OLYMPIA - LACEY - TUMWATER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Olympia - Lacey - Tumwater averaged 6.77% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.48% and one month ago for the week of 2025-02-27, the average rate was 6.79%.

Olympia - Lacey - Tumwater's average rate one year ago was 6.92%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Olympia - Lacey - Tumwater 30 Year Fixed Rate 2025-04-03 6.77%
Olympia - Lacey - Tumwater 30 Year Fixed Rate Refi 2025-04-03 6.77%
Olympia - Lacey - Tumwater 15 Year Fixed Rate 2025-04-03 5.62%
Olympia - Lacey - Tumwater 15 Year Fixed Rate Refi 2025-04-03 6.42%
Olympia - Lacey - Tumwater 30 Year FHA 2025-04-03 6.32%
Olympia - Lacey - Tumwater 30 Year FHA Refi 2025-04-03 5.65%
Olympia - Lacey - Tumwater 30 Year USDA 2025-04-03 6.22%
Olympia - Lacey - Tumwater 30 Year USDA Refi 2025-04-03 6.32%
Olympia - Lacey - Tumwater 30 Year VA 2025-04-03 5.75%
Olympia - Lacey - Tumwater 30 Year VA Refi 2025-04-03 5.35%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OLYMPIA-LACEY-TUMWATER, WA.

