Peoplesbank A Codorus Valley Company Mortgage Rates, Fees & Info

York, PA

LEI: 5493008M2HP1C1B9LU12

Tax ID: 23-0962030

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Peoplesbank A Codorus Valley Company is a smaller bank specializing in Home Purchase and Refi loans. Peoplesbank A Codorus Valley Company has a high proportion of conventional loans. Their top markets by origination volume include: York, Baltimore, Lancaster, Gettysburg, and Harrisburg among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Peoplesbank A Codorus Valley Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Peoplesbank A Codorus Valley Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 3.93% 4/18/24
    30 Year Conventional Purchase 6.95% 4/18/24
    30 Year Conventional Refi 6.51% 4/18/24
    30 Year Cash-out Refi 6.88% 4/18/24
    15 Year Conventional Purchase 7.01% 4/18/24
    15 Year Conventional Refi 6.11% 4/18/24
    15 Year Cash-out Refi 6.11% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Peoplesbank A Codorus Valley Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Peoplesbank A Codorus Valley Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    826

    Origination Dollar Volume (All Markets)

    $154,740,000

    Employee count

    350

    Awards

    PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans bronze PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    YORK-HANOVER, PA (FHA|USDA|VA) 552 $82,060,000 $148,659 $3,710 4.08%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 129 $34,695,000 $268,953 $3,872 4.19%
    LANCASTER, PA (FHA|USDA|VA) 33 $15,465,000 $468,636 $4,206 3.83%
    GETTYSBURG, PA (FHA|USDA|VA) 50 $8,700,000 $174,000 $4,231 4.54%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 33 $7,285,000 $220,758 $3,800 5.09%
    SALISBURY, MD-DE (FHA|USDA|VA) 8 $2,570,000 $321,250 $4,308 4.03%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 9 $1,695,000 $188,333 $3,247 4.18%
    Outside of Metro Areas 3 $875,000 $291,667 $4,101 3.66%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $595,000 $119,000 $3,526 5.98%
    Easton, MD (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.74%
    READING, PA (FHA|USDA|VA) 1 $145,000 $145,000 $1,815 3.50%
    Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,772 5.25%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.74%
    Peoplesbank A Codorus Valley Company's top markets include York, Baltimore, Lancaster, Gettysburg, and Harrisburg among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Delaware (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against PEOPLESBANK A CODORUS VALLEY COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
    Similarity Rank: 122
    Prudential Bank
    Similarity Rank: 162
    CREDIT UNION OF NEW JERSEY
    Similarity Rank: 180
    The Glen Burnie Mutual Savings Bank
    Similarity Rank: 218
    POINT BREEZE
    Similarity Rank: 297
    Columbia Bank
    Similarity Rank: 440
    FIRST FINANCIAL OF MARYLAND
    Similarity Rank: 444
    DEL-ONE FEDERAL CREDIT UNION
    Similarity Rank: 528
    APL
    Similarity Rank: 605
    EDUCATIONAL SYSTEMS
    Similarity Rank: 714

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 462 $117,010,000 $253,268 $3,806 4.85%
    HELOC 364 $37,730,000 $103,654 n/a 3.31%

    For 2019, Peoplesbank A Codorus Valley Company's most frequently originated type of loan was Conventional, with 462 originations. Their 2nd most popular type was HELOC, with 364 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 333 $87,625,000 $263,138 $4,096 4.93%
    Refi 217 $35,355,000 $162,926 $3,241 3.89%
    Other 126 $14,170,000 $112,460 $2,963 3.19%
    Home Improvement 101 $7,475,000 $74,010 $3,600 3.51%
    Cash Out Refi 49 $10,115,000 $206,429 $3,440 4.05%

