Andrews Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Andrews averaged 6.52% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.02% and one month ago for the week of 2024-09-05, the average rate was 6.45%.

Andrews's average rate one year ago was 7.59%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Andrews 30 Year Fixed Rate 2024-10-10 6.52%
Andrews 30 Year Fixed Rate Refi 2024-10-10 6.72%
Andrews 15 Year Fixed Rate 2024-10-10 5.21%
Andrews 15 Year Fixed Rate Refi 2024-10-10 5.31%
Andrews 30 Year FHA 2024-10-10 6.5%
Andrews 30 Year FHA Refi 2024-10-10 6.3%
Andrews 30 Year USDA 2024-10-10 5.98%
Andrews 30 Year USDA Refi 2024-10-10 5.98%
Andrews 30 Year VA 2024-10-10 5.85%
Andrews 30 Year VA Refi 2024-10-10 5.95%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Andrews, TX.

Andrews Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Andrews, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 7.31% $9,321
AMCAP MORTGAGE, LTD. 4 6.91% $7,402
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.94% $7,296
Town Square Mortgage & Investments, Inc. 3 6.87% $6,535
QUICKEN LOANS, LLC 3 7.46% $7,662
T2 FINANCIAL LLC 3 7.13% $7,062
EVERETT FINANCIAL, INC. 3 7.04% $10,304
UNION HOME MORTGAGE CORP. 2 7.31% $11,541
UNITED WHOLESALE MORTGAGE, LLC 2 6.81% $9,837
Prosperity Bank 2 5.63% $5,190
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 7.69% $10,033
JPMorgan Chase Bank 2 6.81% $4,723
PLANET HOME LENDING, LLC 2 6.81% $7,011
UNIVERSITY Federal Credit Union 1 6.88% $6,180
U.S. Bank 1 6.75% $4,111
VILLAGE CAPITAL MORTGAGE 1 6.99% $10,167
Waterstone Mortgage Corporation 1 6.99% $6,596
American Momentum Bank 1 6.38% $2,914
Carrington Mortgage Services, LLC 1 5.88% $5,982
Citadel Servicing Corporation 1 12.13% $5,211
Commerce Home Mortgage, Inc. 1 7.38% $5,029
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.99% $11,791
First Basin Credit Union 1 5.88% $5,127
First Horizon Bank 1 8.00% $7,169
INTERLINC MORTGAGE SERVICES, LLC 1 6.50% $6,749
LOANDEPOT.COM, LLC 1 6.50% $4,101
LRS FINANCIAL NETWORK, INC. 1 7.50% $5,719
Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $10,745
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.88% $10,646

Andrews Average Closing Costs & Other Stats

Andrews, TX's 29 lenders originated 227 loans during 2023. The total origination value was $55,155,000, with an average loan value of $242,974.

Andrews's average closing costs are $7,389.

The top Andrews lender as defined by loan originations is ARK-LA-TEX FINANCIAL SERVICES, LLC., with 4 loans originated. Their average total fees are $9,321, which is $1,919 higher than the next largest lender, AMCAP MORTGAGE, LTD..

The lowest fee Andrews lenders (with over 10 loans originated) are .

The lowest rate Andrews lenders (with over 10 loans originated) are .

