Savannah VA Loan Rates, Closing Costs & Stats

SAVANNAH, GA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Savannah's 133 lenders originated 2,098 VA loans during 2024. The total origination value was $765,590,000, with an average VA loan value of $364,914.

    Savannah VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Savannah averaged 6.28% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

    Savannah's average VA mortgage closing costs are $6,785.

    The average rate for the prior week (2025-03-28) was 6.5% and one month ago for the week of 2025-02-28, the average rate was 6.48%.

    The average rate one year ago was 6.59%.

    For refis of the same type during the week of 2025-04-04, the average rate was 5.75%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Savannah VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Savannah level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 297 6.44% $7,499
    UNITED WHOLESALE MORTGAGE, LLC 249 5.98% $9,382
    QUICKEN LOANS, LLC 128 6.06% $10,964
    BROKER SOLUTIONS, INC. 122 6.36% $10,439
    FREEDOM MORTGAGE CORPORATION 104 6.25% $8,241
    DHI MORTGAGE COMPANY, LTD. 89 5.13% $8,217
    PENNYMAC LOAN SERVICES, LLC 87 5.84% $8,902
    NAVY FEDERAL CREDIT UNION 61 5.84% $7,253
    VILLAGE CAPITAL MORTGAGE 52 5.78% $6,860
    PULTE MORTGAGE LLC 46 5.56% $6,996
    MOVEMENT MORTGAGE, LLC 41 6.40% $10,028
    GUILD MORTGAGE COMPANY 39 6.23% $9,952
    FIRST CONTINENTAL MORTGAGE, LTD. 38 6.09% $7,300
    Plains Commerce Bank 30 6.32% $9,909
    USAA Federal Savings Bank 30 6.13% $7,922
    LOANDEPOT.COM, LLC 26 6.06% $9,093
    BANKSOUTH MORTGAGE COMPANY, LLC 22 6.14% $12,051
    EAGLE HOME MORTGAGE, LLC 22 5.81% $7,065
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 6.26% $9,726
    MORTGAGE SOLUTIONS OF COLORADO, LLC 19 7.12% $5,022
    VANDERBILT MORTGAGE AND FINANCE, INC. 19 5.91% $8,027
    NEW DAY FINANCIAL, LLC 19 7.42% $13,546
    LAKEVIEW LOAN SERVICING, LLC 18 5.88% $5,923
    Magnolia Bank 18 6.08% $13,770
    PLANET HOME LENDING, LLC 18 5.92% $4,889
    Flagstar Bank, FSB 17 6.22% $8,671
    Ameris Bank 15 5.88% $10,432
    The Federal Savings Bank 15 6.25% $16,726
    NEWREZ LLC 15 6.32% $8,187
    GUARANTEED RATE, INC. 13 6.12% $10,784
    CROSSCOUNTRY MORTGAGE, LLC 10 6.29% $9,595
    Mr. Cooper ( Nationstar Mortgage ) 9 6.04% $12,819
    Colony Bank 9 6.08% $9,221
    CLEARPATH LENDING 9 5.68% $16,530
    Century Mortgage Company DBA Century Lending Company 9 6.08% $6,968
    AMERICAN FINANCIAL NETWORK, INC. 9 6.31% $6,430
    Paramount Residential Mortgage Group, Inc. 9 6.51% $12,971
    PENTAGON FEDERAL CREDIT UNION 9 6.10% $7,308
    Equity Prime Mortgage LLC 9 6.54% $10,922
    Carrington Mortgage Services, LLC 8 6.16% $9,324
    TOWNE MORTGAGE COMPANY 8 6.56% $10,902
    CANOPY MORTGAGE, LLC 8 6.16% $18,293
    MUTUAL OF OMAHA MORTGAGE, INC. 7 5.98% $14,020
    DAS Acquisition Company, LLC 7 6.89% $5,529
    OCMBC, INC. 7 6.38% $5,039
    Prosperity Home Mortgage, LLC 6 5.96% $11,984
    AmeriHome Mortgage Company, LLC 6 6.21% $7,038
    CMG MORTGAGE, INC. 6 6.46% $8,663
    SUN WEST MORTGAGE COMPANY, INC. 6 5.98% $9,760
    INTERCOASTAL MORTGAGE COMPANY 6 6.21% $11,630
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 6.54% $9,168
    NFM, INC. 6 6.63% $12,428
    SUMMIT FUNDING, INC. 5 6.90% $10,610
    NBKC BANK 5 5.83% $8,921
    First Federal Bank 5 5.73% $11,564
    NORWICH COMMERCIAL GROUP, INC. 4 6.34% $7,717
