BREMERTON - SILVERDALE - PORT ORCHARD Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Bremerton - Silverdale - Port Orchard averaged
3.4%
for the week of 2021-11-24, compared to the national average of
3.1% for the same period.
The average rate for the prior week (2021-11-18) was
3.4% and
one month ago for the week of 2021-10-21, the
average rate was 3.29%.
Bremerton - Silverdale - Port Orchard's average rate one year ago was 2.82%.
For refis of the same type during the week of 2021-11-24, the average rate
was 3.16%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-11-24 | 3.1% |
| Bremerton - Silverdale - Port Orchard 30 Year Fixed Rate | 2021-11-24 | 3.4% |
| Bremerton - Silverdale - Port Orchard 30 Year Fixed Rate Refi | 2021-11-24 | 3.16% |
| Bremerton - Silverdale - Port Orchard 15 Year Fixed Rate | 2021-11-24 | 2.5% |
| Bremerton - Silverdale - Port Orchard 15 Year Fixed Rate Refi | 2021-11-24 | 2.71% |
| Bremerton - Silverdale - Port Orchard 30 Year FHA | 2021-11-24 | 3.51% |
| Bremerton - Silverdale - Port Orchard 30 Year FHA Refi | 2021-11-24 | 3.28% |
| Bremerton - Silverdale - Port Orchard 30 Year USDA | 2021-11-24 | 3.29% |
| Bremerton - Silverdale - Port Orchard 30 Year USDA Refi | 2021-11-24 | 3.29% |
| Bremerton - Silverdale - Port Orchard 30 Year VA | 2021-11-24 | 3.14% |
| Bremerton - Silverdale - Port Orchard 30 Year VA Refi | 2021-11-24 | 2.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BREMERTON-SILVERDALE-PORT ORCHARD, WA.
BREMERTON - SILVERDALE - PORT ORCHARD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BREMERTON-SILVERDALE-PORT ORCHARD, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BREMERTON-SILVERDALE-PORT ORCHARD, WA's 291 lenders originated 20,027
loans during 2020. The total origination value was $6,607,845,000, with an average loan value of
$329,947.
The top BREMERTON - SILVERDALE - PORT ORCHARD lender as defined by loan originations is QUICKEN LOANS, LLC, with
749 loans originated. Their average total fees are
$5,408, which is $571
higher than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee BREMERTON - SILVERDALE - PORT ORCHARD lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($857), Wyndham Capital Mortgage, Inc. ($1,234), FIRST CONTINENTAL MORTGAGE, LTD. ($1,791), FirstBank ($2,121) and KELLER MORTGAGE, LLC ($2,232).
The lowest rate BREMERTON - SILVERDALE - PORT ORCHARD lenders (with over 10 loans originated) are
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (2.83%), AMERISAVE MORTGAGE CORPORATION (2.84%), Hometown Lenders, Inc. (2.89%), MANN FINANCIAL INC. (2.90%) and EAGLE HOME MORTGAGE, LLC (2.90%).
BREMERTON-SILVERDALE-PORT ORCHARD, WA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| Quicken Loans | $229,025,000 | $481,040,000 | 110.0% | 7.3% |
| Evergreen Moneysource Mortgage Company | $217,390,000 | $359,830,000 | 65.5% | 5.4% |
| FAIRWAY INDEPENDENT MORT CORP | $219,880,000 | $350,120,000 | 59.2% | 5.3% |
| Caliber Home Loans Inc | $179,995,000 | $263,490,000 | 46.4% | 4.0% |
| Freedom Mortgage Corporation | $54,460,000 | $252,950,000 | 364.5% | 3.8% |
| United Shore Financial Services LLC | $135,265,000 | $206,560,000 | 52.7% | 3.1% |
| MOVEMENT MORTGAGE, LLC | $96,875,000 | $198,785,000 | 105.2% | 3.0% |
| NAVY FEDERAL CREDIT UNION | $184,100,000 | $183,475,000 | -0.3% | 2.8% |
| WELLS FARGO BANK NA | $537,025,000 | $171,805,000 | -68.0% | 2.6% |
| loanDepot LLC | $89,845,000 | $166,585,000 | 85.4% | 2.5% |
| New American Funding (dba for Broker Solutions Inc) | $78,615,000 | $151,935,000 | 93.3% | 2.3% |
| CORNERSTONE HOME LENDING, INC. | $61,625,000 | $130,660,000 | 112.0% | 2.0% |
| PENNYMAC LOAN SERVICES LLC | $52,280,000 | $109,955,000 | 110.3% | 1.7% |
