Alice Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Alice averaged 6.67% for the week of 2024-03-21, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-03-14) was 6.74% and one month ago for the week of 2024-02-15, the average rate was 6.57%.

Alice's average rate one year ago was 6.4%.

For refis of the same type during the week of 2024-03-21, the average rate was 7.47%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-21 6.87%
Alice 30 Year Fixed Rate 2024-03-21 6.67%
Alice 30 Year Fixed Rate Refi 2024-03-21 7.47%
Alice 15 Year Fixed Rate 2024-03-21 6.01%
Alice 15 Year Fixed Rate Refi 2024-03-21 6.21%
Alice 30 Year FHA 2024-03-21 6.95%
Alice 30 Year FHA Refi 2024-03-21 6.9%
Alice 30 Year USDA 2024-03-21 6.87%
Alice 30 Year USDA Refi 2024-03-21 6.47%
Alice 30 Year VA 2024-03-21 6.64%
Alice 30 Year VA Refi 2024-03-21 6.74%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Alice, TX.

Alice Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Alice, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
NAVY ARMY COMMUNITY CREDIT UNION 5 7.20% $4,810
Prosperity Bank 5 6.03% $3,773
GULF COAST 4 6.88% $3,697
QUICKEN LOANS, LLC 4 7.59% $5,191
LOANDEPOT.COM, LLC 4 7.12% $7,327
AMCAP MORTGAGE, LTD. 3 7.04% $6,371
21ST MORTGAGE CORPORATION 3 8.88% $4,796
UNITED WHOLESALE MORTGAGE, LLC 3 6.66% $20,551
WILLOW BEND MORTGAGE COMPANY, LLC 2 7.56% $9,374
Discover Bank 2 7.99% $0
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.13% $8,892
JPMorgan Chase Bank 2 7.50% $6,947
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.06% $7,393
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.88% $10,479
Wells Fargo Bank 2 6.56% $3,444
HOMEXPRESS MORTGAGE CORP. 1 9.87% $8,092
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.38% $7,337
JMJ FINANCIAL GROUP 1 7.50% $5,266
AMERISAVE MORTGAGE CORPORATION 1 7.25% $11,611
Flagstar Bank, FSB 1 7.52% $5,496
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $6,111
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.75% $5,224
NATIONS RELIABLE LENDING, LLC 1 6.63% $5,146
EMM LOANS LLC 1 6.88% $9,549
USAA Federal Savings Bank 1 6.50% $6,710
ACADEMY MORTGAGE CORPORATION 1 6.50% $11,014
CORNERSTONE HOME LENDING, INC. 1 7.99% $9,468
City Bank 1 6.50% $4,620
RB MORTGAGE LLC 1 6.50% $3,222
ROYAL UNITED MORTGAGE LLC 1 8.13% $14,651
SFMC, LP 1 7.38% $14,437
Texas Regional Bank 1 6.88% $6,485
UNION HOME MORTGAGE CORP. 1 7.25% $7,554
Gateway First Bank 1 6.88% $4,698
Generations Community Federal Credit Union 1 7.63% $3,624
GUILD MORTGAGE COMPANY 1 6.88% $6,196
GARDNER FINANCIAL SERVICES, LTD. 1 6.38% $6,123

Alice Average Closing Costs & Other Stats

Alice, TX's 37 lenders originated 335 loans during 2023. The total origination value was $66,115,000, with an average loan value of $197,358.

Alice's average closing costs are $6,442.

The top Alice lender as defined by loan originations is NAVY ARMY COMMUNITY CREDIT UNION, with 5 loans originated. Their average total fees are $4,810, which is $1,037 higher than the next largest lender, Prosperity Bank.

The lowest fee Alice lenders (with over 10 loans originated) are .

The lowest rate Alice lenders (with over 10 loans originated) are .

