ODESSA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Odessa averaged
6.64%
for the week of 2024-07-18, compared to the national average of
6.77% for the same period.
The average rate for the prior week (2024-07-11) was
7.16% and
one month ago for the week of 2024-06-13, the
average rate was 7.12%.
Odessa's average rate one year ago was 7.23%.
For refis of the same type during the week of 2024-07-18, the average rate
was 7.07%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-07-18 | 6.77% |
| Odessa 30 Year Fixed Rate | 2024-07-18 | 6.64% |
| Odessa 30 Year Fixed Rate Refi | 2024-07-18 | 7.07% |
| Odessa 15 Year Fixed Rate | 2024-07-18 | 6.15% |
| Odessa 15 Year Fixed Rate Refi | 2024-07-18 | 5.95% |
| Odessa 30 Year FHA | 2024-07-18 | 6.31% |
| Odessa 30 Year FHA Refi | 2024-07-18 | 6.49% |
| Odessa 30 Year USDA | 2024-07-18 | 6.53% |
| Odessa 30 Year USDA Refi | 2024-07-18 | 6.83% |
| Odessa 30 Year VA | 2024-07-18 | 6.32% |
| Odessa 30 Year VA Refi | 2024-07-18 | 6.4% |
ODESSA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ODESSA, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ODESSA Average Closing Costs & Other Stats
ODESSA, TX's 95 lenders originated 2,613
loans during 2023. The total origination value was $624,115,000, with an average loan value of
$238,850.
ODESSA's average closing costs are $7,374.
The top ODESSA lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with
67 loans originated. Their average total fees are
$9,790, which is $5,430
higher than the next largest lender,
DHI MORTGAGE COMPANY, LTD..
The lowest fee ODESSA lenders (with over 10 loans originated) are
Wells Fargo Bank ($3,723), First Financial Bank ($4,168), DHI MORTGAGE COMPANY, LTD. ($4,360), Prosperity Bank ($4,809) and JPMorgan Chase Bank ($5,033).
The lowest rate ODESSA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.72%), Wells Fargo Bank (6.08%), Prosperity Bank (6.61%), UNITED WHOLESALE MORTGAGE, LLC (6.68%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (6.79%).
ODESSA, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | $67,410,000 | $87,770,000 | 30.2% | 14.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $55,095,000 | $51,200,000 | -7.1% | 8.2% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $36,565,000 | n/a | 5.9% | |
| UNITED WHOLESALE MORTGAGE, LLC | $14,155,000 | $35,375,000 | 149.9% | 5.7% |
| GUARANTEED RATE, INC. | $4,950,000 | $31,965,000 | 545.8% | 5.1% |
| AMCAP MORTGAGE, LTD. | $33,840,000 | $31,935,000 | -5.6% | 5.1% |
| 21ST MORTGAGE CORPORATION | $20,385,000 | $25,295,000 | 24.1% | 4.1% |
| NATIONS RELIABLE LENDING, LLC | $24,865,000 | $20,270,000 | -18.5% | 3.2% |
| Complex Community Federal Credit Union | $22,105,000 | $19,625,000 | -11.2% | 3.1% |
| CARDINAL FINANCIAL | $22,485,000 | $19,410,000 | -13.7% | 3.1% |
| QUICKEN LOANS, LLC | $26,660,000 | $13,765,000 | -48.4% | 2.2% |
| SFMC, LP | $8,395,000 | $13,255,000 | 57.9% | 2.1% |
| EVERETT FINANCIAL, INC. | $18,130,000 | $13,005,000 | -28.3% | 2.1% |
| Community National Bank | $19,985,000 | $12,035,000 | -39.8% | 1.9% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,385,000 | $11,235,000 | 371.1% | 1.8% |
| DIRECTIONS EQUITY, LLC | $2,015,000 | $10,990,000 | 445.4% | 1.8% |
| Waterstone Mortgage Corporation | $4,805,000 | $9,670,000 | 101.2% | 1.5% |
| First United Bank | $255,000 | $6,800,000 | 2,566.7% | 1.1% |
| Southwest Bank | $19,490,000 | $6,615,000 | -66.1% | 1.1% |
| Nations Lending Corporation | $14,545,000 | $5,555,000 | -61.8% | 0.9% |