| Kitsap Credit Union | $50,425,000 | $107,570,000 | 113.3% | 1.6% |
| JPMorgan Chase Bank, NA | $57,840,000 | $103,635,000 | 79.2% | 1.6% |
| 1st Security Bank of Washington | $54,595,000 | $99,250,000 | 81.8% | 1.5% |
| First Federal Savings and Loan Association of Port Angeles | $16,215,000 | $98,565,000 | 507.9% | 1.5% |
| Boeing Employees' Credit Union (BECU) | $84,240,000 | $93,790,000 | 11.3% | 1.4% |
| Mortgage Research Center LLC | $56,625,000 | $93,635,000 | 65.4% | 1.4% |
| HomeStreet Bank | $57,895,000 | $75,910,000 | 31.1% | 1.1% |
| Lakeview Loan Servicing, LLC | $19,485,000 | $75,875,000 | 289.4% | 1.1% |
| Umpqua Bank | $48,715,000 | $72,350,000 | 48.5% | 1.1% |
| US BANK, N.A. | $53,325,000 | $72,120,000 | 35.2% | 1.1% |
| NBKC Bank | $38,555,000 | $70,325,000 | 82.4% | 1.1% |
| Bank of America NA | $73,925,000 | $69,680,000 | -5.7% | 1.1% |
| Axia Financial LLC | $35,480,000 | $69,675,000 | 96.4% | 1.1% |
| American Pacific Mortgage Corporation | $35,995,000 | $67,670,000 | 88.0% | 1.0% |
| Nationstar Mortgage | $43,690,000 | $67,405,000 | 54.3% | 1.0% |
| WMS Series LLC | $33,430,000 | $63,265,000 | 89.2% | 1.0% |
| KeyBank National Association | $36,450,000 | $61,975,000 | 70.0% | 0.9% |
| Guild Mortgage Company | $35,875,000 | $61,905,000 | 72.6% | 0.9% |
| PRIMELENDING | $34,150,000 | $58,145,000 | 70.3% | 0.9% |
| The Federal Savings Bank | $25,700,000 | $54,995,000 | 114.0% | 0.8% |
| Washington Federal | $33,755,000 | $54,640,000 | 61.9% | 0.8% |
| USAA FEDERAL SAVINGS BANK | $69,010,000 | $49,740,000 | -27.9% | 0.8% |
| Bay Equity LLC | $20,530,000 | $47,985,000 | 133.7% | 0.7% |
| Kitsap Bank | $12,210,000 | $47,490,000 | 288.9% | 0.7% |
| LendUS LLC dba RPM Mortgage | $14,825,000 | $45,690,000 | 208.2% | 0.7% |
| Finance of America Mortgage LLC | $20,140,000 | $45,635,000 | 126.6% | 0.7% |
| Amerisave Mortgage Corporation | $7,915,000 | $41,680,000 | 426.6% | 0.6% |
| Better Mortgage Corporation | $7,225,000 | $39,570,000 | 447.7% | 0.6% |
| HomeBridge Financial Services, Inc. | $19,895,000 | $38,855,000 | 95.3% | 0.6% |
| Timberland Bank | $26,525,000 | $37,855,000 | 42.7% | 0.6% |
| Home Point Financial Corporation | $14,080,000 | $37,580,000 | 166.9% | 0.6% |
| Academy Mortgage Corporation | $23,490,000 | $36,095,000 | 53.7% | 0.5% |
| Primary Residential Mortgage Inc. | $22,790,000 | $33,735,000 | 48.0% | 0.5% |
| Flagstar Bank | $22,710,000 | $32,165,000 | 41.6% | 0.5% |
| WALKER & DUNLOP, LLC | $11,505,000 | $31,625,000 | 174.9% | 0.5% |
| NEWREZ LLC | $12,505,000 | $30,815,000 | 146.4% | 0.5% |
| Guaranteed Rate Inc. | $13,605,000 | $29,990,000 | 120.4% | 0.5% |
| Columbia State Bank | $9,230,000 | $28,635,000 | 210.2% | 0.4% |
| Synergy One Lending | $8,715,000 | $28,605,000 | 228.2% | 0.4% |
| PRIORITY HOME LENDING, LLC | $9,980,000 | $27,830,000 | 178.9% | 0.4% |
| Jones Lang LaSalle Multifamily | $26,505,000 | n/a | 0.4% | |
| Sun West Mortgage Company Inc. | $5,870,000 | $24,045,000 | 309.6% | 0.4% |
| Charles Schwab Bank | $7,425,000 | $22,870,000 | 208.0% | 0.3% |
| Greystone Servicing Corporation, Inc. | $20,830,000 | n/a | 0.3% | |
| Cardinal Financial Company LP | $13,495,000 | $20,210,000 | 49.8% | 0.3% |
| Mortgage Solutions of Colorado LLC | $12,170,000 | $19,930,000 | 63.8% | 0.3% |
| American Financial Network Inc. | $15,890,000 | $17,600,000 | 10.8% | 0.3% |
| Nexera Holding LLC | $1,305,000 | $16,175,000 | 1,139.5% | 0.2% |
| Paramount Residential Mortgage Group Inc. | $4,975,000 | $16,035,000 | 222.3% | 0.2% |
| CARRINGTON MORTGAGE SERVICES | $11,330,000 | $15,825,000 | 39.7% | 0.2% |
| Mortgage Master Service Corporation | $5,810,000 | $15,730,000 | 170.7% | 0.2% |
| Provident Funding Associates | $8,605,000 | $15,270,000 | 77.5% | 0.2% |
