DELTONA - DAYTONA BEACH - ORMOND BEACH Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Deltona - Daytona Beach - Ormond Beach averaged 6.24% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.14% and one month ago for the week of 2024-09-05, the average rate was 6.47%.

Deltona - Daytona Beach - Ormond Beach's average rate one year ago was 7.21%.

For refis of the same type during the week of 2024-10-10, the average rate was 7.25%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Deltona - Daytona Beach - Ormond Beach 30 Year Fixed Rate 2024-10-10 6.24%
Deltona - Daytona Beach - Ormond Beach 30 Year Fixed Rate Refi 2024-10-10 7.25%
Deltona - Daytona Beach - Ormond Beach 15 Year Fixed Rate 2024-10-10 5.33%
Deltona - Daytona Beach - Ormond Beach 15 Year Fixed Rate Refi 2024-10-10 5.81%
Deltona - Daytona Beach - Ormond Beach 30 Year FHA 2024-10-10 5.7%
Deltona - Daytona Beach - Ormond Beach 30 Year FHA Refi 2024-10-10 6.3%
Deltona - Daytona Beach - Ormond Beach 30 Year USDA 2024-10-10 6.18%
Deltona - Daytona Beach - Ormond Beach 30 Year USDA Refi 2024-10-10 6.18%
Deltona - Daytona Beach - Ormond Beach 30 Year VA 2024-10-10 5.69%
Deltona - Daytona Beach - Ormond Beach 30 Year VA Refi 2024-10-10 5.95%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DELTONA-DAYTONA BEACH-ORMOND BEACH, FL.

DELTONA - DAYTONA BEACH - ORMOND BEACH Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DELTONA-DAYTONA BEACH-ORMOND BEACH, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 869 6.79% $8,474
QUICKEN LOANS, LLC 547 6.75% $7,893
DHI MORTGAGE COMPANY, LTD. 474 5.82% $3,431
Waterstone Mortgage Corporation 173 6.99% $9,580
EAGLE HOME MORTGAGE, LLC 162 5.65% $5,319
CROSSCOUNTRY MORTGAGE, LLC 143 6.93% $8,902
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 135 6.65% $7,025
THE MORTGAGE FIRM, INC. 130 6.72% $6,808
MOVEMENT MORTGAGE, LLC 129 6.83% $8,300
Ameris Bank 121 6.93% $7,153
CMG MORTGAGE, INC. 119 6.95% $7,426
LOANDEPOT.COM, LLC 114 6.64% $6,344
JPMorgan Chase Bank 114 6.50% $5,611
Wells Fargo Bank 108 6.43% $6,500
FBC MORTGAGE, LLC 101 6.93% $8,064
Truist 83 6.75% $5,795
JET HOMELOANS, LLC 77 6.59% $6,993
SPACE COAST Credit Union 76 6.16% $2,326
Bank of America 71 6.32% $5,601
GUARANTEED RATE, INC. 71 6.87% $7,713
HOMEBRIDGE FINANCIAL SERVICES, INC. 70 6.37% $7,987
Regions Bank 68 6.58% $8,109
GUILD MORTGAGE COMPANY 65 6.86% $8,116
PENNYMAC LOAN SERVICES, LLC 57 6.57% $8,295
U.S. Bank 53 6.48% $7,371
NVR Mortgage Finance, Inc. 53 6.15% $4,218
Citizens Bank 51 6.71% $7,359
NEWREZ LLC 49 6.88% $7,622
South State Bank 47 6.66% $6,599
FAIRWINDS CREDIT UNION 45 6.31% $5,245
PULTE MORTGAGE LLC 44 6.37% $2,721
Plains Commerce Bank 43 6.76% $10,237
Flagstar Bank, FSB 41 7.11% $7,956
KBHS HOME LOANS, LLC 38 5.87% $7,940
TD Bank 37 6.51% $5,565
Mortgage Lenders Investment Trading Corporation 36 6.97% $7,589
NAVY FEDERAL CREDIT UNION 35 6.18% $6,707
PNC Bank 34 6.56% $4,536
PRIMELENDING, A PLAINSCAPITAL COMPANY 34 6.96% $8,128
First Horizon Bank 33 6.54% $5,253
Fifth Third Bank 32 6.80% $6,580
BROKER SOLUTIONS, INC. 32 7.12% $9,644
Bank of England 31 6.88% $6,752
Paramount Residential Mortgage Group, Inc. 31 7.00% $9,603
FIRST MORTGAGE COMPANY, INC. 31 6.87% $8,014
BAY EQUITY LLC 30 6.56% $6,843
NFM, INC. 29 6.57% $8,187
Mr. Cooper ( Nationstar Mortgage ) 29 6.64% $8,195
CARDINAL FINANCIAL 28 6.67% $9,168
VYSTAR 27 7.06% $3,065
UNION HOME MORTGAGE CORP. 25 6.93% $8,922
HOMESIDE FINANCIAL, LLC 24 6.88% $7,753
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 23 7.20% $7,910
M/I FINANCIAL, LLC 23 6.21% $10,962
Ixonia Bank 23 6.84% $8,176
Seacoast National Bank 22 6.89% $6,507
ANGEL OAK MORTGAGE SOLUTIONS LLC 20 7.97% $16,066
Morgan Stanley Private Bank 19 5.67% $4,282
