Port St. Lucie VA Loan Rates, Closing Costs & Stats

PORT ST. LUCIE, FL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Port St. Lucie's 144 lenders originated 1,346 VA loans during 2022. The total origination value was $495,740,000, with an average VA loan value of $368,306.

    Port St. Lucie VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Port St. Lucie averaged 0.01% for the week of 2023-11-24, compared to the national average (all VA variants) of 0% for the same period.

    Port St. Lucie's average VA mortgage closing costs are $6,759.

    The average rate for the prior week (2023-11-17) was 6.95% and one month ago for the week of 2023-10-20, the average rate was 6.98%.

    The average rate one year ago was 6.4%.

    For refis of the same type during the week of 2023-11-24, the average rate was -1.38%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Port St. Lucie VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Port St. Lucie level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Mortgage Research Center, LLC 140 5.07% $9,991
    UNITED WHOLESALE MORTGAGE, LLC 125 4.20% $11,350
    QUICKEN LOANS, LLC 104 4.10% $10,983
    FREEDOM MORTGAGE CORPORATION 59 4.27% $13,219
    LOANDEPOT.COM, LLC 52 4.29% $11,138
    PENNYMAC LOAN SERVICES, LLC 41 3.47% $12,220
    EAGLE HOME MORTGAGE, LLC 38 5.05% $7,856
    CROSSCOUNTRY MORTGAGE, LLC 37 4.73% $10,844
    Flagstar Bank, FSB 35 4.39% $9,076
    NAVY FEDERAL CREDIT UNION 35 3.77% $7,430
    NEW DAY FINANCIAL, LLC 34 4.98% $14,916
    DHI MORTGAGE COMPANY, LTD. 27 4.32% $9,065
    USAA Federal Savings Bank 24 4.45% $8,428
    CALIBER HOME LOANS, INC. 20 4.52% $12,453
    PULTE MORTGAGE LLC 18 4.85% $7,127
    MATTAMY HOME FUNDING, LLC 18 5.04% $11,061
    ACOPIA, LLC 17 5.15% $11,406
    FBC MORTGAGE, LLC 16 5.07% $7,173
    Paramount Residential Mortgage Group, Inc. 15 5.32% $12,449
    The Federal Savings Bank 15 4.77% $20,527
    EVERETT FINANCIAL, INC. 12 4.85% $11,156
    Carrington Mortgage Services, LLC 12 4.88% $11,123
    NVR Mortgage Finance, Inc. 11 4.36% $6,178
    HOME POINT FINANCIAL CORPORATION 11 3.89% $14,016
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 5.11% $10,521
    AMERISAVE MORTGAGE CORPORATION 10 4.15% $15,589
    MUTUAL OF OMAHA MORTGAGE, INC. 10 4.70% $14,124
    PLANET HOME LENDING, LLC 10 4.19% $11,107
    NEWREZ LLC 9 4.25% $11,756
    CARDINAL FINANCIAL 9 4.94% $12,888
    PRIMELENDING, A PLAINSCAPITAL COMPANY 9 5.14% $12,256
    Barrington Bank & Trust Company, N.A. 9 4.15% $13,895
    SWBC MORTGAGE CORPORATION 8 5.09% $8,589
    CLEARPATH LENDING 8 3.67% $13,085
    Mr. Cooper ( Nationstar Mortgage ) 7 3.77% $10,824
    MORTGAGE SOLUTIONS OF COLORADO, LLC 7 5.29% $8,677
    VILLAGE CAPITAL MORTGAGE 7 3.86% $7,837
    GUARANTEED RATE AFFINITY, LLC 7 4.36% $9,837
    MOVEMENT MORTGAGE, LLC 7 4.96% $13,733
    South State Bank 6 4.98% $18,672
    THE MORTGAGE FIRM, INC. 6 4.50% $10,146
    U.S. Bank 6 4.46% $9,652
    GUARANTEED RATE, INC. 6 4.27% $9,237
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 6 5.00% $2,218
    Mortgage Lenders Investment Trading Corporation 6 3.33% $11,169
    LAKEVIEW LOAN SERVICING, LLC 6 3.48% $6,095
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 4.50% $9,926
    Northpointe Bank 5 4.78% $8,030
    BAY EQUITY LLC 5 5.45% $8,725
    PRIMARY RESIDENTIAL MORTGAGE, INC. 5 4.95% $14,101
    LOANPAL, LLC 5 3.18% $20,180
    CALCON MUTUAL MORTGAGE LLC 4 3.53% $8,239
    Goldwater Bank, N.A. 4 6.94% $16,550
    Strong Home Mortgage, LLC 4 3.66% $10,224
    EMM LOANS LLC 4 5.34% $13,669
    PENTAGON FEDERAL CREDIT UNION 4 3.78% $6,514
    NETWORK CAPITAL FUNDING CORPORATION 4 3.88% $11,811
    NFM, INC. 4 6.25% $15,013
    Mid-Continent Funding, Inc. 4 4.59% $8,066
    FIDELITY FUNDING MORTGAGE CORP. 4 3.75% $13,441
    HOMEBRIDGE FINANCIAL SERVICES, INC. 4 4.44% $9,880
