LaGrange Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lagrange averaged
6.83%
for the week of 2025-02-13, compared to the national average of
6.87% for the same period.
The average rate for the prior week (2025-02-06) was
6.95% and
one month ago for the week of 2025-01-09, the
average rate was 6.89%.
Lagrange's average rate one year ago was 6.8%.
For refis of the same type during the week of 2025-02-13, the average rate
was 7.17%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-02-13 | 6.87% |
Lagrange 30 Year Fixed Rate | 2025-02-13 | 6.83% |
Lagrange 30 Year Fixed Rate Refi | 2025-02-13 | 7.17% |
Lagrange 15 Year Fixed Rate | 2025-02-13 | 6.19% |
Lagrange 15 Year Fixed Rate Refi | 2025-02-13 | 6.09% |
Lagrange 30 Year FHA | 2025-02-13 | 6.46% |
Lagrange 30 Year FHA Refi | 2025-02-13 | 6.52% |
Lagrange 30 Year USDA | 2025-02-13 | 6.73% |
Lagrange 30 Year USDA Refi | 2025-02-13 | 6.73% |
Lagrange 30 Year VA | 2025-02-13 | 6.62% |
Lagrange 30 Year VA Refi | 2025-02-13 | 6.53% |
LaGrange Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LaGrange, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LaGrange Average Closing Costs & Other Stats
LaGrange, GA-AL's 99 lenders originated 1,555
loans during 2023. The total origination value was $304,685,000, with an average loan value of
$195,939.
LaGrange's average closing costs are $5,431.
The top LaGrange lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
40 loans originated. Their average total fees are
$6,698, which is $652
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LaGrange lenders (with over 10 loans originated) are
South State Bank ($3,823), Ameris Bank ($4,304), Renasant Bank ($5,223), Colony Bank ($5,352) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,390).
The lowest rate LaGrange lenders (with over 10 loans originated) are
Synovus Bank (6.44%), Colony Bank (6.49%), Plains Commerce Bank (6.53%), CMG MORTGAGE, INC. (6.55%) and Magnolia Bank (6.69%).
LaGrange, GA-AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $20,570,000 | $19,860,000 | -3.5% | 6.5% |
Plains Commerce Bank | $8,115,000 | $19,070,000 | 135.0% | 6.3% |
QUICKEN LOANS, LLC | $22,535,000 | $17,830,000 | -20.9% | 5.9% |
Colony Bank | $32,755,000 | $14,900,000 | -54.5% | 4.9% |
Synovus Bank | $17,325,000 | $12,215,000 | -29.5% | 4.0% |
CMG MORTGAGE, INC. | $16,200,000 | $9,970,000 | -38.5% | 3.3% |
BROKER SOLUTIONS, INC. | $4,930,000 | $9,280,000 | 88.2% | 3.0% |
First Peoples Bank | $7,280,000 | n/a | 2.4% | |
South State Bank | $8,270,000 | $7,105,000 | -14.1% | 2.3% |
Mortgage Research Center, LLC | $7,705,000 | $6,925,000 | -10.1% | 2.3% |
Community Bank of Mississippi | $6,625,000 | n/a | 2.2% | |
Flagstar Bank, FSB | $9,160,000 | $6,475,000 | -29.3% | 2.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,375,000 | $5,645,000 | -32.6% | 1.9% |
Ameris Bank | $10,615,000 | $5,250,000 | -50.5% | 1.7% |
Magnolia Bank | $4,565,000 | $5,230,000 | 14.6% | 1.7% |
Renasant Bank | $9,175,000 | $5,185,000 | -43.5% | 1.7% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,615,000 | $4,820,000 | -58.5% | 1.6% |
HOMESTAR FINANCIAL CORPORATION | $14,295,000 | $4,565,000 | -68.1% | 1.5% |
