GAINESVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Gainesville averaged
6.7%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.95% and
one month ago for the week of 2025-04-17, the
average rate was 6.67%.
Gainesville's average rate one year ago was 7.06%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.87%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Gainesville 30 Year Fixed Rate | 2025-05-22 | 6.7% |
| Gainesville 30 Year Fixed Rate Refi | 2025-05-22 | 6.87% |
| Gainesville 15 Year Fixed Rate | 2025-05-22 | 6.27% |
| Gainesville 15 Year Fixed Rate Refi | 2025-05-22 | 5.91% |
| Gainesville 30 Year FHA | 2025-05-22 | 6.34% |
| Gainesville 30 Year FHA Refi | 2025-05-22 | 6.61% |
| Gainesville 30 Year USDA | 2025-05-22 | 6.23% |
| Gainesville 30 Year USDA Refi | 2025-05-22 | 6.63% |
| Gainesville 30 Year VA | 2025-05-22 | 6.45% |
| Gainesville 30 Year VA Refi | 2025-05-22 | 5.79% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GAINESVILLE, FL.
GAINESVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GAINESVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GAINESVILLE Average Closing Costs & Other Stats
GAINESVILLE, FL's 220 lenders originated 5,501
loans during 2024. The total origination value was $1,450,355,000, with an average loan value of
$263,653.
GAINESVILLE's average closing costs are $5,950.
The top GAINESVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
148 loans originated. Their average total fees are
$8,107, which is $274
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee GAINESVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,710), VYSTAR ($4,179), Bank of America ($4,234), CAMPUS USA ($4,731) and Wells Fargo Bank ($5,313).
The lowest rate GAINESVILLE lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.24%), DHI MORTGAGE COMPANY, LTD. (5.77%), NAVY FEDERAL CREDIT UNION (6.14%), Bank of America (6.43%) and First National Bank of Pennsylvania (6.50%).
GAINESVILLE, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $82,910,000 | $102,865,000 | 24.1% | 7.1% |
| CAMPUS USA | $62,615,000 | $75,585,000 | 20.7% | 5.2% |
| DHI MORTGAGE COMPANY, LTD. | $45,330,000 | $75,270,000 | 66.0% | 5.2% |
| QUICKEN LOANS, LLC | $68,875,000 | $73,675,000 | 7.0% | 5.1% |
| Ameris Bank | $57,245,000 | $54,950,000 | -4.0% | 3.8% |
| Mortgage Lenders Investment Trading Corporation | $40,140,000 | $43,370,000 | 8.0% | 3.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $265,000 | $43,235,000 | 16,215.1% | 3.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $24,305,000 | $41,380,000 | 70.3% | 2.9% |
| AMERICAN FINANCIAL NETWORK, INC. | $45,795,000 | $32,155,000 | -29.8% | 2.2% |
| EAGLE HOME MORTGAGE, LLC | $11,720,000 | $32,030,000 | 173.3% | 2.2% |
| Advisors Mortgage Group, L.L.C. | $32,335,000 | $30,590,000 | -5.4% | 2.1% |
| Regions Bank | $5,055,000 | $30,365,000 | 500.7% | 2.1% |
| Mortgage Research Center, LLC | $16,890,000 | $27,900,000 | 65.2% | 1.9% |
| LENDINGONE, LLC | $27,850,000 | n/a | 1.9% | |
| 21ST MORTGAGE CORPORATION | $19,355,000 | $22,925,000 | 18.4% | 1.6% |
| FLORIDA | $19,225,000 | $22,860,000 | 18.9% | 1.6% |
| TD Bank | $37,485,000 | $22,520,000 | -39.9% | 1.6% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $22,210,000 | n/a | 1.5% | |
| South State Bank | $53,520,000 | $19,975,000 | -62.7% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $8,185,000 | $19,210,000 | 134.7% | 1.3% |
| GUARANTEED RATE, INC. | $14,525,000 | $18,165,000 | 25.1% | 1.3% |
| FBC MORTGAGE, LLC | $17,870,000 | $18,035,000 | 0.9% | 1.2% |
| Truist | $24,150,000 | $17,530,000 | -27.4% | 1.2% |
| SunState Federal Credit Union | $20,465,000 | $16,410,000 | -19.8% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $12,490,000 | $16,210,000 | 29.8% | 1.1% |
| Bank of America | $16,745,000 | $15,615,000 | -6.7% | 1.1% |
| UNION HOME MORTGAGE CORP. | $13,555,000 | $15,100,000 | 11.4% | 1.0% |
| Seacoast National Bank | $9,715,000 | $13,560,000 | 39.6% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $13,570,000 | $11,925,000 | -12.1% | 0.8% |
| THE MORTGAGE FIRM, INC. | $30,670,000 | $11,695,000 | -61.9% | 0.8% |
| NFM, INC. | $835,000 | $10,985,000 | 1,215.6% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $11,865,000 | $10,955,000 | -7.7% | 0.8% |
| NEWREZ LLC | $4,775,000 | $10,280,000 | 115.3% | 0.7% |
| JPMorgan Chase Bank | $10,755,000 | $10,250,000 | -4.7% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,995,000 | $9,465,000 | 5.2% | 0.7% |
