CORPUS CHRISTI Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Corpus Christi averaged
5.72%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.57% and
one month ago for the week of 2022-04-14, the
average rate was 5.47%.
Corpus Christi's average rate one year ago was 3.19%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.49%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Corpus Christi 30 Year Fixed Rate | 2022-05-19 | 5.72% |
| Corpus Christi 30 Year Fixed Rate Refi | 2022-05-19 | 5.49% |
| Corpus Christi 15 Year Fixed Rate | 2022-05-19 | 5% |
| Corpus Christi 15 Year Fixed Rate Refi | 2022-05-19 | 4.41% |
| Corpus Christi 30 Year FHA | 2022-05-19 | 5.41% |
| Corpus Christi 30 Year FHA Refi | 2022-05-19 | 5.25% |
| Corpus Christi 30 Year USDA | 2022-05-19 | 5.35% |
| Corpus Christi 30 Year USDA Refi | 2022-05-19 | 4.68% |
| Corpus Christi 30 Year VA | 2022-05-19 | 5.43% |
| Corpus Christi 30 Year VA Refi | 2022-05-19 | 5.03% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CORPUS CHRISTI, TX.
CORPUS CHRISTI Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CORPUS CHRISTI, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CORPUS CHRISTI, TX's 288 lenders originated 12,071
loans during 2021. The total origination value was $2,888,035,000, with an average loan value of
$239,254.
The top CORPUS CHRISTI lender as defined by loan originations is QUICKEN LOANS, LLC, with
441 loans originated. Their average total fees are
$5,201, which is $178
higher than the next largest lender,
CALIBER HOME LOANS, INC..
The lowest fee CORPUS CHRISTI lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,897), RANDOLPH-BROOKS ($3,455), SECURITY SERVICE ($3,738), KELLER MORTGAGE, LLC ($3,790) and JPMorgan Chase Bank ($3,830).
The lowest rate CORPUS CHRISTI lenders (with over 10 loans originated) are
PENTAGON FEDERAL CREDIT UNION (2.69%), Bank of America (2.97%), BETTER MORTGAGE CORPORATION (2.99%), Prosperity Bank (3.02%) and BROKER SOLUTIONS, INC. (3.03%).
CORPUS CHRISTI, TX Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| NAVY ARMY COMMUNITY CREDIT UNION | $224,460,000 | $227,085,000 | 1.2% | 7.9% |
| QUICKEN LOANS, LLC | $163,740,000 | $214,505,000 | 31.0% | 7.4% |
| CALIBER HOME LOANS, INC. | $146,660,000 | $143,415,000 | -2.2% | 5.0% |
| Wells Fargo Bank | $57,500,000 | $109,955,000 | 91.2% | 3.8% |
| FREEDOM MORTGAGE CORPORATION | $135,605,000 | $104,910,000 | -22.6% | 3.6% |
| GUILD MORTGAGE COMPANY | $91,805,000 | $84,325,000 | -8.1% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $50,285,000 | $79,235,000 | 57.6% | 2.7% |
| Prosperity Bank | $38,255,000 | $79,060,000 | 106.7% | 2.7% |
| American Bank | $72,185,000 | $74,560,000 | 3.3% | 2.6% |
| First Community Bank | $39,810,000 | $58,225,000 | 46.3% | 2.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $57,105,000 | $57,970,000 | 1.5% | 2.0% |
| GUARANTEED RATE, INC. | $61,870,000 | $57,475,000 | -7.1% | 2.0% |
| Mortgage Research Center, LLC | $48,340,000 | $55,270,000 | 14.3% | 1.9% |
| NAVY FEDERAL CREDIT UNION | $39,975,000 | $48,265,000 | 20.7% | 1.7% |
| LOANDEPOT.COM, LLC | $33,575,000 | $44,245,000 | 31.8% | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | $720,000 | $40,885,000 | 5,578.5% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $21,600,000 | $38,150,000 | 76.6% | 1.3% |
| SECURITY SERVICE | $31,725,000 | $37,020,000 | 16.7% | 1.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $23,265,000 | $36,975,000 | 58.9% | 1.3% |
| HOME POINT FINANCIAL CORPORATION | $16,910,000 | $34,965,000 | 106.8% | 1.2% |
| RANDOLPH-BROOKS | $33,235,000 | $34,040,000 | 2.4% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $23,595,000 | $32,495,000 | 37.7% | 1.1% |
| AMCAP MORTGAGE, LTD. | $25,690,000 | $30,205,000 | 17.6% | 1.0% |
| Gateway First Bank | $21,570,000 | $29,280,000 | 35.7% | 1.0% |
| Arbor Realty Trust, Inc. | $26,135,000 | n/a | 0.9% | |
| Mr. Cooper ( Nationstar Mortgage ) | $29,160,000 | $24,050,000 | -17.5% | 0.8% |
| EVERETT FINANCIAL, INC. | $81,610,000 | $22,525,000 | -72.4% | 0.8% |
