Alice Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Alice averaged 6.67% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 6.89% and one month ago for the week of 2025-01-09, the average rate was 6.83%.

    Alice's average rate one year ago was 6.44%.

    For refis of the same type during the week of 2025-02-13, the average rate was 6.87%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Alice 30 Year Fixed Rate 2025-02-13 6.67%
    Alice 30 Year Fixed Rate Refi 2025-02-13 6.87%
    Alice 15 Year Fixed Rate 2025-02-13 5.99%
    Alice 15 Year Fixed Rate Refi 2025-02-13 6.49%
    Alice 30 Year FHA 2025-02-13 6.37%
    Alice 30 Year FHA Refi 2025-02-13 6.62%
    Alice 30 Year USDA 2025-02-13 6.63%
    Alice 30 Year USDA Refi 2025-02-13 6.43%
    Alice 30 Year VA 2025-02-13 6.33%
    Alice 30 Year VA Refi 2025-02-13 6.53%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Alice, TX.

    Alice Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Alice, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    NAVY ARMY COMMUNITY CREDIT UNION 5 7.20% $4,810
    Prosperity Bank 5 6.03% $3,773
    GULF COAST 4 6.88% $3,697
    QUICKEN LOANS, LLC 4 7.59% $5,191
    LOANDEPOT.COM, LLC 4 7.12% $7,327
    AMCAP MORTGAGE, LTD. 3 7.04% $6,371
    21ST MORTGAGE CORPORATION 3 8.88% $4,796
    UNITED WHOLESALE MORTGAGE, LLC 3 6.66% $20,551
    WILLOW BEND MORTGAGE COMPANY, LLC 2 7.56% $9,374
    Discover Bank 2 7.99% $0
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.13% $8,892
    JPMorgan Chase Bank 2 7.50% $6,947
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.06% $7,393
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.88% $10,479
    Wells Fargo Bank 2 6.56% $3,444
    HOMEXPRESS MORTGAGE CORP. 1 9.87% $8,092
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.38% $7,337
    JMJ FINANCIAL GROUP 1 7.50% $5,266
    AMERISAVE MORTGAGE CORPORATION 1 7.25% $11,611
    Flagstar Bank, FSB 1 7.52% $5,496
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $6,111
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.75% $5,224
    NATIONS RELIABLE LENDING, LLC 1 6.63% $5,146
    EMM LOANS LLC 1 6.88% $9,549
    USAA Federal Savings Bank 1 6.50% $6,710
    ACADEMY MORTGAGE CORPORATION 1 6.50% $11,014
    CORNERSTONE HOME LENDING, INC. 1 7.99% $9,468
    City Bank 1 6.50% $4,620
    RB MORTGAGE LLC 1 6.50% $3,222
    ROYAL UNITED MORTGAGE LLC 1 8.13% $14,651
    SFMC, LP 1 7.38% $14,437
    Texas Regional Bank 1 6.88% $6,485
    UNION HOME MORTGAGE CORP. 1 7.25% $7,554
    Gateway First Bank 1 6.88% $4,698
    Generations Community Federal Credit Union 1 7.63% $3,624
    GUILD MORTGAGE COMPANY 1 6.88% $6,196
    GARDNER FINANCIAL SERVICES, LTD. 1 6.38% $6,123

    Alice Average Closing Costs & Other Stats

    Alice, TX's 37 lenders originated 335 loans during 2023. The total origination value was $66,115,000, with an average loan value of $197,358.

    Alice's average closing costs are $6,442.

    The top Alice lender as defined by loan originations is NAVY ARMY COMMUNITY CREDIT UNION, with 5 loans originated. Their average total fees are $4,810, which is $1,037 higher than the next largest lender, Prosperity Bank.

    The lowest fee Alice lenders (with over 10 loans originated) are .

    The lowest rate Alice lenders (with over 10 loans originated) are .

