Aberdeen Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Aberdeen averaged 7.28% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.07% and one month ago for the week of 2023-08-17, the average rate was 6.88%.

Aberdeen's average rate one year ago was 5.71%.

For refis of the same type during the week of 2023-09-21, the average rate was 6.21%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Aberdeen 30 Year Fixed Rate 2023-09-21 7.28%
Aberdeen 30 Year Fixed Rate Refi 2023-09-21 6.21%
Aberdeen 15 Year Fixed Rate 2023-09-21 6.74%
Aberdeen 15 Year Fixed Rate Refi 2023-09-21 7.14%
Aberdeen 30 Year FHA 2023-09-21 7.06%
Aberdeen 30 Year FHA Refi 2023-09-21 6.84%
Aberdeen 30 Year USDA 2023-09-21 7.02%
Aberdeen 30 Year USDA Refi 2023-09-21 7.22%
Aberdeen 30 Year VA 2023-09-21 6.35%
Aberdeen 30 Year VA Refi 2023-09-21 7.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Aberdeen, WA.

Aberdeen Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Aberdeen, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 128 4.70% $7,709
GUILD MORTGAGE COMPANY 94 5.00% $7,478
ACADEMY MORTGAGE CORPORATION 73 5.27% $9,310
CALIBER HOME LOANS, INC. 55 5.13% $6,135
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 47 5.10% $6,625
TWINSTAR 43 4.84% $4,074
UNITED WHOLESALE MORTGAGE, LLC 34 5.40% $5,639
Boeing Employees Credit Union 33 4.64% $4,939
Bank of the Pacific 29 5.21% $5,316
Timberland Bank 29 4.84% $4,937
Wells Fargo Bank 28 4.40% $6,736
1st Security Bank of Washington 22 4.52% $5,734
LOANDEPOT.COM, LLC 21 4.74% $7,673
PRIMARY RESIDENTIAL MORTGAGE, INC. 20 5.71% $7,872
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 19 5.23% $7,781
Austin Capital Bank SSB 18 4.99% $7,966
Umpqua Bank 16 5.02% $7,094
PREMIER MORTGAGE RESOURCES, L.L.C. 16 5.27% $9,295
U.S. Bank 15 4.10% $5,939
MOVEMENT MORTGAGE, LLC 14 5.76% $7,694
CROSSCOUNTRY MORTGAGE, LLC 14 5.99% $8,248
KeyBank 14 4.65% $5,226
BROKER SOLUTIONS, INC. 13 5.04% $8,073
Flagstar Bank, FSB 13 5.13% $7,752
WASHINGTON STATE EMPLOYEES Credit Union 12 4.50% $3,340
MORTGAGE MASTER SERVICE CORPORATION 11 4.71% $7,424
Wallick & Volk, Inc. 11 5.24% $8,219
AMERICAN PACIFIC MORTGAGE CORPORATION 11 4.89% $7,854
Olympia Federal Savings & Loan Association 11 4.26% $3,886
FINANCE OF AMERICA MORTGAGE LLC 11 4.94% $7,186
Mr. Cooper ( Nationstar Mortgage ) 10 4.72% $7,357
JPMorgan Chase Bank 10 4.82% $6,181
AMERISAVE MORTGAGE CORPORATION 9 4.20% $8,473
BAY EQUITY LLC 9 5.72% $9,784
Bank of America 8 4.94% $5,202
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 6.53% $8,018
FREEDOM MORTGAGE CORPORATION 7 4.48% $5,372
NFM, INC. 7 5.11% $5,237
HOMEBRIDGE FINANCIAL SERVICES, INC. 7 4.86% $5,916
NAVY FEDERAL CREDIT UNION 6 4.81% $7,347
NBKC BANK 6 5.13% $4,791
CORNERSTONE HOME LENDING, INC. 6 5.33% $8,537
HomeStreet Bank 6 4.35% $5,748
CMG MORTGAGE, INC. 6 4.56% $7,709
Alaska USA Mortgage Company LLC 5 4.73% $3,752
MLD MORTGAGE INC. 5 5.37% $7,014
First Home Bank 5 4.47% $7,508
HOME POINT FINANCIAL CORPORATION 5 5.30% $7,060
CANOPY MORTGAGE, LLC 5 6.07% $10,206
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 5.44% $5,442
MOUNTAIN AMERICA 4 6.59% $10,750
CHURCHILL MORTGAGE CORPORATION 4 5.34% $6,830
NexBank 4 4.94% $7,682
Washington Federal Bank 4 4.78% $7,494
MANN FINANCIAL INC. 4 4.91% $5,973
EVERETT FINANCIAL, INC. 4 6.53% $3,119
GESA 4 5.06% $6,208
PRIORITY HOME LENDING, LLC 3 4.58% $5,300
AXIA FINANCIAL, LLC 3 5.29% $5,683
Banner Bank 3 4.71% $7,583
BETTER MORTGAGE CORPORATION 3 4.54% $6,948
CARDINAL FINANCIAL 3 3.58% $3,787
First Federal Savings and Loan Association of Port Angeles 3 5.38% $3,597
FIRST TECHNOLOGY 3 3.17% $5,565
GUARANTEED RATE, INC. 3 5.75% $6,868
LAND HOME FINANCIAL SERVICES, INC. 3 4.79% $6,273
LEADERONE FINANCIAL CORPORATION 3 5.00% $6,389
MUTUAL OF OMAHA MORTGAGE, INC. 3 4.96% $10,759
NEWREZ LLC 3 5.00% $7,478
PENNYMAC LOAN SERVICES, LLC 3 3.75% $8,440
