All In Mortgage Rates, Fees & Info
Daleville, ALLEI: 549300J4330IBZ0BBI43
Tax ID: 63-0513743
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Mortgage Data
Review & Overview
All In is a smaller mortgage company specializing in Home Improvement, Other, and Home Purchase loans. All In has a high proportion of conventional loans. Their top markets by origination volume include: Crestview, Mobile, Dothan, Enterprise, and Ozark among others. We have data for 73 markets. (Some data included below & more in-depth data is available with an active subscription.)All In has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.38% | 4/5/25 |
| 30 Year Conventional Purchase | 6.32% | 4/5/25 |
| 30 Year Conventional Refi | 6.44% | 4/5/25 |
| 30 Year Cash-out Refi | 6.72% | 4/5/25 |
| 30 Year FHA Purchase | 6.72% | 4/5/25 |
| 30 Year VA Purchase | 6.72% | 4/5/25 |
| 30 Year VA Refi | 6.72% | 4/5/25 |
| 30 Year USDA Purchase | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 6.60% | 4/5/25 |
| 15 Year Conventional Refi | 5.97% | 4/5/25 |
| 15 Year Cash-out Refi | 5.97% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
All In Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,018Origination Dollar Volume (All Markets)
$119,570,000Relative Rate
All In's average 30 year fixed mortgage rate was
6.06%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.49%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 140 | $25,610,000 | $182,929 | $399 | 8.71% |
| MOBILE, AL (FHA|USDA|VA) | 157 | $20,825,000 | $132,643 | $241 | 8.62% |
| DOTHAN, AL (FHA|USDA|VA) | 219 | $17,645,000 | $80,571 | $221 | 8.76% |
| Enterprise, AL (FHA|USDA|VA) | 133 | $12,075,000 | $90,789 | $205 | 8.73% |
| Ozark, AL (FHA|USDA|VA) | 86 | $6,420,000 | $74,651 | $152 | 8.48% |
| Outside of Metro Areas | 68 | $6,360,000 | $93,529 | $0 | 8.69% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 33 | $4,485,000 | $135,909 | $420 | 9.02% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $0 | 9.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $0 | 8.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $0 | 9.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $0 | 9.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $0 | 8.81% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $1,025,000 | $113,889 | $205 | 8.86% |
| Troy, AL (FHA|USDA|VA) | 11 | $975,000 | $88,636 | $205 | 8.59% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $975,000 | $108,333 | $0 | 9.39% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 12 | $920,000 | $76,667 | $0 | 9.21% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $0 | 9.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $0 | 9.44% |
| AKRON, OH (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $0 | 9.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 9.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $0 | 7.68% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 9.06% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 8.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 9.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 8.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 9.08% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 10.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 9.33% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 9.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 9.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.33% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 9.40% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 9.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 9.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 9.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 10.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.67% |
| Lake City, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 9.38% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.75% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 8.67% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.25% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.75% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.00% |
| Atmore, AL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $334 | 8.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.00% |
| McPherson, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 812 | $74,490,000 | $91,736 | n/a | 8.98% |
| Conventional | 203 | $44,795,000 | $220,665 | $243 | 7.89% |
| VA | 3 | $285,000 | $95,000 | $0 | 9.83% |
For 2024, All In's most frequently originated type of loan was HELOC, with 812 originations. Their 2nd most popular type was Conventional, with 203 originations.
Loan Reason
For 2024, All In's most frequently cited loan purpose was Home Improvement, with 360 originations. The 2nd most popular reason was Other, with 353 originations.
Loan Duration/Length
For 2024, All In's most frequently cited loan duration was Other, with 816 originations. The 2nd most popular length was 10 Year, with 140 originations.
Origination Fees/Closing Costs
All In's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 33 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 625 | $59,895,000 | $95,832 |
| 7-8% | 306 | $40,550,000 | $132,516 |
| 6-7% | 70 | $16,430,000 | $234,714 |
| 5-6% | 17 | $2,695,000 | $158,529 |
During 2024, All In's average interest rate for loans was 6.06%, while their most frequently originated rate bucket for loans was Over 8%, with 625 originations.
Loan Sizing
2024 saw All In place emphasis on $100,000 or less loans with 635 originations, totaling $33,865,000 in origination value.
Applicant Income
All In lent most frequently to those with incomes in the $100k-150k range, with 238 originations. The second most popular income band? $150k-250k, with 214 originations.
Applicant Debt to Income Ratio
All In lent most frequently to those with DTI ratios of 20-30%, with 212 originations. The next most common DTI ratio? 30-36%, with 172 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications67.98%
All In has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination74.66%
All In has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,018 | $119,570,000 | $117,456 |