LaGrange Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lagrange averaged 7.13% for the week of 2025-06-18, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2025-06-12) was 7.06% and one month ago for the week of 2025-05-15, the average rate was 7.13%.

Lagrange's average rate one year ago was 7.07%.

For refis of the same type during the week of 2025-06-18, the average rate was 6.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-06-18 6.81%
Lagrange 30 Year Fixed Rate 2025-06-18 7.13%
Lagrange 30 Year Fixed Rate Refi 2025-06-18 6.91%
Lagrange 15 Year Fixed Rate 2025-06-18 5.96%
Lagrange 15 Year Fixed Rate Refi 2025-06-18 5.86%
Lagrange 30 Year FHA 2025-06-18 -0.16%
Lagrange 30 Year FHA Refi 2025-06-18 -0.2%
Lagrange 30 Year USDA 2025-06-18 -0.2%
Lagrange 30 Year USDA Refi 2025-06-18 -0.2%
Lagrange 30 Year VA 2025-06-18 -0.15%
Lagrange 30 Year VA Refi 2025-06-18 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LaGrange, GA-AL.

LaGrange Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LaGrange, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 55 6.68% $6,835
QUICKEN LOANS, LLC 37 6.89% $6,006
Colony Bank 26 6.68% $6,292
Magnolia Bank 17 6.73% $5,659
Synovus Bank 14 6.59% $5,612
Ameris Bank 14 6.97% $5,940
ARK-LA-TEX FINANCIAL SERVICES, LLC. 14 6.37% $5,911
South State Bank 13 6.88% $4,494
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 7.05% $7,276
CMG MORTGAGE, INC. 10 6.71% $7,041
Plains Commerce Bank 10 6.83% $8,065
Renasant Bank 9 7.15% $5,408
BROKER SOLUTIONS, INC. 9 6.68% $7,070
FBC MORTGAGE, LLC 8 6.18% $3,208
LOANDEPOT.COM, LLC 7 7.10% $5,919
VANDERBILT MORTGAGE AND FINANCE, INC. 7 7.73% $7,770
GUILD MORTGAGE COMPANY 7 6.84% $4,977
PENNYMAC LOAN SERVICES, LLC 7 6.46% $4,184
JPMorgan Chase Bank 7 6.80% $4,071
DELTA COMMUNITY CREDIT UNION 6 6.13% $4,662
GUARANTEED RATE, INC. 6 6.87% $5,965
EMM LOANS LLC 5 6.83% $6,716
CANOPY MORTGAGE, LLC 5 6.62% $7,031
STOCKTON MORTGAGE CORPORATION 5 7.25% $6,011
NAVY FEDERAL CREDIT UNION 5 6.80% $3,626
Mr. Cooper ( Nationstar Mortgage ) 5 6.82% $6,770
Truist 4 6.60% $5,421
CROSSCOUNTRY MORTGAGE, LLC 4 7.08% $8,183
MOVEMENT MORTGAGE, LLC 4 6.66% $7,050
Wells Fargo Bank 4 7.00% $4,417
Capital City Home Loans, LLC 4 6.66% $5,349
Paramount Residential Mortgage Group, Inc. 4 7.38% $9,371
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.88% $5,503
AMERISAVE MORTGAGE CORPORATION 3 7.29% $6,894
Bank of America 3 5.88% $4,602
Discover Bank 3 7.23% $0
NORWICH COMMERCIAL GROUP, INC. 3 7.21% $1,317
PNC Bank 3 6.54% $4,479
Prosperity Home Mortgage, LLC 3 6.54% $5,696
Stifel Bank and Trust 3 6.42% $2,825
Trustmark National Bank 3 6.75% $5,280
USAA Federal Savings Bank 3 6.67% $3,912
First National Bank of America 2 8.63% $8,677
Raymond James Bank 2 6.50% $3,119
Regions Bank 2 7.00% $4,336
BancorpSouth 2 6.81% $3,170
CHURCHILL MORTGAGE CORPORATION 2 6.81% $3,702
UNION HOME MORTGAGE CORP. 2 6.50% $7,401
PENTAGON FEDERAL CREDIT UNION 2 7.44% $3,794
ROYAL UNITED MORTGAGE LLC 2 7.06% $5,770
NEWREZ LLC 2 6.38% $5,749
Mortgage Research Center, LLC 2 7.13% $4,244
First National Bank of Pennsylvania 2 6.13% $4,477
EVERETT FINANCIAL, INC. 2 6.50% $12,122
HOMESIDE FINANCIAL, LLC 2 7.75% $6,239
Consumer First Mortgage, Inc. 1 6.63% $6,041
NBKC BANK 1 6.13% $7,064
NexBank 1 6.75% $5,590
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.88% $8,904
Citadel Servicing Corporation 1 9.88% $12,638
Performance Financial, Inc. 1 7.50% $10,835
PHH Mortgage Corporation 1 6.88% $5,148
Century Mortgage Company DBA Century Lending Company 1 7.88% $8,564
ZILLOW HOME LOANS, LLC 1 6.63% $4,404
PREMIA MORTGAGE, LLC 1 6.88% $180
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $10,552
21ST MORTGAGE CORPORATION 1 9.84% $6,472
U.S. Bank 1 6.99% $2,604
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.38% $4,826
CB&S Bank, Inc. 1 7.01% $5,516
RELIANCE FIRST CAPITAL, LLC 1 7.13% $6,663
Carrington Mortgage Services, LLC 1 6.38% $4,918
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.13% $7,958
CARDINAL FINANCIAL 1 6.50% $8,917
Assurance Financial Group, L.L.C. 1 6.49% $6,875
BAYSHORE MORTGAGE FUNDING, LLC 1 7.13% $4,996
BANKSOUTH MORTGAGE COMPANY, LLC 1 8.13% $3,357
The Loan Store, Inc. 1 6.63% $6,811
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.99% $5,685
INTERLINC MORTGAGE SERVICES, LLC 1 6.99% $8,313
FREEDOM MORTGAGE CORPORATION 1 7.25% $5,590
GMFS LLC 1 5.99% $6,264
Flagstar Bank, FSB 1 6.63% $4,039
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.63% $8,231
United Bank 1 6.38% $4,987
Keystone Funding, Inc. 1 6.88% $4,148
LENDSURE MORTGAGE CORP. 1 9.75% $10,531
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.00% $6,412
FIRST COLONY MORTGAGE CORPORATION 1 6.13% $5,685
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 1 7.38% $12,898
MEMBER FIRST MORTGAGE, LLC 1 7.38% $8,578
Metro City Bank 1 7.50% $6,497
MID AMERICA MORTGAGE, INC. 1 8.00% $14,241
Mortgage Assurance Inc. 1 6.13% $11,970
MORTGAGE INVESTORS GROUP, INC. 1 5.63% $3,649
EVANSVILLE TEACHERS 1 6.75% $3,195
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $13,250