CROSSCOUNTRY MORTGAGE, LLC | $5,430,000 | $4,520,000 | -16.8% | 1.5% |
CBRE MULTIFAMILY CAPITAL, INC. | $3,855,000 | n/a | 1.3% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $2,500,000 | $3,835,000 | 53.4% | 1.3% |
NAVY FEDERAL CREDIT UNION | $3,755,000 | $3,650,000 | -2.8% | 1.2% |
River Bank & Trust | $2,060,000 | $3,560,000 | 72.8% | 1.2% |
GUARANTEED RATE, INC. | $885,000 | $3,515,000 | 297.2% | 1.2% |
LOANDEPOT.COM, LLC | $4,840,000 | $3,505,000 | -27.6% | 1.2% |
PENNYMAC LOAN SERVICES, LLC | $4,570,000 | $3,140,000 | -31.3% | 1.0% |
FREEDOM MORTGAGE CORPORATION | $2,805,000 | $2,820,000 | 0.5% | 0.9% |
Truist | $7,905,000 | $2,715,000 | -65.7% | 0.9% |
MOVEMENT MORTGAGE, LLC | $4,310,000 | $2,640,000 | -38.7% | 0.9% |
STOCKTON MORTGAGE CORPORATION | $830,000 | $2,345,000 | 182.5% | 0.8% |
PNC Bank | $5,820,000 | $2,305,000 | -60.4% | 0.8% |
Exchange Bank | $2,245,000 | n/a | 0.7% | |
DELTA COMMUNITY CREDIT UNION | $1,235,000 | $2,205,000 | 78.5% | 0.7% |
21ST MORTGAGE CORPORATION | $1,020,000 | $2,130,000 | 108.8% | 0.7% |
Carrington Mortgage Services, LLC | $2,220,000 | $1,935,000 | -12.8% | 0.6% |
FBC MORTGAGE, LLC | $740,000 | $1,890,000 | 155.4% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $4,340,000 | $1,830,000 | -57.8% | 0.6% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $750,000 | $1,805,000 | 140.7% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $1,490,000 | $1,740,000 | 16.8% | 0.6% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $880,000 | $1,685,000 | 91.5% | 0.6% |
AuburnBank | $1,195,000 | $1,680,000 | 40.6% | 0.6% |
CARDINAL FINANCIAL | $1,680,000 | $1,635,000 | -2.7% | 0.5% |
The Federal Savings Bank | $285,000 | $1,610,000 | 464.9% | 0.5% |
ZILLOW HOME LOANS, LLC | $1,605,000 | n/a | 0.5% | |
Bank of America | $580,000 | $1,565,000 | 169.8% | 0.5% |
Keystone Funding, Inc. | $1,535,000 | n/a | 0.5% | |
CANOPY MORTGAGE, LLC | $195,000 | $1,485,000 | 661.5% | 0.5% |
AMERICAN FINANCIAL NETWORK, INC. | $1,340,000 | n/a | 0.4% | |
TRIAD FINANCIAL SERVICES, INC. | $465,000 | $1,305,000 | 180.6% | 0.4% |
EVERETT FINANCIAL, INC. | $2,145,000 | $1,190,000 | -44.5% | 0.4% |
MID AMERICA MORTGAGE, INC. | $1,190,000 | n/a | 0.4% | |
NEW DAY FINANCIAL, LLC | $1,060,000 | $1,170,000 | 10.4% | 0.4% |
Trustmark National Bank | $1,715,000 | $1,120,000 | -34.7% | 0.4% |
First Bank of Alabama | $475,000 | $1,110,000 | 133.7% | 0.4% |
EMM LOANS LLC | $1,390,000 | $1,095,000 | -21.2% | 0.4% |
Morgan Stanley Private Bank | $1,070,000 | n/a | 0.4% | |
DAS Acquisition Company, LLC | $295,000 | $1,050,000 | 255.9% | 0.3% |
Equity Prime Mortgage LLC | $435,000 | $1,020,000 | 134.5% | 0.3% |
GUILD MORTGAGE COMPANY | $920,000 | $1,020,000 | 10.9% | 0.3% |
VILLAGE CAPITAL MORTGAGE | $990,000 | $1,020,000 | 3.0% | 0.3% |
Prosperity Home Mortgage, LLC | $455,000 | $1,000,000 | 119.8% | 0.3% |
SWBC MORTGAGE CORPORATION | $205,000 | $990,000 | 382.9% | 0.3% |
NORWICH COMMERCIAL GROUP, INC. | $935,000 | n/a | 0.3% | |
RELIANCE FIRST CAPITAL, LLC | $600,000 | $935,000 | 55.8% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,690,000 | $920,000 | -45.6% | 0.3% |
Paramount Residential Mortgage Group, Inc. | $5,600,000 | $890,000 | -84.1% | 0.3% |