OLYMPIA - LACEY - TUMWATER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OLYMPIA-LACEY-TUMWATER, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
GUILD MORTGAGE COMPANY 218 6.72% $8,838
UNITED WHOLESALE MORTGAGE, LLC 150 6.70% $8,697
QUICKEN LOANS, LLC 143 6.61% $8,990
MOVEMENT MORTGAGE, LLC 136 6.83% $8,510
BAY EQUITY LLC 67 6.76% $7,890
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 64 6.83% $7,077
CROSSCOUNTRY MORTGAGE, LLC 63 6.99% $9,246
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 58 7.10% $8,900
WASHINGTON STATE EMPLOYEES Credit Union 55 6.82% $4,748
Olympia Federal Savings & Loan Association 50 5.51% $5,233
NEWREZ LLC 44 6.62% $9,780
Boeing Employees Credit Union 43 6.53% $6,118
CMG MORTGAGE, INC. 32 6.76% $8,666
TWINSTAR 28 6.06% $4,151
South Pacific Financial Corporation 26 6.68% $3,546
JPMorgan Chase Bank 26 6.68% $4,710
GUARANTEED RATE, INC. 24 6.81% $7,681
O BEE 22 7.02% $7,299
BROKER SOLUTIONS, INC. 21 6.70% $10,540
Wells Fargo Bank 19 6.71% $6,546
AMERICAN PACIFIC MORTGAGE CORPORATION 19 6.83% $9,250
T2 FINANCIAL LLC 19 7.05% $6,089
EAGLE HOME MORTGAGE, LLC 18 5.47% $6,807
American Mortgage & Equity Consultants, Inc. 17 6.65% $10,030
1st Security Bank of Washington 17 6.75% $8,990
The Loan Store, Inc. 15 6.64% $10,600
KeyBank 15 6.84% $6,095
HomeStreet Bank 14 6.88% $7,033
U.S. Bank 13 6.70% $6,404
PULTE MORTGAGE LLC 12 7.10% $5,770
PENNYMAC LOAN SERVICES, LLC 12 6.53% $7,048
NAVY FEDERAL CREDIT UNION 12 6.29% $5,961
PROVIDENT FUNDING ASSOCIATES, L.P. 11 6.66% $5,036
Paramount Residential Mortgage Group, Inc. 11 6.93% $11,197
LOANDEPOT.COM, LLC 11 6.24% $8,251
LEADERONE FINANCIAL CORPORATION 10 7.12% $6,573
NBKC BANK 10 6.51% $3,357
DHI MORTGAGE COMPANY, LTD. 9 5.68% $4,638
MLD MORTGAGE INC. 9 6.28% $7,303
MASON MCDUFFIE MORTGAGE CORPORATION 9 6.93% $7,083
Bank of America 9 6.53% $3,486
Umpqua Bank 8 6.81% $7,905
NFM, INC. 8 6.70% $9,825
MUTUAL OF OMAHA MORTGAGE, INC. 8 6.42% $8,268
SAMMAMISH MORTGAGE COMPANY 8 6.33% $5,514
NexBank 7 6.79% $9,382
Mr. Cooper ( Nationstar Mortgage ) 7 6.96% $9,666
Century Mortgage Company DBA Century Lending Company 7 6.85% $7,245
INSPIRE HOME LOANS INC. 7 6.54% $6,144
SOUND 7 6.11% $4,594
America's Credit Union 6 6.06% $6,860
PREMIER MORTGAGE RESOURCES, L.L.C. 6 6.50% $10,053
FREEDOM MORTGAGE CORPORATION 6 6.73% $9,465
FIRST COLONY MORTGAGE CORPORATION 6 6.73% $6,127
DIRECTORS MORTGAGE, INC. 5 7.33% $8,139
Ally Bank 5 6.80% $10,704
Morgan Stanley Private Bank 5 6.05% $4,217
Washington Federal Bank 5 7.00% $14,881
CARDINAL FINANCIAL 5 6.97% $8,703
USAA Federal Savings Bank 5 6.85% $8,124
Sunflower Bank 5 6.82% $8,461
AMERISAVE MORTGAGE CORPORATION 4 7.03% $8,201
Bank of the Pacific 4 6.75% $7,496
CORNERSTONE HOME LENDING, INC. 4 6.87% $8,903
ENVOY MORTGAGE, LTD 4 6.44% $7,707
First National Bank of America 4 9.62% $13,039
Sierra Pacific Mortgage Company, Inc. 4 6.78% $10,184
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.90% $8,435
PLANET HOME LENDING, LLC 4 6.69% $5,137
LENDSURE MORTGAGE CORP. 4 7.84% $16,539
LENOX FINANCIAL MORTGAGE CORPORATION 4 6.28% $8,027
Washington Trust Bank 3 7.25% $10,982
Northwest Farm Credit Services, FLCA 3 6.32% $9,360
SUMMIT FUNDING, INC. 3 6.75% $10,724
SUMMIT MORTGAGE CORPORATION 3 6.79% $7,549
Cornerstone First Mortgage, Inc 3 6.67% $7,896
NOVA FINANCIAL & INVESTMENT CORPORATION 3 6.66% $7,028
Citibank 3 6.25% $5,934
CHURCHILL MORTGAGE CORPORATION 3 6.63% $9,526
CANOPY MORTGAGE, LLC 3 6.66% $14,814
UNION HOME MORTGAGE CORP. 3 6.75% $6,336
Banner Bank 3 6.67% $7,238
NEXERA HOLDING LLC 3 7.46% $11,358
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.96% $13,492
RESIDENTIAL MORTGAGE, LLC 3 6.99% $5,690
AXIA FINANCIAL, LLC 3 6.75% $11,601
SCENIC OAKS FUNDING, INC. 3 6.58% $5,229
The Huntington National Bank 2 7.00% $6,929
Alaska USA Federal Credit Union 2 6.69% $4,707
AMERICAN FINANCIAL NETWORK, INC. 2 7.38% $10,797