MUTUAL OF OMAHA MORTGAGE, INC. 19 6.70% $7,604
CALIBER HOME LOANS, INC. 18 6.58% $6,930
Mortgage Research Center, LLC 18 6.70% $5,498
Northpointe Bank 17 6.73% $8,636
HOMEAMERICAN MORTGAGE CORPORATION 17 6.22% $978
EVERETT FINANCIAL, INC. 17 7.06% $7,285
WATSON MORTGAGE CORP. 17 6.43% $5,339
Sierra Pacific Mortgage Company, Inc. 17 6.79% $7,757
VELOCIO MORTGAGE L.L.C. 16 6.36% $9,069
NBKC BANK 15 6.73% $4,470
AMERISAVE MORTGAGE CORPORATION 15 6.45% $8,465
FREEDOM MORTGAGE CORPORATION 15 7.02% $7,474
AMERICAN PACIFIC MORTGAGE CORPORATION 15 6.87% $8,410
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 14 6.54% $6,928
MORTGAGE EQUITY PARTNERS LLC 14 6.63% $8,870
CHURCHILL MORTGAGE CORPORATION 14 6.71% $8,617
PROVIDENT FUNDING ASSOCIATES, L.P. 14 6.49% $6,706
NexBank 14 7.27% $9,889
GUARANTEED RATE AFFINITY, LLC 14 6.91% $8,751
HOMESTAR FINANCIAL CORPORATION 13 6.90% $5,660
PENTAGON FEDERAL CREDIT UNION 13 6.23% $5,627
Florida Capital Bank 13 6.91% $6,412
MATTAMY HOME FUNDING, LLC 13 6.58% $4,285
LAUNCH FEDERAL CREDIT UNION 13 6.65% $4,245
AMERICAN FINANCIAL NETWORK, INC. 13 6.70% $9,772
Valley National Bank 12 5.24% $4,801
BETTER MORTGAGE CORPORATION 12 5.97% $5,858
Discover Bank 12 7.18% $0
The Loan Store, Inc. 12 6.95% $7,447
The Huntington National Bank 12 6.51% $5,552
LAKE MICHIGAN CREDIT UNION 11 6.32% $6,762
LENDSURE MORTGAGE CORP. 11 8.40% $15,535
Third Federal Savings and Loan Association of Cleveland 11 5.86% $2,229
PLAZA HOME MORTGAGE, INC. 10 7.25% $9,716
DEEPHAVEN MORTGAGE LLC 10 8.66% $12,803
ROYAL UNITED MORTGAGE LLC 10 6.70% $7,358
SUCCESS MORTGAGE PARTNERS, INC. 10 6.54% $9,483
Prosperity Home Mortgage, LLC 10 7.13% $5,897
Charles Schwab Bank, SSB 10 6.28% $5,702
USAA Federal Savings Bank 10 7.01% $5,752
Nations Lending Corporation 9 6.80% $6,601
SWBC MORTGAGE CORPORATION 9 6.01% $4,536
Suncoast Credit Union 9 5.49% $4,046
TrustCo Bank 9 6.22% $4,769
GSF Mortgage Corporation 8 6.26% $7,112
Citadel Servicing Corporation 8 9.39% $11,515
MICHIGAN MUTUAL, INC. 8 6.65% $9,689
AmeriHome Mortgage Company, LLC 8 6.36% $5,192
HOMEOWNERS FINANCIAL GROUP USA, LLC 8 6.80% $8,796
HALLMARK HOME MORTGAGE, LLC 8 7.42% $7,689
EMBRACE HOME LOANS, INC. 8 6.98% $9,412
EMM LOANS LLC 8 6.78% $10,272
ARC HOME LLC 8 7.92% $12,735
ZILLOW HOME LOANS, LLC 8 6.53% $6,179
Gateway First Bank 8 6.31% $5,097
A&D Mortgage LLC 8 9.18% $13,652
Century Mortgage Company DBA Century Lending Company 8 6.81% $8,461
DAS Acquisition Company, LLC 7 6.85% $6,519
SECURITYNATIONAL MORTGAGE COMPANY 7 6.62% $8,682
LAKEVIEW LOAN SERVICING, LLC 7 6.68% $9,503
Cornerstone First Mortgage, Inc 7 6.30% $10,085
The Federal Savings Bank 7 6.71% $8,202
MIDFLORIDA 7 5.75% $9,804
VANDERBILT MORTGAGE AND FINANCE, INC. 7 7.14% $6,295
HOMEXPRESS MORTGAGE CORP. 7 8.82% $12,726
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 7 7.27% $11,125
South Pacific Financial Corporation 7 6.91% $5,085
Carrington Mortgage Services, LLC 7 6.48% $9,842
ROSS MORTGAGE CORPORATION 6 6.56% $10,029
PHH Mortgage Corporation 6 6.62% $8,040
CITY FIRST MORTGAGE SERVICES, L.L.C. 6 7.92% $7,072
CANOPY MORTGAGE, LLC 6 6.89% $11,104
NEXERA HOLDING LLC 6 8.65% $14,734
NP, Inc. 6 7.94% $8,769
FIRST COMMUNITY MORTGAGE, INC. 6 7.27% $12,659
Ally Bank 6 6.79% $6,590
ITHINK FINANCIAL Credit Union 6 7.31% $9,877
PARTNERS 6 6.25% $10,182
21ST MORTGAGE CORPORATION 5 8.22% $6,434
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 7.10% $8,227
Capital City Home Loans, LLC 5 6.90% $9,160
Equity Prime Mortgage LLC 5 6.63% $6,215
EVANSVILLE TEACHERS 5 6.40% $4,496
First Federal Bank 5 6.60% $7,129
First National Bank of America 5 10.10% $10,814
First National Bank of Pennsylvania 5 6.10% $6,549
First Savings Bank 5 6.60% $6,986
FLORIDA 5 6.63% $6,074