PLANET HOME LENDING, LLC 3 3.42% $5,194
Washington Trust Bank 3 4.42% $9,276
ZILLOW HOME LOANS, LLC 3 4.42% $4,153
Morgan Stanley Private Bank 2 4.25% $4,504
ADVANTIS 2 5.06% $3,090
SUMMIT FUNDING, INC. 2 4.94% $7,901
PHH Mortgage Corporation 2 4.13% $8,649
CITYWIDE HOME LOANS, LLC 2 4.88% $17,289
MORTGAGE EXPRESS, LLC 2 6.13% $9,527
JMJ FINANCIAL GROUP 2 5.44% $12,372
PNC Bank 2 5.44% $3,922
Carrington Mortgage Services, LLC 2 4.88% $5,529
Bank of the West 2 3.88% $3,938
Mortgage Research Center, LLC 2 6.25% $3,640
LAKEVIEW LOAN SERVICING, LLC 2 3.56% $2,542
AMERICAN FINANCING CORPORATION 2 4.63% $5,610
Qualstar Credit Union 2 4.69% $3,571
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.69% $4,548
America's Credit Union 2 3.99% $3,030
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 4.50% $5,897
HSBC BANK USA, NATIONAL ASSOCIATION 2 3.68% $5,220
Northwest Farm Credit Services, FLCA 2 5.30% $9,529
M&T Bank 2 3.81% $3,466
DIRECTORS MORTGAGE, INC. 2 6.06% $17,307
Seattle Metropolitan Credit Union 2 7.13% $6,568
AMERICAN INTERNET MORTGAGE, INC. 2 4.38% $3,891
SECURITYNATIONAL MORTGAGE COMPANY 2 4.56% $3,421
OnPoint Community Credit Union 2 4.38% $5,583
Sierra Pacific Mortgage Company, Inc. 2 5.12% $5,964
FIRST CENTENNIAL MORTGAGE CORPORATION 2 4.44% $3,691
Paramount Residential Mortgage Group, Inc. 2 5.13% $5,755
PENINSULA COMMUNITY 1 5.75% $6,730
Pinnacle Bank 1 5.63% $5,351
Plains Commerce Bank 1 5.63% $9,175
WINGS FINANCIAL 1 5.00% $3,836
Axos Bank 1 2.75% $6,764
Arvest Bank 1 7.50% $5,756
PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.63% $4,351
RANLIFE, INC. 1 3.88% $4,573
RELIANCE FIRST CAPITAL, LLC 1 3.25% $8,779
ROYAL UNITED MORTGAGE LLC 1 6.50% $7,407
SAMMAMISH MORTGAGE COMPANY 1 4.75% $3,684
Servion, Inc. 1 4.63% $6,008
SOFI LENDING CORP. 1 3.13% $3,413
Stifel Bank and Trust 1 5.13% $3,466
Strong Home Mortgage, LLC 1 5.49% $2,642
T2 FINANCIAL LLC 1 7.38% $21,324
The Bank of New Glarus 1 5.88% $8,037
Ameris Bank 1 7.25% $8,263
TJC Mortgage, Inc. 1 3.50% $7,697
TOP FLITE FINANCIAL, INC. 1 4.50% $11,256
TRIAD FINANCIAL SERVICES, INC. 1 6.75% $12,186
Truist 1 5.13% $11,381
AmeriHome Mortgage Company, LLC 1 3.75% $2,959
UBS Bank USA 1 5.00% $5,785
Amerifirst Financial, Inc. 1 4.88% $2,774
UNIFY FINANCIAL Credit Union 1 5.15% $2,673
UNITED SECURITY FINANCIAL CORP 1 6.13% $4,279
VERITAS FUNDING, LLC 1 7.00% $3,004
V.I.P. MORTGAGE, INC. 1 3.88% $8,123
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.99% $5,196
Goldwater Bank, N.A. 1 5.00% $7,750
GSF Mortgage Corporation 1 4.13% $9,085
Gateway First Bank 1 5.50% $3,982
Franklin Loan Corporation 1 6.00% $6,978
First Republic Bank 1 2.95% $3,743
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 1 5.13% $3,758
HOMESIDE FINANCIAL, LLC 1 5.75% $3,757
Hometown Lenders, Inc. 1 5.99% $6,500
HOMEXPRESS MORTGAGE CORP. 1 7.13% $10,516
INSPIRE HOME LOANS INC. 1 6.88% $14,446
FIBRE FEDERAL CREDIT UNION 1 2.94% $6,676
KELLER MORTGAGE, LLC 1 3.25% $3,368
Evolve Bank & Trust 1 4.88% $3,966
LADERA LENDING, INC. 1 5.13% $6,482
Ally Bank 1 3.13% $4,742
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.25% $3,478
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.87% $4,560
MICHIGAN MUTUAL, INC. 1 5.25% $8,926
MID AMERICA MORTGAGE, INC. 1 2.99% $4,578
CU HOME MORTGAGE SOLUTIONS, LLC 1 5.75% $12,115
CRESCENT MORTGAGE COMPANY 1 5.25% $13,515
Consolidated Federal Credit Union 1 5.38% $6,425
Commerce Home Mortgage, Inc. 1 3.50% $4,764
COLUMBIA COMMUNITY CREDIT UNION 1 4.63% $3,731
Wyndham Capital Mortgage, Inc. 1 3.38% $5,002
NATIONS DIRECT MORTGAGE, LLC 1 4.75% $8,923
Citadel Servicing Corporation 1 5.25% $8,910
Waterstone Mortgage Corporation 1 3.75% $5,332
CHERRY CREEK MORTGAGE, LLC 1 3.00% $850
NEXERA HOLDING LLC 1 10.13% $10,440
Charles Schwab Bank, SSB 1 5.00% $4,565
Northpointe Bank 1 4.88% $14,518
O BEE 1 5.38% $5,168
Cashmere Valley Bank 1 6.63% $4,263

