Peoplesbank A Codorus Valley Company Mortgage Rates, Fees & Info

York, PA

LEI: 5493008M2HP1C1B9LU12

Tax ID: 23-0962030

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Peoplesbank A Codorus Valley Company is a smaller bank specializing in Refi and Home Purchase loans. Peoplesbank A Codorus Valley Company has a high proportion of conventional loans. Their top markets by origination volume include: York, Baltimore, Gettysburg, Lancaster, and Philadelphia among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Peoplesbank A Codorus Valley Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Peoplesbank A Codorus Valley Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 3.93% 12/16/24
    30 Year Conventional Purchase 6.95% 12/16/24
    30 Year Conventional Refi 6.51% 12/16/24
    30 Year Cash-out Refi 6.88% 12/16/24
    15 Year Conventional Purchase 7.01% 12/16/24
    15 Year Conventional Refi 6.11% 12/16/24
    15 Year Cash-out Refi 6.11% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Peoplesbank A Codorus Valley Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Peoplesbank A Codorus Valley Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,171

    Origination Dollar Volume (All Markets)

    $228,455,000

    Employee count

    343

    Awards

    PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans silver PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans gold PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans gold
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    YORK-HANOVER, PA (FHA|USDA|VA) 751 $120,025,000 $159,820 $3,657 2.86%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 248 $69,550,000 $280,444 $3,630 3.10%
    GETTYSBURG, PA (FHA|USDA|VA) 51 $10,545,000 $206,765 $4,244 3.20%
    LANCASTER, PA (FHA|USDA|VA) 56 $9,090,000 $162,321 $3,496 2.74%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 22 $7,210,000 $327,727 $4,221 3.19%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 21 $5,765,000 $274,524 $4,834 3.28%
    SALISBURY, MD-DE (FHA|USDA|VA) 10 $2,710,000 $271,000 $3,246 2.98%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 5 $2,355,000 $471,000 $5,964 3.67%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $405,000 $405,000 $5,782 2.63%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $360,000 $90,000 $3,438 2.43%
    READING, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,978 2.75%
    Outside of Metro Areas 1 $215,000 $215,000 $3,874 3.00%
    Peoplesbank A Codorus Valley Company's top markets include York, Baltimore, Gettysburg, Lancaster, and Philadelphia among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Delaware (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against PEOPLESBANK A CODORUS VALLEY COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PATRIOT
    Similarity Rank: 170
    Farmers and Merchants Trust Company of Chambersburg
    Similarity Rank: 180
    The Glen Burnie Mutual Savings Bank
    Similarity Rank: 271
    Beeline Loans, Inc.
    Similarity Rank: 430
    EVERENCE FEDERAL CREDIT UNION
    Similarity Rank: 544
    First Citizens Community Bank
    Similarity Rank: 589
    BHCU
    Similarity Rank: 625
    Prudential Bank
    Similarity Rank: 640
    Sail Mortgage Corp.
    Similarity Rank: 640
    LOANFLIGHT LENDING, LLC
    Similarity Rank: 864

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 778 $194,520,000 $250,026 $3,725 3.24%
    HELOC 393 $33,935,000 $86,349 n/a 2.34%

    For 2020, Peoplesbank A Codorus Valley Company's most frequently originated type of loan was Conventional, with 778 originations. Their 2nd most popular type was HELOC, with 393 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 513 $106,715,000 $208,021 $3,490 2.85%
    Home Purchase 257 $67,815,000 $263,872 $4,315 3.62%
    Other 143 $11,985,000 $83,811 $3,178 2.34%
    Cash Out Refi 131 $30,105,000 $229,809 $3,582 3.08%
    Home Improvement 127 $11,835,000 $93,189 $0 2.43%

