LaGrange Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lagrange averaged
6.18%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.99% and
one month ago for the week of 2022-05-26, the
average rate was 5.38%.
Lagrange's average rate one year ago was 3.36%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.93%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Lagrange 30 Year Fixed Rate | 2022-06-30 | 6.18% |
| Lagrange 30 Year Fixed Rate Refi | 2022-06-30 | 5.93% |
| Lagrange 15 Year Fixed Rate | 2022-06-30 | 5.27% |
| Lagrange 15 Year Fixed Rate Refi | 2022-06-30 | 5.27% |
| Lagrange 30 Year FHA | 2022-06-30 | 5.51% |
| Lagrange 30 Year FHA Refi | 2022-06-30 | 5.6% |
| Lagrange 30 Year USDA | 2022-06-30 | 5.49% |
| Lagrange 30 Year USDA Refi | 2022-06-30 | 5.7% |
| Lagrange 30 Year VA | 2022-06-30 | 5.49% |
| Lagrange 30 Year VA Refi | 2022-06-30 | 5.14% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LaGrange, GA-AL.
LaGrange Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LaGrange, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LaGrange, GA-AL's 134 lenders originated 2,851
loans during 2021. The total origination value was $513,195,000, with an average loan value of
$180,005.
The top LaGrange lender as defined by loan originations is HOME POINT FINANCIAL CORPORATION, with
89 loans originated. Their average total fees are
$5,066, which is $2,035
higher than the next largest lender,
Colony Bank.
The lowest fee LaGrange lenders (with over 10 loans originated) are
South State Bank ($2,867), Colony Bank ($3,031), Ameris Bank ($3,067), Capital City Home Loans, LLC ($3,079) and Renasant Bank ($3,326).
The lowest rate LaGrange lenders (with over 10 loans originated) are
Colony Bank (2.99%), UNITED WHOLESALE MORTGAGE, LLC (3.03%), HOME POINT FINANCIAL CORPORATION (3.03%), CMG MORTGAGE, INC. (3.04%) and AMERISAVE MORTGAGE CORPORATION (3.05%).
LaGrange, GA-AL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $55,360,000 | $45,150,000 | -18.4% | 8.8% |
| QUICKEN LOANS, LLC | $28,510,000 | $40,820,000 | 43.2% | 8.0% |
| Colony Bank | $40,485,000 | $34,375,000 | -15.1% | 6.7% |
| HOME POINT FINANCIAL CORPORATION | $8,580,000 | $29,265,000 | 241.1% | 5.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $16,575,000 | $26,130,000 | 57.6% | 5.1% |
| Synovus Bank | $38,875,000 | $21,605,000 | -44.4% | 4.2% |
| Ameris Bank | $13,060,000 | $15,795,000 | 20.9% | 3.1% |
| FREEDOM MORTGAGE CORPORATION | $11,935,000 | $14,465,000 | 21.2% | 2.8% |
| Renasant Bank | $13,410,000 | $14,200,000 | 5.9% | 2.8% |
| HOMESTAR FINANCIAL CORPORATION | $9,305,000 | $12,860,000 | 38.2% | 2.5% |
| South State Bank | $8,830,000 | $11,195,000 | 26.8% | 2.2% |
| PENNYMAC LOAN SERVICES, LLC | $4,725,000 | $10,700,000 | 126.5% | 2.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,940,000 | $9,080,000 | 1.6% | 1.8% |
| Flagstar Bank, FSB | $9,775,000 | $8,620,000 | -11.8% | 1.7% |
| LOANDEPOT.COM, LLC | $3,590,000 | $8,270,000 | 130.4% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,860,000 | $6,605,000 | 130.9% | 1.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,585,000 | $6,535,000 | 17.0% | 1.3% |
| INSPIRE HOME LOANS INC. | $1,760,000 | $6,360,000 | 261.4% | 1.2% |
| BROKER SOLUTIONS, INC. | $4,990,000 | $6,015,000 | 20.5% | 1.2% |
| Truist Bank | $8,770,000 | $5,990,000 | -31.7% | 1.2% |
| Mortgage Research Center, LLC | $8,655,000 | $5,580,000 | -35.5% | 1.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,935,000 | $5,050,000 | 161.0% | 1.0% |
| Wells Fargo Bank | $4,855,000 | $4,755,000 | -2.1% | 0.9% |
| United Community Bank | $3,985,000 | $4,725,000 | 18.6% | 0.9% |
| Magnolia Bank | $14,845,000 | $4,640,000 | -68.7% | 0.9% |
