Alice Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Alice averaged 7.14% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.99% and one month ago for the week of 2025-04-17, the average rate was 7.11%.

    Alice's average rate one year ago was 7.2%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.26%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Alice 30 Year Fixed Rate 2025-05-22 7.14%
    Alice 30 Year Fixed Rate Refi 2025-05-22 7.26%
    Alice 15 Year Fixed Rate 2025-05-22 6.21%
    Alice 15 Year Fixed Rate Refi 2025-05-22 6.11%
    Alice 30 Year FHA 2025-05-22 6.86%
    Alice 30 Year FHA Refi 2025-05-22 6.51%
    Alice 30 Year USDA 2025-05-22 6.63%
    Alice 30 Year USDA Refi 2025-05-22 6.53%
    Alice 30 Year VA 2025-05-22 6.42%
    Alice 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Alice, TX.

    Alice Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Alice, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 12 6.90% $6,244
    NAVY ARMY COMMUNITY CREDIT UNION 10 7.08% $3,558
    UNITED WHOLESALE MORTGAGE, LLC 6 6.09% $8,225
    BROKER SOLUTIONS, INC. 5 6.45% $8,025
    Farm Credit Mid-America, ACA 4 7.09% $9,940
    LOANDEPOT.COM, LLC 4 6.06% $7,307
    21ST MORTGAGE CORPORATION 3 8.83% $6,887
    JPMorgan Chase Bank 3 5.92% $6,271
    ROYAL UNITED MORTGAGE LLC 3 6.92% $11,139
    Extraco Banks 2 6.63% $3,920
    First National Bank Texas 2 6.44% $6,380
    GULF COAST 2 9.13% $2,082
    Mr. Cooper ( Nationstar Mortgage ) 2 6.63% $5,234
    NAVY FEDERAL CREDIT UNION 2 7.44% $3,991
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.31% $7,192
    Prosperity Bank 2 6.38% $4,677
    UNION HOME MORTGAGE CORP. 2 6.88% $7,500
    HOMETRUST MORTGAGE COMPANY 1 6.63% $7,318
    HOMEXPRESS MORTGAGE CORP. 1 8.25% $7,153
    DEEPHAVEN MORTGAGE LLC 1 10.13% $18,651
    CROSSCOUNTRY MORTGAGE, LLC 1 7.38% $4,802
    LOANPEOPLE, LLC 1 6.99% $20,342
    Merchants Bank of Indiana 1 6.50% $4,294
    Mortgage Research Center, LLC 1 7.00% $4,267
    Citadel Servicing Corporation 1 12.75% $5,105
    Commerce Home Mortgage, Inc. 1 8.88% $11,946
    SECURITY SERVICE 1 7.25% $5,520
    NEWREZ LLC 1 7.13% $6,188
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $11,720
    PNC Bank 1 6.00% $3,184
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $4,321
    Texas Mortgage Lending, LLC 1 6.43% $4,223
    AMERICAN FINANCING CORPORATION 1 5.75% $6,355
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.00% $6,856
    Discover Bank 1 6.90% $0
    DIRECTIONS EQUITY, LLC 1 7.00% $7,372
    CMG MORTGAGE, INC. 1 6.63% $12,475
    Frost Bank 1 5.50% $4,813
    GARDNER FINANCIAL SERVICES, LTD. 1 0.00% $0
    RANDOLPH-BROOKS 1 7.25% $4,518
    GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 7.00% $5,453

    Alice Average Closing Costs & Other Stats

    Alice, TX's 41 lenders originated 363 loans during 2024. The total origination value was $79,945,000, with an average loan value of $220,234.

    Alice's average closing costs are $6,653.

    The top Alice lender as defined by loan originations is QUICKEN LOANS, LLC, with 12 loans originated. Their average total fees are $6,244, which is $2,686 higher than the next largest lender, NAVY ARMY COMMUNITY CREDIT UNION.

    The lowest fee Alice lenders (with over 10 loans originated) are NAVY ARMY COMMUNITY CREDIT UNION ($3,558), QUICKEN LOANS, LLC ($6,244), .

    The lowest rate Alice lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.90%), NAVY ARMY COMMUNITY CREDIT UNION (7.08%), .

