OLYMPIA - LACEY - TUMWATER Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Olympia - Lacey - Tumwater averaged
6.67%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.6% and
one month ago for the week of 2024-10-03, the
average rate was 6.1%.
Olympia - Lacey - Tumwater's average rate one year ago was 7.64%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Olympia - Lacey - Tumwater 30 Year Fixed Rate | 2024-11-07 | 6.67% |
| Olympia - Lacey - Tumwater 30 Year Fixed Rate Refi | 2024-11-07 | 7.24% |
| Olympia - Lacey - Tumwater 15 Year Fixed Rate | 2024-11-07 | 6% |
| Olympia - Lacey - Tumwater 15 Year Fixed Rate Refi | 2024-11-07 | 6% |
| Olympia - Lacey - Tumwater 30 Year FHA | 2024-11-07 | 6.47% |
| Olympia - Lacey - Tumwater 30 Year FHA Refi | 2024-11-07 | 6.63% |
| Olympia - Lacey - Tumwater 30 Year USDA | 2024-11-07 | 6.68% |
| Olympia - Lacey - Tumwater 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Olympia - Lacey - Tumwater 30 Year VA | 2024-11-07 | 6.31% |
| Olympia - Lacey - Tumwater 30 Year VA Refi | 2024-11-07 | 6.54% |
OLYMPIA - LACEY - TUMWATER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OLYMPIA-LACEY-TUMWATER, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
OLYMPIA - LACEY - TUMWATER Average Closing Costs & Other Stats
OLYMPIA-LACEY-TUMWATER, WA's 201 lenders originated 6,163
loans during 2023. The total origination value was $2,043,855,000, with an average loan value of
$331,633.
OLYMPIA - LACEY - TUMWATER's average closing costs are $6,641.
The top OLYMPIA - LACEY - TUMWATER lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with
199 loans originated. Their average total fees are
$11,144, which is $2,016
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are
NAVY FEDERAL CREDIT UNION ($3,256), TWINSTAR ($3,790), KeyBank ($4,126), WASHINGTON STATE EMPLOYEES Credit Union ($4,142) and America's Credit Union ($4,312).
The lowest rate OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are
Olympia Federal Savings & Loan Association (4.86%), South Pacific Financial Corporation (6.01%), EAGLE HOME MORTGAGE, LLC (6.02%), INSPIRE HOME LOANS INC. (6.09%) and NAVY FEDERAL CREDIT UNION (6.31%).
OLYMPIA-LACEY-TUMWATER, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $178,230,000 | $162,010,000 | -9.1% | 7.9% |
| ACADEMY MORTGAGE CORPORATION | $229,360,000 | $150,475,000 | -34.4% | 7.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $228,590,000 | $93,790,000 | -59.0% | 4.6% |
| QUICKEN LOANS, LLC | $156,540,000 | $93,465,000 | -40.3% | 4.6% |
| WASHINGTON STATE EMPLOYEES Credit Union | $156,865,000 | $86,630,000 | -44.8% | 4.2% |
| MOVEMENT MORTGAGE, LLC | $50,615,000 | $70,855,000 | 40.0% | 3.5% |
| JPMorgan Chase Bank | $44,840,000 | $58,225,000 | 29.9% | 2.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $137,750,000 | $57,930,000 | -57.9% | 2.8% |
| Mortgage Research Center, LLC | $86,825,000 | $54,775,000 | -36.9% | 2.7% |
| Olympia Federal Savings & Loan Association | $98,135,000 | $43,490,000 | -55.7% | 2.1% |
| Boeing Employees Credit Union | $73,670,000 | $40,820,000 | -44.6% | 2.0% |
| INSPIRE HOME LOANS INC. | $49,295,000 | $39,655,000 | -19.6% | 1.9% |
| O BEE | $84,695,000 | $37,050,000 | -56.3% | 1.8% |
| BAY EQUITY LLC | $42,290,000 | $36,225,000 | -14.3% | 1.8% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $46,680,000 | $36,170,000 | -22.5% | 1.8% |
| GUILD MORTGAGE COMPANY | $72,850,000 | $36,020,000 | -50.6% | 1.8% |
| NAVY FEDERAL CREDIT UNION | $42,800,000 | $31,760,000 | -25.8% | 1.6% |
| TWINSTAR | $58,820,000 | $30,715,000 | -47.8% | 1.5% |
| GUARANTEED RATE, INC. | $16,325,000 | $29,540,000 | 80.9% | 1.4% |
| Timberland Bank | $43,390,000 | $27,420,000 | -36.8% | 1.3% |
