Alice Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Alice averaged 6.58% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.79% and one month ago for the week of 2024-10-10, the average rate was 6.22%.

    Alice's average rate one year ago was 7.5%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.88%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Alice 30 Year Fixed Rate 2024-11-14 6.58%
    Alice 30 Year Fixed Rate Refi 2024-11-14 6.88%
    Alice 15 Year Fixed Rate 2024-11-14 5.99%
    Alice 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Alice 30 Year FHA 2024-11-14 0.16%
    Alice 30 Year FHA Refi 2024-11-14 0.2%
    Alice 30 Year USDA 2024-11-14 0%
    Alice 30 Year USDA Refi 2024-11-14 0%
    Alice 30 Year VA 2024-11-14 0.2%
    Alice 30 Year VA Refi 2024-11-14 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Alice, TX.

    Alice Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Alice, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    NAVY ARMY COMMUNITY CREDIT UNION 5 7.20% $4,810
    Prosperity Bank 5 6.03% $3,773
    GULF COAST 4 6.88% $3,697
    QUICKEN LOANS, LLC 4 7.59% $5,191
    LOANDEPOT.COM, LLC 4 7.12% $7,327
    AMCAP MORTGAGE, LTD. 3 7.04% $6,371
    21ST MORTGAGE CORPORATION 3 8.88% $4,796
    UNITED WHOLESALE MORTGAGE, LLC 3 6.66% $20,551
    WILLOW BEND MORTGAGE COMPANY, LLC 2 7.56% $9,374
    Discover Bank 2 7.99% $0
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.13% $8,892
    JPMorgan Chase Bank 2 7.50% $6,947
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.06% $7,393
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.88% $10,479
    Wells Fargo Bank 2 6.56% $3,444
    HOMEXPRESS MORTGAGE CORP. 1 9.87% $8,092
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 6.38% $7,337
    JMJ FINANCIAL GROUP 1 7.50% $5,266
    AMERISAVE MORTGAGE CORPORATION 1 7.25% $11,611
    Flagstar Bank, FSB 1 7.52% $5,496
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $6,111
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.75% $5,224
    NATIONS RELIABLE LENDING, LLC 1 6.63% $5,146
    EMM LOANS LLC 1 6.88% $9,549
    USAA Federal Savings Bank 1 6.50% $6,710
    ACADEMY MORTGAGE CORPORATION 1 6.50% $11,014
    CORNERSTONE HOME LENDING, INC. 1 7.99% $9,468
    City Bank 1 6.50% $4,620
    RB MORTGAGE LLC 1 6.50% $3,222
    ROYAL UNITED MORTGAGE LLC 1 8.13% $14,651
    SFMC, LP 1 7.38% $14,437
    Texas Regional Bank 1 6.88% $6,485
    UNION HOME MORTGAGE CORP. 1 7.25% $7,554
    Gateway First Bank 1 6.88% $4,698
    Generations Community Federal Credit Union 1 7.63% $3,624
    GUILD MORTGAGE COMPANY 1 6.88% $6,196
    GARDNER FINANCIAL SERVICES, LTD. 1 6.38% $6,123

    Alice Average Closing Costs & Other Stats

    Alice, TX's 37 lenders originated 335 loans during 2023. The total origination value was $66,115,000, with an average loan value of $197,358.

    Alice's average closing costs are $6,442.

    The top Alice lender as defined by loan originations is NAVY ARMY COMMUNITY CREDIT UNION, with 5 loans originated. Their average total fees are $4,810, which is $1,037 higher than the next largest lender, Prosperity Bank.

    The lowest fee Alice lenders (with over 10 loans originated) are .

    The lowest rate Alice lenders (with over 10 loans originated) are .

