Complex Community Federal Credit Union Mortgage Rates, Fees & Info
Odessa, TXLEI: 2549002DGXCCIY4BGZ41
Tax ID: 75-1087169
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Complex Community Federal Credit Union is a smaller credit union specializing in Home Improvement and Home Purchase loans. Complex Community Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Odessa, Midland, Mineral Wells, Big Spring, and Andrews among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)Complex Community Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
189Origination Dollar Volume (All Markets)
$30,115,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ODESSA, TX (FHA|USDA|VA) | 96 | $14,650,000 | $152,604 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 32 | $5,920,000 | $185,000 | $0 | 0.00% |
| Outside of Metro Areas | 17 | $1,595,000 | $93,824 | $0 | 0.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $0 | 0.00% |
| Big Spring, TX (FHA|USDA|VA) | 11 | $935,000 | $85,000 | $0 | 0.00% |
| Andrews, TX (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $0 | 0.00% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 0.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| Beeville, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 0.00% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Pecos, TX (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 189 | $30,115,000 | $159,339 | $0 | 0.00% |
For 2018, Complex Community Federal Credit Union's most frequently originated type of loan was Conventional, with 189 originations.
Loan Reason
For 2018, Complex Community Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 70 originations. The 2nd most popular reason was Home Purchase, with 65 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 189 | $30,115,000 | $159,339 | $0 | 0.00% |
For 2018, Complex Community Federal Credit Union's most frequently cited loan duration was Other, with 189 originations.
Loan Sizing
2018 saw Complex Community Federal Credit Union place emphasis on $100,000 or less loans with 81 originations, totaling $4,995,000 in origination value.
Applicant Income
Complex Community Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 46 originations. The second most popular income band? $75k-100k, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 189 | $30,115,000 | $159,339 | $0 | 0.00% |
Complex Community Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 189 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 183 | $28,915,000 | $158,005 | $0 | 0.00% |
| Black | 5 | $1,135,000 | $227,000 | $0 | 0.00% |
| Asian | 1 | $65,000 | $65,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications78.19%
Complex Community Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination76.72%
Complex Community Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 189 | $30,115,000 | $159,339 |