| NEWREZ LLC | $8,545,000 | $24,560,000 | 187.4% | 1.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $26,695,000 | $24,165,000 | -9.5% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $49,945,000 | $22,155,000 | -55.6% | 1.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $16,310,000 | $21,665,000 | 32.8% | 1.1% |
| CALIBER HOME LOANS, INC. | $134,275,000 | $20,755,000 | -84.5% | 1.0% |
| CMG MORTGAGE, INC. | $15,425,000 | $20,590,000 | 33.5% | 1.0% |
| Wells Fargo Bank | $33,335,000 | $17,530,000 | -47.4% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $43,435,000 | $16,400,000 | -62.2% | 0.8% |
| T2 FINANCIAL LLC | $5,140,000 | $16,395,000 | 219.0% | 0.8% |
| Washington Federal Bank | $35,470,000 | $15,530,000 | -56.2% | 0.8% |
| Bank of America | $21,315,000 | $15,520,000 | -27.2% | 0.8% |
| U.S. Bank | $22,605,000 | $14,545,000 | -35.7% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $32,360,000 | $13,825,000 | -57.3% | 0.7% |
| BROKER SOLUTIONS, INC. | $16,175,000 | $13,125,000 | -18.9% | 0.6% |
| KeyBank | $40,825,000 | $12,615,000 | -69.1% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $12,265,000 | n/a | 0.6% | |
| Umpqua Bank | $41,930,000 | $12,065,000 | -71.2% | 0.6% |
| Heritage Bank | $21,010,000 | $11,870,000 | -43.5% | 0.6% |
| America's Credit Union | $23,835,000 | $11,555,000 | -51.5% | 0.6% |
| LOANDEPOT.COM, LLC | $61,695,000 | $10,920,000 | -82.3% | 0.5% |
| SeaTrust Mortgage Company | $555,000 | $10,885,000 | 1,861.3% | 0.5% |
| USAA Federal Savings Bank | $14,335,000 | $10,695,000 | -25.4% | 0.5% |
| 1st Security Bank of Washington | $18,615,000 | $10,620,000 | -42.9% | 0.5% |
| HomeStreet Bank | $37,955,000 | $10,425,000 | -72.5% | 0.5% |
| Ixonia Bank | $1,395,000 | $9,660,000 | 592.5% | 0.5% |
| EAGLE HOME MORTGAGE, LLC | $4,190,000 | $9,535,000 | 127.6% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $9,495,000 | n/a | 0.5% | |
| The Federal Savings Bank | $17,870,000 | $9,110,000 | -49.0% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $23,795,000 | $8,610,000 | -63.8% | 0.4% |
| First Federal Savings and Loan Association of Port Angeles | $12,180,000 | $8,095,000 | -33.5% | 0.4% |
| NFM, INC. | $9,260,000 | $8,055,000 | -13.0% | 0.4% |
| MLD MORTGAGE INC. | $2,775,000 | $7,975,000 | 187.4% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,775,000 | $7,795,000 | 0.3% | 0.4% |
| MANN FINANCIAL INC. | $8,215,000 | $7,115,000 | -13.4% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $9,070,000 | $7,045,000 | -22.3% | 0.3% |
| MOUNTAIN AMERICA | $8,335,000 | $6,940,000 | -16.7% | 0.3% |
| NBKC BANK | $7,370,000 | $6,765,000 | -8.2% | 0.3% |
| South Pacific Financial Corporation | $395,000 | $6,340,000 | 1,505.1% | 0.3% |
| PLANET HOME LENDING, LLC | $6,035,000 | $6,235,000 | 3.3% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $16,275,000 | $6,155,000 | -62.2% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $7,340,000 | $5,700,000 | -22.3% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $5,495,000 | n/a | 0.3% | |
| AXIA FINANCIAL, LLC | $29,050,000 | $5,490,000 | -81.1% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $9,025,000 | $5,120,000 | -43.3% | 0.3% |
| SAMMAMISH MORTGAGE COMPANY | $3,695,000 | $5,115,000 | 38.4% | 0.3% |
| Washington Trust Bank | $10,190,000 | $5,005,000 | -50.9% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $15,995,000 | $4,905,000 | -69.3% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $20,020,000 | $4,810,000 | -76.0% | 0.2% |
| SaviBank | $4,805,000 | n/a | 0.2% | |
| LIMA ONE CAPITAL, LLC | $4,720,000 | n/a | 0.2% | |
| Banner Bank | $7,340,000 | $4,715,000 | -35.8% | 0.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $505,000 | $4,595,000 | 809.9% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $1,115,000 | $4,405,000 | 295.1% | 0.2% |
