LaGrange Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lagrange averaged 7.1% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.25% and one month ago for the week of 2023-10-19, the average rate was 7.44%.

Lagrange's average rate one year ago was 6.42%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Lagrange 30 Year Fixed Rate 2023-11-22 7.1%
Lagrange 30 Year Fixed Rate Refi 2023-11-22 6.79%
Lagrange 15 Year Fixed Rate 2023-11-22 6.77%
Lagrange 15 Year Fixed Rate Refi 2023-11-22 6.87%
Lagrange 30 Year FHA 2023-11-22 -0.34%
Lagrange 30 Year FHA Refi 2023-11-22 0%
Lagrange 30 Year USDA 2023-11-22 -0.28%
Lagrange 30 Year USDA Refi 2023-11-22 0%
Lagrange 30 Year VA 2023-11-22 -0.27%
Lagrange 30 Year VA Refi 2023-11-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LaGrange, GA-AL.

LaGrange Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LaGrange, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 47 5.54% $7,319
QUICKEN LOANS, LLC 45 5.05% $5,648
Colony Bank 34 4.91% $3,724
HOME POINT FINANCIAL CORPORATION 27 4.52% $5,735
Renasant Bank 27 4.79% $5,414
Ameris Bank 23 5.27% $4,490
CMG MORTGAGE, INC. 22 3.92% $6,997
HOMEBRIDGE FINANCIAL SERVICES, INC. 20 5.38% $5,181
Synovus Bank 17 4.93% $4,650
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 5.15% $4,619
HOMESTAR FINANCIAL CORPORATION 15 4.93% $5,413
LOANDEPOT.COM, LLC 15 4.77% $4,673
Truist 14 4.84% $3,858
Magnolia Bank 13 4.36% $5,567
Wells Fargo Bank 12 5.09% $4,196
South State Bank 11 4.69% $3,975
Plains Commerce Bank 10 6.09% $6,159
CROSSCOUNTRY MORTGAGE, LLC 9 4.75% $4,552
Flagstar Bank, FSB 9 4.94% $4,666
MOVEMENT MORTGAGE, LLC 8 5.53% $5,159
PENNYMAC LOAN SERVICES, LLC 8 5.15% $5,911
Trustmark National Bank 8 5.48% $3,713
BROKER SOLUTIONS, INC. 7 5.51% $5,757
Paramount Residential Mortgage Group, Inc. 7 5.55% $7,089
FIRST COMMUNITY MORTGAGE, INC. 6 4.94% $4,564
ENVOY MORTGAGE, LTD 6 5.08% $5,989
ROYAL UNITED MORTGAGE LLC 6 5.56% $6,477
Mr. Cooper ( Nationstar Mortgage ) 6 5.35% $7,063
DELTA COMMUNITY CREDIT UNION 5 4.73% $3,855
EVERETT FINANCIAL, INC. 5 5.85% $2,196
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 4.75% $6,398
Regions Bank 4 5.13% $5,351
River Bank & Trust 4 4.49% $2,866
Capital City Home Loans, LLC 4 5.16% $4,400
CALIBER HOME LOANS, INC. 4 4.58% $5,096
FREEDOM MORTGAGE CORPORATION 4 4.34% $3,511
NAVY FEDERAL CREDIT UNION 4 5.47% $2,114
GUARANTEED RATE, INC. 4 5.06% $4,281
JPMorgan Chase Bank 4 5.81% $3,076
LAKEVIEW LOAN SERVICING, LLC 4 4.06% $3,070
PNC Bank 3 6.00% $3,559
CONTOUR MORTGAGE CORPORATION 3 6.54% $4,536
Carrington Mortgage Services, LLC 3 5.29% $5,901
INSPIRE HOME LOANS INC. 3 5.75% $7,197
