Jesup VA Loan Rates, Closing Costs & Stats

Jesup, GA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Jesup's 36 lenders originated 152 VA loans during 2024. The total origination value was $40,540,000, with an average VA loan value of $266,711.

    Jesup VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Jesup averaged 6.56% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

    Jesup's average VA mortgage closing costs are $5,404.

    The average rate for the prior week (2025-03-28) was 6.68% and one month ago for the week of 2025-02-28, the average rate was 6.46%.

    The average rate one year ago was 6.97%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.16%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Jesup VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Jesup level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 32 6.40% $5,474
    UNITED WHOLESALE MORTGAGE, LLC 24 6.29% $5,676
    FREEDOM MORTGAGE CORPORATION 13 6.37% $11,049
    MORTGAGE SOLUTIONS OF COLORADO, LLC 8 6.58% $6,169
    BROKER SOLUTIONS, INC. 6 6.21% $8,806
    GUILD MORTGAGE COMPANY 6 6.48% $7,400
    Equity Prime Mortgage LLC 5 6.98% $5,018
    NEW DAY FINANCIAL, LLC 4 7.74% $7,975
    NAVY FEDERAL CREDIT UNION 4 5.75% $7,095
    VILLAGE CAPITAL MORTGAGE 3 5.88% $11,806
    GUARANTEED RATE, INC. 3 6.79% $6,565
    NEWREZ LLC 3 5.15% $8,411
    PENNYMAC LOAN SERVICES, LLC 3 5.67% $5,970
    QUICKEN LOANS, LLC 3 6.17% $6,733
    USAA Federal Savings Bank 3 5.92% $11,072
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 5.21% $3,329
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.19% $7,813
    SOUTHWEST STAGE FUNDING, LLC 2 5.63% $109
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.68% $4,938
    PLANET HOME LENDING, LLC 2 6.06% $2,012
    Paramount Residential Mortgage Group, Inc. 2 6.44% $4,050
    Century Mortgage Company DBA Century Lending Company 2 5.69% $2,763
    VERITAS FUNDING, LLC 1 6.63% $12,388
    Carrington Mortgage Services, LLC 1 6.38% $8,466
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $19,920
    RAPID MORTGAGE COMPANY 1 6.99% $2,552
    SIRVA MORTGAGE, INC. 1 7.25% $2,073
    Credence Funding Corporation 1 6.13% $3,154
    Lakeview Community Capital, LLC 1 5.25% $6,582
    LAKEVIEW LOAN SERVICING, LLC 1 5.75% $7,069
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $9,519
    MOVEMENT MORTGAGE, LLC 1 7.13% $8,069
    AXIA FINANCIAL, LLC 1 6.75% $6,376
    NBKC BANK 1 5.63% $2,215
    Ameris Bank 1 4.63% $7,762
    OCMBC, INC. 1 6.75% $11,159

    The top Jesup VA lender as defined by loan originations is Mortgage Research Center, LLC, with 32 VA loans originated. Their average total fees are $5,474, which is $201 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Jesup VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,474), UNITED WHOLESALE MORTGAGE, LLC ($5,676), FREEDOM MORTGAGE CORPORATION ($11,049), .

