Kleberg Bank N.a Mortgage Rates, Fees & Info
Kingsville, TXLEI: 549300C690YBM0ROXL93
Tax ID: 74-0726853
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Kleberg Bank N.a is a smaller bank specializing in Home Purchase loans. Kleberg Bank N.a has a high proportion of conventional loans. Their top markets by origination volume include: Corpus Christi, Victoria, San Antonio, Stillwater, and Kingsville among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Kleberg Bank N.a has an above average approval rate when compared to the average across all lenders.
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Originations
12Origination Dollar Volume (All Markets)
$5,620,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $4,090,000 | $681,667 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $575,000 | $575,000 | $0 | 0.00% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 12 | $5,620,000 | $468,333 | $0 | 0.00% |
For 2023, Kleberg Bank N.a's most frequently originated type of loan was Conventional, with 12 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 12 | $5,620,000 | $468,333 | $0 | 0.00% |
For 2023, Kleberg Bank N.a's most frequently cited loan purpose was Home Purchase, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 12 | $5,620,000 | $468,333 | $0 | 0.00% |
For 2023, Kleberg Bank N.a's most frequently cited loan duration was Other, with 12 originations.
Loan Sizing
2023 saw Kleberg Bank N.a place emphasis on $100k-200k loans with 4 originations, totaling $630,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $150k-250k | 1 | $105,000 | $105,000 | $0 | 0.00% |
| $250k+ | 1 | $575,000 | $575,000 | $0 | 0.00% |
Kleberg Bank N.a lent most frequently to those with incomes in the $150k-250k range, with 1 originations. The second most popular income band? $250k+, with 1 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 12 | $5,620,000 | $468,333 | $0 | 0.00% |
Kleberg Bank N.a lent most frequently to those with DTI ratios of Exempt%, with 12 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 10 | $4,940,000 | $494,000 | $0 | 0.00% |
| Not provided | 2 | $680,000 | $340,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications92.31%
Kleberg Bank N.a has an average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 12 | $5,620,000 | $468,333 |