LaGrange Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lagrange averaged
7.1%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.25% and
one month ago for the week of 2023-10-19, the
average rate was 7.44%.
Lagrange's average rate one year ago was 6.42%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.79%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Lagrange 30 Year Fixed Rate | 2023-11-22 | 7.1% |
Lagrange 30 Year Fixed Rate Refi | 2023-11-22 | 6.79% |
Lagrange 15 Year Fixed Rate | 2023-11-22 | 6.77% |
Lagrange 15 Year Fixed Rate Refi | 2023-11-22 | 6.87% |
Lagrange 30 Year FHA | 2023-11-22 | -0.34% |
Lagrange 30 Year FHA Refi | 2023-11-22 | 0% |
Lagrange 30 Year USDA | 2023-11-22 | -0.28% |
Lagrange 30 Year USDA Refi | 2023-11-22 | 0% |
Lagrange 30 Year VA | 2023-11-22 | -0.27% |
Lagrange 30 Year VA Refi | 2023-11-22 | 0.2% |
LaGrange Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LaGrange, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LaGrange Average Closing Costs & Other Stats
LaGrange, GA-AL's 112 lenders originated 1,972
loans during 2022. The total origination value was $390,140,000, with an average loan value of
$197,840.
LaGrange's average closing costs are $5,090.
The top LaGrange lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
47 loans originated. Their average total fees are
$7,319, which is $1,671
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LaGrange lenders (with over 10 loans originated) are
Colony Bank ($3,724), Truist ($3,858), South State Bank ($3,975), Wells Fargo Bank ($4,196) and Ameris Bank ($4,490).
The lowest rate LaGrange lenders (with over 10 loans originated) are
CMG MORTGAGE, INC. (3.92%), Magnolia Bank (4.36%), HOME POINT FINANCIAL CORPORATION (4.52%), South State Bank (4.69%) and LOANDEPOT.COM, LLC (4.77%).
LaGrange, GA-AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Colony Bank | $34,375,000 | $32,755,000 | -4.7% | 8.4% |
QUICKEN LOANS, LLC | $40,820,000 | $22,535,000 | -44.8% | 5.8% |
UNITED WHOLESALE MORTGAGE, LLC | $26,130,000 | $20,570,000 | -21.3% | 5.3% |
Synovus Bank | $21,605,000 | $17,325,000 | -19.8% | 4.4% |
CMG MORTGAGE, INC. | $45,150,000 | $16,200,000 | -64.1% | 4.2% |
HOMESTAR FINANCIAL CORPORATION | $12,860,000 | $14,295,000 | 11.2% | 3.7% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,245,000 | $11,615,000 | 173.6% | 3.0% |
Ameris Bank | $15,795,000 | $10,615,000 | -32.8% | 2.7% |
HOME POINT FINANCIAL CORPORATION | $29,265,000 | $10,500,000 | -64.1% | 2.7% |
Renasant Bank | $14,200,000 | $9,175,000 | -35.4% | 2.4% |
Flagstar Bank, FSB | $8,620,000 | $9,160,000 | 6.3% | 2.3% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,080,000 | $8,375,000 | -7.8% | 2.1% |
South State Bank | $11,195,000 | $8,270,000 | -26.1% | 2.1% |
Plains Commerce Bank | $8,115,000 | n/a | 2.1% | |
Truist | $5,990,000 | $7,905,000 | 32.0% | 2.0% |
Mortgage Research Center, LLC | $5,580,000 | $7,705,000 | 38.1% | 2.0% |
PNC Bank | $3,960,000 | $5,820,000 | 47.0% | 1.5% |