    The lowest rate Jesup VA lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.29%), FREEDOM MORTGAGE CORPORATION (6.37%), Mortgage Research Center, LLC (6.40%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Jesup (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $133,700 (3.0%) $155,774 (-2.0%) 0.00 119
    2018-02-01 $136,125 (1.0%) $164,347 (-0.6%) 0.00 118
    2018-03-01 $136,750 (1.7%) $157,931 (-5.4%) 0.00 118
    2018-04-01 $138,500 (2.6%) $157,563 (-6.3%) 0.00 123
    2018-05-01 $139,200 (1.4%) $171,905 (5.8%) 0.00 129
    2018-06-01 $139,000 (2.1%) $173,871 (5.6%) 0.00 124
    2018-07-01 $138,500 (6.5%) $177,680 (15.0%) 0.00 102
    2018-08-01 $137,450 (6.0%) $185,552 (22.9%) 0.00 105
    2018-09-01 $137,000 (4.6%) $180,953 (17.9%) 0.00 112
    2018-10-01 $140,600 (10.7%) $187,641 (30.2%) 0.00 116
    2018-11-01 $145,000 (14.4%) $188,052 (29.6%) 0.00 116
    2018-12-01 $139,900 (3.7%) $181,491 (19.5%) 0.00 118
    2019-01-01 $142,450 (6.5%) $188,983 (21.3%) 0.00 119
    2019-02-01 $155,000 (13.9%) $191,645 (16.6%) 0.00 118
    2019-03-01 $162,263 (18.7%) $199,493 (26.3%) 0.00 112
    2019-04-01 $173,199 (25.1%) $208,046 (32.0%) 0.00 108
    2019-05-01 $178,800 (28.5%) $213,516 (24.2%) 0.00 108
    2019-06-01 $174,950 (25.9%) $214,619 (23.4%) 0.00 109
    2019-07-01 $177,000 (27.8%) $211,689 (19.1%) 0.00 114
    2019-08-01 $175,123 (27.4%) $211,777 (14.1%) 0.00 118
    2019-09-01 $182,057 (32.9%) $218,086 (20.5%) 0.00 116
    2019-10-01 $188,675 (34.2%) $228,325 (21.7%) 0.00 114
    2019-11-01 $199,500 (37.6%) $232,442 (23.6%) 0.00 102
    2019-12-01 $203,425 (45.4%) $240,491 (32.5%) 0.00 100
    2020-01-01 $205,700 (44.4%) $232,666 (23.1%) 0.00 96
    2020-02-01 $189,000 (21.9%) $220,155 (14.9%) 0.00 94
    2020-03-01 $179,875 (10.9%) $215,976 (8.3%) 0.00 89
    2020-04-01 $169,000 (-2.4%) $204,402 (-1.8%) 0.00 93
    2020-05-01 $174,450 (-2.4%) $206,303 (-3.4%) 0.00 82
    2020-06-01 $168,675 (-3.6%) $216,375 (0.8%) 0.00 70
    2020-07-01 $179,000 (1.1%) $226,766 (7.1%) 0.00 63
    2020-08-01 $184,000 (5.1%) $233,754 (10.4%) 0.00 59
    2020-09-01 $196,150 (7.7%) $236,466 (8.4%) 0.00 52
    2020-10-01 $193,425 (2.5%) $230,656 (1.0%) 0.00 50
    2020-11-01 $203,225 (1.9%) $239,311 (3.0%) 0.00 46
    2020-12-01 $229,250 (12.7%) $257,658 (7.1%) 0.00 47
    2021-01-01 $232,000 (12.8%) $268,183 (15.3%) 0.00 41
    2021-02-01 $216,100 (14.3%) $274,242 (24.6%) 0.00 39
    2021-03-01 $209,900 (16.7%) $268,259 (24.2%) 0.00 43
    2021-04-01 $248,225 (46.9%) $310,999 (52.2%) 0.00 38
    2021-05-01 $249,000 (42.7%) $305,671 (48.2%) 0.00 26
    2021-06-01 $245,700 (45.7%) $284,459 (31.5%) 0.00 35
