Oak Harbor Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oak Harbor averaged 5.72% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.03% and one month ago for the week of 2022-05-26, the average rate was 5.12%.

Oak Harbor's average rate one year ago was 2.98%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Oak Harbor 30 Year Fixed Rate 2022-06-30 5.72%
Oak Harbor 30 Year Fixed Rate Refi 2022-06-30 5.95%
Oak Harbor 15 Year Fixed Rate 2022-06-30 5.03%
Oak Harbor 15 Year Fixed Rate Refi 2022-06-30 5.07%
Oak Harbor 30 Year FHA 2022-06-30 5.59%
Oak Harbor 30 Year FHA Refi 2022-06-30 5.74%
Oak Harbor 30 Year USDA 2022-06-30 5.48%
Oak Harbor 30 Year USDA Refi 2022-06-30 5.65%
Oak Harbor 30 Year VA 2022-06-30 5.66%
Oak Harbor 30 Year VA Refi 2022-06-30 5.46%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oak Harbor, WA.

Oak Harbor Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Oak Harbor, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 235 2.98% $4,925
CALIBER HOME LOANS, INC. 171 3.16% $4,593
Peoples Bank 155 3.06% $3,824
GUILD MORTGAGE COMPANY 144 3.16% $4,197
UNITED WHOLESALE MORTGAGE, LLC 105 2.97% $4,763
Wells Fargo Bank 97 3.07% $3,855
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 79 3.06% $4,394
HOMEBRIDGE FINANCIAL SERVICES, INC. 79 3.24% $5,523
Boeing Employees Credit Union 78 3.07% $3,737
LOANDEPOT.COM, LLC 77 2.96% $4,902
Heritage Bank 62 3.11% $4,370
JPMorgan Chase Bank 58 3.03% $3,428
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 53 3.25% $6,902
Alaska USA Federal Credit Union 50 3.18% $4,132
Alaska USA Mortgage Company LLC 50 3.18% $4,132
HOME POINT FINANCIAL CORPORATION 46 3.04% $3,449
BROKER SOLUTIONS, INC. 46 3.04% $5,324
AMERICAN PACIFIC MORTGAGE CORPORATION 43 3.13% $5,908
PENNYMAC LOAN SERVICES, LLC 42 2.94% $4,121
U.S. Bank 42 3.02% $3,554
BETTER MORTGAGE CORPORATION 42 2.79% $3,718
FINANCE OF AMERICA MORTGAGE LLC 41 3.14% $4,856
AMERISAVE MORTGAGE CORPORATION 38 2.94% $5,049
Bank of America 35 2.97% $3,408
HomeStreet Bank 29 3.06% $5,875
LEADERONE FINANCIAL CORPORATION 27 3.02% $4,215
Umpqua Bank 26 3.10% $5,250
ENVOY MORTGAGE, LTD 25 3.32% $3,570
MOVEMENT MORTGAGE, LLC 25 3.13% $4,384
NEWREZ LLC 24 2.92% $4,699
NAVY FEDERAL CREDIT UNION 24 3.20% $4,787
Flagstar Bank, FSB 24 3.09% $4,676
1st Security Bank of Washington 24 3.06% $7,058
CORNERSTONE HOME LENDING, INC. 24 3.15% $5,293
Victorian Finance, LLC 23 3.01% $3,788
CROSSCOUNTRY MORTGAGE, LLC 23 3.11% $5,093
ACADEMY MORTGAGE CORPORATION 21 3.12% $6,713
Banner Bank 21 3.39% $5,073
Washington Federal Bank 21 3.29% $8,953
DIRECTORS MORTGAGE, INC. 20 3.22% $8,728
KeyBank 19 2.82% $3,865
Bank of the Pacific 18 2.80% $2,891
Mr. Cooper ( Nationstar Mortgage ) 17 3.10% $6,469
PENRITH HOME LOANS LLC 16 3.05% $5,927
DAS Acquisition Company, LLC 16 3.17% $4,587
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 15 2.97% $4,464
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.14% $6,037
SUMMIT FUNDING, INC. 13 3.30% $5,933
BAY EQUITY LLC 12 3.24% $5,546
PROVIDENT FUNDING ASSOCIATES, L.P. 11 2.76% $3,364
PNC Bank 11 2.95% $5,349
NorthWest Plus Credit Union 11 2.98% $4,895
NBKC BANK 10 2.87% $1,917
WASHINGTON STATE EMPLOYEES Credit Union 10 3.11% $3,329
NFM, INC. 10 3.01% $5,169
SAMMAMISH MORTGAGE COMPANY 9 3.00% $3,444
Strong Home Mortgage, LLC 9 2.89% $1,486
Ally Bank 9 2.74% $6,430
MORTGAGE MASTER SERVICE CORPORATION 8 3.11% $4,292
LENDUS, LLC 8 2.89% $5,919
GUARANTEED RATE, INC. 8 3.09% $4,386
FREEDOM MORTGAGE CORPORATION 8 3.14% $3,443
InterContinental Capital Group, Inc 7 3.13% $4,760
TJC Mortgage, Inc. 7 3.00% $3,957
LADERA LENDING, INC. 7 3.09% $4,441
PREMIER MORTGAGE RESOURCES, L.L.C. 7 3.36% $6,110
NETWORK CAPITAL FUNDING CORPORATION 6 3.29% $2,925
MUTUAL OF OMAHA MORTGAGE, INC. 6 2.96% $3,845
Charles Schwab Bank, SSB 6 2.70% $2,413
Hometown Lenders, Inc. 6 3.06% $5,705
SUMMIT MORTGAGE CORPORATION 6 3.31% $4,263
NexBank 5 3.23% $4,994
AXIA FINANCIAL, LLC 5 2.95% $5,647
Seattle Metropolitan Credit Union 5 3.13% $5,985
ZILLOW HOME LOANS, LLC 4 3.03% $4,265
Wallick & Volk, Inc. 4 3.25% $3,784
The Loan Store, Inc. 4 2.75% $3,134
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 3.00% $3,720
TIAA, FSB 4 3.19% $9,490
FirstBank 4 2.87% $2,117
North American Savings Bank, F.S.B. 4 2.66% $1,609
GSF Mortgage Corporation 4 3.38% $10,825
CMG MORTGAGE, INC. 4 2.97% $9,479
Sound Community Bank 4 4.44% $5,468
WESTWOOD MORTGAGE, INC. 4 3.06% $3,402
Axos Bank 4 2.88% $3,209
MANN FINANCIAL INC. 4 3.13% $8,496