| BROKER SOLUTIONS, INC. | $3,720,000 | $8,635,000 | 132.1% | 0.6% |
| First Federal Bank | $7,560,000 | $7,750,000 | 2.5% | 0.5% |
| VYSTAR | $9,320,000 | $7,420,000 | -20.4% | 0.5% |
| Capital City Bank | $8,420,000 | $7,365,000 | -12.5% | 0.5% |
| EVERETT FINANCIAL, INC. | $4,695,000 | $7,300,000 | 55.5% | 0.5% |
| First National Bank of Pennsylvania | $3,130,000 | $6,890,000 | 120.1% | 0.5% |
| LEADERONE FINANCIAL CORPORATION | $4,040,000 | $6,580,000 | 62.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,465,000 | $5,900,000 | 8.0% | 0.4% |
| LOANDEPOT.COM, LLC | $6,710,000 | $5,790,000 | -13.7% | 0.4% |
| Wells Fargo Bank | $59,300,000 | $5,765,000 | -90.3% | 0.4% |
| Equity Prime Mortgage LLC | $1,760,000 | $5,700,000 | 223.9% | 0.4% |
| Morgan Stanley Private Bank | $885,000 | $5,685,000 | 542.4% | 0.4% |
| MIDFLORIDA | $5,090,000 | $5,505,000 | 8.2% | 0.4% |
| Flagstar Bank, FSB | $1,345,000 | $5,360,000 | 298.5% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,485,000 | $5,270,000 | -3.9% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,805,000 | $5,105,000 | -25.0% | 0.4% |
| LAKE MICHIGAN CREDIT UNION | $1,595,000 | $5,090,000 | 219.1% | 0.4% |
| PNC Bank | $5,785,000 | $4,770,000 | -17.5% | 0.3% |
| AgFirst Farm Credit Bank | $2,260,000 | $4,760,000 | 110.6% | 0.3% |
| First Horizon Bank | $8,625,000 | $4,720,000 | -45.3% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $8,405,000 | $4,610,000 | -45.2% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $3,915,000 | $4,555,000 | 16.3% | 0.3% |
| Fifth Third Bank | $3,630,000 | $4,475,000 | 23.3% | 0.3% |
| CMG MORTGAGE, INC. | $2,890,000 | $4,465,000 | 54.5% | 0.3% |
| USAA Federal Savings Bank | $6,770,000 | $4,410,000 | -34.9% | 0.3% |
| U.S. Bank | $5,390,000 | $4,280,000 | -20.6% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $1,470,000 | $4,255,000 | 189.5% | 0.3% |
| PLANET HOME LENDING, LLC | $2,550,000 | $4,150,000 | 62.7% | 0.3% |
| Carrington Mortgage Services, LLC | $2,750,000 | $4,140,000 | 50.5% | 0.3% |
| Suncoast Credit Union | $4,835,000 | $3,970,000 | -17.9% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,895,000 | $3,945,000 | 1.3% | 0.3% |
| Capital City Home Loans, LLC | $3,960,000 | $3,715,000 | -6.2% | 0.3% |
| Citizens Bank | $1,615,000 | $3,615,000 | 123.8% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $745,000 | $3,550,000 | 376.5% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,865,000 | $3,455,000 | -10.6% | 0.2% |
| Brannen Bank | $1,470,000 | $3,425,000 | 133.0% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,585,000 | $3,305,000 | 27.9% | 0.2% |
| A&D Mortgage LLC | $1,780,000 | $3,240,000 | 82.0% | 0.2% |
| Citibank | $1,705,000 | $3,215,000 | 88.6% | 0.2% |
| Renasant Bank | $4,640,000 | $3,185,000 | -31.4% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $2,160,000 | $3,140,000 | 45.4% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,070,000 | $3,130,000 | 51.2% | 0.2% |
| Bank of England | $1,180,000 | $2,870,000 | 143.2% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $920,000 | $2,840,000 | 208.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,500,000 | $2,725,000 | 81.7% | 0.2% |
| Arbor Realty Trust, Inc. | $28,590,000 | $2,665,000 | -90.7% | 0.2% |
| Discover Bank | $1,475,000 | $2,555,000 | 73.2% | 0.2% |
| Plains Commerce Bank | $1,310,000 | $2,530,000 | 93.1% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,700,000 | $2,525,000 | 48.5% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,465,000 | $2,480,000 | 69.3% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $1,855,000 | $2,300,000 | 24.0% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $1,425,000 | $2,295,000 | 61.1% | 0.2% |
| NBKC BANK | $2,680,000 | $2,290,000 | -14.6% | 0.2% |
| AMWEST FUNDING CORP. | $2,910,000 | $2,270,000 | -22.0% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,160,000 | $2,185,000 | 88.4% | 0.2% |
| Prosperity Home Mortgage, LLC | $2,425,000 | $2,110,000 | -13.0% | 0.1% |
| ALKAN MORTGAGE CORPORATION | $2,000,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $930,000 | $1,995,000 | 114.5% | 0.1% |
| Goldwater Bank, N.A. | $1,990,000 | $1,990,000 | 0.0% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,005,000 | $1,950,000 | 94.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $700,000 | $1,910,000 | 172.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,315,000 | $1,865,000 | 41.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $840,000 | $1,845,000 | 119.6% | 0.1% |
