LAKELAND - WINTER HAVEN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lakeland - Winter Haven averaged
7.25%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.01% and
one month ago for the week of 2026-10-01, the
average rate was 7.15%.
Lakeland - Winter Haven's average rate one year ago was 6.14%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.77%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Lakeland - Winter Haven 30 Year Fixed Rate | 2026-11-05 | 7.25% |
| Lakeland - Winter Haven 30 Year Fixed Rate Refi | 2026-11-05 | 7.77% |
| Lakeland - Winter Haven 15 Year Fixed Rate | 2026-11-05 | 7.08% |
| Lakeland - Winter Haven 15 Year Fixed Rate Refi | 2026-11-05 | 6.8% |
| Lakeland - Winter Haven 30 Year FHA | 2026-11-05 | 6.01% |
| Lakeland - Winter Haven 30 Year FHA Refi | 2026-11-05 | 6.88% |
| Lakeland - Winter Haven 30 Year USDA | 2026-11-05 | 6.63% |
| Lakeland - Winter Haven 30 Year USDA Refi | 2026-11-05 | 7.1% |
| Lakeland - Winter Haven 30 Year VA | 2026-11-05 | 6.24% |
| Lakeland - Winter Haven 30 Year VA Refi | 2026-11-05 | 6.18% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAKELAND-WINTER HAVEN, FL.
LAKELAND - WINTER HAVEN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAKELAND-WINTER HAVEN, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LAKELAND - WINTER HAVEN Average Closing Costs & Other Stats
LAKELAND-WINTER HAVEN, FL's 315 lenders originated 20,119
loans during 2025. The total origination value was $5,510,945,000, with an average loan value of
$273,917.
LAKELAND - WINTER HAVEN's average closing costs are $7,582.
The top LAKELAND - WINTER HAVEN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
623 loans originated. Their average total fees are
$8,770, which is $1,454
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LAKELAND - WINTER HAVEN lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($1,210), PULTE MORTGAGE LLC ($2,223), SWBC MORTGAGE CORPORATION ($2,739), DHI MORTGAGE COMPANY, LTD. ($3,435) and South Pacific Financial Corporation ($3,545).
The lowest rate LAKELAND - WINTER HAVEN lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.15%), DHI MORTGAGE COMPANY, LTD. (5.21%), HOMEAMERICAN MORTGAGE CORPORATION (5.39%), Suncoast Credit Union (5.45%) and PULTE MORTGAGE LLC (5.60%).
LAKELAND-WINTER HAVEN, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $575,970,000 | $574,990,000 | -0.2% | 10.4% |
| DHI MORTGAGE COMPANY, LTD. | $323,695,000 | $275,705,000 | -14.8% | 5.0% |
| EAGLE HOME MORTGAGE, LLC | $262,890,000 | $259,965,000 | -1.1% | 4.7% |
| QUICKEN LOANS, LLC | $239,935,000 | $258,955,000 | 7.9% | 4.7% |
| MIDFLORIDA | $140,555,000 | $184,060,000 | 31.0% | 3.3% |
| LOANDEPOT.COM, LLC | $155,955,000 | $176,105,000 | 12.9% | 3.2% |
| PGIM Real Estate Finance, LLC | $33,380,000 | $138,010,000 | 313.5% | 2.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $117,985,000 | $118,380,000 | 0.3% | 2.1% |
| Goldman Sachs Bank USA | $105,005,000 | n/a | 1.9% | |
| FREEDOM MORTGAGE CORPORATION | $107,695,000 | $90,155,000 | -16.3% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $57,225,000 | $84,290,000 | 47.3% | 1.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $87,730,000 | $82,835,000 | -5.6% | 1.5% |
| Mortgage Research Center, LLC | $73,715,000 | $74,510,000 | 1.1% | 1.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $1,895,000 | $74,440,000 | 3,828.2% | 1.4% |
| South State Bank | $63,730,000 | $63,755,000 | 0.0% | 1.2% |
| FBC MORTGAGE, LLC | $62,620,000 | $61,675,000 | -1.5% | 1.1% |
| GUARANTEED RATE, INC. | $56,945,000 | $61,555,000 | 8.1% | 1.1% |
| PULTE MORTGAGE LLC | $88,450,000 | $59,570,000 | -32.7% | 1.1% |
| KBHS HOME LOANS, LLC | $50,600,000 | $59,250,000 | 17.1% | 1.1% |
| BROKER SOLUTIONS, INC. | $101,695,000 | $57,490,000 | -43.5% | 1.0% |
| South Pacific Financial Corporation | $55,645,000 | $52,530,000 | -5.6% | 1.0% |
| Plains Commerce Bank | $74,200,000 | $52,350,000 | -29.4% | 0.9% |
| NFM, INC. | $87,340,000 | $51,435,000 | -41.1% | 0.9% |
| NEWREZ LLC | $63,285,000 | $51,075,000 | -19.3% | 0.9% |
| HOMEAMERICAN MORTGAGE CORPORATION | $85,265,000 | $48,095,000 | -43.6% | 0.9% |
| NVR Mortgage Finance, Inc. | $65,675,000 | $45,055,000 | -31.4% | 0.8% |
| Prudential Huntoon Paige Associates, LLC | $19,460,000 | $43,990,000 | 126.1% | 0.8% |
| CARDINAL FINANCIAL | $24,080,000 | $43,270,000 | 79.7% | 0.8% |
| CMG MORTGAGE, INC. | $53,480,000 | $42,095,000 | -21.3% | 0.8% |
| HOMESIDE FINANCIAL, LLC | $26,940,000 | $40,465,000 | 50.2% | 0.7% |
| A&D Mortgage LLC | $36,230,000 | $40,445,000 | 11.6% | 0.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $10,735,000 | $40,195,000 | 274.4% | 0.7% |
| First Heritage Mortgage, LLC | $29,440,000 | $40,105,000 | 36.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $37,155,000 | $39,340,000 | 5.9% | 0.7% |
| Citizens Bank and Trust | $26,485,000 | $37,105,000 | 40.1% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $31,685,000 | $36,175,000 | 14.2% | 0.7% |
| JPMorgan Chase Bank | $34,895,000 | $32,535,000 | -6.8% | 0.6% |
| EVERETT FINANCIAL, INC. | $33,785,000 | $32,090,000 | -5.0% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $36,845,000 | $32,065,000 | -13.0% | 0.6% |
| Equity Prime Mortgage LLC | $32,230,000 | $31,610,000 | -1.9% | 0.6% |
| Suncoast Credit Union | $17,105,000 | $30,090,000 | 75.9% | 0.5% |
| UNION HOME MORTGAGE CORP. | $20,840,000 | $27,550,000 | 32.2% | 0.5% |
| M/I FINANCIAL, LLC | $8,665,000 | $26,560,000 | 206.5% | 0.5% |
| Cornerstone First Mortgage, Inc | $14,140,000 | $26,535,000 | 87.7% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $15,155,000 | $26,475,000 | 74.7% | 0.5% |
| GUILD MORTGAGE COMPANY | $34,225,000 | $24,305,000 | -29.0% | 0.4% |
| The Loan Store, Inc. | $11,870,000 | $24,045,000 | 102.6% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $20,355,000 | $23,915,000 | 17.5% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $21,030,000 | $23,545,000 | 12.0% | 0.4% |
| THE MORTGAGE FIRM, INC. | $28,790,000 | $23,290,000 | -19.1% | 0.4% |
| Truist | $27,165,000 | $22,420,000 | -17.5% | 0.4% |
| Bank of America | $18,045,000 | $21,265,000 | 17.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $24,345,000 | $20,880,000 | -14.2% | 0.4% |
| AMWEST FUNDING CORP. | $30,430,000 | $20,815,000 | -31.6% | 0.4% |
| ZILLOW HOME LOANS, LLC | $8,185,000 | $20,460,000 | 150.0% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $23,140,000 | $19,430,000 | -16.0% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $22,360,000 | $19,030,000 | -14.9% | 0.3% |
| GARDNER FINANCIAL SERVICES, LTD. | $89,135,000 | $18,635,000 | -79.1% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $8,460,000 | $18,105,000 | 114.0% | 0.3% |
| OCMBC, INC. | $15,885,000 | $17,950,000 | 13.0% | 0.3% |
| JMAC LENDING, INC. | $7,275,000 | $17,300,000 | 137.8% | 0.3% |
| Johnson Bank | $17,250,000 | n/a | 0.3% | |
| Hometown Equity Mortgage, LLC | $17,405,000 | $16,835,000 | -3.3% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $13,165,000 | $16,645,000 | 26.4% | 0.3% |
