All In Mortgage Rates, Fees & Info
Daleville, ALLEI: 549300J4330IBZ0BBI43
Tax ID: 63-0513743
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Mortgage Data
Review & Overview
All In is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. All In has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dothan, Enterprise, Mobile, Ozark, and Crestview among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)All In has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.54% | 5/5/24 |
| 30 Year Conventional Purchase | 6.47% | 5/5/24 |
| 30 Year Conventional Refi | 9.65% | 5/5/24 |
| 30 Year Cash-out Refi | 6.27% | 5/5/24 |
| 30 Year FHA Purchase | 13.54% | 5/5/24 |
| 30 Year VA Purchase | 9.76% | 5/5/24 |
| 30 Year VA Refi | 12.54% | 5/5/24 |
| 30 Year USDA Purchase | 9.92% | 5/5/24 |
| 15 Year Conventional Purchase | 6.47% | 5/5/24 |
| 15 Year Conventional Refi | 6.63% | 5/5/24 |
| 15 Year Cash-out Refi | 6.63% | 5/5/24 |
| 15 Year VA Purchase | 5.68% | 5/5/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
All In Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
252Origination Dollar Volume (All Markets)
$23,700,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DOTHAN, AL (FHA|USDA|VA) | 83 | $9,175,000 | $110,542 | $0 | 0.00% |
| Enterprise, AL (FHA|USDA|VA) | 45 | $3,065,000 | $68,111 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 30 | $2,680,000 | $89,333 | $0 | 0.00% |
| Outside of Metro Areas | 25 | $2,565,000 | $102,600 | $0 | 0.00% |
| Ozark, AL (FHA|USDA|VA) | 28 | $1,950,000 | $69,643 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $1,135,000 | $103,182 | $0 | 0.00% |
| Troy, AL (FHA|USDA|VA) | 12 | $910,000 | $75,833 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 0.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $0 | 0.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 0.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 251 | $23,575,000 | $93,924 | $0 | 0.00% |
| USDA | 1 | $125,000 | $125,000 | $0 | 0.00% |
For 2018, All In's most frequently originated type of loan was Conventional, with 251 originations. Their 2nd most popular type was USDA, with 1 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 175 | $12,625,000 | $72,143 | $0 | 0.00% |
| Home Purchase | 58 | $8,660,000 | $149,310 | $0 | 0.00% |
| Refi | 19 | $2,415,000 | $127,105 | $0 | 0.00% |
For 2018, All In's most frequently cited loan purpose was Cash Out Refi, with 175 originations. The 2nd most popular reason was Home Purchase, with 58 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 252 | $23,700,000 | $94,048 | $0 | 0.00% |
For 2018, All In's most frequently cited loan duration was Other, with 252 originations.
Loan Sizing
2018 saw All In place emphasis on $100,000 or less loans with 169 originations, totaling $8,485,000 in origination value.
Applicant Income
All In lent most frequently to those with incomes in the $50k or less range, with 59 originations. The second most popular income band? $75k-100k, with 57 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 252 | $23,700,000 | $94,048 | $0 | 0.00% |
All In lent most frequently to those with DTI ratios of Exempt%, with 252 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications80.00%
All In has a below average approval rate.
Pick Rate
Approvals leading to origination76.19%
All In has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 252 | $23,700,000 | $94,048 |