Mortgage Research Center, LLC 3 3.46% $4,493
GUARANTY HOME MORTGAGE CORPORATION 3 5.75% $5,169
CARDINAL FINANCIAL 3 4.25% $6,768
GUILD MORTGAGE COMPANY 3 4.63% $4,588
PLAZA HOME MORTGAGE, INC. 3 6.00% $8,255
FINANCE OF AMERICA MORTGAGE LLC 3 6.25% $6,502
NEWREZ LLC 3 5.87% $6,523
United Community Bank 3 5.46% $4,097
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 4.25% $4,556
Nations Lending Corporation 2 5.62% $8,959
First Federal Bank 2 4.69% $4,266
Ally Bank 2 4.50% $2,051
PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.19% $6,168
VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.63% $6,245
1ST PREFERENCE MORTGAGE CORP. 2 6.44% $9,114
NMSI, INC. 2 5.88% $4,852
M&T Bank 2 5.38% $5,417
HOMESIDE FINANCIAL, LLC 2 5.75% $4,226
Prosperity Home Mortgage, LLC 2 5.50% $4,195
STOCKTON MORTGAGE CORPORATION 2 3.68% $6,475
THE MORTGAGE FIRM, INC. 2 5.00% $3,871
Wyndham Capital Mortgage, Inc. 1 3.88% $1,710
21ST MORTGAGE CORPORATION 1 6.55% $6,485
ACOPIA, LLC 1 4.50% $8,555
AlaTrust Credit Union 1 3.50% $3,374
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 5.50% $3,638
AmeriHome Mortgage Company, LLC 1 5.13% $6,423
AMERISAVE MORTGAGE CORPORATION 1 2.99% $6,492
Arvest Bank 1 3.75% $5,643
ATLANTA POSTAL 1 3.88% $6,322
Atlantic Union Bank 1 6.13% $5,231
BancorpSouth 1 4.38% $2,443
Bank of America 1 2.75% $10,911
Bank of England 1 4.75% $5,536
BANKSOUTH MORTGAGE COMPANY, LLC 1 4.88% $2,355
Barrington Bank & Trust Company, N.A. 1 4.38% $13,032
BAYSHORE MORTGAGE FUNDING, LLC 1 4.50% $5,838
CANOPY MORTGAGE, LLC 1 6.50% $5,264
CHEVRON 1 4.88% $9,107
Citibank 1 4.25% $3,075
Colonial Savings, F.A. 1 5.25% $4,870
DEEPHAVEN MORTGAGE LLC 1 5.88% $5,632
DIRECT LENDERS, LLC 1 6.25% $150
EASTMAN 1 5.50% $4,102
EMM LOANS LLC 1 6.88% $4,635
FBC MORTGAGE, LLC 1 7.38% $6,388
Fifth Third Bank 1 5.38% $5,948
First Option Mortgage, LLC 1 7.38% $3,536
GMFS LLC 1 5.99% $3,856
KELLER MORTGAGE, LLC 1 3.38% $5,208
Lakeview Community Capital, LLC 1 3.25% $3,268
LAND HOME FINANCIAL SERVICES, INC. 1 6.50% $2,877
MEMBER FIRST MORTGAGE, LLC 1 4.75% $3,528
Metro City Bank 1 7.00% $5,945
Mortgage Assurance Inc. 1 3.63% $4,051
NBKC BANK 1 5.00% $2,067
North American Savings Bank, F.S.B. 1 7.50% $7,332
Northwest Federal Credit Union 1 4.13% $3,969
OPEN MORTGAGE, LLC 1 4.63% $5,066
REDSTONE Federal Credit Union 1 5.38% $2,821
SECURITYNATIONAL MORTGAGE COMPANY 1 5.63% $3,242
Sierra Pacific Mortgage Company, Inc. 1 3.50% $5,224
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.13% $3,194
Stifel Bank and Trust 1 3.88% $2,965
UNION HOME MORTGAGE CORP. 1 4.13% $3,465
U.S. Bank 1 2.88% $2,078
US MORTGAGE CORPORATION 1 5.50% $6,461
Valley National Bank 1 5.13% $4,051