    Alice, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    NAVY ARMY COMMUNITY CREDIT UNION $5,825,000 $8,145,000 39.8% 10.2%
    Legacy Bank & Trust Company $6,505,000 n/a 8.1%
    21ST MORTGAGE CORPORATION $4,035,000 $5,415,000 34.2% 6.8%
    QUICKEN LOANS, LLC $2,110,000 $3,665,000 73.7% 4.6%
    CROSSCOUNTRY MORTGAGE, LLC $715,000 $3,310,000 362.9% 4.1%
    Mortgage Research Center, LLC $2,395,000 $3,250,000 35.7% 4.1%
    First National Bank Texas $1,530,000 $3,125,000 104.2% 3.9%
    First Community Bank $3,175,000 $2,775,000 -12.6% 3.5%
    UNITED WHOLESALE MORTGAGE, LLC $3,515,000 $2,125,000 -39.5% 2.7%
    LOANDEPOT.COM, LLC $2,430,000 $2,095,000 -13.8% 2.6%
    EAST TEXAS PROFESSIONAL Credit Union $2,075,000 n/a 2.6%
    FREEDOM MORTGAGE CORPORATION $1,720,000 n/a 2.2%
    CMG MORTGAGE, INC. $815,000 $1,625,000 99.4% 2.0%
    UNITED BUILT HOMES, L.L.C. $375,000 $1,595,000 325.3% 2.0%
    Farm Credit Mid-America, ACA $1,580,000 n/a 2.0%
    BROKER SOLUTIONS, INC. $205,000 $1,565,000 663.4% 2.0%
    MOVEMENT MORTGAGE, LLC $2,985,000 $1,255,000 -58.0% 1.6%
    Gateway First Bank $910,000 $1,210,000 33.0% 1.5%
    UNION HOME MORTGAGE CORP. $440,000 $1,085,000 146.6% 1.4%
    NEWREZ LLC $95,000 $915,000 863.2% 1.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,475,000 $900,000 -39.0% 1.1%
    SOUTHWEST STAGE FUNDING, LLC $325,000 $835,000 156.9% 1.0%
    TRIAD FINANCIAL SERVICES, INC. $825,000 $800,000 -3.0% 1.0%
    GUILD MORTGAGE COMPANY $835,000 $780,000 -6.6% 1.0%
    Prosperity Bank $1,190,000 $770,000 -35.3% 1.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $360,000 $690,000 91.7% 0.9%
    WILLOW BEND MORTGAGE COMPANY, LLC $1,110,000 $670,000 -39.6% 0.8%
    NAVY FEDERAL CREDIT UNION $1,000,000 $665,000 -33.5% 0.8%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $570,000 $645,000 13.2% 0.8%
    Lone Star National Bank $75,000 $635,000 746.7% 0.8%
    GULF COAST $835,000 $600,000 -28.1% 0.8%
    ROYAL UNITED MORTGAGE LLC $340,000 $600,000 76.5% 0.8%
    LOANPEOPLE, LLC $595,000 n/a 0.7%
    First National Bank in Port Lavaca $585,000 n/a 0.7%
    Equity Prime Mortgage LLC $560,000 n/a 0.7%
    PENNYMAC LOAN SERVICES, LLC $365,000 $550,000 50.7% 0.7%
    JPMorgan Chase Bank $410,000 $525,000 28.0% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $150,000 $520,000 246.7% 0.7%
    Simmons Bank $75,000 $510,000 580.0% 0.6%
    Extraco Banks $475,000 n/a 0.6%
    GARDNER FINANCIAL SERVICES, LTD. $605,000 $445,000 -26.4% 0.6%
    Mid-Continent Funding, Inc. $425,000 n/a 0.5%
