Bank Of Dudley Mortgage Rates, Fees & Info
Dudley, GALEI: 549300CWZXP5LD3GVV26
Tax ID: 58-0152750
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Dudley is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Dudley has a high proportion of conventional loans. Their top markets by origination volume include: Dublin, Warner Robins, Atlanta, Macon, and Lagrange among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Dudley has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
129Origination Dollar Volume (All Markets)
$15,785,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dublin, GA (FHA|USDA|VA) | 83 | $6,765,000 | $81,506 | $0 | 0.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $2,835,000 | $405,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $0 | 0.00% |
| Outside of Metro Areas | 18 | $1,660,000 | $92,222 | $0 | 0.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 10 | $1,020,000 | $102,000 | $0 | 0.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 0.00% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 129 | $15,785,000 | $122,364 | $0 | 0.00% |
For 2023, Bank Of Dudley's most frequently originated type of loan was Conventional, with 129 originations.
Loan Reason
For 2023, Bank Of Dudley's most frequently cited loan purpose was Home Purchase, with 67 originations. The 2nd most popular reason was Refi, with 43 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 129 | $15,785,000 | $122,364 | $0 | 0.00% |
For 2023, Bank Of Dudley's most frequently cited loan duration was Other, with 129 originations.
Loan Sizing
2023 saw Bank Of Dudley place emphasis on $100,000 or less loans with 83 originations, totaling $4,045,000 in origination value.
Applicant Income
Bank Of Dudley lent most frequently to those with incomes in the $50k or less range, with 24 originations. The second most popular income band? $50k-75k, with 13 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 129 | $15,785,000 | $122,364 | $0 | 0.00% |
Bank Of Dudley lent most frequently to those with DTI ratios of Exempt%, with 129 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Bank Of Dudley has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination97.67%
Bank Of Dudley has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 129 | $15,785,000 | $122,364 |