LaGrange Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lagrange averaged 7.47% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.53% and one month ago for the week of 2026-10-01, the average rate was 7.57%.

Lagrange's average rate one year ago was 6.16%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.99%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Lagrange 30 Year Fixed Rate 2026-11-05 7.47%
Lagrange 30 Year Fixed Rate Refi 2026-11-05 7.99%
Lagrange 15 Year Fixed Rate 2026-11-05 6.37%
Lagrange 15 Year Fixed Rate Refi 2026-11-05 6.77%
Lagrange 30 Year FHA 2026-11-05 6.6%
Lagrange 30 Year FHA Refi 2026-11-05 7.03%
Lagrange 30 Year USDA 2026-11-05 6.91%
Lagrange 30 Year USDA Refi 2026-11-05 7%
Lagrange 30 Year VA 2026-11-05 6.77%
Lagrange 30 Year VA Refi 2026-11-05 6.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LaGrange, GA-AL.

LaGrange Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LaGrange, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
QUICKEN LOANS, LLC 47 6.81% $6,661
UNITED WHOLESALE MORTGAGE, LLC 43 6.66% $7,165
Colony Bank 35 6.58% $4,634
Synovus Bank 24 6.47% $4,849
Magnolia Bank 19 6.52% $7,456
ARK-LA-TEX FINANCIAL SERVICES, LLC. 18 6.50% $6,584
Renasant Bank 15 6.66% $5,082
CROSSCOUNTRY MORTGAGE, LLC 14 6.95% $5,787
JET HOMELOANS, LLC 10 5.37% $4,384
Ameris Bank 10 6.79% $4,843
CMG MORTGAGE, INC. 10 6.33% $7,155
GUILD MORTGAGE COMPANY 8 6.42% $5,785
South State Bank 7 6.68% $4,602
Plains Commerce Bank 6 6.85% $8,592
DELTA COMMUNITY CREDIT UNION 6 5.77% $7,184
NAVY FEDERAL CREDIT UNION 6 6.88% $5,662
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.81% $5,934
PENNYMAC LOAN SERVICES, LLC 6 6.54% $8,163
Trustmark National Bank 6 6.15% $5,475
EMM LOANS LLC 5 6.97% $5,272
INSPIRE HOME LOANS INC. 5 6.48% $5,002
CANOPY MORTGAGE, LLC 5 6.65% $10,309
Prosperity Home Mortgage, LLC 4 7.03% $4,750
Paramount Residential Mortgage Group, Inc. 4 6.37% $7,619
Mr. Cooper ( Nationstar Mortgage ) 4 6.90% $7,807
LOANDEPOT.COM, LLC 4 6.31% $9,412
PNC Bank 3 6.54% $5,318
AMERICAN FINANCIAL RESOURCES, INC. 3 6.29% $4,393
AMERICAN FINANCING CORPORATION 3 6.66% $8,321
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.83% $8,716
Bank of America 3 6.79% $1,792
BROKER SOLUTIONS, INC. 3 7.04% $6,292
Capital City Home Loans, LLC 3 6.96% $4,553
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 6.58% $8,882
First National Bank of America 3 8.83% $9,373
HOMESIDE FINANCIAL, LLC 3 7.00% $4,751
INTERLINC MORTGAGE SERVICES, LLC 3 6.92% $2,387
MOVEMENT MORTGAGE, LLC 3 6.35% $7,175
MUTUAL OF OMAHA MORTGAGE, INC. 3 7.13% $7,346
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.25% $4,643
River Bank & Trust 3 7.20% $5,322