| First Technology Credit Union | $5,080,000 | $14,320,000 | 181.9% | 0.2% |
| GESA Credit Union | $2,885,000 | $14,220,000 | 392.9% | 0.2% |
| Sammamish Mortgage Company | $6,645,000 | $13,985,000 | 110.5% | 0.2% |
| NewDay Financial LLC dba NewDay USA | $9,105,000 | $13,975,000 | 53.5% | 0.2% |
| North American Savings Bank | $6,880,000 | $13,915,000 | 102.3% | 0.2% |
| Eagle Home Mortgage, LLC | $7,475,000 | $13,295,000 | 77.9% | 0.2% |
| Sound Credit Union | $6,235,000 | $13,245,000 | 112.4% | 0.2% |
| CMG Mortgage Inc. | $5,585,000 | $12,935,000 | 131.6% | 0.2% |
| Morgan Stanley Private Bank NA | $12,450,000 | $12,910,000 | 3.7% | 0.2% |
| Banner Bank | $7,705,000 | $12,795,000 | 66.1% | 0.2% |
| BNC NATIONAL BANK | $5,185,000 | $12,775,000 | 146.4% | 0.2% |
| FirstBank | $3,485,000 | $11,285,000 | 223.8% | 0.2% |
| Alaska USA Mortgage Company, LLC | $5,920,000 | $11,235,000 | 89.8% | 0.2% |
| TIAA, FSB | $13,215,000 | $11,100,000 | -16.0% | 0.2% |
| Premier Mortgage Resources LLC | $2,310,000 | $10,740,000 | 364.9% | 0.2% |
| Washington State Employees Credit Union | $8,945,000 | $10,670,000 | 19.3% | 0.2% |
| Inspire Home Loans | $11,190,000 | $10,510,000 | -6.1% | 0.2% |
| TJC Mortgage, Inc. | $3,015,000 | $10,425,000 | 245.8% | 0.2% |
| LeaderOne Financial Corp. | $4,650,000 | $9,885,000 | 112.6% | 0.1% |
| Alaska USA Federal Credit Union | $4,740,000 | $9,810,000 | 107.0% | 0.1% |
| Directors Mortgage, Inc. | $4,930,000 | $9,750,000 | 97.8% | 0.1% |
| Planet Home Lending LLC | $10,050,000 | $9,720,000 | -3.3% | 0.1% |
| First Continental Mortgage Ltd | $8,420,000 | $9,585,000 | 13.8% | 0.1% |
| CU Home Mortgage Solutions LLC | $3,755,000 | $9,085,000 | 141.9% | 0.1% |
| MUFG Union Bank, NA | $17,730,000 | $9,075,000 | -48.8% | 0.1% |
| Citibank, N.A. | $43,850,000 | $9,040,000 | -79.4% | 0.1% |
| On Q Financial Inc. | $6,040,000 | $8,495,000 | 40.6% | 0.1% |
| Hometown Lenders LLC | $5,025,000 | $8,415,000 | 67.5% | 0.1% |
| Berkadia Commercial Mortgage | $34,870,000 | $8,385,000 | -76.0% | 0.1% |
| Lakeview Community Capital, LLC | $1,780,000 | $7,755,000 | 335.7% | 0.1% |
| Branch Banking And Trust Co | $1,080,000 | $7,685,000 | 611.6% | 0.1% |
| PNC BANK NA | $35,485,000 | $7,625,000 | -78.5% | 0.1% |
| FIRST REPUBLIC BANK | $1,210,000 | $7,405,000 | 512.0% | 0.1% |
| Cherry Creek Mortgage Co. Inc. | $2,790,000 | $7,395,000 | 165.1% | 0.1% |
| KS StateBank | $6,185,000 | $7,190,000 | 16.2% | 0.1% |
| Sound Community Bank | $5,750,000 | $7,100,000 | 23.5% | 0.1% |
| First Guaranty Mortgage Corporation | $865,000 | $7,080,000 | 718.5% | 0.1% |
| Barrington Bank & Trust | $3,725,000 | $6,910,000 | 85.5% | 0.1% |
| Network Capital Funding Corporation | $3,370,000 | $6,765,000 | 100.7% | 0.1% |
| Ladera Lending, Inc. | $3,885,000 | $6,635,000 | 70.8% | 0.1% |
| Northpointe Bank | $1,525,000 | $6,555,000 | 329.8% | 0.1% |
| Finance of America Reverse LLC | $5,570,000 | $6,550,000 | 17.6% | 0.1% |
| US Wide Financial | $2,940,000 | $6,120,000 | 108.2% | 0.1% |
| Washington Trust Bank | $1,770,000 | $6,100,000 | 244.6% | 0.1% |
| Village Capital & Investment | $710,000 | $6,045,000 | 751.4% | 0.1% |
| Spokane Teachers Credit Union | $650,000 | $6,035,000 | 828.5% | 0.1% |
| Keller Mortgage LLC | $1,760,000 | $6,010,000 | 241.5% | 0.1% |
| DAS Acquisition Company, LLC | $1,305,000 | $5,890,000 | 351.3% | 0.1% |
| Florida Capital Bank National Association | $560,000 | $5,850,000 | 944.6% | 0.1% |
| American Financial Resources Inc. | $5,645,000 | $5,835,000 | 3.4% | 0.1% |
| UBS Bank USA | $3,595,000 | $5,555,000 | 54.5% | 0.1% |
| GSF Mortgage Corporation | $2,930,000 | $5,495,000 | 87.5% | 0.1% |
| CIT BANK N.A. | $415,000 | $5,420,000 | 1,206.0% | 0.1% |