    Bell Bank $415,000 n/a 0.5%
    DIRECTIONS EQUITY, LLC $415,000 n/a 0.5%
    Frost Bank $95,000 $405,000 326.3% 0.5%
    RANDOLPH-BROOKS $620,000 $395,000 -36.3% 0.5%
    Barrington Bank & Trust Company, N.A. $375,000 n/a 0.5%
    SECURITY SERVICE $530,000 $375,000 -29.2% 0.5%
    GUARANTEED RATE, INC. $435,000 $365,000 -16.1% 0.5%
    DEEPHAVEN MORTGAGE LLC $355,000 n/a 0.4%
    Ixonia Bank $135,000 $355,000 163.0% 0.4%
    Hamilton Mortgage Corporation $345,000 n/a 0.4%
    Nations Lending Corporation $265,000 $345,000 30.2% 0.4%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $305,000 n/a 0.4%
    Merchants Bank of Indiana $285,000 n/a 0.4%
    First Federal Bank $275,000 n/a 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $275,000 n/a 0.3%
    INTELLILOAN, INC. $265,000 n/a 0.3%
    Citadel Servicing Corporation $235,000 n/a 0.3%
    SECURITYNATIONAL MORTGAGE COMPANY $235,000 n/a 0.3%
    Wells Fargo Bank $855,000 $230,000 -73.1% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $895,000 $225,000 -74.9% 0.3%
    HOMETRUST MORTGAGE COMPANY $225,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $215,000 n/a 0.3%
    Commerce Home Mortgage, Inc. $205,000 n/a 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 $205,000 5.1% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $385,000 $195,000 -49.4% 0.2%
    Discover Bank $140,000 $175,000 25.0% 0.2%
    NexBank $175,000 n/a 0.2%
    GULF COAST EDUCATORS FEDERAL CREDIT UNION $165,000 n/a 0.2%
    LONGBRIDGE FINANCIAL, LLC $165,000 n/a 0.2%
    PNC Bank $2,695,000 $165,000 -93.9% 0.2%
    RB MORTGAGE LLC $220,000 $165,000 -25.0% 0.2%
    EVERETT FINANCIAL, INC. $155,000 n/a 0.2%
    HOMEXPRESS MORTGAGE CORP. $135,000 $155,000 14.8% 0.2%
    Flagstar Bank, FSB $520,000 $145,000 -72.1% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $320,000 $135,000 -57.8% 0.2%
    American Bank $125,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $125,000 n/a 0.2%
    Bank of America $95,000 $125,000 31.6% 0.2%
    LENDINGONE, LLC $125,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $120,000 n/a 0.2%
    U.S. Bank $115,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $105,000 n/a 0.1%
    Texas Mortgage Lending, LLC $105,000 n/a 0.1%
    SYNERGY FEDERAL CREDIT UNION $350,000 $100,000 -71.4% 0.1%
    CSL Financial, LLC $95,000 n/a 0.1%
    FIRSTMARK $75,000 n/a 0.1%
    International Bank of Commerce $75,000 n/a 0.1%
    Kleberg Bank, N.A $55,000 n/a 0.1%
    CHARTER BANK $25,000 n/a 0.0%

