DELTONA - DAYTONA BEACH - ORMOND BEACH Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Deltona - Daytona Beach - Ormond Beach averaged 6.76% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.42% and one month ago for the week of 2024-01-25, the average rate was 6.21%.

Deltona - Daytona Beach - Ormond Beach's average rate one year ago was 6.25%.

For refis of the same type during the week of 2024-02-29, the average rate was 6.19%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Deltona - Daytona Beach - Ormond Beach 30 Year Fixed Rate 2024-02-29 6.76%
Deltona - Daytona Beach - Ormond Beach 30 Year Fixed Rate Refi 2024-02-29 6.19%
Deltona - Daytona Beach - Ormond Beach 15 Year Fixed Rate 2024-02-29 5.95%
Deltona - Daytona Beach - Ormond Beach 15 Year Fixed Rate Refi 2024-02-29 5.05%
Deltona - Daytona Beach - Ormond Beach 30 Year FHA 2024-02-29 6.31%
Deltona - Daytona Beach - Ormond Beach 30 Year FHA Refi 2024-02-29 5.18%
Deltona - Daytona Beach - Ormond Beach 30 Year USDA 2024-02-29 6.83%
Deltona - Daytona Beach - Ormond Beach 30 Year USDA Refi 2024-02-29 6.73%
Deltona - Daytona Beach - Ormond Beach 30 Year VA 2024-02-29 5.91%
Deltona - Daytona Beach - Ormond Beach 30 Year VA Refi 2024-02-29 4.33%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DELTONA-DAYTONA BEACH-ORMOND BEACH, FL.

DELTONA - DAYTONA BEACH - ORMOND BEACH Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DELTONA-DAYTONA BEACH-ORMOND BEACH, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 1,028 4.86% $7,138
UNITED WHOLESALE MORTGAGE, LLC 1,002 5.09% $6,752
DHI MORTGAGE COMPANY, LTD. 375 4.57% $4,610
Wells Fargo Bank 305 4.51% $5,040
HOMEBRIDGE FINANCIAL SERVICES, INC. 279 4.96% $7,330
LOANDEPOT.COM, LLC 275 4.60% $6,328
FBC MORTGAGE, LLC 233 4.76% $6,552
THE MORTGAGE FIRM, INC. 224 5.04% $6,156
CROSSCOUNTRY MORTGAGE, LLC 207 5.14% $8,377
Mortgage Lenders Investment Trading Corporation 189 4.77% $5,754
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 182 5.00% $6,573
Waterstone Mortgage Corporation 181 5.20% $7,492
SPACE COAST Credit Union 163 4.35% $2,698
Bank of America 156 4.15% $4,875
CALIBER HOME LOANS, INC. 154 4.76% $6,843
MOVEMENT MORTGAGE, LLC 151 4.89% $6,393
Citizens Bank 148 4.72% $7,766
Mr. Cooper ( Nationstar Mortgage ) 142 4.47% $7,487
Regions Bank 140 4.62% $7,487
JPMorgan Chase Bank 132 4.69% $5,918
Truist 119 4.21% $4,551
UNION HOME MORTGAGE CORP. 118 4.86% $6,748
Ameris Bank 115 4.99% $6,604
PENNYMAC LOAN SERVICES, LLC 115 4.45% $6,692
MUTUAL OF OMAHA MORTGAGE, INC. 111 4.48% $6,338
U.S. Bank 104 4.41% $6,092
South State Bank 101 4.98% $7,305
AMERISAVE MORTGAGE CORPORATION 100 4.51% $7,692
FREEDOM MORTGAGE CORPORATION 98 4.60% $5,826
HOME POINT FINANCIAL CORPORATION 97 4.41% $7,271
Flagstar Bank, FSB 93 4.69% $5,823
VYSTAR 84 4.47% $1,926
Paramount Residential Mortgage Group, Inc. 79 5.02% $8,235
NAVY FEDERAL CREDIT UNION 78 4.61% $5,194
GUILD MORTGAGE COMPANY 72 5.20% $7,337
CARDINAL FINANCIAL 70 4.58% $6,380
BETTER MORTGAGE CORPORATION 68 3.97% $4,921
BROKER SOLUTIONS, INC. 68 5.00% $7,873
FAIRWINDS CREDIT UNION 66 4.64% $4,752
PRIMELENDING, A PLAINSCAPITAL COMPANY 65 5.06% $6,793
Fifth Third Bank 60 4.49% $5,567
TD Bank 60 4.53% $5,527
Plains Commerce Bank 58 4.78% $6,626
NEWREZ LLC 58 4.47% $5,940
JET HOMELOANS, LLC 57 5.67% $6,905
GUARANTEED RATE, INC. 56 4.78% $6,559
AMERIFIRST FINANCIAL CORPORATION 55 5.42% $7,174
PNC Bank 54 4.59% $5,008
First Horizon Bank 52 4.56% $4,830
VELOCIO MORTGAGE L.L.C. 51 4.92% $9,066
CHURCHILL MORTGAGE CORPORATION 51 4.95% $6,033
Equity Prime Mortgage LLC 48 5.43% $7,661
Bank of England 44 4.94% $6,430
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 42 5.09% $6,976
Seacoast National Bank 42 4.57% $5,861
FIRST MORTGAGE COMPANY, INC. 42 4.70% $7,045
