OLYMPIA - LACEY - TUMWATER Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Olympia - Lacey - Tumwater averaged
6.77%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.48% and
one month ago for the week of 2025-02-27, the
average rate was 6.79%.
Olympia - Lacey - Tumwater's average rate one year ago was 6.92%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.77%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Olympia - Lacey - Tumwater 30 Year Fixed Rate | 2025-04-03 | 6.77% |
Olympia - Lacey - Tumwater 30 Year Fixed Rate Refi | 2025-04-03 | 6.77% |
Olympia - Lacey - Tumwater 15 Year Fixed Rate | 2025-04-03 | 5.62% |
Olympia - Lacey - Tumwater 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
Olympia - Lacey - Tumwater 30 Year FHA | 2025-04-03 | 6.32% |
Olympia - Lacey - Tumwater 30 Year FHA Refi | 2025-04-03 | 5.65% |
Olympia - Lacey - Tumwater 30 Year USDA | 2025-04-03 | 6.22% |
Olympia - Lacey - Tumwater 30 Year USDA Refi | 2025-04-03 | 6.32% |
Olympia - Lacey - Tumwater 30 Year VA | 2025-04-03 | 5.75% |
Olympia - Lacey - Tumwater 30 Year VA Refi | 2025-04-03 | 5.35% |
OLYMPIA - LACEY - TUMWATER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OLYMPIA-LACEY-TUMWATER, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OLYMPIA - LACEY - TUMWATER Average Closing Costs & Other Stats
OLYMPIA-LACEY-TUMWATER, WA's 184 lenders originated 6,920
loans during 2024. The total origination value was $2,466,220,000, with an average loan value of
$356,390.
OLYMPIA - LACEY - TUMWATER's average closing costs are $6,891.
The top OLYMPIA - LACEY - TUMWATER lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
218 loans originated. Their average total fees are
$8,838, which is $141
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are
NBKC BANK ($3,357), South Pacific Financial Corporation ($3,546), TWINSTAR ($4,151), JPMorgan Chase Bank ($4,710) and WASHINGTON STATE EMPLOYEES Credit Union ($4,748).
The lowest rate OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.47%), Olympia Federal Savings & Loan Association (5.51%), TWINSTAR (6.06%), LOANDEPOT.COM, LLC (6.24%) and NAVY FEDERAL CREDIT UNION (6.29%).
OLYMPIA-LACEY-TUMWATER, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $162,010,000 | $233,560,000 | 44.2% | 9.5% |
GUILD MORTGAGE COMPANY | $36,020,000 | $175,960,000 | 388.5% | 7.1% |
QUICKEN LOANS, LLC | $93,465,000 | $120,155,000 | 28.6% | 4.9% |
MOVEMENT MORTGAGE, LLC | $70,855,000 | $101,790,000 | 43.7% | 4.1% |
CROSSCOUNTRY MORTGAGE, LLC | $57,930,000 | $96,380,000 | 66.4% | 3.9% |
WASHINGTON STATE EMPLOYEES Credit Union | $86,630,000 | $87,995,000 | 1.6% | 3.6% |
NEWREZ LLC | $24,560,000 | $86,930,000 | 253.9% | 3.5% |
Mortgage Research Center, LLC | $54,775,000 | $56,215,000 | 2.6% | 2.3% |
Merchants Bank of Indiana | $51,415,000 | n/a | 2.1% | |
FREEDOM MORTGAGE CORPORATION | $16,400,000 | $51,350,000 | 213.1% | 2.1% |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $36,170,000 | $50,735,000 | 40.3% | 2.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $93,790,000 | $49,235,000 | -47.5% | 2.0% |
O BEE | $37,050,000 | $46,585,000 | 25.7% | 1.9% |
BAY EQUITY LLC | $36,225,000 | $44,335,000 | 22.4% | 1.8% |
CMG MORTGAGE, INC. | $20,590,000 | $43,210,000 | 109.9% | 1.8% |
TWINSTAR | $30,715,000 | $41,675,000 | 35.7% | 1.7% |
Olympia Federal Savings & Loan Association | $43,490,000 | $41,295,000 | -5.0% | 1.7% |
Boeing Employees Credit Union | $40,820,000 | $40,425,000 | -1.0% | 1.6% |
PENNYMAC LOAN SERVICES, LLC | $22,155,000 | $36,285,000 | 63.8% | 1.5% |
NAVY FEDERAL CREDIT UNION | $31,760,000 | $32,290,000 | 1.7% | 1.3% |
DHI MORTGAGE COMPANY, LTD. | $5,495,000 | $29,905,000 | 444.2% | 1.2% |
ORIX REAL ESTATE CAPITAL, LLC | $27,430,000 | n/a | 1.1% | |
CBRE MULTIFAMILY CAPITAL, INC. | $25,025,000 | n/a | 1.0% | |
INSPIRE HOME LOANS INC. | $39,655,000 | $20,960,000 | -47.1% | 0.8% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $24,165,000 | $20,460,000 | -15.3% | 0.8% |
GUARANTEED RATE, INC. | $29,540,000 | $20,210,000 | -31.6% | 0.8% |
Timberland Bank | $27,420,000 | $19,245,000 | -29.8% | 0.8% |
BROKER SOLUTIONS, INC. | $13,125,000 | $18,670,000 | 42.2% | 0.8% |
T2 FINANCIAL LLC | $16,395,000 | $17,055,000 | 4.0% | 0.7% |
1st Security Bank of Washington | $10,620,000 | $14,600,000 | 37.5% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $8,610,000 | $14,380,000 | 67.0% | 0.6% |
