Popular Bank Mortgage Rates, Fees & Info

New York, NY

LEI: 549300E0WPRCJMXMUM09

Tax ID: 52-2126008

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Popular Bank is a smaller bank specializing in Refi and Home Purchase loans. Popular Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Miami, Bridgeport, Poughkeepsie, and Houston among others. We have data for 33 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Popular Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Popular Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.17% 4/18/24
    30 Year Conventional Refi 6.21% 4/18/24
    30 Year Cash-out Refi 6.38% 4/18/24
    15 Year Conventional Purchase 6.14% 4/18/24
    15 Year Conventional Refi 6.03% 4/18/24
    15 Year Cash-out Refi 6.03% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Popular Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Popular Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    799

    Origination Dollar Volume (All Markets)

    $761,465,000

    Employee count

    688

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 473 $528,185,000 $1,116,670 $5,892 3.21%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 248 $191,290,000 $771,331 $6,215 3.22%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 10 $7,120,000 $712,000 $4,851 3.19%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 15 $4,015,000 $267,667 $4,221 3.09%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $4,005,000 $4,005,000 $0 3.75%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $2,435,000 $811,667 $6,093 2.83%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $2,085,000 $2,085,000 $4,379 2.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $2,010,000 $1,005,000 $8,752 3.31%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $1,980,000 $990,000 $7,360 2.88%
    Key West, FL (FHA|USDA|VA) 4 $1,920,000 $480,000 $4,973 3.13%
    SANTA FE, NM (FHA|USDA|VA) 1 $1,625,000 $1,625,000 $9,536 3.50%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,570,000 $785,000 $4,997 3.38%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $1,375,000 $458,333 $2,942 3.08%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,344 2.81%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,364 3.50%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $1,065,000 $1,065,000 $9,790 3.00%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,440 3.33%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $9,161 2.75%
    Outside of Metro Areas 2 $890,000 $445,000 $4,138 2.94%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $735,000 $735,000 $5,892 3.63%
    Torrington, CT (FHA|USDA|VA) 2 $660,000 $330,000 $2,610 3.38%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $635,000 $635,000 $4,248 3.63%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $575,000 $191,667 $4,476 3.13%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $565,000 $565,000 $4,260 2.88%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $515,000 $515,000 $4,522 3.13%
    UTICA-ROME, NY (FHA|USDA|VA) 1 $415,000 $415,000 $4,616 3.75%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $345,000 $345,000 $4,789 2.88%
    KINGSTON, NY (FHA|USDA|VA) 2 $290,000 $145,000 $3,784 3.31%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,784 3.38%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,578 2.75%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $155,000 $155,000 $2,742 2.88%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,775 3.63%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $115,000 $115,000 $3,970 3.38%
    Popular Bank's top markets include New York, Miami, Bridgeport, Poughkeepsie, and Houston among others.

    Their top states include:
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Popular Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The First National Bank of Long Island
    Similarity Rank: 134
    North Jersey Federal Credit Union
    Similarity Rank: 247
    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 304
    N C P D Federal Credit Union
    Similarity Rank: 482
    MOUNTAIN MORTGAGE CORP.
    Similarity Rank: 538
    We Florida Financial
    Similarity Rank: 638
    ATLANTIS MORTGAGE CO., INC.
    Similarity Rank: 668
    MID-HUDSON VALLEY
    Similarity Rank: 702
    Hanover Community Bank
    Similarity Rank: 727
    Roselle Bank
    Similarity Rank: 796

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 799 $761,465,000 $953,023 $5,866 3.21%

    For 2020, Popular Bank's most frequently originated type of loan was Conventional, with 799 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 375 $371,735,000 $991,293 $5,466 3.12%
    Home Purchase 277 $316,825,000 $1,143,773 $6,146 3.26%
    Cash Out Refi 140 $69,410,000 $495,786 $6,332 3.33%
    Other 7 $3,495,000 $499,286 $6,440 3.32%