HANCOCK MORTGAGE PARTNERS, LLC 40 5.43% $9,626
LAUNCH FEDERAL CREDIT UNION 40 4.09% $3,172
Sierra Pacific Mortgage Company, Inc. 39 4.52% $6,235
EAGLE HOME MORTGAGE, LLC 36 5.44% $5,832
Christensen Financial, Inc. 35 4.71% $5,815
M/I FINANCIAL, LLC 35 4.82% $8,037
EVERETT FINANCIAL, INC. 35 5.41% $3,636
ANGEL OAK MORTGAGE SOLUTIONS LLC 34 6.43% $9,654
HOMESIDE FINANCIAL, LLC 32 5.25% $6,335
FINANCE OF AMERICA MORTGAGE LLC 32 5.08% $6,844
TrustCo Bank 32 4.01% $3,110
GUARANTEED RATE AFFINITY, LLC 32 4.87% $5,798
NVR Mortgage Finance, Inc. 31 5.33% $9,527
WATSON MORTGAGE CORP. 31 4.90% $5,308
Third Federal Savings and Loan Association of Cleveland 29 3.98% $1,980
Florida Capital Bank 28 5.01% $5,338
AMERICAN PACIFIC MORTGAGE CORPORATION 28 5.40% $7,265
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 27 5.33% $6,723
ROYAL UNITED MORTGAGE LLC 27 4.99% $7,606
Ixonia Bank 27 5.57% $7,190
Northpointe Bank 27 4.41% $8,209
Carrington Mortgage Services, LLC 24 5.20% $7,248
HAMILTON HOME LOANS, INC. 24 5.13% $5,347
ENVOY MORTGAGE, LTD 24 5.52% $7,639
NFM, INC. 23 5.53% $7,899
Mortgage Research Center, LLC 23 4.96% $5,070
BAY EQUITY LLC 22 5.46% $7,626
Morgan Stanley Private Bank 21 3.99% $5,251
HOMEAMERICAN MORTGAGE CORPORATION 21 4.57% $1,616
LAKEVIEW LOAN SERVICING, LLC 21 4.26% $4,420
Ally Bank 21 4.14% $5,198
MORTGAGE EQUITY PARTNERS LLC 19 4.80% $7,362
EMBRACE HOME LOANS, INC. 19 5.15% $7,535
FIDELITY FUNDING MORTGAGE CORP. 19 5.24% $5,511
CMG MORTGAGE, INC. 18 5.01% $8,434
KeyBank 18 4.60% $6,687
PENTAGON FEDERAL CREDIT UNION 18 4.28% $5,102
Valley National Bank 18 3.86% $5,022
AmeriHome Mortgage Company, LLC 18 4.75% $5,756
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 17 5.55% $7,845
ZILLOW HOME LOANS, LLC 17 4.99% $6,753
KBHS HOME LOANS, LLC 15 3.91% $8,876
PRIMARY RESIDENTIAL MORTGAGE, INC. 15 5.01% $9,279
First Guaranty Mortgage Corporation 14 4.27% $8,182
LOANPAL, LLC 14 3.90% $7,542
The Huntington National Bank 13 4.27% $8,072
PHH Mortgage Corporation 13 4.52% $6,473
PLAZA HOME MORTGAGE, INC. 13 5.30% $8,272
ITHINK FINANCIAL Credit Union 13 3.87% $10,177
North American Savings Bank, F.S.B. 13 5.33% $7,092
NEXERA HOLDING LLC 13 6.37% $8,514
Hometown Lenders, Inc. 12 5.53% $9,030
RESIDENTIAL BANCORP 12 4.04% $5,343
PROVIDENT FUNDING ASSOCIATES, L.P. 12 5.15% $5,940
ANGEL OAK HOME LOANS LLC 12 6.09% $9,775
Gateway First Bank 12 5.06% $6,317
SWBC MORTGAGE CORPORATION 11 5.36% $6,089
ABSOLUTE HOME MORTGAGE CORPORATION 11 5.20% $8,893
HOMEOWNERS FINANCIAL GROUP USA, LLC 11 5.27% $7,878
Suncoast Credit Union 11 3.64% $3,211
AMERICAN FINANCING CORPORATION 11 4.39% $6,615
GENEVA FINANCIAL, LLC 11 5.25% $7,100
First Home Bank 10 5.36% $13,976
First Savings Bank 10 4.45% $6,474
First Federal Bank 10 4.79% $6,055
City National Bank of Florida 10 3.78% $11,426
NBKC BANK 10 4.91% $6,059
ACOPIA, LLC 10 5.30% $4,289
SECURITYNATIONAL MORTGAGE COMPANY 10 5.71% $7,689
FLORIDA 10 4.64% $5,356
BANKSOUTH MORTGAGE COMPANY, LLC 10 4.19% $6,792
ROUNDPOINT MORTGAGE SERVICING CORPORATION 10 3.86% $5,414
DAS Acquisition Company, LLC 10 5.42% $5,926
Wyndham Capital Mortgage, Inc. 10 4.47% $3,879
STOCKTON MORTGAGE CORPORATION 9 4.50% $8,586
NORTHPOINT MORTGAGE, INC. 9 4.97% $6,817
VAN DYK MORTGAGE CORPORATION 9 5.53% $5,714
Discover Bank 9 4.37% $0
Stifel Bank and Trust 9 3.72% $4,266
ADDITION FINANCIAL 9 4.25% $3,928
COMMUNITY FIRST CREDIT UNION OF FLO 9 4.58% $4,174
Nations Lending Corporation 9 5.92% $8,363
United Community Bank 9 4.67% $6,222
RUOFF MORTGAGE COMPANY, INC. 8 4.67% $3,498
Charles Schwab Bank, SSB 8 4.29% $4,544
Prosperity Home Mortgage, LLC 8 5.47% $7,565
PLANET HOME LENDING, LLC 8 3.78% $3,990
HOMESTAR FINANCIAL CORPORATION 8 4.70% $4,604
