Peoplesbank A Codorus Valley Company Mortgage Rates, Fees & Info

York, PA

LEI: 5493008M2HP1C1B9LU12

Tax ID: 23-0962030

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Peoplesbank A Codorus Valley Company is a smaller bank specializing in Refi and Home Purchase loans. Peoplesbank A Codorus Valley Company has a high proportion of conventional loans. Their top markets by origination volume include: York, Baltimore, Gettysburg, Lancaster, and Philadelphia among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Peoplesbank A Codorus Valley Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Peoplesbank A Codorus Valley Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 3.93% 12/16/24
    30 Year Conventional Purchase 6.95% 12/16/24
    30 Year Conventional Refi 6.51% 12/16/24
    30 Year Cash-out Refi 6.88% 12/16/24
    15 Year Conventional Purchase 7.01% 12/16/24
    15 Year Conventional Refi 6.11% 12/16/24
    15 Year Cash-out Refi 6.11% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Peoplesbank A Codorus Valley Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Peoplesbank A Codorus Valley Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,054

    Origination Dollar Volume (All Markets)

    $221,010,000

    Employee count

    327

    Awards

    PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans gold PEOPLESBANK A CODORUS VALLEY COMPANY 30 Year Conventional Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    YORK-HANOVER, PA (FHA|USDA|VA) 678 $117,150,000 $172,788 $4,040 2.68%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 197 $50,815,000 $257,944 $4,146 2.93%
    GETTYSBURG, PA (FHA|USDA|VA) 57 $20,045,000 $351,667 $5,084 2.93%
    LANCASTER, PA (FHA|USDA|VA) 46 $9,900,000 $215,217 $4,357 2.86%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 21 $7,875,000 $375,000 $4,314 2.89%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 26 $5,560,000 $213,846 $3,486 3.14%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $3,630,000 $453,750 $5,128 3.72%
    SALISBURY, MD-DE (FHA|USDA|VA) 8 $2,800,000 $350,000 $4,189 3.16%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $665,000 $665,000 $0 3.99%
    LEBANON, PA (FHA|USDA|VA) 4 $660,000 $165,000 $3,810 2.06%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $525,000 $175,000 $3,628 3.67%
    READING, PA (FHA|USDA|VA) 2 $490,000 $245,000 $3,354 2.37%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $485,000 $485,000 $3,604 2.25%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $225,000 $225,000 $3,564 2.88%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,971 2.75%
    Peoplesbank A Codorus Valley Company's top markets include York, Baltimore, Gettysburg, Lancaster, and Philadelphia among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Delaware (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against PEOPLESBANK A CODORUS VALLEY COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Sail Mortgage Corp.
    Similarity Rank: 360
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 618 $179,520,000 $290,485 $4,147 3.27%
    HELOC 436 $41,490,000 $95,161 n/a 2.08%

    For 2021, Peoplesbank A Codorus Valley Company's most frequently originated type of loan was Conventional, with 618 originations. Their 2nd most popular type was HELOC, with 436 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 351 $76,195,000 $217,080 $3,632 2.73%
    Home Purchase 289 $82,445,000 $285,277 $4,637 3.42%
    Other 151 $13,835,000 $91,623 $5,077 2.00%
    Home Improvement 144 $21,740,000 $150,972 $6,655 2.15%
    Cash Out Refi 119 $26,795,000 $225,168 $4,025 3.11%

    For 2021, Peoplesbank A Codorus Valley Company's most frequently cited loan purpose was Refi, with 351 originations. The 2nd most popular reason was Home Purchase, with 289 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 452 $53,370,000 $118,075 $4,433 2.14%
    30 Year 266 $62,480,000 $234,887 $3,987 3.25%
    15 Year 135 $24,975,000 $185,000 $3,478 2.57%
    30+ year 58 $26,420,000 $455,517 $6,783 3.47%
    5 Year 50 $14,230,000 $284,600 $0 4.05%
    20 Year 32 $5,180,000 $161,875 $3,679 3.35%
    10 Year 31 $29,615,000 $955,323 $3,370 3.17%
    1 Year 30 $4,740,000 $158,000 $0 4.73%

    For 2021, Peoplesbank A Codorus Valley Company's most frequently cited loan duration was Other, with 452 originations. The 2nd most popular length was 30 Year, with 266 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 320 $65,960,000 $206,125
    $1k-2k 102 $21,530,000 $211,078
    $2k-3k 34 $10,090,000 $296,765
    $3k-4k 24 $10,120,000 $421,667
    $4k-5k 13 $5,585,000 $429,615
    $5k+ 9 $9,115,000 $1,012,778