    FINANCE OF AMERICA MORTGAGE LLC 4 4.59% $8,793
    CAPITAL PARTNERS MORTGAGE, LLC 3 4.00% $10,296
    Advisors Mortgage Group, L.L.C. 3 4.38% $16,736
    BAYSHORE MORTGAGE FUNDING, LLC 3 3.71% $12,619
    BROKER SOLUTIONS, INC. 3 4.62% $11,696
    North American Savings Bank, F.S.B. 3 4.46% $12,702
    PREMIA MORTGAGE, LLC 3 4.83% $3,429
    South Pacific Financial Corporation 3 5.13% $9,166
    TOTAL MORTGAGE SERVICES, LLC 3 4.75% $7,889
    LEADERONE FINANCIAL CORPORATION 2 4.75% $10,762
    INSPIRE HOME LOANS INC. 2 4.87% $9,828
    Low VA Rates, LLC 2 4.31% $36,525
    Magnolia Bank 2 3.75% $21,837
    HOMESIDE FINANCIAL, LLC 2 2.87% $5,754
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 4.69% $9,193
    GENEVA FINANCIAL, LLC 2 4.69% $20,985
    Nations Lending Corporation 2 4.50% $14,317
    NATIONS RELIABLE LENDING, LLC 2 4.44% $5,472
    First Savings Bank 2 4.50% $19,904
    NBKC BANK 2 4.75% $5,214
    First Federal Bank 2 3.69% $23,083
    Equity Prime Mortgage LLC 2 3.94% $8,309
    EMBRACE HOME LOANS, INC. 2 4.75% $18,358
    NP, Inc. 2 4.06% $3,899
    East Coast Capital Corp. 2 5.13% $6,893
    CONTOUR MORTGAGE CORPORATION 2 4.25% $11,392
    COMPASS MORTGAGE, INC. 2 4.00% $5,867
    Commerce Home Mortgage, Inc. 2 5.50% $5,885
    Wells Fargo Bank 2 3.00% $9,033
    Citizens Bank 2 4.00% $4,877
    CHERRY CREEK MORTGAGE, LLC 2 4.31% $5,582
    SHELTER MORTGAGE COMPANY, L.L.C. 2 3.63% $6,466
    SOVEREIGN LENDING GROUP INCORPORATED 2 4.25% $10,972
    SUCCESS MORTGAGE PARTNERS, INC. 2 5.25% $7,387
    SUN WEST MORTGAGE COMPANY, INC. 2 3.38% $7,854
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 4.38% $7,507
    AMERIFIRST FINANCIAL CORPORATION 2 4.63% $13,538
    Wyndham Capital Mortgage, Inc. 2 3.50% $11,748
    AMERICAN FINANCIAL RESOURCES, INC. 2 4.63% $12,643
    US MORTGAGE CORPORATION 2 5.38% $11,441
    ACADEMY MORTGAGE CORPORATION 2 5.44% $17,666
    LADERA LENDING, INC. 2 5.13% $10,631
    TIDEWATER MORTGAGE SERVICES, INC. 1 5.00% $16,578
    Plains Commerce Bank 1 6.25% $22,823
    CMG MORTGAGE, INC. 1 4.50% $6,853
    JPMorgan Chase Bank 1 2.75% $21,030
    Preston Home Loans Inc 1 5.50% $1,880
    CityWorth Mortgage LLC 1 4.75% $30,641
    TOWNE MORTGAGE COMPANY 1 3.88% $6,454
    Prosperity Home Mortgage, LLC 1 5.63% $17,557
    CIS Financial Services, Inc. 1 5.63% $8,146
    INTERCOASTAL MORTGAGE COMPANY 1 4.25% $8,149
    UNION HOME MORTGAGE CORP. 1 2.88% $14,374
    RESIDENTIAL BANCORP 1 5.63% $11,992
    S1L, Inc. 1 4.13% $41,581
    Hometown Lenders, Inc. 1 3.25% $7,878
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 5.38% $18,634
    MICHIGAN MUTUAL, INC. 1 5.13% $13,210
    Hometown Equity Mortgage, LLC 1 5.63% $19,623
    MILEND, INC. 1 4.25% $7,487
    Seacoast National Bank 1 3.75% $12,416
    HAMILTON HOME LOANS, INC. 1 4.63% $18,364
    GUILD MORTGAGE COMPANY 1 5.00% $6,336
    United Fidelity Funding Corp. 1 6.38% $7,028
    Sierra Pacific Mortgage Company, Inc. 1 5.63% $24,202
    FOUNDATION MORTGAGE CORPORATION 1 4.75% $24,120
    NATIONS DIRECT MORTGAGE, LLC 1 5.63% $12,383
    Wolfe Financial, Inc 1 7.13% $27,560
    CASTLE & COOKE MORTGAGE, LLC 1 4.25% $10,038
    AMERICAN FINANCING CORPORATION 1 4.88% $18,428
    STOCKTON MORTGAGE CORPORATION 1 4.13% $22,364
    First Heritage Mortgage, LLC 1 5.50% $14,333
    ABSOLUTE HOME MORTGAGE CORPORATION 1 6.75% $13,430
    FAIRWAY FUNDING GROUP, INC. 1 4.75% $15,849
    KELLER MORTGAGE, LLC 1 5.25% $12,104
    WATSON MORTGAGE CORP. 1 3.25% $5,659
    AMERICAN BANCSHARES MORTGAGE 1 4.38% $5,869
    LAND HOME FINANCIAL SERVICES, INC. 1 5.38% $8,126
    T2 FINANCIAL LLC 1 3.75% $4,313
    OVM FINANCIAL, INC. 1 5.50% $6,055
    Paramount Bank 1 5.13% $5,942
    VERITAS FUNDING, LLC 1 3.99% $11,958
    American Mortgage & Equity Consultants, Inc. 1 4.63% $5,164