| NEWREZ LLC | $1,560,000 | $4,640,000 | 197.4% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,410,000 | $4,390,000 | 28.7% | 0.9% |
| LAKEVIEW LOAN SERVICING, LLC | $4,300,000 | $4,260,000 | -0.9% | 0.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,925,000 | $4,245,000 | 120.5% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $2,460,000 | $3,965,000 | 61.2% | 0.8% |
| PNC Bank | $3,710,000 | $3,960,000 | 6.7% | 0.8% |
| CALIBER HOME LOANS, INC. | $2,675,000 | $3,880,000 | 45.0% | 0.8% |
| NEW DAY FINANCIAL, LLC | $2,585,000 | $3,665,000 | 41.8% | 0.7% |
| ORIX REAL ESTATE CAPITAL, LLC | $6,035,000 | $3,580,000 | -40.7% | 0.7% |
| WALKER & DUNLOP, LLC | $2,985,000 | n/a | 0.6% | |
| BETTER MORTGAGE CORPORATION | $700,000 | $2,885,000 | 312.1% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $910,000 | $2,755,000 | 202.7% | 0.5% |
| AuburnBank | $4,935,000 | $2,580,000 | -47.7% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,995,000 | $2,450,000 | 22.8% | 0.5% |
| Capital City Home Loans, LLC | $1,690,000 | $2,380,000 | 40.8% | 0.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,715,000 | $2,310,000 | 34.7% | 0.5% |
| AgFirst Farm Credit Bank | $620,000 | $2,145,000 | 246.0% | 0.4% |
| DELTA COMMUNITY CREDIT UNION | $1,625,000 | $2,130,000 | 31.1% | 0.4% |
| JPMorgan Chase Bank | $1,760,000 | $2,075,000 | 17.9% | 0.4% |
| GUILD MORTGAGE COMPANY | $2,485,000 | $1,900,000 | -23.5% | 0.4% |
| Carrington Mortgage Services, LLC | $1,265,000 | $1,875,000 | 48.2% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,920,000 | $1,800,000 | -6.3% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $780,000 | $1,790,000 | 129.5% | 0.3% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $515,000 | $1,765,000 | 242.7% | 0.3% |
| Southern States Bank | $615,000 | $1,665,000 | 170.7% | 0.3% |
| First Federal Bank | $810,000 | $1,630,000 | 101.2% | 0.3% |
| USAA Federal Savings Bank | $3,175,000 | $1,535,000 | -51.7% | 0.3% |
| Wyndham Capital Mortgage, Inc. | $780,000 | $1,535,000 | 96.8% | 0.3% |
| Mid-Continent Funding, Inc. | $470,000 | $1,470,000 | 212.8% | 0.3% |
| UBS Bank USA | $1,460,000 | n/a | 0.3% | |
| Capital City Bank | $2,820,000 | $1,455,000 | -48.4% | 0.3% |
| GUARANTEED RATE, INC. | $750,000 | $1,440,000 | 92.0% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $880,000 | $1,440,000 | 63.6% | 0.3% |
| Regions Bank | $1,860,000 | $1,415,000 | -23.9% | 0.3% |
| United Bank | $165,000 | $1,405,000 | 751.5% | 0.3% |
| Trustmark National Bank | $765,000 | $1,395,000 | 82.4% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $270,000 | $1,370,000 | 407.4% | 0.3% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $545,000 | $1,330,000 | 144.0% | 0.3% |
| InterContinental Capital Group, Inc | $500,000 | $1,320,000 | 164.0% | 0.3% |
| Cadence Bank, N.A. | $185,000 | $1,295,000 | 600.0% | 0.3% |
| Mortgage Assurance Inc. | $215,000 | $1,130,000 | 425.6% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,125,000 | n/a | 0.2% | |
| Ally Bank | $515,000 | $1,115,000 | 116.5% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $240,000 | $1,040,000 | 333.3% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,500,000 | $1,010,000 | -32.7% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $1,430,000 | $995,000 | -30.4% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $995,000 | n/a | 0.2% | |
| BBVA USA | $335,000 | $970,000 | 189.6% | 0.2% |
| Prime Choice Funding Inc. | $480,000 | $935,000 | 94.8% | 0.2% |
| Bank of America | $1,370,000 | $925,000 | -32.5% | 0.2% |
| MILEND, INC. | $165,000 | $880,000 | 433.3% | 0.2% |
