OLYMPIA - LACEY - TUMWATER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Olympia - Lacey - Tumwater averaged 6.75% for the week of 2024-06-20, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-06-13) was 6.63% and one month ago for the week of 2024-05-16, the average rate was 6.9%.

Olympia - Lacey - Tumwater's average rate one year ago was 6.77%.

For refis of the same type during the week of 2024-06-20, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-20 6.87%
Olympia - Lacey - Tumwater 30 Year Fixed Rate 2024-06-20 6.75%
Olympia - Lacey - Tumwater 30 Year Fixed Rate Refi 2024-06-20 6.82%
Olympia - Lacey - Tumwater 15 Year Fixed Rate 2024-06-20 6.03%
Olympia - Lacey - Tumwater 15 Year Fixed Rate Refi 2024-06-20 6.03%
Olympia - Lacey - Tumwater 30 Year FHA 2024-06-20 -0.26%
Olympia - Lacey - Tumwater 30 Year FHA Refi 2024-06-20 -0.1%
Olympia - Lacey - Tumwater 30 Year USDA 2024-06-20 0.1%
Olympia - Lacey - Tumwater 30 Year USDA Refi 2024-06-20 0.2%
Olympia - Lacey - Tumwater 30 Year VA 2024-06-20 -0.03%
Olympia - Lacey - Tumwater 30 Year VA Refi 2024-06-20 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OLYMPIA-LACEY-TUMWATER, WA.