Paramount Residential Mortgage Group, Inc. | $760,000 | $5,600,000 | 636.8% | 1.4% |
INSPIRE HOME LOANS INC. | $6,360,000 | $5,550,000 | -12.7% | 1.4% |
CROSSCOUNTRY MORTGAGE, LLC | $6,605,000 | $5,430,000 | -17.8% | 1.4% |
BROKER SOLUTIONS, INC. | $6,015,000 | $4,930,000 | -18.0% | 1.3% |
LOANDEPOT.COM, LLC | $8,270,000 | $4,840,000 | -41.5% | 1.2% |
PENNYMAC LOAN SERVICES, LLC | $10,700,000 | $4,570,000 | -57.3% | 1.2% |
Magnolia Bank | $4,640,000 | $4,565,000 | -1.6% | 1.2% |
Mr. Cooper ( Nationstar Mortgage ) | $6,535,000 | $4,340,000 | -33.6% | 1.1% |
MOVEMENT MORTGAGE, LLC | $2,755,000 | $4,310,000 | 56.4% | 1.1% |
Wells Fargo Bank | $4,755,000 | $4,225,000 | -11.1% | 1.1% |
Grandbridge Real Estate Capital LLC | $4,055,000 | n/a | 1.0% | |
NAVY FEDERAL CREDIT UNION | $3,965,000 | $3,755,000 | -5.3% | 1.0% |
FIRST TECHNOLOGY | $3,075,000 | n/a | 0.8% | |
WALKER & DUNLOP, LLC | $2,985,000 | $2,985,000 | 0.0% | 0.8% |
FREEDOM MORTGAGE CORPORATION | $14,465,000 | $2,805,000 | -80.6% | 0.7% |
CALIBER HOME LOANS, INC. | $3,880,000 | $2,755,000 | -29.0% | 0.7% |
Regions Bank | $1,415,000 | $2,530,000 | 78.8% | 0.6% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $4,390,000 | $2,500,000 | -43.1% | 0.6% |
Capital City Bank | $1,455,000 | $2,410,000 | 65.6% | 0.6% |
LAKEVIEW LOAN SERVICING, LLC | $4,260,000 | $2,315,000 | -45.7% | 0.6% |
United Community Bank | $4,725,000 | $2,295,000 | -51.4% | 0.6% |
NEWREZ LLC | $4,640,000 | $2,255,000 | -51.4% | 0.6% |
ENVOY MORTGAGE, LTD | $395,000 | $2,250,000 | 469.6% | 0.6% |
Carrington Mortgage Services, LLC | $1,875,000 | $2,220,000 | 18.4% | 0.6% |
EVERETT FINANCIAL, INC. | $1,010,000 | $2,145,000 | 112.4% | 0.5% |
River Bank & Trust | $420,000 | $2,060,000 | 390.5% | 0.5% |
Trustmark National Bank | $1,395,000 | $1,715,000 | 22.9% | 0.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $650,000 | $1,690,000 | 160.0% | 0.4% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,450,000 | $1,680,000 | -31.4% | 0.4% |
CONTOUR MORTGAGE CORPORATION | $205,000 | $1,605,000 | 682.9% | 0.4% |
Capital City Home Loans, LLC | $2,380,000 | $1,590,000 | -33.2% | 0.4% |
Truliant Federal Credit Union | $1,565,000 | n/a | 0.4% | |
AMERISAVE MORTGAGE CORPORATION | $5,050,000 | $1,490,000 | -70.5% | 0.4% |
EMM LOANS LLC | $1,390,000 | n/a | 0.4% | |
Nations Lending Corporation | $440,000 | $1,295,000 | 194.3% | 0.3% |
DELTA COMMUNITY CREDIT UNION | $2,130,000 | $1,235,000 | -42.0% | 0.3% |
Valley National Bank | $235,000 | $1,210,000 | 414.9% | 0.3% |
AuburnBank | $2,580,000 | $1,195,000 | -53.7% | 0.3% |
JPMorgan Chase Bank | $2,075,000 | $1,145,000 | -44.8% | 0.3% |
Lakeview Community Capital, LLC | $505,000 | $1,075,000 | 112.9% | 0.3% |
FIRST COMMUNITY MORTGAGE, INC. | $1,800,000 | $1,060,000 | -41.1% | 0.3% |
NEW DAY FINANCIAL, LLC | $3,665,000 | $1,060,000 | -71.1% | 0.3% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $810,000 | $1,055,000 | 30.2% | 0.3% |
North American Savings Bank, F.S.B. | $740,000 | $1,035,000 | 39.9% | 0.3% |
