LAKELAND - WINTER HAVEN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lakeland - Winter Haven averaged 6.92% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.83% and one month ago for the week of 2025-02-27, the average rate was 6.74%.

Lakeland - Winter Haven's average rate one year ago was 7.07%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Lakeland - Winter Haven 30 Year Fixed Rate 2025-04-03 6.92%
Lakeland - Winter Haven 30 Year Fixed Rate Refi 2025-04-03 6.98%
Lakeland - Winter Haven 15 Year Fixed Rate 2025-04-03 6.43%
Lakeland - Winter Haven 15 Year Fixed Rate Refi 2025-04-03 6.22%
Lakeland - Winter Haven 30 Year FHA 2025-04-03 5.39%
Lakeland - Winter Haven 30 Year FHA Refi 2025-04-03 5.72%
Lakeland - Winter Haven 30 Year USDA 2025-04-03 6.12%
Lakeland - Winter Haven 30 Year USDA Refi 2025-04-03 6.52%
Lakeland - Winter Haven 30 Year VA 2025-04-03 5.69%
Lakeland - Winter Haven 30 Year VA Refi 2025-04-03 5.74%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAKELAND-WINTER HAVEN, FL.

LAKELAND - WINTER HAVEN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAKELAND-WINTER HAVEN, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 635 6.78% $9,446
QUICKEN LOANS, LLC 419 6.81% $7,406
EAGLE HOME MORTGAGE, LLC 320 5.53% $5,409
DHI MORTGAGE COMPANY, LTD. 157 5.86% $3,465
MIDFLORIDA 153 6.45% $4,608
GARDNER FINANCIAL SERVICES, LTD. 137 6.78% $7,838
LOANDEPOT.COM, LLC 125 6.15% $6,655
CROSSCOUNTRY MORTGAGE, LLC 118 6.96% $7,871
JPMorgan Chase Bank 113 6.59% $6,158
PULTE MORTGAGE LLC 104 5.50% $2,239
South State Bank 104 6.81% $6,905
Plains Commerce Bank 97 6.74% $9,512
NVR Mortgage Finance, Inc. 85 6.37% $3,297
BROKER SOLUTIONS, INC. 78 6.97% $10,169
South Pacific Financial Corporation 71 5.94% $3,777
NEWREZ LLC 69 7.03% $7,653
NFM, INC. 68 6.58% $7,710
VANDERBILT MORTGAGE AND FINANCE, INC. 66 6.01% $4,599
HOMEAMERICAN MORTGAGE CORPORATION 63 5.85% $1,139
HOME SOLUTION LENDERS INC. 62 6.41% $12,726
THE MORTGAGE FIRM, INC. 61 6.92% $7,302
MOVEMENT MORTGAGE, LLC 57 6.99% $8,166
KBHS HOME LOANS, LLC 54 6.27% $6,246
HOMESIDE FINANCIAL, LLC 49 6.85% $7,734
EVERETT FINANCIAL, INC. 48 7.09% $7,921
PENNYMAC LOAN SERVICES, LLC 48 6.87% $8,778
CMG MORTGAGE, INC. 45 6.70% $8,534
NAVY FEDERAL CREDIT UNION 43 6.62% $5,259
GUARANTEED RATE, INC. 43 6.56% $8,525
Suncoast Credit Union 41 5.58% $3,749
FBC MORTGAGE, LLC 40 6.59% $8,410
Wells Fargo Bank 39 6.63% $6,300
GUILD MORTGAGE COMPANY 38 6.84% $7,679
STOCKTON MORTGAGE CORPORATION 36 7.00% $7,842
Truist 35 6.73% $5,476
Bank of America 33 6.06% $5,095
UNION HOME MORTGAGE CORP. 33 6.97% $6,331
A&D Mortgage LLC 33 7.92% $13,509
Paramount Residential Mortgage Group, Inc. 32 6.96% $10,901
Flagstar Bank, FSB 31 6.66% $8,234
Mr. Cooper ( Nationstar Mortgage ) 30 6.79% $8,877
Waterstone Mortgage Corporation 27 6.74% $9,668
ALKAN MORTGAGE CORPORATION 23 6.96% $10,865
The Loan Store, Inc. 21 7.10% $9,858
OCMBC, INC. 21 8.30% $11,711
MUTUAL OF OMAHA MORTGAGE, INC. 21 6.40% $6,502
GUARANTEED RATE AFFINITY, LLC 20 6.50% $8,322
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 19 6.89% $7,206
PLAZA HOME MORTGAGE, INC. 18 6.98% $9,435
PROVIDENT FUNDING ASSOCIATES, L.P. 18 6.34% $6,388
GTE Federal Credit Union 17 6.79% $6,226
ZILLOW HOME LOANS, LLC 17 6.50% $9,297
Regions Bank 17 6.77% $7,890
ANGEL OAK MORTGAGE SOLUTIONS LLC 16 7.65% $13,233
U.S. Bank 15 6.75% $5,905
TD Bank 15 6.72% $5,580
RBC Bank, (Georgia) 15 5.98% $3,471
Citadel Servicing Corporation 14 9.23% $12,471
Century Mortgage Company DBA Century Lending Company 14 7.10% $8,669
21ST MORTGAGE CORPORATION 14 8.38% $6,336
FREEDOM MORTGAGE CORPORATION 13 6.92% $9,461
Mortgage Lenders Investment Trading Corporation 13 7.05% $7,777
PARTNERS 13 6.35% $5,756
Sierra Pacific Mortgage Company, Inc. 13 6.69% $10,622
Cornerstone First Mortgage, Inc 13 7.35% $9,524
General Mortgage Capital Corporation 12 7.18% $5,585
First Heritage Mortgage, LLC 12 6.40% $11,361
M/I FINANCIAL, LLC 12 6.13% $16,392
PNC Bank 12 6.85% $4,634
CANOPY MORTGAGE, LLC 11 6.67% $10,248
Ixonia Bank 11 6.81% $6,366
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 6.73% $7,804
DEEPHAVEN MORTGAGE LLC 11 7.85% $12,987
Fifth Third Bank 11 6.93% $6,921
MY MORTGAGE, INC. 11 6.99% $8,475
Morgan Stanley Private Bank 11 6.14% $5,116
First National Bank of America 10 9.80% $10,996
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 6.93% $12,826
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 10 7.31% $8,864
Commerce Home Mortgage, Inc. 10 8.15% $15,008
AMERICAN FINANCIAL NETWORK, INC. 10 7.34% $16,289
CARDINAL FINANCIAL 10 6.72% $8,331
PUBLIX EMPLOYEES 9 6.47% $3,621
NP, Inc. 9 8.03% $12,522
First Horizon Bank 9 6.89% $7,080
AMERISAVE MORTGAGE CORPORATION 9 6.91% $7,010
NexBank 9 7.29% $7,607
BETTER MORTGAGE CORPORATION 9 6.31% $5,694
BAY EQUITY LLC 9 6.78% $5,243
GENEVA FINANCIAL, LLC 9 6.60% $8,048
ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 7.28% $7,147
Mortgage Research Center, LLC 8 6.75% $5,109
Equity Prime Mortgage LLC 8 7.12% $10,319
Alcova Mortgage LLC 8 6.87% $3,783
AMERICAN PACIFIC MORTGAGE CORPORATION 7 7.21% $10,989
AMERICAN BANCSHARES MORTGAGE 7 6.92% $8,643
MORTGAGE EQUITY PARTNERS LLC 7 6.79% $9,172
PARK SQUARE HOME MORTGAGE, LLC 7 5.88% $5,447
HOMESPIRE MORTGAGE CORPORATION 7 6.61% $6,151
TrustCo Bank 7 6.25% $4,187
Discover Bank 7 6.98% $0
EMBRACE HOME LOANS, INC. 6 7.21% $6,459
PREFERRED LENDING SERVICES, LLC 6 6.54% $6,514
DAS Acquisition Company, LLC 6 6.31% $7,436
Carrington Mortgage Services, LLC 6 6.48% $9,035
PLANET HOME LENDING, LLC 6 7.02% $8,531
PENTAGON FEDERAL CREDIT UNION 6 6.65% $7,500
T2 FINANCIAL LLC 6 7.21% $6,662
The Huntington National Bank 6 7.17% $6,698
ARC HOME LLC 6 7.81% $9,992
Northpointe Bank 6 6.85% $5,843
NATIONWIDE MORTGAGE BANKERS, INC. 6 7.06% $7,669
INSPIRE HOME LOANS INC. 6 5.90% $4,796
USAA Federal Savings Bank 6 6.71% $8,206
AMERICAN FINANCIAL RESOURCES, INC. 6 6.85% $9,167
Ally Bank 6 6.48% $7,212
HOMEOWNERS FINANCIAL GROUP USA, LLC 6 7.02% $6,729
MICHIGAN MUTUAL, INC. 6 7.35% $11,184
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 6.66% $8,659
Logan Finance Corporation 6 8.04% $17,907
SECURITYNATIONAL MORTGAGE COMPANY 5 7.12% $10,337
GERSHMAN INVESTMENT CORP. 5 7.38% $6,157
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 6.75% $11,685
PREMIER MORTGAGE RESOURCES, L.L.C. 5 6.43% $9,374
NEXERA HOLDING LLC 5 8.28% $13,674
FIRST COMMUNITY MORTGAGE, INC. 5 7.02% $9,660
NBKC BANK 5 6.90% $5,522
AMERICAN PORTFOLIO MORTGAGE CORPORATION 5 6.67% $7,516
LOANPAL, LLC 5 7.02% $7,033
ABSOLUTE HOME MORTGAGE CORPORATION 5 6.97% $8,827
Citizens Bank 5 6.75% $5,621
NORTHPOINT MORTGAGE, INC. 5 6.70% $5,314
American Mortgage & Equity Consultants, Inc. 5 7.03% $8,079
LENDSURE MORTGAGE CORP. 5 8.45% $11,895
AMERICAN HERITAGE LENDING, INC. 5 8.03% $12,023
City National Bank of Florida 5 6.25% $7,481
JMAC LENDING, INC. 5 6.48% $9,456
ROYAL UNITED MORTGAGE LLC 5 6.73% $10,918
VYSTAR 5 6.68% $4,196
Midwest Mortgage Associates Corporation 5 6.08% $14,573
EQUITY RESOURCES, INC. 4 6.78% $4,392
Quontic Bank 4 8.88% $12,843
HOMEXPRESS MORTGAGE CORP. 4 8.25% $18,467
RELIANCE FIRST CAPITAL, LLC 4 6.78% $8,668
FIRST MORTGAGE COMPANY, INC. 4 7.31% $7,794
Keystone Funding, Inc. 4 6.78% $12,339
Bethpage Federal Credit Union 4 6.91% $6,099
Seacoast National Bank 4 7.03% $5,482
PHH Mortgage Corporation 4 6.87% $6,376
Grow Financial Federal Credit Union 4 5.84% $5,180
UNITED MORTGAGE CORP 4 7.47% $11,079
ITHINK FINANCIAL Credit Union 3 7.21% $6,823
ACOPIA, LLC 3 6.17% $9,797
AmeriHome Mortgage Company, LLC 3 7.42% $5,893
