GAINESVILLE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gainesville averaged 3.25% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.35% and one month ago for the week of 2021-10-21, the average rate was 3.14%.

Gainesville's average rate one year ago was 3.17%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Gainesville 30 Year Fixed Rate 2021-11-24 3.25%
Gainesville 30 Year Fixed Rate Refi 2021-11-24 3.07%
Gainesville 15 Year Fixed Rate 2021-11-24 3.32%
Gainesville 15 Year Fixed Rate Refi 2021-11-24 2.61%
Gainesville 30 Year FHA 2021-11-24 3.48%
Gainesville 30 Year FHA Refi 2021-11-24 3.6%
Gainesville 30 Year USDA 2021-11-24 3.29%
Gainesville 30 Year USDA Refi 2021-11-24 3.36%
Gainesville 30 Year VA 2021-11-24 3.44%
Gainesville 30 Year VA Refi 2021-11-24 2.83%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GAINESVILLE, FL.

GAINESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the GAINESVILLE, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Ameris Bank 397 3.15% $3,676
QUICKEN LOANS, LLC 299 3.36% $5,159
Advisors Mortgage Group, L.L.C. 259 3.17% $3,449
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 226 3.18% $4,368
Mortgage Lenders Investment Trading Corporation 189 3.30% $4,555
AMERICAN FINANCIAL NETWORK, INC. 184 3.22% $4,295
CAMPUS USA 163 3.77% $3,102
UNITED WHOLESALE MORTGAGE, LLC 158 3.15% $5,477
FBC MORTGAGE, LLC 151 3.35% $3,834
FLORIDA 134 3.41% $3,899
THE MORTGAGE FIRM, INC. 130 3.41% $4,238
Truist Bank 117 3.37% $3,999
TD Bank, National Association 113 3.19% $5,189
Wells Fargo Bank, National Association 88 3.38% $3,372
CALIBER HOME LOANS, INC. 70 3.33% $5,331
Bank of America, National Association 57 3.29% $4,909
AMERIFIRST FINANCIAL CORPORATION 57 3.48% $4,133
Capital City Home Loans, LLC 55 3.22% $3,894
JPMorgan Chase Bank, National Association 51 3.39% $4,019
PROVIDENT FUNDING ASSOCIATES, L.P. 45 3.07% $3,532
AMERISAVE MORTGAGE CORPORATION 41 2.80% $4,581
DHI MORTGAGE COMPANY, LTD. 41 3.22% $3,229
UNION HOME MORTGAGE CORP. 37 3.48% $4,751
LOANDEPOT.COM, LLC 37 3.37% $5,008
HAMILTON HOME LOANS, INC. 36 3.50% $4,295
NAVY FEDERAL CREDIT UNION 34 3.69% $4,153
First Federal Bank 32 3.30% $3,907
MOVEMENT MORTGAGE, LLC 30 3.44% $3,795
CROSSCOUNTRY MORTGAGE, LLC 28 3.36% $4,420
NATIONSTAR MORTGAGE LLC 27 3.45% $5,921
BBVA USA 26 3.62% $6,518
PENNYMAC LOAN SERVICES, LLC 26 3.36% $4,000
Paramount Residential Mortgage Group, Inc. 25 3.15% $5,037
BETTER MORTGAGE CORPORATION 23 3.04% $4,039
Regions Bank 23 3.16% $4,538
HOME POINT FINANCIAL CORPORATION 22 3.40% $5,165
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 21 3.23% $3,953
South State Bank, National Association 21 3.05% $3,907
USAA Federal Savings Bank 20 3.68% $4,238
NEWREZ LLC 19 3.64% $4,535
PNC Bank, National Association 18 3.75% $2,980
WATSON MORTGAGE CORP. 17 3.24% $4,216
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 3.43% $5,788
Citizens Bank, National Association 16 3.38% $4,600
PLANET HOME LENDING, LLC 16 3.09% $3,179
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.20% $5,264
VYSTAR 15 3.70% $1,453
MUTUAL OF OMAHA MORTGAGE, INC. 14 3.03% $4,341
KELLER MORTGAGE, LLC 14 3.37% $2,819
Suncoast Credit Union 13 3.17% $2,755
U.S. Bank National Association 12 3.13% $3,665
GUARANTEED RATE, INC. 11 3.45% $4,836
Renasant Bank 11 3.64% $3,120
Nations Lending Corporation 11 3.44% $5,640
AgFirst Farm Credit Bank 11 3.36% $4,901
LAND HOME FINANCIAL SERVICES, INC. 9 3.15% $4,025
HOMESIDE FINANCIAL, LLC 9 3.64% $4,052
Flagstar Bank, FSB 9 3.23% $4,857
Wyndham Capital Mortgage, Inc. 9 3.17% $2,020
PENTAGON FEDERAL CREDIT UNION 9 3.00% $3,726
ROYAL UNITED MORTGAGE LLC 9 3.13% $5,873
SOFI LENDING CORP. 8 3.25% $4,338
BROKER SOLUTIONS, INC. 8 3.13% $5,873
TIAA, FSB 8 3.58% $4,546
First Savings Bank 7 3.30% $5,176
ZILLOW HOME LOANS, LLC 7 3.13% $3,041
STOCKTON MORTGAGE CORPORATION 7 3.79% $3,863
Capital City Bank 7 3.54% $3,836
Fifth Third Bank, National Association 7 3.28% $7,525
PRIMARY RESIDENTIAL MORTGAGE, INC. 7 3.12% $5,033
Ally Bank 7 3.39% $4,273
FINANCE OF AMERICA MORTGAGE LLC 6 3.50% $6,741
Midwest Mortgage Associates Corporation 6 3.90% $5,206
Bank of England 6 3.19% $3,030
EVERETT FINANCIAL, INC. 6 3.35% $2,994
NATIONS RELIABLE LENDING, LLC 6 3.48% $5,005
VAN DYK MORTGAGE CORPORATION 6 3.23% $4,902
Northpointe Bank 6 3.31% $5,359
First Guaranty Mortgage Corporation 5 2.95% $3,677
Iberiabank 5 3.15% $4,239
Synovus Bank 5 3.48% $9,194
SUCCESS MORTGAGE PARTNERS, INC. 5 3.35% $5,871
Stifel Bank and Trust 5 2.95% $4,057
Carrington Mortgage Services, LLC 5 3.43% $5,553
Christensen Financial, Inc. 5 3.13% $5,394
Seacoast National Bank 5 3.15% $3,847
