BELLINGHAM Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bellingham averaged 6.53% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.76% and one month ago for the week of 2024-10-24, the average rate was 6.36%.

Bellingham's average rate one year ago was 7.41%.

For refis of the same type during the week of 2024-11-27, the average rate was 7.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Bellingham 30 Year Fixed Rate 2024-11-27 6.53%
Bellingham 30 Year Fixed Rate Refi 2024-11-27 7.56%
Bellingham 15 Year Fixed Rate 2024-11-27 6.3%
Bellingham 15 Year Fixed Rate Refi 2024-11-27 6.5%
Bellingham 30 Year FHA 2024-11-27 -0.22%
Bellingham 30 Year FHA Refi 2024-11-27 0.1%
Bellingham 30 Year USDA 2024-11-27 0.1%
Bellingham 30 Year USDA Refi 2024-11-27 0%
Bellingham 30 Year VA 2024-11-27 -0.05%
Bellingham 30 Year VA Refi 2024-11-27 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BELLINGHAM, WA.

BELLINGHAM Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BELLINGHAM, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 226 6.83% $9,684
MOVEMENT MORTGAGE, LLC 139 6.95% $9,725
WHATCOM EDUCATIONAL CREDIT UNION 133 6.40% $5,521
Peoples Bank 112 6.81% $7,766
QUICKEN LOANS, LLC 77 6.66% $7,589
UNITED WHOLESALE MORTGAGE, LLC 74 6.48% $8,675
GUILD MORTGAGE COMPANY 72 6.83% $7,604
Boeing Employees Credit Union 53 6.13% $5,783
CROSSCOUNTRY MORTGAGE, LLC 47 6.88% $10,201
CMG MORTGAGE, INC. 40 6.85% $8,787
LEADERONE FINANCIAL CORPORATION 35 7.02% $6,913
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 34 6.91% $8,486
Banner Bank 33 6.88% $7,889
JPMorgan Chase Bank 31 6.76% $5,084
Bank of the Pacific 25 6.19% $9,244
U.S. Bank 23 6.57% $7,570
AMERICAN PACIFIC MORTGAGE CORPORATION 23 6.84% $10,031
Washington Federal Bank 22 6.45% $15,612
RESIDENTIAL WHOLESALE MORTGAGE, INC. 22 6.91% $5,462
Wells Fargo Bank 21 6.37% $7,056
CANOPY MORTGAGE, LLC 18 6.60% $11,169
PENNYMAC LOAN SERVICES, LLC 17 6.63% $6,725
HOMEBRIDGE FINANCIAL SERVICES, INC. 15 6.42% $10,078
ENVOY MORTGAGE, LTD 14 6.95% $8,251
Morgan Stanley Private Bank 14 5.86% $4,401
KeyBank 14 6.32% $6,856
First Federal Savings and Loan Association of Port Angeles 13 7.05% $4,220
Heritage Bank 12 6.00% $8,249
Bank of America 12 6.26% $5,676
CORNERSTONE HOME LENDING, INC. 10 6.94% $7,990
AMERICAN FINANCIAL NETWORK, INC. 10 6.70% $8,520
RBC Bank, (Georgia) 10 6.00% $2,001
BAY EQUITY LLC 10 6.97% $7,983
BROKER SOLUTIONS, INC. 8 6.84% $6,617
PROVIDENT FUNDING ASSOCIATES, L.P. 8 6.69% $5,287
SAMMAMISH MORTGAGE COMPANY 6 6.42% $4,500
PNC Bank 6 6.44% $6,777
Mr. Cooper ( Nationstar Mortgage ) 6 6.62% $11,829
NBKC BANK 6 6.73% $3,338
BMO Harris Bank 6 6.52% $4,403
ACADEMY MORTGAGE CORPORATION 5 6.78% $10,317
NFM, INC. 5 6.99% $8,913
Umpqua Bank 5 6.73% $7,661
MUTUAL OF OMAHA MORTGAGE, INC. 5 6.82% $8,047
NAVY FEDERAL CREDIT UNION 4 6.75% $2,913
NEXERA HOLDING LLC 4 7.41% $12,578
PENTAGON FEDERAL CREDIT UNION 4 6.38% $4,051
PREMIA MORTGAGE, LLC 4 6.00% $2,205
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.41% $9,662
USAA Federal Savings Bank 4 6.63% $7,592
WASHINGTON STATE EMPLOYEES Credit Union 4 6.38% $7,665
Mortgage Research Center, LLC 4 6.34% $5,428
Sierra Pacific Mortgage Company, Inc. 3 7.08% $17,559
Paramount Residential Mortgage Group, Inc. 3 6.92% $7,030
CALIBER HOME LOANS, INC. 3 6.71% $4,096
GUARANTEED RATE, INC. 3 7.50% $7,501
NATIONS DIRECT MORTGAGE, LLC 3 6.63% $4,967
FIRST TECHNOLOGY 3 6.33% $8,970
NexBank 3 7.25% $9,360
ZILLOW HOME LOANS, LLC 3 6.67% $5,911
Northpointe Bank 3 7.71% $4,107
LOANDEPOT.COM, LLC 3 7.04% $8,966
1st Security Bank of Washington 3 6.71% $6,827
Citadel Servicing Corporation 3 9.75% $9,903
INSPIRE HOME LOANS INC. 3 5.92% $4,459
MASON MCDUFFIE MORTGAGE CORPORATION 2 6.49% $12,767
Farmers Bank & Trust 2 6.50% $5,235
MORTGAGE ACCESS CORP. 2 7.50% $4,823
Nations Lending Corporation 2 6.56% $6,928
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.81% $13,856
Old National Bank 2 6.44% $3,272