| Highlands Residential Mortgage Ltd | $5,405,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage | $4,665,000 | $5,350,000 | 14.7% | 0.1% |
| Bayshore Mortgage Funding LLC | $4,280,000 | $5,250,000 | 22.7% | 0.1% |
| Amcap Mortgage Ltd. | $1,735,000 | $5,155,000 | 197.1% | 0.1% |
| Supreme Lending/ Everett Financial Inc. | $3,210,000 | $5,110,000 | 59.2% | 0.1% |
| Mid America Mortgage Inc. | $2,945,000 | $5,065,000 | 72.0% | 0.1% |
| Olympia Federal Savings and Loan Association | $2,220,000 | $5,010,000 | 125.7% | 0.1% |
| Nations Lending Corporation | $3,935,000 | $4,945,000 | 25.7% | 0.1% |
| JMAC Lending Incorporated | $1,255,000 | $4,730,000 | 276.9% | 0.1% |
| SoFi Lending Corp | $1,720,000 | $4,725,000 | 174.7% | 0.1% |
| Commerce Home Mortgage Inc. | $165,000 | $4,720,000 | 2,760.6% | 0.1% |
| Intercontinental Capital Group, Inc. | $3,465,000 | $4,715,000 | 36.1% | 0.1% |
| AimLoan.com | $3,005,000 | $4,510,000 | 50.1% | 0.1% |
| Alliant Credit Union | $2,360,000 | $4,385,000 | 85.8% | 0.1% |
| Churchill Mortgage Corporation | $1,880,000 | $4,260,000 | 126.6% | 0.1% |
| SALAL CREDIT UNION | $1,245,000 | $4,245,000 | 241.0% | 0.1% |
| PHH MORTGAGE CORPORATION | $440,000 | $4,225,000 | 860.2% | 0.1% |
| Mann Mortgage LLC | $1,945,000 | $4,210,000 | 116.5% | 0.1% |
| Westwood Mortgage | $1,450,000 | $4,095,000 | 182.4% | 0.1% |
| First Savings Bank | $1,655,000 | $4,025,000 | 143.2% | 0.1% |
| ARVEST BANK | $1,200,000 | $3,950,000 | 229.2% | 0.1% |
| Mortgage Lenders of America LLC | $275,000 | $3,930,000 | 1,329.1% | 0.1% |
| Colonial Savings | $3,205,000 | $3,905,000 | 21.8% | 0.1% |
| Pentagon Federal Credit Union | $2,585,000 | $3,850,000 | 48.9% | 0.1% |
| LUTHER BURBANK SAVINGS | $6,400,000 | $3,780,000 | -40.9% | 0.1% |
| Sovereign Lending Group, Inc | $1,770,000 | $3,765,000 | 112.7% | 0.1% |
| AAG | $1,700,000 | $3,675,000 | 116.2% | 0.1% |
| Plaza Home Mortgage Inc. | $2,125,000 | $3,670,000 | 72.7% | 0.1% |
| Geneva Financial LLC | $915,000 | $3,665,000 | 300.5% | 0.1% |
| Nations Direct Mortgage LLC | $655,000 | $3,660,000 | 458.8% | 0.1% |
| Third Federal Savings and Loan | $3,725,000 | $3,485,000 | -6.4% | 0.1% |
| NFM, Inc. | $3,480,000 | n/a | 0.1% | |
| Seattle Credit Union | $2,760,000 | $3,440,000 | 24.6% | 0.1% |
| Ark-La-Tex Financial Services LLC | $3,400,000 | n/a | 0.1% | |
| Cf Bank National Association | $475,000 | $3,375,000 | 610.5% | 0.1% |
| US Mortgage of Florida | $3,340,000 | n/a | 0.1% | |
| Reverse Mortgage Funding LLC | $800,000 | $3,305,000 | 313.1% | 0.1% |
| Raymond James Bank National Association | $3,235,000 | n/a | 0.0% | |
| Longbridge Financial, LLC | $905,000 | $3,220,000 | 255.8% | 0.0% |
| Willamette Valley Bank | $1,025,000 | $3,160,000 | 208.3% | 0.0% |
| United Mortgage Corp | $2,095,000 | $3,140,000 | 49.9% | 0.0% |
| MLD Mortgage Inc. | $275,000 | $3,070,000 | 1,016.4% | 0.0% |
| Axos Bank | $1,355,000 | $3,065,000 | 126.2% | 0.0% |
| LenderFi, Inc. | $1,870,000 | $2,995,000 | 60.2% | 0.0% |
| Stifel Bank and Trust | $360,000 | $2,985,000 | 729.2% | 0.0% |
| Goldman Sachs Bank USA | $2,920,000 | n/a | 0.0% | |
| Midwest Equity Mortgage LLC | $2,390,000 | $2,895,000 | 21.1% | 0.0% |
| Homeside Financial LLC | $2,870,000 | n/a | 0.0% | |
| CBRE Multifamily Capital, Inc. | $51,265,000 | $2,825,000 | -94.5% | 0.0% |
| Homestead Funding Corp. | $680,000 | $2,750,000 | 304.4% | 0.0% |
| TCF National Bank | $5,245,000 | $2,720,000 | -48.1% | 0.0% |
| Numerica Credit Union | $675,000 | $2,710,000 | 301.5% | 0.0% |
| BANK OF THE WEST | $3,035,000 | $2,690,000 | -11.4% | 0.0% |
| First Home Bank | $1,230,000 | $2,670,000 | 117.1% | 0.0% |
| Michigan Mutual, Inc. DBA MiMutual Mortgage | $710,000 | $2,655,000 | 273.9% | 0.0% |