LaGrange Average Closing Costs & Other Stats

LaGrange, GA-AL's 112 lenders originated 1,972 loans during 2022. The total origination value was $390,140,000, with an average loan value of $197,840.

LaGrange's average closing costs are $5,090.

The top LaGrange lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 47 loans originated. Their average total fees are $7,319, which is $1,671 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LaGrange lenders (with over 10 loans originated) are Colony Bank ($3,724), Truist ($3,858), South State Bank ($3,975), Wells Fargo Bank ($4,196) and Ameris Bank ($4,490).

The lowest rate LaGrange lenders (with over 10 loans originated) are CMG MORTGAGE, INC. (3.92%), Magnolia Bank (4.36%), HOME POINT FINANCIAL CORPORATION (4.52%), South State Bank (4.69%) and LOANDEPOT.COM, LLC (4.77%).

LaGrange, GA-AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Colony Bank $34,375,000 $32,755,000 -4.7% 8.4%
QUICKEN LOANS, LLC $40,820,000 $22,535,000 -44.8% 5.8%
UNITED WHOLESALE MORTGAGE, LLC $26,130,000 $20,570,000 -21.3% 5.3%
Synovus Bank $21,605,000 $17,325,000 -19.8% 4.4%
CMG MORTGAGE, INC. $45,150,000 $16,200,000 -64.1% 4.2%
HOMESTAR FINANCIAL CORPORATION $12,860,000 $14,295,000 11.2% 3.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,245,000 $11,615,000 173.6% 3.0%
Ameris Bank $15,795,000 $10,615,000 -32.8% 2.7%
HOME POINT FINANCIAL CORPORATION $29,265,000 $10,500,000 -64.1% 2.7%
Renasant Bank $14,200,000 $9,175,000 -35.4% 2.4%
Flagstar Bank, FSB $8,620,000 $9,160,000 6.3% 2.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,080,000 $8,375,000 -7.8% 2.1%
South State Bank $11,195,000 $8,270,000 -26.1% 2.1%
Plains Commerce Bank $8,115,000 n/a 2.1%
Truist $5,990,000 $7,905,000 32.0% 2.0%
Mortgage Research Center, LLC $5,580,000 $7,705,000 38.1% 2.0%
PNC Bank $3,960,000 $5,820,000 47.0% 1.5%
Paramount Residential Mortgage Group, Inc. $760,000 $5,600,000 636.8% 1.4%
INSPIRE HOME LOANS INC. $6,360,000 $5,550,000 -12.7% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $6,605,000 $5,430,000 -17.8% 1.4%
BROKER SOLUTIONS, INC. $6,015,000 $4,930,000 -18.0% 1.3%
LOANDEPOT.COM, LLC $8,270,000 $4,840,000 -41.5% 1.2%
PENNYMAC LOAN SERVICES, LLC $10,700,000 $4,570,000 -57.3% 1.2%
Magnolia Bank $4,640,000 $4,565,000 -1.6% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $6,535,000 $4,340,000 -33.6% 1.1%
MOVEMENT MORTGAGE, LLC $2,755,000 $4,310,000 56.4% 1.1%
Wells Fargo Bank $4,755,000 $4,225,000 -11.1% 1.1%
Grandbridge Real Estate Capital LLC $4,055,000 n/a 1.0%
NAVY FEDERAL CREDIT UNION $3,965,000 $3,755,000 -5.3% 1.0%
FIRST TECHNOLOGY $3,075,000 n/a 0.8%
WALKER & DUNLOP, LLC $2,985,000 $2,985,000 0.0% 0.8%
FREEDOM MORTGAGE CORPORATION $14,465,000 $2,805,000 -80.6% 0.7%
CALIBER HOME LOANS, INC. $3,880,000 $2,755,000 -29.0% 0.7%
Regions Bank $1,415,000 $2,530,000 78.8% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,390,000 $2,500,000 -43.1% 0.6%
Capital City Bank $1,455,000 $2,410,000 65.6% 0.6%
LAKEVIEW LOAN SERVICING, LLC $4,260,000 $2,315,000 -45.7% 0.6%
United Community Bank $4,725,000 $2,295,000 -51.4% 0.6%
NEWREZ LLC $4,640,000 $2,255,000 -51.4% 0.6%
ENVOY MORTGAGE, LTD $395,000 $2,250,000 469.6% 0.6%
Carrington Mortgage Services, LLC $1,875,000 $2,220,000 18.4% 0.6%
EVERETT FINANCIAL, INC. $1,010,000 $2,145,000 112.4% 0.5%
River Bank & Trust $420,000 $2,060,000 390.5% 0.5%
Trustmark National Bank $1,395,000 $1,715,000 22.9% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $650,000 $1,690,000 160.0% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,450,000 $1,680,000 -31.4% 0.4%
CONTOUR MORTGAGE CORPORATION $205,000 $1,605,000 682.9% 0.4%
Capital City Home Loans, LLC $2,380,000 $1,590,000 -33.2% 0.4%
Truliant Federal Credit Union $1,565,000 n/a 0.4%
AMERISAVE MORTGAGE CORPORATION $5,050,000 $1,490,000 -70.5% 0.4%
EMM LOANS LLC $1,390,000 n/a 0.4%
Nations Lending Corporation $440,000 $1,295,000 194.3% 0.3%