    JET HOMELOANS, LLC 4 5.24% $12,050
    Lakeview Community Capital, LLC 4 5.44% $7,421
    AMERISAVE MORTGAGE CORPORATION 4 5.81% $19,172
    HOMESIDE FINANCIAL, LLC 4 6.88% $11,464
    INSPIRE HOME LOANS INC. 4 5.81% $7,567
    Truist 4 6.46% $7,872
    Mid-Continent Funding, Inc. 4 5.84% $10,499
    SOUTHPOINT FINANCIAL SERVICES, INC. 3 6.83% $3,250
    SWBC MORTGAGE CORPORATION 3 6.71% $11,451
    Renasant Bank 3 5.83% $13,431
    M&T Bank 3 6.63% $10,807
    Synovus Bank 2 6.25% $12,325
    AMERICAN FINANCING CORPORATION 2 5.50% $10,135
    Armed Forces Bank 2 5.94% $12,973
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 6.62% $11,201
    Bank of America 2 6.50% $6,822
    Barrington Bank & Trust Company, N.A. 2 6.25% $14,414
    BAY EQUITY LLC 2 6.19% $11,367
    Credence Funding Corporation 2 5.25% $9,881
    Goldwater Bank, N.A. 2 6.00% $7,287
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.25% $11,514
    HOMESTEAD FUNDING CORP. 2 6.19% $5,213
    Northpointe Bank 2 6.50% $9,801
    PLAZA HOME MORTGAGE, INC. 2 5.93% $18,170
    Service Federal Credit Union 2 6.31% $7,676
    Sierra Pacific Mortgage Company, Inc. 2 6.19% $7,780
    U.S. Bank 2 6.00% $5,295
    VERITAS FUNDING, LLC 2 6.56% $21,197
    MEMBER FIRST MORTGAGE, LLC 1 6.63% $5,556
    American Mortgage Bank, LLC 1 6.13% $10,220
    LOANPAL, LLC 1 4.99% $14,698
    LOANFLIGHT LENDING, LLC 1 4.99% $3,921
    Old National Bank 1 6.00% $3,787
    JPMorgan Chase Bank 1 5.88% $5,578
    JMAC LENDING, INC. 1 6.25% $10,347
    GUARANTY MORTGAGE SERVICES, L.L.C. 1 7.25% $12,434
    PHH Mortgage Corporation 1 5.49% $3,700
    GoPrime Mortgage, Inc. 1 6.75% $9,856
    Franklin Loan Corporation 1 5.25% $9,007
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 5.25% $6,164
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $5,691
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.63% $22,990
    FIRST STATE MORTGAGE SERVICES, LLC 1 6.75% $3,225
    First Reliance Bank 1 6.25% $11,791
    FIRST ALLIANCE HOME MORTGAGE, LLC 1 5.75% $3,362
    RADIUS FINANCIAL GROUP INC. 1 4.99% $18,017
    Regions Bank 1 5.63% $12,940
    EVERETT FINANCIAL, INC. 1 6.50% $9,736
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.25% $15,777
    S1L, Inc. 1 6.25% $3,758
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.75% $16,143
    SHELTER HOME MORTGAGE, LLC 1 6.25% $19,798
    Wells Fargo Bank 1 6.75% $2,646
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 5.63% $12,554
    DIRECT MORTGAGE LOANS, LLC 1 7.13% $8,461
    South State Bank 1 6.75% $8,790
    SOUTHWEST STAGE FUNDING, LLC 1 6.38% $1,653
    COMPASS MORTGAGE, INC. 1 6.75% $11,991
    Citizens Bank 1 6.00% $8,422
    CARDINAL FINANCIAL 1 5.25% $11,787
    ACOPIA, LLC 1 6.13% $12,030
    Texana Bank 1 7.13% $1,466
    BAY-VALLEY MORTGAGE GROUP 1 6.50% $18,567
    The Loan Store, Inc. 1 5.75% $1,461
    TOTAL MORTGAGE SERVICES, LLC 1 6.75% $18,200
    Atlantic Coast Mortgage, LLC 1 6.25% $10,193
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.75% $14,754
    UNION HOME MORTGAGE CORP. 1 5.75% $14,310
    United Bank 1 6.63% $10,743
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.75% $15,648
    University Bank 1 6.25% $14,024
    NATIONS RELIABLE LENDING, LLC 1 7.13% $3,585
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.25% $12,512
    Nations Lending Corporation 1 6.63% $10,645
    NATION ONE MORTGAGE CORPORATION 1 6.75% $0
    MORTGAGE INVESTORS GROUP, INC. 1 6.00% $6,143
    MILEND, INC. 1 7.00% $12,669