Alice, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
NAVY ARMY COMMUNITY CREDIT UNION $7,380,000 $5,825,000 -21.1% 8.8%
21ST MORTGAGE CORPORATION $4,355,000 $4,035,000 -7.3% 6.1%
UNITED WHOLESALE MORTGAGE, LLC $1,280,000 $3,515,000 174.6% 5.3%
First Community Bank $4,700,000 $3,175,000 -32.4% 4.8%
FirstBank Southwest $3,005,000 n/a 4.5%
MOVEMENT MORTGAGE, LLC $1,710,000 $2,985,000 74.6% 4.5%
PNC Bank $2,695,000 n/a 4.1%
LOANDEPOT.COM, LLC $2,210,000 $2,430,000 10.0% 3.7%
Mortgage Research Center, LLC $2,100,000 $2,395,000 14.0% 3.6%
QUICKEN LOANS, LLC $4,735,000 $2,110,000 -55.4% 3.2%
First National Bank Texas $2,520,000 $1,530,000 -39.3% 2.3%
AMCAP MORTGAGE, LTD. $2,190,000 $1,500,000 -31.5% 2.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,570,000 $1,475,000 -6.1% 2.2%
Prosperity Bank $2,640,000 $1,190,000 -54.9% 1.8%
WILLOW BEND MORTGAGE COMPANY, LLC $1,320,000 $1,110,000 -15.9% 1.7%
NAVY FEDERAL CREDIT UNION $890,000 $1,000,000 12.4% 1.5%
THRIVE MORTGAGE, LLC $600,000 $960,000 60.0% 1.5%
Gateway First Bank $565,000 $910,000 61.1% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,175,000 $895,000 -58.9% 1.4%
Wells Fargo Bank $1,180,000 $855,000 -27.5% 1.3%
GUILD MORTGAGE COMPANY $1,930,000 $835,000 -56.7% 1.3%
GULF COAST $910,000 $835,000 -8.2% 1.3%
TRIAD FINANCIAL SERVICES, INC. $630,000 $825,000 31.0% 1.2%
CMG MORTGAGE, INC. $290,000 $815,000 181.0% 1.2%
COUNTRYPLACE MORTGAGE, LTD. $1,210,000 $730,000 -39.7% 1.1%
ACADEMY MORTGAGE CORPORATION $810,000 $725,000 -10.5% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $155,000 $715,000 361.3% 1.1%
RANDOLPH-BROOKS $315,000 $620,000 96.8% 0.9%
GARDNER FINANCIAL SERVICES, LTD. $605,000 n/a 0.9%
LEADERONE FINANCIAL CORPORATION $505,000 $575,000 13.9% 0.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $570,000 165.1% 0.9%
ValueBank Texas $545,000 n/a 0.8%
SECURITY SERVICE $765,000 $530,000 -30.7% 0.8%
Flagstar Bank, FSB $215,000 $520,000 141.9% 0.8%
UNION HOME MORTGAGE CORP. $440,000 n/a 0.7%
GUARANTEED RATE, INC. $490,000 $435,000 -11.2% 0.7%
PILGRIM MORTGAGE LLC $145,000 $420,000 189.7% 0.6%
JPMorgan Chase Bank $115,000 $410,000 256.5% 0.6%
ON Q FINANCIAL, INC. $405,000 n/a 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $725,000 $385,000 -46.9% 0.6%
UNITED BUILT HOMES, L.L.C. $375,000 n/a 0.6%