DELTA COMMUNITY CREDIT UNION $2,130,000 $1,235,000 -42.0% 0.3%
Valley National Bank $235,000 $1,210,000 414.9% 0.3%
AuburnBank $2,580,000 $1,195,000 -53.7% 0.3%
JPMorgan Chase Bank $2,075,000 $1,145,000 -44.8% 0.3%
Lakeview Community Capital, LLC $505,000 $1,075,000 112.9% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $1,800,000 $1,060,000 -41.1% 0.3%
NEW DAY FINANCIAL, LLC $3,665,000 $1,060,000 -71.1% 0.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $810,000 $1,055,000 30.2% 0.3%
North American Savings Bank, F.S.B. $740,000 $1,035,000 39.9% 0.3%
21ST MORTGAGE CORPORATION $740,000 $1,020,000 37.8% 0.3%
THE MORTGAGE FIRM, INC. $125,000 $1,000,000 700.0% 0.3%
VILLAGE CAPITAL MORTGAGE $2,310,000 $990,000 -57.1% 0.3%
USAA Federal Savings Bank $1,535,000 $980,000 -36.2% 0.3%
PLAZA HOME MORTGAGE, INC. $555,000 $950,000 71.2% 0.2%
GUILD MORTGAGE COMPANY $1,900,000 $920,000 -51.6% 0.2%
GUARANTEED RATE, INC. $1,440,000 $885,000 -38.5% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,790,000 $880,000 -50.8% 0.2%
SOUTHWEST STAGE FUNDING, LLC $230,000 $860,000 273.9% 0.2%
BancorpSouth Bank $55,000 $855,000 1,454.5% 0.2%
STOCKTON MORTGAGE CORPORATION $790,000 $830,000 5.1% 0.2%
ROYAL UNITED MORTGAGE LLC $170,000 $800,000 370.6% 0.2%
First South Farm Credit, ACA $345,000 $780,000 126.1% 0.2%
1ST PREFERENCE MORTGAGE CORP. $265,000 $775,000 192.5% 0.2%
CHEVRON $775,000 n/a 0.2%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,330,000 $750,000 -43.6% 0.2%
FBC MORTGAGE, LLC $740,000 $740,000 0.0% 0.2%
HOMESIDE FINANCIAL, LLC $475,000 $740,000 55.8% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $105,000 $710,000 576.2% 0.2%
VAN DYK MORTGAGE CORPORATION $510,000 $710,000 39.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $445,000 $705,000 58.4% 0.2%
CHURCHILL MORTGAGE CORPORATION $870,000 $675,000 -22.4% 0.2%
Hometown Lenders, Inc. $650,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $875,000 $630,000 -28.0% 0.2%
RELIANCE FIRST CAPITAL, LLC $105,000 $600,000 471.4% 0.2%
First Federal Bank $1,630,000 $585,000 -64.1% 0.1%
Bank of America $925,000 $580,000 -37.3% 0.1%
Stifel Bank and Trust $755,000 $575,000 -23.8% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $625,000 $560,000 -10.4% 0.1%
NMSI, INC. $880,000 $560,000 -36.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $185,000 $555,000 200.0% 0.1%
Southern First Bank $555,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $530,000 n/a 0.1%
M&T Bank $190,000 $510,000 168.4% 0.1%
Southern States Bank $1,665,000 $505,000 -69.7% 0.1%
ACOPIA, LLC $580,000 $480,000 -17.2% 0.1%
Bank of England $665,000 $480,000 -27.8% 0.1%
First Bank of Alabama $200,000 $475,000 137.5% 0.1%
CERTAINTY HOME LOANS, LLC $470,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $995,000 $465,000 -53.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 $460,000 104.4% 0.1%
Prosperity Home Mortgage, LLC $430,000 $455,000 5.8% 0.1%
AMERICAN FINANCING CORPORATION $380,000 $450,000 18.4% 0.1%
Equity Prime Mortgage LLC $195,000 $435,000 123.1% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $410,000 $430,000 4.9% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $555,000 $425,000 -23.4% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $310,000 $420,000 35.5% 0.1%
GUARANTEED RATE AFFINITY, LLC $385,000 $410,000 6.5% 0.1%
TOP FLITE FINANCIAL, INC. $405,000 n/a 0.1%
Atlantic Union Bank $455,000 $390,000 -14.3% 0.1%
GMFS LLC $65,000 $390,000 500.0% 0.1%
US MORTGAGE CORPORATION $480,000 $390,000 -18.8% 0.1%
LENDINGHOME FUNDING CORPORATION $380,000 n/a 0.1%
EASTMAN $365,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $540,000 $355,000 -34.3% 0.1%
U.S. Bank $25,000 $350,000 1,300.0% 0.1%
CIVIC FINANCIAL SERVICES, LLC $105,000 $335,000 219.0% 0.1%
AmeriHome Mortgage Company, LLC $390,000 $330,000 -15.4% 0.1%
United Bank $1,405,000 $330,000 -76.5% 0.1%
Mid-Continent Funding, Inc. $1,470,000 $325,000 -77.9% 0.1%
Northwest Federal Credit Union $325,000 n/a 0.1%