CALCON MUTUAL MORTGAGE LLC 2 7.06% $11,262
Citadel Servicing Corporation 2 8.31% $11,652
Commerce Home Mortgage, Inc. 2 7.06% $4,612
Flagstar Bank, FSB 2 6.69% $9,330
GENEVA FINANCIAL, LLC 2 7.38% $7,866
GUARANTEED RATE AFFINITY, LLC 2 7.00% $5,181
GUIDANCE RESIDENTIAL, LLC 2 6.13% $8,088
HARBORSTONE 2 6.88% $4,428
IDAHO CENTRAL 2 6.81% $5,693
Ixonia Bank 2 6.81% $10,187
LADERA LENDING, INC. 2 5.63% $11,529
MEMBER FIRST MORTGAGE, LLC 2 6.00% $8,336
MID AMERICA MORTGAGE, INC. 2 7.38% $8,627
NATIONS DIRECT MORTGAGE, LLC 2 7.25% $3,977
NMSI, INC. 2 6.25% $7,904
OCMBC, INC. 2 7.00% $18,064
ON Q FINANCIAL, INC. 2 6.63% $6,601
PLAZA HOME MORTGAGE, INC. 2 6.81% $22,585
PNC Bank 2 6.88% $3,843
Prosperity Home Mortgage, LLC 2 6.25% $6,597
S1L, Inc. 2 6.87% $8,720
Seattle Metropolitan Credit Union 2 6.81% $3,830
Timberland Bank 2 7.06% $12,815
NP, Inc. 1 8.25% $13,232
NuVision Federal Credit Union 1 6.50% $7,842
Leader Bank 1 6.88% $4,182
AMERICAN FINANCING CORPORATION 1 5.63% $15,589
Kwik Mortgage Corporation 1 6.50% $8,741
OnPoint Community Credit Union 1 6.63% $2,235
ALLIANT CREDIT UNION 1 6.25% $4,852
KITSAP Credit Union 1 5.88% $4,754
PENINSULA COMMUNITY 1 7.13% $3,443
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.92% $4,607
PENTAGON FEDERAL CREDIT UNION 1 6.50% $3,392
Peoples Bank 1 7.25% $6,360
Plains Commerce Bank 1 6.00% $6,262
HOMEXPRESS MORTGAGE CORP. 1 8.13% $23,714
A&D Mortgage LLC 1 6.63% $11,588
5TH STREET CAPITAL, INC. 1 7.38% $15,563
HOMESTEAD FUNDING CORP. 1 6.49% $5,788
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $8,313
HOMESIDE FINANCIAL, LLC 1 6.99% $4,936
PRIORITY HOME LENDING, LLC 1 7.63% $10,797
WHATCOM EDUCATIONAL CREDIT UNION 1 7.00% $3,499
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.63% $7,897
Home Loan Investment Bank, F.S.B. 1 6.99% $5,656
Qualstar Credit Union 1 6.63% $11,353
Heritage Bank 1 7.13% $6,585
RANLIFE, INC. 1 6.50% $9,167
Raymond James Bank 1 6.00% $3,306
RED CANOE CREDIT UNION 1 4.88% $56,379
Greenbox Loans, Inc. 1 7.50% $26,848
Rivermark Community Credit Union 1 6.25% $3,795
Willamette Valley Bank 1 6.50% $18,413
Glacier Bank 1 6.38% $20,066
FOUNDATION MORTGAGE CORPORATION 1 7.63% $23,292
SeaTrust Mortgage Company 1 6.99% $5,567
ZILLOW HOME LOANS, LLC 1 6.13% $13,876
SECURITYNATIONAL MORTGAGE COMPANY 1 7.99% $14,744
Servion, Inc. 1 7.88% $3,373
First National Bank of Omaha 1 6.63% $4,395
SKYONE Federal Credit Union 1 6.25% $6,463
FIRST COMMUNITY 1 5.00% $7,141
First-Citizens Bank & Trust Company 1 7.13% $4,704
South State Bank 1 6.63% $3,610
STAR ONE CREDIT UNION 1 5.75% $3,289
Fifth Third Bank 1 6.38% $8,933
Farmers Bank & Trust 1 6.38% $7,011
EVERETT FINANCIAL, INC. 1 6.63% $10,843
EMBRACE HOME LOANS, INC. 1 5.99% $5,038
DIGNIFIED HOME LOANS, LLC 1 6.99% $5,485
DAS Acquisition Company, LLC 1 7.00% $18,382
Zions Bank 1 6.63% $4,560
Toyota Financial Savings Bank 1 6.75% $4,999
TRISTAR FINANCE, INC. 1 7.25% $8,161
Truist 1 6.48% $4,136
Carrington Mortgage Services, LLC 1 5.63% $11,178
UBS Bank USA 1 5.88% $5,164
UIF CORPORATION 1 6.99% $7,425
BMO Harris Bank 1 6.63% $5,143
BETTER MORTGAGE CORPORATION 1 6.25% $15,106
UNITED 1 7.13% $4,092
Bank of Hope 1 7.38% $5,318
Unitus Community Credit Union 1 6.50% $3,804
Ameris Bank 1 5.50% $6,695
Mortgage Research Center, LLC 1 6.99% $0
MORTGAGE EXPRESS, LLC 1 7.50% $10,462
MORIA DEVELOPMENT, INC. 1 7.00% $3,342
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.13% $3,388
MICHIGAN MUTUAL, INC. 1 7.38% $7,697
Luxury Mortgage Corp. 1 8.00% $18,154
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $3,288
Loan Simple, Inc. 1 6.99% $11,900
LOANPAL, LLC 1 6.63% $10,336

OLYMPIA - LACEY - TUMWATER Average Closing Costs & Other Stats

OLYMPIA-LACEY-TUMWATER, WA's 184 lenders originated 6,920 loans during 2024. The total origination value was $2,466,220,000, with an average loan value of $356,390.

