Rbc Bank (georgia) Mortgage Rates, Fees & Info
Atlanta, GALEI: 5493001JT9MT3Z3Y3M39
Tax ID: 63-0904030
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Mortgage Data
Review & Overview
Rbc Bank (georgia) is a smaller bank specializing in Home Purchase loans. Rbc Bank (georgia) has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Phoenix, Riverside, Orlando, and North Port among others. We have data for 169 markets. (Some data included below & more in-depth data is available with an active subscription.)Rbc Bank (georgia) has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Rbc Bank (georgia) is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.54% | 4/5/25 |
| 30 Year Conventional Purchase | 6.54% | 4/5/25 |
| 30 Year Conventional Refi | 6.51% | 4/5/25 |
| 30 Year Cash-out Refi | 6.62% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Rbc Bank (georgia) Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Rbc Bank (georgia). It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
927Origination Dollar Volume (All Markets)
$421,465,000Awards
RBC Bank (Georgia) - 2024
RBC Bank (Georgia) is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Rbc Bank (georgia)'s average 30 year fixed mortgage rate was
6.19%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.36%.
Relative Fees (Closing Costs)
Rbc Bank (georgia)'s average total fees/closing costs for a 30 year fixed rate
mortgage were $4,233.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 87 | $54,875,000 | $630,747 | $5,542 | 6.28% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 61 | $27,895,000 | $457,295 | $4,260 | 6.51% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 35 | $19,835,000 | $566,714 | $7,346 | 6.65% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 47 | $17,795,000 | $378,617 | $5,157 | 6.26% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 37 | $15,865,000 | $428,784 | $4,549 | 6.33% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 33 | $15,695,000 | $475,606 | $4,910 | 5.97% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 15 | $14,545,000 | $969,667 | $4,791 | 5.84% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 43 | $13,905,000 | $323,372 | $4,996 | 5.55% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 14 | $13,340,000 | $952,857 | $7,398 | 6.39% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 18 | $12,330,000 | $685,000 | $5,952 | 5.79% |
| Outside of Metro Areas | 18 | $10,540,000 | $585,556 | $4,269 | 5.99% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 19 | $10,425,000 | $548,684 | $5,175 | 6.48% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 28 | $10,170,000 | $363,214 | $4,033 | 6.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 22 | $9,820,000 | $446,364 | $4,380 | 5.97% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 28 | $9,600,000 | $342,857 | $4,190 | 6.44% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 8 | $7,780,000 | $972,500 | $4,037 | 5.58% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 18 | $7,480,000 | $415,556 | $4,223 | 6.16% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 15 | $7,365,000 | $491,000 | $5,871 | 6.46% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $7,080,000 | $885,000 | $5,321 | 5.66% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $5,820,000 | $415,714 | $2,700 | 6.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 20 | $5,430,000 | $271,500 | $3,471 | 6.29% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $4,380,000 | $730,000 | $2,427 | 5.77% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $4,340,000 | $434,000 | $4,273 | 6.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $4,115,000 | $316,538 | $2,825 | 6.55% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $4,070,000 | $339,167 | $2,404 | 6.48% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $3,950,000 | $493,750 | $2,730 | 5.70% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $3,700,000 | $616,667 | $3,142 | 5.96% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $3,100,000 | $775,000 | $3,695 | 5.91% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $2,825,000 | $403,571 | $2,395 | 5.93% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $1,963 | 6.82% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $2,545,000 | $848,333 | $5,653 | 5.58% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 13 | $2,455,000 | $188,846 | $2,859 | 6.58% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $2,445,000 | $2,445,000 | $4,278 | 5.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $2,947 | 6.32% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $4,895 | 5.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $2,175,000 | $725,000 | $3,559 | 6.46% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $4,841 | 6.39% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $3,464 | 5.50% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $1,273 | 5.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $4,056 | 6.08% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,825,000 | $608,333 | $3,308 | 6.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $3,228 | 6.15% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $8,245 | 5.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $3,422 | 5.92% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,177 | 6.10% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $4,016 | 5.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,083 | 6.38% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $6,409 | 7.25% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $3,365 | 6.06% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $1,265,000 | $1,265,000 | $3,860 | 6.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,065 | 5.91% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $2,893 | 5.97% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $4,408 | 5.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $3,799 | 6.13% |
| Olean, NY (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $4,210 | 4.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $1,937 | 5.78% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,220 | 5.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,108 | 6.04% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,169 | 5.98% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $2,713 | 5.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,454 | 6.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $3,830 | 6.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,344 | 5.94% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,524 | 7.33% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $3,153 | 4.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $3,324 | 5.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $5,025 | 5.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,370 | 5.78% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,068 | 6.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $2,451 | 5.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $1,813 | 5.56% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,446 | 5.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,261 | 5.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,696 | 6.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,358 | 6.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,239 | 5.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,887 | 6.81% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,457 | 5.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $2,636 | 6.48% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,675 | 5.13% |