    For 2020, Peoplesbank A Codorus Valley Company's most frequently cited loan purpose was Refi, with 513 originations. The 2nd most popular reason was Home Purchase, with 257 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 416 $44,440,000 $106,827 $4,004 2.41%
    30 Year 318 $80,550,000 $253,302 $3,691 3.19%
    15 Year 220 $42,410,000 $192,773 $3,265 2.67%
    20 Year 60 $13,050,000 $217,500 $3,631 3.12%
    5 Year 56 $10,230,000 $182,679 $0 4.50%
    30+ year 54 $22,660,000 $419,630 $5,878 3.34%
    1 Year 29 $3,735,000 $128,793 $0 5.22%
    10 Year 17 $8,635,000 $507,941 $3,022 3.59%
    3 Year 1 $2,745,000 $2,745,000 $0 5.50%

    For 2020, Peoplesbank A Codorus Valley Company's most frequently cited loan duration was Other, with 416 originations. The 2nd most popular length was 30 Year, with 318 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 515 $112,505,000 $218,456
    $1k-2k 101 $21,005,000 $207,970
    $2k-3k 26 $9,260,000 $356,154
    $3k-4k 18 $8,370,000 $465,000
    $4k-5k 8 $4,370,000 $546,250
    $5k+ 8 $8,520,000 $1,065,000

    Peoplesbank A Codorus Valley Company's average total fees were $3,691, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 515 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 471 $56,225,000 $119,374
    3-4% 296 $84,500,000 $285,473
    2.5-3% 283 $63,195,000 $223,304
    4-5% 75 $16,515,000 $220,200
    5-6% 36 $6,890,000 $191,389
    6-7% 10 $1,130,000 $113,000

    During 2020, Peoplesbank A Codorus Valley Company's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was <2.5%, with 471 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 439 $63,815,000 $145,364 $3,178 2.91%
    $100,000 or less 339 $18,075,000 $53,319 $2,616 2.75%
    $200k-400k 306 $84,100,000 $274,837 $3,895 3.10%
    $400k-600k 61 $28,995,000 $475,328 $5,042 3.09%
    $600k-1MM 17 $12,815,000 $753,824 $6,505 3.48%
    $1MM+ 9 $20,655,000 $2,295,000 $14,162 3.77%

    2020 saw Peoplesbank A Codorus Valley Company place emphasis on $100k-200k loans with 439 originations, totaling $63,815,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 226 $46,300,000 $204,867 $3,836 2.76%
    $50k-75k 219 $30,755,000 $140,434 $3,382 2.71%
    $75k-100k 195 $30,295,000 $155,359 $3,489 2.70%
    $150k-250k 172 $43,290,000 $251,686 $4,002 2.88%
    $50k or less 162 $16,010,000 $98,827 $3,065 2.76%
    $250k+ 62 $25,350,000 $408,871 $5,967 3.04%

    Peoplesbank A Codorus Valley Company lent most frequently to those with incomes in the $100k-150k range, with 226 originations. The second most popular income band? $50k-75k, with 219 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 289 $48,505,000 $167,837 $3,492 2.67%
    <20% 195 $29,295,000 $150,231 $3,477 2.64%
    30-36% 164 $33,570,000 $204,695 $3,861 2.79%
    44% 47 $7,275,000 $154,787 $3,574 2.76%
    40% 39 $8,705,000 $223,205 $4,222 3.10%
    36% 36 $5,870,000 $163,056 $3,704 2.69%
    41% 36 $7,960,000 $221,111 $4,064 3.00%
    42% 34 $8,390,000 $246,765 $3,899 2.97%
    39% 34 $7,690,000 $226,176 $3,672 2.98%
    38% 29 $6,155,000 $212,241 $4,117 2.91%
    37% 28 $5,030,000 $179,643 $3,964 2.86%
    43% 25 $4,685,000 $187,400 $4,728 2.74%
    45% 25 $5,765,000 $230,600 $3,567 2.99%
    47% 13 $3,405,000 $261,923 $4,182 2.98%
    46% 11 $1,955,000 $177,727 $3,316 2.93%
    48% 11 $3,835,000 $348,636 $5,035 3.03%
    49% 10 $1,880,000 $188,000 $3,888 3.24%
    50-60% 8 $1,790,000 $223,750 $3,571 2.96%
    >60% 2 $240,000 $120,000 $0 2.87%