The Loan Store, Inc. 3 6.79% $8,071
Truist 3 6.73% $3,341
ZILLOW HOME LOANS, LLC 3 7.04% $4,159
Stifel Bank and Trust 2 6.13% $3,261
SUCCESS MORTGAGE PARTNERS, INC. 2 7.13% $5,605
21ST MORTGAGE CORPORATION 2 8.30% $6,223
BAY-VALLEY MORTGAGE GROUP 2 6.88% $9,350
VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.00% $6,457
AMERISAVE MORTGAGE CORPORATION 2 7.25% $5,791
GUARANTEED RATE, INC. 2 6.44% $7,011
AmeriHome Mortgage Company, LLC 2 6.74% $4,449
Regions Bank 2 6.75% $6,985
ATLANTA POSTAL 2 6.06% $3,710
NEWREZ LLC 2 6.81% $8,460
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.00% $4,898
ServisFirst Bank 2 6.69% $3,509
Wells Fargo Bank 2 6.88% $3,842
Keystone Funding, Inc. 2 7.00% $3,432
Century Mortgage Company DBA Century Lending Company 1 6.50% $3,290
MEMBER FIRST MORTGAGE, LLC 1 6.13% $5,941
MORIA DEVELOPMENT, INC. 1 6.88% $5,022
UNION HOME MORTGAGE CORP. 1 6.38% $4,652
United Bank 1 6.63% $4,366
NEW WAVE LENDING GROUP INC 1 7.38% $8,250
NFM, INC. 1 7.88% $6,238
NMSI, INC. 1 7.25% $6,158
Associated Credit Union 1 5.38% $5,723
ARC HOME LLC 1 6.75% $8,386
PENTAGON FEDERAL CREDIT UNION 1 7.13% $6,479
PHH Mortgage Corporation 1 6.99% $3,886
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.75% $6,297
PLANET HOME LENDING, LLC 1 6.63% $4,047
PLAZA HOME MORTGAGE, INC. 1 6.38% $9,200
Presidential Bank, FSB 1 6.99% $6,003
A&D Mortgage LLC 1 6.38% $9,045
American Mortgage & Equity Consultants, Inc. 1 6.99% $1,236
Valley National Bank 1 6.88% $3,666
ROYAL UNITED MORTGAGE LLC 1 7.38% $4,826
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 6.63% $5,825
AMERICAN HERITAGE LENDING, INC. 1 7.75% $8,902
Suncoast Credit Union 1 5.63% $2,270
Alcova Mortgage LLC 1 5.88% $8,002
EAGLE HOME MORTGAGE, LLC 1 3.99% $4,831
Equity Prime Mortgage LLC 1 7.00% $3,666
EVANSVILLE TEACHERS 1 6.13% $2,940
Discover Bank 1 6.55% $0
Farmers Bank & Trust 1 5.99% $2,745
FBC MORTGAGE, LLC 1 6.25% $5,110
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.50% $10,557
Fifth Third Bank 1 6.49% $13,121
FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $8,162
TOWNE MORTGAGE COMPANY 1 6.63% $3,440
First Federal Bank, A FSB 1 7.00% $4,369
First Reliance Bank 1 7.38% $3,952
First Standard Financial Corp. 1 7.25% $3,465
Flagstar Bank, FSB 1 7.75% $15,492
General Mortgage Capital Corporation 1 6.50% $7,185
GEORGIA'S OWN 1 6.13% $6,736
Goldwater Bank, N.A. 1 6.63% $6,759
DIRECT LENDERS, LLC 1 6.49% $4,543
DAS Acquisition Company, LLC 1 6.88% $5,809
Alabama One Credit Union 1 6.75% $4,710
Cornerstone First Mortgage, Inc 1 10.50% $8,648
JPMorgan Chase Bank 1 7.49% $3,978
LAKEVIEW LOAN SERVICING, LLC 1 7.38% $3,321
Liberty Mortgage Corporation 1 6.75% $2,651
Citadel Servicing Corporation 1 12.63% $15,409