    Alice, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    NAVY ARMY COMMUNITY CREDIT UNION $7,380,000 $5,825,000 -21.1% 8.8%
    21ST MORTGAGE CORPORATION $4,355,000 $4,035,000 -7.3% 6.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,280,000 $3,515,000 174.6% 5.3%
    First Community Bank $4,700,000 $3,175,000 -32.4% 4.8%
    FirstBank Southwest $3,005,000 n/a 4.5%
    MOVEMENT MORTGAGE, LLC $1,710,000 $2,985,000 74.6% 4.5%
    PNC Bank $2,695,000 n/a 4.1%
    LOANDEPOT.COM, LLC $2,210,000 $2,430,000 10.0% 3.7%
    Mortgage Research Center, LLC $2,100,000 $2,395,000 14.0% 3.6%
    QUICKEN LOANS, LLC $4,735,000 $2,110,000 -55.4% 3.2%
    First National Bank Texas $2,520,000 $1,530,000 -39.3% 2.3%
    AMCAP MORTGAGE, LTD. $2,190,000 $1,500,000 -31.5% 2.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,570,000 $1,475,000 -6.1% 2.2%
    Prosperity Bank $2,640,000 $1,190,000 -54.9% 1.8%
    WILLOW BEND MORTGAGE COMPANY, LLC $1,320,000 $1,110,000 -15.9% 1.7%
    NAVY FEDERAL CREDIT UNION $890,000 $1,000,000 12.4% 1.5%
    THRIVE MORTGAGE, LLC $600,000 $960,000 60.0% 1.5%
    Gateway First Bank $565,000 $910,000 61.1% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,175,000 $895,000 -58.9% 1.4%
    Wells Fargo Bank $1,180,000 $855,000 -27.5% 1.3%
    GUILD MORTGAGE COMPANY $1,930,000 $835,000 -56.7% 1.3%
    GULF COAST $910,000 $835,000 -8.2% 1.3%
    TRIAD FINANCIAL SERVICES, INC. $630,000 $825,000 31.0% 1.2%
    CMG MORTGAGE, INC. $290,000 $815,000 181.0% 1.2%
    COUNTRYPLACE MORTGAGE, LTD. $1,210,000 $730,000 -39.7% 1.1%
    ACADEMY MORTGAGE CORPORATION $810,000 $725,000 -10.5% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $155,000 $715,000 361.3% 1.1%
    RANDOLPH-BROOKS $315,000 $620,000 96.8% 0.9%
    GARDNER FINANCIAL SERVICES, LTD. $605,000 n/a 0.9%
    LEADERONE FINANCIAL CORPORATION $505,000 $575,000 13.9% 0.9%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $570,000 165.1% 0.9%
    ValueBank Texas $545,000 n/a 0.8%
    SECURITY SERVICE $765,000 $530,000 -30.7% 0.8%
    Flagstar Bank, FSB $215,000 $520,000 141.9% 0.8%
    UNION HOME MORTGAGE CORP. $440,000 n/a 0.7%
    GUARANTEED RATE, INC. $490,000 $435,000 -11.2% 0.7%
    PILGRIM MORTGAGE LLC $145,000 $420,000 189.7% 0.6%
    JPMorgan Chase Bank $115,000 $410,000 256.5% 0.6%
    ON Q FINANCIAL, INC. $405,000 n/a 0.6%
    AMERICAN PACIFIC MORTGAGE CORPORATION $725,000 $385,000 -46.9% 0.6%
    UNITED BUILT HOMES, L.L.C. $375,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,160,000 $365,000 -68.5% 0.6%
