Popular Bank Mortgage Rates, Fees & Info

New York, NY

LEI: 549300E0WPRCJMXMUM09

Tax ID: 52-2126008

3.3 stars - out of 5 stars, based on 26 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Popular Bank is a smaller bank specializing in Home Purchase and Refi loans. Popular Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Miami, Key West, Poughkeepsie, and Bridgeport among others. We have data for 30 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Popular Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Popular Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.39% 3/19/23
    30 Year Conventional Refi 6.38% 3/19/23
    30 Year Cash-out Refi 6.54% 3/19/23
    15 Year Conventional Purchase 5.96% 3/19/23
    15 Year Conventional Refi 6.03% 3/19/23
    15 Year Cash-out Refi 6.03% 3/19/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    684

    Origination Dollar Volume (All Markets)

    $727,400,000

    Employee count

    667

    Awards

    Popular Bank 30 Year Conventional Loans silver
    Show all (1) awards

    Relative Rate

    Popular Bank's average 30 year fixed mortgage rate was 3.03%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.12%.

    Relative Fees (Closing Costs)

    Popular Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $6,820.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 374 $453,230,000 $1,211,845 $6,708 3.01%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 239 $236,695,000 $990,356 $6,578 3.17%
    Key West, FL (FHA|USDA|VA) 6 $7,080,000 $1,180,000 $10,637 2.96%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 19 $5,585,000 $293,947 $4,854 2.95%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 5 $4,765,000 $953,000 $6,680 3.03%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $2,355,000 $785,000 $4,665 3.08%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $2,320,000 $1,160,000 $15,650 3.00%
    SANTA FE, NM (FHA|USDA|VA) 1 $1,615,000 $1,615,000 $8,960 2.75%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $1,540,000 $770,000 $4,546 2.88%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,420,000 $355,000 $6,061 2.91%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $4,031 2.88%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $965,000 $965,000 $15,062 3.13%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $905,000 $905,000 $5,231 2.63%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $865,000 $865,000 $0 3.25%
    Sevierville, TN (FHA|USDA|VA) 1 $785,000 $785,000 $10,730 2.63%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $765,000 $765,000 $4,287 3.00%
    Outside of Metro Areas 3 $675,000 $225,000 $4,297 2.75%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $660,000 $330,000 $6,352 3.50%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $595,000 $198,333 $3,524 2.67%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $480,000 $240,000 $4,409 3.13%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $460,000 $230,000 $3,764 3.06%
    Arcadia, FL (FHA|USDA|VA) 1 $425,000 $425,000 $0 3.13%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $420,000 $210,000 $3,394 3.25%
    KINGSTON, NY (FHA|USDA|VA) 1 $415,000 $415,000 $4,938 2.63%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $370,000 $185,000 $2,937 2.75%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $305,000 $305,000 $3,254 3.88%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $205,000 $205,000 $6,236 2.75%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,037 3.00%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $165,000 $165,000 $4,560 3.25%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,151 3.13%
    Popular Bank's top markets include New York, Miami, Key West, Poughkeepsie, and Bridgeport among others.

    Their top states include:
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Popular Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 102
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 167
    Schuyler Savings Bank
    Similarity Rank: 352
    MID-HUDSON VALLEY
    Similarity Rank: 448
    ATLANTIS MORTGAGE CO., INC.
    Similarity Rank: 652
    CCFCU FUNDING, LLC
    Similarity Rank: 672
    The First National Bank of Long Island
    Similarity Rank: 748
    Walden Savings Bank
    Similarity Rank: 760
    POWER FINANCIAL
    Similarity Rank: 768
    The Atlantic Federal Credit Union
    Similarity Rank: 882

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 684 $727,400,000 $1,063,450 $6,563 3.06%

    For 2021, Popular Bank's most frequently originated type of loan was Conventional, with 684 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 323 $362,285,000 $1,121,625 $6,934 3.05%
    Refi 233 $297,165,000 $1,275,386 $5,971 3.06%
    Cash Out Refi 101 $51,355,000 $508,465 $6,546 3.12%
    Other 27 $16,595,000 $614,630 $6,662 2.99%

    For 2021, Popular Bank's most frequently cited loan purpose was Home Purchase, with 323 originations. The 2nd most popular reason was Refi, with 233 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 501 $318,655,000 $636,038 $6,820 3.03%
    10 Year 84 $181,380,000 $2,159,286 $3,293 3.48%
    15 Year 61 $26,685,000 $437,459 $4,812 2.66%
    5 Year 15 $93,835,000 $6,255,667 $0 3.32%
    20 Year 14 $3,850,000 $275,000 $5,149 3.00%
    Other 6 $36,380,000 $6,063,333 $0 3.34%
    1 Year 2 $54,510,000 $27,255,000 $0 3.25%
    3 Year 1 $12,105,000 $12,105,000 $0 3.04%