    Alice's top lender by overall market share is NAVY ARMY COMMUNITY CREDIT UNION, with 10.2% market share. In second place, with 8.1%, is Legacy Bank & Trust Company, having originated $6,505,000 in loans. In third place, with 6.8%, is 21ST MORTGAGE CORPORATION, having originated $5,415,000 in loans. In fourth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $3,665,000 in loans. In fifth place, with 4.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $3,310,000 in loans.

    Alice Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $167,000 (20.4%) $210,049 (26.2%) 0.00 166
    2018-02-01 $166,250 (11.0%) $215,334 (18.0%) 0.00 152
    2018-03-01 $169,900 (9.4%) $226,120 (19.3%) 0.00 145
    2018-04-01 $173,725 (8.7%) $231,637 (18.5%) 0.00 140
    2018-05-01 $160,250 (0.8%) $214,781 (9.1%) 0.00 148
    2018-06-01 $155,400 (-1.3%) $209,578 (6.5%) 0.00 152
    2018-07-01 $154,224 (-3.2%) $208,812 (1.5%) 0.00 154
    2018-08-01 $149,925 (-11.4%) $202,543 (-0.5%) 0.00 157
    2018-09-01 $149,500 (-11.9%) $193,892 (-4.5%) 0.00 148
    2018-10-01 $147,750 (-2.1%) $191,137 (-8.7%) 0.00 143
    2018-11-01 $129,370 (-21.7%) $185,344 (-11.8%) 0.00 130
    2018-12-01 $147,500 (-11.9%) $192,419 (-9.1%) 0.00 119
    2019-01-01 $149,675 (-10.4%) $196,329 (-6.5%) 0.00 114
    2019-02-01 $145,250 (-12.6%) $204,096 (-5.2%) 0.00 113
    2019-03-01 $145,179 (-14.6%) $206,030 (-8.9%) 0.00 113
    2019-04-01 $147,429 (-15.1%) $204,482 (-11.7%) 0.00 114
    2019-05-01 $159,500 (-0.5%) $208,359 (-3.0%) 0.00 117
    2019-06-01 $148,700 (-4.3%) $192,678 (-8.1%) 0.00 111
    2019-07-01 $149,450 (-3.1%) $190,763 (-8.6%) 0.00 105
    2019-08-01 $168,236 (12.2%) $201,235 (-0.7%) 0.00 102
    2019-09-01 $166,416 (11.3%) $202,868 (4.6%) 0.00 100
    2019-10-01 $165,000 (11.7%) $203,956 (6.7%) 0.00 98
    2019-11-01 $174,950 (35.2%) $205,550 (10.9%) 0.00 98
    2019-12-01 $159,700 (8.3%) $196,739 (2.2%) 0.00 101
    2020-01-01 $162,450 (8.5%) $194,958 (-0.7%) 0.00 98
    2020-02-01 $175,800 (21.0%) $206,975 (1.4%) 0.00 100
    2020-03-01 $169,000 (16.4%) $199,243 (-3.3%) 0.00 103
    2020-04-01 $163,300 (10.8%) $192,821 (-5.7%) 0.00 112
    2020-05-01 $169,000 (6.0%) $195,724 (-6.1%) 0.00 101
    2020-06-01 $190,225 (27.9%) $217,096 (12.7%) 0.00 81
    2020-07-01 $194,900 (30.4%) $236,133 (23.8%) 0.00 74
    2020-08-01 $195,500 (16.2%) $242,962 (20.7%) 0.00 82
    2020-09-01 $210,000 (26.2%) $240,431 (18.5%) 0.00 81
    2020-10-01 $198,750 (20.5%) $235,172 (15.3%) 0.00 82
    2020-11-01 $188,925 (8.0%) $231,393 (12.6%) 0.00 75
    2020-12-01 $186,000 (16.5%) $223,306 (13.5%) 0.00 80
    2021-01-01 $186,950 (15.1%) $221,984 (13.9%) 0.00 72
    2021-02-01 $184,000 (4.7%) $230,836 (11.5%) 0.00 64
    2021-03-01 $179,000 (5.9%) $214,999 (7.9%) 0.00 64
    2021-04-01 $209,500 (28.3%) $224,206 (16.3%) 0.00 58
    2021-05-01 $175,000 (3.6%) $206,833 (5.7%) 0.00 58