    2021-07-01 $262,000 (46.4%) $321,317 (41.7%) 0.00 28
    2021-08-01 $271,000 (47.3%) $324,911 (39.0%) 0.00 33
    2021-09-01 $242,425 (23.6%) $303,218 (28.2%) 0.00 54
    2021-10-01 $235,750 (21.9%) $294,417 (27.6%) 0.00 62
    2021-11-01 $233,100 (14.7%) $300,037 (25.4%) 0.00 63
    2021-12-01 $232,500 (1.4%) $282,368 (9.6%) 0.00 65
    2022-01-01 $235,000 (1.3%) $293,952 (9.6%) 0.00 60
    2022-02-01 $234,500 (8.5%) $296,056 (8.0%) 0.00 49
    2022-03-01 $248,425 (18.4%) $303,241 (13.0%) 0.00 46
    2022-04-01 $234,400 (-5.6%) $283,613 (-8.8%) 0.00 49
    2022-05-01 $250,725 (0.7%) $288,249 (-5.7%) 0.00 44
    2022-06-01 $279,900 (13.9%) $312,533 (9.9%) 0.00 42
    2022-07-01 $272,000 (3.8%) $308,979 (-3.8%) 0.00 60
    2022-08-01 $265,724 (-2.0%) $289,630 (-10.9%) 0.00 68
    2022-09-01 $267,474 (10.3%) $322,865 (6.5%) 0.00 69
    2022-10-01 $259,900 (10.2%) $307,092 (4.3%) 0.00 70
    2022-11-01 $259,975 (11.5%) $312,890 (4.3%) 0.00 64
    2022-12-01 $259,000 (11.4%) $363,430 (28.7%) 0.00 62
    2023-01-01 $258,725 (10.1%) $371,154 (26.3%) 0.00 49
    2023-02-01 $251,950 (7.4%) $379,598 (28.2%) 0.00 47
    2023-03-01 $268,250 (8.0%) $396,984 (30.9%) 0.00 40
    2023-04-01 $324,900 (38.6%) $423,003 (49.2%) 0.00 36
    2023-05-01 $297,000 (18.5%) $416,966 (44.7%) 0.00 43
    2023-06-01 $299,675 (7.1%) $421,398 (34.8%) 0.00 48
    2023-07-01 $295,000 (8.5%) $420,420 (36.1%) 0.00 49
    2023-08-01 $274,500 (3.3%) $407,092 (40.6%) 0.00 49
    2023-09-01 $282,000 (5.4%) $393,882 (22.0%) 0.00 58
    2023-10-01 $261,000 (0.4%) $364,326 (18.6%) 0.00 62
    2023-11-01 $261,000 (0.4%) $364,731 (16.6%) 0.00 64
    2023-12-01 $262,900 (1.5%) $308,503 (-15.1%) 0.00 55
    2024-01-01 $258,900 (0.1%) $295,316 (-20.4%) 0.00 59
    2024-02-01 $265,700 (5.5%) $301,089 (-20.7%) 0.00 60
    2024-03-01 $279,900 (4.3%) $327,711 (-17.5%) 0.00 60
    2024-04-01 $275,000 (-15.4%) $329,333 (-22.1%) 0.00 87
    2024-05-01 $287,000 (-3.4%) $337,377 (-19.1%) 0.00 90
    2024-06-01 $289,000 (-3.6%) $328,923 (-21.9%) 0.00 82
    2024-07-01 $283,850 (-3.8%) $321,469 (-23.5%) 0.00 82
    2024-08-01 $288,250 (5.0%) $322,268 (-20.8%) 0.00 89
    2024-09-01 $290,925 (3.2%) $344,787 (-12.5%) 0.00 81
    2024-10-01 $289,000 (10.7%) $329,800 (-9.5%) 0.00 89
    2024-11-01 $275,667 (5.6%) $318,236 (-12.8%) 0.00 96
    2024-12-01 $275,100 (4.6%) $318,318 (3.2%) 0.00 96
    2025-01-01 $268,225 (3.6%) $311,304 (5.4%) 0.00 92
    2025-02-01 $267,431 (0.7%) $313,294 (4.1%) 0.00 93
    2025-03-01 $267,888 (-4.3%) $297,823 (-9.1%) 0.00 89
    Jesup's median listing price for 2025-03-01 was $267,888, a difference of $-12,012 (-4.3%) versus the prior year and $457 versus the prior month.

