OLYMPIA - LACEY - TUMWATER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Olympia - Lacey - Tumwater averaged 7.03% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 6.99% and one month ago for the week of 2026-10-01, the average rate was 7.33%.

Olympia - Lacey - Tumwater's average rate one year ago was 6.12%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Olympia - Lacey - Tumwater 30 Year Fixed Rate 2026-11-05 7.03%
Olympia - Lacey - Tumwater 30 Year Fixed Rate Refi 2026-11-05 7.22%
Olympia - Lacey - Tumwater 15 Year Fixed Rate 2026-11-05 6.77%
Olympia - Lacey - Tumwater 15 Year Fixed Rate Refi 2026-11-05 6.57%
Olympia - Lacey - Tumwater 30 Year FHA 2026-11-05 6.85%
Olympia - Lacey - Tumwater 30 Year FHA Refi 2026-11-05 6.74%
Olympia - Lacey - Tumwater 30 Year USDA 2026-11-05 6.9%
Olympia - Lacey - Tumwater 30 Year USDA Refi 2026-11-05 7.1%
Olympia - Lacey - Tumwater 30 Year VA 2026-11-05 6.68%
Olympia - Lacey - Tumwater 30 Year VA Refi 2026-11-05 6.15%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OLYMPIA-LACEY-TUMWATER, WA.

