MIDLAND Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Midland averaged 5.52% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.39% and one month ago for the week of 2022-04-07, the average rate was 4.84%.

Midland's average rate one year ago was 2.95%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.51%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Midland 30 Year Fixed Rate 2022-05-12 5.52%
Midland 30 Year Fixed Rate Refi 2022-05-12 5.51%
Midland 15 Year Fixed Rate 2022-05-12 4.69%
Midland 15 Year Fixed Rate Refi 2022-05-12 4.45%
Midland 30 Year FHA 2022-05-12 5.56%
Midland 30 Year FHA Refi 2022-05-12 5.57%
Midland 30 Year USDA 2022-05-12 5.44%
Midland 30 Year VA 2022-05-12 5.66%
Midland 30 Year VA Refi 2022-05-12 5.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MIDLAND, TX.

MIDLAND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MIDLAND, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
LRS FINANCIAL NETWORK, INC. 355 2.92% $4,804
PRIMELENDING, A PLAINSCAPITAL COMPANY 296 3.27% $5,650
ARK-LA-TEX FINANCIAL SERVICES, LLC. 235 3.24% $4,411
QUICKEN LOANS, LLC 233 3.20% $5,679
DHI MORTGAGE COMPANY, LTD. 114 3.02% $4,708
Wells Fargo Bank 87 2.97% $3,237
First Bank & Trust 78 3.20% $6,562
JPMorgan Chase Bank 70 3.05% $3,426
Gateway First Bank 53 3.16% $4,414
LOANDEPOT.COM, LLC 47 3.12% $5,771
PREMIA MORTGAGE, LLC 41 2.90% $1,374
AMCAP MORTGAGE, LTD. 41 3.26% $6,437
SECURITYNATIONAL MORTGAGE COMPANY 41 3.42% $5,759
CHEVRON 37 2.49% $3,400
Southwest Bank 34 3.27% $4,511
UNITED WHOLESALE MORTGAGE, LLC 31 3.08% $6,759
EVERETT FINANCIAL, INC. 30 3.84% $3,240
Prosperity Bank 29 3.07% $4,645
BETTER MORTGAGE CORPORATION 27 2.87% $3,824
Mr. Cooper ( Nationstar Mortgage ) 27 3.44% $6,614
CALIBER HOME LOANS, INC. 22 3.13% $5,012
PENNYMAC LOAN SERVICES, LLC 21 3.14% $5,343
LOANPAL, LLC 21 3.25% $6,715
AMERISAVE MORTGAGE CORPORATION 21 3.09% $5,425
City Bank 20 3.14% $5,543
NATIONS RELIABLE LENDING, LLC 20 3.25% $6,083
INFINITY MORTGAGE HOLDINGS, LLC 20 3.09% $5,813
CHURCHILL MORTGAGE CORPORATION 19 3.46% $5,373
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 3.18% $5,363
SFMC, LP 18 3.40% $6,558
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 15 3.22% $6,646
Bank of America 15 2.82% $4,676
U.S. Bank 15 3.15% $4,132
MID AMERICA MORTGAGE, INC. 14 3.08% $5,950
Flagstar Bank, FSB 13 3.18% $5,134
CERTAINTY HOME LOANS, LLC 13 3.48% $5,252
GUILD MORTGAGE COMPANY 13 3.09% $5,411
HOME POINT FINANCIAL CORPORATION 13 2.98% $6,465
Nations Lending Corporation 12 3.25% $7,243
Citizens Bank 12 2.98% $5,983
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 2.97% $5,409
Truity Federal Credit Union 12 2.95% $3,248
Evolve Bank & Trust 11 3.01% $3,609
PRIMARY RESIDENTIAL MORTGAGE, INC. 11 3.26% $5,439
FBC MORTGAGE, LLC 11 3.37% $6,437
FREEDOM MORTGAGE CORPORATION 11 3.28% $3,088
KELLER MORTGAGE, LLC 10 2.93% $3,304
Truist Bank 10 3.21% $5,620
Network Funding, L.P. 10 3.13% $6,085
TEXAS TECH 10 3.40% $6,234
BROKER SOLUTIONS, INC. 9 3.12% $4,729
JMAC LENDING, INC. 9 3.13% $5,250
GUARANTEED RATE, INC. 8 3.14% $5,284
CROSSCOUNTRY MORTGAGE, LLC 8 3.17% $6,955
NEWREZ LLC 8 3.34% $5,201
InterContinental Capital Group, Inc 8 3.05% $4,939
THRIVE MORTGAGE, LLC 8 3.20% $5,414
SWBC MORTGAGE CORPORATION 7 3.11% $7,420
Morgan Stanley Private Bank 7 2.80% $7,694
HOMESIDE FINANCIAL, LLC 7 3.34% $4,679
AmeriHome Mortgage Company, LLC 7 3.57% $3,050
First Financial Bank 7 2.84% $5,149
CITY FIRST MORTGAGE SERVICES, L.L.C. 7 3.23% $5,747
CORNERSTONE HOME LENDING, INC. 6 3.27% $4,824
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.17% $4,432
RBC Bank, (Georgia) 6 2.88% $4,304
Bank of England 6 3.42% $6,367
MORTGAGE FINANCIAL SERVICES, LLC 6 3.17% $6,246
ANGEL OAK MORTGAGE SOLUTIONS LLC 6 5.77% $8,871
AMERICAN FINANCING CORPORATION 6 3.00% $5,780
MOVEMENT MORTGAGE, LLC 6 3.28% $5,478
PNC Bank 5 3.23% $6,119
UNION HOME MORTGAGE CORP. 5 3.05% $5,776
SCHLUMBERGER EMPLOYEES CREDIT UNION 5 3.15% $3,777
Ally Bank 5 2.82% $8,219
First Mortgage Solutions, LLC 5 2.60% $4,071
CMG MORTGAGE, INC. 4 3.03% $4,926
MTCU 4 3.28% $4,783
NAVY FEDERAL CREDIT UNION 4 4.31% $6,427
Colonial Savings, F.A. 4 3.28% $2,265
Loan Simple, Inc. 4 3.06% $6,289
LEGACY MORTGAGE LLC 4 3.53% $6,100
SECURITY SERVICE 4 2.81% $3,587
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 3.47% $6,172
PLAZA HOME MORTGAGE, INC. 4 2.94% $6,299
CHERRY CREEK MORTGAGE, LLC 4 2.91% $1,296
Cf Bank 4 2.91% $4,223
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 2.84% $6,634
SIRVA MORTGAGE, INC. 3 3.33% $2,239
Encompass Lending Group, LP 3 3.46% $7,797
AMERICA'S CHOICE HOME LOANS LP 3 3.13% $6,110
The Huntington National Bank 3 3.17% $6,085
ROYAL UNITED MORTGAGE LLC 3 3.38% $7,367
FINANCE OF AMERICA MORTGAGE LLC 3 3.13% $4,468
Republic State Mortgage Co. 3 3.17% $4,508
Waterstone Mortgage Corporation 3 3.42% $5,416
WILLOW BEND MORTGAGE COMPANY, LLC 3 2.92% $5,976
Wyndham Capital Mortgage, Inc. 3 3.38% $3,989
ZILLOW HOME LOANS, LLC 3 3.04% $5,032
First United Bank and Trust Company 3 3.21% $7,914
PLANET HOME LENDING, LLC 3 3.38% $3,587