| Alaska USA Federal Credit Union | $1,685,000 | $4,355,000 | 158.5% | 0.2% |
| PNC Bank | $6,375,000 | $4,350,000 | -31.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $7,580,000 | $4,205,000 | -44.5% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,180,000 | n/a | 0.2% | |
| Flagstar Bank, FSB | $41,810,000 | $4,175,000 | -90.0% | 0.2% |
| SOUND | $11,445,000 | $3,900,000 | -65.9% | 0.2% |
| HARBORSTONE | $2,980,000 | $3,720,000 | 24.8% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,505,000 | $3,620,000 | 3.3% | 0.2% |
| WALKER & DUNLOP, LLC | $3,525,000 | n/a | 0.2% | |
| NexBank | $9,280,000 | $3,400,000 | -63.4% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $8,130,000 | $3,350,000 | -58.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,955,000 | $3,330,000 | -72.1% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $2,310,000 | $3,300,000 | 42.9% | 0.2% |
| Carrington Mortgage Services, LLC | $7,260,000 | $3,250,000 | -55.2% | 0.2% |
| FIRST TECHNOLOGY | $2,260,000 | $3,165,000 | 40.0% | 0.2% |
| ENVOY MORTGAGE, LTD | $7,250,000 | $3,160,000 | -56.4% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $530,000 | $3,155,000 | 495.3% | 0.2% |
| BNC National Bank | $3,015,000 | $3,085,000 | 2.3% | 0.2% |
| RED CANOE CREDIT UNION | $2,140,000 | $3,070,000 | 43.5% | 0.2% |
| Morgan Stanley Private Bank | $4,675,000 | $3,040,000 | -35.0% | 0.1% |
| Citibank | $2,600,000 | $3,010,000 | 15.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $11,325,000 | $2,990,000 | -73.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,005,000 | $2,970,000 | 195.5% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,195,000 | $2,910,000 | 32.6% | 0.1% |
| Discover Bank | $2,745,000 | $2,875,000 | 4.7% | 0.1% |
| CARDINAL FINANCIAL | $8,130,000 | $2,830,000 | -65.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,800,000 | $2,780,000 | 54.4% | 0.1% |
| CU HOME MORTGAGE SOLUTIONS, LLC | $3,335,000 | $2,780,000 | -16.6% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,680,000 | $2,775,000 | 65.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $11,110,000 | $2,695,000 | -75.7% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $800,000 | $2,615,000 | 226.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,315,000 | $2,610,000 | 12.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,740,000 | $2,605,000 | 49.7% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $365,000 | $2,470,000 | 576.7% | 0.1% |
| SUMMIT FUNDING, INC. | $2,610,000 | $2,445,000 | -6.3% | 0.1% |
| Figure Lending LLC | $3,160,000 | $2,410,000 | -23.7% | 0.1% |
| PENRITH HOME LOANS LLC | $1,495,000 | $2,390,000 | 59.9% | 0.1% |
| FIRST CONTINENTAL MORTGAGE, LTD. | $405,000 | $2,345,000 | 479.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $4,000,000 | $2,305,000 | -42.4% | 0.1% |
| M&T Bank | $1,670,000 | $2,220,000 | 32.9% | 0.1% |
| LOANPAL, LLC | $2,335,000 | $2,210,000 | -5.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,260,000 | $2,175,000 | -33.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $3,825,000 | $2,155,000 | -43.7% | 0.1% |
| NEXERA HOLDING LLC | $1,545,000 | $1,975,000 | 27.8% | 0.1% |
| NUMERICA CREDIT UNION | $1,875,000 | n/a | 0.1% | |
| GESA | $2,315,000 | $1,860,000 | -19.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,645,000 | $1,860,000 | -49.0% | 0.1% |
| Charles Schwab Bank, SSB | $890,000 | $1,855,000 | 108.4% | 0.1% |
| EVANSVILLE TEACHERS | $135,000 | $1,840,000 | 1,263.0% | 0.1% |
| Northpointe Bank | $1,110,000 | $1,820,000 | 64.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,140,000 | $1,810,000 | -15.4% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $1,770,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $1,515,000 | $1,760,000 | 16.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $285,000 | $1,745,000 | 512.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,655,000 | $1,710,000 | -35.6% | 0.1% |
