Corpus Christi VA Loan Rates, Closing Costs & Stats
CORPUS CHRISTI, TX
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who
have served or are presently serving in the U.S. military. The VA does not directly lend,
it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will
also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan,
it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out
refis.
For additional benefits of VA loans, click here.
Corpus Christi's 94 lenders originated 943 VA
loans during 2024. The total origination value was $313,315,000, with an average VA loan value of
$332,253.
Corpus Christi VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Corpus Christi
averaged
6.72%
for the week of 2025-07-11, compared to the national average (all VA variants) of
6.37% for the same period.
Corpus Christi's average VA mortgage closing costs are $6,575.
The average rate for the prior week (2025-07-04) was
6.23% and
one month ago for the week of 2025-06-06, the
average rate was 6.71%.
The average rate one year ago was 6.43%.
For refis of the same type during the week of 2025-07-11, the average rate
was 6.67%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.
Corpus Christi VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender
at the Corpus Christi level.
Name |
# of Loans |
2024 Avg. 30yFix Rate |
2024 Avg. Closing Costs |
Mortgage Research Center, LLC
|
151
|
6.37%
|
$6,201
|
DHI MORTGAGE COMPANY, LTD.
|
131
|
5.20%
|
$6,934
|
UNITED WHOLESALE MORTGAGE, LLC
|
83
|
5.91%
|
$6,950
|
NAVY FEDERAL CREDIT UNION
|
65
|
6.00%
|
$5,910
|
FREEDOM MORTGAGE CORPORATION
|
59
|
5.98%
|
$7,812
|
EAGLE HOME MORTGAGE, LLC
|
39
|
4.39%
|
$4,775
|
USAA Federal Savings Bank
|
25
|
6.41%
|
$8,577
|
VILLAGE CAPITAL MORTGAGE
|
23
|
5.68%
|
$5,089
|
GARDNER FINANCIAL SERVICES, LTD.
|
21
|
6.57%
|
$10,696
|
QUICKEN LOANS, LLC
|
19
|
5.82%
|
$8,239
|
CMG MORTGAGE, INC.
|
19
|
6.34%
|
$10,680
|
PENNYMAC LOAN SERVICES, LLC
|
18
|
5.78%
|
$8,692
|
CROSSCOUNTRY MORTGAGE, LLC
|
18
|
6.30%
|
$9,388
|
GUILD MORTGAGE COMPANY
|
15
|
6.66%
|
$12,555
|
Gateway First Bank
|
11
|
6.30%
|
$6,464
|
GUARANTEED RATE, INC.
|
9
|
6.06%
|
$9,594
|
MORTGAGE SOLUTIONS OF COLORADO, LLC
|
8
|
7.25%
|
$2,497
|
Equity Prime Mortgage LLC
|
8
|
6.41%
|
$15,859
|
BROKER SOLUTIONS, INC.
|
8
|
5.94%
|
$12,739
|
DAS Acquisition Company, LLC
|
6
|
6.47%
|
$9,906
|
MID AMERICA MORTGAGE, INC.
|
6
|
6.58%
|
$27,765
|
NEWREZ LLC
|
6
|
6.04%
|
$7,185
|
PLANET HOME LENDING, LLC
|
5
|
5.77%
|
$4,064
|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
|
5
|
5.84%
|
$7,699
|
WILLOW BEND MORTGAGE COMPANY, LLC
|
5
|
6.55%
|
$8,295
|
NBKC BANK
|
5
|
5.98%
|
$8,207
|
LEGEND LENDING CORPORATION
|
4
|
6.47%
|
$14,741
|
First National Bank Texas
|
4
|
6.00%
|
$4,050
|
LOANDEPOT.COM, LLC
|
4
|
6.44%
|
$16,690
|
Presidential Bank, FSB
|
4
|
6.41%
|
$8,677
|
LAKEVIEW LOAN SERVICING, LLC
|
4
|
5.69%
|
$5,668
|
GoPrime Mortgage, Inc.
|
4
|
6.31%
|
$7,199
|
UNION HOME MORTGAGE CORP.
|
4
|
6.59%
|
$8,309
|
NAVY ARMY COMMUNITY CREDIT UNION
|
3
|
6.21%
|
$5,553
|
Network Funding, L.P.
|
3
|
5.73%
|
$9,300
|
EVERETT FINANCIAL, INC.
|
3
|
6.75%
|
$11,161
|
PRIMARY RESIDENTIAL MORTGAGE, INC.
|
3
|
6.92%
|
$4,680
|
First Federal Bank
|
3
|
5.71%
|
$7,284
|
AmeriHome Mortgage Company, LLC
|
3
|
6.08%
|
$7,958
|
Century Mortgage Company DBA Century Lending Company
|
3
|
5.96%
|
$9,940
|
AMERICAN PACIFIC MORTGAGE CORPORATION
|
3
|
6.29%
|
$16,390
|
HOMESIDE FINANCIAL, LLC
|
2
|
6.50%
|
$11,930
|
CORNERSTONE HOME LENDING, INC.
|
2
|
5.50%
|
$4,199
|
Wells Fargo Bank
|
2
|
6.38%
|
$4,927
|
SWBC MORTGAGE CORPORATION
|
2
|
5.88%
|
$16,478
|
SFMC, LP
|
2
|
6.37%
|
$6,755
|
LOANPEOPLE, LLC
|
2
|
6.81%
|
$8,668
|
SeaTrust Mortgage Company
|
2
|
6.69%
|
$6,881
|
Barrington Bank & Trust Company, N.A.
