DELTONA - DAYTONA BEACH - ORMOND BEACH Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Deltona - Daytona Beach - Ormond Beach averaged
6.24%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.14% and
one month ago for the week of 2024-09-05, the
average rate was 6.47%.
Deltona - Daytona Beach - Ormond Beach's average rate one year ago was 7.21%.
For refis of the same type during the week of 2024-10-10, the average rate
was 7.25%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
| Deltona - Daytona Beach - Ormond Beach 30 Year Fixed Rate | 2024-10-10 | 6.24% |
| Deltona - Daytona Beach - Ormond Beach 30 Year Fixed Rate Refi | 2024-10-10 | 7.25% |
| Deltona - Daytona Beach - Ormond Beach 15 Year Fixed Rate | 2024-10-10 | 5.33% |
| Deltona - Daytona Beach - Ormond Beach 15 Year Fixed Rate Refi | 2024-10-10 | 5.81% |
| Deltona - Daytona Beach - Ormond Beach 30 Year FHA | 2024-10-10 | 5.7% |
| Deltona - Daytona Beach - Ormond Beach 30 Year FHA Refi | 2024-10-10 | 6.3% |
| Deltona - Daytona Beach - Ormond Beach 30 Year USDA | 2024-10-10 | 6.18% |
| Deltona - Daytona Beach - Ormond Beach 30 Year USDA Refi | 2024-10-10 | 6.18% |
| Deltona - Daytona Beach - Ormond Beach 30 Year VA | 2024-10-10 | 5.69% |
| Deltona - Daytona Beach - Ormond Beach 30 Year VA Refi | 2024-10-10 | 5.95% |
DELTONA - DAYTONA BEACH - ORMOND BEACH Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DELTONA-DAYTONA BEACH-ORMOND BEACH, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DELTONA - DAYTONA BEACH - ORMOND BEACH Average Closing Costs & Other Stats
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL's 415 lenders originated 18,465
loans during 2023. The total origination value was $4,934,505,000, with an average loan value of
$267,236.
DELTONA - DAYTONA BEACH - ORMOND BEACH's average closing costs are $6,112.
The top DELTONA - DAYTONA BEACH - ORMOND BEACH lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
869 loans originated. Their average total fees are
$8,474, which is $581
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee DELTONA - DAYTONA BEACH - ORMOND BEACH lenders (with over 10 loans originated) are
Discover Bank ($0), HOMEAMERICAN MORTGAGE CORPORATION ($978), Third Federal Savings and Loan Association of Cleveland ($2,229), SPACE COAST Credit Union ($2,326) and PULTE MORTGAGE LLC ($2,721).
The lowest rate DELTONA - DAYTONA BEACH - ORMOND BEACH lenders (with over 10 loans originated) are
Valley National Bank (5.24%), EAGLE HOME MORTGAGE, LLC (5.65%), Morgan Stanley Private Bank (5.67%), DHI MORTGAGE COMPANY, LTD. (5.82%) and Third Federal Savings and Loan Association of Cleveland (5.86%).