| Hancock Whitney Bank | $22,055,000 | n/a | 0.8% | |
| USAA Federal Savings Bank | $22,255,000 | $20,425,000 | -8.2% | 0.7% |
| BETTER MORTGAGE CORPORATION | $4,215,000 | $19,870,000 | 371.4% | 0.7% |
| Bank of America | $15,225,000 | $19,165,000 | 25.9% | 0.7% |
| Regions Bank | $5,225,000 | $18,995,000 | 263.5% | 0.7% |
| JPMorgan Chase Bank | $32,740,000 | $18,825,000 | -42.5% | 0.7% |
| UNION HOME MORTGAGE CORP. | $14,490,000 | $18,270,000 | 26.1% | 0.6% |
| Kleberg Bank, N.A | $16,390,000 | $17,055,000 | 4.1% | 0.6% |
| MID AMERICA MORTGAGE, INC. | $21,140,000 | $17,050,000 | -19.3% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $10,550,000 | $16,930,000 | 60.5% | 0.6% |
| CORNERSTONE HOME LENDING, INC. | $18,995,000 | $16,745,000 | -11.8% | 0.6% |
| WALKER & DUNLOP, LLC | $16,660,000 | n/a | 0.6% | |
| AMERISAVE MORTGAGE CORPORATION | $8,345,000 | $16,485,000 | 97.5% | 0.6% |
| Broadway National Bank | $7,835,000 | $16,105,000 | 105.6% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,465,000 | $14,510,000 | 124.4% | 0.5% |
| Affiliated Bank | $18,210,000 | $14,285,000 | -21.6% | 0.5% |
| First National Bank Texas | $12,420,000 | $13,040,000 | 5.0% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $8,560,000 | $12,760,000 | 49.1% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $9,335,000 | $12,610,000 | 35.1% | 0.4% |
| PANORAMA MORTGAGE GROUP, LLC | $805,000 | $11,745,000 | 1,359.0% | 0.4% |
| NEWREZ LLC | $7,585,000 | $11,610,000 | 53.1% | 0.4% |
| CMG MORTGAGE, INC. | $5,390,000 | $11,510,000 | 113.5% | 0.4% |
| GULF COAST | $9,680,000 | $11,280,000 | 16.5% | 0.4% |
| Flagstar Bank, FSB | $8,195,000 | $11,000,000 | 34.2% | 0.4% |
| AMPLIFY | $5,070,000 | $10,945,000 | 115.9% | 0.4% |
| U.S. Bank | $10,700,000 | $10,300,000 | -3.7% | 0.4% |
| Carrington Mortgage Services, LLC | $8,035,000 | $10,005,000 | 24.5% | 0.3% |
| CERTAINTY HOME LOANS, LLC | $8,940,000 | $9,650,000 | 7.9% | 0.3% |
| International Bank of Commerce | $6,960,000 | $9,615,000 | 38.1% | 0.3% |
| LEGEND LENDING CORPORATION | $13,360,000 | $9,490,000 | -29.0% | 0.3% |
| AmeriHome Mortgage Company, LLC | $8,555,000 | $9,280,000 | 8.5% | 0.3% |
| PNC Bank | $17,510,000 | $9,250,000 | -47.2% | 0.3% |
| Network Funding, L.P. | $12,160,000 | $8,700,000 | -28.5% | 0.3% |
| Lakeview Community Capital, LLC | $4,160,000 | $8,665,000 | 108.3% | 0.3% |
| LOANPAL, LLC | $4,660,000 | $8,600,000 | 84.5% | 0.3% |
| Spirit of Texas Bank, SSB | $2,045,000 | $8,525,000 | 316.9% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,030,000 | $8,500,000 | -22.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $9,450,000 | $8,435,000 | -10.7% | 0.3% |
| BBVA USA | $8,075,000 | $8,430,000 | 4.4% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $3,130,000 | $8,220,000 | 162.6% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,260,000 | $7,985,000 | 87.4% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $4,500,000 | $7,945,000 | 76.6% | 0.3% |
| LIMA ONE CAPITAL, LLC | $105,000 | $7,885,000 | 7,409.5% | 0.3% |
| Extraco Banks | $8,720,000 | $7,875,000 | -9.7% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $6,095,000 | $7,735,000 | 26.9% | 0.3% |
| Frost Bank | $4,850,000 | $7,695,000 | 58.7% | 0.3% |
| 21ST MORTGAGE CORPORATION | $7,485,000 | $7,645,000 | 2.1% | 0.3% |
| AMERICAN FINANCING CORPORATION | $2,735,000 | $7,385,000 | 170.0% | 0.3% |
| THRIVE MORTGAGE, LLC | $90,715,000 | $7,295,000 | -92.0% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $4,275,000 | $7,285,000 | 70.4% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,325,000 | $7,140,000 | 65.1% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $5,145,000 | $6,850,000 | 33.1% | 0.2% |
| SWBC MORTGAGE CORPORATION | $6,000,000 | $6,710,000 | 11.8% | 0.2% |
| The Bank of San Antonio | $6,590,000 | n/a | 0.2% | |
| NATIONS RELIABLE LENDING, LLC | $7,620,000 | $6,230,000 | -18.2% | 0.2% |