American Mortgage & Equity Consultants, Inc. | $890,000 | $14,200,000 | 1,495.5% | 0.6% |
MLD MORTGAGE INC. | $7,975,000 | $14,030,000 | 75.9% | 0.6% |
JPMorgan Chase Bank | $58,225,000 | $14,000,000 | -76.0% | 0.6% |
VILLAGE CAPITAL MORTGAGE | $2,610,000 | $13,915,000 | 433.1% | 0.6% |
Morgan Stanley Private Bank | $3,040,000 | $13,810,000 | 354.3% | 0.6% |
LOANDEPOT.COM, LLC | $10,920,000 | $13,730,000 | 25.7% | 0.6% |
U.S. Bank | $14,545,000 | $13,535,000 | -6.9% | 0.5% |
HomeStreet Bank | $10,425,000 | $12,940,000 | 24.1% | 0.5% |
Paramount Residential Mortgage Group, Inc. | $13,825,000 | $12,725,000 | -8.0% | 0.5% |
Bank of America | $15,520,000 | $11,780,000 | -24.1% | 0.5% |
USAA Federal Savings Bank | $10,695,000 | $11,180,000 | 4.5% | 0.5% |
Barings Multifamily Capital | $10,835,000 | n/a | 0.4% | |
Wells Fargo Bank | $17,530,000 | $10,430,000 | -40.5% | 0.4% |
Umpqua Bank | $12,065,000 | $10,250,000 | -15.0% | 0.4% |
Alaska USA Federal Credit Union | $4,355,000 | $10,045,000 | 130.7% | 0.4% |
KeyBank | $12,615,000 | $9,790,000 | -22.4% | 0.4% |
The Loan Store, Inc. | $1,145,000 | $9,425,000 | 723.1% | 0.4% |
Century Mortgage Company DBA Century Lending Company | $2,470,000 | $9,410,000 | 281.0% | 0.4% |
PULTE MORTGAGE LLC | $9,330,000 | n/a | 0.4% | |
EAGLE HOME MORTGAGE, LLC | $9,535,000 | $8,820,000 | -7.5% | 0.4% |
Zions Bank | $740,000 | $8,600,000 | 1,062.2% | 0.3% |
South Pacific Financial Corporation | $6,340,000 | $8,455,000 | 33.4% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $7,795,000 | $7,790,000 | -0.1% | 0.3% |
Heritage Bank | $11,870,000 | $7,595,000 | -36.0% | 0.3% |
NBKC BANK | $6,765,000 | $7,550,000 | 11.6% | 0.3% |
Washington Federal Bank | $15,530,000 | $7,325,000 | -52.8% | 0.3% |
America's Credit Union | $11,555,000 | $7,035,000 | -39.1% | 0.3% |
PLANET HOME LENDING, LLC | $6,235,000 | $6,910,000 | 10.8% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $2,990,000 | $6,690,000 | 123.7% | 0.3% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $21,665,000 | $6,685,000 | -69.1% | 0.3% |
LEADERONE FINANCIAL CORPORATION | $7,045,000 | $6,645,000 | -5.7% | 0.3% |
NATIONS DIRECT MORTGAGE, LLC | $3,300,000 | $6,630,000 | 100.9% | 0.3% |
MASON MCDUFFIE MORTGAGE CORPORATION | $3,155,000 | $6,560,000 | 107.9% | 0.3% |
NFM, INC. | $8,055,000 | $6,435,000 | -20.1% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,700,000 | $6,395,000 | 12.2% | 0.3% |
SOUND | $3,900,000 | $6,370,000 | 63.3% | 0.3% |
FIRST COLONY MORTGAGE CORPORATION | $6,285,000 | n/a | 0.3% | |
NOVA FINANCIAL & INVESTMENT CORPORATION | $4,595,000 | $6,050,000 | 31.7% | 0.2% |
UNION HOME MORTGAGE CORP. | $1,045,000 | $5,860,000 | 460.8% | 0.2% |
Figure Lending LLC | $2,410,000 | $5,265,000 | 118.5% | 0.2% |
Carrington Mortgage Services, LLC | $3,250,000 | $5,170,000 | 59.1% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,810,000 | $5,055,000 | 5.1% | 0.2% |
CORNERSTONE HOME LENDING, INC. | $5,120,000 | $4,985,000 | -2.6% | 0.2% |
Cornerstone First Mortgage, Inc | $4,950,000 | n/a | 0.2% | |
SAMMAMISH MORTGAGE COMPANY | $5,115,000 | $4,815,000 | -5.9% | 0.2% |
SeaTrust Mortgage Company | $10,885,000 | $4,580,000 | -57.9% | 0.2% |
The Federal Savings Bank | $9,110,000 | $4,510,000 | -50.5% | 0.2% |
HARBORSTONE | $3,720,000 | $4,320,000 | 16.1% | 0.2% |
MID AMERICA MORTGAGE, INC. | $2,155,000 | $4,280,000 | 98.6% | 0.2% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $3,620,000 | $4,185,000 | 15.6% | 0.2% |
S1L, Inc. | $4,175,000 | n/a | 0.2% | |
Banner Bank | $4,715,000 | $4,085,000 | -13.4% | 0.2% |
Bank of the Pacific | $790,000 | $4,025,000 | 409.5% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $2,605,000 | $3,905,000 | 49.9% | 0.2% |
Armed Forces Bank | $710,000 | $3,780,000 | 432.4% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $4,180,000 | $3,665,000 | -12.3% | 0.1% |
First Federal Bank | $395,000 | $3,635,000 | 820.3% | 0.1% |
Flagstar Bank, FSB | $4,175,000 | $3,550,000 | -15.0% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $1,760,000 | $3,450,000 | 96.0% | 0.1% |
Washington Trust Bank | $5,005,000 | $3,435,000 | -31.4% | 0.1% |
Prosperity Home Mortgage, LLC | $1,745,000 | $3,380,000 | 93.7% | 0.1% |
CANOPY MORTGAGE, LLC | $3,320,000 | n/a | 0.1% | |
CARDINAL FINANCIAL | $2,830,000 | $3,240,000 | 14.5% | 0.1% |
ALLIANT CREDIT UNION | $1,425,000 | $3,170,000 | 122.5% | 0.1% |
Sunflower Bank | $870,000 | $3,150,000 | 262.1% | 0.1% |
