Aberdeen Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Aberdeen averaged
6.9%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.61% and
one month ago for the week of 2025-02-27, the
average rate was 7.02%.
Aberdeen's average rate one year ago was 7.15%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Aberdeen 30 Year Fixed Rate | 2025-04-03 | 6.9% |
| Aberdeen 30 Year Fixed Rate Refi | 2025-04-03 | 7.08% |
| Aberdeen 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Aberdeen 15 Year Fixed Rate Refi | 2025-04-03 | 5.82% |
| Aberdeen 30 Year FHA | 2025-04-03 | 6.41% |
| Aberdeen 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Aberdeen 30 Year USDA | 2025-04-03 | 6.22% |
| Aberdeen 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Aberdeen 30 Year VA | 2025-04-03 | 6.33% |
| Aberdeen 30 Year VA Refi | 2025-04-03 | 5.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Aberdeen, WA.
Aberdeen Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Aberdeen, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Aberdeen Average Closing Costs & Other Stats
Aberdeen, WA's 105 lenders originated 1,800
loans during 2024. The total origination value was $467,220,000, with an average loan value of
$259,567.
Aberdeen's average closing costs are $6,425.
The top Aberdeen lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
85 loans originated. Their average total fees are
$8,869, which is $1,070
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Aberdeen lenders (with over 10 loans originated) are
TWINSTAR ($3,938), JPMorgan Chase Bank ($4,855), U.S. Bank ($4,864), Timberland Bank ($5,116) and CROSSCOUNTRY MORTGAGE, LLC ($5,672).
The lowest rate Aberdeen lenders (with over 10 loans originated) are
MLD MORTGAGE INC. (6.38%), BROKER SOLUTIONS, INC. (6.59%), TWINSTAR (6.61%), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (6.68%) and U.S. Bank (6.69%).
Aberdeen, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $33,220,000 | $57,195,000 | 72.2% | 12.2% |
| QUICKEN LOANS, LLC | $26,730,000 | $33,545,000 | 25.5% | 7.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $22,675,000 | $30,355,000 | 33.9% | 6.5% |
| CMG MORTGAGE, INC. | $8,695,000 | $17,780,000 | 104.5% | 3.8% |
| Mortgage Research Center, LLC | $10,080,000 | $14,840,000 | 47.2% | 3.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,495,000 | $14,575,000 | 71.6% | 3.1% |
| TWINSTAR | $11,540,000 | $12,250,000 | 6.2% | 2.6% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $6,260,000 | $11,510,000 | 83.9% | 2.5% |
| Timberland Bank | $12,745,000 | $11,325,000 | -11.1% | 2.4% |
| MOVEMENT MORTGAGE, LLC | $10,550,000 | $11,115,000 | 5.4% | 2.4% |
| Boeing Employees Credit Union | $12,255,000 | $9,725,000 | -20.6% | 2.1% |
| BROKER SOLUTIONS, INC. | $4,935,000 | $8,980,000 | 82.0% | 1.9% |
| U.S. Bank | $9,595,000 | $8,395,000 | -12.5% | 1.8% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $8,870,000 | $8,165,000 | -7.9% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,480,000 | $7,630,000 | 2.0% | 1.6% |
| 1st Security Bank of Washington | $8,055,000 | $6,705,000 | -16.8% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $2,670,000 | $6,350,000 | 137.8% | 1.4% |
| NEWREZ LLC | $4,370,000 | $5,810,000 | 33.0% | 1.2% |
| MLD MORTGAGE INC. | $3,300,000 | $5,375,000 | 62.9% | 1.2% |
| WASHINGTON STATE EMPLOYEES Credit Union | $6,125,000 | $5,185,000 | -15.3% | 1.1% |