Carrington Mortgage Services, LLC 3 3.17% $5,294
GREAT WESTERN FINANCIAL SERVICES, INC. 3 3.50% $5,855
GUARANTEED RATE AFFINITY, LLC 3 3.17% $3,579
Paramount Residential Mortgage Group, Inc. 3 2.92% $6,776
Origin Bank 3 3.00% $5,629
Chicago Mortgage Solutions LLC 3 2.79% $1,595
Assurance Financial Group, L.L.C. 3 2.87% $4,760
Inwood National Bank 3 2.63% $5,261
North American Savings Bank, F.S.B. 3 3.29% $4,225
LOANFLIGHT LENDING, LLC 3 2.66% $3,051
ASPIRE FINANCIAL, INC. 3 2.92% $7,163
NBKC BANK 3 2.79% $4,949
SOVEREIGN LENDING GROUP INCORPORATED 3 3.29% $6,816
PENTAGON FEDERAL CREDIT UNION 2 2.94% $3,796
SUN WEST MORTGAGE COMPANY, INC. 2 2.81% $2,147
PHH Mortgage Corporation 2 2.88% $5,996
LAKEVIEW LOAN SERVICING, LLC 2 3.82% $4,397
PILGRIM MORTGAGE LLC 2 3.19% $5,723
LEGEND LENDING CORPORATION 2 2.88% $4,620
NATIONS DIRECT MORTGAGE, LLC 2 4.19% $9,758
F & M Bank 2 2.81% $4,414
First United Bank 2 2.93% $4,607
Simmons Bank 2 2.94% $3,289
BOKF 2 3.13% $4,154
NETWORK CAPITAL FUNDING CORPORATION 2 2.94% $5,720
First Guaranty Mortgage Corporation 2 3.13% $4,756
Prosperity Home Mortgage, LLC 2 3.44% $5,507
Strong Home Mortgage, LLC 2 2.81% $2,553
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.50% $5,086
UBS Bank USA 2 3.38% $6,705
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 3.25% $6,509
RESIDENTIAL BANCORP. 2 3.25% $9,525
BAY EQUITY LLC 2 3.00% $3,014
MORTGAGE ACCESS CORP. 2 3.06% $5,714
HOMETRUST MORTGAGE COMPANY 2 3.69% $5,401
The Federal Savings Bank 2 3.31% $6,954
Mortgage Research Center, LLC 2 3.06% $2,497
INTEGRITY MORTGAGE CORPORATION OF TEXAS 2 3.12% $5,693
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.56% $15,879
Alliance Credit Union 2 3.00% $6,146
ADVANCIAL 2 3.31% $7,711
Northpointe Bank 2 3.31% $5,266
Zions Bancorporation, N.A. 1 2.75% $5,819
A+ Federal Credit Union 1 3.00% $4,430
Alcova Mortgage LLC 1 2.88% $2,446
Amarillo National Bank 1 3.00% $5,808
AMERICAN FINANCIAL NETWORK, INC. 1 3.13% $8,070
AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $4,397
American Momentum Bank 1 4.63% $3,879
American National Bank & Trust 1 3.25% $3,024
Amerifirst Financial, Inc. 1 3.00% $7,078
ANGEL OAK HOME LOANS LLC 1 2.88% $3,353
ARC HOME LLC 1 2.99% $10,183
Austin Capital Bank SSB 1 3.63% $4,902
Axos Bank 1 2.63% $4,553
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.13% $8,986
BARTON CREEK LENDING GROUP, LLC 1 2.88% $3,000
Baxter Credit Union 1 2.63% $4,808
BBVA USA 1 3.38% $9,548
BKCO MORTGAGE, LLC 1 2.75% $3,410
BTH Bank 1 3.25% $5,714
Citadel Servicing Corporation 1 7.88% $4,413
Commerce Home Mortgage, Inc. 1 4.13% $4,920
CONTOUR MORTGAGE CORPORATION 1 2.88% $7,954
COUNTRYPLACE MORTGAGE, LTD. 1 3.25% $10,785
DATA MORTGAGE, INC. 1 5.13% $9,497
Deere Employees Credit Union 1 3.25% $4,421
Discover Bank 1 4.25% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 2.99% $4,153
EECU 1 3.63% $5,081
EMBRACE HOME LOANS, INC. 1 2.88% $2,025
EVANSVILLE TEACHERS 1 2.63% $4,787
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.25% $5,742
Fidelity Bank 1 3.25% $3,731
FIDELITY BANK 1 2.88% $3,370
Fifth Third Bank 1 2.99% $4,074
FIRST COLONY MORTGAGE CORPORATION 1 4.00% $6,695
First National Bank of Omaha 1 3.13% $4,705
First National Bank Texas 1 2.88% $5,590
First Savings Bank 1 2.50% $8,889
GENEVA FINANCIAL, LLC 1 2.88% $2,813
GMFS LLC 1 2.88% $4,967
Goldman Sachs Bank USA 1 2.60% $13,706
Goldwater Bank, N.A. 1 4.13% $4,796
GSF Mortgage Corporation 1 3.63% $3,747
Happy State Bank 1 3.25% $5,258
Hometown Lenders, Inc. 1 3.49% $6,398
Independent Bank 1 2.88% $5,307
KS StateBank 1 3.13% $5,526
Kwik Mortgage Corporation 1 2.75% $2,631
LENDSURE MORTGAGE CORP. 1 5.88% $9,160
LIBERTY HOME MORTGAGE CORPORATION 1 3.50% $6,328
LOANLEADERS OF AMERICA, INC. 1 3.25% $4,361
LOANPEOPLE, LLC 1 3.00% $5,657
Manufacturers and Traders Trust Company 1 3.13% $2,872
MEGA CAPITAL FUNDING, INC. 1 2.63% $6,071
MEMBER HOME LOAN, L.L.C. 1 3.63% $13,539
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.00% $5,273
Neighborhood Loans, Inc. 1 2.88% $6,123
NexBank 1 3.38% $5,625
OAKTREE FUNDING CORP. 1 3.75% $12,592
PARKSIDE LENDING, LLC 1 3.75% $5,414
Regions Bank 1 2.88% $8,833
SENTE MORTGAGE, INC. 1 2.99% $6,289
Sierra Pacific Mortgage Company, Inc. 1 2.75% $8,188
SOFI LENDING CORP. 1 3.00% $3,052
S&S Financial 1 2.75% $3,430
STEARNS LENDING, LLC 1 2.99% $3,757
Stifel Bank and Trust 1 3.00% $2,353
SUCCESS MORTGAGE PARTNERS, INC. 1 3.63% $8,663
SUMMIT FUNDING, INC. 1 2.99% $4,746
Texas Bank Financial 1 4.88% $3,932
Texas Capital Bank 1 2.88% $6,653
Texas Mortgage Lending, LLC 1 3.38% $4,873
The Home Loan Expert LLC 1 3.50% $2,742
TIAA, FSB 1 3.38% $2,636
TIB The Independent Bankersbank 1 3.25% $2,734
Town Square Mortgage & Investments, Inc. 1 3.12% $3,941
UIF CORPORATION 1 2.75% $4,691
United Texas Credit Union 1 3.63% $5,061
UNIVERSITY LENDING GROUP, LLC 1 3.38% $5,306
USAA Federal Savings Bank 1 3.25% $4,580
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.50% $5,223
Watermark Capital, Inc. 1 2.75% $3,822
ACADEMY MORTGAGE CORPORATION 1 3.63% $4,850