AgFirst Farm Credit Bank $2,145,000 $315,000 -85.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,370,000 $310,000 -77.4% 0.1%
Mortgage Assurance Inc. $1,130,000 $305,000 -73.0% 0.1%
DAS Acquisition Company, LLC $505,000 $295,000 -41.6% 0.1%
PLANET HOME LENDING, LLC $350,000 $295,000 -15.7% 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $1,765,000 $290,000 -83.6% 0.1%
Citibank $115,000 $285,000 147.8% 0.1%
The Federal Savings Bank $775,000 $285,000 -63.2% 0.1%
GEO-CORP, INC. $275,000 n/a 0.1%
NBKC BANK $630,000 $275,000 -56.3% 0.1%
Wyndham Capital Mortgage, Inc. $1,535,000 $275,000 -82.1% 0.1%
FirstBank $640,000 $270,000 -57.8% 0.1%
UNION HOME MORTGAGE CORP. $330,000 $270,000 -18.2% 0.1%
Figure Lending LLC $75,000 $265,000 253.3% 0.1%
The Peoples Bank of Georgia $265,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $260,000 n/a 0.1%
DIRECT LENDERS, LLC $260,000 n/a 0.1%
Metro City Bank $95,000 $255,000 168.4% 0.1%
AlaTrust Credit Union $245,000 n/a 0.1%
MILEND, INC. $880,000 $245,000 -72.2% 0.1%
THE SOUTHERN Credit Union $245,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $105,000 $235,000 123.8% 0.1%
SHELTER HOME MORTGAGE, LLC $235,000 n/a 0.1%
LOANPAL, LLC $230,000 n/a 0.1%
Fifth Third Bank $425,000 $215,000 -49.4% 0.1%
Low VA Rates, LLC $125,000 $215,000 72.0% 0.1%
The Commercial Bank $215,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $215,000 n/a 0.1%
CapStar Bank $205,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $465,000 $205,000 -55.9% 0.1%
RESIDENTIAL BANCORP. $245,000 $205,000 -16.3% 0.1%
SWBC MORTGAGE CORPORATION $205,000 n/a 0.1%
CANOPY MORTGAGE, LLC $195,000 n/a 0.0%
OPEN MORTGAGE, LLC $95,000 $195,000 105.3% 0.0%
Ally Bank $1,115,000 $190,000 -83.0% 0.0%
DATA MORTGAGE, INC. $190,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $185,000 $190,000 2.7% 0.0%
MICHIGAN MUTUAL, INC. $185,000 n/a 0.0%
AUBURN UNIVERSITY CREDIT UNION $340,000 $175,000 -48.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $625,000 $165,000 -73.6% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $165,000 n/a 0.0%
THRIVE MORTGAGE, LLC $165,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $340,000 $155,000 -54.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $995,000 $155,000 -84.4% 0.0%
Colonial Savings, F.A. $620,000 $145,000 -76.6% 0.0%
Texana Bank $145,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $145,000 n/a 0.0%
Bank OZK $65,000 $140,000 115.4% 0.0%
MAX Credit Union $285,000 $140,000 -50.9% 0.0%
Consumer First Mortgage, Inc. $285,000 $135,000 -52.6% 0.0%
CSL Financial, LLC $75,000 $135,000 80.0% 0.0%
Five Star Credit Union $135,000 n/a 0.0%
A&D Mortgage LLC $235,000 $125,000 -46.8% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $125,000 n/a 0.0%
KELLER MORTGAGE, LLC $115,000 n/a 0.0%
PHH Mortgage Corporation $150,000 $115,000 -23.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 n/a 0.0%
Arvest Bank $210,000 $105,000 -50.0% 0.0%
ATLANTA POSTAL $105,000 n/a 0.0%
Fort McClellan Credit Union $45,000 $105,000 133.3% 0.0%
AMWEST FUNDING CORP. $745,000 $95,000 -87.2% 0.0%
MidFirst Bank $95,000 n/a 0.0%
FAY SERVICING, LLC $85,000 n/a 0.0%
GEORGIA'S OWN $320,000 $85,000 -73.4% 0.0%
REDSTONE Federal Credit Union $85,000 n/a 0.0%
First Option Mortgage, LLC $310,000 $75,000 -75.8% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $340,000 $75,000 -77.9% 0.0%
Secured Investment Corp. $310,000 $75,000 -75.8% 0.0%
First Savings Bank $65,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $265,000 $65,000 -75.5% 0.0%
Goldwater Bank, N.A. $225,000 $55,000 -75.6% 0.0%
LEGACY COMMUNITY FEDERAL CREDIT UNION $55,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $55,000 n/a 0.0%
Citizens Bank $260,000 $45,000 -82.7% 0.0%
Discover Bank $260,000 $35,000 -86.5% 0.0%
GEORGIA UNITED $190,000 $35,000 -81.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $35,000 n/a 0.0%
Georgia Banking Company $245,000 $15,000 -93.9% 0.0%

