Aberdeen Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Aberdeen averaged 6.07% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.84% and one month ago for the week of 2022-05-19, the average rate was 5.41%.

Aberdeen's average rate one year ago was 3.28%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.14%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Aberdeen 30 Year Fixed Rate 2022-06-23 6.07%
Aberdeen 30 Year Fixed Rate Refi 2022-06-23 6.14%
Aberdeen 15 Year Fixed Rate 2022-06-23 5.27%
Aberdeen 15 Year Fixed Rate Refi 2022-06-23 4.97%
Aberdeen 30 Year FHA 2022-06-23 0.23%
Aberdeen 30 Year FHA Refi 2022-06-23 0.22%
Aberdeen 30 Year USDA 2022-06-23 0.13%
Aberdeen 30 Year USDA Refi 2022-06-23 0.14%
Aberdeen 30 Year VA 2022-06-23 0.26%
Aberdeen 30 Year VA Refi 2022-06-23 -0.17%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Aberdeen, WA.

Aberdeen Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Aberdeen, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 237 3.10% $5,421
GUILD MORTGAGE COMPANY 187 3.30% $4,800
ACADEMY MORTGAGE CORPORATION 131 3.21% $5,857
CALIBER HOME LOANS, INC. 83 3.26% $4,562
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 82 3.24% $5,178
Bank of the Pacific 73 2.84% $3,615
Timberland Bank 69 3.10% $5,101
LOANDEPOT.COM, LLC 56 2.99% $5,497
Wells Fargo Bank 53 3.15% $4,327
UNITED WHOLESALE MORTGAGE, LLC 52 2.98% $5,046
TWINSTAR 51 3.15% $3,459
1st Security Bank of Washington 45 3.18% $4,305
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 37 3.20% $5,763
KeyBank 36 3.09% $2,776
PREMIER MORTGAGE RESOURCES, L.L.C. 36 3.34% $5,666
PRIMARY RESIDENTIAL MORTGAGE, INC. 33 3.24% $4,477
WASHINGTON STATE EMPLOYEES Credit Union 30 3.04% $3,569
Boeing Employees Credit Union 29 3.11% $3,335
Wallick & Volk, Inc. 29 3.31% $5,402
MOVEMENT MORTGAGE, LLC 26 3.13% $4,778
CROSSCOUNTRY MORTGAGE, LLC 25 3.28% $5,559
PENNYMAC LOAN SERVICES, LLC 25 3.23% $5,565
HOMEBRIDGE FINANCIAL SERVICES, INC. 25 3.15% $6,691
HomeStreet Bank 23 3.11% $4,622
Umpqua Bank 22 3.16% $4,618
BETTER MORTGAGE CORPORATION 21 3.07% $2,721
JPMorgan Chase Bank 21 3.11% $3,306
Austin Capital Bank SSB 21 3.17% $5,680
FINANCE OF AMERICA MORTGAGE LLC 20 3.26% $4,424
Mr. Cooper ( Nationstar Mortgage ) 19 3.31% $5,130
U.S. Bank 18 2.94% $4,815
Flagstar Bank, FSB 18 3.20% $4,161
BROKER SOLUTIONS, INC. 18 3.14% $4,973
LEADERONE FINANCIAL CORPORATION 17 3.21% $4,009
AMERICAN PACIFIC MORTGAGE CORPORATION 15 3.31% $5,294
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.27% $5,048
AMERISAVE MORTGAGE CORPORATION 15 2.92% $5,057
HOME POINT FINANCIAL CORPORATION 14 3.00% $3,358
MORTGAGE MASTER SERVICE CORPORATION 13 3.34% $4,838
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 12 3.31% $5,470
NEWREZ LLC 11 3.17% $3,673
BAY EQUITY LLC 10 3.23% $6,422
AXIA FINANCIAL, LLC 10 3.14% $3,481
GUARANTEED RATE, INC. 10 3.15% $4,142
MUTUAL OF OMAHA MORTGAGE, INC. 9 3.04% $4,050
FREEDOM MORTGAGE CORPORATION 9 3.28% $2,799
Servion, Inc. 8 3.31% $4,648
GENEVA FINANCIAL, LLC 8 3.42% $5,015
SOUND 8 2.83% $3,194
Bank of America 7 3.00% $4,168
Alaska USA Federal Credit Union 6 3.19% $4,390
LENDUS, LLC 6 3.23% $5,219
NFM, INC. 6 3.42% $5,505
CORNERSTONE HOME LENDING, INC. 6 2.98% $5,308
NAVY FEDERAL CREDIT UNION 6 2.96% $2,920
Alaska USA Mortgage Company LLC 6 3.19% $4,390
Paramount Residential Mortgage Group, Inc. 6 3.33% $4,016
Olympia Federal Savings & Loan Association 5 3.28% $5,126
LENOX FINANCIAL MORTGAGE CORPORATION 5 3.45% $5,714
North American Savings Bank, F.S.B. 5 3.10% $1,853
AMERICAN FINANCIAL NETWORK, INC. 4 3.28% $7,528
Carrington Mortgage Services, LLC 4 3.22% $4,289
CELEBRITY HOME LOANS, LLC 4 3.37% $5,109
NETWORK CAPITAL FUNDING CORPORATION 4 3.19% $5,903
LADERA LENDING, INC. 4 3.00% $3,266
PLAZA HOME MORTGAGE, INC. 4 3.75% $7,357
Hometown Lenders, Inc. 4 3.37% $7,211
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 3.34% $4,357
Discover Bank 3 4.50% $0
GESA 3 3.08% $4,769
The Federal Savings Bank 3 3.21% $8,428
Ally Bank 3 3.25% $3,826
CMG MORTGAGE, INC. 3 3.21% $6,231
FIRST TECHNOLOGY 3 2.96% $3,570
Strong Home Mortgage, LLC 3 3.08% $1,674
Mortgage Research Center, LLC 3 2.91% $4,562
GSF Mortgage Corporation 3 3.33% $9,411
MANN FINANCIAL INC. 3 3.38% $4,079
PROVIDENT FUNDING ASSOCIATES, L.P. 3 2.92% $4,475
CHURCHILL MORTGAGE CORPORATION 3 3.54% $7,363
DIRECTORS MORTGAGE, INC. 3 3.45% $5,745
PENTAGON FEDERAL CREDIT UNION 3 2.83% $2,201
Washington Federal Bank 3 3.63% $6,087