| NMSI, INC. | $350,000 | $880,000 | 151.4% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $315,000 | $875,000 | 177.8% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $290,000 | $870,000 | 200.0% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $485,000 | $810,000 | 67.0% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $185,000 | $790,000 | 327.0% | 0.2% |
| The Federal Savings Bank | $1,030,000 | $775,000 | -24.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $395,000 | $760,000 | 92.4% | 0.1% |
| Stifel Bank and Trust | $890,000 | $755,000 | -15.2% | 0.1% |
| AMWEST FUNDING CORP. | $340,000 | $745,000 | 119.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $765,000 | $740,000 | -3.3% | 0.1% |
| FBC MORTGAGE, LLC | $115,000 | $740,000 | 543.5% | 0.1% |
| North American Savings Bank, F.S.B. | $385,000 | $740,000 | 92.2% | 0.1% |
| Goldman Sachs Bank USA | $705,000 | n/a | 0.1% | |
| Bank of England | $125,000 | $665,000 | 432.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $585,000 | $650,000 | 11.1% | 0.1% |
| FirstBank | $125,000 | $640,000 | 412.0% | 0.1% |
| NBKC BANK | $540,000 | $630,000 | 16.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $165,000 | $625,000 | 278.8% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $615,000 | $625,000 | 1.6% | 0.1% |
| Colonial Savings, F.A. | $175,000 | $620,000 | 254.3% | 0.1% |
| ACOPIA, LLC | $285,000 | $580,000 | 103.5% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $1,660,000 | $555,000 | -66.6% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $585,000 | $555,000 | -5.1% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $125,000 | $540,000 | 332.0% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $105,000 | $510,000 | 385.7% | 0.1% |
| DAS Acquisition Company, LLC | $505,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $505,000 | n/a | 0.1% | |
| US MORTGAGE CORPORATION | $400,000 | $480,000 | 20.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $175,000 | $475,000 | 171.4% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $285,000 | $470,000 | 64.9% | 0.1% |
| Commerce Home Mortgage, Inc. | $470,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $465,000 | n/a | 0.1% | |
| Atlantic Union Bank | $455,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $455,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,065,000 | $445,000 | -58.2% | 0.1% |
| Nations Lending Corporation | $145,000 | $440,000 | 203.4% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $625,000 | $440,000 | -29.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $615,000 | $430,000 | -30.1% | 0.1% |
| Fifth Third Bank | $455,000 | $425,000 | -6.6% | 0.1% |
| River Bank & Trust | $2,705,000 | $420,000 | -84.5% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $430,000 | $410,000 | -4.7% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $410,000 | n/a | 0.1% | |
| ACCELERATE MORTGAGE, LLC | $405,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $395,000 | n/a | 0.1% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $375,000 | $395,000 | 5.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $870,000 | $390,000 | -55.2% | 0.1% |
| GREAT LAKES | $385,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $385,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $270,000 | $380,000 | 40.7% | 0.1% |
| Neighborhood Loans, Inc. | $365,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $365,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $145,000 | $350,000 | 141.4% | 0.1% |
| First South Farm Credit, ACA | $225,000 | $345,000 | 53.3% | 0.1% |
| AUBURN UNIVERSITY CREDIT UNION | $140,000 | $340,000 | 142.9% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $400,000 | $340,000 | -15.0% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $340,000 | n/a | 0.1% | |
