Peoplesbank A Codorus Valley Company Mortgage Rates, Fees & Info

York, PA

LEI: 5493008M2HP1C1B9LU12

Tax ID: 23-0962030

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Peoplesbank A Codorus Valley Company is a smaller bank specializing in Home Purchase and Refi loans. Peoplesbank A Codorus Valley Company has a high proportion of conventional loans. Their top markets by origination volume include: York, Baltimore, Lancaster, Harrisburg, and Gettysburg among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Peoplesbank A Codorus Valley Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Peoplesbank A Codorus Valley Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 3.93% 4/21/24
    30 Year Conventional Purchase 6.95% 4/21/24
    30 Year Conventional Refi 6.51% 4/21/24
    30 Year Cash-out Refi 6.88% 4/21/24
    15 Year Conventional Purchase 7.01% 4/21/24
    15 Year Conventional Refi 6.11% 4/21/24
    15 Year Cash-out Refi 6.11% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Peoplesbank A Codorus Valley Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Peoplesbank A Codorus Valley Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    864

    Origination Dollar Volume (All Markets)

    $134,640,000

    Employee count

    348

    Awards

    PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans bronze
    Show all (1) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    YORK-HANOVER, PA (FHA|USDA|VA) 554 $64,890,000 $117,130 $3,512 5.43%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 124 $34,580,000 $278,871 $4,099 5.40%
    LANCASTER, PA (FHA|USDA|VA) 40 $10,080,000 $252,000 $5,001 5.52%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 68 $9,810,000 $144,265 $3,329 5.35%
    GETTYSBURG, PA (FHA|USDA|VA) 53 $9,375,000 $176,887 $3,966 5.49%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $2,725,000 $389,286 $4,573 5.80%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 5 $1,455,000 $291,000 $2,929 5.20%
    LEBANON, PA (FHA|USDA|VA) 4 $550,000 $137,500 $0 5.50%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $370,000 $185,000 $2,874 4.50%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $220,000 $110,000 $3,084 4.94%
    READING, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,294 5.00%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.88%
    Pottsville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,353 4.25%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,204 4.25%
    Peoplesbank A Codorus Valley Company's top markets include York, Baltimore, Lancaster, Harrisburg, and Gettysburg among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against PEOPLESBANK A CODORUS VALLEY COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    APL
    Similarity Rank: 32
    The Glen Burnie Mutual Savings Bank
    Similarity Rank: 54
    Iron Workers Savings Bank
    Similarity Rank: 63
    Haddon Savings Bank
    Similarity Rank: 116
    FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
    Similarity Rank: 126
    FIRST FINANCIAL OF MARYLAND
    Similarity Rank: 126
    Columbia Bank
    Similarity Rank: 136
    WASHINGTON SAVINGS BANK
    Similarity Rank: 225
    COMMUNITY POWERED
    Similarity Rank: 228
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
    Similarity Rank: 261

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 500 $104,110,000 $208,220 $3,709 5.44%
    HELOC 364 $30,530,000 $83,874 n/a 5.39%

    For 2018, Peoplesbank A Codorus Valley Company's most frequently originated type of loan was Conventional, with 500 originations. Their 2nd most popular type was HELOC, with 364 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 392 $73,980,000 $188,724 $3,822 5.53%
    Refi 209 $35,785,000 $171,220 $3,427 5.33%
    Other 128 $8,130,000 $63,516 $2,761 5.38%
    Home Improvement 96 $7,990,000 $83,229 $0 5.55%
    Cash Out Refi 39 $8,755,000 $224,487 $3,563 4.61%

    For 2018, Peoplesbank A Codorus Valley Company's most frequently cited loan purpose was Home Purchase, with 392 originations. The 2nd most popular reason was Refi, with 209 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 466 $54,010,000 $115,901 $4,018 5.56%
    30 Year 183 $43,105,000 $235,546 $3,876 4.92%
    1 Year 69 $11,365,000 $164,710 $0 6.16%
    15 Year 60 $8,360,000 $139,333 $3,031 4.77%
    20 Year 31 $5,605,000 $180,806 $3,452 5.36%
    10 Year 30 $7,240,000 $241,333 $2,537 5.68%
    5 Year 24 $4,700,000 $195,833 $0 5.91%
    3 Year 1 $255,000 $255,000 $0 5.75%

    For 2018, Peoplesbank A Codorus Valley Company's most frequently cited loan duration was Other, with 466 originations. The 2nd most popular length was 30 Year, with 183 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 192 $37,770,000 $196,719
    $1k-2k 32 $4,890,000 $152,813
    $2k-3k 8 $2,320,000 $290,000
    $3k-4k 7 $2,745,000 $392,143
    $5k+ 5 $5,215,000 $1,043,000
    $4k-5k 1 $665,000 $665,000