MIDLAND, TX's 226 lenders originated 6,475 loans during 2021. The total origination value was $1,785,635,000, with an average loan value of $275,774.

The top MIDLAND lender as defined by loan originations is LRS FINANCIAL NETWORK, INC., with 355 loans originated. Their average total fees are $4,804, which is $846 lower than the next largest lender, PRIMELENDING, A PLAINSCAPITAL COMPANY.

The lowest fee MIDLAND lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($1,374), FREEDOM MORTGAGE CORPORATION ($3,088), Wells Fargo Bank ($3,237), EVERETT FINANCIAL, INC. ($3,240) and Truity Federal Credit Union ($3,248).

The lowest rate MIDLAND lenders (with over 10 loans originated) are CHEVRON (2.49%), Bank of America (2.82%), BETTER MORTGAGE CORPORATION (2.87%), PREMIA MORTGAGE, LLC (2.90%) and LRS FINANCIAL NETWORK, INC. (2.92%).

MIDLAND, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
PRIMELENDING, A PLAINSCAPITAL COMPANY $148,145,000 $154,550,000 4.3% 8.7%
LRS FINANCIAL NETWORK, INC. $202,365,000 $152,840,000 -24.5% 8.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $120,485,000 $121,880,000 1.2% 6.8%
QUICKEN LOANS, LLC $123,110,000 $120,485,000 -2.1% 6.7%
DHI MORTGAGE COMPANY, LTD. $74,210,000 $85,035,000 14.6% 4.8%
FREEDOM MORTGAGE CORPORATION $65,850,000 $51,920,000 -21.2% 2.9%
Community National Bank $75,060,000 $51,130,000 -31.9% 2.9%
Prosperity Bank $10,900,000 $50,480,000 363.1% 2.8%
Wells Fargo Bank $36,935,000 $48,500,000 31.3% 2.7%
First Bank & Trust $45,115,000 $38,300,000 -15.1% 2.1%
Gateway First Bank $35,335,000 $38,210,000 8.1% 2.1%
AMCAP MORTGAGE, LTD. $28,260,000 $30,710,000 8.7% 1.7%
Southwest Bank $36,370,000 $27,600,000 -24.1% 1.5%
JPMorgan Chase Bank $34,960,000 $27,455,000 -21.5% 1.5%
SECURITYNATIONAL MORTGAGE COMPANY $10,465,000 $24,730,000 136.3% 1.4%
LOANDEPOT.COM, LLC $14,840,000 $23,880,000 60.9% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $19,840,000 $23,230,000 17.1% 1.3%
PENNYMAC LOAN SERVICES, LLC $13,660,000 $21,405,000 56.7% 1.2%
PREMIA MORTGAGE, LLC $7,195,000 $19,310,000 168.4% 1.1%
LAKEVIEW LOAN SERVICING, LLC $13,625,000 $18,005,000 32.1% 1.0%
Mortgage Research Center, LLC $13,390,000 $16,595,000 23.9% 0.9%
CHEVRON $13,195,000 $16,290,000 23.5% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $20,000,000 $16,130,000 -19.4% 0.9%
21ST MORTGAGE CORPORATION $23,925,000 $16,120,000 -32.6% 0.9%
EVERETT FINANCIAL, INC. $57,685,000 $15,370,000 -73.4% 0.9%
NATIONS RELIABLE LENDING, LLC $6,570,000 $14,600,000 122.2% 0.8%
BETTER MORTGAGE CORPORATION $10,290,000 $14,405,000 40.0% 0.8%
INFINITY MORTGAGE HOLDINGS, LLC $15,760,000 $13,140,000 -16.6% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,470,000 $12,505,000 32.0% 0.7%
SFMC, LP $11,895,000 $11,845,000 -0.4% 0.7%
AMERISAVE MORTGAGE CORPORATION $11,100,000 $11,220,000 1.1% 0.6%
FBC MORTGAGE, LLC $23,830,000 $11,150,000 -53.2% 0.6%
U.S. Bank $10,225,000 $11,130,000 8.9% 0.6%
City Bank $11,815,000 $10,885,000 -7.9% 0.6%
Lakeview Community Capital, LLC $5,840,000 $10,845,000 85.7% 0.6%
NEWREZ LLC $6,185,000 $10,765,000 74.1% 0.6%
MID AMERICA MORTGAGE, INC. $7,790,000 $9,795,000 25.7% 0.5%
CALIBER HOME LOANS, INC. $12,795,000 $9,730,000 -24.0% 0.5%
FirstCapital Bank of Texas $8,525,000 $8,880,000 4.2% 0.5%
Frost Bank $11,135,000 $8,770,000 -21.2% 0.5%
CERTAINTY HOME LOANS, LLC $195,000 $8,735,000 4,379.5% 0.5%
LOANPAL, LLC $10,200,000 $8,720,000 -14.5% 0.5%
Nations Lending Corporation $7,545,000 $8,340,000 10.5% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,430,000 $8,250,000 -12.5% 0.5%
Complex Community Federal Credit Union $11,180,000 $7,960,000 -28.8% 0.4%
Bank of America $13,410,000 $7,905,000 -41.1% 0.4%
CHURCHILL MORTGAGE CORPORATION $11,125,000 $7,765,000 -30.2% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $6,115,000 $7,615,000 24.5% 0.4%
Truist Bank $5,300,000 $7,605,000 43.5% 0.4%
HOME POINT FINANCIAL CORPORATION $3,105,000 $6,575,000 111.8% 0.4%
USAA Federal Savings Bank $8,740,000 $6,565,000 -24.9% 0.4%
Citizens Bank $5,440,000 $6,150,000 13.1% 0.3%
AmeriHome Mortgage Company, LLC $8,310,000 $6,090,000 -26.7% 0.3%
TEXAS TECH $7,420,000 $5,765,000 -22.3% 0.3%
First Financial Bank $4,415,000 $5,580,000 26.4% 0.3%
Morgan Stanley Private Bank $5,555,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,190,000 $5,315,000 26.8% 0.3%
MTCU $6,110,000 $5,260,000 -13.9% 0.3%
Truity Federal Credit Union $5,220,000 n/a 0.3%
Flagstar Bank, FSB $3,025,000 $5,015,000 65.8% 0.3%
BROKER SOLUTIONS, INC. $5,055,000 $4,780,000 -5.4% 0.3%
HOMESIDE FINANCIAL, LLC $235,000 $4,490,000 1,810.6% 0.3%
GUILD MORTGAGE COMPANY $5,920,000 $4,250,000 -28.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,170,000 $4,225,000 -48.3% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,980,000 $4,205,000 41.1% 0.2%