LaGrange's top lender by overall market share is Colony Bank, with 8.4% market share. In second place, with 5.8%, is QUICKEN LOANS, LLC, having originated $22,535,000 in loans. In third place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,570,000 in loans. In fourth place, with 4.4%, is Synovus Bank, having originated $17,325,000 in loans. In fifth place, with 4.2%, is CMG MORTGAGE, INC., having originated $16,200,000 in loans.


LaGrange Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,100 (3.8%) $200,245 (10.2%) 0.00 357
2018-02-01 $149,925 (7.8%) $205,859 (14.8%) 0.00 343
2018-03-01 $159,900 (15.1%) $206,954 (11.9%) 0.00 348
2018-04-01 $169,800 (21.4%) $207,359 (9.5%) 0.00 379
2018-05-01 $170,950 (15.4%) $207,172 (5.9%) 0.00 377
2018-06-01 $169,900 (14.7%) $209,286 (4.8%) 0.00 386
2018-07-01 $171,625 (7.1%) $211,006 (2.8%) 0.00 421
2018-08-01 $162,375 (8.3%) $211,328 (5.1%) 0.00 418
2018-09-01 $169,900 (13.3%) $208,333 (1.8%) 0.00 427
2018-10-01 $175,000 (18.5%) $210,193 (4.1%) 0.00 427
2018-11-01 $183,700 (23.8%) $210,853 (5.6%) 0.00 426
2018-12-01 $180,000 (22.9%) $214,142 (6.4%) 0.00 417
2019-01-01 $182,725 (22.6%) $212,726 (6.2%) 0.00 388
2019-02-01 $189,800 (26.6%) $214,786 (4.3%) 0.00 372
2019-03-01 $183,514 (14.8%) $215,234 (4.0%) 0.00 377
2019-04-01 $175,200 (3.2%) $208,629 (0.6%) 0.00 390
2019-05-01 $177,075 (3.6%) $209,215 (1.0%) 0.00 398
2019-06-01 $177,995 (4.8%) $208,027 (-0.6%) 0.00 408
2019-07-01 $172,425 (0.5%) $204,780 (-3.0%) 0.00 413
2019-08-01 $177,577 (9.4%) $207,237 (-1.9%) 0.00 401
2019-09-01 $181,443 (6.8%) $209,316 (0.5%) 0.00 390
2019-10-01 $181,745 (3.9%) $210,338 (0.1%) 0.00 381
2019-11-01 $174,450 (-5.0%) $206,288 (-2.2%) 0.00 368
2019-12-01 $171,625 (-4.7%) $205,580 (-4.0%) 0.00 367
2020-01-01 $169,900 (-7.0%) $200,970 (-5.5%) 0.00 351
2020-02-01 $169,900 (-10.5%) $202,091 (-5.9%) 0.00 347
2020-03-01 $176,200 (-4.0%) $203,808 (-5.3%) 0.00 323
2020-04-01 $176,450 (0.7%) $204,751 (-1.9%) 0.00 319
2020-05-01 $187,250 (5.8%) $221,989 (6.1%) 0.00 290
2020-06-01 $199,945 (12.3%) $233,582 (12.3%) 0.00 262
2020-07-01 $216,000 (25.3%) $243,701 (19.0%) 0.00 237
2020-08-01 $219,900 (23.8%) $248,814 (20.1%) 0.00 214