    For 2020, Popular Bank's most frequently cited loan purpose was Refi, with 375 originations. The 2nd most popular reason was Home Purchase, with 277 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 631 $363,335,000 $575,808 $6,040 3.21%
    15 Year 75 $26,225,000 $349,667 $4,605 2.84%
    10 Year 35 $109,155,000 $3,118,714 $0 3.69%
    20 Year 19 $7,365,000 $387,632 $5,471 3.22%
    5 Year 19 $136,205,000 $7,168,684 $0 3.50%
    Other 16 $74,540,000 $4,658,750 $4,842 3.27%
    1 Year 3 $43,955,000 $14,651,667 $0 3.35%
    3 Year 1 $685,000 $685,000 $0 5.00%

    For 2020, Popular Bank's most frequently cited loan duration was 30 Year, with 631 originations. The 2nd most popular length was 15 Year, with 75 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 335 $182,185,000 $543,836
    $1k-2k 157 $63,705,000 $405,764
    $2k-3k 84 $42,720,000 $508,571
    $3k-4k 38 $26,720,000 $703,158
    $5k+ 34 $37,510,000 $1,103,235
    $4k-5k 21 $19,045,000 $906,905

    Popular Bank's average total fees were $6,040, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 335 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 454 $556,550,000 $1,225,881
    2.5-3% 277 $170,575,000 $615,794
    <2.5% 43 $16,595,000 $385,930
    4-5% 24 $17,200,000 $716,667
    5-6% 1 $545,000 $545,000

    During 2020, Popular Bank's average interest rate for loans was 3.21%, while their most frequently originated rate bucket for loans was 3-4%, with 454 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 248 $75,790,000 $305,605 $4,558 3.11%
    $400k-600k 217 $104,885,000 $483,341 $5,720 3.18%
    $600k-1MM 133 $98,155,000 $738,008 $6,926 3.31%
    $1MM+ 122 $470,840,000 $3,859,344 $10,640 3.28%
    $100k-200k 73 $11,285,000 $154,589 $3,566 3.30%
    $100,000 or less 6 $510,000 $85,000 $3,460 3.13%

    2020 saw Popular Bank place emphasis on $200k-400k loans with 248 originations, totaling $75,790,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 197 $185,545,000 $941,853 $7,912 3.19%
    $150k-250k 193 $98,035,000 $507,953 $5,800 3.15%
    $100k-150k 172 $65,900,000 $383,140 $5,141 3.20%
    $75k-100k 87 $28,365,000 $326,034 $4,703 3.19%
    $50k-75k 73 $19,655,000 $269,247 $4,364 3.14%
    $50k or less 14 $3,000,000 $214,286 $3,567 3.10%

    Popular Bank lent most frequently to those with incomes in the $250k+ range, with 197 originations. The second most popular income band? $150k-250k, with 193 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 142 $80,780,000 $568,873 $5,623 3.12%
    30-36% 134 $77,090,000 $575,299 $5,827 3.16%
    <20% 62 $41,820,000 $674,516 $6,614 3.03%
    49% 38 $15,260,000 $401,579 $5,026 3.25%
    39% 36 $18,330,000 $509,167 $6,350 3.09%
    44% 36 $20,780,000 $577,222 $5,444 3.17%
    43% 34 $13,400,000 $394,118 $5,103 3.29%
    48% 33 $19,595,000 $593,788 $6,339 3.24%
    40% 31 $17,325,000 $558,871 $7,258 3.35%
    42% 28 $14,570,000 $520,357 $5,834 3.19%
    37% 28 $14,470,000 $516,786 $6,108 3.17%
    38% 25 $14,245,000 $569,800 $5,560 3.25%
    47% 23 $10,345,000 $449,783 $5,720 3.04%
    41% 22 $9,860,000 $448,182 $5,658 3.32%
    36% 22 $12,160,000 $552,727 $6,058 3.28%
    46% 19 $10,415,000 $548,158 $5,788 3.19%
    45% 16 $6,400,000 $400,000 $5,416 3.18%
    50-60% 6 $3,110,000 $518,333 $6,159 3.10%

