BELLINGHAM Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bellingham averaged 5.44% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.29% and one month ago for the week of 2022-04-14, the average rate was 5.09%.

Bellingham's average rate one year ago was 3.17%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.13%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Bellingham 30 Year Fixed Rate 2022-05-19 5.44%
Bellingham 30 Year Fixed Rate Refi 2022-05-19 5.13%
Bellingham 15 Year Fixed Rate 2022-05-19 4.96%
Bellingham 15 Year Fixed Rate Refi 2022-05-19 4.7%
Bellingham 30 Year FHA 2022-05-19 5.41%
Bellingham 30 Year FHA Refi 2022-05-19 5.19%
Bellingham 30 Year USDA 2022-05-19 5.28%
Bellingham 30 Year USDA Refi 2022-05-19 5.22%
Bellingham 30 Year VA 2022-05-19 5.18%
Bellingham 30 Year VA Refi 2022-05-19 5.07%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BELLINGHAM, WA.

BELLINGHAM Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BELLINGHAM, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CALIBER HOME LOANS, INC. 1,260 3.10% $4,470
Umpqua Bank 961 3.08% $4,924
WHATCOM EDUCATIONAL CREDIT UNION 590 3.12% $3,332
Peoples Bank 548 3.17% $4,236
QUICKEN LOANS, LLC 495 3.02% $5,158
Bank of the Pacific 409 2.81% $3,264
UNITED WHOLESALE MORTGAGE, LLC 215 2.98% $5,034
GUILD MORTGAGE COMPANY 196 3.06% $4,430
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 173 3.10% $4,746
BETTER MORTGAGE CORPORATION 162 2.76% $2,849
U.S. Bank 147 3.01% $3,544
MOVEMENT MORTGAGE, LLC 143 3.15% $4,204
Wells Fargo Bank 134 3.12% $3,199
LOANDEPOT.COM, LLC 134 2.86% $4,391
Banner Bank 112 3.17% $4,392
JPMorgan Chase Bank 109 3.06% $3,389
HOMEBRIDGE FINANCIAL SERVICES, INC. 100 3.13% $5,114
KeyBank 88 2.85% $4,370
HOME POINT FINANCIAL CORPORATION 86 2.86% $4,613
AMERISAVE MORTGAGE CORPORATION 84 2.86% $4,250
Washington Federal Bank 76 3.36% $7,626
CANOPY MORTGAGE, LLC 72 3.01% $5,134
Boeing Employees Credit Union 64 3.02% $3,399
PENNYMAC LOAN SERVICES, LLC 60 2.89% $4,696
LEADERONE FINANCIAL CORPORATION 51 3.08% $3,294
Heritage Bank 46 3.13% $4,904
AMERICAN PACIFIC MORTGAGE CORPORATION 46 3.18% $5,959
BROKER SOLUTIONS, INC. 42 3.09% $5,671
First Federal Savings and Loan Association of Port Angeles 42 3.01% $3,509
Mr. Cooper ( Nationstar Mortgage ) 42 3.21% $5,386
NEWREZ LLC 41 3.04% $4,599
Flagstar Bank, FSB 36 3.10% $4,271
BKCO MORTGAGE, LLC 36 3.15% $2,462
FINANCE OF AMERICA MORTGAGE LLC 35 3.05% $4,820
InterContinental Capital Group, Inc 32 3.11% $5,230
Bank of America 31 2.83% $4,371
MUTUAL OF OMAHA MORTGAGE, INC. 30 2.97% $3,461
CROSSCOUNTRY MORTGAGE, LLC 29 3.14% $5,275
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 26 2.91% $3,849
NBKC BANK 25 2.87% $2,341
Ally Bank 25 2.86% $6,308
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 25 3.18% $6,687
PRIMARY RESIDENTIAL MORTGAGE, INC. 25 3.19% $5,320
PROVIDENT FUNDING ASSOCIATES, L.P. 24 2.69% $3,542
North American Savings Bank, F.S.B. 20 2.71% $3,198
NFM, INC. 19 3.16% $5,751
The Federal Savings Bank 19 3.01% $8,850
Strong Home Mortgage, LLC 19 2.94% $1,105
FREEDOM MORTGAGE CORPORATION 19 3.08% $3,060
NAVY FEDERAL CREDIT UNION 17 3.17% $4,295
CORNERSTONE HOME LENDING, INC. 17 3.16% $5,313
ACADEMY MORTGAGE CORPORATION 16 3.21% $6,719
1st Security Bank of Washington 15 3.01% $6,760
Alaska USA Federal Credit Union 14 3.30% $4,168
Paramount Residential Mortgage Group, Inc. 14 3.09% $5,298
Alaska USA Mortgage Company LLC 14 3.30% $4,168
SAMMAMISH MORTGAGE COMPANY 13 3.27% $2,539
HomeStreet Bank 13 2.98% $4,536
RBC Bank, (Georgia) 12 3.08% $1,931
BAY EQUITY LLC 12 3.25% $5,151
ZILLOW HOME LOANS, LLC 12 3.06% $3,725
GUARANTEED RATE, INC. 11 3.01% $3,268
FirstBank 11 2.75% $2,124
Truist Bank 10 3.22% $5,070
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 3.15% $6,193
Wyndham Capital Mortgage, Inc. 10 2.79% $2,076
AXIA FINANCIAL, LLC 10 3.01% $4,538
AMERICAN FINANCING CORPORATION 10 2.93% $3,936
NETWORK CAPITAL FUNDING CORPORATION 10 2.98% $3,296