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $531,950,000 | $534,775,000 | 0.5% | 10.8% |
| DHI MORTGAGE COMPANY, LTD. | $218,075,000 | $290,795,000 | 33.3% | 5.9% |
| QUICKEN LOANS, LLC | $432,455,000 | $272,485,000 | -37.0% | 5.5% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | n/a | 3.6% | |
| Waterstone Mortgage Corporation | $76,625,000 | $111,870,000 | 46.0% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $117,025,000 | $95,885,000 | -18.1% | 1.9% |
| Regions Bank | $84,570,000 | $86,200,000 | 1.9% | 1.7% |
| Mortgage Research Center, LLC | $101,650,000 | $85,440,000 | -15.9% | 1.7% |
| LOANDEPOT.COM, LLC | $152,485,000 | $84,990,000 | -44.3% | 1.7% |
| Ameris Bank | $107,015,000 | $84,435,000 | -21.1% | 1.7% |
| EAGLE HOME MORTGAGE, LLC | $22,015,000 | $79,770,000 | 262.3% | 1.6% |
| SPACE COAST Credit Union | $109,215,000 | $76,165,000 | -30.3% | 1.5% |
| Truist | $159,525,000 | $73,680,000 | -53.8% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $92,545,000 | $72,570,000 | -21.6% | 1.5% |
| CMG MORTGAGE, INC. | $14,590,000 | $68,185,000 | 367.3% | 1.4% |
| Bank of America | $89,655,000 | $66,955,000 | -25.3% | 1.4% |
| FBC MORTGAGE, LLC | $111,925,000 | $66,430,000 | -40.6% | 1.3% |
| THE MORTGAGE FIRM, INC. | $92,270,000 | $64,125,000 | -30.5% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $65,350,000 | $62,820,000 | -3.9% | 1.3% |
| JET HOMELOANS, LLC | $35,065,000 | $56,455,000 | 61.0% | 1.1% |
| PNC Bank | $68,935,000 | $52,275,000 | -24.2% | 1.1% |
| Wells Fargo Bank | $98,765,000 | $47,770,000 | -51.6% | 1.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $137,240,000 | $46,730,000 | -66.0% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $71,335,000 | $44,250,000 | -38.0% | 0.9% |
| Citizens Bank | $71,960,000 | $41,785,000 | -41.9% | 0.8% |
| GUARANTEED RATE, INC. | $34,410,000 | $41,640,000 | 21.0% | 0.8% |
| JPMorgan Chase Bank | $56,055,000 | $41,055,000 | -26.8% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $64,570,000 | $40,745,000 | -36.9% | 0.8% |
| FAIRWINDS CREDIT UNION | $50,425,000 | $39,465,000 | -21.7% | 0.8% |
| GUILD MORTGAGE COMPANY | $35,830,000 | $37,170,000 | 3.7% | 0.8% |
| VYSTAR | $65,155,000 | $36,755,000 | -43.6% | 0.7% |
| NEWREZ LLC | $27,435,000 | $35,820,000 | 30.6% | 0.7% |
| NVR Mortgage Finance, Inc. | $14,375,000 | $35,275,000 | 145.4% | 0.7% |
| TD Bank | $46,290,000 | $35,045,000 | -24.3% | 0.7% |
| South State Bank | $64,280,000 | $33,305,000 | -48.2% | 0.7% |
| U.S. Bank | $79,120,000 | $32,820,000 | -58.5% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $88,130,000 | $32,655,000 | -62.9% | 0.7% |
| GREYSTONE SERVICING COMPANY LLC | $25,965,000 | $31,185,000 | 20.1% | 0.6% |
| BROKER SOLUTIONS, INC. | $41,855,000 | $30,705,000 | -26.6% | 0.6% |
| Fifth Third Bank | $62,950,000 | $28,910,000 | -54.1% | 0.6% |
| Plains Commerce Bank | $32,050,000 | $28,250,000 | -11.9% | 0.6% |
| Mortgage Lenders Investment Trading Corporation | $86,210,000 | $26,355,000 | -69.4% | 0.5% |
| Seacoast National Bank | $36,150,000 | $25,895,000 | -28.4% | 0.5% |
| CARDINAL FINANCIAL | $39,880,000 | $23,380,000 | -41.4% | 0.5% |
| Flagstar Bank, FSB | $46,940,000 | $21,745,000 | -53.7% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $18,330,000 | $21,405,000 | 16.8% | 0.4% |
| PULTE MORTGAGE LLC | $195,000 | $21,145,000 | 10,743.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $64,235,000 | $20,820,000 | -67.6% | 0.4% |
| NFM, INC. | $10,980,000 | $20,640,000 | 88.0% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $27,370,000 | $20,290,000 | -25.9% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $38,570,000 | $19,975,000 | -48.2% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $46,760,000 | $17,875,000 | -61.8% | 0.4% |
| First Horizon Bank | $28,085,000 | $17,750,000 | -36.8% | 0.4% |
| Bank of England | $25,650,000 | $17,460,000 | -31.9% | 0.4% |
| DEEPHAVEN MORTGAGE LLC | $8,480,000 | $17,375,000 | 104.9% | 0.4% |