    Peoplesbank A Codorus Valley Company's average total fees were $3,876, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 192 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 451 $66,185,000 $146,752
    4-5% 270 $47,480,000 $175,852
    6-7% 131 $17,985,000 $137,290
    3-4% 11 $1,625,000 $147,727
    % 1 $1,365,000 $1,365,000

    During 2018, Peoplesbank A Codorus Valley Company's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 5-6%, with 451 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 390 $20,630,000 $52,897 $2,608 5.45%
    $100k-200k 285 $40,055,000 $140,544 $3,117 5.49%
    $200k-400k 138 $36,500,000 $264,493 $4,007 5.28%
    $400k-600k 34 $15,650,000 $460,294 $5,142 5.28%
    $600k-1MM 10 $7,980,000 $798,000 $8,647 5.04%
    $1MM+ 7 $13,825,000 $1,975,000 $16,305 5.15%

    2018 saw Peoplesbank A Codorus Valley Company place emphasis on $100,000 or less loans with 390 originations, totaling $20,630,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 128 $21,530,000 $168,203 $3,800 5.20%
    $50k-75k 123 $11,055,000 $89,878 $3,062 5.14%
    $50k or less 119 $8,405,000 $70,630 $3,034 5.16%
    $75k-100k 117 $13,825,000 $118,162 $3,437 5.20%
    $150k-250k 79 $17,495,000 $221,456 $4,027 5.11%
    $250k+ 28 $9,940,000 $355,000 $6,143 4.95%

    Peoplesbank A Codorus Valley Company lent most frequently to those with incomes in the $100k-150k range, with 128 originations. The second most popular income band? $50k-75k, with 123 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 152 $16,710,000 $109,934 $3,097 5.19%
    <20% 112 $8,580,000 $76,607 $2,956 5.26%
    30-36% 94 $10,960,000 $116,596 $3,275 5.10%
    36% 24 $4,810,000 $200,417 $4,579 5.16%
    44% 22 $3,120,000 $141,818 $3,746 5.26%
    40% 22 $4,570,000 $207,727 $3,504 5.09%
    37% 18 $4,610,000 $256,111 $4,337 4.94%
    50-60% 18 $3,750,000 $208,333 $5,627 5.32%
    42% 17 $3,505,000 $206,176 $4,781 5.20%
    39% 17 $2,175,000 $127,941 $3,363 5.04%
    45% 17 $3,505,000 $206,176 $4,726 4.93%
    43% 16 $2,400,000 $150,000 $3,325 5.16%
    38% 14 $1,840,000 $131,429 $2,580 5.29%
    41% 13 $2,845,000 $218,846 $6,129 4.96%
    48% 9 $2,975,000 $330,556 $4,587 4.85%
    49% 8 $1,980,000 $247,500 $4,601 4.98%
    >60% 8 $1,060,000 $132,500 $0 5.22%
    47% 7 $1,735,000 $247,857 $3,572 5.05%
    46% 6 $1,120,000 $186,667 $3,121 4.69%

    Peoplesbank A Codorus Valley Company lent most frequently to those with DTI ratios of 20-30%, with 152 originations. The next most common DTI ratio? <20%, with 112 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 557 $76,355,000 $137,083 $3,580 5.16%
    Not applicable 227 $45,375,000 $199,890 $0 6.07%
    Not provided 67 $8,445,000 $126,045 $2,701 5.50%
    Black 6 $2,320,000 $386,667 $8,101 5.02%
    Asian 5 $1,835,000 $367,000 $17,139 5.40%
    Native Hawaiian or Islander 1 $175,000 $175,000 $2,863 4.88%
    American Indian 1 $135,000 $135,000 $3,258 4.75%

    Approval Rates

    Total approvals of all applications
    90.15%

    Peoplesbank A Codorus Valley Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    87.27%

    Peoplesbank A Codorus Valley Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 864 $134,640,000 $155,833

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $175,000 $175,000
    Multifamily:Site-Built 30 $18,960,000 $632,000
    Single Family (1-4 Units):Manufactured 15 $1,035,000 $69,000
    Single Family (1-4 Units):Site-Built 818 $114,470,000 $139,939