BNC National Bank | $830,000 | n/a | 0.3% | |
Stifel Bank and Trust | $575,000 | $820,000 | 42.6% | 0.3% |
ACADEMY MORTGAGE CORPORATION | $815,000 | n/a | 0.3% | |
First Option Mortgage, LLC | $75,000 | $795,000 | 960.0% | 0.3% |
NEWREZ LLC | $2,255,000 | $780,000 | -65.4% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $705,000 | $770,000 | 9.2% | 0.3% |
ACOPIA, LLC | $480,000 | $760,000 | 58.3% | 0.2% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $745,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $740,000 | $720,000 | -2.7% | 0.2% |
Regions Bank | $2,530,000 | $710,000 | -71.9% | 0.2% |
Capital City Bank | $2,410,000 | $700,000 | -71.0% | 0.2% |
MILEND, INC. | $245,000 | $700,000 | 185.7% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $800,000 | $645,000 | -19.4% | 0.2% |
Century Mortgage Company DBA Century Lending Company | $635,000 | n/a | 0.2% | |
Capital City Home Loans, LLC | $1,590,000 | $615,000 | -61.3% | 0.2% |
Wells Fargo Bank | $4,225,000 | $615,000 | -85.4% | 0.2% |
PeoplesSouth Bank | $595,000 | n/a | 0.2% | |
United Community Bank | $2,295,000 | $575,000 | -74.9% | 0.2% |
BANKSOUTH MORTGAGE COMPANY, LLC | $290,000 | $570,000 | 96.6% | 0.2% |
First Federal Bank | $585,000 | $550,000 | -6.0% | 0.2% |
ISERVE RESIDENTIAL LENDING, LLC | $155,000 | $550,000 | 254.8% | 0.2% |
JPMorgan Chase Bank | $1,145,000 | $550,000 | -52.0% | 0.2% |
AmeriHome Mortgage Company, LLC | $330,000 | $540,000 | 63.6% | 0.2% |
FIRST COMMUNITY MORTGAGE, INC. | $1,060,000 | $540,000 | -49.1% | 0.2% |
Northpointe Bank | $540,000 | n/a | 0.2% | |
SECURITYNATIONAL MORTGAGE COMPANY | $555,000 | $535,000 | -3.6% | 0.2% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $530,000 | n/a | 0.2% | |
GMFS LLC | $390,000 | $520,000 | 33.3% | 0.2% |
Barrington Bank & Trust Company, N.A. | $630,000 | $515,000 | -18.3% | 0.2% |
First National Bank of Pennsylvania | $515,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $2,315,000 | $510,000 | -78.0% | 0.2% |
Princeton Mortgage Corporation | $510,000 | n/a | 0.2% | |
Discover Bank | $35,000 | $500,000 | 1,328.6% | 0.2% |
Talbot State Bank | $480,000 | n/a | 0.2% | |
Alabama One Credit Union | $475,000 | n/a | 0.2% | |
BETTER MORTGAGE CORPORATION | $465,000 | n/a | 0.2% | |
Figure Lending LLC | $265,000 | $460,000 | 73.6% | 0.2% |
Associated Credit Union | $445,000 | n/a | 0.1% | |
VAN DYK MORTGAGE CORPORATION | $710,000 | $440,000 | -38.0% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $860,000 | $435,000 | -49.4% | 0.1% |
THE SOUTHERN Credit Union | $245,000 | $435,000 | 77.6% | 0.1% |
Metro City Bank | $255,000 | $430,000 | 68.6% | 0.1% |
BancorpSouth | $855,000 | $420,000 | -50.9% | 0.1% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,055,000 | $415,000 | -60.7% | 0.1% |
GUARANTY MORTGAGE SERVICES, L.L.C. | $385,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $165,000 | $370,000 | 124.2% | 0.1% |
U.S. Bank | $350,000 | $365,000 | 4.3% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $950,000 | $360,000 | -62.1% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $360,000 | n/a | 0.1% | |
United Bank | $330,000 | $355,000 | 7.6% | 0.1% |
Bank of Dudley | $350,000 | n/a | 0.1% | |
NFM, INC. | $350,000 | n/a | 0.1% | |