    2021-06-01 $189,000 (-0.6%) $213,893 (-1.5%) 0.00 55
    2021-07-01 $175,000 (-10.2%) $211,136 (-10.6%) 0.00 72
    2021-08-01 $168,675 (-13.7%) $201,737 (-17.0%) 0.00 77
    2021-09-01 $175,000 (-16.7%) $210,702 (-12.4%) 0.00 81
    2021-10-01 $177,500 (-10.7%) $211,990 (-9.9%) 0.00 86
    2021-11-01 $175,625 (-7.0%) $220,206 (-4.8%) 0.00 77
    2021-12-01 $175,875 (-5.4%) $231,461 (3.7%) 0.00 73
    2022-01-01 $168,700 (-9.8%) $219,954 (-0.9%) 0.00 70
    2022-02-01 $172,000 (-6.5%) $228,048 (-1.2%) 0.00 61
    2022-03-01 $188,200 (5.1%) $281,042 (30.7%) 0.00 65
    2022-04-01 $175,000 (-16.5%) $239,858 (7.0%) 0.00 63
    2022-05-01 $175,000 (0.0%) $248,269 (20.0%) 0.00 64
    2022-06-01 $178,500 (-5.6%) $246,574 (15.3%) 0.00 74
    2022-07-01 $169,900 (-2.9%) $214,617 (1.7%) 0.00 80
    2022-08-01 $169,450 (0.5%) $223,202 (10.6%) 0.00 92
    2022-09-01 $169,675 (-3.0%) $223,493 (6.1%) 0.00 93
    2022-10-01 $169,450 (-4.5%) $228,274 (7.7%) 0.00 94
    2022-11-01 $169,450 (-3.5%) $227,672 (3.4%) 0.00 98
    2022-12-01 $165,000 (-6.2%) $215,270 (-7.0%) 0.00 90
    2023-01-01 $164,725 (-2.4%) $214,157 (-2.6%) 0.00 94
    2023-02-01 $162,500 (-5.5%) $214,408 (-6.0%) 0.00 95
    2023-03-01 $165,000 (-12.3%) $220,959 (-21.4%) 0.00 85
    2023-04-01 $179,900 (2.8%) $241,803 (0.8%) 0.00 78
    2023-05-01 $206,625 (18.1%) $249,881 (0.7%) 0.00 89
    2023-06-01 $193,750 (8.5%) $252,918 (2.6%) 0.00 90
    2023-07-01 $178,990 (5.4%) $248,605 (15.8%) 0.00 82
    2023-08-01 $178,368 (5.3%) $249,261 (11.7%) 0.00 85
    2023-09-01 $189,500 (11.7%) $245,759 (10.0%) 0.00 86
    2023-10-01 $197,100 (16.3%) $243,648 (6.7%) 0.00 90
    2023-11-01 $177,750 (4.9%) $222,929 (-2.1%) 0.00 98
    2023-12-01 $189,000 (14.6%) $246,066 (14.3%) 0.00 101
    2024-01-01 $187,000 (13.5%) $242,937 (13.4%) 0.00 100
    2024-02-01 $185,000 (13.9%) $240,922 (12.4%) 0.00 97
    2024-03-01 $194,450 (17.9%) $250,799 (13.5%) 0.00 101
    2024-04-01 $210,450 (17.0%) $268,964 (11.2%) 0.00 106
    2024-05-01 $217,500 (5.3%) $284,006 (13.7%) 0.00 107
    2024-06-01 $225,000 (16.1%) $299,706 (18.5%) 0.00 121
    2024-07-01 $225,000 (25.7%) $316,340 (27.3%) 0.00 131
    2024-08-01 $223,000 (25.0%) $310,571 (24.6%) 0.00 136
    2024-09-01 $225,000 (18.7%) $317,102 (29.0%) 0.00 135
    2024-10-01 $228,000 (15.7%) $331,204 (35.9%) 0.00 133
    2024-11-01 $229,250 (29.0%) $346,569 (55.5%) 0.00 127
    2024-12-01 $248,750 (31.6%) $363,646 (47.8%) 0.00 118
    2025-01-01 $238,250 (27.4%) $339,265 (39.7%) 0.00 104
    2025-02-01 $235,000 (27.0%) $342,263 (42.1%) 0.00 109
    2025-03-01 $232,500 (19.6%) $344,967 (37.6%) 0.00 110
    2025-04-01 $240,750 (14.4%) $358,401 (33.3%) 0.00 111
    Alice's median listing price for 2025-04-01 was $240,750, a difference of $30,300 (14.4%) versus the prior year and $8,250 versus the prior month.