    For 2019, Peoplesbank A Codorus Valley Company's most frequently cited loan purpose was Home Purchase, with 333 originations. The 2nd most popular reason was Refi, with 217 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 412 $46,550,000 $112,985 $3,016 3.68%
    30 Year 179 $40,395,000 $225,670 $3,592 4.22%
    30+ year 53 $19,665,000 $371,038 $5,130 4.32%
    15 Year 51 $8,455,000 $165,784 $3,181 3.95%
    1 Year 45 $5,445,000 $121,000 $0 6.36%
    10 Year 31 $18,145,000 $585,323 $4,815 5.22%
    5 Year 29 $11,105,000 $382,931 $0 5.68%
    20 Year 26 $4,980,000 $191,538 $3,497 4.94%

    For 2019, Peoplesbank A Codorus Valley Company's most frequently cited loan duration was Other, with 412 originations. The 2nd most popular length was 30 Year, with 179 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 221 $50,205,000 $227,172
    $1k-2k 42 $8,150,000 $194,048
    $2k-3k 14 $3,630,000 $259,286
    $3k-4k 7 $2,525,000 $360,714
    $4k-5k 6 $4,020,000 $670,000
    $5k+ 2 $1,660,000 $830,000

    Peoplesbank A Codorus Valley Company's average total fees were $3,592, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 221 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 255 $23,385,000 $91,706
    5-6% 157 $32,815,000 $209,013
    3-4% 151 $38,525,000 $255,132
    4-5% 140 $44,820,000 $320,143
    6-7% 87 $9,135,000 $105,000
    <2.5% 33 $5,435,000 $164,697
    7-8% 3 $625,000 $208,333

    During 2019, Peoplesbank A Codorus Valley Company's average interest rate for loans was 4.22%, while their most frequently originated rate bucket for loans was 2.5-3%, with 255 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 356 $19,500,000 $54,775 $2,705 4.05%
    $100k-200k 246 $34,240,000 $139,187 $3,099 4.29%
    $200k-400k 170 $46,100,000 $271,176 $4,148 4.16%
    $400k-600k 27 $12,875,000 $476,852 $5,033 4.09%
    $600k-1MM 15 $11,785,000 $785,667 $8,334 4.83%
    $1MM+ 12 $30,240,000 $2,520,000 $6,880 4.51%

    2019 saw Peoplesbank A Codorus Valley Company place emphasis on $100,000 or less loans with 356 originations, totaling $19,500,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 150 $17,390,000 $115,933 $3,323 3.66%
    $100k-150k 134 $26,110,000 $194,851 $3,992 3.87%
    $75k-100k 120 $18,110,000 $150,917 $3,806 3.56%
    $50k or less 119 $9,725,000 $81,723 $2,962 3.55%
    $150k-250k 69 $16,675,000 $241,667 $4,614 3.76%
    $250k+ 37 $17,125,000 $462,838 $5,586 3.86%

    Peoplesbank A Codorus Valley Company lent most frequently to those with incomes in the $50k-75k range, with 150 originations. The second most popular income band? $100k-150k, with 134 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 162 $24,650,000 $152,160 $3,665 3.68%
    <20% 120 $14,540,000 $121,167 $3,178 3.26%
    30-36% 109 $17,885,000 $164,083 $4,025 3.82%
    42% 28 $6,060,000 $216,429 $4,375 4.04%
    44% 26 $3,320,000 $127,692 $3,824 3.62%
    45% 21 $4,815,000 $229,286 $3,591 3.99%
    41% 20 $3,840,000 $192,000 $4,171 3.83%
    43% 17 $2,925,000 $172,059 $3,594 3.86%
    50-60% 17 $4,725,000 $277,941 $4,263 3.86%
    36% 17 $3,555,000 $209,118 $3,736 3.79%
    37% 14 $2,860,000 $204,286 $3,580 3.68%
    38% 14 $2,140,000 $152,857 $4,424 4.12%
    47% 14 $2,740,000 $195,714 $3,553 3.97%
    46% 13 $2,515,000 $193,462 $3,590 3.80%
    39% 11 $2,525,000 $229,545 $4,236 4.34%
    40% 8 $1,280,000 $160,000 $3,845 3.76%
    48% 7 $2,935,000 $419,286 $5,506 3.87%
    49% 6 $1,070,000 $178,333 $2,891 3.58%
    >60% 5 $755,000 $151,000 $0 2.59%