Citizens Bank | $45,000 | $335,000 | 644.4% | 0.1% |
PLANET HOME LENDING, LLC | $295,000 | $330,000 | 11.9% | 0.1% |
AMWEST FUNDING CORP. | $95,000 | $305,000 | 221.1% | 0.1% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $305,000 | n/a | 0.1% | |
ROBINS FINANCIAL | $305,000 | n/a | 0.1% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $285,000 | n/a | 0.1% | |
DIRECT LENDERS, LLC | $260,000 | $285,000 | 9.6% | 0.1% |
FIDELITY BANK | $285,000 | n/a | 0.1% | |
The Loan Store, Inc. | $280,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $980,000 | $280,000 | -71.4% | 0.1% |
COUNTRYPLACE MORTGAGE, LTD. | $260,000 | $270,000 | 3.8% | 0.1% |
HSBC BANK USA, NATIONAL ASSOCIATION | $265,000 | n/a | 0.1% | |
CHERRY CREEK MORTGAGE, LLC | $255,000 | n/a | 0.1% | |
First South Farm Credit, ACA | $780,000 | $255,000 | -67.3% | 0.1% |
Midwest BankCentre | $255,000 | n/a | 0.1% | |
Southern States Bank | $505,000 | $255,000 | -49.5% | 0.1% |
TJC Mortgage, Inc. | $255,000 | n/a | 0.1% | |
Loan Simple, Inc. | $250,000 | n/a | 0.1% | |
CRESCENT MORTGAGE COMPANY | $245,000 | n/a | 0.1% | |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $560,000 | $245,000 | -56.3% | 0.1% |
INSPIRE HOME LOANS INC. | $5,550,000 | $245,000 | -95.6% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $460,000 | $245,000 | -46.7% | 0.1% |
POLARIS HOME FUNDING CORP. | $245,000 | n/a | 0.1% | |
American Mortgage & Equity Consultants, Inc. | $240,000 | n/a | 0.1% | |
MidSouth Bank | $240,000 | n/a | 0.1% | |
Hometown Equity Mortgage, LLC | $225,000 | n/a | 0.1% | |
NATIONS RELIABLE LENDING, LLC | $225,000 | n/a | 0.1% | |
SOUTHPOINT FINANCIAL SERVICES, INC. | $225,000 | n/a | 0.1% | |
THRIVE MORTGAGE, LLC | $165,000 | $225,000 | 36.4% | 0.1% |
TOWNE MORTGAGE COMPANY | $215,000 | $225,000 | 4.7% | 0.1% |
Wilson Bank And Trust | $225,000 | n/a | 0.1% | |
AMERICAN HERITAGE LENDING, INC. | $220,000 | n/a | 0.1% | |
BAYSHORE MORTGAGE FUNDING, LLC | $430,000 | $210,000 | -51.2% | 0.1% |
LGE COMMUNITY | $205,000 | n/a | 0.1% | |
NMSI, INC. | $560,000 | $205,000 | -63.4% | 0.1% |
M&T Bank | $510,000 | $200,000 | -60.8% | 0.1% |
EMBRACE HOME LOANS, INC. | $195,000 | n/a | 0.1% | |
Legends Bank | $195,000 | n/a | 0.1% | |
MAX Credit Union | $140,000 | $195,000 | 39.3% | 0.1% |
MORTGAGE INVESTORS GROUP, INC. | $195,000 | n/a | 0.1% | |
PREMIER MORTGAGE RESOURCES, L.L.C. | $195,000 | n/a | 0.1% | |
Troy Bank and Trust Company | $195,000 | n/a | 0.1% | |
UNION HOME MORTGAGE CORP. | $270,000 | $195,000 | -27.8% | 0.1% |
GEORGIA'S OWN | $85,000 | $190,000 | 123.5% | 0.1% |
MEMBER FIRST MORTGAGE, LLC | $65,000 | $185,000 | 184.6% | 0.1% |
Capital Bank | $175,000 | n/a | 0.1% | |
GUARANTY HOME MORTGAGE CORPORATION | $710,000 | $175,000 | -75.4% | 0.1% |
SouthPoint Bank | $175,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $380,000 | $165,000 | -56.6% | 0.1% |
Mortgage Assurance Inc. | $305,000 | $165,000 | -45.9% | 0.1% |
First Bank | $155,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $155,000 | n/a | 0.1% | |
LOANPAL, LLC | $230,000 | $155,000 | -32.6% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $105,000 | $145,000 | 38.1% | 0.0% |
The Central Trust Bank | $145,000 | n/a | 0.0% | |