OLYMPIA - LACEY - TUMWATER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the OLYMPIA-LACEY-TUMWATER, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
GUILD MORTGAGE COMPANY 273 6.65% $9,064
UNITED WHOLESALE MORTGAGE, LLC 164 6.53% $8,363
QUICKEN LOANS, LLC 159 6.49% $7,559
MOVEMENT MORTGAGE, LLC 151 6.65% $7,825
CROSSCOUNTRY MORTGAGE, LLC 83 6.80% $8,463
WASHINGTON STATE EMPLOYEES Credit Union 71 6.36% $4,322
CMG MORTGAGE, INC. 65 6.76% $7,533
Olympia Federal Savings & Loan Association 61 4.97% $4,769
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 52 6.75% $7,779
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 51 6.80% $9,137
NEWREZ LLC 48 6.51% $9,241
The Loan Store, Inc. 46 6.55% $7,453
TWINSTAR 36 6.09% $3,524
DHI MORTGAGE COMPANY, LTD. 35 4.87% $4,172
O BEE 34 6.81% $6,732
Boeing Employees Credit Union 32 6.39% $5,306
Paramount Residential Mortgage Group, Inc. 30 6.63% $9,228
JPMorgan Chase Bank 30 6.44% $3,487
1st Security Bank of Washington 29 6.66% $9,299
PENNYMAC LOAN SERVICES, LLC 25 6.45% $8,328
BROKER SOLUTIONS, INC. 23 6.77% $7,290
Wells Fargo Bank 22 6.73% $4,811
BAY EQUITY LLC 21 6.70% $7,553
GUARANTEED RATE, INC. 20 6.51% $7,781
South Pacific Financial Corporation 19 6.01% $3,487
MLD MORTGAGE INC. 17 6.33% $7,276
SAMMAMISH MORTGAGE COMPANY 16 6.39% $4,843
Bank of America 16 6.45% $5,133
Mr. Cooper ( Nationstar Mortgage ) 15 6.37% $11,233
U.S. Bank 15 6.31% $5,327
PROVIDENT FUNDING ASSOCIATES, L.P. 14 6.53% $4,958
KeyBank 14 6.46% $5,261
Umpqua Bank 13 6.78% $6,299
NOVA FINANCIAL & INVESTMENT CORPORATION 13 6.57% $8,848
NAVY FEDERAL CREDIT UNION 13 6.45% $6,182
Timberland Bank 13 6.88% $7,075
MUTUAL OF OMAHA MORTGAGE, INC. 12 6.65% $9,351
ENVOY MORTGAGE, LTD 12 6.54% $5,442
SOUND 12 6.15% $5,017
Century Mortgage Company DBA Century Lending Company 11 7.02% $9,401
PREMIER MORTGAGE RESOURCES, L.L.C. 11 6.80% $8,617
NBKC BANK 11 6.55% $4,131
PLANET HOME LENDING, LLC 10 6.67% $5,281
EAGLE HOME MORTGAGE, LLC 10 4.26% $5,336
CORNERSTONE HOME LENDING, INC. 9 6.77% $9,751
MASON MCDUFFIE MORTGAGE CORPORATION 8 6.89% $5,064
INSPIRE HOME LOANS INC. 8 6.31% $5,352
LEADERONE FINANCIAL CORPORATION 8 6.76% $9,889
Cornerstone First Mortgage, Inc 8 7.03% $7,183
LENOX FINANCIAL MORTGAGE CORPORATION 8 6.24% $6,099
HomeStreet Bank 7 6.64% $7,976
AMERISAVE MORTGAGE CORPORATION 6 6.69% $10,545
CANOPY MORTGAGE, LLC 6 6.64% $11,230
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.56% $8,713
USAA Federal Savings Bank 6 6.63% $7,605
AMERICAN PACIFIC MORTGAGE CORPORATION 6 7.00% $11,399
ZILLOW HOME LOANS, LLC 5 6.63% $11,961
GESA 5 6.50% $8,517
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 6.92% $5,746
LOANDEPOT.COM, LLC 5 6.85% $6,308
Morgan Stanley Private Bank 5 6.10% $3,640
NexBank 5 6.13% $17,356
NFM, INC. 5 6.90% $8,306
PHH Mortgage Corporation 5 6.05% $10,103
UNION HOME MORTGAGE CORP. 5 6.95% $4,636
America's Credit Union 4 6.15% $4,285
NATIONS DIRECT MORTGAGE, LLC 4 6.99% $5,219
NEXERA HOLDING LLC 4 7.13% $11,384
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.72% $11,173
ALLIANT CREDIT UNION 4 6.38% $5,964
HOMESIDE FINANCIAL, LLC 4 6.59% $8,045
AMERICAN FINANCIAL RESOURCES, INC. 4 6.59% $8,694
T2 FINANCIAL LLC 4 6.88% $8,214
Sierra Pacific Mortgage Company, Inc. 4 6.66% $11,430
Mortgage Research Center, LLC 4 6.90% $3,203
SCENIC OAKS FUNDING, INC. 4 6.50% $6,912
LAKEVIEW LOAN SERVICING, LLC 4 6.65% $4,117
The Huntington National Bank 3 6.83% $4,438
GUIDANCE RESIDENTIAL, LLC 3 7.08% $5,122
RESIDENTIAL MORTGAGE, LLC 3 6.62% $9,535
Plains Commerce Bank 3 6.91% $15,521
WHATCOM EDUCATIONAL CREDIT UNION 3 6.00% $10,891
HARBORSTONE 3 6.17% $3,651
Alaska USA Federal Credit Union 3 6.04% $3,295
MORIA DEVELOPMENT, INC. 3 6.87% $9,938
UBS Bank USA 3 5.96% $6,014
S1L, Inc. 3 6.92% $13,215
SUMMIT FUNDING, INC. 3 6.63% $9,558
FREEDOM MORTGAGE CORPORATION 3 7.08% $8,887