| Advisors Mortgage Group, L.L.C. | $335,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE CORPORATION | $330,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $405,000 | $330,000 | -18.5% | 0.1% |
| GEORGIA'S OWN | $520,000 | $320,000 | -38.5% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $315,000 | n/a | 0.1% | |
| MORTGAGE INVESTORS GROUP, INC. | $315,000 | n/a | 0.1% | |
| First Option Mortgage, LLC | $260,000 | $310,000 | 19.2% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $695,000 | $310,000 | -55.4% | 0.1% |
| Secured Investment Corp. | $140,000 | $310,000 | 121.4% | 0.1% |
| Alcova Mortgage LLC | $305,000 | n/a | 0.1% | |
| LGE COMMUNITY | $305,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $925,000 | $300,000 | -67.6% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $545,000 | $300,000 | -45.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $355,000 | $285,000 | -19.7% | 0.1% |
| Consumer First Mortgage, Inc. | $535,000 | $285,000 | -46.7% | 0.1% |
| MAX Credit Union | $310,000 | $285,000 | -8.1% | 0.1% |
| The Central Trust Bank | $285,000 | n/a | 0.1% | |
| LAFAYETTE FEDERAL CREDIT UNION | $275,000 | n/a | 0.1% | |
| LENDUS, LLC | $565,000 | $275,000 | -51.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $330,000 | $275,000 | -16.7% | 0.1% |
| 1ST PREFERENCE MORTGAGE CORP. | $265,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $265,000 | $265,000 | 0.0% | 0.1% |
| Baxter Credit Union | $55,000 | $265,000 | 381.8% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $265,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $570,000 | $265,000 | -53.5% | 0.1% |
| Citizens Bank | $1,245,000 | $260,000 | -79.1% | 0.1% |
| Discover Bank | $285,000 | $260,000 | -8.8% | 0.1% |
| SIRVA MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| Georgia Banking Company | $245,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $245,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $145,000 | $235,000 | 62.1% | 0.0% |
| Axos Bank | $245,000 | $235,000 | -4.1% | 0.0% |
| Valley National Bank | $335,000 | $235,000 | -29.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $65,000 | $230,000 | 253.8% | 0.0% |
| Goldwater Bank, N.A. | $210,000 | $225,000 | 7.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $135,000 | $225,000 | 66.7% | 0.0% |
| CityWorth Mortgage LLC | $215,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $225,000 | $215,000 | -4.4% | 0.0% |
| Arvest Bank | $210,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $275,000 | $205,000 | -25.5% | 0.0% |
| First Federal Bank of Kansas City | $195,000 | $205,000 | 5.1% | 0.0% |
| First Home Bank | $225,000 | $205,000 | -8.9% | 0.0% |
| First Bank of Alabama | $200,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $155,000 | $195,000 | 25.8% | 0.0% |
| Kish Bank | $195,000 | n/a | 0.0% | |
| LENDING 3, INC. | $195,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| NexBank | $195,000 | n/a | 0.0% | |
| The Union Bank Company | $195,000 | n/a | 0.0% | |
| GEORGIA UNITED | $245,000 | $190,000 | -22.4% | 0.0% |
| Manufacturers and Traders Trust Company | $105,000 | $190,000 | 81.0% | 0.0% |
| Colten Mortgage, LLC | $185,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $185,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $175,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $85,000 | $175,000 | 105.9% | 0.0% |
| Reliant Bank | $130,000 | $170,000 | 30.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $125,000 | $170,000 | 36.0% | 0.0% |
| Independent Bank | $165,000 | n/a | 0.0% | |
| Northpointe Bank | $825,000 | $165,000 | -80.0% | 0.0% |
| Shinhan Bank America | $165,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $165,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $155,000 | n/a | 0.0% | |