| M/I FINANCIAL, LLC | $17,025,000 | $16,665,000 | -2.1% | 0.3% |
| VELOCIO MORTGAGE L.L.C. | $36,425,000 | $16,365,000 | -55.1% | 0.3% |
| Carrington Mortgage Services, LLC | $22,485,000 | $16,305,000 | -27.5% | 0.3% |
| USAA Federal Savings Bank | $19,460,000 | $15,375,000 | -21.0% | 0.3% |
| Equity Prime Mortgage LLC | $39,680,000 | $15,355,000 | -61.3% | 0.3% |
| Mainstreet Community Bank of Florida | $18,295,000 | $15,040,000 | -17.8% | 0.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $15,335,000 | $14,890,000 | -2.9% | 0.3% |
| WALKER & DUNLOP, LLC | $165,770,000 | $14,825,000 | -91.1% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $11,590,000 | $14,820,000 | 27.9% | 0.3% |
| CALIBER HOME LOANS, INC. | $94,585,000 | $14,620,000 | -84.5% | 0.3% |
| UNION HOME MORTGAGE CORP. | $55,660,000 | $14,555,000 | -73.9% | 0.3% |
| KBHS HOME LOANS, LLC | $6,775,000 | $14,505,000 | 114.1% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $14,275,000 | n/a | 0.3% | |
| GUARANTEED RATE AFFINITY, LLC | $12,895,000 | $14,000,000 | 8.6% | 0.3% |
| TrustCo Bank | $24,765,000 | $13,865,000 | -44.0% | 0.3% |
| Ixonia Bank | $12,695,000 | $13,595,000 | 7.1% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $16,695,000 | $12,985,000 | -22.2% | 0.3% |
| FIRST MORTGAGE COMPANY, INC. | $16,850,000 | $12,965,000 | -23.1% | 0.3% |
| LAUNCH FEDERAL CREDIT UNION | $11,445,000 | $12,665,000 | 10.7% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $47,125,000 | $11,815,000 | -74.9% | 0.2% |
| Morgan Stanley Private Bank | $14,630,000 | $11,795,000 | -19.4% | 0.2% |
| BAY EQUITY LLC | $7,855,000 | $11,130,000 | 41.7% | 0.2% |
| LIMA ONE CAPITAL, LLC | $2,535,000 | $10,970,000 | 332.7% | 0.2% |
| EVERETT FINANCIAL, INC. | $17,110,000 | $10,575,000 | -38.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $21,800,000 | $10,520,000 | -51.7% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $15,040,000 | $10,285,000 | -31.6% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $10,020,000 | $9,945,000 | -0.7% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $31,100,000 | $9,860,000 | -68.3% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $7,200,000 | $9,640,000 | 33.9% | 0.2% |
| MATTAMY HOME FUNDING, LLC | $9,505,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $19,095,000 | $9,200,000 | -51.8% | 0.2% |
| Charles Schwab Bank, SSB | $4,035,000 | $8,630,000 | 113.9% | 0.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | $14,385,000 | $8,570,000 | -40.4% | 0.2% |
| Northpointe Bank | $19,555,000 | $8,535,000 | -56.4% | 0.2% |
| RF Renovo Management Company, LLC | $8,435,000 | n/a | 0.2% | |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $16,110,000 | $8,000,000 | -50.3% | 0.2% |
| A&D Mortgage LLC | $8,600,000 | $7,985,000 | -7.2% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,665,000 | $7,985,000 | 379.6% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $3,555,000 | $7,940,000 | 123.3% | 0.2% |
| WATSON MORTGAGE CORP. | $9,970,000 | $7,905,000 | -20.7% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $12,305,000 | $7,685,000 | -37.5% | 0.2% |
| Discover Bank | $5,125,000 | $7,420,000 | 44.8% | 0.2% |
| Citadel Servicing Corporation | $12,545,000 | $7,395,000 | -41.1% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $9,990,000 | $6,975,000 | -30.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $4,255,000 | $6,965,000 | 63.7% | 0.1% |
| NBKC BANK | $4,895,000 | $6,945,000 | 41.9% | 0.1% |
| EMM LOANS LLC | $3,340,000 | $6,935,000 | 107.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $3,755,000 | $6,770,000 | 80.3% | 0.1% |
| Cornerstone First Mortgage, Inc | $325,000 | $6,665,000 | 1,950.8% | 0.1% |
| Commerce Home Mortgage, Inc. | $9,525,000 | $6,610,000 | -30.6% | 0.1% |
| AMWEST FUNDING CORP. | $6,095,000 | $6,535,000 | 7.2% | 0.1% |
| HOMESTAR FINANCIAL CORPORATION | $3,905,000 | $6,480,000 | 65.9% | 0.1% |
| The Federal Savings Bank | $8,430,000 | $6,440,000 | -23.6% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,025,000 | $6,300,000 | 211.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $12,780,000 | $6,280,000 | -50.9% | 0.1% |