OLYMPIA - LACEY - TUMWATER's average closing costs are $6,891.

The top OLYMPIA - LACEY - TUMWATER lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 218 loans originated. Their average total fees are $8,838, which is $141 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are NBKC BANK ($3,357), South Pacific Financial Corporation ($3,546), TWINSTAR ($4,151), JPMorgan Chase Bank ($4,710) and WASHINGTON STATE EMPLOYEES Credit Union ($4,748).

The lowest rate OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.47%), Olympia Federal Savings & Loan Association (5.51%), TWINSTAR (6.06%), LOANDEPOT.COM, LLC (6.24%) and NAVY FEDERAL CREDIT UNION (6.29%).

OLYMPIA-LACEY-TUMWATER, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $162,010,000 $233,560,000 44.2% 9.5%
GUILD MORTGAGE COMPANY $36,020,000 $175,960,000 388.5% 7.1%
QUICKEN LOANS, LLC $93,465,000 $120,155,000 28.6% 4.9%
MOVEMENT MORTGAGE, LLC $70,855,000 $101,790,000 43.7% 4.1%
CROSSCOUNTRY MORTGAGE, LLC $57,930,000 $96,380,000 66.4% 3.9%
WASHINGTON STATE EMPLOYEES Credit Union $86,630,000 $87,995,000 1.6% 3.6%
NEWREZ LLC $24,560,000 $86,930,000 253.9% 3.5%
Mortgage Research Center, LLC $54,775,000 $56,215,000 2.6% 2.3%
Merchants Bank of Indiana $51,415,000 n/a 2.1%
FREEDOM MORTGAGE CORPORATION $16,400,000 $51,350,000 213.1% 2.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $36,170,000 $50,735,000 40.3% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $93,790,000 $49,235,000 -47.5% 2.0%
O BEE $37,050,000 $46,585,000 25.7% 1.9%
BAY EQUITY LLC $36,225,000 $44,335,000 22.4% 1.8%
CMG MORTGAGE, INC. $20,590,000 $43,210,000 109.9% 1.8%
TWINSTAR $30,715,000 $41,675,000 35.7% 1.7%
Olympia Federal Savings & Loan Association $43,490,000 $41,295,000 -5.0% 1.7%
Boeing Employees Credit Union $40,820,000 $40,425,000 -1.0% 1.6%
PENNYMAC LOAN SERVICES, LLC $22,155,000 $36,285,000 63.8% 1.5%
NAVY FEDERAL CREDIT UNION $31,760,000 $32,290,000 1.7% 1.3%
DHI MORTGAGE COMPANY, LTD. $5,495,000 $29,905,000 444.2% 1.2%
ORIX REAL ESTATE CAPITAL, LLC $27,430,000 n/a 1.1%
CBRE MULTIFAMILY CAPITAL, INC. $25,025,000 n/a 1.0%
INSPIRE HOME LOANS INC. $39,655,000 $20,960,000 -47.1% 0.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $24,165,000 $20,460,000 -15.3% 0.8%
GUARANTEED RATE, INC. $29,540,000 $20,210,000 -31.6% 0.8%
Timberland Bank $27,420,000 $19,245,000 -29.8% 0.8%
BROKER SOLUTIONS, INC. $13,125,000 $18,670,000 42.2% 0.8%
T2 FINANCIAL LLC $16,395,000 $17,055,000 4.0% 0.7%
1st Security Bank of Washington $10,620,000 $14,600,000 37.5% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $8,610,000 $14,380,000 67.0% 0.6%
American Mortgage & Equity Consultants, Inc. $890,000 $14,200,000 1,495.5% 0.6%
MLD MORTGAGE INC. $7,975,000 $14,030,000 75.9% 0.6%
JPMorgan Chase Bank $58,225,000 $14,000,000 -76.0% 0.6%
VILLAGE CAPITAL MORTGAGE $2,610,000 $13,915,000 433.1% 0.6%
Morgan Stanley Private Bank $3,040,000 $13,810,000 354.3% 0.6%
LOANDEPOT.COM, LLC $10,920,000 $13,730,000 25.7% 0.6%
U.S. Bank $14,545,000 $13,535,000 -6.9% 0.5%
HomeStreet Bank $10,425,000 $12,940,000 24.1% 0.5%
Paramount Residential Mortgage Group, Inc. $13,825,000 $12,725,000 -8.0% 0.5%
Bank of America $15,520,000 $11,780,000 -24.1% 0.5%
USAA Federal Savings Bank $10,695,000 $11,180,000 4.5% 0.5%
Barings Multifamily Capital $10,835,000 n/a 0.4%
Wells Fargo Bank $17,530,000 $10,430,000 -40.5% 0.4%
Umpqua Bank $12,065,000 $10,250,000 -15.0% 0.4%
Alaska USA Federal Credit Union $4,355,000 $10,045,000 130.7% 0.4%
KeyBank $12,615,000 $9,790,000 -22.4% 0.4%
The Loan Store, Inc. $1,145,000 $9,425,000 723.1% 0.4%
Century Mortgage Company DBA Century Lending Company $2,470,000 $9,410,000 281.0% 0.4%
PULTE MORTGAGE LLC $9,330,000 n/a 0.4%
EAGLE HOME MORTGAGE, LLC $9,535,000 $8,820,000 -7.5% 0.4%
Zions Bank $740,000 $8,600,000 1,062.2% 0.3%
South Pacific Financial Corporation $6,340,000 $8,455,000 33.4% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $7,795,000 $7,790,000 -0.1% 0.3%
Heritage Bank $11,870,000 $7,595,000 -36.0% 0.3%
NBKC BANK $6,765,000 $7,550,000 11.6% 0.3%
Washington Federal Bank $15,530,000 $7,325,000 -52.8% 0.3%
America's Credit Union $11,555,000 $7,035,000 -39.1% 0.3%
PLANET HOME LENDING, LLC $6,235,000 $6,910,000 10.8% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,990,000 $6,690,000 123.7% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $21,665,000 $6,685,000 -69.1% 0.3%
LEADERONE FINANCIAL CORPORATION $7,045,000 $6,645,000 -5.7% 0.3%
NATIONS DIRECT MORTGAGE, LLC $3,300,000 $6,630,000 100.9% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $3,155,000 $6,560,000 107.9% 0.3%
NFM, INC. $8,055,000 $6,435,000 -20.1% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $5,700,000 $6,395,000 12.2% 0.3%
SOUND $3,900,000 $6,370,000 63.3% 0.3%
FIRST COLONY MORTGAGE CORPORATION $6,285,000 n/a 0.3%
NOVA FINANCIAL & INVESTMENT CORPORATION $4,595,000 $6,050,000 31.7% 0.2%
UNION HOME MORTGAGE CORP. $1,045,000 $5,860,000 460.8% 0.2%
Figure Lending LLC $2,410,000 $5,265,000 118.5% 0.2%
Carrington Mortgage Services, LLC $3,250,000 $5,170,000 59.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,810,000 $5,055,000 5.1% 0.2%
CORNERSTONE HOME LENDING, INC. $5,120,000 $4,985,000 -2.6% 0.2%
Cornerstone First Mortgage, Inc $4,950,000 n/a 0.2%
SAMMAMISH MORTGAGE COMPANY $5,115,000 $4,815,000 -5.9% 0.2%
SeaTrust Mortgage Company $10,885,000 $4,580,000 -57.9% 0.2%
The Federal Savings Bank $9,110,000 $4,510,000 -50.5% 0.2%
HARBORSTONE $3,720,000 $4,320,000 16.1% 0.2%
MID AMERICA MORTGAGE, INC. $2,155,000 $4,280,000 98.6% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,620,000 $4,185,000 15.6% 0.2%
S1L, Inc. $4,175,000 n/a 0.2%
Banner Bank $4,715,000 $4,085,000 -13.4% 0.2%
Bank of the Pacific $790,000 $4,025,000 409.5% 0.2%
TRIAD FINANCIAL SERVICES, INC. $2,605,000 $3,905,000 49.9% 0.2%