PENRITH HOME LOANS LLC 3 3.00% $4,352
SAMMAMISH MORTGAGE COMPANY 3 3.58% $4,694
HOMESIDE FINANCIAL, LLC 3 2.83% $4,644
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 3.88% $16,538
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.19% $3,986
SALAL 2 3.25% $3,092
First Guaranty Mortgage Corporation 2 3.00% $2,861
SECURITYNATIONAL MORTGAGE COMPANY 2 3.06% $4,006
First Interstate Bank 2 3.13% $2,754
Gateway First Bank 2 2.94% $1,087
RANLIFE, INC. 2 3.19% $5,532
Qualstar Credit Union 2 4.44% $3,458
TJC Mortgage, Inc. 2 2.88% $4,334
Truist Bank 2 3.06% $5,408
UBS Bank USA 2 2.63% $5,797
EVERETT FINANCIAL, INC. 2 3.56% $2,748
UNION HOME MORTGAGE CORP. 2 3.50% $3,259
ENVOY MORTGAGE, LTD 2 3.31% $5,043
Peoples Bank 2 3.38% $7,758
EMM LOANS LLC 2 2.69% $8,582
Wyndham Capital Mortgage, Inc. 2 2.88% $4,013
ZILLOW HOME LOANS, LLC 2 3.38% $4,898
KELLER MORTGAGE, LLC 2 3.00% $2,231
Northwest Farm Credit Services, FLCA 2 3.85% $7,417
AmeriHome Mortgage Company, LLC 2 3.50% $3,869
Loan Simple, Inc. 2 3.75% $4,189
LPMC, LLC 2 3.19% $3,421
CRESCENT MORTGAGE COMPANY 2 2.93% $2,462
MEGASTAR FINANCIAL CORP. 2 3.06% $4,073
MICHIGAN MUTUAL, INC. 2 3.44% $3,438
ROYAL UNITED MORTGAGE LLC 2 3.13% $8,550
CU HOME MORTGAGE SOLUTIONS, LLC 2 2.81% $3,750
NATIONS DIRECT MORTGAGE, LLC 2 2.88% $4,412
NBKC BANK 2 3.13% $2,483
Zions Bancorporation, N.A. 1 2.63% $1,274
ACCELERATE MORTGAGE, LLC 1 3.38% $9,412
ALLIANT CREDIT UNION 1 3.25% $4,349
AMCAP MORTGAGE, LTD. 1 3.50% $3,440
AMERICAN FINANCING CORPORATION 1 2.75% $3,417
America's Credit Union 1 2.74% $3,760
ANGEL OAK HOME LOANS LLC 1 4.13% $4,061
Bank of England 1 3.13% $7,601
Banner Bank 1 3.25% $3,666
BNC National Bank 1 3.13% $3,830
BOKF 1 2.88% $2,134
Cf Bank 1 2.63% $8,647
Charles Schwab Bank, SSB 1 2.13% $5,199
Citizens Bank 1 2.75% $14,526
City National Bank 1 2.46% $5,582
Colonial Savings, F.A. 1 3.25% $2,768
COLUMBIA COMMUNITY CREDIT UNION 1 2.88% $4,085
COUNTRYPLACE MORTGAGE, LTD. 1 3.25% $5,951
DAS Acquisition Company, LLC 1 2.88% $9,398
DHI MORTGAGE COMPANY, LTD. 1 2.75% $1,329
FBC MORTGAGE, LLC 1 3.38% $6,317
FIBRE FEDERAL CREDIT UNION 1 2.94% $8,255
First Bank 1 3.00% $3,495
First-Citizens Bank & Trust Company 1 2.75% $4,458
FIRST COLONY MORTGAGE CORPORATION 1 2.75% $7,100
First Federal Bank 1 3.25% $6,800
First Home Bank 1 4.75% $4,309
First Savings Bank 1 2.50% $3,567
Glacier Bank 1 3.13% $6,873
InterContinental Capital Group, Inc 1 3.88% $3,938
JMJ FINANCIAL GROUP 1 3.25% $2,991
KITSAP Credit Union 1 3.38% $3,890
LAKEVIEW LOAN SERVICING, LLC 1 3.25% $975
LAND HOME FINANCIAL SERVICES, INC. 1 3.38% $4,117
LIBERTY HOME MORTGAGE CORPORATION 1 2.88% $7,686
Manufacturers and Traders Trust Company 1 3.13% $3,906
MID AMERICA MORTGAGE, INC. 1 4.50% $7,179
MORIA DEVELOPMENT, INC. 1 3.25% $3,752
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.88% $6,348
MOUNTAIN AMERICA 1 2.88% $8,192
MUFG Union Bank 1 3.13% $4,248
NBH Bank 1 3.00% $3,542
Neighborhood Loans, Inc. 1 2.88% $3,034
NexBank 1 2.63% $4,200
NEXERA HOLDING LLC 1 2.75% $2,957
Northpointe Bank 1 3.50% $5,799
NuVision Federal Credit Union 1 2.88% $4,811
OAKTREE FUNDING CORP. 1 5.38% $16,038
OnPoint Community Credit Union 1 3.38% $3,048
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.38% $4,606
PLUS RELOCATION MORTGAGE, LLC 1 3.25% $4,084
PNC Bank 1 3.25% $3,641
PRIORITY HOME LENDING, LLC 1 3.13% $7,050
Prosperity Home Mortgage, LLC 1 3.00% $2,655
Quontic Bank 1 5.75% $18,734
RED CANOE CREDIT UNION 1 3.38% $6,462
RELIANCE FIRST CAPITAL, LLC 1 3.13% $14,215
Reliant Bank 1 3.63% $15,471
Republic Bank & Trust Company 1 3.00% $2,088
RESIDENTIAL BANCORP. 1 3.38% $3,523
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.63% $6,826
S1L, Inc. 1 3.63% $5,212
Seattle Metropolitan Credit Union 1 3.00% $3,639
Sierra Pacific Mortgage Company, Inc. 1 2.88% $2,840
SOFI LENDING CORP. 1 3.00% $3,713
Solarity Credit Union 1 2.75% $2,539
SOVEREIGN LENDING GROUP INCORPORATED 1 3.25% $3,251
SPOKANE TEACHERS 1 2.75% $4,198
STEARNS LENDING, LLC 1 2.50% $3,164
SUMMIT FUNDING, INC. 1 3.38% $5,625
SUMMIT MORTGAGE CORPORATION 1 3.25% $5,160
SUN WEST MORTGAGE COMPANY, INC. 1 3.13% $4,037
TIAA, FSB 1 3.38% $7,119
Unitus Community Credit Union 1 3.13% $2,865
USAA Federal Savings Bank 1 3.25% $2,410
VERITY 1 2.88% $3,930
Victorian Finance, LLC 1 3.38% $3,436
Washington Trust Bank 1 2.75% $4,466
Watermark Capital, Inc. 1 2.75% $2,691
WESTWOOD MORTGAGE, INC. 1 3.13% $3,843
Wheatland Bank 1 3.00% $5,303