AMERISAVE MORTGAGE CORPORATION 2 6.13% $8,752
HomeStreet Bank 2 6.94% $4,566
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.63% $8,496
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 7.06% $8,491
The Federal Savings Bank 2 7.00% $12,921
V.I.P. MORTGAGE, INC. 2 6.81% $8,342
SUMMIT MORTGAGE CORPORATION 2 7.04% $12,023
Washington Trust Bank 2 7.00% $9,337
GUARANTEED RATE AFFINITY, LLC 2 6.93% $4,612
Wyndham Capital Mortgage, Inc. 2 6.38% $5,159
GESA 2 6.75% $11,002
Charles Schwab Bank, SSB 2 6.06% $1,491
Third Federal Savings and Loan Association of Cleveland 2 5.44% $1,655
First-Citizens Bank & Trust Company 2 6.39% $9,213
LOANPAL, LLC 2 6.31% $15,701
Zions Bank 1 8.50% $7,000
Access Bank 1 6.50% $4,296
ALAMEDA MORTGAGE CORPORATION 1 6.88% $9,416
Alaska USA Federal Credit Union 1 7.00% $3,179
Ally Bank 1 6.75% $2,483
AMERICAN FINANCING CORPORATION 1 5.63% $15,733
American Mortgage & Equity Consultants, Inc. 1 6.99% $16,017
ARC HOME LLC 1 8.13% $4,147
Bank-Fund Staff Federal Credit Union 1 5.75% $6,657
Bank of England 1 7.38% $6,766
BETTER MORTGAGE CORPORATION 1 4.88% $15,525
BKCO MORTGAGE, LLC 1 5.99% $8,426
Century Mortgage Company DBA Century Lending Company 1 7.00% $8,679
CHURCHILL MORTGAGE CORPORATION 1 7.25% $4,076
Citibank 1 7.63% $5,190
Citizens Bank 1 6.13% $4,236
City National Bank 1 6.15% $3,515
DEEPHAVEN MORTGAGE LLC 1 7.99% $6,023
DIGITAL Federal Credit Union 1 7.25% $4,052
Directions Credit Union, Inc. 1 6.38% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 6.13% $4,313
EMBRACE HOME LOANS, INC. 1 6.50% $8,734
Evolve Bank & Trust 1 6.13% $4,319
Fidelity Bank 1 6.50% $3,944
Flagstar Bank, FSB 1 6.99% $4,616
FREEDOM MORTGAGE CORPORATION 1 6.88% $9,116
GENEVA FINANCIAL, LLC 1 7.63% $28,857
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $7,998
HOMESIDE FINANCIAL, LLC 1 6.88% $1,843
HOMEXPRESS MORTGAGE CORP. 1 8.63% $14,086
INTERNATIONAL CITY MORTGAGE, INC. 1 6.88% $3,993
KINECTA 1 6.25% $5,370
Lakeview Community Capital, LLC 1 6.38% $8,992
LENDSURE MORTGAGE CORP. 1 9.38% $17,248
MEMBER FIRST MORTGAGE, LLC 1 6.00% $10,371
MORIA DEVELOPMENT, INC. 1 6.13% $5,422
M&T Bank 1 5.75% $9,181
NEWREZ LLC 1 7.50% $4,610
Northwest Farm Credit Services, FLCA 1 7.25% $7,931
NorthWest Plus Credit Union 1 6.48% $2,430
NUMERICA CREDIT UNION 1 6.88% $2,567
OCMBC, INC. 1 8.00% $43,323
OnPoint Community Credit Union 1 6.88% $4,815
ON Q FINANCIAL, INC. 1 7.99% $5,141
ONY GLO, INC. 1 7.50% $14,935
Origin Bank 1 8.00% $3,403
PHH Mortgage Corporation 1 6.63% $8,392
Plains Commerce Bank 1 6.38% $17,163
Prosperity Home Mortgage, LLC 1 6.00% $5,802
Qualstar Credit Union 1 7.38% $3,772
Raymond James Bank 1 5.25% $2,758
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.63% $19,219
RESIDENTIAL MORTGAGE, LLC 1 7.99% $9,227
Servion, Inc. 1 6.13% $4,519
Sound Community Bank 1 6.00% $5,994
STAR ONE CREDIT UNION 1 6.38% $3,795
Sunflower Bank 1 7.13% $4,994
T2 FINANCIAL LLC 1 7.49% $3,498
The Huntington National Bank 1 6.88% $3,477
The Loan Store, Inc. 1 6.88% $10,346
TRIAD FINANCIAL SERVICES, INC. 1 8.70% $9,620
TWINSTAR 1 5.50% $7,228
UBS Bank USA 1 5.38% $7,872
United Fidelity Funding Corp. 1 6.13% $18,475
Valley National Bank 1 5.50% $4,695

BELLINGHAM Average Closing Costs & Other Stats

BELLINGHAM, WA's 151 lenders originated 3,937 loans during 2023. The total origination value was $1,411,685,000, with an average loan value of $358,569.

BELLINGHAM's average closing costs are $5,464.

The top BELLINGHAM lender as defined by loan originations is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 226 loans originated. Their average total fees are $9,684, which is $41 lower than the next largest lender, MOVEMENT MORTGAGE, LLC.

The lowest fee BELLINGHAM lenders (with over 10 loans originated) are RBC Bank, (Georgia) ($2,001), First Federal Savings and Loan Association of Port Angeles ($4,220), Morgan Stanley Private Bank ($4,401), JPMorgan Chase Bank ($5,084) and RESIDENTIAL WHOLESALE MORTGAGE, INC. ($5,462).