    Peoplesbank A Codorus Valley Company's average total fees were $3,987, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 320 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 466 $64,360,000 $138,112
    3-4% 335 $96,935,000 $289,358
    2.5-3% 179 $45,495,000 $254,162
    4-5% 55 $12,965,000 $235,727
    5-6% 15 $1,055,000 $70,333
    6-7% 4 $200,000 $50,000

    During 2021, Peoplesbank A Codorus Valley Company's average interest rate for loans was 3.25%, while their most frequently originated rate bucket for loans was <2.5%, with 466 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 374 $53,410,000 $142,807 $3,496 2.83%
    $100,000 or less 358 $19,370,000 $54,106 $2,691 2.47%
    $200k-400k 215 $59,345,000 $276,023 $4,474 2.95%
    $400k-600k 65 $30,545,000 $469,923 $5,510 3.16%
    $600k-1MM 25 $17,985,000 $719,400 $8,121 3.42%
    $1MM+ 17 $40,355,000 $2,373,824 $12,894 3.39%

    2021 saw Peoplesbank A Codorus Valley Company place emphasis on $100k-200k loans with 374 originations, totaling $53,410,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 222 $44,990,000 $202,658 $4,699 2.65%
    $50k-75k 181 $23,415,000 $129,365 $3,591 2.53%
    $50k or less 149 $14,435,000 $96,879 $3,092 2.65%
    $150k-250k 145 $29,325,000 $202,241 $4,563 2.61%
    $75k-100k 145 $21,925,000 $151,207 $3,900 2.51%
    $250k+ 64 $25,510,000 $398,594 $5,780 2.83%

    Peoplesbank A Codorus Valley Company lent most frequently to those with incomes in the $100k-150k range, with 222 originations. The second most popular income band? $50k-75k, with 181 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 251 $39,205,000 $156,195 $3,991 2.54%
    30-36% 189 $33,695,000 $178,280 $3,923 2.72%
    <20% 159 $23,415,000 $147,264 $4,073 2.24%
    44% 42 $6,330,000 $150,714 $3,973 2.42%
    43% 33 $6,515,000 $197,424 $4,366 2.84%
    41% 28 $5,680,000 $202,857 $4,292 2.88%
    38% 26 $5,690,000 $218,846 $4,484 2.87%
    39% 25 $4,385,000 $175,400 $3,904 2.63%
    37% 25 $4,265,000 $170,600 $4,336 2.77%
    42% 21 $3,595,000 $171,190 $3,805 2.76%
    36% 21 $4,815,000 $229,286 $4,925 2.74%
    40% 21 $4,805,000 $228,810 $4,406 2.74%
    45% 19 $3,645,000 $191,842 $4,697 2.69%
    46% 17 $4,415,000 $259,706 $4,686 2.92%
    48% 15 $3,315,000 $221,000 $4,910 3.08%
    47% 13 $4,145,000 $318,846 $4,222 3.08%
    49% 12 $2,760,000 $230,000 $4,028 3.03%
    50-60% 7 $1,935,000 $276,429 $5,602 3.53%
    >60% 2 $500,000 $250,000 $0 1.74%

    Peoplesbank A Codorus Valley Company lent most frequently to those with DTI ratios of 20-30%, with 251 originations. The next most common DTI ratio? 30-36%, with 189 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 887 $156,145,000 $176,037 $4,171 2.62%
    Not applicable 91 $50,425,000 $554,121 $0 4.27%
    Not provided 53 $9,375,000 $176,887 $3,691 2.80%
    Black 16 $3,750,000 $234,375 $3,745 3.51%
    Asian 4 $980,000 $245,000 $4,293 2.40%
    Asian Indian 2 $180,000 $90,000 $0 2.75%
    American Indian 1 $155,000 $155,000 $0 1.74%

    Approval Rates

    Total approvals of all applications
    90.02%

    Peoplesbank A Codorus Valley Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    92.03%

    Peoplesbank A Codorus Valley Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,054 $221,010,000 $209,687