LaGrange Average Closing Costs & Other Stats

LaGrange, GA-AL's 97 lenders originated 1,778 loans during 2024. The total origination value was $381,190,000, with an average loan value of $214,393.

LaGrange's average closing costs are $5,745.

The top LaGrange lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 55 loans originated. Their average total fees are $6,835, which is $829 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LaGrange lenders (with over 10 loans originated) are South State Bank ($4,494), Synovus Bank ($5,612), Magnolia Bank ($5,659), ARK-LA-TEX FINANCIAL SERVICES, LLC. ($5,911) and Ameris Bank ($5,940).

The lowest rate LaGrange lenders (with over 10 loans originated) are ARK-LA-TEX FINANCIAL SERVICES, LLC. (6.37%), Synovus Bank (6.59%), UNITED WHOLESALE MORTGAGE, LLC (6.68%), Colony Bank (6.68%) and CMG MORTGAGE, INC. (6.71%).

LaGrange, GA-AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $19,860,000 $33,215,000 67.2% 8.7%
QUICKEN LOANS, LLC $17,830,000 $19,190,000 7.6% 5.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 $16,020,000 13,830.4% 4.2%
Synovus Bank $12,215,000 $14,155,000 15.9% 3.7%
Colony Bank $14,900,000 $11,125,000 -25.3% 2.9%
FBC MORTGAGE, LLC $1,890,000 $10,740,000 468.3% 2.8%
South State Bank $7,105,000 $10,025,000 41.1% 2.6%
GUILD MORTGAGE COMPANY $1,020,000 $9,765,000 857.4% 2.6%
BROKER SOLUTIONS, INC. $9,280,000 $9,080,000 -2.2% 2.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,685,000 $8,630,000 412.2% 2.3%
Ameris Bank $5,250,000 $7,715,000 47.0% 2.0%
CMG MORTGAGE, INC. $9,970,000 $7,605,000 -23.7% 2.0%
Mortgage Research Center, LLC $6,925,000 $7,560,000 9.2% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $4,520,000 $7,300,000 61.5% 1.9%
Magnolia Bank $5,230,000 $7,190,000 37.5% 1.9%
Flagstar Bank, FSB $6,475,000 $7,060,000 9.0% 1.9%
PENNYMAC LOAN SERVICES, LLC $3,140,000 $7,005,000 123.1% 1.8%
Plains Commerce Bank $19,070,000 $6,980,000 -63.4% 1.8%
LOANDEPOT.COM, LLC $3,505,000 $6,875,000 96.1% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,645,000 $6,400,000 13.4% 1.7%
FREEDOM MORTGAGE CORPORATION $2,820,000 $5,395,000 91.3% 1.4%
CANOPY MORTGAGE, LLC $1,485,000 $5,250,000 253.5% 1.4%
Cedar Rapids Bank and Trust Company $5,025,000 n/a 1.3%
PNC Bank $2,305,000 $4,720,000 104.8% 1.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,835,000 $4,510,000 17.6% 1.2%
Paramount Residential Mortgage Group, Inc. $890,000 $4,435,000 398.3% 1.2%
MOVEMENT MORTGAGE, LLC $2,640,000 $4,340,000 64.4% 1.1%
NORWICH COMMERCIAL GROUP, INC. $935,000 $4,175,000 346.5% 1.1%
Renasant Bank $5,185,000 $3,755,000 -27.6% 1.0%
Truist $2,715,000 $3,620,000 33.3% 0.9%
EMM LOANS LLC $1,095,000 $3,460,000 216.0% 0.9%
NAVY FEDERAL CREDIT UNION $3,650,000 $3,095,000 -15.2% 0.8%
GUARANTEED RATE, INC. $3,515,000 $3,035,000 -13.7% 0.8%
VILLAGE CAPITAL MORTGAGE $1,020,000 $2,350,000 130.4% 0.6%
EVERETT FINANCIAL, INC. $1,190,000 $2,340,000 96.6% 0.6%
First Peoples Bank $7,280,000 $2,315,000 -68.2% 0.6%
