Aberdeen Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Aberdeen averaged
7.28%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.07% and
one month ago for the week of 2023-08-17, the
average rate was 6.88%.
Aberdeen's average rate one year ago was 5.71%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.21%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| Aberdeen 30 Year Fixed Rate | 2023-09-21 | 7.28% |
| Aberdeen 30 Year Fixed Rate Refi | 2023-09-21 | 6.21% |
| Aberdeen 15 Year Fixed Rate | 2023-09-21 | 6.74% |
| Aberdeen 15 Year Fixed Rate Refi | 2023-09-21 | 7.14% |
| Aberdeen 30 Year FHA | 2023-09-21 | 7.06% |
| Aberdeen 30 Year FHA Refi | 2023-09-21 | 6.84% |
| Aberdeen 30 Year USDA | 2023-09-21 | 7.02% |
| Aberdeen 30 Year USDA Refi | 2023-09-21 | 7.22% |
| Aberdeen 30 Year VA | 2023-09-21 | 6.35% |
| Aberdeen 30 Year VA Refi | 2023-09-21 | 7.02% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Aberdeen, WA.
Aberdeen Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Aberdeen, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Aberdeen Average Closing Costs & Other Stats
Aberdeen, WA's 165 lenders originated 2,723
loans during 2022. The total origination value was $1,064,295,000, with an average loan value of
$390,854.
Aberdeen's average closing costs are $5,860.
The top Aberdeen lender as defined by loan originations is QUICKEN LOANS, LLC, with
128 loans originated. Their average total fees are
$7,709, which is $231
higher than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Aberdeen lenders (with over 10 loans originated) are
WASHINGTON STATE EMPLOYEES Credit Union ($3,340), Olympia Federal Savings & Loan Association ($3,886), TWINSTAR ($4,074), Timberland Bank ($4,937) and Boeing Employees Credit Union ($4,939).
The lowest rate Aberdeen lenders (with over 10 loans originated) are
U.S. Bank (4.10%), Olympia Federal Savings & Loan Association (4.26%), Wells Fargo Bank (4.40%), WASHINGTON STATE EMPLOYEES Credit Union (4.50%) and 1st Security Bank of Washington (4.52%).
Aberdeen, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| VERITY | $225,000 | $360,010,000 | 159,904.4% | 33.8% |
| QUICKEN LOANS, LLC | $92,985,000 | $49,860,000 | -46.4% | 4.7% |
| GUILD MORTGAGE COMPANY | $81,515,000 | $48,000,000 | -41.1% | 4.5% |
| ACADEMY MORTGAGE CORPORATION | $60,130,000 | $37,795,000 | -37.1% | 3.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $43,000,000 | $32,090,000 | -25.4% | 3.0% |
| CALIBER HOME LOANS, INC. | $37,865,000 | $22,585,000 | -40.4% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $28,980,000 | $22,345,000 | -22.9% | 2.1% |
| TWINSTAR | $21,805,000 | $20,135,000 | -7.7% | 1.9% |
| Olympia Federal Savings & Loan Association | $13,610,000 | $18,235,000 | 34.0% | 1.7% |
| Timberland Bank | $28,455,000 | $17,750,000 | -37.6% | 1.7% |
| Boeing Employees Credit Union | $15,630,000 | $17,080,000 | 9.3% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $17,745,000 | $14,700,000 | -17.2% | 1.4% |
| Wells Fargo Bank | $22,750,000 | $13,070,000 | -42.5% | 1.2% |
| Umpqua Bank | $15,605,000 | $12,705,000 | -18.6% | 1.2% |
| Mortgage Research Center, LLC | $13,010,000 | $12,535,000 | -3.7% | 1.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $14,835,000 | $11,810,000 | -20.4% | 1.1% |
| Bank of the Pacific | $27,250,000 | $11,195,000 | -58.9% | 1.1% |
| U.S. Bank | $10,190,000 | $11,025,000 | 8.2% | 1.0% |
| LOANDEPOT.COM, LLC | $27,575,000 | $10,820,000 | -60.8% | 1.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $15,345,000 | $10,725,000 | -30.1% | 1.0% |
| 1st Security Bank of Washington | $19,045,000 | $9,530,000 | -50.0% | 0.9% |
