LaGrange Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lagrange averaged 6.18% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.99% and one month ago for the week of 2022-05-26, the average rate was 5.38%.

Lagrange's average rate one year ago was 3.36%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Lagrange 30 Year Fixed Rate 2022-06-30 6.18%
Lagrange 30 Year Fixed Rate Refi 2022-06-30 5.93%
Lagrange 15 Year Fixed Rate 2022-06-30 5.27%
Lagrange 15 Year Fixed Rate Refi 2022-06-30 5.27%
Lagrange 30 Year FHA 2022-06-30 5.51%
Lagrange 30 Year FHA Refi 2022-06-30 5.6%
Lagrange 30 Year USDA 2022-06-30 5.49%
Lagrange 30 Year USDA Refi 2022-06-30 5.7%
Lagrange 30 Year VA 2022-06-30 5.49%
Lagrange 30 Year VA Refi 2022-06-30 5.14%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LaGrange, GA-AL.

LaGrange Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LaGrange, GA-AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
HOME POINT FINANCIAL CORPORATION 89 3.03% $5,066
Colony Bank 88 2.99% $3,031
CMG MORTGAGE, INC. 79 3.04% $5,581
QUICKEN LOANS, LLC 76 3.17% $4,619
UNITED WHOLESALE MORTGAGE, LLC 61 3.03% $5,870
Renasant Bank 39 3.43% $3,326
Synovus Bank 32 3.07% $4,022
Ameris Bank 30 3.21% $3,067
HOMESTAR FINANCIAL CORPORATION 19 3.21% $3,873
Wells Fargo Bank 17 3.26% $3,781
Flagstar Bank, FSB 17 3.39% $4,297
PENNYMAC LOAN SERVICES, LLC 17 3.27% $4,601
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 3.13% $4,011
South State Bank 16 3.31% $2,867
AMERISAVE MORTGAGE CORPORATION 12 3.05% $4,635
NAVY FEDERAL CREDIT UNION 12 3.74% $3,627
BROKER SOLUTIONS, INC. 10 3.14% $4,235
CROSSCOUNTRY MORTGAGE, LLC 10 3.41% $3,628
Capital City Home Loans, LLC 10 3.28% $3,079
LOANDEPOT.COM, LLC 10 3.10% $4,892
Mr. Cooper ( Nationstar Mortgage ) 9 3.68% $4,105
Truist Bank 8 3.21% $2,976
NEWREZ LLC 7 3.59% $3,166
Magnolia Bank 7 3.30% $4,721
JPMorgan Chase Bank 7 3.32% $3,229
BETTER MORTGAGE CORPORATION 7 3.11% $2,514
United Community Bank 7 3.34% $3,377
INSPIRE HOME LOANS INC. 6 2.94% $4,146
Wyndham Capital Mortgage, Inc. 5 3.05% $2,210
GUARANTEED RATE, INC. 5 3.25% $4,037
SOUTHEAST MORTGAGE OF GEORGIA, INC. 5 3.15% $4,487
Regions Bank 5 3.23% $3,979
Ally Bank 4 2.81% $5,499
InterContinental Capital Group, Inc 4 3.47% $4,906
MOVEMENT MORTGAGE, LLC 4 3.17% $3,603
First Federal Bank 4 2.94% $4,039
AgFirst Farm Credit Bank 4 3.28% $8,819
Sierra Pacific Mortgage Company, Inc. 4 3.44% $5,662
BANKSOUTH MORTGAGE COMPANY, LLC 4 3.28% $3,229
CALIBER HOME LOANS, INC. 4 2.84% $3,573
EVERETT FINANCIAL, INC. 4 3.53% $2,087
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 3.53% $5,391
Trustmark National Bank 4 3.34% $3,317
DELTA COMMUNITY CREDIT UNION 4 2.97% $3,476
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 3.44% $4,485
Bank of America 3 2.79% $1,733
PNC Bank 3 3.17% $3,446
ENVOY MORTGAGE, LTD 3 3.54% $4,652
FREEDOM MORTGAGE CORPORATION 3 3.58% $2,292
NMSI, INC. 3 2.96% $3,765
Stifel Bank and Trust 2 2.63% $2,184
AMERICAN FINANCIAL NETWORK, INC. 2 3.88% $8,721
AMERICAN FINANCING CORPORATION 2 3.56% $2,293
AmeriHome Mortgage Company, LLC 2 2.75% $2,489
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.12% $1,796
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 3.19% $5,220
Bank of England 2 3.38% $5,616
Citizens Bank 2 3.06% $2,836
COMMUNITY MORTGAGE CORPORATION 2 3.13% $2,476
FBC MORTGAGE, LLC 2 3.37% $7,210
FirstBank 2 2.99% $3,304