Exchange Bank $2,245,000 $2,205,000 -1.8% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,830,000 $2,115,000 15.6% 0.6%
Prosperity Home Mortgage, LLC $1,000,000 $2,100,000 110.0% 0.6%
USAA Federal Savings Bank $280,000 $2,035,000 626.8% 0.5%
HOMESIDE FINANCIAL, LLC $720,000 $1,980,000 175.0% 0.5%
AuburnBank $1,680,000 $1,975,000 17.6% 0.5%
STOCKTON MORTGAGE CORPORATION $2,345,000 $1,930,000 -17.7% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,820,000 $1,825,000 -62.1% 0.5%
DELTA COMMUNITY CREDIT UNION $2,205,000 $1,805,000 -18.1% 0.5%
Trustmark National Bank $1,120,000 $1,760,000 57.1% 0.5%
NEWREZ LLC $780,000 $1,755,000 125.0% 0.5%
Keystone Funding, Inc. $1,535,000 $1,715,000 11.7% 0.4%
The Federal Savings Bank $1,610,000 $1,715,000 6.5% 0.4%
Capital City Bank $700,000 $1,665,000 137.9% 0.4%
NEW DAY FINANCIAL, LLC $1,170,000 $1,380,000 17.9% 0.4%
AgFirst Farm Credit Bank $1,345,000 n/a 0.4%
First South Farm Credit, ACA $255,000 $1,310,000 413.7% 0.3%
Equity Prime Mortgage LLC $1,020,000 $1,300,000 27.5% 0.3%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,805,000 $1,300,000 -28.0% 0.3%
MILEND, INC. $700,000 $1,240,000 77.1% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,740,000 $1,235,000 -29.0% 0.3%
First National Bank of Pennsylvania $515,000 $1,220,000 136.9% 0.3%
Wells Fargo Bank $615,000 $1,215,000 97.6% 0.3%
LENDINGHOME FUNDING CORPORATION $165,000 $1,205,000 630.3% 0.3%
Stifel Bank and Trust $820,000 $1,195,000 45.7% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $920,000 $1,175,000 27.7% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $770,000 $1,155,000 50.0% 0.3%
Capital City Home Loans, LLC $615,000 $1,140,000 85.4% 0.3%
Bank of America $1,565,000 $1,130,000 -27.8% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,340,000 $1,105,000 -17.5% 0.3%
INSPIRE HOME LOANS INC. $245,000 $1,080,000 340.8% 0.3%
LAKEVIEW LOAN SERVICING, LLC $510,000 $1,080,000 111.8% 0.3%
PLANET HOME LENDING, LLC $330,000 $1,045,000 216.7% 0.3%
Century Mortgage Company DBA Century Lending Company $635,000 $1,020,000 60.6% 0.3%
First State Bank of Blakely, Inc. $1,005,000 n/a 0.3%
GERSHMAN INVESTMENT CORP. $985,000 n/a 0.3%
AmeriHome Mortgage Company, LLC $540,000 $945,000 75.0% 0.2%
21ST MORTGAGE CORPORATION $2,130,000 $930,000 -56.3% 0.2%
UNION HOME MORTGAGE CORP. $195,000 $915,000 369.2% 0.2%
Carrington Mortgage Services, LLC $1,935,000 $910,000 -53.0% 0.2%
Regions Bank $710,000 $900,000 26.8% 0.2%
River Bank & Trust $3,560,000 $880,000 -75.3% 0.2%
JPMorgan Chase Bank $550,000 $865,000 57.3% 0.2%
MID AMERICA MORTGAGE, INC. $1,190,000 $845,000 -29.0% 0.2%
Discover Bank $500,000 $835,000 67.0% 0.2%
ZILLOW HOME LOANS, LLC $1,605,000 $825,000 -48.6% 0.2%
BancorpSouth $420,000 $800,000 90.5% 0.2%
BANKSOUTH MORTGAGE COMPANY, LLC $570,000 $795,000 39.5% 0.2%
United Bank $355,000 $780,000 119.7% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $415,000 $755,000 81.9% 0.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $245,000 $745,000 204.1% 0.2%
VAN DYK MORTGAGE CORPORATION $440,000 $725,000 64.8% 0.2%
NBKC BANK $690,000 n/a 0.2%