| INSPIRE HOME LOANS INC. | $17,730,000 | $16,505,000 | -6.9% | 0.3% |
| Valley National Bank | $2,340,000 | $16,095,000 | 587.8% | 0.3% |
| Citadel Servicing Corporation | $9,535,000 | $15,795,000 | 65.7% | 0.3% |
| Carrington Mortgage Services, LLC | $12,380,000 | $15,730,000 | 27.1% | 0.3% |
| ALKAN MORTGAGE CORPORATION | $20,820,000 | $15,590,000 | -25.1% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $7,210,000 | $15,495,000 | 114.9% | 0.3% |
| PLANET HOME LENDING, LLC | $10,910,000 | $15,420,000 | 41.3% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $15,490,000 | $14,015,000 | -9.5% | 0.3% |
| STOCKTON MORTGAGE CORPORATION | $29,595,000 | $13,925,000 | -52.9% | 0.3% |
| Regions Bank | $17,520,000 | $13,845,000 | -21.0% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $13,605,000 | $13,595,000 | -0.1% | 0.2% |
| BM Real Estate Services, Inc. | $5,595,000 | $13,340,000 | 138.4% | 0.2% |
| Bank Of Central Florida | $15,925,000 | $12,380,000 | -22.3% | 0.2% |
| Wells Fargo Bank | $46,920,000 | $12,040,000 | -74.3% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $8,815,000 | $11,640,000 | 32.0% | 0.2% |
| 21ST MORTGAGE CORPORATION | $11,595,000 | $11,570,000 | -0.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $11,200,000 | $11,160,000 | -0.4% | 0.2% |
| PARK SQUARE HOME MORTGAGE, LLC | $17,545,000 | $10,770,000 | -38.6% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $7,780,000 | $10,705,000 | 37.6% | 0.2% |
| PARTNERS | $8,070,000 | $10,485,000 | 29.9% | 0.2% |
| JET HOMELOANS, LLC | $6,150,000 | $10,315,000 | 67.7% | 0.2% |
| BRIGHTSTAR | $265,000 | $10,310,000 | 3,790.6% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $11,875,000 | $10,250,000 | -13.7% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,525,000 | $10,165,000 | 84.0% | 0.2% |
| Banco do Brasil Americas | $13,615,000 | $10,150,000 | -25.4% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,350,000 | $9,860,000 | 55.3% | 0.2% |
| Fifth Third Bank | $9,820,000 | $9,760,000 | -0.6% | 0.2% |
| Commerce Home Mortgage, Inc. | $6,635,000 | $9,110,000 | 37.3% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $10,610,000 | $8,910,000 | -16.0% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $7,835,000 | $8,655,000 | 10.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $14,865,000 | $8,380,000 | -43.6% | 0.2% |
| LOANPAL, LLC | $5,665,000 | $8,145,000 | 43.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,120,000 | $8,105,000 | -11.1% | 0.1% |
| Waterstone Mortgage Corporation | $25,435,000 | $7,965,000 | -68.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $11,560,000 | $7,780,000 | -32.7% | 0.1% |
| GTE Federal Credit Union | $7,925,000 | $7,715,000 | -2.6% | 0.1% |
| USAA Federal Savings Bank | $9,565,000 | $7,270,000 | -24.0% | 0.1% |
| GEO-CORP, INC. | $3,080,000 | $7,070,000 | 129.5% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $9,970,000 | $7,060,000 | -29.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $7,130,000 | $6,925,000 | -2.9% | 0.1% |
| PNC Bank | $7,570,000 | $6,780,000 | -10.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,905,000 | $6,740,000 | 253.8% | 0.1% |
| GENEVA FINANCIAL, LLC | $8,900,000 | $6,590,000 | -26.0% | 0.1% |
| Morgan Stanley Private Bank | $8,205,000 | $6,565,000 | -20.0% | 0.1% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $6,165,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,345,000 | $6,130,000 | 14.7% | 0.1% |
| TD Bank | $10,755,000 | $5,935,000 | -44.8% | 0.1% |
| EMM LOANS LLC | $3,105,000 | $5,925,000 | 90.8% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $6,110,000 | $5,785,000 | -5.3% | 0.1% |
| SPRING EQ, LLC | $2,010,000 | $5,740,000 | 185.6% | 0.1% |
| The Federal Savings Bank | $4,185,000 | $5,730,000 | 36.9% | 0.1% |
| Flagstar Bank, FSB | $25,205,000 | $5,485,000 | -78.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $7,460,000 | $5,480,000 | -26.5% | 0.1% |
| U.S. Bank | $6,190,000 | $5,415,000 | -12.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $3,170,000 | $5,345,000 | 68.6% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $4,280,000 | $5,225,000 | 22.1% | 0.1% |
| LENDSURE MORTGAGE CORP. | $6,710,000 | $5,195,000 | -22.6% | 0.1% |
| Citizens Bank | $5,545,000 | $5,175,000 | -6.7% | 0.1% |
| Figure Lending LLC | $8,645,000 | $5,100,000 | -41.0% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $4,320,000 | $5,095,000 | 17.9% | 0.1% |
| Hancock Whitney Bank | $560,000 | $5,085,000 | 808.0% | 0.1% |
| Coastal Community Bank | $3,625,000 | $5,075,000 | 40.0% | 0.1% |
| City Lending Inc. | $2,305,000 | $5,060,000 | 119.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $3,500,000 | $4,735,000 | 35.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,215,000 | $4,720,000 | 288.5% | 0.1% |
| PREFERRED LENDING SERVICES, LLC | $3,415,000 | $4,570,000 | 33.8% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $5,110,000 | $4,565,000 | -10.7% | 0.1% |
| PHH Mortgage Corporation | $3,325,000 | $4,515,000 | 35.8% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $6,480,000 | $4,500,000 | -30.6% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $5,355,000 | $4,390,000 | -18.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $6,350,000 | $4,320,000 | -32.0% | 0.1% |
| CLIFFCO, INC. | $805,000 | $4,290,000 | 432.9% | 0.1% |
| T2 FINANCIAL LLC | $4,920,000 | $4,275,000 | -13.1% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $3,970,000 | $4,170,000 | 5.0% | 0.1% |
| MY MORTGAGE, INC. | $6,150,000 | $4,080,000 | -33.7% | 0.1% |
| Mid-Continent Funding, Inc. | $2,155,000 | $4,050,000 | 87.9% | 0.1% |
| Wauchula State Bank | $2,100,000 | $4,040,000 | 92.4% | 0.1% |
| Ixonia Bank | $7,515,000 | $3,975,000 | -47.1% | 0.1% |
| POINT Mortgage | $370,000 | $3,965,000 | 971.6% | 0.1% |
| Prime Meridian Bank | $3,725,000 | $3,890,000 | 4.4% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,740,000 | $3,785,000 | 1.2% | 0.1% |
| SWBC MORTGAGE CORPORATION | $2,395,000 | $3,690,000 | 54.1% | 0.1% |
| PUBLIX EMPLOYEES | $3,385,000 | $3,670,000 | 8.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,500,000 | $3,650,000 | -18.9% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $965,000 | $3,595,000 | 272.5% | 0.1% |
| DFCU FINANCIAL | $1,045,000 | $3,530,000 | 237.8% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $1,875,000 | $3,515,000 | 87.5% | 0.1% |
| SPACE COAST Credit Union | $2,415,000 | $3,400,000 | 40.8% | 0.1% |
| Ameris Bank | $1,170,000 | $3,345,000 | 185.9% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $6,490,000 | $3,285,000 | -49.4% | 0.1% |
| PREMIER LENDING, INC. | $1,380,000 | $3,275,000 | 137.3% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $3,185,000 | n/a | 0.1% | |
| Logan Finance Corporation | $6,365,000 | $3,185,000 | -50.0% | 0.1% |