| Waterstone Mortgage Corporation | $915,000 | $1,845,000 | 101.6% | 0.1% |
| EMM LOANS LLC | $1,030,000 | $1,840,000 | 78.6% | 0.1% |
| CARDINAL FINANCIAL | $8,690,000 | $1,800,000 | -79.3% | 0.1% |
| Figure Lending LLC | $1,725,000 | $1,795,000 | 4.1% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $5,980,000 | $1,765,000 | -70.5% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $18,300,000 | $1,750,000 | -90.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $755,000 | $1,725,000 | 128.5% | 0.1% |
| SPACE COAST Credit Union | $1,075,000 | $1,680,000 | 56.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,440,000 | $1,670,000 | 16.0% | 0.1% |
| METROPLEX MORTGAGE SERVICES, INC. | $670,000 | $1,615,000 | 141.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $725,000 | $1,490,000 | 105.5% | 0.1% |
| Armed Forces Bank | $1,470,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $1,060,000 | $1,445,000 | 36.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,245,000 | $1,425,000 | 14.5% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,205,000 | $1,390,000 | 15.4% | 0.1% |
| BMO Harris Bank | $455,000 | $1,380,000 | 203.3% | 0.1% |
| GTE Federal Credit Union | $835,000 | $1,380,000 | 65.3% | 0.1% |
| Nations Lending Corporation | $2,410,000 | $1,370,000 | -43.2% | 0.1% |
| Wolfe Financial, Inc | $370,000 | $1,370,000 | 270.3% | 0.1% |
| MILLENNIUM BANK | $470,000 | $1,355,000 | 188.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $345,000 | $1,340,000 | 288.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,290,000 | $1,330,000 | 3.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $285,000 | $1,320,000 | 363.2% | 0.1% |
| CIBC Bank USA | $1,315,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $415,000 | $1,275,000 | 207.2% | 0.1% |
| COMMUNITY FIRST CREDIT UNION OF FLO | $305,000 | $1,235,000 | 304.9% | 0.1% |
| Bank Of Central Florida | $1,220,000 | n/a | 0.1% | |
| Alcova Mortgage LLC | $1,210,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $1,210,000 | n/a | 0.1% | |
| Gateway First Bank | $275,000 | $1,145,000 | 316.4% | 0.1% |
| UIF CORPORATION | $1,010,000 | $1,145,000 | 13.4% | 0.1% |
| CSL Financial, LLC | $425,000 | $1,120,000 | 163.5% | 0.1% |
| NexBank | $145,000 | $1,120,000 | 672.4% | 0.1% |
| WATSON MORTGAGE CORP. | $3,540,000 | $1,110,000 | -68.6% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $930,000 | $1,080,000 | 16.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $2,575,000 | $1,080,000 | -58.1% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,070,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $3,660,000 | $1,055,000 | -71.2% | 0.1% |
| OCMBC, INC. | $2,620,000 | $1,055,000 | -59.7% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $2,060,000 | $1,050,000 | -49.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,945,000 | $1,025,000 | -47.3% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,600,000 | $1,020,000 | -36.3% | 0.1% |
| PHH Mortgage Corporation | $595,000 | $990,000 | 66.4% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $365,000 | $985,000 | 169.9% | 0.1% |
| BancorpSouth | $4,690,000 | $975,000 | -79.2% | 0.1% |
| Mainstreet Community Bank of Florida | $965,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $960,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $1,030,000 | $955,000 | -7.3% | 0.1% |
| NP, Inc. | $400,000 | $955,000 | 138.8% | 0.1% |
| The Huntington National Bank | $3,760,000 | $940,000 | -75.0% | 0.1% |
| Alerus Financial | $920,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $755,000 | $905,000 | 19.9% | 0.1% |
| Ally Bank | $2,770,000 | $865,000 | -68.8% | 0.1% |
| NEW WAVE LENDING GROUP INC | $865,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $1,550,000 | $835,000 | -46.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,005,000 | $830,000 | -58.6% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,410,000 | $830,000 | -41.1% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $275,000 | $810,000 | 194.5% | 0.1% |
| Lakeview Community Capital, LLC | $25,000 | $800,000 | 3,100.0% | 0.1% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | $75,000 | $770,000 | 926.7% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $755,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $725,000 | $750,000 | 3.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $730,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,130,000 | $725,000 | -35.8% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $1,545,000 | $720,000 | -53.4% | 0.0% |