Aberdeen Average Closing Costs & Other Stats

Aberdeen, WA's 165 lenders originated 2,723 loans during 2022. The total origination value was $1,064,295,000, with an average loan value of $390,854.

Aberdeen's average closing costs are $5,860.

The top Aberdeen lender as defined by loan originations is QUICKEN LOANS, LLC, with 128 loans originated. Their average total fees are $7,709, which is $231 higher than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Aberdeen lenders (with over 10 loans originated) are WASHINGTON STATE EMPLOYEES Credit Union ($3,340), Olympia Federal Savings & Loan Association ($3,886), TWINSTAR ($4,074), Timberland Bank ($4,937) and Boeing Employees Credit Union ($4,939).

The lowest rate Aberdeen lenders (with over 10 loans originated) are U.S. Bank (4.10%), Olympia Federal Savings & Loan Association (4.26%), Wells Fargo Bank (4.40%), WASHINGTON STATE EMPLOYEES Credit Union (4.50%) and 1st Security Bank of Washington (4.52%).

Aberdeen, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
VERITY $225,000 $360,010,000 159,904.4% 33.8%
QUICKEN LOANS, LLC $92,985,000 $49,860,000 -46.4% 4.7%
GUILD MORTGAGE COMPANY $81,515,000 $48,000,000 -41.1% 4.5%
ACADEMY MORTGAGE CORPORATION $60,130,000 $37,795,000 -37.1% 3.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $43,000,000 $32,090,000 -25.4% 3.0%
CALIBER HOME LOANS, INC. $37,865,000 $22,585,000 -40.4% 2.1%
UNITED WHOLESALE MORTGAGE, LLC $28,980,000 $22,345,000 -22.9% 2.1%
TWINSTAR $21,805,000 $20,135,000 -7.7% 1.9%
Olympia Federal Savings & Loan Association $13,610,000 $18,235,000 34.0% 1.7%
Timberland Bank $28,455,000 $17,750,000 -37.6% 1.7%
Boeing Employees Credit Union $15,630,000 $17,080,000 9.3% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $17,745,000 $14,700,000 -17.2% 1.4%
Wells Fargo Bank $22,750,000 $13,070,000 -42.5% 1.2%
Umpqua Bank $15,605,000 $12,705,000 -18.6% 1.2%
Mortgage Research Center, LLC $13,010,000 $12,535,000 -3.7% 1.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $14,835,000 $11,810,000 -20.4% 1.1%
Bank of the Pacific $27,250,000 $11,195,000 -58.9% 1.1%
U.S. Bank $10,190,000 $11,025,000 8.2% 1.0%
LOANDEPOT.COM, LLC $27,575,000 $10,820,000 -60.8% 1.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $15,345,000 $10,725,000 -30.1% 1.0%
1st Security Bank of Washington $19,045,000 $9,530,000 -50.0% 0.9%
WASHINGTON STATE EMPLOYEES Credit Union $10,510,000 $8,730,000 -16.9% 0.8%
MOVEMENT MORTGAGE, LLC $11,575,000 $8,260,000 -28.6% 0.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $12,310,000 $7,820,000 -36.5% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $8,245,000 $7,520,000 -8.8% 0.7%
KeyBank $13,545,000 $7,445,000 -45.0% 0.7%
BROKER SOLUTIONS, INC. $8,630,000 $5,890,000 -31.7% 0.6%
HomeStreet Bank $11,140,000 $5,835,000 -47.6% 0.5%
FINANCE OF AMERICA MORTGAGE LLC $7,310,000 $5,710,000 -21.9% 0.5%
FREEDOM MORTGAGE CORPORATION $19,425,000 $5,375,000 -72.3% 0.5%
JONES LANG LASALLE MULTIFAMILY, LLC $5,265,000 n/a 0.5%
Austin Capital Bank SSB $7,925,000 $5,185,000 -34.6% 0.5%
JPMorgan Chase Bank $8,530,000 $5,090,000 -40.3% 0.5%
MORTGAGE MASTER SERVICE CORPORATION $5,445,000 $5,005,000 -8.1% 0.5%
Flagstar Bank, FSB $6,035,000 $4,865,000 -19.4% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $16,525,000 $4,710,000 -71.5% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $9,645,000 $4,635,000 -51.9% 0.4%
Bank of America $3,365,000 $4,475,000 33.0% 0.4%
Banner Bank $1,895,000 $4,340,000 129.0% 0.4%
Washington Federal Bank $3,790,000 $4,055,000 7.0% 0.4%
BAY EQUITY LLC $4,415,000 $3,985,000 -9.7% 0.4%
NAVY FEDERAL CREDIT UNION $6,250,000 $3,980,000 -36.3% 0.4%
HOME POINT FINANCIAL CORPORATION $6,970,000 $3,935,000 -43.5% 0.4%
AMERISAVE MORTGAGE CORPORATION $7,290,000 $3,650,000 -49.9% 0.3%
O BEE $3,575,000 n/a 0.3%