Andrews, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
EVERETT FINANCIAL, INC. $4,355,000 $4,530,000 4.0% 8.2%
AMCAP MORTGAGE, LTD. $5,620,000 $3,640,000 -35.2% 6.6%
Town Square Mortgage & Investments, Inc. $3,345,000 n/a 6.1%
Nations Lending Corporation $2,820,000 $3,095,000 9.8% 5.6%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,365,000 n/a 4.3%
INTERLINC MORTGAGE SERVICES, LLC $3,165,000 $2,345,000 -25.9% 4.3%
Waterstone Mortgage Corporation $2,065,000 $2,170,000 5.1% 3.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,435,000 $2,065,000 -62.0% 3.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,060,000 $1,855,000 75.0% 3.4%
21ST MORTGAGE CORPORATION $2,055,000 $1,795,000 -12.7% 3.3%
QUICKEN LOANS, LLC $3,535,000 $1,545,000 -56.3% 2.8%
Complex Community Federal Credit Union $1,695,000 $1,495,000 -11.8% 2.7%
Mortgage Research Center, LLC $2,135,000 $1,485,000 -30.4% 2.7%
T2 FINANCIAL LLC $295,000 $1,270,000 330.5% 2.3%
UNION HOME MORTGAGE CORP. $825,000 $1,265,000 53.3% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $680,000 $1,125,000 65.4% 2.0%
First Horizon Bank $1,005,000 n/a 1.8%
FirstBank Southwest $900,000 n/a 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $635,000 $860,000 35.4% 1.6%
USAA Federal Savings Bank $55,000 $810,000 1,372.7% 1.5%
Prosperity Bank $745,000 $660,000 -11.4% 1.2%
CALCON MUTUAL MORTGAGE LLC $640,000 n/a 1.2%
THE MORTGAGE LINK, INC. $640,000 n/a 1.2%
SECURITYNATIONAL MORTGAGE COMPANY $185,000 $620,000 235.1% 1.1%
Community National Bank $530,000 $615,000 16.0% 1.1%
JPMorgan Chase Bank $895,000 $590,000 -34.1% 1.1%
SOUTHWEST STAGE FUNDING, LLC $115,000 $565,000 391.3% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $1,925,000 $560,000 -70.9% 1.0%
West Texas National Bank $65,000 $505,000 676.9% 0.9%
First American Bank $490,000 n/a 0.9%
TRIAD FINANCIAL SERVICES, INC. $95,000 $475,000 400.0% 0.9%
AMERICAN FINANCING CORPORATION $460,000 n/a 0.8%
Herring Bank $440,000 n/a 0.8%
Commerce Home Mortgage, Inc. $420,000 n/a 0.8%
PREMIA MORTGAGE, LLC $415,000 n/a 0.8%
American Momentum Bank $250,000 $405,000 62.0% 0.7%
NATIONS DIRECT MORTGAGE, LLC $395,000 n/a 0.7%
DRAPER AND KRAMER MORTGAGE CORP. $370,000 n/a 0.7%
PLANET HOME LENDING, LLC $530,000 $370,000 -30.2% 0.7%
PLAZA HOME MORTGAGE, INC. $365,000 n/a 0.7%
PENNYMAC LOAN SERVICES, LLC $1,285,000 $330,000 -74.3% 0.6%
DIRECTIONS EQUITY, LLC $740,000 $325,000 -56.1% 0.6%
City Bank $315,000 n/a 0.6%
TEXAS TECH $510,000 $305,000 -40.2% 0.6%
LONE STAR STATE BANK $295,000 n/a 0.5%
U.S. Bank $275,000 n/a 0.5%
MICHIGAN MUTUAL, INC. $265,000 n/a 0.5%
NAVY FEDERAL CREDIT UNION $265,000 n/a 0.5%
LRS FINANCIAL NETWORK, INC. $255,000 n/a 0.5%
MID AMERICA MORTGAGE, INC. $315,000 $250,000 -20.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $245,000 n/a 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $75,000 $245,000 226.7% 0.4%
FLAT BRANCH MORTGAGE, INC. $235,000 n/a 0.4%
ZILLOW HOME LOANS, LLC $235,000 n/a 0.4%
CMG MORTGAGE, INC. $205,000 n/a 0.4%
VILLAGE CAPITAL MORTGAGE $205,000 n/a 0.4%
First Basin Credit Union $195,000 n/a 0.4%
SUN WEST MORTGAGE COMPANY, INC. $295,000 $195,000 -33.9% 0.4%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $185,000 n/a 0.3%
GENEVA FINANCIAL, LLC $165,000 n/a 0.3%
My Community Credit Union $165,000 n/a 0.3%
Discover Bank $160,000 n/a 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $195,000 $145,000 -25.6% 0.3%
BOKF $105,000 n/a 0.2%
Citadel Servicing Corporation $105,000 n/a 0.2%
LOANDEPOT.COM, LLC $275,000 $95,000 -65.5% 0.2%
UNIVERSITY Federal Credit Union $95,000 n/a 0.2%
Carrington Mortgage Services, LLC $75,000 $75,000 0.0% 0.1%
Education Credit Union $75,000 n/a 0.1%
LOANPAL, LLC $210,000 $55,000 -73.8% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $45,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $205,000 $45,000 -78.0% 0.1%
Truist $55,000 $35,000 -36.4% 0.1%

Andrews's top lender by overall market share is EVERETT FINANCIAL, INC., with 8.2% market share. In second place, with 6.6%, is AMCAP MORTGAGE, LTD., having originated $3,640,000 in loans. In third place, with 6.1%, is Town Square Mortgage & Investments, Inc., having originated $3,345,000 in loans. In fourth place, with 5.6%, is Nations Lending Corporation, having originated $3,095,000 in loans. In fifth place, with 4.3%, is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., having originated $2,365,000 in loans.