| Nations Lending Corporation | $4,820,000 | $3,115,000 | -35.4% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,635,000 | $2,995,000 | 83.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,415,000 | $2,990,000 | 23.8% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $6,120,000 | $2,930,000 | -52.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $5,350,000 | $2,890,000 | -46.0% | 0.1% |
| DAS Acquisition Company, LLC | $4,120,000 | $2,885,000 | -30.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $3,650,000 | $2,870,000 | -21.4% | 0.1% |
| EMBRACE HOME LOANS, INC. | $4,485,000 | $2,790,000 | -37.8% | 0.1% |
| NEW WAVE LENDING GROUP INC | $2,370,000 | $2,745,000 | 15.8% | 0.0% |
| City National Bank of Florida | $4,420,000 | $2,710,000 | -38.7% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,335,000 | $2,695,000 | 101.9% | 0.0% |
| Mortgage Lenders Investment Trading Corporation | $7,770,000 | $2,660,000 | -65.8% | 0.0% |
| Discover Bank | $7,815,000 | $2,650,000 | -66.1% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $3,865,000 | $2,640,000 | -31.7% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,140,000 | $2,555,000 | -50.3% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,980,000 | $2,505,000 | -15.9% | 0.0% |
| FAIRWINDS CREDIT UNION | $2,020,000 | $2,505,000 | 24.0% | 0.0% |
| TJC Mortgage, Inc. | $2,490,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $1,830,000 | $2,475,000 | 35.2% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $2,770,000 | $2,445,000 | -11.7% | 0.0% |
| NP, Inc. | $2,745,000 | $2,345,000 | -14.6% | 0.0% |
| Seacoast National Bank | $2,060,000 | $2,330,000 | 13.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $6,490,000 | $2,290,000 | -64.7% | 0.0% |
| TrustCo Bank | $4,080,000 | $2,290,000 | -43.9% | 0.0% |
| ARC HOME LLC | $3,180,000 | $2,240,000 | -29.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $805,000 | $2,230,000 | 177.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $4,605,000 | $2,230,000 | -51.6% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,735,000 | $2,220,000 | 28.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,825,000 | $2,220,000 | 21.6% | 0.0% |
| Magnolia Bank | $1,175,000 | $2,215,000 | 88.5% | 0.0% |
| LENDINGONE, LLC | $895,000 | $2,190,000 | 144.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $1,615,000 | $2,160,000 | 33.7% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $955,000 | $2,150,000 | 125.1% | 0.0% |
| NBKC BANK | $3,325,000 | $2,140,000 | -35.6% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $1,285,000 | $2,135,000 | 66.1% | 0.0% |
| NexBank | $2,425,000 | $2,115,000 | -12.8% | 0.0% |
| FAIRWAY FUNDING GROUP, INC. | $530,000 | $2,110,000 | 298.1% | 0.0% |
| First Federal Bank | $2,075,000 | $2,075,000 | 0.0% | 0.0% |
| EQUITY RESOURCES, INC. | $2,310,000 | $2,050,000 | -11.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $670,000 | $2,025,000 | 202.2% | 0.0% |
| Keystone Funding, Inc. | $3,090,000 | $2,020,000 | -34.6% | 0.0% |
| NJ LENDERS CORP. | $1,660,000 | $2,000,000 | 20.5% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,175,000 | $1,995,000 | -8.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,900,000 | $1,995,000 | 5.0% | 0.0% |
| NEXERA HOLDING LLC | $4,685,000 | $1,975,000 | -57.8% | 0.0% |
| METROPLEX MORTGAGE SERVICES, INC. | $2,740,000 | $1,950,000 | -28.8% | 0.0% |
| Natbank | $1,890,000 | n/a | 0.0% | |
| Northpointe Bank | $1,905,000 | $1,870,000 | -1.8% | 0.0% |
| Bank OZK | $335,000 | $1,825,000 | 444.8% | 0.0% |
| NORTHPOINT MORTGAGE, INC. | $1,360,000 | $1,820,000 | 33.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,820,000 | n/a | 0.0% | |
| VYSTAR | $2,610,000 | $1,810,000 | -30.7% | 0.0% |
| Raymond James Bank | $355,000 | $1,775,000 | 400.0% | 0.0% |
| M&T Bank | $940,000 | $1,765,000 | 87.8% | 0.0% |
| RBC Bank, (Georgia) | $5,430,000 | $1,765,000 | -67.5% | 0.0% |
| Performance Financial, Inc. | $1,785,000 | $1,745,000 | -2.2% | 0.0% |
| Texana Bank | $450,000 | $1,740,000 | 286.7% | 0.0% |
| Helm Bank USA | $1,105,000 | $1,715,000 | 55.2% | 0.0% |
| Bell Bank | $1,375,000 | $1,710,000 | 24.4% | 0.0% |
| Terrabank | $1,370,000 | $1,710,000 | 24.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,965,000 | $1,655,000 | -15.8% | 0.0% |
| ALLIANT CREDIT UNION | $1,055,000 | $1,645,000 | 55.9% | 0.0% |
| INTELLILOAN, INC. | $3,260,000 | $1,640,000 | -49.7% | 0.0% |
| RESIDENTIAL BANCORP | $1,035,000 | $1,625,000 | 57.0% | 0.0% |
| General Mortgage Capital Corporation | $5,460,000 | $1,615,000 | -70.4% | 0.0% |
| Loan Simple, Inc. | $1,835,000 | $1,585,000 | -13.6% | 0.0% |
| Midwest Mortgage Associates Corporation | $3,450,000 | $1,555,000 | -54.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,850,000 | $1,550,000 | -45.6% | 0.0% |
| United Community Bank | $1,990,000 | $1,530,000 | -23.1% | 0.0% |
| First National Bank of Pennsylvania | $1,245,000 | $1,480,000 | 18.9% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,385,000 | $1,440,000 | -39.6% | 0.0% |
| Intercredit Bank | $580,000 | $1,430,000 | 146.6% | 0.0% |
| First Horizon Bank | $8,750,000 | $1,420,000 | -83.8% | 0.0% |
| ONY GLO, INC. | $1,395,000 | n/a | 0.0% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $805,000 | $1,350,000 | 67.7% | 0.0% |
| BAY EQUITY LLC | $4,810,000 | $1,335,000 | -72.2% | 0.0% |
| BAC Florida Bank | $12,715,000 | $1,330,000 | -89.5% | 0.0% |
| MILEND, INC. | $1,355,000 | $1,275,000 | -5.9% | 0.0% |
| The Huntington National Bank | $2,700,000 | $1,260,000 | -53.3% | 0.0% |
| East Coast Capital Corp. | $660,000 | $1,245,000 | 88.6% | 0.0% |
| First National Bank of America | $2,965,000 | $1,230,000 | -58.5% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $1,480,000 | $1,230,000 | -16.9% | 0.0% |
| Home Mortgage Alliance Corp | $2,915,000 | $1,225,000 | -58.0% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $285,000 | $1,225,000 | 329.8% | 0.0% |
| BOND STREET MORTGAGE, LLC | $915,000 | $1,210,000 | 32.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,205,000 | n/a | 0.0% | |
| University Bank | $950,000 | $1,185,000 | 24.7% | 0.0% |
| American Airlines Federal Credit Union | $765,000 | $1,180,000 | 54.2% | 0.0% |
| ROSS MORTGAGE CORPORATION | $1,175,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $3,210,000 | $1,150,000 | -64.2% | 0.0% |
| Baxter Credit Union | $1,075,000 | $1,145,000 | 6.5% | 0.0% |
| FLORIDA CENTRAL CREDIT UNION | $385,000 | $1,145,000 | 197.4% | 0.0% |
| MORIA DEVELOPMENT, INC. | $345,000 | $1,145,000 | 231.9% | 0.0% |
| United Southern Bank | $195,000 | $1,145,000 | 487.2% | 0.0% |
| First Option Mortgage, LLC | $2,240,000 | $1,135,000 | -49.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,120,000 | $1,115,000 | -0.4% | 0.0% |
| ACOPIA, LLC | $1,375,000 | $1,100,000 | -20.0% | 0.0% |
| COMMUNITY CREDIT UNION OF FLORIDA | $920,000 | $1,065,000 | 15.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,335,000 | $1,060,000 | -20.6% | 0.0% |
| UBS Bank USA | $1,060,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $1,055,000 | n/a | 0.0% | |
| US CENTURY BANK | $1,015,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $2,515,000 | $1,010,000 | -59.8% | 0.0% |