PENNYMAC LOAN SERVICES, LLC $1,160,000 $365,000 -68.5% 0.6%
USAA Federal Savings Bank $365,000 n/a 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $275,000 $360,000 30.9% 0.5%
SFMC, LP $85,000 $355,000 317.6% 0.5%
SYNERGY FEDERAL CREDIT UNION $560,000 $350,000 -37.5% 0.5%
ROYAL UNITED MORTGAGE LLC $130,000 $340,000 161.5% 0.5%
AMERISAVE MORTGAGE CORPORATION $885,000 $335,000 -62.1% 0.5%
SOUTHWEST STAGE FUNDING, LLC $595,000 $325,000 -45.4% 0.5%
CREDIT HUMAN FEDERAL CREDIT UNION $75,000 $320,000 326.7% 0.5%
LAND HOME FINANCIAL SERVICES, INC. $305,000 n/a 0.5%
Loan Simple, Inc. $215,000 $275,000 27.9% 0.4%
CALCON MUTUAL MORTGAGE LLC $235,000 $265,000 12.8% 0.4%
Centennial Bank $265,000 n/a 0.4%
Nations Lending Corporation $295,000 $265,000 -10.2% 0.4%
CARDINAL FINANCIAL $720,000 $260,000 -63.9% 0.4%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $225,000 n/a 0.3%
Plains Commerce Bank $225,000 n/a 0.3%
Prosperity Home Mortgage, LLC $225,000 n/a 0.3%
LENDINGHOME FUNDING CORPORATION $105,000 $220,000 109.5% 0.3%
RB MORTGAGE LLC $215,000 $220,000 2.3% 0.3%
Brighton Bank $215,000 n/a 0.3%
CORNERSTONE HOME LENDING, INC. $2,130,000 $215,000 -89.9% 0.3%
BROKER SOLUTIONS, INC. $440,000 $205,000 -53.4% 0.3%
LOANPAL, LLC $465,000 $200,000 -57.0% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $195,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $180,000 n/a 0.3%
Ameris Bank $175,000 n/a 0.3%
A&D Mortgage LLC $165,000 n/a 0.2%
EMM LOANS LLC $165,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.2%
Texas Regional Bank $155,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $595,000 $150,000 -74.8% 0.2%
City Bank $145,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $145,000 n/a 0.2%
Discover Bank $85,000 $140,000 64.7% 0.2%
HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.2%
Ixonia Bank $135,000 n/a 0.2%
JMJ FINANCIAL GROUP $135,000 n/a 0.2%
RF Renovo Management Company, LLC $935,000 $135,000 -85.6% 0.2%
STOCKTON MORTGAGE CORPORATION $115,000 n/a 0.2%
Bank of America $95,000 n/a 0.1%
Frost Bank $95,000 n/a 0.1%
NEWREZ LLC $485,000 $95,000 -80.4% 0.1%
Generations Community Federal Credit Union $85,000 n/a 0.1%
SPRING EQ, LLC $85,000 n/a 0.1%
Lone Star National Bank $85,000 $75,000 -11.8% 0.1%
NATIONS RELIABLE LENDING, LLC $625,000 $75,000 -88.0% 0.1%
Simmons Bank $75,000 n/a 0.1%

