Huntington VA Loan Rates, Closing Costs & Stats
Huntington, IN
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Huntington's 18 lenders originated 30 VA loans during 2023. The total origination value was $5,830,000, with an average VA loan value of $194,333.
Huntington VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Huntington
averaged
6.15%
for the week of 2024-10-11, compared to the national average (all VA variants) of
5.854% for the same period.
Huntington's average VA mortgage closing costs are $4,196.
The average rate for the prior week (2024-10-04) was
6.12% and
one month ago for the week of 2024-09-06, the
average rate was 6.01%.
The average rate one year ago was 7.68%.
For refis of the same type during the week of 2024-10-11, the average rate
was 6.05%.
Huntington VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Huntington level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
Mortgage Research Center, LLC | 9 | 6.96% | $3,017 |
RUOFF MORTGAGE COMPANY, INC. | 3 | 6.58% | $5,084 |
Nations Lending Corporation | 2 | 6.75% | $12,518 |
GENEVA FINANCIAL, LLC | 1 | 7.75% | $4,900 |
HALLMARK HOME MORTGAGE, LLC | 1 | 5.75% | $7,344 |
MICHIGAN MUTUAL, INC. | 1 | 7.63% | $181 |
NAVY FEDERAL CREDIT UNION | 1 | 6.88% | $622 |
NBKC BANK | 1 | 6.63% | $2,267 |
NEW DAY FINANCIAL, LLC | 1 | 7.99% | $14,455 |
NEWREZ LLC | 1 | 7.25% | $5,717 |
PENNYMAC LOAN SERVICES, LLC | 1 | 4.63% | $3,336 |
POLARIS HOME FUNDING CORP. | 1 | 7.13% | $5,628 |
TEACHERS CREDIT UNION | 1 | 7.25% | $6,204 |
USAA Federal Savings Bank | 1 | 6.13% | $1,835 |
Barrington Bank & Trust Company, N.A. | 1 | 7.25% | $6,640 |
Wells Fargo Bank | 1 | 6.25% | $1,164 |
DHI MORTGAGE COMPANY, LTD. | 1 | 5.50% | $9,711 |
FREEDOM MORTGAGE CORPORATION | 1 | 6.49% | $13,336 |
The top Huntington VA lender as defined by loan originations is Mortgage Research Center, LLC, with
9 VA loans originated. Their average total fees are
$3,017, which is $2,067
lower than the next largest lender,
RUOFF MORTGAGE COMPANY, INC..
The lowest fee Huntington VA lenders (with over 10 loans originated) are
.
The lowest rate Huntington VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $126,500 (58.3%) | $155,011 (28.8%) | 0.00 | 99 |
2018-02-01 | $112,436 (39.5%) | $151,288 (24.4%) | 0.00 | 98 |
2018-03-01 | $122,900 (46.1%) | $159,286 (27.6%) | 0.00 | 89 |
2018-04-01 | $123,150 (46.8%) | $166,051 (24.3%) | 0.00 | 89 |
2018-05-01 | $127,400 (50.1%) | $166,958 (24.6%) | 0.00 | 100 |
2018-06-01 | $114,900 (26.9%) | $156,673 (12.2%) | 0.00 | 110 |