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 6.95% $7,970
JMAC LENDING, INC. 5 6.47% $8,690
LADERA LENDING, INC. 5 6.25% $5,356
NORTHPOINT MORTGAGE, INC. 5 6.83% $6,860
OCMBC, INC. 5 7.67% $11,920
Raymond James Bank 5 5.53% $4,746
RBC Bank, (Georgia) 5 5.45% $3,313
RESIDENTIAL BANCORP 5 6.90% $9,363
TJC Mortgage, Inc. 5 7.28% $7,845
TOWNE MORTGAGE COMPANY 5 7.03% $9,278
UBS Bank USA 4 6.28% $5,224
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.97% $11,261
Presidential Bank, FSB 4 6.97% $8,276
PREMIA MORTGAGE, LLC 4 6.77% $1,939
GENEVA FINANCIAL, LLC 4 6.88% $12,158
TIDEWATER MORTGAGE SERVICES, INC. 4 7.19% $5,905
Union Savings Bank 4 6.22% $4,445
Bell Bank 4 6.53% $10,982
East Coast Capital Corp. 4 7.06% $9,426
LOANPAL, LLC 4 6.62% $8,260
American Mortgage & Equity Consultants, Inc. 4 6.93% $9,290
COMMUNITY FIRST CREDIT UNION OF FLO 4 6.48% $3,624
Stifel Bank and Trust 4 5.72% $4,961
HOMESTEAD FUNDING CORP. 4 6.09% $5,325
First-Citizens Bank & Trust Company 4 6.09% $6,552
CONTOUR MORTGAGE CORPORATION 4 6.94% $7,475
AMCAP MORTGAGE, LTD. 4 7.09% $11,641
BMO Harris Bank 4 6.72% $7,520
Renasant Bank 4 6.88% $9,209
RELIANCE FIRST CAPITAL, LLC 4 7.09% $9,285
First Heritage Mortgage, LLC 4 7.09% $11,538
AMERICAN FINANCIAL RESOURCES, INC. 4 7.19% $7,025
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.53% $9,056
Towne Bank 3 6.63% $9,657
DIRECT MORTGAGE LOANS, LLC 3 6.58% $8,753
DIGITAL Federal Credit Union 3 5.04% $5,174
NMSI, INC. 3 6.88% $22,868
Warsaw Federal Savings and Loan Association 3 6.39% $10,488
INSPIRE HOME LOANS INC. 3 6.33% $5,991
Network Funding, L.P. 3 6.50% $5,999
NETWORK CAPITAL FUNDING CORPORATION 3 6.79% $7,124
M&T Bank 3 6.46% $6,242
City National Bank of Florida 3 6.21% $18,966
DEVELOPER'S MORTGAGE COMPANY 3 8.04% $11,129
ADDITION FINANCIAL 3 6.96% $4,120
Commerce Home Mortgage, Inc. 3 8.00% $12,249
TOTAL MORTGAGE SERVICES, LLC 3 6.54% $9,947
Luxury Mortgage Corp. 3 8.13% $14,659
Deere Employees Credit Union 3 6.08% $4,682
Keystone Funding, Inc. 3 7.13% $12,394
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 5.79% $5,604
AMERICAN FEDERAL MORTGAGE CORPORATION 3 6.75% $6,704
Kwik Mortgage Corporation 3 6.42% $4,547
T2 FINANCIAL LLC 3 7.00% $4,970
VAN DYK MORTGAGE CORPORATION 3 7.08% $8,320
STOCKTON MORTGAGE CORPORATION 3 6.71% $4,196
Wolfe Financial, Inc 3 6.25% $6,337
WINGS FINANCIAL 3 6.13% $3,961
BANKSOUTH MORTGAGE COMPANY, LLC 3 7.17% $10,076
ABSOLUTE HOME MORTGAGE CORPORATION 3 6.96% $8,959
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 6.58% $8,835
Old National Bank 3 6.63% $9,441
Bethpage Federal Credit Union 3 7.08% $6,466
FIRST COLONY MORTGAGE CORPORATION 2 7.31% $7,308
Advisors Mortgage Group, L.L.C. 2 7.25% $7,739
First Option Mortgage, LLC 2 7.19% $4,388
Firstrust Savings Bank 2 6.13% $6,485
FirstBank 2 7.68% $6,815
GERSHMAN INVESTMENT CORP. 2 7.19% $8,397
GMFS LLC 2 6.25% $5,239
Evolve Bank & Trust 2 6.25% $5,655
Encompass Lending Group, LP 2 6.81% $8,238
Heartland Bank 2 6.31% $7,586
DRAPER AND KRAMER MORTGAGE CORP. 2 6.75% $4,674
Hometown Equity Mortgage, LLC 2 6.25% $11,408
INSIGHT 2 7.19% $5,905
INTERCOASTAL MORTGAGE COMPANY 2 6.13% $9,242
DELTA COMMUNITY CREDIT UNION 2 7.00% $5,966
KeyBank 2 6.06% $6,169
KINECTA 2 6.44% $13,681
LEADERONE FINANCIAL CORPORATION 2 6.56% $7,730
Loan Simple, Inc. 2 3.06% $4,674
Magnolia Bank 2 7.19% $8,811
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 5.69% $5,286
MidFirst Bank 2 6.81% $16,645
Citibank 2 7.13% $9,367
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 6.81% $9,389
NATIONS DIRECT MORTGAGE, LLC 2 9.19% $17,537
Navigant Credit Union 2 5.69% $3,665
CAPITAL CENTER, L.L.C. 2 6.50% $2,526
Neighborhood Loans, Inc. 2 7.19% $6,769
BM Real Estate Services, Inc. 2 6.13% $14,217