| Morgan Stanley Private Bank | $4,810,000 | $5,635,000 | 17.2% | 0.2% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $4,005,000 | $5,485,000 | 37.0% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,265,000 | $5,480,000 | -24.6% | 0.2% |
| City Bank | $2,625,000 | $5,445,000 | 107.4% | 0.2% |
| FBC MORTGAGE, LLC | $5,245,000 | $5,400,000 | 3.0% | 0.2% |
| CommunityBank of Texas, N.A. | $5,380,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $11,755,000 | $5,355,000 | -54.4% | 0.2% |
| Ally Bank | $3,095,000 | $5,090,000 | 64.5% | 0.2% |
| Jefferson Bank | $7,180,000 | $5,075,000 | -29.3% | 0.2% |
| SYNERGY FEDERAL CREDIT UNION | $6,295,000 | $5,025,000 | -20.2% | 0.2% |
| Citizens Bank | $3,640,000 | $5,020,000 | 37.9% | 0.2% |
| PlainsCapital Bank | $2,770,000 | $5,000,000 | 80.5% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $400,000 | $4,980,000 | 1,145.0% | 0.2% |
| BancorpSouth Bank | $13,395,000 | $4,940,000 | -63.1% | 0.2% |
| PLANET HOME LENDING, LLC | $5,895,000 | $4,905,000 | -16.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $4,540,000 | $4,895,000 | 7.8% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $4,390,000 | $4,790,000 | 9.1% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $105,000 | $4,765,000 | 4,438.1% | 0.2% |
| LENDSURE MORTGAGE CORP. | $4,735,000 | n/a | 0.2% | |
| CLEARPATH LENDING | $9,900,000 | $4,375,000 | -55.8% | 0.2% |
| NFM, INC. | $1,390,000 | $4,345,000 | 212.6% | 0.2% |
| UNIVERSITY Federal Credit Union | $3,605,000 | $4,285,000 | 18.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,425,000 | $4,160,000 | 191.9% | 0.1% |
| ASPIRE FINANCIAL, INC. | $1,945,000 | $4,155,000 | 113.6% | 0.1% |
| Zions Bancorporation, N.A. | $1,545,000 | $4,060,000 | 162.8% | 0.1% |
| First Guaranty Mortgage Corporation | $2,280,000 | $3,935,000 | 72.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,825,000 | $3,925,000 | 38.9% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,595,000 | $3,810,000 | -17.1% | 0.1% |
| MidFirst Bank | $685,000 | $3,770,000 | 450.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $6,850,000 | $3,570,000 | -47.9% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $435,000 | $3,485,000 | 701.1% | 0.1% |
| HOME FINANCING UNLIMITED, INC. | $155,000 | $3,410,000 | 2,100.0% | 0.1% |
| SOUTHWEST FUNDING, LP | $3,630,000 | $3,355,000 | -7.6% | 0.1% |
| KELLER MORTGAGE, LLC | $2,890,000 | $3,335,000 | 15.4% | 0.1% |
| Visio Financial Services Inc. | $475,000 | $3,215,000 | 576.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,110,000 | $3,165,000 | 1.8% | 0.1% |
| COASTAL COMMUNITY AND TEACHERS Credit Union | $1,935,000 | $3,065,000 | 58.4% | 0.1% |
| PILGRIM MORTGAGE LLC | $1,360,000 | $3,065,000 | 125.4% | 0.1% |
| LOANPEOPLE, LLC | $1,680,000 | $3,045,000 | 81.3% | 0.1% |
| STEARNS LENDING, LLC | $1,365,000 | $2,990,000 | 119.0% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,090,000 | $2,875,000 | -7.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $750,000 | $2,795,000 | 272.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $2,935,000 | $2,755,000 | -6.1% | 0.1% |
| FINANCE OF AMERICA COMMERCIAL LLC | $155,000 | $2,680,000 | 1,629.0% | 0.1% |
| Independent Bank | $4,865,000 | $2,645,000 | -45.6% | 0.1% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $2,420,000 | $2,620,000 | 8.3% | 0.1% |
| InterContinental Capital Group, Inc | $4,085,000 | $2,585,000 | -36.7% | 0.1% |
| Colonial Savings, F.A. | $1,190,000 | $2,570,000 | 116.0% | 0.1% |
| DIRECTIONS EQUITY, LLC | $2,575,000 | $2,560,000 | -0.6% | 0.1% |
| Farm Credit Mid-America, ACA | $465,000 | $2,440,000 | 424.7% | 0.1% |
| MEMBER HOME LOAN, L.L.C. | $2,595,000 | $2,405,000 | -7.3% | 0.1% |
| Goldwater Bank, N.A. | $2,290,000 | $2,380,000 | 3.9% | 0.1% |
| UBS Bank USA | $650,000 | $2,360,000 | 263.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,625,000 | $2,300,000 | 41.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,815,000 | $2,275,000 | -19.2% | 0.1% |
| Low VA Rates, LLC | $4,465,000 | $2,225,000 | -50.2% | 0.1% |
| NBKC BANK | $2,620,000 | $2,175,000 | -17.0% | 0.1% |