2018-07-01 | $99,925 (9.5%) | $153,923 (6.6%) | 0.00 | 100 |
2018-08-01 | $128,425 (22.4%) | $168,752 (8.8%) | 0.00 | 98 |
2018-09-01 | $126,650 (10.1%) | $158,270 (-8.3%) | 0.00 | 108 |
2018-10-01 | $104,900 (-17.8%) | $148,555 (-18.4%) | 0.00 | 106 |
2018-11-01 | $94,700 (-25.2%) | $144,791 (-15.1%) | 0.00 | 97 |
2018-12-01 | $92,700 (-22.7%) | $148,382 (-3.2%) | 0.00 | 96 |
2019-01-01 | $106,150 (-16.1%) | $156,390 (0.9%) | 0.00 | 99 |
2019-02-01 | $134,695 (19.8%) | $164,452 (8.7%) | 0.00 | 93 |
2019-03-01 | $152,149 (23.8%) | $166,835 (4.7%) | 0.00 | 91 |
2019-04-01 | $158,593 (28.8%) | $167,899 (1.1%) | 0.00 | 96 |
2019-05-01 | $151,970 (19.3%) | $160,589 (-3.8%) | 0.00 | 105 |
2019-06-01 | $149,900 (30.5%) | $166,946 (6.6%) | 0.00 | 105 |
2019-07-01 | $149,950 (50.1%) | $183,355 (19.1%) | 0.00 | 107 |
2019-08-01 | $146,982 (14.5%) | $175,055 (3.7%) | 0.00 | 119 |
2019-09-01 | $142,605 (12.6%) | $167,126 (5.6%) | 0.00 | 128 |
2019-10-01 | $138,300 (31.8%) | $158,603 (6.8%) | 0.00 | 132 |
2019-11-01 | $132,000 (39.4%) | $153,874 (6.3%) | 0.00 | 122 |
2019-12-01 | $116,225 (25.4%) | $140,328 (-5.4%) | 0.00 | 122 |
2020-01-01 | $122,475 (15.4%) | $138,331 (-11.6%) | 0.00 | 93 |
2020-02-01 | $89,950 (-33.2%) | $119,992 (-27.0%) | 0.00 | 81 |
2020-03-01 | $98,400 (-35.3%) | $127,088 (-23.8%) | 0.00 | 92 |
2020-04-01 | $107,975 (-31.9%) | $134,040 (-20.2%) | 0.00 | 98 |
2020-05-01 | $119,900 (-21.1%) | $140,412 (-12.6%) | 0.00 | 92 |
2020-06-01 | $119,900 (-20.0%) | $139,780 (-16.3%) | 0.00 | 72 |
2020-07-01 | $114,200 (-23.8%) | $167,966 (-8.4%) | 0.00 | 57 |
2020-08-01 | $139,900 (-4.8%) | $203,312 (16.1%) | 0.00 | 47 |
2020-09-01 | $130,450 (-8.5%) | $218,793 (30.9%) | 0.00 | 48 |
2020-10-01 | $119,400 (-13.7%) | $213,823 (34.8%) | 0.00 | 50 |
2020-11-01 | $93,550 (-29.1%) | $184,502 (19.9%) | 0.00 | 49 |
2020-12-01 | $87,950 (-24.3%) | $174,055 (24.0%) | 0.00 | 39 |
2021-01-01 | $94,900 (-22.5%) | $193,066 (39.6%) | 0.00 | 26 |
2021-02-01 | $171,350 (90.5%) | $245,161 (104.3%) | 0.00 | 17 |
2021-03-01 | $212,175 (115.6%) | $283,115 (122.8%) | 0.00 | 19 |
2021-04-01 | $210,987 (95.4%) | $305,752 (128.1%) | 0.00 | 20 |
2021-05-01 | $160,000 (33.4%) | $247,493 (76.3%) | 0.00 | 20 |
2021-06-01 | $112,450 (-6.2%) | $205,052 (46.7%) | 0.00 | 30 |
2021-07-01 | $113,550 (-0.6%) | $206,618 (23.0%) | 0.00 | 38 |
2021-08-01 | $152,925 (9.3%) | $201,645 (-0.8%) | 0.00 | 45 |
2021-09-01 | $123,950 (-5.0%) | $202,472 (-7.5%) | 0.00 | 44 |