    The top Savannah VA lender as defined by loan originations is Mortgage Research Center, LLC, with 297 VA loans originated. Their average total fees are $7,499, which is $1,882 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Savannah VA lenders (with over 10 loans originated) are PLANET HOME LENDING, LLC ($4,889), MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,022), LAKEVIEW LOAN SERVICING, LLC ($5,923), VILLAGE CAPITAL MORTGAGE ($6,860) and PULTE MORTGAGE LLC ($6,996).

    The lowest rate Savannah VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.13%), PULTE MORTGAGE LLC (5.56%), VILLAGE CAPITAL MORTGAGE (5.78%), EAGLE HOME MORTGAGE, LLC (5.81%) and NAVY FEDERAL CREDIT UNION (5.84%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Savannah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $266,650 (6.9%) $384,285 (12.1%) 0.99 2,367
    2018-02-01 $274,623 (6.7%) $387,796 (9.6%) 1.00 2,425
    2018-03-01 $279,000 (6.3%) $388,826 (7.6%) 0.98 2,526
    2018-04-01 $279,561 (5.5%) $388,248 (5.9%) 0.95 2,542
    2018-05-01 $279,900 (5.6%) $388,548 (6.0%) 0.93 2,563
    2018-06-01 $279,000 (4.3%) $381,338 (2.9%) 0.93 2,591
    2018-07-01 $279,900 (5.2%) $384,867 (3.2%) 0.93 2,529
    2018-08-01 $275,071 (4.6%) $382,995 (4.0%) 0.92 2,467
    2018-09-01 $279,250 (5.4%) $389,745 (5.5%) 0.94 2,417
    2018-10-01 $279,500 (7.3%) $393,779 (6.1%) 0.95 2,445
    2018-11-01 $278,975 (5.3%) $392,039 (4.1%) 0.95 2,542
    2018-12-01 $278,000 (4.9%) $395,523 (4.3%) 0.96 2,500
    2019-01-01 $278,200 (4.3%) $402,217 (4.7%) 0.96 2,427
    2019-02-01 $283,555 (3.3%) $410,377 (5.8%) 0.96 2,412
    2019-03-01 $288,186 (3.3%) $417,281 (7.3%) 0.94 2,434
    2019-04-01 $291,423 (4.2%) $419,903 (8.2%) 0.93 2,487
    2019-05-01 $289,950 (3.6%) $419,564 (8.0%) 0.91 2,484
    2019-06-01 $290,000 (3.9%) $421,639 (10.6%) 0.91 2,443
    2019-07-01 $290,363 (3.7%) $418,300 (8.7%) 0.91 2,438
    2019-08-01 $291,845 (6.1%) $416,150 (8.7%) 0.92 2,437
    2019-09-01 $293,564 (5.1%) $414,237 (6.3%) 0.94 2,449