AMERITRUST MORTGAGE CORPORATION 3 9.04% $40,898
BancorpSouth 3 6.88% $4,901
Bell Bank 3 6.50% $4,877
CALCON MUTUAL MORTGAGE LLC 3 7.79% $13,553
CHURCHILL MORTGAGE CORPORATION 3 6.75% $11,269
DELTA COMMUNITY CREDIT UNION 3 6.75% $4,612
DG PINNACLE FUNDING LLC 3 5.13% $2,537
First National Bank of Pennsylvania 3 6.83% $5,285
First Option Mortgage, LLC 3 7.25% $6,842
Home Mortgage Alliance Corp 3 9.29% $21,462
HOMESTEAD FUNDING CORP. 3 6.54% $4,969
Hometown Equity Mortgage, LLC 3 8.75% $11,392
LAKE MICHIGAN CREDIT UNION 3 6.71% $4,441
LAKEVIEW LOAN SERVICING, LLC 3 7.13% $6,433
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 3 8.21% $9,469
METROPLEX MORTGAGE SERVICES, INC. 3 6.88% $7,011
RESIDENTIAL BANCORP 3 7.67% $9,304
SPACE COAST Credit Union 3 7.58% $4,511
SUCCESS MORTGAGE PARTNERS, INC. 3 6.66% $13,292
Third Federal Savings and Loan Association of Cleveland 3 6.87% $3,422
TOWNE MORTGAGE COMPANY 3 6.33% $6,730
United Community Bank 3 7.17% $7,301
Valley National Bank 3 7.25% $7,837
WATSON MORTGAGE CORP. 3 7.00% $10,090
AXIA FINANCIAL, LLC 2 6.31% $8,484
Texana Bank 2 7.38% $7,678
DIGITAL Federal Credit Union 2 6.56% $4,855
GENISYS 2 6.25% $4,294
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 6.99% $5,747
VAN DYK MORTGAGE CORPORATION 2 6.75% $7,363
DFCU FINANCIAL 2 6.94% $6,457
ACHIEVA CREDIT UNION 2 6.25% $6,472
BOKF 2 6.38% $8,881
Fidelity Bank 2 6.50% $4,336
BM Real Estate Services, Inc. 2 7.06% $11,188
FAIRWINDS CREDIT UNION 2 7.06% $6,518
TRIAD FINANCIAL SERVICES, INC. 2 8.08% $3,511
NORWICH COMMERCIAL GROUP, INC. 2 7.19% $9,008
SeaTrust Mortgage Company 2 6.49% $6,999
First Federal Bank 2 6.31% $5,402
FLAT BRANCH MORTGAGE, INC. 2 7.06% $4,625
CORNERSTONE HOME LENDING, INC. 2 7.44% $8,746
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.25% $6,331
SIRVA MORTGAGE, INC. 2 6.63% $1,543
Greenbox Loans, Inc. 2 8.63% $18,574
Granite Community Bank 2 6.81% $8,451
OPEN MORTGAGE, LLC 2 7.19% $5,168
AgFirst Farm Credit Bank 2 7.69% $6,137
MID AMERICA MORTGAGE, INC. 2 6.38% $4,393
Prosperity Home Mortgage, LLC 2 6.81% $5,353
FIRST COLONY MORTGAGE CORPORATION 2 7.00% $8,644
EMM LOANS LLC 2 6.44% $12,125
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.88% $4,588
Lakeview Community Capital, LLC 2 6.56% $6,247
CLIFFCO, INC. 2 7.63% $8,233
MORTGAGE FINANCIAL GROUP, INC. 2 7.13% $5,209
Nations Lending Corporation 2 7.13% $8,982
SUN WEST MORTGAGE COMPANY, INC. 2 6.75% $8,783
SWBC MORTGAGE CORPORATION 2 6.81% $6,164
RADIUS FINANCIAL GROUP INC. 2 7.31% $7,749
Axos Bank 2 6.13% $8,991
J. VIRGIL, INC. 2 6.19% $4,033
NEW WAVE LENDING GROUP INC 1 6.88% $11,413
First Commonwealth Bank 1 7.63% $5,774
FIDELITY DIRECT MORTGAGE, LLC 1 8.25% $4,727
Nicolet National Bank 1 7.88% $5,225
NJ LENDERS CORP. 1 6.13% $17,964
NMSI, INC. 1 6.88% $8,386
North American Savings Bank, F.S.B. 1 6.50% $11,943
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.49% $5,071
FAIR WAY LENDING LLC 1 6.62% $5,603
FAIRWAY FUNDING GROUP, INC. 1 8.75% $8,727
F&A Federal Credit Union 1 5.75% $2,759
ON Q FINANCIAL, INC. 1 6.99% $6,853
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.38% $3,983
Evolve Bank & Trust 1 7.25% $4,156
Elements Financial Federal Credit Union 1 6.88% $4,497
PAWTUCKET 1 6.88% $3,855
East Coast Capital Corp. 1 7.00% $15,926
Performance Financial, Inc. 1 8.13% $8,302
Philadelphia Mortgage Advisors, Inc. 1 6.50% $6,465
Devon Bank 1 7.38% $2,984
DEPARTMENT OF COMMERCE 1 6.50% $4,651
DELMAR FINANCIAL COMPANY 1 7.00% $3,631
POLICE & FIRE 1 6.63% $5,919
POLISH & SLAVIC FEDERAL CREDIT UNION 1 6.13% $4,260
PREMIA MORTGAGE, LLC 1 6.85% $4,054
PREMIER LENDING, INC. 1 6.99% $8,863
CONTOUR MORTGAGE CORPORATION 1 6.88% $12,242
CONTINENTAL MORTGAGE BANKERS, INC. 1 7.49% $13,586
COMMUNITY FIRST CREDIT UNION OF FLO 1 6.50% $3,685
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 7.00% $4,500
PRYSMA LENDING GROUP, LLC 1 6.88% $20,410
Commerce Bank 1 6.38% $3,174
City Lending Inc. 1 10.00% $13,013
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.63% $11,879
RAILROAD & INDUSTRIAL 1 6.00% $5,409
Raymond James Bank 1 6.38% $2,135
Charles Schwab Bank, SSB 1 6.13% $4,775
READY MORTGAGE LENDERS, LLC 1 7.88% $15,556
BOND STREET MORTGAGE, LLC 1 6.38% $7,351
GUIDANCE RESIDENTIAL, LLC 1 8.00% $8,122
RUOFF MORTGAGE COMPANY, INC. 1 6.13% $5,543
BMO Harris Bank 1 7.88% $6,530
BELEM SERVICING LLC 1 6.63% $7,543
ServisFirst Bank 1 6.50% $4,961
SFMC, LP 1 7.49% $13,206
BECKAM FUNDING CORP. 1 9.37% $15,284
Southern Bank 1 7.38% $3,692
BAY-VALLEY MORTGAGE GROUP 1 8.25% $11,410
SOUTHPOINT FINANCIAL SERVICES, INC. 1 7.25% $2,662
BAYSHORE MORTGAGE FUNDING, LLC 1 6.50% $6,440
SOUTHWEST FUNDING, LP 1 7.13% $7,431
ADDITION FINANCIAL 1 6.88% $5,835
SPIRE Credit Union 1 6.13% $4,580
Barrington Bank & Trust Company, N.A. 1 6.63% $4,690
1st Source Bank 1 7.13% $4,511
SUMMIT FUNDING, INC. 1 6.38% $8,801
Bank Five Nine 1 6.88% $3,970
Synovus Bank 1 6.50% $5,360
The Central Trust Bank 1 6.13% $4,603
Associated Bank 1 6.38% $2,341
ASCEND FEDERAL CREDIT UNION 1 6.38% $3,210
American Security Mortgage Corp. 1 7.50% $5,358
THE MORTGAGE LINK, INC. 1 6.99% $14,881
TOP FLITE FINANCIAL, INC. 1 6.25% $7,308
TOTAL MORTGAGE SERVICES, LLC 1 6.99% $7,645
Towne Bank 1 7.13% $7,634
West Gate Bank 1 7.13% $5,549
TROPICAL FINANCIAL CREDIT UNION 1 6.38% $5,115
American Mortgage Bank, LLC 1 6.00% $8,040
AMERICAN HERITAGE FCU 1 6.13% $4,728
Tyndall Federal Credit Union 1 7.00% $6,486
UIF CORPORATION 1 6.88% $4,574
AMERICAN FINANCING CORPORATION 1 5.99% $7,365
Wolfe Financial, Inc 1 7.63% $6,002
AMERICAN FEDERAL MORTGAGE CORPORATION 1 7.13% $2,945
ALLIANT CREDIT UNION 1 7.50% $3,881
AHL FUNDING 1 6.99% $17,310
Home State Bank 1 7.88% $4,309
US MORTGAGE CORPORATION 1 7.50% $6,818
York Traditions Bank 1 7.50% $4,369
HOME FINANCING CENTER, INC. 1 6.63% $14,662
HighTechLending Inc 1 6.99% $5,762
INTERCAP LENDING INC. 1 7.50% $7,662
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 7.38% $3,856
Hancock Whitney Bank 1 6.88% $4,200
JET DIRECT FUNDING CORP 1 6.38% $6,551
JET HOMELOANS, LLC 1 7.63% $9,352
HALLMARK HOME MORTGAGE, LLC 1 7.25% $3,561
GVC MORTGAGE, INC. 1 7.13% $9,583
WALL STREET MORTGAGE BANKERS, LTD. 1 7.38% $8,968
GREENTREE MORTGAGE COMPANY, L.P. 1 6.88% $4,333
Kwik Mortgage Corporation 1 6.63% $3,597
LADERA LENDING, INC. 1 6.63% $5,725
LAFAYETTE FEDERAL CREDIT UNION 1 6.38% $6,296
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.75% $3,416
LEADERONE FINANCIAL CORPORATION 1 6.38% $5,612
GREENSTATE CREDIT UNION 1 5.99% $3,297
Loan Simple, Inc. 1 9.75% $155
GOOGAIN, INC. 1 6.38% $6,346
LUSO 1 5.75% $3,809
Luxury Mortgage Corp. 1 8.00% $17,928
VELOCIO MORTGAGE L.L.C. 1 7.50% $8,735
Mercantile Bank of Michigan 1 6.75% $5,013
MERCK SHARP & DOHME FEDERAL CREDIT UNION 1 7.38% $2,695
Metro City Bank 1 6.63% $5,516
ADVANCIAL 1 8.13% $5,227
GMFS LLC 1 6.88% $729
GEO-CORP, INC. 1 6.99% $14,746
FOUNDATION MORTGAGE CORPORATION 1 8.88% $16,764
MILEND, INC. 1 6.99% $7,242
MLD MORTGAGE INC. 1 7.63% $6,437
FM Home Loans, LLC 1 6.63% $5,962
MORTGAGE 1 INCORPORATED 1 6.63% $8,788
F & M Bank 1 6.38% $13,094
Florida Capital Bank 1 7.13% $3,979
FLORIDA 1 7.38% $4,290
First State Bank 1 6.38% $6,748
MSA MORTGAGE, LLC 1 6.13% $4,017
M&T Bank 1 6.25% $5,693
First Merchants Bank 1 6.88% $4,733
FIRST HOME MORTGAGE CORPORATION 1 7.49% $8,743
NATIONS DIRECT MORTGAGE, LLC 1 6.38% $23,626
NATIONS RELIABLE LENDING, LLC 1 6.88% $6,053
First Federal Bank of the Midwest 1 7.63% $4,262
FIRST EQUITY MORTGAGE BANKERS, INC. 1 6.63% $5,641
NETWORK CAPITAL FUNDING CORPORATION 1 6.38% $14,082
FIRST COMMUNITY 1 7.13% $5,416

