | $554,560,000 | $453,813 |