OLYMPIA - LACEY - TUMWATER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OLYMPIA-LACEY-TUMWATER, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
ACADEMY MORTGAGE CORPORATION 199 6.81% $11,144
UNITED WHOLESALE MORTGAGE, LLC 140 6.62% $9,127
QUICKEN LOANS, LLC 135 6.62% $8,011
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 106 6.77% $8,005
MOVEMENT MORTGAGE, LLC 93 6.91% $9,454
WASHINGTON STATE EMPLOYEES Credit Union 80 6.36% $4,142
Olympia Federal Savings & Loan Association 75 4.86% $5,019
GUILD MORTGAGE COMPANY 50 6.78% $8,957
BAY EQUITY LLC 50 6.77% $8,888
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 46 7.11% $10,874
CROSSCOUNTRY MORTGAGE, LLC 38 7.15% $8,181
AMERICAN PACIFIC MORTGAGE CORPORATION 31 6.97% $9,022
GUARANTEED RATE, INC. 31 6.80% $7,768
Boeing Employees Credit Union 29 6.43% $6,336
O BEE 27 7.06% $5,914
Wells Fargo Bank 25 6.67% $6,264
JPMorgan Chase Bank 22 6.48% $7,463
TWINSTAR 22 6.85% $3,790
NEWREZ LLC 20 6.75% $10,077
BROKER SOLUTIONS, INC. 19 7.00% $10,182
CMG MORTGAGE, INC. 19 6.62% $9,850
U.S. Bank 17 6.76% $7,016
South Pacific Financial Corporation 17 6.01% $6,102
CALIBER HOME LOANS, INC. 17 6.50% $9,811
Bank of America 17 6.54% $5,163
INSPIRE HOME LOANS INC. 16 6.09% $7,042
MOUNTAIN AMERICA 15 6.78% $12,763
KeyBank 15 6.85% $4,126
PREMIER MORTGAGE RESOURCES, L.L.C. 14 6.90% $11,147
Paramount Residential Mortgage Group, Inc. 14 6.92% $8,907
1st Security Bank of Washington 14 6.88% $9,194
EAGLE HOME MORTGAGE, LLC 14 6.02% $6,044
HomeStreet Bank 14 6.83% $7,838
AXIA FINANCIAL, LLC 13 6.66% $8,488
NAVY FEDERAL CREDIT UNION 12 6.31% $3,256
T2 FINANCIAL LLC 11 6.96% $9,649
America's Credit Union 11 6.48% $4,312
PENNYMAC LOAN SERVICES, LLC 11 6.39% $7,890
MLD MORTGAGE INC. 10 6.91% $9,426
LEADERONE FINANCIAL CORPORATION 10 7.22% $7,467
Mr. Cooper ( Nationstar Mortgage ) 9 6.59% $10,939
Timberland Bank 9 6.86% $4,885
Washington Federal Bank 9 6.81% $6,997
NBKC BANK 8 6.36% $4,994
Umpqua Bank 8 6.81% $6,795
SAMMAMISH MORTGAGE COMPANY 8 6.50% $4,667
NOVA FINANCIAL & INVESTMENT CORPORATION 8 7.06% $8,047
CU HOME MORTGAGE SOLUTIONS, LLC 7 6.18% $5,021
PROVIDENT FUNDING ASSOCIATES, L.P. 7 6.55% $5,588
MANN FINANCIAL INC. 7 6.32% $6,675
CORNERSTONE HOME LENDING, INC. 7 7.16% $7,339
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.41% $9,485
Morgan Stanley Private Bank 6 5.83% $3,674
NexBank 6 6.42% $10,186
AMERISAVE MORTGAGE CORPORATION 6 6.29% $14,795
Mortgage Research Center, LLC 6 6.50% $5,750
USAA Federal Savings Bank 6 6.63% $10,587
NFM, INC. 6 7.12% $7,629
SOUND 5 6.70% $3,398
Ixonia Bank 5 7.02% $10,821
Alaska USA Federal Credit Union 5 6.83% $6,045
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 6.15% $7,648
BETTER MORTGAGE CORPORATION 5 5.90% $7,422
FREEDOM MORTGAGE CORPORATION 5 6.65% $10,385
DHI MORTGAGE COMPANY, LTD. 5 5.82% $2,888
LOANDEPOT.COM, LLC 5 7.02% $13,004
RESIDENTIAL MORTGAGE, LLC 4 6.31% $5,167
SeaTrust Mortgage Company 4 7.09% $9,618
Heritage Bank 4 5.97% $10,512
PENRITH HOME LOANS LLC 4 6.68% $4,680
GUARANTEED RATE AFFINITY, LLC 4 7.52% $5,153
Prosperity Home Mortgage, LLC 4 6.19% $7,264
PNC Bank 4 6.31% $6,252
FIRST TECHNOLOGY 4 7.16% $3,210
Carrington Mortgage Services, LLC 4 5.91% $8,716
MASON MCDUFFIE MORTGAGE CORPORATION 3 6.71% $6,894
Seattle Metropolitan Credit Union 3 7.92% $8,971
Sound Community Bank 3 7.38% $5,804
RED CANOE CREDIT UNION 3 6.00% $22,427
SUMMIT FUNDING, INC. 3 6.79% $10,270
CARDINAL FINANCIAL 3 7.04% $9,033
The Loan Store, Inc. 3 7.13% $9,692
PRIORITY HOME LENDING, LLC 3 7.13% $8,900
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.92% $8,988
V.I.P. MORTGAGE, INC. 3 6.38% $7,474
Wallick & Volk, Inc. 3 6.83% $8,322
PLANET HOME LENDING, LLC 3 6.75% $6,549
ZILLOW HOME LOANS, LLC 3 7.00% $8,703
Citibank 3 6.75% $4,912
ENVOY MORTGAGE, LTD 3 7.25% $7,073
DRAPER AND KRAMER MORTGAGE CORP. 3 7.12% $4,107
LOANPAL, LLC 3 6.54% $4,716
OCMBC, INC. 2 9.62% $11,874
GUIDANCE RESIDENTIAL, LLC 2 6.31% $6,893
CALCON MUTUAL MORTGAGE LLC 2 6.31% $11,929
Northpointe Bank 2 6.87% $11,069
PENTAGON FEDERAL CREDIT UNION 2 6.69% $5,458
Discover Bank 2 6.12% $0
Ameris Bank 2 6.63% $8,496
Peoples Bank 2 6.94% $5,857
Commerce Home Mortgage, Inc. 2 7.75% $17,609
NEXERA HOLDING LLC 2 8.06% $12,271
LAKEVIEW LOAN SERVICING, LLC 2 6.56% $13,049
PHH Mortgage Corporation 2 7.44% $9,367
CHURCHILL MORTGAGE CORPORATION 2 7.44% $10,256
BAY-VALLEY MORTGAGE GROUP 2 7.31% $11,077
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.50% $11,253
Sierra Pacific Mortgage Company, Inc. 2 6.56% $14,866
GESA 2 6.50% $7,067
AMERICAN FINANCIAL NETWORK, INC. 2 7.19% $15,025
GENEVA FINANCIAL, LLC 2 7.06% $11,893
Truist 2 6.50% $7,326
Flagstar Bank, FSB 2 6.63% $8,356
MORIA DEVELOPMENT, INC. 2 6.50% $12,439
Century Mortgage Company DBA Century Lending Company 2 6.31% $7,517
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.00% $12,254
HARBORSTONE 2 7.00% $4,336
Ally Bank 2 6.50% $14,979
Summit Mortgage Corporation 2 6.19% $9,407
Zions Bank 1 6.88% $5,678
21ST MORTGAGE CORPORATION 1 9.35% $11,675
ADVANCIAL 1 8.50% $3,934
AHL FUNDING 1 7.38% $22,290
AMERICAN FINANCING CORPORATION 1 5.25% $10,620
AMERICAN HERITAGE LENDING, INC. 1 9.38% $10,538
AMERICAN INTERNET MORTGAGE, INC. 1 5.75% $17,653
American Mortgage & Equity Consultants, Inc. 1 6.99% $11,672
AmeriHome Mortgage Company, LLC 1 6.50% $7,427
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 11.00% $11,311
ARC HOME LLC 1 7.38% $4,333
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.62% $14,071
Bank of the Pacific 1 7.63% $15,486
Banner Bank 1 6.63% $7,738
Barrington Bank & Trust Company, N.A. 1 7.38% $4,224
Bell Bank 1 6.13% $11,925
BMO Harris Bank 1 7.50% $4,838
BNC National Bank 1 6.13% $7,824
Cathay Bank 1 6.63% $4,641
Charles Schwab Bank, SSB 1 6.05% $4,325
CHEVRON 1 6.63% $2,154
Citadel Servicing Corporation 1 10.63% $13,636
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.75% $5,633
City National Bank 1 7.43% $4,177
CITYWIDE HOME LOANS, LLC 1 6.00% $9,258
COMMUNITYAMERICA 1 6.88% $5,169
CRESCENT MORTGAGE COMPANY 1 6.75% $6,589
DAS Acquisition Company, LLC 1 8.50% $18,693
Deseret First Credit Union 1 6.13% $7,365
DIRECTORS MORTGAGE, INC. 1 6.88% $27,955
EVERETT FINANCIAL, INC. 1 6.50% $5,880
Evolve Bank & Trust 1 5.99% $5,050
FBC MORTGAGE, LLC 1 6.88% $11,545
First Bank 1 7.25% $5,160
First-Citizens Bank & Trust Company 1 8.00% $3,457
FIRST COMMUNITY MORTGAGE, INC. 1 7.38% $4,349
First Federal Bank 1 7.00% $4,060
First National Bank of America 1 8.88% $14,921
First Republic Bank 1 6.45% $1,172
GENISYS 1 6.25% $4,401
Golden Empire Mortgage, Inc. 1 6.88% $22,590
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.50% $5,121
GSF Mortgage Corporation 1 5.99% $2,797
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.38% $9,259
INFINITY EQUITY GROUP, INC. 1 7.13% $9,770
INTERNATIONAL CITY MORTGAGE, INC. 1 7.13% $4,426
iQ Credit Union 1 6.75% $2,614
JMAC LENDING, INC. 1 7.13% $4,875
KINECTA 1 6.00% $6,017
LADERA LENDING, INC. 1 6.50% $16,221
LAND HOME FINANCIAL SERVICES, INC. 1 7.50% $15,020
LENDSURE MORTGAGE CORP. 1 9.75% $24,410
MEMBER FIRST MORTGAGE, LLC 1 5.63% $6,790
MORTGAGE LENDING GROUP LLC 1 6.75% $5,484
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.75% $9,564
NATIONS DIRECT MORTGAGE, LLC 1 5.75% $16,061
NEW WAVE LENDING GROUP INC 1 8.50% $15,488
NMSI, INC. 1 7.88% $9,552
North American Savings Bank, F.S.B. 1 8.50% $8,017
Northwest Farm Credit Services, FLCA 1 7.05% $11,110
Northwest Federal Credit Union 1 5.50% $2,010
OnPoint Community Credit Union 1 6.00% $3,038
ON Q FINANCIAL, INC. 1 6.50% $9,810
Pacific NW Federal Credit Union 1 6.38% $3,697
RESIDENTIAL BANCORP 1 5.50% $14,648
ROYAL UNITED MORTGAGE LLC 1 6.25% $12,894
RUOFF MORTGAGE COMPANY, INC. 1 7.50% $3,959
Stifel Bank and Trust 1 5.50% $8,414
SUMMIT MORTGAGE CORPORATION 1 8.37% $5,125
Sunflower Bank 1 6.99% $7,225
SUN WEST MORTGAGE COMPANY, INC. 1 5.63% $29,157
The Federal Savings Bank 1 7.50% $12,753
The Huntington National Bank 1 6.75% $4,646
TJC Mortgage, Inc. 1 5.88% $17,689
TOGETHER CREDIT UNION 1 6.25% $3,117
TRIAD FINANCIAL SERVICES, INC. 1 7.75% $6,710
UBS Bank USA 1 5.75% $3,104
UNION HOME MORTGAGE CORP. 1 7.38% $6,307
Unitus Community Credit Union 1 6.25% $4,844
VERITAS FUNDING, LLC 1 6.62% $4,219
Waterstone Mortgage Corporation 1 6.00% $14,455
Wheatland Bank 1 7.00% $8,276