| WASHINGTON STATE EMPLOYEES Credit Union | $10,510,000 | $8,730,000 | -16.9% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $11,575,000 | $8,260,000 | -28.6% | 0.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $12,310,000 | $7,820,000 | -36.5% | 0.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $8,245,000 | $7,520,000 | -8.8% | 0.7% |
| KeyBank | $13,545,000 | $7,445,000 | -45.0% | 0.7% |
| BROKER SOLUTIONS, INC. | $8,630,000 | $5,890,000 | -31.7% | 0.6% |
| HomeStreet Bank | $11,140,000 | $5,835,000 | -47.6% | 0.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $7,310,000 | $5,710,000 | -21.9% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $19,425,000 | $5,375,000 | -72.3% | 0.5% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $5,265,000 | n/a | 0.5% | |
| Austin Capital Bank SSB | $7,925,000 | $5,185,000 | -34.6% | 0.5% |
| JPMorgan Chase Bank | $8,530,000 | $5,090,000 | -40.3% | 0.5% |
| MORTGAGE MASTER SERVICE CORPORATION | $5,445,000 | $5,005,000 | -8.1% | 0.5% |
| Flagstar Bank, FSB | $6,035,000 | $4,865,000 | -19.4% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $16,525,000 | $4,710,000 | -71.5% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,645,000 | $4,635,000 | -51.9% | 0.4% |
| Bank of America | $3,365,000 | $4,475,000 | 33.0% | 0.4% |
| Banner Bank | $1,895,000 | $4,340,000 | 129.0% | 0.4% |
| Washington Federal Bank | $3,790,000 | $4,055,000 | 7.0% | 0.4% |
| BAY EQUITY LLC | $4,415,000 | $3,985,000 | -9.7% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $6,250,000 | $3,980,000 | -36.3% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $6,970,000 | $3,935,000 | -43.5% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $7,290,000 | $3,650,000 | -49.9% | 0.3% |
| O BEE | $3,575,000 | n/a | 0.3% | |
| FIRST TECHNOLOGY | $1,295,000 | $3,390,000 | 161.8% | 0.3% |
| First Federal Savings and Loan Association of Port Angeles | $3,300,000 | n/a | 0.3% | |
| NFM, INC. | $1,340,000 | $3,290,000 | 145.5% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $5,075,000 | $3,280,000 | -35.4% | 0.3% |
| Wallick & Volk, Inc. | $9,345,000 | $3,215,000 | -65.6% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $2,765,000 | $3,125,000 | 13.0% | 0.3% |
| MANN FINANCIAL INC. | $1,180,000 | $3,115,000 | 164.0% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $3,195,000 | $3,000,000 | -6.1% | 0.3% |
| CMG MORTGAGE, INC. | $2,095,000 | $2,930,000 | 39.9% | 0.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $675,000 | $2,855,000 | 323.0% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,630,000 | $2,495,000 | -5.1% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,555,000 | $2,420,000 | -46.9% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $16,655,000 | $2,275,000 | -86.3% | 0.2% |
| PLANET HOME LENDING, LLC | $855,000 | $2,185,000 | 155.6% | 0.2% |
| The Federal Savings Bank | $4,100,000 | $2,185,000 | -46.7% | 0.2% |
| MLD MORTGAGE INC. | $2,165,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $4,080,000 | $2,160,000 | -47.1% | 0.2% |
| First Home Bank | $1,575,000 | $2,145,000 | 36.2% | 0.2% |
| Morgan Stanley Private Bank | $2,090,000 | n/a | 0.2% | |
| NBKC BANK | $1,205,000 | $2,040,000 | 69.3% | 0.2% |
| Alaska USA Mortgage Company LLC | $1,765,000 | $1,965,000 | 11.3% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $450,000 | $1,935,000 | 330.0% | 0.2% |
| EVERETT FINANCIAL, INC. | $705,000 | $1,905,000 | 170.2% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $5,570,000 | $1,875,000 | -66.3% | 0.2% |
| SUMMIT FUNDING, INC. | $1,200,000 | $1,860,000 | 55.0% | 0.2% |
| GESA | $9,730,000 | $1,835,000 | -81.1% | 0.2% |
| NexBank | $285,000 | $1,805,000 | 533.3% | 0.2% |
| LIMA ONE CAPITAL, LLC | $175,000 | $1,735,000 | 891.4% | 0.2% |