Alice's top lender by overall market share is NAVY ARMY COMMUNITY CREDIT UNION, with 8.8% market share. In second place, with 6.1%, is 21ST MORTGAGE CORPORATION, having originated $4,035,000 in loans. In third place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,515,000 in loans. In fourth place, with 4.8%, is First Community Bank, having originated $3,175,000 in loans. In fifth place, with 4.5%, is FirstBank Southwest, having originated $3,005,000 in loans.


Alice Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $165,625 (20.0%) $202,972 (23.1%) 0.00 163
2018-02-01 $165,125 (10.1%) $207,033 (15.5%) 0.00 151
2018-03-01 $169,900 (9.4%) $218,552 (17.1%) 0.00 143
2018-04-01 $171,175 (10.2%) $223,459 (17.4%) 0.00 138
2018-05-01 $158,000 (2.7%) $206,997 (8.5%) 0.00 148
2018-06-01 $152,400 (-2.0%) $208,061 (8.5%) 0.00 154
2018-07-01 $150,125 (-2.3%) $205,852 (8.0%) 0.00 156
2018-08-01 $149,250 (-4.6%) $200,632 (5.4%) 0.00 161
2018-09-01 $149,000 (-0.6%) $193,155 (2.7%) 0.00 154
2018-10-01 $147,500 (1.8%) $189,109 (-3.4%) 0.00 147
2018-11-01 $129,370 (-14.3%) $182,136 (-8.5%) 0.00 138
2018-12-01 $146,000 (-10.4%) $187,684 (-6.9%) 0.00 127
2019-01-01 $147,875 (-10.7%) $191,715 (-5.6%) 0.00 123
2019-02-01 $140,725 (-14.8%) $198,482 (-4.1%) 0.00 118
2019-03-01 $142,900 (-15.9%) $199,896 (-8.5%) 0.00 118
2019-04-01 $146,925 (-14.2%) $197,658 (-11.6%) 0.00 118
2019-05-01 $149,300 (-5.5%) $197,994 (-4.4%) 0.00 123
2019-06-01 $140,900 (-7.6%) $183,956 (-11.6%) 0.00 111
2019-07-01 $142,550 (-5.1%) $181,782 (-11.7%) 0.00 108
2019-08-01 $154,386 (3.4%) $189,677 (-5.5%) 0.00 109
2019-09-01 $155,716 (4.5%) $194,359 (0.6%) 0.00 109
2019-10-01 $156,602 (6.2%) $197,480 (4.4%) 0.00 108
2019-11-01 $169,950 (31.4%) $201,332 (10.5%) 0.00 108
2019-12-01 $153,100 (4.9%) $191,970 (2.3%) 0.00 111
2020-01-01 $159,900 (8.1%) $193,893 (1.1%) 0.00 102
2020-02-01 $178,250 (26.7%) $209,247 (5.4%) 0.00 105
2020-03-01 $172,400 (20.6%) $203,804 (2.0%) 0.00 106
2020-04-01 $164,500 (12.0%) $197,063 (-0.3%) 0.00 117
2020-05-01 $169,000 (13.2%) $198,031 (0.0%) 0.00 108
2020-06-01 $185,950 (32.0%) $213,988 (16.3%) 0.00 92
2020-07-01 $190,675 (33.8%) $227,989 (25.4%) 0.00 84
2020-08-01 $189,900 (23.0%) $237,079 (25.0%) 0.00 86
2020-09-01 $212,500 (36.5%) $243,793 (25.4%) 0.00 81
