Complex Community Federal Credit Union Mortgage Rates, Fees & Info
Odessa, TXLEI: 2549002DGXCCIY4BGZ41
Tax ID: 75-1087169
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Mortgage Data
Review & Overview
Complex Community Federal Credit Union is a smaller credit union specializing in Home Improvement, Home Purchase, and Cash Out Refi loans. Complex Community Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Odessa, Midland, San Antonio, Andrews, and Big Spring among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Complex Community Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
208Origination Dollar Volume (All Markets)
$32,100,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ODESSA, TX (FHA|USDA|VA) | 127 | $18,535,000 | $145,945 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 37 | $8,345,000 | $225,541 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $0 | 0.00% |
| Outside of Metro Areas | 14 | $1,360,000 | $97,143 | $0 | 0.00% |
| Andrews, TX (FHA|USDA|VA) | 11 | $1,015,000 | $92,273 | $0 | 0.00% |
| Big Spring, TX (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 208 | $32,100,000 | $154,327 | $0 | 0.00% |
For 2019, Complex Community Federal Credit Union's most frequently originated type of loan was Conventional, with 208 originations.
Loan Reason
For 2019, Complex Community Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 82 originations. The 2nd most popular reason was Home Purchase, with 70 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 208 | $32,100,000 | $154,327 | $0 | 0.00% |
For 2019, Complex Community Federal Credit Union's most frequently cited loan duration was Other, with 208 originations.
Loan Sizing
2019 saw Complex Community Federal Credit Union place emphasis on $100,000 or less loans with 94 originations, totaling $5,680,000 in origination value.
Applicant Income
Complex Community Federal Credit Union lent most frequently to those with incomes in the $75k-100k range, with 48 originations. The second most popular income band? $100k-150k, with 44 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 208 | $32,100,000 | $154,327 | $0 | 0.00% |
Complex Community Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 208 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 202 | $31,220,000 | $154,554 | $0 | 0.00% |
| Black | 4 | $590,000 | $147,500 | $0 | 0.00% |
| Asian | 2 | $290,000 | $145,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications85.38%
Complex Community Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination76.92%
Complex Community Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 208 | $32,100,000 | $154,327 |