2021-10-01 | $113,450 (-5.0%) | $191,623 (-10.4%) | 0.00 | 47 |
2021-11-01 | $108,875 (16.4%) | $173,345 (-6.1%) | 0.00 | 51 |
2021-12-01 | $121,625 (38.3%) | $209,204 (20.2%) | 0.00 | 39 |
2022-01-01 | $145,000 (52.8%) | $217,672 (12.8%) | 0.00 | 31 |
2022-02-01 | $122,475 (-28.5%) | $209,012 (-14.8%) | 0.00 | 21 |
2022-03-01 | $148,625 (-30.0%) | $176,443 (-37.7%) | 0.00 | 15 |
2022-04-01 | $195,000 (-7.6%) | $200,728 (-34.4%) | 0.00 | 23 |
2022-05-01 | $220,967 (38.1%) | $328,495 (32.7%) | 0.00 | 27 |
2022-06-01 | $182,225 (62.1%) | $282,934 (38.0%) | 0.00 | 39 |
2022-07-01 | $162,411 (43.0%) | $296,510 (43.5%) | 0.00 | 39 |
2022-08-01 | $222,400 (45.4%) | $368,629 (82.8%) | 0.00 | 43 |
2022-09-01 | $197,450 (59.3%) | $357,825 (76.7%) | 0.00 | 46 |
2022-10-01 | $247,400 (118.1%) | $399,422 (108.4%) | 0.00 | 42 |
2022-11-01 | $264,400 (142.9%) | $409,244 (136.1%) | 0.00 | 38 |
2022-12-01 | $259,786 (113.6%) | $323,762 (54.8%) | 0.00 | 37 |
2023-01-01 | $250,172 (72.5%) | $272,280 (25.1%) | 0.00 | 24 |
2023-02-01 | $254,115 (107.5%) | $254,052 (21.6%) | 0.00 | 26 |
2023-03-01 | $254,115 (71.0%) | $282,272 (60.0%) | 0.00 | 30 |
2023-04-01 | $248,963 (27.7%) | $353,971 (76.3%) | 0.00 | 24 |
2023-05-01 | $198,750 (-10.1%) | $303,340 (-7.7%) | 0.00 | 30 |
2023-06-01 | $223,441 (22.6%) | $327,416 (15.7%) | 0.00 | 29 |
2023-07-01 | $224,900 (38.5%) | $238,130 (-19.7%) | 0.00 | 40 |
2023-08-01 | $208,700 (-6.2%) | $247,257 (-32.9%) | 0.00 | 43 |
2023-09-01 | $194,500 (-1.5%) | $227,673 (-36.4%) | 0.00 | 47 |
2023-10-01 | $183,500 (-25.8%) | $220,617 (-44.8%) | 0.00 | 56 |
2023-11-01 | $188,425 (-28.7%) | $225,991 (-44.8%) | 0.00 | 63 |
2023-12-01 | $230,000 (-11.5%) | $268,119 (-17.2%) | 0.00 | 54 |
2024-01-01 | $240,500 (-3.9%) | $264,729 (-2.8%) | 0.00 | 53 |
2024-02-01 | $243,177 (-4.3%) | $249,754 (-1.7%) | 0.00 | 51 |
2024-03-01 | $259,900 (2.3%) | $260,073 (-7.9%) | 0.00 | 43 |
2024-04-01 | $253,494 (1.8%) | $266,876 (-24.6%) | 0.00 | 40 |
2024-05-01 | $252,279 (26.9%) | $280,476 (-7.5%) | 0.00 | 49 |
2024-06-01 | $260,924 (16.8%) | $304,568 (-7.0%) | 0.00 | 50 |
2024-07-01 | $253,475 (12.7%) | $288,171 (21.0%) | 0.00 | 56 |
2024-08-01 | $242,400 (16.2%) | $289,005 (16.9%) | 0.00 | 65 |
2024-09-01 | $235,000 (20.8%) | $274,251 (20.5%) | 0.00 | 77 |
Huntington's median listing price comes in at 0% of the national average.
Huntington's average listing price for 2024-09-01 was $274,251, a difference of $46,578 (20.5%) versus the prior year and $-14,754 versus the prior month.
