OLYMPIA - LACEY - TUMWATER Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Olympia - Lacey - Tumwater averaged
7.03%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
6.99% and
one month ago for the week of 2026-10-01, the
average rate was 7.33%.
Olympia - Lacey - Tumwater's average rate one year ago was 6.12%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.22%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Olympia - Lacey - Tumwater 30 Year Fixed Rate | 2026-11-05 | 7.03% |
| Olympia - Lacey - Tumwater 30 Year Fixed Rate Refi | 2026-11-05 | 7.22% |
| Olympia - Lacey - Tumwater 15 Year Fixed Rate | 2026-11-05 | 6.77% |
| Olympia - Lacey - Tumwater 15 Year Fixed Rate Refi | 2026-11-05 | 6.57% |
| Olympia - Lacey - Tumwater 30 Year FHA | 2026-11-05 | 6.85% |
| Olympia - Lacey - Tumwater 30 Year FHA Refi | 2026-11-05 | 6.74% |
| Olympia - Lacey - Tumwater 30 Year USDA | 2026-11-05 | 6.9% |
| Olympia - Lacey - Tumwater 30 Year USDA Refi | 2026-11-05 | 7.1% |
| Olympia - Lacey - Tumwater 30 Year VA | 2026-11-05 | 6.68% |
| Olympia - Lacey - Tumwater 30 Year VA Refi | 2026-11-05 | 6.15% |
OLYMPIA - LACEY - TUMWATER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OLYMPIA-LACEY-TUMWATER, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OLYMPIA - LACEY - TUMWATER Average Closing Costs & Other Stats
OLYMPIA-LACEY-TUMWATER, WA's 164 lenders originated 7,771
loans during 2025. The total origination value was $2,915,885,000, with an average loan value of
$375,226.
OLYMPIA - LACEY - TUMWATER's average closing costs are $7,087.
The top OLYMPIA - LACEY - TUMWATER lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
273 loans originated. Their average total fees are
$9,064, which is $701
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are
South Pacific Financial Corporation ($3,487), JPMorgan Chase Bank ($3,487), TWINSTAR ($3,524), NBKC BANK ($4,131) and DHI MORTGAGE COMPANY, LTD. ($4,172).
The lowest rate OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (4.26%), DHI MORTGAGE COMPANY, LTD. (4.87%), Olympia Federal Savings & Loan Association (4.97%), South Pacific Financial Corporation (6.01%) and TWINSTAR (6.09%).
OLYMPIA-LACEY-TUMWATER, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $233,560,000 | $257,025,000 | 10.0% | 8.8% |
| GUILD MORTGAGE COMPANY | $175,960,000 | $229,845,000 | 30.6% | 7.9% |
| QUICKEN LOANS, LLC | $120,155,000 | $168,885,000 | 40.6% | 5.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $96,380,000 | $131,530,000 | 36.5% | 4.5% |
| MOVEMENT MORTGAGE, LLC | $101,790,000 | $108,620,000 | 6.7% | 3.7% |
| WASHINGTON STATE EMPLOYEES Credit Union | $87,995,000 | $99,115,000 | 12.6% | 3.4% |
| NEWREZ LLC | $86,930,000 | $95,775,000 | 10.2% | 3.3% |
| Wells Fargo Bank | $10,430,000 | $79,865,000 | 665.7% | 2.7% |
| Mortgage Research Center, LLC | $56,215,000 | $72,325,000 | 28.7% | 2.5% |
| CMG MORTGAGE, INC. | $43,210,000 | $67,495,000 | 56.2% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $51,350,000 | $56,610,000 | 10.2% | 1.9% |
| TWINSTAR | $41,675,000 | $50,705,000 | 21.7% | 1.7% |
| Olympia Federal Savings & Loan Association | $41,295,000 | $49,865,000 | 20.8% | 1.7% |
| DHI MORTGAGE COMPANY, LTD. | $29,905,000 | $49,815,000 | 66.6% | 1.7% |
| JPMorgan Chase Bank | $14,000,000 | $49,815,000 | 255.8% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $36,285,000 | $48,295,000 | 33.1% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $49,235,000 | $48,170,000 | -2.2% | 1.7% |
| O BEE | $46,585,000 | $45,440,000 | -2.5% | 1.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $50,735,000 | $44,895,000 | -11.5% | 1.5% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $43,005,000 | n/a | 1.5% | |
| Boeing Employees Credit Union | $40,425,000 | $42,700,000 | 5.6% | 1.5% |
| GUARANTEED RATE, INC. | $20,210,000 | $38,480,000 | 90.4% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $32,290,000 | $37,745,000 | 16.9% | 1.3% |
| Paramount Residential Mortgage Group, Inc. | $12,725,000 | $29,850,000 | 134.6% | 1.0% |
| Timberland Bank | $19,245,000 | $28,685,000 | 49.1% | 1.0% |
| The Loan Store, Inc. | $9,425,000 | $27,455,000 | 191.3% | 0.9% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $26,825,000 | n/a | 0.9% | |
| Prudential Huntoon Paige Associates, LLC | $26,595,000 | n/a | 0.9% | |
| CBRE MULTIFAMILY CAPITAL, INC. | $25,025,000 | $25,205,000 | 0.7% | 0.9% |
| MLD MORTGAGE INC. | $14,030,000 | $23,270,000 | 65.9% | 0.8% |
| BROKER SOLUTIONS, INC. | $18,670,000 | $20,590,000 | 10.3% | 0.7% |
| 1st Security Bank of Washington | $14,600,000 | $20,565,000 | 40.9% | 0.7% |
| U.S. Bank | $13,535,000 | $17,990,000 | 32.9% | 0.6% |
| LOANDEPOT.COM, LLC | $13,730,000 | $17,730,000 | 29.1% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $14,380,000 | $17,230,000 | 19.8% | 0.6% |
| BAY EQUITY LLC | $44,335,000 | $16,900,000 | -61.9% | 0.6% |
| Bank of America | $11,780,000 | $16,535,000 | 40.4% | 0.6% |
| PLANET HOME LENDING, LLC | $6,910,000 | $15,785,000 | 128.4% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,790,000 | $15,460,000 | 98.5% | 0.5% |
| Umpqua Bank | $10,250,000 | $15,035,000 | 46.7% | 0.5% |
| USAA Federal Savings Bank | $11,180,000 | $13,585,000 | 21.5% | 0.5% |