LaGrange Average Closing Costs & Other Stats

LaGrange, GA-AL's 108 lenders originated 2,012 loans during 2025. The total origination value was $456,470,000, with an average loan value of $226,874.

LaGrange's average closing costs are $6,038.

The top LaGrange lender as defined by loan originations is QUICKEN LOANS, LLC, with 47 loans originated. Their average total fees are $6,661, which is $504 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee LaGrange lenders (with over 10 loans originated) are JET HOMELOANS, LLC ($4,384), Colony Bank ($4,634), Ameris Bank ($4,843), Synovus Bank ($4,849) and Renasant Bank ($5,082).

The lowest rate LaGrange lenders (with over 10 loans originated) are JET HOMELOANS, LLC (5.37%), CMG MORTGAGE, INC. (6.33%), Synovus Bank (6.47%), ARK-LA-TEX FINANCIAL SERVICES, LLC. (6.50%) and Magnolia Bank (6.52%).

LaGrange, GA-AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
UNITED WHOLESALE MORTGAGE, LLC $33,215,000 $36,815,000 10.8% 8.1%
Synovus Bank $14,155,000 $36,615,000 158.7% 8.0%
Colony Bank $11,125,000 $25,515,000 129.3% 5.6%
QUICKEN LOANS, LLC $19,190,000 $22,640,000 18.0% 5.0%
Magnolia Bank $7,190,000 $17,865,000 148.5% 3.9%
JET HOMELOANS, LLC $12,145,000 n/a 2.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $8,630,000 $10,460,000 21.2% 2.3%
GUILD MORTGAGE COMPANY $9,765,000 $10,440,000 6.9% 2.3%
Equity Prime Mortgage LLC $1,300,000 $10,100,000 676.9% 2.2%
CMG MORTGAGE, INC. $7,605,000 $9,850,000 29.5% 2.2%
FREEDOM MORTGAGE CORPORATION $5,395,000 $9,250,000 71.5% 2.0%
Mortgage Research Center, LLC $7,560,000 $8,915,000 17.9% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $7,300,000 $8,635,000 18.3% 1.9%
LOANDEPOT.COM, LLC $6,875,000 $8,635,000 25.6% 1.9%
South State Bank $10,025,000 $8,275,000 -17.5% 1.8%
MOVEMENT MORTGAGE, LLC $4,340,000 $8,090,000 86.4% 1.8%
INSPIRE HOME LOANS INC. $1,080,000 $7,315,000 577.3% 1.6%
BROKER SOLUTIONS, INC. $9,080,000 $7,195,000 -20.8% 1.6%
DOMINION FINANCIAL SERVICES, LLC $16,020,000 $6,325,000 -60.5% 1.4%
Renasant Bank $3,755,000 $6,305,000 67.9% 1.4%
PENNYMAC LOAN SERVICES, LLC $7,005,000 $6,160,000 -12.1% 1.3%
Paramount Residential Mortgage Group, Inc. $4,435,000 $4,930,000 11.2% 1.1%
Ameris Bank $7,715,000 $4,890,000 -36.6% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,400,000 $3,490,000 -45.5% 0.8%
Plains Commerce Bank $6,980,000 $3,390,000 -51.4% 0.7%
NAVY FEDERAL CREDIT UNION $3,095,000 $3,315,000 7.1% 0.7%
CANOPY MORTGAGE, LLC $5,250,000 $2,930,000 -44.2% 0.6%
Truist $3,620,000 $2,860,000 -21.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,115,000 $2,785,000 31.7% 0.6%
DELTA COMMUNITY CREDIT UNION $1,805,000 $2,720,000 50.7% 0.6%
COREVEST AMERICAN FINANCE LENDER LLC $2,680,000 n/a 0.6%
GUARANTEED RATE, INC. $3,035,000 $2,520,000 -17.0% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,510,000 $2,475,000 -45.1% 0.5%
PNC Bank $4,720,000 $2,405,000 -49.0% 0.5%
Flagstar Bank, FSB $7,060,000 $2,400,000 -66.0% 0.5%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $1,300,000 $2,255,000 73.5% 0.5%
EMM LOANS LLC $3,460,000 $2,225,000 -35.7% 0.5%
NEWREZ LLC $1,755,000 $2,225,000 26.8% 0.5%
HOMESIDE FINANCIAL, LLC $1,980,000 $2,075,000 4.8% 0.5%
ZILLOW HOME LOANS, LLC $825,000 $2,065,000 150.3% 0.5%
AuburnBank $1,975,000 $1,995,000 1.0% 0.4%
LAKEVIEW LOAN SERVICING, LLC $1,080,000 $1,955,000 81.0% 0.4%
First Peoples Bank $2,315,000 $1,905,000 -17.7% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $410,000 $1,835,000 347.6% 0.4%
The Loan Store, Inc. $270,000 $1,820,000 574.1% 0.4%
Prosperity Home Mortgage, LLC $2,100,000 $1,800,000 -14.3% 0.4%
LENDINGHOME FUNDING CORPORATION $1,205,000 $1,775,000 47.3% 0.4%
ORIX REAL ESTATE CAPITAL, LLC $1,755,000 n/a 0.4%
PLANET HOME LENDING, LLC $1,045,000 $1,735,000 66.0% 0.4%
VILLAGE CAPITAL MORTGAGE $2,350,000 $1,700,000 -27.7% 0.4%
NEW DAY FINANCIAL, LLC $1,380,000 $1,650,000 19.6% 0.4%
River Bank & Trust $880,000 $1,635,000 85.8% 0.4%
Bank of America $1,130,000 $1,585,000 40.3% 0.3%