LAKELAND - WINTER HAVEN Average Closing Costs & Other Stats

LAKELAND-WINTER HAVEN, FL's 343 lenders originated 20,813 loans during 2024. The total origination value was $5,501,815,000, with an average loan value of $264,345.

LAKELAND - WINTER HAVEN's average closing costs are $7,365.

The top LAKELAND - WINTER HAVEN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 635 loans originated. Their average total fees are $9,446, which is $2,040 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LAKELAND - WINTER HAVEN lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,139), PULTE MORTGAGE LLC ($2,239), NVR Mortgage Finance, Inc. ($3,297), DHI MORTGAGE COMPANY, LTD. ($3,465) and RBC Bank, (Georgia) ($3,471).

The lowest rate LAKELAND - WINTER HAVEN lenders (with over 10 loans originated) are PULTE MORTGAGE LLC (5.50%), EAGLE HOME MORTGAGE, LLC (5.53%), Suncoast Credit Union (5.58%), HOMEAMERICAN MORTGAGE CORPORATION (5.85%) and DHI MORTGAGE COMPANY, LTD. (5.86%).

LAKELAND-WINTER HAVEN, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $534,475,000 $575,970,000 7.8% 10.5%
DHI MORTGAGE COMPANY, LTD. $340,260,000 $323,695,000 -4.9% 5.9%
EAGLE HOME MORTGAGE, LLC $205,485,000 $262,890,000 27.9% 4.8%
QUICKEN LOANS, LLC $221,020,000 $239,935,000 8.6% 4.4%
LOANDEPOT.COM, LLC $128,010,000 $155,955,000 21.8% 2.8%
MIDFLORIDA $137,465,000 $140,555,000 2.2% 2.6%
CROSSCOUNTRY MORTGAGE, LLC $105,825,000 $117,985,000 11.5% 2.1%
FREEDOM MORTGAGE CORPORATION $46,440,000 $107,695,000 131.9% 2.0%
BROKER SOLUTIONS, INC. $93,800,000 $101,695,000 8.4% 1.8%
HOME SOLUTION LENDERS INC. $150,820,000 $97,130,000 -35.6% 1.8%
GARDNER FINANCIAL SERVICES, LTD. $42,990,000 $89,135,000 107.3% 1.6%
PULTE MORTGAGE LLC $42,750,000 $88,450,000 106.9% 1.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $107,630,000 $87,730,000 -18.5% 1.6%
NFM, INC. $83,960,000 $87,340,000 4.0% 1.6%
HOMEAMERICAN MORTGAGE CORPORATION $34,925,000 $85,265,000 144.1% 1.5%
Plains Commerce Bank $73,115,000 $74,200,000 1.5% 1.3%
Mortgage Research Center, LLC $68,535,000 $73,715,000 7.6% 1.3%
NVR Mortgage Finance, Inc. $79,270,000 $65,675,000 -17.2% 1.2%
South State Bank $96,825,000 $63,730,000 -34.2% 1.2%
NEWREZ LLC $40,890,000 $63,285,000 54.8% 1.2%
FBC MORTGAGE, LLC $81,645,000 $62,620,000 -23.3% 1.1%
PENNYMAC LOAN SERVICES, LLC $39,665,000 $57,225,000 44.3% 1.0%
GUARANTEED RATE, INC. $50,490,000 $56,945,000 12.8% 1.0%
South Pacific Financial Corporation $31,540,000 $55,645,000 76.4% 1.0%
CMG MORTGAGE, INC. $35,105,000 $53,480,000 52.3% 1.0%
KBHS HOME LOANS, LLC $83,425,000 $50,600,000 -39.3% 0.9%
Wells Fargo Bank $28,530,000 $46,920,000 64.5% 0.9%
CBRE MULTIFAMILY CAPITAL, INC. $10,365,000 $40,885,000 294.5% 0.7%
NAVY FEDERAL CREDIT UNION $28,745,000 $37,155,000 29.3% 0.7%
MOVEMENT MORTGAGE, LLC $65,975,000 $36,845,000 -44.2% 0.7%
A&D Mortgage LLC $27,595,000 $36,230,000 31.3% 0.7%
JPMorgan Chase Bank $32,300,000 $34,895,000 8.0% 0.6%
GUILD MORTGAGE COMPANY $22,710,000 $34,225,000 50.7% 0.6%
EVERETT FINANCIAL, INC. $41,350,000 $33,785,000 -18.3% 0.6%
PGIM Real Estate Finance, LLC $33,380,000 n/a 0.6%
Equity Prime Mortgage LLC $14,775,000 $32,230,000 118.1% 0.6%
Paramount Residential Mortgage Group, Inc. $31,140,000 $31,685,000 1.8% 0.6%
AMWEST FUNDING CORP. $65,255,000 $30,430,000 -53.4% 0.6%
STOCKTON MORTGAGE CORPORATION $36,790,000 $29,595,000 -19.6% 0.5%
First Heritage Mortgage, LLC $8,525,000 $29,440,000 245.3% 0.5%
THE MORTGAGE FIRM, INC. $96,365,000 $28,790,000 -70.1% 0.5%
Truist $38,720,000 $27,165,000 -29.8% 0.5%
HOMESIDE FINANCIAL, LLC $12,385,000 $26,940,000 117.5% 0.5%
Citizens Bank and Trust $38,315,000 $26,485,000 -30.9% 0.5%
Waterstone Mortgage Corporation $30,160,000 $25,435,000 -15.7% 0.5%
Flagstar Bank, FSB $24,055,000 $25,205,000 4.8% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $20,075,000 $24,345,000 21.3% 0.4%
CARDINAL FINANCIAL $41,590,000 $24,080,000 -42.1% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $33,580,000 $23,140,000 -31.1% 0.4%
BERKELEY POINT CAPITAL LLC $22,545,000 n/a 0.4%
AMERICAN FINANCIAL NETWORK, INC. $21,170,000 $22,360,000 5.6% 0.4%
VILLAGE CAPITAL MORTGAGE $6,200,000 $21,030,000 239.2% 0.4%
UNION HOME MORTGAGE CORP. $17,270,000 $20,840,000 20.7% 0.4%
ALKAN MORTGAGE CORPORATION $20,820,000 n/a 0.4%
LENDINGHOME FUNDING CORPORATION $17,600,000 $20,355,000 15.7% 0.4%
Prudential Huntoon Paige Associates, LLC $19,460,000 n/a 0.4%
Bank of America $21,790,000 $18,045,000 -17.2% 0.3%
INSPIRE HOME LOANS INC. $10,250,000 $17,730,000 73.0% 0.3%
PARK SQUARE HOME MORTGAGE, LLC $25,740,000 $17,545,000 -31.8% 0.3%
Regions Bank $14,820,000 $17,520,000 18.2% 0.3%
Hometown Equity Mortgage, LLC $18,075,000 $17,405,000 -3.7% 0.3%
Suncoast Credit Union $20,830,000 $17,105,000 -17.9% 0.3%
Bank Of Central Florida $16,090,000 $15,925,000 -1.0% 0.3%
OCMBC, INC. $14,590,000 $15,885,000 8.9% 0.3%
MID AMERICA MORTGAGE, INC. $8,570,000 $15,490,000 80.7% 0.3%
Century Mortgage Company DBA Century Lending Company $7,825,000 $15,155,000 93.7% 0.3%
Arbor Realty Trust, Inc. $14,870,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $20,155,000 $14,865,000 -26.2% 0.3%
Cornerstone First Mortgage, Inc $3,505,000 $14,140,000 303.4% 0.3%
Banco do Brasil Americas $29,940,000 $13,615,000 -54.5% 0.2%
DEEPHAVEN MORTGAGE LLC $19,355,000 $13,605,000 -29.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $4,480,000 $13,165,000 193.9% 0.2%
BAC Florida Bank $22,525,000 $12,715,000 -43.6% 0.2%
Carrington Mortgage Services, LLC $13,370,000 $12,380,000 -7.4% 0.2%
PLAZA HOME MORTGAGE, INC. $8,785,000 $11,875,000 35.2% 0.2%
The Loan Store, Inc. $1,820,000 $11,870,000 552.2% 0.2%
21ST MORTGAGE CORPORATION $11,625,000 $11,595,000 -0.3% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $6,755,000 $11,560,000 71.1% 0.2%
NEW DAY FINANCIAL, LLC $8,655,000 $11,200,000 29.4% 0.2%
PLANET HOME LENDING, LLC $7,825,000 $10,910,000 39.4% 0.2%
TD Bank $23,795,000 $10,755,000 -54.8% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $5,735,000 $10,735,000 87.2% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $6,075,000 $10,610,000 74.7% 0.2%
GUARANTEED RATE AFFINITY, LLC $10,940,000 $9,970,000 -8.9% 0.2%
Fifth Third Bank $6,675,000 $9,820,000 47.1% 0.2%
USAA Federal Savings Bank $11,775,000 $9,565,000 -18.8% 0.2%
Citadel Servicing Corporation $17,685,000 $9,535,000 -46.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $31,750,000 $9,120,000 -71.3% 0.2%
GENEVA FINANCIAL, LLC $13,260,000 $8,900,000 -32.9% 0.2%
Lakeview Community Capital, LLC $2,150,000 $8,850,000 311.6% 0.2%
HOMESPIRE MORTGAGE CORPORATION $5,760,000 $8,840,000 53.5% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $17,065,000 $8,815,000 -48.3% 0.2%
First Horizon Bank $4,410,000 $8,750,000 98.4% 0.2%
M/I FINANCIAL, LLC $8,665,000 n/a 0.2%
Figure Lending LLC $4,655,000 $8,645,000 85.7% 0.2%
HOMEXPRESS MORTGAGE CORP. $12,770,000 $8,460,000 -33.8% 0.2%
Residential Acceptance Corporation $8,320,000 n/a 0.2%
Morgan Stanley Private Bank $3,850,000 $8,205,000 113.1% 0.1%
ZILLOW HOME LOANS, LLC $4,365,000 $8,185,000 87.5% 0.1%
PARTNERS $8,200,000 $8,070,000 -1.6% 0.1%
GTE Federal Credit Union $5,875,000 $7,925,000 34.9% 0.1%
AMERISAVE MORTGAGE CORPORATION $12,250,000 $7,835,000 -36.0% 0.1%
Discover Bank $7,745,000 $7,815,000 0.9% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $6,630,000 $7,780,000 17.3% 0.1%
Mortgage Lenders Investment Trading Corporation $8,015,000 $7,770,000 -3.1% 0.1%