First Guaranty Mortgage Corporation 2 3.38% $5,871
First Option Mortgage, LLC 2 3.69% $3,638
GUILD MORTGAGE COMPANY 2 2.94% $3,116
HOMESIDE FINANCIAL, LLC 2 3.20% $4,383
INTERLINC MORTGAGE SERVICES, LLC 2 3.38% $2,188
LAKEVIEW LOAN SERVICING, LLC 2 2.75% $3,108
LAND HOME FINANCIAL SERVICES, INC. 2 3.50% $3,441
MAX Credit Union 2 3.06% $3,022
MILEND, INC. 2 3.25% $7,147
Mortgage Assurance Inc. 2 3.00% $3,613
PLAZA HOME MORTGAGE, INC. 2 3.25% $2,877
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.56% $5,220
UBS Bank USA 2 2.94% $4,371
USAA Federal Savings Bank 2 3.06% $2,537
US MORTGAGE CORPORATION 2 3.06% $3,578
VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.06% $3,739
LGE COMMUNITY 1 2.88% $6,112
GMFS LLC 1 2.75% $2,455
GEORGIA UNITED 1 2.75% $1,853
Manufacturers and Traders Trust Company 1 3.88% $5,774
United Bank 1 3.25% $3,671
Metro City Bank 1 3.75% $3,779
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.00% $6,672
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $3,900
Mortgage Research Center, LLC 1 2.38% $5,321
GENEVA FINANCIAL, LLC 1 3.75% $3,915
FIRST COMMUNITY MORTGAGE, INC. 1 3.75% $3,387
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.00% $5,311
Nations Lending Corporation 1 3.38% $4,944
First American Bank 1 2.88% $2,196
NEW DAY FINANCIAL, LLC 1 3.25% $3,844
Fifth Third Bank 1 3.13% $4,145
Fidelity Bank 1 2.88% $2,231
Northpointe Bank 1 3.38% $4,607
ON Q FINANCIAL, INC. 1 3.38% $3,612
Discover Bank 1 4.49% $0
PENTAGON FEDERAL CREDIT UNION 1 3.13% $2,810
Advisors Mortgage Group, L.L.C. 1 2.99% $3,141
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.13% $3,510
PREMIA MORTGAGE, LLC 1 2.88% $2,843
Deere Employees Credit Union 1 2.88% $3,061
A&D Mortgage LLC 1 4.75% $9,006
Prosperity Home Mortgage, LLC 1 3.63% $4,159
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.13% $2,451
DEEPHAVEN MORTGAGE LLC 1 4.88% $5,655
Consumer First Mortgage, Inc. 1 3.13% $3,004
RELIANCE FIRST CAPITAL, LLC 1 2.99% $6,212
Colonial Savings, F.A. 1 2.88% $3,707
RUOFF MORTGAGE COMPANY, INC. 1 2.88% $500
Citibank 1 2.75% $3,654
SIRVA MORTGAGE, INC. 1 3.63% $625
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.38% $3,348
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.13% $4,059
BBVA USA 1 2.63% $3,219
SOUTHWEST FUNDING, LP 1 3.13% $4,762
STEARNS LENDING, LLC 1 2.50% $8,883
1ST PREFERENCE MORTGAGE CORP. 1 3.50% $9,531
STOCKTON MORTGAGE CORPORATION 1 2.88% $6,718
Baxter Credit Union 1 2.38% $3,202
Auto Club Trust, FSB 1 3.25% $2,531
GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $2,876
Atlantic Union Bank 1 3.38% $6,168
GUARANTEED RATE AFFINITY, LLC 1 2.88% $3,944
GREAT LAKES 1 3.00% $4,029
Goldwater Bank, N.A. 1 3.25% $2,970
Tyndall Federal Credit Union 1 2.75% $4,249
ISERVE RESIDENTIAL LENDING, LLC 1 3.63% $6,007
Goldman Sachs Bank USA 1 2.70% $3,831
Kish Bank 1 2.88% $3,162
LAFAYETTE FEDERAL CREDIT UNION 1 2.88% $6,758
ZILLOW HOME LOANS, LLC 1 3.75% $3,888
UNION HOME MORTGAGE CORP. 1 2.88% $5,000
LENDUS, LLC 1 5.50% $9,285

LaGrange, GA-AL's 134 lenders originated 2,851 loans during 2021. The total origination value was $513,195,000, with an average loan value of $180,005.

The top LaGrange lender as defined by loan originations is HOME POINT FINANCIAL CORPORATION, with 89 loans originated. Their average total fees are $5,066, which is $2,035 higher than the next largest lender, Colony Bank.