21ST MORTGAGE CORPORATION | $740,000 | $1,020,000 | 37.8% | 0.3% |
THE MORTGAGE FIRM, INC. | $125,000 | $1,000,000 | 700.0% | 0.3% |
VILLAGE CAPITAL MORTGAGE | $2,310,000 | $990,000 | -57.1% | 0.3% |
USAA Federal Savings Bank | $1,535,000 | $980,000 | -36.2% | 0.3% |
PLAZA HOME MORTGAGE, INC. | $555,000 | $950,000 | 71.2% | 0.2% |
GUILD MORTGAGE COMPANY | $1,900,000 | $920,000 | -51.6% | 0.2% |
GUARANTEED RATE, INC. | $1,440,000 | $885,000 | -38.5% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,790,000 | $880,000 | -50.8% | 0.2% |
SOUTHWEST STAGE FUNDING, LLC | $230,000 | $860,000 | 273.9% | 0.2% |
BancorpSouth Bank | $55,000 | $855,000 | 1,454.5% | 0.2% |
STOCKTON MORTGAGE CORPORATION | $790,000 | $830,000 | 5.1% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $170,000 | $800,000 | 370.6% | 0.2% |
First South Farm Credit, ACA | $345,000 | $780,000 | 126.1% | 0.2% |
1ST PREFERENCE MORTGAGE CORP. | $265,000 | $775,000 | 192.5% | 0.2% |
CHEVRON | $775,000 | n/a | 0.2% | |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,330,000 | $750,000 | -43.6% | 0.2% |
FBC MORTGAGE, LLC | $740,000 | $740,000 | 0.0% | 0.2% |
HOMESIDE FINANCIAL, LLC | $475,000 | $740,000 | 55.8% | 0.2% |
GUARANTY HOME MORTGAGE CORPORATION | $105,000 | $710,000 | 576.2% | 0.2% |
VAN DYK MORTGAGE CORPORATION | $510,000 | $710,000 | 39.2% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $445,000 | $705,000 | 58.4% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $870,000 | $675,000 | -22.4% | 0.2% |
Hometown Lenders, Inc. | $650,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $875,000 | $630,000 | -28.0% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $105,000 | $600,000 | 471.4% | 0.2% |
First Federal Bank | $1,630,000 | $585,000 | -64.1% | 0.1% |
Bank of America | $925,000 | $580,000 | -37.3% | 0.1% |
Stifel Bank and Trust | $755,000 | $575,000 | -23.8% | 0.1% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $625,000 | $560,000 | -10.4% | 0.1% |
NMSI, INC. | $880,000 | $560,000 | -36.4% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $185,000 | $555,000 | 200.0% | 0.1% |
Southern First Bank | $555,000 | n/a | 0.1% | |
FINANCE OF AMERICA MORTGAGE LLC | $530,000 | n/a | 0.1% | |
M&T Bank | $190,000 | $510,000 | 168.4% | 0.1% |
Southern States Bank | $1,665,000 | $505,000 | -69.7% | 0.1% |
ACOPIA, LLC | $580,000 | $480,000 | -17.2% | 0.1% |
Bank of England | $665,000 | $480,000 | -27.8% | 0.1% |
First Bank of Alabama | $200,000 | $475,000 | 137.5% | 0.1% |
CERTAINTY HOME LOANS, LLC | $470,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $995,000 | $465,000 | -53.3% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $225,000 | $460,000 | 104.4% | 0.1% |
Prosperity Home Mortgage, LLC | $430,000 | $455,000 | 5.8% | 0.1% |
AMERICAN FINANCING CORPORATION | $380,000 | $450,000 | 18.4% | 0.1% |
Equity Prime Mortgage LLC | $195,000 | $435,000 | 123.1% | 0.1% |
BAYSHORE MORTGAGE FUNDING, LLC | $410,000 | $430,000 | 4.9% | 0.1% |