    Alice's median listing price comes in at 0% of the national average.

    Alice's average listing price for 2025-04-01 was $358,401, a difference of $89,437 (33.3%) versus the prior year and $13,434 versus the prior month.

    For the 2025-04-01 period, Alice had 111 MLS listings, a difference of 1 listings (1%) versus the prior month and 5 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,902 sqft
    2018-02-01 0 days 1,984 sqft
    2018-03-01 0 days 2,074 sqft
    2018-04-01 0 days 2,107 sqft
    2018-05-01 0 days 1,977 sqft
    2018-06-01 0 days 1,893 sqft
    2018-07-01 0 days 1,863 sqft
    2018-08-01 0 days 1,876 sqft
    2018-09-01 0 days 1,799 sqft
    2018-10-01 0 days 1,741 sqft
    2018-11-01 0 days 1,691 sqft
    2018-12-01 0 days 1,758 sqft
    2019-01-01 0 days 1,758 sqft
    2019-02-01 0 days 1,777 sqft
    2019-03-01 0 days 1,767 sqft
    2019-04-01 0 days 1,757 sqft
    2019-05-01 0 days 1,774 sqft
    2019-06-01 0 days 1,808 sqft
    2019-07-01 0 days 1,777 sqft
    2019-08-01 0 days 1,873 sqft
    2019-09-01 0 days 1,906 sqft
    2019-10-01 0 days 1,910 sqft
    2019-11-01 0 days 1,817 sqft
    2019-12-01 0 days 1,760 sqft
    2020-01-01 0 days 1,762 sqft
    2020-02-01 0 days 1,815 sqft
    2020-03-01 0 days 1,789 sqft
    2020-04-01 0 days 1,773 sqft
    2020-05-01 0 days 1,733 sqft
    2020-06-01 0 days 1,815 sqft
    2020-07-01 0 days 1,909 sqft
    2020-08-01 0 days 1,926 sqft
    2020-09-01 0 days 1,990 sqft
    2020-10-01 0 days 1,928 sqft
    2020-11-01 0 days 1,945 sqft
    2020-12-01 0 days 1,800 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 2,071 sqft
    2021-03-01 0 days 1,797 sqft
    2021-04-01 0 days 1,797 sqft
    2021-05-01 0 days 1,727 sqft
    2021-06-01 0 days 1,747 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,658 sqft
    2021-09-01 0 days 1,711 sqft
    2021-10-01 0 days 1,709 sqft
    2021-11-01 0 days 1,732 sqft
    2021-12-01 0 days 1,835 sqft
    2022-01-01 0 days 1,615 sqft
    2022-02-01 0 days 1,653 sqft
    2022-03-01 0 days 1,713 sqft
    2022-04-01 0 days 1,491 sqft
    2022-05-01 0 days 1,696 sqft
    2022-06-01 0 days 1,680 sqft
    2022-07-01 0 days 1,500 sqft
    2022-08-01 0 days 1,500 sqft
    2022-09-01 0 days 1,590 sqft
    2022-10-01 0 days 1,600 sqft
    2022-11-01 0 days 1,586 sqft
    2022-12-01 0 days 1,624 sqft
    2023-01-01 0 days 1,577 sqft
    2023-02-01 0 days 1,474 sqft
    2023-03-01 0 days 1,469 sqft
    2023-04-01 0 days 1,519 sqft
    2023-05-01 0 days 1,567 sqft
    2023-06-01 0 days 1,524 sqft
    2023-07-01 0 days 1,519 sqft
    2023-08-01 0 days 1,519 sqft
    2023-09-01 0 days 1,519 sqft
    2023-10-01 0 days 1,500 sqft
    2023-11-01 0 days 1,480 sqft
    2023-12-01 0 days 1,494 sqft
    2024-01-01 0 days 1,514 sqft
    2024-02-01 0 days 1,514 sqft
    2024-03-01 0 days 1,516 sqft
    2024-04-01 0 days 1,521 sqft
    2024-05-01 0 days 1,540 sqft
    2024-06-01 0 days 1,604 sqft
    2024-07-01 0 days 1,607 sqft
    2024-08-01 0 days 1,626 sqft
    2024-09-01 0 days 1,600 sqft
    2024-10-01 0 days 1,599 sqft
    2024-11-01 0 days 1,626 sqft
    2024-12-01 0 days 1,688 sqft
    2025-01-01 0 days 1,625 sqft
    2025-02-01 0 days 1,649 sqft
    2025-03-01 0 days 1,674 sqft
    2025-04-01 0 days 1,786 sqft
    Alice's median listing age (time on market) for 2025-04-01 was 0 days.

    Alice's median square footage for active listings during the 2025-04-01 period was 1,786 sqft. One year prior, the average listing was 1,521 sqft.

    Alice, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 268 $61,720,000 $230,299
    Cash Out Refi 43 $7,645,000 $177,791
    Refi 30 $7,810,000 $260,333
    Other 14 $1,870,000 $133,571
    Home Improvement 8 $900,000 $112,500

    Alice's most frequently cited loan purpose was Home Purchase, with 268 originations. The 2nd most popular reason was Cash Out Refi, with 43 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 123 $29,775,000 $242,073
    Over 8% 88 $12,920,000 $146,818
    7-8% 83 $18,475,000 $222,590
    5-6% 34 $7,630,000 $224,412
    <2.5% 6 $30,000 $5,000
    4-5% 2 $570,000 $285,000
    2.5-3% 1 $225,000 $225,000

    During 2024, Alice's most frequently originated rate bucket was 6-7%, with 123 originations.

    Loan Sizing (Alice, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 137 $19,855,000 $144,927
    $200k-400k 121 $33,045,000 $273,099
    $100,000 or less 74 $4,570,000 $61,757
    $400k-600k 26 $12,080,000 $464,615
    $600k-1000k 3 $1,815,000 $605,000
    $Over $1MM 2 $8,580,000 $4,290,000

    Alice's loan sizing saw the bucket of loans from $100k-200k with 137 originations, totaling $19,855,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 211 $46,205,000 $218,981
    60-80% 62 $12,300,000 $198,387
    20-40% 21 $4,165,000 $198,333
    40-60% 17 $3,135,000 $184,412
    Under 20% 13 $265,000 $20,385
    Over 100% 9 $1,945,000 $216,111

    Alice's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 211 originations, totaling $46,205,000 in origination value.