    USAA Federal Savings Bank $365,000 n/a 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $275,000 $360,000 30.9% 0.5%
    SFMC, LP $85,000 $355,000 317.6% 0.5%
    SYNERGY FEDERAL CREDIT UNION $560,000 $350,000 -37.5% 0.5%
    ROYAL UNITED MORTGAGE LLC $130,000 $340,000 161.5% 0.5%
    AMERISAVE MORTGAGE CORPORATION $885,000 $335,000 -62.1% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $595,000 $325,000 -45.4% 0.5%
    CREDIT HUMAN FEDERAL CREDIT UNION $75,000 $320,000 326.7% 0.5%
    LAND HOME FINANCIAL SERVICES, INC. $305,000 n/a 0.5%
    Loan Simple, Inc. $215,000 $275,000 27.9% 0.4%
    CALCON MUTUAL MORTGAGE LLC $235,000 $265,000 12.8% 0.4%
    Centennial Bank $265,000 n/a 0.4%
    Nations Lending Corporation $295,000 $265,000 -10.2% 0.4%
    CARDINAL FINANCIAL $720,000 $260,000 -63.9% 0.4%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $225,000 n/a 0.3%
    Plains Commerce Bank $225,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $225,000 n/a 0.3%
    LENDINGHOME FUNDING CORPORATION $105,000 $220,000 109.5% 0.3%
    RB MORTGAGE LLC $215,000 $220,000 2.3% 0.3%
    Brighton Bank $215,000 n/a 0.3%
    CORNERSTONE HOME LENDING, INC. $2,130,000 $215,000 -89.9% 0.3%
    BROKER SOLUTIONS, INC. $440,000 $205,000 -53.4% 0.3%
    LOANPAL, LLC $465,000 $200,000 -57.0% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $195,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $180,000 n/a 0.3%
    Ameris Bank $175,000 n/a 0.3%
    A&D Mortgage LLC $165,000 n/a 0.2%
    EMM LOANS LLC $165,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $165,000 n/a 0.2%
    Texas Regional Bank $155,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $595,000 $150,000 -74.8% 0.2%
    City Bank $145,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $145,000 n/a 0.2%
    Discover Bank $85,000 $140,000 64.7% 0.2%
    HOMEXPRESS MORTGAGE CORP. $135,000 n/a 0.2%
    Ixonia Bank $135,000 n/a 0.2%
    JMJ FINANCIAL GROUP $135,000 n/a 0.2%
    RF Renovo Management Company, LLC $935,000 $135,000 -85.6% 0.2%
    STOCKTON MORTGAGE CORPORATION $115,000 n/a 0.2%
    Bank of America $95,000 n/a 0.1%
    Frost Bank $95,000 n/a 0.1%
    NEWREZ LLC $485,000 $95,000 -80.4% 0.1%
    Generations Community Federal Credit Union $85,000 n/a 0.1%
    SPRING EQ, LLC $85,000 n/a 0.1%
    Lone Star National Bank $85,000 $75,000 -11.8% 0.1%
    NATIONS RELIABLE LENDING, LLC $625,000 $75,000 -88.0% 0.1%
    Simmons Bank $75,000 n/a 0.1%