Aberdeen, WA's 198 lenders originated 4,498 loans during 2021. The total origination value was $1,055,060,000, with an average loan value of $234,562.

The top Aberdeen lender as defined by loan originations is QUICKEN LOANS, LLC, with 237 loans originated. Their average total fees are $5,421, which is $622 higher than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Aberdeen lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION ($2,721), KeyBank ($2,776), JPMorgan Chase Bank ($3,306), Boeing Employees Credit Union ($3,335) and HOME POINT FINANCIAL CORPORATION ($3,358).

The lowest rate Aberdeen lenders (with over 10 loans originated) are Bank of the Pacific (2.84%), AMERISAVE MORTGAGE CORPORATION (2.92%), U.S. Bank (2.94%), UNITED WHOLESALE MORTGAGE, LLC (2.98%) and LOANDEPOT.COM, LLC (2.99%).

Aberdeen, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $79,545,000 $92,985,000 16.9% 8.8%
GUILD MORTGAGE COMPANY $66,185,000 $81,515,000 23.2% 7.7%
ACADEMY MORTGAGE CORPORATION $49,365,000 $60,130,000 21.8% 5.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $24,055,000 $43,000,000 78.8% 4.1%
CALIBER HOME LOANS, INC. $26,885,000 $37,865,000 40.8% 3.6%
UNITED WHOLESALE MORTGAGE, LLC $16,735,000 $28,980,000 73.2% 2.7%
Timberland Bank $27,010,000 $28,455,000 5.3% 2.7%
LOANDEPOT.COM, LLC $15,245,000 $27,575,000 80.9% 2.6%
Bank of the Pacific $40,660,000 $27,250,000 -33.0% 2.6%
Wells Fargo Bank $14,020,000 $22,750,000 62.3% 2.2%
TWINSTAR $24,930,000 $21,805,000 -12.5% 2.1%
FREEDOM MORTGAGE CORPORATION $22,425,000 $19,425,000 -13.4% 1.8%
1st Security Bank of Washington $15,250,000 $19,045,000 24.9% 1.8%
CROSSCOUNTRY MORTGAGE, LLC $7,855,000 $17,745,000 125.9% 1.7%
PENNYMAC LOAN SERVICES, LLC $9,820,000 $16,655,000 69.6% 1.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $21,560,000 $16,525,000 -23.4% 1.6%
Boeing Employees Credit Union $13,640,000 $15,630,000 14.6% 1.5%
Umpqua Bank $10,725,000 $15,605,000 45.5% 1.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $8,870,000 $15,345,000 73.0% 1.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $14,720,000 $14,835,000 0.8% 1.4%
Olympia Federal Savings & Loan Association $11,640,000 $13,610,000 16.9% 1.3%
KeyBank $10,420,000 $13,545,000 30.0% 1.3%
Mortgage Research Center, LLC $9,760,000 $13,010,000 33.3% 1.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $8,980,000 $12,310,000 37.1% 1.2%
MOVEMENT MORTGAGE, LLC $11,980,000 $11,575,000 -3.4% 1.1%
HomeStreet Bank $6,815,000 $11,140,000 63.5% 1.1%
WASHINGTON STATE EMPLOYEES Credit Union $7,050,000 $10,510,000 49.1% 1.0%
U.S. Bank $6,490,000 $10,190,000 57.0% 1.0%
GESA $345,000 $9,730,000 2,720.3% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $6,700,000 $9,645,000 44.0% 0.9%
NEWREZ LLC $3,205,000 $9,385,000 192.8% 0.9%
Wallick & Volk, Inc. $11,780,000 $9,345,000 -20.7% 0.9%
BROKER SOLUTIONS, INC. $14,800,000 $8,630,000 -41.7% 0.8%
JPMorgan Chase Bank $7,155,000 $8,530,000 19.2% 0.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $7,925,000 $8,245,000 4.0% 0.8%
Austin Capital Bank SSB $375,000 $7,925,000 2,013.3% 0.8%
BETTER MORTGAGE CORPORATION $2,775,000 $7,700,000 177.5% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $6,085,000 $7,310,000 20.1% 0.7%
AMERISAVE MORTGAGE CORPORATION $3,970,000 $7,290,000 83.6% 0.7%
HOME POINT FINANCIAL CORPORATION $2,095,000 $6,970,000 232.7% 0.7%
NAVY FEDERAL CREDIT UNION $4,590,000 $6,250,000 36.2% 0.6%
Flagstar Bank, FSB $8,060,000 $6,035,000 -25.1% 0.6%
LEADERONE FINANCIAL CORPORATION $5,720,000 $5,570,000 -2.6% 0.5%
MORTGAGE MASTER SERVICE CORPORATION $1,850,000 $5,445,000 194.3% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,780,000 $5,410,000 94.6% 0.5%
Paramount Residential Mortgage Group, Inc. $3,720,000 $5,075,000 36.4% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,690,000 $4,555,000 69.3% 0.4%