| Cornerstone First Mortgage, Inc | $4,950,000 | $13,275,000 | 168.2% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $9,410,000 | $12,140,000 | 29.0% | 0.4% |
| INSPIRE HOME LOANS INC. | $20,960,000 | $11,530,000 | -45.0% | 0.4% |
| Washington Trust Bank | $3,435,000 | $11,160,000 | 224.9% | 0.4% |
| Heritage Bank | $475,000 | $10,760,000 | 2,165.3% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $6,560,000 | $10,360,000 | 57.9% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $6,690,000 | $9,925,000 | 48.4% | 0.3% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $6,050,000 | $9,925,000 | 64.0% | 0.3% |
| South Pacific Financial Corporation | $8,455,000 | $9,555,000 | 13.0% | 0.3% |
| EAGLE HOME MORTGAGE, LLC | $8,820,000 | $9,530,000 | 8.0% | 0.3% |
| KeyBank | $9,790,000 | $9,510,000 | -2.9% | 0.3% |
| HomeStreet Bank | $12,940,000 | $9,320,000 | -28.0% | 0.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $6,685,000 | $9,290,000 | 39.0% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $20,460,000 | $9,070,000 | -55.7% | 0.3% |
| SOUND | $6,370,000 | $9,035,000 | 41.8% | 0.3% |
| CANOPY MORTGAGE, LLC | $3,320,000 | $8,875,000 | 167.3% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $4,985,000 | $8,715,000 | 74.8% | 0.3% |
| ENVOY MORTGAGE, LTD | $2,075,000 | $8,565,000 | 312.8% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $13,915,000 | $7,970,000 | -42.7% | 0.3% |
| America's Credit Union | $7,035,000 | $7,450,000 | 5.9% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,185,000 | $7,445,000 | 77.9% | 0.3% |
| Old Second National Bank | $7,420,000 | n/a | 0.3% | |
| NATIONS DIRECT MORTGAGE, LLC | $6,630,000 | $6,870,000 | 3.6% | 0.2% |
| SAMMAMISH MORTGAGE COMPANY | $4,815,000 | $6,775,000 | 40.7% | 0.2% |
| NBKC BANK | $7,550,000 | $6,595,000 | -12.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,840,000 | $6,520,000 | 254.3% | 0.2% |
| SPRING EQ, LLC | $525,000 | $6,410,000 | 1,121.0% | 0.2% |
| Carrington Mortgage Services, LLC | $5,170,000 | $6,220,000 | 20.3% | 0.2% |
| T2 FINANCIAL LLC | $17,055,000 | $5,860,000 | -65.6% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,220,000 | $5,670,000 | 155.4% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $6,645,000 | $5,490,000 | -17.4% | 0.2% |
| The Federal Savings Bank | $4,510,000 | $5,485,000 | 21.6% | 0.2% |
| UNION HOME MORTGAGE CORP. | $5,860,000 | $5,105,000 | -12.9% | 0.2% |
| ZILLOW HOME LOANS, LLC | $2,565,000 | $4,810,000 | 87.5% | 0.2% |
| ALLIANT CREDIT UNION | $3,170,000 | $4,785,000 | 50.9% | 0.2% |
| NexBank | $2,895,000 | $4,750,000 | 64.1% | 0.2% |
| Armed Forces Bank | $3,780,000 | $4,475,000 | 18.4% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,315,000 | $4,420,000 | 90.9% | 0.2% |
| Plains Commerce Bank | $2,065,000 | $4,380,000 | 112.1% | 0.2% |
| PHH Mortgage Corporation | $2,430,000 | $4,375,000 | 80.0% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,330,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $1,470,000 | $4,300,000 | 192.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,665,000 | $4,045,000 | 10.4% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $3,905,000 | $3,995,000 | 2.3% | 0.1% |
| SUMMIT FUNDING, INC. | $2,125,000 | $3,960,000 | 86.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,395,000 | $3,915,000 | -38.8% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,335,000 | $3,790,000 | 183.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $3,450,000 | $3,730,000 | 8.1% | 0.1% |
| GESA | $590,000 | $3,670,000 | 522.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,785,000 | $3,610,000 | 29.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $4,280,000 | $3,575,000 | -16.5% | 0.1% |
| Figure Lending LLC | $5,265,000 | $3,545,000 | -32.7% | 0.1% |
| Alaska USA Federal Credit Union | $10,045,000 | $3,520,000 | -65.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,455,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $2,645,000 | $3,410,000 | 28.9% | 0.1% |
| HARBORSTONE | $4,320,000 | $3,380,000 | -21.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $400,000 | $3,380,000 | 745.0% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $1,365,000 | $3,380,000 | 147.6% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,140,000 | $3,240,000 | 51.4% | 0.1% |
| Morgan Stanley Private Bank | $13,810,000 | $3,145,000 | -77.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $785,000 | $3,010,000 | 283.4% | 0.1% |
| Equity Prime Mortgage LLC | $2,235,000 | $2,955,000 | 32.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,055,000 | $2,955,000 | -41.5% | 0.1% |
| JMAC LENDING, INC. | $2,885,000 | n/a | 0.1% | |
| Potlatch No. 1 Financial Credit Union | $145,000 | $2,855,000 | 1,869.0% | 0.1% |
| PRIORITY HOME LENDING, LLC | $685,000 | $2,800,000 | 308.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,635,000 | $2,790,000 | 70.6% | 0.1% |
| Banner Bank | $4,085,000 | $2,780,000 | -31.9% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $510,000 | $2,765,000 | 442.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $2,575,000 | $2,740,000 | 6.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,165,000 | $2,695,000 | 131.3% | 0.1% |
| S1L, Inc. | $4,175,000 | $2,680,000 | -35.8% | 0.1% |
| The Huntington National Bank | $1,110,000 | $2,600,000 | 134.2% | 0.1% |