| Sound Community Bank | $1,095,000 | $1,695,000 | 54.8% | 0.1% |
| Equity Prime Mortgage LLC | $360,000 | $1,680,000 | 366.7% | 0.1% |
| Ameris Bank | $1,525,000 | n/a | 0.1% | |
| PRIORITY HOME LENDING, LLC | $2,450,000 | $1,455,000 | -40.6% | 0.1% |
| VERITY | $922,355,000 | $1,445,000 | -99.8% | 0.1% |
| ALLIANT CREDIT UNION | $1,445,000 | $1,425,000 | -1.4% | 0.1% |
| ON Q FINANCIAL, INC. | $1,870,000 | $1,415,000 | -24.3% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,405,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $410,000 | $1,365,000 | 232.9% | 0.1% |
| VERITAS FUNDING, LLC | $2,715,000 | $1,345,000 | -50.5% | 0.1% |
| Wallick & Volk, Inc. | $4,335,000 | $1,325,000 | -69.4% | 0.1% |
| Summit Mortgage Corporation | $1,280,000 | n/a | 0.1% | |
| The Huntington National Bank | $4,185,000 | $1,260,000 | -69.9% | 0.1% |
| The Central Trust Bank | $2,040,000 | $1,240,000 | -39.2% | 0.1% |
| The Loan Store, Inc. | $1,145,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $1,120,000 | $1,135,000 | 1.3% | 0.1% |
| KINECTA | $1,125,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $305,000 | $1,095,000 | 259.0% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $740,000 | $1,060,000 | 43.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,325,000 | $1,045,000 | -21.1% | 0.1% |
| BMO Harris Bank | $1,890,000 | $1,015,000 | -46.3% | 0.0% |
| Seattle Metropolitan Credit Union | $95,000 | $1,015,000 | 968.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $280,000 | $985,000 | 251.8% | 0.0% |
| PHH Mortgage Corporation | $3,545,000 | $975,000 | -72.5% | 0.0% |
| Truist | $2,935,000 | $960,000 | -67.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,010,000 | $950,000 | -5.9% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $950,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,110,000 | $940,000 | -69.8% | 0.0% |
| Ally Bank | $2,800,000 | $930,000 | -66.8% | 0.0% |
| AMCAP MORTGAGE, LTD. | $3,990,000 | $930,000 | -76.7% | 0.0% |
| MORIA DEVELOPMENT, INC. | $445,000 | $920,000 | 106.7% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,370,000 | $920,000 | -32.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $4,160,000 | $900,000 | -78.4% | 0.0% |
| Gateway First Bank | $1,295,000 | $895,000 | -30.9% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $890,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $9,265,000 | $890,000 | -90.4% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $890,000 | n/a | 0.0% | |
| Sunflower Bank | $1,055,000 | $870,000 | -17.5% | 0.0% |
| OCMBC, INC. | $565,000 | $850,000 | 50.4% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,160,000 | $845,000 | -60.9% | 0.0% |
| TJC Mortgage, Inc. | $1,385,000 | $840,000 | -39.4% | 0.0% |
| Citadel Servicing Corporation | $780,000 | $830,000 | 6.4% | 0.0% |
| Greenbox Loans, Inc. | $830,000 | n/a | 0.0% | |
| CHEVRON | $825,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $2,100,000 | $825,000 | -60.7% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $335,000 | $820,000 | 144.8% | 0.0% |
| Northwest Farm Credit Services, FLCA | $465,000 | $805,000 | 73.1% | 0.0% |
| Bank of the Pacific | $10,715,000 | $790,000 | -92.6% | 0.0% |
| JMAC LENDING, INC. | $770,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,125,000 | $765,000 | -32.0% | 0.0% |
| GEORGIA'S OWN | $55,000 | $755,000 | 1,272.7% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $1,255,000 | $745,000 | -40.6% | 0.0% |
| Zions Bank | $740,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $730,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $2,895,000 | $725,000 | -75.0% | 0.0% |