GUARANTEED RATE, INC. $6,225,000 $4,180,000 -32.9% 0.2%
Network Funding, L.P. $4,305,000 $3,885,000 -9.8% 0.2%
CLEARPATH LENDING $2,650,000 $3,660,000 38.1% 0.2%
SWBC MORTGAGE CORPORATION $1,345,000 $3,640,000 170.6% 0.2%
NATIONS DIRECT MORTGAGE, LLC $2,875,000 $3,560,000 23.8% 0.2%
First Guaranty Mortgage Corporation $3,660,000 $3,500,000 -4.4% 0.2%
PLANET HOME LENDING, LLC $3,405,000 $3,465,000 1.8% 0.2%
Republic State Mortgage Co. $5,850,000 $3,430,000 -41.4% 0.2%
Bank of England $1,365,000 $3,290,000 141.0% 0.2%
KELLER MORTGAGE, LLC $8,190,000 $3,210,000 -60.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,060,000 $3,210,000 202.8% 0.2%
Ally Bank $2,370,000 $3,175,000 34.0% 0.2%
JMAC LENDING, INC. $1,740,000 $3,175,000 82.5% 0.2%
Evolve Bank & Trust $4,930,000 $3,085,000 -37.4% 0.2%
CMG MORTGAGE, INC. $2,175,000 $2,950,000 35.6% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $5,760,000 $2,945,000 -48.9% 0.2%
InterContinental Capital Group, Inc $3,665,000 $2,940,000 -19.8% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $5,055,000 $2,910,000 -42.4% 0.2%
PNC Bank $31,690,000 $2,875,000 -90.9% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,155,000 $2,815,000 30.6% 0.2%
NBKC BANK $1,410,000 $2,815,000 99.6% 0.2%
THRIVE MORTGAGE, LLC $380,000 $2,815,000 640.8% 0.2%
Happy State Bank $1,835,000 $2,730,000 48.8% 0.2%
SOUTHWEST STAGE FUNDING, LLC $8,925,000 $2,730,000 -69.4% 0.2%
MOVEMENT MORTGAGE, LLC $6,185,000 $2,650,000 -57.2% 0.1%
RBC Bank, (Georgia) $305,000 $2,600,000 752.5% 0.1%
NAVY FEDERAL CREDIT UNION $1,490,000 $2,595,000 74.2% 0.1%
CHERRY CREEK MORTGAGE, LLC $5,935,000 $2,565,000 -56.8% 0.1%
Commerce Home Mortgage, Inc. $1,695,000 $2,520,000 48.7% 0.1%
MORTGAGE FINANCIAL SERVICES, LLC $2,795,000 $2,310,000 -17.4% 0.1%
Colonial Savings, F.A. $5,795,000 $2,200,000 -62.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $7,115,000 $2,115,000 -70.3% 0.1%
Cf Bank $1,425,000 $2,025,000 42.1% 0.1%
Goldman Sachs Bank USA $2,005,000 n/a 0.1%
ASPIRE FINANCIAL, INC. $3,605,000 $2,000,000 -44.5% 0.1%
UNION HOME MORTGAGE CORP. $1,310,000 $1,985,000 51.5% 0.1%
CORNERSTONE HOME LENDING, INC. $4,925,000 $1,940,000 -60.6% 0.1%
Paramount Residential Mortgage Group, Inc. $2,430,000 $1,930,000 -20.6% 0.1%
AMERICAN FINANCING CORPORATION $1,300,000 $1,895,000 45.8% 0.1%
First Mortgage Solutions, LLC $580,000 $1,840,000 217.2% 0.1%
First United Bank $1,545,000 $1,835,000 18.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,815,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $2,080,000 $1,780,000 -14.4% 0.1%
Amerifirst Financial, Inc. $7,150,000 $1,695,000 -76.3% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,100,000 $1,685,000 -19.8% 0.1%
Carrington Mortgage Services, LLC $2,015,000 $1,660,000 -17.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,030,000 $1,655,000 60.7% 0.1%
BBVA USA $3,760,000 $1,640,000 -56.4% 0.1%
SECURITY SERVICE $2,475,000 $1,640,000 -33.7% 0.1%
First United Bank and Trust Company $3,680,000 $1,625,000 -55.8% 0.1%
SOUTHWEST FUNDING, LP $9,080,000 $1,580,000 -82.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $360,000 $1,580,000 338.9% 0.1%
The Huntington National Bank $2,395,000 $1,575,000 -34.2% 0.1%
RANDOLPH-BROOKS $2,310,000 $1,440,000 -37.7% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,490,000 $1,425,000 -42.8% 0.1%
SCHLUMBERGER EMPLOYEES CREDIT UNION $245,000 $1,425,000 481.6% 0.1%
GREAT WESTERN FINANCIAL SERVICES, INC. $2,695,000 $1,420,000 -47.3% 0.1%
ROYAL UNITED MORTGAGE LLC $1,635,000 $1,400,000 -14.4% 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $2,225,000 $1,400,000 -37.1% 0.1%
North American Savings Bank, F.S.B. $315,000 $1,350,000 328.6% 0.1%
Assurance Financial Group, L.L.C. $935,000 $1,340,000 43.3% 0.1%
Loan Simple, Inc. $1,315,000 n/a 0.1%
First Southern National Bank $1,305,000 n/a 0.1%
LOANFLIGHT LENDING, LLC $1,305,000 n/a 0.1%
UBS Bank USA $2,560,000 $1,280,000 -50.0% 0.1%
International Bank of Commerce $1,525,000 $1,270,000 -16.7% 0.1%
The Federal Savings Bank $315,000 $1,270,000 303.2% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,450,000 $1,265,000 -63.3% 0.1%
Wyndham Capital Mortgage, Inc. $3,930,000 $1,260,000 -67.9% 0.1%
PILGRIM MORTGAGE LLC $225,000 $1,245,000 453.3% 0.1%
KS StateBank $1,225,000 n/a 0.1%
SIRVA MORTGAGE, INC. $1,940,000 $1,220,000 -37.1% 0.1%
ACADEMY MORTGAGE CORPORATION $2,920,000 $1,185,000 -59.4% 0.1%
Northpointe Bank $1,255,000 $1,180,000 -6.0% 0.1%
Encompass Lending Group, LP $1,155,000 n/a 0.1%
Neighborhood Loans, Inc. $1,150,000 n/a 0.1%
Waterstone Mortgage Corporation $460,000 $1,080,000 134.8% 0.1%
BOKF $1,850,000 $1,070,000 -42.2% 0.1%
Simmons Bank $735,000 $1,055,000 43.5% 0.1%