The lowest fee LaGrange lenders (with over 10 loans originated) are South State Bank ($2,867), Colony Bank ($3,031), Ameris Bank ($3,067), Capital City Home Loans, LLC ($3,079) and Renasant Bank ($3,326).

The lowest rate LaGrange lenders (with over 10 loans originated) are Colony Bank (2.99%), UNITED WHOLESALE MORTGAGE, LLC (3.03%), HOME POINT FINANCIAL CORPORATION (3.03%), CMG MORTGAGE, INC. (3.04%) and AMERISAVE MORTGAGE CORPORATION (3.05%).

LaGrange, GA-AL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
CMG MORTGAGE, INC. $55,360,000 $45,150,000 -18.4% 8.8%
QUICKEN LOANS, LLC $28,510,000 $40,820,000 43.2% 8.0%
Colony Bank $40,485,000 $34,375,000 -15.1% 6.7%
HOME POINT FINANCIAL CORPORATION $8,580,000 $29,265,000 241.1% 5.7%
UNITED WHOLESALE MORTGAGE, LLC $16,575,000 $26,130,000 57.6% 5.1%
Synovus Bank $38,875,000 $21,605,000 -44.4% 4.2%
Ameris Bank $13,060,000 $15,795,000 20.9% 3.1%
FREEDOM MORTGAGE CORPORATION $11,935,000 $14,465,000 21.2% 2.8%
Renasant Bank $13,410,000 $14,200,000 5.9% 2.8%
HOMESTAR FINANCIAL CORPORATION $9,305,000 $12,860,000 38.2% 2.5%
South State Bank $8,830,000 $11,195,000 26.8% 2.2%
PENNYMAC LOAN SERVICES, LLC $4,725,000 $10,700,000 126.5% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,940,000 $9,080,000 1.6% 1.8%
Flagstar Bank, FSB $9,775,000 $8,620,000 -11.8% 1.7%
LOANDEPOT.COM, LLC $3,590,000 $8,270,000 130.4% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $2,860,000 $6,605,000 130.9% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $5,585,000 $6,535,000 17.0% 1.3%
INSPIRE HOME LOANS INC. $1,760,000 $6,360,000 261.4% 1.2%
BROKER SOLUTIONS, INC. $4,990,000 $6,015,000 20.5% 1.2%
Truist Bank $8,770,000 $5,990,000 -31.7% 1.2%
Mortgage Research Center, LLC $8,655,000 $5,580,000 -35.5% 1.1%
AMERISAVE MORTGAGE CORPORATION $1,935,000 $5,050,000 161.0% 1.0%
Wells Fargo Bank $4,855,000 $4,755,000 -2.1% 0.9%
United Community Bank $3,985,000 $4,725,000 18.6% 0.9%
Magnolia Bank $14,845,000 $4,640,000 -68.7% 0.9%
NEWREZ LLC $1,560,000 $4,640,000 197.4% 0.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,410,000 $4,390,000 28.7% 0.9%
LAKEVIEW LOAN SERVICING, LLC $4,300,000 $4,260,000 -0.9% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,925,000 $4,245,000 120.5% 0.8%
NAVY FEDERAL CREDIT UNION $2,460,000 $3,965,000 61.2% 0.8%
PNC Bank $3,710,000 $3,960,000 6.7% 0.8%
CALIBER HOME LOANS, INC. $2,675,000 $3,880,000 45.0% 0.8%
NEW DAY FINANCIAL, LLC $2,585,000 $3,665,000 41.8% 0.7%
ORIX REAL ESTATE CAPITAL, LLC $6,035,000 $3,580,000 -40.7% 0.7%
WALKER & DUNLOP, LLC $2,985,000 n/a 0.6%
BETTER MORTGAGE CORPORATION $700,000 $2,885,000 312.1% 0.6%
MOVEMENT MORTGAGE, LLC $910,000 $2,755,000 202.7% 0.5%
AuburnBank $4,935,000 $2,580,000 -47.7% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,995,000 $2,450,000 22.8% 0.5%
Capital City Home Loans, LLC $1,690,000 $2,380,000 40.8% 0.5%
VILLAGE CAPITAL & INVESTMENT LLC $1,715,000 $2,310,000 34.7% 0.5%
AgFirst Farm Credit Bank $620,000 $2,145,000 246.0% 0.4%
DELTA COMMUNITY CREDIT UNION $1,625,000 $2,130,000 31.1% 0.4%
JPMorgan Chase Bank $1,760,000 $2,075,000 17.9% 0.4%
GUILD MORTGAGE COMPANY $2,485,000 $1,900,000 -23.5% 0.4%
Carrington Mortgage Services, LLC $1,265,000 $1,875,000 48.2% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $1,920,000 $1,800,000 -6.3% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $780,000 $1,790,000 129.5% 0.3%
BANKSOUTH MORTGAGE COMPANY, LLC $515,000 $1,765,000 242.7% 0.3%
Southern States Bank $615,000 $1,665,000 170.7% 0.3%
First Federal Bank $810,000 $1,630,000 101.2% 0.3%
USAA Federal Savings Bank $3,175,000 $1,535,000 -51.7% 0.3%
Wyndham Capital Mortgage, Inc. $780,000 $1,535,000 96.8% 0.3%
Mid-Continent Funding, Inc. $470,000 $1,470,000 212.8% 0.3%
UBS Bank USA $1,460,000 n/a 0.3%
Capital City Bank $2,820,000 $1,455,000 -48.4% 0.3%
GUARANTEED RATE, INC. $750,000 $1,440,000 92.0% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $880,000 $1,440,000 63.6% 0.3%
Regions Bank $1,860,000 $1,415,000 -23.9% 0.3%
United Bank $165,000 $1,405,000 751.5% 0.3%
Trustmark National Bank $765,000 $1,395,000 82.4% 0.3%
PENTAGON FEDERAL CREDIT UNION $270,000 $1,370,000 407.4% 0.3%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $545,000 $1,330,000 144.0% 0.3%
InterContinental Capital Group, Inc $500,000 $1,320,000 164.0% 0.3%
Cadence Bank, N.A. $185,000 $1,295,000 600.0% 0.3%
Mortgage Assurance Inc. $215,000 $1,130,000 425.6% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,125,000 n/a 0.2%