AXIA FINANCIAL, LLC $3,125,000 $4,480,000 43.4% 0.4%
BAY EQUITY LLC $4,990,000 $4,415,000 -11.5% 0.4%
USAA Federal Savings Bank $4,545,000 $4,175,000 -8.1% 0.4%
The Federal Savings Bank $4,690,000 $4,100,000 -12.6% 0.4%
LAKEVIEW LOAN SERVICING, LLC $4,125,000 $4,080,000 -1.1% 0.4%
NEW DAY FINANCIAL, LLC $2,045,000 $4,020,000 96.6% 0.4%
GUARANTEED RATE, INC. $1,045,000 $3,995,000 282.3% 0.4%
Washington Federal Bank $2,165,000 $3,790,000 75.1% 0.4%
GENEVA FINANCIAL, LLC $340,000 $3,650,000 973.5% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $3,615,000 $3,600,000 -0.4% 0.3%
Bank of America $3,625,000 $3,365,000 -7.2% 0.3%
MID AMERICA MORTGAGE, INC. $1,710,000 $3,195,000 86.8% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $2,495,000 $2,770,000 11.0% 0.3%
CORNERSTONE HOME LENDING, INC. $2,835,000 $2,765,000 -2.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,190,000 $2,630,000 20.1% 0.2%
Servion, Inc. $660,000 $2,615,000 296.2% 0.2%
SOUND $1,950,000 $2,555,000 31.0% 0.2%
LENDUS, LLC $720,000 $2,330,000 223.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $540,000 $2,095,000 288.0% 0.2%
CMG MORTGAGE, INC. $3,270,000 $2,095,000 -35.9% 0.2%
SPOKANE TEACHERS $490,000 $2,075,000 323.5% 0.2%
UBS Bank USA $1,970,000 n/a 0.2%
Alaska USA Federal Credit Union $55,000 $1,945,000 3,436.4% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $4,485,000 $1,900,000 -57.6% 0.2%
Banner Bank $3,155,000 $1,895,000 -39.9% 0.2%
HOMEXPRESS MORTGAGE CORP. $1,820,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $370,000 $1,800,000 386.5% 0.2%
Alaska USA Mortgage Company LLC $2,035,000 $1,765,000 -13.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $730,000 $1,760,000 141.1% 0.2%
NEXERA HOLDING LLC $355,000 $1,740,000 390.1% 0.2%
Barrington Bank & Trust Company, N.A. $1,530,000 $1,685,000 10.1% 0.2%
CELEBRITY HOME LOANS, LLC $1,630,000 n/a 0.2%
AMERICAN ADVISORS GROUP $535,000 $1,620,000 202.8% 0.2%
DIRECTORS MORTGAGE, INC. $1,020,000 $1,575,000 54.4% 0.1%
First Home Bank $1,820,000 $1,575,000 -13.5% 0.1%
Hometown Lenders, Inc. $1,355,000 $1,495,000 10.3% 0.1%
Bank of the West $1,285,000 $1,440,000 12.1% 0.1%
PRIORITY HOME LENDING, LLC $1,405,000 $1,420,000 1.1% 0.1%
PENRITH HOME LOANS LLC $1,395,000 n/a 0.1%
TRISTAR FINANCE, INC. $1,385,000 n/a 0.1%
North American Savings Bank, F.S.B. $960,000 $1,355,000 41.1% 0.1%
NFM, INC. $540,000 $1,340,000 148.1% 0.1%
PLAZA HOME MORTGAGE, INC. $435,000 $1,340,000 208.0% 0.1%
TIAA, FSB $1,340,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $375,000 $1,335,000 256.0% 0.1%
Quontic Bank $1,335,000 n/a 0.1%
LADERA LENDING, INC. $575,000 $1,330,000 131.3% 0.1%
First Financial Northwest Bank $1,295,000 n/a 0.1%
FIRST TECHNOLOGY $915,000 $1,295,000 41.5% 0.1%
NATIONS DIRECT MORTGAGE, LLC $545,000 $1,280,000 134.9% 0.1%
Peoples Bank $1,275,000 n/a 0.1%
ENVOY MORTGAGE, LTD $1,080,000 $1,205,000 11.6% 0.1%
NBKC BANK $1,280,000 $1,205,000 -5.9% 0.1%
SUMMIT FUNDING, INC. $965,000 $1,200,000 24.4% 0.1%
Ally Bank $1,070,000 $1,195,000 11.7% 0.1%
MANN FINANCIAL INC. $440,000 $1,180,000 168.2% 0.1%
HOMESIDE FINANCIAL, LLC $1,165,000 n/a 0.1%
RANLIFE, INC. $435,000 $1,155,000 165.5% 0.1%
TJC Mortgage, Inc. $1,145,000 n/a 0.1%
Farmers Bank & Trust $1,140,000 n/a 0.1%
Zions Bancorporation, N.A. $1,140,000 n/a 0.1%
Carrington Mortgage Services, LLC $3,295,000 $1,135,000 -65.6% 0.1%
Loan Simple, Inc. $1,130,000 n/a 0.1%
GSF Mortgage Corporation $890,000 $1,115,000 25.3% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $745,000 $1,110,000 49.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,425,000 $1,105,000 -22.5% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $715,000 $1,080,000 51.0% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $105,000 $995,000 847.6% 0.1%
Truist Bank $270,000 $975,000 261.1% 0.1%
MOUNTAIN AMERICA $955,000 n/a 0.1%
VERITAS FUNDING, LLC $890,000 n/a 0.1%