| First Home Bank | $2,735,000 | $970,000 | -64.5% | 0.0% |
| UNITED MORTGAGE CORP | $3,380,000 | $965,000 | -71.4% | 0.0% |
| AHL FUNDING | $1,555,000 | $955,000 | -38.6% | 0.0% |
| Acre Mortgage and Financial Inc | $1,860,000 | $945,000 | -49.2% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,175,000 | $920,000 | -21.7% | 0.0% |
| Central State Bank | $905,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,500,000 | $905,000 | -39.7% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $490,000 | $870,000 | 77.6% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $285,000 | $870,000 | 205.3% | 0.0% |
| ACHIEVA CREDIT UNION | $1,440,000 | $855,000 | -40.6% | 0.0% |
| BancorpSouth | $2,095,000 | $855,000 | -59.2% | 0.0% |
| Citibank | $855,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $965,000 | $830,000 | -14.0% | 0.0% |
| Union Savings Bank | $825,000 | n/a | 0.0% | |
| Village Bank & Trust | $820,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $390,000 | $805,000 | 106.4% | 0.0% |
| NMSI, INC. | $540,000 | $805,000 | 49.1% | 0.0% |
| Florida Capital Bank | $1,100,000 | $800,000 | -27.3% | 0.0% |
| Centennial Bank | $360,000 | $795,000 | 120.8% | 0.0% |
| Old National Bank | $795,000 | n/a | 0.0% | |
| GENISYS | $670,000 | $785,000 | 17.2% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $4,455,000 | $780,000 | -82.5% | 0.0% |
| Bethpage Federal Credit Union | $1,960,000 | $775,000 | -60.5% | 0.0% |
| ADDITION FINANCIAL | $615,000 | $770,000 | 25.2% | 0.0% |
| Armed Forces Bank | $845,000 | $765,000 | -9.5% | 0.0% |
| MORTGAGEONE, INC. | $800,000 | $765,000 | -4.4% | 0.0% |
| 212 LOANS, LLC. | $2,200,000 | $730,000 | -66.8% | 0.0% |
| SELF-HELP Credit Union | $1,100,000 | $725,000 | -34.1% | 0.0% |
| Stifel Bank and Trust | $725,000 | n/a | 0.0% | |
| Grow Financial Federal Credit Union | $1,170,000 | $715,000 | -38.9% | 0.0% |
| LOANFLIGHT LENDING, LLC | $700,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $315,000 | $695,000 | 120.6% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $315,000 | $690,000 | 119.0% | 0.0% |
| TEACHERS | $345,000 | $685,000 | 98.6% | 0.0% |
| USF Federal Credit Union | $460,000 | $680,000 | 47.8% | 0.0% |
| Beeline Loans, Inc. | $660,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $1,000,000 | $660,000 | -34.0% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $660,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $640,000 | n/a | 0.0% | |
| FLORIDA | $240,000 | $635,000 | 164.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,450,000 | $625,000 | -74.5% | 0.0% |
| Servion, Inc. | $625,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $75,000 | $625,000 | 733.3% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,005,000 | $620,000 | -38.3% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $570,000 | $600,000 | 5.3% | 0.0% |
| S1L, Inc. | $600,000 | n/a | 0.0% | |
| First Savings Bank | $425,000 | $590,000 | 38.8% | 0.0% |
| Luxury Mortgage Corp. | $1,050,000 | $590,000 | -43.8% | 0.0% |
| Encompass Lending Group, LP | $680,000 | $585,000 | -14.0% | 0.0% |
| FirstBank | $580,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $340,000 | $570,000 | 67.6% | 0.0% |
| Merchants Mortgage & Trust Corporation | $570,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $570,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $690,000 | $570,000 | -17.4% | 0.0% |
| Colony Bank | $565,000 | n/a | 0.0% | |
| Navigant Credit Union | $560,000 | n/a | 0.0% | |
| AMERICAN BANCSHARES MORTGAGE | $3,640,000 | $555,000 | -84.8% | 0.0% |
| Granite Community Bank | $580,000 | $555,000 | -4.3% | 0.0% |
| AMERICAS MORTGAGE PROFESSIONALS, LLC | $550,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $550,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $725,000 | $540,000 | -25.5% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $890,000 | $540,000 | -39.3% | 0.0% |
| Central Bank | $515,000 | n/a | 0.0% | |
| NBH Bank | $505,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $550,000 | $505,000 | -8.2% | 0.0% |
| ASSOCIATED MORTGAGE BANKERS, INC. | $495,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $490,000 | n/a | 0.0% | |
| SFMC, LP | $815,000 | $490,000 | -39.9% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $485,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $475,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $470,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,100,000 | $470,000 | -57.3% | 0.0% |
| RF Renovo Management Company, LLC | $2,310,000 | $465,000 | -79.9% | 0.0% |
| North American Savings Bank, F.S.B. | $470,000 | $455,000 | -3.2% | 0.0% |
| INSIGHT | $450,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $915,000 | $445,000 | -51.4% | 0.0% |
| AVADIAN | $445,000 | n/a | 0.0% | |
| CAMPUS USA | $55,000 | $445,000 | 709.1% | 0.0% |
| Marathon Bank | $445,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $440,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $175,000 | $430,000 | 145.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,350,000 | $425,000 | -68.5% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $515,000 | $425,000 | -17.5% | 0.0% |
| United Bank | $425,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $420,000 | n/a | 0.0% | |
| TOWER | $435,000 | $420,000 | -3.4% | 0.0% |
| GVC MORTGAGE, INC. | $580,000 | $415,000 | -28.4% | 0.0% |
| MORTGAGE ACCESS CORP. | $690,000 | $415,000 | -39.9% | 0.0% |
| BMO Harris Bank | $1,155,000 | $410,000 | -64.5% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $875,000 | $410,000 | -53.1% | 0.0% |
| GENERAL ELECTRIC CREDIT UNION | $405,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $405,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $710,000 | $405,000 | -43.0% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $985,000 | $395,000 | -59.9% | 0.0% |
| Associated Bank | $535,000 | $385,000 | -28.0% | 0.0% |
| FIRST TECHNOLOGY | $1,360,000 | $385,000 | -71.7% | 0.0% |
| SeaTrust Mortgage Company | $1,205,000 | $385,000 | -68.0% | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $375,000 | n/a | 0.0% | |
| CORNING | $370,000 | n/a | 0.0% | |
| POLICE & FIRE | $410,000 | $370,000 | -9.8% | 0.0% |
| TOGETHER CREDIT UNION | $90,000 | $370,000 | 311.1% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $360,000 | n/a | 0.0% | |
| First Merchants Bank | $560,000 | $355,000 | -36.6% | 0.0% |
| HARTFORD FUNDING, LTD. | $345,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $345,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $345,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $1,360,000 | $335,000 | -75.4% | 0.0% |
| AgFirst Farm Credit Bank | $915,000 | $325,000 | -64.5% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $325,000 | n/a | 0.0% | |
| Desjardins Bank | $840,000 | $325,000 | -61.3% | 0.0% |
| Fall River Five Cents Savings Bank | $325,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $525,000 | $325,000 | -38.1% | 0.0% |
| HomePromise Corporation | $325,000 | n/a | 0.0% | |