For the 2024-09-01 period, Huntington had 77 MLS listings, a difference of 12 listings (18%) versus the prior month and 30 listings (64%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,722 sqft |
2018-02-01 | 0 days | 1,686 sqft |
2018-03-01 | 0 days | 1,696 sqft |
2018-04-01 | 0 days | 1,737 sqft |
2018-05-01 | 0 days | 1,735 sqft |
2018-06-01 | 0 days | 1,645 sqft |
2018-07-01 | 0 days | 1,628 sqft |
2018-08-01 | 0 days | 1,742 sqft |
2018-09-01 | 0 days | 1,791 sqft |
2018-10-01 | 0 days | 1,769 sqft |
2018-11-01 | 0 days | 1,699 sqft |
2018-12-01 | 0 days | 1,699 sqft |
2019-01-01 | 0 days | 1,680 sqft |
2019-02-01 | 0 days | 1,747 sqft |
2019-03-01 | 0 days | 1,763 sqft |
2019-04-01 | 0 days | 1,763 sqft |
2019-05-01 | 0 days | 1,801 sqft |
2019-06-01 | 0 days | 1,811 sqft |
2019-07-01 | 0 days | 1,811 sqft |
2019-08-01 | 0 days | 1,811 sqft |
2019-09-01 | 0 days | 1,811 sqft |
2019-10-01 | 0 days | 1,811 sqft |
2019-11-01 | 0 days | 1,811 sqft |
2019-12-01 | 0 days | 1,737 sqft |
2020-01-01 | 0 days | 1,710 sqft |
2020-02-01 | 0 days | 1,534 sqft |
2020-03-01 | 0 days | 1,567 sqft |
2020-04-01 | 0 days | 1,541 sqft |
2020-05-01 | 0 days | 1,642 sqft |
2020-06-01 | 0 days | 1,614 sqft |
2020-07-01 | 0 days | 1,623 sqft |
2020-08-01 | 0 days | 1,717 sqft |
2020-09-01 | 0 days | 1,716 sqft |
2020-10-01 | 0 days | 1,564 sqft |
2020-11-01 | 0 days | 1,516 sqft |
2020-12-01 | 0 days | 1,406 sqft |
2021-01-01 | 0 days | 1,525 sqft |
2021-02-01 | 0 days | 1,707 sqft |
2021-03-01 | 0 days | 1,736 sqft |
2021-04-01 | 0 days | 1,732 sqft |
2021-05-01 | 0 days | 1,606 sqft |
2021-06-01 | 0 days | 1,691 sqft |
2021-07-01 | 0 days | 1,709 sqft |
2021-08-01 | 0 days | 1,744 sqft |
2021-09-01 | 0 days | 1,700 sqft |
2021-10-01 | 0 days | 1,606 sqft |
2021-11-01 | 0 days | 1,596 sqft |
2021-12-01 | 0 days | 1,745 sqft |
2022-01-01 | 0 days | 1,815 sqft |
2022-02-01 | 0 days | 1,641 sqft |
2022-03-01 | 0 days | 1,554 sqft |
2022-04-01 | 0 days | 1,655 sqft |
2022-05-01 | 0 days | 1,695 sqft |
2022-06-01 | 0 days | 1,794 sqft |
2022-07-01 | 0 days | 1,669 sqft |
2022-08-01 | 0 days | 1,882 sqft |
2022-09-01 | 0 days | 1,892 sqft |
2022-10-01 | 0 days | 1,932 sqft |
2022-11-01 | 0 days | 1,940 sqft |
2022-12-01 | 0 days | 1,772 sqft |
2023-01-01 | 0 days | 1,495 sqft |
2023-02-01 | 0 days | 1,511 sqft |
2023-03-01 | 0 days | 1,603 sqft |
2023-04-01 | 0 days | 1,539 sqft |
2023-05-01 | 0 days | 1,493 sqft |
2023-06-01 | 0 days | 1,798 sqft |
2023-07-01 | 0 days | 1,669 sqft |
2023-08-01 | 0 days | 1,627 sqft |
2023-09-01 | 0 days | 1,569 sqft |
2023-10-01 | 0 days | 1,574 sqft |
2023-11-01 | 0 days | 1,595 sqft |
2023-12-01 | 0 days | 1,641 sqft |
2024-01-01 | 0 days | 1,607 sqft |
2024-02-01 | 0 days | 1,562 sqft |
2024-03-01 | 0 days | 1,697 sqft |
2024-04-01 | 0 days | 1,875 sqft |
2024-05-01 | 0 days | 1,900 sqft |
2024-06-01 | 0 days | 1,916 sqft |
2024-07-01 | 0 days | 1,887 sqft |
2024-08-01 | 0 days | 1,890 sqft |
2024-09-01 | 0 days | 1,811 sqft |
Huntington's median square footage for active listings during the 2024-09-01 period was 1,811 sqft. One year prior, the average listing was 1,569 sqft.