    Peoplesbank A Codorus Valley Company lent most frequently to those with DTI ratios of 20-30%, with 162 originations. The next most common DTI ratio? <20%, with 120 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 614 $99,970,000 $162,818 $3,802 3.74%
    Not applicable 146 $40,680,000 $278,630 $0 6.09%
    Not provided 45 $7,605,000 $169,000 $3,316 3.84%
    Asian 7 $3,625,000 $517,857 $4,705 3.85%
    Black 13 $2,765,000 $212,692 $3,978 3.96%
    Vietnamese 1 $95,000 $95,000 $0 5.75%

    Approval Rates

    Total approvals of all applications
    90.98%

    Peoplesbank A Codorus Valley Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.95%

    Peoplesbank A Codorus Valley Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 826 $154,740,000 $187,337

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $75,000 $75,000
    Multifamily:Site-Built 27 $31,185,000 $1,155,000
    Single Family (1-4 Units):Manufactured 6 $610,000 $101,667
    Single Family (1-4 Units):Site-Built 792 $122,870,000 $155,139

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 139 $10,315,000 $74,209 $2,798 3.54%
    40-60% 144 $23,790,000 $165,208 $3,188 4.27%
    60-80% 267 $68,315,000 $255,861 $3,789 4.76%
    80-100% 184 $45,370,000 $246,576 $4,149 4.02%
    Over 100% 2 $2,780,000 $1,390,000 $0 3.25%
    Under 20% 88 $4,090,000 $46,477 $2,979 3.48%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Struggling to pay mortgage 3 21.4%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 4 28.6%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Closing on a mortgage 1 7.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Struggling to pay mortgage 2 14.3%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Trouble during payment process 1 7.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Other type of mortgage Trouble during payment process 2 14.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    PeoplesBank, a Codorus Valley Company 1 Manchester Street Glen Rock, PA 17327 Full Service B&M $44,563
    PeoplesBank, a Codorus Valley Company 1001 East Oregon Pike Lititz, PA 17543 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 109 Leader Heights Road York, PA 17403 Full Service B&M $205,490
    PeoplesBank, a Codorus Valley Company 11350 Mccormick Road, Suite 101 Hunt Valley, MD 21031 Full Service B&M $69,733
    PeoplesBank, a Codorus Valley Company 118 Carlisle Street Hanover, PA 17331 Full Service B&M $0
    PeoplesBank, a Codorus Valley Company 140 North Main Street Bel Air, MD 21014 Full Service B&M $59,548
    PeoplesBank, a Codorus Valley Company 1477 Carlisle Road York, PA 17408 Full Service B&M $67,934
    PeoplesBank, a Codorus Valley Company 1651 Baltimore Pike Hanover, PA 17331 Full Service B&M $83,576