    Jesup's median listing price comes in at 0% of the national average.

    Jesup's average listing price for 2025-03-01 was $297,823, a difference of $-29,888 (-9.1%) versus the prior year and $-15,471 versus the prior month.

    For the 2025-03-01 period, Jesup had 89 MLS listings, a difference of -4 listings (-4%) versus the prior month and 29 listings (48%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jesup (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,807 sqft
    2018-02-01 0 days 1,853 sqft
    2018-03-01 0 days 1,803 sqft
    2018-04-01 0 days 1,776 sqft
    2018-05-01 0 days 1,789 sqft
    2018-06-01 0 days 1,802 sqft
    2018-07-01 0 days 1,812 sqft
    2018-08-01 0 days 1,844 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,849 sqft
    2018-11-01 0 days 1,910 sqft
    2018-12-01 0 days 1,875 sqft
    2019-01-01 0 days 1,916 sqft
    2019-02-01 0 days 1,901 sqft
    2019-03-01 0 days 1,933 sqft
    2019-04-01 0 days 1,955 sqft
    2019-05-01 0 days 1,986 sqft
    2019-06-01 0 days 2,090 sqft
    2019-07-01 0 days 2,095 sqft
    2019-08-01 0 days 2,050 sqft
    2019-09-01 0 days 2,062 sqft
    2019-10-01 0 days 2,084 sqft
    2019-11-01 0 days 2,157 sqft
    2019-12-01 0 days 2,199 sqft
    2020-01-01 0 days 2,167 sqft
    2020-02-01 0 days 2,067 sqft
    2020-03-01 0 days 1,939 sqft
    2020-04-01 0 days 1,901 sqft
    2020-05-01 0 days 1,978 sqft
    2020-06-01 0 days 2,014 sqft
    2020-07-01 0 days 2,135 sqft
    2020-08-01 0 days 1,933 sqft
    2020-09-01 0 days 1,987 sqft
    2020-10-01 0 days 1,968 sqft
    2020-11-01 0 days 1,814 sqft
    2020-12-01 0 days 2,295 sqft
    2021-01-01 0 days 2,352 sqft
    2021-02-01 0 days 1,944 sqft
    2021-03-01 0 days 2,023 sqft
    2021-04-01 0 days 2,328 sqft
    2021-05-01 0 days 2,349 sqft
    2021-06-01 0 days 1,965 sqft
    2021-07-01 0 days 2,500 sqft
    2021-08-01 0 days 2,130 sqft
    2021-09-01 0 days 2,105 sqft
    2021-10-01 0 days 1,958 sqft
    2021-11-01 0 days 2,100 sqft
    2021-12-01 0 days 1,975 sqft
    2022-01-01 0 days 2,072 sqft
    2022-02-01 0 days 2,093 sqft
    2022-03-01 0 days 2,045 sqft
    2022-04-01 0 days 1,851 sqft
    2022-05-01 0 days 1,977 sqft
    2022-06-01 0 days 2,171 sqft
    2022-07-01 0 days 1,968 sqft
    2022-08-01 0 days 1,856 sqft
    2022-09-01 0 days 1,863 sqft
    2022-10-01 0 days 1,742 sqft
    2022-11-01 0 days 1,787 sqft
    2022-12-01 0 days 1,844 sqft
    2023-01-01 0 days 1,827 sqft
    2023-02-01 0 days 1,782 sqft
    2023-03-01 0 days 1,758 sqft
    2023-04-01 0 days 1,822 sqft
    2023-05-01 0 days 1,864 sqft
    2023-06-01 0 days 1,952 sqft
    2023-07-01 0 days 1,875 sqft
    2023-08-01 0 days 1,805 sqft
    2023-09-01 0 days 1,728 sqft
    2023-10-01 0 days 1,771 sqft
    2023-11-01 0 days 1,733 sqft
    2023-12-01 0 days 1,705 sqft
    2024-01-01 0 days 1,674 sqft
    2024-02-01 0 days 1,684 sqft
    2024-03-01 0 days 1,824 sqft
    2024-04-01 0 days 1,848 sqft
    2024-05-01 0 days 1,947 sqft
    2024-06-01 0 days 1,947 sqft
    2024-07-01 0 days 1,899 sqft
    2024-08-01 0 days 1,881 sqft
    2024-09-01 0 days 1,881 sqft
    2024-10-01 0 days 1,824 sqft
    2024-11-01 0 days 1,853 sqft
    2024-12-01 0 days 1,819 sqft
    2025-01-01 0 days 1,801 sqft
    2025-02-01 0 days 1,819 sqft
    2025-03-01 0 days 1,853 sqft
    Jesup's median listing age (time on market) for 2025-03-01 was 0 days.

    Jesup's median square footage for active listings during the 2025-03-01 period was 1,853 sqft. One year prior, the average listing was 1,824 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.