Ally Bank $515,000 $1,115,000 116.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $240,000 $1,040,000 333.3% 0.2%
EVERETT FINANCIAL, INC. $1,500,000 $1,010,000 -32.7% 0.2%
Sierra Pacific Mortgage Company, Inc. $1,430,000 $995,000 -30.4% 0.2%
TRIAD FINANCIAL SERVICES, INC. $995,000 n/a 0.2%
BBVA USA $335,000 $970,000 189.6% 0.2%
Prime Choice Funding Inc. $480,000 $935,000 94.8% 0.2%
Bank of America $1,370,000 $925,000 -32.5% 0.2%
MILEND, INC. $165,000 $880,000 433.3% 0.2%
NMSI, INC. $350,000 $880,000 151.4% 0.2%
Barrington Bank & Trust Company, N.A. $315,000 $875,000 177.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $290,000 $870,000 200.0% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $485,000 $810,000 67.0% 0.2%
STOCKTON MORTGAGE CORPORATION $185,000 $790,000 327.0% 0.2%
The Federal Savings Bank $1,030,000 $775,000 -24.8% 0.2%
Paramount Residential Mortgage Group, Inc. $395,000 $760,000 92.4% 0.1%
Stifel Bank and Trust $890,000 $755,000 -15.2% 0.1%
AMWEST FUNDING CORP. $340,000 $745,000 119.1% 0.1%
21ST MORTGAGE CORPORATION $765,000 $740,000 -3.3% 0.1%
FBC MORTGAGE, LLC $115,000 $740,000 543.5% 0.1%
North American Savings Bank, F.S.B. $385,000 $740,000 92.2% 0.1%
Goldman Sachs Bank USA $705,000 n/a 0.1%
Bank of England $125,000 $665,000 432.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $585,000 $650,000 11.1% 0.1%
FirstBank $125,000 $640,000 412.0% 0.1%
NBKC BANK $540,000 $630,000 16.7% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $165,000 $625,000 278.8% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $615,000 $625,000 1.6% 0.1%
Colonial Savings, F.A. $175,000 $620,000 254.3% 0.1%
ACOPIA, LLC $285,000 $580,000 103.5% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $1,660,000 $555,000 -66.6% 0.1%
PLAZA HOME MORTGAGE, INC. $585,000 $555,000 -5.1% 0.1%
RUOFF MORTGAGE COMPANY, INC. $125,000 $540,000 332.0% 0.1%
VAN DYK MORTGAGE CORPORATION $105,000 $510,000 385.7% 0.1%
DAS Acquisition Company, LLC $505,000 n/a 0.1%
Lakeview Community Capital, LLC $505,000 n/a 0.1%
US MORTGAGE CORPORATION $400,000 $480,000 20.0% 0.1%
HOMESIDE FINANCIAL, LLC $175,000 $475,000 171.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $285,000 $470,000 64.9% 0.1%
Commerce Home Mortgage, Inc. $470,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $465,000 n/a 0.1%
Atlantic Union Bank $455,000 n/a 0.1%
STEARNS LENDING, LLC $455,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,065,000 $445,000 -58.2% 0.1%
Nations Lending Corporation $145,000 $440,000 203.4% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $625,000 $440,000 -29.6% 0.1%
Prosperity Home Mortgage, LLC $615,000 $430,000 -30.1% 0.1%
Fifth Third Bank $455,000 $425,000 -6.6% 0.1%
River Bank & Trust $2,705,000 $420,000 -84.5% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $430,000 $410,000 -4.7% 0.1%
CALCON MUTUAL MORTGAGE LLC $410,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $405,000 n/a 0.1%
ENVOY MORTGAGE, LTD $395,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $375,000 $395,000 5.3% 0.1%
AmeriHome Mortgage Company, LLC $870,000 $390,000 -55.2% 0.1%
GREAT LAKES $385,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $385,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $270,000 $380,000 40.7% 0.1%
Neighborhood Loans, Inc. $365,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $365,000 n/a 0.1%
PLANET HOME LENDING, LLC $145,000 $350,000 141.4% 0.1%
First South Farm Credit, ACA $225,000 $345,000 53.3% 0.1%
AUBURN UNIVERSITY CREDIT UNION $140,000 $340,000 142.9% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $400,000 $340,000 -15.0% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $340,000 n/a 0.1%
Advisors Mortgage Group, L.L.C. $335,000 n/a 0.1%
COMMUNITY MORTGAGE CORPORATION $330,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $405,000 $330,000 -18.5% 0.1%
GEORGIA'S OWN $520,000 $320,000 -38.5% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $315,000 n/a 0.1%
MORTGAGE INVESTORS GROUP, INC. $315,000 n/a 0.1%
First Option Mortgage, LLC $260,000 $310,000 19.2% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $695,000 $310,000 -55.4% 0.1%
Secured Investment Corp. $140,000 $310,000 121.4% 0.1%
Alcova Mortgage LLC $305,000 n/a 0.1%
LGE COMMUNITY $305,000 n/a 0.1%
First Guaranty Mortgage Corporation $925,000 $300,000 -67.6% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $545,000 $300,000 -45.0% 0.1%
AMERICAN ADVISORS GROUP $355,000 $285,000 -19.7% 0.1%