OLYMPIA - LACEY - TUMWATER Average Closing Costs & Other Stats

OLYMPIA-LACEY-TUMWATER, WA's 201 lenders originated 6,163 loans during 2023. The total origination value was $2,043,855,000, with an average loan value of $331,633.

OLYMPIA - LACEY - TUMWATER's average closing costs are $6,641.

The top OLYMPIA - LACEY - TUMWATER lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with 199 loans originated. Their average total fees are $11,144, which is $2,016 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($3,256), TWINSTAR ($3,790), KeyBank ($4,126), WASHINGTON STATE EMPLOYEES Credit Union ($4,142) and America's Credit Union ($4,312).

The lowest rate OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are Olympia Federal Savings & Loan Association (4.86%), South Pacific Financial Corporation (6.01%), EAGLE HOME MORTGAGE, LLC (6.02%), INSPIRE HOME LOANS INC. (6.09%) and NAVY FEDERAL CREDIT UNION (6.31%).

OLYMPIA-LACEY-TUMWATER, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $178,230,000 $162,010,000 -9.1% 7.9%
ACADEMY MORTGAGE CORPORATION $229,360,000 $150,475,000 -34.4% 7.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $228,590,000 $93,790,000 -59.0% 4.6%
QUICKEN LOANS, LLC $156,540,000 $93,465,000 -40.3% 4.6%
WASHINGTON STATE EMPLOYEES Credit Union $156,865,000 $86,630,000 -44.8% 4.2%
MOVEMENT MORTGAGE, LLC $50,615,000 $70,855,000 40.0% 3.5%
JPMorgan Chase Bank $44,840,000 $58,225,000 29.9% 2.8%
CROSSCOUNTRY MORTGAGE, LLC $137,750,000 $57,930,000 -57.9% 2.8%
Mortgage Research Center, LLC $86,825,000 $54,775,000 -36.9% 2.7%
Olympia Federal Savings & Loan Association $98,135,000 $43,490,000 -55.7% 2.1%
Boeing Employees Credit Union $73,670,000 $40,820,000 -44.6% 2.0%
INSPIRE HOME LOANS INC. $49,295,000 $39,655,000 -19.6% 1.9%
O BEE $84,695,000 $37,050,000 -56.3% 1.8%
BAY EQUITY LLC $42,290,000 $36,225,000 -14.3% 1.8%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $46,680,000 $36,170,000 -22.5% 1.8%
GUILD MORTGAGE COMPANY $72,850,000 $36,020,000 -50.6% 1.8%
NAVY FEDERAL CREDIT UNION $42,800,000 $31,760,000 -25.8% 1.6%
TWINSTAR $58,820,000 $30,715,000 -47.8% 1.5%
GUARANTEED RATE, INC. $16,325,000 $29,540,000 80.9% 1.4%
Timberland Bank $43,390,000 $27,420,000 -36.8% 1.3%
NEWREZ LLC $8,545,000 $24,560,000 187.4% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $26,695,000 $24,165,000 -9.5% 1.2%
PENNYMAC LOAN SERVICES, LLC $49,945,000 $22,155,000 -55.6% 1.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $16,310,000 $21,665,000 32.8% 1.1%
CALIBER HOME LOANS, INC. $134,275,000 $20,755,000 -84.5% 1.0%
CMG MORTGAGE, INC. $15,425,000 $20,590,000 33.5% 1.0%
Wells Fargo Bank $33,335,000 $17,530,000 -47.4% 0.9%
FREEDOM MORTGAGE CORPORATION $43,435,000 $16,400,000 -62.2% 0.8%
T2 FINANCIAL LLC $5,140,000 $16,395,000 219.0% 0.8%
Washington Federal Bank $35,470,000 $15,530,000 -56.2% 0.8%
Bank of America $21,315,000 $15,520,000 -27.2% 0.8%
U.S. Bank $22,605,000 $14,545,000 -35.7% 0.7%
Paramount Residential Mortgage Group, Inc. $32,360,000 $13,825,000 -57.3% 0.7%
BROKER SOLUTIONS, INC. $16,175,000 $13,125,000 -18.9% 0.6%
KeyBank $40,825,000 $12,615,000 -69.1% 0.6%
GREYSTONE SERVICING COMPANY LLC $12,265,000 n/a 0.6%
Umpqua Bank $41,930,000 $12,065,000 -71.2% 0.6%
Heritage Bank $21,010,000 $11,870,000 -43.5% 0.6%
America's Credit Union $23,835,000 $11,555,000 -51.5% 0.6%
LOANDEPOT.COM, LLC $61,695,000 $10,920,000 -82.3% 0.5%
SeaTrust Mortgage Company $555,000 $10,885,000 1,861.3% 0.5%
USAA Federal Savings Bank $14,335,000 $10,695,000 -25.4% 0.5%
1st Security Bank of Washington $18,615,000 $10,620,000 -42.9% 0.5%
HomeStreet Bank $37,955,000 $10,425,000 -72.5% 0.5%
Ixonia Bank $1,395,000 $9,660,000 592.5% 0.5%
EAGLE HOME MORTGAGE, LLC $4,190,000 $9,535,000 127.6% 0.5%
BERKELEY POINT CAPITAL LLC $9,495,000 n/a 0.5%
The Federal Savings Bank $17,870,000 $9,110,000 -49.0% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $23,795,000 $8,610,000 -63.8% 0.4%
First Federal Savings and Loan Association of Port Angeles $12,180,000 $8,095,000 -33.5% 0.4%
NFM, INC. $9,260,000 $8,055,000 -13.0% 0.4%
MLD MORTGAGE INC. $2,775,000 $7,975,000 187.4% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $7,775,000 $7,795,000 0.3% 0.4%
MANN FINANCIAL INC. $8,215,000 $7,115,000 -13.4% 0.3%
LEADERONE FINANCIAL CORPORATION $9,070,000 $7,045,000 -22.3% 0.3%
MOUNTAIN AMERICA $8,335,000 $6,940,000 -16.7% 0.3%