| Popular Bank | $325,000 | n/a | 0.0% | |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $490,000 | $320,000 | -34.7% | 0.0% |
| 1ST FINANCIAL, INC. | $245,000 | $315,000 | 28.6% | 0.0% |
| F&A Federal Credit Union | $315,000 | $315,000 | 0.0% | 0.0% |
| Grand Bank for Savings, FSB | $315,000 | n/a | 0.0% | |
| OceanFirst Bank | $315,000 | n/a | 0.0% | |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $360,000 | $305,000 | -15.3% | 0.0% |
| Capital Bank | $165,000 | $305,000 | 84.8% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $305,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $305,000 | n/a | 0.0% | |
| West Gate Bank | $690,000 | $305,000 | -55.8% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $295,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $295,000 | n/a | 0.0% | |
| Honor Credit Union | $295,000 | n/a | 0.0% | |
| UNIVERSITY Federal Credit Union | $295,000 | n/a | 0.0% | |
| Univest Bank and Trust Co. | $105,000 | $295,000 | 181.0% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $540,000 | $285,000 | -47.2% | 0.0% |
| Capital City Home Loans, LLC | $285,000 | n/a | 0.0% | |
| CITADEL FEDERAL CREDIT UNION | $55,000 | $285,000 | 418.2% | 0.0% |
| Peoples State Bank | $285,000 | n/a | 0.0% | |
| TELHIO | $285,000 | n/a | 0.0% | |
| Trustmark National Bank | $285,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $280,000 | n/a | 0.0% | |
| Advance Financial Group, LLC | $275,000 | n/a | 0.0% | |
| Bank of Clarke County | $275,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $275,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $260,000 | $275,000 | 5.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $4,390,000 | $275,000 | -93.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $470,000 | $275,000 | -41.5% | 0.0% |
| Summit Mortgage Corporation | $235,000 | $275,000 | 17.0% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $275,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $710,000 | $270,000 | -62.0% | 0.0% |
| Blue Ridge Bank | $375,000 | $265,000 | -29.3% | 0.0% |
| FIDELITY BANK | $265,000 | n/a | 0.0% | |
| FIRST EQUITY MORTGAGE BANKERS, INC. | $365,000 | $265,000 | -27.4% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $330,000 | $265,000 | -19.7% | 0.0% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $285,000 | $265,000 | -7.0% | 0.0% |
| THE MORTGAGE LINK, INC. | $265,000 | $265,000 | 0.0% | 0.0% |
| DG PINNACLE FUNDING LLC | $1,910,000 | $255,000 | -86.6% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $345,000 | $255,000 | -26.1% | 0.0% |
| First Bank | $475,000 | $255,000 | -46.3% | 0.0% |
| Meridian Bank Corporation | $215,000 | $255,000 | 18.6% | 0.0% |
| Rockland Trust Company | $255,000 | n/a | 0.0% | |
| Thomasville National Bank | $255,000 | n/a | 0.0% | |
| Premium Mortgage Corporation | $720,000 | $250,000 | -65.3% | 0.0% |
| RAILROAD & INDUSTRIAL | $175,000 | $250,000 | 42.9% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| MILLENNIUM FINANCIAL GROUP, INC. | $245,000 | n/a | 0.0% | |
| Mortgage Bank of California | $245,000 | n/a | 0.0% | |
| Synovus Bank | $1,500,000 | $235,000 | -84.3% | 0.0% |
| VERITAS FUNDING, LLC | $765,000 | $235,000 | -69.3% | 0.0% |
| Webster Bank | $235,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $125,000 | $225,000 | 80.0% | 0.0% |
| IAA Credit Union | $225,000 | n/a | 0.0% | |
| MORTGAGE CENTER L.C | $225,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $215,000 | n/a | 0.0% | |
| Arvest Bank | $215,000 | n/a | 0.0% | |
| Bangor Savings Bank | $215,000 | n/a | 0.0% | |
| Dakota Community Bank & Trust | $215,000 | n/a | 0.0% | |
| Metro City Bank | $155,000 | $215,000 | 38.7% | 0.0% |
| Quontic Bank | $1,150,000 | $215,000 | -81.3% | 0.0% |
| READY MORTGAGE LENDERS, LLC | $1,065,000 | $215,000 | -79.8% | 0.0% |
| SAN ANTONIO CITIZENS | $215,000 | n/a | 0.0% | |
| UIF CORPORATION | $125,000 | $215,000 | 72.0% | 0.0% |
| WINGS FINANCIAL | $170,000 | $215,000 | 26.5% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $330,000 | $205,000 | -37.9% | 0.0% |
| FIRST FLORIDA Credit Union | $205,000 | n/a | 0.0% | |
| Leaders Credit Union | $205,000 | n/a | 0.0% | |
| Service Federal Credit Union | $35,000 | $205,000 | 485.7% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $2,715,000 | $185,000 | -93.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $715,000 | $185,000 | -74.1% | 0.0% |
| Great Southern Bank | $185,000 | n/a | 0.0% | |
| Gulf Winds Credit Union | $185,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $185,000 | n/a | 0.0% | |
| KS StateBank | $165,000 | $185,000 | 12.1% | 0.0% |
| LADERA LENDING, INC. | $945,000 | $185,000 | -80.4% | 0.0% |
| FAY SERVICING, LLC | $175,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $1,000,000 | $165,000 | -83.5% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $215,000 | $165,000 | -23.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $530,000 | $155,000 | -70.8% | 0.0% |
| Charles Schwab Bank, SSB | $1,295,000 | $155,000 | -88.0% | 0.0% |
| Citizens First Bank | $155,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $435,000 | $155,000 | -64.4% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $145,000 | n/a | 0.0% | |
| TAMPA BAY FEDERAL CREDIT UNION | $75,000 | $145,000 | 93.3% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| SOUTH FLORIDA EDUCATIONAL | $85,000 | $140,000 | 64.7% | 0.0% |
| Peoples Bank | $135,000 | n/a | 0.0% | |
| Old Second National Bank | $130,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| WILLIAM RAVEIS MORTGAGE, LLC | $125,000 | n/a | 0.0% | |
| ALL IN | $305,000 | $115,000 | -62.3% | 0.0% |
| AMERICU Credit Union | $105,000 | n/a | 0.0% | |
| McCoy Federal Credit Union | $340,000 | $105,000 | -69.1% | 0.0% |
| Truliant Federal Credit Union | $105,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $165,000 | $95,000 | -42.4% | 0.0% |
| CITIZENS EQUITY FIRST | $75,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $85,000 | $75,000 | -11.8% | 0.0% |
| Ballston Spa National Bank | $105,000 | $55,000 | -47.6% | 0.0% |
| COMMUNITYAMERICA | $155,000 | $55,000 | -64.5% | 0.0% |
| First Western Federal Savings Bank | $55,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $55,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $45,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $45,000 | n/a | 0.0% | |
| COMMUNITY CHOICE CREDIT UNION | $35,000 | n/a | 0.0% | |
| FRANKLIN MINT | $35,000 | n/a | 0.0% | |
| MASSMUTUAL | $25,000 | n/a | 0.0% | |
| TROPICAL FINANCIAL CREDIT UNION | $225,000 | $25,000 | -88.9% | 0.0% |
LAKELAND - WINTER HAVEN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.4% market share. In second place, with 5.0%, is DHI MORTGAGE COMPANY, LTD., having originated $275,705,000 in loans. In third place, with 4.7%, is EAGLE HOME MORTGAGE, LLC, having originated $259,965,000 in loans. In fourth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $258,955,000 in loans. In fifth place, with 3.3%, is MIDFLORIDA, having originated $184,060,000 in loans.