| The Loan Store, Inc. | $1,160,000 | $715,000 | -38.4% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $710,000 | n/a | 0.0% | |
| Coastal Community Bank | $420,000 | $695,000 | 65.5% | 0.0% |
| PROPER RATE, LLC | $695,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $640,000 | $685,000 | 7.0% | 0.0% |
| Northpointe Bank | $275,000 | $665,000 | 141.8% | 0.0% |
| 1ST FINANCIAL, INC. | $650,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $335,000 | $625,000 | 86.6% | 0.0% |
| ADVANCIAL | $285,000 | $620,000 | 117.5% | 0.0% |
| First Option Mortgage, LLC | $340,000 | $610,000 | 79.4% | 0.0% |
| FineMark National Bank & Trust | $600,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $125,000 | $595,000 | 376.0% | 0.0% |
| UNITED MORTGAGE CORP | $595,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $350,000 | $590,000 | 68.6% | 0.0% |
| LAUNCH FEDERAL CREDIT UNION | $580,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $570,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,160,000 | $570,000 | -73.6% | 0.0% |
| MILEND, INC. | $305,000 | $565,000 | 85.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $560,000 | n/a | 0.0% | |
| Ixonia Bank | $2,110,000 | $560,000 | -73.5% | 0.0% |
| Mid-Continent Funding, Inc. | $835,000 | $555,000 | -33.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $205,000 | $550,000 | 168.3% | 0.0% |
| HARVARD UNIVERSITY EMPLOYEES | $545,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $380,000 | $545,000 | 43.4% | 0.0% |
| Sunflower Bank | $535,000 | n/a | 0.0% | |
| Synovus Bank | $980,000 | $530,000 | -45.9% | 0.0% |
| Pinnacle Bank | $510,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $510,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $870,000 | $505,000 | -42.0% | 0.0% |
| AMERICAN HERITAGE FCU | $495,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $840,000 | $490,000 | -41.7% | 0.0% |
| City National Bank of Florida | $145,000 | $480,000 | 231.0% | 0.0% |
| MORTGAGE FINANCIAL GROUP, INC. | $980,000 | $480,000 | -51.0% | 0.0% |
| ROSS MORTGAGE CORPORATION | $480,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $930,000 | $475,000 | -48.9% | 0.0% |
| CITIZENS EQUITY FIRST | $115,000 | $470,000 | 308.7% | 0.0% |
| Strong Home Mortgage, LLC | $1,345,000 | $465,000 | -65.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $465,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $340,000 | $460,000 | 35.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $455,000 | n/a | 0.0% | |
| Horizon Bank | $455,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,490,000 | $450,000 | -69.8% | 0.0% |
| GREAT LAKES | $745,000 | $445,000 | -40.3% | 0.0% |
| GEORGIA'S OWN | $435,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $435,000 | n/a | 0.0% | |
| Leader Bank | $435,000 | n/a | 0.0% | |
| The Federal Savings Bank | $870,000 | $430,000 | -50.6% | 0.0% |
| GREENTREE MORTGAGE COMPANY, L.P. | $405,000 | $415,000 | 2.5% | 0.0% |
| Deere Employees Credit Union | $15,000 | $410,000 | 2,633.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $380,000 | $410,000 | 7.9% | 0.0% |
| Raymond James Bank | $410,000 | n/a | 0.0% | |
| Magnolia Bank | $405,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $405,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $175,000 | $405,000 | 131.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $1,230,000 | $395,000 | -67.9% | 0.0% |
| Banco do Brasil Americas | $315,000 | $385,000 | 22.2% | 0.0% |
| COMPASS MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $270,000 | $385,000 | 42.6% | 0.0% |
| Academy Bank | $690,000 | $375,000 | -45.7% | 0.0% |
| Texana Bank | $370,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $55,000 | $365,000 | 563.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,190,000 | $360,000 | -69.7% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $355,000 | n/a | 0.0% | |
| READY MORTGAGE LENDERS, LLC | $355,000 | n/a | 0.0% | |
| SPIRE Credit Union | $355,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $350,000 | n/a | 0.0% | |
| Grow Financial Federal Credit Union | $1,050,000 | $345,000 | -67.1% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $690,000 | $345,000 | -50.0% | 0.0% |
| SmartBank | $345,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $330,000 | $335,000 | 1.5% | 0.0% |