AMERICAN FINANCING CORPORATION $65,000 $1,535,000 2,261.5% 0.3%
Keystone Funding, Inc. $1,715,000 $1,515,000 -11.7% 0.3%
Alabama One Credit Union $85,000 $1,510,000 1,676.5% 0.3%
Trustmark National Bank $1,760,000 $1,460,000 -17.0% 0.3%
INTERLINC MORTGAGE SERVICES, LLC $275,000 $1,455,000 429.1% 0.3%
21ST MORTGAGE CORPORATION $930,000 $1,310,000 40.9% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,235,000 $1,310,000 6.1% 0.3%
DAS Acquisition Company, LLC $490,000 $1,310,000 167.3% 0.3%
AmeriHome Mortgage Company, LLC $945,000 $1,305,000 38.1% 0.3%
Presidential Bank, FSB $535,000 $1,270,000 137.4% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,155,000 $1,245,000 7.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,175,000 $1,190,000 1.3% 0.3%
Wells Fargo Bank $1,215,000 $1,175,000 -3.3% 0.3%
Century Mortgage Company DBA Century Lending Company $1,020,000 $1,100,000 7.8% 0.2%
FBC MORTGAGE, LLC $10,740,000 $1,100,000 -89.8% 0.2%
CARDINAL FINANCIAL $480,000 $1,045,000 117.7% 0.2%
NFM, INC. $665,000 $975,000 46.6% 0.2%
AMERICAN HERITAGE LENDING, INC. $115,000 $970,000 743.5% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $385,000 $970,000 151.9% 0.2%
Stifel Bank and Trust $1,195,000 $940,000 -21.3% 0.2%
Capital City Bank $1,665,000 $925,000 -44.4% 0.2%
PHH Mortgage Corporation $125,000 $915,000 632.0% 0.2%
Regions Bank $900,000 $915,000 1.7% 0.2%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $745,000 $905,000 21.5% 0.2%
BAY-VALLEY MORTGAGE GROUP $275,000 $880,000 220.0% 0.2%
United Community Bank $200,000 $880,000 340.0% 0.2%
Fifth Third Bank $835,000 n/a 0.2%
GENEVA FINANCIAL, LLC $790,000 n/a 0.2%
TOWNE MORTGAGE COMPANY $275,000 $790,000 187.3% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $420,000 $785,000 86.9% 0.2%
EVERETT FINANCIAL, INC. $2,340,000 $780,000 -66.7% 0.2%
The Peoples Bank of Georgia $105,000 $780,000 642.9% 0.2%
DEEPHAVEN MORTGAGE LLC $115,000 $745,000 547.8% 0.2%
ISERVE RESIDENTIAL LENDING, LLC $740,000 n/a 0.2%
Figure Lending LLC $190,000 $735,000 286.8% 0.2%
Alcova Mortgage LLC $135,000 $705,000 422.2% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $175,000 $705,000 302.9% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $645,000 $695,000 7.8% 0.2%
UNION HOME MORTGAGE CORP. $915,000 $695,000 -24.0% 0.2%
STOCKTON MORTGAGE CORPORATION $1,930,000 $665,000 -65.5% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $665,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $365,000 $645,000 76.7% 0.1%
JPMorgan Chase Bank $865,000 $640,000 -26.0% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $405,000 $640,000 58.0% 0.1%
Farmers Bank & Trust $625,000 n/a 0.1%
LOANPAL, LLC $280,000 $615,000 119.6% 0.1%
A&D Mortgage LLC $590,000 n/a 0.1%
First National Bank of America $420,000 $585,000 39.3% 0.1%
ServisFirst Bank $585,000 n/a 0.1%
THE SOUTHERN Credit Union $675,000 $585,000 -13.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $455,000 $565,000 24.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $535,000 n/a 0.1%
Discover Bank $835,000 $530,000 -36.5% 0.1%
DIRECT LENDERS, LLC $185,000 $520,000 181.1% 0.1%
ACOPIA, LLC $255,000 $515,000 102.0% 0.1%
Capital City Home Loans, LLC $1,140,000 $515,000 -54.8% 0.1%
First Standard Financial Corp. $455,000 n/a 0.1%
NMSI, INC. $225,000 $455,000 102.2% 0.1%
Carrington Mortgage Services, LLC $910,000 $440,000 -51.6% 0.1%
MID AMERICA MORTGAGE, INC. $845,000 $440,000 -47.9% 0.1%
ATLANTA POSTAL $320,000 $435,000 35.9% 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $795,000 $435,000 -45.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $515,000 $425,000 -17.5% 0.1%
MILEND, INC. $1,240,000 $420,000 -66.1% 0.1%
SPRING EQ, LLC $185,000 $410,000 121.6% 0.1%
GEORGIA'S OWN $405,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $115,000 $400,000 247.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $425,000 $385,000 -9.4% 0.1%