The lowest rate BELLINGHAM lenders (with over 10 loans originated) are Morgan Stanley Private Bank (5.86%), Heritage Bank (6.00%), RBC Bank, (Georgia) (6.00%), Boeing Employees Credit Union (6.13%) and Bank of the Pacific (6.19%).

BELLINGHAM, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
WHATCOM EDUCATIONAL CREDIT UNION $241,010,000 $139,480,000 -42.1% 9.9%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $9,960,000 $127,910,000 1,184.2% 9.1%
Peoples Bank $195,565,000 $100,690,000 -48.5% 7.1%
MOVEMENT MORTGAGE, LLC $29,360,000 $90,960,000 209.8% 6.4%
Boeing Employees Credit Union $61,630,000 $87,155,000 41.4% 6.2%
UNITED WHOLESALE MORTGAGE, LLC $70,105,000 $55,865,000 -20.3% 4.0%
GUILD MORTGAGE COMPANY $51,820,000 $44,595,000 -13.9% 3.2%
QUICKEN LOANS, LLC $78,375,000 $41,550,000 -47.0% 2.9%
Banner Bank $66,970,000 $39,825,000 -40.5% 2.8%
CROSSCOUNTRY MORTGAGE, LLC $32,180,000 $34,640,000 7.6% 2.5%
First Federal Savings and Loan Association of Port Angeles $42,435,000 $24,650,000 -41.9% 1.7%
CMG MORTGAGE, INC. $6,680,000 $23,010,000 244.5% 1.6%
LEADERONE FINANCIAL CORPORATION $27,185,000 $21,375,000 -21.4% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $40,010,000 $21,185,000 -47.1% 1.5%
Washington Federal Bank $62,030,000 $20,150,000 -67.5% 1.4%
U.S. Bank $51,075,000 $19,920,000 -61.0% 1.4%
JONES LANG LASALLE MULTIFAMILY, LLC $18,575,000 n/a 1.3%
Bank of the Pacific $18,110,000 $18,190,000 0.4% 1.3%
SaviBank $16,595,000 n/a 1.2%
JPMorgan Chase Bank $71,235,000 $16,450,000 -76.9% 1.2%
PENNYMAC LOAN SERVICES, LLC $16,365,000 $16,335,000 -0.2% 1.2%
Bank of America $18,940,000 $16,245,000 -14.2% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $12,525,000 $15,645,000 24.9% 1.1%
Heritage Bank $35,145,000 $14,930,000 -57.5% 1.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $35,340,000 $13,975,000 -60.5% 1.0%
Wells Fargo Bank $25,710,000 $13,925,000 -45.8% 1.0%
Mortgage Research Center, LLC $11,530,000 $13,065,000 13.3% 0.9%
Umpqua Bank $334,150,000 $12,575,000 -96.2% 0.9%
CANOPY MORTGAGE, LLC $20,885,000 $12,455,000 -40.4% 0.9%
KeyBank $36,510,000 $12,240,000 -66.5% 0.9%
Morgan Stanley Private Bank $22,195,000 $10,435,000 -53.0% 0.7%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $3,895,000 $10,010,000 157.0% 0.7%
NAVY FEDERAL CREDIT UNION $18,610,000 $8,545,000 -54.1% 0.6%
INDUSTRIAL CU OF WHATCOM COUNTY $8,510,000 n/a 0.6%
Alaska USA Federal Credit Union $2,710,000 $7,755,000 186.2% 0.5%
Coastal Community Bank $7,425,000 n/a 0.5%
North Coast Credit Union $7,190,000 n/a 0.5%
BMO Harris Bank $2,120,000 $7,080,000 234.0% 0.5%
BROKER SOLUTIONS, INC. $10,350,000 $6,815,000 -34.2% 0.5%
WASHINGTON STATE EMPLOYEES Credit Union $2,730,000 $6,790,000 148.7% 0.5%
BAY EQUITY LLC $7,490,000 $6,345,000 -15.3% 0.4%
ENVOY MORTGAGE, LTD $760,000 $6,150,000 709.2% 0.4%
PNC Bank $8,720,000 $6,030,000 -30.8% 0.4%
CORNERSTONE HOME LENDING, INC. $6,410,000 $5,510,000 -14.0% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $4,965,000 n/a 0.4%
LOANDEPOT.COM, LLC $27,200,000 $4,825,000 -82.3% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,945,000 $4,475,000 52.0% 0.3%
GUARANTEED RATE, INC. $2,300,000 $3,880,000 68.7% 0.3%
RBC Bank, (Georgia) $4,405,000 $3,870,000 -12.1% 0.3%
Washington Trust Bank $3,805,000 $3,760,000 -1.2% 0.3%
1st Security Bank of Washington $3,885,000 $3,720,000 -4.2% 0.3%
RF Renovo Management Company, LLC $3,670,000 n/a 0.3%
USAA Federal Savings Bank $4,530,000 $3,520,000 -22.3% 0.2%
NFM, INC. $5,255,000 $3,105,000 -40.9% 0.2%
FIRST TECHNOLOGY $2,285,000 $2,965,000 29.8% 0.2%
HOMEXPRESS MORTGAGE CORP. $870,000 $2,860,000 228.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $3,500,000 $2,845,000 -18.7% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $5,860,000 $2,825,000 -51.8% 0.2%
PENTAGON FEDERAL CREDIT UNION $4,870,000 $2,820,000 -42.1% 0.2%
MID AMERICA MORTGAGE, INC. $2,860,000 $2,740,000 -4.2% 0.2%
SAMMAMISH MORTGAGE COMPANY $1,330,000 $2,650,000 99.2% 0.2%
NEWREZ LLC $3,630,000 $2,525,000 -30.4% 0.2%
NEXERA HOLDING LLC $3,655,000 $2,510,000 -31.3% 0.2%
FREEDOM MORTGAGE CORPORATION $6,615,000 $2,455,000 -62.9% 0.2%
INSPIRE HOME LOANS INC. $205,000 $2,315,000 1,029.3% 0.2%