| First National Bank of America | $450,000 | $335,000 | -25.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $325,000 | n/a | 0.0% | |
| Baxter Credit Union | $320,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $315,000 | n/a | 0.0% | |
| INSIGHT | $315,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $145,000 | $315,000 | 117.2% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $315,000 | n/a | 0.0% | |
| Bank of Springfield | $95,000 | $305,000 | 221.1% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,530,000 | $305,000 | -80.1% | 0.0% |
| Network Funding, L.P. | $585,000 | $305,000 | -47.9% | 0.0% |
| STAUNTON FINANCIAL, INC. | $305,000 | n/a | 0.0% | |
| ALTITUDE FINANCIAL CORPORATION | $295,000 | n/a | 0.0% | |
| AmRes Corporation | $295,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $410,000 | $295,000 | -28.0% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $1,440,000 | $295,000 | -79.5% | 0.0% |
| KeyBank | $1,035,000 | $295,000 | -71.5% | 0.0% |
| Residential Acceptance Corporation | $295,000 | n/a | 0.0% | |
| SFMC, LP | $295,000 | n/a | 0.0% | |
| ARC HOME LLC | $285,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $285,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $1,680,000 | $275,000 | -83.6% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $275,000 | n/a | 0.0% | |
| Helm Bank USA | $275,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $550,000 | $270,000 | -50.9% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $265,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $145,000 | $265,000 | 82.8% | 0.0% |
| Empower Federal Credit Union | $255,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $255,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $475,000 | $255,000 | -46.3% | 0.0% |
| Hancock Whitney Bank | $255,000 | n/a | 0.0% | |
| Sandy Spring Bank | $255,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $245,000 | n/a | 0.0% | |
| Metro City Bank | $335,000 | $245,000 | -26.9% | 0.0% |
| SWBC MORTGAGE CORPORATION | $360,000 | $245,000 | -31.9% | 0.0% |
| SOUTH FLORIDA EDUCATIONAL | $240,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $235,000 | n/a | 0.0% | |
| Desjardins Bank | $75,000 | $230,000 | 206.7% | 0.0% |
| Northwest Federal Credit Union | $55,000 | $230,000 | 318.2% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $410,000 | $225,000 | -45.1% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $225,000 | n/a | 0.0% | |
| Trustmark National Bank | $225,000 | n/a | 0.0% | |
| Florida Capital Bank | $725,000 | $220,000 | -69.7% | 0.0% |
| T2 FINANCIAL LLC | $220,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $235,000 | $215,000 | -8.5% | 0.0% |
| Arvest Bank | $625,000 | $205,000 | -67.2% | 0.0% |
| ON Q FINANCIAL, INC. | $205,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $115,000 | $205,000 | 78.3% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $205,000 | n/a | 0.0% | |
| M&T Bank | $200,000 | n/a | 0.0% | |
| ADDITION FINANCIAL | $195,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $810,000 | $190,000 | -76.5% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $185,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $185,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $185,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $255,000 | $175,000 | -31.4% | 0.0% |
| Firstrust Savings Bank | $175,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $175,000 | n/a | 0.0% | |
| GMFS LLC | $175,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $175,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $390,000 | $170,000 | -56.4% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| LOANPAL, LLC | $1,765,000 | $165,000 | -90.7% | 0.0% |
| Old Second National Bank | $165,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $375,000 | $155,000 | -58.7% | 0.0% |
| FREEDOM FIRST | $155,000 | n/a | 0.0% | |
| HOME SOLUTION LENDERS INC. | $155,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $520,000 | $155,000 | -70.2% | 0.0% |
| American Bank and Trust Company | $145,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $195,000 | $145,000 | -25.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $245,000 | $145,000 | -40.8% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $145,000 | n/a | 0.0% | |
| FIRST COMMERCE CREDIT UNION | $135,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $525,000 | $125,000 | -76.2% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $125,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $115,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $115,000 | n/a | 0.0% | |