| First Interstate Bank | $425,000 | $1,715,000 | 303.5% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $400,000 | $1,645,000 | 311.3% | 0.2% |
| Northwest Farm Credit Services, FLCA | $730,000 | $1,595,000 | 118.5% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,590,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $1,565,000 | n/a | 0.1% | |
| Hometown Lenders, Inc. | $1,495,000 | $1,510,000 | 1.0% | 0.1% |
| NEWREZ LLC | $9,385,000 | $1,475,000 | -84.3% | 0.1% |
| MOUNTAIN AMERICA | $955,000 | $1,435,000 | 50.3% | 0.1% |
| GUARANTEED RATE, INC. | $3,995,000 | $1,420,000 | -64.5% | 0.1% |
| JMJ FINANCIAL GROUP | $445,000 | $1,410,000 | 216.9% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,410,000 | $1,385,000 | -74.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,095,000 | $1,340,000 | -36.0% | 0.1% |
| USAA Federal Savings Bank | $4,175,000 | $1,325,000 | -68.3% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $1,575,000 | $1,320,000 | -16.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,820,000 | $1,280,000 | -29.7% | 0.1% |
| PNC Bank | $545,000 | $1,265,000 | 132.1% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,260,000 | n/a | 0.1% | |
| Washington Trust Bank | $265,000 | $1,255,000 | 373.6% | 0.1% |
| AMERICAN ADVISORS GROUP | $1,620,000 | $1,245,000 | -23.1% | 0.1% |
| Carrington Mortgage Services, LLC | $1,135,000 | $1,230,000 | 8.4% | 0.1% |
| PHH Mortgage Corporation | $560,000 | $1,160,000 | 107.1% | 0.1% |
| Servion, Inc. | $2,615,000 | $1,145,000 | -56.2% | 0.1% |
| Pinnacle Bank | $1,125,000 | n/a | 0.1% | |
| UBS Bank USA | $1,970,000 | $1,125,000 | -42.9% | 0.1% |
| iQ Credit Union | $230,000 | $1,115,000 | 384.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $7,700,000 | $1,075,000 | -86.0% | 0.1% |
| Qualstar Credit Union | $830,000 | $1,045,000 | 25.9% | 0.1% |
| Strong Home Mortgage, LLC | $705,000 | $1,015,000 | 44.0% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $990,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $985,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $340,000 | $980,000 | 188.2% | 0.1% |
| INSPIRE HOME LOANS INC. | $945,000 | n/a | 0.1% | |
| Seattle Metropolitan Credit Union | $175,000 | $935,000 | 434.3% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,900,000 | $930,000 | -51.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,080,000 | $910,000 | -15.7% | 0.1% |
| AXIA FINANCIAL, LLC | $4,480,000 | $895,000 | -80.0% | 0.1% |
| PRIORITY HOME LENDING, LLC | $1,420,000 | $885,000 | -37.7% | 0.1% |
| America's Credit Union | $440,000 | $830,000 | 88.6% | 0.1% |
| First Republic Bank | $815,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $4,020,000 | $795,000 | -80.2% | 0.1% |
| HomePromise Corporation | $775,000 | n/a | 0.1% | |
| Nations Lending Corporation | $465,000 | $770,000 | 65.6% | 0.1% |
| Truist | $975,000 | $745,000 | -23.6% | 0.1% |
| Ally Bank | $1,195,000 | $740,000 | -38.1% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $995,000 | $700,000 | -29.6% | 0.1% |
| Charles Schwab Bank, SSB | $715,000 | $695,000 | -2.8% | 0.1% |
| HighTechLending Inc | $695,000 | n/a | 0.1% | |
| RANLIFE, INC. | $1,155,000 | $695,000 | -39.8% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $390,000 | $695,000 | 78.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $655,000 | $695,000 | 6.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $370,000 | $670,000 | 81.1% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,280,000 | $670,000 | -47.7% | 0.1% |
| Peoples Bank | $1,275,000 | $660,000 | -48.2% | 0.1% |
| ADVANTIS | $640,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $1,165,000 | $630,000 | -45.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,800,000 | $625,000 | -65.3% | 0.1% |