| Guaranteed Rate Affinity LLC | $1,350,000 | $2,590,000 | 91.9% | 0.0% |
| BMO Harris Bank N.A. | $610,000 | $2,560,000 | 319.7% | 0.0% |
| Guaranty Trust Company | $2,535,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $1,595,000 | $2,495,000 | 56.4% | 0.0% |
| LoanPal | $3,905,000 | $2,455,000 | -37.1% | 0.0% |
| Peoples Bank | $1,020,000 | $2,370,000 | 132.4% | 0.0% |
| First Mortgage Solutions LLC | $3,270,000 | $2,335,000 | -28.6% | 0.0% |
| First-Citizens Bank & Trust Co | $2,315,000 | n/a | 0.0% | |
| Mortgage Express | $365,000 | $2,315,000 | 534.2% | 0.0% |
| Civic Financial Services | $1,985,000 | $2,275,000 | 14.6% | 0.0% |
| Mortgage Lending Group LLC | $770,000 | $2,235,000 | 190.3% | 0.0% |
| American Financing Corporation | $450,000 | $2,150,000 | 377.8% | 0.0% |
| Parkside Lending LLC | $620,000 | $2,150,000 | 246.8% | 0.0% |
| ZB, N.A. | $1,900,000 | $2,140,000 | 12.6% | 0.0% |
| Watermark Home Loans | $2,660,000 | $2,135,000 | -19.7% | 0.0% |
| Magnolia Bank Incorporated | $2,380,000 | $2,125,000 | -10.7% | 0.0% |
| Bank of England | $1,525,000 | $2,110,000 | 38.4% | 0.0% |
| Northwest Farm Credit Services, FLCA | $505,000 | $2,110,000 | 317.8% | 0.0% |
| Stearns Lending | $1,360,000 | $2,110,000 | 55.1% | 0.0% |
| Bank of The Pacific | $1,695,000 | $1,935,000 | 14.2% | 0.0% |
| RANLife, Inc. | $710,000 | $1,925,000 | 171.1% | 0.0% |
| Angel Oak Mortgage Solutions | $2,850,000 | $1,865,000 | -34.6% | 0.0% |
| Open Mortgage LLC | $625,000 | $1,835,000 | 193.6% | 0.0% |
| WEI Mortgage LLC | $1,025,000 | $1,835,000 | 79.0% | 0.0% |
| Peninsula Community Federal Credit Union - FID 325182344 | $1,720,000 | $1,815,000 | 5.5% | 0.0% |
| First Choice Loan Services Inc. | $3,800,000 | $1,775,000 | -53.3% | 0.0% |
| GATEWAY MORTGAGE GROUP | $5,825,000 | $1,750,000 | -70.0% | 0.0% |
| HighTechLending Inc. | $1,130,000 | $1,710,000 | 51.3% | 0.0% |
| Sunflower Bank, N.A. | $1,460,000 | $1,710,000 | 17.1% | 0.0% |
| Ethos Lending LLC | $1,270,000 | $1,680,000 | 32.3% | 0.0% |
| Semper Home Loans, Inc | $620,000 | $1,680,000 | 171.0% | 0.0% |
| Discover Bank | $1,425,000 | $1,655,000 | 16.1% | 0.0% |
| Oaktree Funding Corporation | $1,620,000 | n/a | 0.0% | |
| Low VA Rates | $1,110,000 | $1,615,000 | 45.5% | 0.0% |
| Qualstar Credit Union | $1,025,000 | $1,575,000 | 53.7% | 0.0% |
| BROADWAY NATIONAL BANK | $1,565,000 | n/a | 0.0% | |
| Home Funding Corporation | $1,560,000 | n/a | 0.0% | |
| Contour Mortgage Corporation | $1,505,000 | n/a | 0.0% | |
| Castle & Cooke Mortgage LLC | $1,480,000 | n/a | 0.0% | |
| Embrace Home Loans, Inc. | $710,000 | $1,475,000 | 107.7% | 0.0% |
| First Federal Bank of Kansas City | $1,525,000 | $1,430,000 | -6.2% | 0.0% |
| Lenox Financial Mortgage Corp. | $275,000 | $1,415,000 | 414.5% | 0.0% |
| Pacific NW FCU | $1,405,000 | n/a | 0.0% | |
| top flite financial, inc. | $235,000 | $1,395,000 | 493.6% | 0.0% |
| T2 Financial LLC | $1,385,000 | n/a | 0.0% | |
| HSBC BANK USA, NA | $4,370,000 | $1,380,000 | -68.4% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,030,000 | $1,375,000 | 33.5% | 0.0% |
| SecurityNational Mortgage Company | $800,000 | $1,370,000 | 71.3% | 0.0% |
| National Cooperative Bank N.A. | $1,545,000 | $1,325,000 | -14.2% | 0.0% |
| First Centennial Mortgage Corp. | $1,145,000 | $1,290,000 | 12.7% | 0.0% |
| Draper and Kramer Mortgage Corp. | $1,285,000 | n/a | 0.0% | |
| M&T Bank | $1,095,000 | $1,240,000 | 13.2% | 0.0% |
| LendingHome Funding Corporation | $610,000 | $1,220,000 | 100.0% | 0.0% |
| AmeriHomeMortgageCompany,LL | $2,630,000 | $1,210,000 | -54.0% | 0.0% |
| Solarity Credit Union | $595,000 | $1,210,000 | 103.4% | 0.0% |