Wolfe Financial, Inc 4 2.91% $8,976
WHATCOM EDUCATIONAL CREDIT UNION 4 3.06% $2,532
AMERICAN FINANCIAL NETWORK, INC. 4 2.94% $9,502
PENTAGON FEDERAL CREDIT UNION 3 3.04% $2,977
Morgan Stanley Private Bank 3 2.68% $3,982
MUFG Union Bank 3 2.75% $3,175
Paramount Residential Mortgage Group, Inc. 3 2.96% $3,216
FIRST TECHNOLOGY 3 2.92% $4,759
Mid-Continent Funding, Inc. 3 3.13% $7,792
Sierra Pacific Mortgage Company, Inc. 3 3.50% $3,500
GENEVA FINANCIAL, LLC 3 3.58% $3,968
First Guaranty Mortgage Corporation 3 3.13% $3,427
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 3.16% $7,563
SPRING EQ, LLC 3 2.83% $1,203
STEARNS LENDING, LLC 3 2.96% $6,428
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.25% $4,232
Columbia State Bank 3 3.25% $4,740
CITYWIDE HOME LOANS, LLC 3 3.00% $5,737
V.I.P. MORTGAGE, INC. 3 2.83% $5,594
CHERRY CREEK MORTGAGE, LLC 3 2.75% $1,501
Cf Bank 3 2.88% $4,178
CELEBRITY HOME LOANS, LLC 3 3.29% $4,859
Bank of England 3 3.25% $4,255
Northpointe Bank 3 3.07% $4,118
DHI MORTGAGE COMPANY, LTD. 2 3.13% $2,907
AmeriHome Mortgage Company, LLC 2 3.13% $3,600
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 2.81% $11,633
ARC HOME LLC 2 2.94% $7,883
CANOPY MORTGAGE, LLC 2 2.93% $2,856
CHURCHILL MORTGAGE CORPORATION 2 3.13% $5,225
CIT Bank 2 3.03% $6,851
City National Bank 2 2.96% $3,360
EMM LOANS LLC 2 2.94% $6,384
First Federal Savings and Loan Association of Port Angeles 2 2.75% $2,833
First Interstate Bank 2 3.44% $3,197
First Savings Bank 2 2.63% $6,297
KELLER MORTGAGE, LLC 2 2.81% $2,613
LAKEVIEW LOAN SERVICING, LLC 2 3.00% $2,163
LOANPAL, LLC 2 3.06% $8,176
Mortgage Research Center, LLC 2 3.00% $7,902
Nations Lending Corporation 2 3.25% $4,547
Northwest Farm Credit Services, FLCA 2 3.35% $6,631
ON Q FINANCIAL, INC. 2 3.00% $4,291
PREMIER LENDING, INC. 2 2.93% $7,037
SOUND 2 2.94% $5,065
The Federal Savings Bank 2 2.81% $16,376
TRISTAR FINANCE, INC. 2 2.69% $5,061
Truist Bank 2 3.38% $8,269
UBS Bank USA 2 2.63% $4,239
Washington Trust Bank 2 3.50% $3,842
Wyndham Capital Mortgage, Inc. 2 2.87% $1,611
LO, INC. 1 2.63% $3,475
LIBERTY HOME MORTGAGE CORPORATION 1 3.25% $7,578
KITSAP Credit Union 1 2.88% $5,456
PHH Mortgage Corporation 1 2.88% $3,874
Plains Commerce Bank 1 2.75% $12,651
PLANET HOME LENDING, LLC 1 2.75% $3,509
iQ Credit Union 1 2.88% $3,007
American Airlines Federal Credit Union 1 2.75% $0
INTERCAP LENDING INC. 1 3.63% $3,894
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.50% $2,833
GoPrime Mortgage, Inc. 1 3.50% $9,794
PRIORITY HOME LENDING, LLC 1 3.25% $4,522
Prosperity Home Mortgage, LLC 1 3.38% $2,814
Goldwater Bank, N.A. 1 3.25% $11,161
Qualstar Credit Union 1 2.88% $2,389
Goldman Sachs Bank USA 1 3.35% $3,477
RBC Bank, (Georgia) 1 3.00% $2,075
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.75% $3,564
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $2,444
SALAL 1 3.00% $4,232
GESA 1 3.13% $8,915
First Mortgage Solutions, LLC 1 2.88% $2,402
First Horizon Bank 1 2.75% $4,034
Silicon Valley Bank 1 2.75% $4,178
Baxter Credit Union 1 2.75% $3,110
First Home Bank 1 2.75% $2,787
FIRST COMMUNITY MORTGAGE, INC. 1 3.88% $15,052
Firefighters First Federal Credit Union 1 2.75% $0
Financial Funding Solutions, Inc. 1 2.88% $2,512
Evolve Bank & Trust 1 2.88% $4,452
EVERETT FINANCIAL, INC. 1 3.63% $2,377
Sunflower Bank 1 3.49% $3,418
SUN WEST MORTGAGE COMPANY, INC. 1 2.88% $10,435
Texana Bank 1 3.50% $6,180
The Dart Bank 1 3.00% $3,087
Arvest Bank 1 3.38% $2,895
EMBRACE HOME LOANS, INC. 1 2.88% $1,065
EAGLE HOME MORTGAGE, LLC 1 2.88% $4,078
TIB The Independent Bankersbank 1 2.88% $5,252
DRAPER AND KRAMER MORTGAGE CORP. 1 2.99% $4,803
AMERICAN INTERNET MORTGAGE, INC. 1 2.63% $3,344
AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $12,175
TWINSTAR 1 3.13% $3,694
Zions Bancorporation, N.A. 1 3.00% $186
Discover Bank 1 4.75% $0
DIRECT MORTGAGE, CORP. 1 2.88% $13,711
USAA Federal Savings Bank 1 3.00% $8,221
DEEPHAVEN MORTGAGE LLC 1 4.63% $4,985
Commerce Home Mortgage, Inc. 1 3.25% $3,827
CITIZENS EQUITY FIRST 1 3.13% $3,711
Chicago Financial Services, Inc. 1 2.63% $4,122
NEXERA HOLDING LLC 1 2.75% $1,537
NORTHROP GRUMMAN Federal Credit Union 1 2.75% $2,837
BNC National Bank 1 3.00% $3,274
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 3.38% $8,548
OCMBC, INC. 1 2.88% $2,038
BKCO MORTGAGE, LLC 1 2.75% $2,753
OPEN MORTGAGE, LLC 1 3.00% $11,390
Paramount Bank 1 2.88% $2,818
MID AMERICA MORTGAGE, INC. 1 2.63% $2,064
Meridian Bank Corporation 1 2.63% $1,669