    Popular Bank lent most frequently to those with DTI ratios of 20-30%, with 142 originations. The next most common DTI ratio? 30-36%, with 134 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 62 $360,260,000 $5,810,645 $0 3.57%
    White 597 $313,145,000 $524,531 $5,753 3.16%
    Not provided 49 $38,325,000 $782,143 $7,472 3.30%
    Asian 56 $32,550,000 $581,250 $5,797 3.12%
    Black 26 $12,730,000 $489,615 $5,842 3.46%
    American Indian 5 $2,485,000 $497,000 $6,262 3.25%
    Asian Indian 3 $1,545,000 $515,000 $5,009 3.71%
    Chinese 1 $425,000 $425,000 $3,700 2.88%

    Approval Rates

    Total approvals of all applications
    78.73%

    Popular Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    63.70%

    Popular Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 799 $761,465,000 $953,023

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 60 $359,090,000 $5,984,833
    Single Family (1-4 Units):Site-Built 739 $402,375,000 $544,486

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 69 $34,835,000 $504,855 $5,765 3.08%
    40-60% 181 $241,615,000 $1,334,890 $5,971 3.12%
    60-80% 440 $431,990,000 $981,795 $6,021 3.26%
    80-100% 97 $47,085,000 $485,412 $5,335 3.22%
    Under 20% 12 $5,940,000 $495,000 $4,491 3.33%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    POPULAR BANK Conventional home mortgage Trouble during payment process 3 37.5%
    POPULAR BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 2 25.0%
    POPULAR BANK Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 12.5%
    POPULAR BANK Home equity loan or line of credit (HELOC) Trouble during payment process 2 25.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Popular Bank 1046-48 Southern Boulevard New York City, NY 10459 Full Service B&M $46,995
    Popular Bank 11 West 51st Street New York, NY 10019 Full Service B&M $132,668
    Popular Bank 114 Washington Street Hoboken, NJ 7030 Full Service B&M $17,940
    Popular Bank 1170 Castle Hill Avenue Bronx, NY 10462 Full Service B&M $49,696
    Popular Bank 1221 Brickell Avenue Miami, FL 33131 Full Service B&M $88,382
    Popular Bank 1230 Fulton Street Brooklyn, NY 11216 Full Service B&M $38,760
    Popular Bank 134 Delancey Street New York City, NY 10002 Full Service B&M $57,516
    Popular Bank 15-25a Graham Avenue New York City, NY 11206 Full Service B&M $80,867
    Popular Bank 1590 Northeast Miami Gardens Drive North Miami Beach, FL 33179 Full Service B&M $239,795
    Popular Bank 1590 Northeast Miami Gardes Drive North Miami Beach, FL 33179 Full Service B&M $137,175
    Popular Bank 1619 Sheepshead Bay Road New York City, NY 11235 Full Service B&M $191,743
    Popular Bank 1620 Pitkin Avenue New York City, NY 11212 Full Service B&M $68,747
    Popular Bank 1620 West 49th Street Hialeah, FL 33012 Full Service B&M $44,924
    Popular Bank 164 East 116th Street New York City, NY 10029 Full Service B&M $54,288
    Popular Bank 180 Dyckman Street New York City, NY 10040 Full Service B&M $34,478
    Popular Bank 2095 Ralph Avenue New York City, NY 11234 Full Service B&M $78,702
    Popular Bank 2121 Avenue U Brooklyn, NY 11229 Full Service B&M $90,261
    Popular Bank 231 West 125th Street New York City, NY 10027 Full Service B&M $25,411
    Popular Bank 2317 Ponce De Leon Blvd Coral Gables, FL 33134 Full Service B&M $123,145
    Popular Bank 28-36 Steinway Street New York City, NY 11103 Full Service B&M $65,474
    Popular Bank 2812 Broadway New York City, NY 10025 Full Service B&M $52,929
    Popular Bank 285 Madison Avenue New York, NY 10017 Full Service B&M $292,875