M&T Bank 8 4.17% $5,627
LEADERONE FINANCIAL CORPORATION 7 4.18% $5,950
CAPITAL PARTNERS MORTGAGE, LLC 7 4.80% $5,792
ADVANCIAL 7 6.02% $5,749
DEEPHAVEN MORTGAGE LLC 7 6.43% $13,273
Summit Mortgage Corporation 7 5.68% $6,672
PARK SQUARE HOME MORTGAGE, LLC 7 3.84% $7,344
Strong Home Mortgage, LLC 7 3.80% $3,842
NETWORK CAPITAL FUNDING CORPORATION 7 4.55% $6,592
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 7 5.68% $6,013
FIRST CENTENNIAL MORTGAGE CORPORATION 6 6.25% $5,641
LADERA LENDING, INC. 6 4.40% $7,681
ACADEMY MORTGAGE CORPORATION 6 4.50% $7,608
A&D Mortgage LLC 6 7.04% $15,698
TJC Mortgage, Inc. 6 4.67% $7,201
EMM LOANS LLC 6 5.25% $7,453
Citadel Servicing Corporation 6 7.65% $12,213
CAMPUS USA 6 4.73% $3,824
LIBERTY HOME MORTGAGE CORPORATION 6 5.46% $8,283
US MORTGAGE CORPORATION 6 5.25% $7,824
HOMEXPRESS MORTGAGE CORP. 6 7.19% $17,706
DIGITAL Federal Credit Union 6 4.71% $5,558
UBS Bank USA 5 3.63% $5,010
LENDSURE MORTGAGE CORP. 5 5.67% $13,553
SOFI LENDING CORP. 5 3.88% $4,198
RBC Bank, (Georgia) 5 4.85% $2,586
RELIANCE FIRST CAPITAL, LLC 5 4.45% $6,672
HOMESPIRE MORTGAGE CORPORATION 5 4.90% $6,283
ATHAS CAPITAL GROUP, INC. 5 7.23% $10,927
OVM FINANCIAL, INC. 5 4.53% $5,527
Renasant Bank 5 4.15% $6,042
MIDFLORIDA 5 5.03% $3,913
MILEND, INC. 5 5.28% $7,601
Citibank 5 4.90% $4,975
HALLMARK HOME MORTGAGE, LLC 5 5.30% $5,209
First National Bank of Pennsylvania 5 4.25% $4,994
VANDERBILT MORTGAGE AND FINANCE, INC. 5 6.17% $6,547
Loan Simple, Inc. 5 4.30% $7,632
INSPIRE HOME LOANS INC. 5 5.55% $5,617
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 5.85% $7,777
CERTAINTY HOME LOANS, LLC 5 6.23% $4,310
USAA Federal Savings Bank 5 6.23% $6,533
PREMIER MORTGAGE RESOURCES, L.L.C. 5 5.72% $6,671
JMAC LENDING, INC. 5 5.27% $6,577
MCLEAN MORTGAGE CORPORATION 5 4.62% $6,690
Centennial Bank 5 4.73% $6,015
NATIONWIDE MORTGAGE BANKERS, INC. 5 6.45% $9,624
MICHIGAN MUTUAL, INC. 5 4.33% $9,159
Bell Bank 5 5.15% $5,466
The Federal Savings Bank 5 5.60% $11,811
Old National Bank 5 3.75% $5,809
NJ LENDERS CORP. 4 3.72% $6,615
Northwest Federal Credit Union 4 4.09% $3,723
Commerce Home Mortgage, Inc. 4 4.28% $9,296
CONTOUR MORTGAGE CORPORATION 4 5.31% $10,269
Arvest Bank 4 4.53% $3,858
Quontic Bank 4 6.84% $9,576
Raymond James Bank 4 3.59% $5,725
T2 FINANCIAL LLC 4 4.25% $7,110
The Home Loan Expert LLC 4 4.16% $4,226
AMERICAN ADVISORS GROUP 4 4.81% $7,018
ENDEAVOR CAPITAL, LLC. 4 3.72% $4,623
Evolve Bank & Trust 4 5.19% $3,946
AMERICAN FEDERAL MORTGAGE CORPORATION 4 4.72% $3,931
First-Citizens Bank & Trust Company 4 4.09% $4,798
FIRST COMMUNITY MORTGAGE, INC. 4 4.34% $5,963
Baxter Credit Union 4 3.72% $3,658
FIRST FLORIDA Credit Union 4 5.09% $9,348
First National Bank of America 4 8.31% $11,150
Greenbox Loans, Inc. 4 6.97% $10,311
HUNT MORTGAGE CORPORATION 4 5.66% $5,316
KELLER MORTGAGE, LLC 4 4.19% $5,835
Lakeview Community Capital, LLC 4 4.09% $3,331
LAND HOME FINANCIAL SERVICES, INC. 4 5.41% $8,609
Leader Bank 4 5.22% $7,142
LENOX FINANCIAL MORTGAGE CORPORATION 4 4.06% $5,448
Luxury Mortgage Corp. 4 5.37% $9,373
Century Mortgage Company DBA Century Lending Company 4 6.06% $8,763
Chicago Mortgage Solutions LLC 4 3.46% $4,637
CITIZENS EQUITY FIRST 4 3.25% $3,348
NATIONS DIRECT MORTGAGE, LLC 4 5.84% $10,129
NEW FED MORTGAGE, CORP. 4 4.16% $4,621
NexBank 4 5.09% $11,985
21ST MORTGAGE CORPORATION 3 7.80% $6,960
Hancock Whitney Bank 3 5.38% $5,427
BRIGHTSTAR 3 4.75% $3,764
Firstrust Savings Bank 3 4.92% $12,081
BECKAM FUNDING CORP. 3 7.63% $21,733
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 5.54% $5,600
First Option Mortgage, LLC 3 5.46% $9,469
First Mortgage Solutions, LLC 3 3.37% $6,666
First Heritage Mortgage, LLC 3 4.37% $4,514
HOMESTEAD FUNDING CORP. 3 5.46% $3,893