    Alice's top lender by overall market share is NAVY ARMY COMMUNITY CREDIT UNION, with 8.8% market share. In second place, with 6.1%, is 21ST MORTGAGE CORPORATION, having originated $4,035,000 in loans. In third place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,515,000 in loans. In fourth place, with 4.8%, is First Community Bank, having originated $3,175,000 in loans. In fifth place, with 4.5%, is FirstBank Southwest, having originated $3,005,000 in loans.

    Alice Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,625 (20.0%) $202,972 (23.1%) 0.00 163
    2018-02-01 $165,125 (10.1%) $207,033 (15.5%) 0.00 151
    2018-03-01 $169,900 (9.4%) $218,552 (17.1%) 0.00 143
    2018-04-01 $171,175 (10.2%) $223,459 (17.4%) 0.00 138
    2018-05-01 $158,000 (2.7%) $206,997 (8.5%) 0.00 148
    2018-06-01 $152,400 (-2.0%) $208,061 (8.5%) 0.00 154
    2018-07-01 $150,125 (-2.3%) $205,852 (8.0%) 0.00 156
    2018-08-01 $149,250 (-4.6%) $200,632 (5.4%) 0.00 161
    2018-09-01 $149,000 (-0.6%) $193,155 (2.7%) 0.00 154
    2018-10-01 $147,500 (1.8%) $189,109 (-3.4%) 0.00 147
    2018-11-01 $129,370 (-14.3%) $182,136 (-8.5%) 0.00 138
    2018-12-01 $146,000 (-10.4%) $187,684 (-6.9%) 0.00 127
    2019-01-01 $147,875 (-10.7%) $191,715 (-5.6%) 0.00 123
    2019-02-01 $140,725 (-14.8%) $198,482 (-4.1%) 0.00 118
    2019-03-01 $142,900 (-15.9%) $199,896 (-8.5%) 0.00 118
    2019-04-01 $146,925 (-14.2%) $197,658 (-11.6%) 0.00 118
    2019-05-01 $149,300 (-5.5%) $197,994 (-4.4%) 0.00 123
    2019-06-01 $140,900 (-7.6%) $183,956 (-11.6%) 0.00 111
    2019-07-01 $142,550 (-5.1%) $181,782 (-11.7%) 0.00 108
    2019-08-01 $154,386 (3.4%) $189,677 (-5.5%) 0.00 109
    2019-09-01 $155,716 (4.5%) $194,359 (0.6%) 0.00 109
    2019-10-01 $156,602 (6.2%) $197,480 (4.4%) 0.00 108
    2019-11-01 $169,950 (31.4%) $201,332 (10.5%) 0.00 108
    2019-12-01 $153,100 (4.9%) $191,970 (2.3%) 0.00 111
    2020-01-01 $159,900 (8.1%) $193,893 (1.1%) 0.00 102
    2020-02-01 $178,250 (26.7%) $209,247 (5.4%) 0.00 105
    2020-03-01 $172,400 (20.6%) $203,804 (2.0%) 0.00 106
    2020-04-01 $164,500 (12.0%) $197,063 (-0.3%) 0.00 117
    2020-05-01 $169,000 (13.2%) $198,031 (0.0%) 0.00 108
    2020-06-01 $185,950 (32.0%) $213,988 (16.3%) 0.00 92
    2020-07-01 $190,675 (33.8%) $227,989 (25.4%) 0.00 84
    2020-08-01 $189,900 (23.0%) $237,079 (25.0%) 0.00 86
    2020-09-01 $212,500 (36.5%) $243,793 (25.4%) 0.00 81
    2020-10-01 $199,700 (27.5%) $237,174 (20.1%) 0.00 82
    2020-11-01 $188,925 (11.2%) $226,697 (12.6%) 0.00 74
    2020-12-01 $190,975 (24.7%) $224,499 (16.9%) 0.00 76
    2021-01-01 $188,000 (17.6%) $220,479 (13.7%) 0.00 71
    2021-02-01 $177,450 (-0.5%) $218,566 (4.5%) 0.00 66