PREMIA MORTGAGE, LLC $2,665,000 $2,300,000 -13.7% 0.2%
Sierra Pacific Mortgage Company, Inc. $1,820,000 $2,290,000 25.8% 0.2%
Third Federal Savings and Loan Association of Cleveland $2,450,000 $2,250,000 -8.2% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,030,000 $2,170,000 6.9% 0.2%
Discover Bank $1,050,000 $2,095,000 99.5% 0.1%
First-Citizens Bank & Trust Company $2,590,000 $2,080,000 -19.7% 0.1%
ACADEMY MORTGAGE CORPORATION $3,165,000 $2,045,000 -35.4% 0.1%
NBKC BANK $4,380,000 $2,045,000 -53.3% 0.1%
AMERISAVE MORTGAGE CORPORATION $7,305,000 $1,985,000 -72.8% 0.1%
NexBank $2,625,000 $1,975,000 -24.8% 0.1%
NATIONS DIRECT MORTGAGE, LLC $820,000 $1,960,000 139.0% 0.1%
ALLIANT CREDIT UNION $3,305,000 $1,880,000 -43.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $5,035,000 $1,865,000 -63.0% 0.1%
HomeTrust Bank $1,205,000 $1,855,000 53.9% 0.1%
The Federal Savings Bank $1,755,000 $1,825,000 4.0% 0.1%
Charles Schwab Bank, SSB $2,615,000 $1,800,000 -31.2% 0.1%
Figure Lending LLC $2,275,000 $1,760,000 -22.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $465,000 $1,725,000 271.0% 0.1%
Citadel Servicing Corporation $1,060,000 $1,670,000 57.5% 0.1%
First Federal Bank $1,625,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,505,000 $1,625,000 -63.9% 0.1%
Paramount Residential Mortgage Group, Inc. $4,265,000 $1,620,000 -62.0% 0.1%
LENDINGHOME FUNDING CORPORATION $2,500,000 $1,570,000 -37.2% 0.1%
Northwest Farm Credit Services, FLCA $760,000 $1,525,000 100.7% 0.1%
HomeStreet Bank $3,825,000 $1,510,000 -60.5% 0.1%
OCMBC, INC. $1,465,000 n/a 0.1%
CALIBER HOME LOANS, INC. $228,225,000 $1,445,000 -99.4% 0.1%
ZILLOW HOME LOANS, LLC $1,025,000 $1,435,000 40.0% 0.1%
21ST MORTGAGE CORPORATION $295,000 $1,395,000 372.9% 0.1%
Flagstar Bank, FSB $10,925,000 $1,325,000 -87.9% 0.1%
Farmers Bank & Trust $455,000 $1,310,000 187.9% 0.1%
CALCON MUTUAL MORTGAGE LLC $2,050,000 $1,305,000 -36.3% 0.1%
GESA $4,065,000 $1,260,000 -69.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $480,000 $1,260,000 162.5% 0.1%
DIGITAL Federal Credit Union $1,240,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $1,410,000 $1,235,000 -12.4% 0.1%
DEEPHAVEN MORTGAGE LLC $1,135,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $705,000 $1,100,000 56.0% 0.1%
Northpointe Bank $2,175,000 $1,100,000 -49.4% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,085,000 n/a 0.1%
OnPoint Community Credit Union $135,000 $1,080,000 700.0% 0.1%
SUMMIT FUNDING, INC. $2,775,000 $1,080,000 -61.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,425,000 $1,070,000 -24.9% 0.1%
American Mortgage & Equity Consultants, Inc. $1,060,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $9,170,000 $1,020,000 -88.9% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,695,000 $1,015,000 -62.3% 0.1%
EMBRACE HOME LOANS, INC. $465,000 $1,005,000 116.1% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $970,000 n/a 0.1%
LOANPAL, LLC $605,000 $925,000 52.9% 0.1%
TWINSTAR $55,000 $905,000 1,545.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $815,000 $895,000 9.8% 0.1%
Bethpage Federal Credit Union $290,000 $870,000 200.0% 0.1%
Wyndham Capital Mortgage, Inc. $1,420,000 $870,000 -38.7% 0.1%
Valley National Bank $865,000 n/a 0.1%
MORTGAGE ACCESS CORP. $860,000 n/a 0.1%
Old National Bank $860,000 n/a 0.1%
SUMMIT MORTGAGE CORPORATION $850,000 n/a 0.1%
Citibank $3,975,000 $835,000 -79.0% 0.1%
AMWEST FUNDING CORP. $385,000 $830,000 115.6% 0.1%
T2 FINANCIAL LLC $375,000 $810,000 116.0% 0.1%
V.I.P. MORTGAGE, INC. $545,000 $810,000 48.6% 0.1%
DAS Acquisition Company, LLC $790,000 n/a 0.1%
Nations Lending Corporation $1,160,000 $780,000 -32.8% 0.1%
Evolve Bank & Trust $775,000 n/a 0.1%
Prosperity Home Mortgage, LLC $445,000 $770,000 73.0% 0.1%
VILLAGE CAPITAL MORTGAGE $830,000 $765,000 -7.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $815,000 $730,000 -10.4% 0.1%
The Loan Store, Inc. $730,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $1,470,000 $730,000 -50.3% 0.1%
ARC HOME LLC $835,000 $725,000 -13.2% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $240,000 $725,000 202.1% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,630,000 $725,000 -55.5% 0.1%
ONY GLO, INC. $495,000 $725,000 46.5% 0.1%
