Andrews Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Andrews averaged 6.82% for the week of 2025-06-12, compared to the national average of 6.84% for the same period.

    The average rate for the prior week (2025-06-05) was 6.93% and one month ago for the week of 2025-05-08, the average rate was 7.04%.

    Andrews's average rate one year ago was 7.07%.

    For refis of the same type during the week of 2025-06-12, the average rate was 6.94%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Andrews, TX.

    Andrews Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Andrews, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    JPMorgan Chase Bank 16 6.53% $7,915
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 14 6.76% $7,543
    QUICKEN LOANS, LLC 13 6.91% $7,994
    Nations Lending Corporation 7 6.71% $6,773
    PRIMELENDING, A PLAINSCAPITAL COMPANY 6 7.08% $9,294
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 5 6.23% $6,239
    INTERLINC MORTGAGE SERVICES, LLC 4 7.78% $6,855
    GUARANTEED RATE, INC. 3 6.98% $9,085
    21ST MORTGAGE CORPORATION 2 8.18% $6,981
    FREEDOM MORTGAGE CORPORATION 2 6.87% $13,973
    UNITED WHOLESALE MORTGAGE, LLC 2 5.81% $18,341
    First United Bank and Trust Company 1 6.63% $5,064
    V.I.P. MORTGAGE, INC. 1 6.00% $9,969
    CROSSCOUNTRY MORTGAGE, LLC 1 7.38% $4,612
    CMG MORTGAGE, INC. 1 5.75% $4,489
    City Bank 1 6.75% $5,160
    Century Mortgage Company DBA Century Lending Company 1 7.63% $16,942
    LENOX FINANCIAL MORTGAGE CORPORATION 1 7.12% $6,100
    CANOPY MORTGAGE, LLC 1 6.88% $12,247
    NexBank 1 7.38% $10,766
    OCMBC, INC. 1 10.50% $13,977
    Plains Commerce Bank 1 6.88% $5,487
    PREMIA MORTGAGE, LLC 1 6.58% $1,908
    AMERISAVE MORTGAGE CORPORATION 1 7.25% $15,414
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $12,020
    TOWNE MORTGAGE COMPANY 1 6.99% $10,924
    Waterstone Mortgage Corporation 1 6.88% $10,669
    EVERETT FINANCIAL, INC. 1 6.38% $10,929
    Farm Credit Mid-America, ACA 1 7.88% $43,236

    Andrews Average Closing Costs & Other Stats

    Andrews, TX's 29 lenders originated 309 loans during 2024. The total origination value was $80,235,000, with an average loan value of $259,660.

    Andrews's average closing costs are $7,761.

    The top Andrews lender as defined by loan originations is JPMorgan Chase Bank, with 16 loans originated. Their average total fees are $7,915, which is $372 higher than the next largest lender, HIGHLANDS RESIDENTIAL MORTGAGE, LTD..

    The lowest fee Andrews lenders (with over 10 loans originated) are HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($7,543), JPMorgan Chase Bank ($7,915), QUICKEN LOANS, LLC ($7,994), .

    The lowest rate Andrews lenders (with over 10 loans originated) are JPMorgan Chase Bank (6.53%), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (6.76%), QUICKEN LOANS, LLC (6.91%), .