    PeoplesBank, a Codorus Valley Company 1700 Normandie Drive York, PA 17408 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 1775 Powder Mill Road York, PA 17403 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 1800 Village Circle Lancaster, PA 17603 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 2 Ballast Lane Stewartstown, PA 17363 Full Service B&M $70,534
    PeoplesBank, a Codorus Valley Company 2001 Harrisburg Pike Lancaster, PA 17601 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 211 Mt. Carmel Road Parkton, MD 21120 Full Service B&M $30,256
    PeoplesBank, a Codorus Valley Company 2209 Belair Rd Fallston, MD 21047 Full Service B&M $31,017
    PeoplesBank, a Codorus Valley Company 2343 Oregon Pike Lancaster, PA 17601 Full Service B&M $14,017
    PeoplesBank, a Codorus Valley Company 2410 Eastern Boulevard York, PA 17402 Full Service B&M $87,537
    PeoplesBank, a Codorus Valley Company 2510 Delta Road Brogue, PA 17309 Full Service B&M $54,203
    PeoplesBank, a Codorus Valley Company 2587 Cape Horn Road Red Lion, PA 17356 Full Service B&M $105,353
    PeoplesBank, a Codorus Valley Company 26 East Main Street New Freedom, PA 17349 Full Service B&M $47,777
    PeoplesBank, a Codorus Valley Company 2618 East Market Street York, PA 17402 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 2760 Pine Grove Road York, PA 17403 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 3002 Hempland Road Lancaster, PA 17601 Full Service B&M $42,638
    PeoplesBank, a Codorus Valley Company 3100 Market Street Camp Hill, PA 17011 Full Service B&M $16,783
    PeoplesBank, a Codorus Valley Company 3160 Carlisle Road Dover, PA 17315 Full Service B&M $26,311
    PeoplesBank, a Codorus Valley Company 320 N Main St York, PA 17408 Full Service B&M $104,497
    PeoplesBank, a Codorus Valley Company 425 Westminster Avenue Hanover, PA 17331 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 5415 Belair Road Baltimore, MD 21206 Full Service B&M $24,102
    PeoplesBank, a Codorus Valley Company 6 Baltimore Street Spring Grove, PA 17362 Full Service B&M $39,536
    PeoplesBank, a Codorus Valley Company 600 E. Main Street Lititz, PA 17543 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 65 Eisenhower Drive Hanover, PA 17331 Full Service B&M $95,297
    PeoplesBank, a Codorus Valley Company 800 Bollinger Drive Shrewsbury, PA 17361 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 9651 Belair Road Baltimore, MD 21236 Full Service B&M $55,674
    PeoplesBank, a Codorus Valley Company 97 Sofia Drive Shrewsbury, PA 17361 Full Service B&M $17,461
    PeoplesBank, a Codorus Valley Company One Market Way West, Suite 101 York, PA 17401 Full Service B&M $58,896
    PeoplesBank, a Codorus Valley Company One Masonic Drive Elizabethtown, PA 17022 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company One North Main Jacobus, PA 17407 Full Service B&M $84,335