| USF Federal Credit Union | $140,000 | $115,000 | -17.9% | 0.0% |
| United Community Bank | $405,000 | $105,000 | -74.1% | 0.0% |
| Miami Postal Service Credit Union | $95,000 | n/a | 0.0% | |
| Servion, Inc. | $95,000 | n/a | 0.0% | |
| ORLANDO CREDIT UNION | $75,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $65,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $55,000 | $55,000 | 0.0% | 0.0% |
| Tyndall Federal Credit Union | $215,000 | $25,000 | -88.4% | 0.0% |
GAINESVILLE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.1% market share. In second place, with 5.2%, is CAMPUS USA, having originated $75,585,000 in loans. In third place, with 5.2%, is DHI MORTGAGE COMPANY, LTD., having originated $75,270,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $73,675,000 in loans. In fifth place, with 3.8%, is Ameris Bank, having originated $54,950,000 in loans.
GAINESVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GAINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,900 (14.9%) | $307,992 (12.4%) | 0.89 | 1,054 |
| 2018-02-01 | $243,280 (13.6%) | $310,328 (12.4%) | 0.88 | 1,090 |
| 2018-03-01 | $245,000 (8.9%) | $304,740 (8.2%) | 0.86 | 1,143 |
| 2018-04-01 | $245,350 (9.0%) | $307,388 (8.0%) | 0.83 | 1,207 |
| 2018-05-01 | $249,700 (8.6%) | $310,250 (7.7%) | 0.83 | 1,202 |
| 2018-06-01 | $246,700 (7.3%) | $309,232 (8.9%) | 0.82 | 1,250 |
| 2018-07-01 | $246,571 (7.3%) | $306,702 (6.5%) | 0.82 | 1,294 |
| 2018-08-01 | $244,950 (6.9%) | $304,051 (5.7%) | 0.82 | 1,298 |
| 2018-09-01 | $244,200 (6.2%) | $304,288 (4.9%) | 0.82 | 1,257 |
| 2018-10-01 | $244,900 (7.5%) | $306,561 (7.0%) | 0.83 | 1,229 |
| 2018-11-01 | $239,800 (4.5%) | $302,632 (2.6%) | 0.81 | 1,205 |
| 2018-12-01 | $239,900 (1.3%) | $301,904 (1.1%) | 0.83 | 1,158 |
| 2019-01-01 | $244,950 (2.1%) | $307,179 (-0.3%) | 0.85 | 1,150 |
| 2019-02-01 | $249,900 (2.7%) | $313,668 (1.1%) | 0.84 | 1,173 |
| 2019-03-01 | $251,571 (2.7%) | $312,349 (2.5%) | 0.82 | 1,198 |
| 2019-04-01 | $257,000 (4.8%) | $403,398 (31.2%) | 0.82 | 1,219 |
| 2019-05-01 | $264,630 (6.0%) | $496,664 (60.1%) | 0.83 | 1,216 |
| 2019-06-01 | $265,000 (7.4%) | $328,856 (6.4%) | 0.83 | 1,197 |
| 2019-07-01 | $267,998 (8.7%) | $330,499 (7.8%) | 0.84 | 1,156 |
| 2019-08-01 | $266,518 (8.8%) | $327,951 (7.9%) | 0.84 | 1,163 |
| 2019-09-01 | $262,795 (7.6%) | $322,935 (6.1%) | 0.84 | 1,169 |
| 2019-10-01 | $264,589 (8.0%) | $319,592 (4.3%) | 0.85 | 1,151 |
| 2019-11-01 | $269,000 (12.2%) | $320,312 (5.8%) | 0.88 | 1,056 |
| 2019-12-01 | $265,450 (10.7%) | $317,592 (5.2%) | 0.89 | 1,042 |
| 2020-01-01 | $272,050 (11.1%) | $322,925 (5.1%) | 0.91 | 985 |
| 2020-02-01 | $274,900 (10.0%) | $326,559 (4.1%) | 0.90 | 1,018 |
| 2020-03-01 | $280,732 (11.6%) | $329,520 (5.5%) | 0.88 | 1,092 |
| 2020-04-01 | $281,400 (9.5%) | $328,669 (-18.5%) | 0.88 | 1,110 |
| 2020-05-01 | $289,000 (9.2%) | $348,420 (-29.9%) | 0.88 | 1,022 |
| 2020-06-01 | $290,000 (9.4%) | $356,907 (8.5%) | 0.85 | 905 |
| 2020-07-01 | $288,123 (7.5%) | $354,617 (7.3%) | 0.84 | 911 |
| 2020-08-01 | $279,900 (5.0%) | $348,353 (6.2%) | 0.80 | 883 |
| 2020-09-01 | $279,495 (6.4%) | $350,448 (8.5%) | 0.80 | 856 |
| 2020-10-01 | $277,950 (5.1%) | $348,168 (8.9%) | 0.80 | 827 |
| 2020-11-01 | $262,450 (-2.4%) | $347,288 (8.4%) | 0.77 | 821 |
| 2020-12-01 | $254,250 (-4.2%) | $345,872 (8.9%) | 0.76 | 769 |
| 2021-01-01 | $259,900 (-4.5%) | $345,890 (7.1%) | 0.78 | 696 |
| 2021-02-01 | $262,798 (-4.4%) | $346,582 (6.1%) | 0.77 | 593 |
| 2021-03-01 | $265,000 (-5.6%) | $362,585 (10.0%) | 0.75 | 516 |
| 2021-04-01 | $289,900 (3.0%) | $398,757 (21.3%) | 0.78 | 483 |
| 2021-05-01 | $290,000 (0.4%) | $396,961 (13.9%) | 0.77 | 497 |
| 2021-06-01 | $290,850 (0.3%) | $421,133 (18.0%) | 0.77 | 530 |
| 2021-07-01 | $280,000 (-2.8%) | $417,463 (17.7%) | 0.74 | 596 |
| 2021-08-01 | $286,995 (2.5%) | $419,109 (20.3%) | 0.77 | 666 |
| 2021-09-01 | $284,945 (2.0%) | $411,508 (17.4%) | 0.76 | 680 |
| 2021-10-01 | $299,000 (7.6%) | $415,372 (19.3%) | 0.80 | 617 |
| 2021-11-01 | $301,995 (15.1%) | $414,590 (19.4%) | 0.81 | 557 |
| 2021-12-01 | $308,444 (21.3%) | $434,848 (25.7%) | 0.84 | 474 |
| 2022-01-01 | $315,000 (21.2%) | $427,092 (23.5%) | 0.85 | 398 |
| 2022-02-01 | $335,000 (27.5%) | $436,199 (25.9%) | 0.87 | 377 |
| 2022-03-01 | $340,247 (28.4%) | $481,280 (32.7%) | 0.85 | 384 |
| 2022-04-01 | $356,500 (23.0%) | $517,767 (29.9%) | 0.85 | 379 |