Citadel Servicing Corporation | $135,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $115,000 | $135,000 | 17.4% | 0.0% |
GEORGIA UNITED | $35,000 | $125,000 | 257.1% | 0.0% |
LIMA ONE CAPITAL, LLC | $190,000 | $125,000 | -34.2% | 0.0% |
RBC Bank, (Georgia) | $125,000 | n/a | 0.0% | |
DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.0% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $420,000 | $115,000 | -72.6% | 0.0% |
TEXANS | $115,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $405,000 | $115,000 | -71.6% | 0.0% |
Alcova Mortgage LLC | $105,000 | n/a | 0.0% | |
ATLANTA POSTAL | $105,000 | $105,000 | 0.0% | 0.0% |
CREDIT HUMAN FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
Arvest Bank | $105,000 | $85,000 | -19.0% | 0.0% |
CONTOUR MORTGAGE CORPORATION | $1,605,000 | $85,000 | -94.7% | 0.0% |
SPRING EQ, LLC | $85,000 | n/a | 0.0% | |
Valley National Bank | $1,210,000 | $85,000 | -93.0% | 0.0% |
Northwest Federal Credit Union | $325,000 | $80,000 | -75.4% | 0.0% |
AVADIAN | $75,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $310,000 | $75,000 | -75.8% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $145,000 | $75,000 | -48.3% | 0.0% |
APCO EMPLOYEES | $65,000 | n/a | 0.0% | |
Suncoast Credit Union | $65,000 | n/a | 0.0% | |
INTERLINC MORTGAGE SERVICES, LLC | $425,000 | $55,000 | -87.1% | 0.0% |
MICHIGAN MUTUAL, INC. | $185,000 | $55,000 | -70.3% | 0.0% |
ASHLAND Credit Union | $45,000 | n/a | 0.0% | |
First Eagle Federal Credi Union | $45,000 | n/a | 0.0% | |
Coastal Community Bank | $35,000 | n/a | 0.0% | |
FIRST COMMERCE CREDIT UNION | $35,000 | n/a | 0.0% | |
Baxter Credit Union | $25,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $1,075,000 | $25,000 | -97.7% | 0.0% |
EASTMAN | $365,000 | $15,000 | -95.9% | 0.0% |
LaGrange's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.5% market share. In second place, with 6.3%, is Plains Commerce Bank, having originated $19,070,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $17,830,000 in loans. In fourth place, with 4.9%, is Colony Bank, having originated $14,900,000 in loans. In fifth place, with 4.0%, is Synovus Bank, having originated $12,215,000 in loans.
LaGrange Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $149,100 (4.7%) | $200,245 (10.2%) | 0.00 | 357 |
2018-02-01 | $149,925 (7.8%) | $205,859 (14.8%) | 0.00 | 343 |
2018-03-01 | $159,900 (15.1%) | $206,954 (11.8%) | 0.00 | 348 |
2018-04-01 | $169,800 (21.4%) | $207,359 (9.9%) | 0.00 | 379 |
2018-05-01 | $170,950 (15.4%) | $207,172 (6.4%) | 0.00 | 377 |
2018-06-01 | $169,900 (15.1%) | $209,286 (5.2%) | 0.00 | 386 |
2018-07-01 | $171,625 (7.3%) | $211,006 (3.2%) | 0.00 | 421 |
2018-08-01 | $162,500 (8.4%) | $211,694 (5.6%) | 0.00 | 417 |
2018-09-01 | $169,900 (14.0%) | $208,684 (2.4%) | 0.00 | 426 |
2018-10-01 | $175,000 (18.9%) | $210,552 (4.3%) | 0.00 | 426 |
2018-11-01 | $184,075 (24.0%) | $211,211 (5.7%) | 0.00 | 425 |
2018-12-01 | $180,000 (22.9%) | $214,521 (6.5%) | 0.00 | 416 |
2019-01-01 | $183,600 (23.1%) | $213,038 (6.4%) | 0.00 | 386 |
2019-02-01 | $189,800 (26.6%) | $215,053 (4.5%) | 0.00 | 370 |
2019-03-01 | $183,514 (14.8%) | $215,530 (4.1%) | 0.00 | 375 |