AMWEST FUNDING CORP. $545,000 $370,000 -32.1% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $755,000 $365,000 -51.7% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $360,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $390,000 $350,000 -10.3% 0.1%
RF Renovo Management Company, LLC $350,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $445,000 $345,000 -22.5% 0.1%
Citadel Servicing Corporation $375,000 $335,000 -10.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $115,000 $330,000 187.0% 0.1%
EAGLE HOME MORTGAGE, LLC $305,000 n/a 0.1%
FIDELITY BANK $305,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $340,000 $300,000 -11.8% 0.1%
OCMBC, INC. $300,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 n/a 0.1%
Associated Credit Union $295,000 n/a 0.1%
FEDEX EMPLOYEES CREDIT ASSOCIATION $295,000 n/a 0.1%
GEORGIA UNITED $210,000 $290,000 38.1% 0.1%
ONY GLO, INC. $290,000 n/a 0.1%
Coastal Community Bank $130,000 $285,000 119.2% 0.1%
Liberty Mortgage Corporation $285,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $255,000 $265,000 3.9% 0.1%
COMMUNITY MORTGAGE CORPORATION $265,000 n/a 0.1%
MORTGAGE ACCESS CORP. $265,000 n/a 0.1%
NEW WAVE LENDING GROUP INC $265,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $260,000 n/a 0.1%
BOKF $255,000 n/a 0.1%
U.S. Bank $315,000 $255,000 -19.0% 0.1%
First South Farm Credit, ACA $1,310,000 $245,000 -81.3% 0.1%
Peoples Bank $245,000 n/a 0.1%
LENDINGONE, LLC $240,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $330,000 $235,000 -28.8% 0.1%
MAX Credit Union $415,000 $230,000 -44.6% 0.1%
EVANSVILLE TEACHERS $155,000 $220,000 41.9% 0.0%
ROYAL UNITED MORTGAGE LLC $545,000 $220,000 -59.6% 0.0%
Allied First Bank,sb $215,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $215,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $345,000 $215,000 -37.7% 0.0%
USAA Federal Savings Bank $2,035,000 $215,000 -89.4% 0.0%
Valley National Bank $215,000 n/a 0.0%
United Bank $780,000 $210,000 -73.1% 0.0%
General Mortgage Capital Corporation $205,000 n/a 0.0%
Mid-Continent Funding, Inc. $205,000 n/a 0.0%
Citizens Bank $95,000 $200,000 110.5% 0.0%
SOUTHWEST STAGE FUNDING, LLC $235,000 $200,000 -14.9% 0.0%
Cornerstone First Mortgage, Inc $320,000 $195,000 -39.1% 0.0%
DATA MORTGAGE, INC. $195,000 n/a 0.0%
Loan Simple, Inc. $195,000 n/a 0.0%
M&T Bank $175,000 $195,000 11.4% 0.0%
The Huntington National Bank $195,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $55,000 $190,000 245.5% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $185,000 $190,000 2.7% 0.0%
ARC HOME LLC $185,000 n/a 0.0%
Goldwater Bank, N.A. $185,000 n/a 0.0%
The Federal Savings Bank $1,715,000 $185,000 -89.2% 0.0%
CALCON MUTUAL MORTGAGE LLC $175,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $520,000 $175,000 -66.3% 0.0%
Talbot State Bank $205,000 $170,000 -17.1% 0.0%
CLEARPATH LENDING $165,000 n/a 0.0%
BancorpSouth $800,000 $155,000 -80.6% 0.0%
First Reliance Bank $155,000 n/a 0.0%
RESIDENTIAL BANCORP $155,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $155,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $145,000 $145,000 0.0% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $145,000 n/a 0.0%
Hometown Equity Mortgage, LLC $135,000 n/a 0.0%
Nations Lending Corporation $125,000 $125,000 0.0% 0.0%
Phenix-Girard Bank $125,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $245,000 $125,000 -49.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,825,000 $120,000 -93.4% 0.0%
QUORUM FEDERAL CREDIT UNION $115,000 n/a 0.0%
Bank of Dudley $330,000 $105,000 -68.2% 0.0%
First Bank of Alabama $560,000 $105,000 -81.3% 0.0%
Southern First Bank $95,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $1,105,000 $85,000 -92.3% 0.0%
FirstBank $95,000 $85,000 -10.5% 0.0%
First Federal Bank, A FSB $85,000 n/a 0.0%
Suncoast Credit Union $85,000 n/a 0.0%
Bank OZK $185,000 $75,000 -59.5% 0.0%
CITIZENS EQUITY FIRST $55,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $55,000 n/a 0.0%
ROBINS FINANCIAL $55,000 n/a 0.0%
Georgia Banking Company $15,000 n/a 0.0%