    For 2021, Popular Bank's most frequently cited loan duration was 30 Year, with 501 originations. The 2nd most popular length was 10 Year, with 84 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 198 $128,030,000 $646,616
    $1k-2k 138 $57,900,000 $419,565
    $2k-3k 69 $38,005,000 $550,797
    $5k+ 49 $52,505,000 $1,071,531
    $3k-4k 37 $25,595,000 $691,757
    $4k-5k 14 $11,690,000 $835,000

    Popular Bank's average total fees were $6,820, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 198 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 333 $271,645,000 $815,751
    3-4% 290 $431,580,000 $1,488,207
    <2.5% 48 $18,190,000 $378,958
    4-5% 13 $5,985,000 $460,385

    During 2021, Popular Bank's average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 333 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 182 $54,360,000 $298,681 $4,644 3.07%
    $1MM+ 155 $487,455,000 $3,144,871 $11,569 3.10%
    $600k-1MM 142 $107,830,000 $759,366 $7,457 3.06%
    $400k-600k 136 $67,440,000 $495,882 $6,198 3.00%
    $100k-200k 63 $9,835,000 $156,111 $4,092 3.04%
    $100,000 or less 6 $480,000 $80,000 $3,858 3.48%

    2021 saw Popular Bank place emphasis on $200k-400k loans with 182 originations, totaling $54,360,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 204 $198,450,000 $972,794 $8,622 2.92%
    $100k-150k 125 $49,635,000 $397,080 $5,555 3.04%
    $150k-250k 124 $64,470,000 $519,919 $5,994 2.96%
    $75k-100k 56 $18,400,000 $328,571 $5,069 3.06%
    $50k-75k 54 $13,430,000 $248,704 $4,746 3.04%
    $50k or less 11 $1,505,000 $136,818 $3,614 3.09%

    Popular Bank lent most frequently to those with incomes in the $250k+ range, with 204 originations. The second most popular income band? $100k-150k, with 125 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 102 $60,940,000 $597,451 $6,615 2.96%
    30-36% 98 $60,700,000 $619,388 $6,588 2.95%
    <20% 48 $34,660,000 $722,083 $6,945 3.02%
    40% 36 $26,600,000 $738,889 $7,817 2.91%
    49% 30 $13,580,000 $452,667 $5,290 3.05%
    48% 29 $11,565,000 $398,793 $5,770 3.14%
    43% 27 $14,715,000 $545,000 $6,383 3.00%
    47% 25 $8,725,000 $349,000 $5,313 3.07%
    41% 25 $14,435,000 $577,400 $6,717 3.03%
    42% 23 $16,985,000 $738,478 $6,684 2.89%
    37% 23 $21,805,000 $948,043 $7,812 2.82%
    44% 23 $13,235,000 $575,435 $6,972 3.03%
    45% 18 $7,790,000 $432,778 $6,883 3.09%
    39% 17 $10,225,000 $601,471 $5,150 3.04%
    36% 17 $10,965,000 $645,000 $6,059 2.97%
    38% 16 $9,160,000 $572,500 $5,753 2.98%
    46% 10 $6,320,000 $632,000 $7,516 2.96%
    50-60% 7 $3,485,000 $497,857 $5,770 2.93%

    Popular Bank lent most frequently to those with DTI ratios of 20-30%, with 102 originations. The next most common DTI ratio? 30-36%, with 98 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 109 $380,855,000 $3,494,083 $0 3.46%
    White 440 $251,370,000 $571,295 $6,389 2.98%
    Asian 56 $41,400,000 $739,286 $6,758 2.90%
    Not provided 47 $37,625,000 $800,532 $8,178 3.04%
    Black 24 $11,220,000 $467,500 $6,288 3.11%
    American Indian 1 $2,325,000 $2,325,000 $16,290 2.63%
    Asian Indian 5 $1,855,000 $371,000 $4,065 3.40%
    Filipino 1 $415,000 $415,000 $5,070 3.63%
    Native Hawaiian or Islander 1 $335,000 $335,000 $0 3.38%

    Approval Rates

    Total approvals of all applications
    76.11%

    Popular Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    67.69%

    Popular Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 684 $727,400,000 $1,063,450

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    684 $727,400,000 $1,063,450

