Complex Community Federal Credit Union Mortgage Rates, Fees & Info
Odessa, TXLEI: 2549002DGXCCIY4BGZ41
Tax ID: 75-1087169
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Complex Community Federal Credit Union is a smaller credit union specializing in Home Improvement, Home Purchase, and Cash Out Refi loans. Complex Community Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Odessa, Midland, Andrews, San Antonio, and Granbury among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Complex Community Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
188Origination Dollar Volume (All Markets)
$28,180,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ODESSA, TX (FHA|USDA|VA) | 124 | $16,160,000 | $130,323 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 32 | $7,960,000 | $248,750 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $970,000 | $80,833 | $0 | 0.00% |
| Andrews, TX (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Big Spring, TX (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 188 | $28,180,000 | $149,894 | $0 | 0.00% |
For 2021, Complex Community Federal Credit Union's most frequently originated type of loan was Conventional, with 188 originations.
Loan Reason
For 2021, Complex Community Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 88 originations. The 2nd most popular reason was Home Purchase, with 35 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 188 | $28,180,000 | $149,894 | $0 | 0.00% |
For 2021, Complex Community Federal Credit Union's most frequently cited loan duration was Other, with 188 originations.
Loan Sizing
2021 saw Complex Community Federal Credit Union place emphasis on $100,000 or less loans with 82 originations, totaling $4,890,000 in origination value.
Applicant Income
Complex Community Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 42 originations. The second most popular income band? $50k or less, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 188 | $28,180,000 | $149,894 | $0 | 0.00% |
Complex Community Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 188 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 180 | $27,270,000 | $151,500 | $0 | 0.00% |
| Black | 8 | $910,000 | $113,750 | $0 | 0.00% |
Approval Rates
Total approvals of all applications78.01%
Complex Community Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination82.98%
Complex Community Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 188 | $28,180,000 | $149,894 |