INTERLINC MORTGAGE SERVICES, LLC | $555,000 | $425,000 | -23.4% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $310,000 | $420,000 | 35.5% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $385,000 | $410,000 | 6.5% | 0.1% |
TOP FLITE FINANCIAL, INC. | $405,000 | n/a | 0.1% | |
Atlantic Union Bank | $455,000 | $390,000 | -14.3% | 0.1% |
GMFS LLC | $65,000 | $390,000 | 500.0% | 0.1% |
US MORTGAGE CORPORATION | $480,000 | $390,000 | -18.8% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $380,000 | n/a | 0.1% | |
EASTMAN | $365,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $540,000 | $355,000 | -34.3% | 0.1% |
U.S. Bank | $25,000 | $350,000 | 1,300.0% | 0.1% |
CIVIC FINANCIAL SERVICES, LLC | $105,000 | $335,000 | 219.0% | 0.1% |
AmeriHome Mortgage Company, LLC | $390,000 | $330,000 | -15.4% | 0.1% |
United Bank | $1,405,000 | $330,000 | -76.5% | 0.1% |
Mid-Continent Funding, Inc. | $1,470,000 | $325,000 | -77.9% | 0.1% |
Northwest Federal Credit Union | $325,000 | n/a | 0.1% | |
AgFirst Farm Credit Bank | $2,145,000 | $315,000 | -85.3% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $1,370,000 | $310,000 | -77.4% | 0.1% |
Mortgage Assurance Inc. | $1,130,000 | $305,000 | -73.0% | 0.1% |
DAS Acquisition Company, LLC | $505,000 | $295,000 | -41.6% | 0.1% |
PLANET HOME LENDING, LLC | $350,000 | $295,000 | -15.7% | 0.1% |
BANKSOUTH MORTGAGE COMPANY, LLC | $1,765,000 | $290,000 | -83.6% | 0.1% |
Citibank | $115,000 | $285,000 | 147.8% | 0.1% |
The Federal Savings Bank | $775,000 | $285,000 | -63.2% | 0.1% |
GEO-CORP, INC. | $275,000 | n/a | 0.1% | |
NBKC BANK | $630,000 | $275,000 | -56.3% | 0.1% |
Wyndham Capital Mortgage, Inc. | $1,535,000 | $275,000 | -82.1% | 0.1% |
FirstBank | $640,000 | $270,000 | -57.8% | 0.1% |
UNION HOME MORTGAGE CORP. | $330,000 | $270,000 | -18.2% | 0.1% |
Figure Lending LLC | $75,000 | $265,000 | 253.3% | 0.1% |
The Peoples Bank of Georgia | $265,000 | n/a | 0.1% | |
COUNTRYPLACE MORTGAGE, LTD. | $260,000 | n/a | 0.1% | |
DIRECT LENDERS, LLC | $260,000 | n/a | 0.1% | |
Metro City Bank | $95,000 | $255,000 | 168.4% | 0.1% |
AlaTrust Credit Union | $245,000 | n/a | 0.1% | |
MILEND, INC. | $880,000 | $245,000 | -72.2% | 0.1% |
THE SOUTHERN Credit Union | $245,000 | n/a | 0.1% | |
DEEPHAVEN MORTGAGE LLC | $105,000 | $235,000 | 123.8% | 0.1% |
SHELTER HOME MORTGAGE, LLC | $235,000 | n/a | 0.1% | |
LOANPAL, LLC | $230,000 | n/a | 0.1% | |
Fifth Third Bank | $425,000 | $215,000 | -49.4% | 0.1% |
Low VA Rates, LLC | $125,000 | $215,000 | 72.0% | 0.1% |
The Commercial Bank | $215,000 | n/a | 0.1% | |
TOWNE MORTGAGE COMPANY | $215,000 | n/a | 0.1% | |
CapStar Bank | $205,000 | n/a | 0.1% | |
LAND HOME FINANCIAL SERVICES, INC. | $465,000 | $205,000 | -55.9% | 0.1% |
RESIDENTIAL BANCORP. | $245,000 | $205,000 | -16.3% | 0.1% |
SWBC MORTGAGE CORPORATION | $205,000 | n/a | 0.1% | |
CANOPY MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
OPEN MORTGAGE, LLC | $95,000 | $195,000 | 105.3% | 0.0% |
Ally Bank | $1,115,000 | $190,000 | -83.0% | 0.0% |
DATA MORTGAGE, INC. | $190,000 | n/a | 0.0% | |