PNC Bank $8,830,000 $7,570,000 -14.3% 0.1%
Ixonia Bank $5,610,000 $7,515,000 34.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $10,995,000 $7,460,000 -32.2% 0.1%
JMAC LENDING, INC. $695,000 $7,275,000 946.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $3,100,000 $7,210,000 132.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $7,430,000 $7,130,000 -4.0% 0.1%
LENDSURE MORTGAGE CORP. $4,965,000 $6,710,000 35.1% 0.1%
Commerce Home Mortgage, Inc. $9,625,000 $6,635,000 -31.1% 0.1%
CANOPY MORTGAGE, LLC $7,285,000 $6,490,000 -10.9% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $3,990,000 $6,490,000 62.7% 0.1%
AMERICAN HERITAGE LENDING, INC. $11,090,000 $6,480,000 -41.6% 0.1%
Logan Finance Corporation $3,085,000 $6,365,000 106.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,330,000 $6,350,000 90.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,180,000 $6,350,000 51.9% 0.1%
U.S. Bank $14,005,000 $6,190,000 -55.8% 0.1%
JET HOMELOANS, LLC $18,300,000 $6,150,000 -66.4% 0.1%
MY MORTGAGE, INC. $12,430,000 $6,150,000 -50.5% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $7,270,000 $6,120,000 -15.8% 0.1%
Third Federal Savings and Loan Association of Cleveland $5,495,000 $6,110,000 11.2% 0.1%
LOANPAL, LLC $5,990,000 $5,665,000 -5.4% 0.1%
BM Real Estate Services, Inc. $1,965,000 $5,595,000 184.7% 0.1%
Citizens Bank $15,165,000 $5,545,000 -63.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,440,000 $5,525,000 1.6% 0.1%
General Mortgage Capital Corporation $3,835,000 $5,460,000 42.4% 0.1%
RBC Bank, (Georgia) $14,100,000 $5,430,000 -61.5% 0.1%
SOUTHWEST STAGE FUNDING, LLC $4,535,000 $5,355,000 18.1% 0.1%
Sierra Pacific Mortgage Company, Inc. $13,130,000 $5,350,000 -59.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,300,000 $5,345,000 132.4% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $6,480,000 $5,140,000 -20.7% 0.1%
AMERITRUST MORTGAGE CORPORATION $435,000 $5,110,000 1,074.7% 0.1%
T2 FINANCIAL LLC $1,140,000 $4,920,000 331.6% 0.1%
Nations Lending Corporation $3,510,000 $4,820,000 37.3% 0.1%
BAY EQUITY LLC $5,020,000 $4,810,000 -4.2% 0.1%
NEXERA HOLDING LLC $1,975,000 $4,685,000 137.2% 0.1%
MICHIGAN MUTUAL, INC. $5,125,000 $4,605,000 -10.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,285,000 $4,500,000 96.9% 0.1%
EMBRACE HOME LOANS, INC. $5,345,000 $4,485,000 -16.1% 0.1%
FIRST MORTGAGE COMPANY, INC. $1,865,000 $4,455,000 138.9% 0.1%
City National Bank of Florida $6,395,000 $4,420,000 -30.9% 0.1%
FOUNDATION MORTGAGE CORPORATION $1,385,000 $4,390,000 217.0% 0.1%
MORTGAGE EQUITY PARTNERS LLC $5,885,000 $4,320,000 -26.6% 0.1%
GERSHMAN INVESTMENT CORP. $3,415,000 $4,280,000 25.3% 0.1%
The Federal Savings Bank $6,840,000 $4,185,000 -38.8% 0.1%
DAS Acquisition Company, LLC $4,885,000 $4,120,000 -15.7% 0.1%
TrustCo Bank $4,205,000 $4,080,000 -3.0% 0.1%
TOP FLITE FINANCIAL, INC. $3,085,000 $3,970,000 28.7% 0.1%
Barrington Bank & Trust Company, N.A. $3,455,000 $3,865,000 11.9% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $1,445,000 $3,740,000 158.8% 0.1%
Prime Meridian Bank $8,545,000 $3,725,000 -56.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $4,580,000 $3,650,000 -20.3% 0.1%
AMERICAN BANCSHARES MORTGAGE $1,425,000 $3,640,000 155.4% 0.1%
Coastal Community Bank $4,455,000 $3,625,000 -18.6% 0.1%
BETTER MORTGAGE CORPORATION $4,655,000 $3,500,000 -24.8% 0.1%
Midwest Mortgage Associates Corporation $680,000 $3,450,000 407.4% 0.1%
PREFERRED LENDING SERVICES, LLC $2,500,000 $3,415,000 36.6% 0.1%
SILVER HILL FUNDING, LLC $1,865,000 $3,395,000 82.0% 0.1%
PUBLIX EMPLOYEES $3,660,000 $3,385,000 -7.5% 0.1%
UNITED MORTGAGE CORP $3,380,000 n/a 0.1%
NBKC BANK $3,525,000 $3,325,000 -5.7% 0.1%
PHH Mortgage Corporation $2,050,000 $3,325,000 62.2% 0.1%
INTELLILOAN, INC. $545,000 $3,260,000 498.2% 0.1%
Alcova Mortgage LLC $1,160,000 $3,210,000 176.7% 0.1%
ARC HOME LLC $6,430,000 $3,180,000 -50.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $1,175,000 $3,170,000 169.8% 0.1%
EMM LOANS LLC $4,450,000 $3,105,000 -30.2% 0.1%
Keystone Funding, Inc. $3,110,000 $3,090,000 -0.6% 0.1%
GEO-CORP, INC. $335,000 $3,080,000 819.4% 0.1%
DOMINION FINANCIAL SERVICES, LLC $4,240,000 $2,980,000 -29.7% 0.1%
First National Bank of America $3,665,000 $2,965,000 -19.1% 0.1%
Home Mortgage Alliance Corp $2,915,000 n/a 0.1%
American Mortgage Bank, LLC $2,890,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $7,585,000 $2,850,000 -62.4% 0.1%
Gateway First Bank $4,185,000 $2,795,000 -33.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,580,000 $2,770,000 75.3% 0.1%
NP, Inc. $4,415,000 $2,745,000 -37.8% 0.0%
METROPLEX MORTGAGE SERVICES, INC. $2,510,000 $2,740,000 9.2% 0.0%
First Home Bank $825,000 $2,735,000 231.5% 0.0%
American Mortgage & Equity Consultants, Inc. $5,485,000 $2,715,000 -50.5% 0.0%
The Huntington National Bank $4,935,000 $2,700,000 -45.3% 0.0%
VYSTAR $2,560,000 $2,610,000 2.0% 0.0%
TOWNE MORTGAGE COMPANY $5,075,000 $2,515,000 -50.4% 0.0%
Ally Bank $3,055,000 $2,510,000 -17.8% 0.0%
LIMA ONE CAPITAL, LLC $5,560,000 $2,450,000 -55.9% 0.0%
NexBank $345,000 $2,425,000 602.9% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,620,000 $2,415,000 -7.8% 0.0%
SPACE COAST Credit Union $2,530,000 $2,415,000 -4.5% 0.0%
SWBC MORTGAGE CORPORATION $1,130,000 $2,395,000 111.9% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $2,420,000 $2,385,000 -1.4% 0.0%
NEW WAVE LENDING GROUP INC $1,895,000 $2,370,000 25.1% 0.0%
Valley National Bank $4,195,000 $2,340,000 -44.2% 0.0%
EQUITY RESOURCES, INC. $4,465,000 $2,310,000 -48.3% 0.0%
RF Renovo Management Company, LLC $1,705,000 $2,310,000 35.5% 0.0%
City Lending Inc. $2,305,000 n/a 0.0%
WATSON MORTGAGE CORP. $2,210,000 $2,245,000 1.6% 0.0%
First Option Mortgage, LLC $2,100,000 $2,240,000 6.7% 0.0%
212 LOANS, LLC. $1,240,000 $2,200,000 77.4% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $5,025,000 $2,175,000 -56.7% 0.0%
Mid-Continent Funding, Inc. $2,635,000 $2,155,000 -18.2% 0.0%
Wauchula State Bank $4,480,000 $2,100,000 -53.1% 0.0%
BancorpSouth $475,000 $2,095,000 341.1% 0.0%
VELOCIO MORTGAGE L.L.C. $14,130,000 $2,085,000 -85.2% 0.0%
First Federal Bank $2,070,000 $2,075,000 0.2% 0.0%
Seacoast National Bank $1,035,000 $2,060,000 99.0% 0.0%
FAIRWINDS CREDIT UNION $5,295,000 $2,020,000 -61.9% 0.0%
SPRING EQ, LLC $2,720,000 $2,010,000 -26.1% 0.0%
United Community Bank $1,830,000 $1,990,000 8.7% 0.0%
NORWICH COMMERCIAL GROUP, INC. $1,965,000 n/a 0.0%
Bethpage Federal Credit Union $1,615,000 $1,960,000 21.4% 0.0%
DG PINNACLE FUNDING LLC $150,000 $1,910,000 1,173.3% 0.0%
AmeriHome Mortgage Company, LLC $2,325,000 $1,905,000 -18.1% 0.0%
Northpointe Bank $2,150,000 $1,905,000 -11.4% 0.0%
ROYAL UNITED MORTGAGE LLC $2,535,000 $1,900,000 -25.0% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $1,895,000 n/a 0.0%
LAKE MICHIGAN CREDIT UNION $635,000 $1,875,000 195.3% 0.0%
Acre Mortgage and Financial Inc $175,000 $1,860,000 962.9% 0.0%
Loan Simple, Inc. $2,350,000 $1,835,000 -21.9% 0.0%
CLEARPATH LENDING $2,295,000 $1,830,000 -20.3% 0.0%
LEADERONE FINANCIAL CORPORATION $2,160,000 $1,825,000 -15.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $860,000 $1,790,000 108.1% 0.0%
Performance Financial, Inc. $695,000 $1,785,000 156.8% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $2,440,000 $1,735,000 -28.9% 0.0%
OPEN MORTGAGE, LLC $4,265,000 $1,695,000 -60.3% 0.0%