| PLAZA HOME MORTGAGE, INC. | $715,000 | $5,490,000 | 667.8% | 0.9% |
| Prosperity Bank | $4,135,000 | $5,330,000 | 28.9% | 0.9% |
| Century Mortgage Company DBA Century Lending Company | $3,085,000 | $4,925,000 | 59.6% | 0.8% |
| T2 FINANCIAL LLC | $2,270,000 | $4,885,000 | 115.2% | 0.8% |
| THRIVE MORTGAGE, LLC | $915,000 | $4,645,000 | 407.7% | 0.7% |
| Mortgage Research Center, LLC | $9,600,000 | $4,370,000 | -54.5% | 0.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $14,115,000 | $4,310,000 | -69.5% | 0.7% |
| First Financial Bank | $1,030,000 | $4,210,000 | 308.7% | 0.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | $14,660,000 | $4,135,000 | -71.8% | 0.7% |
| JPMorgan Chase Bank | $2,200,000 | $4,005,000 | 82.0% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,905,000 | $3,810,000 | -2.4% | 0.6% |
| LOANDEPOT.COM, LLC | $5,840,000 | $3,520,000 | -39.7% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $6,520,000 | $3,520,000 | -46.0% | 0.6% |
| SOUTHWEST STAGE FUNDING, LLC | $3,135,000 | $3,100,000 | -1.1% | 0.5% |
| TRIAD FINANCIAL SERVICES, INC. | $2,370,000 | $3,020,000 | 27.4% | 0.5% |
| Wells Fargo Bank | $8,030,000 | $2,980,000 | -62.9% | 0.5% |
| FBC MORTGAGE, LLC | $6,875,000 | $2,850,000 | -58.5% | 0.5% |
| FLAT BRANCH MORTGAGE, INC. | $1,545,000 | $2,830,000 | 83.2% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,030,000 | $2,585,000 | -48.6% | 0.4% |
| LONE STAR STATE BANK | $2,515,000 | n/a | 0.4% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,330,000 | $2,445,000 | 4.9% | 0.4% |
| City Bank | $2,490,000 | $2,055,000 | -17.5% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $800,000 | $2,025,000 | 153.1% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $1,415,000 | $2,025,000 | 43.1% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,860,000 | $1,990,000 | -30.4% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $1,360,000 | $1,945,000 | 43.0% | 0.3% |
| VeraBank | $1,885,000 | n/a | 0.3% | |
| Paramount Residential Mortgage Group, Inc. | $2,760,000 | $1,875,000 | -32.1% | 0.3% |
| Commerce Home Mortgage, Inc. | $330,000 | $1,685,000 | 410.6% | 0.3% |
| Bank of America | $2,515,000 | $1,625,000 | -35.4% | 0.3% |
| GUILD MORTGAGE COMPANY | $1,045,000 | $1,360,000 | 30.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $810,000 | $1,360,000 | 67.9% | 0.2% |
| CSL Financial, LLC | $260,000 | $1,355,000 | 421.2% | 0.2% |
| LRS FINANCIAL NETWORK, INC. | $4,505,000 | $1,340,000 | -70.3% | 0.2% |
| Veritex Community Bank | $145,000 | $1,255,000 | 765.5% | 0.2% |
| NEWREZ LLC | $1,595,000 | $1,150,000 | -27.9% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $1,145,000 | n/a | 0.2% | |
| Network Funding, L.P. | $1,430,000 | $1,000,000 | -30.1% | 0.2% |
| Plains Commerce Bank | $1,000,000 | n/a | 0.2% | |
| THE MORTGAGE LINK, INC. | $1,000,000 | n/a | 0.2% | |
| AMWEST FUNDING CORP. | $440,000 | $965,000 | 119.3% | 0.2% |
| Citizens National Bank of Texas | $965,000 | n/a | 0.2% | |
| Town Square Mortgage & Investments, Inc. | $915,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $340,000 | $845,000 | 148.5% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $845,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $520,000 | $815,000 | 56.7% | 0.1% |
| CMG MORTGAGE, INC. | $1,490,000 | $815,000 | -45.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,050,000 | $805,000 | -23.3% | 0.1% |
| Carrington Mortgage Services, LLC | $1,665,000 | $785,000 | -52.9% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $4,915,000 | $775,000 | -84.2% | 0.1% |