BMO Harris Bank 2 6.63% $8,001
Granite Community Bank 2 6.63% $9,585
LOANPAL, LLC 2 7.12% $8,338
MEGASTAR FINANCIAL CORP. 2 6.56% $12,712
MID AMERICA MORTGAGE, INC. 2 6.50% $13,586
Franklin Loan Corporation 2 6.88% $5,127
Flagstar Bank, FSB 2 6.50% $2,327
FIBRE FEDERAL CREDIT UNION 2 6.50% $7,409
OnPoint Community Credit Union 2 6.69% $2,342
DIRECTORS MORTGAGE, INC. 2 6.69% $12,841
PNC Bank 2 6.75% $4,339
PRIORITY HOME LENDING, LLC 2 5.81% $13,359
CHURCHILL MORTGAGE CORPORATION 2 6.88% $10,648
RED CANOE CREDIT UNION 2 6.56% $9,562
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 6.87% $5,051
CARDINAL FINANCIAL 2 6.63% $5,362
SPOKANE TEACHERS 2 6.44% $8,789
Strong Home Mortgage, LLC 2 6.50% $3,258
BETTER MORTGAGE CORPORATION 2 6.44% $2,879
Banner Bank 2 7.06% $5,157
AMERITRUST MORTGAGE CORPORATION 2 7.00% $6,046
A&D Mortgage LLC 2 6.69% $5,668
Bank of Hope 1 7.00% $4,919
PENTAGON FEDERAL CREDIT UNION 1 6.00% $8,744
First National Bank of America 1 8.50% $14,882
FIRST TECHNOLOGY 1 7.00% $3,774
DIRECT MORTGAGE LOANS, LLC 1 7.38% $10,328
PLAZA HOME MORTGAGE, INC. 1 6.88% $14,278
LEGEND LENDING CORPORATION 1 6.63% $10,229
Citibank 1 5.88% $5,349
Presidential Bank, FSB 1 7.38% $5,373
Citadel Servicing Corporation 1 7.00% $10,835
IDAHO CENTRAL 1 5.88% $8,857
Prosperity Home Mortgage, LLC 1 6.13% $6,514
iQ Credit Union 1 6.00% $5,949
Charles Schwab Bank, SSB 1 5.88% $4,843
Quontic Bank 1 8.25% $13,075
Leader Bank 1 6.99% $3,951
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.38% $7,604
RESIDENTIAL BANCORP 1 5.99% $7,784
Nations Lending Corporation 1 6.38% $14,314
Rivermark Community Credit Union 1 5.13% $9,555
AMERICAN INTERNET MORTGAGE, INC. 1 6.25% $7,120
ROYAL UNITED MORTGAGE LLC 1 6.38% $9,718
MOUNTAIN AMERICA 1 6.38% $8,609
Cathay Bank 1 6.25% $4,054
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.63% $9,366
SECURITYNATIONAL MORTGAGE COMPANY 1 6.13% $12,791
Washington Trust Bank 1 7.13% $4,846
Greenbox Loans, Inc. 1 8.25% $25,346
INTELLILOAN, INC. 1 6.99% $5,520
Home Mortgage Alliance Corp 1 6.63% $8,290
JMAC LENDING, INC. 1 5.88% $10,373
ML Mortgage Corp. 1 5.50% $3,063
SUMMIT MORTGAGE CORPORATION 1 6.99% $3,704
Sunflower Bank 1 6.99% $10,899
Glacier Bank 1 6.88% $4,350
The Federal Savings Bank 1 6.63% $11,029
Golden Empire Mortgage, Inc. 1 6.75% $6,292
HOMESTEAD FUNDING CORP. 1 5.99% $304
HighTechLending Inc 1 6.75% $8,523
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY 1 6.50% $3,673
NMSI, INC. 1 7.50% $9,235
North American Savings Bank, F.S.B. 1 6.63% $7,125
NORTHROP GRUMMAN Federal Credit Union 1 5.50% $4,456
Northwest Farm Credit Services, FLCA 1 7.00% $10,035
FBC MORTGAGE, LLC 1 6.50% $12,108
Farmers Bank & Trust 1 5.88% $4,312
OCMBC, INC. 1 6.38% $16,144
Old National Bank 1 6.25% $2,676
FAIRWINDS CREDIT UNION 1 6.13% $4,584
Truist 1 6.80% $4,981
Oregon State Credit Union 1 6.63% $3,955
EVERETT FINANCIAL, INC. 1 6.63% $9,481
PENINSULA COMMUNITY 1 5.25% $23,178

OLYMPIA - LACEY - TUMWATER Average Closing Costs & Other Stats

OLYMPIA-LACEY-TUMWATER, WA's 164 lenders originated 7,771 loans during 2025. The total origination value was $2,915,885,000, with an average loan value of $375,226.

OLYMPIA - LACEY - TUMWATER's average closing costs are $7,087.

The top OLYMPIA - LACEY - TUMWATER lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 273 loans originated. Their average total fees are $9,064, which is $701 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are South Pacific Financial Corporation ($3,487), JPMorgan Chase Bank ($3,487), TWINSTAR ($3,524), NBKC BANK ($4,131) and DHI MORTGAGE COMPANY, LTD. ($4,172).

The lowest rate OLYMPIA - LACEY - TUMWATER lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.26%), DHI MORTGAGE COMPANY, LTD. (4.87%), Olympia Federal Savings & Loan Association (4.97%), South Pacific Financial Corporation (6.01%) and TWINSTAR (6.09%).