Oak Harbor, WA's 199 lenders originated 6,335 loans during 2021. The total origination value was $2,218,845,000, with an average loan value of $350,252.

The top Oak Harbor lender as defined by loan originations is QUICKEN LOANS, LLC, with 235 loans originated. Their average total fees are $4,925, which is $332 higher than the next largest lender, CALIBER HOME LOANS, INC..

The lowest fee Oak Harbor lenders (with over 10 loans originated) are NBKC BANK ($1,917), Bank of the Pacific ($2,891), WASHINGTON STATE EMPLOYEES Credit Union ($3,329), PROVIDENT FUNDING ASSOCIATES, L.P. ($3,364) and Bank of America ($3,408).

The lowest rate Oak Harbor lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.76%), BETTER MORTGAGE CORPORATION (2.79%), Bank of the Pacific (2.80%), KeyBank (2.82%) and NBKC BANK (2.87%).

Oak Harbor, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
GUILD MORTGAGE COMPANY $217,585,000 $199,265,000 -8.4% 9.0%
QUICKEN LOANS, LLC $155,715,000 $130,530,000 -16.2% 5.9%
CALIBER HOME LOANS, INC. $99,530,000 $121,980,000 22.6% 5.5%
Peoples Bank $103,110,000 $83,060,000 -19.4% 3.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $69,110,000 $82,260,000 19.0% 3.7%
Boeing Employees Credit Union $47,435,000 $70,460,000 48.5% 3.2%
Alaska USA Federal Credit Union $850,000 $64,075,000 7,438.2% 2.9%
UNITED WHOLESALE MORTGAGE, LLC $64,610,000 $63,580,000 -1.6% 2.9%
Alaska USA Mortgage Company LLC $76,475,000 $61,745,000 -19.3% 2.8%
Wells Fargo Bank $40,325,000 $56,280,000 39.6% 2.5%
LOANDEPOT.COM, LLC $47,080,000 $50,650,000 7.6% 2.3%
FREEDOM MORTGAGE CORPORATION $63,035,000 $49,235,000 -21.9% 2.2%
NAVY FEDERAL CREDIT UNION $41,580,000 $45,600,000 9.7% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $39,250,000 $44,020,000 12.2% 2.0%
ENVOY MORTGAGE, LTD $44,760,000 $39,055,000 -12.7% 1.8%
Heritage Bank $34,285,000 $38,395,000 12.0% 1.7%
PENNYMAC LOAN SERVICES, LLC $21,205,000 $33,200,000 56.6% 1.5%
HOME POINT FINANCIAL CORPORATION $20,200,000 $32,420,000 60.5% 1.5%
U.S. Bank $26,935,000 $31,360,000 16.4% 1.4%
Mortgage Research Center, LLC $30,300,000 $29,725,000 -1.9% 1.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $26,590,000 $27,940,000 5.1% 1.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $25,420,000 $27,680,000 8.9% 1.2%
JPMorgan Chase Bank $23,885,000 $27,355,000 14.5% 1.2%
Bank of America $24,265,000 $24,515,000 1.0% 1.1%
BETTER MORTGAGE CORPORATION $11,495,000 $23,630,000 105.6% 1.1%
Washington Federal Bank $28,485,000 $22,460,000 -21.2% 1.0%
Umpqua Bank $19,890,000 $22,430,000 12.8% 1.0%
Bank of the Pacific $31,815,000 $22,350,000 -29.8% 1.0%
BROKER SOLUTIONS, INC. $14,740,000 $22,145,000 50.2% 1.0%
FINANCE OF AMERICA MORTGAGE LLC $17,510,000 $20,515,000 17.2% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $15,115,000 $19,510,000 29.1% 0.9%
KeyBank $12,790,000 $18,325,000 43.3% 0.8%
Banner Bank $24,885,000 $18,030,000 -27.5% 0.8%
AMERISAVE MORTGAGE CORPORATION $8,670,000 $18,015,000 107.8% 0.8%
CORNERSTONE HOME LENDING, INC. $18,360,000 $17,720,000 -3.5% 0.8%
NEWREZ LLC $6,310,000 $17,285,000 173.9% 0.8%
HomeStreet Bank $10,975,000 $17,190,000 56.6% 0.8%
LEADERONE FINANCIAL CORPORATION $12,895,000 $15,845,000 22.9% 0.7%
1st Security Bank of Washington $17,035,000 $15,540,000 -8.8% 0.7%
Victorian Finance, LLC $1,990,000 $15,265,000 667.1% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $18,430,000 $14,825,000 -19.6% 0.7%
SUMMIT FUNDING, INC. $11,845,000 $14,440,000 21.9% 0.7%
ACADEMY MORTGAGE CORPORATION $11,040,000 $14,430,000 30.7% 0.7%
MOVEMENT MORTGAGE, LLC $8,200,000 $13,865,000 69.1% 0.6%
DIRECTORS MORTGAGE, INC. $7,515,000 $12,750,000 69.7% 0.6%
Flagstar Bank, FSB $10,000,000 $12,130,000 21.3% 0.5%
LAKEVIEW LOAN SERVICING, LLC $12,345,000 $9,430,000 -23.6% 0.4%
DAS Acquisition Company, LLC $37,190,000 $8,910,000 -76.0% 0.4%
PENRITH HOME LOANS LLC $5,585,000 $8,375,000 50.0% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,775,000 $8,365,000 23.5% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,345,000 $7,860,000 -15.9% 0.4%
NBKC BANK $9,830,000 $7,165,000 -27.1% 0.3%