| 2022-05-01 | $374,500 (29.1%) | $518,416 (30.6%) | 0.86 | 447 |
| 2022-06-01 | $377,000 (29.6%) | $501,209 (19.0%) | 0.84 | 593 |
| 2022-07-01 | $365,000 (30.4%) | $485,629 (16.3%) | 0.82 | 716 |
| 2022-08-01 | $357,500 (24.6%) | $481,961 (15.0%) | 0.83 | 744 |
| 2022-09-01 | $354,850 (24.5%) | $472,053 (14.7%) | 0.83 | 776 |
| 2022-10-01 | $349,000 (16.7%) | $459,658 (10.7%) | 0.82 | 798 |
| 2022-11-01 | $345,625 (14.5%) | $457,482 (10.4%) | 0.83 | 785 |
| 2022-12-01 | $349,900 (13.4%) | $469,501 (8.0%) | 0.86 | 744 |
| 2023-01-01 | $354,500 (12.5%) | $480,350 (12.5%) | 0.88 | 657 |
| 2023-02-01 | $372,475 (11.2%) | $485,375 (11.3%) | 0.90 | 637 |
| 2023-03-01 | $372,000 (9.3%) | $493,963 (2.6%) | 0.88 | 633 |
| 2023-04-01 | $370,000 (3.8%) | $501,223 (-3.2%) | 0.86 | 663 |
| 2023-05-01 | $396,500 (5.9%) | $527,546 (1.8%) | 0.90 | 616 |
| 2023-06-01 | $389,999 (3.5%) | $519,797 (3.7%) | 0.88 | 646 |
| 2023-07-01 | $380,000 (4.1%) | $509,902 (5.0%) | 0.86 | 679 |
| 2023-08-01 | $370,000 (3.5%) | $495,938 (2.9%) | 0.85 | 717 |
| 2023-09-01 | $369,000 (4.0%) | $481,746 (2.1%) | 0.86 | 762 |
| 2023-10-01 | $349,500 (0.1%) | $463,908 (0.9%) | 0.82 | 859 |
| 2023-11-01 | $349,950 (1.3%) | $459,383 (0.4%) | 0.83 | 896 |
| 2023-12-01 | $349,900 (0.0%) | $435,032 (-7.3%) | 0.85 | 930 |
| 2024-01-01 | $349,950 (-1.3%) | $439,968 (-8.4%) | 0.85 | 924 |
| 2024-02-01 | $350,000 (-6.0%) | $458,108 (-5.6%) | 0.84 | 963 |
| 2024-03-01 | $349,000 (-6.2%) | $450,155 (-8.9%) | 0.82 | 1,055 |
| 2024-04-01 | $349,500 (-5.5%) | $446,913 (-10.8%) | 0.81 | 1,104 |
| 2024-05-01 | $359,850 (-9.2%) | $456,298 (-13.5%) | 0.82 | 1,107 |
| 2024-06-01 | $365,000 (-6.4%) | $450,474 (-13.3%) | 0.83 | 1,190 |
| 2024-07-01 | $362,400 (-4.6%) | $448,026 (-12.1%) | 0.83 | 1,199 |
| 2024-08-01 | $358,950 (-3.0%) | $449,584 (-9.4%) | 0.83 | 1,179 |
| 2024-09-01 | $349,950 (-5.2%) | $439,918 (-8.7%) | 0.82 | 1,221 |
| 2024-10-01 | $348,350 (-0.3%) | $434,405 (-6.4%) | 0.82 | 1,207 |
| 2024-11-01 | $345,000 (-1.4%) | $439,231 (-4.4%) | 0.83 | 1,215 |
| 2024-12-01 | $344,950 (-1.4%) | $448,907 (3.2%) | 0.86 | 1,151 |
| 2025-01-01 | $337,538 (-3.6%) | $442,190 (0.5%) | 0.84 | 1,136 |
| 2025-02-01 | $335,000 (-4.3%) | $434,446 (-5.2%) | 0.81 | 1,190 |
| 2025-03-01 | $336,604 (-3.6%) | $432,461 (-3.9%) | 0.79 | 1,340 |
| 2025-04-01 | $349,900 (0.1%) | $442,880 (-0.9%) | 0.81 | 1,397 |
GAINESVILLE's median listing price for 2025-04-01 was $349,900, a difference of
$400
(0.1%) versus the prior year and
$13,296 versus the prior month.
GAINESVILLE's median listing price comes in at 81% of the national average.
GAINESVILLE's average listing price for 2025-04-01 was $442,880, a difference of $-4,033 (-0.9%) versus the prior year and $10,419 versus the prior month.
For the 2025-04-01 period, GAINESVILLE had 1,397 MLS listings, a difference of 57 listings (4%) versus the prior month and 293 listings (27%) versus the prior year.
GAINESVILLE's median listing price comes in at 81% of the national average.
GAINESVILLE's average listing price for 2025-04-01 was $442,880, a difference of $-4,033 (-0.9%) versus the prior year and $10,419 versus the prior month.
For the 2025-04-01 period, GAINESVILLE had 1,397 MLS listings, a difference of 57 listings (4%) versus the prior month and 293 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GAINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 94 days | 1,776 sqft |
| 2018-02-01 | 80 days | 1,780 sqft |
| 2018-03-01 | 54 days | 1,793 sqft |
| 2018-04-01 | 52 days | 1,805 sqft |
| 2018-05-01 | 53 days | 1,821 sqft |
| 2018-06-01 | 56 days | 1,798 sqft |
| 2018-07-01 | 62 days | 1,790 sqft |
| 2018-08-01 | 68 days | 1,790 sqft |
| 2018-09-01 | 79 days | 1,782 sqft |
| 2018-10-01 | 80 days | 1,785 sqft |
| 2018-11-01 | 83 days | 1,744 sqft |
| 2018-12-01 | 85 days | 1,759 sqft |
| 2019-01-01 | 85 days | 1,765 sqft |
| 2019-02-01 | 77 days | 1,798 sqft |
| 2019-03-01 | 65 days | 1,777 sqft |
| 2019-04-01 | 54 days | 1,793 sqft |
| 2019-05-01 | 55 days | 1,821 sqft |
| 2019-06-01 | 61 days | 1,840 sqft |
| 2019-07-01 | 70 days | 1,858 sqft |
| 2019-08-01 | 72 days | 1,841 sqft |
| 2019-09-01 | 73 days | 1,819 sqft |
| 2019-10-01 | 75 days | 1,825 sqft |
| 2019-11-01 | 82 days | 1,828 sqft |
| 2019-12-01 | 86 days | 1,800 sqft |
| 2020-01-01 | 85 days | 1,805 sqft |
| 2020-02-01 | 68 days | 1,791 sqft |
| 2020-03-01 | 51 days | 1,803 sqft |
| 2020-04-01 | 58 days | 1,814 sqft |