NJ LENDERS CORP. 2 6.31% $5,659
North American Savings Bank, F.S.B. 2 7.13% $3,178
ACADEMY MORTGAGE CORPORATION 2 7.19% $13,524
ORLANDO CREDIT UNION 2 6.79% $5,270
Beeline Loans, Inc. 2 7.06% $4,597
BAYSHORE MORTGAGE FUNDING, LLC 2 7.38% $7,740
Wilmington Savings Fund Society, FSB 2 6.81% $3,499
Associated Bank 2 6.94% $3,859
Semper Home Loans, Inc. 2 8.56% $3,444
Arvest Bank 2 6.50% $4,899
AmRes Corporation 2 7.43% $12,377
Strong Home Mortgage, LLC 2 6.00% $3,684
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 6.50% $8,491
SUN WEST MORTGAGE COMPANY, INC. 2 6.63% $3,981
Synovus Bank 2 5.88% $10,474
TEACHERS 2 6.00% $7,646
The Central Trust Bank 2 6.37% $4,310
AMERICAN HERITAGE LENDING, INC. 2 7.88% $14,498
American Airlines Federal Credit Union 2 5.75% $0
United Community Bank 2 7.25% $3,967
US MORTGAGE CORPORATION 2 6.13% $12,517
Alcova Mortgage LLC 2 7.31% $6,414
First Federal Savings Bank 2 6.81% $4,573
FIRST FLORIDA Credit Union 2 7.81% $4,817
FIRST HOME MORTGAGE CORPORATION 2 6.49% $12,912
AMERICAN BANCSHARES MORTGAGE 1 6.38% $5,515
MORTGAGE INVESTORS GROUP, INC. 1 6.63% $4,404
CIBM Bank 1 5.63% $4,801
CHERRY CREEK MORTGAGE, LLC 1 7.63% $714
TRUMARK FINANCIAL CREDIT UNION 1 6.50% $3,140
C & F Mortgage Corporation 1 7.13% $19,723
Centennial Bank 1 7.75% $4,930
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 1 6.13% $6,894
CBM Mortgage, Inc. 1 7.00% $12,021
MY MORTGAGE, INC. 1 6.38% $7,429
MY MOVE MORTGAGE, LLC 1 5.99% $10,755
NASA Federal Credit Union 1 7.88% $9,473
NATION ONE MORTGAGE CORPORATION 1 7.63% $17,489
First National Bank of Omaha 1 6.75% $2,972
CapStar Bank 1 5.99% $4,142
NATIONS RELIABLE LENDING, LLC 1 6.00% $4,070
DFCU FINANCIAL 1 6.75% $7,463
FIRST SAVINGS MORTGAGE CORPORATION 1 7.38% $8,449
UIF CORPORATION 1 7.00% $13,354
CAMPUS USA 1 6.25% $3,896
WALL STREET MORTGAGE BANKERS, LTD. 1 7.13% $16,823
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.75% $4,730
INTERRA CREDIT UNION 1 6.88% $4,579
CALCON MUTUAL MORTGAGE LLC 1 6.25% $7,705
BNC National Bank 1 5.75% $5,392
First Republic Bank 1 4.85% $10,101
Independent Bank 1 6.50% $5,069
United Bank 1 7.13% $9,117
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.34% $5,530
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 5.63% $13,871
BMI Federal Credit Union 1 6.50% $2,479
Amalgamated Bank 1 6.63% $4,850
Northwest Bank 1 6.38% $3,187
Northwest Federal Credit Union 1 6.38% $7,715
Blue Ridge Bank 1 7.63% $8,202
NTFN, INC. 1 6.63% $14,105
DYBN FINANCIAL CORP. 1 6.75% $6,434
Oakstar Bank 1 6.13% $2,953
OceanFirst Bank 1 5.99% $3,747
Westfield Bank 1 5.00% $5,492
HOME FINANCING CENTER, INC. 1 6.63% $10,834
ALLIED MORTGAGE GROUP, INC. 1 6.50% $5,247
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.13% $4,087
Pacor Mortgage Corp 1 6.00% $3,713
Berkshire Bank 1 7.38% $5,475
Easthampton Savings Bank 1 5.99% $5,854
ALLEGACY FEDERAL CREDIT UNION 1 5.75% $21,231
USF Federal Credit Union 1 6.13% $6,655
BAY CAPITAL MORTGAGE CORPORATION 1 6.25% $6,680
Barrington Bank & Trust Company, N.A. 1 8.13% $4,661
HARBORONE MORTGAGE, LLC 1 7.50% $6,362
Bank Iowa 1 6.88% $2,687
POWER FINANCIAL 1 5.50% $0
PREFERRED LENDING SERVICES, LLC 1 6.99% $5,211
Hancock Whitney Bank 1 6.50% $15,486
EASTMAN 1 6.63% $2,772
GVC MORTGAGE, INC. 1 7.30% $11,050
BANKING MORTGAGE SERVICES, B.M.S. CORP. 1 8.25% $9,928
BancorpSouth 1 6.38% $4,224
Banco do Brasil Americas 1 6.13% $9,823
PROVINCE MORTGAGE ASSOCIATES, INC. 1 7.13% $4,794
Axos Bank 1 6.38% $2,459
AXIA FINANCIAL, LLC 1 7.13% $9,044
Quontic Bank 1 9.75% $17,560
RADIUS FINANCIAL GROUP INC. 1 7.00% $8,416
FIRST EQUITY MORTGAGE BANKERS, INC. 1 6.88% $13,717
GUARANTY HOME MORTGAGE CORPORATION 1 6.25% $6,198
Aurora Financial, LLC 1 5.88% $2,597
ENVOY MORTGAGE, LTD 1 6.63% $11,881