Columbia State Bank $220,000 $885,000 302.3% 0.1%
SAMMAMISH MORTGAGE COMPANY $490,000 $870,000 77.6% 0.1%
PLANET HOME LENDING, LLC $1,240,000 $855,000 -31.0% 0.1%
Cf Bank $840,000 n/a 0.1%
Qualstar Credit Union $420,000 $830,000 97.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $820,000 n/a 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $755,000 $775,000 2.6% 0.1%
First Savings Bank $440,000 $755,000 71.6% 0.1%
Commerce Home Mortgage, Inc. $1,230,000 $735,000 -40.2% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $735,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $115,000 $730,000 534.8% 0.1%
Charles Schwab Bank, SSB $715,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $545,000 $710,000 30.3% 0.1%
CU HOME MORTGAGE SOLUTIONS, LLC $515,000 $705,000 36.9% 0.1%
EVERETT FINANCIAL, INC. $710,000 $705,000 -0.7% 0.1%
OAKTREE FUNDING CORP. $705,000 n/a 0.1%
Strong Home Mortgage, LLC $265,000 $705,000 166.0% 0.1%
Reliant Bank $695,000 n/a 0.1%
Glacier Bank $285,000 $685,000 140.4% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $175,000 $675,000 285.7% 0.1%
FIBRE FEDERAL CREDIT UNION $310,000 $670,000 116.1% 0.1%
Gateway First Bank $360,000 $660,000 83.3% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,795,000 $660,000 -63.2% 0.1%
ZILLOW HOME LOANS, LLC $1,465,000 $655,000 -55.3% 0.1%
First-Citizens Bank & Trust Company $635,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $860,000 $620,000 -27.9% 0.1%
KELLER MORTGAGE, LLC $620,000 n/a 0.1%
Solarity Credit Union $620,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $650,000 $610,000 -6.2% 0.1%
LENDINGHOME FUNDING CORPORATION $105,000 $595,000 466.7% 0.1%
Bank of England $900,000 $580,000 -35.6% 0.1%
NP, Inc. $515,000 $575,000 11.7% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $390,000 $570,000 46.2% 0.1%
First Guaranty Mortgage Corporation $575,000 $570,000 -0.9% 0.1%
FirstBank $275,000 $560,000 103.6% 0.1%
PHH Mortgage Corporation $425,000 $560,000 31.8% 0.1%
SOFI LENDING CORP. $380,000 $560,000 47.4% 0.1%
ARC HOME LLC $550,000 n/a 0.1%
Citizens Bank $545,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $340,000 $545,000 60.3% 0.1%
PNC Bank $1,480,000 $545,000 -63.2% 0.1%
Northpointe Bank $460,000 $520,000 13.0% 0.0%
CRESCENT MORTGAGE COMPANY $725,000 $510,000 -29.7% 0.0%
InterContinental Capital Group, Inc $1,075,000 $510,000 -52.6% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $830,000 $505,000 -39.2% 0.0%
ALLIANT CREDIT UNION $210,000 $500,000 138.1% 0.0%
RELIANCE FIRST CAPITAL, LLC $155,000 $500,000 222.6% 0.0%
21ST MORTGAGE CORPORATION $345,000 $495,000 43.5% 0.0%
MICHIGAN MUTUAL, INC. $510,000 $490,000 -3.9% 0.0%
TOP FLITE FINANCIAL, INC. $480,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $300,000 $470,000 56.7% 0.0%
Discover Bank $110,000 $465,000 322.7% 0.0%
Nations Lending Corporation $760,000 $465,000 -38.8% 0.0%
First Federal Bank $955,000 $460,000 -51.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $450,000 n/a 0.0%
Lakeview Community Capital, LLC $450,000 n/a 0.0%
LPMC, LLC $195,000 $450,000 130.8% 0.0%
JMJ FINANCIAL GROUP $445,000 n/a 0.0%
America's Credit Union $440,000 n/a 0.0%
EMM LOANS LLC $380,000 $430,000 13.2% 0.0%
MUFG Union Bank $1,350,000 $430,000 -68.1% 0.0%
First Interstate Bank $380,000 $425,000 11.8% 0.0%
OPEN MORTGAGE, LLC $420,000 n/a 0.0%
Wheatland Bank $415,000 n/a 0.0%
Citadel Servicing Corporation $405,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $400,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $460,000 $400,000 -13.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $245,000 $390,000 59.2% 0.0%
BNC National Bank $385,000 n/a 0.0%
BKCO MORTGAGE, LLC $440,000 $380,000 -13.6% 0.0%
Colonial Savings, F.A. $215,000 $380,000 76.7% 0.0%
Manufacturers and Traders Trust Company $380,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,085,000 $370,000 -65.9% 0.0%