LAKELAND - WINTER HAVEN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LAKELAND - WINTER HAVEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $219,000 (9.5%) | $258,648 (7.9%) | 0.81 | 2,627 |
| 2018-02-01 | $219,900 (7.6%) | $259,695 (6.9%) | 0.80 | 2,647 |
| 2018-03-01 | $222,825 (8.8%) | $263,192 (7.6%) | 0.78 | 2,578 |
| 2018-04-01 | $224,950 (7.1%) | $273,636 (9.4%) | 0.76 | 2,502 |
| 2018-05-01 | $224,950 (4.7%) | $275,616 (9.4%) | 0.75 | 2,519 |
| 2018-06-01 | $225,000 (3.9%) | $275,270 (7.5%) | 0.75 | 2,535 |
| 2018-07-01 | $228,375 (4.8%) | $278,348 (7.9%) | 0.76 | 2,534 |
| 2018-08-01 | $227,425 (3.6%) | $276,628 (7.0%) | 0.76 | 2,663 |
| 2018-09-01 | $225,000 (2.5%) | $272,464 (5.3%) | 0.76 | 2,803 |
| 2018-10-01 | $224,900 (2.5%) | $271,597 (4.3%) | 0.76 | 2,887 |
| 2018-11-01 | $223,950 (1.6%) | $268,839 (2.6%) | 0.76 | 3,048 |
| 2018-12-01 | $224,000 (2.3%) | $266,613 (3.4%) | 0.77 | 3,041 |
| 2019-01-01 | $222,138 (1.4%) | $261,558 (1.1%) | 0.77 | 3,193 |
| 2019-02-01 | $224,450 (2.1%) | $260,096 (0.2%) | 0.76 | 3,320 |
| 2019-03-01 | $224,999 (1.0%) | $267,361 (1.6%) | 0.74 | 3,197 |
| 2019-04-01 | $225,000 (0.0%) | $273,390 (-0.1%) | 0.71 | 3,034 |
| 2019-05-01 | $229,450 (2.0%) | $276,703 (0.4%) | 0.72 | 2,874 |
| 2019-06-01 | $229,900 (2.2%) | $282,162 (2.5%) | 0.72 | 2,807 |
| 2019-07-01 | $229,397 (0.5%) | $286,624 (3.0%) | 0.72 | 2,809 |
| 2019-08-01 | $229,245 (0.8%) | $286,482 (3.6%) | 0.73 | 2,931 |
| 2019-09-01 | $229,614 (2.1%) | $280,384 (2.9%) | 0.73 | 3,017 |
| 2019-10-01 | $229,859 (2.2%) | $276,220 (1.7%) | 0.74 | 3,068 |
| 2019-11-01 | $228,920 (2.2%) | $273,506 (1.7%) | 0.75 | 3,033 |
| 2019-12-01 | $229,700 (2.5%) | $271,642 (1.9%) | 0.77 | 2,976 |
| 2020-01-01 | $229,950 (3.5%) | $273,618 (4.6%) | 0.77 | 2,915 |
| 2020-02-01 | $234,000 (4.3%) | $278,296 (7.0%) | 0.77 | 2,809 |
| 2020-03-01 | $234,900 (4.4%) | $281,322 (5.2%) | 0.74 | 2,691 |
| 2020-04-01 | $234,463 (4.2%) | $272,964 (-0.2%) | 0.73 | 2,873 |
| 2020-05-01 | $234,490 (2.2%) | $274,454 (-0.8%) | 0.71 | 2,723 |
| 2020-06-01 | $234,950 (2.2%) | $274,532 (-2.7%) | 0.69 | 2,453 |
| 2020-07-01 | $235,250 (2.6%) | $275,408 (-3.9%) | 0.68 | 2,319 |
| 2020-08-01 | $239,900 (4.7%) | $284,268 (-0.8%) | 0.69 | 2,078 |
| 2020-09-01 | $243,605 (6.1%) | $287,781 (2.6%) | 0.70 | 2,003 |
| 2020-10-01 | $245,000 (6.6%) | $286,107 (3.6%) | 0.70 | 2,020 |
| 2020-11-01 | $245,860 (7.4%) | $288,862 (5.6%) | 0.72 | 2,052 |
| 2020-12-01 | $249,695 (8.7%) | $290,443 (6.9%) | 0.74 | 1,928 |
| 2021-01-01 | $252,195 (9.7%) | $296,805 (8.5%) | 0.75 | 1,659 |
| 2021-02-01 | $252,335 (7.8%) | $301,726 (8.4%) | 0.73 | 1,358 |
| 2021-03-01 | $256,950 (9.4%) | $314,074 (11.6%) | 0.73 | 1,047 |
| 2021-04-01 | $264,950 (13.0%) | $326,872 (19.8%) | 0.72 | 883 |
| 2021-05-01 | $274,900 (17.2%) | $347,960 (26.8%) | 0.73 | 776 |
| 2021-06-01 | $283,960 (20.9%) | $363,544 (32.4%) | 0.75 | 808 |
| 2021-07-01 | $285,000 (21.2%) | $355,889 (29.2%) | 0.75 | 1,011 |
| 2021-08-01 | $296,475 (23.6%) | $357,189 (25.7%) | 0.79 | 1,082 |
| 2021-09-01 | $307,500 (26.2%) | $372,901 (29.6%) | 0.82 | 1,095 |
| 2021-10-01 | $319,900 (30.6%) | $379,840 (32.8%) | 0.85 | 1,126 |
| 2021-11-01 | $317,000 (28.9%) | $380,060 (31.6%) | 0.85 | 1,105 |
| 2021-12-01 | $327,450 (31.1%) | $394,430 (35.8%) | 0.89 | 1,043 |
| 2022-01-01 | $325,000 (28.9%) | $401,242 (35.2%) | 0.88 | 938 |
| 2022-02-01 | $331,033 (31.2%) | $410,887 (36.2%) | 0.86 | 859 |
| 2022-03-01 | $342,900 (33.5%) | $415,868 (32.4%) | 0.86 | 888 |
| 2022-04-01 | $350,000 (32.1%) | $430,663 (31.8%) | 0.83 | 932 |
| 2022-05-01 | $364,805 (32.7%) | $430,188 (23.6%) | 0.83 | 1,267 |
| 2022-06-01 | $369,990 (30.3%) | $429,714 (18.2%) | 0.82 | 1,593 |
| 2022-07-01 | $365,000 (28.1%) | $414,408 (16.4%) | 0.82 | 2,178 |
| 2022-08-01 | $364,000 (22.8%) | $414,290 (16.0%) | 0.84 | 2,564 |
| 2022-09-01 | $359,999 (17.1%) | $409,790 (9.9%) | 0.84 | 2,743 |
| 2022-10-01 | $359,900 (12.5%) | $408,132 (7.5%) | 0.85 | 2,817 |
| 2022-11-01 | $351,350 (10.8%) | $400,055 (5.3%) | 0.84 | 3,101 |