NBKC BANK $7,370,000 $6,765,000 -8.2% 0.3%
South Pacific Financial Corporation $395,000 $6,340,000 1,505.1% 0.3%
PLANET HOME LENDING, LLC $6,035,000 $6,235,000 3.3% 0.3%
AMERISAVE MORTGAGE CORPORATION $16,275,000 $6,155,000 -62.2% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $7,340,000 $5,700,000 -22.3% 0.3%
DHI MORTGAGE COMPANY, LTD. $5,495,000 n/a 0.3%
AXIA FINANCIAL, LLC $29,050,000 $5,490,000 -81.1% 0.3%
CORNERSTONE HOME LENDING, INC. $9,025,000 $5,120,000 -43.3% 0.3%
SAMMAMISH MORTGAGE COMPANY $3,695,000 $5,115,000 38.4% 0.3%
Washington Trust Bank $10,190,000 $5,005,000 -50.9% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,995,000 $4,905,000 -69.3% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $20,020,000 $4,810,000 -76.0% 0.2%
SaviBank $4,805,000 n/a 0.2%
LIMA ONE CAPITAL, LLC $4,720,000 n/a 0.2%
Banner Bank $7,340,000 $4,715,000 -35.8% 0.2%
NOVA FINANCIAL & INVESTMENT CORPORATION $505,000 $4,595,000 809.9% 0.2%
GUARANTEED RATE AFFINITY, LLC $1,115,000 $4,405,000 295.1% 0.2%
Alaska USA Federal Credit Union $1,685,000 $4,355,000 158.5% 0.2%
PNC Bank $6,375,000 $4,350,000 -31.8% 0.2%
NEW DAY FINANCIAL, LLC $7,580,000 $4,205,000 -44.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $4,180,000 n/a 0.2%
Flagstar Bank, FSB $41,810,000 $4,175,000 -90.0% 0.2%
SOUND $11,445,000 $3,900,000 -65.9% 0.2%
HARBORSTONE $2,980,000 $3,720,000 24.8% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,505,000 $3,620,000 3.3% 0.2%
WALKER & DUNLOP, LLC $3,525,000 n/a 0.2%
NexBank $9,280,000 $3,400,000 -63.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $8,130,000 $3,350,000 -58.8% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $11,955,000 $3,330,000 -72.1% 0.2%
NATIONS DIRECT MORTGAGE, LLC $2,310,000 $3,300,000 42.9% 0.2%
Carrington Mortgage Services, LLC $7,260,000 $3,250,000 -55.2% 0.2%
FIRST TECHNOLOGY $2,260,000 $3,165,000 40.0% 0.2%
ENVOY MORTGAGE, LTD $7,250,000 $3,160,000 -56.4% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $530,000 $3,155,000 495.3% 0.2%
BNC National Bank $3,015,000 $3,085,000 2.3% 0.2%
RED CANOE CREDIT UNION $2,140,000 $3,070,000 43.5% 0.2%
Morgan Stanley Private Bank $4,675,000 $3,040,000 -35.0% 0.1%
Citibank $2,600,000 $3,010,000 15.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $11,325,000 $2,990,000 -73.6% 0.1%
GENEVA FINANCIAL, LLC $1,005,000 $2,970,000 195.5% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,195,000 $2,910,000 32.6% 0.1%
Discover Bank $2,745,000 $2,875,000 4.7% 0.1%
CARDINAL FINANCIAL $8,130,000 $2,830,000 -65.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,800,000 $2,780,000 54.4% 0.1%
CU HOME MORTGAGE SOLUTIONS, LLC $3,335,000 $2,780,000 -16.6% 0.1%
Commerce Home Mortgage, Inc. $1,680,000 $2,775,000 65.2% 0.1%
BETTER MORTGAGE CORPORATION $11,110,000 $2,695,000 -75.7% 0.1%
CALCON MUTUAL MORTGAGE LLC $800,000 $2,615,000 226.9% 0.1%
VILLAGE CAPITAL MORTGAGE $2,315,000 $2,610,000 12.7% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,740,000 $2,605,000 49.7% 0.1%
Century Mortgage Company DBA Century Lending Company $365,000 $2,470,000 576.7% 0.1%
SUMMIT FUNDING, INC. $2,610,000 $2,445,000 -6.3% 0.1%
Figure Lending LLC $3,160,000 $2,410,000 -23.7% 0.1%
PENRITH HOME LOANS LLC $1,495,000 $2,390,000 59.9% 0.1%
FIRST CONTINENTAL MORTGAGE, LTD. $405,000 $2,345,000 479.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $4,000,000 $2,305,000 -42.4% 0.1%
M&T Bank $1,670,000 $2,220,000 32.9% 0.1%
LOANPAL, LLC $2,335,000 $2,210,000 -5.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,260,000 $2,175,000 -33.3% 0.1%
MID AMERICA MORTGAGE, INC. $3,825,000 $2,155,000 -43.7% 0.1%
NEXERA HOLDING LLC $1,545,000 $1,975,000 27.8% 0.1%
NUMERICA CREDIT UNION $1,875,000 n/a 0.1%
GESA $2,315,000 $1,860,000 -19.7% 0.1%
ZILLOW HOME LOANS, LLC $3,645,000 $1,860,000 -49.0% 0.1%
Charles Schwab Bank, SSB $890,000 $1,855,000 108.4% 0.1%
EVANSVILLE TEACHERS $135,000 $1,840,000 1,263.0% 0.1%
Northpointe Bank $1,110,000 $1,820,000 64.0% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $2,140,000 $1,810,000 -15.4% 0.1%
RESIDENTIAL MORTGAGE, LLC $1,770,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $1,515,000 $1,760,000 16.2% 0.1%
Prosperity Home Mortgage, LLC $285,000 $1,745,000 512.3% 0.1%
Barrington Bank & Trust Company, N.A. $2,655,000 $1,710,000 -35.6% 0.1%