    The top Port St. Lucie VA lender as defined by loan originations is Mortgage Research Center, LLC, with 140 VA loans originated. Their average total fees are $9,991, which is $1,359 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Port St. Lucie VA lenders (with over 10 loans originated) are NVR Mortgage Finance, Inc. ($6,178), PULTE MORTGAGE LLC ($7,127), FBC MORTGAGE, LLC ($7,173), NAVY FEDERAL CREDIT UNION ($7,430) and EAGLE HOME MORTGAGE, LLC ($7,856).

    The lowest rate Port St. Lucie VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (3.47%), NAVY FEDERAL CREDIT UNION (3.77%), HOME POINT FINANCIAL CORPORATION (3.89%), QUICKEN LOANS, LLC (4.10%) and AMERISAVE MORTGAGE CORPORATION (4.15%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Port St. Lucie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $285,000 (5.2%) $522,450 (9.0%) 1.06 3,474
    2018-02-01 $284,950 (4.3%) $516,581 (2.2%) 1.04 3,588
    2018-03-01 $284,444 (2.0%) $526,263 (1.5%) 1.00 3,564
    2018-04-01 $283,700 (2.0%) $512,352 (1.0%) 0.96 3,513
    2018-05-01 $283,900 (1.4%) $506,294 (-2.9%) 0.95 3,307
    2018-06-01 $284,900 (0.3%) $501,708 (-3.3%) 0.95 3,209
    2018-07-01 $289,894 (1.7%) $509,204 (-3.2%) 0.97 3,148
    2018-08-01 $289,900 (1.7%) $515,107 (-2.2%) 0.97 3,176
    2018-09-01 $289,000 (1.4%) $510,611 (-1.1%) 0.97 3,247
    2018-10-01 $289,444 (1.6%) $512,096 (-0.8%) 0.98 3,376
    2018-11-01 $289,700 (0.4%) $521,296 (-3.0%) 0.98 3,607
    2018-12-01 $289,000 (3.2%) $532,645 (1.0%) 1.00 3,716
    2019-01-01 $287,975 (1.0%) $524,872 (0.5%) 0.99 3,942
    2019-02-01 $289,444 (1.6%) $517,963 (0.3%) 0.98 4,128
    2019-03-01 $289,514 (1.8%) $518,799 (-1.4%) 0.95 4,089
    2019-04-01 $289,514 (2.1%) $521,919 (1.9%) 0.92 3,959
    2019-05-01 $289,900 (2.1%) $507,695 (0.3%) 0.91 3,837
    2019-06-01 $294,900 (3.5%) $491,855 (-2.0%) 0.92 3,716
    2019-07-01 $293,925 (1.4%) $496,908 (-2.4%) 0.92 3,556
    2019-08-01 $289,727 (-0.1%) $507,441 (-1.5%) 0.92 3,469
    2019-09-01 $289,318 (0.1%) $510,635 (0.0%) 0.93 3,375
    2019-10-01 $289,045 (-0.1%) $514,029 (0.4%) 0.93 3,339
    2019-11-01 $289,900 (0.1%) $532,513 (2.2%) 0.95 3,400
    2019-12-01 $289,447 (0.2%) $537,051 (0.8%) 0.97 3,471
    2020-01-01 $289,000 (0.4%) $535,034 (1.9%) 0.97 3,570
    2020-02-01 $289,000 (-0.2%) $522,282 (0.8%) 0.95 3,659
    2020-03-01 $290,329 (0.3%) $513,300 (-1.1%) 0.91 3,648
    2020-04-01 $289,900 (0.1%) $504,243 (-3.4%) 0.91 3,595
    2020-05-01 $289,900 (0.0%) $515,775 (1.6%) 0.88 3,365
    2020-06-01 $299,000 (1.4%) $518,043 (5.3%) 0.88 2,936