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,054 $221,010,000 $209,687

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 183 $18,205,000 $99,481 $3,181 2.35%
    40-60% 189 $33,535,000 $177,434 $3,509 2.83%
    60-80% 305 $93,225,000 $305,656 $4,197 3.11%
    80-100% 234 $69,770,000 $298,162 $4,923 2.92%
    Under 20% 143 $6,275,000 $43,881 $367 2.34%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Closing on a mortgage 2 15.4%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Struggling to pay mortgage 2 15.4%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 4 30.8%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Trouble during payment process 2 15.4%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Other type of mortgage Trouble during payment process 3 23.1%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Peoplesbank, A Codorus Valley Company 1 Manchester Street Glen Rock, PA 17327 Full Service B&M $55,884
    Peoplesbank, A Codorus Valley Company 1001 East Oregon Pike Lititz, PA 17543 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 101 North Queen Street, Suite 105 Lancaster, PA 17602 Full Service B&M $4,891
    Peoplesbank, A Codorus Valley Company 109 Leader Heights Road York, PA 17403 Full Service B&M $243,703
    Peoplesbank, A Codorus Valley Company 11350 Mccormick Road, Suite 101 Hunt Valley, MD 21031 Full Service B&M $120,216
    Peoplesbank, A Codorus Valley Company 118 Carlisle Street Hanover, PA 17331 Full Service B&M $0
    Peoplesbank, A Codorus Valley Company 140 North Main Street Bel Air, MD 21014 Full Service B&M $88,554
    Peoplesbank, A Codorus Valley Company 1477 Carlisle Road York, PA 17408 Full Service B&M $85,853
    Peoplesbank, A Codorus Valley Company 1651 Baltimore Pike Hanover, PA 17331 Full Service B&M $103,930
    Peoplesbank, A Codorus Valley Company 1700 Normandie Drive York, PA 17408 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 2 Ballast Lane Stewartstown, PA 17363 Full Service B&M $95,501
    Peoplesbank, A Codorus Valley Company 2001 Harrisburg Pike Lancaster, PA 17601 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 211 Mt. Carmel Road Parkton, MD 21120 Full Service B&M $28,950
    Peoplesbank, A Codorus Valley Company 2343 Oregon Pike Lancaster, PA 17601 Full Service B&M $46,724
    Peoplesbank, A Codorus Valley Company 2410 Eastern Boulevard York, PA 17402 Full Service B&M $105,548
    Peoplesbank, A Codorus Valley Company 2510 Delta Road Brogue, PA 17309 Full Service B&M $68,620
    Peoplesbank, A Codorus Valley Company 2587 Cape Horn Road Red Lion, PA 17356 Full Service B&M $131,684
    Peoplesbank, A Codorus Valley Company 26 East Main Street New Freedom, PA 17349 Full Service B&M $61,593
    Peoplesbank, A Codorus Valley Company 3002 Hempland Road Lancaster, PA 17601 Full Service B&M $47,007
    Peoplesbank, A Codorus Valley Company 3100 Market Street Camp Hill, PA 17011 Full Service B&M $24,769
    Peoplesbank, A Codorus Valley Company 3160 Carlisle Road Dover, PA 17315 Full Service B&M $44,034
    Peoplesbank, A Codorus Valley Company 320 N Main St York, PA 17408 Full Service B&M $127,188
    Peoplesbank, A Codorus Valley Company 325 Wesley Drive Mechanicsburg, PA 17055 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 425 Westminster Avenue Hanover, PA 17331 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 5415 Belair Road Baltimore, MD 21206 Full Service B&M $27,975
    Peoplesbank, A Codorus Valley Company 6 Baltimore Street Spring Grove, PA 17362 Full Service B&M $44,896
    Peoplesbank, A Codorus Valley Company 625 Robert Fulton Hwy Quarryville, PA 17566 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company 65 Eisenhower Drive Hanover, PA 17331 Full Service B&M $133,707
    Peoplesbank, A Codorus Valley Company 9651 Belair Road Baltimore, MD 21236 Full Service B&M $70,726
    Peoplesbank, A Codorus Valley Company 97 Sofia Drive Shrewsbury, PA 17361 Full Service B&M $24,961
    Peoplesbank, A Codorus Valley Company One Market Way West, Suite 101 York, PA 17401 Full Service B&M $67,560
    Peoplesbank, A Codorus Valley Company One Masonic Drive Elizabethtown, PA 17022 Limited, Drive-thru $0
    Peoplesbank, A Codorus Valley Company One North Main Jacobus, PA 17407 Full Service B&M $114,045

    For 2021, Peoplesbank A Codorus Valley Company had 33 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $71,685
    Net interest income $63,764
    Total noninterest income $16,388
    Gross Fiduciary activities income $4,502
    Service charges on deposit accounts $2,014
    Trading account gains and fees $0
    Additional Noninterest Income $9,872
    Pre-tax net operating income $21,384
    Securities gains (or losses, -) $-23
    Income before extraordinary items $16,776
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $16,776
    Minority interest net income $0
    Net income $16,776
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $16,794

    Peoplesbank A Codorus Valley Company's gross interest income from loans was $71,685,000.
    Peoplesbank A Codorus Valley Company's net interest income from loans was $63,764,000.
    Peoplesbank A Codorus Valley Company's fee based income from loans was $2,014,000.
    Peoplesbank A Codorus Valley Company's net income from loans was $16,776,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $7,921
    Provision for credit losses $3,663
    Total noninterest expense $55,105
    Salaries and employee benefits $33,447
    Premises and equipment expense $6,368
    Additional noninterest expense $15,290
    Applicable income taxes $4,585
    Net charge-offs $2,145
    Cash dividends $4,800