Sound Community Bank $1,095,000 $1,695,000 54.8% 0.1%
Equity Prime Mortgage LLC $360,000 $1,680,000 366.7% 0.1%
Ameris Bank $1,525,000 n/a 0.1%
PRIORITY HOME LENDING, LLC $2,450,000 $1,455,000 -40.6% 0.1%
VERITY $922,355,000 $1,445,000 -99.8% 0.1%
ALLIANT CREDIT UNION $1,445,000 $1,425,000 -1.4% 0.1%
ON Q FINANCIAL, INC. $1,870,000 $1,415,000 -24.3% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,405,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $410,000 $1,365,000 232.9% 0.1%
VERITAS FUNDING, LLC $2,715,000 $1,345,000 -50.5% 0.1%
Wallick & Volk, Inc. $4,335,000 $1,325,000 -69.4% 0.1%
Summit Mortgage Corporation $1,280,000 n/a 0.1%
The Huntington National Bank $4,185,000 $1,260,000 -69.9% 0.1%
The Central Trust Bank $2,040,000 $1,240,000 -39.2% 0.1%
The Loan Store, Inc. $1,145,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $1,120,000 $1,135,000 1.3% 0.1%
KINECTA $1,125,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $305,000 $1,095,000 259.0% 0.1%
Sierra Pacific Mortgage Company, Inc. $740,000 $1,060,000 43.2% 0.1%
UNION HOME MORTGAGE CORP. $1,325,000 $1,045,000 -21.1% 0.1%
BMO Harris Bank $1,890,000 $1,015,000 -46.3% 0.0%
Seattle Metropolitan Credit Union $95,000 $1,015,000 968.4% 0.0%
21ST MORTGAGE CORPORATION $280,000 $985,000 251.8% 0.0%
PHH Mortgage Corporation $3,545,000 $975,000 -72.5% 0.0%
Truist $2,935,000 $960,000 -67.3% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,010,000 $950,000 -5.9% 0.0%
INFINITY EQUITY GROUP, INC. $950,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,110,000 $940,000 -69.8% 0.0%
Ally Bank $2,800,000 $930,000 -66.8% 0.0%
AMCAP MORTGAGE, LTD. $3,990,000 $930,000 -76.7% 0.0%
MORIA DEVELOPMENT, INC. $445,000 $920,000 106.7% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,370,000 $920,000 -32.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $4,160,000 $900,000 -78.4% 0.0%
Gateway First Bank $1,295,000 $895,000 -30.9% 0.0%
American Mortgage & Equity Consultants, Inc. $890,000 n/a 0.0%
EVERETT FINANCIAL, INC. $9,265,000 $890,000 -90.4% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $890,000 n/a 0.0%
Sunflower Bank $1,055,000 $870,000 -17.5% 0.0%
OCMBC, INC. $565,000 $850,000 50.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,160,000 $845,000 -60.9% 0.0%
TJC Mortgage, Inc. $1,385,000 $840,000 -39.4% 0.0%
Citadel Servicing Corporation $780,000 $830,000 6.4% 0.0%
Greenbox Loans, Inc. $830,000 n/a 0.0%
CHEVRON $825,000 n/a 0.0%
LADERA LENDING, INC. $2,100,000 $825,000 -60.7% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $335,000 $820,000 144.8% 0.0%
Northwest Farm Credit Services, FLCA $465,000 $805,000 73.1% 0.0%
Bank of the Pacific $10,715,000 $790,000 -92.6% 0.0%
JMAC LENDING, INC. $770,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $1,125,000 $765,000 -32.0% 0.0%
GEORGIA'S OWN $55,000 $755,000 1,272.7% 0.0%
SUMMIT MORTGAGE CORPORATION $1,255,000 $745,000 -40.6% 0.0%
Zions Bank $740,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $730,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $2,895,000 $725,000 -75.0% 0.0%
Armed Forces Bank $5,155,000 $710,000 -86.2% 0.0%
GTE Federal Credit Union $705,000 n/a 0.0%
HomeTrust Bank $265,000 $705,000 166.0% 0.0%
UBS Bank USA $700,000 n/a 0.0%
First-Citizens Bank & Trust Company $1,725,000 $695,000 -59.7% 0.0%
Golden Empire Mortgage, Inc. $685,000 n/a 0.0%
SPRING EQ, LLC $2,865,000 $685,000 -76.1% 0.0%
WESCOM CENTRAL CREDIT UNION $565,000 $685,000 21.2% 0.0%
First National Bank of America $1,400,000 $655,000 -53.2% 0.0%
Plains Commerce Bank $760,000 $655,000 -13.8% 0.0%
FOUNDATION MORTGAGE CORPORATION $645,000 n/a 0.0%
AHL FUNDING $625,000 n/a 0.0%
OnPoint Community Credit Union $1,285,000 $615,000 -52.1% 0.0%
BAY-VALLEY MORTGAGE GROUP $590,000 n/a 0.0%
GENISYS $585,000 n/a 0.0%
Peoples Bank $700,000 $570,000 -18.6% 0.0%
ROYAL UNITED MORTGAGE LLC $250,000 $570,000 128.0% 0.0%
DAS Acquisition Company, LLC $425,000 $545,000 28.2% 0.0%
TAPCO Credit Union $90,000 $545,000 505.6% 0.0%
AMERICAN HERITAGE LENDING, INC. $535,000 n/a 0.0%
COMMUNITYAMERICA $535,000 n/a 0.0%
Waterstone Mortgage Corporation $245,000 $535,000 118.4% 0.0%
ARC HOME LLC $425,000 $525,000 23.5% 0.0%
First Bank $525,000 n/a 0.0%
PREMIA MORTGAGE, LLC $525,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $725,000 $520,000 -28.3% 0.0%
Loan Simple, Inc. $520,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,665,000 $515,000 -80.7% 0.0%