| T2 FINANCIAL LLC | $610,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $620,000 | $595,000 | -4.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $820,000 | $595,000 | -27.4% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $200,000 | $590,000 | 195.0% | 0.1% |
| OnPoint Community Credit Union | $355,000 | $590,000 | 66.2% | 0.1% |
| AMCAP MORTGAGE, LTD. | $620,000 | $585,000 | -5.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $3,650,000 | $585,000 | -84.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $580,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $1,145,000 | $580,000 | -49.3% | 0.1% |
| MORTGAGE EXPRESS, LLC | $215,000 | $570,000 | 165.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $570,000 | n/a | 0.1% | |
| Magnolia Bank | $265,000 | $560,000 | 111.3% | 0.1% |
| KITSAP Credit Union | $175,000 | $555,000 | 217.1% | 0.1% |
| Bank of the West | $1,440,000 | $540,000 | -62.5% | 0.1% |
| OPEN MORTGAGE, LLC | $420,000 | $520,000 | 23.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $145,000 | $515,000 | 255.2% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $710,000 | $510,000 | -28.2% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $595,000 | $505,000 | -15.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $510,000 | $495,000 | -2.9% | 0.0% |
| KBHS HOME LOANS, LLC | $485,000 | n/a | 0.0% | |
| Northpointe Bank | $520,000 | $475,000 | -8.7% | 0.0% |
| SOUND | $2,555,000 | $475,000 | -81.4% | 0.0% |
| SPRING EQ, LLC | $110,000 | $470,000 | 327.3% | 0.0% |
| Axos Bank | $460,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $135,000 | $460,000 | 240.7% | 0.0% |
| Rivermark Community Credit Union | $460,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $455,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $1,140,000 | $445,000 | -61.0% | 0.0% |
| Ameris Bank | $435,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,105,000 | $430,000 | -61.1% | 0.0% |
| CASCADE FEDERAL CREDIT UNION | $65,000 | $430,000 | 561.5% | 0.0% |
| SOFI LENDING CORP. | $560,000 | $415,000 | -25.9% | 0.0% |
| CU HOME MORTGAGE SOLUTIONS, LLC | $705,000 | $410,000 | -41.8% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $570,000 | $410,000 | -28.1% | 0.0% |
| Franklin Loan Corporation | $405,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $660,000 | $405,000 | -38.6% | 0.0% |
| The Central Trust Bank | $405,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $480,000 | $400,000 | -16.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $395,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $395,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $290,000 | $380,000 | 31.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $375,000 | n/a | 0.0% | |
| Figure Lending LLC | $360,000 | $365,000 | 1.4% | 0.0% |
| Sound Community Bank | $365,000 | n/a | 0.0% | |
| PENINSULA COMMUNITY | $355,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $1,140,000 | $355,000 | -68.9% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $345,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $335,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $335,000 | n/a | 0.0% | |
| Columbia State Bank | $885,000 | $325,000 | -63.3% | 0.0% |
| Consolidated Federal Credit Union | $325,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $325,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $545,000 | $325,000 | -40.4% | 0.0% |
| Plains Commerce Bank | $335,000 | $325,000 | -3.0% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $145,000 | $320,000 | 120.7% | 0.0% |
| UNITED MORTGAGE CORP. | $315,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $305,000 | n/a | 0.0% | |
