Complex Community Federal Credit Union Mortgage Rates, Fees & Info
Odessa, TXLEI: 2549002DGXCCIY4BGZ41
Tax ID: 75-1087169
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Complex Community Federal Credit Union is a smaller credit union specializing in Home Improvement and Home Purchase loans. Complex Community Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Odessa, Midland, Andrews, Dallas, and Brownwood among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Complex Community Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
219Origination Dollar Volume (All Markets)
$44,875,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ODESSA, TX (FHA|USDA|VA) | 127 | $22,105,000 | $174,055 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 40 | $12,590,000 | $314,750 | $0 | 0.00% |
| Outside of Metro Areas | 23 | $4,015,000 | $174,565 | $0 | 0.00% |
| Andrews, TX (FHA|USDA|VA) | 11 | $1,695,000 | $154,091 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $0 | 0.00% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $0 | 0.00% |
| Big Spring, TX (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 0.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 219 | $44,875,000 | $204,909 | $0 | 0.00% |
For 2022, Complex Community Federal Credit Union's most frequently originated type of loan was Conventional, with 219 originations.
Loan Reason
For 2022, Complex Community Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 88 originations. The 2nd most popular reason was Home Purchase, with 75 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 219 | $44,875,000 | $204,909 | $0 | 0.00% |
For 2022, Complex Community Federal Credit Union's most frequently cited loan duration was Other, with 219 originations.
Loan Sizing
2022 saw Complex Community Federal Credit Union place emphasis on $100k-200k loans with 70 originations, totaling $9,610,000 in origination value.
Applicant Income
Complex Community Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 60 originations. The second most popular income band? $50k-75k, with 43 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 219 | $44,875,000 | $204,909 | $0 | 0.00% |
Complex Community Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 219 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 216 | $43,430,000 | $201,065 | $0 | 0.00% |
| Black | 3 | $1,445,000 | $481,667 | $0 | 0.00% |
Approval Rates
Total approvals of all applications83.23%
Complex Community Federal Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination79.91%
Complex Community Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 219 | $44,875,000 | $204,909 |