    Popular Bank 2875 North East 191 Street, Suite 101 Aventura, FL 33180 Full Service B&M $92,133
    Popular Bank 301 71st Street Miami Beach, FL 33141 Full Service B&M $59,841
    Popular Bank 301 East Fordham Road New York City, NY 10460 Full Service B&M $54,166
    Popular Bank 310 East Houston Street New York, NY 10002 Full Service B&M $45,384
    Popular Bank 345 Park Avenue South New York, NY 10010 Full Service B&M $97,617
    Popular Bank 374 East 149th Street Bronx, NY 10455 Full Service B&M $36,898
    Popular Bank 4043 Broadway New York, NY 10032 Full Service B&M $74,993
    Popular Bank 43 West 14th Street New York, NY 10011 Full Service B&M $18,946
    Popular Bank 500 Bloomfield Avenue Newark, NJ 7107 Full Service B&M $85,411
    Popular Bank 5216 Fifth Avenue New York City, NY 11220 Full Service B&M $61,157
    Popular Bank 53-10 Bergen Line Avenue West New York, NJ 7093 Full Service B&M $47,367
    Popular Bank 539 Eastern Parkway New York City, NY 11216 Full Service B&M $82,961
    Popular Bank 615 West 181st Street New York City, NY 10033 Full Service B&M $84,639
    Popular Bank 631 State Street Perth Amboy, NJ 8861 Full Service B&M $43,298
    Popular Bank 645 East Tremont Ave Bronx, NY 10457 Full Service B&M $107,439
    Popular Bank 66 Court Street Brooklyn, NY 11201 Full Service B&M $49,231
    Popular Bank 71-24 Austin Street Forest Hills, NY 11375 Full Service B&M $52,946
    Popular Bank 730 Columbus Avenue New York, NY 10025 Full Service B&M $80,227
    Popular Bank 7900 Miami Lakes Drive West Miami Lakes, FL 33016 Full Service B&M $1,325,074
    Popular Bank 817 Elizabeth Avenue Elizabeth, NJ 7201 Full Service B&M $125,219
    Popular Bank 8180 Northwest 36th Street Miami, FL 33172 Full Service B&M $119,370
    Popular Bank 83-20/22 Baxter Avenue New York City, NY 11373 Full Service B&M $93,790
    Popular Bank 8401 West Oakland Park Boulevard Sunrise, FL 33351 Full Service B&M $74,720
    Popular Bank 85 Broad Street New York, NY 10004 Full Service B&M $2,984,602
    Popular Bank 85-01 Kennedy Boulevard North Bergen, NJ 7047 Full Service B&M $54,110
    Popular Bank 8875 Dadeland Blvd Miami, FL 33156 Full Service B&M $95,550
    Popular Bank 918 Seneca Avenue Ridgewood, NY 11385 Full Service B&M $59,043
    Popular Bank 956 Flatbush Avenue Brooklyn, NY 11226 Full Service B&M $43,933

    For 2020, Popular Bank had 50 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $385,132
    Net interest income $302,517
    Total noninterest income $19,582
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $11,121
    Trading account gains and fees $0
    Additional Noninterest Income $8,461
    Pre-tax net operating income $2,365
    Securities gains (or losses, -) $4,322
    Income before extraordinary items $-724
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $-724
    Minority interest net income $0
    Net income $-724
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $-4,138

    Popular Bank's gross interest income from loans was $385,132,000.
    Popular Bank's net interest income from loans was $302,517,000.
    Popular Bank's fee based income from loans was $11,121,000.
    Popular Bank's net income from loans was $-724,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $82,615
    Provision for credit losses $76,471
    Total noninterest expense $243,263
    Salaries and employee benefits $79,869
    Premises and equipment expense $61,636
    Additional noninterest expense $101,758
    Applicable income taxes $7,411
    Net charge-offs $9,768
    Cash dividends $0