    Alice, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    NAVY ARMY COMMUNITY CREDIT UNION $7,380,000 $5,825,000 -21.1% 8.8%
    21ST MORTGAGE CORPORATION $4,355,000 $4,035,000 -7.3% 6.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,280,000 $3,515,000 174.6% 5.3%
    First Community Bank $4,700,000 $3,175,000 -32.4% 4.8%
    FirstBank Southwest $3,005,000 n/a 4.5%
    MOVEMENT MORTGAGE, LLC $1,710,000 $2,985,000 74.6% 4.5%
    PNC Bank $2,695,000 n/a 4.1%
    LOANDEPOT.COM, LLC $2,210,000 $2,430,000 10.0% 3.7%
    Mortgage Research Center, LLC $2,100,000 $2,395,000 14.0% 3.6%
    QUICKEN LOANS, LLC $4,735,000 $2,110,000 -55.4% 3.2%
    First National Bank Texas $2,520,000 $1,530,000 -39.3% 2.3%
    AMCAP MORTGAGE, LTD. $2,190,000 $1,500,000 -31.5% 2.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,570,000 $1,475,000 -6.1% 2.2%
    Prosperity Bank $2,640,000 $1,190,000 -54.9% 1.8%
    WILLOW BEND MORTGAGE COMPANY, LLC $1,320,000 $1,110,000 -15.9% 1.7%
    NAVY FEDERAL CREDIT UNION $890,000 $1,000,000 12.4% 1.5%
    THRIVE MORTGAGE, LLC $600,000 $960,000 60.0% 1.5%
    Gateway First Bank $565,000 $910,000 61.1% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,175,000 $895,000 -58.9% 1.4%
    Wells Fargo Bank $1,180,000 $855,000 -27.5% 1.3%
    GUILD MORTGAGE COMPANY $1,930,000 $835,000 -56.7% 1.3%
    GULF COAST $910,000 $835,000 -8.2% 1.3%
    TRIAD FINANCIAL SERVICES, INC. $630,000 $825,000 31.0% 1.2%
    CMG MORTGAGE, INC. $290,000 $815,000 181.0% 1.2%
    COUNTRYPLACE MORTGAGE, LTD. $1,210,000 $730,000 -39.7% 1.1%
    ACADEMY MORTGAGE CORPORATION $810,000 $725,000 -10.5% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $155,000 $715,000 361.3% 1.1%
    RANDOLPH-BROOKS $315,000 $620,000 96.8% 0.9%
    GARDNER FINANCIAL SERVICES, LTD. $605,000 n/a 0.9%
    LEADERONE FINANCIAL CORPORATION $505,000 $575,000 13.9% 0.9%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $570,000 165.1% 0.9%
    ValueBank Texas $545,000 n/a 0.8%
    SECURITY SERVICE $765,000 $530,000 -30.7% 0.8%
    Flagstar Bank, FSB $215,000 $520,000 141.9% 0.8%
    UNION HOME MORTGAGE CORP. $440,000 n/a 0.7%
    GUARANTEED RATE, INC. $490,000 $435,000 -11.2% 0.7%
    PILGRIM MORTGAGE LLC $145,000 $420,000 189.7% 0.6%
    JPMorgan Chase Bank $115,000 $410,000 256.5% 0.6%
    ON Q FINANCIAL, INC. $405,000 n/a 0.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $725,000 $385,000 -46.9% 0.6%