    Peoplesbank A Codorus Valley Company lent most frequently to those with DTI ratios of 20-30%, with 289 originations. The next most common DTI ratio? <20%, with 195 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 998 $188,160,000 $188,537 $3,682 2.81%
    Not applicable 85 $20,615,000 $242,529 $0 4.76%
    Not provided 56 $8,110,000 $144,821 $4,679 2.41%
    Asian 17 $5,545,000 $326,176 $4,581 2.82%
    Black 11 $4,965,000 $451,364 $4,992 3.08%
    American Indian 2 $700,000 $350,000 $3,291 2.25%
    Native Hawaiian or Islander 2 $360,000 $180,000 $2,715 3.44%

    Approval Rates

    Total approvals of all applications
    91.56%

    Peoplesbank A Codorus Valley Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    92.06%

    Peoplesbank A Codorus Valley Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,171 $228,455,000 $195,094

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 19 $18,735,000 $986,053
    Single Family (1-4 Units):Manufactured 7 $665,000 $95,000
    Single Family (1-4 Units):Site-Built 1,145 $209,055,000 $182,581

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 152 $13,370,000 $87,961 $2,806 2.57%
    40-60% 203 $35,125,000 $173,030 $3,283 2.92%
    60-80% 419 $107,715,000 $257,076 $3,691 3.17%
    80-100% 263 $67,185,000 $255,456 $4,291 3.02%
    Under 20% 134 $5,060,000 $37,761 $1,633 2.51%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Other type of mortgage Struggling to pay mortgage 1 5.6%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 5.6%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Trouble during payment process 2 11.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 11.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Closing on a mortgage 1 5.6%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Struggling to pay mortgage 4 22.2%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 6 33.3%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION FHA mortgage Struggling to pay mortgage 1 5.6%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Peoplesbank, A Codorus Valley Company 1 Manchester Street Glen Rock, PA 17327 Full Service B&M $50,687
    Peoplesbank, A Codorus Valley Company 1001 East Oregon Pike Lititz, PA 17543 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 101 North Queen Street, Suite 105 Lancaster, PA 17602 Full Service B&M $1,392
    Peoplesbank, A Codorus Valley Company 109 Leader Heights Road York, PA 17403 Full Service B&M $238,791
    Peoplesbank, A Codorus Valley Company 11350 Mccormick Road, Suite 101 Hunt Valley, MD 21031 Full Service B&M $107,013
    Peoplesbank, A Codorus Valley Company 118 Carlisle Street Hanover, PA 17331 Full Service B&M $0
    Peoplesbank, A Codorus Valley Company 140 North Main Street Bel Air, MD 21014 Full Service B&M $86,015
    Peoplesbank, A Codorus Valley Company 1477 Carlisle Road York, PA 17408 Full Service B&M $79,444
    Peoplesbank, A Codorus Valley Company 1651 Baltimore Pike Hanover, PA 17331 Full Service B&M $93,994
    Peoplesbank, A Codorus Valley Company 1700 Normandie Drive York, PA 17408 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 2 Ballast Lane Stewartstown, PA 17363 Full Service B&M $85,727
    Peoplesbank, A Codorus Valley Company 2001 Harrisburg Pike Lancaster, PA 17601 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 211 Mt. Carmel Road Parkton, MD 21120 Full Service B&M $38,893
    Peoplesbank, A Codorus Valley Company 2343 Oregon Pike Lancaster, PA 17601 Full Service B&M $30,760
    Peoplesbank, A Codorus Valley Company 2410 Eastern Boulevard York, PA 17402 Full Service B&M $92,136
    Peoplesbank, A Codorus Valley Company 2510 Delta Road Brogue, PA 17309 Full Service B&M $61,698
    Peoplesbank, A Codorus Valley Company 2587 Cape Horn Road Red Lion, PA 17356 Full Service B&M $123,600
    Peoplesbank, A Codorus Valley Company 26 East Main Street New Freedom, PA 17349 Full Service B&M $57,700
    Peoplesbank, A Codorus Valley Company 3002 Hempland Road Lancaster, PA 17601 Full Service B&M $46,336
    Peoplesbank, A Codorus Valley Company 3100 Market Street Camp Hill, PA 17011 Full Service B&M $17,511
    Peoplesbank, A Codorus Valley Company 3160 Carlisle Road Dover, PA 17315 Full Service B&M $31,242
    Peoplesbank, A Codorus Valley Company 320 N Main St York, PA 17408 Full Service B&M $117,751
    Peoplesbank, A Codorus Valley Company 325 Wesley Drive Mechanicsburg, PA 17055 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 425 Westminster Avenue Hanover, PA 17331 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 5415 Belair Road Baltimore, MD 21206 Full Service B&M $24,770
    Peoplesbank, A Codorus Valley Company 6 Baltimore Street Spring Grove, PA 17362 Full Service B&M $42,615
    Peoplesbank, A Codorus Valley Company 600 E. Main Street Lititz, PA 17543 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 65 Eisenhower Drive Hanover, PA 17331 Full Service B&M $105,873
    Peoplesbank, A Codorus Valley Company 9651 Belair Road Baltimore, MD 21236 Full Service B&M $85,439
    Peoplesbank, A Codorus Valley Company 97 Sofia Drive Shrewsbury, PA 17361 Full Service B&M $22,437
    Peoplesbank, A Codorus Valley Company One Market Way West, Suite 101 York, PA 17401 Full Service B&M $68,905
    Peoplesbank, A Codorus Valley Company One Masonic Drive Elizabethtown, PA 17022 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company One North Main Jacobus, PA 17407 Full Service B&M $101,144