FIRST TECHNOLOGY $1,295,000 $3,390,000 161.8% 0.3%
First Federal Savings and Loan Association of Port Angeles $3,300,000 n/a 0.3%
NFM, INC. $1,340,000 $3,290,000 145.5% 0.3%
Paramount Residential Mortgage Group, Inc. $5,075,000 $3,280,000 -35.4% 0.3%
Wallick & Volk, Inc. $9,345,000 $3,215,000 -65.6% 0.3%
CORNERSTONE HOME LENDING, INC. $2,765,000 $3,125,000 13.0% 0.3%
MANN FINANCIAL INC. $1,180,000 $3,115,000 164.0% 0.3%
MID AMERICA MORTGAGE, INC. $3,195,000 $3,000,000 -6.1% 0.3%
CMG MORTGAGE, INC. $2,095,000 $2,930,000 39.9% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $675,000 $2,855,000 323.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,630,000 $2,495,000 -5.1% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,555,000 $2,420,000 -46.9% 0.2%
PENNYMAC LOAN SERVICES, LLC $16,655,000 $2,275,000 -86.3% 0.2%
PLANET HOME LENDING, LLC $855,000 $2,185,000 155.6% 0.2%
The Federal Savings Bank $4,100,000 $2,185,000 -46.7% 0.2%
MLD MORTGAGE INC. $2,165,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $4,080,000 $2,160,000 -47.1% 0.2%
First Home Bank $1,575,000 $2,145,000 36.2% 0.2%
Morgan Stanley Private Bank $2,090,000 n/a 0.2%
NBKC BANK $1,205,000 $2,040,000 69.3% 0.2%
Alaska USA Mortgage Company LLC $1,765,000 $1,965,000 11.3% 0.2%
CIVIC FINANCIAL SERVICES, LLC $450,000 $1,935,000 330.0% 0.2%
EVERETT FINANCIAL, INC. $705,000 $1,905,000 170.2% 0.2%
LEADERONE FINANCIAL CORPORATION $5,570,000 $1,875,000 -66.3% 0.2%
SUMMIT FUNDING, INC. $1,200,000 $1,860,000 55.0% 0.2%
GESA $9,730,000 $1,835,000 -81.1% 0.2%
NexBank $285,000 $1,805,000 533.3% 0.2%
LIMA ONE CAPITAL, LLC $175,000 $1,735,000 891.4% 0.2%
First Interstate Bank $425,000 $1,715,000 303.5% 0.2%
REVERSE MORTGAGE FUNDING LLC $400,000 $1,645,000 311.3% 0.2%
Northwest Farm Credit Services, FLCA $730,000 $1,595,000 118.5% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $1,590,000 n/a 0.1%
CANOPY MORTGAGE, LLC $1,565,000 n/a 0.1%
Hometown Lenders, Inc. $1,495,000 $1,510,000 1.0% 0.1%
NEWREZ LLC $9,385,000 $1,475,000 -84.3% 0.1%
MOUNTAIN AMERICA $955,000 $1,435,000 50.3% 0.1%
GUARANTEED RATE, INC. $3,995,000 $1,420,000 -64.5% 0.1%
JMJ FINANCIAL GROUP $445,000 $1,410,000 216.9% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,410,000 $1,385,000 -74.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,095,000 $1,340,000 -36.0% 0.1%
USAA Federal Savings Bank $4,175,000 $1,325,000 -68.3% 0.1%
DIRECTORS MORTGAGE, INC. $1,575,000 $1,320,000 -16.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,820,000 $1,280,000 -29.7% 0.1%
PNC Bank $545,000 $1,265,000 132.1% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,260,000 n/a 0.1%
Washington Trust Bank $265,000 $1,255,000 373.6% 0.1%
AMERICAN ADVISORS GROUP $1,620,000 $1,245,000 -23.1% 0.1%
Carrington Mortgage Services, LLC $1,135,000 $1,230,000 8.4% 0.1%
PHH Mortgage Corporation $560,000 $1,160,000 107.1% 0.1%
Servion, Inc. $2,615,000 $1,145,000 -56.2% 0.1%
Pinnacle Bank $1,125,000 n/a 0.1%
UBS Bank USA $1,970,000 $1,125,000 -42.9% 0.1%
iQ Credit Union $230,000 $1,115,000 384.8% 0.1%
BETTER MORTGAGE CORPORATION $7,700,000 $1,075,000 -86.0% 0.1%
Qualstar Credit Union $830,000 $1,045,000 25.9% 0.1%
Strong Home Mortgage, LLC $705,000 $1,015,000 44.0% 0.1%
CITYWIDE HOME LOANS, LLC $990,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $985,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $340,000 $980,000 188.2% 0.1%
INSPIRE HOME LOANS INC. $945,000 n/a 0.1%
Seattle Metropolitan Credit Union $175,000 $935,000 434.3% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $1,900,000 $930,000 -51.1% 0.1%
VILLAGE CAPITAL MORTGAGE $1,080,000 $910,000 -15.7% 0.1%
AXIA FINANCIAL, LLC $4,480,000 $895,000 -80.0% 0.1%
PRIORITY HOME LENDING, LLC $1,420,000 $885,000 -37.7% 0.1%
America's Credit Union $440,000 $830,000 88.6% 0.1%