    Andrews, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,365,000 $7,115,000 200.8% 8.9%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $185,000 $6,380,000 3,348.6% 8.0%
    QUICKEN LOANS, LLC $1,545,000 $5,360,000 246.9% 6.7%
    21ST MORTGAGE CORPORATION $1,795,000 $5,335,000 197.2% 6.6%
    JPMorgan Chase Bank $590,000 $4,445,000 653.4% 5.5%
    INTERLINC MORTGAGE SERVICES, LLC $2,345,000 $4,310,000 83.8% 5.4%
    Nations Lending Corporation $3,095,000 $4,150,000 34.1% 5.2%
    Farm Credit Mid-America, ACA $3,795,000 n/a 4.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,065,000 $3,650,000 76.8% 4.5%
    UNITED WHOLESALE MORTGAGE, LLC $1,125,000 $2,765,000 145.8% 3.4%
    Waterstone Mortgage Corporation $2,170,000 $2,655,000 22.4% 3.3%
    FREEDOM MORTGAGE CORPORATION $2,480,000 n/a 3.1%
    Mortgage Research Center, LLC $1,485,000 $1,330,000 -10.4% 1.7%
    Complex Community Federal Credit Union $1,495,000 $1,120,000 -25.1% 1.4%
    MORTGAGE FINANCIAL SERVICES, LLC $975,000 n/a 1.2%
    West Texas National Bank $505,000 $960,000 90.1% 1.2%
    GUARANTEED RATE, INC. $880,000 n/a 1.1%
    American Momentum Bank $405,000 $830,000 104.9% 1.0%
    THE MORTGAGE LINK, INC. $640,000 $745,000 16.4% 0.9%
    VILLAGE CAPITAL MORTGAGE $205,000 $650,000 217.1% 0.8%
    AmeriHome Mortgage Company, LLC $630,000 n/a 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $630,000 n/a 0.8%
    EVERETT FINANCIAL, INC. $4,530,000 $590,000 -87.0% 0.7%
    Century Mortgage Company DBA Century Lending Company $560,000 n/a 0.7%
    CMG MORTGAGE, INC. $205,000 $550,000 168.3% 0.7%
    LAKEVIEW LOAN SERVICING, LLC $475,000 n/a 0.6%
    NATIONS DIRECT MORTGAGE, LLC $395,000 $470,000 19.0% 0.6%
    NEWREZ LLC $460,000 n/a 0.6%
    PLANET HOME LENDING, LLC $370,000 $450,000 21.6% 0.6%
    Plains Commerce Bank $425,000 n/a 0.5%
    Community First National Bank $415,000 n/a 0.5%
    SECURITYNATIONAL MORTGAGE COMPANY $620,000 $415,000 -33.1% 0.5%
    LENOX FINANCIAL MORTGAGE CORPORATION $405,000 n/a 0.5%
    V.I.P. MORTGAGE, INC. $405,000 n/a 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 $395,000 172.4% 0.5%
    Flanagan State Bank $385,000 n/a 0.5%
    Prosperity Bank $660,000 $385,000 -41.7% 0.5%
    NexBank $355,000 n/a 0.4%
    CANOPY MORTGAGE, LLC $345,000 n/a 0.4%
    First National Bank Texas $335,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $560,000 $335,000 -40.2% 0.4%
    PREMIA MORTGAGE, LLC $415,000 $325,000 -21.7% 0.4%
    AMERISAVE MORTGAGE CORPORATION $245,000 $315,000 28.6% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $565,000 $315,000 -44.2% 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $305,000 n/a 0.4%
    BETTER MORTGAGE CORPORATION $305,000 n/a 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 $305,000 56.4% 0.4%
    MID AMERICA MORTGAGE, INC. $250,000 $300,000 20.0% 0.4%
    Flagstar Bank, FSB $295,000 n/a 0.4%
    OCMBC, INC. $295,000 n/a 0.4%
    Equity Prime Mortgage LLC $290,000 n/a 0.4%
    SOUTHWEST FUNDING, LP $285,000 n/a 0.4%
    Prosperity Home Mortgage, LLC $270,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $265,000 n/a 0.3%
    City Bank $315,000 $260,000 -17.5% 0.3%
    SWBC MORTGAGE CORPORATION $255,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $475,000 $245,000 -48.4% 0.3%
    CLM MORTGAGE, INC $235,000 n/a 0.3%
    Community National Bank $615,000 $235,000 -61.8% 0.3%
    NBKC BANK $235,000 n/a 0.3%
    SFMC, LP $225,000 n/a 0.3%
    First United Bank and Trust Company $215,000 n/a 0.3%
    CARDINAL FINANCIAL $200,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $195,000 n/a 0.2%
    T2 FINANCIAL LLC $1,270,000 $195,000 -84.6% 0.2%
    TOWNE MORTGAGE COMPANY $185,000 n/a 0.2%
    DIRECTIONS EQUITY, LLC $325,000 $175,000 -46.2% 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $175,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $1,265,000 $165,000 -87.0% 0.2%
    Zions Bank $165,000 n/a 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $135,000 n/a 0.2%
    DEEPHAVEN MORTGAGE LLC $125,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 n/a 0.1%
    Alliance Credit Union $75,000 n/a 0.1%
    LOANDEPOT.COM, LLC $95,000 $75,000 -21.1% 0.1%
    Figure Lending LLC $65,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $330,000 $65,000 -80.3% 0.1%
    VeraBank $45,000 n/a 0.1%