2019-04-01 | $175,100 (3.1%) | $208,809 (0.7%) | 0.00 | 388 |
2019-05-01 | $177,075 (3.6%) | $209,516 (1.1%) | 0.00 | 396 |
2019-06-01 | $177,995 (4.8%) | $208,318 (-0.5%) | 0.00 | 406 |
2019-07-01 | $172,700 (0.6%) | $205,107 (-2.8%) | 0.00 | 412 |
2019-08-01 | $177,577 (9.3%) | $207,513 (-2.0%) | 0.00 | 401 |
2019-09-01 | $181,443 (6.8%) | $209,437 (0.4%) | 0.00 | 390 |
2019-10-01 | $181,745 (3.9%) | $210,355 (-0.1%) | 0.00 | 381 |
2019-11-01 | $174,450 (-5.2%) | $205,286 (-2.8%) | 0.00 | 368 |
2019-12-01 | $170,568 (-5.2%) | $204,185 (-4.8%) | 0.00 | 365 |
2020-01-01 | $169,900 (-7.5%) | $200,025 (-6.1%) | 0.00 | 349 |
2020-02-01 | $169,900 (-10.5%) | $201,146 (-6.5%) | 0.00 | 346 |
2020-03-01 | $176,200 (-4.0%) | $203,808 (-5.4%) | 0.00 | 323 |
2020-04-01 | $176,450 (0.8%) | $204,751 (-1.9%) | 0.00 | 319 |
2020-05-01 | $187,250 (5.8%) | $221,989 (6.0%) | 0.00 | 290 |
2020-06-01 | $199,945 (12.3%) | $233,582 (12.1%) | 0.00 | 262 |
2020-07-01 | $216,000 (25.1%) | $243,701 (18.8%) | 0.00 | 237 |
2020-08-01 | $219,900 (23.8%) | $248,814 (19.9%) | 0.00 | 214 |
2020-09-01 | $216,075 (19.1%) | $255,277 (21.9%) | 0.00 | 195 |
2020-10-01 | $209,900 (15.5%) | $255,820 (21.6%) | 0.00 | 185 |
2020-11-01 | $189,490 (8.6%) | $247,460 (20.5%) | 0.00 | 180 |
2020-12-01 | $185,615 (8.8%) | $242,921 (19.0%) | 0.00 | 192 |
2021-01-01 | $192,990 (13.6%) | $249,471 (24.7%) | 0.00 | 175 |
2021-02-01 | $204,700 (20.5%) | $257,796 (28.2%) | 0.00 | 140 |
2021-03-01 | $209,788 (19.1%) | $260,410 (27.8%) | 0.00 | 122 |
2021-04-01 | $218,700 (23.9%) | $271,647 (32.7%) | 0.00 | 120 |
2021-05-01 | $214,900 (14.8%) | $283,245 (27.6%) | 0.00 | 98 |
2021-06-01 | $179,975 (-10.0%) | $290,015 (24.2%) | 0.00 | 102 |
2021-07-01 | $169,900 (-21.3%) | $316,481 (29.9%) | 0.00 | 121 |
2021-08-01 | $229,950 (4.6%) | $332,682 (33.7%) | 0.00 | 150 |
2021-09-01 | $232,450 (7.6%) | $350,872 (37.5%) | 0.00 | 147 |
2021-10-01 | $237,000 (12.9%) | $359,335 (40.5%) | 0.00 | 130 |
2021-11-01 | $219,173 (15.7%) | $344,424 (39.2%) | 0.00 | 134 |
2021-12-01 | $209,900 (13.1%) | $356,050 (46.6%) | 0.00 | 121 |
2022-01-01 | $165,000 (-14.5%) | $329,462 (32.1%) | 0.00 | 107 |
2022-02-01 | $177,675 (-13.2%) | $315,702 (22.5%) | 0.00 | 105 |
2022-03-01 | $179,950 (-14.2%) | $310,394 (19.2%) | 0.00 | 96 |
2022-04-01 | $209,900 (-4.0%) | $291,087 (7.2%) | 0.00 | 99 |
2022-05-01 | $229,750 (6.9%) | $297,196 (4.9%) | 0.00 | 104 |
2022-06-01 | $254,900 (41.6%) | $320,345 (10.5%) | 0.00 | 133 |
2022-07-01 | $250,000 (47.2%) | $328,546 (3.8%) | 0.00 | 141 |
2022-08-01 | $263,157 (14.4%) | $317,758 (-4.5%) | 0.00 | 170 |
2022-09-01 | $289,572 (24.6%) | $326,700 (-6.9%) | 0.00 | 172 |
2022-10-01 | $294,990 (24.5%) | $329,196 (-8.4%) | 0.00 | 187 |
2022-11-01 | $294,043 (34.2%) | $323,960 (-5.9%) | 0.00 | 202 |
2022-12-01 | $280,000 (33.4%) | $311,473 (-12.5%) | 0.00 | 210 |
2023-01-01 | $284,945 (72.7%) | $307,652 (-6.6%) | 0.00 | 200 |
2023-02-01 | $289,968 (63.2%) | $314,259 (-0.5%) | 0.00 | 207 |
2023-03-01 | $278,770 (54.9%) | $310,029 (-0.1%) | 0.00 | 194 |
2023-04-01 | $278,625 (32.7%) | $303,569 (4.3%) | 0.00 | 194 |
2023-05-01 | $285,215 (24.1%) | $309,013 (4.0%) | 0.00 | 185 |
2023-06-01 | $289,314 (13.5%) | $316,130 (-1.3%) | 0.00 | 194 |