NJ LENDERS CORP. $2,795,000 $1,660,000 -40.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $205,000 $1,635,000 697.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $855,000 $1,615,000 88.9% 0.0%
AHL FUNDING $1,560,000 $1,555,000 -0.3% 0.0%
BECKAM FUNDING CORP. $965,000 $1,550,000 60.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,900,000 $1,500,000 -21.1% 0.0%
Synovus Bank $3,945,000 $1,500,000 -62.0% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,200,000 $1,480,000 23.3% 0.0%
Axos Bank $1,470,000 n/a 0.0%
ACHIEVA CREDIT UNION $530,000 $1,440,000 171.7% 0.0%
AXIA FINANCIAL, LLC $935,000 $1,440,000 54.0% 0.0%
PREMIER LENDING, INC. $1,380,000 n/a 0.0%
ACOPIA, LLC $4,715,000 $1,375,000 -70.8% 0.0%
Bell Bank $4,670,000 $1,375,000 -70.6% 0.0%
Terrabank $5,255,000 $1,370,000 -73.9% 0.0%
FIRST TECHNOLOGY $1,360,000 n/a 0.0%
Greenbox Loans, Inc. $1,605,000 $1,360,000 -15.3% 0.0%
NORTHPOINT MORTGAGE, INC. $5,380,000 $1,360,000 -74.7% 0.0%
MILEND, INC. $1,025,000 $1,355,000 32.2% 0.0%
HOMESTEAD FUNDING CORP. $305,000 $1,350,000 342.6% 0.0%
Prosperity Home Mortgage, LLC $2,830,000 $1,335,000 -52.8% 0.0%
VAN DYK MORTGAGE CORPORATION $5,825,000 $1,335,000 -77.1% 0.0%
Charles Schwab Bank, SSB $2,240,000 $1,295,000 -42.2% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $1,285,000 n/a 0.0%
MidFirst Bank $2,290,000 $1,285,000 -43.9% 0.0%
First National Bank of Pennsylvania $2,010,000 $1,245,000 -38.1% 0.0%
CALCON MUTUAL MORTGAGE LLC $85,000 $1,215,000 1,329.4% 0.0%
SeaTrust Mortgage Company $255,000 $1,205,000 372.5% 0.0%
BELEM SERVICING LLC $435,000 $1,180,000 171.3% 0.0%
Magnolia Bank $145,000 $1,175,000 710.3% 0.0%
QUORUM FEDERAL CREDIT UNION $240,000 $1,175,000 389.6% 0.0%
Ameris Bank $2,640,000 $1,170,000 -55.7% 0.0%
Grow Financial Federal Credit Union $4,465,000 $1,170,000 -73.8% 0.0%
BMO Harris Bank $2,280,000 $1,155,000 -49.3% 0.0%
Quontic Bank $410,000 $1,150,000 180.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,770,000 $1,120,000 -36.7% 0.0%
Helm Bank USA $3,005,000 $1,105,000 -63.2% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,030,000 $1,100,000 6.8% 0.0%
Florida Capital Bank $595,000 $1,100,000 84.9% 0.0%
SELF-HELP Credit Union $275,000 $1,100,000 300.0% 0.0%
1ST SIGNATURE LENDING, LLC $780,000 $1,090,000 39.7% 0.0%
Baxter Credit Union $950,000 $1,075,000 13.2% 0.0%
CityWorth Mortgage LLC $1,075,000 n/a 0.0%
READY MORTGAGE LENDERS, LLC $1,885,000 $1,065,000 -43.5% 0.0%
ALLIANT CREDIT UNION $1,430,000 $1,055,000 -26.2% 0.0%
Luxury Mortgage Corp. $625,000 $1,050,000 68.0% 0.0%
DFCU FINANCIAL $520,000 $1,045,000 101.0% 0.0%
RESIDENTIAL BANCORP $1,510,000 $1,035,000 -31.5% 0.0%
PREMIA MORTGAGE, LLC $900,000 $1,005,000 11.7% 0.0%
CORNERSTONE HOME LENDING, INC. $420,000 $1,000,000 138.1% 0.0%
DIGITAL Federal Credit Union $760,000 $1,000,000 31.6% 0.0%
Advisors Mortgage Group, L.L.C. $1,335,000 $985,000 -26.2% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $965,000 n/a 0.0%
SUMMIT FUNDING, INC. $965,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $2,060,000 $955,000 -53.6% 0.0%
FIRST COLONY MORTGAGE CORPORATION $360,000 $955,000 165.3% 0.0%
University Bank $155,000 $950,000 512.9% 0.0%
LADERA LENDING, INC. $1,725,000 $945,000 -45.2% 0.0%
M&T Bank $1,665,000 $940,000 -43.5% 0.0%
AMERICAN HERITAGE FCU $935,000 n/a 0.0%
MLD MORTGAGE INC. $1,220,000 $935,000 -23.4% 0.0%
GoPrime Mortgage, Inc. $925,000 n/a 0.0%
COMMUNITY CREDIT UNION OF FLORIDA $2,465,000 $920,000 -62.7% 0.0%
AgFirst Farm Credit Bank $1,335,000 $915,000 -31.5% 0.0%
ALLIED MORTGAGE GROUP, INC. $1,315,000 $915,000 -30.4% 0.0%
BOND STREET MORTGAGE, LLC $315,000 $915,000 190.5% 0.0%
ITHINK FINANCIAL Credit Union $740,000 $915,000 23.6% 0.0%
LENDINGONE, LLC $715,000 $895,000 25.2% 0.0%
TOTAL MORTGAGE SERVICES, LLC $1,260,000 $890,000 -29.4% 0.0%
DELTA COMMUNITY CREDIT UNION $795,000 $875,000 10.1% 0.0%
Armed Forces Bank $750,000 $845,000 12.7% 0.0%
Desjardins Bank $2,860,000 $840,000 -70.6% 0.0%
Commerce Bank $820,000 n/a 0.0%
Mainstreet Community Bank of Florida $820,000 n/a 0.0%
SFMC, LP $345,000 $815,000 136.2% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $3,745,000 $805,000 -78.5% 0.0%
CLIFFCO, INC. $1,395,000 $805,000 -42.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $430,000 $805,000 87.2% 0.0%
MORTGAGEONE, INC. $325,000 $800,000 146.2% 0.0%
ON Q FINANCIAL, INC. $385,000 $780,000 102.6% 0.0%
American Airlines Federal Credit Union $245,000 $765,000 212.2% 0.0%
The North Salem State Bank $765,000 n/a 0.0%
VERITAS FUNDING, LLC $475,000 $765,000 61.1% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $740,000 $765,000 3.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,440,000 $725,000 -78.9% 0.0%
Premium Mortgage Corporation $1,165,000 $720,000 -38.2% 0.0%
DELMAR FINANCIAL COMPANY $715,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $185,000 $710,000 283.8% 0.0%
Strong Home Mortgage, LLC $1,830,000 $710,000 -61.2% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $720,000 $700,000 -2.8% 0.0%
Wolfe Financial, Inc $490,000 $700,000 42.9% 0.0%
SIRVA MORTGAGE, INC. $530,000 $695,000 31.1% 0.0%
MORTGAGE ACCESS CORP. $850,000 $690,000 -18.8% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $690,000 n/a 0.0%
West Gate Bank $690,000 n/a 0.0%
AmRes Corporation $445,000 $680,000 52.8% 0.0%
Encompass Lending Group, LP $415,000 $680,000 63.9% 0.0%
AMERICAN FINANCING CORPORATION $845,000 $670,000 -20.7% 0.0%
GENISYS $670,000 n/a 0.0%
East Coast Capital Corp. $235,000 $660,000 180.9% 0.0%
F & M Bank $655,000 n/a 0.0%
ENVOY MORTGAGE, LTD $650,000 n/a 0.0%
GMFS LLC $1,030,000 $650,000 -36.9% 0.0%
ADDITION FINANCIAL $1,135,000 $615,000 -45.8% 0.0%
Granite Community Bank $580,000 n/a 0.0%
GVC MORTGAGE, INC. $580,000 n/a 0.0%
Intercredit Bank $360,000 $580,000 61.1% 0.0%
US MORTGAGE CORPORATION $660,000 $580,000 -12.1% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $315,000 $570,000 81.0% 0.0%
Fidelity Bank $570,000 n/a 0.0%
First Merchants Bank $745,000 $560,000 -24.8% 0.0%
Hancock Whitney Bank $6,240,000 $560,000 -91.0% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $550,000 n/a 0.0%
First State Bank $545,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $825,000 $540,000 -34.5% 0.0%
NMSI, INC. $255,000 $540,000 111.8% 0.0%
Associated Bank $535,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $205,000 $535,000 161.0% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $375,000 $530,000 41.3% 0.0%
Credence Funding Corporation $345,000 $530,000 53.6% 0.0%
FAIRWAY FUNDING GROUP, INC. $575,000 $530,000 -7.8% 0.0%
FUNDLOANS CAPITAL $525,000 n/a 0.0%
EQUITY WAVE LENDING, INC. $520,000 n/a 0.0%
GreenStone Farm Credit Services, FLCA $515,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $230,000 $515,000 123.9% 0.0%
HighTechLending Inc $165,000 $510,000 209.1% 0.0%
BOKF $445,000 $500,000 12.4% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $490,000 n/a 0.0%
FIRST HOME MORTGAGE CORPORATION $490,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $2,850,000 $480,000 -83.2% 0.0%
First Bank $325,000 $475,000 46.2% 0.0%
THE MONEY HOUSE INC. $135,000 $475,000 251.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $385,000 $470,000 22.1% 0.0%
North American Savings Bank, F.S.B. $1,590,000 $470,000 -70.4% 0.0%
Towne Bank $335,000 $470,000 40.3% 0.0%
First-Citizens Bank & Trust Company $49,510,000 $460,000 -99.1% 0.0%
J. VIRGIL, INC. $540,000 $460,000 -14.8% 0.0%
USF Federal Credit Union $1,150,000 $460,000 -60.0% 0.0%