| 2022-12-01 | $349,900 (6.9%) | $397,009 (0.7%) | 0.86 | 3,071 |
| 2023-01-01 | $349,000 (7.4%) | $400,198 (-0.3%) | 0.86 | 2,994 |
| 2023-02-01 | $349,000 (5.4%) | $400,838 (-2.5%) | 0.84 | 2,897 |
| 2023-03-01 | $349,950 (2.1%) | $408,401 (-1.8%) | 0.83 | 2,725 |
| 2023-04-01 | $349,490 (-0.2%) | $403,633 (-6.3%) | 0.81 | 2,680 |
| 2023-05-01 | $350,000 (-4.1%) | $415,811 (-3.3%) | 0.79 | 2,633 |
| 2023-06-01 | $353,660 (-4.4%) | $420,878 (-2.1%) | 0.79 | 2,573 |
| 2023-07-01 | $357,490 (-2.1%) | $423,600 (2.2%) | 0.81 | 2,567 |
| 2023-08-01 | $359,495 (-1.2%) | $426,066 (2.8%) | 0.83 | 2,769 |
| 2023-09-01 | $357,688 (-0.6%) | $415,226 (1.3%) | 0.83 | 3,009 |
| 2023-10-01 | $355,000 (-1.4%) | $415,545 (1.8%) | 0.84 | 3,307 |
| 2023-11-01 | $354,995 (1.0%) | $421,170 (5.3%) | 0.85 | 3,480 |
| 2023-12-01 | $350,000 (0.0%) | $419,216 (5.6%) | 0.85 | 3,573 |
| 2024-01-01 | $350,000 (0.3%) | $418,027 (4.5%) | 0.85 | 3,545 |
| 2024-02-01 | $350,000 (0.3%) | $414,074 (3.3%) | 0.84 | 3,742 |
| 2024-03-01 | $349,900 (0.0%) | $409,534 (0.3%) | 0.82 | 3,917 |
| 2024-04-01 | $349,000 (-0.1%) | $405,764 (0.5%) | 0.81 | 4,027 |
| 2024-05-01 | $349,000 (-0.3%) | $404,847 (-2.6%) | 0.79 | 4,115 |
| 2024-06-01 | $349,900 (-1.1%) | $405,514 (-3.7%) | 0.80 | 4,296 |
| 2024-07-01 | $349,250 (-2.3%) | $405,177 (-4.4%) | 0.80 | 4,424 |
| 2024-08-01 | $345,000 (-4.0%) | $401,246 (-5.8%) | 0.80 | 4,543 |
| 2024-09-01 | $347,950 (-2.7%) | $401,683 (-3.3%) | 0.82 | 4,719 |
| 2024-10-01 | $343,855 (-3.1%) | $396,685 (-4.5%) | 0.81 | 4,852 |
| 2024-11-01 | $342,990 (-3.4%) | $392,049 (-6.9%) | 0.82 | 4,913 |
| 2024-12-01 | $343,139 (-2.0%) | $390,975 (-6.7%) | 0.85 | 4,833 |
| 2025-01-01 | $340,473 (-2.7%) | $388,790 (-7.0%) | 0.85 | 4,864 |
| 2025-02-01 | $340,000 (-2.9%) | $388,285 (-6.2%) | 0.83 | 5,060 |
| 2025-03-01 | $339,000 (-3.1%) | $385,704 (-5.8%) | 0.80 | 5,151 |
| 2025-04-01 | $339,250 (-2.8%) | $387,375 (-4.5%) | 0.79 | 5,192 |
| 2025-05-01 | $339,900 (-2.6%) | $390,265 (-3.6%) | 0.77 | 5,162 |
| 2025-06-01 | $340,000 (-2.8%) | $391,847 (-3.4%) | 0.77 | 5,189 |
| 2025-07-01 | $339,995 (-2.7%) | $391,043 (-3.5%) | 0.77 | 5,057 |
| 2025-08-01 | $339,900 (-1.5%) | $389,243 (-3.0%) | 0.79 | 4,912 |
| 2025-09-01 | $339,944 (-2.3%) | $388,714 (-3.2%) | 0.80 | 4,767 |
| 2025-10-01 | $340,000 (-1.1%) | $389,608 (-1.8%) | 0.80 | 4,678 |
| 2025-11-01 | $339,900 (-0.9%) | $388,754 (-0.8%) | 0.82 | 4,767 |
| 2025-12-01 | $335,588 (-2.2%) | $386,530 (-1.1%) | 0.84 | 4,655 |
| 2026-01-01 | $335,000 (-1.6%) | $384,545 (-1.1%) | 0.84 | 4,555 |
| 2026-02-01 | $335,000 (-1.5%) | $385,177 (-0.8%) | 0.83 | 4,638 |
| 2026-03-01 | $334,997 (-1.2%) | $384,490 (-0.3%) | 0.81 | 4,656 |
| 2026-04-01 | $335,000 (-1.3%) | $382,865 (-1.2%) | 0.79 | 4,597 |
| 2026-05-01 | $330,669 (-2.7%) | $380,963 (-2.4%) | 0.77 | 4,628 |
| 2026-06-01 | $335,000 (-1.5%) | $382,961 (-2.3%) | 0.78 | 4,648 |
| 2026-07-01 | $329,950 (-3.0%) | $373,332 (-4.5%) | 0.77 | 4,759 |
| 2026-08-01 | $329,000 (-3.2%) | $374,119 (-3.9%) | 0.78 | 4,771 |
| 2026-09-01 | $329,000 (-3.2%) | $377,385 (-2.9%) | 0.00 | 4,801 |
| 2026-10-01 | $325,000 (-4.4%) | $374,400 (-3.9%) | 0.00 | 4,941 |
LAKELAND - WINTER HAVEN's median listing price for 2026-10-01 was $325,000, a difference of
$-15,000
(-4.4%) versus the prior year and
$-4,000 versus the prior month.
LAKELAND - WINTER HAVEN's median listing price comes in at 0% of the national average.
LAKELAND - WINTER HAVEN's average listing price for 2026-10-01 was $374,400, a difference of $-15,208 (-3.9%) versus the prior year and $-2,985 versus the prior month.
For the 2026-10-01 period, LAKELAND - WINTER HAVEN had 4,941 MLS listings, a difference of 140 listings (3%) versus the prior month and 263 listings (6%) versus the prior year.
LAKELAND - WINTER HAVEN's median listing price comes in at 0% of the national average.
LAKELAND - WINTER HAVEN's average listing price for 2026-10-01 was $374,400, a difference of $-15,208 (-3.9%) versus the prior year and $-2,985 versus the prior month.