    UNITED BUILT HOMES, L.L.C. $375,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,160,000 $365,000 -68.5% 0.6%
    USAA Federal Savings Bank $365,000 n/a 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $275,000 $360,000 30.9% 0.5%
    SFMC, LP $85,000 $355,000 317.6% 0.5%
    SYNERGY FEDERAL CREDIT UNION $560,000 $350,000 -37.5% 0.5%
    ROYAL UNITED MORTGAGE LLC $130,000 $340,000 161.5% 0.5%
    AMERISAVE MORTGAGE CORPORATION $885,000 $335,000 -62.1% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $595,000 $325,000 -45.4% 0.5%
    CREDIT HUMAN FEDERAL CREDIT UNION $75,000 $320,000 326.7% 0.5%
    LAND HOME FINANCIAL SERVICES, INC. $305,000 n/a 0.5%
    Loan Simple, Inc. $215,000 $275,000 27.9% 0.4%
    CALCON MUTUAL MORTGAGE LLC $235,000 $265,000 12.8% 0.4%
    Centennial Bank $265,000 n/a 0.4%
    Nations Lending Corporation $295,000 $265,000 -10.2% 0.4%
    CARDINAL FINANCIAL $720,000 $260,000 -63.9% 0.4%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $225,000 n/a 0.3%
    Plains Commerce Bank $225,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $225,000 n/a 0.3%
    LENDINGHOME FUNDING CORPORATION $105,000 $220,000 109.5% 0.3%
    RB MORTGAGE LLC $215,000 $220,000 2.3% 0.3%
    Brighton Bank $215,000 n/a 0.3%
    CORNERSTONE HOME LENDING, INC. $2,130,000 $215,000 -89.9% 0.3%
    BROKER SOLUTIONS, INC. $440,000 $205,000 -53.4% 0.3%
    LOANPAL, LLC $465,000 $200,000 -57.0% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $180,000 n/a 0.3%
    Ameris Bank $175,000 n/a 0.3%
    A&D Mortgage LLC $165,000 n/a 0.2%
    EMM LOANS LLC $165,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.2%
    Texas Regional Bank $155,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $595,000 $150,000 -74.8% 0.2%
    City Bank $145,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $145,000 n/a 0.2%
    Discover Bank $85,000 $140,000 64.7% 0.2%
    HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.2%
    Ixonia Bank $135,000 n/a 0.2%
    JMJ FINANCIAL GROUP $135,000 n/a 0.2%
    RF Renovo Management Company, LLC $935,000 $135,000 -85.6% 0.2%
    STOCKTON MORTGAGE CORPORATION $115,000 n/a 0.2%
    Bank of America $95,000 n/a 0.1%
    Frost Bank $95,000 n/a 0.1%
    NEWREZ LLC $485,000 $95,000 -80.4% 0.1%
    Generations Community Federal Credit Union $85,000 n/a 0.1%
    SPRING EQ, LLC $85,000 n/a 0.1%
    Lone Star National Bank $85,000 $75,000 -11.8% 0.1%
    NATIONS RELIABLE LENDING, LLC $625,000 $75,000 -88.0% 0.1%
    Simmons Bank $75,000 n/a 0.1%