| Bank of the Pacific | $6,925,000 | $5,135,000 | -25.8% | 1.1% |
| JPMorgan Chase Bank | $3,120,000 | $5,105,000 | 63.6% | 1.1% |
| Wells Fargo Bank | $4,120,000 | $4,815,000 | 16.9% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $2,060,000 | $4,680,000 | 127.2% | 1.0% |
| Olympia Federal Savings & Loan Association | $3,800,000 | $4,430,000 | 16.6% | 0.9% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,550,000 | $4,395,000 | -20.8% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,105,000 | $3,985,000 | -43.9% | 0.9% |
| BAY EQUITY LLC | $4,140,000 | $3,810,000 | -8.0% | 0.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,995,000 | $3,745,000 | 87.7% | 0.8% |
| KeyBank | $4,770,000 | $3,740,000 | -21.6% | 0.8% |
| Century Mortgage Company DBA Century Lending Company | $295,000 | $3,565,000 | 1,108.5% | 0.8% |
| Umpqua Bank | $4,035,000 | $3,375,000 | -16.4% | 0.7% |
| LOANDEPOT.COM, LLC | $3,215,000 | $3,155,000 | -1.9% | 0.7% |
| O BEE | $1,990,000 | $3,115,000 | 56.5% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $1,965,000 | $2,950,000 | 50.1% | 0.6% |
| VILLAGE CAPITAL MORTGAGE | $2,915,000 | n/a | 0.6% | |
| Bank of America | $1,795,000 | $2,790,000 | 55.4% | 0.6% |
| PLANET HOME LENDING, LLC | $480,000 | $2,765,000 | 476.0% | 0.6% |
| CANOPY MORTGAGE, LLC | $2,675,000 | n/a | 0.6% | |
| SAMMAMISH MORTGAGE COMPANY | $660,000 | $2,650,000 | 301.5% | 0.6% |
| Morgan Stanley Private Bank | $3,330,000 | $2,545,000 | -23.6% | 0.5% |
| NFM, INC. | $2,045,000 | $2,525,000 | 23.5% | 0.5% |
| GUARANTEED RATE, INC. | $6,255,000 | $2,500,000 | -60.0% | 0.5% |
| CORNERSTONE HOME LENDING, INC. | $1,890,000 | $2,430,000 | 28.6% | 0.5% |
| American Mortgage & Equity Consultants, Inc. | $825,000 | $2,125,000 | 157.6% | 0.5% |
| T2 FINANCIAL LLC | $945,000 | $2,080,000 | 120.1% | 0.4% |
| Washington Federal Bank | $640,000 | $2,030,000 | 217.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $925,000 | $1,935,000 | 109.2% | 0.4% |
| MID AMERICA MORTGAGE, INC. | $2,160,000 | $1,860,000 | -13.9% | 0.4% |
| CALCON MUTUAL MORTGAGE LLC | $1,580,000 | $1,815,000 | 14.9% | 0.4% |
| First Financial Northwest Bank | $830,000 | $1,770,000 | 113.3% | 0.4% |
| The Loan Store, Inc. | $1,760,000 | n/a | 0.4% | |
| HOMEXPRESS MORTGAGE CORP. | $290,000 | $1,700,000 | 486.2% | 0.4% |
| LEADERONE FINANCIAL CORPORATION | $1,240,000 | $1,670,000 | 34.7% | 0.4% |
| Cornerstone First Mortgage, Inc | $435,000 | $1,645,000 | 278.2% | 0.4% |
| Charles Schwab Bank, SSB | $725,000 | $1,605,000 | 121.4% | 0.3% |
| HomeStreet Bank | $990,000 | $1,590,000 | 60.6% | 0.3% |
| PHH Mortgage Corporation | $240,000 | $1,580,000 | 558.3% | 0.3% |
| SOUND | $395,000 | $1,540,000 | 289.9% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,495,000 | n/a | 0.3% | |
| OCMBC, INC. | $125,000 | $1,460,000 | 1,068.0% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $4,645,000 | $1,450,000 | -68.8% | 0.3% |
| NEW DAY FINANCIAL, LLC | $570,000 | $1,375,000 | 141.2% | 0.3% |
| Figure Lending LLC | $575,000 | $1,345,000 | 133.9% | 0.3% |
| S1L, Inc. | $1,285,000 | n/a | 0.3% | |
| Sunflower Bank | $650,000 | $1,265,000 | 94.6% | 0.3% |
| ZILLOW HOME LOANS, LLC | $310,000 | $1,265,000 | 308.1% | 0.3% |
| Alaska USA Federal Credit Union | $375,000 | $1,235,000 | 229.3% | 0.3% |
| Flagstar Bank, FSB | $2,190,000 | $1,235,000 | -43.6% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $335,000 | $1,160,000 | 246.3% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $175,000 | $1,130,000 | 545.7% | 0.2% |