2020-09-01 $216,075 (19.1%) $255,725 (22.2%) 0.00 194
2020-10-01 $211,200 (16.2%) $256,838 (22.1%) 0.00 184
2020-11-01 $194,093 (11.3%) $249,128 (20.8%) 0.00 179
2020-12-01 $186,368 (8.6%) $245,042 (19.2%) 0.00 192
2021-01-01 $194,900 (14.7%) $251,811 (25.3%) 0.00 175
2021-02-01 $206,000 (21.3%) $260,523 (28.9%) 0.00 141
2021-03-01 $213,725 (21.3%) $263,616 (29.3%) 0.00 123
2021-04-01 $217,500 (23.3%) $271,973 (32.8%) 0.00 124
2021-05-01 $199,900 (6.8%) $277,811 (25.2%) 0.00 106
2021-06-01 $187,450 (-6.3%) $284,318 (21.7%) 0.00 105
2021-07-01 $171,950 (-20.4%) $316,044 (29.7%) 0.00 124
2021-08-01 $220,900 (0.5%) $332,419 (33.6%) 0.00 149
2021-09-01 $234,950 (8.7%) $350,310 (37.0%) 0.00 148
2021-10-01 $235,000 (11.3%) $359,335 (39.9%) 0.00 130
2021-11-01 $219,173 (12.9%) $344,424 (38.3%) 0.00 134
2021-12-01 $213,970 (14.8%) $358,447 (46.3%) 0.00 122
2022-01-01 $165,000 (-15.3%) $332,500 (32.0%) 0.00 108
2022-02-01 $179,900 (-12.7%) $318,871 (22.4%) 0.00 106
2022-03-01 $184,925 (-13.5%) $313,928 (19.1%) 0.00 98
2022-04-01 $209,900 (-3.5%) $291,577 (7.2%) 0.00 100
2022-05-01 $232,000 (16.1%) $297,604 (7.1%) 0.00 105
2022-06-01 $254,975 (36.0%) $320,527 (12.7%) 0.00 134
2022-07-01 $250,000 (45.4%) $331,025 (4.7%) 0.00 143
2022-08-01 $263,157 (19.1%) $317,758 (-4.4%) 0.00 170
2022-09-01 $289,642 (23.3%) $326,692 (-6.7%) 0.00 173
2022-10-01 $294,995 (25.5%) $329,179 (-8.4%) 0.00 188
2022-11-01 $294,632 (34.4%) $324,042 (-5.9%) 0.00 203
2022-12-01 $280,319 (31.0%) $311,673 (-13.1%) 0.00 209
2023-01-01 $284,970 (72.7%) $307,851 (-7.4%) 0.00 199
2023-02-01 $289,948 (61.2%) $314,369 (-1.4%) 0.00 206
2023-03-01 $278,688 (50.7%) $310,072 (-1.2%) 0.00 194
2023-04-01 $278,625 (32.7%) $302,740 (3.8%) 0.00 192
2023-05-01 $283,691 (22.3%) $308,151 (3.5%) 0.00 186
2023-06-01 $286,403 (12.3%) $313,905 (-2.1%) 0.00 198
2023-07-01 $285,293 (14.1%) $302,161 (-8.7%) 0.00 187
2023-08-01 $285,945 (8.7%) $310,992 (-2.1%) 0.00 209
2023-09-01 $298,850 (3.2%) $321,232 (-1.7%) 0.00 259
2023-10-01 $297,500 (0.9%) $322,251 (-2.1%) 0.00 283
LaGrange's median listing price for 2023-10-01 was $297,500, a difference of $2,505 (0.9%) versus the prior year and $-1,350 versus the prior month.