    2020-07-01 $303,525 (3.3%) $525,550 (5.8%) 0.88 2,563
    2020-08-01 $308,596 (6.5%) $537,992 (6.0%) 0.88 2,350
    2020-09-01 $307,498 (6.3%) $551,283 (8.0%) 0.88 2,100
    2020-10-01 $315,000 (9.0%) $557,635 (8.5%) 0.90 2,018
    2020-11-01 $319,000 (10.0%) $575,719 (8.1%) 0.93 2,004
    2020-12-01 $322,450 (11.4%) $584,380 (8.8%) 0.96 1,970
    2021-01-01 $325,000 (12.5%) $628,673 (17.5%) 0.97 1,770
    2021-02-01 $325,000 (12.5%) $646,918 (23.9%) 0.95 1,438
    2021-03-01 $323,010 (11.3%) $682,221 (32.9%) 0.92 1,248
    2021-04-01 $342,425 (18.1%) $693,066 (37.5%) 0.93 1,122
    2021-05-01 $350,000 (20.7%) $716,991 (39.0%) 0.93 1,050
    2021-06-01 $382,000 (27.8%) $742,234 (43.3%) 1.01 1,038
    2021-07-01 $397,000 (30.8%) $727,101 (38.4%) 1.05 1,077
    2021-08-01 $398,913 (29.3%) $710,059 (32.0%) 1.06 1,125
    2021-09-01 $399,848 (30.0%) $722,208 (31.0%) 1.07 1,138
    2021-10-01 $414,900 (31.7%) $718,254 (28.8%) 1.11 1,105
    2021-11-01 $422,450 (32.4%) $689,838 (19.8%) 1.13 1,057
    2021-12-01 $425,000 (31.8%) $760,405 (30.1%) 1.15 1,003
    2022-01-01 $429,450 (32.1%) $804,983 (28.0%) 1.16 853
    2022-02-01 $425,000 (30.8%) $814,617 (25.9%) 1.11 853
    2022-03-01 $439,450 (36.1%) $840,766 (23.2%) 1.10 873
    2022-04-01 $450,000 (31.4%) $873,035 (26.0%) 1.07 958
    2022-05-01 $469,025 (34.0%) $895,272 (24.9%) 1.07 1,192
    2022-06-01 $482,450 (26.3%) $897,568 (20.9%) 1.07 1,500
    2022-07-01 $474,000 (19.4%) $835,851 (15.0%) 1.07 1,888
    2022-08-01 $462,500 (15.9%) $804,473 (13.3%) 1.07 2,164
    2022-09-01 $452,718 (13.2%) $795,134 (10.1%) 1.06 2,263
    2022-10-01 $449,999 (8.5%) $793,496 (10.5%) 1.06 2,339
    2022-11-01 $446,950 (5.8%) $749,958 (8.7%) 1.07 2,517
    2022-12-01 $445,000 (4.7%) $770,080 (1.3%) 1.10 2,534
    2023-01-01 $447,786 (4.3%) $770,084 (-4.3%) 1.11 2,562
    2023-02-01 $450,000 (5.9%) $793,186 (-2.6%) 1.09 2,595
    2023-03-01 $459,900 (4.7%) $831,572 (-1.1%) 1.08 2,463
    2023-04-01 $469,000 (4.2%) $868,572 (-0.5%) 1.09 2,359
    2023-05-01 $474,900 (1.3%) $879,774 (-1.7%) 1.08 2,264
    2023-06-01 $474,925 (-1.6%) $883,805 (-1.5%) 1.07 2,183
    2023-07-01 $475,000 (0.2%) $869,379 (4.0%) 1.08 2,162
    2023-08-01 $476,573 (3.0%) $840,201 (4.4%) 1.09 2,160
    2023-09-01 $475,000 (4.9%) $821,787 (3.4%) 1.11 2,354
    2023-10-01 $472,658 (5.0%) $804,620 (1.4%) 1.11 2,613
    Port St. Lucie's median listing price for 2023-10-01 was $472,658, a difference of $22,659 (5.0%) versus the prior year and $-2,342 versus the prior month.