| M&T Bank | $2,120,000 | $2,570,000 | 21.2% | 0.1% |
| NFM, INC. | $6,435,000 | $2,520,000 | -60.8% | 0.1% |
| First-Citizens Bank & Trust Company | $765,000 | $2,510,000 | 228.1% | 0.1% |
| GoPrime Mortgage, Inc. | $1,295,000 | $2,365,000 | 82.6% | 0.1% |
| First Federal Bank | $3,635,000 | $2,340,000 | -35.6% | 0.1% |
| RED CANOE CREDIT UNION | $1,070,000 | $2,250,000 | 110.3% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $2,580,000 | $2,250,000 | -12.8% | 0.1% |
| Strong Home Mortgage, LLC | $2,160,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $3,380,000 | $2,115,000 | -37.4% | 0.1% |
| UBS Bank USA | $1,060,000 | $2,095,000 | 97.6% | 0.1% |
| Coastal Community Bank | $2,090,000 | n/a | 0.1% | |
| PNC Bank | $1,765,000 | $2,090,000 | 18.4% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $960,000 | $2,030,000 | 111.5% | 0.1% |
| INTELLILOAN, INC. | $1,160,000 | $1,940,000 | 67.2% | 0.1% |
| OAKTREE FUNDING CORP. | $505,000 | $1,890,000 | 274.3% | 0.1% |
| Citadel Servicing Corporation | $650,000 | $1,845,000 | 183.8% | 0.1% |
| BMO Harris Bank | $1,725,000 | $1,825,000 | 5.8% | 0.1% |
| LOANPAL, LLC | $965,000 | $1,805,000 | 87.0% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $2,595,000 | $1,765,000 | -32.0% | 0.1% |
| WHATCOM EDUCATIONAL CREDIT UNION | $440,000 | $1,700,000 | 286.4% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $540,000 | $1,625,000 | 200.9% | 0.1% |
| RAIN CITY CAPITAL, LLC | $1,510,000 | n/a | 0.1% | |
| Sunflower Bank | $3,150,000 | $1,485,000 | -52.9% | 0.1% |
| MORIA DEVELOPMENT, INC. | $560,000 | $1,445,000 | 158.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,235,000 | $1,380,000 | -38.3% | 0.0% |
| FUNDLOANS CAPITAL | $1,345,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $3,550,000 | $1,330,000 | -62.5% | 0.0% |
| RF Renovo Management Company, LLC | $1,330,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,340,000 | $1,330,000 | -0.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $1,040,000 | $1,325,000 | 27.4% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,300,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $525,000 | $1,300,000 | 147.6% | 0.0% |
| FBC MORTGAGE, LLC | $1,295,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $1,260,000 | n/a | 0.0% | |
| Qualstar Credit Union | $1,360,000 | $1,250,000 | -8.1% | 0.0% |
| Citibank | $1,405,000 | $1,235,000 | -12.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $1,895,000 | $1,230,000 | -35.1% | 0.0% |
| A&D Mortgage LLC | $405,000 | $1,185,000 | 192.6% | 0.0% |
| Bank of the Pacific | $4,025,000 | $1,180,000 | -70.7% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,180,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $725,000 | $1,165,000 | 60.7% | 0.0% |
| Franklin Loan Corporation | $1,125,000 | n/a | 0.0% | |
| iQ Credit Union | $455,000 | $1,120,000 | 146.2% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $3,055,000 | $1,110,000 | -63.7% | 0.0% |
| University Bank | $1,100,000 | n/a | 0.0% | |
| ML Mortgage Corp. | $1,085,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $565,000 | $1,070,000 | 89.4% | 0.0% |
| First National Bank of America | $1,810,000 | $1,050,000 | -42.0% | 0.0% |
| KITSAP Credit Union | $830,000 | $1,025,000 | 23.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $980,000 | $1,015,000 | 3.6% | 0.0% |
| Sound Community Bank | $1,400,000 | $1,015,000 | -27.5% | 0.0% |
| CARDINAL FINANCIAL | $3,240,000 | $1,005,000 | -69.0% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $85,000 | $1,005,000 | 1,082.4% | 0.0% |
| Ameris Bank | $1,050,000 | $960,000 | -8.6% | 0.0% |
| Granite Community Bank | $960,000 | n/a | 0.0% | |
| Discover Bank | $1,940,000 | $930,000 | -52.1% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $425,000 | $910,000 | 114.1% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $1,900,000 | $905,000 | -52.4% | 0.0% |
| OnPoint Community Credit Union | $425,000 | $895,000 | 110.6% | 0.0% |
| Mechanics Bank | $875,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $805,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $6,285,000 | $805,000 | -87.2% | 0.0% |
| GSF Mortgage Corporation | $790,000 | n/a | 0.0% | |
| Cathay Bank | $780,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $590,000 | $775,000 | 31.4% | 0.0% |
| S&T Bank | $775,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $755,000 | $755,000 | 0.0% | 0.0% |
| Farmers Bank & Trust | $495,000 | $745,000 | 50.5% | 0.0% |
| RESIDENTIAL BANCORP | $720,000 | n/a | 0.0% | |
| OCMBC, INC. | $1,575,000 | $715,000 | -54.6% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $14,200,000 | $710,000 | -95.0% | 0.0% |
| Glacier Bank | $435,000 | $685,000 | 57.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $825,000 | $680,000 | -17.6% | 0.0% |
| American Mortgage Bank, LLC | $665,000 | n/a | 0.0% | |
| Ixonia Bank | $1,165,000 | $665,000 | -42.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $665,000 | n/a | 0.0% | |
| TAPCO Credit Union | $645,000 | $650,000 | 0.8% | 0.0% |
| FIRST TECHNOLOGY | $1,395,000 | $645,000 | -53.8% | 0.0% |
| LADERA LENDING, INC. | $1,150,000 | $635,000 | -44.8% | 0.0% |