Armed Forces Bank $710,000 $3,780,000 432.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $4,180,000 $3,665,000 -12.3% 0.1%
First Federal Bank $395,000 $3,635,000 820.3% 0.1%
Flagstar Bank, FSB $4,175,000 $3,550,000 -15.0% 0.1%
LENDINGHOME FUNDING CORPORATION $1,760,000 $3,450,000 96.0% 0.1%
Washington Trust Bank $5,005,000 $3,435,000 -31.4% 0.1%
Prosperity Home Mortgage, LLC $1,745,000 $3,380,000 93.7% 0.1%
CANOPY MORTGAGE, LLC $3,320,000 n/a 0.1%
CARDINAL FINANCIAL $2,830,000 $3,240,000 14.5% 0.1%
ALLIANT CREDIT UNION $1,425,000 $3,170,000 122.5% 0.1%
Sunflower Bank $870,000 $3,150,000 262.1% 0.1%
CALCON MUTUAL MORTGAGE LLC $2,615,000 $3,055,000 16.8% 0.1%
NexBank $3,400,000 $2,895,000 -14.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $3,350,000 $2,785,000 -16.9% 0.1%
NEXERA HOLDING LLC $1,975,000 $2,645,000 33.9% 0.1%
Ally Bank $930,000 $2,625,000 182.3% 0.1%
SUMMIT MORTGAGE CORPORATION $745,000 $2,620,000 251.7% 0.1%
LENDSURE MORTGAGE CORP. $765,000 $2,595,000 239.2% 0.1%
SCENIC OAKS FUNDING, INC. $2,595,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $1,060,000 $2,580,000 143.4% 0.1%
PLAZA HOME MORTGAGE, INC. $135,000 $2,575,000 1,807.4% 0.1%
ZILLOW HOME LOANS, LLC $1,860,000 $2,565,000 37.9% 0.1%
PHH Mortgage Corporation $975,000 $2,430,000 149.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,910,000 $2,320,000 -20.3% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,905,000 $2,315,000 -52.8% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $1,810,000 $2,235,000 23.5% 0.1%
Equity Prime Mortgage LLC $1,680,000 $2,235,000 33.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,175,000 $2,220,000 2.1% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $2,140,000 n/a 0.1%
SUMMIT FUNDING, INC. $2,445,000 $2,125,000 -13.1% 0.1%
M&T Bank $2,220,000 $2,120,000 -4.5% 0.1%
ENVOY MORTGAGE, LTD $3,160,000 $2,075,000 -34.3% 0.1%
Plains Commerce Bank $655,000 $2,065,000 215.3% 0.1%
Discover Bank $2,875,000 $1,940,000 -32.5% 0.1%
DIRECTORS MORTGAGE, INC. $725,000 $1,900,000 162.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,780,000 $1,895,000 -31.8% 0.1%
AMERISAVE MORTGAGE CORPORATION $6,155,000 $1,840,000 -70.1% 0.1%
First National Bank of America $655,000 $1,810,000 176.3% 0.1%
PNC Bank $4,350,000 $1,765,000 -59.4% 0.1%
BMO Harris Bank $1,015,000 $1,725,000 70.0% 0.1%
NEW DAY FINANCIAL, LLC $4,205,000 $1,635,000 -61.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $4,405,000 $1,590,000 -63.9% 0.1%
Northwest Farm Credit Services, FLCA $805,000 $1,585,000 96.9% 0.1%
OCMBC, INC. $850,000 $1,575,000 85.3% 0.1%
Lakeview Community Capital, LLC $485,000 $1,540,000 217.5% 0.1%
FINANCE OF AMERICA REVERSE LLC $2,305,000 $1,470,000 -36.2% 0.1%
Citibank $3,010,000 $1,405,000 -53.3% 0.1%
Sound Community Bank $1,695,000 $1,400,000 -17.4% 0.1%
FIRST TECHNOLOGY $3,165,000 $1,395,000 -55.9% 0.1%
RESIDENTIAL MORTGAGE, LLC $1,770,000 $1,365,000 -22.9% 0.1%
Qualstar Credit Union $150,000 $1,360,000 806.7% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,340,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $940,000 $1,335,000 42.0% 0.1%
GREYSTONE SERVICING COMPANY LLC $12,265,000 $1,325,000 -89.2% 0.1%
GoPrime Mortgage, Inc. $405,000 $1,295,000 219.8% 0.1%
MEMBER FIRST MORTGAGE, LLC $495,000 $1,260,000 154.5% 0.1%
Peoples Bank $570,000 $1,260,000 121.1% 0.1%
GENEVA FINANCIAL, LLC $2,970,000 $1,235,000 -58.4% 0.1%
BETTER MORTGAGE CORPORATION $2,695,000 $1,165,000 -56.8% 0.0%
Ixonia Bank $9,660,000 $1,165,000 -87.9% 0.0%
INTELLILOAN, INC. $1,160,000 n/a 0.0%
Willamette Valley Bank $185,000 $1,155,000 524.3% 0.0%
LADERA LENDING, INC. $825,000 $1,150,000 39.4% 0.0%
The Huntington National Bank $1,260,000 $1,110,000 -11.9% 0.0%
LIMA ONE CAPITAL, LLC $4,720,000 $1,105,000 -76.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,330,000 $1,105,000 -66.8% 0.0%
Home Loan Investment Bank, F.S.B. $1,080,000 n/a 0.0%
ON Q FINANCIAL, INC. $1,415,000 $1,075,000 -24.0% 0.0%
RED CANOE CREDIT UNION $3,070,000 $1,070,000 -65.1% 0.0%
UBS Bank USA $700,000 $1,060,000 51.4% 0.0%
Ameris Bank $1,525,000 $1,050,000 -31.1% 0.0%
Commerce Home Mortgage, Inc. $2,775,000 $1,040,000 -62.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,040,000 n/a 0.0%
SaviBank $4,805,000 $1,030,000 -78.6% 0.0%
AMWEST FUNDING CORP. $1,015,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $950,000 $980,000 3.2% 0.0%
TRISTAR FINANCE, INC. $975,000 n/a 0.0%
FIRST CONTINENTAL MORTGAGE, LTD. $2,345,000 $970,000 -58.6% 0.0%
LOANPAL, LLC $2,210,000 $965,000 -56.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $920,000 $960,000 4.3% 0.0%
AXIA FINANCIAL, LLC $5,490,000 $955,000 -82.6% 0.0%
NMSI, INC. $285,000 $930,000 226.3% 0.0%
FOUNDATION MORTGAGE CORPORATION $645,000 $885,000 37.2% 0.0%
First Interstate Bank $860,000 n/a 0.0%
KITSAP Credit Union $195,000 $830,000 325.6% 0.0%
21ST MORTGAGE CORPORATION $985,000 $825,000 -16.2% 0.0%
Peoples Bank $570,000 $810,000 42.1% 0.0%
Stifel Bank and Trust $465,000 $810,000 74.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $785,000 n/a 0.0%
MORTGAGEONE, INC. $770,000 n/a 0.0%
First-Citizens Bank & Trust Company $695,000 $765,000 10.1% 0.0%
Greenbox Loans, Inc. $830,000 $755,000 -9.0% 0.0%
Wallick & Volk, Inc. $1,325,000 $750,000 -43.4% 0.0%
MORTGAGE EXPRESS, LLC $745,000 n/a 0.0%
SPOKANE TEACHERS $35,000 $725,000 1,971.4% 0.0%
Loan Simple, Inc. $520,000 $720,000 38.5% 0.0%
HOMESTEAD FUNDING CORP. $705,000 n/a 0.0%
Evolve Bank & Trust $445,000 $695,000 56.2% 0.0%
PRIORITY HOME LENDING, LLC $1,455,000 $685,000 -52.9% 0.0%
Northpointe Bank $1,820,000 $675,000 -62.9% 0.0%
Citadel Servicing Corporation $830,000 $650,000 -21.7% 0.0%
Seattle Metropolitan Credit Union $1,015,000 $645,000 -36.5% 0.0%
TAPCO Credit Union $545,000 $645,000 18.3% 0.0%