SPRING EQ, LLC $1,395,000 $720,000 -48.4% 0.1%
Timberland Bank $705,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $685,000 n/a 0.0%
GENEVA FINANCIAL, LLC $720,000 $675,000 -6.3% 0.0%
Sound Community Bank $2,280,000 $660,000 -71.1% 0.0%
MEMBER FIRST MORTGAGE, LLC $635,000 n/a 0.0%
United Fidelity Funding Corp. $525,000 $625,000 19.0% 0.0%
Plains Commerce Bank $505,000 $595,000 17.8% 0.0%
RESIDENTIAL MORTGAGE, LLC $555,000 n/a 0.0%
Sunflower Bank $355,000 $555,000 56.3% 0.0%
Ixonia Bank $545,000 n/a 0.0%
Loan Simple, Inc. $265,000 $545,000 105.7% 0.0%
Century Mortgage Company DBA Century Lending Company $535,000 n/a 0.0%
Citizens Bank $535,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $525,000 n/a 0.0%
The Huntington National Bank $3,330,000 $525,000 -84.2% 0.0%
RESIDENTIAL BANCORP $520,000 n/a 0.0%
NUMERICA CREDIT UNION $575,000 $515,000 -10.4% 0.0%
Fidelity Bank $485,000 n/a 0.0%
Ally Bank $5,030,000 $475,000 -90.6% 0.0%
KINECTA $215,000 $475,000 120.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $465,000 $475,000 2.2% 0.0%
LENDSURE MORTGAGE CORP. $465,000 n/a 0.0%
Zions Bank $3,425,000 $465,000 -86.4% 0.0%
City National Bank $3,745,000 $455,000 -87.9% 0.0%
Commerce Home Mortgage, Inc. $1,580,000 $455,000 -71.2% 0.0%
Stifel Bank and Trust $1,180,000 $455,000 -61.4% 0.0%
AmeriHome Mortgage Company, LLC $445,000 n/a 0.0%
Bank of England $155,000 $445,000 187.1% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,900,000 $435,000 -85.0% 0.0%
OPEN MORTGAGE, LLC $1,635,000 $435,000 -73.4% 0.0%
STAR ONE CREDIT UNION $255,000 $425,000 66.7% 0.0%
UBS Bank USA $7,220,000 $415,000 -94.3% 0.0%
AXIA FINANCIAL, LLC $640,000 $405,000 -36.7% 0.0%
O BEE $945,000 $400,000 -57.7% 0.0%
BKCO MORTGAGE, LLC $15,565,000 $395,000 -97.5% 0.0%
GTE Federal Credit Union $380,000 n/a 0.0%
Access Bank $375,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $355,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $520,000 $345,000 -33.7% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $455,000 $345,000 -24.2% 0.0%
Bank-Fund Staff Federal Credit Union $335,000 n/a 0.0%
Lakeview Community Capital, LLC $45,000 $335,000 644.4% 0.0%
AMERICAN FINANCING CORPORATION $720,000 $325,000 -54.9% 0.0%
GEORGIA'S OWN $675,000 $315,000 -53.3% 0.0%
HighTechLending Inc $1,845,000 $315,000 -82.9% 0.0%
LADERA LENDING, INC. $1,620,000 $315,000 -80.6% 0.0%
BECKAM FUNDING CORP. $305,000 n/a 0.0%
M&T Bank $1,130,000 $305,000 -73.0% 0.0%
Origin Bank $305,000 n/a 0.0%
PHH Mortgage Corporation $1,310,000 $305,000 -76.7% 0.0%
Servion, Inc. $345,000 $295,000 -14.5% 0.0%
Southwest Airlines Federal Credit Union $285,000 n/a 0.0%
Carrington Mortgage Services, LLC $1,350,000 $275,000 -79.6% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $265,000 n/a 0.0%
Directions Credit Union, Inc. $255,000 n/a 0.0%
SOUND $7,155,000 $250,000 -96.5% 0.0%
Potlatch No. 1 Financial Credit Union $2,900,000 $245,000 -91.6% 0.0%
Raymond James Bank $235,000 n/a 0.0%
Bank of Hope $515,000 $205,000 -60.2% 0.0%
CHURCHILL MORTGAGE CORPORATION $760,000 $205,000 -73.0% 0.0%
LAKEVIEW LOAN SERVICING, LLC $2,345,000 $205,000 -91.3% 0.0%
SPOKANE TEACHERS $1,415,000 $205,000 -85.5% 0.0%
NorthWest Plus Credit Union $215,000 $185,000 -14.0% 0.0%
RED CANOE CREDIT UNION $290,000 $180,000 -37.9% 0.0%
Barrington Bank & Trust Company, N.A. $315,000 $155,000 -50.8% 0.0%
Equity Prime Mortgage LLC $155,000 n/a 0.0%
Hometown Equity Mortgage, LLC $155,000 n/a 0.0%
iQ Credit Union $155,000 n/a 0.0%
UNIVERSITY CREDIT UNION $590,000 $135,000 -77.1% 0.0%
ON Q FINANCIAL, INC. $535,000 $125,000 -76.6% 0.0%
Qualstar Credit Union $1,025,000 $125,000 -87.8% 0.0%
CANVAS CREDIT UNION $445,000 $105,000 -76.4% 0.0%
HOMESIDE FINANCIAL, LLC $1,235,000 $105,000 -91.5% 0.0%
SALAL $945,000 $105,000 -88.9% 0.0%
State Department Federal Credit Union $545,000 $75,000 -86.2% 0.0%
WINGS FINANCIAL $605,000 $75,000 -87.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $415,000 $65,000 -84.3% 0.0%
MOUNTAINCREST CREDIT UNION $65,000 n/a 0.0%
PLANET HOME LENDING, LLC $1,765,000 $65,000 -96.3% 0.0%
IDAHO CENTRAL $730,000 $55,000 -92.5% 0.0%
KITSAP Credit Union $285,000 $35,000 -87.7% 0.0%
VERITY $983,025,000 $25,000 -100.0% 0.0%