Consumer First Mortgage, Inc. $535,000 $285,000 -46.7% 0.1%
MAX Credit Union $310,000 $285,000 -8.1% 0.1%
The Central Trust Bank $285,000 n/a 0.1%
LAFAYETTE FEDERAL CREDIT UNION $275,000 n/a 0.1%
LENDUS, LLC $565,000 $275,000 -51.3% 0.1%
ZILLOW HOME LOANS, LLC $330,000 $275,000 -16.7% 0.1%
1ST PREFERENCE MORTGAGE CORP. $265,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $265,000 $265,000 0.0% 0.1%
Baxter Credit Union $55,000 $265,000 381.8% 0.1%
MEMBER FIRST MORTGAGE, LLC $265,000 n/a 0.1%
MORTGAGE ACCESS CORP. $570,000 $265,000 -53.5% 0.1%
Citizens Bank $1,245,000 $260,000 -79.1% 0.1%
Discover Bank $285,000 $260,000 -8.8% 0.1%
SIRVA MORTGAGE, INC. $255,000 n/a 0.0%
Georgia Banking Company $245,000 n/a 0.0%
RESIDENTIAL BANCORP. $245,000 n/a 0.0%
A&D Mortgage LLC $145,000 $235,000 62.1% 0.0%
Axos Bank $245,000 $235,000 -4.1% 0.0%
Valley National Bank $335,000 $235,000 -29.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $65,000 $230,000 253.8% 0.0%
Goldwater Bank, N.A. $210,000 $225,000 7.1% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 $225,000 66.7% 0.0%
CityWorth Mortgage LLC $215,000 n/a 0.0%
PREMIA MORTGAGE, LLC $225,000 $215,000 -4.4% 0.0%
Arvest Bank $210,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $275,000 $205,000 -25.5% 0.0%
First Federal Bank of Kansas City $195,000 $205,000 5.1% 0.0%
First Home Bank $225,000 $205,000 -8.9% 0.0%
First Bank of Alabama $200,000 n/a 0.0%
Equity Prime Mortgage LLC $155,000 $195,000 25.8% 0.0%
Kish Bank $195,000 n/a 0.0%
LENDING 3, INC. $195,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $195,000 n/a 0.0%
NexBank $195,000 n/a 0.0%
The Union Bank Company $195,000 n/a 0.0%
GEORGIA UNITED $245,000 $190,000 -22.4% 0.0%
Manufacturers and Traders Trust Company $105,000 $190,000 81.0% 0.0%
Colten Mortgage, LLC $185,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $185,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $185,000 n/a 0.0%
Community Bank of Mississippi $175,000 n/a 0.0%
ON Q FINANCIAL, INC. $85,000 $175,000 105.9% 0.0%
Reliant Bank $130,000 $170,000 30.8% 0.0%
ROYAL UNITED MORTGAGE LLC $125,000 $170,000 36.0% 0.0%
Independent Bank $165,000 n/a 0.0%
Northpointe Bank $825,000 $165,000 -80.0% 0.0%
Shinhan Bank America $165,000 n/a 0.0%
SOUTHWEST FUNDING, LP $165,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $155,000 n/a 0.0%
First American Bank $155,000 n/a 0.0%
TJC Mortgage, Inc. $300,000 $155,000 -48.3% 0.0%
PHH Mortgage Corporation $205,000 $150,000 -26.8% 0.0%
1ST SIGNATURE LENDING, LLC $145,000 n/a 0.0%
Amerifirst Financial, Inc. $150,000 $145,000 -3.3% 0.0%
Fidelity Bank $135,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $135,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $135,000 n/a 0.0%
GENEVA FINANCIAL, LLC $125,000 n/a 0.0%
Low VA Rates, LLC $800,000 $125,000 -84.4% 0.0%
PeoplesSouth Bank $125,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $125,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $115,000 n/a 0.0%
Chicago Mortgage Solutions LLC $115,000 n/a 0.0%
Citibank $115,000 n/a 0.0%
CIS Financial Services, Inc. $210,000 $105,000 -50.0% 0.0%
CIVIC FINANCIAL SERVICES, LLC $195,000 $105,000 -46.2% 0.0%
DEEPHAVEN MORTGAGE LLC $105,000 n/a 0.0%
Deere Employees Credit Union $105,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $105,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $250,000 $105,000 -58.0% 0.0%
ServisFirst Bank $415,000 $105,000 -74.7% 0.0%
Triumph Bank $180,000 $105,000 -41.7% 0.0%
Tyndall Federal Credit Union $105,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $95,000 n/a 0.0%
Metro City Bank $245,000 $95,000 -61.2% 0.0%
OPEN MORTGAGE, LLC $125,000 $95,000 -24.0% 0.0%
PEACH STATE FEDERAL CREDIT UNION $95,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $160,000 $85,000 -46.9% 0.0%
Hamilton Mortgage Corporation $75,000 $85,000 13.3% 0.0%
Mutual Savings Credit Union $85,000 n/a 0.0%
CSL Financial, LLC $75,000 n/a 0.0%
Figure Lending LLC $45,000 $75,000 66.7% 0.0%
Auto Club Trust, FSB $65,000 n/a 0.0%
Bank OZK $425,000 $65,000 -84.7% 0.0%
GMFS LLC $555,000 $65,000 -88.3% 0.0%
Hometown Equity Mortgage, LLC $315,000 $65,000 -79.4% 0.0%
SPRING EQ, LLC $150,000 $65,000 -56.7% 0.0%
ALTRA $25,000 $55,000 120.0% 0.0%
BancorpSouth Bank $310,000 $55,000 -82.3% 0.0%
EvaBank $55,000 n/a 0.0%
United States Senate Federal Credit Union $55,000 n/a 0.0%
Fort McClellan Credit Union $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
U.S. Bank $3,025,000 $25,000 -99.2% 0.0%