    Port St. Lucie's median listing price comes in at 111% of the national average.

    Port St. Lucie's average listing price for 2023-10-01 was $804,620, a difference of $11,124 (1.4%) versus the prior year and $-17,167 versus the prior month.

    For the 2023-10-01 period, Port St. Lucie had 2,613 MLS listings, a difference of 259 listings (11%) versus the prior month and 274 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Port St. Lucie (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 68 days 1,943 sqft
    2018-02-01 65 days 1,935 sqft
    2018-03-01 60 days 1,929 sqft
    2018-04-01 63 days 1,929 sqft
    2018-05-01 64 days 1,919 sqft
    2018-06-01 67 days 1,918 sqft
    2018-07-01 68 days 1,938 sqft
    2018-08-01 66 days 1,945 sqft
    2018-09-01 65 days 1,908 sqft
    2018-10-01 63 days 1,908 sqft
    2018-11-01 62 days 1,922 sqft
    2018-12-01 67 days 1,906 sqft
    2019-01-01 73 days 1,896 sqft
    2019-02-01 69 days 1,904 sqft
    2019-03-01 68 days 1,907 sqft
    2019-04-01 69 days 1,908 sqft
    2019-05-01 71 days 1,905 sqft
    2019-06-01 73 days 1,908 sqft
    2019-07-01 77 days 1,913 sqft
    2019-08-01 77 days 1,904 sqft
    2019-09-01 75 days 1,893 sqft
    2019-10-01 73 days 1,880 sqft
    2019-11-01 64 days 1,874 sqft
    2019-12-01 69 days 1,865 sqft
    2020-01-01 71 days 1,847 sqft
    2020-02-01 66 days 1,832 sqft
    2020-03-01 61 days 1,830 sqft
    2020-04-01 72 days 1,815 sqft
    2020-05-01 82 days 1,800 sqft
    2020-06-01 89 days 1,824 sqft
    2020-07-01 72 days 1,839 sqft
    2020-08-01 65 days 1,833 sqft
    2020-09-01 60 days 1,847 sqft
    2020-10-01 57 days 1,839 sqft
    2020-11-01 55 days 1,843 sqft
    2020-12-01 57 days 1,850 sqft
    2021-01-01 62 days 1,867 sqft
    2021-02-01 53 days 1,886 sqft
    2021-03-01 46 days 1,834 sqft
    2021-04-01 41 days 1,838 sqft
    2021-05-01 39 days 1,870 sqft
    2021-06-01 38 days 1,901 sqft
    2021-07-01 38 days 1,885 sqft
    2021-08-01 41 days 1,885 sqft
    2021-09-01 41 days 1,835 sqft
    2021-10-01 40 days 1,836 sqft
    2021-11-01 42 days 1,866 sqft
    2021-12-01 44 days 1,838 sqft
    2022-01-01 45 days 1,856 sqft
    2022-02-01 29 days 1,767 sqft
    2022-03-01 27 days 1,807 sqft
    2022-04-01 27 days 1,808 sqft
    2022-05-01 27 days 1,819 sqft
    2022-06-01 31 days 1,858 sqft
    2022-07-01 35 days 1,860 sqft
    2022-08-01 42 days 1,839 sqft
    2022-09-01 49 days 1,824 sqft
    2022-10-01 55 days 1,829 sqft
    2022-11-01 59 days 1,829 sqft
    2022-12-01 62 days 1,813 sqft
    2023-01-01 66 days 1,810 sqft
    2023-02-01 57 days 1,798 sqft
    2023-03-01 52 days 1,818 sqft
    2023-04-01 54 days 1,834 sqft
    2023-05-01 57 days 1,847 sqft
    2023-06-01 57 days 1,852 sqft
    2023-07-01 59 days 1,849 sqft
    2023-08-01 59 days 1,863 sqft
    2023-09-01 57 days 1,840 sqft
    2023-10-01 53 days 1,827 sqft
    Port St. Lucie's median listing age (time on market) for 2023-10-01 was 53 days. This is -5% shorter than the same period one year ago.

    Port St. Lucie's median square footage for active listings during the 2023-10-01 period was 1,827 sqft. One year prior, the average listing was 1,829 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.