| USAA Federal Savings Bank | $825,000 | $1,130,000 | 37.0% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $710,000 | $1,080,000 | 52.1% | 0.2% |
| Banner Bank | $1,795,000 | $1,065,000 | -40.7% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $1,035,000 | n/a | 0.2% | |
| Wallick & Volk, Inc. | $1,280,000 | $995,000 | -22.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $395,000 | $965,000 | 144.3% | 0.2% |
| First Interstate Bank | $870,000 | $935,000 | 7.5% | 0.2% |
| Citadel Servicing Corporation | $720,000 | $925,000 | 28.5% | 0.2% |
| QUORUM FEDERAL CREDIT UNION | $55,000 | $925,000 | 1,581.8% | 0.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $765,000 | $885,000 | 15.7% | 0.2% |
| Equity Prime Mortgage LLC | $985,000 | $805,000 | -18.3% | 0.2% |
| GESA | $320,000 | $770,000 | 140.6% | 0.2% |
| Ally Bank | $250,000 | $750,000 | 200.0% | 0.2% |
| SUMMIT FUNDING, INC. | $2,205,000 | $725,000 | -67.1% | 0.2% |
| NBKC BANK | $1,280,000 | $720,000 | -43.8% | 0.2% |
| BNY Mellon | $715,000 | n/a | 0.2% | |
| Sierra Pacific Mortgage Company, Inc. | $695,000 | $710,000 | 2.2% | 0.2% |
| FUNDLOANS CAPITAL | $685,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $235,000 | $680,000 | 189.4% | 0.1% |
| Carrington Mortgage Services, LLC | $990,000 | $660,000 | -33.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $660,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $640,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $960,000 | $620,000 | -35.4% | 0.1% |
| First Federal Savings and Loan Association of Port Angeles | $695,000 | $620,000 | -10.8% | 0.1% |
| Northpointe Bank | $805,000 | $615,000 | -23.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $595,000 | n/a | 0.1% | |
| AMERITRUST MORTGAGE CORPORATION | $590,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $1,890,000 | $590,000 | -68.8% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $580,000 | n/a | 0.1% | |
| The Federal Savings Bank | $2,130,000 | $580,000 | -72.8% | 0.1% |
| ENVOY MORTGAGE, LTD | $640,000 | $570,000 | -10.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $880,000 | $555,000 | -36.9% | 0.1% |
| Bank Five Nine | $545,000 | n/a | 0.1% | |
| FIRST TECHNOLOGY | $1,515,000 | $535,000 | -64.7% | 0.1% |
| Key Mortgage Services, Inc. | $535,000 | n/a | 0.1% | |
| Rivermark Community Credit Union | $535,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $405,000 | $525,000 | 29.6% | 0.1% |
| Discover Bank | $195,000 | $525,000 | 169.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $690,000 | $520,000 | -24.6% | 0.1% |
| Peoples Bank | $515,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $220,000 | $480,000 | 118.2% | 0.1% |
| M&T Bank | $475,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $145,000 | $465,000 | 220.7% | 0.1% |
| ON Q FINANCIAL, INC. | $295,000 | $445,000 | 50.8% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $440,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $295,000 | $435,000 | 47.5% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $610,000 | $430,000 | -29.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $500,000 | $415,000 | -17.0% | 0.1% |
| Oregon State Credit Union | $405,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $1,435,000 | $400,000 | -72.1% | 0.1% |
| KITSAP Credit Union | $35,000 | $395,000 | 1,028.6% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $185,000 | $395,000 | 113.5% | 0.1% |