| Logan Finance Corporation | $630,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $615,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $615,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $770,000 | $605,000 | -21.4% | 0.0% |
| Northwest Farm Credit Services, FLCA | $1,585,000 | $605,000 | -61.8% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,320,000 | $595,000 | -74.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $640,000 | $585,000 | -8.6% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,105,000 | $585,000 | -47.1% | 0.0% |
| Presidential Bank, FSB | $575,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $4,580,000 | $575,000 | -87.4% | 0.0% |
| GEORGIA'S OWN | $370,000 | $560,000 | 51.4% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,590,000 | $560,000 | -64.8% | 0.0% |
| PENINSULA COMMUNITY | $405,000 | $555,000 | 37.0% | 0.0% |
| Stifel Bank and Trust | $810,000 | $555,000 | -31.5% | 0.0% |
| Rivermark Community Credit Union | $305,000 | $540,000 | 77.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $540,000 | n/a | 0.0% | |
| Truist | $545,000 | $535,000 | -1.8% | 0.0% |
| AMWEST FUNDING CORP. | $1,015,000 | $530,000 | -47.8% | 0.0% |
| IDAHO CENTRAL | $625,000 | $530,000 | -15.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $525,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $490,000 | $520,000 | 6.1% | 0.0% |
| Bank of Hope | $555,000 | $515,000 | -7.2% | 0.0% |
| INDUSTRIAL CU OF WHATCOM COUNTY | $515,000 | $515,000 | 0.0% | 0.0% |
| Northpointe Bank | $675,000 | $515,000 | -23.7% | 0.0% |
| Charles Schwab Bank, SSB | $210,000 | $505,000 | 140.5% | 0.0% |
| Home Mortgage Alliance Corp | $425,000 | $495,000 | 16.5% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $2,620,000 | $485,000 | -81.5% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $620,000 | $485,000 | -21.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $435,000 | $475,000 | 9.2% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $465,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $455,000 | n/a | 0.0% | |
| Texana Bank | $455,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $555,000 | $450,000 | -18.9% | 0.0% |
| MORTGAGE EXPRESS, LLC | $745,000 | $445,000 | -40.3% | 0.0% |
| HighTechLending Inc | $195,000 | $425,000 | 117.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,105,000 | $425,000 | -61.5% | 0.0% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $425,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $415,000 | n/a | 0.0% | |
| Quontic Bank | $415,000 | n/a | 0.0% | |
| MOUNTAIN AMERICA | $405,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $525,000 | $405,000 | -22.9% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $400,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $275,000 | $395,000 | 43.6% | 0.0% |
| Unitus Community Credit Union | $220,000 | $380,000 | 72.7% | 0.0% |
| LEGEND LENDING CORPORATION | $375,000 | n/a | 0.0% | |
| Leader Bank | $365,000 | $365,000 | 0.0% | 0.0% |
| NMSI, INC. | $930,000 | $355,000 | -61.8% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $345,000 | n/a | 0.0% | |
| Nations Lending Corporation | $590,000 | $345,000 | -41.5% | 0.0% |
| Oregon State Credit Union | $345,000 | n/a | 0.0% | |
| Old National Bank | $335,000 | n/a | 0.0% | |
| Service Federal Credit Union | $100,000 | $330,000 | 230.0% | 0.0% |
| INTERCAP LENDING INC. | $320,000 | n/a | 0.0% | |
| PREMIER AMERICA | $295,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $285,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $1,260,000 | $285,000 | -77.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $275,000 | n/a | 0.0% | |
| NUMERICA CREDIT UNION | $255,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $600,000 | $235,000 | -60.8% | 0.0% |
| Merchants Mortgage & Trust Corporation | $225,000 | $235,000 | 4.4% | 0.0% |
| HOMESTEAD FUNDING CORP. | $705,000 | $205,000 | -70.9% | 0.0% |
| HomeTrust Bank | $185,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $115,000 | $175,000 | 52.2% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $165,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $160,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $405,000 | $145,000 | -64.2% | 0.0% |
| GTE Federal Credit Union | $275,000 | $135,000 | -50.9% | 0.0% |
| GREENWOOD | $105,000 | $95,000 | -9.5% | 0.0% |
| American Airlines Federal Credit Union | $85,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $220,000 | $75,000 | -65.9% | 0.0% |
| Bethpage Federal Credit Union | $335,000 | $55,000 | -83.6% | 0.0% |
| OREGON COMMUNITY | $55,000 | n/a | 0.0% | |
| Solarity Credit Union | $55,000 | n/a | 0.0% | |
| SELCO COMMUNITY | $45,000 | $35,000 | -22.2% | 0.0% |
| Washington Federal Bank | $7,325,000 | $35,000 | -99.5% | 0.0% |
| DUPACO COMMUNITY | $25,000 | n/a | 0.0% | |
| VERITY | $25,000 | n/a | 0.0% |
OLYMPIA - LACEY - TUMWATER's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.8% market share. In second place, with 7.9%, is GUILD MORTGAGE COMPANY, having originated $229,845,000 in loans. In third place, with 5.8%, is QUICKEN LOANS, LLC, having originated $168,885,000 in loans. In fourth place, with 4.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $131,530,000 in loans. In fifth place, with 3.7%, is MOVEMENT MORTGAGE, LLC, having originated $108,620,000 in loans.