First Republic Bank $815,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $4,020,000 $795,000 -80.2% 0.1%
HomePromise Corporation $775,000 n/a 0.1%
Nations Lending Corporation $465,000 $770,000 65.6% 0.1%
Truist $975,000 $745,000 -23.6% 0.1%
Ally Bank $1,195,000 $740,000 -38.1% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $995,000 $700,000 -29.6% 0.1%
Charles Schwab Bank, SSB $715,000 $695,000 -2.8% 0.1%
HighTechLending Inc $695,000 n/a 0.1%
RANLIFE, INC. $1,155,000 $695,000 -39.8% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $390,000 $695,000 78.2% 0.1%
ZILLOW HOME LOANS, LLC $655,000 $695,000 6.1% 0.1%
AMERICAN FINANCING CORPORATION $370,000 $670,000 81.1% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,280,000 $670,000 -47.7% 0.1%
Peoples Bank $1,275,000 $660,000 -48.2% 0.1%
ADVANTIS $640,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $1,165,000 $630,000 -45.9% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,800,000 $625,000 -65.3% 0.1%
T2 FINANCIAL LLC $610,000 n/a 0.1%
KELLER MORTGAGE, LLC $620,000 $595,000 -4.0% 0.1%
LONGBRIDGE FINANCIAL, LLC $820,000 $595,000 -27.4% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $200,000 $590,000 195.0% 0.1%
OnPoint Community Credit Union $355,000 $590,000 66.2% 0.1%
AMCAP MORTGAGE, LTD. $620,000 $585,000 -5.6% 0.1%
GENEVA FINANCIAL, LLC $3,650,000 $585,000 -84.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $580,000 n/a 0.1%
TJC Mortgage, Inc. $1,145,000 $580,000 -49.3% 0.1%
MORTGAGE EXPRESS, LLC $215,000 $570,000 165.1% 0.1%
SOUTHWEST STAGE FUNDING, LLC $570,000 n/a 0.1%
Magnolia Bank $265,000 $560,000 111.3% 0.1%
KITSAP Credit Union $175,000 $555,000 217.1% 0.1%
Bank of the West $1,440,000 $540,000 -62.5% 0.1%
OPEN MORTGAGE, LLC $420,000 $520,000 23.8% 0.0%
Sierra Pacific Mortgage Company, Inc. $145,000 $515,000 255.2% 0.0%
Wyndham Capital Mortgage, Inc. $710,000 $510,000 -28.2% 0.0%
LENDINGHOME FUNDING CORPORATION $595,000 $505,000 -15.1% 0.0%
CRESCENT MORTGAGE COMPANY $510,000 $495,000 -2.9% 0.0%
KBHS HOME LOANS, LLC $485,000 n/a 0.0%
Northpointe Bank $520,000 $475,000 -8.7% 0.0%
SOUND $2,555,000 $475,000 -81.4% 0.0%
SPRING EQ, LLC $110,000 $470,000 327.3% 0.0%
Axos Bank $460,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 $460,000 240.7% 0.0%
Rivermark Community Credit Union $460,000 n/a 0.0%
Equity Prime Mortgage LLC $455,000 n/a 0.0%
Farmers Bank & Trust $1,140,000 $445,000 -61.0% 0.0%
Ameris Bank $435,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,105,000 $430,000 -61.1% 0.0%
CASCADE FEDERAL CREDIT UNION $65,000 $430,000 561.5% 0.0%
SOFI LENDING CORP. $560,000 $415,000 -25.9% 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $705,000 $410,000 -41.8% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $570,000 $410,000 -28.1% 0.0%
Franklin Loan Corporation $405,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $660,000 $405,000 -38.6% 0.0%
The Central Trust Bank $405,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $480,000 $400,000 -16.7% 0.0%
Century Mortgage Company DBA Century Lending Company $395,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $395,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $290,000 $380,000 31.0% 0.0%
V.I.P. MORTGAGE, INC. $375,000 n/a 0.0%
Figure Lending LLC $360,000 $365,000 1.4% 0.0%
Sound Community Bank $365,000 n/a 0.0%
PENINSULA COMMUNITY $355,000 n/a 0.0%
Zions Bancorporation, N.A. $1,140,000 $355,000 -68.9% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $345,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $335,000 n/a 0.0%
Low VA Rates, LLC $335,000 n/a 0.0%
Columbia State Bank $885,000 $325,000 -63.3% 0.0%
Consolidated Federal Credit Union $325,000 n/a 0.0%
Goldwater Bank, N.A. $325,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $545,000 $325,000 -40.4% 0.0%
