Jesup VA Loan Rates, Closing Costs & Stats

Jesup, GA

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Jesup's 36 lenders originated 152 VA loans during 2024. The total origination value was $40,540,000, with an average VA loan value of $266,711.

    Jesup VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Jesup averaged 0.6% for the week of 2025-06-20, compared to the national average (all VA variants) of 0% for the same period.

    Jesup's average VA mortgage closing costs are $5,404.

    The average rate for the prior week (2025-06-13) was 6.75% and one month ago for the week of 2025-05-16, the average rate was 6.81%.

    The average rate one year ago was 6.81%.

    For refis of the same type during the week of 2025-06-20, the average rate was 0%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Jesup VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Jesup level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 32 6.40% $5,474
    UNITED WHOLESALE MORTGAGE, LLC 24 6.29% $5,676
    FREEDOM MORTGAGE CORPORATION 13 6.37% $11,049
    MORTGAGE SOLUTIONS OF COLORADO, LLC 8 6.58% $6,169
    BROKER SOLUTIONS, INC. 6 6.21% $8,806
    GUILD MORTGAGE COMPANY 6 6.48% $7,400
    Equity Prime Mortgage LLC 5 6.98% $5,018
    NEW DAY FINANCIAL, LLC 4 7.74% $7,975
    NAVY FEDERAL CREDIT UNION 4 5.75% $7,095
    VILLAGE CAPITAL MORTGAGE 3 5.88% $11,806
    GUARANTEED RATE, INC. 3 6.79% $6,565
    NEWREZ LLC 3 5.15% $8,411
    PENNYMAC LOAN SERVICES, LLC 3 5.67% $5,970
    QUICKEN LOANS, LLC 3 6.17% $6,733
    USAA Federal Savings Bank 3 5.92% $11,072
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 5.21% $3,329
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.19% $7,813
    SOUTHWEST STAGE FUNDING, LLC 2 5.63% $109
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.68% $4,938
    PLANET HOME LENDING, LLC 2 6.06% $2,012
    Paramount Residential Mortgage Group, Inc. 2 6.44% $4,050
    Century Mortgage Company DBA Century Lending Company 2 5.69% $2,763
    VERITAS FUNDING, LLC 1 6.63% $12,388
    Carrington Mortgage Services, LLC 1 6.38% $8,466
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $19,920
    RAPID MORTGAGE COMPANY 1 6.99% $2,552
    SIRVA MORTGAGE, INC. 1 7.25% $2,073
    Credence Funding Corporation 1 6.13% $3,154
    Lakeview Community Capital, LLC 1 5.25% $6,582
    LAKEVIEW LOAN SERVICING, LLC 1 5.75% $7,069
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $9,519
    MOVEMENT MORTGAGE, LLC 1 7.13% $8,069
    AXIA FINANCIAL, LLC 1 6.75% $6,376
    NBKC BANK 1 5.63% $2,215
    Ameris Bank 1 4.63% $7,762
    OCMBC, INC. 1 6.75% $11,159

    The top Jesup VA lender as defined by loan originations is Mortgage Research Center, LLC, with 32 VA loans originated. Their average total fees are $5,474, which is $201 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Jesup VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,474), UNITED WHOLESALE MORTGAGE, LLC ($5,676), FREEDOM MORTGAGE CORPORATION ($11,049), .

    The lowest rate Jesup VA lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.29%), FREEDOM MORTGAGE CORPORATION (6.37%), Mortgage Research Center, LLC (6.40%), .

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.