LaGrange's top lender by overall market share is CMG MORTGAGE, INC., with 8.8% market share. In second place, with 8.0%, is QUICKEN LOANS, LLC, having originated $40,820,000 in loans. In third place, with 6.7%, is Colony Bank, having originated $34,375,000 in loans. In third place, with 5.7%, is HOME POINT FINANCIAL CORPORATION, having originated $29,265,000 in loans. In third place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $26,130,000 in loans.


LaGrange, GA-AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,362 $268,540,000 $197,166
Refi 903 $158,025,000 $175,000
Cash Out Refi 446 $74,210,000 $166,390
Other 77 $7,175,000 $93,182
Home Improvement 63 $5,245,000 $83,254

Lagrange's most frequently cited loan purpose was Home Purchase, with 1,362 originations. The 2nd most popular reason was Refi, with 903 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,108 $210,630,000 $190,099
3-4% 986 $167,520,000 $169,899
<2.5% 472 $94,130,000 $199,428
4-5% 136 $24,430,000 $179,632
5-6% 41 $4,085,000 $99,634
Over 8% 39 $3,235,000 $82,949
6-7% 33 $2,965,000 $89,848
7-8% 13 $955,000 $73,462

During 2021, Lagrange's most frequently originated rate bucket was 2.5-3%, with 1,108 originations.