FM Home Loans, LLC $450,000 n/a 0.0%
MSA MORTGAGE, LLC $450,000 n/a 0.0%
Texana Bank $450,000 n/a 0.0%
Evolve Bank & Trust $990,000 $440,000 -55.6% 0.0%
RADIUS FINANCIAL GROUP INC. $385,000 $440,000 14.3% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,040,000 $440,000 -78.4% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $435,000 n/a 0.0%
Mercantile Bank of Michigan $425,000 $435,000 2.4% 0.0%
TOWER $325,000 $435,000 33.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $335,000 $430,000 28.4% 0.0%
First Savings Bank $2,480,000 $425,000 -82.9% 0.0%
Frandsen Bank & Trust $425,000 n/a 0.0%
Lincoln FSB of Nebraska $425,000 n/a 0.0%
POLICE & FIRE $410,000 n/a 0.0%
Bank of England $7,280,000 $400,000 -94.5% 0.0%
Devon Bank $390,000 n/a 0.0%
Merchants Bank of Indiana $415,000 $390,000 -6.0% 0.0%
CONTINENTAL MORTGAGE BANKERS, INC. $385,000 n/a 0.0%
FLORIDA CENTRAL CREDIT UNION $660,000 $385,000 -41.7% 0.0%
Blue Ridge Bank $215,000 $375,000 74.4% 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $200,000 $370,000 85.0% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $370,000 n/a 0.0%
POINT Mortgage $785,000 $370,000 -52.9% 0.0%
Bank of Hope $365,000 $365,000 0.0% 0.0%
CASTLE & COOKE MORTGAGE, LLC $695,000 $365,000 -47.5% 0.0%
FIRST EQUITY MORTGAGE BANKERS, INC. $940,000 $365,000 -61.2% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $360,000 n/a 0.0%
Centennial Bank $7,490,000 $360,000 -95.2% 0.0%
FAIR WAY LENDING LLC $355,000 n/a 0.0%
PRYSMA LENDING GROUP, LLC $205,000 $355,000 73.2% 0.0%
Raymond James Bank $11,720,000 $355,000 -97.0% 0.0%
CIS Financial Services, Inc. $400,000 $350,000 -12.5% 0.0%
DIRECT MORTGAGE LOANS, LLC $345,000 n/a 0.0%
FineMark National Bank & Trust $345,000 n/a 0.0%
First National Bank of Omaha $345,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $345,000 n/a 0.0%
TEACHERS $890,000 $345,000 -61.2% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $340,000 n/a 0.0%
McCoy Federal Credit Union $205,000 $340,000 65.9% 0.0%
Bank OZK $3,255,000 $335,000 -89.7% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $460,000 $330,000 -28.3% 0.0%
OCEANSIDE MORTGAGE COMPANY $330,000 n/a 0.0%
Grandview Bank $325,000 n/a 0.0%
Nicolet National Bank $325,000 n/a 0.0%
ServisFirst Bank $325,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $3,345,000 $315,000 -90.6% 0.0%
F&A Federal Credit Union $315,000 n/a 0.0%
INTERCAP LENDING INC. $1,125,000 $315,000 -72.0% 0.0%
MORTGAGE 1 INCORPORATED $205,000 $315,000 53.7% 0.0%
Ross Mortgage Company, Inc. $315,000 n/a 0.0%
ALL IN $305,000 n/a 0.0%
American Security Mortgage Corp. $630,000 $305,000 -51.6% 0.0%
Coulee Bank $305,000 n/a 0.0%
Kwik Mortgage Corporation $765,000 $305,000 -60.1% 0.0%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $305,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $185,000 $300,000 62.2% 0.0%
ADVANCIAL $205,000 $295,000 43.9% 0.0%
MORTGAGE INVESTORS GROUP, INC. $450,000 $295,000 -34.4% 0.0%
Preston Home Loans Inc $295,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $285,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $455,000 $285,000 -37.4% 0.0%
LUSO $285,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $335,000 $285,000 -14.9% 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $285,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $670,000 $275,000 -59.0% 0.0%
HOME FINANCING CENTER, INC. $355,000 $275,000 -22.5% 0.0%
LOANLEADERS OF AMERICA, INC. $1,100,000 $275,000 -75.0% 0.0%
MORTGAGE FINANCIAL GROUP, INC. $550,000 $270,000 -50.9% 0.0%
BRIGHTSTAR $265,000 n/a 0.0%
THE MORTGAGE LINK, INC. $245,000 $265,000 8.2% 0.0%
FLAT BRANCH MORTGAGE, INC. $260,000 n/a 0.0%
Bank & Trust Company $255,000 n/a 0.0%
DEPARTMENT OF COMMERCE $255,000 n/a 0.0%
Southern Bank $255,000 n/a 0.0%
1ST FINANCIAL, INC. $1,280,000 $245,000 -80.9% 0.0%
PAWTUCKET $245,000 n/a 0.0%
Tyndall Federal Credit Union $250,000 $245,000 -2.0% 0.0%
FLORIDA $290,000 $240,000 -17.2% 0.0%
FIRST COMMUNITY $235,000 n/a 0.0%
Summit Mortgage Corporation $2,255,000 $235,000 -89.6% 0.0%
Elements Financial Federal Credit Union $225,000 n/a 0.0%
First Palmetto Bank $155,000 $225,000 45.2% 0.0%
Philadelphia Mortgage Advisors, Inc. $225,000 n/a 0.0%
SOUTHWEST FUNDING, LP $225,000 n/a 0.0%
TROPICAL FINANCIAL CREDIT UNION $225,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $215,000 n/a 0.0%
First Commonwealth Bank $215,000 n/a 0.0%
Home State Bank $415,000 $215,000 -48.2% 0.0%
Meridian Bank Corporation $465,000 $215,000 -53.8% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $215,000 n/a 0.0%
The Dart Bank $215,000 n/a 0.0%
Bank Five Nine $205,000 n/a 0.0%
First Federal Bank of the Midwest $380,000 $205,000 -46.1% 0.0%
Connexus Credit Union $25,000 $195,000 680.0% 0.0%
The Central Trust Bank $1,355,000 $195,000 -85.6% 0.0%
United Southern Bank $45,000 $195,000 333.3% 0.0%
First American Bank $135,000 $190,000 40.7% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $305,000 $185,000 -39.3% 0.0%
1st Source Bank $675,000 $175,000 -74.1% 0.0%
American Momentum Bank $175,000 n/a 0.0%
RAILROAD & INDUSTRIAL $465,000 $175,000 -62.4% 0.0%
Republic Bank & Trust Company $485,000 $175,000 -63.9% 0.0%
State Department Federal Credit Union $305,000 $175,000 -42.6% 0.0%
WINGS FINANCIAL $1,625,000 $170,000 -89.5% 0.0%
Capital Bank $1,235,000 $165,000 -86.6% 0.0%
GOOGAIN, INC. $225,000 $165,000 -26.7% 0.0%
GSF Mortgage Corporation $5,455,000 $165,000 -97.0% 0.0%
JET DIRECT FUNDING CORP $165,000 n/a 0.0%
KS StateBank $165,000 n/a 0.0%
SPIRE Credit Union $165,000 n/a 0.0%
ASCEND FEDERAL CREDIT UNION $155,000 n/a 0.0%
COMMUNITYAMERICA $155,000 n/a 0.0%
Metro City Bank $1,135,000 $155,000 -86.3% 0.0%
Heartland National Bank $725,000 $145,000 -80.0% 0.0%
American Community Bank of Indiana $315,000 $135,000 -57.1% 0.0%
ALL REVERSE MORTGAGE, INC. $355,000 $125,000 -64.8% 0.0%
GREENSTATE CREDIT UNION $125,000 n/a 0.0%
GREENTREE MORTGAGE COMPANY, L.P. $470,000 $125,000 -73.4% 0.0%
KINECTA $35,000 $125,000 257.1% 0.0%
UIF CORPORATION $305,000 $125,000 -59.0% 0.0%
Signature Federal Credit Union $470,000 $115,000 -75.5% 0.0%
York Traditions Bank $115,000 n/a 0.0%
AFFINITY $105,000 n/a 0.0%
Ballston Spa National Bank $405,000 $105,000 -74.1% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $260,000 $105,000 -59.6% 0.0%
Univest Bank and Trust Co. $275,000 $105,000 -61.8% 0.0%
We Florida Financial $105,000 n/a 0.0%
EVANSVILLE TEACHERS $875,000 $95,000 -89.1% 0.0%
Miami Postal Service Credit Union $90,000 n/a 0.0%
TOGETHER CREDIT UNION $60,000 $90,000 50.0% 0.0%
SOUTH FLORIDA EDUCATIONAL $55,000 $85,000 54.5% 0.0%
VAL-CHRIS INVESTMENTS, INC. $125,000 $85,000 -32.0% 0.0%
TAMPA BAY FEDERAL CREDIT UNION $220,000 $75,000 -65.9% 0.0%
USAlliance Federal Credit Union $55,000 $75,000 36.4% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $75,000 n/a 0.0%
ASSEMBLIES OF GOD Credit Union $65,000 n/a 0.0%
CHEVRON $65,000 n/a 0.0%
CAMPUS USA $200,000 $55,000 -72.5% 0.0%
CITADEL FEDERAL CREDIT UNION $55,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $55,000 n/a 0.0%
Northwest Federal Credit Union $445,000 $55,000 -87.6% 0.0%
United States Senate Federal Credit Union $55,000 $45,000 -18.2% 0.0%
BayCoast Bank $55,000 $35,000 -36.4% 0.0%
Centra Credit Union $35,000 n/a 0.0%
INTOUCH CREDIT UNION $35,000 n/a 0.0%
LAUNCH FEDERAL CREDIT UNION $45,000 $35,000 -22.2% 0.0%
Service Federal Credit Union $35,000 n/a 0.0%

