Washington County Bank Mortgage Rates, Fees & Info
Blair, NELEI: 549300XZ04HOB5HTR562
Tax ID: 47-0328540
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Washington County Bank is a smaller bank specializing in Refi and Home Purchase loans. Washington County Bank has a high proportion of conventional loans. Their top markets by origination volume include: Omaha, Phoenix, Norfolk, Bozeman, and Fremont among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Washington County Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
151Origination Dollar Volume (All Markets)
$28,015,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 112 | $21,710,000 | $193,839 | $0 | 0.00% |
| Outside of Metro Areas | 31 | $4,485,000 | $144,677 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Fremont, NE (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| Maryville, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Washington County Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 56
Similarity Rank: 75
Similarity Rank: 192
Similarity Rank: 240
Similarity Rank: 243
Similarity Rank: 396
Similarity Rank: 510
Similarity Rank: 550
Similarity Rank: 702
Similarity Rank: 765
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 151 | $28,015,000 | $185,530 | $0 | 0.00% |
For 2023, Washington County Bank's most frequently originated type of loan was Conventional, with 151 originations.
Loan Reason
For 2023, Washington County Bank's most frequently cited loan purpose was Refi, with 88 originations. The 2nd most popular reason was Home Purchase, with 54 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 151 | $28,015,000 | $185,530 | $0 | 0.00% |
For 2023, Washington County Bank's most frequently cited loan duration was Other, with 151 originations.
Loan Sizing
2023 saw Washington County Bank place emphasis on $100,000 or less loans with 54 originations, totaling $3,100,000 in origination value.
Applicant Income
Washington County Bank lent most frequently to those with incomes in the $100k-150k range, with 27 originations. The second most popular income band? $75k-100k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 151 | $28,015,000 | $185,530 | $0 | 0.00% |
Washington County Bank lent most frequently to those with DTI ratios of Exempt%, with 151 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.01%
Washington County Bank has an average approval rate.
Pick Rate
Approvals leading to origination58.94%
Washington County Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 151 | $28,015,000 | $185,530 |