AMERICA'S CHOICE HOME LOANS LP $970,000 $1,045,000 7.7% 0.1%
NEW DAY FINANCIAL, LLC $1,775,000 $1,030,000 -42.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,120,000 $1,025,000 -8.5% 0.1%
CERTIFIED FUNDING, L.P. $780,000 $1,010,000 29.5% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $1,010,000 n/a 0.1%
Origin Bank $1,005,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $980,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $1,810,000 $975,000 -46.1% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $2,640,000 $965,000 -63.4% 0.1%
Chicago Mortgage Solutions LLC $950,000 n/a 0.1%
DAS Acquisition Company, LLC $1,090,000 $935,000 -14.2% 0.1%
AMERICAN ADVISORS GROUP $615,000 $920,000 49.6% 0.1%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $455,000 $895,000 96.7% 0.1%
NP, Inc. $660,000 $875,000 32.6% 0.0%
Inwood National Bank $1,265,000 $865,000 -31.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $410,000 $855,000 108.5% 0.0%
ZILLOW HOME LOANS, LLC $255,000 $850,000 233.3% 0.0%
Stifel Bank and Trust $845,000 n/a 0.0%
Strong Home Mortgage, LLC $845,000 n/a 0.0%
PHH Mortgage Corporation $335,000 $835,000 149.3% 0.0%
MEMBER HOME LOAN, L.L.C. $105,000 $830,000 690.5% 0.0%
American National Bank & Trust $825,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $550,000 $820,000 49.1% 0.0%
TIAA, FSB $4,680,000 $820,000 -82.5% 0.0%
ARC HOME LLC $295,000 $815,000 176.3% 0.0%
LEGACY MORTGAGE LLC $785,000 $810,000 3.2% 0.0%
CIVIC FINANCIAL SERVICES, LLC $360,000 $800,000 122.2% 0.0%
Prosperity Home Mortgage, LLC $215,000 $800,000 272.1% 0.0%
ADVANCIAL $755,000 $780,000 3.3% 0.0%
LEGEND LENDING CORPORATION $760,000 n/a 0.0%
EVANSVILLE TEACHERS $755,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $385,000 $735,000 90.9% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,955,000 $730,000 -75.3% 0.0%
MORTGAGE ACCESS CORP. $4,125,000 $720,000 -82.5% 0.0%
RESIDENTIAL BANCORP. $720,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $710,000 $710,000 0.0% 0.0%
CONTOUR MORTGAGE CORPORATION $395,000 $695,000 75.9% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $415,000 $695,000 67.5% 0.0%
Equity Prime Mortgage LLC $735,000 $690,000 -6.1% 0.0%
H E B $675,000 n/a 0.0%
NexBank $2,365,000 $665,000 -71.9% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $665,000 n/a 0.0%
CSL Financial, LLC $460,000 $660,000 43.5% 0.0%
American Momentum Bank $3,520,000 $655,000 -81.4% 0.0%
Hometown Lenders, Inc. $205,000 $640,000 212.2% 0.0%
ACCELERATE MORTGAGE, LLC $630,000 n/a 0.0%
Alliance Credit Union $1,020,000 $615,000 -39.7% 0.0%
MORIA DEVELOPMENT, INC. $880,000 $615,000 -30.1% 0.0%
Town Square Mortgage & Investments, Inc. $275,000 $610,000 121.8% 0.0%
LENDERFI, INC. $295,000 $580,000 96.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $410,000 $550,000 34.1% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $545,000 n/a 0.0%
First Liberty Bank $545,000 n/a 0.0%
Security State Bank & Trust $545,000 n/a 0.0%
UIF CORPORATION $520,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $550,000 $515,000 -6.4% 0.0%
Regions Bank $1,300,000 $515,000 -60.4% 0.0%
F & M Bank $510,000 n/a 0.0%
Texas Bank Financial $515,000 $510,000 -1.0% 0.0%
Citizens State Bank $375,000 $500,000 33.3% 0.0%
EMBRACE HOME LOANS, INC. $235,000 $490,000 108.5% 0.0%
Goldwater Bank, N.A. $1,210,000 $480,000 -60.3% 0.0%
HOMETRUST MORTGAGE COMPANY $1,235,000 $480,000 -61.1% 0.0%
Vantage Bank Texas $480,000 n/a 0.0%
PARKSIDE LENDING, LLC $465,000 n/a 0.0%
First Savings Bank $750,000 $460,000 -38.7% 0.0%
Citadel Servicing Corporation $455,000 n/a 0.0%
ONY GLO, INC. $455,000 n/a 0.0%
Southside Bank $455,000 n/a 0.0%
BM Real Estate Services, Inc. $445,000 n/a 0.0%
OAKTREE FUNDING CORP. $435,000 n/a 0.0%
Baxter Credit Union $475,000 $430,000 -9.5% 0.0%
Midwest Mortgage Associates Corporation $215,000 $430,000 100.0% 0.0%
BAY EQUITY LLC $135,000 $425,000 214.8% 0.0%
BTH Bank $245,000 $425,000 73.5% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $425,000 n/a 0.0%
Texas Capital Bank $425,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $760,000 $415,000 -45.4% 0.0%
STEARNS LENDING, LLC $905,000 $410,000 -54.7% 0.0%
Allegiance Bank $405,000 n/a 0.0%
DATA MORTGAGE, INC. $405,000 n/a 0.0%
TEXAS DOW EMPLOYEES CREDIT UNION $355,000 $405,000 14.1% 0.0%
UNIVERSITY LENDING GROUP, LLC $405,000 n/a 0.0%
Fifth Third Bank $400,000 n/a 0.0%
Axos Bank $395,000 n/a 0.0%
A+ Federal Credit Union $55,000 $390,000 609.1% 0.0%
BNC National Bank $385,000 n/a 0.0%
Broadway National Bank $705,000 $385,000 -45.4% 0.0%
FIDELITY BANK $195,000 $380,000 94.9% 0.0%
Sierra Pacific Mortgage Company, Inc. $380,000 n/a 0.0%
First Bank $1,055,000 $370,000 -64.9% 0.0%
GSF Mortgage Corporation $225,000 $365,000 62.2% 0.0%