LAKEVIEW LOAN SERVICING, LLC 9 3.02% $5,253
Columbia State Bank 9 2.89% $3,818
PHH Mortgage Corporation 9 2.96% $8,249
CHERRY CREEK MORTGAGE, LLC 9 2.75% $1,093
CELEBRITY HOME LOANS, LLC 9 3.14% $6,400
LADERA LENDING, INC. 9 2.93% $3,324
AMERICAN FINANCIAL NETWORK, INC. 9 3.11% $8,248
WASHINGTON STATE EMPLOYEES Credit Union 9 2.93% $2,591
Sound Community Bank 8 3.84% $3,658
Charles Schwab Bank, SSB 8 2.66% $3,553
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 8 2.98% $9,596
FIRST TECHNOLOGY 7 2.84% $4,570
HOMESIDE FINANCIAL, LLC 7 2.93% $5,649
Citizens Bank 7 2.91% $3,869
Victorian Finance, LLC 7 3.07% $3,749
Northwest Farm Credit Services, FLCA 7 3.29% $8,999
Morgan Stanley Private Bank 7 2.64% $3,622
SECURITYNATIONAL MORTGAGE COMPANY 6 3.19% $8,685
Qualstar Credit Union 6 3.35% $4,599
PREMIER MORTGAGE RESOURCES, L.L.C. 6 3.44% $6,645
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 3.02% $3,735
SOFI LENDING CORP. 6 2.88% $4,847
Texana Bank 5 3.33% $3,603
AMERICAN INTERNET MORTGAGE, INC. 5 2.78% $2,733
Cf Bank 5 2.75% $6,384
CMG MORTGAGE, INC. 5 3.02% $7,133
MANN FINANCIAL INC. 5 3.25% $3,963
SOVEREIGN LENDING GROUP INCORPORATED 5 2.75% $7,001
USAA Federal Savings Bank 5 2.98% $4,219
Wallick & Volk, Inc. 5 3.43% $3,543
First Mortgage Solutions, LLC 4 2.75% $3,829
First Guaranty Mortgage Corporation 4 3.03% $7,459
Seattle Metropolitan Credit Union 4 3.09% $5,827
PENTAGON FEDERAL CREDIT UNION 4 2.78% $1,936
Citibank 4 3.00% $3,405
Wolfe Financial, Inc 4 3.28% $7,623
ADVANTIS 4 2.88% $4,153
Loan Simple, Inc. 4 3.06% $4,973
LAND HOME FINANCIAL SERVICES, INC. 4 3.28% $5,130
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 3.81% $10,769
LENDUS, LLC 4 3.25% $6,881
DIRECTORS MORTGAGE, INC. 4 3.09% $4,801
Sierra Pacific Mortgage Company, Inc. 4 3.03% $4,857
UBS Bank USA 3 2.67% $5,489
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.46% $2,421
ROYAL UNITED MORTGAGE LLC 3 3.13% $8,700
LENDERFI, INC. 3 2.79% $1,297
Lend Smart Mortgage, LLC 3 3.17% $3,433
Servion, Inc. 3 3.54% $4,810
NexBank 3 2.67% $5,223
STEARNS LENDING, LLC 3 2.63% $3,266
SUMMIT FUNDING, INC. 3 3.21% $4,894
Colonial Savings, F.A. 3 3.08% $2,334
CITYWIDE HOME LOANS, LLC 3 3.13% $3,145
TIAA, FSB 3 2.87% $3,428
NorthWest Plus Credit Union 3 2.83% $7,625
MORIA DEVELOPMENT, INC. 3 3.08% $5,318
GSF Mortgage Corporation 3 3.21% $10,964
PENRITH HOME LOANS LLC 3 3.13% $4,511
Washington Trust Bank 3 3.12% $4,116
First Home Bank 3 3.21% $4,088
WESTWOOD MORTGAGE, INC. 3 2.92% $2,930
ALLIANT CREDIT UNION 3 2.92% $5,865
PNC Bank 3 2.88% $3,549
ENVOY MORTGAGE, LTD 2 2.93% $5,674
Watermark Capital, Inc. 2 2.75% $2,756
Northpointe Bank 2 3.00% $3,250
CHURCHILL MORTGAGE CORPORATION 2 2.87% $3,562
BNC National Bank 2 3.19% $2,777
The Loan Store, Inc. 2 2.88% $4,770
KS StateBank 2 3.00% $2,689
Mortgage Bank of California 2 5.25% $13,492
GESA 2 3.38% $7,784
PREMIA MORTGAGE, LLC 2 2.56% $1,228
RANLIFE, INC. 2 3.13% $4,985
UNITED MORTGAGE CORP. 2 3.38% $4,744
GENEVA FINANCIAL, LLC 2 3.19% $3,890
FIRST CENTENNIAL MORTGAGE CORPORATION 2 2.63% $6,062
ON Q FINANCIAL, INC. 2 3.06% $3,625
EMM LOANS LLC 2 3.38% $8,477
ONY GLO, INC. 2 2.94% $3,129
OPEN MORTGAGE, LLC 2 3.06% $4,506
KELLER MORTGAGE, LLC 2 2.81% $1,419
CALCON MUTUAL MORTGAGE LLC 2 3.44% $3,993
First Midwest Bank 2 2.50% $3,011
DHI MORTGAGE COMPANY, LTD. 2 3.00% $2,306
MUFG Union Bank 2 3.06% $4,433
BBVA USA 2 3.00% $7,723
Carrington Mortgage Services, LLC 2 3.38% $8,025
EMBRACE HOME LOANS, INC. 2 3.75% $4,625
RESIDENTIAL BANCORP. 2 3.19% $2,875
SOUND 2 2.88% $2,938
DAS Acquisition Company, LLC 2 2.75% $7,136
IMPAC MORTGAGE CORP. 2 2.88% $632
SPOKANE TEACHERS 2 3.00% $6,667
SPRING EQ, LLC 2 2.75% $1,193
PLANET HOME LENDING, LLC 2 2.81% $1,308
First Federal Bank 2 3.00% $5,564
PRIORITY HOME LENDING, LLC 2 3.00% $5,693
Stifel Bank and Trust 2 2.88% $3,710
CRESCENT MORTGAGE COMPANY 2 3.19% $4,032
SUN WEST MORTGAGE COMPANY, INC. 1 3.25% $16,702
T2 FINANCIAL LLC 1 3.88% $7,279