First-Citizens Bank & Trust Company 5 3.25% $3,450
Prosperity Home Mortgage, LLC 5 3.28% $3,479
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.45% $3,759
AMERICAN FINANCING CORPORATION 5 3.18% $5,324
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 3.35% $4,253
GTE Federal Credit Union 5 3.28% $3,828
MID AMERICA MORTGAGE, INC. 4 2.97% $5,204
CRESCENT MORTGAGE COMPANY 4 4.50% $4,798
PLAZA HOME MORTGAGE, INC. 4 3.19% $7,645
CMG MORTGAGE, INC. 4 3.81% $5,464
AMERICAN FINANCIAL RESOURCES, INC. 4 4.13% $5,340
CHURCHILL MORTGAGE CORPORATION 4 3.37% $5,607
MIDFLORIDA 4 3.31% $3,655
ON Q FINANCIAL, INC. 4 3.34% $5,805
SWBC MORTGAGE CORPORATION 4 3.19% $3,878
TOWNE MORTGAGE COMPANY 4 3.38% $7,464
FIDELITY FUNDING MORTGAGE CORP. 4 2.81% $2,952
FBT Mortgage, L.L.C. 4 3.13% $2,912
LOANPAL, LLC 4 3.12% $5,618
MICHIGAN MUTUAL, INC. 4 3.78% $6,521
SOUTHWEST FUNDING, LP 3 3.58% $240,216
Florida Capital Bank, National Association 3 3.08% $3,107
STEARNS LENDING, LLC 3 3.46% $2,537
FREEDOM MORTGAGE CORPORATION 3 3.88% $3,870
BAY EQUITY LLC 3 3.25% $4,445
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 3.29% $4,718
Baxter Credit Union 3 3.17% $4,005
Morgan Stanley Private Bank, National Association 3 3.13% $4,265
ACADEMY MORTGAGE CORPORATION 3 3.17% $3,818
DAS Acquisition Company, LLC 3 3.33% $3,244
Goldwater Bank, N.A. 3 3.42% $5,736
Waterstone Mortgage Corporation 3 3.21% $5,697
PREFERRED LENDING SERVICES, LLC 3 3.49% $3,517
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.54% $1,276
FirstBank 3 2.83% $2,981
Equity Prime Mortgage LLC 3 3.79% $4,545
ANGEL OAK HOME LOANS LLC 3 2.88% $4,076
SECURITYNATIONAL MORTGAGE COMPANY 3 3.08% $2,975
LEADERONE FINANCIAL CORPORATION 3 2.89% $4,721
LEGEND LENDING CORPORATION 3 3.00% $6,245
Centennial Bank 3 3.58% $2,967
TEACHERS 2 2.88% $5,264
ACOPIA, LLC 2 3.69% $5,939
AMERICAN FEDERAL MORTGAGE CORPORATION 2 3.00% $4,314
AMERICAN HERITAGE CAPITAL, L.P. 2 2.56% $2,975
AMERICAN PACIFIC MORTGAGE CORPORATION 2 2.88% $4,127
BancorpSouth Bank 2 3.25% $3,987
CALCON MUTUAL MORTGAGE LLC 2 3.56% $4,116
Citibank, National Association 2 3.19% $7,029
COMMUNITY FIRST CREDIT UNION OF FLO 2 3.66% $4,584
COUNTRYPLACE MORTGAGE, LTD. 2 3.88% $8,800
DELMAR FINANCIAL COMPANY 2 2.63% $2,716
Discover Bank 2 6.99% $0
ENVOY MORTGAGE, LTD 2 2.99% $3,997
First Federal Savings and Loan Association of Lakewood 2 3.49% $3,372
First Option Mortgage, LLC 2 3.25% $4,351
FIRST TECHNOLOGY 2 2.56% $4,008
Grow Financial Federal Credit Union 2 3.00% $2,587
GUILD MORTGAGE COMPANY 2 3.31% $4,420
HOME FINANCING CENTER, INC. 2 3.13% $8,948
HOMESPIRE MORTGAGE CORPORATION 2 3.19% $4,361
HOMESTAR FINANCIAL CORPORATION 2 3.19% $3,933
HOMESTEAD FUNDING CORP. 2 2.81% $3,800
INSIGHT 2 3.31% $3,752
JMAC LENDING, INC. 2 3.44% $7,581
Kwik Mortgage Corporation 2 3.00% $1,428
LAKE MICHIGAN CREDIT UNION 2 3.69% $4,035
LENDUS, LLC 2 3.00% $3,451
LOANSNAP, INC. 2 3.19% $2,987
MILEND, INC. 2 2.75% $6,240
MORTGAGE EQUITY PARTNERS LLC 2 3.44% $5,002
MORTGAGE INVESTORS GROUP, INC. 2 3.44% $4,100
Mortgage Research Center, LLC 2 3.63% $5,121
NBKC BANK 2 3.25% $1,947
NFM, INC. 2 3.75% $5,419
NJ LENDERS CORP. 2 3.50% $3,520
North American Savings Bank, F.S.B. 2 3.00% $2,853
PHH Mortgage Corporation 2 3.38% $4,865
PURDUE FEDERAL CREDIT UNION 2 3.31% $2,592
Raymond James Bank, National Association 2 3.31% $4,646
Republic Bank & Trust Company 2 3.19% $2,295
RESIDENTIAL HOME FUNDING CORP. 2 2.75% $4,469
Strong Home Mortgage, LLC 2 3.31% $4,437
SUN WEST MORTGAGE COMPANY, INC. 2 2.63% $0
T2 FINANCIAL LLC 2 3.19% $3,461
TOP FLITE FINANCIAL, INC. 2 3.13% $9,995
UBS Bank USA 2 3.69% $3,203
VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.13% $3,029
UNITED HOME LOANS, INC. 1 2.63% $4,761
AmRes Corporation 1 2.88% $1,985
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.75% $3,416
Mortgage Network, Inc. 1 2.88% $3,611
UNIVERSAL LENDING CORPORATION 1 2.75% $3,616
GUIDANCE RESIDENTIAL, LLC 1 3.63% $4,468
GUARANTY HOME MORTGAGE CORPORATION 1 3.38% $3,828
MY MORTGAGE, INC. 1 4.00% $5,446
GUARANTEED RATE AFFINITY, LLC 1 3.63% $4,182
GSF Mortgage Corporation 1 2.63% $3,828
GROUP ONE MORTGAGE, INC. 1 2.50% $2,560
GREENTREE MORTGAGE COMPANY, L.P. 1 3.63% $3,308
UNIVERSITY LENDING GROUP, LLC 1 3.63% $3,092
Neighborhood Loans, Inc. 1 3.00% $2,842
NETWORK CAPITAL FUNDING CORPORATION 1 2.50% $5,104
NEW FED MORTGAGE, CORP. 1 2.88% $3,071
GREAT WESTERN FINANCIAL SERVICES, INC. 1 2.88% $11,773
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 5.38% $3,766
AMERICAN MORTGAGE SERVICE COMPANY 1 2.88% $4,416
US MORTGAGE CORPORATION 1 3.75% $5,614
NORTHERN MORTGAGE SERVICES, LLC 1 3.88% $4,937
George Mason Mortgage, LLC 1 2.75% $4,956