| Key West, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,067 | 6.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $5,312 | 5.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $5,354 | 6.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,675 | 5.25% |
| Heber, UT (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $2,721 | 5.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,081 | 5.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,839 | 5.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,792 | 5.81% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,296 | 6.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,577 | 6.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 8.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,140 | 5.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,625 | 5.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $21,843 | 3.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,386 | 5.13% |
| Keene, NH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,654 | 5.88% |
| Columbus, MS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,555 | 5.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 7.38% |
| LIMA, OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,178 | 6.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,139 | 6.00% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,497 | 6.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,161 | 5.31% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,856 | 6.13% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,477 | 5.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,021 | 6.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,601 | 5.88% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,660 | 6.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,527 | 6.13% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,704 | 6.25% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,687 | 7.06% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,563 | 6.06% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,382 | 5.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 5.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,513 | 7.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,772 | 5.63% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 8.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 8.00% |
| Pampa, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,675 | 5.75% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,444 | 6.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 7.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,417 | 6.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,114 | 6.69% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,819 | 6.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,370 | 6.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,358 | 6.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,944 | 6.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,807 | 6.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,524 | 5.88% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,051 | 6.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,619 | 5.75% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,035 | 5.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,250 | 5.63% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,065 | 5.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,366 | 5.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,111 | 5.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,949 | 5.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,720 | 5.88% |
| AKRON, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,199 | 7.19% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,850 | 5.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,911 | 5.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,221 | 5.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,619 | 6.94% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,809 | 6.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,190 | 5.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,842 | 5.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,063 | 6.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,994 | 6.38% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,128 | 6.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,697 | 6.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,848 | 6.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,299 | 5.25% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,093 | 5.63% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,124 | 6.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,914 | 5.13% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,633 | 6.50% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.13% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against RBC Bank (Georgia) based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 764 | $373,930,000 | $489,437 | $4,233 | 5.83% |
| HELOC | 163 | $47,535,000 | $291,626 | n/a | 7.89% |
For 2024, Rbc Bank (georgia)'s most frequently originated type of loan was Conventional, with 764 originations. Their 2nd most popular type was HELOC, with 163 originations.
Loan Reason
For 2024, Rbc Bank (georgia)'s most frequently cited loan purpose was Home Purchase, with 700 originations. The 2nd most popular reason was Home Improvement, with 111 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 927 | $421,465,000 | $454,655 | $4,233 | 6.19% |
For 2024, Rbc Bank (georgia)'s most frequently cited loan duration was 30 Year, with 927 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 673 | $344,395,000 | $511,731 |
| $5k+ | 16 | $10,270,000 | $641,875 |
| $3k-4k | 2 | $680,000 | $340,000 |
| $2k-3k | 1 | $345,000 | $345,000 |
Rbc Bank (georgia)'s average total fees were $4,233, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 673 originations.
Interest Rates
During 2024, Rbc Bank (georgia)'s average interest rate for loans was 6.19%, while their most frequently originated rate bucket for loans was 5-6%, with 458 originations.
Loan Sizing
2024 saw Rbc Bank (georgia) place emphasis on $200k-400k loans with 341 originations, totaling $99,015,000 in origination value.
Applicant Income
Rbc Bank (georgia) lent most frequently to those with incomes in the $250k+ range, with 336 originations. The second most popular income band? $150k-250k, with 280 originations.
Applicant Debt to Income Ratio
Rbc Bank (georgia) lent most frequently to those with DTI ratios of 20-30%, with 198 originations. The next most common DTI ratio? 30-36%, with 168 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.30%
Rbc Bank (georgia) has a below average approval rate.
Pick Rate
Approvals leading to origination70.55%
Rbc Bank (georgia) has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 927 | $421,465,000 | $454,655 |