AMERICAN FINANCING CORPORATION $520,000 $640,000 23.1% 0.0%
Luxury Mortgage Corp. $635,000 n/a 0.0%
IDAHO CENTRAL $195,000 $625,000 220.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $225,000 $620,000 175.6% 0.0%
First National Bank of Omaha $615,000 n/a 0.0%
General Mortgage Capital Corporation $600,000 n/a 0.0%
GESA $1,860,000 $590,000 -68.3% 0.0%
Nations Lending Corporation $590,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $355,000 $590,000 66.2% 0.0%
DAS Acquisition Company, LLC $545,000 $565,000 3.7% 0.0%
MEGASTAR FINANCIAL CORP. $565,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $920,000 $560,000 -39.1% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $365,000 $555,000 52.1% 0.0%
Bank of Hope $555,000 n/a 0.0%
OPEN MORTGAGE, LLC $550,000 n/a 0.0%
Truist $960,000 $545,000 -43.2% 0.0%
QUORUM FEDERAL CREDIT UNION $540,000 n/a 0.0%
Alcova Mortgage LLC $525,000 n/a 0.0%
EVERETT FINANCIAL, INC. $890,000 $525,000 -41.0% 0.0%
SPRING EQ, LLC $685,000 $525,000 -23.4% 0.0%
Toyota Financial Savings Bank $525,000 n/a 0.0%
First Western Trust Bank $505,000 $515,000 2.0% 0.0%
INDUSTRIAL CU OF WHATCOM COUNTY $515,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $515,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $845,000 $510,000 -39.6% 0.0%
OAKTREE FUNDING CORP. $505,000 n/a 0.0%
First Financial Northwest Bank $500,000 n/a 0.0%
5TH STREET CAPITAL, INC. $495,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $495,000 n/a 0.0%
Farmers Bank & Trust $495,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $900,000 $490,000 -45.6% 0.0%
NEW WAVE LENDING GROUP INC $515,000 $485,000 -5.8% 0.0%
Servion, Inc. $485,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $485,000 $485,000 0.0% 0.0%
Heritage Bank $11,870,000 $475,000 -96.0% 0.0%
SKYONE Federal Credit Union $485,000 $475,000 -2.1% 0.0%
iQ Credit Union $420,000 $455,000 8.3% 0.0%
NP, Inc. $455,000 n/a 0.0%
Raymond James Bank $455,000 n/a 0.0%
ADVANCIAL $505,000 $450,000 -10.9% 0.0%
Community First Bank $445,000 n/a 0.0%
HomePromise Corporation $445,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $440,000 n/a 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $100,000 $440,000 340.0% 0.0%
Barrington Bank & Trust Company, N.A. $1,710,000 $435,000 -74.6% 0.0%
Community First National Bank $435,000 $435,000 0.0% 0.0%
Credence Funding Corporation $435,000 n/a 0.0%
FIRST COMMUNITY $435,000 n/a 0.0%
Glacier Bank $435,000 n/a 0.0%
Home Mortgage Alliance Corp $425,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $730,000 $425,000 -41.8% 0.0%
MLB RESIDENTIAL LENDING, LLC $425,000 n/a 0.0%
OnPoint Community Credit Union $615,000 $425,000 -30.9% 0.0%
ALL REVERSE MORTGAGE, INC. $410,000 $420,000 2.4% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $415,000 n/a 0.0%
Fifth Third Bank $415,000 n/a 0.0%
A&D Mortgage LLC $255,000 $405,000 58.8% 0.0%
PENINSULA COMMUNITY $195,000 $405,000 107.7% 0.0%
USAlliance Federal Credit Union $405,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $365,000 $400,000 9.6% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $890,000 $395,000 -55.6% 0.0%
Magnolia Bank $385,000 n/a 0.0%
GEORGIA'S OWN $755,000 $370,000 -51.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $425,000 $365,000 -14.1% 0.0%
Leader Bank $365,000 n/a 0.0%
PREMIA MORTGAGE, LLC $525,000 $365,000 -30.5% 0.0%
UIF CORPORATION $365,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $355,000 n/a 0.0%
SALAL $410,000 $355,000 -13.4% 0.0%
Bethpage Federal Credit Union $385,000 $335,000 -13.0% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $335,000 n/a 0.0%
STAR ONE CREDIT UNION $335,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $1,135,000 $335,000 -70.5% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $330,000 n/a 0.0%
BM Real Estate Services, Inc. $305,000 $325,000 6.6% 0.0%
EMBRACE HOME LOANS, INC. $445,000 $325,000 -27.0% 0.0%
Bank of England $305,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $305,000 n/a 0.0%
Rivermark Community Credit Union $305,000 n/a 0.0%
Connexus Credit Union $110,000 $300,000 172.7% 0.0%
AMERICAN HERITAGE LENDING, INC. $535,000 $295,000 -44.9% 0.0%
NuVision Federal Credit Union $285,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $275,000 n/a 0.0%
GTE Federal Credit Union $705,000 $275,000 -61.0% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $515,000 $265,000 -48.5% 0.0%
SPOKANE FIREFIGHTERS CREDIT UNION $155,000 $255,000 64.5% 0.0%
Secured Investment Corp. $235,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $465,000 $225,000 -51.6% 0.0%
UNITED $225,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $230,000 $220,000 -4.3% 0.0%
Unitus Community Credit Union $355,000 $220,000 -38.0% 0.0%
Charles Schwab Bank, SSB $1,855,000 $210,000 -88.7% 0.0%
South State Bank $205,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $175,000 $195,000 11.4% 0.0%
HighTechLending Inc $205,000 $195,000 -4.9% 0.0%
ALL IN $185,000 n/a 0.0%
Kwik Mortgage Corporation $185,000 n/a 0.0%
RANLIFE, INC. $185,000 n/a 0.0%
TJC Mortgage, Inc. $840,000 $175,000 -79.2% 0.0%
Performance Financial, Inc. $165,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $145,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $570,000 $115,000 -79.8% 0.0%
BAY-VALLEY MORTGAGE GROUP $590,000 $105,000 -82.2% 0.0%
Clackamas Federal Credit Union $105,000 n/a 0.0%
GREENWOOD $45,000 $105,000 133.3% 0.0%
ONY GLO, INC. $105,000 n/a 0.0%
Service Federal Credit Union $100,000 n/a 0.0%
Baxter Credit Union $95,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $50,000 $85,000 70.0% 0.0%
Pacific NW Federal Credit Union $355,000 $75,000 -78.9% 0.0%
Signature Federal Credit Union $65,000 n/a 0.0%
MERIWEST $55,000 n/a 0.0%
SELCO COMMUNITY $45,000 n/a 0.0%
APCI Federal Credit Union $35,000 n/a 0.0%