NEW WAVE LENDING GROUP INC $515,000 n/a 0.0%
ADVANCIAL $665,000 $505,000 -24.1% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $235,000 $505,000 114.9% 0.0%
First Western Trust Bank $585,000 $505,000 -13.7% 0.0%
MEMBER FIRST MORTGAGE, LLC $495,000 n/a 0.0%
Cathay Bank $305,000 $485,000 59.0% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $7,280,000 $485,000 -93.3% 0.0%
Lakeview Community Capital, LLC $1,660,000 $485,000 -70.8% 0.0%
SKYONE Federal Credit Union $485,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $485,000 n/a 0.0%
Bell Bank $465,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $455,000 $465,000 2.2% 0.0%
MORTGAGE LENDING GROUP LLC $840,000 $465,000 -44.6% 0.0%
North American Savings Bank, F.S.B. $3,210,000 $465,000 -85.5% 0.0%
Stifel Bank and Trust $2,325,000 $465,000 -80.0% 0.0%
EMBRACE HOME LOANS, INC. $445,000 n/a 0.0%
Evolve Bank & Trust $1,765,000 $445,000 -74.8% 0.0%
CLEARPATH LENDING $445,000 $435,000 -2.2% 0.0%
Community First National Bank $435,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $425,000 n/a 0.0%
iQ Credit Union $330,000 $420,000 27.3% 0.0%
Bank OZK $415,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $375,000 $410,000 9.3% 0.0%
SALAL $1,370,000 $410,000 -70.1% 0.0%
GoPrime Mortgage, Inc. $405,000 n/a 0.0%
GSF Mortgage Corporation $2,700,000 $405,000 -85.0% 0.0%
Wheatland Bank $300,000 $405,000 35.0% 0.0%
FBC MORTGAGE, LLC $395,000 n/a 0.0%
First Federal Bank $1,030,000 $395,000 -61.7% 0.0%
Bethpage Federal Credit Union $230,000 $385,000 67.4% 0.0%
Franklin Loan Corporation $385,000 n/a 0.0%
TOGETHER CREDIT UNION $380,000 n/a 0.0%
RESIDENTIAL BANCORP $925,000 $375,000 -59.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,305,000 $365,000 -72.0% 0.0%
CRESCENT MORTGAGE COMPANY $375,000 $365,000 -2.7% 0.0%
HOMESIDE FINANCIAL, LLC $2,870,000 $365,000 -87.3% 0.0%
Chickasaw Community Bank $355,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $4,715,000 $355,000 -92.5% 0.0%
Pacific NW Federal Credit Union $525,000 $355,000 -32.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $975,000 $355,000 -63.6% 0.0%
Unitus Community Credit Union $355,000 n/a 0.0%
Axos Bank $670,000 $345,000 -48.5% 0.0%
City National Bank $505,000 $345,000 -31.7% 0.0%
First Republic Bank $25,265,000 $345,000 -98.6% 0.0%
Deseret First Credit Union $325,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $315,000 n/a 0.0%
THE MONEY SOURCE INC. $315,000 n/a 0.0%
BM Real Estate Services, Inc. $305,000 n/a 0.0%
NMSI, INC. $640,000 $285,000 -55.5% 0.0%
State Department Federal Credit Union $280,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,470,000 $275,000 -81.3% 0.0%
CITYWIDE HOME LOANS, LLC $1,690,000 $275,000 -83.7% 0.0%
A&D Mortgage LLC $195,000 $255,000 30.8% 0.0%
DIGITAL Federal Credit Union $155,000 $255,000 64.5% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $1,570,000 $230,000 -85.4% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $120,000 $225,000 87.5% 0.0%
HighTechLending Inc $1,430,000 $205,000 -85.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $205,000 n/a 0.0%
IDAHO CENTRAL $200,000 $195,000 -2.5% 0.0%
KITSAP Credit Union $1,185,000 $195,000 -83.5% 0.0%
PENINSULA COMMUNITY $355,000 $195,000 -45.1% 0.0%
Willamette Valley Bank $1,115,000 $185,000 -83.4% 0.0%
Advisors Mortgage Group, L.L.C. $285,000 $175,000 -38.6% 0.0%
First Savings Bank $955,000 $155,000 -83.8% 0.0%
SPOKANE FIREFIGHTERS CREDIT UNION $75,000 $155,000 106.7% 0.0%
Qualstar Credit Union $1,980,000 $150,000 -92.4% 0.0%
CHERRY CREEK MORTGAGE, LLC $865,000 $145,000 -83.2% 0.0%
PLAZA HOME MORTGAGE, INC. $1,670,000 $135,000 -91.9% 0.0%
UNIVERSITY CREDIT UNION $75,000 $135,000 80.0% 0.0%
Firefighters First Federal Credit Union $215,000 $125,000 -41.9% 0.0%
Connexus Credit Union $110,000 n/a 0.0%
Coastal Community Bank $105,000 n/a 0.0%
Northwest Federal Credit Union $105,000 $105,000 0.0% 0.0%
ADVANTIS $930,000 $100,000 -89.2% 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $415,000 $100,000 -75.9% 0.0%
Kitsap Bank $320,000 $65,000 -79.7% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $115,000 $55,000 -52.2% 0.0%
FIBRE FEDERAL CREDIT UNION $605,000 $50,000 -91.7% 0.0%
GREENWOOD $45,000 n/a 0.0%
FEDCHOICE Federal Credit Union $35,000 n/a 0.0%
SPOKANE TEACHERS $1,315,000 $35,000 -97.3% 0.0%