EVERENCE FEDERAL CREDIT UNION 1 7.50% $4,333
Republic Bank & Trust Company 1 5.88% $3,890
GREENWAY MORTGAGE FUNDING CORP. 1 7.13% $3,131
RESOURCE FINANCIAL SERVICES, INC. 1 6.13% $3,766
Atlantic Coast Mortgage, LLC 1 6.50% $18,760
Assurance Financial Group, L.L.C. 1 7.50% $9,904
RUOFF MORTGAGE COMPANY, INC. 1 6.88% $1,485
ASSOCIATED MORTGAGE BANKERS, INC. 1 5.88% $3,246
SeaTrust Mortgage Company 1 6.88% $7,364
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.88% $3,729
AgFirst Farm Credit Bank 1 6.88% $6,353
ServisFirst Bank 1 7.63% $7,324
Shamrock Home Loans, Inc. 1 5.99% $4,498
First National Bank of Waterloo 1 6.75% $3,260
SOUTH CAROLINA FEDERAL CREDIT UNION 1 6.88% $2,977
SOUTHERN TRUST MORTGAGE, LLC 1 6.50% $9,634
SOUTH FLORIDA EDUCATIONAL 1 5.88% $5,628
Armed Forces Bank 1 6.88% $6,822
Vellum Mortgage, Inc. 1 7.63% $5,666
AMERITRUST MORTGAGE CORPORATION 1 7.75% $11,792
Great Southern Bank 1 7.13% $4,695
Stillman Bank 1 5.13% $2,735
Great Plains National Bank 1 6.50% $3,560
Stock Yards Bank & Trust Company 1 6.94% $3,700
Stride Bank 1 6.00% $5,120
First Federal Bank of Kansas City 1 7.13% $10,181
American Security Mortgage Corp. 1 6.38% $3,203
SUMMIT FUNDING, INC. 1 5.38% $12,609
First Federal Savings Bank 1 7.25% $2,581
First Federal Savings Bank 1 6.88% $4,269
Watermark Capital, Inc. 1 5.88% $3,727
First Internet Bank of Indiana 1 5.75% $3,791
GEORGIA'S OWN 1 5.75% $5,975
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $3,690
First Financial Bank 1 6.00% $4,308
First Merchants Bank 1 6.50% $3,546
THE EQUITABLE MORTGAGE CORPORATION 1 5.88% $3,000
FIRST HERITAGE FINANCIAL, LLC 1 7.88% $4,116
The Fidelity Deposit and Discount Bank 1 7.50% $4,726
AMERICAN HERITAGE FCU 1 6.75% $3,594
AMERICAN FINANCING CORPORATION 1 6.88% $12,961
Genesee Regional Bank 1 6.50% $7,470
GENERAL ELECTRIC CREDIT UNION 1 5.63% $4,255
THRIVENT Federal Credit Union 1 6.63% $4,793
FAIRWAY FUNDING GROUP, INC. 1 8.63% $7,447
York Traditions Bank 1 9.38% $4,711
CORNERSTONE HOME LENDING, INC. 1 7.13% $6,004
Lakeview Community Capital, LLC 1 5.88% $10,137
Leader Bank 1 7.13% $7,327
TOP FLITE FINANCIAL, INC. 1 7.13% $16,495
LEGEND LENDING CORPORATION 1 6.38% $17,843
LENDING CAPITAL GROUP Inc 1 6.13% $4,844
CREDIT UNION FINANCIAL SERVICES, LLC 1 6.88% $7,324
LENOX FINANCIAL MORTGAGE CORPORATION 1 7.00% $6,424
LIBERTY HOME MORTGAGE CORPORATION 1 6.63% $3,953
COMMUNITYAMERICA 1 6.38% $5,510
LOANFLIGHT LENDING, LLC 1 9.25% $7,525
Acre Mortgage and Financial Inc 1 6.25% $10,651
FIDELITY DIRECT MORTGAGE, LLC 1 7.50% $2,928
J. VIRGIL, INC. 1 7.00% $6,128
TOWER 1 7.25% $7,065
MANN FINANCIAL INC. 1 5.88% $8,268
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.99% $6,931
First Western Bank & Trust 1 6.50% $7,063
JMJ FINANCIAL GROUP 1 6.63% $20,324
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.75% $6,464
Clearview Federal Credit Union 1 5.74% $4,072
First State Bank 1 6.50% $4,494
JET DIRECT FUNDING CORP 1 6.63% $9,983
MID-ISLAND MORTGAGE CORP. 1 8.63% $13,440
Mid Penn Bank 1 7.99% $4,511
Midwest Mortgage Associates Corporation 1 6.63% $15,031
City National Bank 1 6.25% $3,104
MILEND, INC. 1 7.13% $10,507
MILESTONE HOME LENDING, LLC 1 7.13% $6,639
MLB RESIDENTIAL LENDING, LLC 1 7.50% $18,684
MMS MORTGAGE SERVICES, LTD. 1 6.38% $7,173
CITIZENS EQUITY FIRST 1 7.25% $2,909
MORIA DEVELOPMENT, INC. 1 7.25% $4,537
MORTGAGE 1 INCORPORATED 1 6.63% $6,935
MORTGAGE ACCESS CORP. 1 6.88% $5,083
Mortgage America, Inc. 1 6.88% $4,274
MORTGAGE CENTER L.C 1 6.38% $2,919

DELTONA - DAYTONA BEACH - ORMOND BEACH Average Closing Costs & Other Stats

DELTONA-DAYTONA BEACH-ORMOND BEACH, FL's 415 lenders originated 18,465 loans during 2023. The total origination value was $4,934,505,000, with an average loan value of $267,236.