Loan Sizing (LaGrange, GA-AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,369 $202,485,000 $147,907
$200k-400k 801 $211,595,000 $264,164
$100,000 or less 577 $39,125,000 $67,808
$400k-600k 85 $39,765,000 $467,824
$600k-1000k 13 $9,455,000 $727,308
$Over $1MM 6 $10,770,000 $1,795,000

LaGrange's loan sizing saw the bucket of loans from $100k-200k with 1,369 originations, totaling $202,485,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,390 $269,650,000 $193,993
60-80% 828 $151,410,000 $182,862
40-60% 270 $40,450,000 $149,815
20-40% 106 $8,280,000 $78,113
Under 20% 62 $2,110,000 $34,032
Over 100% 49 $15,875,000 $323,980

LaGrange's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,390 originations, totaling $269,650,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $191,625 (13.6%) $272,727 (34.1%) 0.00 287
2018-02-01 $200,000 (21.3%) $284,744 (39.4%) 0.00 270
2018-03-01 $199,900 (17.7%) $275,941 (31.5%) 0.00 276
2018-04-01 $211,388 (24.7%) $279,379 (28.4%) 0.00 298
2018-05-01 $209,900 (18.3%) $255,410 (12.4%) 0.00 300
2018-06-01 $212,000 (17.8%) $246,060 (5.6%) 0.00 313
2018-07-01 $210,973 (14.1%) $247,059 (4.4%) 0.00 337
2018-08-01 $210,450 (19.4%) $244,744 (6.1%) 0.00 328
2018-09-01 $214,500 (23.3%) $260,266 (6.9%) 0.00 330
2018-10-01 $215,938 (22.8%) $263,051 (6.5%) 0.00 338
2018-11-01 $218,600 (22.6%) $259,423 (7.3%) 0.00 352
2018-12-01 $219,000 (17.2%) $263,838 (6.2%) 0.00 345
2019-01-01 $217,450 (13.5%) $257,822 (-5.5%) 0.00 328
2019-02-01 $212,450 (6.2%) $255,218 (-10.4%) 0.00 321
2019-03-01 $210,577 (5.3%) $253,823 (-8.0%) 0.00 327
2019-04-01 $199,700 (-5.5%) $245,074 (-12.3%) 0.00 344
2019-05-01 $197,400 (-6.0%) $240,630 (-5.8%) 0.00 365
2019-06-01 $194,990 (-8.0%) $236,095 (-4.1%) 0.00 364
2019-07-01 $194,900 (-7.6%) $232,314 (-6.0%) 0.00 336
2019-08-01 $201,100 (-4.4%) $232,277 (-5.1%) 0.00 333
2019-09-01 $198,100 (-7.7%) $230,534 (-11.4%) 0.00 329
2019-10-01 $197,445 (-8.6%) $233,232 (-11.3%) 0.00 308
2019-11-01 $195,000 (-10.8%) $248,320 (-4.3%) 0.00 292
2019-12-01 $189,900 (-13.3%) $246,883 (-6.4%) 0.00 286
2020-01-01 $189,900 (-12.7%) $243,466 (-5.6%) 0.00 265
2020-02-01 $194,000 (-8.7%) $242,061 (-5.2%) 0.00 260
2020-03-01 $199,900 (-5.1%) $242,136 (-4.6%) 0.00 230
2020-04-01 $199,900 (0.1%) $242,443 (-1.1%) 0.00 227
2020-05-01 $207,000 (4.9%) $238,544 (-0.9%) 0.00 223
2020-06-01 $237,407 (21.8%) $273,068 (15.7%) 0.00 199
2020-07-01 $242,400 (24.4%) $281,655 (21.2%) 0.00 187
2020-08-01 $249,900 (24.3%) $298,963 (28.7%) 0.00 176
2020-09-01 $242,400 (22.4%) $309,922 (34.4%) 0.00 159
2020-10-01 $245,585 (24.4%) $313,845 (34.6%) 0.00 160
2020-11-01 $231,900 (18.9%) $314,740 (26.8%) 0.00 149
2020-12-01 $199,700 (5.2%) $277,509 (12.4%) 0.00 162
2021-01-01 $205,990 (8.5%) $277,129 (13.8%) 0.00 154
2021-02-01 $227,745 (17.4%) $273,862 (13.1%) 0.00 108
2021-03-01 $247,945 (24.0%) $284,774 (17.6%) 0.00 98
2021-04-01 $260,490 (30.3%) $314,617 (29.8%) 0.00 99
2021-05-01 $262,990 (27.1%) $313,396 (31.4%) 0.00 91
2021-06-01 $247,500 (4.3%) $334,477 (22.5%) 0.00 88
2021-07-01 $242,450 (0.0%) $363,172 (28.9%) 0.00 96
2021-08-01 $268,240 (7.3%) $367,628 (23.0%) 0.00 141
2021-09-01 $268,990 (11.0%) $375,308 (21.1%) 0.00 131
2021-10-01 $266,240 (8.4%) $365,309 (16.4%) 0.00 119
2021-11-01 $242,400 (4.5%) $352,922 (12.1%) 0.00 134
2021-12-01 $234,490 (17.4%) $360,840 (30.0%) 0.00 112
2022-01-01 $199,900 (-3.0%) $342,189 (23.5%) 0.00 100
2022-02-01 $190,000 (-16.6%) $301,683 (10.2%) 0.00 94
2022-03-01 $197,900 (-20.2%) $289,015 (1.5%) 0.00 85
2022-04-01 $228,900 (-12.1%) $253,813 (-19.3%) 0.00 79
2022-05-01 $239,950 (-8.8%) $274,501 (-12.4%) 0.00 82
2022-06-01 $259,900 (5.0%) $298,320 (-10.8%) 0.00 115
LaGrange's median listing price for 2022-06-01 was $259,900, a difference of $12,400 (5.0%) versus the prior year and $19,950 versus the prior month.