OLYMPIA - LACEY - TUMWATER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $351,868 (17.3%) | $392,814 (11.9%) | 1.30 | 377 |
| 2018-02-01 | $362,221 (11.5%) | $408,388 (11.7%) | 1.32 | 372 |
| 2018-03-01 | $357,425 (5.9%) | $421,339 (13.4%) | 1.25 | 368 |
| 2018-04-01 | $371,738 (9.7%) | $426,456 (11.2%) | 1.26 | 411 |
| 2018-05-01 | $386,975 (13.8%) | $434,337 (9.4%) | 1.29 | 484 |
| 2018-06-01 | $379,950 (12.4%) | $436,651 (10.0%) | 1.27 | 572 |
| 2018-07-01 | $372,495 (14.6%) | $426,636 (9.3%) | 1.24 | 624 |
| 2018-08-01 | $374,990 (17.8%) | $440,441 (15.4%) | 1.26 | 694 |
| 2018-09-01 | $375,000 (16.1%) | $445,474 (14.8%) | 1.26 | 715 |
| 2018-10-01 | $379,925 (13.3%) | $447,496 (13.4%) | 1.29 | 687 |
| 2018-11-01 | $387,475 (14.1%) | $452,453 (14.9%) | 1.31 | 609 |
| 2018-12-01 | $389,000 (11.2%) | $447,883 (15.2%) | 1.34 | 571 |
| 2019-01-01 | $387,448 (10.1%) | $461,031 (17.4%) | 1.34 | 494 |
| 2019-02-01 | $390,858 (7.9%) | $469,921 (15.1%) | 1.32 | 446 |
| 2019-03-01 | $402,849 (12.7%) | $489,587 (16.2%) | 1.32 | 445 |
| 2019-04-01 | $419,995 (13.0%) | $514,402 (20.6%) | 1.33 | 451 |
| 2019-05-01 | $403,236 (4.2%) | $502,176 (15.6%) | 1.26 | 487 |
| 2019-06-01 | $399,900 (5.3%) | $498,602 (14.2%) | 1.25 | 532 |
| 2019-07-01 | $401,925 (7.9%) | $499,197 (17.0%) | 1.26 | 552 |
| 2019-08-01 | $399,655 (6.6%) | $496,704 (12.8%) | 1.27 | 563 |
| 2019-09-01 | $399,286 (6.5%) | $494,496 (11.0%) | 1.28 | 587 |
| 2019-10-01 | $399,000 (5.0%) | $491,741 (9.9%) | 1.29 | 602 |
| 2019-11-01 | $399,000 (3.0%) | $489,910 (8.3%) | 1.31 | 554 |
| 2019-12-01 | $397,000 (2.1%) | $499,188 (11.5%) | 1.32 | 403 |
| 2020-01-01 | $404,475 (4.4%) | $521,194 (13.1%) | 1.35 | 325 |
| 2020-02-01 | $389,425 (-0.4%) | $495,222 (5.4%) | 1.27 | 354 |
| 2020-03-01 | $379,499 (-5.8%) | $488,225 (-0.3%) | 1.19 | 406 |
| 2020-04-01 | $397,000 (-5.5%) | $496,620 (-3.5%) | 1.24 | 427 |
| 2020-05-01 | $409,900 (1.7%) | $511,917 (1.9%) | 1.25 | 441 |
| 2020-06-01 | $406,225 (1.6%) | $514,133 (3.1%) | 1.20 | 421 |
| 2020-07-01 | $399,800 (-0.5%) | $509,681 (2.1%) | 1.16 | 422 |
| 2020-08-01 | $405,000 (1.3%) | $527,675 (6.2%) | 1.16 | 408 |
| 2020-09-01 | $417,500 (4.6%) | $541,091 (9.4%) | 1.20 | 390 |
| 2020-10-01 | $414,950 (4.0%) | $542,562 (10.3%) | 1.19 | 376 |
| 2020-11-01 | $449,950 (12.8%) | $622,000 (27.0%) | 1.32 | 198 |
| 2020-12-01 | $439,969 (10.8%) | $645,786 (29.4%) | 1.31 | 176 |
| 2021-01-01 | $463,000 (14.5%) | $652,206 (25.1%) | 1.38 | 159 |
| 2021-02-01 | $449,500 (15.4%) | $634,027 (28.0%) | 1.31 | 143 |
| 2021-03-01 | $434,350 (14.5%) | $608,676 (24.7%) | 1.23 | 170 |
| 2021-04-01 | $447,463 (12.7%) | $585,324 (17.9%) | 1.21 | 187 |
| 2021-05-01 | $462,500 (12.8%) | $592,604 (15.8%) | 1.23 | 228 |
| 2021-06-01 | $479,495 (18.0%) | $591,387 (15.0%) | 1.26 | 240 |
| 2021-07-01 | $470,000 (17.6%) | $580,832 (14.0%) | 1.24 | 259 |
| 2021-08-01 | $487,250 (20.3%) | $580,804 (10.1%) | 1.30 | 303 |
| 2021-09-01 | $497,000 (19.0%) | $588,718 (8.8%) | 1.33 | 293 |
| 2021-10-01 | $490,000 (18.1%) | $585,659 (7.9%) | 1.31 | 296 |
| 2021-11-01 | $492,450 (9.5%) | $591,108 (-5.0%) | 1.32 | 217 |
| 2021-12-01 | $493,500 (12.2%) | $601,189 (-6.9%) | 1.34 | 179 |
| 2022-01-01 | $489,999 (5.8%) | $595,582 (-8.7%) | 1.32 | 123 |
| 2022-02-01 | $506,988 (12.8%) | $621,090 (-2.0%) | 1.32 | 129 |
| 2022-03-01 | $499,950 (15.1%) | $624,510 (2.6%) | 1.25 | 134 |