NORWICH COMMERCIAL GROUP, INC. 1 2.88% $3,836
OCMBC, INC. 1 3.63% $1,939
GENEVA FINANCIAL, LLC 1 3.00% $5,276
OPEN MORTGAGE, LLC 1 4.63% $3,714
PANORAMA MORTGAGE GROUP, LLC 1 2.99% $7,640
FUNDLOANS CAPITAL 1 2.63% $5,670
PARK SQUARE HOME MORTGAGE, LLC 1 3.49% $3,834
FOUNDATION MORTGAGE CORPORATION 1 3.38% $4,016
Firstrust Savings Bank 1 3.25% $16,572
Valley National Bank 1 3.50% $4,153
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.63% $3,044
Plains Commerce Bank 1 3.38% $5,375
First National Bank of Pennsylvania 1 3.38% $3,211
First Mortgage Solutions, LLC 1 2.88% $4,772
First Horizon Bank 1 3.50% $4,318
Poli Mortgage Group, Inc. 1 2.63% $3,741
First Home Bank 1 3.00% $3,197
First Federal Savings Bank 1 3.63% $4,698
FIRST EQUITY MORTGAGE BANKERS, INC. 1 3.25% $5,111
PRIORITY MORTGAGE CORP. 1 3.13% $3,427
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $3,313
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.38% $3,840
ADDITION FINANCIAL 1 2.75% $6,074
Financial Freedom Mortgage, LLC 1 2.88% $5,512
RADIUS FINANCIAL GROUP INC. 1 4.00% $2,477
American Momentum Bank 1 3.38% $2,379
EVANSVILLE TEACHERS 1 3.13% $2,654
RELIANCE FIRST CAPITAL, LLC 1 4.63% $4,627
EAGLE HOME MORTGAGE, LLC 1 3.00% $2,266
Amalgamated Bank 1 2.88% $4,179
Residential Acceptance Corporation 1 4.13% $7,284
ALLIED MORTGAGE GROUP, INC. 1 3.63% $6,233
RESOURCE FINANCIAL SERVICES, INC. 1 3.50% $6,771
COMMUNITY CREDIT UNION OF FLORIDA 1 3.13% $3,577
City National Bank of Florida 1 2.88% $4,193
RUOFF MORTGAGE COMPANY, INC. 1 3.63% $3,640
Citizens First Bank 1 3.18% $2,711
CITIZENS EQUITY FIRST 1 3.50% $2,012
Semper Home Loans, Inc. 1 3.00% $1,218
Charles Schwab Bank, SSB 1 2.75% $4,323
SOUTH FLORIDA EDUCATIONAL 1 3.13% $0
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.50% $7,500
CELEBRITY HOME LOANS, LLC 1 3.38% $6,340
Cadence Bank, N.A. 1 2.88% $4,807
SPACE COAST Credit Union 1 3.38% $0
BRIGHTSTAR 1 2.88% $4,163
BMO Harris Bank National Association 1 3.63% $3,819
Beeline Loans, Inc. 1 2.88% $1,330
ALLIANT CREDIT UNION 1 2.88% $4,324
Beach Community Mortgage Services, Inc. 1 2.75% $4,824
Summit Mortgage Corporation 1 2.75% $2,929
BAYSHORE MORTGAGE FUNDING, LLC 1 3.13% $4,927
Sunflower Bank, National Association 1 3.49% $6,408
ADVANCIAL 1 5.00% $6,196
Barrington Bank & Trust Company, N.A. 1 3.38% $3,351
Bank OZK 1 5.55% $3,761
Wilmington Savings Fund Society, FSB 1 3.25% $3,948
Bangor Savings Bank 1 3.50% $3,298
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.63% $3,566
TEXAS TECH 1 3.13% $3,498
The Dart Bank 1 3.50% $2,569
The Federal Savings Bank 1 3.25% $3,217
The Huntington National Bank 1 2.75% $2,145
Axos Bank 1 3.38% $2,460
Third Federal Savings and Loan Association of Cleveland 1 3.34% $295
THRIVE MORTGAGE, LLC 1 4.25% $3,394
Austin Capital Bank SSB 1 3.25% $3,976
Wolfe Financial, Inc 1 3.63% $2,848
ATLANTA POSTAL 1 3.50% $4,113
Towne Mortgage, LLC 1 3.50% $3,640
Arvest Bank 1 3.00% $3,351
Tyndall Federal Credit Union 1 3.13% $2,877
A&D Mortgage LLC 1 2.63% $5,397
LAFAYETTE FEDERAL CREDIT UNION 1 3.13% $8,737
UIF CORPORATION 1 2.88% $4,600
LAKEVIEW LOAN SERVICING, LLC 1 3.13% $4,186
LADERA LENDING, INC. 1 2.63% $2,155
KS StateBank 1 2.88% $4,758
KeyBank National Association 1 2.99% $3,589
LENDSURE MORTGAGE CORP. 1 5.88% $11,032
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.50% $17,720
LENOX FINANCIAL MORTGAGE CORPORATION 1 4.00% $5,290
JET HOMELOANS, LLC 1 3.49% $4,637
LOANFLIGHT LENDING, LLC 1 2.63% $2,577
Ixonia Bank 1 2.88% $5,947
UNITED 1 2.63% $6,948
MEGA CAPITAL FUNDING, INC. 1 2.63% $4,222
IVY MORTGAGE, INC. 1 3.50% $2,089
Investors Bank 1 2.88% $2,175
INTELLILOAN, INC. 1 2.75% $6,355
INLANTA MORTGAGE, INC. 1 3.88% $3,105
United Community Bank 1 3.63% $2,880
Independent Bank 1 2.75% $3,012
MORIA DEVELOPMENT, INC. 1 3.38% $4,386
MORTGAGE ACCESS CORP. 1 3.63% $6,599

GAINESVILLE, FL's 291 lenders originated 10,017 loans during 2020. The total origination value was $2,253,415,000, with an average loan value of $224,959.

The top GAINESVILLE lender as defined by loan originations is Ameris Bank, with 397 loans originated. Their average total fees are $3,676, which is $1,483 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee GAINESVILLE lenders (with over 10 loans originated) are VYSTAR ($1,453), Suncoast Credit Union ($2,755), KELLER MORTGAGE, LLC ($2,819), PNC Bank, National Association ($2,980) and CAMPUS USA ($3,102).

The lowest rate GAINESVILLE lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.80%), MUTUAL OF OMAHA MORTGAGE, INC. (3.03%), BETTER MORTGAGE CORPORATION (3.04%), South State Bank, National Association (3.05%) and PROVIDENT FUNDING ASSOCIATES, L.P. (3.07%).