ARC HOME LLC 1 3.50% $1,856
TIB The Independent Bankersbank 1 2.88% $4,643
ANDREWS FEDERAL CREDIT UNION 1 3.00% $3,743
AmRes Corporation 1 3.00% $3,612
United Nations Federal Credit Union 1 2.50% $2,406
AmeriHome Mortgage Company, LLC 1 3.50% $3,583
UNIVERSITY CREDIT UNION 1 2.88% $4,851
American State Bank 1 3.13% $4,253
VERITAS FUNDING, LLC 1 2.88% $4,397
VERITY 1 2.75% $3,594
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 3.63% $10,735
V.I.P. MORTGAGE, INC. 1 2.63% $10,713
Zions Bancorporation, N.A. 1 2.63% $7,808
Amalgamated Bank 1 2.63% $6,254
ALL WESTERN MORTGAGE, INC. 1 3.25% $4,344
ALLIED MORTGAGE GROUP, INC. 1 2.75% $1,951
WESTERN EXPRESS LENDING 1 2.99% $5,870
WESTERN VISTA 1 2.75% $7,465
Willamette Valley Bank 1 3.00% $3,774
WINGS FINANCIAL 1 2.50% $3,627
First Republic Bank 1 2.55% $5,835
First Western Trust Bank 1 3.13% $2,289
First National Bank of America 1 6.45% $8,366
Franklin Loan Corporation 1 2.75% $4,898
Gateway First Bank 1 3.13% $5,992
Glacier Bank 1 3.13% $7,079
Goldman Sachs Bank USA 1 2.65% $4,801
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $4,907
GUARANTY HOME MORTGAGE CORPORATION 1 2.50% $3,106
GUIDANCE RESIDENTIAL, LLC 1 3.38% $4,482
First Interstate Bank 1 3.13% $2,715
HighTechLending Inc 1 2.50% $3,789
HOME FUNDING CORPORATION 1 2.99% $5,837
FIRST COMMUNITY 1 2.88% $2,660
First Bank 1 3.63% $4,566
Hometown Lenders, Inc. 1 2.99% $3,703
HOMEXPRESS MORTGAGE CORP. 1 6.13% $6,077
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.14% $3,499
INTELLILOAN, INC. 1 2.88% $13,500
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.63% $3,638
JMAC LENDING, INC. 1 2.63% $6,189
EVERETT FINANCIAL, INC. 1 3.38% $2,073
EVANSVILLE TEACHERS 1 2.88% $12,373
KINECTA 1 2.88% $2,133
Kwik Mortgage Corporation 1 2.88% $2,924
Lakeview Community Capital, LLC 1 2.99% $4,663
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $3,761
Elements Financial Federal Credit Union 1 3.38% $3,227
LOANPAL, LLC 1 3.63% $16,634
LO, INC. 1 2.75% $2,852
Low VA Rates, LLC 1 3.13% $12,704
Luxury Mortgage Corp. 1 4.13% $20,406
Manufacturers and Traders Trust Company 1 3.25% $2,864
Meridian Bank Corporation 1 2.88% $4,772
MICHIGAN MUTUAL, INC. 1 2.75% $2,101
MID AMERICA MORTGAGE, INC. 1 3.25% $1,891
Mid-Atlantic Federal Credit Union 1 2.75% $2,341
DRAPER AND KRAMER MORTGAGE CORP. 1 3.25% $3,166
MORTGAGE MASTER SERVICE CORPORATION 1 3.38% $5,488
Mortgage Research Center, LLC 1 2.75% $4,356
DIGITAL Federal Credit Union 1 2.88% $4,665
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.38% $2,828
NATIONS DIRECT MORTGAGE, LLC 1 2.99% $3,429
Devon Bank 1 3.00% $5,570
CU HOME MORTGAGE SOLUTIONS, LLC 1 2.75% $3,594
NEXERA HOLDING LLC 1 2.88% $2,408
NUMERICA CREDIT UNION 1 3.00% $10,477
OAKTREE FUNDING CORP. 1 3.88% $10,404
Olympia Federal Savings & Loan Association 1 3.13% $4,188
OnPoint Community Credit Union 1 3.38% $3,119
Opportunity Bank of Montana 1 3.00% $2,971
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.38% $7,777
CITIZENS EQUITY FIRST 1 2.50% $3,128
CIT Bank 1 2.75% $3,796
Citadel Servicing Corporation 1 5.63% $12,670
Plains Commerce Bank 1 2.38% $5,411
PLAZA HOME MORTGAGE, INC. 1 2.88% $3,141
PREMIER LENDING, INC. 1 3.75% $10,415
CIBC Bank USA 1 2.88% $3,330
CHU & ASSOCIATES, INC. 1 3.49% $6,845
BOKF 1 3.13% $3,486
BNY Mellon 1 2.38% $4,421
RESIDENTIAL MORTGAGE, LLC 1 3.00% $3,360
Rivermark Community Credit Union 1 3.38% $3,540
RUOFF MORTGAGE COMPANY, INC. 1 3.13% $2,320
S1L, Inc. 1 3.25% $3,330
SALAL 1 3.00% $2,675
BMO Harris Bank 1 3.13% $3,386
BAYSHORE MORTGAGE FUNDING, LLC 1 3.38% $8,439
Axos Bank 1 3.13% $1,239
AEROSPACE FEDERAL CREDIT UNION 1 2.75% $6,328
STAR ONE CREDIT UNION 1 2.75% $3,119
State Department Federal Credit Union 1 2.63% $9,746
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $6,753

BELLINGHAM, WA's 266 lenders originated 13,177 loans during 2021. The total origination value was $4,771,725,000, with an average loan value of $362,125.