    Alice's top lender by overall market share is NAVY ARMY COMMUNITY CREDIT UNION, with 8.8% market share. In second place, with 6.1%, is 21ST MORTGAGE CORPORATION, having originated $4,035,000 in loans. In third place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,515,000 in loans. In fourth place, with 4.8%, is First Community Bank, having originated $3,175,000 in loans. In fifth place, with 4.5%, is FirstBank Southwest, having originated $3,005,000 in loans.

    Alice Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $167,000 (20.4%) $210,049 (26.2%) 0.00 166
    2018-02-01 $166,250 (11.0%) $215,334 (18.0%) 0.00 152
    2018-03-01 $169,900 (9.4%) $226,120 (19.3%) 0.00 145
    2018-04-01 $173,725 (8.7%) $231,637 (18.5%) 0.00 140
    2018-05-01 $160,250 (0.8%) $214,781 (9.1%) 0.00 148
    2018-06-01 $155,400 (-1.3%) $209,578 (6.5%) 0.00 152
    2018-07-01 $154,224 (-3.2%) $208,812 (1.5%) 0.00 154
    2018-08-01 $149,925 (-11.4%) $202,543 (-0.5%) 0.00 157
    2018-09-01 $149,500 (-11.9%) $193,892 (-4.5%) 0.00 148
    2018-10-01 $147,750 (-2.1%) $191,137 (-8.7%) 0.00 143
    2018-11-01 $129,370 (-21.7%) $185,344 (-11.8%) 0.00 130
    2018-12-01 $147,500 (-11.9%) $192,419 (-9.1%) 0.00 119
    2019-01-01 $149,675 (-10.4%) $196,329 (-6.5%) 0.00 114
    2019-02-01 $145,250 (-12.6%) $204,096 (-5.2%) 0.00 113
    2019-03-01 $145,179 (-14.6%) $206,030 (-8.9%) 0.00 113
    2019-04-01 $147,429 (-15.1%) $204,482 (-11.7%) 0.00 114
    2019-05-01 $159,500 (-0.5%) $208,359 (-3.0%) 0.00 117
    2019-06-01 $148,700 (-4.3%) $192,678 (-8.1%) 0.00 111
    2019-07-01 $149,450 (-3.1%) $190,763 (-8.6%) 0.00 105
    2019-08-01 $168,236 (12.2%) $201,235 (-0.7%) 0.00 102
    2019-09-01 $166,416 (11.3%) $202,868 (4.6%) 0.00 100
    2019-10-01 $165,000 (11.7%) $203,956 (6.7%) 0.00 98
    2019-11-01 $174,950 (35.2%) $205,550 (10.9%) 0.00 98
    2019-12-01 $159,700 (8.3%) $196,739 (2.2%) 0.00 101
    2020-01-01 $162,450 (8.5%) $194,958 (-0.7%) 0.00 98
    2020-02-01 $175,800 (21.0%) $206,975 (1.4%) 0.00 100
    2020-03-01 $169,000 (16.4%) $199,243 (-3.3%) 0.00 103
    2020-04-01 $163,300 (10.8%) $192,821 (-5.7%) 0.00 112
    2020-05-01 $169,000 (6.0%) $195,724 (-6.1%) 0.00 101
    2020-06-01 $190,225 (27.9%) $217,096 (12.7%) 0.00 81
    2020-07-01 $194,900 (30.4%) $236,133 (23.8%) 0.00 74
    2020-08-01 $195,500 (16.2%) $242,962 (20.7%) 0.00 82
    2020-09-01 $210,000 (26.2%) $240,431 (18.5%) 0.00 81
    2020-10-01 $198,750 (20.5%) $235,172 (15.3%) 0.00 82
    2020-11-01 $188,925 (8.0%) $231,393 (12.6%) 0.00 75
    2020-12-01 $186,000 (16.5%) $223,306 (13.5%) 0.00 80
    2021-01-01 $186,950 (15.1%) $221,984 (13.9%) 0.00 72
    2021-02-01 $184,000 (4.7%) $230,836 (11.5%) 0.00 64
    2021-03-01 $179,000 (5.9%) $214,999 (7.9%) 0.00 64