| Frost Bank | $1,955,000 | $770,000 | -60.6% | 0.1% |
| Loan Simple, Inc. | $835,000 | $765,000 | -8.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $8,890,000 | $765,000 | -91.4% | 0.1% |
| My Community Credit Union | $760,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $350,000 | $735,000 | 110.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $505,000 | $720,000 | 42.6% | 0.1% |
| Citizens Bank | $5,825,000 | $715,000 | -87.7% | 0.1% |
| Morgan Stanley Private Bank | $270,000 | $705,000 | 161.1% | 0.1% |
| LIMA ONE CAPITAL, LLC | $6,160,000 | $700,000 | -88.6% | 0.1% |
| American Momentum Bank | $675,000 | $650,000 | -3.7% | 0.1% |
| CHEVRON | $1,600,000 | $620,000 | -61.3% | 0.1% |
| MORTGAGE ACCESS CORP. | $610,000 | n/a | 0.1% | |
| The Central Trust Bank | $605,000 | n/a | 0.1% | |
| LOANPAL, LLC | $2,740,000 | $595,000 | -78.3% | 0.1% |
| First American Bank | $540,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $845,000 | $540,000 | -36.1% | 0.1% |
| NBKC BANK | $620,000 | $520,000 | -16.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $750,000 | $520,000 | -30.7% | 0.1% |
| General Mortgage Capital Corporation | $1,890,000 | $490,000 | -74.1% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $385,000 | $490,000 | 27.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,830,000 | $490,000 | -73.2% | 0.1% |
| BROKER SOLUTIONS, INC. | $2,180,000 | $475,000 | -78.2% | 0.1% |
| Flagstar Bank, FSB | $1,825,000 | $455,000 | -75.1% | 0.1% |
| Gateway First Bank | $8,300,000 | $455,000 | -94.5% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $280,000 | $445,000 | 58.9% | 0.1% |
| MANN FINANCIAL INC. | $435,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $65,000 | $430,000 | 561.5% | 0.1% |
| UNION HOME MORTGAGE CORP. | $185,000 | $430,000 | 132.4% | 0.1% |
| Peoples Bank | $405,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $415,000 | $400,000 | -3.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $400,000 | n/a | 0.1% | |
| Sunflower Bank | $185,000 | $400,000 | 116.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,205,000 | $395,000 | -67.2% | 0.1% |
| Secured Investment Corp. | $65,000 | $395,000 | 507.7% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $105,000 | $390,000 | 271.4% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,000,000 | $380,000 | -81.0% | 0.1% |
| DAS Acquisition Company, LLC | $590,000 | $375,000 | -36.4% | 0.1% |
| JMAC LENDING, INC. | $375,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $520,000 | $365,000 | -29.8% | 0.1% |
| Bank of England | $645,000 | $360,000 | -44.2% | 0.1% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $355,000 | n/a | 0.1% | |
| Armed Forces Bank | $345,000 | n/a | 0.1% | |
| Liberty National Bank | $335,000 | n/a | 0.1% | |
| NBH Bank | $335,000 | n/a | 0.1% | |
| PNC Bank | $335,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $335,000 | n/a | 0.1% | |
| TEXAS TECH | $730,000 | $330,000 | -54.8% | 0.1% |
| Truist | $1,785,000 | $325,000 | -81.8% | 0.1% |
| Watermark Capital, Inc. | $285,000 | $325,000 | 14.0% | 0.1% |
| HOMETRUST MORTGAGE COMPANY | $315,000 | n/a | 0.1% | |
| Truity Federal Credit Union | $315,000 | n/a | 0.1% | |
| Neighborhood Loans, Inc. | $305,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| West Texas National Bank | $300,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $295,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $295,000 | n/a | 0.0% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $270,000 | n/a | 0.0% | |