OLYMPIA-LACEY-TUMWATER, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
UNITED WHOLESALE MORTGAGE, LLC $233,560,000 $257,025,000 10.0% 8.8%
GUILD MORTGAGE COMPANY $175,960,000 $229,845,000 30.6% 7.9%
QUICKEN LOANS, LLC $120,155,000 $168,885,000 40.6% 5.8%
CROSSCOUNTRY MORTGAGE, LLC $96,380,000 $131,530,000 36.5% 4.5%
MOVEMENT MORTGAGE, LLC $101,790,000 $108,620,000 6.7% 3.7%
WASHINGTON STATE EMPLOYEES Credit Union $87,995,000 $99,115,000 12.6% 3.4%
NEWREZ LLC $86,930,000 $95,775,000 10.2% 3.3%
Wells Fargo Bank $10,430,000 $79,865,000 665.7% 2.7%
Mortgage Research Center, LLC $56,215,000 $72,325,000 28.7% 2.5%
CMG MORTGAGE, INC. $43,210,000 $67,495,000 56.2% 2.3%
FREEDOM MORTGAGE CORPORATION $51,350,000 $56,610,000 10.2% 1.9%
TWINSTAR $41,675,000 $50,705,000 21.7% 1.7%
Olympia Federal Savings & Loan Association $41,295,000 $49,865,000 20.8% 1.7%
DHI MORTGAGE COMPANY, LTD. $29,905,000 $49,815,000 66.6% 1.7%
JPMorgan Chase Bank $14,000,000 $49,815,000 255.8% 1.7%
PENNYMAC LOAN SERVICES, LLC $36,285,000 $48,295,000 33.1% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $49,235,000 $48,170,000 -2.2% 1.7%
O BEE $46,585,000 $45,440,000 -2.5% 1.6%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $50,735,000 $44,895,000 -11.5% 1.5%
NORTHMARQ CAPITAL FINANCE, L.L.C. $43,005,000 n/a 1.5%
Boeing Employees Credit Union $40,425,000 $42,700,000 5.6% 1.5%
GUARANTEED RATE, INC. $20,210,000 $38,480,000 90.4% 1.3%
NAVY FEDERAL CREDIT UNION $32,290,000 $37,745,000 16.9% 1.3%
Paramount Residential Mortgage Group, Inc. $12,725,000 $29,850,000 134.6% 1.0%
Timberland Bank $19,245,000 $28,685,000 49.1% 1.0%
The Loan Store, Inc. $9,425,000 $27,455,000 191.3% 0.9%
JONES LANG LASALLE MULTIFAMILY, LLC $26,825,000 n/a 0.9%
Prudential Huntoon Paige Associates, LLC $26,595,000 n/a 0.9%
CBRE MULTIFAMILY CAPITAL, INC. $25,025,000 $25,205,000 0.7% 0.9%
MLD MORTGAGE INC. $14,030,000 $23,270,000 65.9% 0.8%
BROKER SOLUTIONS, INC. $18,670,000 $20,590,000 10.3% 0.7%
1st Security Bank of Washington $14,600,000 $20,565,000 40.9% 0.7%
U.S. Bank $13,535,000 $17,990,000 32.9% 0.6%
LOANDEPOT.COM, LLC $13,730,000 $17,730,000 29.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $14,380,000 $17,230,000 19.8% 0.6%
BAY EQUITY LLC $44,335,000 $16,900,000 -61.9% 0.6%
Bank of America $11,780,000 $16,535,000 40.4% 0.6%
PLANET HOME LENDING, LLC $6,910,000 $15,785,000 128.4% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $7,790,000 $15,460,000 98.5% 0.5%
Umpqua Bank $10,250,000 $15,035,000 46.7% 0.5%
USAA Federal Savings Bank $11,180,000 $13,585,000 21.5% 0.5%
Cornerstone First Mortgage, Inc $4,950,000 $13,275,000 168.2% 0.5%
Century Mortgage Company DBA Century Lending Company $9,410,000 $12,140,000 29.0% 0.4%
INSPIRE HOME LOANS INC. $20,960,000 $11,530,000 -45.0% 0.4%
Washington Trust Bank $3,435,000 $11,160,000 224.9% 0.4%
Heritage Bank $475,000 $10,760,000 2,165.3% 0.4%
MASON MCDUFFIE MORTGAGE CORPORATION $6,560,000 $10,360,000 57.9% 0.4%
LAKEVIEW LOAN SERVICING, LLC $6,690,000 $9,925,000 48.4% 0.3%
NOVA FINANCIAL & INVESTMENT CORPORATION $6,050,000 $9,925,000 64.0% 0.3%
South Pacific Financial Corporation $8,455,000 $9,555,000 13.0% 0.3%
EAGLE HOME MORTGAGE, LLC $8,820,000 $9,530,000 8.0% 0.3%
KeyBank $9,790,000 $9,510,000 -2.9% 0.3%
HomeStreet Bank $12,940,000 $9,320,000 -28.0% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $6,685,000 $9,290,000 39.0% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $20,460,000 $9,070,000 -55.7% 0.3%
SOUND $6,370,000 $9,035,000 41.8% 0.3%
CANOPY MORTGAGE, LLC $3,320,000 $8,875,000 167.3% 0.3%
CORNERSTONE HOME LENDING, INC. $4,985,000 $8,715,000 74.8% 0.3%
ENVOY MORTGAGE, LTD $2,075,000 $8,565,000 312.8% 0.3%
VILLAGE CAPITAL MORTGAGE $13,915,000 $7,970,000 -42.7% 0.3%
America's Credit Union $7,035,000 $7,450,000 5.9% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,185,000 $7,445,000 77.9% 0.3%
Old Second National Bank $7,420,000 n/a 0.3%
NATIONS DIRECT MORTGAGE, LLC $6,630,000 $6,870,000 3.6% 0.2%
SAMMAMISH MORTGAGE COMPANY $4,815,000 $6,775,000 40.7% 0.2%
NBKC BANK $7,550,000 $6,595,000 -12.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,840,000 $6,520,000 254.3% 0.2%
SPRING EQ, LLC $525,000 $6,410,000 1,121.0% 0.2%
Carrington Mortgage Services, LLC $5,170,000 $6,220,000 20.3% 0.2%
T2 FINANCIAL LLC $17,055,000 $5,860,000 -65.6% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $2,220,000 $5,670,000 155.4% 0.2%
LEADERONE FINANCIAL CORPORATION $6,645,000 $5,490,000 -17.4% 0.2%
The Federal Savings Bank $4,510,000 $5,485,000 21.6% 0.2%
UNION HOME MORTGAGE CORP. $5,860,000 $5,105,000 -12.9% 0.2%
ZILLOW HOME LOANS, LLC $2,565,000 $4,810,000 87.5% 0.2%
ALLIANT CREDIT UNION $3,170,000 $4,785,000 50.9% 0.2%
NexBank $2,895,000 $4,750,000 64.1% 0.2%
Armed Forces Bank $3,780,000 $4,475,000 18.4% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,315,000 $4,420,000 90.9% 0.2%
Plains Commerce Bank $2,065,000 $4,380,000 112.1% 0.2%