    2021-04-01 $209,500 (28.3%) $224,206 (16.3%) 0.00 58
    2021-05-01 $175,000 (3.6%) $206,833 (5.7%) 0.00 58
    2021-06-01 $189,000 (-0.6%) $213,893 (-1.5%) 0.00 55
    2021-07-01 $175,000 (-10.2%) $211,136 (-10.6%) 0.00 72
    2021-08-01 $168,675 (-13.7%) $201,737 (-17.0%) 0.00 77
    2021-09-01 $175,000 (-16.7%) $210,702 (-12.4%) 0.00 81
    2021-10-01 $177,500 (-10.7%) $211,990 (-9.9%) 0.00 86
    2021-11-01 $175,625 (-7.0%) $220,206 (-4.8%) 0.00 77
    2021-12-01 $175,875 (-5.4%) $231,461 (3.7%) 0.00 73
    2022-01-01 $168,700 (-9.8%) $219,954 (-0.9%) 0.00 70
    2022-02-01 $172,000 (-6.5%) $228,048 (-1.2%) 0.00 61
    2022-03-01 $188,200 (5.1%) $281,042 (30.7%) 0.00 65
    2022-04-01 $175,000 (-16.5%) $239,858 (7.0%) 0.00 63
    2022-05-01 $175,000 (0.0%) $248,269 (20.0%) 0.00 64
    2022-06-01 $178,500 (-5.6%) $246,574 (15.3%) 0.00 74
    2022-07-01 $169,900 (-2.9%) $214,617 (1.7%) 0.00 80
    2022-08-01 $169,450 (0.5%) $223,202 (10.6%) 0.00 92
    2022-09-01 $169,675 (-3.0%) $223,493 (6.1%) 0.00 93
    2022-10-01 $169,450 (-4.5%) $228,274 (7.7%) 0.00 94
    2022-11-01 $169,450 (-3.5%) $227,672 (3.4%) 0.00 98
    2022-12-01 $165,000 (-6.2%) $215,270 (-7.0%) 0.00 90
    2023-01-01 $164,725 (-2.4%) $214,157 (-2.6%) 0.00 94
    2023-02-01 $162,500 (-5.5%) $214,408 (-6.0%) 0.00 95
    2023-03-01 $165,000 (-12.3%) $220,959 (-21.4%) 0.00 85
    2023-04-01 $179,900 (2.8%) $241,803 (0.8%) 0.00 78
    2023-05-01 $206,625 (18.1%) $249,881 (0.7%) 0.00 89
    2023-06-01 $193,750 (8.5%) $252,918 (2.6%) 0.00 90
    2023-07-01 $178,990 (5.4%) $248,605 (15.8%) 0.00 82
    2023-08-01 $178,368 (5.3%) $249,261 (11.7%) 0.00 85
    2023-09-01 $189,500 (11.7%) $245,759 (10.0%) 0.00 86
    2023-10-01 $197,100 (16.3%) $243,648 (6.7%) 0.00 90
    2023-11-01 $177,750 (4.9%) $222,929 (-2.1%) 0.00 98
    2023-12-01 $189,000 (14.6%) $246,066 (14.3%) 0.00 101
    2024-01-01 $187,000 (13.5%) $242,937 (13.4%) 0.00 100
    2024-02-01 $185,000 (13.9%) $240,922 (12.4%) 0.00 97
    2024-03-01 $194,450 (17.9%) $250,799 (13.5%) 0.00 101
    2024-04-01 $210,450 (17.0%) $268,964 (11.2%) 0.00 106
    2024-05-01 $217,500 (5.3%) $284,006 (13.7%) 0.00 107
    2024-06-01 $225,000 (16.1%) $299,706 (18.5%) 0.00 121
    2024-07-01 $225,000 (25.7%) $316,340 (27.3%) 0.00 131
    2024-08-01 $223,000 (25.0%) $310,571 (24.6%) 0.00 136
    2024-09-01 $225,000 (18.7%) $317,102 (29.0%) 0.00 135
    2024-10-01 $228,000 (15.7%) $331,204 (35.9%) 0.00 133
    2024-11-01 $229,250 (29.0%) $346,569 (55.5%) 0.00 127
    2024-12-01 $248,750 (31.6%) $363,646 (47.8%) 0.00 118
    2025-01-01 $238,250 (27.4%) $339,265 (39.7%) 0.00 104
    Alice's median listing price for 2025-01-01 was $238,250, a difference of $51,250 (27.4%) versus the prior year and $-10,500 versus the prior month.