| Peoples Bank | $1,275,000 | $305,000 | -76.1% | 0.0% |
| Stifel Bank and Trust | $305,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $500,000 | $295,000 | -41.0% | 0.0% |
| First Guaranty Mortgage Corporation | $570,000 | $295,000 | -48.2% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,770,000 | $295,000 | -89.4% | 0.0% |
| UNIFY FINANCIAL Credit Union | $295,000 | n/a | 0.0% | |
| Cashmere Valley Bank | $285,000 | n/a | 0.0% | |
| The Bank of New Glarus | $265,000 | $285,000 | 7.5% | 0.0% |
| BELEM SERVICING LLC | $275,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $670,000 | $275,000 | -59.0% | 0.0% |
| Gateway First Bank | $660,000 | $265,000 | -59.8% | 0.0% |
| NEXERA HOLDING LLC | $1,740,000 | $265,000 | -84.8% | 0.0% |
| PENRITH HOME LOANS LLC | $1,395,000 | $265,000 | -81.0% | 0.0% |
| Waterstone Mortgage Corporation | $265,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,335,000 | $260,000 | -80.5% | 0.0% |
| Bank of England | $580,000 | $255,000 | -56.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $735,000 | $255,000 | -65.3% | 0.0% |
| Prosperity Home Mortgage, LLC | $175,000 | $255,000 | 45.7% | 0.0% |
| WINGS FINANCIAL | $255,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $250,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $135,000 | $245,000 | 81.5% | 0.0% |
| HARBORSTONE | $240,000 | n/a | 0.0% | |
| HomeTrust Bank | $240,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $1,685,000 | $235,000 | -86.1% | 0.0% |
| LADERA LENDING, INC. | $1,330,000 | $235,000 | -82.3% | 0.0% |
| VERITAS FUNDING, LLC | $890,000 | $235,000 | -73.6% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $330,000 | $230,000 | -30.3% | 0.0% |
| Broadway National Bank | $225,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $215,000 | $225,000 | 4.7% | 0.0% |
| M&T Bank | $380,000 | $220,000 | -42.1% | 0.0% |
| Arvest Bank | $265,000 | $215,000 | -18.9% | 0.0% |
| Evolve Bank & Trust | $215,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $1,115,000 | $215,000 | -80.7% | 0.0% |
| Ixonia Bank | $215,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $405,000 | $205,000 | -49.4% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $205,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,110,000 | $205,000 | -81.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $610,000 | $195,000 | -68.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $245,000 | $195,000 | -20.4% | 0.0% |
| Amerifirst Financial, Inc. | $135,000 | $185,000 | 37.0% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $870,000 | $185,000 | -78.7% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $500,000 | $175,000 | -65.0% | 0.0% |
| The Huntington National Bank | $175,000 | n/a | 0.0% | |
| UNITED SECURITY FINANCIAL CORP | $175,000 | n/a | 0.0% | |
| Discover Bank | $465,000 | $170,000 | -63.4% | 0.0% |
| Armed Forces Bank | $165,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $775,000 | $155,000 | -80.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $490,000 | $155,000 | -68.4% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $505,000 | $155,000 | -69.3% | 0.0% |
| SALAL | $290,000 | $135,000 | -53.4% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $125,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $340,000 | $125,000 | -63.2% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,760,000 | $115,000 | -93.5% | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | $245,000 | $115,000 | -53.1% | 0.0% |
| Alaska USA Federal Credit Union | $1,945,000 | $110,000 | -94.3% | 0.0% |
| DATA MORTGAGE, INC. | $105,000 | n/a | 0.0% | |