| First American Bank | $155,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $300,000 | $155,000 | -48.3% | 0.0% |
| PHH Mortgage Corporation | $205,000 | $150,000 | -26.8% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $145,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $150,000 | $145,000 | -3.3% | 0.0% |
| Fidelity Bank | $135,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $135,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $135,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $125,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $800,000 | $125,000 | -84.4% | 0.0% |
| PeoplesSouth Bank | $125,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $125,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $115,000 | n/a | 0.0% | |
| Citibank | $115,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $210,000 | $105,000 | -50.0% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $195,000 | $105,000 | -46.2% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $105,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $105,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $250,000 | $105,000 | -58.0% | 0.0% |
| ServisFirst Bank | $415,000 | $105,000 | -74.7% | 0.0% |
| Triumph Bank | $180,000 | $105,000 | -41.7% | 0.0% |
| Tyndall Federal Credit Union | $105,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| Metro City Bank | $245,000 | $95,000 | -61.2% | 0.0% |
| OPEN MORTGAGE, LLC | $125,000 | $95,000 | -24.0% | 0.0% |
| PEACH STATE FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $160,000 | $85,000 | -46.9% | 0.0% |
| Hamilton Mortgage Corporation | $75,000 | $85,000 | 13.3% | 0.0% |
| Mutual Savings Credit Union | $85,000 | n/a | 0.0% | |
| CSL Financial, LLC | $75,000 | n/a | 0.0% | |
| Figure Lending LLC | $45,000 | $75,000 | 66.7% | 0.0% |
| Auto Club Trust, FSB | $65,000 | n/a | 0.0% | |
| Bank OZK | $425,000 | $65,000 | -84.7% | 0.0% |
| GMFS LLC | $555,000 | $65,000 | -88.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $315,000 | $65,000 | -79.4% | 0.0% |
| SPRING EQ, LLC | $150,000 | $65,000 | -56.7% | 0.0% |
| ALTRA | $25,000 | $55,000 | 120.0% | 0.0% |
| BancorpSouth Bank | $310,000 | $55,000 | -82.3% | 0.0% |
| EvaBank | $55,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $55,000 | n/a | 0.0% | |
| Fort McClellan Credit Union | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| U.S. Bank | $3,025,000 | $25,000 | -99.2% | 0.0% |
LaGrange's top lender by overall market share is CMG MORTGAGE, INC., with 8.8% market share. In second place, with 8.0%, is QUICKEN LOANS, LLC, having originated $40,820,000 in loans. In third place, with 6.7%, is Colony Bank, having originated $34,375,000 in loans. In third place, with 5.7%, is HOME POINT FINANCIAL CORPORATION, having originated $29,265,000 in loans. In third place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $26,130,000 in loans.
LaGrange, GA-AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,362 | $268,540,000 | $197,166 |
| Refi | 903 | $158,025,000 | $175,000 |
| Cash Out Refi | 446 | $74,210,000 | $166,390 |
| Other | 77 | $7,175,000 | $93,182 |
| Home Improvement | 63 | $5,245,000 | $83,254 |
Lagrange's most frequently cited loan purpose was Home Purchase, with 1,362 originations. The 2nd most popular reason was Refi, with 903 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,108 | $210,630,000 | $190,099 |
| 3-4% | 986 | $167,520,000 | $169,899 |
| <2.5% | 472 | $94,130,000 | $199,428 |
| 4-5% | 136 | $24,430,000 | $179,632 |
| 5-6% | 41 | $4,085,000 | $99,634 |
| Over 8% | 39 | $3,235,000 | $82,949 |
| 6-7% | 33 | $2,965,000 | $89,848 |
| 7-8% | 13 | $955,000 | $73,462 |
During 2021, Lagrange's most frequently originated rate bucket was 2.5-3%, with 1,108 originations.