BELLINGHAM's top lender by overall market share is WHATCOM EDUCATIONAL CREDIT UNION, with 9.9% market share. In second place, with 9.1%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $127,910,000 in loans. In third place, with 7.1%, is Peoples Bank, having originated $100,690,000 in loans. In fourth place, with 6.4%, is MOVEMENT MORTGAGE, LLC, having originated $90,960,000 in loans. In fifth place, with 6.2%, is Boeing Employees Credit Union, having originated $87,155,000 in loans.


BELLINGHAM Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BELLINGHAM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $422,894 (7.1%) $517,958 (-4.8%) 1.57 457
2018-02-01 $427,916 (9.4%) $494,876 (-9.3%) 1.55 441
2018-03-01 $425,000 (7.9%) $500,109 (-8.3%) 1.49 450
2018-04-01 $439,475 (10.1%) $512,710 (-5.1%) 1.49 478
2018-05-01 $444,925 (11.5%) $528,770 (-0.6%) 1.49 532
2018-06-01 $445,000 (11.5%) $538,100 (1.7%) 1.48 591
2018-07-01 $440,500 (3.9%) $533,668 (-0.8%) 1.47 630
2018-08-01 $421,000 (0.4%) $522,524 (-3.0%) 1.41 666
2018-09-01 $429,000 (4.9%) $531,273 (-0.2%) 1.44 663
2018-10-01 $429,675 (2.5%) $561,683 (7.1%) 1.46 655
2018-11-01 $419,125 (1.2%) $554,843 (7.5%) 1.42 632
2018-12-01 $414,900 (1.2%) $554,611 (9.1%) 1.43 577
2019-01-01 $414,950 (-1.9%) $559,550 (8.0%) 1.43 504
2019-02-01 $427,500 (-0.1%) $568,775 (14.9%) 1.44 502
2019-03-01 $425,671 (0.2%) $563,976 (12.8%) 1.39 526
2019-04-01 $425,171 (-3.3%) $559,811 (9.2%) 1.35 562
2019-05-01 $444,675 (-0.1%) $570,850 (8.0%) 1.39 612
2019-06-01 $450,000 (1.1%) $572,570 (6.4%) 1.41 679
2019-07-01 $448,487 (1.8%) $565,867 (6.0%) 1.40 723
2019-08-01 $447,545 (6.3%) $558,671 (6.9%) 1.42 781
2019-09-01 $448,364 (4.5%) $558,859 (5.2%) 1.43 840
2019-10-01 $448,909 (4.5%) $558,481 (-0.6%) 1.45 871
2019-11-01 $449,950 (7.4%) $556,269 (0.3%) 1.48 793
2019-12-01 $437,250 (5.4%) $547,773 (-1.2%) 1.46 662
2020-01-01 $444,675 (7.2%) $571,874 (2.2%) 1.49 543
2020-02-01 $448,000 (4.8%) $556,400 (-2.2%) 1.47 522
2020-03-01 $445,000 (4.5%) $554,564 (-1.7%) 1.40 573
2020-04-01 $439,450 (3.4%) $549,065 (-1.9%) 1.38 622
2020-05-01 $439,900 (-1.1%) $548,392 (-3.9%) 1.34 660
2020-06-01 $454,500 (1.0%) $573,392 (0.1%) 1.34 687
2020-07-01 $464,950 (3.7%) $595,001 (5.2%) 1.35 680
2020-08-01 $468,750 (4.7%) $588,022 (5.3%) 1.34 620
2020-09-01 $460,425 (2.7%) $581,272 (4.0%) 1.32 565
2020-10-01 $465,000 (3.6%) $602,693 (7.9%) 1.33 526
2020-11-01 $444,950 (-1.1%) $598,974 (7.7%) 1.30 346
2020-12-01 $444,975 (1.8%) $588,546 (7.4%) 1.32 309
2021-01-01 $426,000 (-4.2%) $603,751 (5.6%) 1.27 249
2021-02-01 $435,000 (-2.9%) $628,372 (12.9%) 1.27 254
2021-03-01 $474,475 (6.6%) $666,014 (20.1%) 1.35 253
2021-04-01 $494,500 (12.5%) $675,563 (23.0%) 1.34 244
2021-05-01 $525,000 (19.4%) $713,375 (30.1%) 1.39 269
2021-06-01 $543,750 (19.6%) $742,078 (29.4%) 1.43 292
2021-07-01 $579,500 (24.6%) $805,577 (35.4%) 1.53 268
2021-08-01 $600,000 (28.0%) $825,561 (40.4%) 1.60 283
2021-09-01 $612,500 (33.0%) $821,753 (41.4%) 1.63 279
2021-10-01 $599,900 (29.0%) $806,732 (33.9%) 1.60 276
2021-11-01 $599,825 (34.8%) $809,161 (35.1%) 1.60 233
2021-12-01 $599,450 (34.7%) $826,450 (40.4%) 1.62 161
2022-01-01 $585,000 (37.3%) $886,385 (46.8%) 1.58 120
2022-02-01 $662,494 (52.3%) $959,469 (52.7%) 1.72 126
2022-03-01 $646,825 (36.3%) $919,265 (38.0%) 1.62 163
2022-04-01 $649,000 (31.2%) $855,378 (26.6%) 1.55 214
2022-05-01 $697,000 (32.8%) $873,039 (22.4%) 1.59 299
2022-06-01 $674,375 (24.0%) $832,217 (12.2%) 1.50 426
2022-07-01 $647,000 (11.7%) $797,970 (-0.9%) 1.46 585
2022-08-01 $646,000 (7.7%) $807,622 (-2.2%) 1.49 624
2022-09-01 $637,125 (4.0%) $814,152 (-0.9%) 1.49 602
2022-10-01 $638,975 (6.5%) $818,858 (1.5%) 1.50 584
2022-11-01 $630,500 (5.1%) $826,388 (2.1%) 1.52 541
2022-12-01 $618,000 (3.1%) $818,528 (-1.0%) 1.53 460
2023-01-01 $609,987 (4.3%) $824,614 (-7.0%) 1.51 366
2023-02-01 $599,000 (-9.6%) $799,626 (-16.7%) 1.45 366
2023-03-01 $621,000 (-4.0%) $816,964 (-11.1%) 1.46 378
2023-04-01 $650,000 (0.2%) $847,225 (-1.0%) 1.51 375
2023-05-01 $674,500 (-3.2%) $864,035 (-1.0%) 1.53 455
2023-06-01 $653,388 (-3.1%) $833,781 (0.2%) 1.47 502
2023-07-01 $659,950 (2.0%) $844,365 (5.8%) 1.50 498
2023-08-01 $687,000 (6.4%) $877,265 (8.6%) 1.58 524
2023-09-01 $698,950 (9.7%) $889,047 (9.2%) 1.63 497
2023-10-01 $699,225 (9.4%) $916,060 (11.9%) 1.65 492
2023-11-01 $698,500 (10.8%) $924,888 (11.9%) 1.66 490
2023-12-01 $688,944 (11.5%) $932,752 (14.0%) 1.68 398
2024-01-01 $698,750 (14.6%) $950,586 (15.3%) 1.71 317
2024-02-01 $697,475 (16.4%) $965,286 (20.7%) 1.68 296
2024-03-01 $725,000 (16.8%) $984,179 (20.5%) 1.71 297
2024-04-01 $723,500 (11.3%) $974,252 (15.0%) 1.68 379
2024-05-01 $711,750 (5.5%) $975,993 (13.0%) 1.61 471
2024-06-01 $715,000 (9.4%) $983,061 (17.9%) 1.61 501
2024-07-01 $697,450 (5.7%) $894,968 (6.0%) 1.59 615
2024-08-01 $687,000 (0.0%) $875,578 (-0.2%) 1.60 646
2024-09-01 $686,500 (-1.8%) $861,160 (-3.1%) 1.62 641
2024-10-01 $692,450 (-1.0%) $857,955 (-6.3%) 1.63 630
BELLINGHAM's median listing price for 2024-10-01 was $692,450, a difference of $-6,775 (-1.0%) versus the prior year and $5,950 versus the prior month.