OLYMPIA - LACEY - TUMWATER's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.9% market share. In second place, with 7.4%, is ACADEMY MORTGAGE CORPORATION, having originated $150,475,000 in loans. In third place, with 4.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $93,790,000 in loans. In fourth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $93,465,000 in loans. In fifth place, with 4.2%, is WASHINGTON STATE EMPLOYEES Credit Union, having originated $86,630,000 in loans.

OLYMPIA-LACEY-TUMWATER, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
98501 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98502 Olympia-Tumwater, WA MSA $1,170 $1,290 $1,510 $2,150 $2,570
98503 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98506 Olympia-Tumwater, WA MSA $990 $1,090 $1,280 $1,820 $2,180
98507 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98508 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98509 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98511 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98512 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98513 Olympia-Tumwater, WA MSA $1,370 $1,510 $1,770 $2,520 $3,010
98516 Olympia-Tumwater, WA MSA $1,320 $1,460 $1,710 $2,430 $2,910
98530 Olympia-Tumwater, WA MSA $940 $970 $1,150 $1,630 $1,970
98531 Olympia-Tumwater, WA MSA $940 $980 $1,150 $1,630 $1,970
98540 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98568 Olympia-Tumwater, WA MSA $1,130 $1,250 $1,460 $2,070 $2,490
98576 Olympia-Tumwater, WA MSA $940 $1,000 $1,170 $1,660 $1,990
98579 Olympia-Tumwater, WA MSA $1,030 $1,140 $1,330 $1,890 $2,270
98589 Olympia-Tumwater, WA MSA $1,040 $1,150 $1,340 $1,900 $2,280
98597 Olympia-Tumwater, WA MSA $1,220 $1,350 $1,580 $2,250 $2,690