| MUFG Union Bank | $430,000 | $105,000 | -75.6% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $105,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $95,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $495,000 | $75,000 | -84.8% | 0.0% |
| NUMERICA CREDIT UNION | $75,000 | n/a | 0.0% | |
| LANTZMAN MANAGEMENT, INC. | $135,000 | $55,000 | -59.3% | 0.0% |
| SPOKANE TEACHERS | $2,075,000 | $50,000 | -97.6% | 0.0% |
| Lakeview Community Capital, LLC | $450,000 | $35,000 | -92.2% | 0.0% |
| RED CANOE CREDIT UNION | $135,000 | $35,000 | -74.1% | 0.0% |
Aberdeen's top lender by overall market share is VERITY, with 33.8% market share. In second place, with 4.7%, is QUICKEN LOANS, LLC, having originated $49,860,000 in loans. In third place, with 4.5%, is GUILD MORTGAGE COMPANY, having originated $48,000,000 in loans. In fourth place, with 3.6%, is ACADEMY MORTGAGE CORPORATION, having originated $37,795,000 in loans. In fifth place, with 3.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $32,090,000 in loans.
Aberdeen Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $211,175 (22.3%) | $250,115 (17.0%) | 0.00 | 290 |
| 2018-02-01 | $218,625 (21.2%) | $258,403 (19.4%) | 0.00 | 285 |
| 2018-03-01 | $219,450 (19.1%) | $258,236 (16.0%) | 0.00 | 297 |
| 2018-04-01 | $217,975 (14.8%) | $254,980 (13.3%) | 0.00 | 310 |
| 2018-05-01 | $222,500 (12.8%) | $253,732 (9.3%) | 0.00 | 327 |
| 2018-06-01 | $220,950 (13.3%) | $259,299 (12.6%) | 0.00 | 376 |
| 2018-07-01 | $222,450 (11.3%) | $263,212 (13.3%) | 0.00 | 412 |
| 2018-08-01 | $224,900 (12.5%) | $269,044 (16.3%) | 0.00 | 411 |
| 2018-09-01 | $229,900 (15.0%) | $274,161 (15.5%) | 0.00 | 398 |
| 2018-10-01 | $233,700 (15.4%) | $270,868 (10.5%) | 0.00 | 380 |
| 2018-11-01 | $231,875 (12.2%) | $264,402 (6.3%) | 0.00 | 357 |
| 2018-12-01 | $227,500 (13.8%) | $260,714 (6.7%) | 0.00 | 322 |
| 2019-01-01 | $228,400 (8.2%) | $261,024 (4.4%) | 0.00 | 271 |
| 2019-02-01 | $230,625 (5.5%) | $265,159 (2.6%) | 0.00 | 274 |
| 2019-03-01 | $236,386 (7.7%) | $273,092 (5.8%) | 0.00 | 283 |
| 2019-04-01 | $245,575 (12.7%) | $284,749 (11.7%) | 0.00 | 294 |
| 2019-05-01 | $250,925 (12.8%) | $299,607 (18.1%) | 0.00 | 293 |
| 2019-06-01 | $244,000 (10.4%) | $288,103 (11.1%) | 0.00 | 334 |
| 2019-07-01 | $247,000 (11.0%) | $292,809 (11.2%) | 0.00 | 373 |
| 2019-08-01 | $246,955 (9.8%) | $290,665 (8.0%) | 0.00 | 387 |
| 2019-09-01 | $243,886 (6.1%) | $284,888 (3.9%) | 0.00 | 394 |
| 2019-10-01 | $240,750 (3.0%) | $279,150 (3.1%) | 0.00 | 393 |
| 2019-11-01 | $247,500 (6.7%) | $277,023 (4.8%) | 0.00 | 356 |
| 2019-12-01 | $244,920 (7.7%) | $266,975 (2.4%) | 0.00 | 318 |
| 2020-01-01 | $244,950 (7.3%) | $268,658 (2.9%) | 0.00 | 295 |
| 2020-02-01 | $245,900 (6.6%) | $265,533 (0.1%) | 0.00 | 280 |
| 2020-03-01 | $249,700 (5.6%) | $271,197 (-0.7%) | 0.00 | 275 |
| 2020-04-01 | $255,913 (4.2%) | $279,665 (-1.8%) | 0.00 | 275 |
| 2020-05-01 | $259,000 (3.2%) | $282,140 (-5.8%) | 0.00 | 266 |
| 2020-06-01 | $263,800 (8.1%) | $292,119 (1.4%) | 0.00 | 250 |
| 2020-07-01 | $265,000 (7.3%) | $301,461 (3.0%) | 0.00 | 258 |
| 2020-08-01 | $262,500 (6.3%) | $307,697 (5.9%) | 0.00 | 251 |
| 2020-09-01 | $262,500 (7.6%) | $322,154 (13.1%) | 0.00 | 233 |
| 2020-10-01 | $266,250 (10.6%) | $331,807 (18.9%) | 0.00 | 209 |
| 2020-11-01 | $274,450 (10.9%) | $355,326 (28.3%) | 0.00 | 139 |
| 2020-12-01 | $284,900 (16.3%) | $365,565 (36.9%) | 0.00 | 123 |
| 2021-01-01 | $284,450 (16.1%) | $374,981 (39.6%) | 0.00 | 88 |
| 2021-02-01 | $286,725 (16.6%) | $384,803 (44.9%) | 0.00 | 82 |
| 2021-03-01 | $287,450 (15.1%) | $369,020 (36.1%) | 0.00 | 85 |
| 2021-04-01 | $304,725 (19.1%) | $375,025 (34.1%) | 0.00 | 83 |
| 2021-05-01 | $349,000 (34.8%) | $404,953 (43.5%) | 0.00 | 120 |