| United Community Bank | $755,000 | $265,000 | -64.9% | 0.0% |
| OPEN MORTGAGE, LLC | $740,000 | $260,000 | -64.9% | 0.0% |
| FirstBank | $180,000 | $255,000 | 41.7% | 0.0% |
| MLD MORTGAGE INC. | $255,000 | $255,000 | 0.0% | 0.0% |
| UNIVERSITY Federal Credit Union | $255,000 | n/a | 0.0% | |
| ARC HOME LLC | $385,000 | $245,000 | -36.4% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| SIWELL, INC. | $235,000 | n/a | 0.0% | |
| Alliance Credit Union | $225,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $225,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $225,000 | $225,000 | 0.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $155,000 | $225,000 | 45.2% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $215,000 | n/a | 0.0% | |
| Discover Bank | $515,000 | $215,000 | -58.3% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $215,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $815,000 | $215,000 | -73.6% | 0.0% |
| NTFN, INC. | $205,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $205,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $195,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $185,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,630,000 | $185,000 | -88.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $185,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $225,000 | $180,000 | -20.0% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $240,000 | $175,000 | -27.1% | 0.0% |
| NFM, INC. | $255,000 | $175,000 | -31.4% | 0.0% |
| The Loan Store, Inc. | $175,000 | n/a | 0.0% | |
| First National Bank Texas | $165,000 | $170,000 | 3.0% | 0.0% |
| AMPLIFY | $165,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $335,000 | $165,000 | -50.7% | 0.0% |
| Encompass Lending Group, LP | $165,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $205,000 | $165,000 | -19.5% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $165,000 | n/a | 0.0% | |
| S1L, Inc. | $240,000 | $165,000 | -31.3% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $160,000 | n/a | 0.0% | |
| Credit Union of Texas | $225,000 | $155,000 | -31.1% | 0.0% |
| Equity Prime Mortgage LLC | $155,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $145,000 | n/a | 0.0% | |
| First IC Corporation | $145,000 | n/a | 0.0% | |
| USAA Federal Savings Bank | $605,000 | $145,000 | -76.0% | 0.0% |
| Ally Bank | $825,000 | $135,000 | -83.6% | 0.0% |
| Jefferson Bank | $115,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $120,000 | $115,000 | -4.2% | 0.0% |
| A&D Mortgage LLC | $755,000 | $105,000 | -86.1% | 0.0% |
| U.S. Bank | $1,095,000 | $105,000 | -90.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $185,000 | $95,000 | -48.6% | 0.0% |
| RANDOLPH-BROOKS | $15,000 | $75,000 | 400.0% | 0.0% |
| United Heritage Credit Union | $55,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $620,000 | $45,000 | -92.7% | 0.0% |
| SPRING EQ, LLC | $55,000 | $45,000 | -18.2% | 0.0% |
ODESSA's top lender by overall market share is DHI MORTGAGE COMPANY, LTD., with 14.1% market share. In second place, with 8.2%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $51,200,000 in loans. In third place, with 5.9%, is NORTHMARQ CAPITAL FINANCE, L.L.C., having originated $36,565,000 in loans. In fourth place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $35,375,000 in loans. In fifth place, with 5.1%, is GUARANTEED RATE, INC., having originated $31,965,000 in loans.