    Popular Bank's interest expense for loans was $82,615,000.
    Popular Bank's payroll and benefits expense were $79,869,000.
    Popular Bank's property, plant and equipment expenses $61,636,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 7.0%
    All other family 1.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 9.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,771,567
    Deposits held in domestic offices $7,771,567
    Deposits by Individuals, partnerships, and corporations $7,463,973
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $300,673
    Deposits by Commercial banks and other depository institutions in U.S. $6,921
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $617,093
    Demand deposits $304,355
    Nontransaction accounts $7,154,474
    Money market deposit accounts (MMDAs) $1,904,419
    Other savings deposits (excluding MMDAs) $3,442,715
    Total time deposits $1,807,340
    Total time and savings deposits $7,467,212
    Noninterest-bearing deposits $304,356
    Interest-bearing deposits $7,467,211
    Retail deposits $6,734,450
    IRAs and Keogh plan accounts $66,996
    Brokered deposits $594,094
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $10,255,710
    Cash & Balances due from depository institutions $373,927
    Interest-bearing balances $281,357
    Total securities $1,329,331
    Federal funds sold & reverse repurchase $0
    Net loans and leases $7,658,154
    Loan and leases loss allowance $156,500
    Trading account assets $0
    Bank premises and fixed assets $106,709
    Other real estate owned $1,634
    Goodwill and other intangibles $354,339
    All other assets $431,616

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $10,255,710
    Total Liabilities $8,448,304
    Total deposits $7,771,567
    Interest-bearing deposits $7,467,211
    Deposits held in domestic offices $7,771,567
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $81,387
    Trading liabilities $0
    Other borrowed funds $453,424
    Subordinated debt $0
    All other liabilities $141,926

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $7,658,154
    Loan and leases loss allowance $156,500
    Total loans and leases (domestic) $7,814,654
    All real estate loans $6,087,499
    Real estate loans in domestic offices $6,087,499
    Construction and development loans $787,996
    Residential 1-4 family construction $3,269
    Other construction, all land development and other land $784,727
    Loans secured by nonfarm nonresidential properties $2,297,754
    Nonfarm nonresidential secured by owner-occupied properties $353,574
    Commercial real estate & other non-farm, non-residential $1,944,180
    Multifamily residential real estate $1,743,712
    1-4 family residential loans $1,258,037
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $484,385
    To non-U.S. addressees $0
    Loans to individuals $193,207
    Credit card loans $31
    Related Plans $1,937
    Consumer Auto Loans $0
    Other loans to individuals $191,239
    All other loans & leases $1,049,563
    Loans to foreign governments and official institutions $0
    Other loans $1,049,479
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $9,535
    Non 1-4 family restructured loans & leases $35
    Total loans and leases (foreign) $0

    Popular Bank had $7,658,154,000 of loans outstanding in 2020. $6,087,499,000 of loans were in real estate loans. $787,996,000 of loans were in development loans. $1,743,712,000 of loans were in multifamily mortgage loans. $1,258,037,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $31,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 281 $100,999 $359,427
    Nonfarm, nonresidential loans - <$100k 7 $318 $45,429
    Nonfarm, nonresidential loans - $100-250k 54 $6,789 $125,722
    Nonfarm, nonresidential loans - $250k-1MM 220 $93,892 $426,782
    Commercial & Industrial, US addressed loans - <$1MM 1,723 $153,164 $88,894
    Commercial & Industrial, US addressed loans - <$100k 1,240 $31,732 $25,590
    Commercial & Industrial, US addressed loans - $100-250k 250 $38,284 $153,136
    Commercial & Industrial, US addressed loans - $250k-1MM 233 $83,148 $356,858