Andrews Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Andrews (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $213,750 (13.0%) $246,342 (5.0%) 0.00 80
2018-02-01 $223,000 (11.5%) $269,809 (10.8%) 0.00 81
2018-03-01 $227,000 (6.3%) $268,516 (12.7%) 0.00 81
2018-04-01 $229,500 (5.3%) $275,178 (11.6%) 0.00 74
2018-05-01 $240,000 (9.8%) $288,837 (19.6%) 0.00 66
2018-06-01 $240,000 (9.3%) $288,926 (19.0%) 0.00 59
2018-07-01 $261,225 (21.5%) $308,279 (33.3%) 0.00 57
2018-08-01 $266,500 (35.0%) $309,976 (39.0%) 0.00 45
2018-09-01 $235,000 (19.6%) $286,384 (22.2%) 0.00 41
2018-10-01 $219,250 (9.8%) $271,798 (13.8%) 0.00 40
2018-11-01 $229,225 (14.9%) $277,547 (18.6%) 0.00 41
2018-12-01 $193,950 (-9.3%) $263,231 (9.8%) 0.00 47
2019-01-01 $216,200 (1.2%) $265,605 (7.8%) 0.00 46
2019-02-01 $232,975 (4.5%) $262,576 (-2.7%) 0.00 55
2019-03-01 $247,734 (9.1%) $259,005 (-3.5%) 0.00 53
2019-04-01 $281,140 (22.5%) $265,715 (-3.4%) 0.00 51
2019-05-01 $277,370 (15.6%) $290,354 (0.5%) 0.00 50
2019-06-01 $290,507 (21.0%) $301,730 (4.4%) 0.00 47
2019-07-01 $268,695 (2.9%) $275,169 (-10.7%) 0.00 51
2019-08-01 $255,636 (-4.1%) $270,832 (-12.6%) 0.00 55
2019-09-01 $249,091 (6.0%) $278,352 (-2.8%) 0.00 59
2019-10-01 $242,025 (10.4%) $287,400 (5.7%) 0.00 62
2019-11-01 $240,100 (4.7%) $290,138 (4.5%) 0.00 61
2019-12-01 $244,000 (25.8%) $283,990 (7.9%) 0.00 63
2020-01-01 $236,950 (9.6%) $292,881 (10.3%) 0.00 64
2020-02-01 $228,850 (-1.8%) $283,756 (8.1%) 0.00 71
2020-03-01 $227,900 (-8.0%) $275,620 (6.4%) 0.00 87
2020-04-01 $221,450 (-21.2%) $273,274 (2.8%) 0.00 97
2020-05-01 $227,900 (-17.8%) $273,569 (-5.8%) 0.00 89
2020-06-01 $235,500 (-18.9%) $276,328 (-8.4%) 0.00 85
2020-07-01 $241,000 (-10.3%) $282,056 (2.5%) 0.00 82
2020-08-01 $247,000 (-3.4%) $287,200 (6.0%) 0.00 75
2020-09-01 $259,500 (4.2%) $303,393 (9.0%) 0.00 85
2020-10-01 $260,000 (7.4%) $299,304 (4.1%) 0.00 88
2020-11-01 $260,450 (8.5%) $296,944 (2.4%) 0.00 89
2020-12-01 $259,250 (6.3%) $292,161 (2.9%) 0.00 97
2021-01-01 $249,500 (5.3%) $286,410 (-2.2%) 0.00 84
2021-02-01 $246,000 (7.5%) $288,630 (1.7%) 0.00 96
2021-03-01 $250,000 (9.7%) $294,450 (6.8%) 0.00 88
2021-04-01 $255,750 (15.5%) $298,340 (9.2%) 0.00 87
2021-05-01 $252,500 (10.8%) $295,884 (8.2%) 0.00 81