2020-10-01 $199,700 (27.5%) $237,174 (20.1%) 0.00 82
2020-11-01 $188,925 (11.2%) $226,697 (12.6%) 0.00 74
2020-12-01 $190,975 (24.7%) $224,499 (16.9%) 0.00 76
2021-01-01 $188,000 (17.6%) $220,479 (13.7%) 0.00 71
2021-02-01 $177,450 (-0.5%) $218,566 (4.5%) 0.00 66
2021-03-01 $175,000 (1.5%) $204,702 (0.4%) 0.00 64
2021-04-01 $199,625 (21.4%) $213,748 (8.5%) 0.00 58
2021-05-01 $175,000 (3.6%) $202,367 (2.2%) 0.00 57
2021-06-01 $183,000 (-1.6%) $210,246 (-1.8%) 0.00 52
2021-07-01 $170,000 (-10.8%) $208,058 (-8.7%) 0.00 74
2021-08-01 $159,000 (-16.3%) $194,368 (-18.0%) 0.00 78
2021-09-01 $173,725 (-18.3%) $210,454 (-13.7%) 0.00 82
2021-10-01 $175,000 (-12.4%) $205,541 (-13.3%) 0.00 88
2021-11-01 $167,250 (-11.5%) $212,416 (-6.3%) 0.00 83
2021-12-01 $157,750 (-17.4%) $219,570 (-2.2%) 0.00 80
2022-01-01 $149,500 (-20.5%) $200,900 (-8.9%) 0.00 75
2022-02-01 $154,500 (-12.9%) $210,420 (-3.7%) 0.00 65
2022-03-01 $173,725 (-0.7%) $264,353 (29.1%) 0.00 68
2022-04-01 $163,000 (-18.4%) $224,469 (5.0%) 0.00 66
2022-05-01 $161,750 (-7.6%) $232,396 (14.8%) 0.00 69
2022-06-01 $175,000 (-4.4%) $239,441 (13.9%) 0.00 79
2022-07-01 $169,450 (-0.3%) $217,440 (4.5%) 0.00 87
2022-08-01 $169,700 (6.7%) $230,421 (18.6%) 0.00 96
2022-09-01 $169,225 (-2.6%) $227,970 (8.3%) 0.00 100
2022-10-01 $169,900 (-2.9%) $231,491 (12.6%) 0.00 102
2022-11-01 $167,850 (0.4%) $226,321 (6.6%) 0.00 108
2022-12-01 $159,500 (1.1%) $209,343 (-4.7%) 0.00 104
2023-01-01 $159,250 (6.5%) $207,109 (3.1%) 0.00 108
2023-02-01 $159,000 (2.9%) $209,001 (-0.7%) 0.00 106
2023-03-01 $159,250 (-8.3%) $211,338 (-20.1%) 0.00 98
2023-04-01 $175,000 (7.4%) $227,220 (1.2%) 0.00 90
2023-05-01 $198,075 (22.5%) $239,432 (3.0%) 0.00 97
2023-06-01 $182,475 (4.3%) $238,505 (-0.4%) 0.00 100
2023-07-01 $168,000 (-0.9%) $221,175 (1.7%) 0.00 92
2023-08-01 $169,450 (-0.2%) $224,527 (-2.6%) 0.00 98
2023-09-01 $174,900 (3.4%) $222,558 (-2.4%) 0.00 102
2023-10-01 $182,500 (7.4%) $244,715 (5.7%) 0.00 100
2023-11-01 $173,750 (3.5%) $238,548 (5.4%) 0.00 104
2023-12-01 $187,000 (17.2%) $259,403 (23.9%) 0.00 109
2024-01-01 $185,000 (16.2%) $261,573 (26.3%) 0.00 107
2024-02-01 $184,375 (16.0%) $233,940 (11.9%) 0.00 109
Alice's median listing price for 2024-02-01 was $184,375, a difference of $25,375 (16.0%) versus the prior year and $-625 versus the prior month.