CALCON MUTUAL MORTGAGE LLC | $2,615,000 | $3,055,000 | 16.8% | 0.1% |
NexBank | $3,400,000 | $2,895,000 | -14.9% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $3,350,000 | $2,785,000 | -16.9% | 0.1% |
NEXERA HOLDING LLC | $1,975,000 | $2,645,000 | 33.9% | 0.1% |
Ally Bank | $930,000 | $2,625,000 | 182.3% | 0.1% |
SUMMIT MORTGAGE CORPORATION | $745,000 | $2,620,000 | 251.7% | 0.1% |
LENDSURE MORTGAGE CORP. | $765,000 | $2,595,000 | 239.2% | 0.1% |
SCENIC OAKS FUNDING, INC. | $2,595,000 | n/a | 0.1% | |
Sierra Pacific Mortgage Company, Inc. | $1,060,000 | $2,580,000 | 143.4% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $135,000 | $2,575,000 | 1,807.4% | 0.1% |
ZILLOW HOME LOANS, LLC | $1,860,000 | $2,565,000 | 37.9% | 0.1% |
PHH Mortgage Corporation | $975,000 | $2,430,000 | 149.2% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,910,000 | $2,320,000 | -20.3% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,905,000 | $2,315,000 | -52.8% | 0.1% |
CREDIT HUMAN FEDERAL CREDIT UNION | $1,810,000 | $2,235,000 | 23.5% | 0.1% |
Equity Prime Mortgage LLC | $1,680,000 | $2,235,000 | 33.0% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $2,175,000 | $2,220,000 | 2.1% | 0.1% |
LENOX FINANCIAL MORTGAGE CORPORATION | $2,140,000 | n/a | 0.1% | |
SUMMIT FUNDING, INC. | $2,445,000 | $2,125,000 | -13.1% | 0.1% |
M&T Bank | $2,220,000 | $2,120,000 | -4.5% | 0.1% |
ENVOY MORTGAGE, LTD | $3,160,000 | $2,075,000 | -34.3% | 0.1% |
Plains Commerce Bank | $655,000 | $2,065,000 | 215.3% | 0.1% |
Discover Bank | $2,875,000 | $1,940,000 | -32.5% | 0.1% |
DIRECTORS MORTGAGE, INC. | $725,000 | $1,900,000 | 162.1% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $2,780,000 | $1,895,000 | -31.8% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $6,155,000 | $1,840,000 | -70.1% | 0.1% |
First National Bank of America | $655,000 | $1,810,000 | 176.3% | 0.1% |
PNC Bank | $4,350,000 | $1,765,000 | -59.4% | 0.1% |
BMO Harris Bank | $1,015,000 | $1,725,000 | 70.0% | 0.1% |
NEW DAY FINANCIAL, LLC | $4,205,000 | $1,635,000 | -61.1% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $4,405,000 | $1,590,000 | -63.9% | 0.1% |
Northwest Farm Credit Services, FLCA | $805,000 | $1,585,000 | 96.9% | 0.1% |
OCMBC, INC. | $850,000 | $1,575,000 | 85.3% | 0.1% |
Lakeview Community Capital, LLC | $485,000 | $1,540,000 | 217.5% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $2,305,000 | $1,470,000 | -36.2% | 0.1% |
Citibank | $3,010,000 | $1,405,000 | -53.3% | 0.1% |
Sound Community Bank | $1,695,000 | $1,400,000 | -17.4% | 0.1% |
FIRST TECHNOLOGY | $3,165,000 | $1,395,000 | -55.9% | 0.1% |
RESIDENTIAL MORTGAGE, LLC | $1,770,000 | $1,365,000 | -22.9% | 0.1% |
Qualstar Credit Union | $150,000 | $1,360,000 | 806.7% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $1,340,000 | n/a | 0.1% | |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $940,000 | $1,335,000 | 42.0% | 0.1% |
GREYSTONE SERVICING COMPANY LLC | $12,265,000 | $1,325,000 | -89.2% | 0.1% |
GoPrime Mortgage, Inc. | $405,000 | $1,295,000 | 219.8% | 0.1% |
MEMBER FIRST MORTGAGE, LLC | $495,000 | $1,260,000 | 154.5% | 0.1% |
Peoples Bank | $570,000 | $1,260,000 | 121.1% | 0.1% |
GENEVA FINANCIAL, LLC | $2,970,000 | $1,235,000 | -58.4% | 0.1% |
BETTER MORTGAGE CORPORATION | $2,695,000 | $1,165,000 | -56.8% | 0.0% |
Ixonia Bank | $9,660,000 | $1,165,000 | -87.9% | 0.0% |
INTELLILOAN, INC. | $1,160,000 | n/a | 0.0% | |
Willamette Valley Bank | $185,000 | $1,155,000 | 524.3% | 0.0% |
LADERA LENDING, INC. | $825,000 | $1,150,000 | 39.4% | 0.0% |
The Huntington National Bank | $1,260,000 | $1,110,000 | -11.9% | 0.0% |
LIMA ONE CAPITAL, LLC | $4,720,000 | $1,105,000 | -76.6% | 0.0% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,330,000 | $1,105,000 | -66.8% | 0.0% |
Home Loan Investment Bank, F.S.B. | $1,080,000 | n/a | 0.0% | |
ON Q FINANCIAL, INC. | $1,415,000 | $1,075,000 | -24.0% | 0.0% |
RED CANOE CREDIT UNION | $3,070,000 | $1,070,000 | -65.1% | 0.0% |
UBS Bank USA | $700,000 | $1,060,000 | 51.4% | 0.0% |
Ameris Bank | $1,525,000 | $1,050,000 | -31.1% | 0.0% |
Commerce Home Mortgage, Inc. | $2,775,000 | $1,040,000 | -62.5% | 0.0% |
FLAT BRANCH MORTGAGE, INC. | $1,040,000 | n/a | 0.0% | |
SaviBank | $4,805,000 | $1,030,000 | -78.6% | 0.0% |
AMWEST FUNDING CORP. | $1,015,000 | n/a | 0.0% | |
GUIDANCE RESIDENTIAL, LLC | $950,000 | $980,000 | 3.2% | 0.0% |