PNC Bank $2,735,000 $7,140,000 161.1% 0.3%
NFM, INC. $1,760,000 $7,015,000 298.6% 0.3%
LENDUS, LLC $7,185,000 $6,645,000 -7.5% 0.3%
GUARANTEED RATE, INC. $5,925,000 $6,445,000 8.8% 0.3%
USAA Federal Savings Bank $13,315,000 $6,200,000 -53.4% 0.3%
WASHINGTON STATE EMPLOYEES Credit Union $3,185,000 $6,175,000 93.9% 0.3%
The Federal Savings Bank $12,280,000 $6,020,000 -51.0% 0.3%
NEW DAY FINANCIAL, LLC $6,015,000 $5,970,000 -0.7% 0.3%
Ally Bank $1,915,000 $5,885,000 207.3% 0.3%
AMERICAN ADVISORS GROUP $2,175,000 $5,855,000 169.2% 0.3%
BAY EQUITY LLC $7,205,000 $5,840,000 -18.9% 0.3%
FINANCE OF AMERICA REVERSE LLC $1,530,000 $5,420,000 254.2% 0.2%
Charles Schwab Bank, SSB $3,020,000 $5,290,000 75.2% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $6,020,000 $5,135,000 -14.7% 0.2%
Strong Home Mortgage, LLC $3,360,000 $4,780,000 42.3% 0.2%
PLANET HOME LENDING, LLC $4,135,000 $4,350,000 5.2% 0.2%
North American Savings Bank, F.S.B. $5,575,000 $4,265,000 -23.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,250,000 $4,095,000 -34.5% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $3,060,000 $3,915,000 27.9% 0.2%
SUMMIT MORTGAGE CORPORATION $840,000 $3,765,000 348.2% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,985,000 $3,725,000 -6.5% 0.2%
TIAA, FSB $3,945,000 $3,685,000 -6.6% 0.2%
NorthWest Plus Credit Union $5,840,000 $3,645,000 -37.6% 0.2%
MORTGAGE MASTER SERVICE CORPORATION $2,675,000 $3,405,000 27.3% 0.2%
MANN FINANCIAL INC. $2,750,000 $3,360,000 22.2% 0.2%
TJC Mortgage, Inc. $2,910,000 $3,240,000 11.3% 0.1%
LADERA LENDING, INC. $3,215,000 $3,225,000 0.3% 0.1%
Carrington Mortgage Services, LLC $3,470,000 $3,165,000 -8.8% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $3,710,000 $3,105,000 -16.3% 0.1%
Wolfe Financial, Inc $2,780,000 $2,875,000 3.4% 0.1%
AXIA FINANCIAL, LLC $6,480,000 $2,805,000 -56.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,470,000 $2,780,000 89.1% 0.1%
InterContinental Capital Group, Inc $3,105,000 $2,760,000 -11.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,310,000 $2,760,000 110.7% 0.1%
NexBank $1,560,000 $2,700,000 73.1% 0.1%
Sound Community Bank $725,000 $2,655,000 266.2% 0.1%
First Guaranty Mortgage Corporation $1,250,000 $2,635,000 110.8% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,890,000 $2,625,000 -32.5% 0.1%
CELEBRITY HOME LOANS, LLC $825,000 $2,625,000 218.2% 0.1%
SAMMAMISH MORTGAGE COMPANY $3,975,000 $2,625,000 -34.0% 0.1%
Nations Lending Corporation $2,945,000 $2,595,000 -11.9% 0.1%
Hometown Lenders, Inc. $3,095,000 $2,570,000 -17.0% 0.1%
WHATCOM EDUCATIONAL CREDIT UNION $790,000 $2,570,000 225.3% 0.1%
Morgan Stanley Private Bank $6,195,000 $2,535,000 -59.1% 0.1%
GSF Mortgage Corporation $900,000 $2,515,000 179.4% 0.1%
Bank of England $840,000 $2,420,000 188.1% 0.1%
SOUND $850,000 $2,360,000 177.6% 0.1%
STEARNS LENDING, LLC $985,000 $2,345,000 138.1% 0.1%
SPRING EQ, LLC $35,000 $2,325,000 6,542.9% 0.1%
Truist Bank $2,285,000 $2,155,000 -5.7% 0.1%
CMG MORTGAGE, INC. $2,270,000 $2,135,000 -5.9% 0.1%
Paramount Residential Mortgage Group, Inc. $4,655,000 $2,135,000 -54.1% 0.1%
FIRST TECHNOLOGY $7,730,000 $2,125,000 -72.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $3,225,000 $2,115,000 -34.4% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,885,000 $2,115,000 12.2% 0.1%
FirstBank $3,120,000 $2,040,000 -34.6% 0.1%
Washington Trust Bank $5,100,000 $2,030,000 -60.2% 0.1%
CITYWIDE HOME LOANS, LLC $530,000 $2,015,000 280.2% 0.1%
Silicon Valley Bank $805,000 $2,005,000 149.1% 0.1%
ZILLOW HOME LOANS, LLC $1,980,000 n/a 0.1%
Seattle Metropolitan Credit Union $820,000 $1,955,000 138.4% 0.1%
BNC National Bank $4,485,000 $1,920,000 -57.2% 0.1%
Columbia State Bank $2,330,000 $1,915,000 -17.8% 0.1%
WESTWOOD MORTGAGE, INC. $1,935,000 $1,890,000 -2.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,795,000 $1,880,000 4.7% 0.1%
Plains Commerce Bank $1,880,000 n/a 0.1%
GESA $2,285,000 $1,840,000 -19.5% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $2,405,000 $1,815,000 -24.5% 0.1%
Solarity Credit Union $1,080,000 $1,805,000 67.1% 0.1%
Paramount Bank $1,800,000 n/a 0.1%