PHH Mortgage Corporation $2,430,000 $4,375,000 80.0% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $4,330,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $1,470,000 $4,300,000 192.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,665,000 $4,045,000 10.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $3,905,000 $3,995,000 2.3% 0.1%
SUMMIT FUNDING, INC. $2,125,000 $3,960,000 86.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $6,395,000 $3,915,000 -38.8% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,335,000 $3,790,000 183.9% 0.1%
LENDINGHOME FUNDING CORPORATION $3,450,000 $3,730,000 8.1% 0.1%
GESA $590,000 $3,670,000 522.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,785,000 $3,610,000 29.6% 0.1%
MID AMERICA MORTGAGE, INC. $4,280,000 $3,575,000 -16.5% 0.1%
Figure Lending LLC $5,265,000 $3,545,000 -32.7% 0.1%
Alaska USA Federal Credit Union $10,045,000 $3,520,000 -65.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $3,455,000 n/a 0.1%
NEXERA HOLDING LLC $2,645,000 $3,410,000 28.9% 0.1%
HARBORSTONE $4,320,000 $3,380,000 -21.8% 0.1%
HOMESIDE FINANCIAL, LLC $400,000 $3,380,000 745.0% 0.1%
RESIDENTIAL MORTGAGE, LLC $1,365,000 $3,380,000 147.6% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $2,140,000 $3,240,000 51.4% 0.1%
Morgan Stanley Private Bank $13,810,000 $3,145,000 -77.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $785,000 $3,010,000 283.4% 0.1%
Equity Prime Mortgage LLC $2,235,000 $2,955,000 32.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,055,000 $2,955,000 -41.5% 0.1%
JMAC LENDING, INC. $2,885,000 n/a 0.1%
Potlatch No. 1 Financial Credit Union $145,000 $2,855,000 1,869.0% 0.1%
PRIORITY HOME LENDING, LLC $685,000 $2,800,000 308.8% 0.1%
NEW DAY FINANCIAL, LLC $1,635,000 $2,790,000 70.6% 0.1%
Banner Bank $4,085,000 $2,780,000 -31.9% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $510,000 $2,765,000 442.2% 0.1%
PLAZA HOME MORTGAGE, INC. $2,575,000 $2,740,000 6.4% 0.1%
BETTER MORTGAGE CORPORATION $1,165,000 $2,695,000 131.3% 0.1%
S1L, Inc. $4,175,000 $2,680,000 -35.8% 0.1%
The Huntington National Bank $1,110,000 $2,600,000 134.2% 0.1%
M&T Bank $2,120,000 $2,570,000 21.2% 0.1%
NFM, INC. $6,435,000 $2,520,000 -60.8% 0.1%
First-Citizens Bank & Trust Company $765,000 $2,510,000 228.1% 0.1%
GoPrime Mortgage, Inc. $1,295,000 $2,365,000 82.6% 0.1%
First Federal Bank $3,635,000 $2,340,000 -35.6% 0.1%
RED CANOE CREDIT UNION $1,070,000 $2,250,000 110.3% 0.1%
Sierra Pacific Mortgage Company, Inc. $2,580,000 $2,250,000 -12.8% 0.1%
Strong Home Mortgage, LLC $2,160,000 n/a 0.1%
Prosperity Home Mortgage, LLC $3,380,000 $2,115,000 -37.4% 0.1%
UBS Bank USA $1,060,000 $2,095,000 97.6% 0.1%
Coastal Community Bank $2,090,000 n/a 0.1%
PNC Bank $1,765,000 $2,090,000 18.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $960,000 $2,030,000 111.5% 0.1%
INTELLILOAN, INC. $1,160,000 $1,940,000 67.2% 0.1%
OAKTREE FUNDING CORP. $505,000 $1,890,000 274.3% 0.1%
Citadel Servicing Corporation $650,000 $1,845,000 183.8% 0.1%
BMO Harris Bank $1,725,000 $1,825,000 5.8% 0.1%
LOANPAL, LLC $965,000 $1,805,000 87.0% 0.1%
SCENIC OAKS FUNDING, INC. $2,595,000 $1,765,000 -32.0% 0.1%
WHATCOM EDUCATIONAL CREDIT UNION $440,000 $1,700,000 286.4% 0.1%
QUORUM FEDERAL CREDIT UNION $540,000 $1,625,000 200.9% 0.1%
RAIN CITY CAPITAL, LLC $1,510,000 n/a 0.1%
Sunflower Bank $3,150,000 $1,485,000 -52.9% 0.1%
MORIA DEVELOPMENT, INC. $560,000 $1,445,000 158.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $2,235,000 $1,380,000 -38.3% 0.0%
FUNDLOANS CAPITAL $1,345,000 n/a 0.0%
Flagstar Bank, FSB $3,550,000 $1,330,000 -62.5% 0.0%
RF Renovo Management Company, LLC $1,330,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,340,000 $1,330,000 -0.7% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,040,000 $1,325,000 27.4% 0.0%
AMERITRUST MORTGAGE CORPORATION $1,300,000 n/a 0.0%
EVERETT FINANCIAL, INC. $525,000 $1,300,000 147.6% 0.0%
FBC MORTGAGE, LLC $1,295,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,260,000 n/a 0.0%
Qualstar Credit Union $1,360,000 $1,250,000 -8.1% 0.0%
Citibank $1,405,000 $1,235,000 -12.1% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,895,000 $1,230,000 -35.1% 0.0%
A&D Mortgage LLC $405,000 $1,185,000 192.6% 0.0%
Bank of the Pacific $4,025,000 $1,180,000 -70.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,180,000 n/a 0.0%
SPOKANE TEACHERS $725,000 $1,165,000 60.7% 0.0%
Franklin Loan Corporation $1,125,000 n/a 0.0%
iQ Credit Union $455,000 $1,120,000 146.2% 0.0%
CALCON MUTUAL MORTGAGE LLC $3,055,000 $1,110,000 -63.7% 0.0%
University Bank $1,100,000 n/a 0.0%
ML Mortgage Corp. $1,085,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $565,000 $1,070,000 89.4% 0.0%
First National Bank of America $1,810,000 $1,050,000 -42.0% 0.0%
KITSAP Credit Union $830,000 $1,025,000 23.5% 0.0%
GUIDANCE RESIDENTIAL, LLC $980,000 $1,015,000 3.6% 0.0%
Sound Community Bank $1,400,000 $1,015,000 -27.5% 0.0%
CARDINAL FINANCIAL $3,240,000 $1,005,000 -69.0% 0.0%
FIBRE FEDERAL CREDIT UNION $85,000 $1,005,000 1,082.4% 0.0%
Ameris Bank $1,050,000 $960,000 -8.6% 0.0%
Granite Community Bank $960,000 n/a 0.0%
Discover Bank $1,940,000 $930,000 -52.1% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $425,000 $910,000 114.1% 0.0%
DIRECTORS MORTGAGE, INC. $1,900,000 $905,000 -52.4% 0.0%