2023-07-01 | $285,624 (14.3%) | $303,101 (-7.7%) | 0.00 | 184 |
2023-08-01 | $287,195 (9.1%) | $311,056 (-2.1%) | 0.00 | 210 |
2023-09-01 | $299,000 (3.3%) | $321,248 (-1.7%) | 0.00 | 261 |
2023-10-01 | $297,691 (0.9%) | $322,262 (-2.1%) | 0.00 | 284 |
2023-11-01 | $280,695 (-4.5%) | $314,755 (-2.8%) | 0.00 | 304 |
2023-12-01 | $279,900 (0.0%) | $312,810 (0.4%) | 0.00 | 289 |
2024-01-01 | $271,124 (-4.9%) | $308,145 (0.2%) | 0.00 | 278 |
2024-02-01 | $268,250 (-7.5%) | $297,598 (-5.3%) | 0.00 | 282 |
2024-03-01 | $259,450 (-6.9%) | $284,988 (-8.1%) | 0.00 | 274 |
2024-04-01 | $251,350 (-9.8%) | $291,328 (-4.0%) | 0.00 | 261 |
2024-05-01 | $252,380 (-11.5%) | $303,513 (-1.8%) | 0.00 | 272 |
2024-06-01 | $266,802 (-7.8%) | $306,516 (-3.0%) | 0.00 | 272 |
2024-07-01 | $272,068 (-4.8%) | $310,279 (2.4%) | 0.00 | 295 |
2024-08-01 | $277,900 (-3.2%) | $310,495 (-0.2%) | 0.00 | 331 |
2024-09-01 | $289,400 (-3.2%) | $321,933 (0.2%) | 0.00 | 355 |
2024-10-01 | $288,950 (-2.9%) | $326,299 (1.3%) | 0.00 | 373 |
2024-11-01 | $287,695 (2.5%) | $324,600 (3.1%) | 0.00 | 363 |
2024-12-01 | $282,126 (0.8%) | $313,187 (0.1%) | 0.00 | 341 |
2025-01-01 | $288,200 (6.3%) | $317,566 (3.1%) | 0.00 | 330 |
LaGrange's median listing price comes in at 0% of the national average.
LaGrange's average listing price for 2025-01-01 was $317,566, a difference of $9,421 (3.1%) versus the prior year and $4,379 versus the prior month.
For the 2025-01-01 period, LaGrange had 330 MLS listings, a difference of -11 listings (-3%) versus the prior month and 52 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,936 sqft |
2018-02-01 | 0 days | 1,974 sqft |
2018-03-01 | 0 days | 2,049 sqft |
2018-04-01 | 0 days | 2,091 sqft |
2018-05-01 | 0 days | 2,087 sqft |
2018-06-01 | 0 days | 2,088 sqft |
2018-07-01 | 0 days | 2,077 sqft |
2018-08-01 | 0 days | 2,008 sqft |
2018-09-01 | 0 days | 2,035 sqft |
2018-10-01 | 0 days | 2,057 sqft |
2018-11-01 | 0 days | 2,076 sqft |
2018-12-01 | 0 days | 2,075 sqft |
2019-01-01 | 0 days | 2,113 sqft |
2019-02-01 | 0 days | 2,142 sqft |
2019-03-01 | 0 days | 2,188 sqft |
2019-04-01 | 0 days | 2,188 sqft |
2019-05-01 | 0 days | 2,156 sqft |
2019-06-01 | 0 days | 2,185 sqft |
2019-07-01 | 0 days | 2,129 sqft |
2019-08-01 | 0 days | 2,159 sqft |
2019-09-01 | 0 days | 2,124 sqft |
2019-10-01 | 0 days | 2,092 sqft |
2019-11-01 | 0 days | 2,040 sqft |
2019-12-01 | 0 days | 2,022 sqft |
2020-01-01 | 0 days | 1,997 sqft |
2020-02-01 | 0 days | 1,945 sqft |
2020-03-01 | 0 days | 2,029 sqft |
2020-04-01 | 0 days | 2,030 sqft |
2020-05-01 | 0 days | 2,055 sqft |
2020-06-01 | 0 days | 2,124 sqft |
2020-07-01 | 0 days | 2,187 sqft |
2020-08-01 | 0 days | 2,191 sqft |
2020-09-01 | 0 days | 2,149 sqft |
2020-10-01 | 0 days | 2,113 sqft |
2020-11-01 | 0 days | 2,026 sqft |
2020-12-01 | 0 days | 1,986 sqft |
2021-01-01 | 0 days | 2,021 sqft |
2021-02-01 | 0 days | 2,083 sqft |
2021-03-01 | 0 days | 2,081 sqft |
2021-04-01 | 0 days | 2,068 sqft |
2021-05-01 | 0 days | 2,077 sqft |
2021-06-01 | 0 days | 1,843 sqft |
2021-07-01 | 0 days | 1,714 sqft |
2021-08-01 | 0 days | 2,056 sqft |
2021-09-01 | 0 days | 2,053 sqft |
2021-10-01 | 0 days | 1,959 sqft |