    2019-10-01 $294,709 (5.4%) $412,962 (4.9%) 0.95 2,446
    2019-11-01 $294,000 (5.4%) $414,040 (5.6%) 0.96 2,356
    2019-12-01 $295,600 (6.3%) $422,490 (6.8%) 0.99 2,328
    2020-01-01 $297,445 (6.9%) $424,131 (5.5%) 0.99 2,195
    2020-02-01 $299,900 (5.8%) $430,805 (5.0%) 0.98 2,211
    2020-03-01 $304,888 (5.8%) $435,587 (4.4%) 0.96 2,182
    2020-04-01 $300,367 (3.1%) $430,237 (2.5%) 0.94 2,215
    2020-05-01 $309,000 (6.6%) $437,326 (4.2%) 0.94 2,120
    2020-06-01 $318,564 (9.9%) $445,897 (5.8%) 0.94 1,966
    2020-07-01 $322,350 (11.0%) $451,189 (7.9%) 0.93 1,850
    2020-08-01 $322,990 (10.7%) $457,713 (10.0%) 0.93 1,704
    2020-09-01 $325,000 (10.7%) $472,791 (14.1%) 0.93 1,618
    2020-10-01 $319,000 (8.2%) $469,196 (13.6%) 0.91 1,564
    2020-11-01 $304,360 (3.5%) $455,906 (10.1%) 0.89 1,537
    2020-12-01 $300,000 (1.5%) $452,665 (7.1%) 0.89 1,414
    2021-01-01 $305,000 (2.5%) $464,487 (9.5%) 0.91 1,204
    2021-02-01 $306,788 (2.3%) $482,200 (11.9%) 0.89 1,009
    2021-03-01 $312,060 (2.4%) $500,798 (15.0%) 0.89 832
    2021-04-01 $319,725 (6.4%) $496,215 (15.3%) 0.87 759
    2021-05-01 $321,308 (4.0%) $516,510 (18.1%) 0.85 737
    2021-06-01 $322,484 (1.2%) $526,045 (18.0%) 0.85 726
    2021-07-01 $329,000 (2.1%) $523,504 (16.0%) 0.87 791
    2021-08-01 $329,500 (2.0%) $526,566 (15.0%) 0.88 776
    2021-09-01 $329,248 (1.3%) $537,634 (13.7%) 0.88 768
    2021-10-01 $339,857 (6.5%) $546,272 (16.4%) 0.91 733
    2021-11-01 $339,102 (11.4%) $543,500 (19.2%) 0.91 654
    2021-12-01 $349,450 (16.5%) $560,952 (23.9%) 0.95 602
    2022-01-01 $349,610 (14.6%) $577,187 (24.3%) 0.95 494
    2022-02-01 $372,080 (21.3%) $616,999 (28.0%) 0.97 422
    2022-03-01 $383,128 (22.8%) $629,561 (25.7%) 0.96 436
    2022-04-01 $395,000 (23.5%) $640,365 (29.1%) 0.94 453
    2022-05-01 $394,725 (22.9%) $609,964 (18.1%) 0.90 603
    2022-06-01 $399,900 (24.0%) $608,139 (15.6%) 0.89 694
    2022-07-01 $404,842 (23.1%) $611,510 (16.8%) 0.91 832