| COMMUNITYAMERICA | $385,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $1,665,000 | $385,000 | -76.9% | 0.1% |
| Servion, Inc. | $355,000 | $385,000 | 8.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $565,000 | $380,000 | -32.7% | 0.1% |
| ALLIANT CREDIT UNION | $230,000 | $365,000 | 58.7% | 0.1% |
| Commerce Home Mortgage, Inc. | $365,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $770,000 | $335,000 | -56.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $330,000 | n/a | 0.1% | |
| First National Bank of America | $725,000 | $325,000 | -55.2% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $390,000 | $320,000 | -17.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $830,000 | $310,000 | -62.7% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $475,000 | $310,000 | -34.7% | 0.1% |
| MOUNTAIN AMERICA | $1,765,000 | $305,000 | -82.7% | 0.1% |
| OAKTREE FUNDING CORP. | $305,000 | n/a | 0.1% | |
| BELEM SERVICING LLC | $285,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $285,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $195,000 | $275,000 | 41.0% | 0.1% |
| Credence Funding Corporation | $265,000 | $275,000 | 3.8% | 0.1% |
| EMBRACE HOME LOANS, INC. | $265,000 | n/a | 0.1% | |
| TruHome Solutions, LLC | $265,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $665,000 | $260,000 | -60.9% | 0.1% |
| NBH Bank | $255,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
| SILVER HILL FUNDING, LLC | $245,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $165,000 | $235,000 | 42.4% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $235,000 | n/a | 0.1% | |
| Evolve Bank & Trust | $450,000 | $225,000 | -50.0% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $500,000 | $220,000 | -56.0% | 0.0% |
| GTE Federal Credit Union | $210,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $970,000 | $205,000 | -78.9% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $205,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $680,000 | $205,000 | -69.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $460,000 | $195,000 | -57.6% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $145,000 | $185,000 | 27.6% | 0.0% |
| Toyota Financial Savings Bank | $185,000 | n/a | 0.0% | |
| First Federal Bank | $225,000 | $175,000 | -22.2% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $410,000 | $175,000 | -57.3% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $245,000 | $175,000 | -28.6% | 0.0% |
| HARBORSTONE | $140,000 | $170,000 | 21.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $585,000 | $155,000 | -73.5% | 0.0% |
| Bethpage Federal Credit Union | $190,000 | $155,000 | -18.4% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $155,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,675,000 | $155,000 | -95.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $145,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $890,000 | $135,000 | -84.8% | 0.0% |
| LOANPAL, LLC | $335,000 | $135,000 | -59.7% | 0.0% |
| Northwest Farm Credit Services, FLCA | $135,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $145,000 | $135,000 | -6.9% | 0.0% |
| Qualstar Credit Union | $115,000 | n/a | 0.0% | |
| Heritage Bank | $105,000 | n/a | 0.0% | |
| CASCADE FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| NexBank | $95,000 | n/a | 0.0% | |