    For 2019, Peoplesbank A Codorus Valley Company had 37 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $85,308
    Net interest income $64,360
    Total noninterest income $13,921
    Gross Fiduciary activities income $3,598
    Service charges on deposit accounts $2,480
    Trading account gains and fees $0
    Additional Noninterest Income $7,843
    Pre-tax net operating income $24,636
    Securities gains (or losses, -) $-9
    Income before extraordinary items $19,370
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $19,370
    Minority interest net income $0
    Net income $19,370
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $19,377

    Peoplesbank A Codorus Valley Company's gross interest income from loans was $85,308,000.
    Peoplesbank A Codorus Valley Company's net interest income from loans was $64,360,000.
    Peoplesbank A Codorus Valley Company's fee based income from loans was $2,480,000.
    Peoplesbank A Codorus Valley Company's net income from loans was $19,370,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $20,948
    Provision for credit losses $2,450
    Total noninterest expense $51,195
    Salaries and employee benefits $30,240
    Premises and equipment expense $6,413
    Additional noninterest expense $14,542
    Applicable income taxes $5,257
    Net charge-offs $528
    Cash dividends $4,940

    Peoplesbank A Codorus Valley Company's interest expense for loans was $20,948,000.
    Peoplesbank A Codorus Valley Company's payroll and benefits expense were $30,240,000.
    Peoplesbank A Codorus Valley Company's property, plant and equipment expenses $6,413,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 2.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 5.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,593,815
    Deposits held in domestic offices $1,593,815
    Deposits by Individuals, partnerships, and corporations $1,450,529
    Deposits by U.S. Government $13
    Deposits by States and political subdivisions in the U.S. $142,762
    Deposits by Commercial banks and other depository institutions in U.S. $511
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $110,367
    Demand deposits $75,975
    Nontransaction accounts $1,483,448
    Money market deposit accounts (MMDAs) $498,504
    Other savings deposits (excluding MMDAs) $442,033
    Total time deposits $542,911
    Total time and savings deposits $1,517,840
    Noninterest-bearing deposits $277,219
    Interest-bearing deposits $1,316,596
    Retail deposits $1,518,392
    IRAs and Keogh plan accounts $90,692
    Brokered deposits $11,516
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,883,140
    Cash & Balances due from depository institutions $131,599
    Interest-bearing balances $110,741
    Total securities $159,675
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,495,872
    Loan and leases loss allowance $21,066
    Trading account assets $0
    Bank premises and fixed assets $25,516
    Other real estate owned $797
    Goodwill and other intangibles $3,512
    All other assets $66,169

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,883,140
    Total Liabilities $1,685,863
    Total deposits $1,593,815
    Interest-bearing deposits $1,316,596
    Deposits held in domestic offices $1,593,815
    % insured (estimated) $80
    Federal funds purchased and repurchase agreements $7,925
    Trading liabilities $0
    Other borrowed funds $74,506
    Subordinated debt $0
    All other liabilities $9,617

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,495,872
    Loan and leases loss allowance $21,066
    Total loans and leases (domestic) $1,516,938
    All real estate loans $1,222,217
    Real estate loans in domestic offices $1,222,217
    Construction and development loans $160,009
    Residential 1-4 family construction $43,918
    Other construction, all land development and other land $116,091
    Loans secured by nonfarm nonresidential properties $557,480
    Nonfarm nonresidential secured by owner-occupied properties $267,550
    Commercial real estate & other non-farm, non-residential $289,930
    Multifamily residential real estate $86,172
    1-4 family residential loans $350,948
    Farmland loans $67,608
    Loans held in foreign offices $0
    Farm loans $9,634
    Commercial and industrial loans $243,621
    To non-U.S. addressees $0
    Loans to individuals $12,020
    Credit card loans $0
    Related Plans $7,013
    Consumer Auto Loans $675
    Other loans to individuals $4,332
    All other loans & leases $29,446
    Loans to foreign governments and official institutions $0
    Other loans $17,251
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $14,912
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,596
    Non 1-4 family restructured loans & leases $1,145
    Total loans and leases (foreign) $0

    PEOPLESBANK A CODORUS VALLEY COMPANY had $1,495,872,000 of loans outstanding in 2019. $1,222,217,000 of loans were in real estate loans. $160,009,000 of loans were in development loans. $86,172,000 of loans were in multifamily mortgage loans. $350,948,000 of loans were in 1-4 family mortgage loans. $9,634,000 of loans were in farm loans. $0 of loans were in credit card loans. $675,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 482 $132,682 $275,274
    Nonfarm, nonresidential loans - <$100k 64 $3,212 $50,188
    Nonfarm, nonresidential loans - $100-250k 168 $23,968 $142,667
    Nonfarm, nonresidential loans - $250k-1MM 250 $105,502 $422,008
    Commercial & Industrial, US addressed loans - <$1MM 806 $84,237 $104,512
    Commercial & Industrial, US addressed loans - <$100k 475 $14,332 $30,173
    Commercial & Industrial, US addressed loans - $100-250k 146 $15,837 $108,473
    Commercial & Industrial, US addressed loans - $250k-1MM 185 $54,068 $292,259
    Farmland loans - <$1MM 127 $22,832 $179,780
    Farmland loans - <$100k 24 $1,403 $58,458
    Farmland loans - $100-250k 54 $7,469 $138,315
    Farmland loans - $250k-1MM 49 $13,960 $284,898
    Agriculture operations loans - <$1MM 93 $5,510 $59,247
    Agriculture operations loans - <$100k 74 $2,220 $30,000
    Agriculture operations loans - $100-250k 14 $1,687 $120,500
    Agriculture operations loans - $250k-1MM 5 $1,603 $320,600