    2021-03-01 $175,000 (1.5%) $204,702 (0.4%) 0.00 64
    2021-04-01 $199,625 (21.4%) $213,748 (8.5%) 0.00 58
    2021-05-01 $175,000 (3.6%) $202,367 (2.2%) 0.00 57
    2021-06-01 $183,000 (-1.6%) $210,246 (-1.8%) 0.00 52
    2021-07-01 $170,000 (-10.8%) $208,058 (-8.7%) 0.00 74
    2021-08-01 $159,000 (-16.3%) $194,368 (-18.0%) 0.00 78
    2021-09-01 $173,725 (-18.3%) $210,454 (-13.7%) 0.00 82
    2021-10-01 $175,000 (-12.4%) $205,541 (-13.3%) 0.00 88
    2021-11-01 $167,250 (-11.5%) $212,416 (-6.3%) 0.00 83
    2021-12-01 $157,750 (-17.4%) $219,570 (-2.2%) 0.00 80
    2022-01-01 $149,500 (-20.5%) $200,900 (-8.9%) 0.00 75
    2022-02-01 $154,500 (-12.9%) $210,420 (-3.7%) 0.00 65
    2022-03-01 $173,725 (-0.7%) $264,353 (29.1%) 0.00 68
    2022-04-01 $163,000 (-18.4%) $224,469 (5.0%) 0.00 66
    2022-05-01 $161,750 (-7.6%) $232,396 (14.8%) 0.00 69
    2022-06-01 $175,000 (-4.4%) $239,441 (13.9%) 0.00 79
    2022-07-01 $169,450 (-0.3%) $217,440 (4.5%) 0.00 87
    2022-08-01 $169,700 (6.7%) $230,421 (18.6%) 0.00 96
    2022-09-01 $169,225 (-2.6%) $227,970 (8.3%) 0.00 100
    2022-10-01 $169,900 (-2.9%) $231,491 (12.6%) 0.00 102
    2022-11-01 $167,850 (0.4%) $226,321 (6.6%) 0.00 108
    2022-12-01 $159,500 (1.1%) $209,343 (-4.7%) 0.00 104
    2023-01-01 $159,250 (6.5%) $207,109 (3.1%) 0.00 108
    2023-02-01 $159,000 (2.9%) $209,001 (-0.7%) 0.00 106
    2023-03-01 $159,250 (-8.3%) $211,338 (-20.1%) 0.00 98
    2023-04-01 $175,000 (7.4%) $227,220 (1.2%) 0.00 90
    2023-05-01 $198,075 (22.5%) $239,432 (3.0%) 0.00 97
    2023-06-01 $182,475 (4.3%) $238,505 (-0.4%) 0.00 100
    2023-07-01 $168,000 (-0.9%) $221,175 (1.7%) 0.00 92
    2023-08-01 $169,450 (-0.2%) $224,527 (-2.6%) 0.00 98
    2023-09-01 $174,900 (3.4%) $222,558 (-2.4%) 0.00 102
    2023-10-01 $182,500 (7.4%) $244,715 (5.7%) 0.00 100
    2023-11-01 $173,750 (3.5%) $238,548 (5.4%) 0.00 104
    2023-12-01 $187,000 (17.2%) $259,403 (23.9%) 0.00 109
    2024-01-01 $185,000 (16.2%) $261,573 (26.3%) 0.00 107
    2024-02-01 $184,375 (16.0%) $233,940 (11.9%) 0.00 109
    2024-03-01 $209,500 (31.6%) $249,886 (18.2%) 0.00 104
    2024-04-01 $219,925 (25.7%) $273,213 (20.2%) 0.00 109
    2024-05-01 $219,950 (11.0%) $281,991 (17.8%) 0.00 113
    2024-06-01 $229,500 (25.8%) $297,472 (24.7%) 0.00 127
    2024-07-01 $227,250 (35.3%) $298,173 (34.8%) 0.00 135
    2024-08-01 $225,000 (32.8%) $294,051 (31.0%) 0.00 139
    2024-09-01 $225,000 (28.6%) $294,298 (32.2%) 0.00 143
    2024-10-01 $225,000 (23.3%) $302,664 (23.7%) 0.00 143
    Alice's median listing price for 2024-10-01 was $225,000, a difference of $42,500 (23.3%) versus the prior year and $0 versus the prior month.