Wolfe Financial, Inc 3 5.25% $6,972
WINGS FINANCIAL 3 3.96% $3,949
INLAND BANK & TRUST 3 4.67% $3,741
INSIGHT 3 5.33% $4,395
V.I.P. MORTGAGE, INC. 3 5.04% $3,814
FEDERATED MORTGAGE CORP. 3 3.88% $5,495
UNIVERSITY LENDING GROUP, LLC 3 4.50% $5,858
Capital City Home Loans, LLC 3 4.58% $5,295
TOWNE MORTGAGE COMPANY 3 4.88% $15,020
Kwik Mortgage Corporation 3 5.79% $7,140
TOTAL MORTGAGE SERVICES, LLC 3 5.88% $6,157
Total Media Management, LLC 3 4.79% $7,802
PARTNERS 3 4.38% $6,042
TOP FLITE FINANCIAL, INC. 3 4.79% $15,278
PANORAMA MORTGAGE GROUP, LLC 3 4.29% $5,986
LEGEND LENDING CORPORATION 3 6.08% $9,795
ALLIANT CREDIT UNION 3 3.92% $7,624
TEACHERS 3 4.33% $3,836
OPEN MORTGAGE, LLC 3 5.71% $9,894
SUCCESS MORTGAGE PARTNERS, INC. 3 4.67% $6,540
S&T Bank 3 4.83% $5,094
SOUTHWEST FUNDING, LP 3 4.63% $8,008
MID AMERICA MORTGAGE, INC. 3 6.08% $9,795
SOUTHERN TRUST MORTGAGE, LLC 3 4.79% $11,129
MID-ISLAND MORTGAGE CORP. 3 5.46% $10,542
SHELTER HOME MORTGAGE, LLC 3 6.46% $6,260
AmRes Corporation 3 5.08% $6,311
MORIA DEVELOPMENT, INC. 3 4.13% $5,899
NP, Inc. 3 5.08% $12,655
City National Bank 3 3.49% $4,031
Princeton Mortgage Corporation 3 5.25% $7,567
BNC National Bank 3 5.79% $5,013
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 5.17% $4,005
GEORGIA'S OWN 3 4.71% $6,252
GREAT WESTERN FINANCIAL SERVICES, INC. 3 4.25% $9,596
COMMUNITYAMERICA 3 5.00% $5,443
GUARANTY HOME MORTGAGE CORPORATION 3 4.75% $6,933
THRIVE MORTGAGE, LLC 2 3.94% $5,154
Colonial Savings, F.A. 2 4.19% $4,372
EASTMAN 2 5.19% $6,922
Amerifirst Financial, Inc. 2 5.50% $7,112
Republic Bank & Trust Company 2 4.56% $8,612
East Coast Capital Corp. 2 6.38% $12,505
BancorpSouth 2 4.56% $4,998
Advisors Mortgage Group, L.L.C. 2 5.38% $5,870
The Central Trust Bank 2 4.99% $3,471
Deere Employees Credit Union 2 2.88% $3,608
DRAPER AND KRAMER MORTGAGE CORP. 2 5.25% $5,050
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 5.31% $14,598
Synovus Bank 2 5.06% $11,764
SUN WEST MORTGAGE COMPANY, INC. 2 5.44% $5,887
Associated Bank 2 3.25% $2,671
Sunflower Bank 2 4.24% $7,796
Summit Credit Union 2 3.00% $2,981
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 6.38% $7,339
GSF Mortgage Corporation 2 4.81% $8,645
AgFirst Farm Credit Bank 2 5.00% $5,947
Meridian Bank Corporation 2 4.87% $7,503
FIRST SAVINGS MORTGAGE CORPORATION 2 5.38% $8,411
OAKTREE FUNDING CORP. 2 7.63% $16,236
Metro City Bank 2 6.00% $11,453
DIRECT MORTGAGE LOANS, LLC 2 5.13% $10,212
PREMIA MORTGAGE, LLC 2 6.56% $1,796
POLISH & SLAVIC FEDERAL CREDIT UNION 2 3.38% $4,727
BOND STREET MORTGAGE, LLC 2 5.00% $7,416
SHELTER MORTGAGE COMPANY, L.L.C. 2 5.44% $4,311
First Internet Bank of Indiana 2 3.88% $8,271
George Mason Mortgage, LLC 2 6.19% $4,324
AMERICAN FINANCIAL RESOURCES, INC. 2 3.88% $5,493
First Federal Bank of the Midwest 2 5.31% $5,523
Barrington Bank & Trust Company, N.A. 2 5.38% $5,288
CHERRY CREEK MORTGAGE, LLC 2 4.13% $688
Goldwater Bank, N.A. 2 5.13% $7,369
Shamrock Home Loans, Inc. 2 4.81% $5,210
Watermark Capital, Inc. 2 3.69% $3,078
CALCON MUTUAL MORTGAGE LLC 2 5.63% $9,677
Armed Forces Bank 2 5.19% $4,653
IMPAC MORTGAGE CORP. 2 6.88% $6,638
FIDELITY DIRECT MORTGAGE, LLC 2 6.50% $4,054
OCMBC, INC. 2 3.38% $6,366
BMO Harris Bank 2 5.38% $11,118
Servion, Inc. 2 6.44% $5,183
DEVELOPER'S MORTGAGE COMPANY 2 5.00% $2,959
INTERCOASTAL MORTGAGE COMPANY 2 3.75% $10,098
USF Federal Credit Union 2 4.63% $6,041
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 4.50% $5,197
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 2 5.50% $10,819
CANOPY MORTGAGE, LLC 2 4.31% $6,666
SeaTrust Mortgage Company 2 4.63% $3,361
JLB CORPORATION 2 4.63% $5,987
UNITED MORTGAGE CORP 2 5.63% $4,935
EVANSVILLE TEACHERS 2 4.44% $4,381
UMB Bank 2 3.66% $7,343
BOKF 2 5.19% $4,670