BELLINGHAM's median listing price comes in at 163% of the national average.

BELLINGHAM's average listing price for 2024-10-01 was $857,955, a difference of $-58,105 (-6.3%) versus the prior year and $-3,205 versus the prior month.

For the 2024-10-01 period, BELLINGHAM had 630 MLS listings, a difference of -11 listings (-2%) versus the prior month and 138 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BELLINGHAM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 81 days 1,908 sqft
2018-02-01 75 days 1,929 sqft
2018-03-01 47 days 1,896 sqft
2018-04-01 41 days 1,902 sqft
2018-05-01 37 days 1,941 sqft
2018-06-01 37 days 1,960 sqft
2018-07-01 42 days 1,942 sqft
2018-08-01 40 days 1,834 sqft
2018-09-01 49 days 1,862 sqft
2018-10-01 53 days 1,948 sqft
2018-11-01 57 days 1,908 sqft
2018-12-01 71 days 1,847 sqft
2019-01-01 72 days 1,820 sqft
2019-02-01 64 days 1,901 sqft
2019-03-01 54 days 1,864 sqft
2019-04-01 43 days 1,810 sqft
2019-05-01 39 days 1,870 sqft
2019-06-01 40 days 1,920 sqft
2019-07-01 44 days 1,914 sqft
2019-08-01 48 days 1,901 sqft
2019-09-01 53 days 1,896 sqft
2019-10-01 57 days 1,893 sqft
2019-11-01 64 days 1,904 sqft
2019-12-01 77 days 1,837 sqft
2020-01-01 92 days 1,835 sqft
2020-02-01 87 days 1,821 sqft
2020-03-01 41 days 1,832 sqft
2020-04-01 41 days 1,779 sqft
2020-05-01 54 days 1,808 sqft
2020-06-01 56 days 1,815 sqft
2020-07-01 46 days 1,848 sqft
2020-08-01 45 days 1,832 sqft
2020-09-01 44 days 1,759 sqft
2020-10-01 44 days 1,782 sqft
2020-11-01 57 days 1,715 sqft
2020-12-01 67 days 1,633 sqft
2021-01-01 77 days 1,564 sqft
2021-02-01 54 days 1,581 sqft
2021-03-01 39 days 1,641 sqft
2021-04-01 36 days 1,636 sqft
2021-05-01 28 days 1,740 sqft
2021-06-01 28 days 1,782 sqft
2021-07-01 33 days 1,827 sqft
2021-08-01 30 days 1,875 sqft
2021-09-01 35 days 1,878 sqft
2021-10-01 34 days 1,875 sqft
2021-11-01 39 days 1,887 sqft
2021-12-01 51 days 1,857 sqft
2022-01-01 46 days 1,712 sqft
2022-02-01 29 days 1,940 sqft
2022-03-01 23 days 1,874 sqft
2022-04-01 22 days 1,862 sqft
2022-05-01 22 days 1,905 sqft
2022-06-01 23 days 1,852 sqft
2022-07-01 27 days 1,830 sqft
2022-08-01 36 days 1,872 sqft
2022-09-01 44 days 1,877 sqft
2022-10-01 46 days 1,904 sqft
2022-11-01 58 days 1,910 sqft
2022-12-01 65 days 1,892 sqft
2023-01-01 79 days 1,870 sqft
2023-02-01 76 days 1,823 sqft
2023-03-01 46 days 1,872 sqft
2023-04-01 44 days 1,864 sqft
2023-05-01 37 days 1,996 sqft
2023-06-01 39 days 1,928 sqft
2023-07-01 44 days 1,953 sqft
2023-08-01 42 days 1,948 sqft
2023-09-01 48 days 1,979 sqft
2023-10-01 50 days 1,996 sqft
2023-11-01 56 days 1,977 sqft
2023-12-01 71 days 1,969 sqft
2024-01-01 86 days 1,965 sqft
2024-02-01 73 days 1,960 sqft
2024-03-01 44 days 1,922 sqft
2024-04-01 32 days 1,914 sqft
2024-05-01 26 days 1,925 sqft
2024-06-01 33 days 1,872 sqft
2024-07-01 35 days 1,850 sqft
2024-08-01 40 days 1,808 sqft
2024-09-01 51 days 1,857 sqft
2024-10-01 59 days 1,892 sqft
BELLINGHAM's median listing age (time on market) for 2024-10-01 was 59 days. This is 17% longer than the same period one year ago.