LaGrange's median listing price comes in at 0% of the national average.

LaGrange's average listing price for 2023-10-01 was $322,251, a difference of $-6,928 (-2.1%) versus the prior year and $1,019 versus the prior month.

For the 2023-10-01 period, LaGrange had 283 MLS listings, a difference of 24 listings (9%) versus the prior month and 95 listings (51%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,936 sqft
2018-02-01 0 days 1,994 sqft
2018-03-01 0 days 2,049 sqft
2018-04-01 0 days 2,073 sqft
2018-05-01 0 days 2,072 sqft
2018-06-01 0 days 2,071 sqft
2018-07-01 0 days 2,065 sqft
2018-08-01 0 days 1,992 sqft
2018-09-01 0 days 2,013 sqft
2018-10-01 0 days 2,036 sqft
2018-11-01 0 days 2,065 sqft
2018-12-01 0 days 2,065 sqft
2019-01-01 0 days 2,108 sqft
2019-02-01 0 days 2,131 sqft
2019-03-01 0 days 2,164 sqft
2019-04-01 0 days 2,155 sqft
2019-05-01 0 days 2,117 sqft
2019-06-01 0 days 2,168 sqft
2019-07-01 0 days 2,114 sqft
2019-08-01 0 days 2,141 sqft
2019-09-01 0 days 2,116 sqft
2019-10-01 0 days 2,086 sqft
2019-11-01 0 days 2,039 sqft
2019-12-01 0 days 2,014 sqft
2020-01-01 0 days 1,966 sqft
2020-02-01 0 days 1,936 sqft
2020-03-01 0 days 2,026 sqft
2020-04-01 0 days 2,027 sqft
2020-05-01 0 days 2,048 sqft
2020-06-01 0 days 2,123 sqft
2020-07-01 0 days 2,188 sqft
2020-08-01 0 days 2,193 sqft
2020-09-01 0 days 2,147 sqft
2020-10-01 0 days 2,098 sqft
2020-11-01 0 days 2,012 sqft
2020-12-01 0 days 1,984 sqft
2021-01-01 0 days 2,027 sqft
2021-02-01 0 days 2,099 sqft
2021-03-01 0 days 2,134 sqft
2021-04-01 0 days 2,063 sqft
2021-05-01 0 days 1,760 sqft
2021-06-01 0 days 1,806 sqft
2021-07-01 0 days 1,728 sqft
2021-08-01 0 days 2,055 sqft
2021-09-01 0 days 2,049 sqft
2021-10-01 0 days 1,959 sqft
2021-11-01 0 days 1,814 sqft
2021-12-01 0 days 1,796 sqft
2022-01-01 0 days 1,774 sqft
2022-02-01 0 days 1,727 sqft
2022-03-01 0 days 1,806 sqft
2022-04-01 0 days 1,812 sqft
2022-05-01 0 days 1,882 sqft
2022-06-01 0 days 1,832 sqft
2022-07-01 0 days 1,930 sqft
2022-08-01 0 days 1,950 sqft
2022-09-01 0 days 1,985 sqft
2022-10-01 0 days 2,044 sqft
2022-11-01 0 days 2,097 sqft
2022-12-01 0 days 2,055 sqft
2023-01-01 0 days 2,016 sqft
2023-02-01 0 days 2,044 sqft
2023-03-01 0 days 1,903 sqft
2023-04-01 0 days 1,926 sqft
2023-05-01 0 days 1,921 sqft
2023-06-01 0 days 1,853 sqft
2023-07-01 0 days 1,797 sqft
2023-08-01 0 days 1,848 sqft
2023-09-01 0 days 2,000 sqft
2023-10-01 0 days 1,942 sqft
LaGrange's median listing age (time on market) for 2023-10-01 was 0 days.

LaGrange's median square footage for active listings during the 2023-10-01 period was 1,942 sqft. One year prior, the average listing was 2,044 sqft.

LaGrange, GA-AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,163 $262,445,000 $225,662
Cash Out Refi 398 $64,090,000 $161,030
Refi 223 $45,875,000 $205,717
Home Improvement 95 $7,275,000 $76,579
Other 93 $10,455,000 $112,419

Lagrange's most frequently cited loan purpose was Home Purchase, with 1,163 originations. The 2nd most popular reason was Cash Out Refi, with 398 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 513 $112,405,000 $219,113
4-5% 498 $98,270,000 $197,329
3-4% 376 $79,640,000 $211,809
6-7% 262 $48,770,000 $186,145
2.5-3% 112 $22,500,000 $200,893
7-8% 96 $12,980,000 $135,208
Over 8% 60 $4,990,000 $83,167
<2.5% 29 $4,505,000 $155,345

During 2022, Lagrange's most frequently originated rate bucket was 5-6%, with 513 originations.

Loan Sizing (LaGrange, GA-AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 795 $117,725,000 $148,082
$200k-400k 638 $172,520,000 $270,408
$100,000 or less 444 $28,870,000 $65,023
$400k-600k 72 $33,710,000 $468,194
$600k-1000k 13 $9,065,000 $697,308
$Over $1MM 10 $28,250,000 $2,825,000

LaGrange's loan sizing saw the bucket of loans from $100k-200k with 795 originations, totaling $117,725,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,015 $218,845,000 $215,611
60-80% 482 $103,900,000 $215,560
40-60% 173 $31,585,000 $182,572
20-40% 137 $12,375,000 $90,328
Under 20% 89 $3,975,000 $44,663
Over 100% 38 $11,370,000 $299,211

LaGrange's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,015 originations, totaling $218,845,000 in origination value.