Loan Sizing (LaGrange, GA-AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,369 | $202,485,000 | $147,907 |
| $200k-400k | 801 | $211,595,000 | $264,164 |
| $100,000 or less | 577 | $39,125,000 | $67,808 |
| $400k-600k | 85 | $39,765,000 | $467,824 |
| $600k-1000k | 13 | $9,455,000 | $727,308 |
| $Over $1MM | 6 | $10,770,000 | $1,795,000 |
LaGrange's loan sizing saw the bucket of loans from $100k-200k with 1,369 originations, totaling $202,485,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,390 | $269,650,000 | $193,993 |
| 60-80% | 828 | $151,410,000 | $182,862 |
| 40-60% | 270 | $40,450,000 | $149,815 |
| 20-40% | 106 | $8,280,000 | $78,113 |
| Under 20% | 62 | $2,110,000 | $34,032 |
| Over 100% | 49 | $15,875,000 | $323,980 |
LaGrange's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,390 originations, totaling $269,650,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $191,625 (13.6%) | $272,727 (34.1%) | 0.00 | 287 |
| 2018-02-01 | $200,000 (21.3%) | $284,744 (39.4%) | 0.00 | 270 |
| 2018-03-01 | $199,900 (17.7%) | $275,941 (31.5%) | 0.00 | 276 |
| 2018-04-01 | $211,388 (24.7%) | $279,379 (28.4%) | 0.00 | 298 |
| 2018-05-01 | $209,900 (18.3%) | $255,410 (12.4%) | 0.00 | 300 |
| 2018-06-01 | $212,000 (17.8%) | $246,060 (5.6%) | 0.00 | 313 |
| 2018-07-01 | $210,973 (14.1%) | $247,059 (4.4%) | 0.00 | 337 |
| 2018-08-01 | $210,450 (19.4%) | $244,744 (6.1%) | 0.00 | 328 |
| 2018-09-01 | $214,500 (23.3%) | $260,266 (6.9%) | 0.00 | 330 |
| 2018-10-01 | $215,938 (22.8%) | $263,051 (6.5%) | 0.00 | 338 |
| 2018-11-01 | $218,600 (22.6%) | $259,423 (7.3%) | 0.00 | 352 |
| 2018-12-01 | $219,000 (17.2%) | $263,838 (6.2%) | 0.00 | 345 |
| 2019-01-01 | $217,450 (13.5%) | $257,822 (-5.5%) | 0.00 | 328 |
| 2019-02-01 | $212,450 (6.2%) | $255,218 (-10.4%) | 0.00 | 321 |
| 2019-03-01 | $210,577 (5.3%) | $253,823 (-8.0%) | 0.00 | 327 |
| 2019-04-01 | $199,700 (-5.5%) | $245,074 (-12.3%) | 0.00 | 344 |
| 2019-05-01 | $197,400 (-6.0%) | $240,630 (-5.8%) | 0.00 | 365 |
| 2019-06-01 | $194,990 (-8.0%) | $236,095 (-4.1%) | 0.00 | 364 |
| 2019-07-01 | $194,900 (-7.6%) | $232,314 (-6.0%) | 0.00 | 336 |
| 2019-08-01 | $201,100 (-4.4%) | $232,277 (-5.1%) | 0.00 | 333 |
| 2019-09-01 | $198,100 (-7.7%) | $230,534 (-11.4%) | 0.00 | 329 |
| 2019-10-01 | $197,445 (-8.6%) | $233,232 (-11.3%) | 0.00 | 308 |
| 2019-11-01 | $195,000 (-10.8%) | $248,320 (-4.3%) | 0.00 | 292 |
| 2019-12-01 | $189,900 (-13.3%) | $246,883 (-6.4%) | 0.00 | 286 |
| 2020-01-01 | $189,900 (-12.7%) | $243,466 (-5.6%) | 0.00 | 265 |