THE SOUTHERN Credit Union $435,000 $675,000 55.2% 0.2%
NFM, INC. $350,000 $665,000 90.0% 0.2%
PREMIA MORTGAGE, LLC $660,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $540,000 $645,000 19.4% 0.2%
Assurance Financial Group, L.L.C. $640,000 n/a 0.2%
MORTGAGE INVESTORS GROUP, INC. $195,000 $585,000 200.0% 0.2%
Southern States Bank $255,000 $585,000 129.4% 0.2%
First Bank of Alabama $1,110,000 $560,000 -49.5% 0.1%
AMWEST FUNDING CORP. $305,000 $545,000 78.7% 0.1%
ROYAL UNITED MORTGAGE LLC $645,000 $545,000 -15.5% 0.1%
Presidential Bank, FSB $535,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $530,000 $520,000 -1.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $75,000 $515,000 586.7% 0.1%
GMFS LLC $520,000 $510,000 -1.9% 0.1%
SOUTH CENTRAL BANK, INC. $495,000 n/a 0.1%
DAS Acquisition Company, LLC $1,050,000 $490,000 -53.3% 0.1%
US MORTGAGE CORPORATION $490,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $360,000 $485,000 34.7% 0.1%
CARDINAL FINANCIAL $1,635,000 $480,000 -70.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $75,000 $470,000 526.7% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,305,000 $455,000 -65.1% 0.1%
Third Federal Savings and Loan Association of Cleveland $445,000 n/a 0.1%
Raymond James Bank $440,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $425,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $370,000 $420,000 13.5% 0.1%
First National Bank of America $420,000 n/a 0.1%
MAX Credit Union $195,000 $415,000 112.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 $410,000 182.8% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $405,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 $390,000 59.2% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $745,000 $385,000 -48.3% 0.1%
TJC Mortgage, Inc. $255,000 $380,000 49.0% 0.1%
Armed Forces Bank $375,000 n/a 0.1%
Citadel Servicing Corporation $135,000 $375,000 177.8% 0.1%
TOP FLITE FINANCIAL, INC. $115,000 $365,000 217.4% 0.1%
Lakeview Community Capital, LLC $25,000 $355,000 1,320.0% 0.1%
Mortgage Assurance Inc. $165,000 $355,000 115.2% 0.1%
MEMBER FIRST MORTGAGE, LLC $185,000 $345,000 86.5% 0.1%
ENDEAVOR CAPITAL, LLC. $340,000 n/a 0.1%
Bank of Dudley $350,000 $330,000 -5.7% 0.1%
PLAZA HOME MORTGAGE, INC. $360,000 $330,000 -8.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $935,000 $330,000 -64.7% 0.1%
ATLANTA POSTAL $105,000 $320,000 204.8% 0.1%
Cornerstone First Mortgage, Inc $320,000 n/a 0.1%
U.S. Bank $365,000 $315,000 -13.7% 0.1%
Performance Financial, Inc. $305,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $305,000 $300,000 -1.6% 0.1%
Metro City Bank $430,000 $295,000 -31.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $290,000 n/a 0.1%
Franklin Loan Corporation $285,000 n/a 0.1%
LOANPAL, LLC $155,000 $280,000 80.6% 0.1%
BAY-VALLEY MORTGAGE GROUP $275,000 n/a 0.1%
CB&S Bank, Inc. $275,000 n/a 0.1%
INTERLINC MORTGAGE SERVICES, LLC $55,000 $275,000 400.0% 0.1%
TOWNE MORTGAGE COMPANY $225,000 $275,000 22.2% 0.1%
The Loan Store, Inc. $280,000 $270,000 -3.6% 0.1%