TRISTAR FINANCE, INC. | $975,000 | n/a | 0.0% | |
FIRST CONTINENTAL MORTGAGE, LTD. | $2,345,000 | $970,000 | -58.6% | 0.0% |
LOANPAL, LLC | $2,210,000 | $965,000 | -56.3% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $920,000 | $960,000 | 4.3% | 0.0% |
AXIA FINANCIAL, LLC | $5,490,000 | $955,000 | -82.6% | 0.0% |
NMSI, INC. | $285,000 | $930,000 | 226.3% | 0.0% |
FOUNDATION MORTGAGE CORPORATION | $645,000 | $885,000 | 37.2% | 0.0% |
First Interstate Bank | $860,000 | n/a | 0.0% | |
KITSAP Credit Union | $195,000 | $830,000 | 325.6% | 0.0% |
21ST MORTGAGE CORPORATION | $985,000 | $825,000 | -16.2% | 0.0% |
Peoples Bank | $570,000 | $810,000 | 42.1% | 0.0% |
Stifel Bank and Trust | $465,000 | $810,000 | 74.2% | 0.0% |
HOMEXPRESS MORTGAGE CORP. | $785,000 | n/a | 0.0% | |
MORTGAGEONE, INC. | $770,000 | n/a | 0.0% | |
First-Citizens Bank & Trust Company | $695,000 | $765,000 | 10.1% | 0.0% |
Greenbox Loans, Inc. | $830,000 | $755,000 | -9.0% | 0.0% |
Wallick & Volk, Inc. | $1,325,000 | $750,000 | -43.4% | 0.0% |
MORTGAGE EXPRESS, LLC | $745,000 | n/a | 0.0% | |
SPOKANE TEACHERS | $35,000 | $725,000 | 1,971.4% | 0.0% |
Loan Simple, Inc. | $520,000 | $720,000 | 38.5% | 0.0% |
HOMESTEAD FUNDING CORP. | $705,000 | n/a | 0.0% | |
Evolve Bank & Trust | $445,000 | $695,000 | 56.2% | 0.0% |
PRIORITY HOME LENDING, LLC | $1,455,000 | $685,000 | -52.9% | 0.0% |
Northpointe Bank | $1,820,000 | $675,000 | -62.9% | 0.0% |
Citadel Servicing Corporation | $830,000 | $650,000 | -21.7% | 0.0% |
Seattle Metropolitan Credit Union | $1,015,000 | $645,000 | -36.5% | 0.0% |
TAPCO Credit Union | $545,000 | $645,000 | 18.3% | 0.0% |
AMERICAN FINANCING CORPORATION | $520,000 | $640,000 | 23.1% | 0.0% |
Luxury Mortgage Corp. | $635,000 | n/a | 0.0% | |
IDAHO CENTRAL | $195,000 | $625,000 | 220.5% | 0.0% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $225,000 | $620,000 | 175.6% | 0.0% |
First National Bank of Omaha | $615,000 | n/a | 0.0% | |
General Mortgage Capital Corporation | $600,000 | n/a | 0.0% | |
GESA | $1,860,000 | $590,000 | -68.3% | 0.0% |
Nations Lending Corporation | $590,000 | n/a | 0.0% | |
NETWORK CAPITAL FUNDING CORPORATION | $355,000 | $590,000 | 66.2% | 0.0% |
DAS Acquisition Company, LLC | $545,000 | $565,000 | 3.7% | 0.0% |
MEGASTAR FINANCIAL CORP. | $565,000 | n/a | 0.0% | |
MORIA DEVELOPMENT, INC. | $920,000 | $560,000 | -39.1% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $365,000 | $555,000 | 52.1% | 0.0% |
Bank of Hope | $555,000 | n/a | 0.0% | |
OPEN MORTGAGE, LLC | $550,000 | n/a | 0.0% | |
Truist | $960,000 | $545,000 | -43.2% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $540,000 | n/a | 0.0% | |
Alcova Mortgage LLC | $525,000 | n/a | 0.0% | |
EVERETT FINANCIAL, INC. | $890,000 | $525,000 | -41.0% | 0.0% |
SPRING EQ, LLC | $685,000 | $525,000 | -23.4% | 0.0% |
Toyota Financial Savings Bank | $525,000 | n/a | 0.0% | |
First Western Trust Bank | $505,000 | $515,000 | 2.0% | 0.0% |
INDUSTRIAL CU OF WHATCOM COUNTY | $515,000 | n/a | 0.0% | |
MICHIGAN MUTUAL, INC. | $515,000 | n/a | 0.0% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $845,000 | $510,000 | -39.6% | 0.0% |
OAKTREE FUNDING CORP. | $505,000 | n/a | 0.0% | |
First Financial Northwest Bank | $500,000 | n/a | 0.0% | |
5TH STREET CAPITAL, INC. | $495,000 | n/a | 0.0% | |
DIGNIFIED HOME LOANS, LLC | $495,000 | n/a | 0.0% | |
Farmers Bank & Trust | $495,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $900,000 | $490,000 | -45.6% | 0.0% |
NEW WAVE LENDING GROUP INC | $515,000 | $485,000 | -5.8% | 0.0% |
Servion, Inc. | $485,000 | n/a | 0.0% | |
SUCCESS MORTGAGE PARTNERS, INC. | $485,000 | $485,000 | 0.0% | 0.0% |
Heritage Bank | $11,870,000 | $475,000 | -96.0% | 0.0% |
SKYONE Federal Credit Union | $485,000 | $475,000 | -2.1% | 0.0% |
iQ Credit Union | $420,000 | $455,000 | 8.3% | 0.0% |
NP, Inc. | $455,000 | n/a | 0.0% | |
Raymond James Bank | $455,000 | n/a | 0.0% | |
ADVANCIAL | $505,000 | $450,000 | -10.9% | 0.0% |
Community First Bank | $445,000 | n/a | 0.0% | |
HomePromise Corporation | $445,000 | n/a | 0.0% | |
MOUNTAIN WEST FINANCIAL, INC. | $440,000 | n/a | 0.0% | |
WHATCOM EDUCATIONAL CREDIT UNION | $100,000 | $440,000 | 340.0% | 0.0% |
Barrington Bank & Trust Company, N.A. | $1,710,000 | $435,000 | -74.6% | 0.0% |
Community First National Bank | $435,000 | $435,000 | 0.0% | 0.0% |
Credence Funding Corporation | $435,000 | n/a | 0.0% | |