| North American Savings Bank, F.S.B. | $2,745,000 | $2,165,000 | -21.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,230,000 | $2,155,000 | 75.2% | 0.1% |
| Lone Star National Bank | $2,125,000 | n/a | 0.1% | |
| Allegiance Bank | $2,110,000 | n/a | 0.1% | |
| Security State Bank & Trust | $2,280,000 | $2,090,000 | -8.3% | 0.1% |
| RB MORTGAGE LLC | $2,495,000 | $2,085,000 | -16.4% | 0.1% |
| First United Bank and Trust Company | $6,470,000 | $2,075,000 | -67.9% | 0.1% |
| Truist Bank | $2,605,000 | $2,040,000 | -21.7% | 0.1% |
| NP, Inc. | $785,000 | $2,025,000 | 158.0% | 0.1% |
| Chicago Mortgage Solutions LLC | $175,000 | $2,010,000 | 1,048.6% | 0.1% |
| The Home Loan Expert LLC | $2,005,000 | n/a | 0.1% | |
| BOKF | $2,355,000 | $2,000,000 | -15.1% | 0.1% |
| Origin Bank | $155,000 | $2,000,000 | 1,190.3% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $870,000 | $1,975,000 | 127.0% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,480,000 | $1,950,000 | 31.8% | 0.1% |
| PHH Mortgage Corporation | $735,000 | $1,935,000 | 163.3% | 0.1% |
| Citibank | $910,000 | $1,930,000 | 112.1% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $810,000 | $1,910,000 | 135.8% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $755,000 | $1,840,000 | 143.7% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $1,815,000 | n/a | 0.1% | |
| HOMETRUST MORTGAGE COMPANY | $4,260,000 | $1,785,000 | -58.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,710,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $4,275,000 | $1,695,000 | -60.4% | 0.1% |
| R Bank | $1,105,000 | $1,680,000 | 52.0% | 0.1% |
| BNC National Bank | $2,295,000 | $1,655,000 | -27.9% | 0.1% |
| The Federal Savings Bank | $1,825,000 | $1,625,000 | -11.0% | 0.1% |
| AMERICA'S CHOICE HOME LOANS LP | $845,000 | $1,605,000 | 89.9% | 0.1% |
| First Bank | $1,605,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $1,855,000 | $1,605,000 | -13.5% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $1,580,000 | n/a | 0.1% | |
| TIAA, FSB | $1,795,000 | $1,570,000 | -12.5% | 0.1% |
| NexBank | $2,760,000 | $1,560,000 | -43.5% | 0.1% |
| The Huntington National Bank | $545,000 | $1,550,000 | 184.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,200,000 | $1,535,000 | 27.9% | 0.1% |
| S1L, Inc. | $625,000 | $1,535,000 | 145.6% | 0.1% |
| Watermark Capital, Inc. | $1,850,000 | $1,495,000 | -19.2% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $400,000 | $1,480,000 | 270.0% | 0.1% |
| Midwest Mortgage Associates Corporation | $955,000 | $1,480,000 | 55.0% | 0.1% |
| Presidential Bank, FSB | $1,475,000 | n/a | 0.1% | |
| SouthStar Bank, S.S.B. | $540,000 | $1,475,000 | 173.1% | 0.1% |
| Austin Capital Bank SSB | $565,000 | $1,465,000 | 159.3% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $570,000 | $1,400,000 | 145.6% | 0.0% |
| UIF CORPORATION | $550,000 | $1,385,000 | 151.8% | 0.0% |
| Charles Schwab Bank, SSB | $1,425,000 | $1,380,000 | -3.2% | 0.0% |
| LADERA LENDING, INC. | $1,375,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $1,370,000 | n/a | 0.0% | |
| BARTON CREEK LENDING GROUP, LLC | $2,550,000 | $1,335,000 | -47.6% | 0.0% |
| First Financial Bank | $1,015,000 | $1,325,000 | 30.5% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,260,000 | $1,320,000 | 4.8% | 0.0% |
| Republic State Mortgage Co. | $1,125,000 | $1,285,000 | 14.2% | 0.0% |
| SFMC, LP | $2,055,000 | $1,270,000 | -38.2% | 0.0% |
| Alliance Bank Central Texas | $1,265,000 | n/a | 0.0% | |
| Happy State Bank | $9,270,000 | $1,260,000 | -86.4% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $1,250,000 | n/a | 0.0% | |
| CLM MORTGAGE, INC | $415,000 | $1,250,000 | 201.2% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $905,000 | $1,245,000 | 37.6% | 0.0% |
| BM Real Estate Services, Inc. | $865,000 | $1,230,000 | 42.2% | 0.0% |
| Loan Simple, Inc. | $1,205,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $980,000 | $1,200,000 | 22.4% | 0.0% |
| BTH Bank | $1,195,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $1,190,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $770,000 | $1,175,000 | 52.6% | 0.0% |