| The Northern Trust Company | $1,205,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $1,195,000 | n/a | 0.0% | |
| First Financial Northwest Bank | $2,445,000 | $1,180,000 | -51.7% | 0.0% |
| Envoy Mortgage Ltd. | $1,795,000 | $1,165,000 | -35.1% | 0.0% |
| HomeAmerican Mortgage Corp. | $9,315,000 | $1,165,000 | -87.5% | 0.0% |
| O Bee Credit Union | $555,000 | $1,145,000 | 106.3% | 0.0% |
| Towne Mortgage Company | $225,000 | $1,140,000 | 406.7% | 0.0% |
| Whatcom Educational Credit Union | $1,130,000 | n/a | 0.0% | |
| Heritage Bank | $2,415,000 | $1,125,000 | -53.4% | 0.0% |
| E Mortgage Management LLC | $635,000 | $1,120,000 | 76.4% | 0.0% |
| James B. Nutter & Company | $490,000 | $1,120,000 | 128.6% | 0.0% |
| Flat Branch Mortgage Inc. | $1,295,000 | $1,115,000 | -13.9% | 0.0% |
| Meridian Bank | $790,000 | $1,105,000 | 39.9% | 0.0% |
| SPRING EQ, LLC | $1,390,000 | $1,095,000 | -21.2% | 0.0% |
| Huntington National Bank | $1,085,000 | n/a | 0.0% | |
| BM REAL ESTATE SERVICES, INC. | $1,050,000 | n/a | 0.0% | |
| Citywide Home Loans A Utah Corporation | $1,630,000 | $1,020,000 | -37.4% | 0.0% |
| Farmers Bank & Trust | $1,020,000 | n/a | 0.0% | |
| 5th Street Capital, Inc. | $1,015,000 | n/a | 0.0% | |
| All Reverse Mortgage Inc | $1,015,000 | n/a | 0.0% | |
| Gardner Financial Services dba Legacy Mutual Mortgage | $735,000 | $1,010,000 | 37.4% | 0.0% |
| Alterra Group LLC dba Alterra Home Loans | $1,810,000 | $990,000 | -45.3% | 0.0% |
| TAPCO Credit Union | $3,030,000 | $970,000 | -68.0% | 0.0% |
| Chevron Federal Credit Union | $965,000 | n/a | 0.0% | |
| Verity Credit Union | $925,000 | $960,000 | 3.8% | 0.0% |
| NMSI Inc | $955,000 | n/a | 0.0% | |
| OnPoint Community Credit Union | $840,000 | $955,000 | 13.7% | 0.0% |
| Prosperity Home Mortgage LLC | $945,000 | n/a | 0.0% | |
| R M K FINANCIAL CORP | $730,000 | $910,000 | 24.7% | 0.0% |
| Baxter Credit Union | $45,000 | $885,000 | 1,866.7% | 0.0% |
| CAPITAL BANK, NA | $650,000 | $875,000 | 34.6% | 0.0% |
| Land Home Financial Services Inc. | $3,565,000 | $875,000 | -75.5% | 0.0% |
| Horizon Credit Union | $230,000 | $850,000 | 269.6% | 0.0% |
| Summit Funding Inc. | $840,000 | n/a | 0.0% | |
| United Security Financial | $745,000 | $835,000 | 12.1% | 0.0% |
| Quorum Federal Credit Union | $330,000 | $830,000 | 151.5% | 0.0% |
| Residential Wholesale Mortgage | $770,000 | $810,000 | 5.2% | 0.0% |
| Connexus Credit Union | $795,000 | n/a | 0.0% | |
| Financail Funding Solutions, Inc | $540,000 | $790,000 | 46.3% | 0.0% |
| OCMBC Inc. | $790,000 | n/a | 0.0% | |
| Glacier Bank | $665,000 | $785,000 | 18.0% | 0.0% |
| Loan Simple Inc | $775,000 | n/a | 0.0% | |
| CBNA | $955,000 | $770,000 | -19.4% | 0.0% |
| Sierra Pacific Mortgage | $1,750,000 | $760,000 | -56.6% | 0.0% |
| CIBC Bank USA | $735,000 | n/a | 0.0% | |
| Credit Human Federal Credit Union | $470,000 | $735,000 | 56.4% | 0.0% |
| Armed Forces Bank | $710,000 | n/a | 0.0% | |
| First Midwest Bank | $710,000 | n/a | 0.0% | |
| Waterstone Mortgage Corp | $700,000 | n/a | 0.0% | |
| Gold Star Mortgage Financial Group, Corporation | $485,000 | $680,000 | 40.2% | 0.0% |
| Merchants Bank of Indiana | $680,000 | n/a | 0.0% | |
| American Residential Lending | $670,000 | n/a | 0.0% | |
| Royal United Mortgage LLC | $220,000 | $665,000 | 202.3% | 0.0% |
| Intercap Lending Inc | $660,000 | n/a | 0.0% | |
| Mountain West Financial Inc. | $660,000 | n/a | 0.0% | |
| FBC Mortgage LLC | $395,000 | $650,000 | 64.6% | 0.0% |
| NOVA Financial & Investment Corporation dba: Nova Home Loans | $740,000 | $640,000 | -13.5% | 0.0% |
| AKT American Capital Inc | $630,000 | n/a | 0.0% | |
| IQ CREDIT UNION | $140,000 | $600,000 | 328.6% | 0.0% |
| WSFS Bank | $595,000 | n/a | 0.0% | |
