All In Mortgage Rates, Fees & Info
Daleville, ALLEI: 549300J4330IBZ0BBI43
Tax ID: 63-0513743
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Mortgage Data
Review & Overview
All In is a smaller mortgage company specializing in Other, Home Improvement, and Home Purchase loans. All In has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Crestview, Dothan, Mobile, Enterprise, and Ozark among others. We have data for 65 markets. (Some data included below & more in-depth data is available with an active subscription.)All In has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. All In is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.54% | 11/21/24 |
| 30 Year Conventional Purchase | 6.47% | 11/21/24 |
| 30 Year Conventional Refi | 9.65% | 11/21/24 |
| 30 Year Cash-out Refi | 6.27% | 11/21/24 |
| 30 Year FHA Purchase | 13.54% | 11/21/24 |
| 30 Year VA Purchase | 9.76% | 11/21/24 |
| 30 Year VA Refi | 12.54% | 11/21/24 |
| 30 Year USDA Purchase | 9.92% | 11/21/24 |
| 15 Year Conventional Purchase | 6.47% | 11/21/24 |
| 15 Year Conventional Refi | 6.63% | 11/21/24 |
| 15 Year Cash-out Refi | 6.63% | 11/21/24 |
| 15 Year VA Purchase | 5.68% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
All In Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,151Origination Dollar Volume (All Markets)
$112,905,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 159 | $21,505,000 | $135,252 | $5,341 | 5.35% |
| DOTHAN, AL (FHA|USDA|VA) | 242 | $18,940,000 | $78,264 | $2,513 | 5.55% |
| MOBILE, AL (FHA|USDA|VA) | 184 | $14,930,000 | $81,141 | $1,659 | 5.46% |
| Enterprise, AL (FHA|USDA|VA) | 191 | $13,655,000 | $71,492 | $2,679 | 5.54% |
| Ozark, AL (FHA|USDA|VA) | 93 | $9,955,000 | $107,043 | $3,721 | 5.58% |
| Outside of Metro Areas | 81 | $9,105,000 | $112,407 | $4,518 | 5.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 53 | $4,925,000 | $92,925 | $2,107 | 5.71% |
| PANAMA CITY, FL (FHA|USDA|VA) | 16 | $2,610,000 | $163,125 | $7,771 | 5.42% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $6,461 | 5.55% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $1,320,000 | $110,000 | $3,193 | 5.71% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $7,200 | 5.43% |
| Troy, AL (FHA|USDA|VA) | 12 | $1,030,000 | $85,833 | $2,923 | 5.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $945,000 | $85,909 | $1,525 | 5.73% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $12,979 | 5.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,278 | 5.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $16,203 | 6.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 4.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,912 | 7.85% |
| OCALA, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 7.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,868 | 7.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,361 | 6.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,311 | 4.44% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,658 | 6.81% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,886 | 4.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 3.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 6.08% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,853 | 5.42% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,588 | 5.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,710 | 8.00% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.75% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,844 | 4.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,839 | 7.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,014 | 5.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.50% |
| Seneca, SC (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 6.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.00% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.50% |
| LIMA, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
Product Mix
For 2022, All In's most frequently originated type of loan was HELOC, with 851 originations. Their 2nd most popular type was Conventional, with 289 originations.
Loan Reason
For 2022, All In's most frequently cited loan purpose was Other, with 440 originations. The 2nd most popular reason was Home Improvement, with 397 originations.
Loan Duration/Length
For 2022, All In's most frequently cited loan duration was Other, with 852 originations. The 2nd most popular length was 10 Year, with 146 originations.
Origination Fees/Closing Costs
All In's average total fees were $7,669, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 111 originations.
Interest Rates
During 2022, All In's average interest rate for loans was 4.88%, while their most frequently originated rate bucket for loans was 4-5%, with 323 originations.
Loan Sizing
2022 saw All In place emphasis on $100,000 or less loans with 813 originations, totaling $41,595,000 in origination value.
Applicant Income
All In lent most frequently to those with incomes in the $100k-150k range, with 284 originations. The second most popular income band? $50k-75k, with 225 originations.
Applicant Debt to Income Ratio
All In lent most frequently to those with DTI ratios of 20-30%, with 272 originations. The next most common DTI ratio? 30-36%, with 196 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications71.65%
All In has a below average approval rate.
Pick Rate
Approvals leading to origination65.51%
All In has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $55,000 | $55,000 |
| NA | 1,150 | $112,850,000 | $98,130 |