    Andrews's top lender by overall market share is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., with 8.9% market share. In second place, with 8.0%, is AMERICAN PORTFOLIO MORTGAGE CORPORATION, having originated $6,380,000 in loans. In third place, with 6.7%, is QUICKEN LOANS, LLC, having originated $5,360,000 in loans. In fourth place, with 6.6%, is 21ST MORTGAGE CORPORATION, having originated $5,335,000 in loans. In fifth place, with 5.5%, is JPMorgan Chase Bank, having originated $4,445,000 in loans.

    Andrews Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Andrews (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $213,750 (13.0%) $246,342 (5.0%) 0.00 80
    2018-02-01 $223,000 (11.5%) $269,809 (10.8%) 0.00 81
    2018-03-01 $227,000 (6.3%) $268,516 (12.7%) 0.00 81
    2018-04-01 $229,500 (5.3%) $275,178 (11.6%) 0.00 74
    2018-05-01 $240,000 (9.8%) $288,837 (19.6%) 0.00 66
    2018-06-01 $240,000 (9.3%) $288,926 (19.0%) 0.00 59
    2018-07-01 $261,225 (21.5%) $308,279 (33.3%) 0.00 57
    2018-08-01 $266,500 (35.0%) $309,976 (39.0%) 0.00 45
    2018-09-01 $235,000 (19.6%) $286,384 (22.2%) 0.00 41
    2018-10-01 $219,750 (10.1%) $273,016 (14.3%) 0.00 41
    2018-11-01 $238,500 (19.6%) $279,537 (19.4%) 0.00 42
    2018-12-01 $198,000 (-7.4%) $265,308 (10.6%) 0.00 48
    2019-01-01 $217,500 (1.8%) $267,427 (8.6%) 0.00 47
    2019-02-01 $233,975 (4.9%) $263,387 (-2.4%) 0.00 55
    2019-03-01 $247,734 (9.1%) $259,005 (-3.5%) 0.00 53
    2019-04-01 $281,140 (22.5%) $265,715 (-3.4%) 0.00 51
    2019-05-01 $277,370 (15.6%) $290,354 (0.5%) 0.00 50
    2019-06-01 $290,507 (21.0%) $301,730 (4.4%) 0.00 47
    2019-07-01 $268,695 (2.9%) $275,169 (-10.7%) 0.00 51
    2019-08-01 $255,636 (-4.1%) $270,832 (-12.6%) 0.00 55
    2019-09-01 $249,091 (6.0%) $278,352 (-2.8%) 0.00 59
    2019-10-01 $242,025 (10.1%) $287,400 (5.3%) 0.00 62
    2019-11-01 $240,100 (0.7%) $290,138 (3.8%) 0.00 61
    2019-12-01 $244,000 (23.2%) $283,990 (7.0%) 0.00 63
    2020-01-01 $236,950 (8.9%) $292,881 (9.5%) 0.00 64
    2020-02-01 $228,850 (-2.2%) $283,756 (7.7%) 0.00 71
    2020-03-01 $227,900 (-8.0%) $275,620 (6.4%) 0.00 87
    2020-04-01 $221,450 (-21.2%) $273,274 (2.8%) 0.00 97
    2020-05-01 $227,900 (-17.8%) $273,569 (-5.8%) 0.00 89
    2020-06-01 $235,500 (-18.9%) $276,328 (-8.4%) 0.00 85
    2020-07-01 $241,000 (-10.3%) $282,056 (2.5%) 0.00 82
    2020-08-01 $247,000 (-3.4%) $287,200 (6.0%) 0.00 75
    2020-09-01 $259,500 (4.2%) $303,393 (9.0%) 0.00 85
    2020-10-01 $260,000 (7.4%) $299,304 (4.1%) 0.00 88
    2020-11-01 $260,450 (8.5%) $296,944 (2.4%) 0.00 89
    2020-12-01 $259,250 (6.3%) $292,161 (2.9%) 0.00 97
    2021-01-01 $249,500 (5.3%) $286,410 (-2.2%) 0.00 84
    2021-02-01 $246,000 (7.5%) $288,630 (1.7%) 0.00 96
    2021-03-01 $250,000 (9.7%) $294,450 (6.8%) 0.00 88
    2021-04-01 $255,750 (15.5%) $298,340 (9.2%) 0.00 87
    2021-05-01 $252,500 (10.8%) $295,884 (8.2%) 0.00 81