| First Internet Bank | $295,000 | $580,000 | 96.6% | 0.0% |
| Midwest Loan Services Inc | $485,000 | $580,000 | 19.6% | 0.0% |
| Amalgamated Bank | $1,295,000 | $575,000 | -55.6% | 0.0% |
| Ruoff Home Mortgage | $545,000 | $545,000 | 0.0% | 0.0% |
| RBC Bank (Georgia), N.A. | $535,000 | n/a | 0.0% | |
| Bank Of Springfield | $515,000 | n/a | 0.0% | |
| METROPOLITAN HOME MORTGAGE | $725,000 | $515,000 | -29.0% | 0.0% |
| Rivermark Community Credit Union | $515,000 | n/a | 0.0% | |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $510,000 | n/a | 0.0% | |
| Bank 2 | $570,000 | $510,000 | -10.5% | 0.0% |
| Mid-Continent Funding, Inc. | $940,000 | $510,000 | -45.7% | 0.0% |
| Los Angeles Police Federal Credit Union | $305,000 | $505,000 | 65.6% | 0.0% |
| OGI Mortgage Bankers | $1,160,000 | $505,000 | -56.5% | 0.0% |
| THE CENTRAL TRUST BANK | $505,000 | n/a | 0.0% | |
| Impac Mortgage Corp. dba CashCall Mortgage | $360,000 | $490,000 | 36.1% | 0.0% |
| Independent Bank | $485,000 | n/a | 0.0% | |
| Fay Servicing LLC | $465,000 | n/a | 0.0% | |
| Credit Union Mortgage Association Inc. | $460,000 | n/a | 0.0% | |
| Reliance First Capital LLC | $480,000 | $460,000 | -4.2% | 0.0% |
| Bank of Hope | $445,000 | n/a | 0.0% | |
| Firefighters First Credit Union | $445,000 | n/a | 0.0% | |
| V.I.P. Mortgage Inc. | $445,000 | n/a | 0.0% | |
| BOKF NA | $870,000 | $425,000 | -51.1% | 0.0% |
| Chicago Financial Services, In | $415,000 | n/a | 0.0% | |
| Liberty Home Mortgage Corp | $415,000 | n/a | 0.0% | |
| Paramount Bank | $750,000 | $415,000 | -44.7% | 0.0% |
| Black Hills Federal Credit Union | $405,000 | n/a | 0.0% | |
| Fortress Bank | $405,000 | n/a | 0.0% | |
| Grand River Bank | $405,000 | n/a | 0.0% | |
| DHI Mortgage Company Limited | $365,000 | $395,000 | 8.2% | 0.0% |
| UIF Corporation | $395,000 | n/a | 0.0% | |
| Colten Mortgage | $375,000 | n/a | 0.0% | |
| Home Mortgage Alliance, LLC | $375,000 | n/a | 0.0% | |
| 21ST MORTGAGE | $275,000 | $370,000 | 34.5% | 0.0% |
| AmWest Funding Corp. | $365,000 | n/a | 0.0% | |
| Busey Bank | $365,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF AMERICA | $275,000 | $365,000 | 32.7% | 0.0% |
| Belem Servicing, LLC dba Patriot Home Mortgage | $345,000 | $355,000 | 2.9% | 0.0% |
| DIAMOND RESIDENTIAL MTG CORP | $355,000 | n/a | 0.0% | |
| Greenbox Loans Inc. | $355,000 | n/a | 0.0% | |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $350,000 | n/a | 0.0% | |
| Amerifirst Financial Inc. | $345,000 | n/a | 0.0% | |
| First Community Mortgage Inc. | $345,000 | n/a | 0.0% | |
| Northwest Community Credit Union | $340,000 | n/a | 0.0% | |
| BMI Federal Credit Union | $335,000 | n/a | 0.0% | |
| Neighborhood Loans | $325,000 | n/a | 0.0% | |
| Thrive Mortgage LLC | $325,000 | n/a | 0.0% | |
| OakStar Bank | $485,000 | $305,000 | -37.1% | 0.0% |
| Bethpage Federal Credit Union | $85,000 | $300,000 | 252.9% | 0.0% |
| SWBC Mortgage Corporation | $295,000 | n/a | 0.0% | |
| Cashmere Valley Bank | $290,000 | n/a | 0.0% | |
| Best Capital Funding | $275,000 | n/a | 0.0% | |
| Presidential Bank FSB | $275,000 | n/a | 0.0% | |
| AUSTIN CAPITAL BANK SSB | $415,000 | $265,000 | -36.1% | 0.0% |
| Oceanside Mortgage Company | $265,000 | $265,000 | 0.0% | 0.0% |
| Plains Commerce Bank | $265,000 | n/a | 0.0% | |
| First State Bank Of St. Charles Missouri | $255,000 | n/a | 0.0% | |
| JMJ Financial Group Inc. | $485,000 | $255,000 | -47.4% | 0.0% |
| Member First Mortgage LLC | $255,000 | n/a | 0.0% | |
| Nudge Funding LLC | $255,000 | n/a | 0.0% | |
| Red Canoe Credit Union | $920,000 | $255,000 | -72.3% | 0.0% |
| American Nationwide Mortgage Company | $245,000 | n/a | 0.0% | |
| AMERIS BANK | $245,000 | n/a | 0.0% | |