GAINESVILLE, FL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
AMERIS BANK $94,775,000 $154,060,000 62.6% 6.8%
Quicken Loans $73,165,000 $152,645,000 108.6% 6.8%
Campus USA Credit Union $86,790,000 $89,225,000 2.8% 4.0%
Advisors Mortgage Group LLC $39,795,000 $87,690,000 120.4% 3.9%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $33,685,000 $81,975,000 143.4% 3.6%
R P Funding $2,225,000 $74,885,000 3,265.6% 3.3%
FBC Mortgage LLC $50,370,000 $68,410,000 35.8% 3.0%
American Financial Network Inc. $37,315,000 $67,670,000 81.3% 3.0%
WELLS FARGO BANK NA $30,510,000 $62,890,000 106.1% 2.8%
United Shore Financial Services LLC $32,035,000 $58,250,000 81.8% 2.6%
Branch Banking And Trust Co $27,980,000 $54,790,000 95.8% 2.4%
TD Bank $55,755,000 $54,130,000 -2.9% 2.4%
Florida Credit Union $28,675,000 $50,290,000 75.4% 2.2%
Freedom Mortgage Corporation $12,540,000 $48,150,000 284.0% 2.1%
M&T REALTY CAPITAL CORPORATION $40,505,000 n/a 1.8%
NorthMarq Capital Finance, L.L.C. $18,755,000 $39,080,000 108.4% 1.7%
The Mortgage Firm, Inc. $27,970,000 $36,735,000 31.3% 1.6%
Greystone Servicing Corporation, Inc. $32,955,000 n/a 1.5%
COMPASS BANK $16,140,000 $28,320,000 75.5% 1.3%
Brand Mortgage $340,000 $27,315,000 7,933.8% 1.2%
Caliber Home Loans Inc $15,510,000 $26,385,000 70.1% 1.2%
DHI Mortgage Company Limited $9,385,000 $24,345,000 159.4% 1.1%
Bank of America NA $41,520,000 $24,330,000 -41.4% 1.1%
WALKER & DUNLOP, LLC $31,645,000 $24,145,000 -23.7% 1.1%
VyStar Credit Union $16,865,000 $23,560,000 39.7% 1.0%
AmeriFirst Home Mortgage $9,625,000 $22,135,000 130.0% 1.0%
loanDepot LLC $11,140,000 $21,830,000 96.0% 1.0%
Nationstar Mortgage $8,525,000 $21,170,000 148.3% 0.9%
CAPITAL CITY BANK $35,830,000 $20,515,000 -42.7% 0.9%
Mortgage Research Center LLC $14,365,000 $18,985,000 32.2% 0.8%
Union Home Mortgage Company $17,825,000 $18,275,000 2.5% 0.8%
JPMorgan Chase Bank, NA $18,205,000 $18,010,000 -1.1% 0.8%
USAA FEDERAL SAVINGS BANK $18,045,000 $17,265,000 -4.3% 0.8%
PNC BANK NA $107,160,000 $17,255,000 -83.9% 0.8%
PENNYMAC LOAN SERVICES LLC $7,405,000 $17,100,000 130.9% 0.8%
CENTERSTATE BANK N.A. $11,200,000 $16,475,000 47.1% 0.7%
Amerisave Mortgage Corporation $3,745,000 $15,895,000 324.4% 0.7%
Sunstate Federal Credit Union $15,510,000 $15,820,000 2.0% 0.7%
21ST MORTGAGE $10,365,000 $15,725,000 51.7% 0.7%
NAVY FEDERAL CREDIT UNION $14,020,000 $15,370,000 9.6% 0.7%
Better Mortgage Corporation $3,875,000 $14,100,000 263.9% 0.6%
REGIONS BANK $5,430,000 $13,990,000 157.6% 0.6%
Provident Funding Associates $15,170,000 $13,380,000 -11.8% 0.6%
Hamilton Group Funding Inc. $6,905,000 $12,645,000 83.1% 0.6%
NEWREZ LLC $4,170,000 $12,425,000 198.0% 0.6%
Cardinal Financial Company LP $3,080,000 $12,040,000 290.9% 0.5%
Home Point Financial Corporation $5,495,000 $11,880,000 116.2% 0.5%
Nations Lending Corporation $5,115,000 $11,340,000 121.7% 0.5%
DRUMMOND COMMUNITY BANK $6,275,000 $11,185,000 78.2% 0.5%
MOVEMENT MORTGAGE, LLC $6,030,000 $9,615,000 59.5% 0.4%
Paramount Residential Mortgage Group Inc. $1,695,000 $9,005,000 431.3% 0.4%
Planet Home Lending LLC $35,150,000 $8,845,000 -74.8% 0.4%
American Financial Resources Inc. $6,855,000 $6,380,000 -6.9% 0.3%
HomeBridge Financial Services, Inc. $4,235,000 $6,155,000 45.3% 0.3%
NewDay Financial LLC dba NewDay USA $3,315,000 $5,960,000 79.8% 0.3%
AGFIRST FARM CREDIT BANK $5,140,000 $5,875,000 14.3% 0.3%
Suncoast Credit Union $6,265,000 $5,575,000 -11.0% 0.2%
MidFlorida Credit Union $790,000 $5,540,000 601.3% 0.2%
Sun West Mortgage Company Inc. $1,970,000 $5,425,000 175.4% 0.2%
Synergy One Lending $2,125,000 $5,250,000 147.1% 0.2%
FAIRWAY INDEPENDENT MORT CORP $3,770,000 $5,090,000 35.0% 0.2%
RENASANT BANK $6,030,000 $4,985,000 -17.3% 0.2%
Village Capital & Investment $540,000 $4,985,000 823.1% 0.2%
US BANK, N.A. $2,230,000 $4,925,000 120.9% 0.2%
Fifth Third Bank $3,960,000 $4,335,000 9.5% 0.2%
Guaranteed Rate Inc. $2,615,000 $4,290,000 64.1% 0.2%
Watson Mortgage Corporation $4,200,000 $4,285,000 2.0% 0.2%
CARRINGTON MORTGAGE SERVICES $5,020,000 $4,230,000 -15.7% 0.2%
CBNA $695,000 $4,215,000 506.5% 0.2%
First Savings Bank $4,115,000 n/a 0.2%
Berkadia Commercial Mortgage $4,045,000 n/a 0.2%
TIAA, FSB $1,875,000 $4,035,000 115.2% 0.2%
Flagstar Bank $3,280,000 $3,980,000 21.3% 0.2%
Pentagon Federal Credit Union $1,135,000 $3,960,000 248.9% 0.2%
Lakeview Loan Servicing, LLC $2,920,000 $3,950,000 35.3% 0.2%
Midwest Mortgage Associates $830,000 $3,895,000 369.3% 0.2%
Keller Mortgage LLC $4,110,000 $3,815,000 -7.2% 0.2%
First Guaranty Mortgage Corporation $1,400,000 $3,730,000 166.4% 0.2%
Triad Financial Services Inc $3,150,000 $3,700,000 17.5% 0.2%