| 2021-06-01 | $369,900 (40.2%) | $432,113 (47.9%) | 0.00 | 142 |
| 2021-07-01 | $350,000 (32.1%) | $414,109 (37.4%) | 0.00 | 186 |
| 2021-08-01 | $359,725 (37.0%) | $429,415 (39.6%) | 0.00 | 198 |
| 2021-09-01 | $362,500 (38.1%) | $430,809 (33.7%) | 0.00 | 211 |
| 2021-10-01 | $382,450 (43.6%) | $439,837 (32.6%) | 0.00 | 192 |
| 2021-11-01 | $381,225 (38.9%) | $428,253 (20.5%) | 0.00 | 166 |
| 2021-12-01 | $384,475 (35.0%) | $422,335 (15.5%) | 0.00 | 151 |
| 2022-01-01 | $389,000 (36.8%) | $419,102 (11.8%) | 0.00 | 134 |
| 2022-02-01 | $390,975 (36.4%) | $419,436 (9.0%) | 0.00 | 131 |
| 2022-03-01 | $404,800 (40.8%) | $455,395 (23.4%) | 0.00 | 153 |
| 2022-04-01 | $419,900 (37.8%) | $468,138 (24.8%) | 0.00 | 157 |
| 2022-05-01 | $406,175 (16.4%) | $451,880 (11.6%) | 0.00 | 199 |
| 2022-06-01 | $411,950 (11.4%) | $453,658 (5.0%) | 0.00 | 262 |
| 2022-07-01 | $405,000 (15.7%) | $449,331 (8.5%) | 0.00 | 345 |
| 2022-08-01 | $399,999 (11.2%) | $446,820 (4.1%) | 0.00 | 357 |
| 2022-09-01 | $399,450 (10.2%) | $438,597 (1.8%) | 0.00 | 346 |
| 2022-10-01 | $395,900 (3.5%) | $425,327 (-3.3%) | 0.00 | 331 |
| 2022-11-01 | $389,000 (2.0%) | $405,943 (-5.2%) | 0.00 | 288 |
| 2022-12-01 | $399,000 (3.8%) | $411,132 (-2.7%) | 0.00 | 245 |
| 2023-01-01 | $399,900 (2.8%) | $422,443 (0.8%) | 0.00 | 235 |
| 2023-02-01 | $399,962 (2.3%) | $421,462 (0.5%) | 0.00 | 219 |
| 2023-03-01 | $412,500 (1.9%) | $440,905 (-3.2%) | 0.00 | 213 |
| 2023-04-01 | $410,000 (-2.4%) | $448,393 (-4.2%) | 0.00 | 216 |
| 2023-05-01 | $410,000 (0.9%) | $445,827 (-1.3%) | 0.00 | 240 |
| 2023-06-01 | $415,475 (0.9%) | $466,707 (2.9%) | 0.00 | 273 |
| 2023-07-01 | $419,000 (3.5%) | $500,301 (11.3%) | 0.00 | 328 |
| 2023-08-01 | $407,438 (1.9%) | $487,050 (9.0%) | 0.00 | 341 |
Aberdeen's median listing price for 2023-08-01 was $407,438, a difference of
$7,439
(1.9%) versus the prior year and
$-11,562 versus the prior month.
Aberdeen's median listing price comes in at 0% of the national average.
Aberdeen's average listing price for 2023-08-01 was $487,050, a difference of $40,230 (9.0%) versus the prior year and $-13,251 versus the prior month.
For the 2023-08-01 period, Aberdeen had 341 MLS listings, a difference of 13 listings (4%) versus the prior month and -16 listings (-4%) versus the prior year.
Aberdeen's median listing price comes in at 0% of the national average.
Aberdeen's average listing price for 2023-08-01 was $487,050, a difference of $40,230 (9.0%) versus the prior year and $-13,251 versus the prior month.
For the 2023-08-01 period, Aberdeen had 341 MLS listings, a difference of 13 listings (4%) versus the prior month and -16 listings (-4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Aberdeen (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,499 sqft |
| 2018-02-01 | 0 days | 1,514 sqft |
| 2018-03-01 | 0 days | 1,506 sqft |
| 2018-04-01 | 0 days | 1,479 sqft |
| 2018-05-01 | 0 days | 1,504 sqft |
| 2018-06-01 | 0 days | 1,516 sqft |
| 2018-07-01 | 0 days | 1,489 sqft |
| 2018-08-01 | 0 days | 1,534 sqft |
| 2018-09-01 | 0 days | 1,553 sqft |
| 2018-10-01 | 0 days | 1,544 sqft |
| 2018-11-01 | 0 days | 1,501 sqft |
| 2018-12-01 | 0 days | 1,490 sqft |
| 2019-01-01 | 0 days | 1,488 sqft |
| 2019-02-01 | 0 days | 1,505 sqft |
| 2019-03-01 | 0 days | 1,510 sqft |
| 2019-04-01 | 0 days | 1,509 sqft |
| 2019-05-01 | 0 days | 1,496 sqft |
| 2019-06-01 | 0 days | 1,467 sqft |
| 2019-07-01 | 0 days | 1,488 sqft |
| 2019-08-01 | 0 days | 1,501 sqft |
| 2019-09-01 | 0 days | 1,521 sqft |
| 2019-10-01 | 0 days | 1,510 sqft |
| 2019-11-01 | 0 days | 1,491 sqft |
| 2019-12-01 | 0 days | 1,456 sqft |
| 2020-01-01 | 0 days | 1,466 sqft |
| 2020-02-01 | 0 days | 1,456 sqft |