For the 2026-10-01 period, LAKELAND - WINTER HAVEN had 4,941 MLS listings, a difference of 140 listings (3%) versus the prior month and 263 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LAKELAND - WINTER HAVEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 68 days | 1,884 sqft |
| 2018-02-01 | 65 days | 1,879 sqft |
| 2018-03-01 | 58 days | 1,882 sqft |
| 2018-04-01 | 58 days | 1,917 sqft |
| 2018-05-01 | 58 days | 1,911 sqft |
| 2018-06-01 | 57 days | 1,910 sqft |
| 2018-07-01 | 58 days | 1,917 sqft |
| 2018-08-01 | 54 days | 1,919 sqft |
| 2018-09-01 | 55 days | 1,884 sqft |
| 2018-10-01 | 60 days | 1,864 sqft |
| 2018-11-01 | 59 days | 1,859 sqft |
| 2018-12-01 | 65 days | 1,856 sqft |
| 2019-01-01 | 68 days | 1,848 sqft |
| 2019-02-01 | 59 days | 1,837 sqft |
| 2019-03-01 | 56 days | 1,847 sqft |
| 2019-04-01 | 60 days | 1,847 sqft |
| 2019-05-01 | 63 days | 1,855 sqft |
| 2019-06-01 | 64 days | 1,877 sqft |
| 2019-07-01 | 61 days | 1,856 sqft |
| 2019-08-01 | 61 days | 1,845 sqft |
| 2019-09-01 | 62 days | 1,836 sqft |
| 2019-10-01 | 63 days | 1,829 sqft |
| 2019-11-01 | 60 days | 1,828 sqft |
| 2019-12-01 | 67 days | 1,828 sqft |
| 2020-01-01 | 69 days | 1,828 sqft |
| 2020-02-01 | 67 days | 1,833 sqft |
| 2020-03-01 | 57 days | 1,838 sqft |
| 2020-04-01 | 57 days | 1,828 sqft |
| 2020-05-01 | 68 days | 1,828 sqft |
| 2020-06-01 | 75 days | 1,828 sqft |
| 2020-07-01 | 64 days | 1,819 sqft |
| 2020-08-01 | 57 days | 1,823 sqft |
| 2020-09-01 | 53 days | 1,814 sqft |
| 2020-10-01 | 51 days | 1,787 sqft |
| 2020-11-01 | 49 days | 1,803 sqft |
| 2020-12-01 | 54 days | 1,816 sqft |
| 2021-01-01 | 61 days | 1,815 sqft |
| 2021-02-01 | 54 days | 1,777 sqft |
| 2021-03-01 | 44 days | 1,806 sqft |
| 2021-04-01 | 40 days | 1,806 sqft |
| 2021-05-01 | 38 days | 1,799 sqft |
| 2021-06-01 | 34 days | 1,809 sqft |
| 2021-07-01 | 33 days | 1,798 sqft |
| 2021-08-01 | 37 days | 1,810 sqft |
| 2021-09-01 | 37 days | 1,807 sqft |
| 2021-10-01 | 36 days | 1,825 sqft |
| 2021-11-01 | 38 days | 1,803 sqft |
| 2021-12-01 | 51 days | 1,820 sqft |
| 2022-01-01 | 43 days | 1,814 sqft |
| 2022-02-01 | 33 days | 1,800 sqft |
| 2022-03-01 | 32 days | 1,778 sqft |
| 2022-04-01 | 31 days | 1,799 sqft |
| 2022-05-01 | 28 days | 1,823 sqft |
| 2022-06-01 | 30 days | 1,827 sqft |
| 2022-07-01 | 33 days | 1,820 sqft |
| 2022-08-01 | 37 days | 1,823 sqft |
| 2022-09-01 | 44 days | 1,827 sqft |
| 2022-10-01 | 55 days | 1,828 sqft |
| 2022-11-01 | 61 days | 1,820 sqft |
| 2022-12-01 | 67 days | 1,824 sqft |
| 2023-01-01 | 71 days | 1,824 sqft |
| 2023-02-01 | 67 days | 1,828 sqft |
| 2023-03-01 | 56 days | 1,831 sqft |
| 2023-04-01 | 58 days | 1,819 sqft |
| 2023-05-01 | 54 days | 1,828 sqft |
| 2023-06-01 | 55 days | 1,838 sqft |
| 2023-07-01 | 54 days | 1,851 sqft |
| 2023-08-01 | 50 days | 1,851 sqft |
| 2023-09-01 | 53 days | 1,834 sqft |
| 2023-10-01 | 54 days | 1,832 sqft |
| 2023-11-01 | 57 days | 1,828 sqft |
| 2023-12-01 | 64 days | 1,820 sqft |
| 2024-01-01 | 73 days | 1,818 sqft |
| 2024-02-01 | 70 days | 1,823 sqft |
| 2024-03-01 | 59 days | 1,817 sqft |
| 2024-04-01 | 60 days | 1,810 sqft |
| 2024-05-01 | 60 days | 1,811 sqft |
| 2024-06-01 | 63 days | 1,820 sqft |
| 2024-07-01 | 65 days | 1,820 sqft |
| 2024-08-01 | 70 days | 1,813 sqft |
| 2024-09-01 | 71 days | 1,811 sqft |
| 2024-10-01 | 74 days | 1,797 sqft |
| 2024-11-01 | 80 days | 1,811 sqft |
| 2024-12-01 | 85 days | 1,805 sqft |
| 2025-01-01 | 85 days | 1,807 sqft |
| 2025-02-01 | 81 days | 1,817 sqft |
| 2025-03-01 | 69 days | 1,804 sqft |
| 2025-04-01 | 69 days | 1,795 sqft |
| 2025-05-01 | 73 days | 1,815 sqft |
| 2025-06-01 | 77 days | 1,822 sqft |
| 2025-07-01 | 81 days | 1,819 sqft |
| 2025-08-01 | 82 days | 1,820 sqft |
| 2025-09-01 | 84 days | 1,819 sqft |
| 2025-10-01 | 83 days | 1,820 sqft |
| 2025-11-01 | 84 days | 1,823 sqft |
| 2025-12-01 | 89 days | 1,817 sqft |
| 2026-01-01 | 91 days | 1,817 sqft |
| 2026-02-01 | 87 days | 1,814 sqft |
| 2026-03-01 | 74 days | 1,818 sqft |
| 2026-04-01 | 75 days | 1,818 sqft |
| 2026-05-01 | 76 days | 1,807 sqft |
| 2026-06-01 | 77 days | 1,825 sqft |
| 2026-07-01 | 78 days | 1,807 sqft |
| 2026-08-01 | 79 days | 1,804 sqft |
| 2026-09-01 | 0 days | 1,807 sqft |
| 2026-10-01 | 0 days | 1,799 sqft |
LAKELAND - WINTER HAVEN's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
LAKELAND - WINTER HAVEN's median square footage for active listings during the 2026-10-01 period was 1,799 sqft. One year prior, the average listing was 1,820 sqft.
LAKELAND - WINTER HAVEN's median square footage for active listings during the 2026-10-01 period was 1,799 sqft. One year prior, the average listing was 1,820 sqft.
LAKELAND-WINTER HAVEN, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 13,749 | $4,032,825,000 | $293,318 |
| Cash Out Refi | 2,238 | $567,020,000 | $253,360 |
| Refi | 1,803 | $704,255,000 | $390,602 |
| Other | 1,247 | $113,525,000 | $91,038 |
| Home Improvement | 1,081 | $93,165,000 | $86,184 |
| NA | 1 | $155,000 | $155,000 |
Lakeland - Winter Haven's most frequently cited loan purpose was Home Purchase, with 13,749 originations. The 2nd most popular reason was Cash Out Refi, with 2,238 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 7,343 | $2,097,335,000 | $285,624 |
| 5-6% | 4,039 | $1,443,105,000 | $357,293 |
| 4-5% | 2,676 | $764,110,000 | $285,542 |
| 7-8% | 2,631 | $613,675,000 | $233,248 |
| Over 8% | 2,130 | $291,700,000 | $136,948 |
| 3-4% | 692 | $214,170,000 | $309,494 |
| <2.5% | 294 | $5,460,000 | $18,571 |
| 2.5-3% | 14 | $3,240,000 | $231,429 |
During 2025, Lakeland - Winter Haven's most frequently originated rate bucket was 6-7%, with 7,343 originations.
Loan Sizing (LAKELAND-WINTER HAVEN, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 11,775 | $3,446,185,000 | $292,670 |
| $100k-200k | 3,352 | $512,120,000 | $152,780 |
| $100,000 or less | 3,202 | $161,420,000 | $50,412 |
| $400k-600k | 1,473 | $679,015,000 | $460,974 |
| $600k-1000k | 231 | $164,525,000 | $712,229 |
| $Over $1MM | 86 | $547,680,000 | $6,368,372 |
LAKELAND - WINTER HAVEN's loan sizing saw the bucket of loans from $200k-400k with 11,775 originations, totaling $3,446,185,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 10,484 | $3,254,390,000 | $310,415 |
| 60-80% | 3,679 | $1,157,845,000 | $314,717 |
| Under 20% | 2,166 | $144,960,000 | $66,925 |
| 20-40% | 1,533 | $188,405,000 | $122,900 |
| 40-60% | 1,206 | $370,190,000 | $306,957 |
| Over 100% | 277 | $170,765,000 | $616,480 |
LAKELAND - WINTER HAVEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 10,484 originations, totaling $3,254,390,000 in origination value.