LOANPEOPLE, LLC $265,000 $365,000 37.7% 0.0%
MEGA CAPITAL FUNDING, INC. $365,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $670,000 $355,000 -47.0% 0.0%
Manufacturers and Traders Trust Company $675,000 $355,000 -47.4% 0.0%
NTFN, INC. $845,000 $355,000 -58.0% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $355,000 n/a 0.0%
EECU $345,000 n/a 0.0%
First National Bank Texas $975,000 $335,000 -65.6% 0.0%
Independent Bank $610,000 $335,000 -45.1% 0.0%
Meridian Bank Corporation $335,000 n/a 0.0%
The First National Bank of Sonora $335,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $330,000 n/a 0.0%
OPEN MORTGAGE, LLC $470,000 $325,000 -30.9% 0.0%
Reliant Bank $320,000 n/a 0.0%
Amarillo National Bank $1,300,000 $315,000 -75.8% 0.0%
First Home Bank $975,000 $315,000 -67.7% 0.0%
IMPAC MORTGAGE CORP. $315,000 n/a 0.0%
Magnolia Bank $315,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $485,000 $315,000 -35.1% 0.0%
Texas Mortgage Lending, LLC $315,000 n/a 0.0%
The First National Bank of McGregor $315,000 n/a 0.0%
WINNPOINTE CORPORATION $315,000 n/a 0.0%
Commerce Bank $915,000 $305,000 -66.7% 0.0%
TriStar Bank $305,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $300,000 n/a 0.0%
Deere Employees Credit Union $295,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $865,000 $295,000 -65.9% 0.0%
VAN DYK MORTGAGE CORPORATION $165,000 $295,000 78.8% 0.0%
First National Bank of Omaha $285,000 n/a 0.0%
Herring Bank $620,000 $285,000 -54.0% 0.0%
S1L, Inc. $505,000 $285,000 -43.6% 0.0%
SIWELL, INC. $95,000 $285,000 200.0% 0.0%
S&S Financial $285,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $275,000 n/a 0.0%
1ST FINANCIAL, INC. $265,000 n/a 0.0%
Alcova Mortgage LLC $265,000 n/a 0.0%
Watermark Capital, Inc. $615,000 $265,000 -56.9% 0.0%
BKCO MORTGAGE, LLC $255,000 n/a 0.0%
Citizens Bank & Trust Company of Vivian, Louisiana $255,000 n/a 0.0%
GMFS LLC $570,000 $255,000 -55.3% 0.0%
HOMESPIRE MORTGAGE CORPORATION $255,000 n/a 0.0%
Kwik Mortgage Corporation $600,000 $255,000 -57.5% 0.0%
LEADERONE FINANCIAL CORPORATION $1,055,000 $255,000 -75.8% 0.0%
SENTE MORTGAGE, INC. $255,000 n/a 0.0%
CityWorth Mortgage LLC $420,000 $245,000 -41.7% 0.0%
Ixonia Bank $480,000 $245,000 -49.0% 0.0%
Zions Bancorporation, N.A. $1,130,000 $245,000 -78.3% 0.0%
Commercial Bank of Texas $215,000 $235,000 9.3% 0.0%
Fidelity Bank $235,000 n/a 0.0%
GENEVA FINANCIAL, LLC $1,140,000 $235,000 -79.4% 0.0%
SOFI LENDING CORP. $1,685,000 $235,000 -86.1% 0.0%
Western Bank $780,000 $235,000 -69.9% 0.0%
NAVY ARMY COMMUNITY CREDIT UNION $225,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $5,225,000 $225,000 -95.7% 0.0%
Austin Capital Bank SSB $580,000 $215,000 -62.9% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $215,000 n/a 0.0%
BARTON CREEK LENDING GROUP, LLC $630,000 $215,000 -65.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $315,000 $215,000 -31.7% 0.0%
CALCON MUTUAL MORTGAGE LLC $235,000 $205,000 -12.8% 0.0%
Colten Mortgage, LLC $645,000 $205,000 -68.2% 0.0%
FIRST COLONY MORTGAGE CORPORATION $305,000 $205,000 -32.8% 0.0%
TIB The Independent Bankersbank $540,000 $205,000 -62.0% 0.0%
ENVOY MORTGAGE, LTD $280,000 $195,000 -30.4% 0.0%
FirstBank $745,000 $195,000 -73.8% 0.0%
LOANLEADERS OF AMERICA, INC. $580,000 $195,000 -66.4% 0.0%
LENDINGHOME FUNDING CORPORATION $555,000 $190,000 -65.8% 0.0%
Low VA Rates, LLC $340,000 $185,000 -45.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $165,000 $185,000 12.1% 0.0%
AAXY L.L.C. $195,000 $175,000 -10.3% 0.0%
Beeline Loans, Inc. $175,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $175,000 n/a 0.0%
Texas First Bank $170,000 n/a 0.0%
AMWEST FUNDING CORP. $165,000 n/a 0.0%
Atlantic Home Loans, Inc. $165,000 n/a 0.0%
Guaranty Bank & Trust, N.A. $165,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $245,000 $165,000 -32.7% 0.0%
VERITAS FUNDING, LLC $165,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $305,000 $155,000 -49.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,045,000 $155,000 -85.2% 0.0%
CONSTRUCTIVE LOANS, LLC $145,000 n/a 0.0%
First Horizon Bank $145,000 n/a 0.0%
The First Liberty National Bank $145,000 n/a 0.0%
Discover Bank $400,000 $105,000 -73.8% 0.0%
SUMMIT FUNDING, INC. $105,000 n/a 0.0%
The Home Loan Expert LLC $255,000 $105,000 -58.8% 0.0%
Credit Union of Texas $100,000 $100,000 0.0% 0.0%
BancFirst $85,000 n/a 0.0%
RED RIVER EMPLOYEES $85,000 n/a 0.0%
United Texas Credit Union $85,000 n/a 0.0%
1ST COMMUNITY FEDERAL CREDIT UNION $1,060,000 $75,000 -92.9% 0.0%
InterBank $75,000 n/a 0.0%
PlainsCapital Bank $75,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $310,000 $55,000 -82.3% 0.0%
Citibank $490,000 $35,000 -92.9% 0.0%
ABILENE TEACHERS Federal Credit Union $25,000 n/a 0.0%