AMERICAN BANCSHARES MORTGAGE 2 6.06% $6,307
PIKE CREEK MORTGAGE SERVICES, INC. 2 4.25% $5,805
EQUITY RESOURCES, INC. 2 5.38% $7,694
S1L, Inc. 2 5.69% $6,068
DELTA COMMUNITY CREDIT UNION 2 4.88% $3,154
RESOURCE FINANCIAL SERVICES, INC. 2 3.31% $3,086
FIRST WORLD MORTGAGE CORPORATION 2 5.31% $5,063
Alcova Mortgage LLC 2 5.81% $5,601
MORTGAGE FINANCIAL GROUP, INC. 2 5.38% $5,144
Bethpage Federal Credit Union 2 4.13% $4,864
MORTGAGE INVESTORS GROUP, INC. 1 3.50% $6,605
1ST MIDAMERICA 1 5.25% $4,131
1st Source Bank 1 4.38% $5,145
5TH STREET CAPITAL, INC. 1 7.99% $16,428
ACHIEVA CREDIT UNION 1 5.13% $7,245
AFFINITY 1 5.25% $3,079
AMCAP MORTGAGE, LTD. 1 6.50% $7,515
AMERICAN HERITAGE LENDING, INC. 1 8.50% $15,294
AMERICAN INTERNET MORTGAGE, INC. 1 3.13% $3,322
American Mortgage & Equity Consultants, Inc. 1 3.88% $10,185
American Security Mortgage Corp. 1 5.13% $2,626
AMWEST FUNDING CORP. 1 3.50% $671,698
ARC HOME LLC 1 7.00% $13,148
ASCEND FEDERAL CREDIT UNION 1 3.63% $2,764
ASPIRE FINANCIAL, INC. 1 6.63% $9,219
Assurance Financial Group, L.L.C. 1 4.13% $4,681
Aurora Financial, LLC 1 4.49% $3,975
Auto Club Trust, FSB 1 5.50% $4,260
AXIA FINANCIAL, LLC 1 5.75% $6,484
Bangor Savings Bank 1 3.25% $3,644
BANKERS MORTGAGE LENDING, INC. 1 4.50% $10,530
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.63% $8,198
BAYCOAST MORTGAGE COMPANY, LLC 1 3.88% $3,403
BAYSHORE MORTGAGE FUNDING, LLC 1 5.50% $6,929
Beeline Loans, Inc. 1 3.75% $10,609
Berkshire Bank 1 5.25% $4,523
BLG HOLDINGS, INC. 1 4.50% $5,543
BLUELEAF LENDING, LLC 1 4.50% $4,349
BNY Mellon 1 5.13% $5,033
Burke & Herbert Bank & Trust Company 1 4.00% $5,020
Busey Bank 1 4.88% $4,349
Capital Bank 1 6.63% $10,750
Capitol Federal Savings Bank 1 4.25% $12,197
CapStar Bank 1 3.63% $3,773
CBM Mortgage, Inc. 1 5.00% $5,373
Central Bank 1 6.00% $4,342
Chickasaw Community Bank 1 6.25% $4,736
Colten Mortgage, LLC 1 4.50% $6,939
COLUMBUS CAPITAL LENDING, LLC 1 5.38% $9,160
COMMUNITY CREDIT UNION OF FLORIDA 1 6.13% $3,847
Congressional Bank 1 5.50% $3,277
Cornerstone First Mortgage, Inc 1 3.88% $5,802
CORNING 1 3.13% $3,694
Countybank 1 4.50% $8,129
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.50% $2,677
CRESCENT MORTGAGE COMPANY 1 4.00% $5,528
CUSTOMER SERVICE MORTGAGE CORPORATION 1 4.88% $7,262
DELMAR FINANCIAL COMPANY 1 5.13% $4,838
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.25% $8,420
DIRECT MORTGAGE, CORP. 1 4.88% $4,240
DUPACO COMMUNITY 1 5.13% $6,623
DYBN FINANCIAL CORP. 1 5.50% $3,805
EagleBank 1 6.13% $4,057
Eagle Bank and Trust Company 1 3.75% $4,006
Empower Federal Credit Union 1 5.50% $11,179
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 4.25% $4,277
Fidelity Bank 1 3.75% $3,666
Financial Freedom Mortgage, LLC 1 6.50% $7,267
FineMark National Bank & Trust 1 3.88% $3,517
First Bank 1 4.00% $6,080
FIRST EQUITY MORTGAGE BANKERS, INC. 1 4.88% $5,442
First Federal Bank of Kansas City 1 5.88% $3,762
First Federal Savings and Loan Association of Lakewood 1 3.04% $8,461
First International Bank & Trust 1 4.25% $2,865
First Reliance Bank 1 5.50% $7,459
First Republic Bank 1 3.60% $9,894
FIRST STATE MORTGAGE SERVICES, LLC 1 4.25% $3,227
FIRST TECHNOLOGY 1 4.63% $4,457
First Western Trust Bank 1 4.50% $419
FOUNDATION MORTGAGE CORPORATION 1 3.49% $11,840
Franklin Loan Corporation 1 5.50% $4,664
General Mortgage Capital Corporation 1 5.13% $14,177
GENISYS 1 3.13% $2,462
GENNEXT FUNDING, LLC 1 4.38% $3,551
Goldman Sachs Bank USA 1 3.05% $6,990
GoPrime Mortgage, Inc. 1 6.13% $8,123
Great Plains National Bank 1 4.75% $4,656
GTE Federal Credit Union 1 5.13% $6,320
HANSCOM 1 4.63% $8,194
HighTechLending Inc 1 7.63% $6,653
HIWAY 1 6.00% $4,232
Horizon Bank 1 4.75% $3,012
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.05% $5,174