    2021-06-01 $263,250 (11.8%) $309,488 (12.0%) 0.00 81
    2021-07-01 $285,700 (18.6%) $319,056 (13.1%) 0.00 78
    2021-08-01 $273,645 (10.8%) $308,764 (7.5%) 0.00 76
    2021-09-01 $259,975 (0.2%) $310,026 (2.2%) 0.00 78
    2021-10-01 $257,250 (-1.1%) $316,199 (5.6%) 0.00 82
    2021-11-01 $248,000 (-4.8%) $306,077 (3.1%) 0.00 80
    2021-12-01 $250,000 (-3.6%) $304,159 (4.1%) 0.00 80
    2022-01-01 $248,000 (-0.6%) $311,342 (8.7%) 0.00 73
    2022-02-01 $219,450 (-10.8%) $283,492 (-1.8%) 0.00 64
    2022-03-01 $228,700 (-8.5%) $299,788 (1.8%) 0.00 58
    2022-04-01 $225,000 (-12.0%) $302,006 (1.2%) 0.00 58
    2022-05-01 $240,400 (-4.8%) $341,125 (15.3%) 0.00 60
    2022-06-01 $229,375 (-12.9%) $324,671 (4.9%) 0.00 75
    2022-07-01 $257,450 (-9.9%) $332,421 (4.2%) 0.00 86
    2022-08-01 $252,475 (-7.7%) $358,428 (16.1%) 0.00 94
    2022-09-01 $262,400 (0.9%) $360,926 (16.4%) 0.00 96
    2022-10-01 $310,000 (20.5%) $386,033 (22.1%) 0.00 92
    2022-11-01 $299,150 (20.6%) $387,165 (26.5%) 0.00 83
    2022-12-01 $295,000 (18.0%) $390,800 (28.5%) 0.00 71
    2023-01-01 $299,799 (20.9%) $402,270 (29.2%) 0.00 73
    2023-02-01 $322,725 (47.1%) $417,708 (47.3%) 0.00 67
    2023-03-01 $306,450 (34.0%) $418,827 (39.7%) 0.00 64
    2023-04-01 $310,000 (37.8%) $427,164 (41.4%) 0.00 65
    2023-05-01 $332,000 (38.1%) $432,460 (26.8%) 0.00 63
    2023-06-01 $296,375 (29.2%) $426,326 (31.3%) 0.00 59
    2023-07-01 $277,500 (7.8%) $379,521 (14.2%) 0.00 57
    2023-08-01 $295,000 (16.8%) $390,808 (9.0%) 0.00 53
    2023-09-01 $295,000 (12.4%) $382,617 (6.0%) 0.00 62
    2023-10-01 $285,875 (-7.8%) $368,515 (-4.5%) 0.00 61
    2023-11-01 $277,500 (-7.2%) $346,524 (-10.5%) 0.00 60
    2023-12-01 $250,000 (-15.3%) $342,807 (-12.3%) 0.00 48
    2024-01-01 $275,000 (-8.3%) $372,432 (-7.4%) 0.00 42
    2024-02-01 $292,250 (-9.4%) $363,939 (-12.9%) 0.00 46
    2024-03-01 $296,500 (-3.3%) $369,946 (-11.7%) 0.00 49
    2024-04-01 $301,975 (-2.6%) $367,734 (-13.9%) 0.00 57
    2024-05-01 $299,000 (-9.9%) $357,663 (-17.3%) 0.00 58
    2024-06-01 $299,000 (0.9%) $351,979 (-17.4%) 0.00 51
    2024-07-01 $268,875 (-3.1%) $307,156 (-19.1%) 0.00 49
    2024-08-01 $327,000 (10.9%) $341,340 (-12.7%) 0.00 43
    2024-09-01 $328,000 (11.2%) $344,554 (-10.0%) 0.00 45
    2024-10-01 $327,000 (14.4%) $345,512 (-6.2%) 0.00 42
    2024-11-01 $329,000 (18.6%) $386,171 (11.4%) 0.00 45
    2024-12-01 $315,000 (26.0%) $387,829 (13.1%) 0.00 47
    2025-01-01 $314,250 (14.3%) $391,548 (5.1%) 0.00 44
    2025-02-01 $342,125 (17.1%) $399,789 (9.9%) 0.00 35
    2025-03-01 $337,500 (13.8%) $392,245 (6.0%) 0.00 36
    2025-04-01 $382,475 (26.7%) $429,256 (16.7%) 0.00 47
    2025-05-01 $395,500 (32.3%) $427,144 (19.4%) 0.00 45
    Andrews's median listing price for 2025-05-01 was $395,500, a difference of $96,500 (32.3%) versus the prior year and $13,025 versus the prior month.