DELTONA - DAYTONA BEACH - ORMOND BEACH's average closing costs are $6,112.

The top DELTONA - DAYTONA BEACH - ORMOND BEACH lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 869 loans originated. Their average total fees are $8,474, which is $581 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DELTONA - DAYTONA BEACH - ORMOND BEACH lenders (with over 10 loans originated) are Discover Bank ($0), HOMEAMERICAN MORTGAGE CORPORATION ($978), Third Federal Savings and Loan Association of Cleveland ($2,229), SPACE COAST Credit Union ($2,326) and PULTE MORTGAGE LLC ($2,721).

The lowest rate DELTONA - DAYTONA BEACH - ORMOND BEACH lenders (with over 10 loans originated) are Valley National Bank (5.24%), EAGLE HOME MORTGAGE, LLC (5.65%), Morgan Stanley Private Bank (5.67%), DHI MORTGAGE COMPANY, LTD. (5.82%) and Third Federal Savings and Loan Association of Cleveland (5.86%).

DELTONA-DAYTONA BEACH-ORMOND BEACH, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $531,950,000 $534,775,000 0.5% 10.8%
DHI MORTGAGE COMPANY, LTD. $218,075,000 $290,795,000 33.3% 5.9%
QUICKEN LOANS, LLC $432,455,000 $272,485,000 -37.0% 5.5%
JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 n/a 3.6%
Waterstone Mortgage Corporation $76,625,000 $111,870,000 46.0% 2.3%
CROSSCOUNTRY MORTGAGE, LLC $117,025,000 $95,885,000 -18.1% 1.9%
Regions Bank $84,570,000 $86,200,000 1.9% 1.7%
Mortgage Research Center, LLC $101,650,000 $85,440,000 -15.9% 1.7%
LOANDEPOT.COM, LLC $152,485,000 $84,990,000 -44.3% 1.7%
Ameris Bank $107,015,000 $84,435,000 -21.1% 1.7%
EAGLE HOME MORTGAGE, LLC $22,015,000 $79,770,000 262.3% 1.6%
SPACE COAST Credit Union $109,215,000 $76,165,000 -30.3% 1.5%
Truist $159,525,000 $73,680,000 -53.8% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $92,545,000 $72,570,000 -21.6% 1.5%
CMG MORTGAGE, INC. $14,590,000 $68,185,000 367.3% 1.4%
Bank of America $89,655,000 $66,955,000 -25.3% 1.4%
FBC MORTGAGE, LLC $111,925,000 $66,430,000 -40.6% 1.3%
THE MORTGAGE FIRM, INC. $92,270,000 $64,125,000 -30.5% 1.3%
MOVEMENT MORTGAGE, LLC $65,350,000 $62,820,000 -3.9% 1.3%
JET HOMELOANS, LLC $35,065,000 $56,455,000 61.0% 1.1%
PNC Bank $68,935,000 $52,275,000 -24.2% 1.1%
Wells Fargo Bank $98,765,000 $47,770,000 -51.6% 1.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $137,240,000 $46,730,000 -66.0% 0.9%
PENNYMAC LOAN SERVICES, LLC $71,335,000 $44,250,000 -38.0% 0.9%
Citizens Bank $71,960,000 $41,785,000 -41.9% 0.8%
GUARANTEED RATE, INC. $34,410,000 $41,640,000 21.0% 0.8%
JPMorgan Chase Bank $56,055,000 $41,055,000 -26.8% 0.8%
NAVY FEDERAL CREDIT UNION $64,570,000 $40,745,000 -36.9% 0.8%
FAIRWINDS CREDIT UNION $50,425,000 $39,465,000 -21.7% 0.8%
GUILD MORTGAGE COMPANY $35,830,000 $37,170,000 3.7% 0.8%
VYSTAR $65,155,000 $36,755,000 -43.6% 0.7%
NEWREZ LLC $27,435,000 $35,820,000 30.6% 0.7%
NVR Mortgage Finance, Inc. $14,375,000 $35,275,000 145.4% 0.7%
TD Bank $46,290,000 $35,045,000 -24.3% 0.7%
South State Bank $64,280,000 $33,305,000 -48.2% 0.7%
U.S. Bank $79,120,000 $32,820,000 -58.5% 0.7%
FREEDOM MORTGAGE CORPORATION $88,130,000 $32,655,000 -62.9% 0.7%
GREYSTONE SERVICING COMPANY LLC $25,965,000 $31,185,000 20.1% 0.6%
BROKER SOLUTIONS, INC. $41,855,000 $30,705,000 -26.6% 0.6%
Fifth Third Bank $62,950,000 $28,910,000 -54.1% 0.6%
Plains Commerce Bank $32,050,000 $28,250,000 -11.9% 0.6%
Mortgage Lenders Investment Trading Corporation $86,210,000 $26,355,000 -69.4% 0.5%
Seacoast National Bank $36,150,000 $25,895,000 -28.4% 0.5%
CARDINAL FINANCIAL $39,880,000 $23,380,000 -41.4% 0.5%
Flagstar Bank, FSB $46,940,000 $21,745,000 -53.7% 0.4%
LENDINGHOME FUNDING CORPORATION $18,330,000 $21,405,000 16.8% 0.4%