CIT Bank $1,790,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $1,520,000 $1,785,000 17.4% 0.1%
The Loan Store, Inc. $1,770,000 n/a 0.1%
Cf Bank $245,000 $1,715,000 600.0% 0.1%
HARBORSTONE $1,610,000 n/a 0.1%
MUFG Union Bank $1,920,000 $1,605,000 -16.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,440,000 $1,595,000 10.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,470,000 $1,590,000 8.2% 0.1%
NP, Inc. $930,000 $1,585,000 70.4% 0.1%
UBS Bank USA $3,515,000 $1,575,000 -55.2% 0.1%
TRISTAR FINANCE, INC. $385,000 $1,560,000 305.2% 0.1%
SOFI LENDING CORP. $1,535,000 n/a 0.1%
ON Q FINANCIAL, INC. $2,665,000 $1,520,000 -43.0% 0.1%
East West Bank $1,505,000 n/a 0.1%
Pacific Premier Bank $1,505,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $305,000 $1,480,000 385.2% 0.1%
OPEN MORTGAGE, LLC $1,120,000 $1,465,000 30.8% 0.1%
Axos Bank $345,000 $1,440,000 317.4% 0.1%
PHH Mortgage Corporation $1,310,000 $1,435,000 9.5% 0.1%
CANOPY MORTGAGE, LLC $1,425,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $940,000 $1,410,000 50.0% 0.1%
Northpointe Bank $1,045,000 $1,400,000 34.0% 0.1%
Magnolia Bank $875,000 $1,390,000 58.9% 0.1%
Wallick & Volk, Inc. $2,125,000 $1,390,000 -34.6% 0.1%
City National Bank $1,885,000 $1,370,000 -27.3% 0.1%
ARC HOME LLC $410,000 $1,310,000 219.5% 0.1%
GENEVA FINANCIAL, LLC $2,055,000 $1,310,000 -36.3% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,145,000 $1,215,000 6.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,825,000 $1,205,000 -68.5% 0.1%
EMBRACE HOME LOANS, INC. $795,000 $1,185,000 49.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $425,000 $1,115,000 162.4% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $1,115,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $1,890,000 $1,115,000 -41.0% 0.1%
Meridian Bank Corporation $1,060,000 $1,105,000 4.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,030,000 $1,065,000 -47.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,375,000 $1,060,000 -22.9% 0.0%
Barrington Bank & Trust Company, N.A. $1,735,000 $1,050,000 -39.5% 0.0%
Lakeview Community Capital, LLC $325,000 $1,020,000 213.8% 0.0%
PRIORITY HOME LENDING, LLC $1,260,000 $1,015,000 -19.4% 0.0%
First Interstate Bank $995,000 n/a 0.0%
Mid-Continent Funding, Inc. $970,000 n/a 0.0%
OCMBC, INC. $965,000 n/a 0.0%
ALLIANT CREDIT UNION $2,170,000 $940,000 -56.7% 0.0%
First Savings Bank $970,000 $940,000 -3.1% 0.0%
DHI MORTGAGE COMPANY, LTD. $930,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,345,000 $905,000 -32.7% 0.0%
Cornerstone First Mortgage, Inc $295,000 $880,000 198.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $870,000 n/a 0.0%
PREMIER LENDING, INC. $870,000 n/a 0.0%
First Republic Bank $685,000 $865,000 26.3% 0.0%
Figure Lending LLC $295,000 $840,000 184.7% 0.0%
First Horizon Bank $795,000 n/a 0.0%
VERITY $100,000 $795,000 695.0% 0.0%
ACCELERATE MORTGAGE, LLC $790,000 n/a 0.0%
MLD MORTGAGE INC. $295,000 $780,000 164.4% 0.0%
KS StateBank $1,840,000 $770,000 -58.2% 0.0%
Northwest Farm Credit Services, FLCA $590,000 $760,000 28.8% 0.0%
First Federal Savings and Loan Association of Port Angeles $2,465,000 $745,000 -69.8% 0.0%
Sunflower Bank $1,135,000 $740,000 -34.8% 0.0%
OAKTREE FUNDING CORP. $735,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $490,000 $730,000 49.0% 0.0%
Firefighters First Federal Credit Union $1,145,000 $715,000 -37.6% 0.0%
GEORGIA'S OWN $715,000 n/a 0.0%
HomeTrust Bank $710,000 n/a 0.0%
Texana Bank $690,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $430,000 $685,000 59.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $590,000 $680,000 15.3% 0.0%
Discover Bank $410,000 $680,000 65.9% 0.0%
KITSAP Credit Union $160,000 $670,000 318.8% 0.0%
NBH Bank $265,000 $670,000 152.8% 0.0%
Goldman Sachs Bank USA $2,955,000 $665,000 -77.5% 0.0%
LOANPAL, LLC $650,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $635,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $625,000 n/a 0.0%
Financial Funding Solutions, Inc. $590,000 $625,000 5.9% 0.0%
SALAL $1,795,000 $600,000 -66.6% 0.0%
Goldwater Bank, N.A. $285,000 $590,000 107.0% 0.0%