The top BELLINGHAM lender as defined by loan originations is CALIBER HOME LOANS, INC., with 1,260 loans originated. Their average total fees are $4,470, which is $454 lower than the next largest lender, Umpqua Bank.

The lowest fee BELLINGHAM lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($1,105), RBC Bank, (Georgia) ($1,931), Wyndham Capital Mortgage, Inc. ($2,076), FirstBank ($2,124) and NBKC BANK ($2,341).

The lowest rate BELLINGHAM lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.69%), North American Savings Bank, F.S.B. (2.71%), FirstBank (2.75%), BETTER MORTGAGE CORPORATION (2.76%) and Wyndham Capital Mortgage, Inc. (2.79%).

BELLINGHAM, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
CALIBER HOME LOANS, INC. $536,715,000 $625,160,000 16.5% 13.1%
Umpqua Bank $588,635,000 $540,975,000 -8.1% 11.3%
WHATCOM EDUCATIONAL CREDIT UNION $325,385,000 $412,805,000 26.9% 8.7%
Peoples Bank $301,250,000 $271,990,000 -9.7% 5.7%
QUICKEN LOANS, LLC $252,175,000 $242,845,000 -3.7% 5.1%
Bank of the Pacific $262,880,000 $210,410,000 -20.0% 4.4%
UNITED WHOLESALE MORTGAGE, LLC $100,095,000 $116,430,000 16.3% 2.4%
Banner Bank $99,370,000 $108,765,000 9.5% 2.3%
U.S. Bank $93,740,000 $106,665,000 13.8% 2.2%
GUILD MORTGAGE COMPANY $124,185,000 $102,465,000 -17.5% 2.1%
JPMorgan Chase Bank $52,825,000 $99,275,000 87.9% 2.1%
BETTER MORTGAGE CORPORATION $36,935,000 $89,355,000 141.9% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $85,850,000 $88,985,000 3.7% 1.9%
Boeing Employees Credit Union $33,300,000 $82,880,000 148.9% 1.7%
Wells Fargo Bank $84,680,000 $76,595,000 -9.5% 1.6%
LOANDEPOT.COM, LLC $45,920,000 $73,535,000 60.1% 1.5%
Washington Federal Bank $68,125,000 $72,425,000 6.3% 1.5%
KeyBank $47,500,000 $65,810,000 38.5% 1.4%
MOVEMENT MORTGAGE, LLC $55,360,000 $64,770,000 17.0% 1.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $76,785,000 $55,290,000 -28.0% 1.2%
HOME POINT FINANCIAL CORPORATION $16,280,000 $52,605,000 223.1% 1.1%
Heritage Bank $26,195,000 $52,010,000 98.5% 1.1%
PENNYMAC LOAN SERVICES, LLC $34,960,000 $44,650,000 27.7% 0.9%
FREEDOM MORTGAGE CORPORATION $52,275,000 $38,920,000 -25.5% 0.8%
AMERISAVE MORTGAGE CORPORATION $22,360,000 $36,685,000 64.1% 0.8%
First Federal Savings and Loan Association of Port Angeles $50,555,000 $36,240,000 -28.3% 0.8%
CANOPY MORTGAGE, LLC $905,000 $35,760,000 3,851.4% 0.7%
NEWREZ LLC $16,245,000 $25,325,000 55.9% 0.5%
LEADERONE FINANCIAL CORPORATION $31,605,000 $24,940,000 -21.1% 0.5%
Bank of America $28,445,000 $23,815,000 -16.3% 0.5%
BROKER SOLUTIONS, INC. $25,505,000 $23,795,000 -6.7% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $27,430,000 $23,440,000 -14.5% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $17,965,000 $21,870,000 21.7% 0.5%
Mortgage Research Center, LLC $17,515,000 $21,070,000 20.3% 0.4%
WASHINGTON STATE EMPLOYEES Credit Union $2,335,000 $19,715,000 744.3% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $8,995,000 $19,275,000 114.3% 0.4%
NAVY FEDERAL CREDIT UNION $16,775,000 $17,845,000 6.4% 0.4%
Ally Bank $5,630,000 $17,540,000 211.5% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $18,365,000 $17,080,000 -7.0% 0.4%
BKCO MORTGAGE, LLC $25,345,000 $16,700,000 -34.1% 0.3%
Flagstar Bank, FSB $16,095,000 $16,625,000 3.3% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $10,505,000 $16,035,000 52.6% 0.3%
WALKER & DUNLOP, LLC $7,695,000 $14,005,000 82.0% 0.3%
Pacific Premier Bank $13,565,000 n/a 0.3%
NBKC BANK $7,850,000 $13,240,000 68.7% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,930,000 $12,775,000 336.0% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $13,440,000 $12,735,000 -5.2% 0.3%
InterContinental Capital Group, Inc $11,650,000 $12,290,000 5.5% 0.3%
North American Savings Bank, F.S.B. $6,125,000 $12,070,000 97.1% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $11,100,000 $11,885,000 7.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $8,880,000 $11,090,000 24.9% 0.2%
Alaska USA Federal Credit Union $1,555,000 $10,695,000 587.8% 0.2%
The Federal Savings Bank $13,365,000 $10,650,000 -20.3% 0.2%
CORNERSTONE HOME LENDING, INC. $8,270,000 $10,305,000 24.6% 0.2%
1st Security Bank of Washington $8,335,000 $9,775,000 17.3% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $9,095,000 $9,380,000 3.1% 0.2%
ACADEMY MORTGAGE CORPORATION $6,955,000 $9,060,000 30.3% 0.2%