| PNC Bank | $390,000 | $85,000 | -78.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $75,000 | $85,000 | 13.3% | 0.0% |
| HomeTrust Bank | $360,000 | $75,000 | -79.2% | 0.0% |
| Sound Community Bank | $275,000 | $75,000 | -72.7% | 0.0% |
| OREGON COMMUNITY | $65,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $75,000 | $65,000 | -13.3% | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | $115,000 | $60,000 | -47.8% | 0.0% |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| SALAL | $480,000 | $55,000 | -88.5% | 0.0% |
| USAGENCIES | $35,000 | n/a | 0.0% |
Aberdeen's top lender by overall market share is GUILD MORTGAGE COMPANY, with 12.2% market share. In second place, with 7.2%, is QUICKEN LOANS, LLC, having originated $33,545,000 in loans. In third place, with 6.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $30,355,000 in loans. In fourth place, with 3.8%, is CMG MORTGAGE, INC., having originated $17,780,000 in loans. In fifth place, with 3.2%, is Mortgage Research Center, LLC, having originated $14,840,000 in loans.
Aberdeen Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $209,900 (22.8%) | $249,846 (17.3%) | 0.00 | 293 |
| 2018-02-01 | $217,625 (21.3%) | $258,065 (19.7%) | 0.00 | 286 |
| 2018-03-01 | $217,900 (19.4%) | $257,528 (16.1%) | 0.00 | 299 |
| 2018-04-01 | $217,250 (14.5%) | $254,314 (13.4%) | 0.00 | 313 |
| 2018-05-01 | $222,475 (14.1%) | $253,062 (9.4%) | 0.00 | 329 |
| 2018-06-01 | $220,000 (12.8%) | $258,524 (12.6%) | 0.00 | 379 |
| 2018-07-01 | $222,100 (11.2%) | $262,451 (13.3%) | 0.00 | 415 |
| 2018-08-01 | $224,450 (12.3%) | $268,013 (16.1%) | 0.00 | 415 |
| 2018-09-01 | $229,450 (14.7%) | $272,843 (15.0%) | 0.00 | 402 |
| 2018-10-01 | $233,500 (16.8%) | $270,422 (10.6%) | 0.00 | 382 |
| 2018-11-01 | $232,500 (15.0%) | $264,200 (6.3%) | 0.00 | 359 |
| 2018-12-01 | $228,200 (14.2%) | $260,684 (6.8%) | 0.00 | 323 |
| 2019-01-01 | $229,225 (9.2%) | $260,987 (4.5%) | 0.00 | 272 |
| 2019-02-01 | $230,750 (6.0%) | $265,108 (2.7%) | 0.00 | 275 |
| 2019-03-01 | $235,247 (8.0%) | $272,593 (5.9%) | 0.00 | 285 |
| 2019-04-01 | $243,871 (12.3%) | $283,600 (11.5%) | 0.00 | 298 |
| 2019-05-01 | $249,725 (12.3%) | $298,314 (17.9%) | 0.00 | 298 |
| 2019-06-01 | $243,250 (10.6%) | $287,212 (11.1%) | 0.00 | 337 |
| 2019-07-01 | $246,500 (11.0%) | $291,957 (11.2%) | 0.00 | 376 |
| 2019-08-01 | $246,182 (9.7%) | $289,747 (8.1%) | 0.00 | 391 |
| 2019-09-01 | $242,705 (5.8%) | $283,956 (4.1%) | 0.00 | 397 |
| 2019-10-01 | $240,000 (2.8%) | $278,196 (2.9%) | 0.00 | 396 |
| 2019-11-01 | $246,250 (5.9%) | $275,780 (4.4%) | 0.00 | 360 |
| 2019-12-01 | $244,920 (7.3%) | $266,857 (2.4%) | 0.00 | 322 |
| 2020-01-01 | $244,950 (6.9%) | $268,603 (2.9%) | 0.00 | 299 |
| 2020-02-01 | $245,900 (6.6%) | $265,500 (0.2%) | 0.00 | 284 |
| 2020-03-01 | $249,700 (6.1%) | $271,373 (-0.5%) | 0.00 | 279 |
| 2020-04-01 | $257,413 (5.6%) | $280,692 (-1.0%) | 0.00 | 277 |
| 2020-05-01 | $259,450 (3.9%) | $282,511 (-5.3%) | 0.00 | 267 |
| 2020-06-01 | $263,700 (8.4%) | $291,338 (1.4%) | 0.00 | 250 |
| 2020-07-01 | $265,000 (7.5%) | $301,090 (3.1%) | 0.00 | 260 |
| 2020-08-01 | $260,000 (5.6%) | $307,026 (6.0%) | 0.00 | 254 |
| 2020-09-01 | $263,500 (8.6%) | $322,567 (13.6%) | 0.00 | 235 |
| 2020-10-01 | $265,000 (10.4%) | $331,151 (19.0%) | 0.00 | 210 |
| 2020-11-01 | $273,450 (11.1%) | $354,169 (28.4%) | 0.00 | 140 |
| 2020-12-01 | $283,675 (15.8%) | $364,189 (36.5%) | 0.00 | 124 |
| 2021-01-01 | $279,000 (13.9%) | $373,342 (39.0%) | 0.00 | 90 |