| Manufacturers and Traders Trust Company | $240,000 | $1,165,000 | 385.4% | 0.0% |
| Texas Regional Bank | $690,000 | $1,165,000 | 68.8% | 0.0% |
| Northpointe Bank | $2,925,000 | $1,130,000 | -61.4% | 0.0% |
| Priority Bank | $1,435,000 | $1,120,000 | -22.0% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,095,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,665,000 | $1,065,000 | -70.9% | 0.0% |
| Equity Prime Mortgage LLC | $285,000 | $1,045,000 | 266.7% | 0.0% |
| KS StateBank | $1,225,000 | $1,045,000 | -14.7% | 0.0% |
| FUNDLOANS CAPITAL | $1,005,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $2,585,000 | $1,005,000 | -61.1% | 0.0% |
| Simmons Bank | $1,240,000 | $1,005,000 | -19.0% | 0.0% |
| Texas Capital Bank | $670,000 | $1,005,000 | 50.0% | 0.0% |
| Nations Lending Corporation | $1,530,000 | $1,000,000 | -34.6% | 0.0% |
| First Bank & Trust | $490,000 | $985,000 | 101.0% | 0.0% |
| NBH Bank | $670,000 | $985,000 | 47.0% | 0.0% |
| ADVANCIAL | $975,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $855,000 | $975,000 | 14.0% | 0.0% |
| PRUDENTIAL MULTIFAMILY MORTGAGE, LLC | $970,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,705,000 | $970,000 | -43.1% | 0.0% |
| Wallick & Volk, Inc. | $1,275,000 | $970,000 | -23.9% | 0.0% |
| TIB The Independent Bankersbank | $965,000 | n/a | 0.0% | |
| Discover Bank | $775,000 | $960,000 | 23.9% | 0.0% |
| Citadel Servicing Corporation | $690,000 | $955,000 | 38.4% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,300,000 | $945,000 | -27.3% | 0.0% |
| V.I.P. MORTGAGE, INC. | $755,000 | $930,000 | 23.2% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $925,000 | n/a | 0.0% | |
| H E B | $725,000 | $910,000 | 25.5% | 0.0% |
| TJC Mortgage, Inc. | $680,000 | $890,000 | 30.9% | 0.0% |
| First Horizon Bank | $885,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $885,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $490,000 | $880,000 | 79.6% | 0.0% |
| National Bank of Commerce | $870,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $255,000 | $860,000 | 237.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $615,000 | $855,000 | 39.0% | 0.0% |
| A+ Federal Credit Union | $610,000 | $845,000 | 38.5% | 0.0% |
| Luxury Mortgage Corp. | $165,000 | $845,000 | 412.1% | 0.0% |
| NTFN, INC. | $1,565,000 | $840,000 | -46.3% | 0.0% |
| Texas Mortgage Lending, LLC | $75,000 | $830,000 | 1,006.7% | 0.0% |
| Veritex Community Bank | $830,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $330,000 | $815,000 | 147.0% | 0.0% |
| SUMMIT FUNDING, INC. | $175,000 | $810,000 | 362.9% | 0.0% |
| First National Bank of Central Texas | $805,000 | n/a | 0.0% | |
| Generations Community Federal Credit Union | $375,000 | $805,000 | 114.7% | 0.0% |
| The First National Bank of Sonora | $805,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $215,000 | $800,000 | 272.1% | 0.0% |
| AMWEST FUNDING CORP. | $875,000 | $795,000 | -9.1% | 0.0% |
| Meridian Bank Corporation | $790,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $785,000 | n/a | 0.0% | |
| ENCORE BANK | $780,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $560,000 | $780,000 | 39.3% | 0.0% |
| TOGETHER CREDIT UNION | $780,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $525,000 | $770,000 | 46.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $5,050,000 | $750,000 | -85.1% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $210,000 | $735,000 | 250.0% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $165,000 | $730,000 | 342.4% | 0.0% |
| Prime Choice Funding Inc. | $315,000 | $720,000 | 128.6% | 0.0% |
| WESTSTAR MORTGAGE CORPORATION | $365,000 | $705,000 | 93.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $295,000 | $690,000 | 133.9% | 0.0% |
| IMPAC MORTGAGE CORP. | $420,000 | $690,000 | 64.3% | 0.0% |
| First National Bank of Omaha | $680,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $655,000 | $680,000 | 3.8% | 0.0% |