    For 2020, Peoplesbank A Codorus Valley Company had 33 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $75,705
    Net interest income $60,811
    Total noninterest income $16,025
    Gross Fiduciary activities income $3,934
    Service charges on deposit accounts $1,894
    Trading account gains and fees $0
    Additional Noninterest Income $10,197
    Pre-tax net operating income $11,479
    Securities gains (or losses, -) $65
    Income before extraordinary items $9,263
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $9,263
    Minority interest net income $0
    Net income $9,263
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $9,211

    Peoplesbank A Codorus Valley Company's gross interest income from loans was $75,705,000.
    Peoplesbank A Codorus Valley Company's net interest income from loans was $60,811,000.
    Peoplesbank A Codorus Valley Company's fee based income from loans was $1,894,000.
    Peoplesbank A Codorus Valley Company's net income from loans was $9,263,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $14,894
    Provision for credit losses $14,675
    Total noninterest expense $50,682
    Salaries and employee benefits $30,040
    Premises and equipment expense $6,346
    Additional noninterest expense $14,296
    Applicable income taxes $2,281
    Net charge-offs $14,477
    Cash dividends $4,430

    Peoplesbank A Codorus Valley Company's interest expense for loans was $14,894,000.
    Peoplesbank A Codorus Valley Company's payroll and benefits expense were $30,040,000.
    Peoplesbank A Codorus Valley Company's property, plant and equipment expenses $6,346,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 2.0%
    Real Estate loans 2.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 4.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,898,136
    Deposits held in domestic offices $1,898,136
    Deposits by Individuals, partnerships, and corporations $1,719,802
    Deposits by U.S. Government $18
    Deposits by States and political subdivisions in the U.S. $177,305
    Deposits by Commercial banks and other depository institutions in U.S. $1,011
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $141,325
    Demand deposits $100,702
    Nontransaction accounts $1,756,811
    Money market deposit accounts (MMDAs) $584,519
    Other savings deposits (excluding MMDAs) $640,006
    Total time deposits $532,286
    Total time and savings deposits $1,797,434
    Noninterest-bearing deposits $431,544
    Interest-bearing deposits $1,466,592
    Retail deposits $1,827,635
    IRAs and Keogh plan accounts $95,506
    Brokered deposits $2,799
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,158,948
    Cash & Balances due from depository institutions $335,905
    Interest-bearing balances $313,469
    Total securities $185,002
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,539,306
    Loan and leases loss allowance $21,264
    Trading account assets $0
    Bank premises and fixed assets $24,238
    Other real estate owned $0
    Goodwill and other intangibles $3,041
    All other assets $71,456

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,158,948