Plains Commerce Bank $335,000 $325,000 -3.0% 0.0%
SUMMIT MORTGAGE CORPORATION $145,000 $320,000 120.7% 0.0%
UNITED MORTGAGE CORP. $315,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $305,000 n/a 0.0%
Peoples Bank $1,275,000 $305,000 -76.1% 0.0%
Stifel Bank and Trust $305,000 n/a 0.0%
ALLIANT CREDIT UNION $500,000 $295,000 -41.0% 0.0%
First Guaranty Mortgage Corporation $570,000 $295,000 -48.2% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $2,770,000 $295,000 -89.4% 0.0%
UNIFY FINANCIAL Credit Union $295,000 n/a 0.0%
Cashmere Valley Bank $285,000 n/a 0.0%
The Bank of New Glarus $265,000 $285,000 7.5% 0.0%
BELEM SERVICING LLC $275,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $670,000 $275,000 -59.0% 0.0%
Gateway First Bank $660,000 $265,000 -59.8% 0.0%
NEXERA HOLDING LLC $1,740,000 $265,000 -84.8% 0.0%
PENRITH HOME LOANS LLC $1,395,000 $265,000 -81.0% 0.0%
Waterstone Mortgage Corporation $265,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,335,000 $260,000 -80.5% 0.0%
Bank of England $580,000 $255,000 -56.0% 0.0%
Commerce Home Mortgage, Inc. $735,000 $255,000 -65.3% 0.0%
Prosperity Home Mortgage, LLC $175,000 $255,000 45.7% 0.0%
WINGS FINANCIAL $255,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $250,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $245,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $135,000 $245,000 81.5% 0.0%
HARBORSTONE $240,000 n/a 0.0%
HomeTrust Bank $240,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,685,000 $235,000 -86.1% 0.0%
LADERA LENDING, INC. $1,330,000 $235,000 -82.3% 0.0%
VERITAS FUNDING, LLC $890,000 $235,000 -73.6% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $330,000 $230,000 -30.3% 0.0%
Broadway National Bank $225,000 n/a 0.0%
Pacific NW Federal Credit Union $215,000 $225,000 4.7% 0.0%
M&T Bank $380,000 $220,000 -42.1% 0.0%
Arvest Bank $265,000 $215,000 -18.9% 0.0%
Evolve Bank & Trust $215,000 n/a 0.0%
GSF Mortgage Corporation $1,115,000 $215,000 -80.7% 0.0%
Ixonia Bank $215,000 n/a 0.0%
Citadel Servicing Corporation $405,000 $205,000 -49.4% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $205,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,110,000 $205,000 -81.5% 0.0%
AmeriHome Mortgage Company, LLC $610,000 $195,000 -68.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $245,000 $195,000 -20.4% 0.0%
Amerifirst Financial, Inc. $135,000 $185,000 37.0% 0.0%
SAMMAMISH MORTGAGE COMPANY $870,000 $185,000 -78.7% 0.0%
RELIANCE FIRST CAPITAL, LLC $500,000 $175,000 -65.0% 0.0%
The Huntington National Bank $175,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $175,000 n/a 0.0%
Discover Bank $465,000 $170,000 -63.4% 0.0%
Armed Forces Bank $165,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $775,000 $155,000 -80.0% 0.0%
MICHIGAN MUTUAL, INC. $490,000 $155,000 -68.4% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $505,000 $155,000 -69.3% 0.0%
SALAL $290,000 $135,000 -53.4% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $125,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $340,000 $125,000 -63.2% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,760,000 $115,000 -93.5% 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $245,000 $115,000 -53.1% 0.0%
Alaska USA Federal Credit Union $1,945,000 $110,000 -94.3% 0.0%
DATA MORTGAGE, INC. $105,000 n/a 0.0%
MUFG Union Bank $430,000 $105,000 -75.6% 0.0%
Potlatch No. 1 Financial Credit Union $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.0%
UNIVERSITY CREDIT UNION $95,000 n/a 0.0%
21ST MORTGAGE CORPORATION $495,000 $75,000 -84.8% 0.0%
NUMERICA CREDIT UNION $75,000 n/a 0.0%
LANTZMAN MANAGEMENT, INC. $135,000 $55,000 -59.3% 0.0%
SPOKANE TEACHERS $2,075,000 $50,000 -97.6% 0.0%
Lakeview Community Capital, LLC $450,000 $35,000 -92.2% 0.0%
RED CANOE CREDIT UNION $135,000 $35,000 -74.1% 0.0%