LIMA ONE CAPITAL, LLC | $185,000 | $190,000 | 2.7% | 0.0% |
MICHIGAN MUTUAL, INC. | $185,000 | n/a | 0.0% | |
AUBURN UNIVERSITY CREDIT UNION | $340,000 | $175,000 | -48.5% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $625,000 | $165,000 | -73.6% | 0.0% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $165,000 | n/a | 0.0% | |
THRIVE MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
ISERVE RESIDENTIAL LENDING, LLC | $340,000 | $155,000 | -54.4% | 0.0% |
Sierra Pacific Mortgage Company, Inc. | $995,000 | $155,000 | -84.4% | 0.0% |
Colonial Savings, F.A. | $620,000 | $145,000 | -76.6% | 0.0% |
Texana Bank | $145,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $145,000 | n/a | 0.0% | |
Bank OZK | $65,000 | $140,000 | 115.4% | 0.0% |
MAX Credit Union | $285,000 | $140,000 | -50.9% | 0.0% |
Consumer First Mortgage, Inc. | $285,000 | $135,000 | -52.6% | 0.0% |
CSL Financial, LLC | $75,000 | $135,000 | 80.0% | 0.0% |
Five Star Credit Union | $135,000 | n/a | 0.0% | |
A&D Mortgage LLC | $235,000 | $125,000 | -46.8% | 0.0% |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
KELLER MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $150,000 | $115,000 | -23.3% | 0.0% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
Arvest Bank | $210,000 | $105,000 | -50.0% | 0.0% |
ATLANTA POSTAL | $105,000 | n/a | 0.0% | |
Fort McClellan Credit Union | $45,000 | $105,000 | 133.3% | 0.0% |
AMWEST FUNDING CORP. | $745,000 | $95,000 | -87.2% | 0.0% |
MidFirst Bank | $95,000 | n/a | 0.0% | |
FAY SERVICING, LLC | $85,000 | n/a | 0.0% | |
GEORGIA'S OWN | $320,000 | $85,000 | -73.4% | 0.0% |
REDSTONE Federal Credit Union | $85,000 | n/a | 0.0% | |
First Option Mortgage, LLC | $310,000 | $75,000 | -75.8% | 0.0% |
NATIONWIDE MORTGAGE BANKERS, INC. | $340,000 | $75,000 | -77.9% | 0.0% |
Secured Investment Corp. | $310,000 | $75,000 | -75.8% | 0.0% |
First Savings Bank | $65,000 | n/a | 0.0% | |
MEMBER FIRST MORTGAGE, LLC | $265,000 | $65,000 | -75.5% | 0.0% |
Goldwater Bank, N.A. | $225,000 | $55,000 | -75.6% | 0.0% |
LEGACY COMMUNITY FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
QUORUM FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
Citizens Bank | $260,000 | $45,000 | -82.7% | 0.0% |
Discover Bank | $260,000 | $35,000 | -86.5% | 0.0% |
GEORGIA UNITED | $190,000 | $35,000 | -81.6% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $35,000 | n/a | 0.0% | |
Georgia Banking Company | $245,000 | $15,000 | -93.9% | 0.0% |
LaGrange's top lender by overall market share is Colony Bank, with 8.4% market share. In second place, with 5.8%, is QUICKEN LOANS, LLC, having originated $22,535,000 in loans. In third place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,570,000 in loans. In fourth place, with 4.4%, is Synovus Bank, having originated $17,325,000 in loans. In fifth place, with 4.2%, is CMG MORTGAGE, INC., having originated $16,200,000 in loans.
LaGrange Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $149,100 (3.8%) | $200,245 (10.2%) | 0.00 | 357 |