| 2022-04-01 | $519,990 (16.2%) | $634,480 (8.4%) | 1.24 | 181 |
| 2022-05-01 | $549,575 (18.8%) | $660,430 (11.5%) | 1.26 | 277 |
| 2022-06-01 | $548,700 (14.4%) | $664,153 (12.3%) | 1.22 | 392 |
| 2022-07-01 | $549,000 (16.8%) | $648,460 (11.6%) | 1.24 | 525 |
| 2022-08-01 | $548,425 (12.6%) | $643,111 (10.7%) | 1.27 | 566 |
| 2022-09-01 | $542,495 (9.2%) | $629,446 (6.9%) | 1.27 | 534 |
| 2022-10-01 | $549,975 (12.2%) | $630,326 (7.6%) | 1.29 | 515 |
| 2022-11-01 | $536,575 (9.0%) | $627,881 (6.2%) | 1.29 | 506 |
| 2022-12-01 | $545,000 (10.4%) | $627,715 (4.4%) | 1.35 | 460 |
| 2023-01-01 | $548,500 (11.9%) | $682,794 (14.6%) | 1.36 | 378 |
| 2023-02-01 | $537,485 (6.0%) | $684,838 (10.3%) | 1.30 | 298 |
| 2023-03-01 | $535,738 (7.2%) | $696,836 (11.6%) | 1.26 | 264 |
| 2023-04-01 | $554,990 (6.7%) | $726,605 (14.5%) | 1.29 | 240 |
| 2023-05-01 | $569,900 (3.7%) | $728,612 (10.3%) | 1.29 | 283 |
| 2023-06-01 | $552,238 (0.6%) | $695,273 (4.7%) | 1.24 | 326 |
| 2023-07-01 | $579,450 (5.6%) | $716,295 (10.5%) | 1.32 | 360 |
| 2023-08-01 | $577,583 (5.3%) | $722,106 (12.3%) | 1.33 | 401 |
| 2023-09-01 | $576,550 (6.3%) | $721,506 (14.6%) | 1.34 | 406 |
| 2023-10-01 | $582,200 (5.9%) | $733,089 (16.3%) | 1.37 | 408 |
| 2023-11-01 | $575,000 (7.2%) | $746,524 (18.9%) | 1.37 | 473 |
| 2023-12-01 | $568,000 (4.2%) | $754,473 (20.2%) | 1.39 | 391 |
| 2024-01-01 | $558,199 (1.8%) | $743,630 (8.9%) | 1.36 | 344 |
| 2024-02-01 | $569,998 (6.1%) | $747,227 (9.1%) | 1.37 | 336 |
| 2024-03-01 | $556,200 (3.8%) | $731,502 (5.0%) | 1.31 | 356 |
| 2024-04-01 | $559,495 (0.8%) | $690,645 (-5.0%) | 1.30 | 388 |
| 2024-05-01 | $574,450 (0.8%) | $699,839 (-4.0%) | 1.31 | 489 |
| 2024-06-01 | $595,000 (7.7%) | $722,759 (4.0%) | 1.35 | 500 |
| 2024-07-01 | $592,000 (2.2%) | $714,567 (-0.2%) | 1.35 | 564 |
| 2024-08-01 | $585,000 (1.3%) | $693,798 (-3.9%) | 1.36 | 567 |
| 2024-09-01 | $584,963 (1.5%) | $690,878 (-4.3%) | 1.38 | 548 |
| 2024-10-01 | $584,716 (0.4%) | $697,826 (-4.8%) | 1.38 | 542 |
| 2024-11-01 | $589,450 (2.5%) | $697,338 (-6.6%) | 1.41 | 488 |
| 2024-12-01 | $592,950 (4.4%) | $700,553 (-7.2%) | 1.47 | 402 |
| 2025-01-01 | $594,958 (6.6%) | $701,249 (-5.7%) | 1.48 | 378 |
| 2025-02-01 | $599,970 (5.3%) | $701,626 (-6.1%) | 1.46 | 349 |
| 2025-03-01 | $599,995 (7.9%) | $700,338 (-4.3%) | 1.41 | 407 |
| 2025-04-01 | $587,700 (5.0%) | $691,913 (0.2%) | 1.36 | 447 |
| 2025-05-01 | $579,925 (1.0%) | $694,858 (-0.7%) | 1.32 | 575 |
| 2025-06-01 | $580,000 (-2.5%) | $699,291 (-3.3%) | 1.32 | 701 |
| 2025-07-01 | $574,963 (-2.9%) | $686,656 (-3.9%) | 1.31 | 809 |
| 2025-08-01 | $579,000 (-1.0%) | $683,568 (-1.5%) | 1.35 | 819 |
| 2025-09-01 | $572,448 (-2.1%) | $682,500 (-1.2%) | 1.35 | 806 |
| 2025-10-01 | $574,960 (-1.7%) | $662,275 (-5.1%) | 1.35 | 811 |
| 2025-11-01 | $570,000 (-3.3%) | $649,167 (-6.9%) | 1.37 | 737 |
| 2025-12-01 | $561,975 (-5.2%) | $628,163 (-10.3%) | 1.41 | 615 |
| 2026-01-01 | $564,975 (-5.0%) | $625,599 (-10.8%) | 1.41 | 534 |
| 2026-02-01 | $562,500 (-6.3%) | $603,983 (-13.9%) | 1.39 | 507 |
| 2026-03-01 | $570,688 (-4.9%) | $632,697 (-9.7%) | 1.37 | 533 |
| 2026-04-01 | $570,950 (-2.9%) | $651,077 (-5.9%) | 1.34 | 620 |
| 2026-05-01 | $570,000 (-1.7%) | $662,199 (-4.7%) | 1.33 | 790 |
| 2026-06-01 | $572,413 (-1.3%) | $659,803 (-5.7%) | 1.33 | 918 |
| 2026-07-01 | $569,975 (-0.9%) | $654,874 (-4.6%) | 1.33 | 996 |