INTERCAP LENDING INC. $365,000 n/a 0.0%
Figure Lending LLC $65,000 $360,000 453.8% 0.0%
GEORGIA'S OWN $355,000 n/a 0.0%
OnPoint Community Credit Union $355,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $620,000 $340,000 -45.2% 0.0%
ROYAL UNITED MORTGAGE LLC $505,000 $340,000 -32.7% 0.0%
UIF CORPORATION $340,000 n/a 0.0%
Plains Commerce Bank $335,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $480,000 $330,000 -31.3% 0.0%
DHI MORTGAGE COMPANY, LTD. $255,000 $330,000 29.4% 0.0%
Sunflower Bank $325,000 n/a 0.0%
DAS Acquisition Company, LLC $815,000 $305,000 -62.6% 0.0%
First State Bank of St. Charles, Missouri $305,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $295,000 n/a 0.0%
WESTERN EXPRESS LENDING $295,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $290,000 n/a 0.0%
SALAL $185,000 $290,000 56.8% 0.0%
NexBank $215,000 $285,000 32.6% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $275,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $275,000 n/a 0.0%
Arvest Bank $975,000 $265,000 -72.8% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $345,000 $265,000 -23.2% 0.0%
Magnolia Bank $265,000 n/a 0.0%
NBH Bank $265,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $265,000 n/a 0.0%
The Bank of New Glarus $265,000 n/a 0.0%
Victorian Finance, LLC $265,000 n/a 0.0%
Washington Trust Bank $265,000 n/a 0.0%
WESTWOOD MORTGAGE, INC. $265,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $520,000 $260,000 -50.0% 0.0%
City National Bank $255,000 n/a 0.0%
GoPrime Mortgage, Inc. $255,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $255,000 n/a 0.0%
THRIVE MORTGAGE, LLC $225,000 $255,000 13.3% 0.0%
FBC MORTGAGE, LLC $155,000 $245,000 58.1% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $750,000 $245,000 -67.3% 0.0%
S1L, Inc. $245,000 n/a 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $425,000 $245,000 -42.4% 0.0%
ACCELERATE MORTGAGE, LLC $235,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $235,000 n/a 0.0%
iQ Credit Union $215,000 $230,000 7.0% 0.0%
ANGEL OAK HOME LOANS LLC $225,000 n/a 0.0%
RESIDENTIAL BANCORP. $225,000 n/a 0.0%
VERITY $225,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $305,000 $215,000 -29.5% 0.0%
MORTGAGE EXPRESS, LLC $380,000 $215,000 -43.4% 0.0%
Pacific NW Federal Credit Union $215,000 n/a 0.0%
Chickasaw Community Bank $205,000 n/a 0.0%
ON Q FINANCIAL, INC. $1,290,000 $205,000 -84.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $155,000 $200,000 29.0% 0.0%
Capital Bank $195,000 n/a 0.0%
HORIZON $175,000 n/a 0.0%
KITSAP Credit Union $310,000 $175,000 -43.5% 0.0%
LIMA ONE CAPITAL, LLC $175,000 n/a 0.0%
Prosperity Home Mortgage, LLC $115,000 $175,000 52.2% 0.0%
Republic Bank & Trust Company $175,000 n/a 0.0%
Seattle Metropolitan Credit Union $175,000 n/a 0.0%
First Bank $145,000 $165,000 13.8% 0.0%
Florida Capital Bank $165,000 n/a 0.0%
Bank of Hope $155,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $155,000 n/a 0.0%
NuVision Federal Credit Union $155,000 n/a 0.0%
STEARNS LENDING, LLC $270,000 $155,000 -42.6% 0.0%
Watermark Capital, Inc. $155,000 n/a 0.0%
BOKF $145,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $185,000 $145,000 -21.6% 0.0%
SUMMIT MORTGAGE CORPORATION $265,000 $145,000 -45.3% 0.0%
Amerifirst Financial, Inc. $135,000 n/a 0.0%
LANTZMAN MANAGEMENT, INC. $135,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 n/a 0.0%
RED CANOE CREDIT UNION $1,380,000 $135,000 -90.2% 0.0%
Unitus Community Credit Union $135,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $135,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $125,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $115,000 n/a 0.0%
SPRING EQ, LLC $160,000 $110,000 -31.3% 0.0%
Neighborhood Loans, Inc. $105,000 n/a 0.0%
CASCADE FEDERAL CREDIT UNION $65,000 n/a 0.0%
TAPCO Credit Union $155,000 $25,000 -83.9% 0.0%