    Peoplesbank A Codorus Valley Company's interest expense for loans was $7,921,000.
    Peoplesbank A Codorus Valley Company's payroll and benefits expense were $33,447,000.
    Peoplesbank A Codorus Valley Company's property, plant and equipment expenses $6,368,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 2.0%
    Real Estate loans 2.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 4.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,147,896
    Deposits held in domestic offices $2,147,896
    Deposits by Individuals, partnerships, and corporations $1,969,263
    Deposits by U.S. Government $4
    Deposits by States and political subdivisions in the U.S. $176,597
    Deposits by Commercial banks and other depository institutions in U.S. $2,032
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $153,050
    Demand deposits $109,220
    Nontransaction accounts $1,994,846
    Money market deposit accounts (MMDAs) $727,355
    Other savings deposits (excluding MMDAs) $805,776
    Total time deposits $461,715
    Total time and savings deposits $2,038,676
    Noninterest-bearing deposits $528,740
    Interest-bearing deposits $1,619,156
    Retail deposits $2,082,759
    IRAs and Keogh plan accounts $90,828
    Brokered deposits $2,198
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,414,844
    Cash & Balances due from depository institutions $545,609
    Interest-bearing balances $525,644
    Total securities $254,285
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,514,844
    Loan and leases loss allowance $22,782
    Trading account assets $0
    Bank premises and fixed assets $20,659
    Other real estate owned $0
    Goodwill and other intangibles $2,907
    All other assets $76,540

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,414,844
    Total Liabilities $2,182,319
    Total deposits $2,147,896
    Interest-bearing deposits $1,619,156
    Deposits held in domestic offices $2,147,896
    % insured (estimated) $80
    Federal funds purchased and repurchase agreements $10,761
    Trading liabilities $0
    Other borrowed funds $11,269
    Subordinated debt $0
    All other liabilities $12,393

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,514,844
    Loan and leases loss allowance $22,782
    Total loans and leases (domestic) $1,537,626
    All real estate loans $1,294,128
    Real estate loans in domestic offices $1,294,128
    Construction and development loans $193,914
    Residential 1-4 family construction $42,198
    Other construction, all land development and other land $151,716
    Loans secured by nonfarm nonresidential properties $617,852
    Nonfarm nonresidential secured by owner-occupied properties $257,818
    Commercial real estate & other non-farm, non-residential $360,034
    Multifamily residential real estate $92,743
    1-4 family residential loans $310,380
    Farmland loans $79,239
    Loans held in foreign offices $0
    Farm loans $10,468
    Commercial and industrial loans $197,425
    To non-U.S. addressees $0
    Loans to individuals $12,219
    Credit card loans $0
    Related Plans $6,579
    Consumer Auto Loans $327
    Other loans to individuals $5,313
    All other loans & leases $23,386
    Loans to foreign governments and official institutions $0
    Other loans $12,680
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $7,507
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $954
    Non 1-4 family restructured loans & leases $770
    Total loans and leases (foreign) $0

    PEOPLESBANK A CODORUS VALLEY COMPANY had $1,514,844,000 of loans outstanding in 2021. $1,294,128,000 of loans were in real estate loans. $193,914,000 of loans were in development loans. $92,743,000 of loans were in multifamily mortgage loans. $310,380,000 of loans were in 1-4 family mortgage loans. $10,468,000 of loans were in farm loans. $0 of loans were in credit card loans. $327,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 467 $124,099 $265,737
    Nonfarm, nonresidential loans - <$100k 56 $3,243 $57,911
    Nonfarm, nonresidential loans - $100-250k 175 $24,819 $141,823
    Nonfarm, nonresidential loans - $250k-1MM 236 $96,037 $406,936
    Commercial & Industrial, US addressed loans - <$1MM 979 $89,467 $91,386
    Commercial & Industrial, US addressed loans - <$100k 634 $19,160 $30,221
    Commercial & Industrial, US addressed loans - $100-250k 180 $21,430 $119,056
    Commercial & Industrial, US addressed loans - $250k-1MM 165 $48,877 $296,224
    Farmland loans - <$1MM 142 $29,216 $205,746
    Farmland loans - <$100k 23 $1,318 $57,304
    Farmland loans - $100-250k 56 $8,135 $145,268
    Farmland loans - $250k-1MM 63 $19,763 $313,698
    Agriculture operations loans - <$1MM 126 $6,041 $47,944
    Agriculture operations loans - <$100k 108 $3,155 $29,213
    Agriculture operations loans - $100-250k 11 $1,138 $103,455
    Agriculture operations loans - $250k-1MM 7 $1,748 $249,714