FIRST COMMUNITY | $435,000 | n/a | 0.0% | |
Glacier Bank | $435,000 | n/a | 0.0% | |
Home Mortgage Alliance Corp | $425,000 | n/a | 0.0% | |
INTERNATIONAL CITY MORTGAGE, INC. | $730,000 | $425,000 | -41.8% | 0.0% |
MLB RESIDENTIAL LENDING, LLC | $425,000 | n/a | 0.0% | |
OnPoint Community Credit Union | $615,000 | $425,000 | -30.9% | 0.0% |
ALL REVERSE MORTGAGE, INC. | $410,000 | $420,000 | 2.4% | 0.0% |
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $415,000 | n/a | 0.0% | |
Fifth Third Bank | $415,000 | n/a | 0.0% | |
A&D Mortgage LLC | $255,000 | $405,000 | 58.8% | 0.0% |
PENINSULA COMMUNITY | $195,000 | $405,000 | 107.7% | 0.0% |
USAlliance Federal Credit Union | $405,000 | n/a | 0.0% | |
HOMESIDE FINANCIAL, LLC | $365,000 | $400,000 | 9.6% | 0.0% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $890,000 | $395,000 | -55.6% | 0.0% |
Magnolia Bank | $385,000 | n/a | 0.0% | |
GEORGIA'S OWN | $755,000 | $370,000 | -51.0% | 0.0% |
LAND HOME FINANCIAL SERVICES, INC. | $425,000 | $365,000 | -14.1% | 0.0% |
Leader Bank | $365,000 | n/a | 0.0% | |
PREMIA MORTGAGE, LLC | $525,000 | $365,000 | -30.5% | 0.0% |
UIF CORPORATION | $365,000 | n/a | 0.0% | |
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $355,000 | n/a | 0.0% | |
SALAL | $410,000 | $355,000 | -13.4% | 0.0% |
Bethpage Federal Credit Union | $385,000 | $335,000 | -13.0% | 0.0% |
HSBC BANK USA, NATIONAL ASSOCIATION | $335,000 | n/a | 0.0% | |
STAR ONE CREDIT UNION | $335,000 | n/a | 0.0% | |
V.I.P. MORTGAGE, INC. | $1,135,000 | $335,000 | -70.5% | 0.0% |
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $330,000 | n/a | 0.0% | |
BM Real Estate Services, Inc. | $305,000 | $325,000 | 6.6% | 0.0% |
EMBRACE HOME LOANS, INC. | $445,000 | $325,000 | -27.0% | 0.0% |
Bank of England | $305,000 | n/a | 0.0% | |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
Rivermark Community Credit Union | $305,000 | n/a | 0.0% | |
Connexus Credit Union | $110,000 | $300,000 | 172.7% | 0.0% |
AMERICAN HERITAGE LENDING, INC. | $535,000 | $295,000 | -44.9% | 0.0% |
NuVision Federal Credit Union | $285,000 | n/a | 0.0% | |
DEEPHAVEN MORTGAGE LLC | $275,000 | n/a | 0.0% | |
GTE Federal Credit Union | $705,000 | $275,000 | -61.0% | 0.0% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $515,000 | $265,000 | -48.5% | 0.0% |
SPOKANE FIREFIGHTERS CREDIT UNION | $155,000 | $255,000 | 64.5% | 0.0% |
Secured Investment Corp. | $235,000 | n/a | 0.0% | |
Merchants Mortgage & Trust Corporation | $465,000 | $225,000 | -51.6% | 0.0% |
UNITED | $225,000 | n/a | 0.0% | |
COLUMBIA COMMUNITY CREDIT UNION | $230,000 | $220,000 | -4.3% | 0.0% |
Unitus Community Credit Union | $355,000 | $220,000 | -38.0% | 0.0% |
Charles Schwab Bank, SSB | $1,855,000 | $210,000 | -88.7% | 0.0% |
South State Bank | $205,000 | n/a | 0.0% | |
Advisors Mortgage Group, L.L.C. | $175,000 | $195,000 | 11.4% | 0.0% |
HighTechLending Inc | $205,000 | $195,000 | -4.9% | 0.0% |
ALL IN | $185,000 | n/a | 0.0% | |
Kwik Mortgage Corporation | $185,000 | n/a | 0.0% | |
RANLIFE, INC. | $185,000 | n/a | 0.0% | |
TJC Mortgage, Inc. | $840,000 | $175,000 | -79.2% | 0.0% |
Performance Financial, Inc. | $165,000 | n/a | 0.0% | |
Potlatch No. 1 Financial Credit Union | $145,000 | n/a | 0.0% | |
ROYAL UNITED MORTGAGE LLC | $570,000 | $115,000 | -79.8% | 0.0% |
BAY-VALLEY MORTGAGE GROUP | $590,000 | $105,000 | -82.2% | 0.0% |
Clackamas Federal Credit Union | $105,000 | n/a | 0.0% | |
GREENWOOD | $45,000 | $105,000 | 133.3% | 0.0% |
ONY GLO, INC. | $105,000 | n/a | 0.0% | |
Service Federal Credit Union | $100,000 | n/a | 0.0% | |
Baxter Credit Union | $95,000 | n/a | 0.0% | |
FIBRE FEDERAL CREDIT UNION | $50,000 | $85,000 | 70.0% | 0.0% |
Pacific NW Federal Credit Union | $355,000 | $75,000 | -78.9% | 0.0% |
Signature Federal Credit Union | $65,000 | n/a | 0.0% | |
MERIWEST | $55,000 | n/a | 0.0% | |
SELCO COMMUNITY | $45,000 | n/a | 0.0% | |
APCI Federal Credit Union | $35,000 | n/a | 0.0% |
OLYMPIA - LACEY - TUMWATER's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.5% market share. In second place, with 7.1%, is GUILD MORTGAGE COMPANY, having originated $175,960,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $120,155,000 in loans. In fourth place, with 4.1%, is MOVEMENT MORTGAGE, LLC, having originated $101,790,000 in loans. In fifth place, with 3.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $96,380,000 in loans.