| West Town Bank & Trust | $1,195,000 | $680,000 | -43.1% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $225,000 | $670,000 | 197.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $640,000 | $670,000 | 4.7% | 0.0% |
| Sunflower Bank | $1,065,000 | $665,000 | -37.6% | 0.0% |
| Strong Home Mortgage, LLC | $490,000 | $660,000 | 34.7% | 0.0% |
| MORIA DEVELOPMENT, INC. | $990,000 | $655,000 | -33.8% | 0.0% |
| Citizens State Bank | $645,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $645,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $1,305,000 | $630,000 | -51.7% | 0.0% |
| First Federal Bank | $740,000 | $630,000 | -14.9% | 0.0% |
| Prosperity Home Mortgage, LLC | $340,000 | $630,000 | 85.3% | 0.0% |
| CRESTMARK MORTGAGE COMPANY, LTD. | $620,000 | n/a | 0.0% | |
| LENDUS, LLC | $610,000 | n/a | 0.0% | |
| CHEVRON | $565,000 | $600,000 | 6.2% | 0.0% |
| First National Bank in Port Lavaca | $740,000 | $600,000 | -18.9% | 0.0% |
| First Western Trust Bank | $600,000 | n/a | 0.0% | |
| TEXAS TECH | $530,000 | $600,000 | 13.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $300,000 | $585,000 | 95.0% | 0.0% |
| Bank OZK | $4,255,000 | $575,000 | -86.5% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $395,000 | $575,000 | 45.6% | 0.0% |
| ALTRA | $570,000 | n/a | 0.0% | |
| INLANTA MORTGAGE, INC. | $570,000 | n/a | 0.0% | |
| Axos Bank | $945,000 | $545,000 | -42.3% | 0.0% |
| Commerce Bank | $1,300,000 | $545,000 | -58.1% | 0.0% |
| Lend Smart Mortgage, LLC | $545,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $545,000 | n/a | 0.0% | |
| Atlantic Union Bank | $535,000 | n/a | 0.0% | |
| American Momentum Bank | $295,000 | $530,000 | 79.7% | 0.0% |
| First Federal Bank of Kansas City | $505,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $580,000 | $500,000 | -13.8% | 0.0% |
| First Commercial Bank | $485,000 | n/a | 0.0% | |
| Florida Capital Bank | $485,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $2,610,000 | $485,000 | -81.4% | 0.0% |
| Amarillo National Bank | $480,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $185,000 | $480,000 | 159.5% | 0.0% |
| Quontic Bank | $470,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $465,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $1,280,000 | $465,000 | -63.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $400,000 | $465,000 | 16.3% | 0.0% |
| Western Commerce Bank | $460,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $500,000 | $450,000 | -10.0% | 0.0% |
| Armed Forces Bank | $445,000 | n/a | 0.0% | |
| EASTMAN | $445,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $245,000 | $445,000 | 81.6% | 0.0% |
| ARC HOME LLC | $410,000 | $440,000 | 7.3% | 0.0% |
| RANLIFE, INC. | $155,000 | $440,000 | 183.9% | 0.0% |
| TrustTexas Bank, SSB | $55,000 | $440,000 | 700.0% | 0.0% |
| Kwik Mortgage Corporation | $435,000 | n/a | 0.0% | |
| LENDERFI, INC. | $435,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $215,000 | $430,000 | 100.0% | 0.0% |
| Metro City Bank | $175,000 | $430,000 | 145.7% | 0.0% |
| Greenbox Loans, Inc. | $425,000 | n/a | 0.0% | |
| The Central Trust Bank | $425,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $420,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $245,000 | $415,000 | 69.4% | 0.0% |
| Renasant Bank | $460,000 | $415,000 | -9.8% | 0.0% |
| RF Renovo Management Company, LLC | $415,000 | n/a | 0.0% | |
| UMB Bank | $415,000 | n/a | 0.0% | |
| First Home Bank | $365,000 | $410,000 | 12.3% | 0.0% |
| Hometown Lenders, Inc. | $145,000 | $410,000 | 182.8% | 0.0% |
| First State Bank | $405,000 | n/a | 0.0% | |
| Credit Union of Texas | $265,000 | $400,000 | 50.9% | 0.0% |
| CHAMPIONS MORTGAGE LLC | $395,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $645,000 | $385,000 | -40.3% | 0.0% |
| Western Bank | $385,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $1,150,000 | $380,000 | -67.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $380,000 | n/a | 0.0% | |
| CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. | $375,000 | n/a | 0.0% | |