GUARANTEED RATE, INC. $3,975,000 $8,815,000 121.8% 0.2%
NFM, INC. $5,510,000 $8,700,000 57.9% 0.2%
Alaska USA Mortgage Company LLC $6,740,000 $8,495,000 26.0% 0.2%
Strong Home Mortgage, LLC $12,150,000 $8,030,000 -33.9% 0.2%
USAA Federal Savings Bank $16,565,000 $7,740,000 -53.3% 0.2%
TIAA, FSB $1,980,000 $7,730,000 290.4% 0.2%
HomeStreet Bank $5,080,000 $7,690,000 51.4% 0.2%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $7,600,000 n/a 0.2%
AMERICAN ADVISORS GROUP $3,240,000 $7,475,000 130.7% 0.2%
Charles Schwab Bank, SSB $5,550,000 $7,215,000 30.0% 0.2%
BAY EQUITY LLC $13,325,000 $7,020,000 -47.3% 0.1%
MID AMERICA MORTGAGE, INC. $11,325,000 $6,690,000 -40.9% 0.1%
Columbia State Bank $8,860,000 $6,590,000 -25.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $3,690,000 $6,115,000 65.7% 0.1%
Paramount Residential Mortgage Group, Inc. $3,800,000 $6,035,000 58.8% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $4,845,000 $5,990,000 23.6% 0.1%
FirstBank $8,500,000 $5,900,000 -30.6% 0.1%
NEW DAY FINANCIAL, LLC $3,805,000 $5,615,000 47.6% 0.1%
ALLIANT CREDIT UNION $430,000 $5,510,000 1,181.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $12,195,000 $5,390,000 -55.8% 0.1%
CMG MORTGAGE, INC. $2,440,000 $5,375,000 120.3% 0.1%
Truist Bank $3,305,000 $5,330,000 61.3% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,720,000 $5,225,000 -32.3% 0.1%
Carrington Mortgage Services, LLC $3,840,000 $5,180,000 34.9% 0.1%
CELEBRITY HOME LOANS, LLC $6,405,000 $5,165,000 -19.4% 0.1%
Wyndham Capital Mortgage, Inc. $3,500,000 $5,015,000 43.3% 0.1%
Morgan Stanley Private Bank $4,175,000 $5,005,000 19.9% 0.1%
ZILLOW HOME LOANS, LLC $4,860,000 $5,005,000 3.0% 0.1%
AMERICAN FINANCING CORPORATION $3,095,000 $4,700,000 51.9% 0.1%
UBS Bank USA $2,945,000 $4,680,000 58.9% 0.1%
PHH Mortgage Corporation $2,205,000 $4,595,000 108.4% 0.1%
Northwest Farm Credit Services, FLCA $5,730,000 $4,530,000 -20.9% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,815,000 $4,525,000 149.3% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $4,730,000 $4,445,000 -6.0% 0.1%
LADERA LENDING, INC. $5,535,000 $4,415,000 -20.2% 0.1%
Farmers Bank & Trust $2,175,000 $4,150,000 90.8% 0.1%
FIRST TECHNOLOGY $3,450,000 $4,140,000 20.0% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $3,210,000 $4,130,000 28.7% 0.1%
RBC Bank, (Georgia) $1,855,000 $4,090,000 120.5% 0.1%
SAMMAMISH MORTGAGE COMPANY $4,785,000 $3,755,000 -21.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,840,000 $3,750,000 -2.3% 0.1%
Third Federal Savings and Loan Association of Cleveland $2,390,000 $3,660,000 53.1% 0.1%
Cf Bank $2,365,000 $3,645,000 54.1% 0.1%
LENDUS, LLC $2,275,000 $3,605,000 58.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $3,215,000 $3,585,000 11.5% 0.1%
First Guaranty Mortgage Corporation $340,000 $3,570,000 950.0% 0.1%
SOFI LENDING CORP. $1,595,000 $3,570,000 123.8% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,345,000 $3,440,000 155.8% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,970,000 $3,200,000 62.4% 0.1%
AXIA FINANCIAL, LLC $3,945,000 $3,180,000 -19.4% 0.1%
PLANET HOME LENDING, LLC $4,250,000 $3,180,000 -25.2% 0.1%
HOMESIDE FINANCIAL, LLC $215,000 $3,135,000 1,358.1% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $2,420,000 $2,975,000 22.9% 0.1%
LONGBRIDGE FINANCIAL, LLC $395,000 $2,885,000 630.4% 0.1%
Qualstar Credit Union $1,610,000 $2,860,000 77.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $905,000 $2,830,000 212.7% 0.1%
Citizens Bank $3,600,000 $2,795,000 -22.4% 0.1%
ADVANTIS $760,000 $2,715,000 257.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $4,620,000 $2,710,000 -41.3% 0.1%
NUMERICA CREDIT UNION $2,690,000 n/a 0.1%
Seattle Metropolitan Credit Union $2,645,000 n/a 0.1%
Victorian Finance, LLC $2,625,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $1,890,000 $2,615,000 38.4% 0.1%
SUMMIT FUNDING, INC. $1,575,000 $2,555,000 62.2% 0.1%
PNC Bank $1,160,000 $2,530,000 118.1% 0.1%
BBVA USA $1,530,000 $2,520,000 64.7% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $490,000 $2,360,000 381.6% 0.0%
Sound Community Bank $2,125,000 $2,310,000 8.7% 0.0%
MANN FINANCIAL INC. $895,000 $2,300,000 157.0% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $2,270,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,575,000 $2,265,000 43.8% 0.0%
GSF Mortgage Corporation $810,000 $2,245,000 177.2% 0.0%
Servion, Inc. $3,755,000 $2,210,000 -41.1% 0.0%