BELLINGHAM's median square footage for active listings during the 2024-10-01 period was 1,892 sqft. One year prior, the average listing was 1,996 sqft.

BELLINGHAM, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
98220 Bellingham, WA MSA $960 $1,060 $1,320 $1,870 $2,210
98225 Bellingham, WA MSA $1,070 $1,140 $1,400 $1,990 $2,380
98226 Bellingham, WA MSA $1,040 $1,110 $1,360 $1,930 $2,320
98227 Bellingham, WA MSA $1,040 $1,110 $1,360 $1,930 $2,320
98228 Bellingham, WA MSA $1,040 $1,110 $1,360 $1,930 $2,320
98229 Bellingham, WA MSA $1,070 $1,140 $1,400 $1,990 $2,380
98230 Bellingham, WA MSA $1,060 $1,120 $1,380 $1,960 $2,350
98231 Bellingham, WA MSA $1,040 $1,110 $1,360 $1,930 $2,320
98237 Bellingham, WA MSA $940 $1,110 $1,400 $1,990 $2,310
98240 Bellingham, WA MSA $1,090 $1,150 $1,420 $2,020 $2,420
98244 Bellingham, WA MSA $900 $950 $1,170 $1,660 $1,990
98247 Bellingham, WA MSA $1,040 $1,110 $1,360 $1,930 $2,320
98248 Bellingham, WA MSA $970 $1,020 $1,260 $1,790 $2,150
98262 Bellingham, WA MSA $1,040 $1,110 $1,360 $1,930 $2,320
98264 Bellingham, WA MSA $1,140 $1,200 $1,480 $2,100 $2,520
98266 Bellingham, WA MSA $940 $990 $1,220 $1,730 $2,080
98276 Bellingham, WA MSA $1,010 $1,070 $1,320 $1,880 $2,250
98281 Bellingham, WA MSA $910 $970 $1,190 $1,690 $2,030
98283 Bellingham, WA MSA $940 $1,110 $1,400 $1,990 $2,310
98284 Bellingham, WA MSA $1,020 $1,190 $1,500 $2,130 $2,480
98295 Bellingham, WA MSA $840 $900 $1,130 $1,610 $1,940
98862 Bellingham, WA MSA $840 $900 $1,130 $1,610 $1,940

2022 Average & Median Rent Data Statistics
BELLINGHAM, WA average 1BR rent: $1,076, median: $1,110
BELLINGHAM, WA average 2BR rent: $1,331, median: $1,360
BELLINGHAM, WA average 3BR rent: $1,890, median: $1,930

BELLINGHAM, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,274 $1,096,010,000 $481,974
Home Improvement 660 $75,440,000 $114,303
Other 413 $61,945,000 $149,988
Cash Out Refi 367 $98,455,000 $268,270
Refi 223 $79,835,000 $358,004

Bellingham's most frequently cited loan purpose was Home Purchase, with 2,274 originations. The 2nd most popular reason was Home Improvement, with 660 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,278 $566,190,000 $443,028
7-8% 962 $327,970,000 $340,925
Over 8% 915 $140,645,000 $153,710
5-6% 475 $278,905,000 $587,168
4-5% 101 $42,845,000 $424,208
<2.5% 53 $1,605,000 $30,283
3-4% 8 $7,470,000 $933,750
2.5-3% 2 $680,000 $340,000

During 2023, Bellingham's most frequently originated rate bucket was 6-7%, with 1,278 originations.

Loan Sizing (BELLINGHAM, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,099 $330,565,000 $300,787
$400k-600k 970 $467,430,000 $481,887
$100,000 or less 787 $43,155,000 $54,835
$100k-200k 581 $79,975,000 $137,651
$600k-1000k 402 $288,210,000 $716,940
$Over $1MM 98 $202,350,000 $2,064,796

BELLINGHAM's loan sizing saw the bucket of loans from $200k-400k with 1,099 originations, totaling $330,565,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,003 $503,115,000 $501,610
Under 20% 1,003 $78,775,000 $78,539
60-80% 847 $436,325,000 $515,142
20-40% 484 $102,580,000 $211,942
40-60% 423 $227,295,000 $537,340
Over 100% 32 $17,030,000 $532,188

BELLINGHAM's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,003 originations, totaling $503,115,000 in origination value.