| 2026-08-01 | $569,000 (-1.7%) | $655,205 (-4.2%) | 1.34 | 1,040 |
| 2026-09-01 | $569,500 (-0.5%) | $661,383 (-3.1%) | 0.00 | 1,030 |
| 2026-10-01 | $565,000 (-1.7%) | $659,014 (-0.5%) | 0.00 | 1,007 |
OLYMPIA - LACEY - TUMWATER's median listing price comes in at 0% of the national average.
OLYMPIA - LACEY - TUMWATER's average listing price for 2026-10-01 was $659,014, a difference of $-3,261 (-0.5%) versus the prior year and $-2,369 versus the prior month.
For the 2026-10-01 period, OLYMPIA - LACEY - TUMWATER had 1,007 MLS listings, a difference of -23 listings (-2%) versus the prior month and 196 listings (24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 61 days | 2,095 sqft |
| 2018-02-01 | 38 days | 2,138 sqft |
| 2018-03-01 | 33 days | 2,149 sqft |
| 2018-04-01 | 30 days | 2,191 sqft |
| 2018-05-01 | 26 days | 2,201 sqft |
| 2018-06-01 | 32 days | 2,225 sqft |
| 2018-07-01 | 31 days | 2,199 sqft |
| 2018-08-01 | 34 days | 2,207 sqft |
| 2018-09-01 | 39 days | 2,154 sqft |
| 2018-10-01 | 43 days | 2,170 sqft |
| 2018-11-01 | 50 days | 2,189 sqft |
| 2018-12-01 | 61 days | 2,176 sqft |
| 2019-01-01 | 65 days | 2,153 sqft |
| 2019-02-01 | 62 days | 2,166 sqft |
| 2019-03-01 | 41 days | 2,213 sqft |
| 2019-04-01 | 30 days | 2,261 sqft |
| 2019-05-01 | 27 days | 2,171 sqft |
| 2019-06-01 | 31 days | 2,160 sqft |
| 2019-07-01 | 34 days | 2,156 sqft |
| 2019-08-01 | 38 days | 2,098 sqft |
| 2019-09-01 | 42 days | 2,086 sqft |
| 2019-10-01 | 45 days | 2,059 sqft |
| 2019-11-01 | 51 days | 2,035 sqft |
| 2019-12-01 | 51 days | 2,019 sqft |
| 2020-01-01 | 51 days | 2,017 sqft |
| 2020-02-01 | 30 days | 1,972 sqft |
| 2020-03-01 | 26 days | 1,890 sqft |
| 2020-04-01 | 33 days | 1,924 sqft |
| 2020-05-01 | 36 days | 1,983 sqft |
| 2020-06-01 | 32 days | 2,020 sqft |
| 2020-07-01 | 24 days | 1,996 sqft |
| 2020-08-01 | 25 days | 2,003 sqft |
| 2020-09-01 | 28 days | 2,014 sqft |
| 2020-10-01 | 31 days | 1,942 sqft |
| 2020-11-01 | 39 days | 2,041 sqft |
| 2020-12-01 | 39 days | 1,974 sqft |
| 2021-01-01 | 37 days | 1,983 sqft |
| 2021-02-01 | 29 days | 1,920 sqft |
| 2021-03-01 | 23 days | 1,849 sqft |
| 2021-04-01 | 25 days | 1,844 sqft |
| 2021-05-01 | 12 days | 1,883 sqft |
| 2021-06-01 | 15 days | 1,949 sqft |
| 2021-07-01 | 25 days | 1,960 sqft |
| 2021-08-01 | 19 days | 2,019 sqft |
| 2021-09-01 | 29 days | 2,031 sqft |
| 2021-10-01 | 29 days | 1,914 sqft |
| 2021-11-01 | 36 days | 1,855 sqft |
| 2021-12-01 | 38 days | 1,915 sqft |
| 2022-01-01 | 38 days | 1,855 sqft |
| 2022-02-01 | 19 days | 1,912 sqft |
| 2022-03-01 | 26 days | 1,893 sqft |
| 2022-04-01 | 16 days | 1,950 sqft |
| 2022-05-01 | 16 days | 1,979 sqft |
| 2022-06-01 | 17 days | 2,033 sqft |
| 2022-07-01 | 26 days | 2,020 sqft |
| 2022-08-01 | 35 days | 2,020 sqft |
| 2022-09-01 | 39 days | 2,027 sqft |
| 2022-10-01 | 44 days | 2,055 sqft |
| 2022-11-01 | 49 days | 2,004 sqft |
| 2022-12-01 | 60 days | 2,000 sqft |
| 2023-01-01 | 69 days | 2,057 sqft |
| 2023-02-01 | 69 days | 2,032 sqft |
| 2023-03-01 | 49 days | 2,127 sqft |
| 2023-04-01 | 33 days | 2,155 sqft |
| 2023-05-01 | 30 days | 2,131 sqft |
| 2023-06-01 | 30 days | 2,084 sqft |
| 2023-07-01 | 34 days | 2,116 sqft |
| 2023-08-01 | 35 days | 2,143 sqft |
| 2023-09-01 | 41 days | 2,168 sqft |
| 2023-10-01 | 45 days | 2,199 sqft |
| 2023-11-01 | 51 days | 2,189 sqft |