| Armed Forces Bank | $5,155,000 | $710,000 | -86.2% | 0.0% |
| GTE Federal Credit Union | $705,000 | n/a | 0.0% | |
| HomeTrust Bank | $265,000 | $705,000 | 166.0% | 0.0% |
| UBS Bank USA | $700,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $1,725,000 | $695,000 | -59.7% | 0.0% |
| Golden Empire Mortgage, Inc. | $685,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $2,865,000 | $685,000 | -76.1% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $565,000 | $685,000 | 21.2% | 0.0% |
| First National Bank of America | $1,400,000 | $655,000 | -53.2% | 0.0% |
| Plains Commerce Bank | $760,000 | $655,000 | -13.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $645,000 | n/a | 0.0% | |
| AHL FUNDING | $625,000 | n/a | 0.0% | |
| OnPoint Community Credit Union | $1,285,000 | $615,000 | -52.1% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $590,000 | n/a | 0.0% | |
| GENISYS | $585,000 | n/a | 0.0% | |
| Peoples Bank | $700,000 | $570,000 | -18.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $250,000 | $570,000 | 128.0% | 0.0% |
| DAS Acquisition Company, LLC | $425,000 | $545,000 | 28.2% | 0.0% |
| TAPCO Credit Union | $90,000 | $545,000 | 505.6% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $535,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $535,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $245,000 | $535,000 | 118.4% | 0.0% |
| ARC HOME LLC | $425,000 | $525,000 | 23.5% | 0.0% |
| First Bank | $525,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $525,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $725,000 | $520,000 | -28.3% | 0.0% |
| Loan Simple, Inc. | $520,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,665,000 | $515,000 | -80.7% | 0.0% |
| NEW WAVE LENDING GROUP INC | $515,000 | n/a | 0.0% | |
| ADVANCIAL | $665,000 | $505,000 | -24.1% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $235,000 | $505,000 | 114.9% | 0.0% |
| First Western Trust Bank | $585,000 | $505,000 | -13.7% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $495,000 | n/a | 0.0% | |
| Cathay Bank | $305,000 | $485,000 | 59.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $7,280,000 | $485,000 | -93.3% | 0.0% |
| Lakeview Community Capital, LLC | $1,660,000 | $485,000 | -70.8% | 0.0% |
| SKYONE Federal Credit Union | $485,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $485,000 | n/a | 0.0% | |
| Bell Bank | $465,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $455,000 | $465,000 | 2.2% | 0.0% |
| MORTGAGE LENDING GROUP LLC | $840,000 | $465,000 | -44.6% | 0.0% |
| North American Savings Bank, F.S.B. | $3,210,000 | $465,000 | -85.5% | 0.0% |
| Stifel Bank and Trust | $2,325,000 | $465,000 | -80.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $445,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $1,765,000 | $445,000 | -74.8% | 0.0% |
| CLEARPATH LENDING | $445,000 | $435,000 | -2.2% | 0.0% |
| Community First National Bank | $435,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $425,000 | n/a | 0.0% | |
| iQ Credit Union | $330,000 | $420,000 | 27.3% | 0.0% |
| Bank OZK | $415,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $375,000 | $410,000 | 9.3% | 0.0% |
| SALAL | $1,370,000 | $410,000 | -70.1% | 0.0% |
| GoPrime Mortgage, Inc. | $405,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $2,700,000 | $405,000 | -85.0% | 0.0% |
| Wheatland Bank | $300,000 | $405,000 | 35.0% | 0.0% |
| FBC MORTGAGE, LLC | $395,000 | n/a | 0.0% | |
| First Federal Bank | $1,030,000 | $395,000 | -61.7% | 0.0% |
| Bethpage Federal Credit Union | $230,000 | $385,000 | 67.4% | 0.0% |