2018-02-01 | $149,925 (7.8%) | $205,859 (14.8%) | 0.00 | 343 |
2018-03-01 | $159,900 (15.1%) | $206,954 (11.9%) | 0.00 | 348 |
2018-04-01 | $169,800 (21.4%) | $207,359 (9.5%) | 0.00 | 379 |
2018-05-01 | $170,950 (15.4%) | $207,172 (5.9%) | 0.00 | 377 |
2018-06-01 | $169,900 (14.7%) | $209,286 (4.8%) | 0.00 | 386 |
2018-07-01 | $171,625 (7.1%) | $211,006 (2.8%) | 0.00 | 421 |
2018-08-01 | $162,375 (8.3%) | $211,328 (5.1%) | 0.00 | 418 |
2018-09-01 | $169,900 (13.3%) | $208,333 (1.8%) | 0.00 | 427 |
2018-10-01 | $175,000 (18.5%) | $210,193 (4.1%) | 0.00 | 427 |
2018-11-01 | $183,700 (23.8%) | $210,853 (5.6%) | 0.00 | 426 |
2018-12-01 | $180,000 (22.9%) | $214,142 (6.4%) | 0.00 | 417 |
2019-01-01 | $182,725 (22.6%) | $212,726 (6.2%) | 0.00 | 388 |
2019-02-01 | $189,800 (26.6%) | $214,786 (4.3%) | 0.00 | 372 |
2019-03-01 | $183,514 (14.8%) | $215,234 (4.0%) | 0.00 | 377 |
2019-04-01 | $175,200 (3.2%) | $208,629 (0.6%) | 0.00 | 390 |
2019-05-01 | $177,075 (3.6%) | $209,215 (1.0%) | 0.00 | 398 |
2019-06-01 | $177,995 (4.8%) | $208,027 (-0.6%) | 0.00 | 408 |
2019-07-01 | $172,425 (0.5%) | $204,780 (-3.0%) | 0.00 | 413 |
2019-08-01 | $177,577 (9.4%) | $207,237 (-1.9%) | 0.00 | 401 |
2019-09-01 | $181,443 (6.8%) | $209,316 (0.5%) | 0.00 | 390 |
2019-10-01 | $181,745 (3.9%) | $210,338 (0.1%) | 0.00 | 381 |
2019-11-01 | $174,450 (-5.0%) | $206,288 (-2.2%) | 0.00 | 368 |
2019-12-01 | $171,625 (-4.7%) | $205,580 (-4.0%) | 0.00 | 367 |
2020-01-01 | $169,900 (-7.0%) | $200,970 (-5.5%) | 0.00 | 351 |
2020-02-01 | $169,900 (-10.5%) | $202,091 (-5.9%) | 0.00 | 347 |
2020-03-01 | $176,200 (-4.0%) | $203,808 (-5.3%) | 0.00 | 323 |
2020-04-01 | $176,450 (0.7%) | $204,751 (-1.9%) | 0.00 | 319 |
2020-05-01 | $187,250 (5.8%) | $221,989 (6.1%) | 0.00 | 290 |
2020-06-01 | $199,945 (12.3%) | $233,582 (12.3%) | 0.00 | 262 |
2020-07-01 | $216,000 (25.3%) | $243,701 (19.0%) | 0.00 | 237 |
2020-08-01 | $219,900 (23.8%) | $248,814 (20.1%) | 0.00 | 214 |
2020-09-01 | $216,075 (19.1%) | $255,725 (22.2%) | 0.00 | 194 |
2020-10-01 | $211,200 (16.2%) | $256,838 (22.1%) | 0.00 | 184 |
2020-11-01 | $194,093 (11.3%) | $249,128 (20.8%) | 0.00 | 179 |
2020-12-01 | $186,368 (8.6%) | $245,042 (19.2%) | 0.00 | 192 |
2021-01-01 | $194,900 (14.7%) | $251,811 (25.3%) | 0.00 | 175 |
2021-02-01 | $206,000 (21.3%) | $260,523 (28.9%) | 0.00 | 141 |
2021-03-01 | $213,725 (21.3%) | $263,616 (29.3%) | 0.00 | 123 |
2021-04-01 | $217,500 (23.3%) | $271,973 (32.8%) | 0.00 | 124 |
2021-05-01 | $199,900 (6.8%) | $277,811 (25.2%) | 0.00 | 106 |
2021-06-01 | $187,450 (-6.3%) | $284,318 (21.7%) | 0.00 | 105 |
2021-07-01 | $171,950 (-20.4%) | $316,044 (29.7%) | 0.00 | 124 |
2021-08-01 | $220,900 (0.5%) | $332,419 (33.6%) | 0.00 | 149 |
2021-09-01 | $234,950 (8.7%) | $350,310 (37.0%) | 0.00 | 148 |
2021-10-01 | $235,000 (11.3%) | $359,335 (39.9%) | 0.00 | 130 |
2021-11-01 | $219,173 (12.9%) | $344,424 (38.3%) | 0.00 | 134 |
2021-12-01 | $213,970 (14.8%) | $358,447 (46.3%) | 0.00 | 122 |
2022-01-01 | $165,000 (-15.3%) | $332,500 (32.0%) | 0.00 | 108 |