OLYMPIA - LACEY - TUMWATER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $351,868 (17.3%) | $392,814 (11.9%) | 1.30 | 377 |
2018-02-01 | $362,221 (11.5%) | $408,388 (11.7%) | 1.32 | 372 |
2018-03-01 | $357,425 (5.9%) | $421,339 (13.4%) | 1.25 | 368 |
2018-04-01 | $371,738 (9.7%) | $426,456 (11.2%) | 1.26 | 411 |
2018-05-01 | $386,975 (13.8%) | $434,337 (9.4%) | 1.29 | 484 |
2018-06-01 | $379,975 (12.4%) | $436,870 (10.0%) | 1.27 | 571 |
2018-07-01 | $372,495 (14.6%) | $426,735 (9.4%) | 1.24 | 624 |
2018-08-01 | $374,990 (17.8%) | $440,441 (15.4%) | 1.26 | 694 |
2018-09-01 | $375,000 (16.1%) | $445,474 (14.8%) | 1.26 | 715 |
2018-10-01 | $379,925 (13.3%) | $447,496 (13.4%) | 1.29 | 687 |
2018-11-01 | $387,475 (14.1%) | $452,453 (14.9%) | 1.31 | 609 |
2018-12-01 | $389,000 (11.2%) | $447,883 (15.2%) | 1.34 | 571 |
2019-01-01 | $387,448 (10.1%) | $461,031 (17.4%) | 1.34 | 494 |
2019-02-01 | $390,858 (7.9%) | $469,921 (15.1%) | 1.32 | 446 |
2019-03-01 | $402,849 (12.7%) | $489,587 (16.2%) | 1.32 | 445 |
2019-04-01 | $419,995 (13.0%) | $514,402 (20.6%) | 1.33 | 451 |
2019-05-01 | $403,236 (4.2%) | $502,176 (15.6%) | 1.26 | 487 |
2019-06-01 | $399,900 (5.2%) | $498,602 (14.1%) | 1.25 | 532 |
2019-07-01 | $401,925 (7.9%) | $499,197 (17.0%) | 1.26 | 552 |
2019-08-01 | $399,655 (6.6%) | $496,704 (12.8%) | 1.27 | 563 |
2019-09-01 | $399,286 (6.5%) | $494,496 (11.0%) | 1.28 | 587 |
2019-10-01 | $399,000 (5.0%) | $491,741 (9.9%) | 1.29 | 602 |
2019-11-01 | $399,000 (3.0%) | $489,910 (8.3%) | 1.31 | 554 |
2019-12-01 | $397,000 (2.1%) | $499,188 (11.5%) | 1.32 | 403 |
2020-01-01 | $404,475 (4.4%) | $521,194 (13.1%) | 1.35 | 325 |
2020-02-01 | $389,425 (-0.4%) | $495,222 (5.4%) | 1.27 | 354 |
2020-03-01 | $379,499 (-5.8%) | $488,225 (-0.3%) | 1.19 | 406 |
2020-04-01 | $397,000 (-5.5%) | $496,620 (-3.5%) | 1.24 | 427 |
2020-05-01 | $409,900 (1.7%) | $511,917 (1.9%) | 1.25 | 441 |
2020-06-01 | $406,225 (1.6%) | $514,133 (3.1%) | 1.20 | 421 |
2020-07-01 | $399,800 (-0.5%) | $509,681 (2.1%) | 1.16 | 422 |
2020-08-01 | $405,000 (1.3%) | $527,675 (6.2%) | 1.16 | 408 |
2020-09-01 | $417,500 (4.6%) | $541,091 (9.4%) | 1.20 | 390 |
2020-10-01 | $414,950 (4.0%) | $542,562 (10.3%) | 1.19 | 376 |
2020-11-01 | $449,950 (12.8%) | $622,000 (27.0%) | 1.32 | 198 |
2020-12-01 | $439,969 (10.8%) | $645,786 (29.4%) | 1.31 | 176 |
2021-01-01 | $463,000 (14.5%) | $652,206 (25.1%) | 1.38 | 159 |
2021-02-01 | $449,500 (15.4%) | $634,027 (28.0%) | 1.31 | 143 |
2021-03-01 | $434,350 (14.5%) | $608,676 (24.7%) | 1.23 | 170 |
2021-04-01 | $447,463 (12.7%) | $585,324 (17.9%) | 1.21 | 187 |
2021-05-01 | $462,500 (12.8%) | $592,604 (15.8%) | 1.23 | 228 |
2021-06-01 | $479,495 (18.0%) | $591,387 (15.0%) | 1.26 | 240 |
2021-07-01 | $470,000 (17.6%) | $580,832 (14.0%) | 1.24 | 259 |
2021-08-01 | $487,250 (20.3%) | $580,804 (10.1%) | 1.30 | 303 |
2021-09-01 | $497,000 (19.0%) | $588,718 (8.8%) | 1.33 | 293 |