LaGrange's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.1% market share. In second place, with 8.0%, is Synovus Bank, having originated $36,615,000 in loans. In third place, with 5.6%, is Colony Bank, having originated $25,515,000 in loans. In fourth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $22,640,000 in loans. In fifth place, with 3.9%, is Magnolia Bank, having originated $17,865,000 in loans.


LaGrange Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,100 (4.7%) $200,245 (10.2%) 0.00 357
2018-02-01 $149,925 (7.8%) $205,859 (14.8%) 0.00 343
2018-03-01 $159,900 (15.1%) $206,954 (11.8%) 0.00 348
2018-04-01 $169,800 (21.4%) $207,359 (9.9%) 0.00 379
2018-05-01 $170,950 (15.2%) $207,172 (6.3%) 0.00 377
2018-06-01 $169,900 (14.7%) $209,286 (5.1%) 0.00 386
2018-07-01 $171,625 (7.2%) $211,006 (3.0%) 0.00 421
2018-08-01 $162,500 (8.4%) $211,694 (5.5%) 0.00 417
2018-09-01 $169,900 (13.7%) $208,684 (2.2%) 0.00 426
2018-10-01 $175,000 (18.5%) $210,552 (4.1%) 0.00 426
2018-11-01 $184,075 (23.8%) $211,211 (5.7%) 0.00 425
2018-12-01 $180,000 (22.9%) $214,521 (6.5%) 0.00 416
2019-01-01 $183,600 (23.1%) $213,038 (6.4%) 0.00 386
2019-02-01 $189,800 (26.6%) $215,053 (4.5%) 0.00 370
2019-03-01 $183,514 (14.8%) $215,530 (4.1%) 0.00 375
2019-04-01 $175,100 (3.1%) $208,809 (0.7%) 0.00 388
2019-05-01 $177,075 (3.6%) $209,516 (1.1%) 0.00 396
2019-06-01 $177,995 (4.8%) $208,318 (-0.5%) 0.00 406
2019-07-01 $172,700 (0.6%) $205,107 (-2.8%) 0.00 412
2019-08-01 $177,577 (9.3%) $207,513 (-2.0%) 0.00 401
2019-09-01 $181,443 (6.8%) $209,437 (0.4%) 0.00 390
2019-10-01 $181,745 (3.9%) $210,355 (-0.1%) 0.00 381
2019-11-01 $174,900 (-5.0%) $205,286 (-2.8%) 0.00 368
2019-12-01 $170,568 (-5.2%) $204,185 (-4.8%) 0.00 365
2020-01-01 $169,900 (-7.5%) $200,025 (-6.1%) 0.00 349
2020-02-01 $169,900 (-10.5%) $201,146 (-6.5%) 0.00 346
2020-03-01 $176,200 (-4.0%) $203,808 (-5.4%) 0.00 323
2020-04-01 $176,450 (0.8%) $204,751 (-1.9%) 0.00 319
2020-05-01 $187,250 (5.8%) $221,989 (6.0%) 0.00 290
2020-06-01 $199,945 (12.3%) $233,582 (12.1%) 0.00 262
2020-07-01 $216,000 (25.1%) $243,701 (18.8%) 0.00 237
2020-08-01 $219,900 (23.8%) $248,814 (19.9%) 0.00 214
2020-09-01 $216,075 (19.1%) $255,277 (21.9%) 0.00 195
2020-10-01 $209,900 (15.5%) $255,820 (21.6%) 0.00 185
2020-11-01 $189,490 (8.3%) $247,460 (20.5%) 0.00 180
2020-12-01 $185,615 (8.8%) $242,921 (19.0%) 0.00 192
2021-01-01 $192,990 (13.6%) $249,471 (24.7%) 0.00 175
2021-02-01 $200,445 (18.0%) $257,799 (28.2%) 0.00 139
2021-03-01 $207,088 (17.5%) $260,461 (27.8%) 0.00 120
2021-04-01 $214,948 (21.8%) $271,817 (32.8%) 0.00 118
2021-05-01 $212,000 (13.2%) $283,614 (27.8%) 0.00 96
2021-06-01 $177,950 (-11.0%) $290,214 (24.3%) 0.00 101
2021-07-01 $169,900 (-21.3%) $316,860 (30.0%) 0.00 120
2021-08-01 $229,950 (4.6%) $332,682 (33.7%) 0.00 150
2021-09-01 $232,450 (7.6%) $350,872 (37.5%) 0.00 147
2021-10-01 $237,000 (12.9%) $359,335 (40.5%) 0.00 130
2021-11-01 $219,173 (15.7%) $344,424 (39.2%) 0.00 134
2021-12-01 $209,900 (13.1%) $356,050 (46.6%) 0.00 121
2022-01-01 $165,000 (-14.5%) $329,462 (32.1%) 0.00 107
2022-02-01 $177,675 (-11.4%) $315,702 (22.5%) 0.00 105