2022-02-01 | $179,900 (-12.7%) | $318,871 (22.4%) | 0.00 | 106 |
2022-03-01 | $184,925 (-13.5%) | $313,928 (19.1%) | 0.00 | 98 |
2022-04-01 | $209,900 (-3.5%) | $291,577 (7.2%) | 0.00 | 100 |
2022-05-01 | $232,000 (16.1%) | $297,604 (7.1%) | 0.00 | 105 |
2022-06-01 | $254,975 (36.0%) | $320,527 (12.7%) | 0.00 | 134 |
2022-07-01 | $250,000 (45.4%) | $331,025 (4.7%) | 0.00 | 143 |
2022-08-01 | $263,157 (19.1%) | $317,758 (-4.4%) | 0.00 | 170 |
2022-09-01 | $289,642 (23.3%) | $326,692 (-6.7%) | 0.00 | 173 |
2022-10-01 | $294,995 (25.5%) | $329,179 (-8.4%) | 0.00 | 188 |
2022-11-01 | $294,632 (34.4%) | $324,042 (-5.9%) | 0.00 | 203 |
2022-12-01 | $280,319 (31.0%) | $311,673 (-13.1%) | 0.00 | 209 |
2023-01-01 | $284,970 (72.7%) | $307,851 (-7.4%) | 0.00 | 199 |
2023-02-01 | $289,948 (61.2%) | $314,369 (-1.4%) | 0.00 | 206 |
2023-03-01 | $278,688 (50.7%) | $310,072 (-1.2%) | 0.00 | 194 |
2023-04-01 | $278,625 (32.7%) | $302,740 (3.8%) | 0.00 | 192 |
2023-05-01 | $283,691 (22.3%) | $308,151 (3.5%) | 0.00 | 186 |
2023-06-01 | $286,403 (12.3%) | $313,905 (-2.1%) | 0.00 | 198 |
2023-07-01 | $285,293 (14.1%) | $302,161 (-8.7%) | 0.00 | 187 |
2023-08-01 | $285,945 (8.7%) | $310,992 (-2.1%) | 0.00 | 209 |
2023-09-01 | $298,850 (3.2%) | $321,232 (-1.7%) | 0.00 | 259 |
2023-10-01 | $297,500 (0.9%) | $322,251 (-2.1%) | 0.00 | 283 |
LaGrange's median listing price comes in at 0% of the national average.
LaGrange's average listing price for 2023-10-01 was $322,251, a difference of $-6,928 (-2.1%) versus the prior year and $1,019 versus the prior month.
For the 2023-10-01 period, LaGrange had 283 MLS listings, a difference of 24 listings (9%) versus the prior month and 95 listings (51%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,936 sqft |
2018-02-01 | 0 days | 1,994 sqft |
2018-03-01 | 0 days | 2,049 sqft |
2018-04-01 | 0 days | 2,073 sqft |
2018-05-01 | 0 days | 2,072 sqft |
2018-06-01 | 0 days | 2,071 sqft |
2018-07-01 | 0 days | 2,065 sqft |
2018-08-01 | 0 days | 1,992 sqft |
2018-09-01 | 0 days | 2,013 sqft |
2018-10-01 | 0 days | 2,036 sqft |
2018-11-01 | 0 days | 2,065 sqft |
2018-12-01 | 0 days | 2,065 sqft |
2019-01-01 | 0 days | 2,108 sqft |
2019-02-01 | 0 days | 2,131 sqft |
2019-03-01 | 0 days | 2,164 sqft |
2019-04-01 | 0 days | 2,155 sqft |
2019-05-01 | 0 days | 2,117 sqft |
2019-06-01 | 0 days | 2,168 sqft |
2019-07-01 | 0 days | 2,114 sqft |
2019-08-01 | 0 days | 2,141 sqft |
2019-09-01 | 0 days | 2,116 sqft |
2019-10-01 | 0 days | 2,086 sqft |
2019-11-01 | 0 days | 2,039 sqft |
2019-12-01 | 0 days | 2,014 sqft |
2020-01-01 | 0 days | 1,966 sqft |
2020-02-01 | 0 days | 1,936 sqft |
2020-03-01 | 0 days | 2,026 sqft |
2020-04-01 | 0 days | 2,027 sqft |
2020-05-01 | 0 days | 2,048 sqft |
2020-06-01 | 0 days | 2,123 sqft |
2020-07-01 | 0 days | 2,188 sqft |
2020-08-01 | 0 days | 2,193 sqft |
2020-09-01 | 0 days | 2,147 sqft |
2020-10-01 | 0 days | 2,098 sqft |
2020-11-01 | 0 days | 2,012 sqft |
2020-12-01 | 0 days | 1,984 sqft |
2021-01-01 | 0 days | 2,027 sqft |