| 2021-02-01 | $282,175 (14.8%) | $382,773 (44.2%) | 0.00 | 83 |
| 2021-03-01 | $286,450 (14.7%) | $366,032 (34.9%) | 0.00 | 87 |
| 2021-04-01 | $302,250 (17.4%) | $372,982 (32.9%) | 0.00 | 84 |
| 2021-05-01 | $349,000 (34.5%) | $404,953 (43.3%) | 0.00 | 120 |
| 2021-06-01 | $369,900 (40.3%) | $431,286 (48.0%) | 0.00 | 142 |
| 2021-07-01 | $349,950 (32.1%) | $414,109 (37.5%) | 0.00 | 186 |
| 2021-08-01 | $356,000 (36.9%) | $428,724 (39.6%) | 0.00 | 200 |
| 2021-09-01 | $362,500 (37.6%) | $429,842 (33.3%) | 0.00 | 212 |
| 2021-10-01 | $384,900 (45.3%) | $442,955 (33.8%) | 0.00 | 194 |
| 2021-11-01 | $382,450 (39.9%) | $431,039 (21.7%) | 0.00 | 167 |
| 2021-12-01 | $384,700 (35.6%) | $425,404 (16.8%) | 0.00 | 152 |
| 2022-01-01 | $389,000 (39.4%) | $423,175 (13.4%) | 0.00 | 135 |
| 2022-02-01 | $392,350 (39.0%) | $423,691 (10.7%) | 0.00 | 132 |
| 2022-03-01 | $406,150 (41.8%) | $459,141 (25.4%) | 0.00 | 156 |
| 2022-04-01 | $424,900 (40.6%) | $471,830 (26.5%) | 0.00 | 160 |
| 2022-05-01 | $407,400 (16.7%) | $454,197 (12.2%) | 0.00 | 203 |
| 2022-06-01 | $412,210 (11.4%) | $454,692 (5.4%) | 0.00 | 267 |
| 2022-07-01 | $405,000 (15.7%) | $450,110 (8.7%) | 0.00 | 348 |
| 2022-08-01 | $399,999 (12.4%) | $446,996 (4.3%) | 0.00 | 360 |
| 2022-09-01 | $399,450 (10.2%) | $438,494 (2.0%) | 0.00 | 349 |
| 2022-10-01 | $399,000 (3.7%) | $425,631 (-3.9%) | 0.00 | 335 |
| 2022-11-01 | $388,972 (1.7%) | $405,991 (-5.8%) | 0.00 | 292 |
| 2022-12-01 | $397,000 (3.2%) | $411,105 (-3.4%) | 0.00 | 250 |
| 2023-01-01 | $399,900 (2.8%) | $422,895 (-0.1%) | 0.00 | 240 |
| 2023-02-01 | $399,987 (2.0%) | $421,591 (-0.5%) | 0.00 | 223 |
| 2023-03-01 | $413,750 (1.9%) | $442,334 (-3.7%) | 0.00 | 217 |
| 2023-04-01 | $410,000 (-3.5%) | $451,468 (-4.3%) | 0.00 | 220 |
| 2023-05-01 | $411,250 (1.0%) | $447,237 (-1.5%) | 0.00 | 243 |
| 2023-06-01 | $415,475 (0.8%) | $466,674 (2.6%) | 0.00 | 275 |
| 2023-07-01 | $419,000 (3.5%) | $499,938 (11.1%) | 0.00 | 330 |
| 2023-08-01 | $407,450 (1.9%) | $486,731 (8.9%) | 0.00 | 343 |
| 2023-09-01 | $419,000 (4.9%) | $488,356 (11.4%) | 0.00 | 325 |
| 2023-10-01 | $419,950 (5.3%) | $495,146 (16.3%) | 0.00 | 316 |
| 2023-11-01 | $409,450 (5.3%) | $482,498 (18.8%) | 0.00 | 336 |
| 2023-12-01 | $405,000 (2.0%) | $476,164 (15.8%) | 0.00 | 303 |
| 2024-01-01 | $399,900 (0.0%) | $459,703 (8.7%) | 0.00 | 276 |
| 2024-02-01 | $399,450 (-0.1%) | $460,645 (9.3%) | 0.00 | 246 |
| 2024-03-01 | $401,800 (-2.9%) | $466,220 (5.4%) | 0.00 | 266 |
| 2024-04-01 | $418,450 (2.1%) | $484,244 (7.3%) | 0.00 | 313 |
| 2024-05-01 | $414,725 (0.8%) | $481,306 (7.6%) | 0.00 | 393 |
| 2024-06-01 | $415,000 (-0.1%) | $485,045 (3.9%) | 0.00 | 417 |
| 2024-07-01 | $419,425 (0.1%) | $494,134 (-1.2%) | 0.00 | 462 |
| 2024-08-01 | $417,500 (2.5%) | $477,497 (-1.9%) | 0.00 | 482 |
| 2024-09-01 | $413,750 (-1.3%) | $477,958 (-2.1%) | 0.00 | 471 |
| 2024-10-01 | $399,900 (-4.8%) | $458,978 (-7.3%) | 0.00 | 454 |
| 2024-11-01 | $398,900 (-2.6%) | $455,427 (-5.6%) | 0.00 | 419 |
| 2024-12-01 | $396,725 (-2.0%) | $431,112 (-9.5%) | 0.00 | 380 |
| 2025-01-01 | $399,913 (0.0%) | $427,487 (-7.0%) | 0.00 | 347 |
| 2025-02-01 | $399,925 (0.1%) | $429,263 (-6.8%) | 0.00 | 345 |
| 2025-03-01 | $405,000 (0.8%) | $452,251 (-3.0%) | 0.00 | 369 |
Aberdeen's median listing price for 2025-03-01 was $405,000, a difference of
$3,200
(0.8%) versus the prior year and
$5,075 versus the prior month.