GESA $1,090,000 $2,205,000 102.3% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,170,000 $2,190,000 87.2% 0.0%
Washington Trust Bank $2,180,000 $2,120,000 -2.8% 0.0%
Wallick & Volk, Inc. $1,185,000 $1,925,000 62.4% 0.0%
DIRECTORS MORTGAGE, INC. $2,120,000 $1,915,000 -9.7% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,345,000 $1,905,000 41.6% 0.0%
LENDERFI, INC. $1,405,000 $1,865,000 32.7% 0.0%
MUFG Union Bank $3,195,000 $1,855,000 -41.9% 0.0%
Stifel Bank and Trust $1,135,000 $1,840,000 62.1% 0.0%
Timberland Bank $650,000 $1,840,000 183.1% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,500,000 $1,770,000 -29.2% 0.0%
SPOKANE TEACHERS $11,565,000 $1,715,000 -85.2% 0.0%
Loan Simple, Inc. $1,710,000 n/a 0.0%
Citibank $2,840,000 $1,685,000 -40.7% 0.0%
First Mortgage Solutions, LLC $1,680,000 n/a 0.0%
OPEN MORTGAGE, LLC $2,025,000 $1,665,000 -17.8% 0.0%
PENRITH HOME LOANS LLC $4,340,000 $1,640,000 -62.2% 0.0%
RANLIFE, INC. $3,435,000 $1,625,000 -52.7% 0.0%
TAPCO Credit Union $1,620,000 n/a 0.0%
TJC Mortgage, Inc. $3,850,000 $1,610,000 -58.2% 0.0%
Texana Bank $1,605,000 n/a 0.0%
STEARNS LENDING, LLC $1,105,000 $1,560,000 41.2% 0.0%
PRIORITY HOME LENDING, LLC $255,000 $1,555,000 509.8% 0.0%
Nations Lending Corporation $1,655,000 $1,530,000 -7.6% 0.0%
Wolfe Financial, Inc $3,385,000 $1,510,000 -55.4% 0.0%
First Republic Bank $1,205,000 $1,505,000 24.9% 0.0%
The Loan Store, Inc. $790,000 $1,490,000 88.6% 0.0%
PREMIA MORTGAGE, LLC $1,770,000 $1,465,000 -17.2% 0.0%
BNC National Bank $3,790,000 $1,445,000 -61.9% 0.0%
NexBank $4,115,000 $1,440,000 -65.0% 0.0%
ENVOY MORTGAGE, LTD $810,000 $1,345,000 66.0% 0.0%
NEXERA HOLDING LLC $710,000 $1,345,000 89.4% 0.0%
Lakeview Community Capital, LLC $335,000 $1,325,000 295.5% 0.0%
CITYWIDE HOME LOANS, LLC $965,000 $1,315,000 36.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,350,000 $1,275,000 -45.7% 0.0%
WESTWOOD MORTGAGE, INC. $1,765,000 $1,255,000 -28.9% 0.0%
Figure Lending LLC $800,000 $1,235,000 54.4% 0.0%
First Interstate Bank $470,000 $1,235,000 162.8% 0.0%
HighTechLending Inc $1,255,000 $1,230,000 -2.0% 0.0%
SPRING EQ, LLC $520,000 $1,225,000 135.6% 0.0%
Watermark Capital, Inc. $2,165,000 $1,205,000 -44.3% 0.0%
Northpointe Bank $1,480,000 $1,195,000 -19.3% 0.0%
NorthWest Plus Credit Union $1,755,000 $1,185,000 -32.5% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $145,000 $1,180,000 713.8% 0.0%
MORTGAGE MASTER SERVICE CORPORATION $525,000 $1,175,000 123.8% 0.0%
First Home Bank $540,000 $1,125,000 108.3% 0.0%
MORIA DEVELOPMENT, INC. $245,000 $1,120,000 357.1% 0.0%
Cornerstone First Mortgage, Inc $1,115,000 n/a 0.0%
Goldman Sachs Bank USA $1,105,000 n/a 0.0%
Lend Smart Mortgage, LLC $1,065,000 n/a 0.0%
Devon Bank $1,045,000 n/a 0.0%
SOUND $1,040,000 $1,040,000 0.0% 0.0%
Potlatch No. 1 Financial Credit Union $1,005,000 n/a 0.0%
Colonial Savings, F.A. $175,000 $995,000 468.6% 0.0%
Mid-Continent Funding, Inc. $455,000 $990,000 117.6% 0.0%
EMBRACE HOME LOANS, INC. $215,000 $965,000 348.8% 0.0%
NATIONWIDE EQUITIES CORPORATION $265,000 $945,000 256.6% 0.0%
KS StateBank $305,000 $930,000 204.9% 0.0%
UNITED MORTGAGE CORP. $915,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $900,000 n/a 0.0%
First Midwest Bank $820,000 $900,000 9.8% 0.0%
NP, Inc. $695,000 $875,000 25.9% 0.0%
ONY GLO, INC. $820,000 $870,000 6.1% 0.0%
TRISTAR FINANCE, INC. $870,000 n/a 0.0%
Mortgage Bank of California $860,000 n/a 0.0%
BNY Mellon $855,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $290,000 $850,000 193.1% 0.0%
WINGS FINANCIAL $850,000 $845,000 -0.6% 0.0%
CRESCENT MORTGAGE COMPANY $345,000 $840,000 143.5% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $830,000 n/a 0.0%
TIB The Independent Bankersbank $245,000 $820,000 234.7% 0.0%
LOANPAL, LLC $1,450,000 $800,000 -44.8% 0.0%
Rivermark Community Credit Union $800,000 n/a 0.0%
Manufacturers and Traders Trust Company $710,000 $795,000 12.0% 0.0%
EVANSVILLE TEACHERS $785,000 n/a 0.0%
UNIVERSITY CREDIT UNION $775,000 n/a 0.0%
Citadel Servicing Corporation $765,000 $760,000 -0.7% 0.0%
IDAHO CENTRAL $165,000 $760,000 360.6% 0.0%
ON Q FINANCIAL, INC. $4,885,000 $760,000 -84.4% 0.0%
PREMIER LENDING, INC. $515,000 $755,000 46.6% 0.0%
Zions Bancorporation, N.A. $1,190,000 $755,000 -36.6% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $750,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $750,000 n/a 0.0%