|
2
|
6.94%
|
$2,976
|
Armed Forces Bank
|
2
|
6.13%
|
$10,657
|
Extraco Banks
|
2
|
6.38%
|
$9,663
|
Paramount Residential Mortgage Group, Inc.
|
2
|
6.19%
|
$11,339
|
ARK-LA-TEX FINANCIAL SERVICES, LLC.
|
2
|
6.75%
|
$4,704
|
MOVEMENT MORTGAGE, LLC
|
2
|
6.44%
|
$9,017
|
Mr. Cooper ( Nationstar Mortgage )
|
2
|
6.69%
|
$4,331
|
DIRECTIONS EQUITY, LLC
|
2
|
6.75%
|
$12,985
|
NBH Bank
|
1
|
5.99%
|
$7,165
|
ALLIANT CREDIT UNION
|
1
|
5.63%
|
$9,389
|
AMERICAN FINANCIAL NETWORK, INC.
|
1
|
6.13%
|
$10,129
|
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
|
1
|
4.99%
|
$6,067
|
Ameris Bank
|
1
|
6.13%
|
$6,637
|
CALCON MUTUAL MORTGAGE LLC
|
1
|
6.50%
|
$30,163
|
CHURCHILL MORTGAGE CORPORATION
|
1
|
6.75%
|
$12,810
|
ENVOY MORTGAGE, LTD
|
1
|
6.50%
|
$8,458
|
FBC MORTGAGE, LLC
|
1
|
6.75%
|
$11,950
|
FIRST COMMUNITY MORTGAGE, INC.
|
1
|
5.25%
|
$6,106
|
GENEVA FINANCIAL, LLC
|
1
|
7.13%
|
$3,003
|
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
|
1
|
5.75%
|
$9,796
|
GUARANTEED RATE AFFINITY, LLC
|
1
|
6.25%
|
$5,784
|
Hamilton Mortgage Corporation
|
1
|
6.63%
|
$8,098
|
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
|
1
|
6.75%
|
$11,054
|
Lakeview Community Capital, LLC
|
1
|
5.25%
|
$3,233
|
Mid-Continent Funding, Inc.
|
1
|
6.00%
|
$11,288
|
MORTGAGE ACCESS CORP.
|
1
|
7.13%
|
$16,877
|
MORTGAGE FINANCIAL SERVICES, LLC
|
1
|
6.12%
|
$23,792
|
MUTUAL OF OMAHA MORTGAGE, INC.
|
1
|
6.00%
|
$4,525
|
Alcova Mortgage LLC
|
1
|
6.13%
|
$16,517
|
NFM, INC.
|
1
|
6.13%
|
$4,260
|
NORWICH COMMERCIAL GROUP, INC.
|
1
|
6.25%
|
$9,336
|
PENTAGON FEDERAL CREDIT UNION
|
1
|
5.88%
|
$10,531
|
PHH Mortgage Corporation
|
1
|
5.63%
|
$6,061
|
Plains Commerce Bank
|
1
|
6.75%
|
$7,773
|
PLAZA HOME MORTGAGE, INC.
|
1
|
6.50%
|
$8,120
|
PREMIER MORTGAGE RESOURCES, L.L.C.
|
1
|
7.25%
|
$12,960
|
PRIMELENDING, A PLAINSCAPITAL COMPANY
|
1
|
6.75%
|
$3,337
|
SECURITYNATIONAL MORTGAGE COMPANY
|
1
|
7.25%
|
$14,424
|
Semper Home Loans, Inc.
|
1
|
7.00%
|
$5,262
|
SUMMIT FUNDING, INC.
|
1
|
6.63%
|
$8,345
|
SUN WEST MORTGAGE COMPANY, INC.
|
1
|
6.50%
|
$3,647
|
T2 FINANCIAL LLC
|
1
|
5.50%
|
$11,227
|
The Loan Store, Inc.
|
1
|
5.75%
|
$2,736
|
TOWNE MORTGAGE COMPANY
|
1
|
5.75%
|
$16,673
|
U.S. Bank
|
1
|
6.13%
|
$4,516
|
Watermark Capital, Inc.
|
1
|
5.13%
|
$17,643
|
The top Corpus Christi VA lender as defined by loan originations is Mortgage Research Center, LLC, with
151 VA loans originated. Their average total fees are
$6,201, which is $733
lower than the next largest lender,
DHI MORTGAGE COMPANY, LTD..
The lowest fee Corpus Christi VA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC ($4,775), VILLAGE CAPITAL MORTGAGE ($5,089), NAVY FEDERAL CREDIT UNION ($5,910), Mortgage Research Center, LLC ($6,201) and Gateway First Bank ($6,464).
The lowest rate Corpus Christi VA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (4.39%), DHI MORTGAGE COMPANY, LTD. (5.20%), VILLAGE CAPITAL MORTGAGE (5.68%), PENNYMAC LOAN SERVICES, LLC (5.78%) and QUICKEN LOANS, LLC (5.82%).
VA Loan Features
No down payment required
Negotiable and competitive interest rate.
Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent
and exemption for veterans receiving VA compensation).
VA rules limit the amount you can be charged for closing costs.
Closing costs are comparable with other financing types (and may be lower).
Closing costs may be paid by the seller.
No private mortgage insurance premiums are required.
An assumable mortgage.
Right to prepay your mortgage without penalty.
For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain
cooperation of builder.
VA assistance to veteran borrowers in default due to temporary financial difficulty.