Independent Bank 1 3.88% $6,807
INTELLILOAN, INC. 1 3.88% $4,353
JET DIRECT FUNDING CORP 1 4.25% $4,450
JMJ FINANCIAL GROUP 1 7.63% $9,196
JUSTICE Federal Credit Union 1 3.50% $4,225
LAKE MICHIGAN CREDIT UNION 1 5.38% $5,997
Legacy Home Loans, LLC 1 6.13% $5,609
LENDING CAPITAL GROUP Inc 1 5.50% $10,821
Lincoln Savings Bank 1 3.94% $10,084
LOANFLIGHT LENDING, LLC 1 2.75% $2,888
Magnolia Bank 1 5.88% $3,736
MEMBER FIRST MORTGAGE, LLC 1 4.63% $4,000
Mercantile Bank of Michigan 1 5.88% $4,955
Meridian Trust Federal Credit Union 1 3.88% $11,944
MICHIGAN FIRST CREDIT UNION 1 4.13% $9,879
MidFirst Bank 1 4.75% $14,601
Midwest Mortgage Associates Corporation 1 5.63% $7,601
MK LENDING CORP. 1 5.13% $4,844
MLB RESIDENTIAL LENDING, LLC 1 4.38% $12,096
MLD MORTGAGE INC. 1 5.00% $4,784
ML Mortgage Corp. 1 4.75% $3,154
MORTGAGE 1 INCORPORATED 1 3.63% $7,363
MORTGAGE ACCESS CORP. 1 5.88% $7,590
Mortgage Bank of California 1 7.38% $16,456
MORTGAGE CENTER L.C 1 3.75% $3,939
1ST FINANCIAL, INC. 1 6.63% $11,611
MY MORTGAGE, INC. 1 5.75% $8,050
NATIONS RELIABLE LENDING, LLC 1 6.13% $11,968
NBH Bank 1 3.82% $7,633
NORTHERN MORTGAGE SERVICES, LLC 1 6.13% $9,167
NORTHROP GRUMMAN Federal Credit Union 1 3.75% $7,484
NTFN, INC. 1 5.75% $5,282
OceanFirst Bank 1 2.88% $4,509
ONY GLO, INC. 1 5.75% $4,302
Operating Engineers Local Union #3 1 3.38% $4,318
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.88% $13,636
Pinnacle Bank 1 4.50% $6,690
POLICE & FIRE 1 4.88% $3,965
Poli Mortgage Group, Inc. 1 5.88% $3,863
Popular Bank 1 4.50% $13,000
PREMIER LENDING, INC. 1 5.88% $7,998
Premium Mortgage Corporation 1 5.88% $11,469
Presidential Bank, FSB 1 5.75% $5,004
PROVINCE MORTGAGE ASSOCIATES, INC. 1 5.13% $10,154
PULTE MORTGAGE LLC 1 4.88% $2,147
Quaint Oak Mortgage, LLC 1 6.63% $11,033
RAILROAD & INDUSTRIAL 1 3.88% $4,349
RESIDENTIAL HOME FUNDING CORP. 1 4.25% $8,733
Ross Mortgage Company, Inc. 1 3.13% $3,815
Semper Home Loans, Inc. 1 3.50% $3,297
Service Federal Credit Union 1 4.63% $6,792
SIRVA MORTGAGE, INC. 1 3.13% $0
Southern Mass Credit Union 1 5.50% $9,167
SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.13% $2,000
STAUNTON FINANCIAL, INC. 1 4.38% $5,026
SUMMIT FUNDING, INC. 1 3.13% $5,061
TEACHERS CREDIT UNION 1 6.13% $4,250
TELHIO 1 4.63% $6,222
Texana Bank 1 3.13% $7,142
The Camden National Bank 1 5.75% $4,997
The Farmers & Merchants State Bank 1 4.59% $7,160
The First National Bank and Trust Company 1 4.38% $2,619
The Loan Store, Inc. 1 3.25% $3,934
THE MORTGAGE LINK, INC. 1 5.88% $8,485
The Ohio Valley Bank Company 1 6.75% $10,417
TIDEWATER MORTGAGE SERVICES, INC. 1 3.88% $7,954
TOWER 1 3.13% $4,194
Towne Bank 1 5.13% $5,919
Towne Mortgage, LLC 1 4.75% $7,647
Town Square Mortgage & Investments, Inc. 1 4.50% $4,328
TROPICAL FINANCIAL CREDIT UNION 1 5.13% $7,667
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 5.25% $10,040
Union Savings Bank 1 4.00% $6,251
United Fidelity Funding Corp. 1 6.13% $10,063
UNITED HOME LOANS, INC. 1 5.38% $3,213
United Nations Federal Credit Union 1 3.88% $4,665
UNIVERSITY CREDIT UNION 1 3.63% $4,014
Univest Bank and Trust Co. 1 4.00% $11,657
U S WIDE FINANCIAL LLC 1 3.13% $555
UTILITIES EMPLOYEES CREDIT UNION 1 3.38% $4,382
VIBE CREDIT UNION 1 4.13% $3,159
WALL STREET MORTGAGE BANKERS, LTD. 1 7.38% $8,649
Warsaw Federal Savings and Loan Association 1 6.82% $11,380
WEBSTER FIRST Federal Credit Union 1 3.38% $4,995
Willamette Valley Bank 1 4.00% $7,163
WILLIAM RAVEIS MORTGAGE, LLC 1 5.00% $4,758

DELTONA - DAYTONA BEACH - ORMOND BEACH Average Closing Costs & Other Stats

DELTONA-DAYTONA BEACH-ORMOND BEACH, FL's 510 lenders originated 24,720 loans during 2022. The total origination value was $6,824,510,000, with an average loan value of $276,072.