Land Home Financial Services Inc. $455,000 $3,655,000 703.3% 0.2%
Primary Residential Mortgage Inc. $1,745,000 $3,635,000 108.3% 0.2%
New American Funding (dba for Broker Solutions Inc) $2,315,000 $3,560,000 53.8% 0.2%
Success Mortgage Partners Inc. $525,000 $3,555,000 577.1% 0.2%
Barrington Bank & Trust $1,920,000 $3,540,000 84.4% 0.2%
Wyndham Capital Mortgage $2,575,000 $3,480,000 35.1% 0.2%
Plaza Home Mortgage Inc. $2,370,000 $3,435,000 44.9% 0.2%
Synovus Bank $2,910,000 $3,245,000 11.5% 0.1%
Towne Mortgage Company $770,000 $3,135,000 307.1% 0.1%
CIBC Bank USA $135,000 $3,105,000 2,200.0% 0.1%
Gold Star Mortgage Financial Group, Corporation $370,000 $3,055,000 725.7% 0.1%
Stifel Bank and Trust $955,000 $3,045,000 218.8% 0.1%
Supreme Lending/ Everett Financial Inc. $1,425,000 $2,980,000 109.1% 0.1%
Finance of America Mortgage LLC $1,215,000 $2,760,000 127.2% 0.1%
Churchill Mortgage Corporation $785,000 $2,585,000 229.3% 0.1%
Northpointe Bank $855,000 $2,585,000 202.3% 0.1%
IBERIABANK $14,480,000 $2,540,000 -82.5% 0.1%
PRIMELENDING $2,240,000 $2,410,000 7.6% 0.1%
Clearpath Lending $1,545,000 $2,375,000 53.7% 0.1%
SoFi Lending Corp $370,000 $2,370,000 540.5% 0.1%
Nations Reliable Lending, LLC $340,000 $2,340,000 588.2% 0.1%
Millennium Bank $2,335,000 n/a 0.1%
Cascade Financial Services $730,000 $2,195,000 200.7% 0.1%
Third Federal Savings and Loan $2,860,000 $2,175,000 -24.0% 0.1%
Prosperity Home Mortgage LLC $645,000 $2,080,000 222.5% 0.1%
Bank of England $1,310,000 $1,970,000 50.4% 0.1%
Homeside Financial LLC $665,000 $1,935,000 191.0% 0.1%
Royal United Mortgage LLC $1,100,000 $1,925,000 75.0% 0.1%
Lakeview Community Capital, LLC $215,000 $1,915,000 790.7% 0.1%
Waterstone Mortgage Corp $2,330,000 $1,895,000 -18.7% 0.1%
BNC NATIONAL BANK $985,000 $1,865,000 89.3% 0.1%
FIDELITY FUNDING MORTGAGE CORP $1,765,000 n/a 0.1%
VanDyk Mortgage Corporation $580,000 $1,765,000 204.3% 0.1%
Intercontinental Capital Group, Inc. $325,000 $1,725,000 430.8% 0.1%
Mortgage Lenders of America LLC $375,000 $1,650,000 340.0% 0.1%
DAS Acquisition Company, LLC $225,000 $1,595,000 608.9% 0.1%
CMG Mortgage Inc. $3,780,000 $1,560,000 -58.7% 0.1%
The Federal Savings Bank $1,505,000 $1,560,000 3.7% 0.1%
LoanPal $435,000 $1,535,000 252.9% 0.1%
FirstBank $1,030,000 $1,495,000 45.1% 0.1%
Low VA Rates $1,515,000 $1,430,000 -5.6% 0.1%
Valley National Bank $1,625,000 $1,425,000 -12.3% 0.1%
Stearns Lending $955,000 $1,420,000 48.7% 0.1%
American Financing Corporation $1,115,000 $1,390,000 24.7% 0.1%
SWBC Mortgage Corporation $175,000 $1,345,000 668.6% 0.1%
Mid-Continent Funding, Inc. $350,000 $1,330,000 280.0% 0.1%
Crescent Mortgage Company $235,000 $1,320,000 461.7% 0.1%
Arbor Realty Trust Inc $1,655,000 $1,305,000 -21.1% 0.1%
Christensen Financial, Inc. $300,000 $1,295,000 331.7% 0.1%
UIF Corporation $1,295,000 n/a 0.1%
Raymond James Bank National Association $225,000 $1,275,000 466.7% 0.1%
M&T Bank $215,000 $1,260,000 486.0% 0.1%
Florida Capital Bank National Association $505,000 $1,225,000 142.6% 0.1%
Morgan Stanley Private Bank NA $845,000 $1,215,000 43.8% 0.1%
GTE Financial $1,110,000 $1,205,000 8.6% 0.1%
First-Citizens Bank & Trust Co $1,090,000 $1,195,000 9.6% 0.1%
CountryPlace Mortgage Ltd. $590,000 $1,190,000 101.7% 0.1%
1st Signature Lending LLC $1,800,000 $1,185,000 -34.2% 0.1%
Stockton Mortgage Corporation $240,000 $1,130,000 370.8% 0.1%
NBKC Bank $1,220,000 $1,125,000 -7.8% 0.0%
LeaderOne Financial Corp. $305,000 $1,095,000 259.0% 0.0%
PHH MORTGAGE CORPORATION $85,000 $1,060,000 1,147.1% 0.0%
BancorpSouth Bank $1,625,000 $1,055,000 -35.1% 0.0%
Members Cooperative Credit Union $1,035,000 n/a 0.0%
Academy Mortgage Corporation $545,000 $1,020,000 87.2% 0.0%
North American Savings Bank $1,950,000 $1,010,000 -48.2% 0.0%
FIRSTRUST BANK $995,000 $995,000 0.0% 0.0%
Seacoast National Bank $550,000 $995,000 80.9% 0.0%
Equity Prime Mortgage LLC $965,000 n/a 0.0%
LendUS LLC dba RPM Mortgage $270,000 $965,000 257.4% 0.0%
AimLoan.com $505,000 $960,000 90.1% 0.0%
DelMar Financial Company $205,000 $960,000 368.3% 0.0%
Space Coast Credit Union $605,000 $945,000 56.2% 0.0%
Southwest Funding LP $930,000 n/a 0.0%
First Mortgage Solutions LLC $225,000 $910,000 304.4% 0.0%
Mid America Mortgage Inc. $330,000 $910,000 175.8% 0.0%
CalCon Mutual Mortgage LLC $675,000 $905,000 34.1% 0.0%
American Heritage Capital, LP $885,000 n/a 0.0%
First Option Mortgage LLC $885,000 n/a 0.0%
Guaranteed Rate Affinity LLC $285,000 $885,000 210.5% 0.0%
Purdue Federal Credit Union $885,000 n/a 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $1,085,000 $865,000 -20.3% 0.0%
Baxter Credit Union $295,000 $845,000 186.4% 0.0%
On Q Financial Inc. $835,000 n/a 0.0%