Willamette Valley Bank $750,000 n/a 0.0%
IMPAC MORTGAGE CORP. $275,000 $745,000 170.9% 0.0%
DHI MORTGAGE COMPANY, LTD. $325,000 $740,000 127.7% 0.0%
Magnolia Bank $380,000 $740,000 94.7% 0.0%
Gateway First Bank $765,000 $735,000 -3.9% 0.0%
FAY SERVICING, LLC $710,000 n/a 0.0%
KELLER MORTGAGE, LLC $1,265,000 $710,000 -43.9% 0.0%
Discover Bank $630,000 $700,000 11.1% 0.0%
LO, INC. $385,000 $690,000 79.2% 0.0%
Meridian Bank Corporation $690,000 n/a 0.0%
21ST MORTGAGE CORPORATION $290,000 $685,000 136.2% 0.0%
EMM LOANS LLC $1,305,000 $680,000 -47.9% 0.0%
HOMESTEAD FUNDING CORP. $2,715,000 $680,000 -75.0% 0.0%
Barrington Bank & Trust Company, N.A. $1,790,000 $670,000 -62.6% 0.0%
Elements Financial Federal Credit Union $655,000 n/a 0.0%
GEORGIA'S OWN $650,000 n/a 0.0%
Luxury Mortgage Corp. $645,000 n/a 0.0%
CIT Bank $305,000 $635,000 108.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $295,000 $625,000 111.9% 0.0%
EVERETT FINANCIAL, INC. $2,315,000 $625,000 -73.0% 0.0%
OAKTREE FUNDING CORP. $1,025,000 $625,000 -39.0% 0.0%
S1L, Inc. $620,000 n/a 0.0%
Bank of England $915,000 $610,000 -33.3% 0.0%
DUPACO COMMUNITY $620,000 $610,000 -1.6% 0.0%
Axos Bank $935,000 $600,000 -35.8% 0.0%
Bank of the West $1,230,000 $600,000 -51.2% 0.0%
GENEVA FINANCIAL, LLC $495,000 $600,000 21.2% 0.0%
Hometown Lenders, Inc. $2,135,000 $600,000 -71.9% 0.0%
DAS Acquisition Company, LLC $2,525,000 $590,000 -76.6% 0.0%
TOP FLITE FINANCIAL, INC. $1,025,000 $590,000 -42.4% 0.0%
AmeriHome Mortgage Company, LLC $1,115,000 $585,000 -47.5% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $580,000 n/a 0.0%
State Department Federal Credit Union $125,000 $560,000 348.0% 0.0%
STAR ONE CREDIT UNION $550,000 n/a 0.0%
WESTERN EXPRESS LENDING $460,000 $550,000 19.6% 0.0%
AEROSPACE FEDERAL CREDIT UNION $545,000 n/a 0.0%
Amalgamated Bank $545,000 n/a 0.0%
American State Bank $545,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $325,000 $545,000 67.7% 0.0%
Republic Bank & Trust Company $425,000 $545,000 28.2% 0.0%
UNION HOME MORTGAGE CORP. $975,000 $545,000 -44.1% 0.0%
V.I.P. MORTGAGE, INC. $1,400,000 $545,000 -61.1% 0.0%
VERITY $310,000 $540,000 74.2% 0.0%
Glacier Bank $535,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $630,000 $535,000 -15.1% 0.0%
WESTERN VISTA $535,000 n/a 0.0%
First Bank $525,000 n/a 0.0%
INTELLILOAN, INC. $505,000 n/a 0.0%
T2 FINANCIAL LLC $935,000 $495,000 -47.1% 0.0%
CIVIC FINANCIAL SERVICES, LLC $545,000 $490,000 -10.1% 0.0%
KINECTA $395,000 $490,000 24.1% 0.0%
Low VA Rates, LLC $1,025,000 $485,000 -52.7% 0.0%
RESIDENTIAL BANCORP. $480,000 n/a 0.0%
BMO Harris Bank $430,000 $460,000 7.0% 0.0%
DIGITAL Federal Credit Union $460,000 n/a 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $1,030,000 $455,000 -55.8% 0.0%
First Federal Bank $715,000 $450,000 -37.1% 0.0%
FIRST COMMUNITY $445,000 n/a 0.0%
Plains Commerce Bank $445,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $305,000 $435,000 42.6% 0.0%
Visio Financial Services Inc. $435,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,890,000 $430,000 -77.2% 0.0%
ALL REVERSE MORTGAGE, INC. $425,000 n/a 0.0%
BOKF $355,000 $425,000 19.7% 0.0%
Kwik Mortgage Corporation $425,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $510,000 $425,000 -16.7% 0.0%
HOME FUNDING CORPORATION $415,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $305,000 $415,000 36.1% 0.0%
CITIZENS EQUITY FIRST $195,000 $405,000 107.7% 0.0%
MOUNTAIN AMERICA $405,000 n/a 0.0%
United Nations Federal Credit Union $405,000 n/a 0.0%
Bethpage Federal Credit Union $395,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $395,000 n/a 0.0%
First National Bank of America $305,000 $390,000 27.9% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $135,000 $375,000 177.8% 0.0%
ALLIED MORTGAGE GROUP, INC. $370,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $365,000 n/a 0.0%
Ixonia Bank $365,000 n/a 0.0%
SALAL $1,260,000 $365,000 -71.0% 0.0%
Franklin Loan Corporation $640,000 $355,000 -44.5% 0.0%
Olympia Federal Savings & Loan Association $355,000 n/a 0.0%
ARC HOME LLC $1,310,000 $345,000 -73.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $345,000 n/a 0.0%
CHU & ASSOCIATES, INC. $325,000 n/a 0.0%
Prosperity Home Mortgage, LLC $405,000 $325,000 -19.8% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $315,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $305,000 n/a 0.0%