| 2023-12-01 | 58 days | 2,120 sqft |
| 2024-01-01 | 70 days | 2,040 sqft |
| 2024-02-01 | 40 days | 1,980 sqft |
| 2024-03-01 | 39 days | 1,948 sqft |
| 2024-04-01 | 35 days | 1,998 sqft |
| 2024-05-01 | 28 days | 2,032 sqft |
| 2024-06-01 | 36 days | 2,079 sqft |
| 2024-07-01 | 37 days | 2,117 sqft |
| 2024-08-01 | 44 days | 2,107 sqft |
| 2024-09-01 | 48 days | 2,077 sqft |
| 2024-10-01 | 48 days | 2,085 sqft |
| 2024-11-01 | 48 days | 2,098 sqft |
| 2024-12-01 | 63 days | 2,095 sqft |
| 2025-01-01 | 67 days | 2,111 sqft |
| 2025-02-01 | 42 days | 2,102 sqft |
| 2025-03-01 | 37 days | 2,101 sqft |
| 2025-04-01 | 33 days | 2,007 sqft |
| 2025-05-01 | 31 days | 2,022 sqft |
| 2025-06-01 | 37 days | 2,079 sqft |
| 2025-07-01 | 40 days | 2,062 sqft |
| 2025-08-01 | 46 days | 2,025 sqft |
| 2025-09-01 | 54 days | 2,009 sqft |
| 2025-10-01 | 53 days | 2,002 sqft |
| 2025-11-01 | 57 days | 2,015 sqft |
| 2025-12-01 | 75 days | 1,946 sqft |
| 2026-01-01 | 85 days | 1,956 sqft |
| 2026-02-01 | 52 days | 1,960 sqft |
| 2026-03-01 | 40 days | 2,072 sqft |
| 2026-04-01 | 37 days | 2,056 sqft |
| 2026-05-01 | 34 days | 2,081 sqft |
| 2026-06-01 | 39 days | 2,041 sqft |
| 2026-07-01 | 45 days | 2,022 sqft |
| 2026-08-01 | 57 days | 2,014 sqft |
| 2026-09-01 | 0 days | 1,994 sqft |
| 2026-10-01 | 0 days | 2,042 sqft |
OLYMPIA - LACEY - TUMWATER's median square footage for active listings during the 2026-10-01 period was 2,042 sqft. One year prior, the average listing was 2,002 sqft.
OLYMPIA-LACEY-TUMWATER, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,550 | $1,656,380,000 | $466,586 |
| Refi | 1,317 | $675,885,000 | $513,200 |
| Cash Out Refi | 1,239 | $398,595,000 | $321,707 |
| Home Improvement | 872 | $96,400,000 | $110,550 |
| Other | 793 | $88,625,000 | $111,759 |
Olympia - Lacey - Tumwater's most frequently cited loan purpose was Home Purchase, with 3,550 originations. The 2nd most popular reason was Refi, with 1,317 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,976 | $1,307,120,000 | $439,220 |
| 5-6% | 1,698 | $989,600,000 | $582,803 |
| 7-8% | 1,641 | $352,245,000 | $214,653 |
| Over 8% | 1,047 | $136,035,000 | $129,928 |
| <2.5% | 138 | $7,510,000 | $54,420 |
| 4-5% | 129 | $67,145,000 | $520,504 |
| 3-4% | 96 | $47,050,000 | $490,104 |
| 2.5-3% | 12 | $4,290,000 | $357,500 |
During 2025, Olympia - Lacey - Tumwater's most frequently originated rate bucket was 6-7%, with 2,976 originations.
Loan Sizing (OLYMPIA-LACEY-TUMWATER, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 2,557 | $1,235,795,000 | $483,299 |
| $200k-400k | 1,866 | $584,280,000 | $313,119 |
| $100,000 or less | 1,445 | $80,125,000 | $55,450 |
| $100k-200k | 1,082 | $146,960,000 | $135,823 |
| $600k-1000k | 744 | $524,810,000 | $705,390 |
| $Over $1MM | 77 | $343,915,000 | $4,466,429 |
OLYMPIA - LACEY - TUMWATER's loan sizing saw the bucket of loans from $400k-600k with 2,557 originations, totaling $1,235,795,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,501 | $1,245,765,000 | $498,107 |
| Under 20% | 1,707 | $118,835,000 | $69,616 |
| 60-80% | 1,348 | $745,680,000 | $553,175 |
| 20-40% | 977 | $179,055,000 | $183,270 |
| 40-60% | 651 | $331,015,000 | $508,472 |
| Over 100% | 404 | $212,170,000 | $525,173 |
OLYMPIA - LACEY - TUMWATER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,501 originations, totaling $1,245,765,000 in origination value.