2021-06-01 $263,250 (11.8%) $309,488 (12.0%) 0.00 81
2021-07-01 $285,700 (18.6%) $319,056 (13.1%) 0.00 78
2021-08-01 $273,645 (10.8%) $308,764 (7.5%) 0.00 76
2021-09-01 $259,975 (0.2%) $310,026 (2.2%) 0.00 78
2021-10-01 $257,250 (-1.1%) $316,199 (5.6%) 0.00 82
2021-11-01 $248,000 (-4.8%) $306,077 (3.1%) 0.00 80
2021-12-01 $250,000 (-3.6%) $304,159 (4.1%) 0.00 80
2022-01-01 $248,000 (-0.6%) $311,342 (8.7%) 0.00 73
2022-02-01 $219,450 (-10.8%) $283,492 (-1.8%) 0.00 64
2022-03-01 $228,700 (-8.5%) $299,788 (1.8%) 0.00 58
2022-04-01 $225,000 (-12.0%) $302,006 (1.2%) 0.00 58
2022-05-01 $240,400 (-4.8%) $341,125 (15.3%) 0.00 60
2022-06-01 $229,375 (-12.9%) $324,671 (4.9%) 0.00 75
2022-07-01 $257,450 (-9.9%) $332,421 (4.2%) 0.00 86
2022-08-01 $252,475 (-7.7%) $358,428 (16.1%) 0.00 94
2022-09-01 $262,400 (0.9%) $360,926 (16.4%) 0.00 96
2022-10-01 $310,000 (20.5%) $385,736 (22.0%) 0.00 92
2022-11-01 $299,150 (20.6%) $387,165 (26.5%) 0.00 83
2022-12-01 $295,000 (18.0%) $390,800 (28.5%) 0.00 71
2023-01-01 $299,799 (20.9%) $402,270 (29.2%) 0.00 73
2023-02-01 $322,725 (47.1%) $417,708 (47.3%) 0.00 67
2023-03-01 $306,450 (34.0%) $418,827 (39.7%) 0.00 64
2023-04-01 $310,000 (37.8%) $427,164 (41.4%) 0.00 65
2023-05-01 $332,000 (38.1%) $432,460 (26.8%) 0.00 63
2023-06-01 $296,375 (29.2%) $426,326 (31.3%) 0.00 59
2023-07-01 $277,500 (7.8%) $379,521 (14.2%) 0.00 57
2023-08-01 $295,000 (16.8%) $390,808 (9.0%) 0.00 53
2023-09-01 $295,000 (12.4%) $382,617 (6.0%) 0.00 62
2023-10-01 $285,875 (-7.8%) $368,515 (-4.5%) 0.00 61
2023-11-01 $277,500 (-7.2%) $346,524 (-10.5%) 0.00 60
2023-12-01 $250,000 (-15.3%) $342,807 (-12.3%) 0.00 48
2024-01-01 $275,000 (-8.3%) $372,432 (-7.4%) 0.00 42
2024-02-01 $292,250 (-9.4%) $363,939 (-12.9%) 0.00 46
2024-03-01 $296,500 (-3.3%) $369,946 (-11.7%) 0.00 49
2024-04-01 $299,000 (-3.6%) $365,022 (-14.6%) 0.00 56
2024-05-01 $299,000 (-9.9%) $356,320 (-17.6%) 0.00 57
2024-06-01 $295,000 (-0.5%) $351,979 (-17.4%) 0.00 51
2024-07-01 $268,875 (-3.1%) $307,156 (-19.1%) 0.00 49
2024-08-01 $327,000 (10.9%) $341,340 (-12.7%) 0.00 43
2024-09-01 $328,000 (11.2%) $344,554 (-10.0%) 0.00 45
Andrews's median listing price for 2024-09-01 was $328,000, a difference of $33,000 (11.2%) versus the prior year and $1,000 versus the prior month.

