Relyance Bank Mortgage Rates, Fees & Info
Pine Bluff, ARLEI: 549300GCILEV6KJUST91
Tax ID: 71-0764688
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Mortgage Data
Review & Overview
Relyance Bank is a smaller bank specializing in Home Purchase loans. Relyance Bank has a high proportion of conventional loans. Their top markets by origination volume include: Little Rock, Hot Springs, Pine Bluff, Fayetteville, and Malvern among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Relyance Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
84Origination Dollar Volume (All Markets)
$45,950,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 27 | $26,745,000 | $990,556 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 18 | $8,580,000 | $476,667 | $0 | 0.00% |
| PINE BLUFF, AR (FHA|USDA|VA) | 28 | $7,030,000 | $251,071 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $0 | 0.00% |
| Malvern, AR (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $630,000 | $315,000 | $0 | 0.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| Camden, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 84 | $45,950,000 | $547,024 | $0 | 0.00% |
For 2023, Relyance Bank's most frequently originated type of loan was Conventional, with 84 originations.
Loan Reason
For 2023, Relyance Bank's most frequently cited loan purpose was Home Purchase, with 51 originations. The 2nd most popular reason was Home Improvement, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 84 | $45,950,000 | $547,024 | $0 | 0.00% |
For 2023, Relyance Bank's most frequently cited loan duration was Other, with 84 originations.
Loan Sizing
2023 saw Relyance Bank place emphasis on $100,000 or less loans with 27 originations, totaling $1,365,000 in origination value.
Applicant Income
Relyance Bank lent most frequently to those with incomes in the $100k-150k range, with 16 originations. The second most popular income band? $150k-250k, with 14 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 84 | $45,950,000 | $547,024 | $0 | 0.00% |
Relyance Bank lent most frequently to those with DTI ratios of Exempt%, with 84 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.80%
Relyance Bank has an average approval rate.
Pick Rate
Approvals leading to origination73.81%
Relyance Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 84 | $45,950,000 | $547,024 |