Bay Bank Mortgage Rates, Fees & Info
Green Bay, WILEI: 254900ACGDT107SC5E82
Tax ID: 39-1806371
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bay Bank is a smaller bank specializing in Home Purchase loans. Bay Bank has a high proportion of conventional loans. Their top markets by origination volume include: Green Bay, Shawano, Appleton, Milwaukee, and Oshkosh among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Bay Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
113Origination Dollar Volume (All Markets)
$20,725,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| GREEN BAY, WI (FHA|USDA|VA) | 58 | $11,270,000 | $194,310 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $2,790,000 | $232,500 | $0 | 0.00% |
| Shawano, WI (FHA|USDA|VA) | 19 | $2,495,000 | $131,316 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 14 | $2,170,000 | $155,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 113 | $20,725,000 | $183,407 | $0 | 0.00% |
For 2023, Bay Bank's most frequently originated type of loan was Conventional, with 113 originations.
Loan Reason
For 2023, Bay Bank's most frequently cited loan purpose was Home Purchase, with 62 originations. The 2nd most popular reason was Home Improvement, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 113 | $20,725,000 | $183,407 | $0 | 0.00% |
For 2023, Bay Bank's most frequently cited loan duration was Other, with 113 originations.
Loan Sizing
2023 saw Bay Bank place emphasis on $100k-200k loans with 42 originations, totaling $6,370,000 in origination value.
Applicant Income
Bay Bank lent most frequently to those with incomes in the $50k-75k range, with 27 originations. The second most popular income band? $100k-150k, with 26 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 113 | $20,725,000 | $183,407 | $0 | 0.00% |
Bay Bank lent most frequently to those with DTI ratios of Exempt%, with 113 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.60%
Bay Bank has an average approval rate.
Pick Rate
Approvals leading to origination93.81%
Bay Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 113 | $20,725,000 | $183,407 |