MIDLAND's top lender by overall market share is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 8.7% market share. In second place, with 8.6%, is LRS FINANCIAL NETWORK, INC., having originated $152,840,000 in loans. In third place, with 6.8%, is ARK-LA-TEX FINANCIAL SERVICES, LLC., having originated $121,880,000 in loans. In third place, with 6.7%, is QUICKEN LOANS, LLC, having originated $120,485,000 in loans. In third place, with 4.8%, is DHI MORTGAGE COMPANY, LTD., having originated $85,035,000 in loans.


MIDLAND, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,655 $1,080,365,000 $295,585
Refi 2,078 $525,590,000 $252,931
Cash Out Refi 650 $164,290,000 $252,754
Home Improvement 65 $9,235,000 $142,077
Other 27 $6,155,000 $227,963

Midland's most frequently cited loan purpose was Home Purchase, with 3,655 originations. The 2nd most popular reason was Refi, with 2,078 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,393 $653,255,000 $272,986
2.5-3% 2,272 $662,880,000 $291,761
<2.5% 1,039 $270,125,000 $259,986
4-5% 251 $92,895,000 $370,100
Over 8% 86 $8,970,000 $104,302
5-6% 71 $12,555,000 $176,831
7-8% 52 $5,750,000 $110,577
6-7% 45 $6,995,000 $155,444

During 2021, Midland's most frequently originated rate bucket was 3-4%, with 2,393 originations.

Loan Sizing (MIDLAND, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,810 $1,071,310,000 $281,184
$100k-200k 1,487 $239,355,000 $160,965
$400k-600k 693 $328,435,000 $473,932
$100,000 or less 376 $22,500,000 $59,840
$600k-1000k 89 $66,935,000 $752,079
$Over $1MM 20 $57,100,000 $2,855,000

MIDLAND's loan sizing saw the bucket of loans from $200k-400k with 3,810 originations, totaling $1,071,310,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,443 $971,295,000 $282,107
60-80% 1,614 $470,570,000 $291,555
40-60% 503 $146,585,000 $291,421
20-40% 175 $28,115,000 $160,657
Under 20% 124 $4,710,000 $37,984
Over 100% 77 $25,915,000 $336,558