DELTONA - DAYTONA BEACH - ORMOND BEACH's average closing costs are $5,750.

The top DELTONA - DAYTONA BEACH - ORMOND BEACH lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,028 loans originated. Their average total fees are $7,138, which is $386 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee DELTONA - DAYTONA BEACH - ORMOND BEACH lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,616), VYSTAR ($1,926), Third Federal Savings and Loan Association of Cleveland ($1,980), SPACE COAST Credit Union ($2,698) and TrustCo Bank ($3,110).

The lowest rate DELTONA - DAYTONA BEACH - ORMOND BEACH lenders (with over 10 loans originated) are Suncoast Credit Union (3.64%), City National Bank of Florida (3.78%), Valley National Bank (3.86%), ROUNDPOINT MORTGAGE SERVICING CORPORATION (3.86%) and ITHINK FINANCIAL Credit Union (3.87%).

DELTONA-DAYTONA BEACH-ORMOND BEACH, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $589,485,000 $531,950,000 -9.8% 7.8%
QUICKEN LOANS, LLC $825,610,000 $432,455,000 -47.6% 6.3%
DHI MORTGAGE COMPANY, LTD. $208,870,000 $218,075,000 4.4% 3.2%
WALKER & DUNLOP, LLC $115,650,000 $165,770,000 43.3% 2.4%
Truist $164,115,000 $159,525,000 -2.8% 2.3%
LOANDEPOT.COM, LLC $198,745,000 $152,485,000 -23.3% 2.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $178,275,000 $137,240,000 -23.0% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $150,205,000 $117,025,000 -22.1% 1.7%
FBC MORTGAGE, LLC $245,585,000 $111,925,000 -54.4% 1.6%
SPACE COAST Credit Union $147,935,000 $109,215,000 -26.2% 1.6%
Ameris Bank $153,220,000 $107,015,000 -30.2% 1.6%
Mortgage Research Center, LLC $123,655,000 $101,650,000 -17.8% 1.5%
Wells Fargo Bank $187,835,000 $98,765,000 -47.4% 1.4%
CALIBER HOME LOANS, INC. $209,460,000 $94,585,000 -54.8% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $138,850,000 $92,545,000 -33.3% 1.4%
THE MORTGAGE FIRM, INC. $145,300,000 $92,270,000 -36.5% 1.4%
Bank of America $108,695,000 $89,655,000 -17.5% 1.3%
FREEDOM MORTGAGE CORPORATION $336,080,000 $88,130,000 -73.8% 1.3%
Mortgage Lenders Investment Trading Corporation $196,470,000 $86,210,000 -56.1% 1.3%
Regions Bank $121,595,000 $84,570,000 -30.4% 1.2%
U.S. Bank $46,865,000 $79,120,000 68.8% 1.2%
Waterstone Mortgage Corporation $63,730,000 $76,625,000 20.2% 1.1%
Citizens Bank $91,780,000 $71,960,000 -21.6% 1.1%
PENNYMAC LOAN SERVICES, LLC $125,705,000 $71,335,000 -43.3% 1.0%
PNC Bank $110,965,000 $68,935,000 -37.9% 1.0%
MOVEMENT MORTGAGE, LLC $68,740,000 $65,350,000 -4.9% 1.0%
VYSTAR $56,540,000 $65,155,000 15.2% 1.0%
NAVY FEDERAL CREDIT UNION $68,630,000 $64,570,000 -5.9% 0.9%
South State Bank $70,720,000 $64,280,000 -9.1% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $126,935,000 $64,235,000 -49.4% 0.9%
Fifth Third Bank $71,120,000 $62,950,000 -11.5% 0.9%
NORTHMARQ CAPITAL FINANCE, L.L.C. $57,615,000 n/a 0.8%
JPMorgan Chase Bank $91,520,000 $56,055,000 -38.8% 0.8%
UNION HOME MORTGAGE CORP. $59,020,000 $55,660,000 -5.7% 0.8%
First-Citizens Bank & Trust Company $3,460,000 $52,715,000 1,423.6% 0.8%
FAIRWINDS CREDIT UNION $78,215,000 $50,425,000 -35.5% 0.7%
AMERISAVE MORTGAGE CORPORATION $80,630,000 $47,125,000 -41.6% 0.7%
Flagstar Bank, FSB $63,505,000 $46,940,000 -26.1% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $128,660,000 $46,760,000 -63.7% 0.7%
TD Bank $47,545,000 $46,290,000 -2.6% 0.7%
HOME POINT FINANCIAL CORPORATION $100,790,000 $45,600,000 -54.8% 0.7%
BERKELEY POINT CAPITAL LLC $78,730,000 $44,485,000 -43.5% 0.7%
ORIX REAL ESTATE CAPITAL, LLC $15,010,000 $44,120,000 193.9% 0.6%
BROKER SOLUTIONS, INC. $64,625,000 $41,855,000 -35.2% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $96,675,000 $39,880,000 -58.7% 0.6%
