First Financial Northwest Bank Mortgage Rates, Fees & InfoRenton, WA
Tax ID: 91-0383363
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewFirst Financial Northwest Bank is a smaller bank specializing in Home Purchase and Refi loans. First Financial Northwest Bank has a high proportion of conventional loans. Their top markets by origination volume include: Seattle, Bremerton, Phoenix, Wenatchee, and Bellingham among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)
First Financial Northwest Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$123,370,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA)||171||$116,995,000||$684,181||$0||0.00%|
|BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA)||6||$2,260,000||$376,667||$0||0.00%|
|PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA)||3||$1,475,000||$491,667||$0||0.00%|
|Outside of Metro Areas||2||$1,110,000||$555,000||$0||0.00%|
|WENATCHEE, WA (FHA|USDA|VA)||1||$695,000||$695,000||$0||0.00%|
|BELLINGHAM, WA (FHA|USDA|VA)||2||$530,000||$265,000||$0||0.00%|
|Oak Harbor, WA (FHA|USDA|VA)||1||$305,000||$305,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, First Financial Northwest Bank's most frequently originated type of loan was Conventional, with 186 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||34||$18,570,000||$546,176||$0||0.00%|
For 2022, First Financial Northwest Bank's most frequently cited loan purpose was Home Purchase, with 95 originations. The 2nd most popular reason was Refi, with 57 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, First Financial Northwest Bank's most frequently cited loan duration was Other, with 186 originations.
2022 saw First Financial Northwest Bank place emphasis on $200k-400k loans with 76 originations, totaling $23,250,000 in origination value.
First Financial Northwest Bank lent most frequently to those with incomes in the $250k+ range, with 63 originations. The second most popular income band? $150k-250k, with 21 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
First Financial Northwest Bank lent most frequently to those with DTI ratios of Exempt%, with 186 originations.
Approval RatesTotal approvals of all applications
First Financial Northwest Bank has an average approval rate.
Pick RateApprovals leading to origination
First Financial Northwest Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|
|Bank Name||Product||Issue||2022 CPFB Complaints||% of Total Issues|
|FIRST CITIZENS BANCSHARES, INC.||Home equity loan or line of credit (HELOC)||Applying for a mortgage or refinancing an existing mortgage||1||100.0%|