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 138 $11,900,000 $86,232 $2,836 5.31%
    40-60% 136 $17,770,000 $130,662 $2,919 5.56%
    60-80% 301 $62,025,000 $206,063 $3,553 5.61%
    80-100% 179 $39,645,000 $221,480 $4,100 5.08%
    Under 20% 109 $3,195,000 $29,312 $1,806 5.41%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Closing on a mortgage 2 40.0%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 2 40.0%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Other type of mortgage Closing on a mortgage 1 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    PeoplesBank, a Codorus Valley Company 1 Manchester Street Glen Rock, PA 17327 Full Service B&M $41,873
    PeoplesBank, a Codorus Valley Company 1001 East Oregon Pike Lititz, PA 17543 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 109 Leader Heights Road York, PA 17403 Full Service B&M $201,879
    PeoplesBank, a Codorus Valley Company 11350 Mccormick Road, Suite 101 Hunt Valley, MD 21031 Full Service B&M $65,419
    PeoplesBank, a Codorus Valley Company 118 Carlisle Street Hanover, PA 17331 Full Service B&M $0
    PeoplesBank, a Codorus Valley Company 126 North Main Street Bel Air, MD 21014 Full Service B&M $56,340
    PeoplesBank, a Codorus Valley Company 1477 Carlisle Road York, PA 17408 Full Service B&M $65,083
    PeoplesBank, a Codorus Valley Company 1651 Baltimore Pike Hanover, PA 17331 Full Service B&M $78,181
    PeoplesBank, a Codorus Valley Company 1700 Normandie Drive York, PA 17408 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 1775 Powder Mill Road York, PA 17403 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 1800 Village Circle Lancaster, PA 17603 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 2 Ballast Lane Stewartstown, PA 17363 Full Service B&M $67,502
    PeoplesBank, a Codorus Valley Company 2001 Harrisburg Pike Lancaster, PA 17601 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 211 Mt. Carmel Road Parkton, MD 21120 Full Service B&M $24,521
    PeoplesBank, a Codorus Valley Company 2209 Belair Rd Fallston, MD 21047 Full Service B&M $27,659
    PeoplesBank, a Codorus Valley Company 2410 Eastern Boulevard York, PA 17402 Full Service B&M $82,480
    PeoplesBank, a Codorus Valley Company 2510 Delta Road Brogue, PA 17309 Full Service B&M $51,401
    PeoplesBank, a Codorus Valley Company 2587 Cape Horn Road Red Lion, PA 17356 Full Service B&M $102,391
    PeoplesBank, a Codorus Valley Company 26 East Main Street New Freedom, PA 17349 Full Service B&M $46,638
    PeoplesBank, a Codorus Valley Company 2618 East Market Street York, PA 17402 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 2760 Pine Grove Road York, PA 17403 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 3002 Hempland Road Lancaster, PA 17601 Full Service B&M $39,359
    PeoplesBank, a Codorus Valley Company 3100 Market Street Camp Hill, PA 17011 Full Service B&M $18,513
    PeoplesBank, a Codorus Valley Company 3160 Carlisle Road Dover, PA 17315 Full Service B&M $23,423
    PeoplesBank, a Codorus Valley Company 320 N Main St York, PA 17408 Full Service B&M $97,689
    PeoplesBank, a Codorus Valley Company 425 Westminster Avenue Hanover, PA 17331 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 5415 Belair Road Baltimore, MD 21206 Full Service B&M $25,124
    PeoplesBank, a Codorus Valley Company 6 Baltimore Street Spring Grove, PA 17362 Full Service B&M $40,359
    PeoplesBank, a Codorus Valley Company 600 E. Main Street Lititz, PA 17543 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 65 Eisenhower Drive Hanover, PA 17331 Full Service B&M $85,272
    PeoplesBank, a Codorus Valley Company 800 Bollinger Drive Shrewsbury, PA 17361 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company 9651 Belair Road Baltimore, MD 21236 Full Service B&M $51,737
    PeoplesBank, a Codorus Valley Company 97 Sofia Drive Shrewsbury, PA 17361 Full Service B&M $14,052
    PeoplesBank, a Codorus Valley Company One Market Way West, Suite 101 York, PA 17401 Full Service B&M $59,294
    PeoplesBank, a Codorus Valley Company One Masonic Drive Elizabethtown, PA 17022 Limited, Drive-thru $0
    PeoplesBank, a Codorus Valley Company One North Main Jacobus, PA 17407 Full Service B&M $81,199

    For 2018, Peoplesbank A Codorus Valley Company had 36 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $80,319
    Net interest income $64,322
    Total noninterest income $13,320
    Gross Fiduciary activities income $3,218
    Service charges on deposit accounts $2,553
    Trading account gains and fees $0
    Additional Noninterest Income $7,549
    Pre-tax net operating income $25,698
    Securities gains (or losses, -) $0
    Income before extraordinary items $20,190
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $20,190
    Minority interest net income $0
    Net income $20,190
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $20,190

    Peoplesbank A Codorus Valley Company's gross interest income from loans was $80,319,000.
    Peoplesbank A Codorus Valley Company's net interest income from loans was $64,322,000.
    Peoplesbank A Codorus Valley Company's fee based income from loans was $2,553,000.
    Peoplesbank A Codorus Valley Company's net income from loans was $20,190,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $15,997
    Provision for credit losses $2,700
    Total noninterest expense $49,244
    Salaries and employee benefits $29,427
    Premises and equipment expense $6,104
    Additional noninterest expense $13,713
    Applicable income taxes $5,508
    Net charge-offs $245
    Cash dividends $4,650