2021-10-01 | $490,000 (18.1%) | $585,659 (7.9%) | 1.31 | 296 |
2021-11-01 | $492,450 (9.5%) | $591,108 (-5.0%) | 1.32 | 217 |
2021-12-01 | $493,500 (12.2%) | $601,189 (-6.9%) | 1.34 | 179 |
2022-01-01 | $489,999 (5.8%) | $595,582 (-8.7%) | 1.32 | 123 |
2022-02-01 | $506,988 (12.8%) | $621,090 (-2.0%) | 1.32 | 129 |
2022-03-01 | $499,950 (15.1%) | $624,510 (2.6%) | 1.25 | 134 |
2022-04-01 | $519,990 (16.2%) | $634,480 (8.4%) | 1.24 | 181 |
2022-05-01 | $549,575 (18.8%) | $660,430 (11.5%) | 1.26 | 277 |
2022-06-01 | $548,700 (14.4%) | $664,153 (12.3%) | 1.22 | 392 |
2022-07-01 | $549,000 (16.8%) | $648,460 (11.6%) | 1.24 | 525 |
2022-08-01 | $548,425 (12.6%) | $643,111 (10.7%) | 1.27 | 566 |
2022-09-01 | $542,495 (9.2%) | $629,446 (6.9%) | 1.27 | 534 |
2022-10-01 | $549,975 (12.2%) | $630,326 (7.6%) | 1.29 | 515 |
2022-11-01 | $536,575 (9.0%) | $627,881 (6.2%) | 1.29 | 506 |
2022-12-01 | $545,000 (10.4%) | $627,715 (4.4%) | 1.35 | 460 |
2023-01-01 | $548,500 (11.9%) | $682,794 (14.6%) | 1.36 | 378 |
2023-02-01 | $537,485 (6.0%) | $684,838 (10.3%) | 1.30 | 298 |
2023-03-01 | $535,738 (7.2%) | $696,836 (11.6%) | 1.26 | 264 |
2023-04-01 | $554,990 (6.7%) | $726,605 (14.5%) | 1.29 | 240 |
2023-05-01 | $569,900 (3.7%) | $728,612 (10.3%) | 1.29 | 283 |
2023-06-01 | $552,238 (0.6%) | $695,273 (4.7%) | 1.24 | 326 |
2023-07-01 | $579,450 (5.6%) | $716,295 (10.5%) | 1.32 | 360 |
2023-08-01 | $577,583 (5.3%) | $722,106 (12.3%) | 1.33 | 401 |
2023-09-01 | $576,550 (6.3%) | $721,506 (14.6%) | 1.34 | 406 |
2023-10-01 | $582,200 (5.9%) | $733,089 (16.3%) | 1.37 | 408 |
2023-11-01 | $575,000 (7.2%) | $746,524 (18.9%) | 1.37 | 473 |
2023-12-01 | $568,000 (4.2%) | $754,473 (20.2%) | 1.39 | 391 |
2024-01-01 | $558,199 (1.8%) | $743,630 (8.9%) | 1.36 | 344 |
2024-02-01 | $569,998 (6.1%) | $747,227 (9.1%) | 1.37 | 336 |
2024-03-01 | $556,200 (3.8%) | $731,502 (5.0%) | 1.31 | 356 |
2024-04-01 | $559,495 (0.8%) | $690,645 (-5.0%) | 1.30 | 388 |
2024-05-01 | $574,450 (0.8%) | $699,839 (-4.0%) | 1.31 | 489 |
2024-06-01 | $595,000 (7.7%) | $722,759 (4.0%) | 1.35 | 500 |
2024-07-01 | $592,000 (2.2%) | $714,567 (-0.2%) | 1.35 | 564 |
2024-08-01 | $585,000 (1.3%) | $693,798 (-3.9%) | 1.36 | 567 |
2024-09-01 | $584,975 (1.5%) | $691,900 (-4.1%) | 1.38 | 545 |
2024-10-01 | $582,216 (0.0%) | $695,230 (-5.2%) | 1.37 | 536 |
2024-11-01 | $589,450 (2.5%) | $697,338 (-6.6%) | 1.41 | 488 |
2024-12-01 | $592,950 (4.4%) | $700,553 (-7.2%) | 1.47 | 402 |
2025-01-01 | $594,958 (6.6%) | $701,249 (-5.7%) | 1.49 | 378 |
2025-02-01 | $599,970 (5.3%) | $701,626 (-6.1%) | 1.46 | 349 |
2025-03-01 | $599,995 (7.9%) | $700,338 (-4.3%) | 0.00 | 407 |
OLYMPIA - LACEY - TUMWATER's median listing price comes in at 0% of the national average.
OLYMPIA - LACEY - TUMWATER's average listing price for 2025-03-01 was $700,338, a difference of $-31,164 (-4.3%) versus the prior year and $-1,288 versus the prior month.