| Frontier Bank of Texas | $375,000 | n/a | 0.0% | |
| The Jacksboro National Bank | $375,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $370,000 | n/a | 0.0% | |
| LHM FINANCIAL CORPORATION | $340,000 | $360,000 | 5.9% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $735,000 | $360,000 | -51.0% | 0.0% |
| VERITAS FUNDING, LLC | $355,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $245,000 | $350,000 | 42.9% | 0.0% |
| Community First National Bank | $460,000 | $350,000 | -23.9% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $345,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $340,000 | n/a | 0.0% | |
| Magnolia Bank | $1,525,000 | $340,000 | -77.7% | 0.0% |
| CALIFORNIA CREDIT UNION | $335,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $1,865,000 | $330,000 | -82.3% | 0.0% |
| AAXY L.L.C. | $325,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $325,000 | n/a | 0.0% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| Atlantic Home Loans, Inc. | $315,000 | n/a | 0.0% | |
| Credence Funding Corporation | $420,000 | $315,000 | -25.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $250,000 | $315,000 | 26.0% | 0.0% |
| MORTGAGE ACCESS CORP. | $315,000 | n/a | 0.0% | |
| Farmers Bank & Trust Company | $310,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $310,000 | n/a | 0.0% | |
| Raymond James Bank | $305,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $995,000 | $295,000 | -70.4% | 0.0% |
| DELMAR FINANCIAL COMPANY | $295,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $305,000 | $290,000 | -4.9% | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| Central Bank | $55,000 | $275,000 | 400.0% | 0.0% |
| EVANSVILLE TEACHERS | $275,000 | n/a | 0.0% | |
| Ixonia Bank | $185,000 | $275,000 | 48.6% | 0.0% |
| Lake Area Bank | $275,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $365,000 | $275,000 | -24.7% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $275,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $275,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $275,000 | n/a | 0.0% | |
| Arvest Bank | $590,000 | $270,000 | -54.2% | 0.0% |
| Brighton Bank | $265,000 | n/a | 0.0% | |
| Cf Bank | $365,000 | $255,000 | -30.1% | 0.0% |
| Falcon International Bank | $1,215,000 | $255,000 | -79.0% | 0.0% |
| LEGACY MORTGAGE LLC | $245,000 | n/a | 0.0% | |
| First Savings Bank | $630,000 | $240,000 | -61.9% | 0.0% |
| AXIA FINANCIAL, LLC | $735,000 | $235,000 | -68.0% | 0.0% |
| First State Bank of St. Charles, Missouri | $235,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $225,000 | n/a | 0.0% | |
| United Texas Credit Union | $225,000 | n/a | 0.0% | |
| WESTERN EXPRESS LENDING | $220,000 | n/a | 0.0% | |
| ALL WESTERN MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $215,000 | $215,000 | 0.0% | 0.0% |
| CANOPY MORTGAGE, LLC | $560,000 | $215,000 | -61.6% | 0.0% |
| FCB Banks | $215,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $215,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $615,000 | $205,000 | -66.7% | 0.0% |
| Academy Bank | $480,000 | $195,000 | -59.4% | 0.0% |
| FAY SERVICING, LLC | $195,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $245,000 | $195,000 | -20.4% | 0.0% |
| Pinnacle Bank | $195,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $185,000 | n/a | 0.0% | |
| MEMBERS CHOICE Credit Union | $185,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $175,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $175,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $175,000 | n/a | 0.0% | |
| SIWELL, INC. | $175,000 | $175,000 | 0.0% | 0.0% |
| Meridian Trust Federal Credit Union | $165,000 | n/a | 0.0% | |
| AMERICA'S CREDIT UNION | $155,000 | n/a | 0.0% | |
| Bank of England | $1,115,000 | $155,000 | -86.1% | 0.0% |
| Cornerstone First Mortgage, Inc | $450,000 | $155,000 | -65.6% | 0.0% |
| Inwood National Bank | $155,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $460,000 | $155,000 | -66.3% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $145,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $35,000 | $145,000 | 314.3% | 0.0% |