Alice's median listing price comes in at 0% of the national average.

Alice's average listing price for 2024-02-01 was $233,940, a difference of $24,939 (11.9%) versus the prior year and $-27,633 versus the prior month.

For the 2024-02-01 period, Alice had 109 MLS listings, a difference of 2 listings (2%) versus the prior month and 3 listings (3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,885 sqft
2018-02-01 0 days 1,982 sqft
2018-03-01 0 days 2,100 sqft
2018-04-01 0 days 2,097 sqft
2018-05-01 0 days 1,932 sqft
2018-06-01 0 days 1,901 sqft
2018-07-01 0 days 1,823 sqft
2018-08-01 0 days 1,814 sqft
2018-09-01 0 days 1,788 sqft
2018-10-01 0 days 1,720 sqft
2018-11-01 0 days 1,708 sqft
2018-12-01 0 days 1,755 sqft
2019-01-01 0 days 1,746 sqft
2019-02-01 0 days 1,760 sqft
2019-03-01 0 days 1,760 sqft
2019-04-01 0 days 1,759 sqft
2019-05-01 0 days 1,806 sqft
2019-06-01 0 days 1,821 sqft
2019-07-01 0 days 1,794 sqft
2019-08-01 0 days 1,812 sqft
2019-09-01 0 days 1,848 sqft
2019-10-01 0 days 1,857 sqft
2019-11-01 0 days 1,820 sqft
2019-12-01 0 days 1,742 sqft
2020-01-01 0 days 1,759 sqft
2020-02-01 0 days 1,810 sqft
2020-03-01 0 days 1,805 sqft
2020-04-01 0 days 1,797 sqft
2020-05-01 0 days 1,785 sqft
2020-06-01 0 days 1,875 sqft
2020-07-01 0 days 2,027 sqft
2020-08-01 0 days 2,071 sqft
2020-09-01 0 days 2,106 sqft
2020-10-01 0 days 2,049 sqft
2020-11-01 0 days 1,857 sqft
2020-12-01 0 days 1,800 sqft
2021-01-01 0 days 1,775 sqft
2021-02-01 0 days 1,788 sqft
2021-03-01 0 days 1,757 sqft
2021-04-01 0 days 1,718 sqft
2021-05-01 0 days 1,632 sqft
2021-06-01 0 days 1,656 sqft
2021-07-01 0 days 1,716 sqft
2021-08-01 0 days 1,644 sqft
2021-09-01 0 days 1,690 sqft
2021-10-01 0 days 1,638 sqft
2021-11-01 0 days 1,711 sqft
2021-12-01 0 days 1,735 sqft
2022-01-01 0 days 1,512 sqft
2022-02-01 0 days 1,574 sqft
2022-03-01 0 days 1,632 sqft
2022-04-01 0 days 1,429 sqft
2022-05-01 0 days 1,496 sqft
2022-06-01 0 days 1,498 sqft
2022-07-01 0 days 1,490 sqft
2022-08-01 0 days 1,515 sqft
2022-09-01 0 days 1,580 sqft
2022-10-01 0 days 1,632 sqft
2022-11-01 0 days 1,602 sqft
2022-12-01 0 days 1,624 sqft
2023-01-01 0 days 1,550 sqft
2023-02-01 0 days 1,461 sqft
2023-03-01 0 days 1,446 sqft
2023-04-01 0 days 1,476 sqft
2023-05-01 0 days 1,508 sqft
2023-06-01 0 days 1,496 sqft
2023-07-01 0 days 1,503 sqft
2023-08-01 0 days 1,519 sqft
2023-09-01 0 days 1,495 sqft
2023-10-01 0 days 1,495 sqft
2023-11-01 0 days 1,487 sqft
2023-12-01 0 days 1,512 sqft
2024-01-01 0 days 1,514 sqft
2024-02-01 0 days 1,513 sqft
Alice's median listing age (time on market) for 2024-02-01 was 0 days.

Alice's median square footage for active listings during the 2024-02-01 period was 1,513 sqft. One year prior, the average listing was 1,461 sqft.

Alice, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 257 $55,135,000 $214,533
Refi 27 $4,785,000 $177,222
Cash Out Refi 27 $3,905,000 $144,630
Home Improvement 12 $1,070,000 $89,167
Other 12 $1,220,000 $101,667

Alice's most frequently cited loan purpose was Home Purchase, with 257 originations. The 2nd most popular reason was Refi, with 27 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 116 $26,220,000 $226,034
7-8% 81 $16,045,000 $198,086
Over 8% 67 $8,325,000 $124,254
5-6% 33 $7,225,000 $218,939
<2.5% 7 $35,000 $5,000
4-5% 2 $900,000 $450,000

During 2023, Alice's most frequently originated rate bucket was 6-7%, with 116 originations.

Loan Sizing (Alice, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 122 $17,790,000 $145,820
$200k-400k 101 $27,855,000 $275,792
$100,000 or less 94 $6,080,000 $64,681
$400k-600k 11 $5,295,000 $481,364
$600k-1000k 5 $3,395,000 $679,000
$Over $1MM 2 $5,700,000 $2,850,000

Alice's loan sizing saw the bucket of loans from $100k-200k with 122 originations, totaling $17,790,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 190 $37,970,000 $199,842
60-80% 58 $11,980,000 $206,552
40-60% 21 $4,915,000 $234,048
Under 20% 16 $450,000 $28,125
Over 100% 13 $2,385,000 $183,462
20-40% 12 $1,040,000 $86,667

Alice's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 190 originations, totaling $37,970,000 in origination value.