OLYMPIA - LACEY - TUMWATER's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.5% market share. In second place, with 7.1%, is GUILD MORTGAGE COMPANY, having originated $175,960,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $120,155,000 in loans. In fourth place, with 4.1%, is MOVEMENT MORTGAGE, LLC, having originated $101,790,000 in loans. In fifth place, with 3.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $96,380,000 in loans.


OLYMPIA - LACEY - TUMWATER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $351,868 (17.3%) $392,814 (11.9%) 1.30 377
2018-02-01 $362,221 (11.5%) $408,388 (11.7%) 1.32 372
2018-03-01 $357,425 (5.9%) $421,339 (13.4%) 1.25 368
2018-04-01 $371,738 (9.7%) $426,456 (11.2%) 1.26 411
2018-05-01 $386,975 (13.8%) $434,337 (9.4%) 1.29 484
2018-06-01 $379,975 (12.4%) $436,870 (10.0%) 1.27 571
2018-07-01 $372,495 (14.6%) $426,735 (9.4%) 1.24 624
2018-08-01 $374,990 (17.8%) $440,441 (15.4%) 1.26 694
2018-09-01 $375,000 (16.1%) $445,474 (14.8%) 1.26 715
2018-10-01 $379,925 (13.3%) $447,496 (13.4%) 1.29 687
2018-11-01 $387,475 (14.1%) $452,453 (14.9%) 1.31 609
2018-12-01 $389,000 (11.2%) $447,883 (15.2%) 1.34 571
2019-01-01 $387,448 (10.1%) $461,031 (17.4%) 1.34 494
2019-02-01 $390,858 (7.9%) $469,921 (15.1%) 1.32 446
2019-03-01 $402,849 (12.7%) $489,587 (16.2%) 1.32 445
2019-04-01 $419,995 (13.0%) $514,402 (20.6%) 1.33 451
2019-05-01 $403,236 (4.2%) $502,176 (15.6%) 1.26 487
2019-06-01 $399,900 (5.2%) $498,602 (14.1%) 1.25 532
2019-07-01 $401,925 (7.9%) $499,197 (17.0%) 1.26 552
2019-08-01 $399,655 (6.6%) $496,704 (12.8%) 1.27 563
2019-09-01 $399,286 (6.5%) $494,496 (11.0%) 1.28 587
2019-10-01 $399,000 (5.0%) $491,741 (9.9%) 1.29 602
2019-11-01 $399,000 (3.0%) $489,910 (8.3%) 1.31 554
2019-12-01 $397,000 (2.1%) $499,188 (11.5%) 1.32 403
2020-01-01 $404,475 (4.4%) $521,194 (13.1%) 1.35 325
2020-02-01 $389,425 (-0.4%) $495,222 (5.4%) 1.27 354
2020-03-01 $379,499 (-5.8%) $488,225 (-0.3%) 1.19 406
2020-04-01 $397,000 (-5.5%) $496,620 (-3.5%) 1.24 427
2020-05-01 $409,900 (1.7%) $511,917 (1.9%) 1.25 441
2020-06-01 $406,225 (1.6%) $514,133 (3.1%) 1.20 421
2020-07-01 $399,800 (-0.5%) $509,681 (2.1%) 1.16 422
2020-08-01 $405,000 (1.3%) $527,675 (6.2%) 1.16 408
2020-09-01 $417,500 (4.6%) $541,091 (9.4%) 1.20 390
2020-10-01 $414,950 (4.0%) $542,562 (10.3%) 1.19 376
2020-11-01 $449,950 (12.8%) $622,000 (27.0%) 1.32 198
2020-12-01 $439,969 (10.8%) $645,786 (29.4%) 1.31 176
2021-01-01 $463,000 (14.5%) $652,206 (25.1%) 1.38 159
2021-02-01 $449,500 (15.4%) $634,027 (28.0%) 1.31 143
2021-03-01 $434,350 (14.5%) $608,676 (24.7%) 1.23 170
2021-04-01 $447,463 (12.7%) $585,324 (17.9%) 1.21 187
2021-05-01 $462,500 (12.8%) $592,604 (15.8%) 1.23 228
2021-06-01 $479,495 (18.0%) $591,387 (15.0%) 1.26 240
2021-07-01 $470,000 (17.6%) $580,832 (14.0%) 1.24 259
2021-08-01 $487,250 (20.3%) $580,804 (10.1%) 1.30 303
2021-09-01 $497,000 (19.0%) $588,718 (8.8%) 1.33 293
2021-10-01 $490,000 (18.1%) $585,659 (7.9%) 1.31 296
2021-11-01 $492,450 (9.5%) $591,108 (-5.0%) 1.32 217
2021-12-01 $493,500 (12.2%) $601,189 (-6.9%) 1.34 179
2022-01-01 $489,999 (5.8%) $595,582 (-8.7%) 1.32 123
2022-02-01 $506,988 (12.8%) $621,090 (-2.0%) 1.32 129
2022-03-01 $499,950 (15.1%) $624,510 (2.6%) 1.25 134
2022-04-01 $519,990 (16.2%) $634,480 (8.4%) 1.24 181
2022-05-01 $549,575 (18.8%) $660,430 (11.5%) 1.26 277
2022-06-01 $548,700 (14.4%) $664,153 (12.3%) 1.22 392
2022-07-01 $549,000 (16.8%) $648,460 (11.6%) 1.24 525
2022-08-01 $548,425 (12.6%) $643,111 (10.7%) 1.27 566
2022-09-01 $542,495 (9.2%) $629,446 (6.9%) 1.27 534
2022-10-01 $549,975 (12.2%) $630,326 (7.6%) 1.29 515
2022-11-01 $536,575 (9.0%) $627,881 (6.2%) 1.29 506
2022-12-01 $545,000 (10.4%) $627,715 (4.4%) 1.35 460
2023-01-01 $548,500 (11.9%) $682,794 (14.6%) 1.36 378
2023-02-01 $537,485 (6.0%) $684,838 (10.3%) 1.30 298
2023-03-01 $535,738 (7.2%) $696,836 (11.6%) 1.26 264
2023-04-01 $554,990 (6.7%) $726,605 (14.5%) 1.29 240
2023-05-01 $569,900 (3.7%) $728,612 (10.3%) 1.29 283
2023-06-01 $552,238 (0.6%) $695,273 (4.7%) 1.24 326
2023-07-01 $579,450 (5.6%) $716,295 (10.5%) 1.32 360
2023-08-01 $577,583 (5.3%) $722,106 (12.3%) 1.33 401
2023-09-01 $576,550 (6.3%) $721,506 (14.6%) 1.34 406
2023-10-01 $582,200 (5.9%) $733,089 (16.3%) 1.37 408
2023-11-01 $575,000 (7.2%) $746,524 (18.9%) 1.37 473
2023-12-01 $568,000 (4.2%) $754,473 (20.2%) 1.39 391
2024-01-01 $558,199 (1.8%) $743,630 (8.9%) 1.36 344
2024-02-01 $569,998 (6.1%) $747,227 (9.1%) 1.37 336
2024-03-01 $556,200 (3.8%) $731,502 (5.0%) 1.31 356
2024-04-01 $559,495 (0.8%) $690,645 (-5.0%) 1.30 388
2024-05-01 $574,450 (0.8%) $699,839 (-4.0%) 1.31 489
2024-06-01 $595,000 (7.7%) $722,759 (4.0%) 1.35 500
2024-07-01 $592,000 (2.2%) $714,567 (-0.2%) 1.35 564
2024-08-01 $585,000 (1.3%) $693,798 (-3.9%) 1.36 567
2024-09-01 $584,975 (1.5%) $691,900 (-4.1%) 1.38 545
2024-10-01 $582,216 (0.0%) $695,230 (-5.2%) 1.37 536
2024-11-01 $589,450 (2.5%) $697,338 (-6.6%) 1.41 488
2024-12-01 $592,950 (4.4%) $700,553 (-7.2%) 1.47 402
2025-01-01 $594,958 (6.6%) $701,249 (-5.7%) 1.49 378
2025-02-01 $599,970 (5.3%) $701,626 (-6.1%) 1.46 349
2025-03-01 $599,995 (7.9%) $700,338 (-4.3%) 0.00 407
OLYMPIA - LACEY - TUMWATER's median listing price for 2025-03-01 was $599,995, a difference of $43,795 (7.9%) versus the prior year and $25 versus the prior month.