LaGrange's median listing price comes in at 0% of the national average.

LaGrange's average listing price for 2022-06-01 was $298,320, a difference of $-36,157 (-10.8%) versus the prior year and $23,819 versus the prior month.

For the 2022-06-01 period, LaGrange had 115 MLS listings, a difference of 33 listings (40%) versus the prior month and 27 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LaGrange (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,179 sqft
2018-02-01 0 days 2,240 sqft
2018-03-01 0 days 2,229 sqft
2018-04-01 0 days 2,246 sqft
2018-05-01 0 days 2,297 sqft
2018-06-01 0 days 2,300 sqft
2018-07-01 0 days 2,293 sqft
2018-08-01 0 days 2,163 sqft
2018-09-01 0 days 2,244 sqft
2018-10-01 0 days 2,315 sqft
2018-11-01 0 days 2,315 sqft
2018-12-01 0 days 2,336 sqft
2019-01-01 0 days 2,325 sqft
2019-02-01 0 days 2,323 sqft
2019-03-01 0 days 2,336 sqft
2019-04-01 0 days 2,336 sqft
2019-05-01 0 days 2,316 sqft
2019-06-01 0 days 2,318 sqft
2019-07-01 0 days 2,296 sqft
2019-08-01 0 days 2,291 sqft
2019-09-01 0 days 2,263 sqft
2019-10-01 0 days 2,268 sqft
2019-11-01 0 days 2,237 sqft
2019-12-01 0 days 2,187 sqft
2020-01-01 0 days 2,154 sqft
2020-02-01 0 days 2,120 sqft
2020-03-01 0 days 2,148 sqft
2020-04-01 0 days 2,100 sqft
2020-05-01 0 days 2,184 sqft
2020-06-01 0 days 2,333 sqft
2020-07-01 0 days 2,354 sqft
2020-08-01 0 days 2,392 sqft
2020-09-01 0 days 2,297 sqft
2020-10-01 0 days 2,269 sqft
2020-11-01 0 days 2,176 sqft
2020-12-01 0 days 2,009 sqft
2021-01-01 0 days 2,025 sqft
2021-02-01 0 days 2,038 sqft
2021-03-01 0 days 2,076 sqft
2021-04-01 0 days 2,366 sqft
2021-05-01 0 days 2,286 sqft
2021-06-01 0 days 2,097 sqft
2021-07-01 0 days 1,956 sqft
2021-08-01 0 days 2,350 sqft
2021-09-01 0 days 2,335 sqft
2021-10-01 0 days 2,093 sqft
2021-11-01 0 days 1,984 sqft
2021-12-01 0 days 2,029 sqft
2022-01-01 0 days 1,958 sqft
2022-02-01 0 days 1,843 sqft
2022-03-01 0 days 1,960 sqft
2022-04-01 0 days 2,044 sqft
2022-05-01 0 days 2,083 sqft
2022-06-01 0 days 2,077 sqft
LaGrange's median listing age (time on market) for 2022-06-01 was 0 days.

LaGrange's median square footage for active listings during the 2022-06-01 period was 2,077 sqft. One year prior, the average listing was 2,097 sqft.