Aberdeen's top lender by overall market share is VERITY, with 33.8% market share. In second place, with 4.7%, is QUICKEN LOANS, LLC, having originated $49,860,000 in loans. In third place, with 4.5%, is GUILD MORTGAGE COMPANY, having originated $48,000,000 in loans. In fourth place, with 3.6%, is ACADEMY MORTGAGE CORPORATION, having originated $37,795,000 in loans. In fifth place, with 3.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $32,090,000 in loans.


Aberdeen Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $211,175 (22.3%) $250,115 (17.0%) 0.00 290
2018-02-01 $218,625 (21.2%) $258,403 (19.4%) 0.00 285
2018-03-01 $219,450 (19.1%) $258,236 (16.0%) 0.00 297
2018-04-01 $217,975 (14.8%) $254,980 (13.3%) 0.00 310
2018-05-01 $222,500 (12.8%) $253,732 (9.3%) 0.00 327
2018-06-01 $220,950 (13.3%) $259,299 (12.6%) 0.00 376
2018-07-01 $222,450 (11.3%) $263,212 (13.3%) 0.00 412
2018-08-01 $224,900 (12.5%) $269,044 (16.3%) 0.00 411
2018-09-01 $229,900 (15.0%) $274,161 (15.5%) 0.00 398
2018-10-01 $233,700 (15.4%) $270,868 (10.5%) 0.00 380
2018-11-01 $231,875 (12.2%) $264,402 (6.3%) 0.00 357
2018-12-01 $227,500 (13.8%) $260,714 (6.7%) 0.00 322
2019-01-01 $228,400 (8.2%) $261,024 (4.4%) 0.00 271
2019-02-01 $230,625 (5.5%) $265,159 (2.6%) 0.00 274
2019-03-01 $236,386 (7.7%) $273,092 (5.8%) 0.00 283
2019-04-01 $245,575 (12.7%) $284,749 (11.7%) 0.00 294
2019-05-01 $250,925 (12.8%) $299,607 (18.1%) 0.00 293
2019-06-01 $244,000 (10.4%) $288,103 (11.1%) 0.00 334
2019-07-01 $247,000 (11.0%) $292,809 (11.2%) 0.00 373
2019-08-01 $246,955 (9.8%) $290,665 (8.0%) 0.00 387
2019-09-01 $243,886 (6.1%) $284,888 (3.9%) 0.00 394
2019-10-01 $240,750 (3.0%) $279,150 (3.1%) 0.00 393
2019-11-01 $247,500 (6.7%) $277,023 (4.8%) 0.00 356
2019-12-01 $244,920 (7.7%) $266,975 (2.4%) 0.00 318
2020-01-01 $244,950 (7.3%) $268,658 (2.9%) 0.00 295
2020-02-01 $245,900 (6.6%) $265,533 (0.1%) 0.00 280
2020-03-01 $249,700 (5.6%) $271,197 (-0.7%) 0.00 275
2020-04-01 $255,913 (4.2%) $279,665 (-1.8%) 0.00 275
2020-05-01 $259,000 (3.2%) $282,140 (-5.8%) 0.00 266
2020-06-01 $263,800 (8.1%) $292,119 (1.4%) 0.00 250
2020-07-01 $265,000 (7.3%) $301,461 (3.0%) 0.00 258
2020-08-01 $262,500 (6.3%) $307,697 (5.9%) 0.00 251
2020-09-01 $262,500 (7.6%) $322,154 (13.1%) 0.00 233
2020-10-01 $266,250 (10.6%) $331,807 (18.9%) 0.00 209
2020-11-01 $274,450 (10.9%) $355,326 (28.3%) 0.00 139
2020-12-01 $284,900 (16.3%) $365,565 (36.9%) 0.00 123
2021-01-01 $284,450 (16.1%) $374,981 (39.6%) 0.00 88
2021-02-01 $286,725 (16.6%) $384,803 (44.9%) 0.00 82
2021-03-01 $287,450 (15.1%) $369,020 (36.1%) 0.00 85
2021-04-01 $304,725 (19.1%) $375,025 (34.1%) 0.00 83
2021-05-01 $349,000 (34.8%) $404,953 (43.5%) 0.00 120
2021-06-01 $369,900 (40.2%) $432,113 (47.9%) 0.00 142
2021-07-01 $350,000 (32.1%) $414,109 (37.4%) 0.00 186
2021-08-01 $359,725 (37.0%) $429,415 (39.6%) 0.00 198
2021-09-01 $362,500 (38.1%) $430,809 (33.7%) 0.00 211
2021-10-01 $382,450 (43.6%) $439,837 (32.6%) 0.00 192
2021-11-01 $381,225 (38.9%) $428,253 (20.5%) 0.00 166
2021-12-01 $384,475 (35.0%) $422,335 (15.5%) 0.00 151
2022-01-01 $389,000 (36.8%) $419,102 (11.8%) 0.00 134
2022-02-01 $390,975 (36.4%) $419,436 (9.0%) 0.00 131
2022-03-01 $404,800 (40.8%) $455,395 (23.4%) 0.00 153
2022-04-01 $419,900 (37.8%) $468,138 (24.8%) 0.00 157
2022-05-01 $406,175 (16.4%) $451,880 (11.6%) 0.00 199
2022-06-01 $411,950 (11.4%) $453,658 (5.0%) 0.00 262
2022-07-01 $405,000 (15.7%) $449,331 (8.5%) 0.00 345
2022-08-01 $399,999 (11.2%) $446,820 (4.1%) 0.00 357
2022-09-01 $399,450 (10.2%) $438,597 (1.8%) 0.00 346
2022-10-01 $395,900 (3.5%) $425,327 (-3.3%) 0.00 331
2022-11-01 $389,000 (2.0%) $405,943 (-5.2%) 0.00 288
2022-12-01 $399,000 (3.8%) $411,132 (-2.7%) 0.00 245
2023-01-01 $399,900 (2.8%) $422,443 (0.8%) 0.00 235
2023-02-01 $399,962 (2.3%) $421,462 (0.5%) 0.00 219
2023-03-01 $412,500 (1.9%) $440,905 (-3.2%) 0.00 213
2023-04-01 $410,000 (-2.4%) $448,393 (-4.2%) 0.00 216
2023-05-01 $410,000 (0.9%) $445,827 (-1.3%) 0.00 240
2023-06-01 $415,475 (0.9%) $466,707 (2.9%) 0.00 273
2023-07-01 $419,000 (3.5%) $500,301 (11.3%) 0.00 328
2023-08-01 $407,438 (1.9%) $487,050 (9.0%) 0.00 341
Aberdeen's median listing price for 2023-08-01 was $407,438, a difference of $7,439 (1.9%) versus the prior year and $-11,562 versus the prior month.