For the 2025-03-01 period, OLYMPIA - LACEY - TUMWATER had 407 MLS listings, a difference of 58 listings (17%) versus the prior month and 51 listings (14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 61 days | 2,095 sqft |
2018-02-01 | 38 days | 2,138 sqft |
2018-03-01 | 33 days | 2,149 sqft |
2018-04-01 | 30 days | 2,191 sqft |
2018-05-01 | 26 days | 2,201 sqft |
2018-06-01 | 32 days | 2,227 sqft |
2018-07-01 | 31 days | 2,199 sqft |
2018-08-01 | 34 days | 2,207 sqft |
2018-09-01 | 39 days | 2,154 sqft |
2018-10-01 | 43 days | 2,170 sqft |
2018-11-01 | 50 days | 2,189 sqft |
2018-12-01 | 61 days | 2,176 sqft |
2019-01-01 | 65 days | 2,153 sqft |
2019-02-01 | 62 days | 2,166 sqft |
2019-03-01 | 41 days | 2,213 sqft |
2019-04-01 | 30 days | 2,261 sqft |
2019-05-01 | 27 days | 2,171 sqft |
2019-06-01 | 31 days | 2,160 sqft |
2019-07-01 | 34 days | 2,156 sqft |
2019-08-01 | 38 days | 2,098 sqft |
2019-09-01 | 42 days | 2,086 sqft |
2019-10-01 | 45 days | 2,059 sqft |
2019-11-01 | 51 days | 2,035 sqft |
2019-12-01 | 51 days | 2,019 sqft |
2020-01-01 | 51 days | 2,017 sqft |
2020-02-01 | 30 days | 1,978 sqft |
2020-03-01 | 26 days | 1,891 sqft |
2020-04-01 | 33 days | 1,927 sqft |
2020-05-01 | 36 days | 1,989 sqft |
2020-06-01 | 32 days | 2,021 sqft |
2020-07-01 | 24 days | 1,997 sqft |
2020-08-01 | 25 days | 2,006 sqft |
2020-09-01 | 28 days | 2,015 sqft |
2020-10-01 | 31 days | 1,942 sqft |
2020-11-01 | 39 days | 2,041 sqft |
2020-12-01 | 39 days | 1,974 sqft |
2021-01-01 | 37 days | 1,983 sqft |
2021-02-01 | 29 days | 1,920 sqft |
2021-03-01 | 23 days | 1,849 sqft |
2021-04-01 | 25 days | 1,844 sqft |
2021-05-01 | 12 days | 1,883 sqft |
2021-06-01 | 15 days | 1,950 sqft |
2021-07-01 | 25 days | 1,964 sqft |
2021-08-01 | 19 days | 2,023 sqft |
2021-09-01 | 29 days | 2,031 sqft |
2021-10-01 | 29 days | 1,914 sqft |
2021-11-01 | 36 days | 1,855 sqft |
2021-12-01 | 38 days | 1,915 sqft |
2022-01-01 | 38 days | 1,855 sqft |
2022-02-01 | 19 days | 1,912 sqft |
2022-03-01 | 26 days | 1,893 sqft |
2022-04-01 | 16 days | 1,950 sqft |
2022-05-01 | 16 days | 1,979 sqft |
2022-06-01 | 17 days | 2,033 sqft |
2022-07-01 | 26 days | 2,020 sqft |
2022-08-01 | 35 days | 2,020 sqft |
2022-09-01 | 39 days | 2,027 sqft |
2022-10-01 | 44 days | 2,055 sqft |
2022-11-01 | 49 days | 2,004 sqft |
2022-12-01 | 60 days | 2,000 sqft |
2023-01-01 | 69 days | 2,057 sqft |
2023-02-01 | 69 days | 2,032 sqft |
2023-03-01 | 49 days | 2,127 sqft |
2023-04-01 | 33 days | 2,155 sqft |
2023-05-01 | 30 days | 2,131 sqft |
2023-06-01 | 30 days | 2,084 sqft |
2023-07-01 | 34 days | 2,116 sqft |
2023-08-01 | 35 days | 2,143 sqft |
2023-09-01 | 41 days | 2,168 sqft |
2023-10-01 | 45 days | 2,199 sqft |
2023-11-01 | 51 days | 2,189 sqft |
2023-12-01 | 58 days | 2,120 sqft |
2024-01-01 | 70 days | 2,040 sqft |
2024-02-01 | 40 days | 1,980 sqft |
2024-03-01 | 39 days | 1,948 sqft |
2024-04-01 | 35 days | 1,998 sqft |
2024-05-01 | 28 days | 2,029 sqft |
2024-06-01 | 36 days | 2,079 sqft |
2024-07-01 | 37 days | 2,117 sqft |
2024-08-01 | 44 days | 2,107 sqft |
2024-09-01 | 47 days | 2,062 sqft |
2024-10-01 | 48 days | 2,055 sqft |
2024-11-01 | 48 days | 2,098 sqft |
2024-12-01 | 63 days | 2,095 sqft |
2025-01-01 | 67 days | 2,111 sqft |
2025-02-01 | 42 days | 2,103 sqft |
2025-03-01 | 0 days | 2,101 sqft |
OLYMPIA - LACEY - TUMWATER's median square footage for active listings during the 2025-03-01 period was 2,101 sqft. One year prior, the average listing was 1,948 sqft.
OLYMPIA-LACEY-TUMWATER, WA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 3,493 | $1,582,595,000 | $453,076 |
Cash Out Refi | 928 | $250,950,000 | $270,420 |
Refi | 907 | $459,185,000 | $506,268 |
Home Improvement | 865 | $97,595,000 | $112,827 |
Other | 727 | $75,895,000 | $104,395 |
Olympia - Lacey - Tumwater's most frequently cited loan purpose was Home Purchase, with 3,493 originations. The 2nd most popular reason was Cash Out Refi, with 928 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 2,342 | $1,038,870,000 | $443,582 |
Over 8% | 1,806 | $349,120,000 | $193,311 |
7-8% | 1,229 | $387,805,000 | $315,545 |
5-6% | 1,169 | $575,435,000 | $492,246 |
4-5% | 146 | $84,550,000 | $579,110 |
<2.5% | 129 | $4,285,000 | $33,217 |
3-4% | 32 | $10,530,000 | $329,063 |
2.5-3% | 20 | $8,430,000 | $421,500 |
During 2024, Olympia - Lacey - Tumwater's most frequently originated rate bucket was 6-7%, with 2,342 originations.
Loan Sizing (OLYMPIA-LACEY-TUMWATER, WA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$400k-600k | 2,264 | $1,090,220,000 | $481,546 |
$200k-400k | 1,774 | $557,280,000 | $314,138 |
$100,000 or less | 1,431 | $76,815,000 | $53,679 |
$100k-200k | 897 | $121,755,000 | $135,736 |
$600k-1000k | 505 | $356,855,000 | $706,644 |
$Over $1MM | 49 | $263,295,000 | $5,373,367 |
OLYMPIA - LACEY - TUMWATER's loan sizing saw the bucket of loans from $400k-600k with 2,264 originations, totaling $1,090,220,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 2,245 | $1,067,625,000 | $475,557 |
Under 20% | 1,629 | $106,785,000 | $65,552 |
60-80% | 1,165 | $599,555,000 | $514,639 |
20-40% | 796 | $141,450,000 | $177,701 |
40-60% | 532 | $194,480,000 | $365,564 |
Over 100% | 405 | $294,595,000 | $727,395 |
OLYMPIA - LACEY - TUMWATER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,245 originations, totaling $1,067,625,000 in origination value.