| HALLMARK HOME MORTGAGE, LLC | $3,695,000 | $6,210,000 | 68.1% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $7,030,000 | $6,165,000 | -12.3% | 0.1% |
| Figure Lending LLC | $3,625,000 | $5,965,000 | 64.6% | 0.1% |
| OCMBC, INC. | $2,745,000 | $5,745,000 | 109.3% | 0.1% |
| The Huntington National Bank | $27,630,000 | $5,645,000 | -79.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,075,000 | $5,620,000 | 10.7% | 0.1% |
| MIDFLORIDA | $7,440,000 | $5,575,000 | -25.1% | 0.1% |
| FLORIDA | $7,205,000 | $5,540,000 | -23.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,545,000 | $5,535,000 | 21.8% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $3,245,000 | $5,400,000 | 66.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,750,000 | $5,385,000 | 43.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $6,690,000 | $5,315,000 | -20.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $19,980,000 | $5,275,000 | -73.6% | 0.1% |
| Nations Lending Corporation | $7,560,000 | $5,220,000 | -31.0% | 0.1% |
| Florida Capital Bank | $8,290,000 | $4,945,000 | -40.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $3,770,000 | $4,860,000 | 28.9% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $6,050,000 | $4,825,000 | -20.2% | 0.1% |
| EMBRACE HOME LOANS, INC. | $9,710,000 | $4,820,000 | -50.4% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,640,000 | $4,805,000 | -14.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $22,425,000 | $4,755,000 | -78.8% | 0.1% |
| Coastal Community Bank | $4,735,000 | n/a | 0.1% | |
| NexBank | $2,300,000 | $4,725,000 | 105.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $4,100,000 | $4,720,000 | 15.1% | 0.1% |
| Valley National Bank | $9,425,000 | $4,695,000 | -50.2% | 0.1% |
| Synovus Bank | $5,990,000 | $4,650,000 | -22.4% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,705,000 | $4,565,000 | 167.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $5,290,000 | $4,430,000 | -16.3% | 0.1% |
| NEXERA HOLDING LLC | $4,040,000 | $4,385,000 | 8.5% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,605,000 | $4,365,000 | 172.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,090,000 | $4,325,000 | 40.0% | 0.1% |
| United Southern Bank | $3,880,000 | $4,305,000 | 11.0% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $4,200,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $3,935,000 | $4,185,000 | 6.4% | 0.1% |
| The Loan Store, Inc. | $85,000 | $4,170,000 | 4,805.9% | 0.1% |
| TOWNE MORTGAGE COMPANY | $3,550,000 | $4,105,000 | 15.6% | 0.1% |
| South Pacific Financial Corporation | $4,025,000 | n/a | 0.1% | |
| ARC HOME LLC | $1,025,000 | $3,995,000 | 289.8% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,935,000 | $3,940,000 | 103.6% | 0.1% |
| US CENTURY BANK | $3,905,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $11,040,000 | $3,900,000 | -64.7% | 0.1% |
| LOANPAL, LLC | $10,110,000 | $3,880,000 | -61.6% | 0.1% |
| Suncoast Credit Union | $2,815,000 | $3,815,000 | 35.5% | 0.1% |
| First-Citizens Bank & Trust Company | $52,715,000 | $3,760,000 | -92.9% | 0.1% |
| City National Bank of Florida | $8,270,000 | $3,735,000 | -54.8% | 0.1% |
| GENEVA FINANCIAL, LLC | $6,735,000 | $3,720,000 | -44.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $5,365,000 | $3,695,000 | -31.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,445,000 | $3,645,000 | 5.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $745,000 | $3,645,000 | 389.3% | 0.1% |
| Bethpage Federal Credit Union | $1,595,000 | $3,615,000 | 126.6% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $4,805,000 | $3,465,000 | -27.9% | 0.1% |
| Ally Bank | $8,375,000 | $3,440,000 | -58.9% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $3,950,000 | $3,435,000 | -13.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $3,900,000 | $3,390,000 | -13.1% | 0.1% |
| M&T Bank | $4,360,000 | $3,385,000 |