AmRes Corporation $275,000 $305,000 10.9% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $305,000 n/a 0.0%
Sunflower Bank $805,000 $305,000 -62.1% 0.0%
ALL WESTERN MORTGAGE, INC. $295,000 n/a 0.0%
JMAC LENDING, INC. $295,000 $295,000 0.0% 0.0%
Stride Bank $295,000 n/a 0.0%
Wheatland Bank $465,000 $295,000 -36.6% 0.0%
Chickasaw Community Bank $630,000 $285,000 -54.8% 0.0%
CIBC Bank USA $285,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $475,000 $285,000 -40.0% 0.0%
VERITAS FUNDING, LLC $285,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $275,000 n/a 0.0%
Peoples Bank $301,250,000 $275,000 -99.9% 0.0%
DATA MORTGAGE, INC. $265,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $265,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $265,000 n/a 0.0%
Secured Investment Corp. $265,000 n/a 0.0%
Capital Bank $255,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $830,000 $255,000 -69.3% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $425,000 $245,000 -42.4% 0.0%
First American Bank $720,000 $245,000 -66.0% 0.0%
RUOFF MORTGAGE COMPANY, INC. $245,000 n/a 0.0%
U S WIDE FINANCIAL LLC $245,000 n/a 0.0%
First Western Trust Bank $235,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $285,000 $235,000 -17.5% 0.0%
Opportunity Bank of Montana $215,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $205,000 n/a 0.0%
Greenbox Loans, Inc. $205,000 n/a 0.0%
Unitus Community Credit Union $850,000 $205,000 -75.9% 0.0%
Bank-Fund Staff Federal Credit Union $195,000 $195,000 0.0% 0.0%
Gulf Coast Bank and Trust Company $195,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $325,000 $195,000 -40.0% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $285,000 $185,000 -35.1% 0.0%
SOUTHWEST STAGE FUNDING, LLC $820,000 $185,000 -77.4% 0.0%
Amerifirst Financial, Inc. $675,000 $165,000 -75.6% 0.0%
Hometown Equity Mortgage, LLC $165,000 n/a 0.0%
OnPoint Community Credit Union $155,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $690,000 $155,000 -77.5% 0.0%
Mid-Atlantic Federal Credit Union $145,000 n/a 0.0%
HomeTrust Bank $135,000 n/a 0.0%
CANVAS CREDIT UNION $125,000 n/a 0.0%
KITSAP Credit Union $395,000 $105,000 -73.4% 0.0%
OCEANSIDE MORTGAGE COMPANY $85,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $75,000 n/a 0.0%
TCF National Bank $3,430,000 $65,000 -98.1% 0.0%

BELLINGHAM's top lender by overall market share is CALIBER HOME LOANS, INC., with 13.1% market share. In second place, with 11.3%, is Umpqua Bank, having originated $540,975,000 in loans. In third place, with 8.7%, is WHATCOM EDUCATIONAL CREDIT UNION, having originated $412,805,000 in loans. In third place, with 5.7%, is Peoples Bank, having originated $271,990,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $242,845,000 in loans.


BELLINGHAM, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 4,820 $1,532,020,000 $317,846
Home Purchase 3,962 $1,803,050,000 $455,086
Cash Out Refi 3,631 $1,302,225,000 $358,641
Other 396 $79,380,000 $200,455
Home Improvement 368 $55,050,000 $149,592

Bellingham's most frequently cited loan purpose was Refi, with 4,820 originations. The 2nd most popular reason was Home Purchase, with 3,962 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 5,707 $2,064,785,000 $361,799
3-4% 4,472 $1,778,530,000 $397,703
<2.5% 2,476 $757,580,000 $305,969
4-5% 351 $141,335,000 $402,664
5-6% 83 $11,595,000 $139,699
6-7% 30 $5,300,000 $176,667
7-8% 22 $3,240,000 $147,273
Over 8% 13 $1,625,000 $125,000

During 2021, Bellingham's most frequently originated rate bucket was 2.5-3%, with 5,707 originations.

Loan Sizing (BELLINGHAM, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 6,533 $1,949,315,000 $298,380
$400k-600k 3,439 $1,640,865,000 $477,134
$100k-200k 1,876 $288,390,000 $153,726
$100,000 or less 593 $34,095,000 $57,496
$600k-1000k 571 $416,575,000 $729,553
$Over $1MM 165 $442,485,000 $2,681,727

BELLINGHAM's loan sizing saw the bucket of loans from $200k-400k with 6,533 originations, totaling $1,949,315,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 4,421 $1,947,795,000 $440,578
40-60% 3,461 $1,162,985,000 $336,026
80-100% 2,549 $1,109,835,000 $435,400
20-40% 1,745 $386,315,000 $221,384
Under 20% 713 $60,335,000 $84,621
Over 100% 57 $34,365,000 $602,895

BELLINGHAM's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 4,421 originations, totaling $1,947,795,000 in origination value.