Helm Bank Usa Mortgage Rates, Fees & InfoMiami, FL
Tax ID: 65-0159184
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewHelm Bank Usa is a smaller bank specializing in Home Purchase loans. Helm Bank Usa has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Orlando, Homosassa Springs, Cape Coral, and Lakeland among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)
Helm Bank Usa has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$72,305,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)||86||$55,900,000||$650,000||$0||0.00%|
|ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA)||32||$14,560,000||$455,000||$0||0.00%|
|HOMOSASSA SPRINGS, FL (FHA|USDA|VA)||1||$525,000||$525,000||$0||0.00%|
|CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA)||1||$485,000||$485,000||$0||0.00%|
|LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA)||2||$470,000||$235,000||$0||0.00%|
|NAPLES-MARCO ISLAND, FL (FHA|USDA|VA)||1||$365,000||$365,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Helm Bank Usa's most frequently originated type of loan was Conventional, with 123 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Helm Bank Usa's most frequently cited loan purpose was Home Purchase, with 107 originations. The 2nd most popular reason was Refi, with 15 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Helm Bank Usa's most frequently cited loan duration was Other, with 123 originations.
2022 saw Helm Bank Usa place emphasis on $200k-400k loans with 44 originations, totaling $12,820,000 in origination value.
|Applicant Income||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Helm Bank Usa lent most frequently to those with incomes in the $250k+ range, with 25 originations. The second most popular income band? $150k-250k, with 14 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Helm Bank Usa lent most frequently to those with DTI ratios of Exempt%, with 123 originations.
|Applicant Ethnicity||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Approval RatesTotal approvals of all applications
Helm Bank Usa has an average approval rate.
Pick RateApprovals leading to origination
Helm Bank Usa has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
|Points||Originations||Total Value||Average Loan|