LAKELAND - WINTER HAVEN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.5% market share. In second place, with 5.9%, is DHI MORTGAGE COMPANY, LTD., having originated $323,695,000 in loans. In third place, with 4.8%, is EAGLE HOME MORTGAGE, LLC, having originated $262,890,000 in loans. In fourth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $239,935,000 in loans. In fifth place, with 2.8%, is LOANDEPOT.COM, LLC, having originated $155,955,000 in loans.


LAKELAND - WINTER HAVEN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LAKELAND - WINTER HAVEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $219,000 (9.6%) $258,648 (8.0%) 0.81 2,627
2018-02-01 $219,900 (7.7%) $259,695 (6.9%) 0.80 2,647
2018-03-01 $222,825 (8.8%) $263,192 (7.6%) 0.78 2,578
2018-04-01 $224,950 (7.1%) $273,636 (9.4%) 0.76 2,502
2018-05-01 $224,950 (4.7%) $275,616 (9.4%) 0.75 2,519
2018-06-01 $225,000 (3.9%) $275,270 (7.5%) 0.75 2,535
2018-07-01 $228,375 (4.8%) $278,348 (7.9%) 0.76 2,534
2018-08-01 $227,425 (3.6%) $276,628 (7.0%) 0.76 2,663
2018-09-01 $225,000 (2.5%) $272,464 (5.3%) 0.76 2,803
2018-10-01 $224,900 (2.5%) $271,597 (4.3%) 0.76 2,887
2018-11-01 $223,950 (1.6%) $268,839 (2.6%) 0.76 3,048
2018-12-01 $224,000 (2.3%) $266,613 (3.4%) 0.77 3,041
2019-01-01 $222,138 (1.4%) $261,558 (1.1%) 0.77 3,193
2019-02-01 $224,450 (2.1%) $260,096 (0.2%) 0.76 3,320
2019-03-01 $224,999 (1.0%) $267,361 (1.6%) 0.74 3,197
2019-04-01 $225,000 (0.0%) $273,390 (-0.1%) 0.71 3,034
2019-05-01 $229,450 (2.0%) $276,703 (0.4%) 0.72 2,874
2019-06-01 $229,900 (2.2%) $282,162 (2.5%) 0.72 2,807
2019-07-01 $229,397 (0.5%) $286,624 (3.0%) 0.72 2,809
2019-08-01 $229,245 (0.8%) $286,482 (3.6%) 0.73 2,931
2019-09-01 $229,614 (2.1%) $280,384 (2.9%) 0.73 3,017
2019-10-01 $229,859 (2.2%) $276,220 (1.7%) 0.74 3,068
2019-11-01 $228,920 (2.2%) $273,506 (1.7%) 0.75 3,033
2019-12-01 $229,700 (2.5%) $271,642 (1.9%) 0.77 2,976
2020-01-01 $229,950 (3.5%) $273,618 (4.6%) 0.77 2,915
2020-02-01 $234,000 (4.3%) $278,296 (7.0%) 0.77 2,809
2020-03-01 $234,900 (4.4%) $281,322 (5.2%) 0.74 2,691
2020-04-01 $234,463 (4.2%) $272,964 (-0.2%) 0.73 2,873
2020-05-01 $234,490 (2.2%) $274,454 (-0.8%) 0.71 2,723
2020-06-01 $234,950 (2.2%) $274,532 (-2.7%) 0.69 2,453
2020-07-01 $235,250 (2.6%) $275,408 (-3.9%) 0.68 2,319
2020-08-01 $239,900 (4.7%) $284,268 (-0.8%) 0.69 2,078
2020-09-01 $243,605 (6.1%) $287,781 (2.6%) 0.70 2,003
2020-10-01 $245,000 (6.6%) $286,107 (3.6%) 0.70 2,020
2020-11-01 $245,860 (7.4%) $288,862 (5.6%) 0.72 2,052
2020-12-01 $249,695 (8.7%) $290,443 (6.9%) 0.74 1,928
2021-01-01 $252,195 (9.7%) $296,805 (8.5%) 0.75 1,659
2021-02-01 $252,335 (7.8%) $301,726 (8.4%) 0.73 1,358
2021-03-01 $256,950 (9.4%) $314,074 (11.6%) 0.73 1,047
2021-04-01 $264,950 (13.0%) $326,872 (19.8%) 0.72 883
2021-05-01 $274,900 (17.2%) $347,960 (26.8%) 0.73 776
2021-06-01 $283,960 (20.9%) $363,544 (32.4%) 0.75 808
2021-07-01 $285,000 (21.2%) $355,889 (29.2%) 0.75 1,011
2021-08-01 $296,475 (23.6%) $357,189 (25.7%) 0.79 1,082
2021-09-01 $307,500 (26.2%) $372,901 (29.6%) 0.82 1,095
2021-10-01 $319,900 (30.6%) $379,840 (32.8%) 0.85 1,126
2021-11-01 $317,000 (28.9%) $380,060 (31.6%) 0.85 1,105
2021-12-01 $327,450 (31.1%) $394,430 (35.8%) 0.89 1,043
2022-01-01 $325,000 (28.9%) $401,242 (35.2%) 0.88 937
2022-02-01 $331,033 (31.2%) $410,887 (36.2%) 0.86 859
2022-03-01 $342,900 (33.5%) $415,868 (32.4%) 0.86 888
2022-04-01 $350,000 (32.1%) $430,510 (31.7%) 0.83 933
2022-05-01 $364,805 (32.7%) $430,188 (23.6%) 0.83 1,267
2022-06-01 $369,990 (30.3%) $429,664 (18.2%) 0.82 1,593
2022-07-01 $365,000 (28.1%) $414,419 (16.5%) 0.82 2,177
2022-08-01 $364,000 (22.8%) $414,290 (16.0%) 0.84 2,564
2022-09-01 $359,999 (17.1%) $409,790 (9.9%) 0.84 2,743
2022-10-01 $359,900 (12.5%) $408,132 (7.5%) 0.85 2,817
2022-11-01 $351,350 (10.8%) $400,055 (5.3%) 0.84 3,101
2022-12-01 $349,900 (6.9%) $397,009 (0.7%) 0.86 3,071
2023-01-01 $349,000 (7.4%) $400,198 (-0.3%) 0.86 2,994
2023-02-01 $349,000 (5.4%) $400,838 (-2.5%) 0.84 2,897
2023-03-01 $349,950 (2.1%) $408,401 (-1.8%) 0.83 2,725
2023-04-01 $349,490 (-0.2%) $403,633 (-6.2%) 0.81 2,680
2023-05-01 $350,000 (-4.1%) $415,845 (-3.3%) 0.79 2,632
2023-06-01 $353,777 (-4.4%) $420,970 (-2.0%) 0.80 2,571
2023-07-01 $357,990 (-1.9%) $423,945 (2.3%) 0.81 2,561
2023-08-01 $359,495 (-1.2%) $426,195 (2.9%) 0.83 2,765
2023-09-01 $357,945 (-0.6%) $415,364 (1.4%) 0.83 3,005
2023-10-01 $355,000 (-1.4%) $415,794 (1.9%) 0.84 3,300
2023-11-01 $355,000 (1.0%) $421,292 (5.3%) 0.85 3,477
2023-12-01 $350,000 (0.0%) $419,404 (5.6%) 0.85 3,574
2024-01-01 $350,000 (0.3%) $418,006 (4.5%) 0.85 3,545
2024-02-01 $350,000 (0.3%) $414,103 (3.3%) 0.84 3,742
2024-03-01 $349,900 (0.0%) $409,606 (0.3%) 0.82 3,917
2024-04-01 $349,000 (-0.1%) $405,753 (0.5%) 0.81 4,028
2024-05-01 $349,000 (-0.3%) $404,860 (-2.6%) 0.79 4,116
2024-06-01 $349,900 (-1.1%) $405,510 (-3.7%) 0.80 4,296
2024-07-01 $349,250 (-2.4%) $405,228 (-4.4%) 0.80 4,425
2024-08-01 $345,000 (-4.0%) $401,209 (-5.9%) 0.80 4,544
2024-09-01 $347,711 (-2.9%) $401,076 (-3.4%) 0.82 4,732
2024-10-01 $344,947 (-2.8%) $396,905 (-4.5%) 0.81 4,825
2024-11-01 $342,995 (-3.4%) $392,094 (-6.9%) 0.82 4,913
2024-12-01 $343,147 (-2.0%) $390,957 (-6.8%) 0.85 4,835
2025-01-01 $340,570 (-2.7%) $388,832 (-7.0%) 0.85 4,866
2025-02-01 $340,000 (-2.9%) $388,365 (-6.2%) 0.83 5,057
2025-03-01 $339,000 (-3.1%) $385,832 (-5.8%) 0.00 5,149
LAKELAND - WINTER HAVEN's median listing price for 2025-03-01 was $339,000, a difference of $-10,900 (-3.1%) versus the prior year and $-1,000 versus the prior month.