2022 Average & Median Rent Data Statistics
OLYMPIA-LACEY-TUMWATER, WA average 1BR rent: $1,221, median: $1,250
OLYMPIA-LACEY-TUMWATER, WA average 2BR rent: $1,428, median: $1,460
OLYMPIA-LACEY-TUMWATER, WA average 3BR rent: $2,027, median: $2,070

OLYMPIA-LACEY-TUMWATER, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,499 $1,527,305,000 $436,498
Other 811 $92,875,000 $114,519
Home Improvement 809 $79,165,000 $97,855
Cash Out Refi 696 $234,020,000 $336,236
Refi 348 $110,490,000 $317,500

Olympia - Lacey - Tumwater's most frequently cited loan purpose was Home Purchase, with 3,499 originations. The 2nd most popular reason was Other, with 811 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,977 $846,355,000 $428,101
7-8% 1,542 $492,750,000 $319,553
Over 8% 1,252 $168,680,000 $134,728
5-6% 997 $447,795,000 $449,142
4-5% 228 $51,290,000 $224,956
<2.5% 64 $2,030,000 $31,719
3-4% 25 $7,145,000 $285,800
2.5-3% 24 $7,910,000 $329,583

During 2023, Olympia - Lacey - Tumwater's most frequently originated rate bucket was 6-7%, with 1,977 originations.

Loan Sizing (OLYMPIA-LACEY-TUMWATER, WA MSA)

Loan Size Originations Total Value Average Loan
$400k-600k 1,944 $928,140,000 $477,438
$200k-400k 1,664 $521,260,000 $313,257
$100,000 or less 1,316 $70,850,000 $53,837
$100k-200k 805 $109,695,000 $136,267
$600k-1000k 393 $276,305,000 $703,066
$Over $1MM 41 $137,605,000 $3,356,220

OLYMPIA - LACEY - TUMWATER's loan sizing saw the bucket of loans from $400k-600k with 1,944 originations, totaling $928,140,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,000 $928,650,000 $464,325
Under 20% 1,454 $93,430,000 $64,257
60-80% 1,032 $467,910,000 $453,401
20-40% 707 $123,425,000 $174,576
40-60% 542 $225,400,000 $415,867
Over 100% 381 $190,005,000 $498,701

OLYMPIA - LACEY - TUMWATER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,000 originations, totaling $928,650,000 in origination value.