| Franklin Loan Corporation | $385,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $380,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $925,000 | $375,000 | -59.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,305,000 | $365,000 | -72.0% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $375,000 | $365,000 | -2.7% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $2,870,000 | $365,000 | -87.3% | 0.0% |
| Chickasaw Community Bank | $355,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $4,715,000 | $355,000 | -92.5% | 0.0% |
| Pacific NW Federal Credit Union | $525,000 | $355,000 | -32.4% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $975,000 | $355,000 | -63.6% | 0.0% |
| Unitus Community Credit Union | $355,000 | n/a | 0.0% | |
| Axos Bank | $670,000 | $345,000 | -48.5% | 0.0% |
| City National Bank | $505,000 | $345,000 | -31.7% | 0.0% |
| First Republic Bank | $25,265,000 | $345,000 | -98.6% | 0.0% |
| Deseret First Credit Union | $325,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $315,000 | n/a | 0.0% | |
| THE MONEY SOURCE INC. | $315,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $305,000 | n/a | 0.0% | |
| NMSI, INC. | $640,000 | $285,000 | -55.5% | 0.0% |
| State Department Federal Credit Union | $280,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,470,000 | $275,000 | -81.3% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $1,690,000 | $275,000 | -83.7% | 0.0% |
| A&D Mortgage LLC | $195,000 | $255,000 | 30.8% | 0.0% |
| DIGITAL Federal Credit Union | $155,000 | $255,000 | 64.5% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $1,570,000 | $230,000 | -85.4% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $120,000 | $225,000 | 87.5% | 0.0% |
| HighTechLending Inc | $1,430,000 | $205,000 | -85.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $205,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $200,000 | $195,000 | -2.5% | 0.0% |
| KITSAP Credit Union | $1,185,000 | $195,000 | -83.5% | 0.0% |
| PENINSULA COMMUNITY | $355,000 | $195,000 | -45.1% | 0.0% |
| Willamette Valley Bank | $1,115,000 | $185,000 | -83.4% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $285,000 | $175,000 | -38.6% | 0.0% |
| First Savings Bank | $955,000 | $155,000 | -83.8% | 0.0% |
| SPOKANE FIREFIGHTERS CREDIT UNION | $75,000 | $155,000 | 106.7% | 0.0% |
| Qualstar Credit Union | $1,980,000 | $150,000 | -92.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $865,000 | $145,000 | -83.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,670,000 | $135,000 | -91.9% | 0.0% |
| UNIVERSITY CREDIT UNION | $75,000 | $135,000 | 80.0% | 0.0% |
| Firefighters First Federal Credit Union | $215,000 | $125,000 | -41.9% | 0.0% |
| Connexus Credit Union | $110,000 | n/a | 0.0% | |
| Coastal Community Bank | $105,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $105,000 | $105,000 | 0.0% | 0.0% |
| ADVANTIS | $930,000 | $100,000 | -89.2% | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | $415,000 | $100,000 | -75.9% | 0.0% |
| Kitsap Bank | $320,000 | $65,000 | -79.7% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $115,000 | $55,000 | -52.2% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $605,000 | $50,000 | -91.7% | 0.0% |
| GREENWOOD | $45,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $35,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $1,315,000 | $35,000 | -97.3% | 0.0% |
OLYMPIA - LACEY - TUMWATER's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.9% market share. In second place, with 7.4%, is ACADEMY MORTGAGE CORPORATION, having originated $150,475,000 in loans. In third place, with 4.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $93,790,000 in loans. In fourth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $93,465,000 in loans. In fifth place, with 4.2%, is WASHINGTON STATE EMPLOYEES Credit Union, having originated $86,630,000 in loans.