| 2020-02-01 | $194,000 (-8.7%) | $242,061 (-5.2%) | 0.00 | 260 |
| 2020-03-01 | $199,900 (-5.1%) | $242,136 (-4.6%) | 0.00 | 230 |
| 2020-04-01 | $199,900 (0.1%) | $242,443 (-1.1%) | 0.00 | 227 |
| 2020-05-01 | $207,000 (4.9%) | $238,544 (-0.9%) | 0.00 | 223 |
| 2020-06-01 | $237,407 (21.8%) | $273,068 (15.7%) | 0.00 | 199 |
| 2020-07-01 | $242,400 (24.4%) | $281,655 (21.2%) | 0.00 | 187 |
| 2020-08-01 | $249,900 (24.3%) | $298,963 (28.7%) | 0.00 | 176 |
| 2020-09-01 | $242,400 (22.4%) | $309,922 (34.4%) | 0.00 | 159 |
| 2020-10-01 | $245,585 (24.4%) | $313,845 (34.6%) | 0.00 | 160 |
| 2020-11-01 | $231,900 (18.9%) | $314,740 (26.8%) | 0.00 | 149 |
| 2020-12-01 | $199,700 (5.2%) | $277,509 (12.4%) | 0.00 | 162 |
| 2021-01-01 | $205,990 (8.5%) | $277,129 (13.8%) | 0.00 | 154 |
| 2021-02-01 | $227,745 (17.4%) | $273,862 (13.1%) | 0.00 | 108 |
| 2021-03-01 | $247,945 (24.0%) | $284,774 (17.6%) | 0.00 | 98 |
| 2021-04-01 | $260,490 (30.3%) | $314,617 (29.8%) | 0.00 | 99 |
| 2021-05-01 | $262,990 (27.1%) | $313,396 (31.4%) | 0.00 | 91 |
| 2021-06-01 | $247,500 (4.3%) | $334,477 (22.5%) | 0.00 | 88 |
| 2021-07-01 | $242,450 (0.0%) | $363,172 (28.9%) | 0.00 | 96 |
| 2021-08-01 | $268,240 (7.3%) | $367,628 (23.0%) | 0.00 | 141 |
| 2021-09-01 | $268,990 (11.0%) | $375,308 (21.1%) | 0.00 | 131 |
| 2021-10-01 | $266,240 (8.4%) | $365,309 (16.4%) | 0.00 | 119 |
| 2021-11-01 | $242,400 (4.5%) | $352,922 (12.1%) | 0.00 | 134 |
| 2021-12-01 | $234,490 (17.4%) | $360,840 (30.0%) | 0.00 | 112 |
| 2022-01-01 | $199,900 (-3.0%) | $342,189 (23.5%) | 0.00 | 100 |
| 2022-02-01 | $190,000 (-16.6%) | $301,683 (10.2%) | 0.00 | 94 |
| 2022-03-01 | $197,900 (-20.2%) | $289,015 (1.5%) | 0.00 | 85 |
| 2022-04-01 | $228,900 (-12.1%) | $253,813 (-19.3%) | 0.00 | 79 |
| 2022-05-01 | $239,950 (-8.8%) | $274,501 (-12.4%) | 0.00 | 82 |
| 2022-06-01 | $259,900 (5.0%) | $298,320 (-10.8%) | 0.00 | 115 |
LaGrange's median listing price for 2022-06-01 was $259,900, a difference of
$12,400
(5.0%) versus the prior year and
$19,950 versus the prior month.
LaGrange's median listing price comes in at 0% of the national average.
LaGrange's average listing price for 2022-06-01 was $298,320, a difference of $-36,157 (-10.8%) versus the prior year and $23,819 versus the prior month.
For the 2022-06-01 period, LaGrange had 115 MLS listings, a difference of 33 listings (40%) versus the prior month and 27 listings (31%) versus the prior year.
LaGrange's median listing price comes in at 0% of the national average.