Aberdeen's top lender by overall market share is QUICKEN LOANS, LLC, with 8.8% market share. In second place, with 7.7%, is GUILD MORTGAGE COMPANY, having originated $81,515,000 in loans. In third place, with 5.7%, is ACADEMY MORTGAGE CORPORATION, having originated $60,130,000 in loans. In third place, with 4.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $43,000,000 in loans. In third place, with 3.6%, is CALIBER HOME LOANS, INC., having originated $37,865,000 in loans.


Aberdeen, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,811 $495,925,000 $273,840
Cash Out Refi 1,246 $274,740,000 $220,498
Refi 1,211 $259,615,000 $214,381
Home Improvement 116 $11,460,000 $98,793
Other 113 $13,185,000 $116,681
NA 1 $135,000 $135,000

Aberdeen's most frequently cited loan purpose was Home Purchase, with 1,811 originations. The 2nd most popular reason was Cash Out Refi, with 1,246 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,841 $465,235,000 $252,708
2.5-3% 1,603 $385,435,000 $240,446
<2.5% 769 $156,095,000 $202,984
4-5% 160 $34,020,000 $212,625
5-6% 54 $8,480,000 $157,037
Over 8% 11 $1,205,000 $109,545
6-7% 9 $675,000 $75,000
7-8% 6 $570,000 $95,000

During 2021, Aberdeen's most frequently originated rate bucket was 3-4%, with 1,841 originations.

Loan Sizing (Aberdeen, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,100 $583,150,000 $277,690
$100k-200k 1,533 $234,965,000 $153,271
$100,000 or less 496 $25,410,000 $51,230
$400k-600k 299 $140,665,000 $470,452
$600k-1000k 51 $36,355,000 $712,843
$Over $1MM 19 $34,515,000 $1,816,579

Aberdeen's loan sizing saw the bucket of loans from $200k-400k with 2,100 originations, totaling $583,150,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,483 $392,935,000 $264,960
80-100% 1,337 $392,395,000 $293,489
40-60% 866 $166,490,000 $192,252
20-40% 361 $46,535,000 $128,906
Under 20% 256 $7,840,000 $30,625
Over 100% 56 $19,640,000 $350,714

Aberdeen's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,483 originations, totaling $392,935,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $215,000 (26.5%) $252,371 (18.7%) 0.00 296
2018-02-01 $219,000 (23.4%) $259,916 (20.8%) 0.00 291
2018-03-01 $219,900 (22.5%) $258,728 (17.7%) 0.00 305
2018-04-01 $218,700 (15.7%) $255,142 (14.0%) 0.00 319
2018-05-01 $222,500 (15.6%) $254,005 (10.1%) 0.00 335
2018-06-01 $220,000 (14.3%) $258,709 (12.8%) 0.00 385
2018-07-01 $222,400 (11.3%) $263,166 (13.8%) 0.00 421
2018-08-01 $224,900 (12.5%) $267,374 (16.2%) 0.00 419
2018-09-01 $229,000 (14.6%) $270,513 (14.5%) 0.00 416
2018-10-01 $233,700 (16.9%) $268,755 (10.1%) 0.00 391
2018-11-01 $232,500 (13.7%) $264,121 (5.9%) 0.00 370
2018-12-01 $228,900 (14.5%) $261,996 (7.0%) 0.00 333
2019-01-01 $229,450 (6.7%) $262,018 (3.8%) 0.00 280
2019-02-01 $232,900 (6.4%) $267,951 (3.1%) 0.00 277
2019-03-01 $238,043 (8.3%) $275,108 (6.3%) 0.00 286
2019-04-01 $246,950 (12.9%) $286,518 (12.3%) 0.00 302
2019-05-01 $249,950 (12.3%) $300,843 (18.4%) 0.00 304
2019-06-01 $245,000 (11.4%) $289,596 (11.9%) 0.00 343
2019-07-01 $249,000 (12.0%) $294,629 (12.0%) 0.00 376
2019-08-01 $249,000 (10.7%) $291,687 (9.1%) 0.00 386
2019-09-01 $249,000 (8.7%) $287,714 (6.4%) 0.00 390
2019-10-01 $239,450 (2.5%) $276,518 (2.9%) 0.00 400
2019-11-01 $244,680 (5.2%) $277,915 (5.2%) 0.00 360
2019-12-01 $244,680 (6.9%) $268,255 (2.4%) 0.00 324
2020-01-01 $247,000 (7.7%) $271,772 (3.7%) 0.00 301
2020-02-01 $249,000 (6.9%) $268,230 (0.1%) 0.00 286
2020-03-01 $249,700 (4.9%) $273,269 (-0.7%) 0.00 280
2020-04-01 $256,875 (4.0%) $282,392 (-1.4%) 0.00 280
2020-05-01 $259,000 (3.6%) $285,111 (-5.2%) 0.00 272
2020-06-01 $262,900 (7.3%) $295,354 (2.0%) 0.00 250
2020-07-01 $264,900 (6.4%) $301,369 (2.3%) 0.00 257
2020-08-01 $264,900 (6.4%) $316,268 (8.4%) 0.00 259
2020-09-01 $264,950 (6.4%) $325,956 (13.3%) 0.00 239
2020-10-01 $269,000 (12.3%) $337,655 (22.1%) 0.00 212
2020-11-01 $274,450 (12.2%) $358,789 (29.1%) 0.00 142
2020-12-01 $279,500 (14.2%) $358,902 (33.8%) 0.00 125
2021-01-01 $279,000 (13.0%) $377,136 (38.8%) 0.00 91
2021-02-01 $284,450 (14.2%) $388,343 (44.8%) 0.00 82
2021-03-01 $284,450 (13.9%) $371,629 (36.0%) 0.00 81
2021-04-01 $304,500 (18.5%) $372,237 (31.8%) 0.00 85
2021-05-01 $349,000 (34.8%) $412,047 (44.5%) 0.00 110
2021-06-01 $369,900 (40.7%) $428,916 (45.2%) 0.00 145
2021-07-01 $344,925 (30.2%) $413,130 (37.1%) 0.00 179
2021-08-01 $362,500 (36.8%) $427,776 (35.3%) 0.00 202
2021-09-01 $364,500 (37.6%) $430,930 (32.2%) 0.00 214
2021-10-01 $387,000 (43.9%) $447,878 (32.6%) 0.00 194
2021-11-01 $382,450 (39.4%) $432,397 (20.5%) 0.00 168
2021-12-01 $384,250 (37.5%) $425,894 (18.7%) 0.00 152
2022-01-01 $389,000 (39.4%) $421,618 (11.8%) 0.00 134
2022-02-01 $394,000 (38.5%) $422,379 (8.8%) 0.00 132
2022-03-01 $404,900 (42.3%) $460,748 (24.0%) 0.00 154
2022-04-01 $419,950 (37.9%) $472,677 (27.0%) 0.00 160
2022-05-01 $405,000 (16.1%) $454,110 (10.2%) 0.00 206
Aberdeen's median listing price for 2022-05-01 was $405,000, a difference of $56,000 (16.1%) versus the prior year and $-14,950 versus the prior month.