HOMESTEAD FUNDING CORP. $905,000 $570,000 -37.0% 0.0%
TOP FLITE FINANCIAL, INC. $1,025,000 $555,000 -45.9% 0.0%
NATIONS DIRECT MORTGAGE, LLC $550,000 n/a 0.0%
BKCO MORTGAGE, LLC $3,330,000 $545,000 -83.6% 0.0%
CITIZENS EQUITY FIRST $545,000 n/a 0.0%
GoPrime Mortgage, Inc. $820,000 $545,000 -33.5% 0.0%
LO, INC. $930,000 $545,000 -41.4% 0.0%
TCF National Bank $740,000 $540,000 -27.0% 0.0%
First Home Bank $295,000 $535,000 81.4% 0.0%
INTERCAP LENDING INC. $285,000 $535,000 87.7% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $495,000 $525,000 6.1% 0.0%
iQ Credit Union $520,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $515,000 n/a 0.0%
Presidential Bank, FSB $345,000 $515,000 49.3% 0.0%
Baxter Credit Union $510,000 n/a 0.0%
KELLER MORTGAGE, LLC $505,000 $510,000 1.0% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $505,000 n/a 0.0%
AMWEST FUNDING CORP. $495,000 n/a 0.0%
WINGS FINANCIAL $490,000 n/a 0.0%
TAPCO Credit Union $485,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,810,000 $480,000 -73.5% 0.0%
Chicago Financial Services, Inc. $225,000 $455,000 102.2% 0.0%
THRIVE MORTGAGE, LLC $590,000 $455,000 -22.9% 0.0%
Unitus Community Credit Union $580,000 $455,000 -21.6% 0.0%
VERITAS FUNDING, LLC $455,000 n/a 0.0%
DATA MORTGAGE, INC. $435,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $435,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $165,000 $425,000 157.6% 0.0%
EAGLE HOME MORTGAGE, LLC $295,000 $425,000 44.1% 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $1,470,000 $415,000 -71.8% 0.0%
RBC Bank, (Georgia) $235,000 $415,000 76.6% 0.0%
The Dart Bank $415,000 n/a 0.0%
Evolve Bank & Trust $245,000 $405,000 65.3% 0.0%
Bank of the West $1,015,000 $380,000 -62.6% 0.0%
EMM LOANS LLC $380,000 n/a 0.0%
First Federal Bank $235,000 $375,000 59.6% 0.0%
TWINSTAR $375,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $830,000 $375,000 -54.8% 0.0%
HighTechLending Inc $125,000 $370,000 196.0% 0.0%
Zions Bancorporation, N.A. $155,000 $365,000 135.5% 0.0%
Commerce Home Mortgage, Inc. $185,000 $355,000 91.9% 0.0%
PARKSIDE LENDING, LLC $2,540,000 $355,000 -86.0% 0.0%
EVERETT FINANCIAL, INC. $2,805,000 $335,000 -88.1% 0.0%
First Financial Northwest Bank $335,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $335,000 n/a 0.0%
Prosperity Home Mortgage, LLC $215,000 $305,000 41.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $110,000 $305,000 177.3% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $550,000 $285,000 -48.2% 0.0%
TIB The Independent Bankersbank $425,000 $285,000 -32.9% 0.0%
Cathay Bank $275,000 n/a 0.0%
JMAC LENDING, INC. $275,000 n/a 0.0%
UNITED MORTGAGE CORP. $480,000 $275,000 -42.7% 0.0%
First Mortgage Solutions, LLC $265,000 n/a 0.0%
CHEVRON $395,000 $255,000 -35.4% 0.0%
OCEANSIDE MORTGAGE COMPANY $255,000 n/a 0.0%
Peoples Bank $103,110,000 $255,000 -99.8% 0.0%
PREMIER AMERICA $255,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $245,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $245,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $240,000 n/a 0.0%
American Airlines Federal Credit Union $225,000 n/a 0.0%
IMPAC MORTGAGE CORP. $225,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $245,000 $215,000 -12.2% 0.0%
AMCAP MORTGAGE, LTD. $195,000 n/a 0.0%
Citizens Bank $1,245,000 $195,000 -84.3% 0.0%
Qualstar Credit Union $895,000 $185,000 -79.3% 0.0%
RANLIFE, INC. $155,000 $185,000 19.4% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $175,000 n/a 0.0%
WESTERN EXPRESS LENDING $175,000 n/a 0.0%
NEXERA HOLDING LLC $435,000 $165,000 -62.1% 0.0%
SPOKANE TEACHERS $1,085,000 $160,000 -85.3% 0.0%
NORTHROP GRUMMAN Federal Credit Union $155,000 n/a 0.0%
Arvest Bank $255,000 $145,000 -43.1% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $495,000 $135,000 -72.7% 0.0%
UNITED SECURITY FINANCIAL CORP $135,000 n/a 0.0%
Equity Prime Mortgage LLC $125,000 n/a 0.0%
ADVANTIS $1,115,000 $85,000 -92.4% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 n/a 0.0%
21ST MORTGAGE CORPORATION $75,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
HORIZON $55,000 n/a 0.0%