Homespire Mortgage Corporation $315,000 $830,000 163.5% 0.0%
Discover Bank $650,000 $820,000 26.2% 0.0%
NFM, Inc. $695,000 $815,000 17.3% 0.0%
Citibank, N.A. $15,100,000 $810,000 -94.6% 0.0%
AAG $1,200,000 $805,000 -32.9% 0.0%
Acopia, LLC $1,155,000 $800,000 -30.7% 0.0%
AmeriHomeMortgageCompany,LL $785,000 $800,000 1.9% 0.0%
ANGEL OAK HOME LOANS LLC $600,000 $795,000 32.5% 0.0%
Charles Schwab Bank $745,000 $795,000 6.7% 0.0%
LendingHome Funding Corporation $875,000 $795,000 -9.1% 0.0%
FBT Mortgage LLC $785,000 n/a 0.0%
SecurityNational Mortgage Company $785,000 n/a 0.0%
Alterra Group LLC dba Alterra Home Loans $115,000 $780,000 578.3% 0.0%
Home Financing Center Inc. $780,000 n/a 0.0%
Legend Lending Corporation $775,000 n/a 0.0%
Bay Equity LLC $320,000 $765,000 139.1% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $1,175,000 $760,000 -35.3% 0.0%
Wolfe Financial Inc. DBA Integrity Mortgage Group $450,000 $760,000 68.9% 0.0%
Mortgage Equity Partners LLC $755,000 n/a 0.0%
top flite financial, inc. $205,000 $755,000 268.3% 0.0%
Lake Michigan Credit Union $475,000 $745,000 56.8% 0.0%
SHELTER MORTGAGE COMPANY, LLC $735,000 n/a 0.0%
Homestead Funding Corp. $1,005,000 $720,000 -28.4% 0.0%
Angel Oak Mortgage Solutions $285,000 $715,000 150.9% 0.0%
Metroplex Mortgage Services $205,000 $710,000 246.3% 0.0%
First Technology Credit Union $705,000 n/a 0.0%
LoanSnap Inc $700,000 n/a 0.0%
Oceanside Mortgage Company $85,000 $680,000 700.0% 0.0%
Credit Human Federal Credit Union $330,000 $665,000 101.5% 0.0%
Fairwinds Credit Union $1,425,000 $665,000 -53.3% 0.0%
Plains Commerce Bank $655,000 n/a 0.0%
Peoples Mortgage Company $645,000 n/a 0.0%
Grow Financial Federal Credit Union $380,000 $640,000 68.4% 0.0%
KeyBank National Association $570,000 $640,000 12.3% 0.0%
KS StateBank $630,000 n/a 0.0%
Cf Bank National Association $325,000 $620,000 90.8% 0.0%
Goldwater Bank National Association $465,000 $615,000 32.3% 0.0%
Huntington National Bank $1,290,000 $610,000 -52.7% 0.0%
First Mid Bank & Trust, NA $605,000 n/a 0.0%
UBS Bank USA $975,000 $605,000 -37.9% 0.0%
Nations Direct Mortgage LLC $175,000 $600,000 242.9% 0.0%
Network Capital Funding Corporation $195,000 $595,000 205.1% 0.0%
American Federal Mortgage Corp. $165,000 $590,000 257.6% 0.0%
Envoy Mortgage Ltd. $3,475,000 $590,000 -83.0% 0.0%
Magnolia Bank Incorporated $645,000 $590,000 -8.5% 0.0%
Residential Bancorp $590,000 n/a 0.0%
Embrace Home Loans, Inc. $630,000 $580,000 -7.9% 0.0%
Semper Home Loans, Inc $435,000 $580,000 33.3% 0.0%
HomeStar Financial Corporation $145,000 $575,000 296.6% 0.0%
Guild Mortgage Company $230,000 $565,000 145.7% 0.0%
Commerce Home Mortgage Inc. $560,000 n/a 0.0%
First Florida Credit Union $290,000 $560,000 93.1% 0.0%
Hometown Equity Mortgage LLC $555,000 n/a 0.0%
POLARIS HOME FUNDING CORP $175,000 $555,000 217.1% 0.0%
RESIDENTIAL ACCEPTANCE CORPORATION. RAC. $555,000 n/a 0.0%
US Mortgage Corporation $95,000 $530,000 457.9% 0.0%
GOM - Main Office $470,000 $520,000 10.6% 0.0%
Nationwide Mortgage Bankers Inc. $295,000 $520,000 76.3% 0.0%
Reverse Mortgage Funding LLC $130,000 $520,000 300.0% 0.0%
United Mortgage Corp $490,000 $510,000 4.1% 0.0%
CENTENNIAL BANK $225,000 $505,000 124.4% 0.0%
T2 Financial LLC $500,000 n/a 0.0%
Hometown Lenders LLC $495,000 n/a 0.0%
Poli Mortgage Group $610,000 $495,000 -18.9% 0.0%
Homeowners Financial Group $100,000 $485,000 385.0% 0.0%
United Home Loans Inc $485,000 n/a 0.0%
First Tennessee Bank National $1,990,000 $480,000 -75.9% 0.0%
Independent Bank $480,000 n/a 0.0%
JMAC Lending Incorporated $480,000 n/a 0.0%
MORTGAGE INVESTORS GROUP $480,000 n/a 0.0%
Community First Credit Union of Florida $940,000 $475,000 -49.5% 0.0%
First Community Mortgage Inc. $475,000 n/a 0.0%
Mainstreet Community Bank of Florida $265,000 $475,000 79.2% 0.0%
New Fed Mortgage Corporation $475,000 n/a 0.0%
Bayshore Mortgage Funding LLC $330,000 $470,000 42.4% 0.0%
Milend Inc. $470,000 n/a 0.0%
GSF Mortgage Corporation $220,000 $460,000 109.1% 0.0%
Guidance Residential LLC $950,000 $460,000 -51.6% 0.0%
NJ Lenders Corp. $460,000 n/a 0.0%
United Community Bank $440,000 n/a 0.0%
CAPITAL BANK, NA $435,000 n/a 0.0%
United Federal Credit Union $435,000 n/a 0.0%
University Lending Group LLC $240,000 $435,000 81.3% 0.0%
ARVEST BANK $430,000 n/a 0.0%
CityWorth Mortgage $615,000 $430,000 -30.1% 0.0%
GATEWAY MORTGAGE GROUP $430,000 n/a 0.0%
Resource Financial Services, Inc. $430,000 n/a 0.0%
The Mortgage Warehouse $425,000 n/a 0.0%
Mortgage Solutions of Colorado LLC $420,000 n/a 0.0%
Republic Bank & Trust Company $370,000 $420,000 13.5% 0.0%
US Mortgage of Florida $175,000 $420,000 140.0% 0.0%
Reliance First Capital LLC $520,000 $415,000 -20.2% 0.0%