| TRUWEST Credit Union | $145,000 | n/a | 0.0% | |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $145,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $135,000 | n/a | 0.0% | |
| ASSOCIATED MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $710,000 | $135,000 | -81.0% | 0.0% |
| First Western Federal Savings Bank | $135,000 | n/a | 0.0% | |
| The First National Bank of McGregor | $600,000 | $135,000 | -77.5% | 0.0% |
| BMO Harris Bank | $125,000 | n/a | 0.0% | |
| CERTIFIED FUNDING, L.P. | $100,000 | $125,000 | 25.0% | 0.0% |
| RBC Bank, (Georgia) | $125,000 | n/a | 0.0% | |
| CAPITAL CONCEPTS, INC. | $115,000 | n/a | 0.0% | |
| RED RIVER EMPLOYEES | $85,000 | $115,000 | 35.3% | 0.0% |
| Texas First Bank | $425,000 | $110,000 | -74.1% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| Citizens National Bank of Texas | $665,000 | $105,000 | -84.2% | 0.0% |
| LENDINGONE, LLC | $165,000 | $105,000 | -36.4% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $375,000 | $105,000 | -72.0% | 0.0% |
| Commercial Bank of Texas | $510,000 | $95,000 | -81.4% | 0.0% |
| GoPrime Mortgage, Inc. | $95,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $380,000 | $95,000 | -75.0% | 0.0% |
| CSL Financial, LLC | $115,000 | $90,000 | -21.7% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| EECU | $85,000 | $85,000 | 0.0% | 0.0% |
| PARKSIDE LENDING, LLC | $1,370,000 | $85,000 | -93.8% | 0.0% |
| KITSAP Credit Union | $75,000 | n/a | 0.0% | |
| PERFORMANCE MORTGAGE LLC | $75,000 | n/a | 0.0% | |
| FirstBank | $970,000 | $70,000 | -92.8% | 0.0% |
| THE MORTGAGE FIRM, INC. | $65,000 | n/a | 0.0% |
CORPUS CHRISTI's top lender by overall market share is NAVY ARMY COMMUNITY CREDIT UNION, with 7.9% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $214,505,000 in loans. In third place, with 5.0%, is CALIBER HOME LOANS, INC., having originated $143,415,000 in loans. In third place, with 3.8%, is Wells Fargo Bank, having originated $109,955,000 in loans. In third place, with 3.6%, is FREEDOM MORTGAGE CORPORATION, having originated $104,910,000 in loans.
CORPUS CHRISTI, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,023 | $1,639,605,000 | $272,224 |
| Refi | 4,220 | $921,510,000 | $218,367 |
| Cash Out Refi | 1,528 | $283,140,000 | $185,301 |
| Other | 153 | $28,895,000 | $188,856 |
| Home Improvement | 143 | $13,105,000 | $91,643 |
| NA | 4 | $1,780,000 | $445,000 |
Corpus Christi's most frequently cited loan purpose was Home Purchase, with 6,023 originations. The 2nd most popular reason was Refi, with 4,220 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,076 | $986,370,000 | $241,995 |
| 2.5-3% | 3,991 | $921,905,000 | $230,996 |
| <2.5% | 2,290 | $523,210,000 | $228,476 |
| 4-5% | 721 | $185,925,000 | $257,871 |
| 5-6% | 126 | $37,980,000 | $301,429 |
| Over 8% | 83 | $9,045,000 | $108,976 |
| 7-8% | 82 | $6,540,000 | $79,756 |
| 6-7% | 52 | $7,200,000 | $138,462 |
During 2021, Corpus Christi's most frequently originated rate bucket was 3-4%, with 4,076 originations.
Loan Sizing (CORPUS CHRISTI, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,881 | $1,318,235,000 | $270,075 |
| $100k-200k | 4,688 | $712,500,000 | $151,984 |
| $100,000 or less | 1,492 | $94,940,000 | $63,633 |
| $400k-600k | 735 | $350,905,000 | $477,422 |
| $600k-1000k | 179 | $137,305,000 | $767,067 |
| $Over $1MM | 96 | $274,150,000 | $2,855,729 |
CORPUS CHRISTI's loan sizing saw the bucket of loans from $200k-400k with 4,881 originations, totaling $1,318,235,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,072 | $1,238,900,000 | $244,263 |
| 60-80% | 3,384 | $890,220,000 | $263,067 |
| 40-60% | 1,281 | $245,195,000 | $191,409 |
| 20-40% | 403 | $68,225,000 | $169,293 |
| Over 100% | 277 | $81,525,000 | $294,314 |
| Under 20% | 269 | $12,955,000 | $48,160 |
CORPUS CHRISTI's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,072 originations, totaling $1,238,900,000 in origination value.