    Alice's median listing price comes in at 0% of the national average.

    Alice's average listing price for 2025-01-01 was $339,265, a difference of $96,328 (39.7%) versus the prior year and $-24,381 versus the prior month.

    For the 2025-01-01 period, Alice had 104 MLS listings, a difference of -14 listings (-12%) versus the prior month and 4 listings (4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,902 sqft
    2018-02-01 0 days 1,984 sqft
    2018-03-01 0 days 2,074 sqft
    2018-04-01 0 days 2,107 sqft
    2018-05-01 0 days 1,977 sqft
    2018-06-01 0 days 1,893 sqft
    2018-07-01 0 days 1,863 sqft
    2018-08-01 0 days 1,876 sqft
    2018-09-01 0 days 1,799 sqft
    2018-10-01 0 days 1,741 sqft
    2018-11-01 0 days 1,691 sqft
    2018-12-01 0 days 1,758 sqft
    2019-01-01 0 days 1,758 sqft
    2019-02-01 0 days 1,777 sqft
    2019-03-01 0 days 1,767 sqft
    2019-04-01 0 days 1,757 sqft
    2019-05-01 0 days 1,774 sqft
    2019-06-01 0 days 1,808 sqft
    2019-07-01 0 days 1,777 sqft
    2019-08-01 0 days 1,873 sqft
    2019-09-01 0 days 1,906 sqft
    2019-10-01 0 days 1,910 sqft
    2019-11-01 0 days 1,817 sqft
    2019-12-01 0 days 1,760 sqft
    2020-01-01 0 days 1,762 sqft
    2020-02-01 0 days 1,815 sqft
    2020-03-01 0 days 1,789 sqft
    2020-04-01 0 days 1,773 sqft
    2020-05-01 0 days 1,733 sqft
    2020-06-01 0 days 1,815 sqft
    2020-07-01 0 days 1,909 sqft
    2020-08-01 0 days 1,926 sqft
    2020-09-01 0 days 1,990 sqft
    2020-10-01 0 days 1,928 sqft
    2020-11-01 0 days 1,945 sqft
    2020-12-01 0 days 1,800 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 2,071 sqft
    2021-03-01 0 days 1,797 sqft
    2021-04-01 0 days 1,797 sqft
    2021-05-01 0 days 1,727 sqft
    2021-06-01 0 days 1,747 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,658 sqft
    2021-09-01 0 days 1,711 sqft
    2021-10-01 0 days 1,709 sqft
    2021-11-01 0 days 1,732 sqft
    2021-12-01 0 days 1,835 sqft
    2022-01-01 0 days 1,615 sqft
    2022-02-01 0 days 1,653 sqft
    2022-03-01 0 days 1,713 sqft
    2022-04-01 0 days 1,491 sqft
    2022-05-01 0 days 1,696 sqft
    2022-06-01 0 days 1,680 sqft
    2022-07-01 0 days 1,500 sqft
    2022-08-01 0 days 1,500 sqft
    2022-09-01 0 days 1,590 sqft
    2022-10-01 0 days 1,600 sqft
    2022-11-01 0 days 1,586 sqft
    2022-12-01 0 days 1,624 sqft
    2023-01-01 0 days 1,577 sqft
    2023-02-01 0 days 1,474 sqft
    2023-03-01 0 days 1,469 sqft
    2023-04-01 0 days 1,519 sqft
    2023-05-01 0 days 1,567 sqft
    2023-06-01 0 days 1,524 sqft
    2023-07-01 0 days 1,519 sqft
    2023-08-01 0 days 1,519 sqft
    2023-09-01 0 days 1,519 sqft
    2023-10-01 0 days 1,500 sqft
    2023-11-01 0 days 1,480 sqft
    2023-12-01 0 days 1,494 sqft
    2024-01-01 0 days 1,514 sqft
    2024-02-01 0 days 1,514 sqft
    2024-03-01 0 days 1,516 sqft
    2024-04-01 0 days 1,521 sqft
    2024-05-01 0 days 1,540 sqft
    2024-06-01 0 days 1,604 sqft
    2024-07-01 0 days 1,607 sqft
    2024-08-01 0 days 1,626 sqft
    2024-09-01 0 days 1,600 sqft
    2024-10-01 0 days 1,599 sqft
    2024-11-01 0 days 1,626 sqft
    2024-12-01 0 days 1,688 sqft
    2025-01-01 0 days 1,625 sqft
    Alice's median listing age (time on market) for 2025-01-01 was 0 days.

    Alice's median square footage for active listings during the 2025-01-01 period was 1,625 sqft. One year prior, the average listing was 1,514 sqft.

    Alice, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 257 $55,135,000 $214,533
    Refi 27 $4,785,000 $177,222
    Cash Out Refi 27 $3,905,000 $144,630
    Home Improvement 12 $1,070,000 $89,167
    Other 12 $1,220,000 $101,667

    Alice's most frequently cited loan purpose was Home Purchase, with 257 originations. The 2nd most popular reason was Refi, with 27 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 116 $26,220,000 $226,034
    7-8% 81 $16,045,000 $198,086
    Over 8% 67 $8,325,000 $124,254
    5-6% 33 $7,225,000 $218,939
    <2.5% 7 $35,000 $5,000
    4-5% 2 $900,000 $450,000

    During 2023, Alice's most frequently originated rate bucket was 6-7%, with 116 originations.

    Loan Sizing (Alice, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 122 $17,790,000 $145,820
    $200k-400k 101 $27,855,000 $275,792
    $100,000 or less 94 $6,080,000 $64,681
    $400k-600k 11 $5,295,000 $481,364
    $600k-1000k 5 $3,395,000 $679,000
    $Over $1MM 2 $5,700,000 $2,850,000

    Alice's loan sizing saw the bucket of loans from $100k-200k with 122 originations, totaling $17,790,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 190 $37,970,000 $199,842
    60-80% 58 $11,980,000 $206,552
    40-60% 21 $4,915,000 $234,048
    Under 20% 16 $450,000 $28,125
    Over 100% 13 $2,385,000 $183,462
    20-40% 12 $1,040,000 $86,667

    Alice's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 190 originations, totaling $37,970,000 in origination value.