Complex Community Federal Credit Union Mortgage Rates, Fees & Info
Odessa, TXLEI: 2549002DGXCCIY4BGZ41
Tax ID: 75-1087169
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Complex Community Federal Credit Union is a smaller credit union specializing in Home Improvement and Home Purchase loans. Complex Community Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Odessa, Midland, Andrews, Lubbock, and Dallas among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)Complex Community Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
178Origination Dollar Volume (All Markets)
$38,530,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ODESSA, TX (FHA|USDA|VA) | 99 | $19,625,000 | $198,232 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 38 | $10,770,000 | $283,421 | $0 | 0.00% |
| Outside of Metro Areas | 18 | $3,330,000 | $185,000 | $0 | 0.00% |
| Andrews, TX (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 0.00% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 0.00% |
| Pecos, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 178 | $38,530,000 | $216,461 | $0 | 0.00% |
For 2023, Complex Community Federal Credit Union's most frequently originated type of loan was Conventional, with 178 originations.
Loan Reason
For 2023, Complex Community Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 71 originations. The 2nd most popular reason was Home Purchase, with 69 originations.
Loan Duration/Length
For 2023, Complex Community Federal Credit Union's most frequently cited loan duration was 20 Year, with 69 originations. The 2nd most popular length was 15 Year, with 66 originations.
Loan Sizing
2023 saw Complex Community Federal Credit Union place emphasis on $100,000 or less loans with 66 originations, totaling $4,020,000 in origination value.
Applicant Income
Complex Community Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 48 originations. The second most popular income band? $150k-250k, with 33 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 178 | $38,530,000 | $216,461 | $0 | 0.00% |
Complex Community Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 178 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 177 | $38,485,000 | $217,429 | $0 | 0.00% |
| Black | 1 | $45,000 | $45,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications81.20%
Complex Community Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination82.58%
Complex Community Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 178 | $38,530,000 | $216,461 |