BMO Harris Bank N.A. $410,000 n/a 0.0%
George Mason Mortgage LLC $405,000 n/a 0.0%
GMFS LLC $405,000 n/a 0.0%
METROPOLITAN HOME MORTGAGE $255,000 $400,000 56.9% 0.0%
Colonial Savings $605,000 $395,000 -34.7% 0.0%
Kwik Mortgage Corp. $390,000 n/a 0.0%
Teachers Federal Credit Union $390,000 n/a 0.0%
Beach Community Mortgage Services $395,000 $385,000 -2.5% 0.0%
Ruoff Home Mortgage $670,000 $385,000 -42.5% 0.0%
American Pacific Mortgage Corporation $380,000 n/a 0.0%
Residential Home Funding Corp. $380,000 n/a 0.0%
Mortgage Network, Inc $630,000 $375,000 -40.5% 0.0%
US Wide Financial $375,000 n/a 0.0%
Publix Employees Federal Credit Union $375,000 $370,000 -1.3% 0.0%
LenderFi, Inc. $365,000 n/a 0.0%
Atlanta Postal Credit Union $360,000 n/a 0.0%
First Home Bank $480,000 $355,000 -26.0% 0.0%
Great Western Financial Services Inc. $355,000 n/a 0.0%
Advancial Federal Credit Union $350,000 n/a 0.0%
Foundation Mortgage Corporation $255,000 $350,000 37.3% 0.0%
Quorum Federal Credit Union $65,000 $350,000 438.5% 0.0%
Axos Bank $335,000 n/a 0.0%
Drop Mortgage $335,000 n/a 0.0%
Finance of America Commercial LLC $330,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $325,000 n/a 0.0%
Colten Mortgage $325,000 n/a 0.0%
Ladera Lending, Inc. $215,000 $325,000 51.2% 0.0%
Pike Creek Mortgage Services, Inc. $325,000 n/a 0.0%
Prime Choice Funding, Inc. $675,000 $325,000 -51.9% 0.0%
American Residential Lending $320,000 n/a 0.0%
Cambria Mortgage $315,000 n/a 0.0%
Pulte Mortgage LLC $315,000 n/a 0.0%
Amalgamated Bank $305,000 n/a 0.0%
Busey Bank $305,000 n/a 0.0%
TowneBank $305,000 n/a 0.0%
Greentree Mortgage Company, L.P. $295,000 n/a 0.0%
Insight Credit Union $290,000 n/a 0.0%
Paramount Bank $275,000 $290,000 5.5% 0.0%
Sunflower Bank, N.A. $290,000 n/a 0.0%
American Mortgage Service Company $285,000 n/a 0.0%
Geneva Financial LLC $185,000 $285,000 54.1% 0.0%
First Federal Savings and Loan Association $970,000 $280,000 -71.1% 0.0%
GSB Mortgage Inc. $275,000 n/a 0.0%
OCMBC Inc. $275,000 n/a 0.0%
Universal Lending Corporation $275,000 n/a 0.0%
Summit Mortgage Corporation $270,000 n/a 0.0%
Alliant Credit Union $145,000 $265,000 82.8% 0.0%
CAPITAL PARTNERS MORTGAGE, LLC $265,000 n/a 0.0%
Investors Bank $265,000 n/a 0.0%
Ixonia Bank $265,000 n/a 0.0%
James B. Nutter & Company $205,000 $265,000 29.3% 0.0%
Liberty Home Mortgage Corp $265,000 n/a 0.0%
SPRING EQ, LLC $80,000 $265,000 231.3% 0.0%
The Dart Bank $265,000 n/a 0.0%
Weichert Financial Services $295,000 $265,000 -10.2% 0.0%
WSFS Bank $265,000 n/a 0.0%
Central Florida Educators' Federal Credit Union $75,000 $255,000 240.0% 0.0%
Georgia's Own Credit Union $215,000 $255,000 18.6% 0.0%
Silver Hill Funding, LLC $255,000 n/a 0.0%
Texas Tech Federal Credit Union $255,000 n/a 0.0%
TCF National Bank $220,000 $250,000 13.6% 0.0%
First Federal Savings Bank $245,000 n/a 0.0%
Highlands Residential Mortgage Ltd $245,000 n/a 0.0%
LendSure Mortgage Corp $290,000 $245,000 -15.5% 0.0%
Luxury Mortgage Corp. $245,000 n/a 0.0%
Trustmark National Bank $955,000 $245,000 -74.3% 0.0%
Citizens Equity First Credit Union (CEFCU) $180,000 $235,000 30.6% 0.0%
Norwich Commercial Group Inc $235,000 n/a 0.0%
WEI Mortgage LLC $175,000 $235,000 34.3% 0.0%
BANK OZK $115,000 $230,000 100.0% 0.0%
Citizens First Bank $440,000 $225,000 -48.9% 0.0%
First Midwest Bank $215,000 $225,000 4.7% 0.0%
Ivy Mortgage, Inc. $615,000 $225,000 -63.4% 0.0%
Chevron Federal Credit Union $215,000 n/a 0.0%
Colony Bank $215,000 n/a 0.0%
Neighborhood Loans $215,000 n/a 0.0%
Sirva Mortgage Inc. $560,000 $215,000 -61.6% 0.0%
SUMMIT COMMUNITY BANK $215,000 n/a 0.0%
Cadence Bank, N.A. $205,000 n/a 0.0%
Farmers & Merchants Bank $205,000 n/a 0.0%
Guaranty Trust Company $205,000 n/a 0.0%
HSBC BANK USA, NA $380,000 $205,000 -46.1% 0.0%
South Florida Educational Federal Credit Union $205,000 n/a 0.0%
Thrive Mortgage LLC $205,000 n/a 0.0%
Tyndall Federal Credit Union $215,000 $205,000 -4.7% 0.0%
City National Bank of Florida $195,000 n/a 0.0%
Allegacy Federal Credit Union $185,000 n/a 0.0%
Lafayette Federal Credit Union $185,000 n/a 0.0%
FineMark National Bank & Trust $225,000 $175,000 -22.2% 0.0%
First National Bank of Pennsylvania $175,000 n/a 0.0%
Lenox Financial Mortgage Corp. $175,000 n/a 0.0%
RANLife, Inc. $185,000 $175,000 -5.4% 0.0%
American Finance House Lariiba $415,000 $165,000 -60.2% 0.0%
Commonwealth Bank and Trust Company $165,000 n/a 0.0%
Community Credit Union Of Florida $165,000 n/a 0.0%
Midwest Equity Mortgage LLC $165,000 n/a 0.0%
Premia Mortgage, LLC $165,000 n/a 0.0%
IBM Southeast Employees Federal Credit Union $160,000 n/a 0.0%
Inlanta Mortgage $155,000 n/a 0.0%
Northern Mortgage Services, LLC $175,000 $155,000 -11.4% 0.0%