Aberdeen's median listing price comes in at 0% of the national average.

Aberdeen's average listing price for 2023-08-01 was $487,050, a difference of $40,230 (9.0%) versus the prior year and $-13,251 versus the prior month.

For the 2023-08-01 period, Aberdeen had 341 MLS listings, a difference of 13 listings (4%) versus the prior month and -16 listings (-4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,499 sqft
2018-02-01 0 days 1,514 sqft
2018-03-01 0 days 1,506 sqft
2018-04-01 0 days 1,479 sqft
2018-05-01 0 days 1,504 sqft
2018-06-01 0 days 1,516 sqft
2018-07-01 0 days 1,489 sqft
2018-08-01 0 days 1,534 sqft
2018-09-01 0 days 1,553 sqft
2018-10-01 0 days 1,544 sqft
2018-11-01 0 days 1,501 sqft
2018-12-01 0 days 1,490 sqft
2019-01-01 0 days 1,488 sqft
2019-02-01 0 days 1,505 sqft
2019-03-01 0 days 1,510 sqft
2019-04-01 0 days 1,509 sqft
2019-05-01 0 days 1,496 sqft
2019-06-01 0 days 1,467 sqft
2019-07-01 0 days 1,488 sqft
2019-08-01 0 days 1,501 sqft
2019-09-01 0 days 1,521 sqft
2019-10-01 0 days 1,510 sqft
2019-11-01 0 days 1,491 sqft
2019-12-01 0 days 1,456 sqft
2020-01-01 0 days 1,466 sqft
2020-02-01 0 days 1,456 sqft
2020-03-01 0 days 1,416 sqft
2020-04-01 0 days 1,417 sqft
2020-05-01 0 days 1,440 sqft
2020-06-01 0 days 1,456 sqft
2020-07-01 0 days 1,479 sqft
2020-08-01 0 days 1,507 sqft
2020-09-01 0 days 1,517 sqft
2020-10-01 0 days 1,527 sqft
2020-11-01 0 days 1,434 sqft
2020-12-01 0 days 1,445 sqft
2021-01-01 0 days 1,440 sqft
2021-02-01 0 days 1,499 sqft
2021-03-01 0 days 1,487 sqft
2021-04-01 0 days 1,546 sqft
2021-05-01 0 days 1,527 sqft
2021-06-01 0 days 1,513 sqft
2021-07-01 0 days 1,532 sqft
2021-08-01 0 days 1,543 sqft
2021-09-01 0 days 1,504 sqft
2021-10-01 0 days 1,520 sqft
2021-11-01 0 days 1,483 sqft
2021-12-01 0 days 1,489 sqft
2022-01-01 0 days 1,416 sqft
2022-02-01 0 days 1,364 sqft
2022-03-01 0 days 1,444 sqft
2022-04-01 0 days 1,444 sqft
2022-05-01 0 days 1,454 sqft
2022-06-01 0 days 1,442 sqft
2022-07-01 0 days 1,472 sqft
2022-08-01 0 days 1,487 sqft
2022-09-01 0 days 1,484 sqft
2022-10-01 0 days 1,484 sqft
2022-11-01 0 days 1,457 sqft
2022-12-01 0 days 1,440 sqft
2023-01-01 0 days 1,436 sqft
2023-02-01 0 days 1,461 sqft
2023-03-01 0 days 1,438 sqft
2023-04-01 0 days 1,484 sqft
2023-05-01 0 days 1,477 sqft
2023-06-01 0 days 1,522 sqft
2023-07-01 0 days 1,500 sqft
2023-08-01 0 days 1,514 sqft
Aberdeen's median listing age (time on market) for 2023-08-01 was 0 days.

Aberdeen's median square footage for active listings during the 2023-08-01 period was 1,514 sqft. One year prior, the average listing was 1,487 sqft.

Aberdeen, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,483 $460,175,000 $310,300
Cash Out Refi 621 $154,105,000 $248,156
Refi 247 $299,645,000 $1,213,138
Home Improvement 210 $130,210,000 $620,048
Other 162 $20,160,000 $124,444

Aberdeen's most frequently cited loan purpose was Home Purchase, with 1,483 originations. The 2nd most popular reason was Cash Out Refi, with 621 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 666 $437,510,000 $656,922
3-4% 617 $163,185,000 $264,481
4-5% 596 $280,020,000 $469,832
6-7% 382 $100,820,000 $263,927
2.5-3% 144 $34,650,000 $240,625
<2.5% 121 $12,745,000 $105,331
7-8% 113 $24,295,000 $215,000
Over 8% 59 $8,135,000 $137,881

During 2022, Aberdeen's most frequently originated rate bucket was 5-6%, with 666 originations.

Loan Sizing (Aberdeen, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,315 $378,335,000 $287,707
$100k-200k 578 $88,070,000 $152,370
$100,000 or less 449 $21,855,000 $48,675
$400k-600k 286 $134,800,000 $471,329
$600k-1000k 76 $54,020,000 $710,789
$Over $1MM 19 $387,215,000 $20,379,737

Aberdeen's loan sizing saw the bucket of loans from $200k-400k with 1,315 originations, totaling $378,335,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 901 $296,525,000 $329,107
60-80% 773 $251,885,000 $325,854
40-60% 378 $85,470,000 $226,111
Under 20% 338 $15,300,000 $45,266
20-40% 272 $33,170,000 $121,949
Over 100% 40 $375,890,000 $9,397,250

Aberdeen's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 901 originations, totaling $296,525,000 in origination value.