2021-11-01 | 0 days | 1,803 sqft |
2021-12-01 | 0 days | 1,780 sqft |
2022-01-01 | 0 days | 1,774 sqft |
2022-02-01 | 0 days | 1,706 sqft |
2022-03-01 | 0 days | 1,793 sqft |
2022-04-01 | 0 days | 1,786 sqft |
2022-05-01 | 0 days | 1,871 sqft |
2022-06-01 | 0 days | 1,830 sqft |
2022-07-01 | 0 days | 1,934 sqft |
2022-08-01 | 0 days | 1,953 sqft |
2022-09-01 | 0 days | 1,985 sqft |
2022-10-01 | 0 days | 2,058 sqft |
2022-11-01 | 0 days | 2,114 sqft |
2022-12-01 | 0 days | 2,087 sqft |
2023-01-01 | 0 days | 2,044 sqft |
2023-02-01 | 0 days | 2,058 sqft |
2023-03-01 | 0 days | 1,931 sqft |
2023-04-01 | 0 days | 1,936 sqft |
2023-05-01 | 0 days | 1,970 sqft |
2023-06-01 | 0 days | 1,946 sqft |
2023-07-01 | 0 days | 1,824 sqft |
2023-08-01 | 0 days | 1,896 sqft |
2023-09-01 | 0 days | 2,007 sqft |
2023-10-01 | 0 days | 1,970 sqft |
2023-11-01 | 0 days | 1,968 sqft |
2023-12-01 | 0 days | 1,918 sqft |
2024-01-01 | 0 days | 1,822 sqft |
2024-02-01 | 0 days | 1,759 sqft |
2024-03-01 | 0 days | 1,705 sqft |
2024-04-01 | 0 days | 1,690 sqft |
2024-05-01 | 0 days | 1,736 sqft |
2024-06-01 | 0 days | 1,776 sqft |
2024-07-01 | 0 days | 1,742 sqft |
2024-08-01 | 0 days | 1,770 sqft |
2024-09-01 | 0 days | 1,882 sqft |
2024-10-01 | 0 days | 1,890 sqft |
2024-11-01 | 0 days | 1,881 sqft |
2024-12-01 | 0 days | 1,800 sqft |
2025-01-01 | 0 days | 1,883 sqft |
LaGrange's median square footage for active listings during the 2025-01-01 period was 1,883 sqft. One year prior, the average listing was 1,822 sqft.
LaGrange, GA-AL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,017 | $229,225,000 | $225,393 |
Cash Out Refi | 217 | $36,055,000 | $166,152 |
Home Improvement | 123 | $9,145,000 | $74,350 |
Other | 103 | $9,555,000 | $92,767 |
Refi | 95 | $20,705,000 | $217,947 |
Lagrange's most frequently cited loan purpose was Home Purchase, with 1,017 originations. The 2nd most popular reason was Cash Out Refi, with 217 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 592 | $136,550,000 | $230,659 |
7-8% | 361 | $66,025,000 | $182,895 |
Over 8% | 263 | $27,625,000 | $105,038 |
5-6% | 212 | $51,080,000 | $240,943 |
4-5% | 29 | $8,115,000 | $279,828 |
<2.5% | 21 | $635,000 | $30,238 |
3-4% | 3 | $305,000 | $101,667 |
2.5-3% | 3 | $245,000 | $81,667 |
During 2023, Lagrange's most frequently originated rate bucket was 6-7%, with 592 originations.
Loan Sizing (LaGrange, GA-AL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 549 | $149,395,000 | $272,122 |
$100k-200k | 526 | $79,710,000 | $151,540 |
$100,000 or less | 400 | $22,750,000 | $56,875 |
$400k-600k | 64 | $29,910,000 | $467,344 |
$600k-1000k | 11 | $7,375,000 | $670,455 |
$Over $1MM | 5 | $15,545,000 | $3,109,000 |
LaGrange's loan sizing saw the bucket of loans from $200k-400k with 549 originations, totaling $149,395,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 798 | $184,220,000 | $230,852 |
60-80% | 273 | $62,345,000 | $228,370 |
Under 20% | 134 | $4,720,000 | $35,224 |
40-60% | 128 | $16,770,000 | $131,016 |
20-40% | 115 | $11,105,000 | $96,565 |
Over 100% | 34 | $9,960,000 | $292,941 |
LaGrange's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 798 originations, totaling $184,220,000 in origination value.