| 2020-05-01 | 72 days | 1,837 sqft |
| 2020-06-01 | 87 days | 1,829 sqft |
| 2020-07-01 | 60 days | 1,784 sqft |
| 2020-08-01 | 65 days | 1,713 sqft |
| 2020-09-01 | 75 days | 1,700 sqft |
| 2020-10-01 | 78 days | 1,700 sqft |
| 2020-11-01 | 69 days | 1,669 sqft |
| 2020-12-01 | 74 days | 1,640 sqft |
| 2021-01-01 | 78 days | 1,663 sqft |
| 2021-02-01 | 67 days | 1,620 sqft |
| 2021-03-01 | 45 days | 1,624 sqft |
| 2021-04-01 | 40 days | 1,685 sqft |
| 2021-05-01 | 36 days | 1,685 sqft |
| 2021-06-01 | 38 days | 1,653 sqft |
| 2021-07-01 | 42 days | 1,658 sqft |
| 2021-08-01 | 43 days | 1,663 sqft |
| 2021-09-01 | 46 days | 1,631 sqft |
| 2021-10-01 | 55 days | 1,662 sqft |
| 2021-11-01 | 59 days | 1,657 sqft |
| 2021-12-01 | 72 days | 1,611 sqft |
| 2022-01-01 | 65 days | 1,608 sqft |
| 2022-02-01 | 38 days | 1,602 sqft |
| 2022-03-01 | 38 days | 1,660 sqft |
| 2022-04-01 | 39 days | 1,740 sqft |
| 2022-05-01 | 33 days | 1,773 sqft |
| 2022-06-01 | 35 days | 1,807 sqft |
| 2022-07-01 | 39 days | 1,774 sqft |
| 2022-08-01 | 51 days | 1,737 sqft |
| 2022-09-01 | 54 days | 1,745 sqft |
| 2022-10-01 | 59 days | 1,713 sqft |
| 2022-11-01 | 67 days | 1,704 sqft |
| 2022-12-01 | 71 days | 1,709 sqft |
| 2023-01-01 | 70 days | 1,710 sqft |
| 2023-02-01 | 65 days | 1,731 sqft |
| 2023-03-01 | 49 days | 1,725 sqft |
| 2023-04-01 | 45 days | 1,751 sqft |
| 2023-05-01 | 48 days | 1,775 sqft |
| 2023-06-01 | 45 days | 1,777 sqft |
| 2023-07-01 | 48 days | 1,774 sqft |
| 2023-08-01 | 50 days | 1,759 sqft |
| 2023-09-01 | 52 days | 1,760 sqft |
| 2023-10-01 | 55 days | 1,703 sqft |
| 2023-11-01 | 58 days | 1,665 sqft |
| 2023-12-01 | 66 days | 1,665 sqft |
| 2024-01-01 | 75 days | 1,657 sqft |
| 2024-02-01 | 69 days | 1,664 sqft |
| 2024-03-01 | 60 days | 1,649 sqft |
| 2024-04-01 | 57 days | 1,626 sqft |
| 2024-05-01 | 59 days | 1,665 sqft |
| 2024-06-01 | 60 days | 1,671 sqft |
| 2024-07-01 | 62 days | 1,648 sqft |
| 2024-08-01 | 72 days | 1,635 sqft |
| 2024-09-01 | 74 days | 1,625 sqft |
| 2024-10-01 | 79 days | 1,602 sqft |
| 2024-11-01 | 81 days | 1,608 sqft |
| 2024-12-01 | 89 days | 1,603 sqft |
| 2025-01-01 | 84 days | 1,578 sqft |
| 2025-02-01 | 72 days | 1,559 sqft |
| 2025-03-01 | 54 days | 1,561 sqft |
| 2025-04-01 | 58 days | 1,593 sqft |
GAINESVILLE's median listing age (time on market) for 2025-04-01 was 58 days.
This
is 1%
longer
than the same period one year ago.
GAINESVILLE's median square footage for active listings during the 2025-04-01 period was 1,593 sqft. One year prior, the average listing was 1,626 sqft.
GAINESVILLE's median square footage for active listings during the 2025-04-01 period was 1,593 sqft. One year prior, the average listing was 1,626 sqft.
GAINESVILLE, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,537 | $1,013,075,000 | $286,422 |
| Cash Out Refi | 814 | $186,640,000 | $229,287 |
| Refi | 424 | $149,210,000 | $351,910 |
| Home Improvement | 378 | $67,850,000 | $179,497 |
| Other | 348 | $33,580,000 | $96,494 |
Gainesville's most frequently cited loan purpose was Home Purchase, with 3,537 originations. The 2nd most popular reason was Cash Out Refi, with 814 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,187 | $629,245,000 | $287,721 |
| 7-8% | 1,057 | $241,735,000 | $228,699 |
| Over 8% | 1,011 | $153,485,000 | $151,815 |
| 5-6% | 872 | $315,870,000 | $362,236 |
| 4-5% | 257 | $68,745,000 | $267,490 |
| <2.5% | 68 | $1,790,000 | $26,324 |
| 3-4% | 12 | $3,320,000 | $276,667 |
| 2.5-3% | 6 | $1,530,000 | $255,000 |
During 2024, Gainesville's most frequently originated rate bucket was 6-7%, with 2,187 originations.
Loan Sizing (GAINESVILLE, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,316 | $659,560,000 | $284,784 |
| $100k-200k | 1,428 | $213,580,000 | $149,566 |
| $100,000 or less | 1,067 | $58,865,000 | $55,169 |
| $400k-600k | 482 | $227,660,000 | $472,324 |
| $600k-1000k | 163 | $117,495,000 | $720,828 |
| $Over $1MM | 45 | $173,195,000 | $3,848,778 |
GAINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 2,316 originations, totaling $659,560,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,360 | $718,750,000 | $304,555 |
| 60-80% | 1,171 | $376,255,000 | $321,311 |
| Under 20% | 673 | $40,655,000 | $60,409 |
| 20-40% | 605 | $72,225,000 | $119,380 |
| 40-60% | 459 | $126,365,000 | $275,305 |
| Over 100% | 74 | $50,930,000 | $688,243 |
GAINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,360 originations, totaling $718,750,000 in origination value.