Oak Harbor's top lender by overall market share is GUILD MORTGAGE COMPANY, with 9.0% market share. In second place, with 5.9%, is QUICKEN LOANS, LLC, having originated $130,530,000 in loans. In third place, with 5.5%, is CALIBER HOME LOANS, INC., having originated $121,980,000 in loans. In third place, with 3.7%, is Peoples Bank, having originated $83,060,000 in loans. In third place, with 3.7%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $82,260,000 in loans.


Oak Harbor, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,457 $757,125,000 $308,150
Home Purchase 1,948 $862,460,000 $442,741
Cash Out Refi 1,550 $525,600,000 $339,097
Home Improvement 218 $35,020,000 $160,642
Other 162 $38,640,000 $238,519

Oak Harbor's most frequently cited loan purpose was Refi, with 2,457 originations. The 2nd most popular reason was Home Purchase, with 1,948 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,585 $942,845,000 $364,737
3-4% 1,885 $684,735,000 $363,255
<2.5% 1,627 $542,355,000 $333,347
4-5% 150 $35,170,000 $234,467
5-6% 42 $5,510,000 $131,190
6-7% 20 $4,730,000 $236,500
Over 8% 16 $1,150,000 $71,875
7-8% 5 $635,000 $127,000

During 2021, Oak Harbor's most frequently originated rate bucket was 2.5-3%, with 2,585 originations.

Loan Sizing (Oak Harbor, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,167 $962,345,000 $303,866
$400k-600k 1,654 $791,360,000 $478,452
$100k-200k 852 $133,370,000 $156,538
$600k-1000k 306 $223,410,000 $730,098
$100,000 or less 294 $17,280,000 $58,776
$Over $1MM 62 $91,080,000 $1,469,032

Oak Harbor's loan sizing saw the bucket of loans from $200k-400k with 3,167 originations, totaling $962,345,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,690 $705,090,000 $417,213
80-100% 1,428 $603,890,000 $422,892
40-60% 1,387 $459,745,000 $331,467
20-40% 795 $176,155,000 $221,579
Under 20% 346 $28,870,000 $83,439
Over 100% 297 $130,125,000 $438,131

Oak Harbor's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,690 originations, totaling $705,090,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Oak Harbor (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $409,925 (7.0%) $610,336 (12.9%) 0.00 220
2018-02-01 $399,475 (1.2%) $607,437 (6.9%) 0.00 213
2018-03-01 $420,000 (5.0%) $640,321 (9.6%) 0.00 224
2018-04-01 $429,500 (3.5%) $631,232 (3.2%) 0.00 254
2018-05-01 $439,500 (2.9%) $653,335 (-0.8%) 0.00 249
2018-06-01 $449,000 (5.2%) $657,117 (3.7%) 0.00 287
2018-07-01 $454,500 (3.5%) $654,328 (5.7%) 0.00 327
2018-08-01 $440,000 (0.1%) $631,033 (5.6%) 0.00 346
2018-09-01 $437,000 (1.6%) $617,236 (2.6%) 0.00 361
2018-10-01 $429,700 (1.8%) $615,893 (4.5%) 0.00 376
2018-11-01 $429,450 (2.3%) $629,276 (8.9%) 0.00 348
2018-12-01 $429,000 (4.9%) $603,052 (3.8%) 0.00 313
2019-01-01 $404,925 (-1.2%) $587,057 (-3.8%) 0.00 303
2019-02-01 $417,500 (4.5%) $580,982 (-4.4%) 0.00 268
2019-03-01 $435,671 (3.7%) $605,297 (-5.5%) 0.00 274
2019-04-01 $449,950 (4.8%) $629,280 (-0.3%) 0.00 294
2019-05-01 $474,000 (7.9%) $642,018 (-1.7%) 0.00 320
2019-06-01 $475,000 (5.8%) $631,524 (-3.9%) 0.00 342
2019-07-01 $490,250 (7.9%) $672,603 (2.8%) 0.00 338
2019-08-01 $482,814 (9.7%) $661,020 (4.8%) 0.00 353
2019-09-01 $479,950 (9.8%) $649,305 (5.2%) 0.00 341
2019-10-01 $485,000 (12.9%) $641,269 (4.1%) 0.00 366
2019-11-01 $495,000 (15.3%) $642,567 (2.1%) 0.00 323
2019-12-01 $479,950 (11.9%) $634,041 (5.1%) 0.00 266
2020-01-01 $479,500 (18.4%) $638,890 (8.8%) 0.00 233
2020-02-01 $489,000 (17.1%) $642,232 (10.5%) 0.00 205
2020-03-01 $499,000 (14.5%) $655,028 (8.2%) 0.00 223
2020-04-01 $499,450 (11.0%) $628,680 (-0.1%) 0.00 238
2020-05-01 $529,700 (11.8%) $681,114 (6.1%) 0.00 224
2020-06-01 $532,498 (12.1%) $679,974 (7.7%) 0.00 214
2020-07-01 $547,450 (11.7%) $716,611 (6.5%) 0.00 206
2020-08-01 $579,000 (19.9%) $747,094 (13.0%) 0.00 182
2020-09-01 $569,725 (18.7%) $780,137 (20.2%) 0.00 168
2020-10-01 $550,000 (13.4%) $775,610 (21.0%) 0.00 160
2020-11-01 $592,475 (19.7%) $862,591 (34.2%) 0.00 104
2020-12-01 $592,475 (23.5%) $882,224 (39.1%) 0.00 79
2021-01-01 $595,000 (24.1%) $849,669 (33.0%) 0.00 58
2021-02-01 $575,000 (17.6%) $835,440 (30.1%) 0.00 55
2021-03-01 $587,000 (17.6%) $819,707 (25.1%) 0.00 56
2021-04-01 $599,450 (20.0%) $859,853 (36.8%) 0.00 66
2021-05-01 $599,000 (13.1%) $853,650 (25.3%) 0.00 80
2021-06-01 $624,995 (17.4%) $920,675 (35.4%) 0.00 99
2021-07-01 $658,500 (20.3%) $901,381 (25.8%) 0.00 107
2021-08-01 $599,500 (3.5%) $869,911 (16.4%) 0.00 119
2021-09-01 $621,975 (9.2%) $875,778 (12.3%) 0.00 106
2021-10-01 $614,950 (11.8%) $849,249 (9.5%) 0.00 102
2021-11-01 $686,500 (15.9%) $916,584 (6.3%) 0.00 74
2021-12-01 $604,475 (2.0%) $813,116 (-7.8%) 0.00 60
2022-01-01 $675,000 (13.5%) $833,810 (-1.9%) 0.00 41
2022-02-01 $674,450 (17.3%) $820,036 (-1.8%) 0.00 41
2022-03-01 $699,450 (19.2%) $822,681 (0.4%) 0.00 49
2022-04-01 $665,000 (10.9%) $817,867 (-4.9%) 0.00 61
2022-05-01 $692,500 (15.6%) $815,281 (-4.5%) 0.00 122
2022-06-01 $729,750 (16.8%) $867,088 (-5.8%) 0.00 170
Oak Harbor's median listing price for 2022-06-01 was $729,750, a difference of $104,755 (16.8%) versus the prior year and $37,250 versus the prior month.