| 2020-03-01 | 0 days | 1,416 sqft |
| 2020-04-01 | 0 days | 1,417 sqft |
| 2020-05-01 | 0 days | 1,440 sqft |
| 2020-06-01 | 0 days | 1,456 sqft |
| 2020-07-01 | 0 days | 1,479 sqft |
| 2020-08-01 | 0 days | 1,507 sqft |
| 2020-09-01 | 0 days | 1,517 sqft |
| 2020-10-01 | 0 days | 1,527 sqft |
| 2020-11-01 | 0 days | 1,434 sqft |
| 2020-12-01 | 0 days | 1,445 sqft |
| 2021-01-01 | 0 days | 1,440 sqft |
| 2021-02-01 | 0 days | 1,499 sqft |
| 2021-03-01 | 0 days | 1,487 sqft |
| 2021-04-01 | 0 days | 1,546 sqft |
| 2021-05-01 | 0 days | 1,527 sqft |
| 2021-06-01 | 0 days | 1,513 sqft |
| 2021-07-01 | 0 days | 1,532 sqft |
| 2021-08-01 | 0 days | 1,543 sqft |
| 2021-09-01 | 0 days | 1,504 sqft |
| 2021-10-01 | 0 days | 1,520 sqft |
| 2021-11-01 | 0 days | 1,483 sqft |
| 2021-12-01 | 0 days | 1,489 sqft |
| 2022-01-01 | 0 days | 1,416 sqft |
| 2022-02-01 | 0 days | 1,364 sqft |
| 2022-03-01 | 0 days | 1,444 sqft |
| 2022-04-01 | 0 days | 1,444 sqft |
| 2022-05-01 | 0 days | 1,454 sqft |
| 2022-06-01 | 0 days | 1,442 sqft |
| 2022-07-01 | 0 days | 1,472 sqft |
| 2022-08-01 | 0 days | 1,487 sqft |
| 2022-09-01 | 0 days | 1,484 sqft |
| 2022-10-01 | 0 days | 1,484 sqft |
| 2022-11-01 | 0 days | 1,457 sqft |
| 2022-12-01 | 0 days | 1,440 sqft |
| 2023-01-01 | 0 days | 1,436 sqft |
| 2023-02-01 | 0 days | 1,461 sqft |
| 2023-03-01 | 0 days | 1,438 sqft |
| 2023-04-01 | 0 days | 1,484 sqft |
| 2023-05-01 | 0 days | 1,477 sqft |
| 2023-06-01 | 0 days | 1,522 sqft |
| 2023-07-01 | 0 days | 1,500 sqft |
| 2023-08-01 | 0 days | 1,514 sqft |
Aberdeen's median listing age (time on market) for 2023-08-01 was 0 days.
Aberdeen's median square footage for active listings during the 2023-08-01 period was 1,514 sqft. One year prior, the average listing was 1,487 sqft.
Aberdeen's median square footage for active listings during the 2023-08-01 period was 1,514 sqft. One year prior, the average listing was 1,487 sqft.
Aberdeen, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,483 | $460,175,000 | $310,300 |
| Cash Out Refi | 621 | $154,105,000 | $248,156 |
| Refi | 247 | $299,645,000 | $1,213,138 |
| Home Improvement | 210 | $130,210,000 | $620,048 |
| Other | 162 | $20,160,000 | $124,444 |
Aberdeen's most frequently cited loan purpose was Home Purchase, with 1,483 originations. The 2nd most popular reason was Cash Out Refi, with 621 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 666 | $437,510,000 | $656,922 |
| 3-4% | 617 | $163,185,000 | $264,481 |
| 4-5% | 596 | $280,020,000 | $469,832 |
| 6-7% | 382 | $100,820,000 | $263,927 |
| 2.5-3% | 144 | $34,650,000 | $240,625 |
| <2.5% | 121 | $12,745,000 | $105,331 |
| 7-8% | 113 | $24,295,000 | $215,000 |
| Over 8% | 59 | $8,135,000 | $137,881 |
During 2022, Aberdeen's most frequently originated rate bucket was 5-6%, with 666 originations.
Loan Sizing (Aberdeen, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,315 | $378,335,000 | $287,707 |
| $100k-200k | 578 | $88,070,000 | $152,370 |
| $100,000 or less | 449 | $21,855,000 | $48,675 |
| $400k-600k | 286 | $134,800,000 | $471,329 |
| $600k-1000k | 76 | $54,020,000 | $710,789 |
| $Over $1MM | 19 | $387,215,000 | $20,379,737 |
Aberdeen's loan sizing saw the bucket of loans from $200k-400k with 1,315 originations, totaling $378,335,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 901 | $296,525,000 | $329,107 |
| 60-80% | 773 | $251,885,000 | $325,854 |
| 40-60% | 378 | $85,470,000 | $226,111 |
| Under 20% | 338 | $15,300,000 | $45,266 |
| 20-40% | 272 | $33,170,000 | $121,949 |
| Over 100% | 40 | $375,890,000 | $9,397,250 |
Aberdeen's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 901 originations, totaling $296,525,000 in origination value.