Aberdeen's median listing price comes in at 0% of the national average.
Aberdeen's average listing price for 2025-03-01 was $452,251, a difference of $-13,969 (-3.0%) versus the prior year and $22,988 versus the prior month.
For the 2025-03-01 period, Aberdeen had 369 MLS listings, a difference of 24 listings (7%) versus the prior month and 103 listings (39%) versus the prior year.
Aberdeen's median listing price comes in at 0% of the national average.
Aberdeen's average listing price for 2025-03-01 was $452,251, a difference of $-13,969 (-3.0%) versus the prior year and $22,988 versus the prior month.
For the 2025-03-01 period, Aberdeen had 369 MLS listings, a difference of 24 listings (7%) versus the prior month and 103 listings (39%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,509 sqft |
| 2018-02-01 | 0 days | 1,517 sqft |
| 2018-03-01 | 0 days | 1,512 sqft |
| 2018-04-01 | 0 days | 1,479 sqft |
| 2018-05-01 | 0 days | 1,502 sqft |
| 2018-06-01 | 0 days | 1,516 sqft |
| 2018-07-01 | 0 days | 1,488 sqft |
| 2018-08-01 | 0 days | 1,533 sqft |
| 2018-09-01 | 0 days | 1,548 sqft |
| 2018-10-01 | 0 days | 1,544 sqft |
| 2018-11-01 | 0 days | 1,501 sqft |
| 2018-12-01 | 0 days | 1,499 sqft |
| 2019-01-01 | 0 days | 1,488 sqft |
| 2019-02-01 | 0 days | 1,505 sqft |
| 2019-03-01 | 0 days | 1,510 sqft |
| 2019-04-01 | 0 days | 1,505 sqft |
| 2019-05-01 | 0 days | 1,493 sqft |
| 2019-06-01 | 0 days | 1,465 sqft |
| 2019-07-01 | 0 days | 1,488 sqft |
| 2019-08-01 | 0 days | 1,499 sqft |
| 2019-09-01 | 0 days | 1,516 sqft |
| 2019-10-01 | 0 days | 1,506 sqft |
| 2019-11-01 | 0 days | 1,490 sqft |
| 2019-12-01 | 0 days | 1,461 sqft |
| 2020-01-01 | 0 days | 1,467 sqft |
| 2020-02-01 | 0 days | 1,463 sqft |
| 2020-03-01 | 0 days | 1,418 sqft |
| 2020-04-01 | 0 days | 1,418 sqft |
| 2020-05-01 | 0 days | 1,440 sqft |
| 2020-06-01 | 0 days | 1,462 sqft |
| 2020-07-01 | 0 days | 1,484 sqft |
| 2020-08-01 | 0 days | 1,520 sqft |
| 2020-09-01 | 0 days | 1,517 sqft |
| 2020-10-01 | 0 days | 1,528 sqft |
| 2020-11-01 | 0 days | 1,428 sqft |
| 2020-12-01 | 0 days | 1,445 sqft |
| 2021-01-01 | 0 days | 1,434 sqft |
| 2021-02-01 | 0 days | 1,498 sqft |
| 2021-03-01 | 0 days | 1,478 sqft |
| 2021-04-01 | 0 days | 1,524 sqft |
| 2021-05-01 | 0 days | 1,527 sqft |
| 2021-06-01 | 0 days | 1,513 sqft |
| 2021-07-01 | 0 days | 1,544 sqft |
| 2021-08-01 | 0 days | 1,540 sqft |
| 2021-09-01 | 0 days | 1,502 sqft |
| 2021-10-01 | 0 days | 1,518 sqft |
| 2021-11-01 | 0 days | 1,486 sqft |
| 2021-12-01 | 0 days | 1,490 sqft |
| 2022-01-01 | 0 days | 1,425 sqft |
| 2022-02-01 | 0 days | 1,375 sqft |
| 2022-03-01 | 0 days | 1,445 sqft |
| 2022-04-01 | 0 days | 1,440 sqft |
| 2022-05-01 | 0 days | 1,450 sqft |
| 2022-06-01 | 0 days | 1,428 sqft |
| 2022-07-01 | 0 days | 1,468 sqft |
| 2022-08-01 | 0 days | 1,487 sqft |
| 2022-09-01 | 0 days | 1,486 sqft |
| 2022-10-01 | 0 days | 1,488 sqft |
| 2022-11-01 | 0 days | 1,460 sqft |
| 2022-12-01 | 0 days | 1,446 sqft |
| 2023-01-01 | 0 days | 1,448 sqft |
| 2023-02-01 | 0 days | 1,476 sqft |