OLYMPIA - LACEY - TUMWATER's median listing price comes in at 0% of the national average.

OLYMPIA - LACEY - TUMWATER's average listing price for 2025-03-01 was $700,338, a difference of $-31,164 (-4.3%) versus the prior year and $-1,288 versus the prior month.

For the 2025-03-01 period, OLYMPIA - LACEY - TUMWATER had 407 MLS listings, a difference of 58 listings (17%) versus the prior month and 51 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 61 days 2,095 sqft
2018-02-01 38 days 2,138 sqft
2018-03-01 33 days 2,149 sqft
2018-04-01 30 days 2,191 sqft
2018-05-01 26 days 2,201 sqft
2018-06-01 32 days 2,227 sqft
2018-07-01 31 days 2,199 sqft
2018-08-01 34 days 2,207 sqft
2018-09-01 39 days 2,154 sqft
2018-10-01 43 days 2,170 sqft
2018-11-01 50 days 2,189 sqft
2018-12-01 61 days 2,176 sqft
2019-01-01 65 days 2,153 sqft
2019-02-01 62 days 2,166 sqft
2019-03-01 41 days 2,213 sqft
2019-04-01 30 days 2,261 sqft
2019-05-01 27 days 2,171 sqft
2019-06-01 31 days 2,160 sqft
2019-07-01 34 days 2,156 sqft
2019-08-01 38 days 2,098 sqft
2019-09-01 42 days 2,086 sqft
2019-10-01 45 days 2,059 sqft
2019-11-01 51 days 2,035 sqft
2019-12-01 51 days 2,019 sqft
2020-01-01 51 days 2,017 sqft
2020-02-01 30 days 1,978 sqft
2020-03-01 26 days 1,891 sqft
2020-04-01 33 days 1,927 sqft
2020-05-01 36 days 1,989 sqft
2020-06-01 32 days 2,021 sqft
2020-07-01 24 days 1,997 sqft
2020-08-01 25 days 2,006 sqft
2020-09-01 28 days 2,015 sqft
2020-10-01 31 days 1,942 sqft
2020-11-01 39 days 2,041 sqft
2020-12-01 39 days 1,974 sqft
2021-01-01 37 days 1,983 sqft
2021-02-01 29 days 1,920 sqft
2021-03-01 23 days 1,849 sqft
2021-04-01 25 days 1,844 sqft
2021-05-01 12 days 1,883 sqft
2021-06-01 15 days 1,950 sqft
2021-07-01 25 days 1,964 sqft
2021-08-01 19 days 2,023 sqft
2021-09-01 29 days 2,031 sqft
2021-10-01 29 days 1,914 sqft
2021-11-01 36 days 1,855 sqft
2021-12-01 38 days 1,915 sqft
2022-01-01 38 days 1,855 sqft
2022-02-01 19 days 1,912 sqft
2022-03-01 26 days 1,893 sqft
2022-04-01 16 days 1,950 sqft
2022-05-01 16 days 1,979 sqft
2022-06-01 17 days 2,033 sqft
2022-07-01 26 days 2,020 sqft
2022-08-01 35 days 2,020 sqft
2022-09-01 39 days 2,027 sqft
2022-10-01 44 days 2,055 sqft
2022-11-01 49 days 2,004 sqft
2022-12-01 60 days 2,000 sqft
2023-01-01 69 days 2,057 sqft
2023-02-01 69 days 2,032 sqft
2023-03-01 49 days 2,127 sqft
2023-04-01 33 days 2,155 sqft
2023-05-01 30 days 2,131 sqft
2023-06-01 30 days 2,084 sqft
2023-07-01 34 days 2,116 sqft
2023-08-01 35 days 2,143 sqft
2023-09-01 41 days 2,168 sqft
2023-10-01 45 days 2,199 sqft
2023-11-01 51 days 2,189 sqft
2023-12-01 58 days 2,120 sqft
2024-01-01 70 days 2,040 sqft
2024-02-01 40 days 1,980 sqft
2024-03-01 39 days 1,948 sqft
2024-04-01 35 days 1,998 sqft
2024-05-01 28 days 2,029 sqft
2024-06-01 36 days 2,079 sqft
2024-07-01 37 days 2,117 sqft
2024-08-01 44 days 2,107 sqft
2024-09-01 47 days 2,062 sqft
2024-10-01 48 days 2,055 sqft
2024-11-01 48 days 2,098 sqft
2024-12-01 63 days 2,095 sqft
2025-01-01 67 days 2,111 sqft
2025-02-01 42 days 2,103 sqft
2025-03-01 0 days 2,101 sqft
OLYMPIA - LACEY - TUMWATER's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

OLYMPIA - LACEY - TUMWATER's median square footage for active listings during the 2025-03-01 period was 2,101 sqft. One year prior, the average listing was 1,948 sqft.

OLYMPIA-LACEY-TUMWATER, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,493 $1,582,595,000 $453,076
Cash Out Refi 928 $250,950,000 $270,420
Refi 907 $459,185,000 $506,268
Home Improvement 865 $97,595,000 $112,827
Other 727 $75,895,000 $104,395

Olympia - Lacey - Tumwater's most frequently cited loan purpose was Home Purchase, with 3,493 originations. The 2nd most popular reason was Cash Out Refi, with 928 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,342 $1,038,870,000 $443,582
Over 8% 1,806 $349,120,000 $193,311
7-8% 1,229 $387,805,000 $315,545
5-6% 1,169 $575,435,000 $492,246
4-5% 146 $84,550,000 $579,110
<2.5% 129 $4,285,000 $33,217
3-4% 32 $10,530,000 $329,063
2.5-3% 20 $8,430,000 $421,500

During 2024, Olympia - Lacey - Tumwater's most frequently originated rate bucket was 6-7%, with 2,342 originations.

Loan Sizing (OLYMPIA-LACEY-TUMWATER, WA MSA)

Loan Size Originations Total Value Average Loan
$400k-600k 2,264 $1,090,220,000 $481,546
$200k-400k 1,774 $557,280,000 $314,138
$100,000 or less 1,431 $76,815,000 $53,679
$100k-200k 897 $121,755,000 $135,736
$600k-1000k 505 $356,855,000 $706,644
$Over $1MM 49 $263,295,000 $5,373,367

OLYMPIA - LACEY - TUMWATER's loan sizing saw the bucket of loans from $400k-600k with 2,264 originations, totaling $1,090,220,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,245 $1,067,625,000 $475,557
Under 20% 1,629 $106,785,000 $65,552
60-80% 1,165 $599,555,000 $514,639
20-40% 796 $141,450,000 $177,701
40-60% 532 $194,480,000 $365,564
Over 100% 405 $294,595,000 $727,395

OLYMPIA - LACEY - TUMWATER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,245 originations, totaling $1,067,625,000 in origination value.