| CATHAY BANK | $285,000 | $245,000 | -14.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $245,000 | n/a | 0.0% | |
| TwinStar Credit Union | $415,000 | $240,000 | -42.2% | 0.0% |
| Midwest BankCentre | $235,000 | n/a | 0.0% | |
| Unitus Community Credit Union | $235,000 | n/a | 0.0% | |
| Columbia Credit Union | $105,000 | $230,000 | 119.0% | 0.0% |
| Community First National Bank | $265,000 | $215,000 | -18.9% | 0.0% |
| Graystone Mortgage LLC | $640,000 | $215,000 | -66.4% | 0.0% |
| Bay Valley Mortgage Group DBA Pacific Bay Lending Group | $1,855,000 | $205,000 | -88.9% | 0.0% |
| Republic Bank & Trust Company | $205,000 | n/a | 0.0% | |
| WEST TOWN BANK & TRUST | $205,000 | n/a | 0.0% | |
| Xceed Financial Credit Union | $185,000 | n/a | 0.0% | |
| Finance of America Commercial LLC | $175,000 | n/a | 0.0% | |
| NW Plus CU | $155,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC | $115,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $95,000 | n/a | 0.0% | |
| Wasatch Peaks Federal Credit Union | $85,000 | n/a | 0.0% | |
| Tower Federal Credit Union | $105,000 | $55,000 | -47.6% | 0.0% |
| Mountain America Credit Union | $185,000 | $45,000 | -75.7% | 0.0% |
BREMERTON - SILVERDALE - PORT ORCHARD's top lender by overall market share is Quicken Loans, with 7.3% market share. In second place, with 5.4%, is Evergreen Moneysource Mortgage Company, having originated $359,830,000 in loans. In third place, with 5.3%, is FAIRWAY INDEPENDENT MORT CORP, having originated $350,120,000 in loans. In third place, with 4.0%, is Caliber Home Loans Inc, having originated $263,490,000 in loans. In third place, with 3.8%, is Freedom Mortgage Corporation, having originated $252,950,000 in loans.
BREMERTON-SILVERDALE-PORT ORCHARD, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 9,571 | $3,094,105,000 | $323,279 |
| Home Purchase | 4,987 | $1,965,155,000 | $394,056 |
| Cash Out Refi | 4,209 | $1,371,865,000 | $325,936 |
| Home Improvement | 725 | $87,825,000 | $121,138 |
| Other | 534 | $88,680,000 | $166,067 |
| NA | 1 | $215,000 | $215,000 |
Bremerton - Silverdale - Port Orchard's most frequently cited loan purpose was Refi, with 9,571 originations. The 2nd most popular reason was Home Purchase, with 4,987 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 8,094 | $2,757,370,000 | $340,668 |
| 2.5-3% | 7,233 | $2,505,395,000 | $346,384 |
| <2.5% | 2,457 | $801,255,000 | $326,111 |
| 4-5% | 1,296 | $264,020,000 | $203,719 |
| 5-6% | 232 | $39,980,000 | $172,328 |
| 6-7% | 97 | $13,685,000 | $141,082 |
| Over 8% | 55 | $6,455,000 | $117,364 |
| 7-8% | 28 | $2,080,000 | $74,286 |
During 2020, Bremerton - Silverdale - Port Orchard's most frequently originated rate bucket was 3-4%, with 8,094 originations.
Loan Sizing (BREMERTON-SILVERDALE-PORT ORCHARD, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 11,592 | $3,456,350,000 | $298,167 |
| $400k-600k | 3,924 | $1,834,310,000 | $467,459 |
| $100k-200k | 2,585 | $406,765,000 | $157,356 |
| $100,000 or less | 1,168 | $59,480,000 | $50,925 |
| $600k-1000k | 569 | $428,565,000 | $753,190 |
| $Over $1MM | 189 | $422,375,000 | $2,234,788 |
BREMERTON - SILVERDALE - PORT ORCHARD's loan sizing saw the bucket of loans from $200k-400k with 11,592 originations, totaling $3,456,350,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 5,975 | $2,167,635,000 | $362,784 |
| 80-100% | 5,414 | $2,028,220,000 | $374,625 |
| 40-60% | 3,750 | $1,183,860,000 | $315,696 |
| 20-40% | 1,404 | $315,420,000 | $224,658 |
| Under 20% | 1,177 | $85,015,000 | $72,230 |
| Over 100% | 651 | $262,355,000 | $403,003 |
BREMERTON - SILVERDALE - PORT ORCHARD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,975 originations, totaling $2,167,635,000 in origination value.