LAKELAND - WINTER HAVEN's median listing price comes in at 0% of the national average.

LAKELAND - WINTER HAVEN's average listing price for 2025-03-01 was $385,832, a difference of $-23,774 (-5.8%) versus the prior year and $-2,533 versus the prior month.

For the 2025-03-01 period, LAKELAND - WINTER HAVEN had 5,149 MLS listings, a difference of 92 listings (2%) versus the prior month and 1,232 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LAKELAND - WINTER HAVEN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 68 days 1,884 sqft
2018-02-01 65 days 1,879 sqft
2018-03-01 58 days 1,882 sqft
2018-04-01 58 days 1,917 sqft
2018-05-01 58 days 1,910 sqft
2018-06-01 57 days 1,910 sqft
2018-07-01 58 days 1,916 sqft
2018-08-01 54 days 1,918 sqft
2018-09-01 55 days 1,883 sqft
2018-10-01 60 days 1,863 sqft
2018-11-01 59 days 1,859 sqft
2018-12-01 65 days 1,855 sqft
2019-01-01 68 days 1,848 sqft
2019-02-01 59 days 1,836 sqft
2019-03-01 56 days 1,847 sqft
2019-04-01 60 days 1,847 sqft
2019-05-01 63 days 1,854 sqft
2019-06-01 64 days 1,877 sqft
2019-07-01 61 days 1,856 sqft
2019-08-01 61 days 1,845 sqft
2019-09-01 62 days 1,836 sqft
2019-10-01 63 days 1,829 sqft
2019-11-01 60 days 1,828 sqft
2019-12-01 67 days 1,828 sqft
2020-01-01 69 days 1,828 sqft
2020-02-01 67 days 1,831 sqft
2020-03-01 57 days 1,836 sqft
2020-04-01 57 days 1,828 sqft
2020-05-01 68 days 1,828 sqft
2020-06-01 75 days 1,828 sqft
2020-07-01 64 days 1,817 sqft
2020-08-01 57 days 1,821 sqft
2020-09-01 53 days 1,814 sqft
2020-10-01 51 days 1,787 sqft
2020-11-01 49 days 1,803 sqft
2020-12-01 54 days 1,816 sqft
2021-01-01 61 days 1,813 sqft
2021-02-01 54 days 1,776 sqft
2021-03-01 44 days 1,806 sqft
2021-04-01 40 days 1,806 sqft
2021-05-01 38 days 1,798 sqft
2021-06-01 34 days 1,808 sqft
2021-07-01 33 days 1,798 sqft
2021-08-01 37 days 1,810 sqft
2021-09-01 37 days 1,807 sqft
2021-10-01 36 days 1,825 sqft
2021-11-01 38 days 1,805 sqft
2021-12-01 51 days 1,820 sqft
2022-01-01 43 days 1,814 sqft
2022-02-01 33 days 1,800 sqft
2022-03-01 32 days 1,778 sqft
2022-04-01 31 days 1,798 sqft
2022-05-01 28 days 1,822 sqft
2022-06-01 30 days 1,826 sqft
2022-07-01 33 days 1,820 sqft
2022-08-01 37 days 1,823 sqft
2022-09-01 44 days 1,827 sqft
2022-10-01 55 days 1,828 sqft
2022-11-01 61 days 1,820 sqft
2022-12-01 67 days 1,824 sqft
2023-01-01 71 days 1,824 sqft
2023-02-01 67 days 1,828 sqft
2023-03-01 56 days 1,831 sqft
2023-04-01 58 days 1,819 sqft
2023-05-01 54 days 1,828 sqft
2023-06-01 55 days 1,838 sqft
2023-07-01 54 days 1,851 sqft
2023-08-01 51 days 1,851 sqft
2023-09-01 53 days 1,835 sqft
2023-10-01 54 days 1,834 sqft
2023-11-01 57 days 1,829 sqft
2023-12-01 64 days 1,820 sqft
2024-01-01 73 days 1,818 sqft
2024-02-01 70 days 1,823 sqft
2024-03-01 59 days 1,817 sqft
2024-04-01 60 days 1,810 sqft
2024-05-01 60 days 1,811 sqft
2024-06-01 63 days 1,820 sqft
2024-07-01 65 days 1,820 sqft
2024-08-01 70 days 1,815 sqft
2024-09-01 71 days 1,811 sqft
2024-10-01 75 days 1,797 sqft
2024-11-01 80 days 1,811 sqft
2024-12-01 85 days 1,807 sqft
2025-01-01 85 days 1,808 sqft
2025-02-01 81 days 1,817 sqft
2025-03-01 0 days 1,805 sqft
LAKELAND - WINTER HAVEN's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

LAKELAND - WINTER HAVEN's median square footage for active listings during the 2025-03-01 period was 1,805 sqft. One year prior, the average listing was 1,817 sqft.

LAKELAND-WINTER HAVEN, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 15,100 $4,450,700,000 $294,748
Cash Out Refi 2,048 $439,390,000 $214,546
Refi 1,318 $418,480,000 $317,511
Other 1,249 $105,165,000 $84,199
Home Improvement 1,088 $85,570,000 $78,649
NA 10 $2,510,000 $251,000

Lakeland - Winter Haven's most frequently cited loan purpose was Home Purchase, with 15,100 originations. The 2nd most popular reason was Cash Out Refi, with 2,048 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 7,209 $2,029,045,000 $281,460
5-6% 4,264 $1,362,370,000 $319,505
7-8% 3,290 $816,080,000 $248,049
Over 8% 2,677 $390,805,000 $145,986
4-5% 2,617 $778,385,000 $297,434
<2.5% 289 $4,745,000 $16,419
3-4% 176 $53,440,000 $303,636
2.5-3% 20 $3,950,000 $197,500

During 2024, Lakeland - Winter Haven's most frequently originated rate bucket was 6-7%, with 7,209 originations.

Loan Sizing (LAKELAND-WINTER HAVEN, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 12,670 $3,752,170,000 $296,146
$100,000 or less 3,200 $162,030,000 $50,634
$100k-200k 3,169 $481,795,000 $152,034
$400k-600k 1,510 $693,640,000 $459,364
$600k-1000k 204 $147,170,000 $721,422
$Over $1MM 60 $265,010,000 $4,416,833

LAKELAND - WINTER HAVEN's loan sizing saw the bucket of loans from $200k-400k with 12,670 originations, totaling $3,752,170,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 11,197 $3,512,035,000 $313,659
60-80% 3,758 $1,097,650,000 $292,084
Under 20% 2,207 $100,345,000 $45,467
20-40% 1,357 $152,435,000 $112,332
40-60% 1,290 $350,810,000 $271,946
Over 100% 316 $109,580,000 $346,772

LAKELAND - WINTER HAVEN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 11,197 originations, totaling $3,512,035,000 in origination value.