OnPoint Community Credit Union $425,000 $895,000 110.6% 0.0%
Mechanics Bank $875,000 n/a 0.0%
Commercial Bank of Texas $805,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $6,285,000 $805,000 -87.2% 0.0%
GSF Mortgage Corporation $790,000 n/a 0.0%
Cathay Bank $780,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $590,000 $775,000 31.4% 0.0%
S&T Bank $775,000 n/a 0.0%
Greenbox Loans, Inc. $755,000 $755,000 0.0% 0.0%
Farmers Bank & Trust $495,000 $745,000 50.5% 0.0%
RESIDENTIAL BANCORP $720,000 n/a 0.0%
OCMBC, INC. $1,575,000 $715,000 -54.6% 0.0%
American Mortgage & Equity Consultants, Inc. $14,200,000 $710,000 -95.0% 0.0%
Glacier Bank $435,000 $685,000 57.5% 0.0%
21ST MORTGAGE CORPORATION $825,000 $680,000 -17.6% 0.0%
American Mortgage Bank, LLC $665,000 n/a 0.0%
Ixonia Bank $1,165,000 $665,000 -42.9% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $665,000 n/a 0.0%
TAPCO Credit Union $645,000 $650,000 0.8% 0.0%
FIRST TECHNOLOGY $1,395,000 $645,000 -53.8% 0.0%
LADERA LENDING, INC. $1,150,000 $635,000 -44.8% 0.0%
Logan Finance Corporation $630,000 n/a 0.0%
FAIRWINDS CREDIT UNION $615,000 n/a 0.0%
Waterstone Mortgage Corporation $615,000 n/a 0.0%
MORTGAGEONE, INC. $770,000 $605,000 -21.4% 0.0%
Northwest Farm Credit Services, FLCA $1,585,000 $605,000 -61.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,320,000 $595,000 -74.4% 0.0%
AMERICAN FINANCING CORPORATION $640,000 $585,000 -8.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,105,000 $585,000 -47.1% 0.0%
Presidential Bank, FSB $575,000 n/a 0.0%
SeaTrust Mortgage Company $4,580,000 $575,000 -87.4% 0.0%
GEORGIA'S OWN $370,000 $560,000 51.4% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,590,000 $560,000 -64.8% 0.0%
PENINSULA COMMUNITY $405,000 $555,000 37.0% 0.0%
Stifel Bank and Trust $810,000 $555,000 -31.5% 0.0%
Rivermark Community Credit Union $305,000 $540,000 77.0% 0.0%
TOP FLITE FINANCIAL, INC. $540,000 n/a 0.0%
Truist $545,000 $535,000 -1.8% 0.0%
AMWEST FUNDING CORP. $1,015,000 $530,000 -47.8% 0.0%
IDAHO CENTRAL $625,000 $530,000 -15.2% 0.0%
AmeriHome Mortgage Company, LLC $525,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $490,000 $520,000 6.1% 0.0%
Bank of Hope $555,000 $515,000 -7.2% 0.0%
INDUSTRIAL CU OF WHATCOM COUNTY $515,000 $515,000 0.0% 0.0%
Northpointe Bank $675,000 $515,000 -23.7% 0.0%
Charles Schwab Bank, SSB $210,000 $505,000 140.5% 0.0%
Home Mortgage Alliance Corp $425,000 $495,000 16.5% 0.0%
SUMMIT MORTGAGE CORPORATION $2,620,000 $485,000 -81.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $620,000 $485,000 -21.8% 0.0%
Barrington Bank & Trust Company, N.A. $435,000 $475,000 9.2% 0.0%
CONTOUR MORTGAGE CORPORATION $465,000 n/a 0.0%
North American Savings Bank, F.S.B. $455,000 n/a 0.0%
Texana Bank $455,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $555,000 $450,000 -18.9% 0.0%
MORTGAGE EXPRESS, LLC $745,000 $445,000 -40.3% 0.0%
HighTechLending Inc $195,000 $425,000 117.9% 0.0%
LIMA ONE CAPITAL, LLC $1,105,000 $425,000 -61.5% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $425,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $415,000 n/a 0.0%
Quontic Bank $415,000 n/a 0.0%
MOUNTAIN AMERICA $405,000 n/a 0.0%
Toyota Financial Savings Bank $525,000 $405,000 -22.9% 0.0%
NORTHROP GRUMMAN Federal Credit Union $400,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $275,000 $395,000 43.6% 0.0%
Unitus Community Credit Union $220,000 $380,000 72.7% 0.0%
LEGEND LENDING CORPORATION $375,000 n/a 0.0%
Leader Bank $365,000 $365,000 0.0% 0.0%
NMSI, INC. $930,000 $355,000 -61.8% 0.0%
DIRECT MORTGAGE LOANS, LLC $345,000 n/a 0.0%
Nations Lending Corporation $590,000 $345,000 -41.5% 0.0%
Oregon State Credit Union $345,000 n/a 0.0%
Old National Bank $335,000 n/a 0.0%
Service Federal Credit Union $100,000 $330,000 230.0% 0.0%
INTERCAP LENDING INC. $320,000 n/a 0.0%
PREMIER AMERICA $295,000 n/a 0.0%
Golden Empire Mortgage, Inc. $285,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $1,260,000 $285,000 -77.4% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $275,000 n/a 0.0%
NUMERICA CREDIT UNION $255,000 n/a 0.0%
General Mortgage Capital Corporation $600,000 $235,000 -60.8% 0.0%
Merchants Mortgage & Trust Corporation $225,000 $235,000 4.4% 0.0%
HOMESTEAD FUNDING CORP. $705,000 $205,000 -70.9% 0.0%
HomeTrust Bank $185,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $115,000 $175,000 52.2% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $165,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $160,000 n/a 0.0%
USAlliance Federal Credit Union $405,000 $145,000 -64.2% 0.0%
GTE Federal Credit Union $275,000 $135,000 -50.9% 0.0%
GREENWOOD $105,000 $95,000 -9.5% 0.0%
American Airlines Federal Credit Union $85,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $220,000 $75,000 -65.9% 0.0%
Bethpage Federal Credit Union $335,000 $55,000 -83.6% 0.0%
OREGON COMMUNITY $55,000 n/a 0.0%
Solarity Credit Union $55,000 n/a 0.0%
SELCO COMMUNITY $45,000 $35,000 -22.2% 0.0%
Washington Federal Bank $7,325,000 $35,000 -99.5% 0.0%
DUPACO COMMUNITY $25,000 n/a 0.0%
VERITY $25,000 n/a 0.0%