PULTE MORTGAGE LLC $195,000 $21,145,000 10,743.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $64,235,000 $20,820,000 -67.6% 0.4%
NFM, INC. $10,980,000 $20,640,000 88.0% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $27,370,000 $20,290,000 -25.9% 0.4%
Paramount Residential Mortgage Group, Inc. $38,570,000 $19,975,000 -48.2% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $46,760,000 $17,875,000 -61.8% 0.4%
First Horizon Bank $28,085,000 $17,750,000 -36.8% 0.4%
Bank of England $25,650,000 $17,460,000 -31.9% 0.4%
DEEPHAVEN MORTGAGE LLC $8,480,000 $17,375,000 104.9% 0.4%
M/I FINANCIAL, LLC $17,025,000 $16,665,000 -2.1% 0.3%
VELOCIO MORTGAGE L.L.C. $36,425,000 $16,365,000 -55.1% 0.3%
Carrington Mortgage Services, LLC $22,485,000 $16,305,000 -27.5% 0.3%
USAA Federal Savings Bank $19,460,000 $15,375,000 -21.0% 0.3%
Equity Prime Mortgage LLC $39,680,000 $15,355,000 -61.3% 0.3%
Mainstreet Community Bank of Florida $18,295,000 $15,040,000 -17.8% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $15,335,000 $14,890,000 -2.9% 0.3%
WALKER & DUNLOP, LLC $165,770,000 $14,825,000 -91.1% 0.3%
ANGEL OAK MORTGAGE SOLUTIONS LLC $11,590,000 $14,820,000 27.9% 0.3%
CALIBER HOME LOANS, INC. $94,585,000 $14,620,000 -84.5% 0.3%
UNION HOME MORTGAGE CORP. $55,660,000 $14,555,000 -73.9% 0.3%
KBHS HOME LOANS, LLC $6,775,000 $14,505,000 114.1% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $14,275,000 n/a 0.3%
GUARANTEED RATE AFFINITY, LLC $12,895,000 $14,000,000 8.6% 0.3%
TrustCo Bank $24,765,000 $13,865,000 -44.0% 0.3%
Ixonia Bank $12,695,000 $13,595,000 7.1% 0.3%
HOMESIDE FINANCIAL, LLC $16,695,000 $12,985,000 -22.2% 0.3%
FIRST MORTGAGE COMPANY, INC. $16,850,000 $12,965,000 -23.1% 0.3%
LAUNCH FEDERAL CREDIT UNION $11,445,000 $12,665,000 10.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $47,125,000 $11,815,000 -74.9% 0.2%
Morgan Stanley Private Bank $14,630,000 $11,795,000 -19.4% 0.2%
BAY EQUITY LLC $7,855,000 $11,130,000 41.7% 0.2%
LIMA ONE CAPITAL, LLC $2,535,000 $10,970,000 332.7% 0.2%
EVERETT FINANCIAL, INC. $17,110,000 $10,575,000 -38.2% 0.2%
NEW DAY FINANCIAL, LLC $21,800,000 $10,520,000 -51.7% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $15,040,000 $10,285,000 -31.6% 0.2%
PLAZA HOME MORTGAGE, INC. $10,020,000 $9,945,000 -0.7% 0.2%
CHURCHILL MORTGAGE CORPORATION $31,100,000 $9,860,000 -68.3% 0.2%
FINANCE OF AMERICA REVERSE LLC $7,200,000 $9,640,000 33.9% 0.2%
MATTAMY HOME FUNDING, LLC $9,505,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $19,095,000 $9,200,000 -51.8% 0.2%
Charles Schwab Bank, SSB $4,035,000 $8,630,000 113.9% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $14,385,000 $8,570,000 -40.4% 0.2%
Northpointe Bank $19,555,000 $8,535,000 -56.4% 0.2%
RF Renovo Management Company, LLC $8,435,000 n/a 0.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $16,110,000 $8,000,000 -50.3% 0.2%
A&D Mortgage LLC $8,600,000 $7,985,000 -7.2% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $1,665,000 $7,985,000 379.6% 0.2%
Century Mortgage Company DBA Century Lending Company $3,555,000 $7,940,000 123.3% 0.2%
WATSON MORTGAGE CORP. $9,970,000 $7,905,000 -20.7% 0.2%
Third Federal Savings and Loan Association of Cleveland $12,305,000 $7,685,000 -37.5% 0.2%
Discover Bank $5,125,000 $7,420,000 44.8% 0.2%
Citadel Servicing Corporation $12,545,000 $7,395,000 -41.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $9,990,000 $6,975,000 -30.2% 0.1%
Prosperity Home Mortgage, LLC $4,255,000 $6,965,000 63.7% 0.1%
NBKC BANK $4,895,000 $6,945,000 41.9% 0.1%
EMM LOANS LLC $3,340,000 $6,935,000 107.6% 0.1%
LENDSURE MORTGAGE CORP. $3,755,000 $6,770,000 80.3% 0.1%
Cornerstone First Mortgage, Inc $325,000 $6,665,000 1,950.8% 0.1%