Andrews's median listing price comes in at 0% of the national average.

Andrews's average listing price for 2024-09-01 was $344,554, a difference of $-38,063 (-10.0%) versus the prior year and $3,214 versus the prior month.

For the 2024-09-01 period, Andrews had 45 MLS listings, a difference of 2 listings (5%) versus the prior month and -17 listings (-27%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Andrews (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,003 sqft
2018-02-01 0 days 2,105 sqft
2018-03-01 0 days 2,070 sqft
2018-04-01 0 days 2,048 sqft
2018-05-01 0 days 2,041 sqft
2018-06-01 0 days 2,072 sqft
2018-07-01 0 days 2,113 sqft
2018-08-01 0 days 2,159 sqft
2018-09-01 0 days 2,039 sqft
2018-10-01 0 days 2,015 sqft
2018-11-01 0 days 1,980 sqft
2018-12-01 0 days 1,781 sqft
2019-01-01 0 days 1,791 sqft
2019-02-01 0 days 1,879 sqft
2019-03-01 0 days 1,884 sqft
2019-04-01 0 days 1,970 sqft
2019-05-01 0 days 1,969 sqft
2019-06-01 0 days 1,817 sqft
2019-07-01 0 days 1,766 sqft
2019-08-01 0 days 1,746 sqft
2019-09-01 0 days 1,738 sqft
2019-10-01 0 days 1,782 sqft
2019-11-01 0 days 1,711 sqft
2019-12-01 0 days 1,847 sqft
2020-01-01 0 days 1,863 sqft
2020-02-01 0 days 1,850 sqft
2020-03-01 0 days 1,847 sqft
2020-04-01 0 days 1,844 sqft
2020-05-01 0 days 1,847 sqft
2020-06-01 0 days 1,851 sqft
2020-07-01 0 days 1,856 sqft
2020-08-01 0 days 1,853 sqft
2020-09-01 0 days 1,864 sqft
2020-10-01 0 days 1,884 sqft
2020-11-01 0 days 1,903 sqft
2020-12-01 0 days 1,957 sqft
2021-01-01 0 days 1,884 sqft
2021-02-01 0 days 1,934 sqft
2021-03-01 0 days 1,878 sqft
2021-04-01 0 days 1,915 sqft
2021-05-01 0 days 1,902 sqft
2021-06-01 0 days 1,922 sqft
2021-07-01 0 days 1,999 sqft
2021-08-01 0 days 1,999 sqft
2021-09-01 0 days 1,959 sqft
2021-10-01 0 days 1,957 sqft
2021-11-01 0 days 1,955 sqft
2021-12-01 0 days 1,956 sqft
2022-01-01 0 days 1,952 sqft
2022-02-01 0 days 1,807 sqft
2022-03-01 0 days 1,811 sqft
2022-04-01 0 days 1,858 sqft
2022-05-01 0 days 1,872 sqft
2022-06-01 0 days 1,870 sqft
2022-07-01 0 days 1,894 sqft
2022-08-01 0 days 1,934 sqft
2022-09-01 0 days 1,907 sqft
2022-10-01 0 days 2,056 sqft
2022-11-01 0 days 2,040 sqft
2022-12-01 0 days 2,057 sqft
2023-01-01 0 days 2,166 sqft
2023-02-01 0 days 2,201 sqft
2023-03-01 0 days 2,188 sqft
2023-04-01 0 days 2,150 sqft
2023-05-01 0 days 2,111 sqft
2023-06-01 0 days 2,129 sqft
2023-07-01 0 days 2,098 sqft
2023-08-01 0 days 2,064 sqft
2023-09-01 0 days 2,070 sqft
2023-10-01 0 days 2,026 sqft
2023-11-01 0 days 2,003 sqft
2023-12-01 0 days 1,946 sqft
2024-01-01 0 days 2,017 sqft
2024-02-01 0 days 2,042 sqft
2024-03-01 0 days 1,969 sqft
2024-04-01 0 days 2,013 sqft
2024-05-01 0 days 2,058 sqft
2024-06-01 0 days 2,068 sqft
2024-07-01 0 days 1,866 sqft
2024-08-01 0 days 2,143 sqft
2024-09-01 0 days 2,310 sqft
Andrews's median listing age (time on market) for 2024-09-01 was 0 days.

Andrews's median square footage for active listings during the 2024-09-01 period was 2,310 sqft. One year prior, the average listing was 2,070 sqft.

Andrews, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 196 $48,300,000 $246,429
Refi 12 $4,310,000 $359,167
Cash Out Refi 12 $1,750,000 $145,833
Other 4 $470,000 $117,500
Home Improvement 3 $325,000 $108,333

Andrews's most frequently cited loan purpose was Home Purchase, with 196 originations. The 2nd most popular reason was Refi, with 12 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 81 $21,025,000 $259,568
7-8% 68 $19,370,000 $284,853
Over 8% 32 $3,970,000 $124,063
5-6% 23 $6,235,000 $271,087
<2.5% 2 $10,000 $5,000
4-5% 1 $55,000 $55,000
2.5-3% 1 $75,000 $75,000

During 2023, Andrews's most frequently originated rate bucket was 6-7%, with 81 originations.

Loan Sizing (Andrews, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 112 $31,790,000 $283,839
$100k-200k 63 $9,535,000 $151,349
$100,000 or less 27 $1,655,000 $61,296
$400k-600k 23 $10,545,000 $458,478
$600k-1000k 1 $625,000 $625,000
$Over $1MM 1 $1,005,000 $1,005,000

Andrews's loan sizing saw the bucket of loans from $200k-400k with 112 originations, totaling $31,790,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 157 $42,005,000 $267,548
60-80% 24 $4,390,000 $182,917
20-40% 8 $850,000 $106,250
40-60% 8 $1,450,000 $181,250
Over 100% 5 $1,905,000 $381,000
Under 20% 5 $65,000 $13,000

Andrews's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 157 originations, totaling $42,005,000 in origination value.