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 62 $35,280,000 $569,032 $5,420 3.07%
    40-60% 160 $172,980,000 $1,081,125 $5,956 3.01%
    60-80% 365 $459,735,000 $1,259,548 $7,176 3.10%
    80-100% 93 $53,305,000 $573,172 $6,092 3.01%
    Under 20% 4 $6,100,000 $1,525,000 $7,033 3.42%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    POPULAR BANK Conventional home mortgage Closing on a mortgage 1 33.3%
    POPULAR BANK Conventional home mortgage Incorrect information on your report 1 33.3%
    POPULAR BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Popular Bank 1046-48 Southern Boulevard New York City, NY 10459 Full Service B&M $0
    Popular Bank 134 Delancey Street New York City, NY 10002 Full Service B&M $111,139
    Popular Bank 15-25a Graham Avenue New York City, NY 11206 Full Service B&M $81,903
    Popular Bank 1590 Northeast Miami Gardens Drive North Miami Beach, FL 33179 Full Service B&M $205,323
    Popular Bank 1590 Northeast Miami Gardes Drive North Miami Beach, FL 33179 Full Service B&M $137,321
    Popular Bank 1619 Sheepshead Bay Road New York City, NY 11235 Full Service B&M $176,310
    Popular Bank 1620 Pitkin Avenue New York City, NY 11212 Full Service B&M $70,228
    Popular Bank 1620 West 49th Street Hialeah, FL 33012 Full Service B&M $50,660
    Popular Bank 164 East 116th Street New York City, NY 10029 Full Service B&M $98,391
    Popular Bank 180 Dyckman Street New York City, NY 10040 Full Service B&M $36,949
    Popular Bank 1979 Ralph Avenue Brooklyn, NY 11234 Full Service B&M $88,859
    Popular Bank 2121 Avenue U Brooklyn, NY 11229 Full Service B&M $66,819
    Popular Bank 231 West 125th Street New York City, NY 10027 Full Service B&M $0
    Popular Bank 2317 Ponce De Leon Blvd Coral Gables, FL 33134 Full Service B&M $150,306
    Popular Bank 285 Madison Avenue New York, NY 10017 Full Service B&M $295,803
    Popular Bank 2875 North East 191 Street, Suite 101 Aventura, FL 33180 Full Service B&M $90,556
    Popular Bank 30-26 Steinway Street Long Island City, NY 11103 Full Service B&M $58,647
    Popular Bank 301 71st Street Miami Beach, FL 33141 Full Service B&M $81,347
    Popular Bank 301 East Fordham Road New York City, NY 10460 Full Service B&M $53,212
    Popular Bank 345 Park Avenue South New York, NY 10010 Full Service B&M $0
    Popular Bank 374 East 149th Street Bronx, NY 10455 Full Service B&M $121,038
    Popular Bank 4043 Broadway New York, NY 10032 Full Service B&M $79,656
    Popular Bank 43 West 14th Street New York, NY 10011 Full Service B&M $127,137
    Popular Bank 500 Bloomfield Avenue Newark, NJ 7107 Full Service B&M $94,167
    Popular Bank 5216 Fifth Avenue New York City, NY 11220 Full Service B&M $50,640
    Popular Bank 53-10 Bergen Line Avenue West New York, NJ 7093 Full Service B&M $108,461
    Popular Bank 539 Eastern Parkway New York City, NY 11216 Full Service B&M $226,240
    Popular Bank 615 West 181st Street New York City, NY 10033 Full Service B&M $78,250
    Popular Bank 631 State Street Perth Amboy, NJ 8861 Full Service B&M $40,112
    Popular Bank 645 East Tremont Ave Bronx, NY 10457 Full Service B&M $137,683
    Popular Bank 71-24 Austin Street Forest Hills, NY 11375 Full Service B&M $47,386
    Popular Bank 730 Columbus Avenue New York, NY 10025 Full Service B&M $128,561
    Popular Bank 7900 Miami Lakes Drive West Miami Lakes, FL 33016 Full Service B&M $1,430,548
    Popular Bank 817 Elizabeth Avenue Elizabeth, NJ 7201 Full Service B&M $115,532
    Popular Bank 8180 Northwest 36th Street Miami, FL 33172 Full Service B&M $139,169
    Popular Bank 83-20/22 Baxter Avenue New York City, NY 11373 Full Service B&M $83,802
    Popular Bank 8401 West Oakland Park Boulevard Sunrise, FL 33351 Full Service B&M $56,431
    Popular Bank 85 Broad Street New York, NY 10004 Full Service B&M $2,346,059
    Popular Bank 8501 Kennedy Blvd North Bergen, NJ 7047 Full Service B&M $0
    Popular Bank 8875 Dadeland Blvd Miami, FL 33156 Full Service B&M $141,391
    Popular Bank 918 Seneca Avenue Ridgewood, NY 11385 Full Service B&M $60,174
    Popular Bank 11 West 51st Street New York, NY 10019 Full Service B&M $175,720
    Popular Bank 1221 Brickell Avenue Miami, FL 33131 Full Service B&M $97,282