    2022-08-01 $399,000 (21.1%) $589,938 (12.0%) 0.92 939
    2022-09-01 $399,900 (21.5%) $601,566 (11.9%) 0.93 952
    2022-10-01 $400,000 (17.7%) $606,646 (11.1%) 0.94 1,004
    2022-11-01 $399,701 (17.9%) $594,487 (9.4%) 0.96 1,046
    2022-12-01 $399,900 (14.4%) $595,112 (6.1%) 0.99 1,006
    2023-01-01 $399,495 (14.3%) $594,455 (3.0%) 0.99 900
    2023-02-01 $399,048 (7.3%) $612,638 (-0.7%) 0.96 757
    2023-03-01 $409,257 (6.8%) $625,888 (-0.6%) 0.97 757
    2023-04-01 $428,048 (8.4%) $665,390 (3.9%) 1.00 693
    2023-05-01 $432,975 (9.7%) $679,370 (11.4%) 0.98 738
    2023-06-01 $432,450 (8.1%) $856,648 (40.9%) 0.97 792
    2023-07-01 $425,000 (5.0%) $850,067 (39.0%) 0.97 797
    2023-08-01 $425,998 (6.8%) $840,921 (42.5%) 0.98 824
    2023-09-01 $429,941 (7.5%) $834,273 (38.7%) 1.00 879
    2023-10-01 $426,604 (6.7%) $819,183 (35.0%) 1.00 998
    2023-11-01 $417,250 (4.4%) $810,060 (36.3%) 0.99 1,054
    2023-12-01 $423,115 (5.8%) $797,093 (33.9%) 1.03 1,025
    2024-01-01 $420,500 (5.3%) $828,422 (39.4%) 1.03 937
    2024-02-01 $430,495 (7.9%) $872,123 (42.4%) 1.04 919
    2024-03-01 $439,900 (7.5%) $887,535 (41.8%) 1.04 938
    2024-04-01 $429,900 (0.4%) $859,139 (29.1%) 1.00 1,082
    2024-05-01 $440,175 (1.7%) $850,577 (25.2%) 1.00 1,123
    2024-06-01 $438,081 (1.3%) $798,429 (-6.8%) 1.00 1,280
    2024-07-01 $430,500 (1.3%) $788,645 (-7.2%) 0.98 1,418
    2024-08-01 $425,000 (-0.2%) $776,341 (-7.7%) 0.99 1,469
    2024-09-01 $432,450 (0.6%) $758,604 (-9.1%) 1.02 1,522
    2024-10-01 $435,233 (2.0%) $766,402 (-6.4%) 1.02 1,562
    2024-11-01 $426,558 (2.2%) $759,259 (-6.3%) 1.02 1,648
    2024-12-01 $423,906 (0.2%) $721,501 (-9.5%) 1.05 1,640
    2025-01-01 $421,450 (0.2%) $645,727 (-22.1%) 1.05 1,552
    2025-02-01 $425,000 (-1.3%) $649,546 (-25.5%) 1.03 1,587
    2025-03-01 $430,000 (-2.3%) $654,674 (-26.2%) 0.00 1,748
    Savannah's median listing price for 2025-03-01 was $430,000, a difference of $-9,900 (-2.3%) versus the prior year and $5,000 versus the prior month.