LaGrange's average listing price for 2022-06-01 was $298,320, a difference of $-36,157 (-10.8%) versus the prior year and $23,819 versus the prior month.
For the 2022-06-01 period, LaGrange had 115 MLS listings, a difference of 33 listings (40%) versus the prior month and 27 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,179 sqft |
| 2018-02-01 | 0 days | 2,240 sqft |
| 2018-03-01 | 0 days | 2,229 sqft |
| 2018-04-01 | 0 days | 2,246 sqft |
| 2018-05-01 | 0 days | 2,297 sqft |
| 2018-06-01 | 0 days | 2,300 sqft |
| 2018-07-01 | 0 days | 2,293 sqft |
| 2018-08-01 | 0 days | 2,163 sqft |
| 2018-09-01 | 0 days | 2,244 sqft |
| 2018-10-01 | 0 days | 2,315 sqft |
| 2018-11-01 | 0 days | 2,315 sqft |
| 2018-12-01 | 0 days | 2,336 sqft |
| 2019-01-01 | 0 days | 2,325 sqft |
| 2019-02-01 | 0 days | 2,323 sqft |
| 2019-03-01 | 0 days | 2,336 sqft |
| 2019-04-01 | 0 days | 2,336 sqft |
| 2019-05-01 | 0 days | 2,316 sqft |
| 2019-06-01 | 0 days | 2,318 sqft |
| 2019-07-01 | 0 days | 2,296 sqft |
| 2019-08-01 | 0 days | 2,291 sqft |
| 2019-09-01 | 0 days | 2,263 sqft |
| 2019-10-01 | 0 days | 2,268 sqft |
| 2019-11-01 | 0 days | 2,237 sqft |
| 2019-12-01 | 0 days | 2,187 sqft |
| 2020-01-01 | 0 days | 2,154 sqft |
| 2020-02-01 | 0 days | 2,120 sqft |
| 2020-03-01 | 0 days | 2,148 sqft |
| 2020-04-01 | 0 days | 2,100 sqft |
| 2020-05-01 | 0 days | 2,184 sqft |
| 2020-06-01 | 0 days | 2,333 sqft |
| 2020-07-01 | 0 days | 2,354 sqft |
| 2020-08-01 | 0 days | 2,392 sqft |
| 2020-09-01 | 0 days | 2,297 sqft |
| 2020-10-01 | 0 days | 2,269 sqft |
| 2020-11-01 | 0 days | 2,176 sqft |
| 2020-12-01 | 0 days | 2,009 sqft |
| 2021-01-01 | 0 days | 2,025 sqft |
| 2021-02-01 | 0 days | 2,038 sqft |
| 2021-03-01 | 0 days | 2,076 sqft |
| 2021-04-01 | 0 days | 2,366 sqft |
| 2021-05-01 | 0 days | 2,286 sqft |
| 2021-06-01 | 0 days | 2,097 sqft |
| 2021-07-01 | 0 days | 1,956 sqft |
| 2021-08-01 | 0 days | 2,350 sqft |
| 2021-09-01 | 0 days | 2,335 sqft |
| 2021-10-01 | 0 days | 2,093 sqft |
| 2021-11-01 | 0 days | 1,984 sqft |
| 2021-12-01 | 0 days | 2,029 sqft |
| 2022-01-01 | 0 days | 1,958 sqft |
| 2022-02-01 | 0 days | 1,843 sqft |
| 2022-03-01 | 0 days | 1,960 sqft |
| 2022-04-01 | 0 days | 2,044 sqft |
| 2022-05-01 | 0 days | 2,083 sqft |
| 2022-06-01 | 0 days | 2,077 sqft |
LaGrange's median listing age (time on market) for 2022-06-01 was 0 days.
LaGrange's median square footage for active listings during the 2022-06-01 period was 2,077 sqft. One year prior, the average listing was 2,097 sqft.
LaGrange's median square footage for active listings during the 2022-06-01 period was 2,077 sqft. One year prior, the average listing was 2,097 sqft.