2021-02-01 | 0 days | 2,099 sqft |
2021-03-01 | 0 days | 2,134 sqft |
2021-04-01 | 0 days | 2,063 sqft |
2021-05-01 | 0 days | 1,760 sqft |
2021-06-01 | 0 days | 1,806 sqft |
2021-07-01 | 0 days | 1,728 sqft |
2021-08-01 | 0 days | 2,055 sqft |
2021-09-01 | 0 days | 2,049 sqft |
2021-10-01 | 0 days | 1,959 sqft |
2021-11-01 | 0 days | 1,814 sqft |
2021-12-01 | 0 days | 1,796 sqft |
2022-01-01 | 0 days | 1,774 sqft |
2022-02-01 | 0 days | 1,727 sqft |
2022-03-01 | 0 days | 1,806 sqft |
2022-04-01 | 0 days | 1,812 sqft |
2022-05-01 | 0 days | 1,882 sqft |
2022-06-01 | 0 days | 1,832 sqft |
2022-07-01 | 0 days | 1,930 sqft |
2022-08-01 | 0 days | 1,950 sqft |
2022-09-01 | 0 days | 1,985 sqft |
2022-10-01 | 0 days | 2,044 sqft |
2022-11-01 | 0 days | 2,097 sqft |
2022-12-01 | 0 days | 2,055 sqft |
2023-01-01 | 0 days | 2,016 sqft |
2023-02-01 | 0 days | 2,044 sqft |
2023-03-01 | 0 days | 1,903 sqft |
2023-04-01 | 0 days | 1,926 sqft |
2023-05-01 | 0 days | 1,921 sqft |
2023-06-01 | 0 days | 1,853 sqft |
2023-07-01 | 0 days | 1,797 sqft |
2023-08-01 | 0 days | 1,848 sqft |
2023-09-01 | 0 days | 2,000 sqft |
2023-10-01 | 0 days | 1,942 sqft |
LaGrange's median square footage for active listings during the 2023-10-01 period was 1,942 sqft. One year prior, the average listing was 2,044 sqft.
LaGrange, GA-AL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,163 | $262,445,000 | $225,662 |
Cash Out Refi | 398 | $64,090,000 | $161,030 |
Refi | 223 | $45,875,000 | $205,717 |
Home Improvement | 95 | $7,275,000 | $76,579 |
Other | 93 | $10,455,000 | $112,419 |
Lagrange's most frequently cited loan purpose was Home Purchase, with 1,163 originations. The 2nd most popular reason was Cash Out Refi, with 398 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 513 | $112,405,000 | $219,113 |
4-5% | 498 | $98,270,000 | $197,329 |
3-4% | 376 | $79,640,000 | $211,809 |
6-7% | 262 | $48,770,000 | $186,145 |
2.5-3% | 112 | $22,500,000 | $200,893 |
7-8% | 96 | $12,980,000 | $135,208 |
Over 8% | 60 | $4,990,000 | $83,167 |
<2.5% | 29 | $4,505,000 | $155,345 |
During 2022, Lagrange's most frequently originated rate bucket was 5-6%, with 513 originations.
Loan Sizing (LaGrange, GA-AL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 795 | $117,725,000 | $148,082 |
$200k-400k | 638 | $172,520,000 | $270,408 |
$100,000 or less | 444 | $28,870,000 | $65,023 |
$400k-600k | 72 | $33,710,000 | $468,194 |
$600k-1000k | 13 | $9,065,000 | $697,308 |
$Over $1MM | 10 | $28,250,000 | $2,825,000 |
LaGrange's loan sizing saw the bucket of loans from $100k-200k with 795 originations, totaling $117,725,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,015 | $218,845,000 | $215,611 |
60-80% | 482 | $103,900,000 | $215,560 |
40-60% | 173 | $31,585,000 | $182,572 |
20-40% | 137 | $12,375,000 | $90,328 |
Under 20% | 89 | $3,975,000 | $44,663 |
Over 100% | 38 | $11,370,000 | $299,211 |
LaGrange's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,015 originations, totaling $218,845,000 in origination value.