| 2023-03-01 | 0 days | 1,461 sqft |
| 2023-04-01 | 0 days | 1,491 sqft |
| 2023-05-01 | 0 days | 1,484 sqft |
| 2023-06-01 | 0 days | 1,523 sqft |
| 2023-07-01 | 0 days | 1,500 sqft |
| 2023-08-01 | 0 days | 1,514 sqft |
| 2023-09-01 | 0 days | 1,512 sqft |
| 2023-10-01 | 0 days | 1,492 sqft |
| 2023-11-01 | 0 days | 1,484 sqft |
| 2023-12-01 | 0 days | 1,490 sqft |
| 2024-01-01 | 0 days | 1,489 sqft |
| 2024-02-01 | 0 days | 1,489 sqft |
| 2024-03-01 | 0 days | 1,495 sqft |
| 2024-04-01 | 0 days | 1,497 sqft |
| 2024-05-01 | 0 days | 1,491 sqft |
| 2024-06-01 | 0 days | 1,491 sqft |
| 2024-07-01 | 0 days | 1,492 sqft |
| 2024-08-01 | 0 days | 1,498 sqft |
| 2024-09-01 | 0 days | 1,503 sqft |
| 2024-10-01 | 0 days | 1,498 sqft |
| 2024-11-01 | 0 days | 1,490 sqft |
| 2024-12-01 | 0 days | 1,470 sqft |
| 2025-01-01 | 0 days | 1,468 sqft |
| 2025-02-01 | 0 days | 1,478 sqft |
| 2025-03-01 | 0 days | 1,491 sqft |
Aberdeen's median listing age (time on market) for 2025-03-01 was 0 days.
Aberdeen's median square footage for active listings during the 2025-03-01 period was 1,491 sqft. One year prior, the average listing was 1,495 sqft.
Aberdeen's median square footage for active listings during the 2025-03-01 period was 1,491 sqft. One year prior, the average listing was 1,495 sqft.
Aberdeen, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 958 | $300,870,000 | $314,061 |
| Cash Out Refi | 318 | $73,010,000 | $229,591 |
| Refi | 200 | $60,960,000 | $304,800 |
| Other | 184 | $18,420,000 | $100,109 |
| Home Improvement | 140 | $13,960,000 | $99,714 |
Aberdeen's most frequently cited loan purpose was Home Purchase, with 958 originations. The 2nd most popular reason was Cash Out Refi, with 318 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 674 | $210,750,000 | $312,685 |
| Over 8% | 388 | $49,170,000 | $126,727 |
| 7-8% | 388 | $113,040,000 | $291,340 |
| 5-6% | 246 | $84,030,000 | $341,585 |
| <2.5% | 73 | $1,135,000 | $15,548 |
| 4-5% | 16 | $5,410,000 | $338,125 |
| 3-4% | 2 | $370,000 | $185,000 |
| 2.5-3% | 2 | $730,000 | $365,000 |
During 2024, Aberdeen's most frequently originated rate bucket was 6-7%, with 674 originations.
Loan Sizing (Aberdeen, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 776 | $228,490,000 | $294,446 |
| $100,000 or less | 380 | $18,280,000 | $48,105 |
| $100k-200k | 350 | $51,740,000 | $147,829 |
| $400k-600k | 208 | $99,200,000 | $476,923 |
| $600k-1000k | 72 | $50,880,000 | $706,667 |
| $Over $1MM | 14 | $18,630,000 | $1,330,714 |
Aberdeen's loan sizing saw the bucket of loans from $200k-400k with 776 originations, totaling $228,490,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 628 | $224,930,000 | $358,169 |
| 60-80% | 401 | $134,755,000 | $336,047 |
| Under 20% | 329 | $15,695,000 | $47,705 |
| 20-40% | 195 | $25,615,000 | $131,359 |
| 40-60% | 177 | $40,185,000 | $227,034 |
| Over 100% | 39 | $14,745,000 | $378,077 |
Aberdeen's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 628 originations, totaling $224,930,000 in origination value.