LENDSURE MORTGAGE CORP. $265,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $265,000 n/a 0.1%
ACOPIA, LLC $760,000 $255,000 -66.4% 0.1%
Barrington Bank & Trust Company, N.A. $515,000 $255,000 -50.5% 0.1%
LIMA ONE CAPITAL, LLC $125,000 $245,000 96.0% 0.1%
SHELTER HOME MORTGAGE, LLC $245,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $225,000 $245,000 8.9% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $270,000 $235,000 -13.0% 0.1%
FIRST COLONY MORTGAGE CORPORATION $235,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $435,000 $235,000 -46.0% 0.1%
NMSI, INC. $205,000 $225,000 9.8% 0.1%
T2 FINANCIAL LLC $225,000 n/a 0.1%
Bank of England $215,000 n/a 0.1%
First Federal Bank $550,000 $215,000 -60.9% 0.1%
AUBURN UNIVERSITY CREDIT UNION $210,000 n/a 0.1%
GEORGIA UNITED $125,000 $210,000 68.0% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $205,000 n/a 0.1%
AMERIFIRST BANK $205,000 n/a 0.1%
Consumer First Mortgage, Inc. $205,000 n/a 0.1%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $205,000 n/a 0.1%
Talbot State Bank $480,000 $205,000 -57.3% 0.1%
United Community Bank $575,000 $200,000 -65.2% 0.1%
1ST SIGNATURE LENDING, LLC $195,000 n/a 0.1%
Figure Lending LLC $460,000 $190,000 -58.7% 0.0%
Bank OZK $185,000 n/a 0.0%
DIRECT LENDERS, LLC $285,000 $185,000 -35.1% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $195,000 $185,000 -5.1% 0.0%
SPRING EQ, LLC $85,000 $185,000 117.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $175,000 n/a 0.0%
M&T Bank $200,000 $175,000 -12.5% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $115,000 $175,000 52.2% 0.0%
SOUTHWEST FUNDING, LP $175,000 n/a 0.0%
Willamette Valley Bank $175,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $170,000 n/a 0.0%
EVANSVILLE TEACHERS $155,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $210,000 $145,000 -31.0% 0.0%
VERITAS FUNDING, LLC $145,000 n/a 0.0%
Alcova Mortgage LLC $105,000 $135,000 28.6% 0.0%
Coastal Community Bank $35,000 $130,000 271.4% 0.0%
Hamilton Mortgage Corporation $125,000 n/a 0.0%
Nations Lending Corporation $125,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $225,000 $125,000 -44.4% 0.0%
PHH Mortgage Corporation $135,000 $125,000 -7.4% 0.0%
AMERICAN HERITAGE LENDING, INC. $220,000 $115,000 -47.7% 0.0%
DEEPHAVEN MORTGAGE LLC $115,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $115,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $115,000 n/a 0.0%
ADDITION FINANCIAL $105,000 n/a 0.0%
The Peoples Bank of Georgia $105,000 n/a 0.0%
ALABAMA STATE EMPLOYEES CREDIT UNION $95,000 n/a 0.0%
Citizens Bank $335,000 $95,000 -71.6% 0.0%
FirstBank $95,000 n/a 0.0%
NexBank $95,000 n/a 0.0%
Alabama One Credit Union $475,000 $85,000 -82.1% 0.0%
Guardian Credit Union $85,000 n/a 0.0%
Northpointe Bank $540,000 $85,000 -84.3% 0.0%
United States Senate Federal Credit Union $85,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $65,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.0%
MidSouth Bank $240,000 $55,000 -77.1% 0.0%
FAMILY SAVINGS $35,000 n/a 0.0%