Commerce Home Mortgage, Inc. $9,525,000 $6,610,000 -30.6% 0.1%
AMWEST FUNDING CORP. $6,095,000 $6,535,000 7.2% 0.1%
HOMESTAR FINANCIAL CORPORATION $3,905,000 $6,480,000 65.9% 0.1%
The Federal Savings Bank $8,430,000 $6,440,000 -23.6% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $2,025,000 $6,300,000 211.1% 0.1%
Sierra Pacific Mortgage Company, Inc. $12,780,000 $6,280,000 -50.9% 0.1%
HALLMARK HOME MORTGAGE, LLC $3,695,000 $6,210,000 68.1% 0.1%
MORTGAGE EQUITY PARTNERS LLC $7,030,000 $6,165,000 -12.3% 0.1%
Figure Lending LLC $3,625,000 $5,965,000 64.6% 0.1%
OCMBC, INC. $2,745,000 $5,745,000 109.3% 0.1%
The Huntington National Bank $27,630,000 $5,645,000 -79.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $5,075,000 $5,620,000 10.7% 0.1%
MIDFLORIDA $7,440,000 $5,575,000 -25.1% 0.1%
FLORIDA $7,205,000 $5,540,000 -23.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,545,000 $5,535,000 21.8% 0.1%
LAKE MICHIGAN CREDIT UNION $3,245,000 $5,400,000 66.4% 0.1%
21ST MORTGAGE CORPORATION $3,750,000 $5,385,000 43.6% 0.1%
VILLAGE CAPITAL MORTGAGE $6,690,000 $5,315,000 -20.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $19,980,000 $5,275,000 -73.6% 0.1%
Nations Lending Corporation $7,560,000 $5,220,000 -31.0% 0.1%
Florida Capital Bank $8,290,000 $4,945,000 -40.3% 0.1%
MID AMERICA MORTGAGE, INC. $3,770,000 $4,860,000 28.9% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $6,050,000 $4,825,000 -20.2% 0.1%
EMBRACE HOME LOANS, INC. $9,710,000 $4,820,000 -50.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $5,640,000 $4,805,000 -14.8% 0.1%
BETTER MORTGAGE CORPORATION $22,425,000 $4,755,000 -78.8% 0.1%
Coastal Community Bank $4,735,000 n/a 0.1%
NexBank $2,300,000 $4,725,000 105.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $4,100,000 $4,720,000 15.1% 0.1%
Valley National Bank $9,425,000 $4,695,000 -50.2% 0.1%
Synovus Bank $5,990,000 $4,650,000 -22.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,705,000 $4,565,000 167.7% 0.1%
ZILLOW HOME LOANS, LLC $5,290,000 $4,430,000 -16.3% 0.1%
NEXERA HOLDING LLC $4,040,000 $4,385,000 8.5% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,605,000 $4,365,000 172.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $3,090,000 $4,325,000 40.0% 0.1%
United Southern Bank $3,880,000 $4,305,000 11.0% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $4,200,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $3,935,000 $4,185,000 6.4% 0.1%
The Loan Store, Inc. $85,000 $4,170,000 4,805.9% 0.1%
TOWNE MORTGAGE COMPANY $3,550,000 $4,105,000 15.6% 0.1%
South Pacific Financial Corporation $4,025,000 n/a 0.1%
ARC HOME LLC $1,025,000 $3,995,000 289.8% 0.1%
DOMINION FINANCIAL SERVICES, LLC $1,935,000 $3,940,000 103.6% 0.1%
US CENTURY BANK $3,905,000 n/a 0.1%
PLANET HOME LENDING, LLC $11,040,000 $3,900,000 -64.7% 0.1%
LOANPAL, LLC $10,110,000 $3,880,000 -61.6% 0.1%
Suncoast Credit Union $2,815,000 $3,815,000 35.5% 0.1%
First-Citizens Bank & Trust Company $52,715,000 $3,760,000 -92.9% 0.1%
City National Bank of Florida $8,270,000 $3,735,000 -54.8% 0.1%
GENEVA FINANCIAL, LLC $6,735,000 $3,720,000 -44.8% 0.1%
Hometown Equity Mortgage, LLC $5,365,000 $3,695,000 -31.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,445,000 $3,645,000 5.8% 0.1%
CANOPY MORTGAGE, LLC $745,000 $3,645,000 389.3% 0.1%
Bethpage Federal Credit Union $1,595,000 $3,615,000 126.6% 0.1%
STOCKTON MORTGAGE CORPORATION $4,805,000 $3,465,000 -27.9% 0.1%
Ally Bank $8,375,000 $3,440,000 -58.9% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $3,950,000 $3,435,000 -13.0% 0.1%
SWBC MORTGAGE CORPORATION $3,900,000 $3,390,000 -13.1% 0.1%
M&T Bank $4,360,000 $3,385,000