OLYMPIA - LACEY - TUMWATER's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.8% market share. In second place, with 7.9%, is GUILD MORTGAGE COMPANY, having originated $229,845,000 in loans. In third place, with 5.8%, is QUICKEN LOANS, LLC, having originated $168,885,000 in loans. In fourth place, with 4.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $131,530,000 in loans. In fifth place, with 3.7%, is MOVEMENT MORTGAGE, LLC, having originated $108,620,000 in loans.


OLYMPIA - LACEY - TUMWATER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $351,868 (17.3%) $392,814 (11.9%) 1.30 377
2018-02-01 $362,221 (11.5%) $408,388 (11.7%) 1.32 372
2018-03-01 $357,425 (5.9%) $421,339 (13.4%) 1.25 368
2018-04-01 $371,738 (9.7%) $426,456 (11.2%) 1.26 411
2018-05-01 $386,975 (13.8%) $434,337 (9.4%) 1.29 484
2018-06-01 $379,950 (12.4%) $436,651 (10.0%) 1.27 572
2018-07-01 $372,495 (14.6%) $426,636 (9.3%) 1.24 624
2018-08-01 $374,990 (17.8%) $440,441 (15.4%) 1.26 694
2018-09-01 $375,000 (16.1%) $445,474 (14.8%) 1.26 715
2018-10-01 $379,925 (13.3%) $447,496 (13.4%) 1.29 687
2018-11-01 $387,475 (14.1%) $452,453 (14.9%) 1.31 609
2018-12-01 $389,000 (11.2%) $447,883 (15.2%) 1.34 571
2019-01-01 $387,448 (10.1%) $461,031 (17.4%) 1.34 494
2019-02-01 $390,858 (7.9%) $469,921 (15.1%) 1.32 446
2019-03-01 $402,849 (12.7%) $489,587 (16.2%) 1.32 445
2019-04-01 $419,995 (13.0%) $514,402 (20.6%) 1.33 451
2019-05-01 $403,236 (4.2%) $502,176 (15.6%) 1.26 487
2019-06-01 $399,900 (5.3%) $498,602 (14.2%) 1.25 532
2019-07-01 $401,925 (7.9%) $499,197 (17.0%) 1.26 552
2019-08-01 $399,655 (6.6%) $496,704 (12.8%) 1.27 563
2019-09-01 $399,286 (6.5%) $494,496 (11.0%) 1.28 587
2019-10-01 $399,000 (5.0%) $491,741 (9.9%) 1.29 602
2019-11-01 $399,000 (3.0%) $489,910 (8.3%) 1.31 554
2019-12-01 $397,000 (2.1%) $499,188 (11.5%) 1.32 403
2020-01-01 $404,475 (4.4%) $521,194 (13.1%) 1.35 325
2020-02-01 $389,425 (-0.4%) $495,222 (5.4%) 1.27 354
2020-03-01 $379,499 (-5.8%) $488,225 (-0.3%) 1.19 406
2020-04-01 $397,000 (-5.5%) $496,620 (-3.5%) 1.24 427
2020-05-01 $409,900 (1.7%) $511,917 (1.9%) 1.25 441
2020-06-01 $406,225 (1.6%) $514,133 (3.1%) 1.20 421
2020-07-01 $399,800 (-0.5%) $509,681 (2.1%) 1.16 422
2020-08-01 $405,000 (1.3%) $527,675 (6.2%) 1.16 408
2020-09-01 $417,500 (4.6%) $541,091 (9.4%) 1.20 390
2020-10-01 $414,950 (4.0%) $542,562 (10.3%) 1.19 376
2020-11-01 $449,950 (12.8%) $622,000 (27.0%) 1.32 198
2020-12-01 $439,969 (10.8%) $645,786 (29.4%) 1.31 176
2021-01-01 $463,000 (14.5%) $652,206 (25.1%) 1.38 159
2021-02-01 $449,500 (15.4%) $634,027 (28.0%) 1.31 143
2021-03-01 $434,350 (14.5%) $608,676 (24.7%) 1.23 170
2021-04-01 $447,463 (12.7%) $585,324 (17.9%) 1.21 187
2021-05-01 $462,500 (12.8%) $592,604 (15.8%) 1.23 228
2021-06-01 $479,495 (18.0%) $591,387 (15.0%) 1.26 240
2021-07-01 $470,000 (17.6%) $580,832 (14.0%) 1.24 259
2021-08-01 $487,250 (20.3%) $580,804 (10.1%) 1.30 303
2021-09-01 $497,000 (19.0%) $588,718 (8.8%) 1.33 293
2021-10-01 $490,000 (18.1%) $585,659 (7.9%) 1.31 296
2021-11-01 $492,450 (9.5%) $591,108 (-5.0%) 1.32 217
2021-12-01 $493,500 (12.2%) $601,189 (-6.9%) 1.34 179
2022-01-01 $489,999 (5.8%) $595,582 (-8.7%) 1.32 123
2022-02-01 $506,988 (12.8%) $621,090 (-2.0%) 1.32 129
2022-03-01 $499,950 (15.1%) $624,510 (2.6%) 1.25 134
2022-04-01 $519,990 (16.2%) $634,480 (8.4%) 1.24 181
2022-05-01 $549,575 (18.8%) $660,430 (11.5%) 1.26 277
2022-06-01 $548,700 (14.4%) $664,153 (12.3%) 1.22 392
2022-07-01 $549,000 (16.8%) $648,460 (11.6%) 1.24 525
2022-08-01 $548,425 (12.6%) $643,111 (10.7%) 1.27 566
2022-09-01 $542,495 (9.2%) $629,446 (6.9%) 1.27 534
2022-10-01 $549,975 (12.2%) $630,326 (7.6%) 1.29 515
2022-11-01 $536,575 (9.0%) $627,881 (6.2%) 1.29 506
2022-12-01 $545,000 (10.4%) $627,715 (4.4%) 1.35 460
2023-01-01 $548,500 (11.9%) $682,794 (14.6%) 1.36 378
2023-02-01 $537,485 (6.0%) $684,838 (10.3%) 1.30 298
2023-03-01 $535,738 (7.2%) $696,836 (11.6%) 1.26 264
2023-04-01 $554,990 (6.7%) $726,605 (14.5%) 1.29 240
2023-05-01 $569,900 (3.7%) $728,612 (10.3%) 1.29 283
2023-06-01 $552,238 (0.6%) $695,273 (4.7%) 1.24 326
2023-07-01 $579,450 (5.6%) $716,295 (10.5%) 1.32 360
2023-08-01 $577,583 (5.3%) $722,106 (12.3%) 1.33 401
2023-09-01 $576,550 (6.3%) $721,506 (14.6%) 1.34 406
2023-10-01 $582,200 (5.9%) $733,089 (16.3%) 1.37 408
2023-11-01 $575,000 (7.2%) $746,524 (18.9%) 1.37 473
2023-12-01 $568,000 (4.2%) $754,473 (20.2%) 1.39 391
2024-01-01 $558,199 (1.8%) $743,630 (8.9%) 1.36 344
2024-02-01 $569,998 (6.1%) $747,227 (9.1%) 1.37 336
2024-03-01 $556,200 (3.8%) $731,502 (5.0%) 1.31 356
2024-04-01 $559,495 (0.8%) $690,645 (-5.0%) 1.30 388
2024-05-01 $574,450 (0.8%) $699,839 (-4.0%) 1.31 489
2024-06-01 $595,000 (7.7%) $722,759 (4.0%) 1.35 500
2024-07-01 $592,000 (2.2%) $714,567 (-0.2%) 1.35 564
2024-08-01 $585,000 (1.3%) $693,798 (-3.9%) 1.36 567
2024-09-01 $584,963 (1.5%) $690,878 (-4.3%) 1.38 548
2024-10-01 $584,716 (0.4%) $697,826 (-4.8%) 1.38 542
2024-11-01 $589,450 (2.5%) $697,338 (-6.6%) 1.41 488
2024-12-01 $592,950 (4.4%) $700,553 (-7.2%) 1.47 402
2025-01-01 $594,958 (6.6%) $701,249 (-5.7%) 1.48 378
2025-02-01 $599,970 (5.3%) $701,626 (-6.1%) 1.46 349
2025-03-01 $599,995 (7.9%) $700,338 (-4.3%) 1.41 407
2025-04-01 $587,700 (5.0%) $691,913 (0.2%) 1.36 447
2025-05-01 $579,925 (1.0%) $694,858 (-0.7%) 1.32 575
2025-06-01 $580,000 (-2.5%) $699,291 (-3.3%) 1.32 701
2025-07-01 $574,963 (-2.9%) $686,656 (-3.9%) 1.31 809
2025-08-01 $579,000 (-1.0%) $683,568 (-1.5%) 1.35 819
2025-09-01 $572,448 (-2.1%) $682,500 (-1.2%) 1.35 806
2025-10-01 $574,960 (-1.7%) $662,275 (-5.1%) 1.35 811
2025-11-01 $570,000 (-3.3%) $649,167 (-6.9%) 1.37 737
2025-12-01 $561,975 (-5.2%) $628,163 (-10.3%) 1.41 615
2026-01-01 $564,975 (-5.0%) $625,599 (-10.8%) 1.41 534
2026-02-01 $562,500 (-6.3%) $603,983 (-13.9%) 1.39 507
2026-03-01 $570,688 (-4.9%) $632,697 (-9.7%) 1.37 533
2026-04-01 $570,950 (-2.9%) $651,077 (-5.9%) 1.34 620
2026-05-01 $570,000 (-1.7%) $662,199 (-4.7%) 1.33 790
2026-06-01 $572,413 (-1.3%) $659,803 (-5.7%) 1.33 918
2026-07-01 $569,975 (-0.9%) $654,874 (-4.6%) 1.33 996
2026-08-01 $569,000 (-1.7%) $655,205 (-4.2%) 1.34 1,040
2026-09-01 $569,500 (-0.5%) $661,383 (-3.1%) 0.00 1,030
2026-10-01 $565,000 (-1.7%) $659,014 (-0.5%) 0.00 1,007
OLYMPIA - LACEY - TUMWATER's median listing price for 2026-10-01 was $565,000, a difference of $-9,960 (-1.7%) versus the prior year and $-4,500 versus the prior month.