LaGrange's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.7% market share. In second place, with 5.0%, is QUICKEN LOANS, LLC, having originated $19,190,000 in loans. In third place, with 4.2%, is DOMINION FINANCIAL SERVICES, LLC, having originated $16,020,000 in loans. In fourth place, with 3.7%, is Synovus Bank, having originated $14,155,000 in loans. In fifth place, with 2.9%, is Colony Bank, having originated $11,125,000 in loans.

LaGrange, GA-AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,062 $268,590,000 $252,910
Cash Out Refi 264 $44,550,000 $168,750
Refi 200 $45,840,000 $229,200
Other 127 $11,615,000 $91,457
Home Improvement 125 $10,595,000 $84,760

Lagrange's most frequently cited loan purpose was Home Purchase, with 1,062 originations. The 2nd most popular reason was Cash Out Refi, with 264 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 785 $178,605,000 $227,522
Over 8% 307 $49,735,000 $162,003
7-8% 291 $58,595,000 $201,357
5-6% 271 $69,395,000 $256,070
4-5% 40 $9,060,000 $226,500
<2.5% 19 $415,000 $21,842

During 2024, Lagrange's most frequently originated rate bucket was 6-7%, with 785 originations.

Loan Sizing (LaGrange, GA-AL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 686 $187,150,000 $272,813
$100k-200k 566 $86,500,000 $152,827
$100,000 or less 409 $23,675,000 $57,885
$400k-600k 88 $40,520,000 $460,455
$600k-1000k 21 $15,845,000 $754,524
$Over $1MM 8 $27,500,000 $3,437,500

LaGrange's loan sizing saw the bucket of loans from $200k-400k with 686 originations, totaling $187,150,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 873 $216,165,000 $247,612
60-80% 345 $89,675,000 $259,928
20-40% 167 $17,435,000 $104,401
Under 20% 143 $5,855,000 $40,944
40-60% 116 $17,790,000 $153,362
Over 100% 38 $10,570,000 $278,158

LaGrange's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 873 originations, totaling $216,165,000 in origination value.