MIDLAND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,443 originations, totaling $971,295,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - MIDLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $323,300 (30.9%) $401,818 (24.5%) 1.19 283
2018-02-01 $345,500 (36.9%) $468,308 (38.7%) 1.25 263
2018-03-01 $399,000 (46.5%) $526,079 (46.2%) 1.38 232
2018-04-01 $356,450 (25.1%) $507,560 (32.5%) 1.20 244
2018-05-01 $369,500 (29.7%) $532,649 (44.4%) 1.23 265
2018-06-01 $349,900 (25.0%) $500,944 (38.8%) 1.17 309
2018-07-01 $357,450 (24.6%) $501,112 (37.0%) 1.19 380
2018-08-01 $350,000 (20.3%) $478,619 (31.4%) 1.17 413
2018-09-01 $350,000 (18.6%) $491,287 (35.3%) 1.17 408
2018-10-01 $357,500 (19.3%) $488,972 (29.6%) 1.20 410
2018-11-01 $362,450 (16.9%) $495,361 (27.8%) 1.22 430
2018-12-01 $350,790 (9.1%) $485,779 (21.7%) 1.20 384
2019-01-01 $352,500 (9.0%) $467,974 (16.5%) 1.22 363
2019-02-01 $350,000 (1.3%) $474,053 (1.2%) 1.17 353
2019-03-01 $359,243 (-10.0%) $494,077 (-6.1%) 1.17 352
2019-04-01 $376,950 (5.8%) $503,963 (-0.7%) 1.19 359
2019-05-01 $404,300 (9.4%) $506,762 (-4.9%) 1.25 416
2019-06-01 $389,900 (11.4%) $470,118 (-6.2%) 1.20 483
2019-07-01 $389,950 (9.1%) $472,441 (-5.7%) 1.21 523
2019-08-01 $391,871 (12.0%) $464,322 (-3.0%) 1.23 566
2019-09-01 $386,871 (10.5%) $452,500 (-7.9%) 1.23 611
2019-10-01 $374,000 (4.6%) $430,735 (-11.9%) 1.19 688
2019-11-01 $365,000 (0.7%) $421,595 (-14.9%) 1.18 670
2019-12-01 $362,500 (3.3%) $419,984 (-13.5%) 1.21 607
2020-01-01 $367,250 (4.2%) $424,481 (-9.3%) 1.22 571
2020-02-01 $380,000 (8.6%) $443,570 (-6.4%) 1.23 553
2020-03-01 $382,450 (6.5%) $446,711 (-9.6%) 1.20 628
2020-04-01 $365,750 (-3.0%) $427,359 (-15.2%) 1.14 728
2020-05-01 $359,000 (-11.2%) $426,984 (-15.7%) 1.09 841
2020-06-01 $349,900 (-10.3%) $425,409 (-9.5%) 1.02 839
2020-07-01 $342,450 (-12.2%) $407,110 (-13.8%) 0.98 876
2020-08-01 $327,000 (-16.6%) $399,682 (-13.9%) 0.93 878
2020-09-01 $330,000 (-14.7%) $405,721 (-10.3%) 0.94 836
2020-10-01 $325,000 (-13.1%) $397,636 (-7.7%) 0.93 785
2020-11-01 $323,500 (-11.4%) $392,228 (-7.0%) 0.93 818
2020-12-01 $325,000 (-10.3%) $393,991 (-6.2%) 0.95 803
2021-01-01 $319,500 (-13.0%) $391,686 (-7.7%) 0.94 767
2021-02-01 $319,950 (-15.8%) $404,634 (-8.8%) 0.92 787
2021-03-01 $320,000 (-16.3%) $416,792 (-6.7%) 0.90 745
2021-04-01 $322,500 (-11.8%) $428,658 (0.3%) 0.87 675
2021-05-01 $330,000 (-8.1%) $426,908 (0.0%) 0.87 640
2021-06-01 $329,200 (-5.9%) $423,598 (-0.4%) 0.86 652
2021-07-01 $330,000 (-3.6%) $418,091 (2.7%) 0.86 687
2021-08-01 $330,000 (0.9%) $410,672 (2.8%) 0.87 707
2021-09-01 $325,000 (-1.5%) $405,763 (0.0%) 0.86 693
2021-10-01 $325,000 (0.0%) $400,055 (0.6%) 0.86 702
2021-11-01 $325,000 (0.5%) $386,232 (-1.5%) 0.86 679
2021-12-01 $324,850 (-0.1%) $381,589 (-3.2%) 0.87 625
2022-01-01 $325,000 (1.7%) $382,564 (-2.3%) 0.87 549
2022-02-01 $322,475 (0.8%) $378,947 (-6.4%) 0.82 463
2022-03-01 $330,000 (3.1%) $391,499 (-6.1%) 0.81 439
2022-04-01 $339,900 (5.4%) $411,608 (-4.0%) 0.80 495
MIDLAND's median listing price for 2022-04-01 was $339,900, a difference of $17,400 (5.4%) versus the prior year and $9,900 versus the prior month.

MIDLAND's median listing price comes in at 80% of the national average.

MIDLAND's average listing price for 2022-04-01 was $411,608, a difference of $-17,050 (-4.0%) versus the prior year and $20,109 versus the prior month.

For the 2022-04-01 period, MIDLAND had 495 MLS listings, a difference of 56 listings (13%) versus the prior month and -180 listings (-27%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MIDLAND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 52 days 2,395 sqft
2018-02-01 37 days 2,451 sqft
2018-03-01 33 days 2,671 sqft
2018-04-01 28 days 2,504 sqft
2018-05-01 27 days 2,550 sqft
2018-06-01 26 days 2,465 sqft
2018-07-01 28 days 2,463 sqft
2018-08-01 32 days 2,417 sqft
2018-09-01 39 days 2,432 sqft
2018-10-01 39 days 2,402 sqft
2018-11-01 44 days 2,458 sqft
2018-12-01 51 days 2,405 sqft
2019-01-01 48 days 2,343 sqft
2019-02-01 39 days 2,343 sqft
2019-03-01 40 days 2,391 sqft
2019-04-01 35 days 2,414 sqft
2019-05-01 32 days 2,488 sqft
2019-06-01 35 days 2,470 sqft
2019-07-01 37 days 2,455 sqft
2019-08-01 36 days 2,460 sqft
2019-09-01 44 days 2,435 sqft
2019-10-01 43 days 2,363 sqft
2019-11-01 46 days 2,335 sqft
2019-12-01 59 days 2,335 sqft
2020-01-01 62 days 2,378 sqft
2020-02-01 38 days 2,418 sqft
2020-03-01 40 days 2,405 sqft
2020-04-01 45 days 2,330 sqft
2020-05-01 51 days 2,324 sqft
2020-06-01 50 days 2,329 sqft
2020-07-01 50 days 2,287 sqft
2020-08-01 51 days 2,240 sqft
2020-09-01 59 days 2,260 sqft
2020-10-01 59 days 2,219 sqft
2020-11-01 58 days 2,209 sqft
2020-12-01 58 days 2,200 sqft
2021-01-01 63 days 2,168 sqft
2021-02-01 49 days 2,177 sqft
2021-03-01 55 days 2,169 sqft
2021-04-01 53 days 2,188 sqft
2021-05-01 50 days 2,182 sqft
2021-06-01 44 days 2,178 sqft
2021-07-01 42 days 2,155 sqft
2021-08-01 44 days 2,152 sqft
2021-09-01 51 days 2,123 sqft
2021-10-01 49 days 2,087 sqft
2021-11-01 49 days 2,049 sqft
2021-12-01 59 days 2,051 sqft
2022-01-01 65 days 2,052 sqft
2022-02-01 54 days 2,040 sqft
2022-03-01 41 days 2,049 sqft
2022-04-01 31 days 2,099 sqft
MIDLAND's median listing age (time on market) for 2022-04-01 was 31 days. This is -41% shorter than the same period one year ago.

MIDLAND's median square footage for active listings during the 2022-04-01 period was 2,099 sqft. One year prior, the average listing was 2,188 sqft.