OLYMPIA - LACEY - TUMWATER's median listing price comes in at 0% of the national average.

OLYMPIA - LACEY - TUMWATER's average listing price for 2026-10-01 was $659,014, a difference of $-3,261 (-0.5%) versus the prior year and $-2,369 versus the prior month.

For the 2026-10-01 period, OLYMPIA - LACEY - TUMWATER had 1,007 MLS listings, a difference of -23 listings (-2%) versus the prior month and 196 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - OLYMPIA - LACEY - TUMWATER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 61 days 2,095 sqft
2018-02-01 38 days 2,138 sqft
2018-03-01 33 days 2,149 sqft
2018-04-01 30 days 2,191 sqft
2018-05-01 26 days 2,201 sqft
2018-06-01 32 days 2,225 sqft
2018-07-01 31 days 2,199 sqft
2018-08-01 34 days 2,207 sqft
2018-09-01 39 days 2,154 sqft
2018-10-01 43 days 2,170 sqft
2018-11-01 50 days 2,189 sqft
2018-12-01 61 days 2,176 sqft
2019-01-01 65 days 2,153 sqft
2019-02-01 62 days 2,166 sqft
2019-03-01 41 days 2,213 sqft
2019-04-01 30 days 2,261 sqft
2019-05-01 27 days 2,171 sqft
2019-06-01 31 days 2,160 sqft
2019-07-01 34 days 2,156 sqft
2019-08-01 38 days 2,098 sqft
2019-09-01 42 days 2,086 sqft
2019-10-01 45 days 2,059 sqft
2019-11-01 51 days 2,035 sqft
2019-12-01 51 days 2,019 sqft
2020-01-01 51 days 2,017 sqft
2020-02-01 30 days 1,972 sqft
2020-03-01 26 days 1,890 sqft
2020-04-01 33 days 1,924 sqft
2020-05-01 36 days 1,983 sqft
2020-06-01 32 days 2,020 sqft
2020-07-01 24 days 1,996 sqft
2020-08-01 25 days 2,003 sqft
2020-09-01 28 days 2,014 sqft
2020-10-01 31 days 1,942 sqft
2020-11-01 39 days 2,041 sqft
2020-12-01 39 days 1,974 sqft
2021-01-01 37 days 1,983 sqft
2021-02-01 29 days 1,920 sqft
2021-03-01 23 days 1,849 sqft
2021-04-01 25 days 1,844 sqft
2021-05-01 12 days 1,883 sqft
2021-06-01 15 days 1,949 sqft
2021-07-01 25 days 1,960 sqft
2021-08-01 19 days 2,019 sqft
2021-09-01 29 days 2,031 sqft
2021-10-01 29 days 1,914 sqft
2021-11-01 36 days 1,855 sqft
2021-12-01 38 days 1,915 sqft
2022-01-01 38 days 1,855 sqft
2022-02-01 19 days 1,912 sqft
2022-03-01 26 days 1,893 sqft
2022-04-01 16 days 1,950 sqft
2022-05-01 16 days 1,979 sqft
2022-06-01 17 days 2,033 sqft
2022-07-01 26 days 2,020 sqft
2022-08-01 35 days 2,020 sqft
2022-09-01 39 days 2,027 sqft
2022-10-01 44 days 2,055 sqft
2022-11-01 49 days 2,004 sqft
2022-12-01 60 days 2,000 sqft
2023-01-01 69 days 2,057 sqft
2023-02-01 69 days 2,032 sqft
2023-03-01 49 days 2,127 sqft
2023-04-01 33 days 2,155 sqft
2023-05-01 30 days 2,131 sqft
2023-06-01 30 days 2,084 sqft
2023-07-01 34 days 2,116 sqft
2023-08-01 35 days 2,143 sqft
2023-09-01 41 days 2,168 sqft
2023-10-01 45 days 2,199 sqft
2023-11-01 51 days 2,189 sqft
2023-12-01 58 days 2,120 sqft
2024-01-01 70 days 2,040 sqft
2024-02-01 40 days 1,980 sqft
2024-03-01 39 days 1,948 sqft
2024-04-01 35 days 1,998 sqft
2024-05-01 28 days 2,032 sqft
2024-06-01 36 days 2,079 sqft
2024-07-01 37 days 2,117 sqft
2024-08-01 44 days 2,107 sqft
2024-09-01 48 days 2,077 sqft
2024-10-01 48 days 2,085 sqft
2024-11-01 48 days 2,098 sqft
2024-12-01 63 days 2,095 sqft
2025-01-01 67 days 2,111 sqft
2025-02-01 42 days 2,102 sqft
2025-03-01 37 days 2,101 sqft
2025-04-01 33 days 2,007 sqft
2025-05-01 31 days 2,022 sqft
2025-06-01 37 days 2,079 sqft
2025-07-01 40 days 2,062 sqft
2025-08-01 46 days 2,025 sqft
2025-09-01 54 days 2,009 sqft
2025-10-01 53 days 2,002 sqft
2025-11-01 57 days 2,015 sqft
2025-12-01 75 days 1,946 sqft
2026-01-01 85 days 1,956 sqft
2026-02-01 52 days 1,960 sqft
2026-03-01 40 days 2,072 sqft
2026-04-01 37 days 2,056 sqft
2026-05-01 34 days 2,081 sqft
2026-06-01 39 days 2,041 sqft
2026-07-01 45 days 2,022 sqft
2026-08-01 57 days 2,014 sqft
2026-09-01 0 days 1,994 sqft
2026-10-01 0 days 2,042 sqft
OLYMPIA - LACEY - TUMWATER's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

OLYMPIA - LACEY - TUMWATER's median square footage for active listings during the 2026-10-01 period was 2,042 sqft. One year prior, the average listing was 2,002 sqft.

OLYMPIA-LACEY-TUMWATER, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,550 $1,656,380,000 $466,586
Refi 1,317 $675,885,000 $513,200
Cash Out Refi 1,239 $398,595,000 $321,707
Home Improvement 872 $96,400,000 $110,550
Other 793 $88,625,000 $111,759

Olympia - Lacey - Tumwater's most frequently cited loan purpose was Home Purchase, with 3,550 originations. The 2nd most popular reason was Refi, with 1,317 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,976 $1,307,120,000 $439,220
5-6% 1,698 $989,600,000 $582,803
7-8% 1,641 $352,245,000 $214,653
Over 8% 1,047 $136,035,000 $129,928
<2.5% 138 $7,510,000 $54,420
4-5% 129 $67,145,000 $520,504
3-4% 96 $47,050,000 $490,104
2.5-3% 12 $4,290,000 $357,500

During 2025, Olympia - Lacey - Tumwater's most frequently originated rate bucket was 6-7%, with 2,976 originations.

Loan Sizing (OLYMPIA-LACEY-TUMWATER, WA MSA)

Loan Size Originations Total Value Average Loan
$400k-600k 2,557 $1,235,795,000 $483,299
$200k-400k 1,866 $584,280,000 $313,119
$100,000 or less 1,445 $80,125,000 $55,450
$100k-200k 1,082 $146,960,000 $135,823
$600k-1000k 744 $524,810,000 $705,390
$Over $1MM 77 $343,915,000 $4,466,429

OLYMPIA - LACEY - TUMWATER's loan sizing saw the bucket of loans from $400k-600k with 2,557 originations, totaling $1,235,795,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,501 $1,245,765,000 $498,107
Under 20% 1,707 $118,835,000 $69,616
60-80% 1,348 $745,680,000 $553,175
20-40% 977 $179,055,000 $183,270
40-60% 651 $331,015,000 $508,472
Over 100% 404 $212,170,000 $525,173

OLYMPIA - LACEY - TUMWATER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,501 originations, totaling $1,245,765,000 in origination value.