    Andrews's median listing price comes in at 0% of the national average.

    Andrews's average listing price for 2025-05-01 was $427,144, a difference of $69,481 (19.4%) versus the prior year and $-2,112 versus the prior month.

    For the 2025-05-01 period, Andrews had 45 MLS listings, a difference of -2 listings (-4%) versus the prior month and -13 listings (-22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Andrews (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,003 sqft
    2018-02-01 0 days 2,105 sqft
    2018-03-01 0 days 2,070 sqft
    2018-04-01 0 days 2,048 sqft
    2018-05-01 0 days 2,041 sqft
    2018-06-01 0 days 2,072 sqft
    2018-07-01 0 days 2,113 sqft
    2018-08-01 0 days 2,159 sqft
    2018-09-01 0 days 2,039 sqft
    2018-10-01 0 days 1,971 sqft
    2018-11-01 0 days 1,941 sqft
    2018-12-01 0 days 1,762 sqft
    2019-01-01 0 days 1,760 sqft
    2019-02-01 0 days 1,867 sqft
    2019-03-01 0 days 1,884 sqft
    2019-04-01 0 days 1,970 sqft
    2019-05-01 0 days 1,969 sqft
    2019-06-01 0 days 1,817 sqft
    2019-07-01 0 days 1,766 sqft
    2019-08-01 0 days 1,746 sqft
    2019-09-01 0 days 1,738 sqft
    2019-10-01 0 days 1,782 sqft
    2019-11-01 0 days 1,711 sqft
    2019-12-01 0 days 1,847 sqft
    2020-01-01 0 days 1,863 sqft
    2020-02-01 0 days 1,850 sqft
    2020-03-01 0 days 1,847 sqft
    2020-04-01 0 days 1,844 sqft
    2020-05-01 0 days 1,847 sqft
    2020-06-01 0 days 1,851 sqft
    2020-07-01 0 days 1,856 sqft
    2020-08-01 0 days 1,853 sqft
    2020-09-01 0 days 1,864 sqft
    2020-10-01 0 days 1,884 sqft
    2020-11-01 0 days 1,903 sqft
    2020-12-01 0 days 1,957 sqft
    2021-01-01 0 days 1,884 sqft
    2021-02-01 0 days 1,934 sqft
    2021-03-01 0 days 1,878 sqft
    2021-04-01 0 days 1,915 sqft
    2021-05-01 0 days 1,902 sqft
    2021-06-01 0 days 1,922 sqft
    2021-07-01 0 days 1,999 sqft
    2021-08-01 0 days 1,999 sqft
    2021-09-01 0 days 1,959 sqft
    2021-10-01 0 days 1,957 sqft
    2021-11-01 0 days 1,955 sqft
    2021-12-01 0 days 1,956 sqft
    2022-01-01 0 days 1,952 sqft
    2022-02-01 0 days 1,807 sqft
    2022-03-01 0 days 1,811 sqft
    2022-04-01 0 days 1,858 sqft
    2022-05-01 0 days 1,872 sqft
    2022-06-01 0 days 1,870 sqft
    2022-07-01 0 days 1,894 sqft
    2022-08-01 0 days 1,934 sqft
    2022-09-01 0 days 1,907 sqft
    2022-10-01 0 days 2,056 sqft
    2022-11-01 0 days 2,040 sqft
    2022-12-01 0 days 2,057 sqft
    2023-01-01 0 days 2,166 sqft
    2023-02-01 0 days 2,201 sqft
    2023-03-01 0 days 2,188 sqft
    2023-04-01 0 days 2,150 sqft