    Alice's median listing price comes in at 0% of the national average.

    Alice's average listing price for 2024-10-01 was $302,664, a difference of $57,949 (23.7%) versus the prior year and $8,366 versus the prior month.

    For the 2024-10-01 period, Alice had 143 MLS listings, a difference of 0 listings (0%) versus the prior month and 43 listings (43%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Alice (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,885 sqft
    2018-02-01 0 days 1,982 sqft
    2018-03-01 0 days 2,100 sqft
    2018-04-01 0 days 2,097 sqft
    2018-05-01 0 days 1,932 sqft
    2018-06-01 0 days 1,901 sqft
    2018-07-01 0 days 1,823 sqft
    2018-08-01 0 days 1,814 sqft
    2018-09-01 0 days 1,788 sqft
    2018-10-01 0 days 1,720 sqft
    2018-11-01 0 days 1,708 sqft
    2018-12-01 0 days 1,755 sqft
    2019-01-01 0 days 1,746 sqft
    2019-02-01 0 days 1,760 sqft
    2019-03-01 0 days 1,760 sqft
    2019-04-01 0 days 1,759 sqft
    2019-05-01 0 days 1,806 sqft
    2019-06-01 0 days 1,821 sqft
    2019-07-01 0 days 1,794 sqft
    2019-08-01 0 days 1,812 sqft
    2019-09-01 0 days 1,848 sqft
    2019-10-01 0 days 1,857 sqft
    2019-11-01 0 days 1,820 sqft
    2019-12-01 0 days 1,742 sqft
    2020-01-01 0 days 1,759 sqft
    2020-02-01 0 days 1,810 sqft
    2020-03-01 0 days 1,805 sqft
    2020-04-01 0 days 1,797 sqft
    2020-05-01 0 days 1,785 sqft
    2020-06-01 0 days 1,875 sqft
    2020-07-01 0 days 2,027 sqft
    2020-08-01 0 days 2,071 sqft
    2020-09-01 0 days 2,106 sqft
    2020-10-01 0 days 2,049 sqft
    2020-11-01 0 days 1,857 sqft
    2020-12-01 0 days 1,800 sqft
    2021-01-01 0 days 1,775 sqft
    2021-02-01 0 days 1,788 sqft
    2021-03-01 0 days 1,757 sqft
    2021-04-01 0 days 1,718 sqft
    2021-05-01 0 days 1,632 sqft
    2021-06-01 0 days 1,656 sqft
    2021-07-01 0 days 1,716 sqft
    2021-08-01 0 days 1,644 sqft
    2021-09-01 0 days 1,690 sqft
    2021-10-01 0 days 1,638 sqft
    2021-11-01 0 days 1,711 sqft
    2021-12-01 0 days 1,735 sqft
    2022-01-01 0 days 1,512 sqft
    2022-02-01 0 days 1,574 sqft
    2022-03-01 0 days 1,632 sqft
    2022-04-01 0 days 1,429 sqft
    2022-05-01 0 days 1,496 sqft
    2022-06-01 0 days 1,498 sqft
    2022-07-01 0 days 1,490 sqft
    2022-08-01 0 days 1,515 sqft
    2022-09-01 0 days 1,580 sqft
    2022-10-01 0 days 1,632 sqft
    2022-11-01 0 days 1,602 sqft
    2022-12-01 0 days 1,624 sqft
    2023-01-01 0 days 1,550 sqft
    2023-02-01 0 days 1,461 sqft
    2023-03-01 0 days 1,446 sqft
    2023-04-01 0 days 1,476 sqft
    2023-05-01 0 days 1,508 sqft
    2023-06-01 0 days 1,496 sqft
    2023-07-01 0 days 1,503 sqft
    2023-08-01 0 days 1,519 sqft
    2023-09-01 0 days 1,495 sqft
    2023-10-01 0 days 1,495 sqft
    2023-11-01 0 days 1,487 sqft
    2023-12-01 0 days 1,512 sqft
    2024-01-01 0 days 1,514 sqft
    2024-02-01 0 days 1,513 sqft
    2024-03-01 0 days 1,542 sqft
    2024-04-01 0 days 1,564 sqft
    2024-05-01 0 days 1,593 sqft
    2024-06-01 0 days 1,647 sqft
    2024-07-01 0 days 1,662 sqft
    2024-08-01 0 days 1,681 sqft
    2024-09-01 0 days 1,610 sqft
    2024-10-01 0 days 1,615 sqft
    Alice's median listing age (time on market) for 2024-10-01 was 0 days.

    Alice's median square footage for active listings during the 2024-10-01 period was 1,615 sqft. One year prior, the average listing was 1,495 sqft.

    Alice, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 257 $55,135,000 $214,533
    Refi 27 $4,785,000 $177,222
    Cash Out Refi 27 $3,905,000 $144,630
    Home Improvement 12 $1,070,000 $89,167
    Other 12 $1,220,000 $101,667

    Alice's most frequently cited loan purpose was Home Purchase, with 257 originations. The 2nd most popular reason was Refi, with 27 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 116 $26,220,000 $226,034
    7-8% 81 $16,045,000 $198,086
    Over 8% 67 $8,325,000 $124,254
    5-6% 33 $7,225,000 $218,939
    <2.5% 7 $35,000 $5,000
    4-5% 2 $900,000 $450,000

    During 2023, Alice's most frequently originated rate bucket was 6-7%, with 116 originations.

    Loan Sizing (Alice, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 122 $17,790,000 $145,820
    $200k-400k 101 $27,855,000 $275,792
    $100,000 or less 94 $6,080,000 $64,681
    $400k-600k 11 $5,295,000 $481,364
    $600k-1000k 5 $3,395,000 $679,000
    $Over $1MM 2 $5,700,000 $2,850,000

    Alice's loan sizing saw the bucket of loans from $100k-200k with 122 originations, totaling $17,790,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 190 $37,970,000 $199,842
    60-80% 58 $11,980,000 $206,552
    40-60% 21 $4,915,000 $234,048
    Under 20% 16 $450,000 $28,125
    Over 100% 13 $2,385,000 $183,462
    20-40% 12 $1,040,000 $86,667

    Alice's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 190 originations, totaling $37,970,000 in origination value.