ODESSA, TX Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 79707 | Odessa, TX MSA | $1,130 | $1,130 | $1,350 | $1,710 | $2,300 |
| 79741 | Odessa, TX MSA | $980 | $990 | $1,300 | $1,580 | $1,820 |
| 79758 | Odessa, TX MSA | $1,050 | $1,050 | $1,290 | $1,600 | $2,210 |
| 79759 | Odessa, TX MSA | $910 | $920 | $1,210 | $1,470 | $1,700 |
| 79760 | Odessa, TX MSA | $910 | $920 | $1,210 | $1,470 | $1,700 |
| 79761 | Odessa, TX MSA | $850 | $860 | $1,130 | $1,380 | $1,600 |
| 79762 | Odessa, TX MSA | $980 | $990 | $1,300 | $1,580 | $1,820 |
| 79763 | Odessa, TX MSA | $860 | $870 | $1,140 | $1,390 | $1,600 |
| 79764 | Odessa, TX MSA | $850 | $860 | $1,130 | $1,380 | $1,600 |
| 79765 | Odessa, TX MSA | $1,230 | $1,240 | $1,580 | $1,950 | $2,340 |
| 79766 | Odessa, TX MSA | $1,050 | $1,050 | $1,290 | $1,600 | $2,210 |
| 79768 | Odessa, TX MSA | $910 | $920 | $1,210 | $1,470 | $1,700 |
| 79769 | Odessa, TX MSA | $910 | $920 | $1,210 | $1,470 | $1,700 |
2022 Average & Median Rent Data Statistics
ODESSA, TX average 1BR rent: $978, median: $920
ODESSA, TX average 2BR rent: $1,258, median: $1,210
ODESSA, TX average 3BR rent: $1,542, median: $1,470
ODESSA, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,359 | $540,745,000 | $229,226 |
| Cash Out Refi | 87 | $15,245,000 | $175,230 |
| Home Improvement | 70 | $6,480,000 | $92,571 |
| Refi | 66 | $58,470,000 | $885,909 |
| Other | 31 | $3,175,000 | $102,419 |
Odessa's most frequently cited loan purpose was Home Purchase, with 2,359 originations. The 2nd most popular reason was Cash Out Refi, with 87 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 864 | $214,230,000 | $247,951 |
| 7-8% | 612 | $141,960,000 | $231,961 |
| Over 8% | 420 | $67,410,000 | $160,500 |
| 5-6% | 392 | $143,100,000 | $365,051 |
| <2.5% | 70 | $440,000 | $6,286 |
| 4-5% | 60 | $18,160,000 | $302,667 |
| 3-4% | 3 | $395,000 | $131,667 |
| 2.5-3% | 3 | $165,000 | $55,000 |
During 2023, Odessa's most frequently originated rate bucket was 6-7%, with 864 originations.
Loan Sizing (ODESSA, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,404 | $381,510,000 | $271,731 |
| $100k-200k | 753 | $117,395,000 | $155,903 |
| $100,000 or less | 341 | $19,215,000 | $56,349 |
| $400k-600k | 86 | $40,400,000 | $469,767 |
| $600k-1000k | 21 | $15,185,000 | $723,095 |
| $Over $1MM | 8 | $50,410,000 | $6,301,250 |
ODESSA's loan sizing saw the bucket of loans from $200k-400k with 1,404 originations, totaling $381,510,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,933 | $462,905,000 | $239,475 |
| 60-80% | 235 | $50,935,000 | $216,745 |
| Under 20% | 97 | $2,725,000 | $28,093 |
| 40-60% | 60 | $50,980,000 | $849,667 |
| Over 100% | 53 | $13,855,000 | $261,415 |
| 20-40% | 36 | $3,560,000 | $98,889 |
ODESSA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,933 originations, totaling $462,905,000 in origination value.