2022-03-01 $179,950 (-13.1%) $310,394 (19.2%) 0.00 96
2022-04-01 $209,900 (-2.4%) $291,087 (7.1%) 0.00 99
2022-05-01 $229,750 (8.4%) $297,196 (4.8%) 0.00 104
2022-06-01 $254,900 (43.2%) $320,345 (10.4%) 0.00 133
2022-07-01 $250,000 (47.2%) $328,546 (3.7%) 0.00 141
2022-08-01 $263,157 (14.4%) $317,758 (-4.5%) 0.00 170
2022-09-01 $289,572 (24.6%) $326,700 (-6.9%) 0.00 172
2022-10-01 $294,990 (24.5%) $329,196 (-8.4%) 0.00 187
2022-11-01 $294,043 (34.2%) $323,960 (-5.9%) 0.00 202
2022-12-01 $280,000 (33.4%) $311,473 (-12.5%) 0.00 210
2023-01-01 $284,923 (72.7%) $307,310 (-6.7%) 0.00 200
2023-02-01 $289,945 (63.2%) $313,625 (-0.7%) 0.00 206
2023-03-01 $278,688 (54.9%) $309,353 (-0.3%) 0.00 194
2023-04-01 $278,625 (32.7%) $303,569 (4.3%) 0.00 194
2023-05-01 $285,215 (24.1%) $309,013 (4.0%) 0.00 185
2023-06-01 $288,528 (13.2%) $315,673 (-1.5%) 0.00 192
2023-07-01 $285,512 (14.2%) $302,171 (-8.0%) 0.00 183
2023-08-01 $285,945 (8.7%) $311,119 (-2.1%) 0.00 209
2023-09-01 $298,850 (3.2%) $321,253 (-1.7%) 0.00 259
2023-10-01 $297,500 (0.9%) $321,757 (-2.3%) 0.00 282
2023-11-01 $278,470 (-5.3%) $314,180 (-3.0%) 0.00 302
2023-12-01 $278,400 (-0.6%) $312,787 (0.4%) 0.00 287
2024-01-01 $271,124 (-4.8%) $308,145 (0.3%) 0.00 278
2024-02-01 $268,250 (-7.5%) $297,170 (-5.3%) 0.00 282
2024-03-01 $259,000 (-7.1%) $284,334 (-8.1%) 0.00 274
2024-04-01 $251,346 (-9.8%) $290,500 (-4.3%) 0.00 261
2024-05-01 $252,378 (-11.5%) $302,720 (-2.0%) 0.00 270
2024-06-01 $265,900 (-7.8%) $305,984 (-3.1%) 0.00 270
2024-07-01 $267,899 (-6.2%) $310,293 (2.7%) 0.00 292
2024-08-01 $277,900 (-2.8%) $310,616 (-0.2%) 0.00 329
2024-09-01 $288,687 (-3.4%) $325,001 (1.2%) 0.00 345
2024-10-01 $286,450 (-3.7%) $327,543 (1.8%) 0.00 365
2024-11-01 $285,000 (2.3%) $325,165 (3.5%) 0.00 356
2024-12-01 $279,450 (0.4%) $313,376 (0.2%) 0.00 337
2025-01-01 $288,050 (6.2%) $317,351 (3.0%) 0.00 329
2025-02-01 $291,950 (8.8%) $323,396 (8.8%) 0.00 332
2025-03-01 $289,990 (12.0%) $324,560 (14.2%) 0.00 341
2025-04-01 $289,675 (15.3%) $320,256 (10.2%) 0.00 356
2025-05-01 $288,240 (14.2%) $321,441 (6.2%) 0.00 363
2025-06-01 $287,450 (8.1%) $328,068 (7.2%) 0.00 381
2025-07-01 $289,250 (8.0%) $331,922 (7.0%) 0.00 392
2025-08-01 $289,450 (4.2%) $330,667 (6.5%) 0.00 397
2025-09-01 $293,990 (1.8%) $334,946 (3.1%) 0.00 384
2025-10-01 $284,848 (-0.6%) $324,428 (-1.0%) 0.00 387
2025-11-01 $284,445 (-0.2%) $327,616 (0.8%) 0.00 400
2025-12-01 $285,000 (2.0%) $325,231 (3.8%) 0.00 408
2026-01-01 $285,000 (-1.1%) $326,307 (2.8%) 0.00 367
2026-02-01 $281,375 (-3.6%) $326,206 (0.9%) 0.00 348
2026-03-01 $289,000 (-0.3%) $340,339 (4.9%) 0.00 329
2026-04-01 $288,136 (-0.5%) $347,121 (8.4%) 0.00 348
2026-05-01 $289,000 (0.3%) $347,816 (8.2%) 0.00 365
2026-06-01 $287,473 (0.0%) $346,965 (5.8%) 0.00 388
2026-07-01 $283,146 (-2.1%) $347,947 (4.8%) 0.00 371
2026-08-01 $285,000 (-1.5%) $342,188 (3.5%) 0.00 379
2026-09-01 $289,000 (-1.7%) $337,432 (0.7%) 0.00 376
2026-10-01 $289,000 (1.5%) $328,659 (1.3%) 0.00 401
LaGrange's median listing price for 2026-10-01 was $289,000, a difference of $4,152 (1.5%) versus the prior year and $0 versus the prior month.