    Total Liabilities $1,954,667
    Total deposits $1,898,136
    Interest-bearing deposits $1,466,592
    Deposits held in domestic offices $1,898,136
    % insured (estimated) $78
    Federal funds purchased and repurchase agreements $8,540
    Trading liabilities $0
    Other borrowed funds $36,296
    Subordinated debt $0
    All other liabilities $11,695

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,539,306
    Loan and leases loss allowance $21,264
    Total loans and leases (domestic) $1,560,570
    All real estate loans $1,200,290
    Real estate loans in domestic offices $1,200,290
    Construction and development loans $152,206
    Residential 1-4 family construction $29,416
    Other construction, all land development and other land $122,790
    Loans secured by nonfarm nonresidential properties $561,337
    Nonfarm nonresidential secured by owner-occupied properties $255,680
    Commercial real estate & other non-farm, non-residential $305,657
    Multifamily residential real estate $93,826
    1-4 family residential loans $328,098
    Farmland loans $64,823
    Loans held in foreign offices $0
    Farm loans $10,081
    Commercial and industrial loans $308,973
    To non-U.S. addressees $0
    Loans to individuals $11,242
    Credit card loans $0
    Related Plans $7,396
    Consumer Auto Loans $420
    Other loans to individuals $3,426
    All other loans & leases $29,984
    Loans to foreign governments and official institutions $0
    Other loans $19,476
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $10,177
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,395
    Non 1-4 family restructured loans & leases $962
    Total loans and leases (foreign) $0

    PEOPLESBANK A CODORUS VALLEY COMPANY had $1,539,306,000 of loans outstanding in 2020. $1,200,290,000 of loans were in real estate loans. $152,206,000 of loans were in development loans. $93,826,000 of loans were in multifamily mortgage loans. $328,098,000 of loans were in 1-4 family mortgage loans. $10,081,000 of loans were in farm loans. $0 of loans were in credit card loans. $420,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 459 $118,147 $257,401
    Nonfarm, nonresidential loans - <$100k 61 $3,352 $54,951
    Nonfarm, nonresidential loans - $100-250k 173 $23,838 $137,792
    Nonfarm, nonresidential loans - $250k-1MM 225 $90,957 $404,253
    Commercial & Industrial, US addressed loans - <$1MM 1,711 $154,475 $90,283
    Commercial & Industrial, US addressed loans - <$100k 1,194 $36,291 $30,394
    Commercial & Industrial, US addressed loans - $100-250k 275 $35,526 $129,185
    Commercial & Industrial, US addressed loans - $250k-1MM 242 $82,658 $341,562
    Farmland loans - <$1MM 127 $22,688 $178,646
    Farmland loans - <$100k 23 $1,325 $57,609
    Farmland loans - $100-250k 55 $7,477 $135,945
    Farmland loans - $250k-1MM 49 $13,886 $283,388
    Agriculture operations loans - <$1MM 95 $5,730 $60,316
    Agriculture operations loans - <$100k 74 $2,417 $32,662
    Agriculture operations loans - $100-250k 15 $1,799 $119,933
    Agriculture operations loans - $250k-1MM 6 $1,514 $252,333