    Peoplesbank A Codorus Valley Company's interest expense for loans was $15,997,000.
    Peoplesbank A Codorus Valley Company's payroll and benefits expense were $29,427,000.
    Peoplesbank A Codorus Valley Company's property, plant and equipment expenses $6,104,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 2.0%
    Commercial & industrial loans 4.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,498,570
    Deposits held in domestic offices $1,498,570
    Deposits by Individuals, partnerships, and corporations $1,357,853
    Deposits by U.S. Government $5
    Deposits by States and political subdivisions in the U.S. $140,103
    Deposits by Commercial banks and other depository institutions in U.S. $609
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $109,975
    Demand deposits $56,442
    Nontransaction accounts $1,388,595
    Money market deposit accounts (MMDAs) $508,943
    Other savings deposits (excluding MMDAs) $414,875
    Total time deposits $464,777
    Total time and savings deposits $1,442,128
    Noninterest-bearing deposits $256,067
    Interest-bearing deposits $1,242,503
    Retail deposits $1,438,498
    IRAs and Keogh plan accounts $87,847
    Brokered deposits $11,334
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,803,725
    Cash & Balances due from depository institutions $96,790
    Interest-bearing balances $69,104
    Total securities $149,593
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,470,831
    Loan and leases loss allowance $19,144
    Trading account assets $0
    Bank premises and fixed assets $21,216
    Other real estate owned $1,755
    Goodwill and other intangibles $3,241
    All other assets $60,299

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,803,725
    Total Liabilities $1,619,215
    Total deposits $1,498,570
    Interest-bearing deposits $1,242,503
    Deposits held in domestic offices $1,498,570
    % insured (estimated) $79
    Federal funds purchased and repurchase agreements $7,022
    Trading liabilities $0
    Other borrowed funds $105,000
    Subordinated debt $0
    All other liabilities $8,623

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,470,831
    Loan and leases loss allowance $19,144
    Total loans and leases (domestic) $1,489,975
    All real estate loans $1,156,880
    Real estate loans in domestic offices $1,156,880
    Construction and development loans $177,230
    Residential 1-4 family construction $41,208
    Other construction, all land development and other land $136,022
    Loans secured by nonfarm nonresidential properties $501,380
    Nonfarm nonresidential secured by owner-occupied properties $230,172
    Commercial real estate & other non-farm, non-residential $271,208
    Multifamily residential real estate $68,987
    1-4 family residential loans $342,909
    Farmland loans $66,374
    Loans held in foreign offices $0
    Farm loans $11,920
    Commercial and industrial loans $272,932
    To non-U.S. addressees $0
    Loans to individuals $9,401
    Credit card loans $0
    Related Plans $4,506
    Consumer Auto Loans $605
    Other loans to individuals $4,290
    All other loans & leases $38,842
    Loans to foreign governments and official institutions $0
    Other loans $27,350
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $27,580
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,098
    Non 1-4 family restructured loans & leases $2,489
    Total loans and leases (foreign) $0

    PEOPLESBANK A CODORUS VALLEY COMPANY had $1,470,831,000 of loans outstanding in 2018. $1,156,880,000 of loans were in real estate loans. $177,230,000 of loans were in development loans. $68,987,000 of loans were in multifamily mortgage loans. $342,909,000 of loans were in 1-4 family mortgage loans. $11,920,000 of loans were in farm loans. $0 of loans were in credit card loans. $605,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 482 $133,441 $276,849
    Nonfarm, nonresidential loans - <$100k 63 $3,234 $51,333
    Nonfarm, nonresidential loans - $100-250k 171 $24,285 $142,018
    Nonfarm, nonresidential loans - $250k-1MM 248 $105,922 $427,105
    Commercial & Industrial, US addressed loans - <$1MM 832 $104,861 $126,035
    Commercial & Industrial, US addressed loans - <$100k 493 $15,308 $31,051
    Commercial & Industrial, US addressed loans - $100-250k 136 $15,625 $114,890
    Commercial & Industrial, US addressed loans - $250k-1MM 203 $73,928 $364,177
    Farmland loans - <$1MM 119 $22,051 $185,303
    Farmland loans - <$100k 19 $1,128 $59,368
    Farmland loans - $100-250k 51 $7,222 $141,608
    Farmland loans - $250k-1MM 49 $13,701 $279,612
    Agriculture operations loans - <$1MM 102 $6,090 $59,706
    Agriculture operations loans - <$100k 81 $2,417 $29,840
    Agriculture operations loans - $100-250k 16 $2,096 $131,000
    Agriculture operations loans - $250k-1MM 5 $1,577 $315,400