    Savannah's median listing price comes in at 0% of the national average.

    Savannah's average listing price for 2025-03-01 was $654,674, a difference of $-232,861 (-26.2%) versus the prior year and $5,128 versus the prior month.

    For the 2025-03-01 period, Savannah had 1,748 MLS listings, a difference of 161 listings (10%) versus the prior month and 810 listings (86%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Savannah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 92 days 2,173 sqft
    2018-02-01 83 days 2,200 sqft
    2018-03-01 61 days 2,248 sqft
    2018-04-01 64 days 2,264 sqft
    2018-05-01 66 days 2,239 sqft
    2018-06-01 68 days 2,224 sqft
    2018-07-01 72 days 2,228 sqft
    2018-08-01 77 days 2,192 sqft
    2018-09-01 79 days 2,209 sqft
    2018-10-01 77 days 2,200 sqft
    2018-11-01 75 days 2,201 sqft
    2018-12-01 81 days 2,202 sqft
    2019-01-01 89 days 2,200 sqft
    2019-02-01 92 days 2,211 sqft
    2019-03-01 78 days 2,238 sqft
    2019-04-01 65 days 2,262 sqft
    2019-05-01 64 days 2,279 sqft
    2019-06-01 67 days 2,294 sqft
    2019-07-01 71 days 2,293 sqft
    2019-08-01 73 days 2,289 sqft
    2019-09-01 76 days 2,289 sqft
    2019-10-01 78 days 2,286 sqft
    2019-11-01 84 days 2,273 sqft
    2019-12-01 88 days 2,245 sqft
    2020-01-01 95 days 2,247 sqft
    2020-02-01 87 days 2,253 sqft
    2020-03-01 69 days 2,296 sqft
    2020-04-01 74 days 2,290 sqft
    2020-05-01 78 days 2,300 sqft
    2020-06-01 80 days 2,295 sqft
    2020-07-01 71 days 2,345 sqft
    2020-08-01 64 days 2,312 sqft
    2020-09-01 65 days 2,270 sqft
    2020-10-01 65 days 2,203 sqft
    2020-11-01 64 days 2,147 sqft
    2020-12-01 69 days 2,104 sqft
    2021-01-01 75 days 2,097 sqft
    2021-02-01 57 days 2,056 sqft
    2021-03-01 45 days 2,036 sqft
    2021-04-01 41 days 2,055 sqft
    2021-05-01 33 days 2,103 sqft
    2021-06-01 38 days 2,041 sqft
    2021-07-01 36 days 2,094 sqft
    2021-08-01 40 days 2,007 sqft
    2021-09-01 44 days 2,017 sqft
    2021-10-01 50 days 2,047 sqft
    2021-11-01 53 days 2,046 sqft
    2021-12-01 56 days 2,064 sqft
    2022-01-01 60 days 2,046 sqft
    2022-02-01 30 days 2,081 sqft
    2022-03-01 26 days 2,112 sqft
    2022-04-01 26 days 2,160 sqft
    2022-05-01 19 days 2,129 sqft
    2022-06-01 25 days 2,217 sqft
    2022-07-01 30 days 2,161 sqft
    2022-08-01 37 days 2,161 sqft
    2022-09-01 44 days 2,151 sqft
    2022-10-01 48 days 2,126 sqft
    2022-11-01 50 days 2,156 sqft
    2022-12-01 58 days 2,126 sqft
    2023-01-01 68 days 2,132 sqft
    2023-02-01 63 days 2,114 sqft
    2023-03-01 45 days 2,184 sqft
    2023-04-01 41 days 2,244 sqft
    2023-05-01 32 days 2,236 sqft
    2023-06-01 33 days 2,200 sqft
    2023-07-01 39 days 2,161 sqft
    2023-08-01 40 days 2,087 sqft
    2023-09-01 42 days 2,081 sqft
    2023-10-01 44 days 2,092 sqft
    2023-11-01 49 days 2,042 sqft
    2023-12-01 55 days 2,008 sqft
    2024-01-01 60 days 1,977 sqft
    2024-02-01 49 days 2,021 sqft
    2024-03-01 43 days 2,060 sqft
    2024-04-01 40 days 2,027 sqft
    2024-05-01 40 days 2,093 sqft
    2024-06-01 43 days 2,080 sqft
    2024-07-01 48 days 2,023 sqft
    2024-08-01 52 days 2,007 sqft
    2024-09-01 58 days 2,041 sqft
    2024-10-01 60 days 2,039 sqft
    2024-11-01 64 days 1,983 sqft
    2024-12-01 66 days 1,970 sqft
    2025-01-01 73 days 1,970 sqft
    2025-02-01 66 days 1,959 sqft
    2025-03-01 0 days 1,980 sqft
    Savannah's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

    Savannah's median square footage for active listings during the 2025-03-01 period was 1,980 sqft. One year prior, the average listing was 2,060 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.