    For 2021, Popular Bank had 43 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $364,958
    Net interest income $321,155
    Total noninterest income $24,209
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $11,245
    Trading account gains and fees $0
    Additional Noninterest Income $12,964
    Pre-tax net operating income $190,120
    Securities gains (or losses, -) $477
    Income before extraordinary items $134,059
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $134,059
    Minority interest net income $0
    Net income $134,059
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $133,682

    Popular Bank's gross interest income from loans was $364,958,000.
    Popular Bank's net interest income from loans was $321,155,000.
    Popular Bank's fee based income from loans was $11,245,000.
    Popular Bank's net income from loans was $134,059,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $43,803
    Provision for credit losses $-56,896
    Total noninterest expense $212,140
    Salaries and employee benefits $86,816
    Premises and equipment expense $38,444
    Additional noninterest expense $86,880
    Applicable income taxes $56,538
    Net charge-offs $970
    Cash dividends $0

    Popular Bank's interest expense for loans was $43,803,000.
    Popular Bank's payroll and benefits expense were $86,816,000.
    Popular Bank's property, plant and equipment expenses $38,444,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 7.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,794,610
    Deposits held in domestic offices $7,794,610
    Deposits by Individuals, partnerships, and corporations $7,368,870
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $419,447
    Deposits by Commercial banks and other depository institutions in U.S. $6,293
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $3,163,720
    Demand deposits $1,832,688
    Nontransaction accounts $4,630,890
    Money market deposit accounts (MMDAs) $2,175,173
    Other savings deposits (excluding MMDAs) $1,289,617
    Total time deposits $1,166,100
    Total time and savings deposits $5,961,922
    Noninterest-bearing deposits $1,832,688
    Interest-bearing deposits $5,961,922
    Retail deposits $7,052,582
    IRAs and Keogh plan accounts $56,167
    Brokered deposits $535,448
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $10,389,650
    Cash & Balances due from depository institutions $298,831
    Interest-bearing balances $205,801
    Total securities $930,634
    Federal funds sold & reverse repurchase $0
    Net loans and leases $8,277,303
    Loan and leases loss allowance $101,204
    Trading account assets $0
    Bank premises and fixed assets $103,133
    Other real estate owned $1,459
    Goodwill and other intangibles $396,028
    All other assets $382,262

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $10,389,650
    Total Liabilities $8,475,758
    Total deposits $7,794,610
    Interest-bearing deposits $5,961,922
    Deposits held in domestic offices $7,794,610
    % insured (estimated) $65
    Federal funds purchased and repurchase agreements $46,028
    Trading liabilities $0
    Other borrowed funds $494,889
    Subordinated debt $0
    All other liabilities $140,231

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $8,277,303
    Loan and leases loss allowance $101,204
    Total loans and leases (domestic) $8,378,507
    All real estate loans $6,420,791
    Real estate loans in domestic offices $6,420,791
    Construction and development loans $650,312
    Residential 1-4 family construction $6,156
    Other construction, all land development and other land $644,156
    Loans secured by nonfarm nonresidential properties $2,671,836
    Nonfarm nonresidential secured by owner-occupied properties $404,321
    Commercial real estate & other non-farm, non-residential $2,267,515
    Multifamily residential real estate $1,807,861
    1-4 family residential loans $1,290,782
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $498,861
    To non-U.S. addressees $0
    Loans to individuals $155,398
    Credit card loans $10
    Related Plans $5,583
    Consumer Auto Loans $0
    Other loans to individuals $149,805
    All other loans & leases $1,303,457
    Loans to foreign governments and official institutions $0
    Other loans $1,198,010
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $8,851
    Non 1-4 family restructured loans & leases $163
    Total loans and leases (foreign) $0

    Popular Bank had $8,277,303,000 of loans outstanding in 2021. $6,420,791,000 of loans were in real estate loans. $650,312,000 of loans were in development loans. $1,807,861,000 of loans were in multifamily mortgage loans. $1,290,782,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $10,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 286 $106,548 $372,545
    Nonfarm, nonresidential loans - <$100k 7 $314 $44,857
    Nonfarm, nonresidential loans - $100-250k 51 $6,346 $124,431
    Nonfarm, nonresidential loans - $250k-1MM 228 $99,888 $438,105
    Commercial & Industrial, US addressed loans - <$1MM 791 $84,275 $106,542
    Commercial & Industrial, US addressed loans - <$100k 518 $13,319 $25,712
    Commercial & Industrial, US addressed loans - $100-250k 132 $18,745 $142,008
    Commercial & Industrial, US addressed loans - $250k-1MM 141 $52,211 $370,291