Oak Harbor's median listing price comes in at 0% of the national average.

Oak Harbor's average listing price for 2022-06-01 was $867,088, a difference of $-53,587 (-5.8%) versus the prior year and $51,807 versus the prior month.

For the 2022-06-01 period, Oak Harbor had 170 MLS listings, a difference of 48 listings (39%) versus the prior month and 71 listings (72%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Oak Harbor (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,950 sqft
2018-02-01 0 days 2,016 sqft
2018-03-01 0 days 2,016 sqft
2018-04-01 0 days 1,993 sqft
2018-05-01 0 days 1,997 sqft
2018-06-01 0 days 2,039 sqft
2018-07-01 0 days 2,058 sqft
2018-08-01 0 days 2,015 sqft
2018-09-01 0 days 1,962 sqft
2018-10-01 0 days 1,948 sqft
2018-11-01 0 days 1,953 sqft
2018-12-01 0 days 1,872 sqft
2019-01-01 0 days 1,817 sqft
2019-02-01 0 days 1,805 sqft
2019-03-01 0 days 1,828 sqft
2019-04-01 0 days 1,874 sqft
2019-05-01 0 days 1,964 sqft
2019-06-01 0 days 1,980 sqft
2019-07-01 0 days 2,000 sqft
2019-08-01 0 days 1,980 sqft
2019-09-01 0 days 1,978 sqft
2019-10-01 0 days 1,960 sqft
2019-11-01 0 days 1,982 sqft
2019-12-01 0 days 1,875 sqft
2020-01-01 0 days 1,891 sqft
2020-02-01 0 days 1,903 sqft
2020-03-01 0 days 1,890 sqft
2020-04-01 0 days 1,908 sqft
2020-05-01 0 days 1,955 sqft
2020-06-01 0 days 1,887 sqft
2020-07-01 0 days 1,947 sqft
2020-08-01 0 days 1,997 sqft
2020-09-01 0 days 1,965 sqft
2020-10-01 0 days 1,964 sqft
2020-11-01 0 days 2,072 sqft
2020-12-01 0 days 1,996 sqft
2021-01-01 0 days 2,051 sqft
2021-02-01 0 days 1,984 sqft
2021-03-01 0 days 1,922 sqft
2021-04-01 0 days 2,049 sqft
2021-05-01 0 days 1,904 sqft
2021-06-01 0 days 1,944 sqft
2021-07-01 0 days 2,014 sqft
2021-08-01 0 days 1,984 sqft
2021-09-01 0 days 2,000 sqft
2021-10-01 0 days 2,010 sqft
2021-11-01 0 days 2,082 sqft
2021-12-01 0 days 1,946 sqft
2022-01-01 0 days 2,064 sqft
2022-02-01 0 days 1,928 sqft
2022-03-01 0 days 1,934 sqft
2022-04-01 0 days 1,844 sqft
2022-05-01 0 days 1,739 sqft
2022-06-01 0 days 1,915 sqft
Oak Harbor's median listing age (time on market) for 2022-06-01 was 0 days.

Oak Harbor's median square footage for active listings during the 2022-06-01 period was 1,915 sqft. One year prior, the average listing was 1,944 sqft.