Priority Mortgage Corp. $155,000 $155,000 0.0% 0.0%
Towne Mortgage, LLC $155,000 n/a 0.0%
Allied Mortgage Group Inc $145,000 n/a 0.0%
American Momentum Bank $135,000 $145,000 7.4% 0.0%
BrightStar Credit Union $145,000 n/a 0.0%
CIS Financial Services, Inc. $325,000 $145,000 -55.4% 0.0%
Credit Union Mortgage Association Inc. $275,000 $145,000 -47.3% 0.0%
Evolve Bank & Trust $145,000 n/a 0.0%
Lending 3 Inc $145,000 n/a 0.0%
Midwest Loan Services Inc $145,000 n/a 0.0%
Accelerate Mortgage $135,000 n/a 0.0%
Brannen Bank $960,000 $135,000 -85.9% 0.0%
Evansville Teachers Federal Credit Union $305,000 $135,000 -55.7% 0.0%
Parkside Lending LLC $465,000 $135,000 -71.0% 0.0%
Southpoint Financial Services $300,000 $135,000 -55.0% 0.0%
BANGOR SAVINGS BANK $125,000 $125,000 0.0% 0.0%
BANKSOUTH MORTGAGE COMPANY, LL $125,000 n/a 0.0%
Civic Financial Services $125,000 n/a 0.0%
USF Federal Credit Union $125,000 n/a 0.0%
Open Mortgage LLC $905,000 $120,000 -86.7% 0.0%
Eagle Home Mortgage, LLC $115,000 n/a 0.0%
Fay Servicing LLC $220,000 $115,000 -47.7% 0.0%
Financial Freedom Mortgage LLC $195,000 $115,000 -41.0% 0.0%
First Centennial Mortgage Corp. $115,000 n/a 0.0%
Longbridge Financial, LLC $95,000 $115,000 21.1% 0.0%
Sharonview Federal CU $195,000 $115,000 -41.0% 0.0%
TROPICAL FINANCIAL CREDIT UNION $115,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $305,000 $105,000 -65.6% 0.0%
Auto Club Trust, FSB $105,000 n/a 0.0%
Citizens National Bank of Texas $105,000 n/a 0.0%
First Commerce Credit Union $105,000 n/a 0.0%
First Equity Mortgage Bankers Inc. $95,000 $105,000 10.5% 0.0%
Mortgage Financial Group Inc $105,000 n/a 0.0%
radius financial group inc $105,000 n/a 0.0%
BELL BANK $95,000 n/a 0.0%
Union Savings Bank $95,000 n/a 0.0%
American Portfolio Mortgage $85,000 n/a 0.0%
First Western Federal Savings Bank $85,000 n/a 0.0%
Goldman Sachs Bank USA $170,000 $85,000 -50.0% 0.0%
Park Square Home Mortgage LLC $85,000 n/a 0.0%
Partners Federal Credit Union $260,000 $85,000 -67.3% 0.0%
Superior Choice Credit Union $255,000 $85,000 -66.7% 0.0%
A&D Mortgage LLC $495,000 $75,000 -84.8% 0.0%
GULF COAST BANK AND TRUST $75,000 n/a 0.0%
Absolute Home Mortgage Corporation $195,000 $65,000 -66.7% 0.0%
Hancock Whitney Bank $500,000 $65,000 -87.0% 0.0%
Andrews Federal Credit Union $55,000 n/a 0.0%
Finance of America Reverse LLC $145,000 $45,000 -69.0% 0.0%
Northwest Federal Credit Union $225,000 $45,000 -80.0% 0.0%
SOUTH STATE BANK $115,000 $45,000 -60.9% 0.0%
First Southern National Bank $35,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $95,000 $35,000 -63.2% 0.0%

GAINESVILLE's top lender by overall market share is AMERIS BANK, with 6.8% market share. In second place, with 6.8%, is Quicken Loans, having originated $152,645,000 in loans. In third place, with 4.0%, is Campus USA Credit Union, having originated $89,225,000 in loans. In third place, with 3.9%, is Advisors Mortgage Group LLC, having originated $87,690,000 in loans. In third place, with 3.6%, is American Neighborhood Mortgage dba AnnieMac Home Mortgage, having originated $81,975,000 in loans.


GAINESVILLE, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,720 $1,069,740,000 $226,640
Refi 3,334 $849,270,000 $254,730
Cash Out Refi 1,381 $281,475,000 $203,820
Home Improvement 328 $27,050,000 $82,470
Other 254 $25,880,000 $101,890

Gainesville's most frequently cited loan purpose was Home Purchase, with 4,720 originations. The 2nd most popular reason was Refi, with 3,334 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,281 $1,008,565,000 $235,591
2.5-3% 3,163 $723,105,000 $228,614
<2.5% 1,085 $235,495,000 $217,046
4-5% 747 $123,735,000 $165,643
5-6% 204 $31,170,000 $152,794
Over 8% 160 $14,350,000 $89,688
6-7% 150 $16,440,000 $109,600
7-8% 125 $8,335,000 $66,680

During 2020, Gainesville's most frequently originated rate bucket was 3-4%, with 4,281 originations.

Loan Sizing (GAINESVILLE, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,973 $1,058,505,000 $266,425
$100k-200k 3,885 $585,915,000 $150,815
$100,000 or less 1,542 $98,030,000 $63,573
$400k-600k 489 $228,645,000 $467,577
$600k-1000k 97 $72,715,000 $749,639
$Over $1MM 31 $209,605,000 $6,761,452

GAINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 3,973 originations, totaling $1,058,505,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,478 $1,030,280,000 $230,076
60-80% 3,163 $790,255,000 $249,844
40-60% 944 $179,860,000 $190,530
20-40% 487 $63,495,000 $130,380
Under 20% 333 $16,805,000 $50,465
Over 100% 136 $37,770,000 $277,721

GAINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,478 originations, totaling $1,030,280,000 in origination value.