    2023-05-01 0 days 2,111 sqft
    2023-06-01 0 days 2,129 sqft
    2023-07-01 0 days 2,098 sqft
    2023-08-01 0 days 2,064 sqft
    2023-09-01 0 days 2,070 sqft
    2023-10-01 0 days 2,026 sqft
    2023-11-01 0 days 2,003 sqft
    2023-12-01 0 days 1,946 sqft
    2024-01-01 0 days 2,017 sqft
    2024-02-01 0 days 2,042 sqft
    2024-03-01 0 days 1,969 sqft
    2024-04-01 0 days 2,042 sqft
    2024-05-01 0 days 2,099 sqft
    2024-06-01 0 days 2,068 sqft
    2024-07-01 0 days 1,866 sqft
    2024-08-01 0 days 2,143 sqft
    2024-09-01 0 days 2,310 sqft
    2024-10-01 0 days 2,255 sqft
    2024-11-01 0 days 2,223 sqft
    2024-12-01 0 days 2,230 sqft
    2025-01-01 0 days 2,175 sqft
    2025-02-01 0 days 2,148 sqft
    2025-03-01 0 days 2,124 sqft
    2025-04-01 0 days 2,141 sqft
    2025-05-01 0 days 2,124 sqft
    Andrews's median listing age (time on market) for 2025-05-01 was 0 days.

    Andrews's median square footage for active listings during the 2025-05-01 period was 2,124 sqft. One year prior, the average listing was 2,099 sqft.

    Andrews, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 266 $69,580,000 $261,579
    Refi 20 $6,920,000 $346,000
    Cash Out Refi 11 $2,495,000 $226,818
    Home Improvement 6 $650,000 $108,333
    Other 6 $590,000 $98,333

    Andrews's most frequently cited loan purpose was Home Purchase, with 266 originations. The 2nd most popular reason was Refi, with 20 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 116 $33,100,000 $285,345
    7-8% 88 $25,370,000 $288,295
    Over 8% 51 $7,985,000 $156,569
    5-6% 32 $9,390,000 $293,438
    <2.5% 6 $50,000 $8,333
    4-5% 2 $470,000 $235,000

    During 2024, Andrews's most frequently originated rate bucket was 6-7%, with 116 originations.

    Loan Sizing (Andrews, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 153 $43,285,000 $282,908
    $100k-200k 91 $14,145,000 $155,440
    $400k-600k 32 $14,480,000 $452,500
    $100,000 or less 28 $1,710,000 $61,071
    $600k-1000k 4 $2,820,000 $705,000
    $Over $1MM 1 $3,795,000 $3,795,000

    Andrews's loan sizing saw the bucket of loans from $200k-400k with 153 originations, totaling $43,285,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 224 $56,860,000 $253,839
    60-80% 43 $15,315,000 $356,163
    Under 20% 11 $405,000 $36,818
    Over 100% 5 $1,025,000 $205,000
    20-40% 3 $345,000 $115,000
    40-60% 3 $495,000 $165,000

    Andrews's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 224 originations, totaling $56,860,000 in origination value.