Equity Prime Mortgage LLC $50,705,000 $39,680,000 -21.7% 0.6%
Paramount Residential Mortgage Group, Inc. $43,590,000 $38,570,000 -11.5% 0.6%
VELOCIO MORTGAGE L.L.C. $16,190,000 $36,425,000 125.0% 0.5%
Seacoast National Bank $60,695,000 $36,150,000 -40.4% 0.5%
GUILD MORTGAGE COMPANY $9,435,000 $35,830,000 279.8% 0.5%
JET HOMELOANS, LLC $27,710,000 $35,065,000 26.5% 0.5%
KeyBank $8,090,000 $34,870,000 331.0% 0.5%
GUARANTEED RATE, INC. $53,025,000 $34,410,000 -35.1% 0.5%
Plains Commerce Bank $39,225,000 $32,050,000 -18.3% 0.5%
CHURCHILL MORTGAGE CORPORATION $45,060,000 $31,100,000 -31.0% 0.5%
READYCAP COMMERCIAL, LLC $29,440,000 n/a 0.4%
First Horizon Bank $41,215,000 $28,085,000 -31.9% 0.4%
The Huntington National Bank $4,385,000 $27,630,000 530.1% 0.4%
NEWREZ LLC $74,645,000 $27,435,000 -63.2% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $28,595,000 $27,370,000 -4.3% 0.4%
AMERIFIRST FINANCIAL CORPORATION $24,015,000 $26,425,000 10.0% 0.4%
GREYSTONE SERVICING COMPANY LLC $3,705,000 $25,965,000 600.8% 0.4%
Bank of England $30,405,000 $25,650,000 -15.6% 0.4%
TrustCo Bank $36,360,000 $24,765,000 -31.9% 0.4%
Carrington Mortgage Services, LLC $39,430,000 $22,485,000 -43.0% 0.3%
BETTER MORTGAGE CORPORATION $71,225,000 $22,425,000 -68.5% 0.3%
EAGLE HOME MORTGAGE, LLC $265,000 $22,015,000 8,207.5% 0.3%
NEW DAY FINANCIAL, LLC $33,820,000 $21,800,000 -35.5% 0.3%
LAKEVIEW LOAN SERVICING, LLC $58,555,000 $19,980,000 -65.9% 0.3%
Capital One $2,185,000 $19,640,000 798.9% 0.3%
Northpointe Bank $26,945,000 $19,555,000 -27.4% 0.3%
Ocean Bank $19,505,000 n/a 0.3%
USAA Federal Savings Bank $25,595,000 $19,460,000 -24.0% 0.3%
CIVIC FINANCIAL SERVICES, LLC $6,495,000 $19,120,000 194.4% 0.3%
PENTAGON FEDERAL CREDIT UNION $24,275,000 $19,095,000 -21.3% 0.3%
TIAA, FSB $6,270,000 $19,045,000 203.7% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $21,615,000 $18,715,000 -13.4% 0.3%
LENDINGHOME FUNDING CORPORATION $10,615,000 $18,330,000 72.7% 0.3%
Mainstreet Community Bank of Florida $33,770,000 $18,295,000 -45.8% 0.3%
EVERETT FINANCIAL, INC. $4,275,000 $17,110,000 300.2% 0.3%
M/I FINANCIAL, LLC $12,840,000 $17,025,000 32.6% 0.2%
FIRST MORTGAGE COMPANY, INC. $16,850,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $25,010,000 $16,695,000 -33.2% 0.2%
Christensen Financial, Inc. $34,655,000 $16,550,000 -52.2% 0.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $1,660,000 $16,110,000 870.5% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $24,450,000 $15,335,000 -37.3% 0.2%
HANCOCK MORTGAGE PARTNERS, LLC $31,615,000 $15,270,000 -51.7% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $15,520,000 $15,040,000 -3.1% 0.2%
Morgan Stanley Private Bank $8,730,000 $14,630,000 67.6% 0.2%
CMG MORTGAGE, INC. $16,125,000 $14,590,000 -9.5% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $13,385,000 $14,385,000 7.5% 0.2%
NVR Mortgage Finance, Inc. $14,375,000 n/a 0.2%
HAMILTON HOME LOANS, INC. $31,495,000 $14,200,000 -54.9% 0.2%
GUARANTEED RATE AFFINITY, LLC $17,210,000 $12,895,000 -25.1% 0.2%
AMERICAN ADVISORS GROUP $14,405,000 $12,785,000 -11.2% 0.2%
Sierra Pacific Mortgage Company, Inc. $3,185,000 $12,780,000 301.3% 0.2%
Ixonia Bank $6,225,000 $12,695,000 103.9% 0.2%
Citadel Servicing Corporation $3,790,000 $12,545,000 231.0% 0.2%
Third Federal Savings and Loan Association of Cleveland $10,060,000 $12,305,000 22.3% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $19,610,000 $11,590,000 -40.9% 0.2%
LAUNCH FEDERAL CREDIT UNION $28,465,000 $11,445,000 -59.8% 0.2%
PLANET HOME LENDING, LLC $21,745,000 $11,040,000 -49.2% 0.2%
NFM, INC.