LaGrange's median listing price comes in at 0% of the national average.

LaGrange's average listing price for 2026-10-01 was $328,659, a difference of $4,231 (1.3%) versus the prior year and $-8,773 versus the prior month.

For the 2026-10-01 period, LaGrange had 401 MLS listings, a difference of 25 listings (7%) versus the prior month and 14 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,936 sqft
2018-02-01 0 days 1,974 sqft
2018-03-01 0 days 2,049 sqft
2018-04-01 0 days 2,088 sqft
2018-05-01 0 days 2,086 sqft
2018-06-01 0 days 2,077 sqft
2018-07-01 0 days 2,071 sqft
2018-08-01 0 days 2,007 sqft
2018-09-01 0 days 2,035 sqft
2018-10-01 0 days 2,050 sqft
2018-11-01 0 days 2,073 sqft
2018-12-01 0 days 2,069 sqft
2019-01-01 0 days 2,110 sqft
2019-02-01 0 days 2,142 sqft
2019-03-01 0 days 2,186 sqft
2019-04-01 0 days 2,185 sqft
2019-05-01 0 days 2,156 sqft
2019-06-01 0 days 2,185 sqft
2019-07-01 0 days 2,133 sqft
2019-08-01 0 days 2,155 sqft
2019-09-01 0 days 2,123 sqft
2019-10-01 0 days 2,093 sqft
2019-11-01 0 days 2,046 sqft
2019-12-01 0 days 2,026 sqft
2020-01-01 0 days 2,004 sqft
2020-02-01 0 days 1,967 sqft
2020-03-01 0 days 2,034 sqft
2020-04-01 0 days 2,032 sqft
2020-05-01 0 days 2,063 sqft
2020-06-01 0 days 2,131 sqft
2020-07-01 0 days 2,187 sqft
2020-08-01 0 days 2,193 sqft
2020-09-01 0 days 2,143 sqft
2020-10-01 0 days 2,108 sqft
2020-11-01 0 days 1,997 sqft
2020-12-01 0 days 1,981 sqft
2021-01-01 0 days 2,011 sqft
2021-02-01 0 days 2,068 sqft
2021-03-01 0 days 2,061 sqft
2021-04-01 0 days 2,034 sqft
2021-05-01 0 days 2,016 sqft
2021-06-01 0 days 1,832 sqft
2021-07-01 0 days 1,716 sqft
2021-08-01 0 days 2,043 sqft
2021-09-01 0 days 2,063 sqft
2021-10-01 0 days 1,959 sqft
2021-11-01 0 days 1,847 sqft
2021-12-01 0 days 1,795 sqft
2022-01-01 0 days 1,779 sqft
2022-02-01 0 days 1,706 sqft
2022-03-01 0 days 1,793 sqft
2022-04-01 0 days 1,786 sqft
2022-05-01 0 days 1,866 sqft
2022-06-01 0 days 1,830 sqft
2022-07-01 0 days 1,934 sqft
2022-08-01 0 days 1,951 sqft
2022-09-01 0 days 1,971 sqft
2022-10-01 0 days 2,051 sqft
2022-11-01 0 days 2,106 sqft
2022-12-01 0 days 2,087 sqft
2023-01-01 0 days 2,044 sqft
2023-02-01 0 days 2,049 sqft
2023-03-01 0 days 1,907 sqft
2023-04-01 0 days 1,926 sqft
2023-05-01 0 days 1,970 sqft
2023-06-01 0 days 1,932 sqft
2023-07-01 0 days 1,819 sqft
2023-08-01 0 days 1,858 sqft
2023-09-01 0 days 2,007 sqft
2023-10-01 0 days 1,960 sqft
2023-11-01 0 days 1,951 sqft
2023-12-01 0 days 1,921 sqft
2024-01-01 0 days 1,818 sqft
2024-02-01 0 days 1,754 sqft
2024-03-01 0 days 1,703 sqft
2024-04-01 0 days 1,683 sqft
2024-05-01 0 days 1,733 sqft
2024-06-01 0 days 1,768 sqft
2024-07-01 0 days 1,732 sqft
2024-08-01 0 days 1,758 sqft
2024-09-01 0 days 1,880 sqft
2024-10-01 0 days 1,887 sqft
2024-11-01 0 days 1,859 sqft
2024-12-01 0 days 1,797 sqft
2025-01-01 0 days 1,881 sqft
2025-02-01 0 days 1,913 sqft
2025-03-01 0 days 1,930 sqft
2025-04-01 0 days 1,900 sqft
2025-05-01 0 days 1,885 sqft
2025-06-01 0 days 1,884 sqft
2025-07-01 0 days 1,878 sqft
2025-08-01 0 days 1,859 sqft
2025-09-01 0 days 1,907 sqft
2025-10-01 0 days 1,860 sqft
2025-11-01 0 days 1,859 sqft
2025-12-01 0 days 1,920 sqft
2026-01-01 0 days 1,939 sqft
2026-02-01 0 days 1,806 sqft
2026-03-01 0 days 1,795 sqft
2026-04-01 0 days 1,801 sqft
2026-05-01 0 days 1,811 sqft
2026-06-01 0 days 1,896 sqft
2026-07-01 0 days 1,913 sqft
2026-08-01 0 days 1,931 sqft
2026-09-01 0 days 1,928 sqft
2026-10-01 0 days 1,930 sqft
LaGrange's median listing age (time on market) for 2026-10-01 was 0 days.

LaGrange's median square footage for active listings during the 2026-10-01 period was 1,930 sqft. One year prior, the average listing was 1,860 sqft.

LaGrange, GA-AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,165 $273,605,000 $234,854
Cash Out Refi 334 $60,140,000 $180,060
Refi 264 $101,440,000 $384,242
Other 128 $11,370,000 $88,828
Home Improvement 121 $9,915,000 $81,942

Lagrange's most frequently cited loan purpose was Home Purchase, with 1,165 originations. The 2nd most popular reason was Cash Out Refi, with 334 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 927 $240,935,000 $259,908
5-6% 369 $89,435,000 $242,371
7-8% 289 $57,035,000 $197,353
Over 8% 274 $44,160,000 $161,168
4-5% 66 $16,930,000 $256,515
<2.5% 35 $365,000 $10,429
3-4% 2 $500,000 $250,000
2.5-3% 1 $215,000 $215,000

During 2025, Lagrange's most frequently originated rate bucket was 6-7%, with 927 originations.

Loan Sizing (LaGrange, GA-AL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 798 $216,330,000 $271,090
$100k-200k 629 $95,515,000 $151,852
$100,000 or less 437 $22,805,000 $52,185
$400k-600k 118 $55,630,000 $471,441
$600k-1000k 22 $15,790,000 $717,727
$Over $1MM 8 $50,400,000 $6,300,000

LaGrange's loan sizing saw the bucket of loans from $200k-400k with 798 originations, totaling $216,330,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 960 $245,580,000 $255,813
60-80% 388 $124,930,000 $321,985
Under 20% 193 $6,395,000 $33,135
40-60% 183 $28,885,000 $157,842
20-40% 177 $21,685,000 $122,514
Over 100% 29 $11,935,000 $411,552

LaGrange's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 960 originations, totaling $245,580,000 in origination value.