Aberdeen's median listing price comes in at 0% of the national average.

Aberdeen's average listing price for 2022-05-01 was $454,110, a difference of $42,063 (10.2%) versus the prior year and $-18,567 versus the prior month.

For the 2022-05-01 period, Aberdeen had 206 MLS listings, a difference of 46 listings (29%) versus the prior month and 96 listings (87%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,501 sqft
2018-02-01 0 days 1,517 sqft
2018-03-01 0 days 1,506 sqft
2018-04-01 0 days 1,476 sqft
2018-05-01 0 days 1,506 sqft
2018-06-01 0 days 1,516 sqft
2018-07-01 0 days 1,499 sqft
2018-08-01 0 days 1,527 sqft
2018-09-01 0 days 1,552 sqft
2018-10-01 0 days 1,551 sqft
2018-11-01 0 days 1,504 sqft
2018-12-01 0 days 1,510 sqft
2019-01-01 0 days 1,490 sqft
2019-02-01 0 days 1,510 sqft
2019-03-01 0 days 1,511 sqft
2019-04-01 0 days 1,511 sqft
2019-05-01 0 days 1,503 sqft
2019-06-01 0 days 1,478 sqft
2019-07-01 0 days 1,483 sqft
2019-08-01 0 days 1,494 sqft
2019-09-01 0 days 1,523 sqft
2019-10-01 0 days 1,498 sqft
2019-11-01 0 days 1,499 sqft
2019-12-01 0 days 1,471 sqft
2020-01-01 0 days 1,478 sqft
2020-02-01 0 days 1,478 sqft
2020-03-01 0 days 1,446 sqft
2020-04-01 0 days 1,435 sqft
2020-05-01 0 days 1,452 sqft
2020-06-01 0 days 1,467 sqft
2020-07-01 0 days 1,488 sqft
2020-08-01 0 days 1,520 sqft
2020-09-01 0 days 1,524 sqft
2020-10-01 0 days 1,560 sqft
2020-11-01 0 days 1,432 sqft
2020-12-01 0 days 1,440 sqft
2021-01-01 0 days 1,440 sqft
2021-02-01 0 days 1,506 sqft
2021-03-01 0 days 1,471 sqft
2021-04-01 0 days 1,512 sqft
2021-05-01 0 days 1,512 sqft
2021-06-01 0 days 1,506 sqft
2021-07-01 0 days 1,517 sqft
2021-08-01 0 days 1,520 sqft
2021-09-01 0 days 1,505 sqft
2021-10-01 0 days 1,513 sqft
2021-11-01 0 days 1,494 sqft
2021-12-01 0 days 1,496 sqft
2022-01-01 0 days 1,416 sqft
2022-02-01 0 days 1,400 sqft
2022-03-01 0 days 1,454 sqft
2022-04-01 0 days 1,460 sqft
2022-05-01 0 days 1,454 sqft
Aberdeen's median listing age (time on market) for 2022-05-01 was 0 days.

Aberdeen's median square footage for active listings during the 2022-05-01 period was 1,454 sqft. One year prior, the average listing was 1,512 sqft.