OLYMPIA-LACEY-TUMWATER, WA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 98501 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98502 | Olympia-Tumwater, WA MSA | $1,170 | $1,290 | $1,510 | $2,150 | $2,570 |
| 98503 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98506 | Olympia-Tumwater, WA MSA | $990 | $1,090 | $1,280 | $1,820 | $2,180 |
| 98507 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98508 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98509 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98511 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98512 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98513 | Olympia-Tumwater, WA MSA | $1,370 | $1,510 | $1,770 | $2,520 | $3,010 |
| 98516 | Olympia-Tumwater, WA MSA | $1,320 | $1,460 | $1,710 | $2,430 | $2,910 |
| 98530 | Olympia-Tumwater, WA MSA | $940 | $970 | $1,150 | $1,630 | $1,970 |
| 98531 | Olympia-Tumwater, WA MSA | $940 | $980 | $1,150 | $1,630 | $1,970 |
| 98540 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98568 | Olympia-Tumwater, WA MSA | $1,130 | $1,250 | $1,460 | $2,070 | $2,490 |
| 98576 | Olympia-Tumwater, WA MSA | $940 | $1,000 | $1,170 | $1,660 | $1,990 |
| 98579 | Olympia-Tumwater, WA MSA | $1,030 | $1,140 | $1,330 | $1,890 | $2,270 |
| 98589 | Olympia-Tumwater, WA MSA | $1,040 | $1,150 | $1,340 | $1,900 | $2,280 |
| 98597 | Olympia-Tumwater, WA MSA | $1,220 | $1,350 | $1,580 | $2,250 | $2,690 |
2022 Average & Median Rent Data Statistics
OLYMPIA-LACEY-TUMWATER, WA average 1BR rent: $1,221, median: $1,250
OLYMPIA-LACEY-TUMWATER, WA average 2BR rent: $1,428, median: $1,460
OLYMPIA-LACEY-TUMWATER, WA average 3BR rent: $2,027, median: $2,070
OLYMPIA-LACEY-TUMWATER, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,499 | $1,527,305,000 | $436,498 |
| Other | 811 | $92,875,000 | $114,519 |
| Home Improvement | 809 | $79,165,000 | $97,855 |
| Cash Out Refi | 696 | $234,020,000 | $336,236 |
| Refi | 348 | $110,490,000 | $317,500 |
Olympia - Lacey - Tumwater's most frequently cited loan purpose was Home Purchase, with 3,499 originations. The 2nd most popular reason was Other, with 811 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,977 | $846,355,000 | $428,101 |
| 7-8% | 1,542 | $492,750,000 | $319,553 |
| Over 8% | 1,252 | $168,680,000 | $134,728 |
| 5-6% | 997 | $447,795,000 | $449,142 |
| 4-5% | 228 | $51,290,000 | $224,956 |
| <2.5% | 64 | $2,030,000 | $31,719 |
| 3-4% | 25 | $7,145,000 | $285,800 |
| 2.5-3% | 24 | $7,910,000 | $329,583 |
During 2023, Olympia - Lacey - Tumwater's most frequently originated rate bucket was 6-7%, with 1,977 originations.
Loan Sizing (OLYMPIA-LACEY-TUMWATER, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 1,944 | $928,140,000 | $477,438 |
| $200k-400k | 1,664 | $521,260,000 | $313,257 |
| $100,000 or less | 1,316 | $70,850,000 | $53,837 |
| $100k-200k | 805 | $109,695,000 | $136,267 |
| $600k-1000k | 393 | $276,305,000 | $703,066 |
| $Over $1MM | 41 | $137,605,000 | $3,356,220 |
OLYMPIA - LACEY - TUMWATER's loan sizing saw the bucket of loans from $400k-600k with 1,944 originations, totaling $928,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,000 | $928,650,000 | $464,325 |
| Under 20% | 1,454 | $93,430,000 | $64,257 |
| 60-80% | 1,032 | $467,910,000 | $453,401 |
| 20-40% | 707 | $123,425,000 | $174,576 |
| 40-60% | 542 | $225,400,000 | $415,867 |
| Over 100% | 381 | $190,005,000 | $498,701 |
OLYMPIA - LACEY - TUMWATER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,000 originations, totaling $928,650,000 in origination value.